Podcasts about tax specialist

Dr. Adam Kantrovich, Extension Specialist of Agribusiness at Clemson University, gives us a sneak peak at what he will cover for his talk at our upcoming Farm & Land Conference.He references RuralTax.org. This is a useful website to help with tax education.

We have a special guest today who we squeezed in before her return home to Tampa Bay, FLA to warm weather, pickleball year round, fruit trees in her backyard. The reasons are obvious why Canadians love Florida. Carmen is a Canadian living in Florida, she's Chartered Professional Accountant Tax Specialist in both Canada and the USA. She owns 70 income properties in the USA, her 24 year old son even owns three rental houses in the States too! Carmen got into investing after selling her business, then in the 2008 real estate crash and bought a portfolio of single family homes in Florida to generate cash flow and replace part of her income.   Carmen is a passive investor as SHARE's property management team takes care of everything so she gets to enjoy early retirement income.   As Carmen is a practicing Accountant who prepares tax returns for Canadian clients, she introduced clients to invest in US based single family rentals including Andrew Kim, CEO of SHARE and together could see how involved the process from legal setup to ongoing property management but the returns are life changing hence they knew they had to create SHARE, a technology based real estate solution for anyone to become a US landlord without all the hard work.   I've invited Carmen Da Silva, CPA in both Canada and US to return to the show to focus on the most common questions Canadians have about investing in the US.  The answer is different for everyone and Carmen takes the time to explain why.   Friendly disclaimer, I Erwin Szeto am not an Accountant, Carmen Da Silva is an Accountant but not your personal Accountant so you still need to seek your own professional, expert advice for your specific situation.  Our conversation is for educational purposes, tax let alone cross border tax is a complicated subject.   With that said please enjoy the show!

Margo is joined by tax expert Hannah Cole who specializes in working with creative businesses and mission-driven solopreneurs. A long-time working artist herself, she's helped tens of thousands of self-employed people skill up with accessible tax and money education, through her Money Bootcamp program, speaking engagements from Florida to Alaska, and on the Sunlight podcast. She is the founder of Sunlight Tax. As artists carve their paths through various industries, they encounter a myriad of challenges, yet financial literacy is rarely addressed, leading to feelings of failure and shame. Today's conversation with Hannah sheds light on this systemic failure and turns it into a journey of empowerment and self-compassion (something all creatives should have)!   Margo and Hannah discuss: The responsibilities that come with being a small business owner in the US Navigating self-employment taxes and optimizing deductions Personal struggles that Hannah faced within her own creative career and financial literacy What propelled her towards accounting education How she acts as a translator between the creative and tax worlds Simple advice artists can implement today when it comes to money management Her Money Bootcamp program and podcast How to save more money And more!   Connect with Hannah: www.instagram.com/sunlighttax www.sunlighttax.com www.sunlighttax.com/podcast Make Taxes Easier and Stash an Extra $130k in Your Savings https://go.sunlighttax.com/free   Connect with Margo: www.windowsillchats.com www.instagram.com/windowsillchats www.patreon.com/inthewindowsill  

Natasha Lorde is a tax specialist who focuses on empowering people with tax information giving them tools to address their taxes in a way that gives them confidence. Her multinational accounting firm has been in business for 7 years and has worked with individuals and businesses in and around Johannesburg, Rustenburg, Cape Town, and Zambia where her team of professionals helps make the complicated tax stuff more simple through offering trustworthy tax, accounting, and business services. She has built her career around helping others get an understanding of what's going on with their finances and tax so they can make smart decisions about how to move forward and be confident. If you're looking for someone who can help you navigate the world of taxes and give you advice that will actually make sense, then look no further than Natasha Lorde. We would love to hear from you, connect with us on Instagram @sister_in_law_ and @taxwithtash Visit our website on: www.sisterinlaw.co.za --- Send in a voice message: https://podcasters.spotify.com/pod/show/tebello-motshwane/message

This week on the Transition, I'm joined by Army Veteran and Veterans In Residence Alumni, Simon Karmarkar, Founder & CEO of Refund Wiz, a smartphone mobile e-filing tax return app. His company also offers MasRefund, an app designed specifically for the Spanish-speaking community. As a trained and certified Tax Specialist, Simon noticed a glaring gap in the number of tax specialists who could serve the non-English-speaking Latino community, many of whom wanted to pay taxes, but were nervous about the second and third-order effects of reporting their income. After doing some research, he realized that there are fewer than 10,000 trained and regulated Spanish-speaking tax preparers supporting 63 million Hispanic and Latino people in the United States. To solve this issue, Simon launched Refund Wiz and branded it under MasRefund to reach the Latino community. On the Transition, he opens up about his struggles Transitioning out of the Military in the late 90s, including a short stent as a homeless veteran, catching the entrepreneurial a few years ago, and how he's managed to take RefundWiz to market, after participating in countless incubator and accelerator programs similar to me. Be sure to subscribe to the Transition Newsletter on Substack here: https://bit.ly/37Bb8NeOrder my book, “Black Veteran Entrepreneur” here: https://amzn.to/3gme7kgPurchase Chris's book here: https://amzn.to/3nx2NVWLearning more about RefundWiz here: https://refundwiz.com/

2/3 of the crew is here. Lovely and Lawrence discuss the stock market and diversifying our life's purpose. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

2/3 of the crew is present with another short.  Lovely and Lawrence discuss the weight of poverty and money impacts everything. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

A newbie but technically an oldie. This is an older discussion the TFG crew had in 2021 concerning black love and wealth. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The crew is here with guest Anjel Mcdonald. She shares her story of helping people build a comfortable life with education and her  personal finance platform RareBird Money. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Guest  Information: Anjel Mcdonald rarebirdmoney@gmail.com Rarebird Instagram

The gang is back with a short.  We discuss the importance of traveling and exposure, allowing the kids in our lives to gain needed   experiences of lifetime value. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

Today we have guest Tiffany Grant (Money Talk with Tiff). She shares her money journey and helps others with financial education and counseling. The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Guest Tiffany Grant: Website  Instagram 

We all hate the B word, but today Lawrence and Alainta discussed the foundational process of budget planning while reviewing his net max plan budget sheet (Yes, it's a tongue twister, LOL). About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The crew is back with another short episode—a random discussion about travel; family matters with our special guest Tammy Terrell.  About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The gang is here, well, 2/3 of the TFG crew. Today we discuss taxes, the Real cost of entering new tax brackets, and other random social tangents. Episode Notes About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The entire crew together-  yes,  Lovely has bless us with her presence (LOL). Today guest we have Monick Halm (Real Estate Goddesses). She share her story from practicing law to creating a multi million real estate investing company with her husband. She provides great insight of the of the fluctuation of economy and the importance of creating multi streams of passive income. About us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

About Us, if you are new here:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy 

TFG is together again with guest Jay Stephens (My Wealth Journey, LLC). She shares her wealth journey, real estate investing and financial nuggets in between. Wait wasn't Jay on before? Well, we do love our pre-show or after show conversation.Love these wealth chats since it feels like we are building community. Join us and get to know how a little black girl becomes a leading lady in tech. Best life activated. About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Featured Guest: Jay Stephens My Wealth Journey, LLC  

TFG Crew is back; discussing upcoming travels. Even thought about traveling the world and seeing the 8th wonders of the world? Well Lawrence has and he also wants to go to Antartica. Why? Unlike Alainta who thinks Antartica is Alaska, Lawrence is super adventurous.Travel is his drug of choice when it comes to spending. What's yours?Bonus information: Vacation spending is equal to about 2% of the total budgets of all U.S. households annually; however, only some households report these costs. When it comes to pleasure trips, it's a tale of two Americas: those who hardly spend a night away from home; and those who drop an average of $4,700 on vacations each year.The average cost of a domestic vacation is $1,550 for a solo traveler, while the average cost of an international trip is $2,300.About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy 

Firing your boss is not an easy thing to do, but that's just the start of this story.The Financial Griot Podcast is back at it again! Today we have a special guest Rahkim Sabree (Financial Trauma coach). He is an author and on his way to being an expert on the subject. We discuss his journey from firing his boss, moving through corporate America as a Black man, and finding purpose and building legacy through his financial trauma.We also talk about life as an entrepreneur. Breaking out and building is difficult so we had to unpack. About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy Guest: Rahkim Sabree IG: @rahkimsabreeContact:  Lintr.ee/RahkimSabree

About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy  Featured Guest: Deborah Napolean Instagram: @Msdebbiekidscorner

Let's recap, the Financial Griot is as podcast that exists at the intersection of life and wellness. Sure we talk about money, as a bonus, we discuss real time issue that derives from access and community.The Financial Griot crew is back! Well 2/3 back. Lovely is absent; she is busy being the next Oprah with her tech business. Or we are figuring out that we are not the Beyonce of the group. As such, we are dissecting a toxic narrative floating on social media. In the end, can be please stop telling Black women settle for less and less. And can we start mentoring and guiding Black men to do more for themselves, their families and their communities.Besides, you can't ask women to submit if you don't even go to church. It doesn't make sense. About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy 

TFG podcast is back at it again!Today, we have Real estate agent Linda Vincent (from SheMotivates) joining us to discuss the nuisance with Real Estate and the importance of securing legacy with home-ownership. Alainta pushes back at our guest and  looses decorum; debate  about housing opportunity and speculation; LOL it's all good. Lawrence was shocked but they know each other offline.The Real Estate beef is real. Great points are made for an important topic as mortgage rates race north of 7% for the foreseeable future.  Wait what's the show all about?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Guest Feature Linda Vincent  @Homegirllinda, @shemotivates.me 

The TFG gang is all here with another short episode. Wait that's a first in a while. It's a cause for celebration or our episodes run out of sequence (hint). Today we discuss how people project their issues and ideologies online. We also chat about the importance of distancing yourself while creating systems that hold you accountable.We only get one life to live, unless this is the Matrix. Since this is the only life that we are aware of, try not to squander time getting caught up into the lives and the internal issues of others. Your future success depends on it. About us, specifically:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy 

Today we discuss with Lovely (the resident Beyonce of the crew) about her educational pursuit obtaining her MBA while  successfully running a small business. This episode of the Financial Griot covers how to prepare for a recession and how to level up to boost your income and career opportunities.Tech layoffs often predates other industry layoffs. With a recession looming, businesses will be looking to cut. It's up to you to look for ways to become invaluable to your industry. About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy  

The Financial Griot (TFG) is back with another amazing financial top. Alainta is the only one here today but she is joined by guest Robert Metzger.Robert has a Daddy-Daughter duo  podcast; Family Abide  which examines coming-of-age lessons with the focus on cultivating character through conversations about Faith, Family, and Finance. Even in chaos families must endure without yielding in order to foster legacies for generational, prosperity, and wellness. Through frank discussions together and with guests we seek to achieve Abundance Beyond our Insecurities, Debts, and Entanglements.Stick around and take notes. You are sure to grow your life in abundance. About Us, if you are new here:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Resources Public Service Student Loan Forgiveness Program: PSLF Guest Robert Metzger: IG @FamilyAbide Podcast: Family Abide  

The Financial Griot Podcast crew is back at it again. Well 2/3 of the co-hosts are present.We are playing financial musical shares. Welp, according to Brunch Hater Lawrence, Alainta is busy with dating. lol Today, we have a special guest Sainte Jean Baptiste (CPA). We discuss her financial story becoming first generation college student and a successful certified public accountant. And then going beyond that level to become a change agent in her local community.Life is truly an opportunity to be challenged, and to push through a myriad of even more challenges. The best part is that we don't have to do it alone and you can definitely learn more by walking in someone else's shoes. Join us for an amazing discussion. Wait what's the show all about?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Find Featured Guest: Sainte Jean Baptiste Instagram: @saintethecpa  Non-Profit: @walkmyshoesinc

TFG podcast is back with Episode #75. This is a short (pre-show) episode when our guest Rahkim Sabree ( Financial Trauma content creator) stops by. We discuss the cost of keeping up with Black beauty standards.Additionally, we cover its historical connection to our wallets as well as our minds.While beauty and personal care brands have committed to the advocacy and support of the Black community, gaps still exist for the Black consumer. This $7.4 billion industry is leading to Black debt and body dysmorphia. What is body dysmorphia? Body dysmorphic disorder (BDD) is a mental health condition where a person spends a lot of time worrying about flaws in their appearance. These flaws are often unnoticeable to others. While social media doesn't cause BDD, it can amplify the condition. You might constantly take and post selfies, then constantly scrutinize and criticize them. To deal with it, most are going under the knife."Beauty is Pain(ful) and costly..."The costs?The annual value of Total Beauty + Skin sales for Black consumers stood at $7.42B at the end of April, according to NielsenIQ Omnishopper. Hair Care is the top category for Black consumers, with approximately $2.29B in annual sales. This is unsurprising, given the unique needs of textured hair types and the popularity of natural hair movement. Yet what is surprising is that the Facial Skin Care category is the least lucrative, making just $1.05B. Generating $1.94B, the Cosmetics and Nail Grooming category is also surprisingly weak, considering the size of the overall U.S. markets for both categories. About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy Find our Featured Guest: Rahkim Sabree IG: @rahkimsabreeContact:  Lintr.ee/RahkimSabree

2020 hit us with a wave of change. For many, it was a brush with our own mortality. However, COVID-19 related death soared to over 1 Million. Although it's not something most people would like to discuss, it is still important to Grieve in Peace.The Financial Griot (TFG) podcast is back with another poignant episode as we entering into a new phase of Baby Boomer retirement, high inflation and a seemingly unavoidable global recession.Alainta is present with guest Jen Gumbel ( Probate & Estate Planning Attorney). We discuss planning for this side of Heaven as they say. We also talk about the after life; but not in the literal sense lol.Jen also breaks down and walk us through all the nuances of estate planning and probate. Learn what is the difference between a Will and Trust? As well as everything in between. The goal is for you and your love ones to have an effective estate planning that build on legacy and generational wealth.Take a ton of notes and take action. Why I started Organized (after)LifeJen started Organized (after)Life to change how people think about estate planning and legacy. To help you do the organization necessary to reduce the to-do list you'll leave for the people who will grieve you and to help you understand that everyone is capable of leaving a good legacy. She shares the tools and information that all of us in “death law” wish every client knew coming in. She also demonstrates to people when and why working with an attorney is important. It's her way of swiping at death. "And doubling down on life." If you are as excited about Our Guest as we are:Jen Gumbel ( Estate Planning & Probate Attorney), available on Instagram and TikTok Also check out The Six Day Organizational Challenge freebie:  TFG listeners receives a  a 10% discount code until the end of November '22 for both workshop and Probate Bootcamp: Enter Code GRIOT10Also Check out Your Organized (after)Life Workshop Probate Bootcamp About Us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy  

In today's episodes, we discuss our experience at Fincon'22 in Orlando, FL. For the uninitiated FinCon is a Financial Conference. It's a great meet up with a ton of financial influencers or soon to be influencers. From podcasts, blogs and YouTubers; this is the place to be for money nerds. The turn out is incredible. It's kinda like Comicon for Money Nerds.We dish out on the positive moments and even the negatives. We will also throw in the Scammy ones too. If you want to know more about us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

Is Kanye being old Kanye or new Kanye? I'm confused right now.The Financial Griot gang is back for another short episode. Well shorter by our standards since we can talk. Today we discuss the evolving new black capitalism and the hope that we remain unafraid in the creation of wealth. We can't be relegated to victimhood and money trauma as a baseline for Black social mobility.  About us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy 

Episode NotesTFG is back!Today, we have guest Jay Stephens (My Wealth Journey, LLC) we discussed low vibration social media coaches, discernment and learning through the digital spaces. This post pandemic world is emotionally grueling. Take a step back to recenter. Find balance while working on your future.Don't become a devoted follower, only to realize that you haven't moved in ages. Wait what's the show all about?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Featured Guest: Jay Stephens My Wealth Journey, LLC  

TFG is back from FinCon 2022 and the hype is real!  Today 's episode the crew chats with J. Money (Budgets are Sexy).  J. Money is a successful blogger and entrepreneur; one of the pioneers of financial transparency in the digital space. We discuss his journey starting his blog  Budgets are sexy to owning back his time by retiring. And sharing his thoughts on  the value of financial happiness.Pay close attention to how Alainta is fangirl-ing. *Simmer down, smh. We are a professional podcast now. It's Season 2. We have more guests! About our Guest for today's episodeBeyond blogging, J.Money is a lifestyle design-y minimalist who loves to skateboard. With a joyful energy, over 14 years, he has been sharing his journey and fostering a community of Financial FREEDOM. Now in his early 40s and “early retired,” he gets to do what he want from sunrise to sunset.The biggest take-aways:Once you get to the top, you can keep going. Through the process, he has seen trials and tribulations. Somewhere along the way, he learn to embrace the good with the bad. On top of that, he embraces others. Why? Turns out the money doesn't buy you happiness. You get to create that on your own every day!Notable features:Forbes: How Blogger J. Money Socked Away $400,000 In 7 YearsKiplinger: 10 Personal Finance Blogs Worth ReadingBusiness Insider: My Net Worth Is Nearing $1 Million — ‘Stealth Wealth' is The KeyMy Worst Investment Ever: J. Money – Break Free From the Crowd to Make Better Financial DecisionsMarriage Kids and Money: Track Your Net Worth and Become a Young Millionaire – with J. MoneyIt was an absolute joy to chat with him. We hope start to track and follow his energy. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Guest J.Money Connect with J. Money   j@jmoney.bizBudgets are sexy 

TFG Shorts is back. In this episode, we discuss the cost of being a pet parent and modern pet culture. The pet market is a  $200+ billion dollar industry in North America. That's Billion with a "B". The global pandemic sped up the process with even airlines adding pet restroom spaces. This is big business and Pet care is expensive.Currently 70% of US homes own a pet while pet side hustles are booming. It might be the next best thing for young adults dealing with low wages. Total U.S. Pet Industry Expenditures Year                 Billions of dollars2021                 $123.6  Actual   2020                 $103.6 2019                 $97.12018                 $90.5  In 2021, $123.6 billion was spent on our pets in the U.S. Breakdown:                                           Pet Food & Treats - $50.0 billion Supplies, Live Animals & OTC Medicine - $29.8 billionVet Care & Product Sales - $34.3 billionOther Services - $9.5 billion   *Other Services include boarding, grooming, insurance, training, pet sitting and walking and all services outside of veterinary care About UsThe Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

TFG is back! And even Shadier than ever?!The crew discusses the impacts of social mobility referencing the research study from The Opportunity Atlas; due to economic connectedness.  Economic Connectedness (EC) is based on the extent of friendship across class lines.  Social capital is just as important as capital, the crew takes a deep dive into life trajectories and what happens when one interacts outside of their communities to develop a better sense of self.Turns out, keeping poor company can make you or keep you poor in the long run. Article/Study Resources:PlanetMoney: "Friend Request"The Opportunity Atlas  More details will be available in the show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy If you like our podcasts and want to share your financial story as a guest. Hit us up at https://calendly.com/thefinancialgriot/ 

This Week on Money Grows on Trees, Your Millionaire Money Mentor Lloyd Ross shares with you 10 ways you can Legally Reduce your Tax! Of course, you should always speak to a Tax Specialist before taking any advice from a Podcast. Money Grows on Trees Team

TFG Crew is Back with another Short episode. Sweet, we are back to being consistent.Today we discuss finding REEL peace with Lovely. We baited her to rant and you get to hear the carnage.Obviously, it's a play on words. What we see might not be what it appears on social media. And sometimes it's just what you see and how you interpret the information in your own mind.  Detailed show notes are posted later on www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

Brunch has been a fun-filled day with food, drinks, and fellowship.  However,  the commodore has dwindled and the cost of brunching has been inflated with expensive food, clothes,  and less community. According to Road to Equality in 2017, the median black wealth gap is heading to zero. The pretentious nature of our priorities as a community will financially cost us in the long run. The scarcest resource we have is time. Try to do more with it.Resources:Road to Zero wealth Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguyCan you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy 

TFG Crew is back! (And recording the episode again since Lawrence forgot to hit record)On Wednesday, August 24th, President Biden announced a massive student loan debt relief that directly impacts over 60 million Americans who hold an extensive amount of federal student loan debt. We discuss the groundbreaking news, the hidden details, massive opportunities to reengage in your tax planning strategy and more.Opportunities come and go. It comes down to how you play the cards to lower your expenses and increase your wealth. Although this is centered on the Massive Student Loan Reform, here's a bit more about us: The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy Resources: For more  information about student loan debt relief.  https://studentaid.gov/debt-relief-announcement/To be notified when the application comes out: subscribe to the US Dept of Ed's notifications. https://ed.gov/subscriptions and select "Federal Student Loan Borrower Updates"

With all the wealth building conversation centered around Real Estate Investing, the Financial Griot podcast tackles how not to be a Slumlord RE investor.Lawrence shares his journey to becoming a first-time real estate investor.  His approach to investing in real estate; location, opportunity, and intentionally building wealth. Thinking ahead and investing for the future and the next generation; with the right level of help.  Social Media and Real EstateSocial media makes real estate investing appear an easy lot of work and contracts you must read and understand. It's pivotal to choose the right type and quality tenants to prevent a bad real estate experience and high financial liability.Resources: Aparment.com is a great systemic infrastructure for landlords. The website has a screening system with a criminal background and credit checks to use for potential tenants. You can set up a guarantor if the credit check for tenants is not great. Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Find  the TFG Crew Hosts on Instagram Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

In this episode of the Financial Griot Podcast, the hosts share their thoughts on modern Black culture, building wealth and changing priorities and narratives.Currently median Black household wealth seats at $24k. Another recession would bring that number to $12k. According to The Road to Zero Wealth report, the median wealth of black Americans will fall to zero by 2053 if current trends continue. With spending up and credit card usage bolstering lifestyle creeps on social media, is Modern Black cultural zeitgeist detrimental to long term wealth building and wealth preservation.Do we really want to have generational wealth? Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

Americans have an absolute mountain of credit card debt in 2022 — $841 billion, to be exact.Overall, the national average card debt among cardholders with unpaid balances was $6,569. That includes debt from both bank cards and retail credit cards.The four states with the most debt were all on the East Coast, while the three lowest were found in the South. There was a major difference in balances between the states at the top and bottom of our rankings, with New Jersey cardholders owing $7,872 and Kentucky's owing $5,441. That means the average New Jersey balance is 45% higher than the average balance in Kentucky. In this episode of TFG, the crew discuss how you can manage your money and specifically your credit better.With interest rates rising due to inflation, national average APR at 15.13%, cash flow management will be key to keep your family afloat through the "not-a-recession" period. Your credit card debt is about to cost you more. So buckle up to find out what to do. Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy 

Getting into and out of a Recession is no easy feat.On this episode of the Financial Griot podcast, the team discusses how we got to this point in which recession fears are looming and also what you can do pre-, during- and post recession to thrive. Millionaires are made during recessions. Learn how to position yourself to win. Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

"A mid-year review is a great way to energize your annual goals and performance, in a little-to-low pressure way."In this episode of the Financial Griot podcast, the crew is finally back together. On the table, our mid year recaps from major medical  expenses, new pets, inflation and looming recession; it's been a rough six months. Lovely also shares the lessons she is learning along the way. This is going to be heavy. To make this actionable, we highly recommend that you do your own midyear recap. Even invite some friends or family members. This is your opportunity to recalibrate. Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

In this episode of the Financial Griot Podcast, Alainta and Lawrence get schooled by James Bowman of Gen-Z Mon-E podcast. He gives starting early a run for its money. We talk about his financial pivot point, how he became a real estate owner who is closing on his next property during a period of high inflation and pessimism, as well as what's next.The opportunity to get active is long overdue. Jump in there! Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with James Bowman (Gen-Z Mon-E Podcast): James Bowman - Financial Podcaster, Military Veteran and Real Estate Investor @genzmoneThe one stop shop for personal improvement for your mindset and finances. Teaching Gen-Z how to earn and invest their Mon-E! Support the podcast: https://anchor.fm/genzmone/support Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

In this episode of the Financial Griot Podcast, Lovely and Lawrence talk about cash flow positivity during a time of high inflation and even higher prices. Most people don't know how much they spend monthly or even how much they earn. This is a good time to pause and do a mid year inventory so you can make sure your money management is up pre-recession.It's up to you to be prepared for the next opportunity.  Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

Home prices are up in the US. Fueled by once-low interest rates and available cash, prices skyrocketed as much as 30% in the two years since the start of the pandemic. As inflation pushes all-time highs, the Feds are increasing interest rates in as little as 24 increments through 2024. But what does this means for you?Hopefully, this slows down price hikes but it's unlikely that the old price is ever coming back. In this episode of the Financial Griot podcast, the hosts will discuss changes in the market and how the pursuit for the un-affordable impacted society for the worst.Do we want affordable housing or are we addicted to unaffordable lifestyles?  Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

In the wake of a myriad of shootings in the US, it's ok to allow people to grieve in their own way. Sometimes that grieving is messy. Unfortunately, there are times that the grieving leads to trauma stacking.In this episode of the Financial Griot podcast, we discuss the need for real therapy with the goal that you end up doing the necessary shadow work. Your psyche can definitely keep you away from building wealth.Tackle it. Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

In the wake of the untimely death of Kevin Samuels (Youtuber and Imagine consultant), there have been a lot of conversations about the importance of the messenger over the message.In this episode of the Financial Griot Podcast, we are talking why you need to fixate on the message over the messenger. The goal is to listen to the good and the bad, but most important learning to take away the key pieces. No one is perfect and no message will resonate every time, but to quote Eddie Griffith "did you get the message?"As such, did you understand the lesson and how it can affect you? Agree to Disagree? Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

On this special episode, the Ladies of the Turnt 30 podcast drop in for a joint conversation and it gets contentious. Will they battle it out or will they (well Lawrence) come to a consensus.The topic du jour, "Being Single by Choice." While some could argue that you are happily free and chilling, others could argue that you are simply single because you weren't chosen. Eeesh, writing that sounded harsh. However it's a great opportunity to get to know the Turnt 30 crew and their journey through adulthood. Check out some of our favorite episodes (below):Learning self healing and change in And Then I had Enough (Toxic AF)Realizing that not all relationship are great long term - And then I was Entangled (Situationships)And, being honest with the financial journey, And then I Managed My Money (Financial Literacy) Check out the Turnt 30 Podcast, NEW EPISODES BIWEEKLY ON TUESDAYS. Listen, share, & subscribe. Available on Apple, Spotify, Amazon, iHeart, Google, and more.And find them on:Instagram @turnt30podcastTwitter @turnt30podcastEmail turnt30podcast@gmail.comLink linktr.ee/Turnt30Podcast Detailed show notes, www.theneighborhoodfinanceguy.com About Us:The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win. Connect with TFG Crew aka the Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusLawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy