Podcasts about personal liability

What is D&O Insurance?Essentially it is Insurance for Directors and Officers... Dive into this episode to learn the ins and outs of it in this 7 minute deal chatI am your host from "The Deal Scout," and I am pleased to share with you some insights that are imperative for anyone holding an executive or board-level position. In our most recent discussion, we explored the intricacies of Directors and Officers (D&O) insurance with the expert guidance of Chaz, revealing its critical role in corporate risk management.Here is a brief overview of the key points addressed:

Are you a bed and breakfast owner looking to protect your business on all fronts? Wister Insurance (888-241-1902) offers the best coverage for hospitality businesses in Maryland. Visit https://wister.insure/bed-and-breakfast-bb-insurance for more. Wister Insurance City: Walkersville Address: 21 W Pennsylvania Ave #C Website https://wister.insure/ Phone +18882411902 Email info@wister.insure

If you're feeling trapped and unheard in a system that perpetuates injustice, where your efforts to speak up and make a difference seem futile, then you are not alone! Perhaps you've tried engaging in peaceful protests, signing petitions, or sharing your concerns on social media, only to be met with resistance or dismissal. Instead of the result you're seeking, you may find yourself feeling discouraged, silenced, and disconnected from your own power. But fear not, there is a path to reclaim your sovereignty and make a lasting impact. In this episode, you will be able to: Discover the power of personal awakening through one man's journey of overcoming financial challenges and legal battles. Learn how meditation can be a valuable tool for finding balance and clarity during difficult times. Uncover the shocking truth about systemic corruption and manipulation in the real estate industry and legal system. Find inspiration and guidance on standing up for what is right, empowering yourself and others to reclaim their sovereignty. Explore the potential of cryptocurrency while gaining insights into the risks and fraudulent practices within the industry. Roy Coughlan is a podcasting coach and host of multiple podcasts, including the Awakening Podcast and the Meditation Podcast. With over a thousand episodes under his belt, Roy has interviewed top guests and delved into topics such as corruption and reclaiming sovereignty. His own personal journey through financial and legal challenges has led him to a path of awakening and a mission to help others understand the corruption that exists in society. Through his content, Roy seeks to empower individuals to stand up for what is right and take action against injustice. With a focus on meditation, Roy shares how this practice has helped him navigate difficult times and maintain a sense of inner peace. Join us as we explore the importance of upholding integrity and empowering others to reclaim their sovereignty. The key moments in this episode are: 00:00:15 - Introduction 00:01:37 - High Levels of Corruption 00:05:06 - Legal Battles and Personal Liability 00:08:05 - Turning to Meditation 00:09:36 - Meditation as a Source of Stability 00:14:17 - Surviving Financial Hardships in Ireland 00:15:07 - Choosing Not to File for Bankruptcy  00:16:22 - Discovering Crypto and Podcasting 00:19:36 - The Awakening Podcast 00:20:32 - Fraud in the Crypto World 00:27:02 - Importance of Asking the Right Questions 00:27:39 - Personal Experience with Online Platforms 00:30:03 - Balancing Awareness and Self-Care 00:32:36 - Embracing Sovereignty and Liberation  00:36:25 - Questioning Authority and Finding Power 00:40:08 - Introduction and Podcast Information 00:40:21 - Gratitude and Favor Request 00:40:40 - Conclusion and Invitation for Future Episodes Resources Check out Roy Coughlan's podcasts, including the Awakening Podcast and the Meditation Podcast. Overcome stress and anxiety with Truvaga. Use code MCPOD for $15 off your order. Share this episode with anyone in your life who would be interested in it to help spread the high vibe content. Subscribe to the podcast to stay updated and support the show. Leave a rating and review for the podcast to show your support. Learn more about the six-phase meditation process mentioned by Roy Coughlan during the episode. Explore the topic of crypto further if you're interested in learning more about it.

Jonathan Lopez joins John to discuss the state of corruption, how prosecutors see their cases, advice for BSA/AML officers to avoid personal liability, and other white collar issues.

Do you have it? Do you have enough? Does it cover what you think it does? Life happens. Make sure you know what you need and know what you have, then act on it. Here are 4 things to consider.

On this show we talk about risk mitigation from super simple to super complex. This is a good one!

As a security guard, you may have asked yourself, “Can I be personally liable if _________(fill in the blank)”? “Can I be sued if ….?” The answer is always “YES.” Learn how to limit your personal liability by listening to this episode of The Nightlife Security Podcast. In this episode, expert Robert C. Smith and host Manny Marquez discuss what liability guards are exposed to and how to limit potential unwanted liability issues. Every security guard needs to listen. 

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: 3 Basic Steps to Reduce Personal Liability as an Org Leader, published by Deena Englander on March 6, 2023 on The Effective Altruism Forum. It's come to my attention that many of the smaller EA orgs are not putting into place basic protection measures that keep their leaders safe. In the world we live in, risk mitigation and potential lawsuits are a fact of life, and I wouldn't want anyone to put themselves at greater risk just because they are unaware of the risk and easy steps to avoid it. Rule #1: Incorporate. I know most are hesitant to start an actual non-profit since that is more expensive and time-consuming, but at the least, you can form an LLC. That means that any liability accrued by the org CANNOT pass on to you (I think there are a few exceptions, but you can research that). LLCs are easy to start, and are pretty inexpensive (a few hundred to start, and then annually). Rule #2: Get your organization its own bank account It is NOT a good idea to keep your organization's finances together with your personal ones for many reasons. That increases the risk of accidental fraud and financial mismanagement. If you have your funds and the org's funds together, you run the risk of using the wrong funds and increasing your liability, since it's not clear which activities are personal (not protected by the LLC) or from the org. You also can't really keep track of your expenses well when it's all mixed up. You don't need a fancy bank account - any will do. Rule #3: Get general liability insurance Basic liability insurance is an expense (mine costs about $1300 USD a year, but that's for my particular services), but if you're providing any type of guidance, mentoring, services, or events, it's a must. I can go into all sorts of potential lawsuits that you hopefully won't have, but if you even have one, your organization will likely go bankrupt if you don't have the protection insurance provides. This is not meant to be an in-depth article of all the things you can do, but EVERY EA org that is providing some type of service should have this in place. There's no reason to have our leaders assuming unnecessary risk. I don't know what this looks like if you're fiscally sponsored - I'd assume that they assume the liability - but I would love it if someone could clarify. I hope we can start changing the standard practices to protect our leaders and organizations. If anyone has any questions about their particular org, please feel free to reach out. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org.

Protect and Cover your ASSets! - Interview with attorney Ken Falcon- Is Malpractice insurance enough? Dr. Rosenblum sits down and asks Ken Falcon about protecting assets, trusts, and more. Ken is an attorney practicing in Rockville Center, NY.  For more information, see his contact information below. Ken Falcon Falcon Rappaport & Berkman PLLC 265 Sunrise Highway, Suite 50 (MAIL) Rockville Centre, New York 11570 T: (516) 599-0888 F: (516) 599-0889 Upcoming Events... Want to view the complete events agenda? Click Here Now! NRAP's Blocks and Brunch Ultrasound CME Workshop- NYC Oct. 8th, 2022  Advanced Ultrasound Guided Injection Training Workshop! Lock in Your Spot Today! Register Now! NSPC's Annual Conference 2022- THE BUSINESS OF PAIN MEDICINE- Oct. 20th, 2022  NSPC's Annual Conference 2022- THE BUSINESS OF PAIN MEDICINE! Lock in Your Spot Today! Register Now! IPA Israel: Ultrasound Guided Chronic Pain and Regional Anesthesia Course, Oct 27, 2022  Advanced Ultrasound Guided Injection Training Workshop! Lock in Your Spot Today! Register Now! NYNJ-PS 2022 Annual Symposium- Nov. 3rd-6th, 2022! NYSIPP/ NJSIPP's Annual Pain Medicine Symposium Come and join us in New Jersey in November | NYNJ-PS 2022  Save the Date! Nov. 3rd-6th, 2022 Get Your Tickets Today! Register Now!   IPA Costa Rica: Ultrasound Guided Chronic Pain and Regional Anesthesia Course, Feb. 19, 2023  Advanced Ultrasound Guided Injection Training Workshop! Lock in Your Spot Today! Register Now!   Podcast Resources: David Rosenblum, M.D. Ken Falcon, Falcon Rappaport & Berkman PLLC Subscribe to PainExam mailing list * indicates required Email Address * Download the PainExam Official Apps for Android and IOS Devices! https://play.google.com/store/apps/details?id=com.painexam.android.painexam&hl=en_US https://apps.apple.com/us/app/the-pain-management-review/id997396714 Follow PainExam- https://painexam.com/blog/ https://www.facebook.com/PainExam/ https://twitter.com/painexams https://www.instagram.com/painexam/ https://www.linkedin.com/company/painexam https://www.pinterest.com/painexam https://www.youtube.com/user/DocRosenblum/videos                  

If these teachings have been a blessing to you, please consider supporting this channel: https://www.paypal.com/donate/?hosted_button_id=F3UNXXWFRHAG4This section deals with personal liability - liability for harm caused to the unborn, for injury to a slave, injuries caused by animals and negligence.00:00 - Review04:09 - Injury to an unborn child11:39 - Humane treatment of slaves14:34 - Liabilities for an ox that kills a person22:58 - Liability for negligence26:07 - Personal liability for one's animal31:29 - Final thoughtsSupport this podcast at — https://redcircle.com/lets-talk-scripture/donations

In the tenth and final episode of season 5 of the Compliance Clarified podcast, Susannah Hammond is joined by Helen Chan and Lindsey Rogerson to take another look at personal liability and accountability in financial services. Many jurisdictions have introduced personal accountability regimes in order to drive better risk aware behaviours by senior managers. The practical impact of which was highlighted in our recently published cost of compliance report for 2022 in which nearly half (45%) expected the personal liability of compliance professionals would increase in the coming year. In another stat 56% of respondents thought that the regulatory focus on culture and conduct risk would increase the personal liability of senior managers. Links to content referenced in the discussion: Cost of Compliance 2022 report can be downloaded from https://legal.thomsonreuters.com/en/insights/reports/cost-of-compliance-2022-competing-priorities Governance scrutiny, pandemic risks heighten personal liability stakes for senior managers in Hong Kong https://www.linkedin.com/posts/helenhchan_senior-liability-enforcement-in-hong-kong-activity-6953537396344860673-jl_i?utm_source=linkedin_share&utm_medium=member_desktop_webReport on introduction of Irish Individual Accountability Framework by Joint Committee on Finance, Public Expenditure and Reform and Taoiseach, April 2022 https://data.oireachtas.ie/ie/oireachtas/committee/dail/33/joint_committee_on_finance_public_expenditure_and_reform_and_taoiseach/reports/2022/2022-04-05_report-on-pre-legislative-scrutiny-of-the-general-scheme-of-the-central-bank-individual-accountability-framework-bill-2021_en.pdf European Central Bank report on climate stress test results July 2022 https://www.bankingsupervision.europa.eu/ecb/pub/pdf/ssm.climate_stress_test_report.20220708~2e3cc0999f.en.pdf Article on UK SMCR's lack of enforcement https://www.jdsupra.com/legalnews/senior-managers-regime-sets-6886025/ The survey for the TRRI annual fintech, regtech and the role of compliance report – if you would like to take part in that please click the below link https://reuters.az1.qualtrics.com/jfe/form/SV_9HckOjpJJTOp3EO Further information on Thomson Reuters Regulatory Intelligence can be found at: https://legal.thomsonreuters.com/en/products/regulatory-intelligence?elqTrackId=73370082102a4669b4d34524158b501c&elqaid=3945&elqat=2

In this latest podcast from the Herbert Smith Freehills' pension team, Professional Support Consultant, Tim Smith is joined by Dan Saunders, a Senior Associate in our pension disputes team. In this episode, Dan considers: • the scope of trustees potential liability if they are found to have committed a breach of trust; • the protections available to trustees in this scenario, including the effect of exoneration clauses, indemnities and insurance; • whether the recent decision in the USS case opens the door for more claims to be brought against directors of a corporate trustee in their personal capacity; and • how trustees can check what protections they have in place under their scheme. To receive future podcasts in this series direct to your inbox subscribe https://hsfnotes.com/pensions/subscribe/ to our UK pensions blog https://hsfnotes.com/pensions/ To view our other pensions podcasts, including the other podcasts in this series, click here: http://www.hsfnotes.com/pensions/?m=podcasts If you would like to discuss any of the topics covered in this podcast speak with your usual HSF adviser or contact one of our specialists.

Robert Knauer CPCM CPPO gives his take on the need to have or purchase Personal Liability Insurance to protect oneself in Govt. Contracting.

This episode is also available as a blog post: https://tcpaworld.com/2022/02/21/candidates-liable-for-campaign-texts-child-actor-and-former-presidential-candidate-facing-personal-liability-in-tcpa-class-action-in-puerto-rico/

In the fourth episode of season 3 of the Compliance Clarified podcast Susannah Hammond is joined by Rachel Wolcott and Todd Ehret to take a look at the developing issues and what good is beginning to look like for the evolving management of personal accountability. Not only are accountability regimes proliferating around the world but also firms and their compliance officers need to also consider an increasingly wide range of non-financial misconduct when assessing whether or not individuals are, and remain, fit and proper. And individuals need to be considered ‘fit and proper' in order to be a licensed or registered employee and thus authorised to undertake financial services. As discussed in the podcast here are some additional resources: New York City Bar Association proposals for compliance officer liability https://www.nycbar.org/member-and-career-services/committees/reports-listing/reports/detail/framework-for-chief-compliance-officer-liability Survey of graduates around the world https://www.cfainstitute.org/-/media/documents/survey/Graduate-Outlook-Survey-2021.ashx UK senior managers and certification regime stocktake https://www.fca.org.uk/publications/multi-firm-reviews/senior-managers-and-certification-regime-banking-stocktake-report Firms' recruitment procedures require change to meet regulators' diversity and suitability requirements https://www.jdsupra.com/legalnews/firms-recruitment-procedures-require-8560749/ Further information on Thomson Reuters Regulatory Intelligence can be found at: https://legal.thomsonreuters.com/en/products/regulatory-intelligence?elqTrackId=73370082102a4669b4d34524158b501c&elqaid=3945&elqat=2

Bob Chaput, Founder and Executive Chairman, Clearwater, speaks to Leon Rodriguez, Partner, Seyfarth Shaw, about the C-Suite and Board-led transformation that is required to manage cybersecurity risks in health care. They talk about how the digitization of health care has driven a greater number of and different types of cyber attacks across the health care ecosystem. They also discuss increased personal liability for health care directors and officers, as well as best Board and C-Suite practices to mitigate that liability. Sponsored by Clearwater. 

In this episode of the PBPA Podcast, Erin McGinnis answers our questions about shielding board members from personal liability for volunteer services, while also minimizing risk to the organization. Our guest will walk us through the many options available to Georgia nonprofits, including exculpation, indemnification, advancement of litigation expenses and directors & officers insurance. Guest: Erin McGinnis, Partner at Nelson Mullins

It seems there's no more personal responsibility. It seems that BLM doesn't really care about black lives.

Gone are the days when remote sellers can afford to procrastinate their obligations to register and begin filing sales tax returns under the economic nexus laws requirements.

E-20 of the Pool Nation podcast we talk about the business side of your company. We talk about setting up your business. We talk about business credit vs personal credit and why you should set your company up the right way. How business credit is different than personal credit and how to separate them to protect yourself from personal liability. We talk about business credit, lines of credit, and business loans. We also talk about what affects your business credit and what increases or decreases your business credit scores, and the difference between them.

Today on the Take on Board podcast Helga is speaking to Caitlin Murdock about how directors can become personally liable for company tax debts and recent legislative changes that have broadened scope of director liability.Caitlin is a Solicitor at Holding Redlich in the Dispute Resolution & Litigation group with a particular expertise in tax. Caitlin is also a Chartered Tax Adviser. Caitlin’s practice covers all aspects of taxation and has a particular focus on indirect taxes and tax controversy.Caitlin has diverse experience advising a range of clients from small businesses though to global entities in Australia and abroad. She lays out what you need to be aware of before you even join a board and how you can protect yourself from personal liability.Contact Caitlin or find out more about her:https://www.linkedin.com/in/cpmurdock/Resources Mentioned in this episode:https://www.womenonboards.net/en-au/impact-media/news/director-liability-increasesFOR MORE INFORMATION:Board Accelerator 2021: https://www.trybooking.com/BLWWY)Join the Take on Board community: https://www.facebook.com/groups/TakeOnBoard/Follow along on Twitter: @TakeOnBoardFor more information about Helga Svendsen: https://www.helgasvendsen.com.au/Interested in working with Helga? https://www.helgasvendsen.com.au/workwithmeTo contact Helga: helga@helgasvendsen.com.au

Stephen Wible, author of Business Credit – The Complete Step-By-Step Guide, combines his high energy and business credit knowledge to provide impactful insight into building credit and obtaining loans for business. Learn how to establish credit without taking on the personal liability for your business.

In Episode 3, Dane Patrick and Mark Macias will discuss how business owners protect themselves from personal liability. 

Michael Agresti, a partner with Marsh Schaaf law firm, provides insights for business owners and professionals on how to best use legal services to protect their companies and their assets. Michael gives examples of business cases from his 22 years of experience that may help you as a business owner or executive to head off liability, risk and litigation. Some of Michael's insights include proper use of contracts, documentation strategies for protection and how to protect your intellectual property. These and more topics are discussed as the Confidence series explores how to grow the worth of your business by looking beyond profit and loss at more internal functions of a business including using a tune up of your company's legal standing in order to protect your assets. 0:00 Introduction to Show 1:00 Intro to Michael Agresti and Outside General Counsel 4:15 Use the Contract Your Lawyer Creates and Reference it Frequently 6:21 The Challenges of Verbal Contracts 8:05 Modern Additions to Contracts 9:32 The Annual Legal Check Up 13:30 Employment Contracts 16:52 Intellectual Property and Patents 23:10 Outsourcing Vs. Risk 25:17 Decreasing Daily Risk of a Business 27:16 Slip and Fall Documentation 31:57 Annual Training 33:10 LLC Vs. Personal Liability 39:29 Review and Wrap Up Michael's email: magresti@marshlaw.com, phone: (814) 456-5301 Website: https://www.marshlaw.com/ Dr. Lisa Miller email: lmiller@resourceandgovernance.com, phone (814) 812-1856 Website: www.resourceandgovernance.com (c) Dr. Lisa Miller 2019 Thanks to CAM, Erie, PA. Stay Focused!! The opinions voiced in this show are for general information only and are not intended to provide specific business or legal advice or recommendations for any individual or company. RGC and Dr. Lisa Miller are not responsible for statements made by guests. Marsh Schaaf Law Firm is not affiliated with RGC.

Guest Expert: Roger Graff, VP of Claims from Farm Bureau Insurance

Visiting Practitioners are a great way for a Spa to keep their offering fresh, interesting and exciting. As with any therapist or practitioner in your Spa, it is important that you as the Manager or Business Owner have the appropriate insurances in place. In many countries, it is not enough to simply have liability insurance on behalf of the business itself. Individual spa therapists also need to have personal / professional liability insurance. But when it comes to a Visiting Practitioner, finding an insurance company willing to take the risk, on a global level, is not so easy. Toby Maguire has asked the question... 'Are there any insurance companies out there that will insure a Visiting Practitioner to work anywhere in the world?' Great question! I don't know. Do you? If so, please let me know. #wellness #liabilityinsurance #spa #visitingpractitioner

Director’s Personal Liability for Negligence | TFSA Overcontribution | Overdrawn Shareholder Loans | Transfer of Life Insurance from a Corporation | Represent a Client – New Format for Individual Accounts | IRS Compliance Campaign – Former Participants of U.S. Offshore Voluntary Disclosure Program

Inside EMS: How much personal liability do individual providers bear? by EMS1 Podcasts

Here's a link to the full video broadcast, if you'd rather watch the video. Can an employee be held personally responsible for unpaid sales tax? 00:35 Does an LLC insulate you from sales tax liability? 00:48 What if you delegate the tax responsibility to another member of the LLC? 03:21 Are sales taxes considered trust taxes? 04:10 Does personal liability apply even in a case where taxes haven't been collected, or does it just apply with taxes collected and not remitted? 05:40 Another example of a bookkeeper not paying sales tax on online sales and the business owner was held personally liable. 07:10 What are the personal liability laws in other states? 09:15 Is there a chart showing what state laws are on personal responsibility that we can download? 09:25 Should we place our absolute reliance on these survey charts? 09:45 What is the personal liability law in New York? 10:52 What if I'm not an active member in the LLC, am I still personally liable? 11:20 What is the personal responsibility law regarding state taxes in Florida? 14:10

There has always been a concern from many people we work with about compliance officer personal liability. Specifically, is a compliance officer personally liable for the compliance of the company? The recent settlement agreement between the FTC and the Chief Compliance Officer of Moneygram has created interesting conversations for compliance circles. In this case, the Chief Compliance Officer of Moneygram was able to reach a settlement in the liability case against him but it included a $250,000 penalty payment and 3 years restriction on working in that industry. Yep, that is enough to make you sit up and take notice. More details at HelpMeWithHIPAA.com/114

A new legal opinion in Australia warned that directors who don't properly consider climate related risks could be found liable for breaching their duty of care and diligence. This reminds us of how important it is for directors to be acutely aware of how far their director's duties can potentially extend.

A new legal opinion in Australia warned that directors who don't properly consider climate related risks could be found liable for breaching their duty of care and diligence. This reminds us of how important it is for directors to be acutely aware of how far their director's duties can potentially extend. [EP 018] What does climate change have to do with a director’s risk of personal liability? | Aspect Legal

A month or so ago, we discussed the idea that entrepreneurs may have to be a little crazy to succeed. That perhaps the ability to execute on innovative ideas might come from a mental illness or psychological baggage that is turned into a positive. And yes, emerging research suggests that many entrepreneurs leverage what would... Listen to episode

Not every business benefits from corporate or LLC protection.  Tune in for this podcast with James Voigt of Lavelle Law to find out whether your business model actually gains a tangible benefit from incorporation or forming an LLC.

Today on Hull on Estates, Paul Trudelle and Joshua Eisen discuss the pleading of plene administravit: Avoiding personal liability as an estate trustee for claims against the estate. If you have any questions, please email us at , or leave a comment on our blog page.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Professor Struan Scott, from the Faculty of Law, presents his Inaugural Professorial Lecture: “Mistaken Payments and the Change of Position Defence: Rare Cases and Elegance”. 7 August 2012.

Information on Personal Liability exposure of a business owner

Directors of public and private companies face the specter of unlimited personal liability. This podcast scopes and calibrates the risk faced by directors, and includes a discussion of when public company directors have paid out of pocked in the past. The podcast also briefly discusses three key strategies for addressing director risk: corporate governance, indemnification, and D&O insurance.To listen to this podcast click here.Podcast Recorded June 2007 for the National Association of Corporate Directors (NACD), Silicon Valley Chapter.

This week on Hull on Estates, Craig Vander Zee and Bianca La Neve discuss protection for a trustee against personal liability. There are variety of ways that protection is afforded to a trustee against liability, such as exculpatory clauses in trust documents, various provisions of the Trustee Act, passing of accounts, and releases by beneficiaries and/or third parties. Feel free to send us an email at hull.laywers@gmail.com or leave us a comment on the Hull on Estates  

Grassroots Marketing learns about Reepher and their Personal Liability Protection for Cannabis Consumers with their Founder and CEO Justin Kahn.reepher is a new type of personal liability protection that provides its members with money to defend themselves when facing cannabis DUI charges. Reepher provides criminal and DUI defense insurance for Cannabis consumers. If you're charged with a cannabis misdemeanor, reepher will help cover the costs associated with defending yourself and navigating through the justice system. Plans are affordable and start at $15/month. Forty-eight percent of Americans have less than $1,000 to spend on unexpected out-of-pocket expenses. With up to $15,000 in available benefits, a reepher membership means you have the money you need to defend yourself regardless of the balance in your savings account. A reepher membership offers up to the following coverage limits:$ 8,000 for the legal defense team of your choice$ 1,000 If your car is towed or impounded$ 1,000 for alternative transportation$ 1,000 for any pre-trial costs$ 1,500 for your personal hardships $ 1,000 For incidental expenses$ 1,500 for the time you spend in court https://reepher.com/