Podcasts about nda

Yvette Young is back on the podcast, which means we are legally required to talk about beautiful guitar parts, creative chaos, and the strange little circus act of trying to be a functioning artist in the modern world. This time around, Yvette digs into her work on the new Superman soundtrack, including what it was like getting mysterious NDA phone calls, turning around guitar cues on tight deadlines, and then watching the movie wondering which of her parts survived the final cut instead of, you know, simply enjoying the movie like a normal person. We also get into the deeper stuff: burnout, touring, trying to make time for solo music, learning to serve someone else's creative vision, and the eternal struggle of doing enough work to survive without accidentally sanding your soul down to a decorative nub. There's also talk of signature gear, musician play dates, creative retreats in the woods, and why music should probably be treated less like a sport and more like a weird, beautiful thing humans do because our brains won't leave us alone. Yvette is always a delight, and this one gets wonderfully real. Support The Show And Connect! The Text Chat is back! Hit me up at (503) 751-8577 You can also help out with your gear buying habits by purchasing stuff from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/reverb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/sweetwater⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or grabbing your guitar/bass strings from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/stringjoy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode:The Rundown (:32): David Evans, president of Target Contractors and a member of the NDA Board of Directors, shares an update on current market conditions across the demolition industry. He discusses strong scrap pricing trends, growing federal project opportunities and why owners are increasingly prioritizing safety, regulatory compliance and proven experience over the lowest bid. Evans also reminds members about the Sept. 15 deadlines for NDA Awards and Scholarship applications and highlights OSHA's updated Voluntary Protection Program (VPP) guidance for contractors pursuing or maintaining VPP status.Member Conversation (4:36): Florida Chapter President Karen Soricelli of D.H. Griffin and Secretary/Treasurer Kala Kephart of AlliedBean Demolition share their journeys into the demolition industry and reflect on the mentors, experiences and values that shaped their careers. They discuss the importance of mentorship, attracting the next generation of skilled workers, the opportunities available for women in demolition and why professionalism, integrity and lifelong learning are essential for long-term success. The conversation also explores how involvement in the NDA and local chapters helps members build meaningful relationships, strengthen the industry and support one another beyond competition.

Aleksi Paavola on reilut 10 vuotta teknologiayrittäjänä toiminut tekoälyrakentaja, joka on kouluttanut kielimalleihin niin Googlen Euroopan tiimiä kuin porukkaa Saudi-Arabiassa. Tässä jaksossa hän avaa avoimen lähdekoodin hengessä rakennetun Laki.ai MCP:n, joka yhdistää Finlexin oikeuslähteet suoraan tekoälyagentin käyttöön ja tekee luotettavasta suomalaisesta juridisesta tiedonhausta ilmaista. Keskustelu kulkee MCP:n perusteista aina siihen kysymykseen, tuoko ihminen enää lisäarvoa kehittyvälle tekoälylle. Sami ja Aleksi vertailevat Clouden, Codexin ja Copilotin työskentelytapoja, ruotivat Legoran ja Harvin kalliita suljettuja tuotteita ja pohtivat, miksi juuri Suomen juridiikassa yleiskäyttöinen malli lyö erikoistuneet kilpailijat. Lopuksi puhutaan Samanthasta, agenttiarmeijoista, lokaalista inferenssistä ja siitä, onko Euroopalla enää sananvaltaa tekoälyn aikakaudella.00:00 Aleksi Paavola kielimallien ja tekoälyn asiantuntija01:33 Gemini 3 ja Googlen panostukset02:27 Miksi Laki.ai MCP on iso parannus03:30 Juridisen dokumentaation haaste ja NDA-vertailu05:06 Finlexin datan vapautuminen ja Laki.ai06:36 Dokumenttien yhdistäminen toisiinsa07:47 Legitin Claude legal skills ja Aku Nikkola09:01 Mikä MCP on: USB-C-vertaus10:18 MCP verrattuna perinteiseen API-rajapintaan12:41 Mikä oikeasti on tekoälyagentti13:54 Kielimallin ja agentin ero15:57 Käytä aina parasta mallia18:17 The Bitter Lesson ja ihmisen kapeneva rooli20:35 Harnessin pienentyminen ohjelmistokehityksessä22:08 Legora ja Harvey eivät ole kovin hyviä26:27 Cloude ylivertainen Suomen juridiikassa28:00 Kauppakamarin välimiesmenettely ja suljettu data30:22 Skillit selitettynä ja Suomen legal skills32:48 Lavern ja kahden mallin väittely35:12 Lovablen fiksut oletusvalinnat40:13 Fable palaa ja mallin älykkyyden arvo45:14 Clouden ja GPT:n persoonaerot46:35 OpenAI:n data: Codex syrjäyttää chatin50:27 Eroon Copilotista, valitse ekosysteemi53:03 Desktop-sovellukset ja selaimen tulevaisuus55:22 Kuka on korvattavissa tekoälyllä58:11 Samantha, WhatsApp-agentti ja muisti1:03:29 Agenttiarmeija ihan peruslisenssillä1:08:00 Omavaraisuus ja lokaali inferenssi1:10:11 Laki.ai suositus ja tietoturvavaroitus1:13:14 EU-serverit, AI Act ja lopetus

Bobby and Eddie are back with another episode of Current Stuff! They dive into the rumored cost of a future Taylor Swift and Travis Kelce wedding and try to figure out just how expensive a celebrity wedding can really get. From $5 million flower budgets and over-the-top catering to guest NDA agreements and luxury venues, they break down every wild detail. Then, they debate the greatest cities in America. Does Santa Fe deserve all the hype? Is Boston underrated? Which cities belong in the conversation for the best in the country? Plus, they tackle some of the greatest American mysteries of all time, including what really happened to the prisoners who escaped Alcatraz, the disappearance of Amelia Earhart, theories surrounding the JonBenét Ramsey case, and more. Watch The BobbyCast on Netflix! Follow on Instagram: @TheBobbyCast Follow on TikTok: @TheBobbyCastSee omnystudio.com/listener for privacy information.

HILARIOUS! She showers.......sometimes. TODAY ON THE SHOW, We are BACK! We have vacation recaps and calls to get to and a short amount of time to squeeze it all in so bare with us. Also, the rumors are TRUE... Rich SPOKE to TRAVIS KELCE and SNUCK INTO A WEDDING RECEPTION! The full LIVE reveal in today's show. Also, the fastest MINUTE TO WIN IT FAIL we have had yet and we asked YOU to tell us if you EVER signed an NDA and if enough time has passed to SPILL THE TEA! All of this and MORE today on JOHNJAY & RICH!See omnystudio.com/listener for privacy information.

Lawsuit accuses Carrot Top of sending a sex video, Rolling Stones new album, Britney Spears sunroof surfing, "Shipwrecked: Nightmare at Sea" on Netflix, Bryan Callen humiliated, Prince Harry bombs on stage, RIP Lindsey Graham, Conor McGregor embarrassment, and Man v. Bison. RIP Lindsey Graham. Conspiracy theories are afoot. Mitch McConnell is probably dead. More controversy at the World Cup! It's down to four countries. Music: Jay Z rocked Yankee Stadium... with his wife and nepo-brat. Jack White is also dabbling in nepotism. The Rolling Stones are still putting out pretty good music. Mick Jagger still has his marbles. Richie Sambora is a little bitter about Jon Bon Jovi. There is some beef between Bon Jovi and Skid Row. Alex Van Halen doesn't want to talk about Sammy Hagar. Rick Beato loves David Lee Roth. Former Detroit Lion Terrion Arnold is facing serious charges, but several teams are looking at his talents. Conor McGregor sucked at UFC 329, losing to Max Holloway after his knee blew out. Some dude put his head out the window mid-air on Ryanair plane. Costa Concordia: Nightmare at Sea on Netflix covers the cruise line disaster. Some people believe Nolan Wells was murdered by his friends. Jenifer Lewis wrote a poem about all these white people killing Black people. TMZ had Wells' best friend on the air, but they're still suspicious. Breaking News: Mitch McConnell has provided proof of life. Lizzo's latest album BOMBED! Drew is going to break down BBL's on tomorrow's program. Can't wait. Carrot Top is looking to hold on to an NDA preventing him from being outed. Is Carrot Top gay, or what? Britney Spears is making great decisions after her recent DUI. Sydney Sweeney is striking while the iron is hot and showing off that body. Sofia Vergara is 54 and hot. Some people can't get over her 'Roast Beef Chalupa'. Paulina Porizkova married some dude named Jeff Greenstein. Good luck, Jeff. Bryan Callahan (Callen) humiliated himself at the 17th Annual World MMA Awards. Rosie O'Donnell has been sneaking into the US. She reconnected with her jailbird daughter after 10 years of estrangement... in the name of content. Markleverse: Meghan Markle showed up to England after all. She will not make any public appearances as nobody in the UK wants to see her. Prince Harry looked like a fool at some Invictus announcement. Elton John is still paying Harry's bills. They're burning all their bridges. Kate Middleton, meanwhile, looked radiant with her lovely family at Wimbledon. Matt Gutman almost fell for some scamola. Man vs Bison! Watch this video. Braves announcer CJ Nitkowski is proud of the whites. Merch, yo. Check it. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley, BranDon, and Roberto).

This episode of  Undressed with Pol' and Patrik is packed with hilarious debates, celebrity fashion critiques, behind-the-scenes Hollywood stories, and one of our favorite conversations with the incredibly talented Wendy Braun. We kick things off with our Haute Topics segment, diving into workplace burnout, mandatory team building, LinkedIn culture, artificial intelligence, and whether ChatGPT is making people more creative—or simply making everyone lazy. Wendy shares her unique perspective on company culture, authenticity, auditions, and why loving what you do may be the ultimate cure for burnout. Then we tackle one of the biggest headlines of the year—Elon Musk potentially becoming the world's first trillionaire. What starts as a funny conversation about having Elon's baby quickly turns into a deeper discussion about philanthropy, responsibility, Mars, space travel, and how unimaginable wealth could change the future of humanity. Things get surprisingly emotional as we discuss teamwork, trust, relationships, toxic environments, and how actors survive constant rejection while staying authentic. Wendy shares incredible wisdom about auditions, not attaching meaning to rejection, and why showing up as your authentic self is the greatest competitive advantage anyone can have. We also pull back the curtain on AI, LinkedIn culture, Amazon productions, NDA secrets, meeting Jeff Bezos, and why Hollywood often keeps projects hidden for years before audiences ever see them. Next it's time for one of our favorite segments—Runway Rundown—where no celebrity is safe. We hilariously critique red carpet looks from Ariana DeBose, Drew Barrymore, and Maya Rudolph, discussing tailoring, styling disasters, proportions, craftsmanship, and why expensive fashion doesn't always equal fabulous fashion. Along the way we share unforgettable stories about designing for the legendary Betty White, why the red carpet exists, and how fashion has the power to completely reinvent someone's career and confidence. The tables turn when Wendy becomes our surprise Runway Rundown winner after we discover one of her breathtaking editorial photo shoots. We break down every detail that made the image Vogue-worthy while talking modeling, movement, photography, and working with celebrity photographer Mike Ruiz. Then the laughs continue during our outrageous Game Time segment featuring "Company Retreat or Defeat," where Wendy hilariously chooses between trust falls, pyramid schemes, goat yoga, silent discos, rage rooms, axe throwing, therapy, and more. She even reveals the improv audition that landed one of her biggest roles, proving that sometimes goat yoga really can help you book a job. Filled with heartfelt advice, laugh-out-loud moments, Hollywood insider stories, celebrity fashion critiques, and unforgettable behind-the-scenes revelations, this episode reminds us that authenticity, confidence, kindness, and a little couture can change absolutely everything. Subscribe to our audio:linktr.ee/undressedpod Follow Pol' Atteu:Instagram: @polatteuTikTok: @polatteuTwitter: @polatteuwww.polatteu.com Follow Patrik Simpson:Instagram: @patriksimpsonTikTok: @patriksimpsonwww.patriksimpson.com Follow SnowWhite90210:Instagram: @snowwhite90210Twitter: @SnowWhite9010www.snowwhite90210.com Watch Gown and Out in Beverly Hills on Prime Video.www.gownandoutinbeverlyhills.com Book your Armenian Coffee Reading and grab your SnowBubu90210 gift at:https://polatteu.com/shop/ols/products/snowbubu90210 Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Hello, everyone, I'm Christina Darnell, the managing editor of MinistryWatch. Welcome to the MinistryWatch podcast. In today's extra episode, I talk with Warren Smith about some news items that are slightly (even significantly) outside of our normal charity and philanthropy “beat.” So, Warren, what's up first? Warren One of my “must reads” is Phil Cooke. His observations about media and leadership and lots of other topics are always short, sharp, and wise. If you're a regular listener to the podcast, you know that I've had him on the program before. Christina And today you're recommending his latest article, “When the Wheels Come Off: Why Leaders Fail in a Crisis.” Warren He says a crisis reveals a leader's true character. He advises leaders in crisis to “protect trust more than reputation.” He says, “Too many leaders try to preserve appearances. Strong leaders preserve credibility. Sometimes that means admitting mistakes publicly. The moment you stop communicating is the moment you start losing trust. Here's the hard truth: People rarely remember the crisis itself. They remember how the leader behaved. In normal seasons, leadership is strategy. In a crisis, leadership is all about character.” Christina Next up is a significant new statement from the European Evangelical Alliance. Our work here at MinistryWatch focuses mostly on the U.S. Why did you want to feature this news from the EEA? Warren Being an evangelical in Europe is a bit different than here in the United States. For one thing, evangelicals in Europe are relatively small in number. The European Evangelical Alliance claims to represent some 23 million evangelical Christians on the continent with more than 450 million people. The U.S., by comparison, has about 40 million evangelicals in a country with about 350 million people. Perhaps because European evangelicals are so much smaller in number, their aspirations for political power are more measured, you might say more modest. The EEA recently attempted, in a new document, to clarify the ‘identity and role' of evangelicals in public life. Christina And you think that American evangelicals have a lot to learn from it. Warren I do. Among other features of the document is an explicit attempt by European evangelicals to distance themselves from American evangelicals. “We oppose any political movement that undermines democratic accountability or treats any group of people as less than fully human,” the EEA says. “Evangelicals in Europe do not seek political privilege or dominance, do support a pluralistic and civil public square, do respect democratic institutions, rule of law, and human rights.” Further, they “reject coercion, manipulation, and the misuse of religion in politics.” By the way, you can read the entire statement for yourself. We have a link to it in today's show notes. Christina A new proposal by the Trump Administration caught your attention this week. Warren The federal government is considering a really bad idea. According to WORLD, “Public comment closed last Friday for a proposed Trump administration policy to combat government information leaks. The proposal would require all federal employees—in agencies ranging from the CIA to the Education Department—to sign a nondisclosure agreement.” Christina WORLD wrote a lenghy and balanced report on this topic, which we'll link to in today's show notes. But, until our listeners get a chance to read it, what else does the article say? Warren It says that “According to the Office of Personnel Management, the government-wide NDA wouldn't create new secrecy rules or increase penalties, but it would keep sensitive information secure. Violating the NDA could result in dismissal or legal penalties, the draft reads, and the agreement extends five years after federal employment ends.” Christina Free speech advocates and libertarian groups are up in arms about this proposed rule. Warren The conservative/libertarian Cato Institute has spoken out against the new rule. A coalition of roughly two dozen organizations—including journalism, transparency, and civil liberties groups—sent a joint letter arguing the rule would “silence public employees” and infringe First Amendment rights. Christina Here at MinistryWatch, we oppose non-disclosure agreements in general. Warren We do, and this one is a particularly bad idea, overbroad and a direct threat to transparency and limited government initiatives. By the way, the new proposal attracted some 30,000 comments, which you can search and read here. Christina Christianity Today's Bonnie Kristian recently did a penetrating interview with Tyler Johnson, a former pastor who now serves as chief impact officer at Come Near, the organization now responsible for He Gets Us. Warren I've never been a fan of the He Gets Us campaigns and approach, but the organizations and the philanthropists behind the campaign – including the Green Family of Hobby Lobby fame – have spent so much money in Christian media that criticism of the campaign in major Christian outlets has been muted. No one wants to derail the gravy train. That is why I give CT some credit for this interview, which asks challenging questions and does not accept cliches for answers. Christina Finally, Warren, a couple of remembrances, one of Robert Sloan, the president of Houston Baptist University, who died this week. The other is of Henry Hazlitt, who died more than 30 years ago. Warren First, Robert Sloan. I first met Robert B. Sloan at a meeting of conservative activists in 2006, right about the time he took over as president of Houston Baptist University. A few years later, I helped organize an event at HBU featuring Dr. Sloan, Marvin Olasky, and Ted Cruz. I had deep admiration for him and this news that he has died is a bit of a gut punch. He made a huge contribution to Christian higher education, and he has left many proteges who will carry on his work. That said, there are a few people I have known in my life who I think were uniquely gifted and called for their cultural moment. Chuck Colson was one. Bill Armstrong was another. Robert Sloan was one of those men. He will be missed by me and by many. You can read more about him here. Christina And Henry Hazlitt. Warren Henry Hazlitt was a journalist, syndicated columnist, and one of the big brains of the 20th century. He died on this date (July 9) in 1993. His book `Economics in One Lesson was for many years the book I would recommend to anyone who wanted to read just ONE book on economics. If you are a parent or grandparent, I recommend getting this book. It will help you explain economics to your children. Christina Any final thoughts before we go? Warren If you have not discovered our YouTube channel, check it out here. We now have nearly 200 videos there, and they have attracted tens of thousands of views. Subscribe, like, and share to spread the word about our work. I am in Albuquerque next month. If you live in the Land of Enchantment, one of my favorite states, reach out to me. I would love to share a meal or a cup of coffee with you. My email is wsmith@ministrywatch.com. We'd love to have your financial support as we approach our fiscal year end. Just go to www.ministrywatch.com/donate Christina The producer for today's program is Jeff McIntosh. I'm Christina Darnell, along with Warren Smith. Until next time, may God bless you.

In ep 181 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Karim Kronfli joins Sam and Mark to talk about getting to grips with a summer advertorial that's full of alliteration, with no time constraint. We have to be playful without going over the top. It's all about a script being "knowing" and as a voice actor having to give a nod and a wink to your audience. We also have an amazing dramatic piece between a man who's been in jail and his estranged daughter. Our fun facts are about reality TV, big West End shows and a tease of an NDA!Our VO question this week is all about what aspects of performance you take from stage work to the mic.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1And right now, as the world slows for the summer and the sun sets a little later… there's no better time to slip away with a story of secrets, lies and that final, fatal twist.Our Holiday Crime Collection brings together 100 years of murderous mischief — from breezy beachside killings to snowbound scandals in country hotels.Whether you prefer your detectives with deerstalkers or dark pasts, there's something in our summer stack to keep your suitcase suspiciously heavy.Script 2We are responsible for our own actions. No one else.Like the no one else sitting across from me who got themselves thrown out on the street. Or the no one else took a dead-end job at a petrol station instead of going to vocational school and learning something useful. Or the no one else what got themselves involved with drugs and spent two episodes in rehab.You spent way too much time feeling sorry for yourself.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Karim Kronfli has been a professional performer for over 30 years originally working as a juggler and firebreather. He trained as a Director and Voice Actor at City Lit in London, and started doing voice work in 2010. Specialising in audio drama, he has appeared in over 150 productions including Re: Dracula, The Magnus Archives, London After Midnight, SCP Archives, Dr Who: Redacted and many more.Karim's Website@karim.kronfli on InstagramKarim's Facebook pageResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!The specific episode of “Theatrical Shenanigans” that has Karim's script from “Buried Treasure” by George Sapio is here: https://www.podbean.com/media/share/pb-nkev8-189d638 (listen to 6 mins 42 secs)The Audio Drama Hub Facebook group is https://www.facebook.com/groups/AudioDramaHubAbout your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

The Emmy nominations are in and The Pitt leads with 25 while Hacks sets a comedy record with 24. Plus, Jack Antonoff's solo attendance at the Taylor Swift wedding suddenly makes a lot more sense, and Charles Barkley turned down the most exclusive invitation of the year because he wanted to play golf. ☕ Emmy nominations drop: The Pitt leads with 25, Hacks sets a comedy record☕ Jack Antonoff and Margaret Qualley separate after nearly 3 years of marriage☕ Justin Bieber is confirmed as a co-headliner for the FIFA World Cup Final Halftime Show, and the rest of the lineup is just as wild☕ Harry Styles gives 90,000 Wembley fans an unexpected parting gift ☕ Charles Barkley was invited to the Taylor Swift wedding, received an NDA, and chose golf instead THE END BITS Take The Spill's monthly pop culture quiz here and test your knowledge! Once you’ve devoured this morning’s celeb stories, get your daily news headlines from The Quicky here. Support independent women's media Follow us on TikTok, Instagram and Facebook. And subscribe to our Youtube channel. Read all the latest entertainment news on Mamamia... here. Discover more Mamamia Podcasts here. CREDITS Host & Producer: Ash London Executive Producer: Monisha Iswaran Mamamia acknowledges the traditional owners of the land on which we have recorded this podcast.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

In this episode of Let's Combinate: Drugs + Devices, Subhi Saadeh talks with Julia Anthony, founder and chief strategy officer of Solution Medical, about adrenal crisis, emergency hydrocortisone, and what it takes to build a drug-device combination product from a patient need.Julia was born with salt-wasting congenital adrenal hyperplasia, a life-threatening form of adrenal insufficiency. Because her body cannot make cortisol, she takes cortisol replacement daily and may need an emergency hydrocortisone injection during a crisis.The problem?The current emergency injection can take upto 14 steps to prepare, mix, and administer.Julia explains why the liquid and powder need to stay separate for stability, why the current process is so difficult during an emergency, and how Solution Medical is developing a proprietary dual-chamber primary container to simplify reconstitution while maintaining shelf life without refrigeration.We also discuss how the company evolved from a device idea into a drug-led 505(b)(2) NDA program, the development of a four-step prefilled syringe and two-step auto-injector, human factors testing with both patients and injection-naive users, manufacturing challenges in aseptic processing, supplier trust, regulatory strategy, and the broader platform potential for other mix-before-inject drugs.Chapters00:00 Meet Julia Anthony01:04 Living Without Cortisol02:03 The 14-Step Injection05:01 Building a Combination Product07:54 From Device Concept to Pharma Company10:06 Needles, Steps, and Testing13:25 Patient Insights and Human Factors16:58 Real-World Access Challenges21:50 Why Not a Liquid Formulation?24:15 Regulatory Pathway: 505(b)(2)25:13 Manufacturing and Partner Trust27:32 Rare Disease and Supplier Power31:53 Platform Vision Beyond Adrenal Insufficiency38:05 Reconstitution Is the Hard Part41:12 COVID Tailwinds and Timeline43:38 Where to Find Solution Medical44:42 Final Thoughts on CortisolAbout SubhiSubhi Saadeh is a consultant, trainer, and auditor focused on quality, regulatory, manufacturing, and supplier challenges for drugs, devices, and combination products.Through Let's Combinate, Subhi helps companies navigate the messy intersection of pharmaceutical and medical device requirements through consulting, training, audits, and practical education.He also hosts Let's Combinate: Drugs + Devices, where he speaks with leaders building, regulating, manufacturing, and improving combination products.

Today on "The Federal Drive with Terry Gerton" NIST's National Vulnerability Database has largely been a helpful resource, but needs some help to continue that Many pointed to the policy issues with the proposed NDA's the Trump administration wants federal employees to sign, but what about the constitutional factors? Some federal careers are built to end early, and that changes everything about how you plan the rest of your lifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Office of Personnel Management's proposal to institute a standardized NDA that federal workers could be required to sign as a condition of employment has made for much discussion in federal workforce circles. While many are concerned with the chilling effect it could have on workers, some are wondering about the possible violation of first amendment rights. One of them is the organization Protect Democracy, which filed comments of its own opposing the measure. To get a read on its view, I spoke with Jules Torti who is counsel for the organization.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Jeff McKissack about participating and speaking at RIMS events, and his upcoming RIMS Texas Regional Conference session on August 11th in San Antonio, on the increasing overlap between reputation management and risk management. Jeff shares the critical impact of reputation risk and the growing threat of AI-generated content. He explains how even executives have caused reputational damage to their organizations, and he reveals a practical step that risk managers can take immediately to reduce the likelihood of reputation-related incidents and subsequent litigation. Justin and Jeff discuss the RIMS Texas Regional Conference, and how you can connect with Jeff after his presentation.   Listen for ways to implement reputation management strategies in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by Jeff McKissack of Defense by Design to talk all about reputation risk management. But first… [:39] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [:59] RIMS-CRMP Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [1:11] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:25] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:41] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:55] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [2:04] You can enroll now in the Virtual RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. ET. The registration link is in the show notes. [2:28] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:49] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [3:08] On with the Show! Our guest today is the Founder of Defense by Design, Jeff McKissack, a noted authority in the fields of threat assessment and the prevention of violent crime, with over 35 years of experience. [3:22] Jeff provides continuing education seminars for those in the educational, medical, legal, financial, real estate, human resources, and risk management sectors. He is one of the favorite speakers in the RIMS Texas Chapters. [3:36] You can find him at the RIMS Texas Regional Conference 2026 on August 11th at 1:45, when he will present "How Reputation Management is Impacting Risk Management." [3:46] As you will hear in this interview, his session at the RIMS Texas Regional will dovetail with the Risks of Physical Harm and Violence. He's here to provide a preview of his session. [3:55] We talk about the Risk Management impact of social media, AI, and deepfake technologies on operations and profits, and how employee activity online and off the clock can ripple through staffing, operations, morale, productivity, profits, and brand image.  [4:10] This episode is a year in the making. Let's get to it! [4:12] Interview! Jeff McKissack, Welcome to RIMScast! [4:29] Jeff has a strong history with RIMS and the RIMS Texas Chapters. He has spoken at DFW RIMS on several occasions. Jeff Strege brought Jeff down to speak at Houston RIMS. He spoke at a couple of conferences co-hosted by South Texas RIMS. [4:59] Last year, Jeff was at the Inaugural Texas Regional RIMS Conference in San Antonio. He's there again this year. [5:15] Jeff loves RIMS, in general, because he doesn't have to explain himself. When he speaks to HR or risk management, his two favorite positions, even above the C-Suite, risk managers and HR directors totally get what he does and why.  [5:34] Jeff says the common response he typically gets is they've never met anybody who does what he does or speaks the language he speaks. He's heard it for 39 years. He loves speaking to people in risk and insurance companies because he speaks the language of liability. [5:54] Jeff does a lot of work with attorneys, as well, on both sides. He tells folks he's trilingual because of all these different industries. He's multifaceted. [6:06] Jeff talks about years of working with risk professionals and feeling their pain points. He reverse-engineers many of those scenarios. He asks, Where are the points where this could have been prevented, or at the bare minimum, mitigated? [6:43] A president of an association of independent electrical contractors called him for help. He asked, You have people working hours, in isolated locations, with expensive equipment on their trucks? What could go wrong? Without much of a push, he's able to jump in and help. [7:20] Jeff says there are only three types of businesses: businesses that have internal employees, businesses that have external employees, and businesses that have both. The risks for those three categories are very different from each other. [7:40] Jeff explains some of the differences in risks between having internal employees operating equipment and external employees in trucks on the road with equipment. There are different security concerns, risk concerns, and liability concerns. Address all the concerns. [8:16] Jeff recently saw a police video of a dump truck plowing through an intersection, with its brakes out, into a ravine. Fortunately, no one was killed. Why did the brakes give out? Who was responsible for checking them? They dodged a major bullet by nobody being injured or killed. [9:11] Jeff says he has three wheelhouses: physical risk, data risk, and reputational risk. He doesn't do active shooter training. He deals with factors that can lead to an active shooter before the shooting happens. He deals in prevention, not in reaction. [9:42] Jeff doesn't deal in cybersecurity but in data. He doesn't talk about people who hack your computers; he talks about people who hack your people. That bleeds over into reputation management. [9:57] Reputation management, with the internet and social media, has taken on a different dynamic. [10:07] Either your employees go online and self-incriminate themselves by putting something out there to the world that reflects upon your company, or they do something off the clock that can still have an impact on your company and its reputation. [10:22] Jeff mentions two courtrooms that we want to avoid: an actual courtroom, and the court of popular opinion. [11:01] Jeff says some things before social media still ended up being headline stories in the traditional media that reflected negatively upon employers. Social media has massively amplified that dynamic. [11:31] Jeff's talk is about how reputation management is impacting risk management. It will be held on August 11th at 1:45 p.m. during the RIMS Texas Regional Conference 2026. It examines how reputation management and risk management increasingly overlap. [11:53] Jeff says risk management and HR management often think that whatever happens off the clock is not on them — until it is. There was an Assistant District Attorney some months ago who walked out of a bar "two out of three sheets to the wind." [12:17] The cops wanted her to get an Uber and go home. She made a huge scene about it, captured on the bodycams. She ended up being arrested. "You don't know who I am. You can't do this to me!" The next day, not only was she fired, she lost her license. [12:33] There are YouTube channels devoted to police bodycams. People and companies suffer the reputational consequences of those videos. Once they're on YouTube, they go viral. [12:54] A lot of channels have hundreds of thousands to millions of views, reflecting on a company's public image, even though it was one of their employees off the clock. [13:40] Jeff says the biggest thing is education and training. We think people know what we know and the way we think. No, they don't. Jeff compares it to schools teaching social ills. As risk managers, you need to teach employees responsibility if you want to change their behavior. [14:40] Jeff says, Do not expect what you do not inspect. [14:50] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [15:09] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [15:26] The hotel cutoff date is July 10th. Reservations may still be made after the cutoff date subject to availability; however, the negotiated group rate is no longer guaranteed past July 10th, so reserve now. [15:40] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [15:51] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [16:08] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [16:24] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [16:39] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [16:49] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [17:00] Let's Return to Our Interview with Jeff McKissack! [17:07] Jeff says some of these reputational concerns have been C-Suite executives. Jeff just taught about a mayor arrested in Kentucky for shoplifting a $70 pair of shorts at a department store. Jeff guesses the mayor felt he was owed those shorts. [17:32] Last week, Jeff was talking about a city manager in Texas who felt it was a good idea, when she took her employees to a conference, to take them to a local strip club that night. After a few drinks, she got up on stage and started dancing around the pole. [17:46] Somebody recorded that and put it on social media, and the city manager got fired. City managers aren't easy to come by. In risk management, we have to understand that when these types of things occur, they impact multiple areas, both immediately and simultaneously. [18:05] These incidents affect staffing, operations, morale, productivity, profits, and public image. Every one of those six areas has associated dollar figures. This is why reputation management now must be taken into consideration under risk management. [18:50] Jeff says if I get an employee compromised in a controversial, scandalous, or criminal situation, whether I capture them on camera, or if I create the environment for said compromise to occur, and I set them up to be on camera, do I have them in the palm of my hand? [19:25] Reputational concerns, if they're not addressed and talked about before, and an employee gets caught in something that happens or was made to happen, it can be used as blackmail to have them do things internally because they have access that outside parties want. [20:08] About a year ago, Jeff says a case made national news of a high school principal who was facing the wrath of his community because of a racial rant he was supposedly caught saying as the principal of a school with minority students. [20:27] It came out that the athletic director had taken a digital sample of the principal's voice, maybe from a voicemail, and created an entire verbal tirade from scratch. That was proven through forensics. [20:47] Meanwhile, the principal had almost lost his job and career and was facing physical threats to his family from the public over something that had never happened. That showed Jeff we were entering a new atmosphere. [21:03] Jeff says, Sora 2, one of the newer AI video platforms,  has already been called out for causing problems for police because people are creating videos of real people committing not-so-real crimes. With AI, it looks real. [21:19] Jeff describes a hypothetical situation where an AI video would be used to charge an employee of a crime, leading to an arrest and a record. Think of the liabilities you and your company would face. None of those are cheap. [22:02] Justin asks about verifying the legitimacy of a video. Jeff says there is software out there that does a pretty good job of figuring out if this video is AI-generated. [22:32] What camera captured the action? Was it an internal, company-owned camera, or something someone supposedly captured on a phone camera? One of those is more susceptible to manipulation. [22:53] Now, you have to be a little bit skeptical. Never has there been a more important time in our history to live by the adage, "Innocent until proven guilty." Jeff says a healthy dose of skepticism is called awareness. [23:50] Everybody has vulnerabilities. The first step in preventing a lot of these things from occurring is recognizing your own vulnerabilities, stereotypes, and false premises. Jeff says stereotyping is judging based on appearances; profiling is judging based on behaviors. [24:26] Jeff says you almost have to go into this blind, deaf, and dumb to do a true, analytical, unbiased evaluation. [24:34] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [24:57] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [25:04] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [25:18] Reach out to Ted Donovan at  TDonovan@RIMS.org or Sales@RIMS.org. Let's find the best opportunity for you and your organization. [25:30] Let's Conclude Our Interview with Jeff McKissack! [25:54] You can't do anything about the various AI generation platforms out there. People, for the most part, are using them for all the right reasons. The thing you have to be concerned about is if it's used to accuse someone of something. [26:10] Jeff describes speaking to the Society of Government Meeting Professionals. They are meeting planners for all the alphabet agencies, the Department of War, FAA, CDC, and more. Jeff has spoken at their annual conference for years. [26:26] Jeff told them, you're bringing all these people here for an annual conference at one place, at one time, under one roof. Who do you think might want to compromise someone there, so that by the time they return home, they've been puppeteered? [26:44] Jeff is getting these meeting planners to start thinking about security in a different way, and educating the people. [26:50] "Hey, we love having you here, but when you go out to bars and restaurants, here are some things you need to think of, because some people here may know who you are and what you represent by way of access." [26:38] Jeff says, if something happens, and they get lured back to a hotel room, for various things, and they get slipped a Mickey and pass out, and a couple of weeks later they get a video by text or email, they don't even know if it's a deep fake or not because they were blacked out. [27:27] These are things we all have to understand how easy it is. Jeff constantly admonishes employees, when he speaks at that level, to remember it's not about them. They may not have wealth, but they absolutely represent access to things that people want. [27:48] You have to understand that you may have a target on your back you don't realize you have. When people approach you, ask yourself, does everything that happens in Vegas stay in Vegas? Or does it stay on social media and YouTube? YouTube remembers. [28:50] Jeff shares something from his presentation. The first step is not the stopping point. The first step is "Do you have a social media agreement in writing that your employees have signed?" If not, you, HR, and your General Counsel need to get together and word-smith it, ASAP. [29:18] Jeff says he talked to a VP of a company with over 8,000 employees. When the VP was hired as a VP, he was paid to sign two documents. He was paid $50 to sign the NDA, so he wouldn't take the sales list if he left. He was paid $100 to sign their social media agreement. [29:39] The company was more concerned about him doing something that impacted its public image than about taking the client list. First step is to wordsmith that agreement and how you incorporate it into a Code of Conduct as far as the off-the-clock expectations. [30:08] Jeff shares a case from New York City where a young sitting judge had an OnlyFans page. He was fired for it and tried to fight it. He lost because the verbiage in the City Manual for his position said: "extra-judicial activities … do not detract from the dignity of judicial office." [31:02] Jeff spoke at a risk management conference. He showed three lawsuits that were settled in the last two weeks: $125K, $225K, $485K for employees at state and government universities, entities, and institutions over the Charlie Kirk assassination. They had been fired.  [31:20] They came back and sued for wrongful termination and got settlements because there was nothing written that dictated employee behaviors online. [31:45] You've got to have the paper trail or digital trail. If it's not in the Employee Handbook, add it as an addendum they sign, and put it in their file. [31:57] Next year, when new hires come on board, have it as part of the Employee Handbook, whether it's the social media agreement and/or your expectations/code of conduct. At the bare minimum, have those things in order. That's your starting point. [32:40] Jeff says when you hire someone, treat the Handbook like the Apple Agreement. Going into detail about the policy is best addressed in education and training. [32:59] Jeff talks not only to executives but also to employees. The biggest thing he is trying to get HR, Risk Management, and the C-Suite to understand is that if you're going to alter the behaviors, you've got to teach them what to do otherwise. [33:30] You're not going to get your employees to go cold-turkey on social media, but you can teach them to apply critical thinking skills so that they police themselves and you don't have to. [33:45] You have to do it in a way that tells them what's in it for them. People expect them to come home with a paycheck. Tell them all their plans can be interrupted if they do something foolish now. [34:39] Sometimes, Jeff does not have time in the session to take questions from the audience. He always tells folks he'll be around in the hallways because they may have questions they don't want to ask in front of everybody else there. Or, reach out to him on LinkedIn, or call him. [35:22] In this arena, a lot of people don't want to put out their concerns. Justin says Jeff is very approachable. He wears a hat, and it has become a branding point for him. Justin asked him for a headshot with the hat, to make him more recognizable, because people know him in Texas. [36:58] Justin asks about other cases involving social media outside of work. Jeff refers to the city manager who was let go because of a pole dance that showed up on YouTube, and the shoplifting mayor, also on YouTube. The judge had a side gig that was questionable behavior. [37:35] Jeff says some teachers have been fired over video where they had their kids in the background in the classroom while they were twerking, or dancing with kids. One teacher had his students give him a haircut in the classroom. [37:51] Jeff recalls the wording cited from the City Handbook about the dignity of the office. That covers a lot. Things like that are subjective, but most people know it when they see it. [38:15] Justin asks if we're in a society where you have to live your life assuming that everything is going to be broadcast? Jeff wouldn't say broadcast, but at least captured on camera. [38:25] When Jeff is doing employee training, he goes through cameras that are on the market. You're only thinking of the cameras you see. You are not thinking of cameras that could be out there, recording you. The ATM captures you and looks across the street. [38:52] When Jeff parks in maybe a questionable area, he always tries to find a Tesla. On average, there are seven or eight cameras around that Tesla. He'll take a picture of the license plate of the Tesla next to him, so if anything happens, he can give the picture to the cops. [39:38] Jeff says he relays to people, executives and employees alike, strategies, critical thinking. How do you use technology to your favor instead of having it used against you? [39:51] Jeff McKissack, thank you so much for joining us here on RIMScast. Jeff says he is looking forward to seeing you all in August! [39:58] Special thanks again to Jeff McKissack of Defense by Design. Be sure to attend his session at the RIMS Texas Regional Conference in San Antonio at the Grand Hyatt on the San Antonio River Walk on August 11th. [40:13] Jeff McKissack will deliver the presentation, "How Reputation Management is Impacting Risk Management," at 1:45 p.m. Be sure to follow up with him in the hallways afterwards and let him know that you heard him here on RIMScast. [40:27] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:44] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:00] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:14] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [41:26] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available RIMScast on YouTube! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Opens in July! | www.RIMS.org/ERM2026 Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Defense by Design Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA — Virtual — July 21‒22, 2026 RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Strategy and Change with Ward Ching and Aaron Olson" "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Live From Texas 2025!" "Leadership Lessons with Major General (Ret.) Robert F. 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jeff McKissack, President, Defense By Design   Production and engineering provided by Podfly.  

Chicago Mayor Brandon Johnson's administration secretly submitted a $3.3 billion bid to buy back the city's parking meters — roughly $800 million more than the nearest competing offer — and buried the entire thing under a non-disclosure agreement. When the deal fell through, Johnson dismissed the controversy. The city council and watchdog groups are not dismissing anything.Chicago's original parking meter lease is already considered one of the worst municipal transactions in American history. The city handed 75 years of meter revenue to a Morgan Stanley-led consortium for a one-time cash infusion, blew through the proceeds almost immediately, and watched rates get jacked on residents while the operator recouped its investment in record time. Johnson's administration nearly engineered a sequel — at an $800 million premium — financed by a municipal bond structure that any solvent buyer would have walked away from on the spot. The original seller apparently agreed, and passed.The NDA is the real scandal. You do not conduct $3 billion in public business in secret from the city council. Alderpersons are furious. Watchdog groups are furious. And Johnson is running his standard playbook: dismiss, deflect, move on. For a mayor already carrying one of the worst fiscal track records in Chicago's recent history, this is not a stumble — it is a pattern that taxpayers are still paying for.Subscribe to @reasonablenews and hit the notification bell for daily coverage of the stories the mainstream press buries.#Seattle #PrideParade #CultureWarGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

Send us Fan MailRHORI Reunion Part 2: Receipts, Lawsuits & Brian's Biggest SecretsRHORI Reunion Part 2 delivered even more receipts, legal drama, and relationship bombshells as the cast continued to battle over who's telling the truth.Rosie remained under fire as Kelsey repeatedly questioned her stories about leaving her job, building her home, and her finances. Rosie insisted she left work due to health issues related to colitis, while Kelsey suggested there was more to the story. The two also clashed over the construction of Rosie's house, mortgages, and ownership documents, with Rosie growing increasingly frustrated and attempting to retrieve a binder of receipts to defend herself.Alicia provided some lighter moments, revealing details about her relationship with Billy, admitting he still controls much of their finances despite giving her ownership in Pizza Mama. She also shared that she's launching her own cracker line, manages anxiety that limits her driving, and joked about staying fit thanks to Jane Fonda workouts.Kelsey opened up about surviving a drunk driving accident that led doctors to discover a brain tumor. She also firmly denied escort rumors, joking that she has "never sold any of my holes for money." She explained the complicated timeline with her wealthy ex and acknowledged that Bill currently helps support her financially.The reunion's biggest storyline centered on Rulla and Brian's affair scandal. Jo-Ellen came armed with court documents showing Brian's divorce timeline, contradicting Rulla's version of events. Jo-Ellen claimed Brian's divorce wasn't finalized until after Rulla became pregnant, leading to explosive accusations that Rulla unknowingly began the relationship while Brian was still legally married.When the husbands joined the stage, Brian repeatedly refused to answer key questions, citing an NDA and ongoing litigation involving his former mistress. Andy pressed Brian about the affair, the lawsuit, the alleged tracking device found on Rulla's vehicle, and rumors that he secretly met his mistress during the polo match. Brian acknowledged the affair but declined to discuss dates or details because of legal restrictions, frustrating both Andy and the cast.Jo-Ellen continued presenting receipts, including divorce filings, Chanel purchase records, and timelines tying Brian to his mistress. Gary defended Jo-Ellen, arguing she was only trying to prove she hadn't lied all season. Even Rosie urged Brian to simply admit when the affair ended so everyone could move forward.Rulla became emotional, admitting she's still traumatized, doesn't fully trust Brian, and warned there would be no second chances if he ever cheated again. Several cast members reassured her that the affair wasn't her fault and encouraged her to know her worth.The reunion concluded with each woman reflecting on what she'd do differently during the season, followed by a celebratory toast featuring Rhode Island's signature "Dirty Shirley" cocktail and Liz presenting Andy with a symbolic "King of Rhode Island" mask.✳️Follow us on Social Media✳️ ============================================

Everyone, including their parents, signed NDA's for Taylor and Travis' wedding. The one person talking is probably the only person who can't get in trouble for it...

It was too. Damn. Hot. So we talked about sharks to distract ourselves. We also talked about Cincy craft beer content, too! This week's conversation includes things like: Do sharks have butt cheeks? Buckets of beer. Best podcasts. Women can drive and vote even without red flags and post-its. A Hofbrau is filing for bankruptcy and it may or may not be Gnome's fault. Is having a timing limit on drinks enforceable? Does Rhinegeist partnering with Kroger make Kroger less evil? Non-compete vs NDA. The proper way to start any conversation about MadTree. Test batches have no size limits. A call to action for everyone listening - request a Belgian Tripel from MadTree - do it for Brittany! Gnome helped Marco's beer taste just a little bit better. Explaining the joke. Thinking about things leading to thoughts about other things. No Pants Parties. Brewing Heritage Day and the A Light In The Tunnel showing! Supporting other content creators Multiple owners wanting to sit with the Cincy Brew Dads! Enough taps to make anyone's beer heart happy. The food program is just as important as the beverages, especially when it comes to that sweet, hot honey. You want sportsballs? They've got the sportsballs! They were very handsome in this episode. Video of a geoduck clam: https://www.youtube.com/watch?v=7TiZXKkFp6w ----- This episode covers the following shows : The Weekly Pint - Ep 320 - I Know How To Make It All Taste Better! Barstool Perspective - 6/26/26 Cincy Brew Dads - Hoppin' Vines: Pins, Pints, and A Place For Community - From The Tap Ep 26 Cincy Brewcast - V12 Ep 2 - MadTree's Brittany Frey, Drinking Soccer Beers, and Looking Towards the Future ----- What we drank :  A bucket o' Narragansett Maine Beer Co - Lunch BC's Brewing Co - Mexi-Lager - Mexican Style Lager (with added lime slice) Orval - Trappist Ale Fat Heads - Head Hunter - IPA Malort ----- Episode recorded on 6/30/2026 at our amazing podcast host, Higher Gravity Summit Park! https://highergravitycrafthaus.com/ Disclaimer: The views and opinions expressed by Truth, Beer, and Podsequences are those of the participants alone and do not necessarily reflect the views or opinions of any entities they may represent. ------  Links to everything at http://truthbeerpod.com/ or https://truthbeerpod.podbean.com/ Find us on all the social medias @ TruthBeerPod Email us at TruthBeerPod@gmail.com Subscribe, like, review, and share! Find all of our episodes on your favorite Podcast platform or https://www.youtube.com/@TruthBeerPod ! Buy us a pint!  If you'd like to support the show, you can do by clicking the "One-Time Donation" link at http://truthbeerpod.com ! If you want exclusive content, check out our Patreon!  https://www.patreon.com/TruthBeerPod If you'd like to be a show sponsor or even just a segment sponsor, let us know via email or hit us up on social media! ----- We want you to continue to be around to listen to all of our episodes.  If you're struggling, please reach out to a friend, family member, co-worker, or mental health professional.  If you don't feel comfortable talking to someone you know, please use one of the below resources to talk to someone who wants you around just as much as we do.   Call or Text 988 to reach the Suicide and Crisis Lifeline Chat with someone at 988lifeline.org http://www.988lifeline.org ----- Our Intro, Outro, and most of the "within the episode" music was provided by Gnome Creative. Check out www.GnomeCreative.com for all your audio, video, and imagery needs! @gnome__creative on Instagram @TheGnarlyGnome on Twitter https://thegnarlygnome.com/support http://gnomecreative.com http://instagram.com/gnome__creative http://www.twitter.com/TheGnarlyGnome

Apologies to our listeners for the technical difficulties this week. Socially Democratic heads to Victorian Trades Hall for a special episode with two of the most important figures in the Victorian trade union movement.Luke Hilakari, Secretary of the Victorian Trades Hall Council, and Wil Stracke, Assistant Secretary, join host Stephen Donnelly to talk organising, digital campaigning, the rise of One Nation, and what happens to working people when AI reshapes the economy.This is a rare inside look at how Trades Hall went from a place that passed resolutions to one of the most sophisticated campaigning operations in the country.Plus:

Taylor Swift Today special bulletin: wedding week is here — and it opened with the classiest headline of all. Publicist Tree Paine confirmed on the record that Taylor Swift and Travis Kelce donated $26 million to charities across the U.S. this week, spread across at least 20 organizations — and, very Taylor, the announcement never once mentions a wedding. Meanwhile the rehearsal dinner is reportedly tonight, the arena has been transformed overnight (no castle, despite the tabloids), and family and guests are arriving. Here's everything the last 24 hours brought. 

Amy Phillips and Emily Dprezas recap the second and final Real Housewives of Rhode Island reunion, focusing on Brian's alleged affair and shifting explanations (including an NDA), Jo-ellen's receipts, and Rula's shock as new details emerge, with speculation that Rula is staying for the kids and planning an eventual exit. They debate whether Rulla is unfairly blaming Joellen, discuss Rosie's missing “suitcase” of receipts and her job/medical-leave emails, and criticize Kelsey's attacks on Rosie while questioning Kelsey's escort-page story and confusing open-relationship “agreement” with another woman. They also break down Alicia's growing resentment toward Billy, his push to formalize her 50% stake in Pizza Mama, and her larger trigger around not being on the house. The hosts note Liz's relative silence, reunion wrap-up regrets, and the men's reactions to Brian.HERS puts your health and goals first. forhers.com/dramaHONEYLOVE Get 20% OFF Honeylove by going to https://www.honeylove.com/DRAMA Promo Code: DRAMATo watch this recap on video, listen to bonus episodes, get ad free listening, and exclusive content, go to: http://Patreon.com/dramadarlingFor more Drama, Darling, and exclusive content, subscribe to: http://Patreon.com/dramadarling Follow Amy Phillips on Instagram: Instagram.com/meetamyphillips Follow Drama, Darling on Instagram: Instagram.com/dramadarlingshow Amy on TikTok tiktok.com/@realamyphillips Email Drama, Darling with YOUR comments, questions and drama:  DramaDarlingz@gmail.com Drama Darling Shop https://drama-darling-shop.printify.me/

The Taylor Swift Wedding Saga ContinuesThe anticipation is building for the highly anticipated wedding of Taylor Swift and Travis, with reports suggesting that the ceremony will take place at Madison Square Garden in New York City. But is this really the case, or is it all just a clever distraction? The hosts of this morning's show are weighing in on the latest developments, and it's clear that they're not buying the whole "castle in the garden" story. They're questioning whether the elaborate setup is just a smokescreen for something more exciting.The hosts are discussing the possibility that Taylor and Travis might be getting married in a more intimate setting, with the Madison Square Garden event being a separate celebration for their fans. They're also speculating about the potential for a Netflix special, where the couple could be filming their wedding and sharing it with the world. It's all speculation at this point, but one thing's for sure - the Swifties are on the edge of their seats waiting for more information.The hosts are also talking about the logistics of the event, including the reported NDA's for guests and the lack of clear details about the ceremony. They're wondering if the whole thing is just a clever marketing ploy to keep everyone talking about Taylor and her upcoming nuptials. It's a wild ride, folks, and we're just along for the ride.Want to hear more about the Taylor Swift wedding saga? Tune in to this episode to hear the hosts' theories and speculation, and get the latest updates on this highly anticipated event.See omnystudio.com/listener for privacy information.

Leon Black was subpoenaed by the House Oversight Committee in the middle of his closed-door testimony about Jeffrey Epstein after he refused to answer questions about possible non-disclosure agreements involving women connected to Epstein. Chairman James Comer said lawmakers wanted the NDAs to determine whether Epstein was involved in writing them, arranging them, funding them, or using them to silence women in his orbit. One subpoena demands the NDA records, and another requires Black to return for videotaped testimony under oath on July 16. Black's lawyer, Susan Estrich, blasted the move as a “planned political stunt” and said Epstein had no involvement with any NDAs, whether they exist or not.Black told lawmakers he had no role in Epstein's sex-trafficking crimes, no knowledge of Epstein's abuse, and never paid Epstein for access to women. He repeated that he hired Epstein for tax and estate planning work, saying Epstein “solved a massive estate problem” and that he believed the fees were partly tax-deductible, even though the total eventually came to about $158 million. Black said Epstein deceived him, describing the relationship as “I knew Jekyll” and “I didn't know Hyde,” while also pointing to an Apollo-commissioned Dechert review that found no evidence he participated in Epstein's crimes. The committee's focus, however, is now moving beyond the old explanation about tax advice and into whether Black's private legal arrangements with women intersected with Epstein's network.to contact me:bobbycapucci@protonmail.comsource:House committee subpoenas Leon Black during Jeffrey Epstein testimony

Marcos, Leroy, Vlad and J-Fig discuss rumors surrounding a secret Taylor Swift and Travis Kelce wedding at Madison Square Garden on July 3rd. Leroy recounts a missed opportunity to hang out backstage with Swift's guitarist, Paul Sidoti, while they analyze details of a watermarked NDA sent to guests. 01:00 - Taylor Swift Wedding Rumors 03:45 - Madison Square Garden Venue 05:50 - Meeting Guitarist Paul Sidoti 09:20 - Swift's Homemade Pop-Tarts

Why are we all of a sudden seeing so much of Taylor Swift's ex Joe Alwyn with his new girlfriend Sarah Pidgeon? We learned some surprising details about the alleged NDA's guest's to Taylor's wedding had to agree to. Taylor Sheridan breaks his silence on Kevin Costner. Blake Lively heads back to court. Golfer Phil Mickelson is not looking good lately and more cheating allegations keep popping up on the tails of him getting kicked out of his golf club. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's the second week of the reunion and the husbands are coming out! The heat is all on Brian, but unfortunately he apparently has a convenient NDA. Even with that, though, a lot is said and the situation seems worse than ever.If you enjoyed this episode please share it with your Real Housewives of Rhode Island friends and follow us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@taglinetwinks⁠⁠

Dianna Russini's body cam footage showed she shared NFL context and texts with Kevin O'Connell. The Taylor Swift and Travis Kelce wedding NDA has no penalties and uses watermarking and limited details for security. Plus, Blake Lively is seeking over $8 million in legal fees and costs after Justin Baldoni's defamation case was dismissed. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Leon Black was subpoenaed by the House Oversight Committee in the middle of his closed-door testimony about Jeffrey Epstein after he refused to answer questions about possible non-disclosure agreements involving women connected to Epstein. Chairman James Comer said lawmakers wanted the NDAs to determine whether Epstein was involved in writing them, arranging them, funding them, or using them to silence women in his orbit. One subpoena demands the NDA records, and another requires Black to return for videotaped testimony under oath on July 16. Black's lawyer, Susan Estrich, blasted the move as a “planned political stunt” and said Epstein had no involvement with any NDAs, whether they exist or not.Black told lawmakers he had no role in Epstein's sex-trafficking crimes, no knowledge of Epstein's abuse, and never paid Epstein for access to women. He repeated that he hired Epstein for tax and estate planning work, saying Epstein “solved a massive estate problem” and that he believed the fees were partly tax-deductible, even though the total eventually came to about $158 million. Black said Epstein deceived him, describing the relationship as “I knew Jekyll” and “I didn't know Hyde,” while also pointing to an Apollo-commissioned Dechert review that found no evidence he participated in Epstein's crimes. The committee's focus, however, is now moving beyond the old explanation about tax advice and into whether Black's private legal arrangements with women intersected with Epstein's network.to contact me:bobbycapucci@protonmail.comsource:House committee subpoenas Leon Black during Jeffrey Epstein testimonyBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Leon Black was subpoenaed by the House Oversight Committee in the middle of his closed-door testimony about Jeffrey Epstein after he refused to answer questions about possible non-disclosure agreements involving women connected to Epstein. Chairman James Comer said lawmakers wanted the NDAs to determine whether Epstein was involved in writing them, arranging them, funding them, or using them to silence women in his orbit. One subpoena demands the NDA records, and another requires Black to return for videotaped testimony under oath on July 16. Black's lawyer, Susan Estrich, blasted the move as a “planned political stunt” and said Epstein had no involvement with any NDAs, whether they exist or not.Black told lawmakers he had no role in Epstein's sex-trafficking crimes, no knowledge of Epstein's abuse, and never paid Epstein for access to women. He repeated that he hired Epstein for tax and estate planning work, saying Epstein “solved a massive estate problem” and that he believed the fees were partly tax-deductible, even though the total eventually came to about $158 million. Black said Epstein deceived him, describing the relationship as “I knew Jekyll” and “I didn't know Hyde,” while also pointing to an Apollo-commissioned Dechert review that found no evidence he participated in Epstein's crimes. The committee's focus, however, is now moving beyond the old explanation about tax advice and into whether Black's private legal arrangements with women intersected with Epstein's network.to contact me:bobbycapucci@protonmail.comsource:House committee subpoenas Leon Black during Jeffrey Epstein testimonyBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Dozens of House Democrats are urging the Trump administration to abandon its proposal for a governmentwide non-disclosure agreement. The lawmakers say an NDA for federal employees would only serve to intimidate and silence them. They are demanding details on the scope of the proposed NDA, and how workers would still be able to make protected disclosures. Lawmakers sent their demands in a letter to the Office of Personnel Management, after the proposed NDA plans were released last month.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

in this long awaited episode we recap the NDA 2nd stop in kalamazoo with players from the anticipated chicago grim. we bring on peter, leon and yo on to share not only the feeling of winning but banter and talk about why a rebrand was needed plus how it helped them going forward. how many all tournament players were on this team? what moment "didn't" happen as far as a commentator was concerned? will they go to pittsburgh. take a listen and enjoy

In the latest of our exclusive interviews from this year's Cannes Festival, NDA's editor-in-chief Justin Pearse meets Lori Goode, Chief Marketing Officer at Index Exchange. With more than 20 years in digital advertising, Goode has held senior leadership roles at Amazon Ads, Meta (formerly Facebook), and Microsoft. Beyond Index, Lori is an active industry leader, serving on the Leadership Group for Ad Net Zero, the board of BRIDGE, and the Executive Achievements Committee for She Runs It.

In the last of NDA's exclusive interviews from this year's Cannes Festival, Justin Pearse chats with ad industry legend Sir Martin Sorrell.Sir Martin is a British business leader and founder of WPP and S4 Capital, widely regarded as one of the most influential figures in the global advertising industry. He built WPP into the world's largest marketing services group and now leads S4 Capital (Monks), focusing on tech-driven, digital-first marketing transformation.

Thinking about selling your home staging business but unsure what actually happens after you find a buyer?In the final episode of this special mini-series of The Real Women Real Business Podcast, Shauna Lynn Simon walks through the complete sale process for a home staging business, from the first buyer inquiry to closing day and beyond. While many business owners focus on valuation and preparing their company for sale, understanding how a transaction actually unfolds can make the difference between a smooth transition and a stressful experience.Listeners will learn how information is shared throughout the sale process, what buyers expect at each stage, and why confidentiality, preparation, and timing matter more than most owners realize. Shauna Lynn breaks down key milestones, including teasers, NDAs, prospectuses, buyer conversations, letters of intent, due diligence, closing, and transition support, helping staging business owners understand what lies ahead and how to prepare with confidence.Whether a sale is years away or already on the horizon, this episode provides valuable insight into protecting the business, preserving relationships, and creating more options for the future. Tune in to gain a clearer understanding of the journey from listing to closing and what it takes to successfully transfer the business you've worked so hard to build.Timestamps:(00:08) - (04:46) - Why the business sale process needs a clear deal flow(04:47) - (09:03) - How teasers, listings, and buyer qualifications protect confidentiality(09:04) - (13:43) - When to use NDAs and what belongs in your prospectus(13:44) - (20:42) - How buyer conversations and LOIs move the deal forward(20:43) - (29:52) - What happens during due diligence, closing, and transition support(29:53) - (38:52) - How professionals, bootcamp support, and sale preparation fit togetherResources:Get your "Is Your Home Staging Business Sellable?" eBook free when you use promo code SELL100: https://slsacademy.com/sellreadyLearn more about the Sell Your Staging Business Bootcamp (and claim your spot): https://slsacademy.com/sellyourbiz

We dive into a live case study of a real HVAC acquisition deal under NDA, using it to compare the hard truths of bootstrapping a startup from scratch against buying existing cash flow. Learn why raising capital to buy a multi-million-dollar enterprise with built-in management systems is actually significantly less work than trying to scale a micro-business.

Jason Fertitta – CEO & Partner, Americana Partners Jason Fertitta shares how Americana Partners grew from a $2.6B breakaway team to a $13B+ enterprise by focusing on ownership, enterprise value, strategic acquisitions, and long-term growth. In Summary Many advisors view independence as the ultimate objective: a chance to gain control, improve economics, and build a business on their own terms. For Jason Fertitta, independence was only the beginning. Louis Diamond speaks with the CEO and Founding Partner of Americana Partners about the firm's evolution from a $2.6 billion breakaway team in 2019 to a national enterprise managing more than $13 billion today. The conversation explores the decisions that fueled that growth, the mindset required to build long-term enterprise value, and why Jason believes advisors should evaluate success through the lens of net worth rather than annual income. Along the way, they discuss recruiting, acquisitions, private equity, professional management, and the tradeoffs that come with building something intended to outlast its founders. The Storyline The independent channel has matured. A decade ago, many advisors pursued independence primarily for greater autonomy, higher payouts, and control over the client experience. Today, a growing number are approaching the decision differently—viewing independence as a platform for building enterprise value, attracting capital, completing acquisitions, and creating businesses that can scale beyond the founders themselves. Jason Fertitta's journey reflects that evolution. When he and his partners left Morgan Stanley in 2019, Americana launched with approximately $2.6B in client assets and a vision to build a nationally recognized wealth management firm. Seven years later, the firm oversees more than $13B, employs roughly 100 people, operates across multiple markets, has completed several acquisitions, and brought on Lovell Minnick Partners as its first institutional investor. Throughout the conversation, Jason offers a transparent look at the realities of enterprise building. That includes reinvesting profits rather than maximizing income, hiring professional management long before it feels necessary, embracing acquisitions as a growth strategy, and making decisions based on long-term value creation rather than short-term economics. For advisors considering what comes after independence, the episode provides a practical framework for thinking about ownership, scale, capital, and the future value of their business. About the Build, Grow & Transact Series for Advisors Build, Grow & Transact explores what happens after independence. The series features advisors and firm leaders who viewed independence not as a destination, but as the foundation for building something larger. Some launched firms from scratch. Others scaled through recruiting, acquisitions, or strategic partnerships. Many eventually faced decisions around capital, ownership, succession, or liquidity. While every story is different, they share a common thread: a willingness to think beyond the transition itself and focus on creating long-term enterprise value. Through candid conversations with founders, builders, and industry leaders, the series examines the decisions, tradeoffs, and lessons that come with growing an advisory business into an enduring enterprise. For advisors contemplating independence, actively building a firm, or considering what comes next, Build, Grow & Transact offers a look at the paths others have taken—and what they've learned along the way. > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Americana grow from $2.6 billion to more than $13 billion? (06:16)Jason explains how a combination of organic growth, advisor recruiting, acquisitions, and long-term strategic planning helped accelerate the firm's expansion. Why do clients often do more business with independent advisors? (12:17)Jason shares his perspective on why clients frequently deepen relationships after an advisor leaves a wirehouse environment. What role have alternatives played in Americana's growth strategy? (14:40)The discussion explores how differentiated investment access can help advisors stand apart in an increasingly commoditized marketplace. When is it time to build a professional management team? (18:36)Jason explains why Americana invested heavily in leadership, operations, and infrastructure from the very beginning. Why did Americana bring in private equity capital? (25:16)A candid discussion about growth capital, M&A opportunities, and the decision to partner with Lovell Minnick Partners. How do you evaluate enterprise value versus annual income? (20:16)Jason offers one of the episode's most important lessons: building wealth through ownership can look very different than maximizing current compensation. What makes a successful acquisition target? (39:51)Jason outlines how Americana evaluates M&A opportunities and how acquisitions fit into the broader client experience. Is it better to build your own firm or join an existing platform? (45:40)The conversation closes with Jason's perspective on the trade-offs between launching independently and joining a scaled independent enterprise. Topics Covered Enterprise value creation Independence and ownership Organic growth strategies Advisor recruiting RIA acquisitions Private equity partnerships Professional management teams Alternative investments Family office services Building a national wealth management firm Key Takeaways Independence can be a starting point for building an enterprise rather than the final objective. Long-term wealth creation often stems from ownership and equity appreciation, not from maximizing annual income. Reinvesting profits into leadership, infrastructure, and talent can accelerate enterprise value. Organic growth and acquisitions can complement one another when supported by a clear strategy. Outside capital can be a growth catalyst when aligned with management's long-term vision. The most scalable firms are often built around client needs rather than predefined acquisition targets. Advisors have more options than ever before, ranging from building independently to joining established platforms. https://youtu.be/_12jZJFsi4U Quotable Moments “Even to this day, I don't make anywhere near the amount of income that I made when I was on Wall Street. But my net worth is up tenfold.” “If you want to create value for yourself and your partners and grow your balance sheet, you can do it in a much more tax-efficient way in the independent world.” “I've never thought about how much of the company I own. I've thought about what my slice is worth.” “We want to build something our children would be proud to say we helped create.” FAQs Why are more advisors viewing independence as a business-building opportunity? The independent channel increasingly offers opportunities to create enterprise value, pursue acquisitions, attract capital, and build scalable businesses beyond a traditional advisory practice. How can advisors increase the enterprise value of their firms? Enterprise value is often driven by factors such as growth, profitability, leadership depth, recurring revenue, client demographics, infrastructure, and scalability. What role does private equity play in wealth management firms? Private equity can provide capital, strategic guidance, operational expertise, and acquisition support while helping firms accelerate growth initiatives. How do RIAs use acquisitions to grow? Many firms use acquisitions to expand geographically, add specialized capabilities, deepen client services, and accelerate asset growth. Why are professional management teams becoming more common among RIAs? As firms scale, dedicated leadership across operations, finance, compliance, and business management enables advisors to focus more effectively on clients and growth. Is launching an independent firm always the best path? Not necessarily. Some advisors prefer to build their own enterprise, while others may achieve their goals more effectively by joining an established independent platform that already provides scale and infrastructure. The independent channel increasingly offers opportunities to create enterprise value, pursue acquisitions, attract capital, and build scalable businesses beyond a traditional advisory practice. Enterprise value is often driven by factors such as growth, profitability, leadership depth, recurring revenue, client demographics, infrastructure, and scalability. Private equity can provide capital, strategic guidance, operational expertise, and acquisition support while helping firms accelerate growth initiatives. Many firms use acquisitions to expand geographically, add specialized capabilities, deepen client services, and accelerate asset growth. As firms scale, dedicated leadership across operations, finance, compliance, and business management enables advisors to focus more effectively on clients and growth. Not necessarily. Some advisors prefer to build their own enterprise, while others may achieve their goals more effectively by joining an established independent platform that already provides scale and infrastructure. Related Resources From Ex-Morgan Stanley Advisor to One of the Biggest Breakaway Stories of 2019 with Jason Fertitta (Podcast Episode) Intentional Growth: How Top Advisors Build Businesses That Last (Article) M&A Readiness Assessment (Tool) Guest Bio Jason Fertitta Jason is currently Chief Executive Officer / Founding Partner of Americana Partners. Jason was a Managing Director in Morgan Stanley's Private Wealth Division for eleven years. He joined Morgan Stanley in 2008 after six years with Lehman Brothers High Net Worth Division. Prior to joining Lehman Brothers, Jason worked six years for Texas Direct. Jason serves on the Board of The Good Samaritan Foundation and Endowment and the Houston Museum of Natural Science. Jason attended St. Edwards University in Austin. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: Americana's $12B Path from Breakaway to Enterprise A conversation with Louis Diamond and Jason Fertitta, CEO & Partner at Americana Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: Americana's $12B Path from Breakaway to Enterprise. It's a conversation with Jason Fertitta, CEO and partner of Americana Partners. I’m Louis Diamond, and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors, and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement, and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Independence is often viewed as the finish line. Break away, gain control, own the business, and enjoy the economics that come with it. But, for some advisors, going independent is just the beginning. That’s the idea behind this new series called Build, Grow, and Transact, featuring advisors who saw independence not as a destination, but as the first chapter of a business building story. And there will be some familiar names along the way, including our first guest who was on our show back in 2020, talking about what was at the time, one of the industry’s breakaway moves. That’s Jason Fertitta, CEO and founding partner of Americana Partners. When Jason and his partners left Morgan Stanley in 2019, they started Americana with approximately 2.6 billion in client assets, and a vision that extended well beyond becoming a successful independent firm. Today, Americana oversees more than 12 billion, has expanded nationally, completed multiple acquisitions, built out a professional management team, and brought on institutional capital to support its next phase of growth. What makes Jason’s perspective valuable that he’s now experienced independence through several different lenses as a breakaway advisor, as a founder, as a builder of enterprise value, and now as the leader of a firm, actively pursuing acquisitions and recruiting talent from across the industry. We talk about the decisions that fueled Americana’s growth, why Jason has always viewed the business through a long-term lens, what changed when private equity entered the picture, and why maximizing enterprise value often requires a very different mindset than maximizing current income. For advisors who think independence is a destination, Jason’s story offers a look at what can happen when it’s treated as a starting point instead, so let’s get to it. Jason, thanks for coming back on our show today. Jason Fertitta: Pleasure to be here. Thanks for inviting me. Louis Diamond: You got it. Yeah, you’re our first guest in our new subseries, so you should feel honored. And I’m honored too, because the last time we had you on the show, Americana was about a year old, you’re navigating COVID, and all those challenges. But, for listeners who may not remember the episode, can you give us a quick version of the origin story of Americana, and what the firm looked like when you first launched it? Jason Fertitta: Yeah, I believe if I’m remembering correctly, I was in Colorado talking to you guys, and it was right after we launched, so that was a fun but stressful time. I think at the time that we launched, it was certainly the road less traveled. Most teams go from one wirehouse to another. We had an entrepreneurial itch. There was 11 of us that started the firm. We actually launched the firm from this exact building that we’re in here, but all of this was under construction. We were in temporary space one floor below on card tables, and pizza boxes, and all the things that you can envision when you think of a startup. But, yeah, we weighed all of our options in terms of going from one firm to another, staying where we were, and had a lot of talks with ourselves, and our spouses, and they were all very supportive. When you do something like this, you’re certainly scratching the entrepreneurial itch that I think is required for somebody that wants to try and build their own company. And I think we’re all satisfying that itch in different ways. We all had a lot of other outside business interests. I’m passionate about the restaurant industry, because it’s what I grew up in as a kid. And so, had opened some restaurants with some chefs that I really admire, and were doing things like that to scratch the itch, but there’s no other way to do it than doing that in your profession. And so, we decided to launch the firm. We also just felt like Texas being such a wealthy state, there really wasn’t a regionally dominant RIA from here. There’s a lot of big RIAs in the Northeast, and the Northwest, and the West Coast. And we just felt like Texas was ready to hopefully be able to support the concept of launching it from the state, and then expanding it out regionally and nationally from here. Those are all thoughts in our heads and dreams and we’ve worked really hard to get to where we are, but I think we’re in a great spot right now for another leg of growth. Louis Diamond: Amazing. I would say that plan has certainly worked out. When you were on our show last in 2019, the firm was at about 2.6 billion at time of launch. And now, I saw in news articles and your ADV, it’s north of 12 billion, but I’m sure it’s even larger now. Can you walk through just what’s the makeup of the firm today? How many partners and advisors? What’s the profile of the end client? What markets are you in, in and around Texas or around the country? Jason Fertitta: Yeah, so today we’re roughly a hundred employees, right at 13 billion in AUM. I would say we have six offices, Houston, Austin, Dallas, Midland, Beverly Hills, and Nashville. We have about 30 advisors, 30 financial advisors, and our average account size I would say is right around $20 million. That’s not a rule, it’s just the way it is. We have some wonderful accounts that are two or three million, and we have some great accounts that are well over a billion. And in terms of the makeup of the firm, since the time we’ve spoken, and we’ll get into this later, but we have run in private equity, we have about nine families that are owners of the firm with us. It’s really families, private equity, and employees. That’s the cap table currently. Louis Diamond: Very cool. As far as building the firm geographically, for the offices of Texas, that makes sense to your earlier comment about wanting to build a Texas dominant or a regionally dominant firm. But, how’d you land in Beverly Hills and Nashville? That’s a little bit different. Jason Fertitta: Yeah, it is. I think so much of where we’re going is secondary to who we’re partnering with. I think we would go anywhere in the country if we had the right partner in that city. We’re not necessarily saying we have to be in Atlanta. Let’s find the right partners in Atlanta. It’s more about, we found the right partners in Atlanta, so we’re going to Atlanta. And you meet these people everywhere. Everyone has their own Rolodex inside of our firm. Sometimes it’s an employee here that has a relationship with someone that wants to break away and be part of an independent firm. Sometimes it’s me. There’s a lot of golf DNA in our firm, so we’ve met a ton of people through the incredible game of golf. In fact, last weekend we just hosted our first Americana Cub Golf Tournament where we took over an entire club, and invited 40 strategic invitations to people that could be helpful to our firm. I would say it’s really just networking, trying to find like-minded advisors that were very big at putting the client at the center of every decision you make. A lot of times you’ll come across of an advisor that financially looks really good on paper, but they’re maybe not always doing what’s right by the client. We run from those situations. We’d rather have a financial advisor that perhaps statistically is inferior to that other one on paper from a P&L perspective, but we feel like it’s doing what’s right by the client in the decisions. And that’s usually the main factor for us in seeking out the right partners. Louis Diamond: I love that. And one of the premises of this new subseries of ours is about growing, and then, of course, recognizing that value through some sort of monetization. To me, the star of your show is your insanely impressive growth, which I would assume comes from both organic means, and also from inorganic, whether through M&A, or recruiting teams from your predecessor firms, or from other wirehouses. Can you talk a little bit about the breakdown of the two growth channels, and how you pursue both, organic and then inorganic growth? Jason Fertitta: Yeah. Well, I think organic growth, the preference for anyone that’s in our sea, because you don’t have to pay for organic growth. It’s just you have to expose your platform to potential clients, and it has to be differentiated enough for them to move assets from another firm to yours. And I would tell you, I think we do a really good job at that. We’ve built an incredible platform that has, and enables a financial advisor to have all the same arrows in the quiver that a big firm has. We’ve got an incredible alts department. We’ve got an incredible CIO that produces great research. We got incredible in-house portfolio managers, both in the core equity space, but then also the municipal bond space. We have an incredible external manager platform that has everything from cash management on steroids, to venture capital investing, to co-investing, to direct investments into companies. We have this really great platform. We also recognize that we want to grow through M&A as well, because there’s only so much time in the day you’re not willing to add more employees and more like-minded advisors to grow. We do both, to your point, we absolutely do both, and they’re both equally as important. On the M&A side, I would say it’s been responsible for half of our AUM growth over the last seven years, and the other half has been organic. And I think as we get bigger and bigger, that number’s going to not stay consistent. I would say that if we could grow our AUM organically by 10% per year, and then do five to seven acquisitions a year, combination of RIAs and Wall Street lift outs, I think those are good goals for us, and we’re off to a good start in trying to achieve those goals. Louis Diamond: I think if you pull off even half of that, I think your private equity sponsors, and investors, and employees would be very happy. Can we double click into the organic growth side? How do you view whether your growth rate changing organically since leaving Morgan to start the RIA? And if it has changed, what do you think are the things that are responsible for the faster growth, or slower growth if it’s slower than when you’re at Morgan? Jason Fertitta: One of the interesting secrets about being independent versus inside of a big bank is I think your clients will actually do more business with you if you’re independent. I didn’t realize that until we went independent. I had heard that before, but I was like, that may or may not be true. But, when we went independent, and every time we recruit a team from a big bank, the same thing happens. It’s like the clients are like, “What took you so long?” They’ve very much, for the most part … Now, that’s not every client, but most clients, I think prefer to be serviced by an advisor that’s conflict bringing the independent channel. There are other clients that might have a big investment banking relationship with a big bank, or something like that, like a business reason for not leaving. But, in terms of just being able to service the client from an independent channel where you’re a legal fiduciary, I think all the interest is aligned from client to service provider, and I just think it’s easier to raise money in this channel than it is at a bank. Louis Diamond: And you really think the types of clients you work with or just clients in general, the difference maker is really the conflict-free advice. Obviously, it sounds good, but I would argue that when you were at Morgan Stanley, your team was one of the top teams in the country, you had an amazing reputation, you’re probably giving similar quality advice then than you were today. How has that really manifested itself? Jason Fertitta: I always say I think you can have a great experience at a firm that is perhaps not the most prestigious, great firm in the country if you’re with the right team. And I think you can also have a horrible experience at a firm with a great reputation if you’re with the wrong team. It is my belief the most important thing from the customer’s perspective is who you’re working with. I appreciate your comments about our team, and we work very hard to deserve the reputation that you’re talking about. But, I also think that when you’re in the independent world, some of the things the banks do very well is they have great investment platforms, and a lot of due diligence in their products. I think when you’re an independent firm, you’re obviously, you don’t immediately have all of those same intangibles that a big bank has. I think it was very important for us to invest heavily into those departments inside of our firm to where we could be on some equal footing with Wall Street firms, and we have been. We have raised a lot of money for alternative managers. I think alternatives are a huge secret sauce that an independent advisor needs to have access to, because in a world where the public markets are getting more efficient and more commoditized, it’s very challenging to grow organically the way that we have without some secret sauce. And I think the secret sauce lies within the alternatives, because it’s very hard to differentiate yourself if you’re just trying to optimize someone’s public equity portfolio, and improve where they sit on the efficient frontier. I think that’s just a tough challenge. But, if you can mix in some truly differentiated alternatives where access is a big component of the value proposition, then all of a sudden, you’re bringing your clients something special, and something that’s unique. Louis Diamond: I really like that perspective. I think you’re completely right. I’ve always heard people say investments are commoditized, and it’s all about advice and planning, but I think the way you framed it about the ALFA essentially being worked out of it, so it’s the access, and it’s what you’re doing different on the investment side outside of the more basic or commoditized stuff that’s a difference maker. When you launched the firm, and I believe still today, Americana hired Dynasty Financial Partners as your infrastructure partner. Now that you’re significantly larger, you’re seven years into your independent journey, how does the relationship with Dynasty change, if at all? What do they do for you that you benefit from differently today than when you first launched? Jason Fertitta: Yeah, it would’ve been impossible for us to do what we did without Dynasty’s help. Dynasty has delivered for us in a meaningful way and they continue to. They’re a great partner. We definitely are developing our own sea legs as well, just because you have to just by virtue of the size that you get to. But, Dynasty, I think, has been incredibly innovative in terms of launching an investment bank and bringing … Dynasty’s brought us deals, which is incredible. Just in addition to being an infrastructure partner, they’ve actually provided us deal flow. They’re also, because they’re working with so many firms, you get in all sorts of situations as an independent firm, and to have someone to pick up the phone and say, “Here’s what we’re dealing with.” And they’ll say, “Oh, here are the three things you need to do. You either need to do it like this or this.” Just a lot of experience within Dynasty. I don’t know if we’re Dynasty’s biggest client or not, but I would say we’re certainly in their top three. We are looking to continue that relationship, and always having a relationship with Dynasty, but I would describe it as evolving, because our revenue is up 6X in the last six years. Louis Diamond: Amazing. That makes complete sense. The needs of the business when you are leaving a big firm is got to get the clients over, got to build the plane before it can fly, and understand how to do X, Y, and Z, to now, it’s enterprise building, and optimizing, and growing inorganically, so that makes complete sense, and very cool to hear that Dynasty has evolved or morphed the relationship to meet you where you are now. And to me, I think a big part of that is hiring professional management. That’s always a question we get. When am I big enough? When’s the right time to hire professional management, whether it’s a full-time CEO, a CFO, a COO, et cetera. I know in your case, fairly early on you hired Ron Thacker who was a regional manager from Morgan Stanley. I saw recently you hired a CFO, so you’re really professionalizing the leadership ranks. When did you know it was the right time to build a professional management team, and how did you think about that evolution? Jason Fertitta: We knew from day one that’s what we wanted to do. I think when you go independent, there’s a couple of different schools of thought. One school of thought is I can go independent. I’m not going to really have a boss. I’ll be my own boss. I may or may not grow the business. I’m going to run it in a way that’s lean. I might be able to have a little bit more of a take home because there’s not a third hand in the cookie jar in terms of the bank, and it’s a great lifestyle. I think that’s one school of thought and I think that’s great. That was not our school of thought. Our school of thought is we had a belief that in this country, there’s going to emerge five to 10 regionally dominant RIAs, and these regionally dominant RIAs were going to enjoy economies of scale, and they were going to compete with Wall Street. And in order to do that, we had to reinvest a lot of our profit into our business through building this management team that you’re referencing. Even to this day, I don’t make anywhere near the amount of income that I made when I was on Wall Street, but I’m not, and it’s because we’re building equity value, and we’re building something that will last, and we reinvest a lot of our cash flow into professionalizing the management team, and then being able to deliver on that promise to the financial advisors that are here that you’re going to have a platform, that when you walk in the room, you’re going to be able to compete with Wall Street. And so, that’s always been our goal, which is not necessarily everybody’s goal when they go independent, because it’s a lifestyle decision really. I work way harder today than I worked when I was at a Wall Street firm. Louis Diamond: It’s so interesting. Two threads I want to tug on from what you said. The first one is I think just the comment you made that you’re making less today when the business is significantly larger than it was when you’re at Morgan Stanley, you’re working harder. I think even that dynamic is going to feel like a shock to a lot of people, right? If you’re working harder, the business is doing six times more revenue than it was at Morgan Stanley, that doesn’t seem like a fair trade. How do you think about that relative to the equity value that you’re amassing? Was that always the plan, or is that just something you’ve leaned into as the firm has grown and scaled? Jason Fertitta: Well, the third component you left out is my net worth is up 10X- Louis Diamond: There you go. Jason Fertitta: … whereas if I would’ve stayed at a Wall Street firm, and so are all the employees here. If it’s about that, I can tell you that we checked that box. Americana is very valuable, and we’re happy about that. It’s really just about how you want to create that, right? If you want to create it through income, and pay a lot of taxes along the way, stay at the Wall Street firm. But, if you want to create value for yourself and your partners, and grow your balance sheet, you can do it in a much more tax efficient way in the independent world. And I’m light years ahead of where I would’ve been if I would’ve stayed at a Wall Street firm. Louis Diamond: I think that’s the coolest realization I think someone can have, right? We always say it’s like, what do you value more? Is it the short-term liquidity, or certainty of getting a big upfront recruiting deal at ordinary income, or staying where you are and keep making your 50% payout, take advantage of your firm’s retire in place program? And for many people, that’s what they value. But, for you, I think you very clearly and transparently articulated that, yeah, I might make less, but what really matters is my net worth. It’s how much I’m actually netting for my family in the long run. For people who want to play the long game, really buy into that concept, it sounds like following your path would be ideal, but it may not be for everyone. Jason Fertitta: It’s a much better path, and I’m living proof of it, and not only am I living proof of it, all of my partners are here, and everybody that owns equity in Americana is living proof of it. Louis Diamond: Amazing. You said you’re working more now than when you’re at Morgan. How has your day-to-day, or day in the life changed? What types of activities are you doing more or less of, and how do you balance everything? Jason Fertitta: Yeah, it’s hard to balance everything, it is. But, I would say that one of the unique things about Americana is the founders are all financial advisors. We aren’t consultants that came out of the consulting world, we’re financial advisors. I’m still a financial advisor. I still cover clients. I would say a third of my time is actually covering the house accounts here with some of my original partners. A third of my time is firm related stuff, and then, a third of my time is M&A, and that’s not only M&A, but helping the advisors that are here grow their business also. And so, I come across a lot of leads and opportunities. I’m not really taking them for the house account book or myself. I’m finding the right advisors that I feel I could service the clients the best, and then I’m flipping them to them and sitting second chair and I’ve seen some amazing growth to their businesses by just being able to send them leads. Louis Diamond: Yeah. I think that’s always like the tug of war for … I think most founders of RIAs in this industry, they were advisors themselves. They were the rainmakers, or they still are, but there’s definitely some folks who, whether because of lack of time, or lose the spark or passion for working with clients, that they pivot to being full-time CEO, or we’ve even seen people go the other way where they say, “I was the CEO. I really just want to be an advisor, or just do M&A, and I’m going to hire a CEO.” It’s really cool to hear how you split up your time, and you’re able to do it all. And I’m sure it’s not perfect. I’m sure your family wishes they saw you more, and et cetera, but it sounds like you’re able to really pursue your different passions. Jason Fertitta: All those three activities are very fun, and they keep everyday interesting, and you don’t necessarily know at what points in the day you’re going to be working on which bucket, and there’s a lot of blend and overlap, but we spend a lot of time here working on behalf of our clients, and the firm, and every day is an adventure, but it's fun. It’s a blast. Louis Diamond: Absolutely. Well, let’s spend some time talking about your fairly recent capital raise. In October of 2024, Americana announced that PE firm Lovell Minnick Partners, the firm’s first outside institutional investor was coming in to take a majority stake in the firm. Can you take us back to that decision? I’m sure it’s still clearly vivid. Maybe talk through it, and when did you first start to think seriously about bringing in capital? Jason Fertitta: Yeah, so probably at the end of ’23, we looked down, and there was $100 million worth of potential M&A that was fairly actionable that we could do. And the other M&A events we did were small deals, 10, $20 million sometimes, but firms with three, 400 in AUM to 600 million in AUM. We were doing deals that size, and we’re just passing the hat, and saying, okay, to the families that were in our cap table and to ourselves, who wants to write a check? The cap table was changing all the time based on people’s buy-in and M&A transaction. But then, when you sit down, and you look at potentially $100 million of M&A, if every deal came through that you’re in conversations around, and we owned at the time 75% of the firm, the families owned 25. If all of that M&A were to have happened, we didn’t have $75 million as employees. We were facing dilution. And then, we went to the families and said, “Hey, we don’t mind being diluted, but we got to know that if all of these came through, you guys want to invest another 100 million into this business.” And that’s when they said, “Well, we can. All the deals that you’ve done so far have been accretive and great. But, our value add to you is not M&A. It’s not underwriting. It’s not how to take this firm from four billion to 12 billion or customers. Why don’t you contemplate bringing in an institutional partner to help you round first base and go to second and third?” And so, I called a good friend, a gentleman by the name of Jimmy Dunne, who’s legendary in the world of golf and business. He’s a vice chair at Piper Sandler. I explained the situation, and he said, “Well, this is going to sound self-serving, but I think you should hire me and my firm to run a process to find your partner.” Louis Diamond: Classic investment banker. Jason Fertitta: And we did, and he worked on a very small retainer, and a contingency fee, and they helped us get ready to show the firm to the institutional world, and that took nine to 12 months of hard work to get ready. They ran the process. I think we had 30 firms sign the NDA in the October of ’24 month that you mentioned. I think we had 20 offers. And during that year, we were getting to know a lot of the people that were going to be bidding on us, and we frankly were incredibly impressed by Lovell Minnick and their success that they have had in investing in the wealth space. We were always pulling for Lovell Minnick to compete and compete well, got to run an honest process and Lovell Minnick was not the high bid, but they were a very good and well-thought-out bid that was easy for us to understand on why they were where they were. And for us, it was about how can we create value from this point forward with the right partner to really grow the firm and scale it to where we wanted it to be? And so, that was the more important driving factor in our decision to sell to Lovell Minnick. Now, of course, we wanted to sell a minority piece, but the reality is, given the activity that we had in our M&A pipeline at the time, they were going to eventually get to majority anyway. And so, I may be skipping ahead a little bit in the podcast, but I know what some of the questions are going to contemplate, and our thought was, you’re in a better position to negotiate minority rights before the transaction than later. And so, we got all of that out on the table in our negotiations with our private equity partner, and then just got married immediately instead of had this weird period of where they ultimately were going to get to majority control through M&A, and then, you have this awkward moment where that shift happens after you’re already partners. Louis Diamond: Very interesting. Was it a hard decision to give up majority control over your baby? Jason Fertitta: Definitely a lot of self-reflecting on behalf of our team and everything, but I think where we came out with it, and I’m a big believer in this, is the people that really control the business are the people that control the relationships with the clients. Lovell Minnick knows that, and we’ve never had a decision in a year and a half that we don’t all arrive at the same place. We negotiate, we study, but they know that it’s not in their best interest to try and force the management team to do something that the management team is not in agreement on, because at the end of the day, we’re servicing all of these accounts. Look, we don’t see eye to eye exactly on everything, no partners do. But, we’re generally in the same zip code on everything, and we talk things through until we all arrive at the same place that this is in the best interest of the company. And I think a big part of why that works so well for us in Lovell Minnick, and I think this is very unique in the industry, it all goes back to we all own the same share class. We’re all in the foxhole together. We all sink or swim together. There’s no way one group can win and another group can lose. We all own the exact same security. Not only do we all own the exact same security, but our employees own it. The families that are in our cap table own it. And so, every decision comes from the standpoint of how do we make decisions to benefit that security? Louis Diamond: Makes sense. It’s still a tough decision, but you lay it out, make it seem like an easy decision with the conviction you have, I think the very pure motivation to make that leap. Aside from capital to fuel M&A, what are the other things that Lovell Minnick is doing for your business to help it? Jason Fertitta: Well, Lovell Minnick, and this is another thing that was impressive to us, they’re always the first institutional capital until what’s otherwise an entrepreneurial family-owned business. They’re not afraid of building the things that you have to build to get ready to scale. They’ve seen it in every investment they’ve made. And so, that was very refreshing to us, because frankly, we wanted the help. We wanted the expertise. We’re financial advisors at heart. Like a lot of private equity firms, LMP has this third party advisory relationships with industry people, and they’ve brought those people into our firm, several sit on the board of the firm today, and they’ve just been fantastic to work with. Some have more experience with FinTech, some have more experience with HR, some have more experience with actual investment platforms and product. Some have more experience in how to help clients optimize from a tax perspective. Some have family office experience. And so, we’ve really benefited from this group of people. And I would tell you that, since they came into our world, which is about 18 months ago, we have been building a lot of things that are about to be unveiled to not only our financial advisors, but our clients. And I think that the experience is just going to continue to get better for both of those segments. Louis Diamond: Very cool. Yeah, it seems like a great fit. And I meant to ask you before, because it’s such a cool, and I think still a fairly novel concept, but what was the thinking behind having nine families, their customers or clients come in, and buy some equity in the firm? Why’d you do that? And then what’s been the outcome of that? Jason Fertitta: It was more their idea than us after we launched the firm. And this goes back to my original comments about the clients want to do more business with you when you’re independent than when you’re inside the bank. And we have a lot of clients that are entrepreneurial. And so, I think when we explained to them the reasons why we were doing this, and the reasons why we’re so excited about it, they got excited about it too, some clients, most clients. And so, what they said was, “Yeah, we’re going to move our money to it, we’re excited about it, but if there’s an opportunity, we’d also like to own a piece of the firm.” And originally, when they said that, I didn’t know if they meant that they wanted us to give them, but they wrote a check. They all wrote checks. We set an arbitrary value of the firm in the first year after we launched it. And that wasn’t a whole lot of science behind the value. It’s basically what we would’ve been paid by walking across the street, and that was the original value. And they bought into the firm, and then, Lovell Minnick really thought it was a nice novel concept that they hadn’t seen before, and they’ve embraced it. When they invested, we brought another round of clients into the firm at that valuation. I think it’s really powerful, because what’s important for us in these families is that they’re all pillars of their respective communities and they’re spread across all over the country and Mexico. We have some incredibly good reputation, great business people in Mexico City, and Monterrey, and Los Angeles, and Midland, and Dallas, and Austin, and Houston. And we’re open to the concept of when we come into new markets, finding that pillar of the community, finding that family who people ask, “Well, what do you do with your money?” We want them to say, “Well, we own our own wealth management firm. He wants to have them call you and they’ll show you what we do with our money.” And that’s a powerful part of the organic growth and the flywheel. Louis Diamond: I absolutely love that. I oftentimes have clients, especially breakaway clients talk about how cool it would be to have a client or set of clients invest in their business. But, the reasons why, I love that as part of a very consistent, repeatable strategy of identifying key influencers essentially in different markets, and then having them come into the cap table. I would assume too, the dynamic of, “Oh, you should call Jason, he’s my financial advisor, he’s great,” to, “Hey, you should come in and meet my firm.” And I feel like clients are probably much more incentivized naturally to refer friends, family, et cetera. And just the power and dynamic of that referral is probably that much better than a referral from another happy customer who’s not an investor. Jason Fertitta: Exactly. When we’re looking at coming into a new city with a new partner, to the extent they have those clients in that community, and when they join us, we have a private equity partner that embraces that strategy and concept. When we’re talking to that Wall Street advisor, and they’re interested in our business model and our plan, I think that particular part of our business model is very differentiated and intriguing to them. Louis Diamond: Amazing. You mentioned in your last answer that you have, it sounds like you have some investors in Mexico, and that you’re serving families in Mexico and Latin America as well. Can you talk about adding that capability or the openness to go international? That’s clearly a big decision. It’s a different risk profile, different client needs. What was the thought process behind taking Americana, I guess, still in the Americas, but outside of America? Jason Fertitta: Yeah. Well, I think a lot of it is growing up in Texas, there’s a lot of wonderful families from Mexico whose kids and grandkids have moved here, and our children are going to school with their children, and they’re part of our community, and I think they’re a great part of our community. And so, I just started to notice how Wall Street treated this community as just one, right? And what we were able to do is cherry-pick a few families that we knew very well that are incredibly good reputations in the cities that they’re from, and their origins are from. And there’s a high desire on behalf of not only those families, but their friends to invest into the United States into our economy. And given that a lot of their children and grandchildren live in the US, these are families that have citizens and their family inside of the US and back home in Mexico. Most of these families, they’ve been going to our colleges. A lot of these families sit on the boards of Fortune 500 companies inside of the United States. These are families that are very easy to do due diligence on, and frankly, we have learned a lot from them. They’re very sophisticated families, and so, they’ve been amazing partners, and we use Bank of New York Pershing to custody a lot of these assets, and I think they’re increasingly becoming more interested in alternatives as part of their portfolios, because I think going back 15, 20 years ago, these families were mostly stocks, bonds, and cash. But, as they continue to build out their own family offices, they’re becoming more sophisticated and interested in alternatives, so it’s really been an exciting part of our firm. Louis Diamond: Did this expansion, does it scratch the itch to go into different Latin American countries in Europe and Asia, or is that not really part of the roadmap? Jason Fertitta: Well, it’s open to the concept. Like I said, the genesis of this for us was the fact that our children go to school with their children, and we got to know several families just through our social circles here in Texas. But, I don’t think that same phenomenon would exist in Europe, other Latin American countries per se, but we’re certainly open to it, and there’s a lot going on in Latin America. There’s a lot going on and a lot of potential, so we’re open to anything that increases the footprint in the right way for Americana. Louis Diamond: Great answer. Let’s go back a little bit to talk a little bit more about your M&A strategy. You merged with or acquired Boulevard Family Wealth, which was Matt Celenza’s firm. I think Matt was the first breakaway guest on our show, and an amazing advisor. You bought Goodpasture Gray in Nashville, and more recently you bought NRT Consulting. I think from my read, three different types of firms, different geographies. How do you think about the M&A strategy? Jason Fertitta: I feel like we’re building out a firm and departments in the firm, and each of those acquisitions goes into a different department of our firm. I think Matt Celenza and Boulevard are fantastic, and they’re really good at tax optimization strategies for families, and they’re really innovative there. That is a very hot topic with all of our clients. More and more families are getting smart about the fact that not only does it matter what your returns look like. What really matters is how much of those returns you get to keep. And so, Matt and his team are incredibly sophisticated and cutting edge on tax optimization, and that's proliferating throughout our firm right now, which is I think making us even better at what we can advise and provide to our clients. I would say that’s more in the family office service and tax planning part of our firm. Goodpasture Gray’s fantastic. WL who runs that firm, or did prior to the merger, I’ve known him for 30 years. He’s a longtime family friend. His clients are in Nashville, Santa Fe, and Texas. He and my father actually used to office together. And then, ironically, he hired Dynasty to represent him to find the right partner. That’s an example where full circle Dynasty brought him back and I hadn’t talked to him for decades, but we shared a bunch of fun stories about how I used to go up in college, and hang out with he and my dad in their office. That was a great full circle experience, but WL’s just a fantastic financial advisor that does what we’ve always done. He’s just a natural fit inside of our firm. And then NRT, Chris Ginsbach and his team, they’re unbelievable. They do bookkeeping services for families. They’re not signing tax returns, but the more sophisticated these families get, some of these families have 35, to 45, to 55 different LLCs that require bookkeeping services. He’s an accountant by training, so is everyone that works there. And I think that there’s a lot of cross-pollinating with our client base that wants bookkeeping services for their needs. With all of these different M&A events, it’s trying to meet or have the ability to meet your client at wherever their pain points are. And some of your client’s pain points are in bookkeeping and accounting. Some are in tax optimization, and some are just good old-fashioned financial advice and access. And all three of those acquisitions that you described are meeting that client in a different pain point, but they’re all pain points, and they’re all important. Louis Diamond: When you’re thinking about M&A, is it like you have, these are the three areas that we want to add to the firm? Next one, making it up, we want to add tax preparation. Are you then going out to find a firm that fits the bill, or is it more so just you’re selective with who you take on, and you look for a new capability, or just like an extreme alignment with how you’re already serving clients, and then, that’s what makes a compelling deal for you? Jason Fertitta: Yeah. Most of the time, we’re getting feedback from our clients on where they need help, and that is usually the spark that starts the fire on, okay, what if we added this? It’s really I would say more based on client feedback. We don’t have estate planning attorneys inside of Americana per se. We don’t have accountants that are signing people’s tax returns inside of Americana. We get a lot of interesting opportunities from accounting firms and estate planning firms. And so, I like how we have this great referral network in place with those industries. And so, I think we’d have to think long and hard about getting into those businesses per se. Louis Diamond: Makes sense. I feel like there’s probably a version of this story, your story, where you break away, you plot along, you’re happy to not have a boss anymore, clients are happy, maybe you get to like four or five billion in assets, and you call it a win, and just throw in coast mode, but clearly you didn’t do that. You went the opposite direction. What do you think drove the ambition to keep building towards something larger? What’s really sparking you and motivating you today maybe differently, or in a more defined way than it was when you first broke? Jason Fertitta: Yeah, I would say it’s not just me, it’s all the founders, and I think all the employees. I share this and not to sound corny about it. I think everyone here wants to try and build something that his or her children would say, “My parent was one of the founders and employees of Americana Partners.” It’s like, I think when you work at a bank, you definitely care about your brand that you’re building, but this is a whole next level of care about your brand. We really care about this brand, and we want it to outlast all of us. Louis Diamond: Love that. For a successful wirehouse advisor or team that’s sitting on a really nice practice maybe similar in size or in the same realm that you had back where you were in that world, and they’re thinking about maximizing their value, what advice would you offer? Do you think your story is an outlier, or do you think it’s doable by others if they follow certain advice or principles? Jason Fertitta: I would have a two-word answer. Call us. I’m kidding. I have a much longer answer. One of the things I really respected about a certain advisor, and if he’s listening to this, he’ll know exactly who he is, but I feel awkward saying his name. When I was contemplating going independent, I talked to an entrepreneur I really admire, and I called him, and I said, “Hey, we’re thinking about doing this.” And he said, “Look, I’m going to try and convince you to join our firm, and if you don’t end up doing that, it’s fine. There’ll be no hard feelings, because we ended up launching our own firm and I would never fault you for the decision if you wanted to do that with your team.” And we thought long and hard, we almost joined his firm. It was in a very different geography so we ended up launching our own firm. I would say that if you want to do it yourself, we would respond the same way. We would give you a high five, and wish you well, and say you’ve made a great decision, and we’d be pulling for you. If you want to spend more time with your clients, and less time in building the firm, we have the firm built, and it’s fantastic, and it wasn’t without blood, sweat and tears for seven years, and we can create a transaction that is economically the same or better as launching your own firm, and you have a voice, and you have a seat at the table, because we’re still small enough to where you can help shape the direction of this firm, and we want your input. The difference is that instead of spending a third of your time interacting with financial advisors the way I do, you could spend 90% of your time interacting with your clients, instead of a third, and be part of a firm that I think has great national prospects. But, I would never fault someone for doing it themselves, because that’s what we did, and that would be hypocritical. But, I really do think that this is a better path, even if you did it yourself, or if you did it with someone like us. I think you’re choosing two better options than what you currently have. Louis Diamond: I think it’s a great perspective, and I think it’s balanced and fair too. There’s plenty of people that I speak to where their passion is building. They want to be the next Americana, right? That’s what’s going to spark them and get them out of bed. They want to do M&A, they want to be the CEO, they want to really make their mark on the industry, and that’s fine. But, I do think there’s probably more advisors out there that would love to be part of something, and they’d love equity, and they’re passionate about different things than you were passionate about when you launched the firm. And the theory of a rising tide lifts all boats, it’s like, you can do this yourself or let’s just build something bigger and better together. And just getting comfortable with the theory of you’ll own a smaller piece of the pie, but the pie is much more valuable than owning 100% or 80% of something that’s less valuable, and is going to take you in a different direction personally. I always say we’re not in the business of making judgments for people. It’s up to them to define their goals, and then, we’ll help them execute on it. But, I really like that perspective. I agree, it’s not for everyone. What you did is extremely hard, it’s a risk, it’s a big swing. But, if you have the stomach for it, and you want to take the swing, to me there’s no better time to pursue that path than today. Jason Fertitta: I agree. And I could totally see a world over the next five years where some of these advisors that join us are bigger shareholders in this firm than me, and that would be great. Louis Diamond: Interesting. Jason Fertitta: I’m with you, not only do I agree with what you’re saying, to me, I’ve never thought about how much of this company do I own? I’ve thought about what is the percentage of the company that I own, and what is it worth? I could care less if it was 25%, 12.5%, 5%. What I care is, what is that slice worth? Louis Diamond: That’s a fun way to look at it. Jason, this has been really fun. This new series Build, Grow, and Transact, this is proof of concept, but we’re going to have to do a ton of these, because the richness of detail, and whenever we have breakaway guests, we’re talking to them in the beginning when they’re still finding their feet, everything’s new and fresh. They haven’t thought about or executed on M&A and taking on capital partners. But, I feel like this is the missing ingredient where it’s a playbook for how others can be better themselves, something to shoot towards. And I really appreciate your candor and transparency, and I’m very serious, we’ll have to do this again when you’re at 25 billion, and you have even more lessons, and I’m sure battle scars to share. Jason Fertitta: No doubt. I’m for sure open to doing that. And maybe in the meantime, I see the pictures behind your head there. I’d love to come visit you in Park City and hang out and ski, or play golf, or- Louis Diamond: You got it. Jason Fertitta: All right. Thanks for your time and thank you for having me. Louis Diamond: Thanks, Jason. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful, because you take your professional responsibility seriously, and are dedicated to your clients, but are you living your best business life? Are your goals aligned with your firms, or could a better option exist? Should I Stay Or Should I Go is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions, and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Build, Grow & Transact: Americana's $12B Path from Breakaway to Enterprise A conversation with Louis Diamond and Jason Fertitta, CEO & Partner at Americana Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: Americana's $12B Path from Breakaway to Enterprise. It's a conversation with Jason Fertitta, CEO and partner of Americana Partners. I’m Louis Diamond, and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors, and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement, and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Independence is often viewed as the finish line. Break away, gain control, own the business, and enjoy the economics that come with it. But, for some advisors, going independent is just the beginning. That’s the idea behind this new series called Build, Grow, and Transact, featuring advisors who saw independence not as a destination, but as the first chapter of a business building story. And there will be some familiar names along the way, including our first guest who was on our show back in 2020, talking about what was at the time, one of the industry’s breakaway moves. That’s Jason Fertitta, CEO and foun

Lords: Kate Andrew Topics: Movies that are supposed to be good and kind of annoyingly are actually good Making friends when you're old Paris's pneumatic mail system Forgiven, by A. A. Milne https://www.poeticous.com/a-a-milne/forgiven-i-found-a-little-beetle-so-that-beetle-was-his-name Microtopics: The skill to make the noises that are in your head. Writing quests for Hello Kitty Island Adventure. Sanrio's NDA-enforcing snipers. A crocodile that was invented in 1978. Writing quests that force the artists to figure out how a crocodile would wear sunglasses. Writing the dialog tree as the player is clicking on options, like Gromit placing tracks right as the train is about to roll over them. Spending five years shipping the first part of a live service game and then shipping additional parts every few weeks. Trying to rebuild a house while someone is living in it. Lingo 2. Dungeon Gals. The kind of game you can't draw a map of. Teetering on the razor's edge of "I'm a genius" and "I don't understand anything." What does the developer tooling look like for games that have non-euclidean spaces? Duplicated spaces with secret warp volumes. The kind of movie that an Infinite Jest reader will recommend. Terry Cavanagh's game about making tea. Egg Game? Astonishing movie running times. Five minutes of two men intensely looking at each other. An adventure movie about two best friends who hate each other. James Joyce: maybe he's good? A guy who lives in the middle of nowhere who thinks about politics a lot and never talks to anyone. Gerry, starring Ben Affleck and Matt Damon. The art is coming from inside the head. Pro Shots vs. bootlegs. Jukebox musicals. Shawshank Redimension. Shawshank Redemption 2: Shawshank Herdemption. Communicating between cell blocks by flushing the toilet. Loove a.k.a. Flushed a.k.a. Lavatory Lovastory. Mixing your DNA with someone you've never seen. Florida Writing. Gravity Slingshotting around your hobbies to reach friendship. Going to GDC and making a bunch of game dev friends. Plateauing at two digits. Getting hobbies that put you in a room with people of your desired gender. Your co-worker at the call center who's married to the CEO of Twinings. Playing puzzle games on the Internet in front of a chatful of puzzle experts. The protagonist getting stuck on a puzzle and the narrator turning to the audience and saying "chat, help us out with this one." Making friends vs. keeping friends. The friendships that you both care enough about to have maintained. I Love a Thoont. Building a pneumo to relieve congestion on the telegraph system. When the telegraph was invented vs. when pneumatics were invented. Why banks had pneumatic drive thrus rather than the teller just handing you the stuff through the window like a fast food drive thrus. Whimsical coffee preparation. The cost of building a giant tube between the coasts of North America. The Alameda-Weehawken Burrito Tunnel. Inventing a frictionless tube. Preparing burritos to be magnetically fired. Rifled sewers. Plunging into the Lithosphere. A diagram that shows how the burrito gets heated. The Taste of Breaking the Sound Barrier. Getting your poem voice on. Whether A. A. Milne knew about hash tags. Non-Fungible Beetles. Oh great, the same beetle came back! The kind of look that means "it's me, the same beetle!" The XIX and XX centuries. Writing Very Blackly. Why Does Pooh Own a Shotgun? All the talking Winnie the Pooh animals turning out to be aliens, like Starfox. A pneumatic tube, except instead of burritos you're firing cork. Writing your thesis on pop guns and continuing to do post doc research on pop guns. Spud Guns vs. Potato Cannons. A Normal Spud Gun for Normal Children. Seeing that Wikipedia considers Spud Guns low importance and thinking of ways to make Spud Guns more important. Too Many Posts.

Peter Thiel's secret society/gay sex club has been exposed, Ashley St. Claire reportedly turned down $40 million to sign an NDA from Elon Musk, ballbusting broke into the top 10 most popular kinks, Carlos Mencia's been charged with tax evasion, and the Chinese are eating poop soup! Please go and support the show, go check out the Patreon and sign-up there so you get over a hundred hours of extra content. That way, you're supporting the show and you get tons of bonus content so what are you waiting for? Do it. Sign up for the Patreon now. It''s gonna get wild folks!If you enjoyed the show, please Like & Subscribe to our channel and share the links. This show can be found @hiddeninplainsightradio on Instagram and @thehiddenpod on Twitter.iTunes Link: https://podcasts.apple.com/us/podcast/hidden-in-plain-sight/id1488538144?i=1000459997594Spotify Link: https://open.spotify.com/episode/5zsntvl63Do7m9gNTD8Za2?si=MczvbuMlRuCbmWChclVUZAYouTube Link: https://www.youtube.com/channel/UCNRejWJs0hn8pefj5FiE7ZQIf you want to support the show, check out our Patreon: https://www.patreon.com/hiddeninplainsightpod #hiddeninplainsight #podcast #peterthiel #secretsociety #ashleystclaire #elonmusk #nda #ballbusting #kinks #top10kinks #china #food #carlosmencia #mindofmencia

Send us Fan MailKeith and Scott attended Summer Game Fest 2026, and got to check out some of amazing upcoming titles, and play a number of them. However, due to embargos we had to delay this episode of the show until we could talk about certain things. This one is a bit late due being in LA and some of the stuff we discussed was still under NDA/embargo at the time. So, enjoy our Summer Game Fest 2026 recap.Timestamps coming soon!Head over to our website to check out our Summer Game Fest content: https://www.theouterhaven.net/tag/summer-game-fest-2026/Follow us on Social MediaBlueSky-  https://bsky.app/profile/theouterhaven.netFacebook - https://www.facebook.com/theouterhavenInstagram - https://www.instagram.com/theouterhavenproductions/Support the showYou can find the Spectator Mode podcast on the following podcast platforms. Please consider leaving a review on Apple Podcast, as it will go a long watch in more people discovering us. Thank you!Apple PodcastsYouTubeSpotifyAmazon Music

This week on Just Ask the Press, Brian Karem is joined by national security and FOIA expert Mark Zaid and journalism professor Nolan Higdon to unpack an incredibly chaotic week in news, politics, and media.   The trio kicks off the episode reacting to Elon Musk officially becoming the world's first trillionaire after SpaceX went public on the NASDAQ. They delve into his sci-fi aspirations for Mars and debate whether his staggering wealth is inherently dangerous for democracy or a catalyst for taking risks that governments won't. Next, the panel breaks down blockbuster reporting exposing a high-level, secret Situation Room meeting from the summer of 2025. Trump administration officials scrambled to manage damning, unreleased Epstein files, sparking an internal civil war over transparency—and a rogue strategy proposed by JD Vance. Later, Mark Zaid guides us through a packed week in the legal system, detailing the dramatic, eleventh-hour removal of Donald Trump's name from the Kennedy Center, a federal judge definitively halting a $1.776 billion "slush fund," and why a last-minute lawsuit failed to stop a massive UFC extravaganza on the White House lawn. Finally, the team scrutinizes the "on-again, off-again" war in Iran, the Department of Justice's controversial approval of the Paramount-Warner Bros. merger, and how the New York Knicks managed to win it all—despite a potential "Trump jinx." Follow us on Twitter: https://twitter.com/JATQPodcast Follow us on BlueSky: https://bsky.app/profile/jatqpodcast.bsky.social Intragram: https://www.instagram.com/jatqpodcast Youtube:https://www.youtube.com/channel/UCET7k2_Y9P9Fz0MZRARGqVw This Show is Available Ad-Free And Early For Patreon supporters here: https://www.patreon.com/justaskthequestionpodcast Purchase Brian's book "Free The Press"    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cecily has to figure out if she wants to sign an NDA or not to attend Taylor and Travis's wedding. Plus Taylor's ex Joe might have a new girlfriend. Tyra sues Netflix and Blake and Justin are still mad. And more!Lumi Gummies are available nationwide! Go to LumiGummies.com and use code ROSEPRICKS for 30% off your order.

In this episode:The Rundown (:27): Logan Marcicki of North American Dismantling and a member of the NDA Board of Directors shares important updates for demolition professionals. He reminds members that NDA memberships expire June 30 and highlights the value of staying connected through advocacy, training and peer networking opportunities. Marcicki also discusses upcoming certification deadlines for the Certified Demolition Supervisor (CDS) and Certified Demolition Technician (CDT) programs, including a group discount available for companies investing in workforce development. He closes with an update on evolving EPA guidance related to PFAS disposal and why demolition contractors should continue monitoring potential regulatory changes surrounding contaminated materials.Member Conversation (3:01): In a conversation with NDA's director of content, Alexa Schlosser, Yeye Rosales, corporate safety director at MILBURN Demolition, reflects on his journey into the demolition industry as a second-generation demolition professional and the lessons he's learned throughout his career. Rosales shares why he pursued the Certified Demolition Supervisor designation, the challenges he encountered during the certification process and how the experience reshaped his perspective on professional growth. He also discusses the importance of meaningful training, the need to attract and prepare the next generation of workers and why industry-recognized credentials help demonstrate the expertise required to perform demolition work safely and effectively.

Listen Now to 013 WTFuture Watch 013 WTFuture Howdy all! We kick things off by diving into WWDC 2026, where Apple announced a revamped, locally processed “Siri AI” that promises to understand human tone, pauses, and emotion, paving the way for truly natural conversations with robots. This inspires us to imagine using AI agents to revive and automate our vintage “Party Projector” app in hopes of striking it rich as the sole product of our new AI-powered two-person company. Hey, one can dream! :-)We then take a look at controversial claims of a new, propellantless electrostatic force that could overcome gravity without expelling mass. Naturally, this gravity-defying topic leads to a fun detour into how UFOs might use gravitational wave guides to pull space toward them, complete with a shoutout to a highly realistic Lazarian 5-D simulation designed to ‘take you there.” Happy Disclosure Time! (esp if you are NDA free” :-) Next we explore NASA’s upcoming 2028 “Dragonfly” mission, which will send a nuclear-powered, car-sized rotocraft to fly through the thick atmosphere and liquid methane lakes of Saturn’s freezing moon, Titan. Why, you might ask? It’s a moon rich in petro chemicals, think of the ‘pipeline’ we’ll build, the gas beings we’ll have to deal with!We also unravel some explosive Earth history, discussing the mysterious 1908 Tunguska airburst over Siberia, considering the latest conjecture that it may have been caused by a massive rocketing ice cube, vaporizing on impact, flattening trees for hundreds of miles, creating a warm little pond in the center.And then a nearby area’s massive stash of hidden, meteor made impact diamonds! Who says meteors have to be bad?And least we forget, there is some good news about climate repair, on how the massive 2022 Hunga Tonga underwater volcanic eruption unexpectedly created a formaldehyde cloud that helped to break down the massive amounts of planet-heating methane the volcano just ‘farted.’ It appears the volcano was cleaning up after itself! “It’s not just a bathroom deodorant, it kills ‘germs’ too!” We wrap up our eco-talk with the promising discovery of naturally occurring “white hydrogen” seeping from the ancient rocks of the Canadian Shield, which could serve as a massive new clean, cheap energy source for the planet. Think of it, if Canada goes to hydrogen and all of our petro using machines can be converted to it..we can stop thinking about the Strait of Hormuz! :-) Enjoy..

Andy joins the Doomer Friday crew for a live watchalong and reaction to David Grusch's highly anticipated Capitol Hill press conference.The panel follows the event in real time as James Fox, Anna Paulina Luna, Eric Burlison, Tim Burchett, Jared Moskowitz, Leslie Kean and David Grusch call for disclosure, whistleblower protections, NDA waivers and greater transparency around UAP records.The discussion covers Grusch's strongest new comments, including claims around crash retrieval material, non-human biologics, foreign intelligence on UAP programs, “sentient plasmoid life,” and the pressure now being placed on President Trump and the White House to act.A raw, lively and immediate reaction to what may prove to be another major step in the modern disclosure push.Night Shift / Clint Weldonhttps://www.youtube.com/@NightShiftActualPsicoactivo Podcast / Pavelhttps://www.youtube.com/@psicoactivopodcastOthers From Another Mother / Dan Clearyhttps://www.youtube.com/@OFAMpodcastThe Dreamland Motel / Xander Joneshttps://www.youtube.com/@TheDreamlandMotel

Open Phones brings us Anonymous, who's stuck in an NDA and isn't really happy about it.. He's drained about 70k from his savings AND took out a second mortgage on his home just to fight the lawsuit and stay afloat You'll shit yourself when you find out how much these actors are getting off residual checks these days

I reveal for the first time ever my professional Involvement in the 2016 Katie Doe / Trump Epstein litigation. In June 2016 I signed a non disclosure agreement. I have just obtained a limited release from that NDA that allows me to speak about my involvement.Private investigator Ed Opperman served as an investigator in the 2016 federal lawsuit filed by Katie Johnson (also known as Jane Doe) against Donald Trump and Jeffrey Epstein. The lawsuit alleged that Trump and Epstein forcibly raped Johnson at Epstein's New York City residence in 1994 when she was 13 years old. [1, 2, 3, 4]Lawsuit DetailsThe Allegations: The complaint detailed that Johnson was lured by a recruiter to Epstein's summer parties, where she was tied to a bed and repeatedly assaulted. The civil case Katie Johnson Civil case for Rape Trump Epstein.pdf contained sworn affidavits regarding these events.Case Status: The lawsuit was initially filed in California in April 2016 (Katie Johnson v. Donald J. Trump), later refiled in New York (see Johnson_TrumpEpstein_Lawsuit.pdf), and ultimately dropped in November 2016. Her legal team cited severe death threats and hacking as the primary reasons for withdrawing the case and canceling press conferences. [4, 6, 7]Ed Opperman's InvolvementOpperman has discussed his work as a private investigator on the case across various platforms, including the What Is TRUTH? Podcast and the Ed Opperman Epstein audio segments on Spreaker .He frequently offers his investigative insights into the murkier details of the case, witness tampering, and the events surrounding Jeffrey Epstein via his own broadcasting platforms. [2, 8]Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

What if the secret to a business that actually sets you free has nothing to do with your idea, your hustle, or your vision, and everything to do with a number most entrepreneurs never pay close enough attention to? In this episode of The Happy Hustle Podcast, I sit down with Omar Zenhom, co-founder of the legendary $100 MBA Show podcast and the man behind Webinar Ninja, a SaaS company he built from zero to over 30,000 users and eventually sold in 2024. Omar is an educator turned entrepreneur, the kind of guy who left a decade of teaching to go all in on business, built something real over ten years, and came out the other side financially free and still hungry for the next chapter. His podcast has racked up over 300 million downloads and consistently ranks among the top business shows in more than 30 countries. He's not flashy about it. He's just sharp, honest, and genuinely good at what he does. This episode matters because Omar is one of those rare entrepreneurs who's actually done it. He built, he scaled, he burned the candle, he sold, and now he talks about all of it, including the parts that surprised him. If you're a business owner trying to build something that gives you more freedom, not less, this conversation is going to hit. Here are the biggest lessons from this one. Margins aren't the most important thing in business. They're the only thing. Omar opened with something he says constantly on his own show, and it bears repeating here. If your margins aren't healthy, you can't hire great people, you can't delegate, you can't step back, and you definitely can't build a business that serves your life. He says sixty percent is the floor, and anything below that puts you on life support. Software, digital products, service businesses built on systems, these are the models that get you there. Get the margins right first, then build everything else on top. Stop trying to find a diamond in the rough when it comes to hiring. Omar went looking for the most expensive engineer he could find on Upwork, a former engineering exec at Yahoo, because his software needed someone elite. That one person did in ten hours a week what five cheaper engineers couldn't. You pay for it upfront or you pay for it later in messes, rewrites, and wasted time. The same goes for editors, videographers, anyone whose taste and skill directly affects the quality of what you're putting into the world. One great hire changes everything. Validate before you build. Before Webinar Ninja was a real product, Omar and Nicole pre-sold it. One hundred and fifty spots in 48 hours, just on the promise of a solution four months out. That told them everything. People don't just say they want something when they put actual money down. If you're sitting on a business idea right now and haven't tested whether anyone will pay for it yet, that's the only thing that matters next. Embrace the struggle as part of the deal. Omar grew up watching his Egyptian immigrant parents rebuild their lives from scratch in America. That foundation gave him something money can't buy, a high tolerance for discomfort and a genuinely low floor for what counts as failure. He says his fondest memories from ten years at Webinar Ninja are the hard moments, the fires, the pivots, the times he had no idea how he'd get out of something. That mindset isn't just feel-good advice. It's a practical edge. When you stop treating struggle as a sign something's wrong and start treating it as the job, you get a lot harder to shake. AI is not optional anymore, and using it to figure out how to use it better is the move. Omar is building new software on weekends using Claude and Windsurf, no code, no development team. He's using Claude to write his prompts before he even opens the builder. What used to take years now takes a few weekends. He's clear that the people who are thriving right now aren't just using AI, they're building the habit of reaching for it first, staying curious about its limits, and using it to multiply everything they already do well. If you're still on the fence, he'd tell you that fence is expensive. We also get into what it's actually like to sell a business, the 16 months it took, the emotional whiplash of feeling relief and then feeling lost, the NDA that keeps him from saying the number but also the fact that he blinked twice. Omar and Nicole's story of co-founding a company as husband and wife while staying married is one for the books too, and his 70/10/10/5/5 money formula is the kind of simple framework you'll want to write down. The closing of this episode is one of the most grounding things I've heard in a long time. Omar's billboard isn't a quote. It's a mirror. Because every time he was stuck, every time he hit a wall, the common denominator was him. Not the market, not the economy, not bad timing. Him. And once he stopped running from that and started taking full ownership, everything shifted. That's the energy Omar brings, direct, honest, and genuinely fired up about the game of business and the life you can build through it. If you want more of that, go listen to the full episode at https://caryjack.com/podcastin/ It just might be the reset you didn't know you needed. Connect with Omarhttps://www.facebook.com/ozenhomhttps://www.instagram.com/omarzenhom/https://www.youtube.com/@100mba/videoshttps://x.com/TheOmarZenhomhttps://www.linkedin.com/in/omarzenhom/ Find Omar on this website: https://100mba.net/ Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a copy of his new book, https://www.thehappyhustle.com/book Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course @ https://thehappyhustle.com/thejourney/ Apply to the Montana Mastermind Epic Camping Adventure @ https://thehappyhustle.com/mastermind/ “It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!” Episode Sponsors: If you're feeling stressed, not sleeping great, or your energy's been kinda meh lately—let me put you on to something that's been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain't your average magnesium—it's got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all night If you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at https://www.bioptimizers.com/happy and use code HAPPY10 for 10% OFF. =================================================================== My Green Mattress If you've been waking up with back pain, feeling stiff, or just not getting that deep, quality sleep. This might be what you're missing: My Green Mattress. It's made with clean, non-toxic, and eco-friendly materials, so you're not just sleeping better, you're sleeping healthier too. The comfort and support are on another level, and you can really feel the difference night after night. If you're ready to invest in better sleep and better recovery, check it out at https://thehappyhustle.com/mygreenmattress =================================================================== Ozlo Sleep If you've been struggling to fall asleep, stay asleep, or just wake up feeling actually rested, let me put you on to something that's been a total game-changer: Ozlo Sleep. These aren't your typical sleep buds. They're designed to block out noise and help your brain fully relax, so you can drift off faster and stay in deep, uninterrupted sleep. Perfect if you're a light sleeper or just want that next-level rest. If you're ready to upgrade your sleep and wake up feeling recharged, check out https://ozlosleep.com and save $80 OFF using code HAPPY.

The Office of Personnel Management has proposed a new government-wide NDA for federal workers.

Today's guest is a multi-Latin-Grammy-winning songwriter and producer with a wall of platinum records — and one of the few people in music willing to say the quiet part out loud. He came up as an actor and a rapper, moved to LA broke, stumbled into songwriting, and turned it into the kind of career most writers spend a lifetime chasing. He's also built one of the sharpest voices in the room as the host of his own show, Good Luck With Gino.This is one of the most honest conversations we've had about how the music business actually works in 2026 — not the clean version, the real one. Why roughly 75% of working writers now survive on K-pop. How the pitch song quietly died and took the professional songwriter down with it. Artists taking songwriting credit on songs they didn't write — and exactly how labels split the writers up to play them against each other and shave points. Gino lays out the one rule every songwriter needs before their next cut, when it's worth standing on business, and when you "roll over like a dog" because the record's too big to lose.And The Writer Is... Gino The Ghost!In this episode of And The Writer Is, we go deep on:• How he came up — actor, rapper, broke in LA, then stumbled into songwriting• Treating every podcast episode like an album of singles• Why ~75% of working writers now live off K-pop• What pitch records used to be — Clive Davis, Barry Manilow & the lost art of outside songs• The death of the professional songwriter (and why talent-show winners get nothing now)• Artists taking credit for songs they didn't write — and how to combat it• The "$15K buy-me-out" story & when to stand on business vs. roll over• The split shakedown — how labels pit writers against each other, and the rule that beats it• Why generosity makes you more money than being a prickAnd much more...

1. Support for Law Enforcement during Police Week Highlights bipartisan legislation to improve benefits for officers and their families. A specific bill aims to: Speed up death/disability benefit decisions (within 270 days). Expand eligibility to partially disabled officers. Core message: Police deserve greater respect, faster support, and fulfilled government commitments. 2. Fixing Bureaucratic Delays The current system for officer benefits is described as slow and inefficient, with cases delayed for years. The proposed reforms are framed as a common-sense fix to government inefficiency. Key theme: Government failure vs. responsibility to public servants. 3. “Trey’s Law” (Child Sexual Abuse Reform) Inspired by a victim who was silenced by a legal non-disclosure agreement (NDA). The law would: Ban NDAs that silence child sexual abuse victims. Ensure victims can speak freely about their abuse. Already passed in multiple states; advancing federally. Central idea: Protect victims and prevent legal systems from enabling abuse. 4. Human Rights Pressure on China A bipartisan Senate resolution calls on the U.S. President to: Advocate for release of political prisoners in China. Focus especially on: Religious leaders (Christian pastors) Pro-democracy activist Jimmy Lai Passed unanimously (100–0), signaling strong political unity. Strategy: Use unified U.S. political pressure as leverage in foreign diplomacy. 5. Foreign Policy Goals with China Broader objectives mentioned: Encourage China to influence Iran. Expand U.S. trade (e.g., agriculture, Boeing deals). Promote American economic interests. 6. Criticism of The New York Times & Israel Lawsuit Israel is suing The New York Times for defamation. Allegations center on a controversial column accusing Israel of abuses. The reporting is false, biased, and politically motivated. Media outlets are misrepresenting facts about Israel and Hamas. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.