Podcasts about rockstar finance

To get a special discount on the Stack System, click HERE and use discount code, TTGOLF at checkout.   Michael Leonard from the Wicked Smart Podcast joins me once again to explain what he didn't do to become a scratch golfer.   Referring to going scratch as “the six-pack of golf”, Michael says that there's no faking the journey to hitting that magical zero handicap. It's a rewarding place to be, and anyone who wants to get into the top 5% of players needs to have a sound strategy.   At the same time, there are commonly-accepted steps that one shouldn't take to become a scratch golfer. Listen in as Michael dives deep into every one of these misconceptions, from the pitfalls of obsessing over mechanics, to routine and short swing misfires, to the silly mind games we play that do more harm than good out on the course.   And don't miss the tail-end of our conversation, where Michael gives his thoughts on the difference between a scratch player and a true scratch player.   About Michael Leonard: Michael Leonard is a professional writer who has been featured in Lifehacker, Addicted2Success, Rockstar Finance, Early to Rise, Thrive Global and more. In 2022, he launched the Wicked Smart Golf podcast and published the Wicked Smart Golf Book. In 2023, he launched Wicked Smart Golf Academy using his mental golf coaching and tournament knowledge to help golfers play better without swing changes. He also launched AZ Golf Wizard the same year to help locals and out-of-towners navigate AZ golf.   Connect with Michael: Instagram | Wicked Smart Golf Podcast     Subscribe to our FREE Female Golfer Facebook Group: First T Crew [Behind the Scenes of Women's Golf]   Get in touch! Instagram: @tori_totlis TikTok: @tori_totlis YouTube: @tori.totlis Website: CompeteConfidenceGolf.com   Be sure you are subscribed to our podcast to automatically receive the NEW episodes weekly!!!  

What questions do you have for a teen money expert who wants to help us teach our neurodivergent kids how to manage money? Amanda L. Grossman isn't just an award-winning money expert with a passion for helping neurodivergent kids manage their finances. She's walking alongside us, raising her own neurodivergent kid. In this episode, she shares a "wealth" of expert financial literacy advice for neurodivergent kids. As a parent of a neurodivergent child, Amanda understands the challenges and stresses that come with parenting our kids. She's the founder of Money Prodigy, a platform that empowers children and teens to achieve financial independence. Featured on prominent sites such as Experian, Rockstar Finance, and Colonial Life, Amanda is on a mission to ensure every child grows up with the skills to manage their money confidently. We discuss the importance of sharing our personal money stories—warts and all—to make financial conversations less intimidating and more relatable for our children. We'll explore the pros and cons of allowances, paid chores, and the general responsibilities kids can take on within a family setting. Amanda has fantastic tips on using visual supports and categorizing chores to help our kids understand these concepts better. I do my best to answer her questions, and you can too: When you think of teaching your child (kid or teen) about money, what do you think about doing? What access to money does your child have? Is it consistent, or not consistent? What does your child do with money in their lives? What do you secretly get scared about when it comes to your child and money (the kind of thing that you tend to just "bury your head in the sand" about, or get anxious about at 3:00 in the morning)?” We'll also discuss the delicate balance of allowing children the freedom to make their own spending decisions while setting boundaries and responsibilities to guide them. At the end I'll guide you through an abundant breath to release any anxiety that may arise. This episode will instill parents with confidence around teaching kids about money. Even if you never received a money education from your own parents, and maybe your finances aren't so great. You are perfectly suited for teaching your kids how to manage their money. So, get ready to rethink how you approach financial education at home. And don't forget—if you find value in today's episode, please leave us a review on Apple Podcasts. It helps other parents discover this resource and join our mindful parenting community. Read the full transcript, listen to the podcast, watch the video, and subscribe to the blog for more connection and support at Atypical Kids, Mindful Parents Blog: https://katelynch.substack.com/⁠ Connect with Amanda: ⁠https://www.moneyprodigy.com⁠ Amanda's gifts for listeners: DIY Money Summer Camp Calendar - Teens: https://moneyprodigy.ck.page/7b35b2f59f  DIY Money Summer Camp Calendar - Kids: https://moneyprodigy.ck.page/cae5bf906f --- Send in a voice message: https://podcasters.spotify.com/pod/show/oceansmama/message

Michael Leonard from the Wicked Smart Podcast joins me once again to explain what he didn't do to become a scratch golfer. Referring to going scratch as “the six-pack of golf”, Michael says that there's no faking the journey to hitting that magical zero handicap. It's a rewarding place to be, and anyone who wants to get into the top 5% of players needs to have a sound strategy. At the same time, there are commonly-accepted steps that one shouldn't take to become a scratch golfer. Listen in as Michael dives deep into every one of these misconceptions, from the pitfalls of obsessing over mechanics, to routine and short swing misfires, to the silly mind games we play that do more harm than good out on the course. And don't miss the tail-end of our conversation, where Michael gives his thoughts on the difference between a scratch player and a true scratch player. About Michael Leonard: Michael Leonard is a professional writer who has been featured in Lifehacker, Addicted2Success, Rockstar Finance, Early to Rise, Thrive Global and more. In 2022, he launched the Wicked Smart Golf podcast and published the Wicked Smart Golf Book. In 2023, he launched Wicked Smart Golf Academy using his mental golf coaching and tournament knowledge to help golfers play better without swing changes. He also launched AZ Golf Wizard the same year to help locals and out-of-towners navigate AZ golf.  Connect with Michael: Instagram | Wicked Smart Golf Podcast For more information on our California Crush Invitational in Napa, please visit: CompeteConfidenceGolf.com Subscribe to our FREE Female Golfer Facebook Group: First T Crew [Behind the Scenes of Women's Golf] Get in touch! Instagram: @tori_totlis TikTok: @tori_totlis YouTube: @tori.totlis Website: CompeteConfidenceGolf.com Be sure you are subscribed to our podcast to automatically receive the NEW episodes weekly!!!

On board the pod today is JMoney from Budgets are Sexy. JMoney is probably one of the most recognizable names, or should that be Mohawks in the fire community. After a somewhat impulsive purchase of a home in his early twenties, J became focused on improving his finances and became inspired by what he read online, causing him to start what eventually came to be the incredibly popular blog, Budgets are Sexy. J became a millionaire in just 10 short years reaching financial independence before the age of 40 and reaching over 30 million readers along the way. As a result, Jay has won many awards, including 12 Industry Plutus awards, including 2012 Financial Blogger of the Year and the 2016 Lifetime Achievement Award. Jay is also no stranger to online businesses having built, acquired, worked on, or sold dozens of websites over the past 15 years. Projects J has worked on include his namesake blog Budgets are Sexy, as well as other popular sites such as Rockstar Finance and CoinThrill. JMoney acts as an advisor to the Plutus Foundation, consults for several fintechs, mentors and coaches other bloggers, and, even brokers, and coordinates online business sellouts. I suppose J and I share a few things in common. We both have ADHD, a passion for money and enjoy dabbling in some online businesses in semi-retirement. So jump on board, JMoney is full of energy and we had such a fun chat!

Join us for an interview with Rosemarie Groner, The Busy Budgeter! Rosemarie has been featured on Country Living, Entrepreneur, Forbes, Fox Business, and Rockstar Finance and has taught over 18 million people how to budget and save money (even if they're a total hot mess). She teaches how to get the best results with the least amount of effort and specializes in the toughest cases of chronic disorganization. We got to hear about Rosemarie's life transformation from disorganized and in debt to a successful blogger and business owner! Learn about some of her methods for simplifying your life through automation, 15-minute convenience meals, and incentivizing your budget. Enjoy!Www.busybudgeter.comrosemarie@busybudgeter.comFree Budgeting Workshop: https://event.webinarjam.com/register/19/vy8orupFind Rosemarie's Vegan Queso Recipe: https://app.plantoeat.com/recipes/33745428/Connect with all the PTE Podcast recipes here: https://app.plantoeat.com/hi/PTEPodSign up for a free trial at plantoeat.comContact us at podcast@plantoeat.comConnect with us on social media!Instagram: https://www.instagram.com/plantoeat/Facebook: https://www.facebook.com/plantoeatTwitter: https://twitter.com/PlanToEatPinterest: https://www.pinterest.com/plantoeat/ 

As a busy working parent, Karen Cordaway spent years struggling to find free time and extra money for herself. That is until she figured out how to reclaim her schedule and infuse more affordable bucket list experiences into everyday life.    As the author of The Everyday Bucket List Book: 10 Steps to Bringing More Exciting Experiences to Everyday Life she turned her bucket list dreams into reality! With a little planning, a bit of strategy, and a dash of creativity, she shares her signature, step-by-step process to help others, just like you, do the same.   Karen has written about shopping tips, cost-cutting, smart spending and other money-related topics for Clark Howard, Huffington Post and nationally syndicated articles for U.S. News. She now combines her money know-how with bucket list topics.   Her insights have been shared all over the internet in Money Magazine, Yahoo Finance, Market Watch, The Consumerist, Rockstar Finance, and even O Magazine. She now inspires everyday people to fulfill their bucket list dreams both big and small.   Website: KarenCordaway.com   Social Media Handles   https://twitter.com/KarenCordaway   https://www.pinterest.com/EverydayBucketList/   Sample questions to ask: What is an everyday bucket list? How to make a realistic bucket list? How to manage short term and long term bucket list goals? What is the FILL Method of bucket listing? Why bucket list in the first place? How to know which bucket list item to do first? What are examples of bucket list things to do? What are unique bucket list ideas? How do I make a meaningful bucket list? What are some simple bucket list ideas?   #bucketlist Find us on social media https://www.youtube.com/channel/UCKvKY93BmNp9D-uuStspcEQ https://www.facebook.com/groups/727711128046733 https://www.facebook.com/sprinkledwithhopepodcast https://twitter.com/sprinkledhope20 https://www.instagram.com/sprinkledwithhopejason_shane/

In this episode, Doug and Carl interview blogging legend J$, founder of Budgets Are Sexy, Rockstar Finance, and Love Drop. Here are a few highlights of our discussion:  J$ discusses how an innocent apartment search turned into a disastrous home purchase. Housing The great “buy versus rent” debate Why humans sometimes buy homes when they shouldn’t Budgets Are Sexy The origin story Publishing stories that no one else would touch The joy and pain of publicly sharing net worth Selling the site Giving back Creating good in the world with Love Drop (giving away $90,000!) Why do some people hate everything? How Doug gives back Links All-Star Money Budgets Are Sexy My Money Blog Side Hustle Series: I’m a “Phone Actress” The Love Drop “Highlights” Video! Nate St. Pierre’s Projects That Change the World ____

In this episode, Doug and Carl interview blogging legend J$, founder of Budgets Are Sexy, Rockstar Finance, and Love Drop. Here are a few highlights of our discussion:  J$ discusses how an innocent apartment search turned into a disastrous home purchase. Housing The great "buy versus rent" debate Why humans sometimes buy homes when they shouldn't Budgets Are Sexy The origin story Publishing stories that no one else would touch The joy and pain of publicly sharing net worth Selling the site Giving back Creating good in the world with Love Drop (giving away $90,000!) Why do some people hate everything? How Doug gives back Links All-Star Money Budgets Are Sexy My Money Blog Side Hustle Series: I'm a "Phone Actress" The Love Drop "Highlights" Video! Nate St. Pierre's Projects That Change the World Join the Mile High FI Club – It's our email list! ____ **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

The Encouragement Engineering podcast offers listeners the ability to combat the negativity that inundates our daily lives with a positive perspective and positive actions. Our guest today is Karen Cordaway. As a busy working parent, Karen Cordaway spent years struggling to find free time and extra money for herself. That is until she figured out how to reclaim her schedule and infuse more affordable bucket list experiences into everyday life. As the author of The Everyday Bucket List Book: 10 Steps to Bringing More Exciting Experiences to Everyday Life she turned her bucket list dreams into reality! With a little planning, a bit of strategy, and a dash of creativity, she shares her signature, step-by-step process to help others, just like you, do the same. Karen has written about shopping tips, cost-cutting, smart spending and other money-related topics for Clark Howard, Huffington Post and nationally syndicated articles for U.S. News. She now combines her money know-how with bucket list topics. Her insights have been shared all over the internet in Money Magazine, Yahoo Finance, Market Watch, The Consumerist, Rockstar Finance, and even O Magazine. She now inspires everyday people to fulfill their bucket list dreams both big and small. Listen as we discuss: Bucket Lists Stepping Out Flexibility Interests Website: KarenCordaway.com Twitter: https://twitter.com/KarenCordaway Pinterest: https://www.pinterest.com/EverydayBucketList/ Be sure to follow The Encouragement Engineering podcast at https://encouragementengineer.com or https://bobbrummspeaks.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

J Money is an acclaimed blogger and entrepreneur. In 2008, while searching for an apartment he landed himself a $350,000 house and a dyer need to learn how to budget. While searching online, he discovered the world of personal finance and started what would become a multi-award-winning blog Budgets are Sexy which followed his goal of accumulating a seven figure net worth. Along the way he launched and eventually sold Rockstar Finance a curation and community platform with over 5,000,000 views as well as started several philanthropic organizations, won 12 industry awards, and has helped buy or sell over a 100 financial blogs including many of his own. He has been featured in several media outlets including Forbes, Inc Magazine, The New York Times, LA Times, Kiplinger, Entrepreneur, and Business Insider. In 2019, J sold Budgets are Sexy for an undisclosed amount in the mid 6 figure range in part to spend more time with family and in 2020 launched a curation site for The Motley Fool titled All Start Money. He is also a husband and proud father of three boys. 

Today's episode features one of the original personal finance bloggers, J.Money! Whether it was Budgets are Sexy, Rockstar Finance, or now All Star Money, J.Money has been inspiring readers and spreading the best finance content for over a decade. You may recognize the mohawk, but for us, it's the transparency and giving spirit that stands out. Listen to how someone who wasn't naturally good at money or came from a finance background would become one of the leading voices in the personal finance space. Now it is time to sit back, take a listen, and get inspired. Links From the Episode J.Money's Project Hub / Online Resume All Star Money PF Swagger Follow J.Money on Twitter Budgets Are Sexy Coin Thrill Love Drop Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here

BIO: J. Money is an award-winning personal finance blogger. He’s founded several popular projects over the past decade, including Budgets Are Sexy and Rockstar Finance. STORY: J went looking for a 2-bedroom apartment to rent in 2007. He got lost and ended up buying a $350,000 house on a whim 48 hours later, with no idea of what he was getting into. A few months later, the property market went bust, so he could not sell his house. J has always been a drifter and buying a house that he could not sell saw him get stuck in a place he did not enjoy living in for seven years. LEARNING: Do not do things just because others are doing it; try to shape your lifestyle according to your dreams. You could make more money by being a renter than a homeowner because there is no guarantee you’ll sell the house for a profit.   “There is no shame in renting. Take your money and invest it in the stock market.” J. Money   Guest profilehttps://www.linkedin.com/in/jmoneyyyyyy/ (J. Money) is an award-winning personal finance blogger, a daddy of 3, and mega-fan of the Personal Finance space online. He’s founded a number of popular projects over the past decade, including Budgets Are Sexy and Rockstar Finance, and is now curating the best articles from around the community at All-Star Money—a project in partnership with The Motley Fool. You can find his entire storyhttp://jmoney.biz/story ( here). Worst investment everWhen J got engaged, he felt that the next thing on his life’s checklist was buying a home. But at first, they decided to rent a one or two-bedroomed house. Finding a home by sheer accidentOne day, as the couple was apartment hunting, they got lost after taking a wrong turn. They stumbled across a townhouse that was for sale. They thought it was a nice-looking townhouse, and they decided to call the realtor just for the fun of it. The realtor confirmed that it was for sale and invited them to go inside and take a look. They told the realtor that they were planning on renting. The realtor convinced them that renting was just a waste of their money, and for only $200 more, they could own a house. But my friends are homeownersAs the realtor tried to convince them to buy, J thought everyone, including his friends and family, was a homeowner. And at that point, he knew a house is an asset. All these thoughts convinced him to buy the house for $350,000 within 48 hours. The decision to buy the house was entirely on a whim. They did no research or weighed their options thoroughly. They just saw a house that they liked, and it was well priced, so they bought it even though that was not their initial plan. The bubble goes bustWhile J felt that he had made a rash decision, he comforted himself with the fact that he had bought the house when the market was down, and maybe he would sell once it goes up. Unfortunately, the market kept going down. Then the 2008 financial crisis happened and crashed the property market altogether. Now J could not sell the house. The massive responsibility of owning a houseBesides having to deal with a declining market, J also had to bear the immense responsibility of owning a house. He had to deal with things like maintenance and property taxes, something he was not used to as a renter. Tethering a drifterJ came from a military background and so was used to moving every two years. And while in his head he thought it might be good to settle down, it was impossible to buy a house every two years and sell it. J and his family were forced to live in that house for about seven years because he could not sell the house for profit, even though he badly wanted to be on the move. Lessons learnedYou do not have to do what everyone else is doingDo not do what others are doing. Live your life on your own terms. Buy a house because it’s the right thing for you, not just because your best friend bought a house. Know yourself, understand how you work, and build a lifestyle around that. There is no shame...

Word of the WEEK - Nature! Topic of the week: Healthy Financial Habits Video of the week: 12 Ways to be better with money by The Financial Diet https://www.youtube.com/watch?v=sygf_q6WELE&feature=youtu.be We have 12 tips for you this week breaking down some do-able and not-so-painless ways to get your financial habits in check. 1) Use a budget app like Mint or you excel spreadsheet 2) Automate your savings. Have money go directly into your savings every month 3) Credit rehab - one way you can build your credit is by paying your bills on a credit card and then set up your checking account to pay off credit card every month. If you can do this you will improve your credit and also get points or miles on the card. Advice from 7 money experts Dan Levine Entrepreneur & Business Owner 4) Know your credit score- Most of us will seek a bank loan at some point so its important to know your credit score and research ways of improving it. J Money - Founder of Rockstar Finance 5) Track your net worth. This may be hard to see your assets and debts but remember, we aren’t doing this to shame ourselves, this is to get a clear picture of our financial situation so we can improve it. And we can’t improve it if we don’t know what to improve. Allison Elkund, Financial Advisor 6) Make sure that you are adding to your retirement fund. Remember that when you add to that, that money gets tax breaks. Bridget Eastgaard founder of Money after Graduation & an MBA in Finance 7) Put at least 10 dollars toward your debt or savings every month Jane Hwangbo - Investment analyst 8) Forgo one thing a day that you planned on buying and feel good about it. And make it a habit. Jaclyn Gallo - writer and ad tech analyst in NYC has 3 tips 9) Open second checking account incase of the first being 10) Sort debts high to lowest so that you can plan how to pay them off. 11) Plan and buy most groceries at once so that you’re like to not over buy and spend Sarah Noelle - blog The Yatchless 12) Open an acorn account Which tips are David and Dave going to implement? Which tips are you going to implement?! Please share with us and also some of your own financial tips for that worked for you. Join us next week, when we check in with the Davids once again! Our monthly check in. Remember to SUBSCRIBE and SHARE Join us on our live it or waste it Facebook page and our Facebook group - just search Live It Or Waste It NOW - to find us! DG: www.SomeoneTalkedMedia.com DW: www.weindesigns.com Now go out there and live it! Don’t waste it!

Chris Mamula is an expert on choosing financial independence. He used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design at Can I Retire Yet? Chris's writing has been featured in MarketWatch, Doughroller, Business Insider and RockStar Finance. He is also the primary author of the forthcoming book Choose FI: Your Blueprint to Financial Independence.  Chris’s story begun when he and his wife made a plan to pay off her student debt while living solely on her income. After they successfully paid it off, they started to wonder if they needed a different strategy if they wanted to start a family. So he went down the financial learning rabbit hole and while it changed his life, he realized a lot of it didn't resonate with him. His book, Choose FI, is the product of him wanting to give a different perspective. The post AALP 251 – Choosing Financial Independence with Chris Mamula appeared first on Wealth Clinic.

Choose FI Your Blueprint to Financial Independence    Chris shares his journey to financial independence and how you can create your own path to the life you choose. It's about creating time freedom to live life on your terms.      Take away: Figure out what you want from life and create a financial plan to achieve it.   Action step: Do a 80/20 analysis - to figure out the 1 or 2 things that would provide you the biggest impact.   Money Learnings: School didn't teach Chris about money. He learned watching his dad start his business in photography. His mother taught him to be frugal. He also learned to stay away from debt.   Bio: Chris Mamula used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design at Can I Retire Yet? Chris' writing has been featured in MarketWatch, Doughroller, Business Insider and RockStar Finance. He is also the primary author of the book Choose FI: Your Blueprint to Financial Independence. You can reach him at chris@caniretireyet.com Highlights from this episode:   Focus your spending on what you love. Chris's experience of watching his dad start and run his business. The experience of early "retirement". The power of owning your time. Money does not equal happiness.  Being a "dirtbag". Some of the early investing mistakes. The book: Choose FI Your Blueprint to Financial Independence. Figuring out your path and enjoying the journey. Changing the bubble you normally live in and getting out of your comfort zone. Getting dads to be more involved in kid's lives.  Creating space to be able to figure out what you want in life.    canIretireyet.com choosefi.com/book Twitter: @caniretire_yet     Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/   rocky@richersoul.com   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Chris Mamula is the lead co-author of the ChooseFI book and a financial writer for Can I Retire Yet? In this in-depth interview, Chris explains how the FIRE movement developed, and how the principles of traditional retirement planning, combined with creative lifestyle design, allowed him to retire early from a career as a physical therapist at age 41, and pursue his passion for teaching others about financial independence.   After poor experiences with the financial industry early in his professional life, Chris educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design at Chris' writing have been featured in MarketWatch, Doughroller, Business Insider and RockStar Finance.    This podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance and relevant information to other investors of all experience levels at no cost.   The organization's free website is Bogleheads.org, and the wiki site is Bogleheads® wiki. Bogleheads sites are operated by volunteers who contribute time and talent. Donations help defray operating costs.   Since 2000, the Bogleheads' have held national conferences in major cities around the country and currently meet in Philadelphia in the autumn of each year. There are dozens of Local Chapters in the US and several Foreign Chapters that also meet regularly.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012.

Episode 111: Chris Mamula shares his path to financial independence and retiring at 41. He's also primary author of Choose FI: Your Blueprint to Financial Independence. Guest Biography Chris Mamula used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design at Can I Retire Yet? Chris' writing has been featured in MarketWatch, Doughroller, Business Insider and RockStar Finance. He is also the primary author of the forthcoming book Choose FI: Your Blueprint to Financial Independence. Show notes: http://www.inspiredmoney.fm/111 Find more from our guest: Can I Retire Yet? - Save More - Invest Smarter - Retire Sooner Choose FI: Your Blueprint to Financial Independence by Chris Mamula, Brad Barrett, Jonathan Mendonsa Mentioned in this episode: ChooseFI | Join the Financial Independence Movement Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers by Tim Ferriss Dirtbag Millionaires Mr. Money Mustache Financial Mentor - Todd Tressidder How Much Money Do I Need to Retire? (Financial Freedom for Smart People Book 5) - Todd Tressidder This first year of early retirement has been one of the hardest of my life Runnymede Money Tip of the Week Defining financial independence // How much to save Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

Denis O’Brien is a Chartered Accountant who is passionate about money and personal finance. Along with his fiancé Katie Welsh, they run Chain of Wealth a personal finance blog and podcast that inspires millennials to openly talk about money and tackle their financial issues. Together Katie and Denis have paid off $200,000 of debt in less than 2 years and they inspire others to reach their financial dreams by creating easy to understand resources. Chain of Wealth has been featured in USA Today, Nerd Wallet, Rockstar Finance and other publications. In this episode, Denis shows us how he has set up different passive income streams to reach his goals and how you can too!   Connect with Denis O'Brien: Blog: https://www.chainofwealth.com Facebook: @chainofwealth Facebook Group: Chain of Wealth - Invest in Your Future Twitter: @chainofwealth   Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard    For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode25/ 

Andy Hill shares his young family's motivations and successes working toward financial independence. They paid off $50k debt in 12 months, they paid off their mortgage in four years, and they continue to save for future financial goals. Guest Biography Andy Hill is the host of the Marriage, Kids and Money Podcast which focuses on helping young families build wealth. Outside of writing for his own weekly blog of the same name, his personal finance focused articles have been featured in STAND Magazine, Business Insider, NerdWallet and Rockstar Finance. Trusted as a personal finance influencer by brands such as Quicken Loans, Tomorrow and Credit Sesame, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the US. When he’s not “talking money,” Andy enjoys wrestling with his two kids and singing 80’s karaoke with his wife, Nicole. Show notes: http://www.inspiredmoney.fm/083 In this episode, you will learn: Achieving financial freedom as a team requires with good communication with your spouse. (Andy's monthly budgeting parties.) Living debt free means less stress and worry. Tips for teaching young kids about money and saving for college. Find more from our guest: MarriageKidsandMoney.com Marriage, KIds and Money Podcast Facebook Twitter Instagram Mentioned in this episode: Young Family Wealth Playbook: 7 Steps to Solidifying Your Family’s Future Wealth IM 075: Working Together to Pay Off Their Mortgage 25 Years Early | Talaat McNeely Runnymede Money Tip of the Week: Of the hundreds of items we spend our money on throughout the year, three things account for about 70% of our annual spending. A quick, simple tip that can reduce two of the three big expenses. Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

There's nothing wrong with selling some of your clutter to help pay down your debt, but, as today's piece from Val Breit from TheCommonCentsClub (in a piece appearing on Rockstar Finance), there are plenty of other things you could be doing to help solve your financial troubles. Discussing this piece with us today is Paula Pant (from Afford Anything), Len Penzo (LenPenzo.com), and from our very own podcast, OG. Halfway through the roundtable we'll take a break for our Friday Fintech segment. Do you wish you paid off your credit cards every month? Worried that you could go overboard? Joe will check in with Liran Amrany, CEO of Debitize, on how you can keep all of the perks of using a credit card without all the danger. We're also answering a question from Tom, who's looking to diversify his income stream. He's interested in real estate, but also worried about a housing crash. Are there any specific real estate options that would mitigate the negative impacts of a crash? And of course, we'll still have time for Doug's trivia. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Check out Safe For Work, a new podcast from Wondery, wherever you listen to this show!

We were SO excited to have the opportunity to speak with Andy Hill this year at Fin Con! Who is Andy? Andy is the host of the Marriage, Kids and Money Podcast which focuses on helping young families build wealth. The podcast was nominated as "Best New Personal Finance Podcast" by Plutus in 2017. Outside of writing for his own weekly blog of the same name, his personal finance focused articles have been featured in STAND Magazine, Business Insider, NerdWallet and Rockstar Finance. Trusted as a personal finance influencer by brands such as Quicken Loans, Tomorrow and Credit Sesame, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the US. When he's not "talking money", Andy enjoys wrestling with his two kids and singing 80’s karaoke with his wife. MORTGAGE FREEDOM What would you do if you were mortgage free?  Well, it was cause for celebration for Andy and his wife!  They made a list of several fun things to celebrate this HUGE accomplishment.  On our website, we have linked one of their videos of the “mortgage free” Pinata. Go check it out.  WHEN MISUNDERSTANDINGS ABOUT MONEY CREATE CONFLICTS IN THE MARRIAGE What happens when you and your spouse are not on the same page about finances?  We have all heard the statistics about money troubles and divorce. One of the more courageous things Andy and his wife have done was to be transparent about their decision to go to couples counseling to address the difficulties they were having AFTER becoming mortgage free.  It is a wonderful candid episode. You can listen to it here. MONEY LESSONS FOR KIDS One of the really great lessons Andy and his wife have been emphasizing is “contribution to the household.”  Andy has found the best way to get his daughter more involved is to do chores with her. This sometimes means putting on the Greatest Showman soundtrack and doing dishes side-by-side.  Not only is his daughter getting valuable time with her dad, but she is learning that work is rewarded by income. FINAL CLOSEOUT QUESTIONS: Money Lessons from Childhood - It is important to create goals but don’t forget they require action.   Money Lessons for Our Children - DREAM BIG. Do it early and consistently. You can find Andy at marriagekidsandmoney.com GET ANDY’S  FREE BOOK: The Young Family Wealth Playbook  In it Andy interviews over 100 self-made millionaires, successful entrepreneurs and personal finance experts.  Learn how they did it!   Mentioned on this Episode: Total Money Makeover by Dave Ramsey   FIRE podcasts: Rockstar Finance - with Scott Allen Turner Choose FI - with Jonathan Mendonsa and Brad Barrett

Article after article will have you focusing on giving up your daily coffee or that mid-afternoon trip to the juice bar to better yourself financially. I think it's time to throw out that wisdom (you can still skip your coffees if you'd like) and focus on achieving big financial wins. Things that will lead to real savings in your bank account like negotiating for a pay raise and lowering your cable and phone bill.Today's podcast guest, Tori Dunlap, offers a unique perspective on how you can achieve big financial wins while sharing her own money story and the lessons she's learned along the way.What You'll LearnWhy aiming for big financial wins is far more productive than cutting out your daily coffee habitHow to define your own big financial winsWhy having a value based spending method can be more beneficial than traditional budgetingTori shares valuable lessons she learned walking away from a lucrative job that she knew wasn't right for her and how her ER fund saved the dayFind out why she's passionate about fighting for women's financial rights and the work she's doing to change the status quoWonder what a donut and your money have in common? Tori shares her most important financial takeaway to help you get rid of money shame and guiltAll About ToriTori Dunlap is a marketer, blogger, speaker, and coach, specializing in personal finance. Her career started with landing a digital marketing contract worth tens of thousands, and a full-time position as the head of marketing and communications for a global security company — all before she turned 22. She currently leads digital marketing and growth at Tomorrow Ideas, a financial tech start-up.As the founder of Victori Media, Tori helps millennial women manage their money and level up their careers. A Plutus award finalist, her work has been highlighted by Arianna Huffington, Rockstar Finance, The Financial Diet, ShineText, and more. She is obsessed with finding cheap flights, reading good books in the bathtub, and memorizing John Mulaney's stand-up specials.SUBSCRIBE & REVIEWWant to be the first to know when new episodes are released? Click here to subscribe in iTunes!Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.Ask ShannahHave an Ask Shannah question, submit it hereSunday Seven Email ClubMillennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!Get SocialShannah on TwitterShannah on Instagram

Wait, I can save money AND enjoy life!? On this episode, Jason from Winning Personal Finance stops by and we discuss one of his articles about how the path to financial independence isn't about sacrifice. We also cover an article from Rockstar Finance which is a debate of sorts about whether you should live your dream life now or later... We both agree that you can do both! Listen to the episode to hear about perspective on delayed gratification, sacrifice, and balance. 

Take away: Be intentional with your money, goals, desires and dreams.   Action step: Set aside time to have a conversation with your spouse / significant other about what type of relationship  / life you want to have.   Money Learnings: Schools didn’t teach Andy much. Andy’s Parents where a good influence. His mom helped him to open a savings account and taught his about savings and spending. His dad taught him about the value of hard work.   Highlights from this episode: Link   Bio: Andy Hill is the host of the Marriage, Kids and Money podcast focused on helping families build legacy wealth. The podcast was nominated as "Best New Personal Finance Podcast" by Plutus in 2017. Outside of writing for his own weekly blog of the same name, his personal finance focused articles have been featured in STAND Magazine, Business Insider, Quicken Zing Blog, NerdWallet and Rockstar Finance.   https://www.marriagekidsandmoney.com/   Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Music: https://www.bensound.com Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

We all feel the urge to compare ourselves to others (no, it's not just you), including the absolutely most successful among us. But is that actually good for us? And are the images we're comparing ourselves against even true? Kara and Tanja talk about comparison, competition, and what it's like to accidentally be the one others are comparing themselves to (and what to do about it if that happens). And today we've got an interview with money blogger J. Money (J$), who started the Rockstar Finance net worth tracker, inspiring radical transparency across the personal finance blogosphere.  Season 1 of The Fairer Cents is sponsored by FreshBooks, the cloud accounting software for business rockstars. Go to freshbooks.com/tfc and enter "the fairer cents" in the how did you hear about us box to get a one-month free trial of the accounting software we both use and love. 

054R | Fritz from The Retirement Manifesto joins Jonathan to cover the topic of risk tolerance and capacity, Jonathan taking action to make ChooseFI happen, voicemails about college hacking, and ESI Money taking over Rockstar Finance. This episode covers: Review of Monday’s episode with Fritz The financial love letter How ChooseFI is now happening in real time The different risk tolerances in the FIRE community Sam from the Facebook group: Jonathan’s risk by quitting his job How the risk capacity varies from person to person Why Jonathan has a high risk capacity The more you start doing what you love, the more opportunities you get Dylan and Kimberly ask Fritz a question about the drone and prepping for emergencies Voicemail from Accidental FIRE about Fritz living in a cabin Richmond’s asks for advice for college graduates Jessie’s college hack on getting a graduate degree Ben asking about the power of clep testing Francis’ career hack as a sales rep Monday’s big event: J Money handing over the Rockstar Finance reins to ESI Money Felisa’s voicemail on why not to buy and hold company stock The end of year checklist and how Christine was able to cut taxes iTunes review and book giveaway   Links from the show The Retirement Manifesto Legacy Binders by J Money Episode 43: Drawdown strategy Am I a Prepper? No, just prepared by Fritz CLEP Testing Facebook Thread ESI Money Career advice, Career results and Millionaire Interviews by ESI Money Rockstar Finance Episode 18: Capital Gains, Losses and the Roth Conversion Ladder ——————- Thank you for being a part of the ChooseFI community! 

“Relationship builds trust, trust builds credibility, credibility builds influence. There are no shortcuts to that. There's no app for that.” Todd Bender, Founder, CityKidz Two weeks ago I got an email from J. Money and the team from Rockstar Finance. They had $100 to give to the first 20 personal finance bloggers to respond to the email, with the condition that the $100 would be used to give back locally and do some good. The Rockstar Finance Community Fund is an amazing initiative that helps people do good in their community. Rockstar Finance has many personal finance bloggers on their list, so even though I thought I responded quickly, more than 100 others responded before me. I didn't get the $100. But then I thought: I like this idea. And: I have $100 of my own! So I started looking for a local charity as I am a new Hamiltonian and didn't already have one in mind. Google led me to CityKidz. CityKidz has a Gift of Christmas campaign, where you can buy toys and drop them off at a Canadian Tire or local police station. Then I started reading more about CityKidz and realized there was much more to them than I thought. Todd Bender founded CityKidz over 20 years ago and it has become a huge organization in Hamilton with branches in Ottawa and Regina. I decided I would visit the CityKidz headquarters, bring the toys I bought, get a tax receipt and see if Todd wouldn't sit down with me to tell his story. I talk about saving and investing and even spending your money, but I don't talk as much as I should about giving away some of that money to those who might need it a bit more than you. The holidays are when we can all take a break from our daily lives, spend time with family and friends and reflect on what's important to us. It's important to me that there is more giving in my life. Maybe not always money or things, but time as well. We all have skills and talents and we use them to make money, but they can also be given. I'd like to thank J. Money and Rockstar Finance for inspiring me to put together this holiday giving episode and the last episode of 2017 where you will learn about Todd Bender and his amazing charity CityKidz. NEXT EPISODE 14 - Mike Wickware Click here to book a FREE 15-minute personal finance consultation with Beau Humphreys, Personal Finance Coach Click here to become a patron of The Personal Finance Show via Patreon To register for my next available personal finance webinar click here.

What kind of cars to personal finance bloggers drive?

This week we're joined by Damon Young of VSB for the first of a 2-part discussion. Damon is the editor-in-chief and co-founder of the black culture cornerstone, VerySmartBrothas.com. He has had his work featured on places like Slate, The Root, Ebony, Essence, HuffPost and everywhere the cool kids hang out on the e-corner. Last but not least, he's working on a book of essays to be published by Ecco (HarperCollins). He lives in Pittsburgh, really likes pancakes, and Damon is a busy man, so we're happy he took the time out to speak with us and the questions that have plagued the internet for years, like: why do men love Dodge Chargers (and her cousin, The Dodge Challenger)??? On part 1 of our entertaining discussion with Mr. Young we cover: How Damon went from rag to riches covering the journey from bad plagiarist poet to great authentic writer after finding his own voice, "I can swim now, but only because someone pushed me in the pool." - Mr. Young He breaks down one of the hardest lessons he learned in his writing career, how it shaped him then and now, and why "STFU is free." The impact money, or the lack thereof, had on his personal life and professional decisions, "I didn't have enough money to afford free sh*t." Why making good money is nice but having more money than your neighbors is what really drives people. On Part-2, we'll discuss how money changes your outlook and how people view you, Damon's view on the True Cost of Parenting, and much more. Stay tuned and tune in! References Money Isn't Everything...Unless You Don't Have It, then Yeah It's Everything Behind the Brilliance Podcast: Ep 117 ft Lisa Nicole Bell and Damon Young Money only makes you happy if you have more than neighbors ICYMI - PB26: Behind the Brilliance ft. @LisaNicoleBell ICYMI - VSB Feature: How Marcus Got $26,000 in Debt in Less than 72-Hours Announcements Check out RockStar Finance’s Directory of Personal Finance Blogs (and Resources) from @BudgetsAreSexy. This is a great resource for all things personal finance. You can show support to us and these other awesome personal finance blogs by clicking here. We’re on Soundcloud! Check out our PATREON page! We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt by age 30, Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!

Have a career advice or debt free question? Click the ASKPB button! This week’s question was so good we couldn't help but dedicate a full show to our response. Apparently, the DMs aren't the only place it goes down. A few snippets: I always thought they were taboo but people at my current company frequently engage in dalliances and full blown relationships - sometimes resulting in marriage! The fact that so many people seem to be finding long term love at my company while I remain single is making me reconsider my stance. Many of us work long hours so there isn’t sufficient time outside of work to devote to finding love. There is also a sense of security in being already familiar with an officemate, and knowing they passed the same background check as I did. What are your thoughts? When, if ever, is it worth it to pursue a romantic relationship with someone at your workplace? We also discuss when it's appropriate to consult with your Human Resources and the pros and cons of taking this approach. Is it ever your responsibility to share knowledge of someone else’s interoffice romance with HR or managers? I never thought about snitching because of the potential negative repercussions for me and I didn’t want them getting in trouble. Outside of me just being a hater, their relationship is an HR issue. They are potentially up for a new position in which their partner would be their supervisor and that goes against policy since they could potentially show favoritism. Based on their current behavior, I see that being a reality. Is it unethical to mind my business and ignore the best interests of the company, or would it be underhanded and unnecessary to spill the beans? Sponsor Special thanks to our sponsor, FreshBooks. To get a free 30-day trial of their super-easy-to-use cloud accounting software, visit freshbooks.com/paychecks and enter “paychecks and balances” in the How Did You Hear About Us section. Announcements Check out RockStar Finance’s Directory of Personal Finance Blogs (and Resources) from @BudgetsAreSexy. This is a great resource for all things personal finance and, humble brag, we made the exclusive super double probation VIP list this week. You can show support to us and these other awesome personal finance blogs by visiting here. We’re on Soundcloud! Check out our PATREON page! We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt, Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!  

10 basic questions absolutely anyone should be able to answer about their money By: Derek Olsen of Rockstar Finance (http://rockstarfinance.com/) It's your money. Can you answer the ten easiest money questions ever? 2. How much money do you have? 3. How much do you earn each month? 4. How much debt do you have? 5. How much money do you spend each month? 6. How much do you spend each month on debt payments only? 7. How much money are you saving each month? 8. How much is in your emergency fund? 9. What is your net worth? 10. What's your plan? Bonus question to make up for question 1: How many months until you are debt free? How did you do? I was talking with The Wife today about how so many people are so bad with money and how so many finance books and websites are waaaaaaaaay to complex for the average person. I said something brilliant like, "Maybe instead of getting more complex we need to dumb it down even more." If so many people are making money mistakes we don't need more complex money teaching, we need less complex money teachings! Talking about reverse mutual funds and backdoor interest retreats isn't helping. We need the basics! We need to dumb it down and keep dumbing it down until we fix the problem. (We also need a different phrase to use, like "smart down?" Nah, that doesn't sound right either.) If you can nail the basics month after month, the complex stuff will take care of itself. If you can't nail the basics, the complex stuff won't matter anyway, because you will never get there. If you can't answer these ten money questions, your homework for today is to be able to answer them and be in bed by 10:30 … like a boss! Read the Rockstar Finance (http://rockstarfinance.com/) .

J. Money from the popular personal finance blog Budgets Are Sexy and I talk about making money online, getting fired, giving away $90,000 and making budgets sexy again. Long episode description: J. Money from Budgets Are Sexy and Rockstar Finance has been in the personal finance game since 2008, so he knows what’s going on when it comes to talking money. In this episode, we discuss how he became a blogger, why getting fired was the best thing that ever happened to him and how he’s been able to give back in a big way.  Not only is J. Money just a super cool, genuine guy — I owe him a big one because talking to him for this episode was the kick in the pants I needed to move forward with my rebrand and future money coaching business. You know when you have an idea, but are just too scared to take action because it’s not perfect yet? I’m a big perfectionist, and it’s definitely held me back from trying new things and taking risks that could help me in the long run. But J. Money is such a an inspiring guy with everything he’s accomplished, I’m gonna take a chapter out of his book and just do it! So thanks J. for motivating me to start my next chapter. You rock and it was a pleasure having you on the show! We mentioned a few things in this episode, so I’ve listed everything below. I’m also including J.’s side hustle story series even though we didn’t talk about it because it’s just too cool not to mention on here. Submit Your Side Hustle Story Got a unique way to make extra money outside of your day job? Submit your cool side hustle story for a chance to be featured on Budgets Are Sexy. I even submitted my story about teleprompting! Notable Blog Posts by J. Money I Got Fired The Lifetime Wealth Ratio 7 Things I’ve Learned After 7 Years of Blogging Shownotes: jessicamoorhouse.com/22

Shannon chats with J. Money of the personal finance sites Budgets Are Sexy and Rockstar Finance about his new project Challenge Everything. Over the course of the conversation, they discuss blogging, side hustling, money habits and what makes J. cry. 

Launch Your Life - online course and coaching experience Karen Cordaway is the author of “The Everyday Bucket List Book: 10 Steps to Bring Exciting Experiences to Everyday Life.” Karen is a busy working mom, and she spent years struggling to find free time for herself. That is until she figured out how to reclaim her schedule and infuse more exciting bucket list experiences into everyday life. Karen is a former Nationally Syndicated Personal Finance Writer and her articles for U.S. News, Clark Howard, and Huffington Post have been seen all over the internet. She has also shared her insight in Money Magazine, Yahoo Finance, The Consumerist, Rockstar Finance, Market Watch, and even O Magazine. She now inspires everyday people to fulfill their bucket list dreams both big and small. In This Episode, You Will Learn:Why bucket lists are a powerful tool in your life.Why every day unique experiences are possible for everyone.What B.U.C.K.E.T stands for.How to get started with your own bucket list.Connect with Karen:The Everyday Bucket List Book: 10 Steps to Bring Exciting Experiences to Everyday Lifewww.KarenCordaway.com/bookTwitterDon’t Miss A Single Episode:Subscribe on Apple Podcasts, Google Podcasts, Spotify, or Stitcher.Leave a quick review on any of the podcast apps to tell people what you think about the show.Take a screenshot of the podcast and post it on Instagram or Instagram Stories. Tag us @insporising. We’ll repost and give you a shoutout!Support this podcast at — https://redcircle.com/inspiration-rising/donations

Original Show Notes: The Perfect Pin   Benjamin Huber and his co-founder Jeffrey Proctor are two young entrepreneurs sharing what they’ve learned along the way about money, investing, and business. From simple side hustles, to full-fledged startups, to building a solid investment portfolio, Breaking The One Percent is all about giving you the tools and insights to break through and start earning real money. Welcome Ben! [3:2] You talk about making extra money a lot in your blog, Breaking the One Percent. Where did the idea for your blog come from? ·      Not the original idea, the first project stemmed from the first project ·      Different backgrounds that had nothing to do with business – science majors ·      Jeff was originally earning $8/hr with a bachelor’s degree. ·      Interest was mutual in trading stocks ·      Fed up with life so decided to try a new website, VTX Capital ·      Website didn’t do that well but taught essential lessons needed to make it successful [10:24] Starting a blog can be hard and a lot of people start and end up quitting because they don’t see the results they want. What has been a fundamental strategy to get additional traffic and not lose sight of your end goal? ·      Started like everyone else ·      Tried to do stuff their own way, one key strategy was it’s ok to seek out those who have come before you that have already found success ·      Try identify what makes other successful ·      Pinterest was an early find and acquired traffic [15:40] You have managed to garner an incomprehensible amount of buzz on Pinterest in a really short time. First, congratulations! Second, can you tell us your secret? ·      You can quickly scale on Pinterest due to group boards ·      You have access to the followers of people who own the group board [19:10] You made a course, that Katie and myself have taken because we heard so many great things about it from our Rockstar Finance forum group. Tell us your 60 second elevator pitch about The Perfect Pin.  ·      Discovering what stands out and pops out on people’s newsfeeds ·      Quality is everything – engagement is essential. ·      Create great pins that create traffic [21:47] You, like a lot of other bloggers publish your income reports online. First, why do you think it’s important to do this? What sort of growth are you hoping to achieve for this new year? ·      Newer thing – last 5 to 10 years ·      Accountability ·      Sales pitch ·      Better reports will unlock value for people Sponsors [25:48] Chain of Wealth – Too much month at the end of your money, check out chainofwealth.com/moneytips to follow strategies to save a ton of money. If you’re enjoying this podcast, don’t forget to subscribe, rate and review! Value Link Round (VLR) [26:30] Why do you think people fail at reaching their dreams? ·      People are not equipped with the right skillset to tackle their dreams ·      There is a steep learning curve between discovering how to create a blog vs monetizing it [28:57] What other books or podcasts are you into now? ·      Podcast: Pete McPherson – Do you even blog [31:26] Do you have a favorite quote? ·      5am,the hour when legends are either waking up,or going to sleep [33:20] Where can we find you? ·      Private facebook group ·      Breakingtheonepercent.com [34:12] Any last advice? ·      Constantly sit back and reflect on what is and is not working and be willing to change Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Original show notes: Retire Early  Steve and his wife are early retirees at the age of 35. Steve realized late in his 20s that “stuff” was not going to bring him happiness and neither was slaving away at his 9-5. Now he travels full time in his airstream, named Charlie and enjoys the simple things in life. He is the creator of the blog Think, Save, Retire and there he offers his tips, tricks and advice to help motivate others to drop their commute and start enjoying life. Welcome, Steve! [3:34] What is your backstory? How was life before you decided to retire early? ·       Graduated from college in 2005 ·       Blew through money ·       Spent all his money and didn’t save [8:34] What steps did you make to achieve early retirement? ·       Any time before 60 ·       Saved 70% of salaries [10:41] What is the difference between financially independent and retiring early? ·       Financially independent- you do not have to work anymore ·       Retire early- quitting your job [12:32] What is your advice for someone who wants to make a change and retire early, but is in credit card debt? ·       Get out of credit card debt ·       Break things down and you will slowly get there [14:27] What are some mistakes you made while RVing? ·       Buying an expensive car ·       Bought house in Feb 2007- it was awful [16:40] What has been your favorite state you’ve visited? Any other countries on the horizon? ·       Idaho- had great camp grounds ·       We’ve been to Mexico but without the Airstream ·       Would love to go to Canada [18:48] Let’s talk about your involvement in Rockstar Finance, a community that PF bloggers love, you posted recently that you almost bought Rockstar Finance. ·       Put in a bid to buy the website ·       Was already involved in the forum ·       Offered 10% of net worth ·       Went to another bidder [21:44] Do you have any advice for new PF bloggers? ·       Gotta love to blog ·       Can’t just love money ·       It will show in your work ·       Focus on the blog first, then the money may follow Sponsors [23:12] Chain of Wealth– If you’re interested in hosting your place our on Airbnb check out Hosting Your Pad. Katie created this online course to teach you how to maximize your Airbnb profile. If you’re enjoying this podcast, don’t forget to subscribe, rate and review! Value Link Round (VLR) [23:21] Why do you think people struggle to achieve their dreams? ·       They don’t want them badly enough ·       Dreams are easy to think about ·       Actions speak louder [24:2] Do you have any books or podcasts you recommend? ·       Podcasts: The Mad Scientist, ChooseFI, The RV Entrepreneur ·       Books: Your money or your life, the millionaire next door [25:25] What’s your favorite quote? ·       “Some people are on the ten-year plan” [26:27] Any last advice? ·       Early retirement isn’t the end of your working career ·       It’s the beginning of the new phase of your life ·       If you want it badly enough, you’ll get there Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Visit www.chainofwealth.com to grow your wealth   Jim from Route to Retire is an aspiring early retiree with plans to take his family to move to Panama once he is retired from his IT job. Jim’s posts have been featured on sites such as Rockstar Finance and Modest Money- Top Finance Blogs. Welcome! [4:0] Tell us something we don’t know about you ·       Can walk on hands [4:37] So you chose Panama but where would have been your second choice? ·       Panama has a lot of characteristics we are looking for ·       Costa Rica or Tennessee [5:25] So most early retirees we have spoken to don’t have kids- has having a family made your FIRE goals harder to achieve? ·       Misconception about kids and FIRE ·       Family needs to decide on priorities [9:6] So you are going to retire, but what about Mrs. R2R? ·       She will be done working in the near future [9:50] After you retire, what will be a goal that you want to accomplish? ·       Spend more time on blog ·       Write some more books ·       Try out new things I haven’t had time for [11:12] What topic do you think needs to be addressed more often in the personal finance space? ·       Focus is always on money side ·       Post retirement side of things ·       People need to retire to something [17:42] What advice would you give someone in their 20s-30s who also wants to be an early retiree? ·       First, get out of debt ASAP ·       Make changes accordingly- stop buying crap ·       Invest in low- cost mutual funds ·       Start a side hustle Sponsors [19:9] Value Link: Are you looking to pay off your student loan? Refinance your loan with Credible. Click this link and get $300 off your loan! chainofwealth.com/credible Value Link Round (VLR) [19:13] Why do you think people fail at achieving their dreams? ·       When you run into a hurdle, people seem to quit [21:20] What other books or podcasts do you recommend? ·       Podcasts: ChooseFI Podcast, Afford Anything ·       Books: Rich Dad, Poor Dad; Cash flow Quadrant, Millionaire Next Door [24:20] Do you have a favorite quote? ·       You’re not going to master the rest of your life in one day, just relax, master the day and just keep on doing that. [24:49] Any last advice? ·       Don’t trade today’s happiness for tomorrow’s Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Visit www.chainofwealth.com to grow your wealth   Kelan and Brittany are the power couple behind the quickly growing personal finance blog, The Savvy Couple. They have been featured on sites such as USA Today, Rockstar Finance and Millennial Money Man. Welcome! [2:23] So Kelan, you have recently quit your 9-5 job to blog full time. How’s it going? What does your day look like? ·       Going great! Coming up on a year long ·       Had 6 different jobs after college ·       Was going to do home inspection but blogging took over [4:12] Did you plan ahead for the career change? ·       Did plan a bit ·       Went to a trade school ·       Saved for about a year and a half ·       Had emergency fund [8:3] Where did the idea for the blog come from? ·       Knew it would be a joint effort ·       Took a long time to create name ·       Started over the summer [9:28] How do you guys’ balance working on the blog and being in a relationship? ·       Learning curve ·       Try to have a normal business day ·       15-minute rule ·       Ups and downs [12:43] What do you guys do to be savvy with your money? Any special hacks or programs you use? ·       Use Ibotta ·       Budget through Mint- helps to know where money is going [22:58] What is your first product idea? ·       Will probably be blogging related Sponsors [25:50] Value Link Round: Got student loans you are trying to pay off? Refinance them and get a lower interest rate! Go to chainofwealth.com/credible and you’ll even get a few extra bucks off by signing up- it’s a win/win! Value Link Round (VLR) [25:54] Why do you think people struggle to achieve their dream? ·       K: people are scared to go after their dreams ·       B: not having the education and path for themselves [26:42] What other books or podcasts do you recommend? ·       Podcast: ChooseFI, Do You Even Blog [27:53] What’s your favorite quote? ·       K: You work for an entrepreneur or you become one [28:19] Any last advice? ·       You’re in control of your own happiness ·       Podcast: smart passive income, do you even blog?, mind your business podcast ·       Books: you are a badass at making money [29:10] Do you have a favorite quote? ·       Never give up on a dream just because of the time it will take to accomplish it, the time will pass anyway. [30:24] What is the best advice anyone has given you? ·       Start pushing yourself to help achieve those steps ·       Push yourself outside of your comfort zone Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Visit www.chainofwealth.com to grow your wealth One of the great things about America is that we have such an amazing military. Because of them we get to go about our everyday lives with much less threat than in other places in the world. Today, we are super excited to have a military member/ personal finance wizard to help explain to us some of the perks that military people get and how to manage money while serving. Military Dollar is a personal finance blog that caters to the men and women in uniform and have been featured on sites such as Rockstar Finance! [9:23] Why do you think people struggle to achieve their dreams? Fear of trying [10:32] What other books or podcasts do you recommend? Books: Your money or your life Podcast: ChooseFI & FireDrill, NPR, Dear Hank & John [12:17] Do you have a favorite quote? “No matter how you feel, get up, dress up and show up” [12:45] Any last advice? Listen to Chain of Wealth! Sponsors Due to the special occasion- there is no formal value link round. It’ll be back on the future episodes. Value Link Round (VLR) A special thank you to Military Dollar for explaining SO much to us. We hope it answered some questions! Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Penny is a teacher by day and a personal finance blogger by night. Her and her husband have paid over $85,000 on 2 teacher salaries while starting a family. She has been featured all over the place including Rockstar Finance, Modest Money and was a Plutus Award Finalist! Welcome! [2:36] What big money mistakes have you made? ·      Yes, and no. ·      Graduated without student loan debt ·      However, spending everything Penny was earning ·      Penny had bought over 200 pairs of shoes! ·      Had a realization of “what are you doing with your life” [10:0] You have paid off over $85,000 on two teacher salaries and had a baby. What has been your strategy? Have you had to make any huge cut backs? ·      “Strategy might be generous”

Visit www.chainofwealth.com to grow your wealth One of the great things about America is that we have such an amazing military. Because of them we get to go about our everyday lives with much less threat than in other places in the world. Today, we are super excited to have a military member/ personal finance wizard to help explain to us some of the perks that military people get and how to manage money while serving. Military Dollar is a personal finance blog that caters to the men and women in uniform and have been featured on sites such as Rockstar Finance! Welcome! [4:9] What made your decision to joining the military? Wanted to be an astronaut Planned to become a pilot so joined Air Force Changed focus in college [5:43] What branch did you join? Why that one? Air Force Nerdy- not a huge fan of dirt [6:57] What are some of your favorite perks of being a veteran? all the cool experiences the military has offered [11:32] From a listener: What do you recommend for the younger soldier who wants to come home and drop 40k cash on a truck instead of investing it etc Made smart choices before they deployed- put it aside before Saving deposit program- can only get while deployed- 10% savings interest Thrift Savings Plan- put all extra money into TSP Can use that money to live off of and contribute money to retirement Instead of a car- invest in experiences [16:2] What to do and how to handle the influx of money post deployment? Sometimes there are areas where you can spend money [17:1] What do you recommend as far as all of the offers? When should you accept deals? Ie- credit card lenders offering far more than they would to a civilian. Deals that aren’t good: Payday lenders/ used car sales Think about the deals offered Take advantage of deals offered- when it makes sense [22:25] A lot of people get in trouble because they don’t look at their paychecks and then have to back pay due to divorce or children, leaving them in debt. How do you recommend saving for an emergency fund? Backed pay story Always reach out for help- talk to finance to set up a payment plan [30:0] What are some options to organize finances when a family member is deployed? Give powers of attorney to someone you completely trust Best thing: set things up for autopay 2018- there is still internet Deployment pause: cell phone service, cable, car insurance [37:2] Veterans have special mortgage loans they can apply for when buying a house. What is the name of the loan and how do they go about purchasing? Is it different than buying a house with an FHA loan? Called a VA Loan Depends on what you are looking for Can buy a house with 0% down and there is no PMI Don’t buy more house than you can afford VA Loan MUST be owner occupied- not a rental property [42:42] You recently wrote a post, the civilians guide to understanding military pay and allowances. Can you talk a bit about that and some common misconceptions that civilians usually have? 3 main sources of money in a paycheck and explained Basic pay Housing allowance Food allowance Value Link Round (VLR) Will be talked about in the next episode 70B. Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.