Podcasts about Bolton

For British expats in America drawing income from a UK pension, the NT tax code has long been a straightforward, if slow, way to avoid being taxed at source in the UK on income that should only be taxable in the US. But something appears to be changing at HMRC, and what was once a simple administrative process is becoming unpredictable, inconsistent, and in some cases, actively obstructed. In this From the Trenches episode of Expat Wealth, Richard Taylor, Chartered Financial Planner and founder of Plan First Wealth, and business partner James Boyle share three real client cases that have taken them by surprise. The first involves a client who applied for an NT tax code over two years ago and has since had it granted on two of his three UK pensions, with no explanation as to why the third was excluded. The second is a case where HMRC outright rejected an application, claiming the pension in question was not a registered pension scheme, despite it clearly being one, an apparent administrative error that now requires a drawn-out correction process. The third case, and perhaps the most concerning, involves a client who followed expert advice to the letter. Working with a US-UK cross-border tax advisory team, he took small, regular UFPLS withdrawals from his SIPP, a strategy designed to have pension income treated as ongoing payments rather than a lump sum. Despite the amounts falling well below HMRC's own published thresholds, the claim was rejected on the basis that the payments constituted a lump sum, a position that surprised even the specialist tax advisers involved. Richard and James discuss what these cases might signal about a broader shift in HMRC's stance, particularly in light of recent guidance clarifying how lump sums from UK pensions are defined and taxed. They stress that while the US-UK tax treaty should ultimately protect expats from double taxation, the mechanics of resolving these disputes can be time-consuming, expensive, and deeply frustrating. Whether you hold a UK SIPP, are considering applying for an NT tax code, or have already hit a roadblock with HMRC, this episode offers a candid look at a process that is no longer as routine as it once was, and why having the right cross-border tax advice matters more than ever. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

92 MinutesPG-13Adam Smith is the host of the Myth of the 20th Century podcast, and Lance is the host of Lance's Legion. Adam and Lance join Pete to talk about the content of Kerry Bolton's latest book, "Generation '68: The Elite Revolution and Its Legacy." They discuss Bolton's assertion that the cultural revolution of the 1960s in the West was a top-down project by elites. This was episode 1043.Myth of the 20th Century website The American Sun SubstackLance's LinksDVX PublishingPete and Thomas777 'At the Movies'Support Pete on His WebsitePete's PatreonPete's SubstackPete's SubscribestarPete's GUMROADPete's VenmoPete's Buy Me a CoffeePete on FacebookPete on TwitterBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-quinones-show--6071361/support.

Jerry opens the show with a Morning Rant on the promises being made in Toronto’s municipal election campaign. Next, Jerry looks at a growing problem where deepfake doctors are becoming more convincing and are being used to promote bogus medical cures online. He speaks with Mohit Rajhans, AI and digital media consultant and founder of ThinkStart.ca. Peel Paramedic Chief Brian Gibson joins Jerry to discuss a pilot project that will use drones to deliver life‑saving medical equipment to emergencies in Bolton and how the technology could improve response times. The hour wraps with a preview of this weekend’s FlavorPhiles, as Jerry shares an audio clip from the upcoming show where he and Tanner discuss the realities of owning and operating a small business.

In this episode of The Business of Healthcare, Tara is joined by Niruban Ratnarajah, a GP Partner at Stonehill Medical Centre and Chair of NHS Bolton Foundation Trust.   With experience across general practice, neighbourhood working and the wider NHS system, Niruban offers a unique perspective on some of the challenges facing healthcare leaders, and what it takes to move beyond organisational boundaries and focus on what matters to patients and communities.   Throughout his career, Niruban has sought to bring the voice of patients and underserved communities from the consultation room into the boardroom. He uses data to understand what works and adapt quickly when change is not delivering benefits for patients or staff, while focusing on transformation and financial sustainability without losing sight of clinical quality or colleague wellbeing.   In this conversation, Tara and Niruban explore: GP access and demand - and why the data may tell a very different story from the assumptions made about why patients attend A&E. Relationships and trust - how long-term relationships, honesty and accountability can help organisations work through difficult conversations. Data-driven improvement - why relationships alone aren't enough, and how using data can help practices understand where they are performing and where change is needed. Neighbourhood working - what neighbourhoods could actually mean for patients, from prevention and screening to bringing services closer to where people live. Form vs function - why the focus should be on what needs to be delivered for patients, rather than getting caught up too early in which organisation holds the contract. Getting your own house in order - how practices can optimise their workforce, skill mix and systems before taking on wider neighbourhood responsibilities. PCN relationships - how four practices in Bolton have worked through differences, created equal voices and developed ways of sharing work and resources. Learning from PCNs - why relationships matter, but also why data, evidence, patient need and effective management structures are essential to making collaboration work.   One of the key themes running throughout the conversation is the importance of putting patient need at the centre of neighbourhood working, and using relationships, data and practical action to turn that ambition into something that works on the ground.   If you work in primary care, neighbourhoods, the NHS or healthcare leadership, there is plenty to take from this conversation.   Find Niruban on LinkedIn here.

Donald Trump stood before the United Nations - the institution created to prevent another world war - and threatened to "annihilate" Iran if it refused to make a deal. Former Trump national security adviser John Bolton joins Don Lemon to explain what that extraordinary warning could mean. Was this calculated deterrence, or dangerous rhetoric that could push an already volatile conflict toward catastrophe? Bolton also addresses Trump's claim that an agreement could come after the midterm elections, the risks facing American troops and allies, and whether the president has any coherent strategy for ending the war. Is Trump moving America closer to peace or dragging the country toward an even wider war?   FIND THE DON LEMON SHOW: Youtube:  @thedonlemonshow   Substack: https://substack.com/@donlemon Facebook: facebook.com/donlemon Instagram: instagram.com/donlemonofficial Tik Tok: tiktok.com/@donlemonofficial Bluesky: bsky.app/profile/did:plc:zjyka2hw5k7ztbjmjyjlxpqe Twitch: twitch.tv/donlemon   LEMON NATION: Website: donlemon.com Buy Merch: https://don-lemon-merch-store.myshopi... DL Tour Dates: https://www.dlplusdl.com   BUSINESS ENQUIRES: Contact info@donlemon.com for any advertising or interview requests

1991. Portsmouth, New Hampshire. On a bitter February night in 1991, the quiet of a Portsmouth neighborhood was shattered when flames erupted from a neighbor's home. By the time the fire was under control, two beloved members of the community were dead. Stella Bolton, 68, and James "JJ" Moore, 73, were familiar and well-loved faces around the Seacoast area. They were longtime friends who shared a simple, quiet life. But investigators soon discovered that the fire was only part of the story. Stella and JJ had been killed before the flames consumed their home. What initially appeared to be a devastating house fire was now a double homicide—and someone had gone to extraordinary lengths to hide what they had done. As investigators began piecing together those final hours, questions piled up. Who would want Stella and JJ dead? Why were they targeted? And could the person responsible have been someone they knew? But Portsmouth detectives have never given up hope. They believe the answers may still be out there, held by someone who remembers what happened-and they remain determined to uncover the truth and bring justice to Stella and JJ. Seacoast Crime Stoppers is offering at $20,000.00 reward for any information about this case that leads to an indictment or an arrest. If you have any information, please contact Detective Rochelle Jones (603) 610-7503 or Seacoast Crimestoppers at (603) 431-1199 to remain anonymous. You can also submit a tip online to Seacoast Crimestoppers. Episode sources and photos: https://murdershetold.com/episodes/stella-bolton-james-moore Support the show: ⁠⁠https://www.murdershetold.com/support⁠⁠ Instagram: ⁠⁠@murdershetoldpodcast⁠⁠ TikTok: ⁠⁠@murdershetold⁠⁠ Facebook: ⁠⁠/mstpodcast⁠⁠ Website: ⁠⁠murdershetold.com⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Podcast: Nexus: A Claroty Podcast (LS 32 · TOP 5% what is this?)Episode: Tatyana Bolton on the OTCC and OT CybersecurityPub date: 2026-09-20Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationTatyana Bolton, Executive Director of the Operational Technology Cybersecurity Coalition (OTCC), joins the Nexus Podcast to discuss a new partnership between OTCC and the International Society of Automation (ISA), alongside a joint position paper advocating for the ISA/IEC 62443 standard as the definitive global benchmark for operational technology (OT) cybersecurity.Read more about the partnershipRead the position paper on a unified approach to OT cybersecuritySubscribe and listen to the Nexus Podcast here. The podcast and artwork embedded on this page are from Claroty, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

After a week off last week, the View from the Ninian boys are back and what a week to return. Cardiff City finally got their first win of the season, overcoming Charlton Athletic at home. It was a huge relief to Bluebirds everywhere, especially with the International break looming. The boys dissect Bolton, Charlton, your Twitter questions, and they are joined by a very small special guest... Hosted on Acast. See acast.com/privacy for more information.

Liam, Chris & Ben cover all the talking points following Bolton's first Championship away victory this decade.

Lucas Yeomans and Justin Peach discuss an action PACKED weekend of Championship football! Swansea keep flying! Millwall and West Ham don't disappoint! Norwich and Bolton play out a classic! Cardiff finally penetrate! It's the Second Tier. Download the FREE Fanalysis app right ⁠now ⁠and get involved in the conversation today ⁠https://go.fanalysis.com/F7x6/w206xfi2 ⁠ #Championship #SecondTier #EFL #SecondTierPodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Daley and Simeon Jackson take calls after the Canaries' home defeat to Bolton

Tatyana Bolton, Executive Director of the Operational Technology Cybersecurity Coalition (OTCC), joins the Nexus Podcast to discuss a new partnership between OTCC and the International Society of Automation (ISA), alongside a joint position paper advocating for the ISA/IEC 62443 standard as the definitive global benchmark for operational technology (OT) cybersecurity.Read more about the partnershipRead the position paper on a unified approach to OT cybersecuritySubscribe and listen to the Nexus Podcast here. 

Dänemark, Grönland und die USA haben im Streit über US-Ansprüche auf die arktische Insel eine Einigung erzielt - Inhalte sind aber noch nicht bekannt. Das Übereinkommen soll nächste Woche unterschrieben werden. │ Der ehemalige Sicherheitsberater von Donald Trump, Bolton, beklagt beim US-Präsidenten ein naives Politikverständnis. │ Vor dem Gipfeltreffen von Trump mit Präsident Xi nächste Woche verhandelt eine chinesische Delegation mit der US-Seite. Erwartet werden Gespräche über Künstliche Intelligenz, Seltene Erden und gegenseitige Zölle.

Ex-US-Sicherheitsberater John Bolton kritisiert Donald Trumps Außenpolitik scharf. Sie sei ideologisch und undiszipliniert. Doch er hat Hoffnung: Der an Bündnissen wie der NATO entstandene Schaden sei nach der Amtszeit des US-Präsidenten reparabel. Pindur, Marcus www.deutschlandfunk.de, Interview der Woche

Trump's MAGA counter-revolution is exposing the Left, and Victor Davis Hanson breaks down why. Renowned historian Victor Davis Hanson joins The Annie Frey Show to discuss his book, "The Counter Revolution: The Fall and Rise of Donald Trump and the MAGA Movement." VDH explains how Trump's wilderness years transformed his political strategy from merely fighting the symptoms of progressive ideology to dismantling its root causes—from taxing bloated university endowments to defunding biased media like NPR and PBS, securing the border, and replacing swamp insiders with loyal MAGA adherents. We also contrast the 21% inflation experienced under the Biden administration with Trump's economic record, examine America's global dominance in 9 out of 10 key technology sectors, and review newly unclassified FBI documents surrounding the July 2024 assassination attempt on President Trump in Butler, Pennsylvania. Key Takeaways: * Victor Davis Hanson analyzes Trump's shift from addressing symptoms to fighting the root causes of leftist power. * Why Trump's second-term strategy avoids past mistakes with swamp insiders like Bolton, Mattis, and Tillerson. * Economic realities: 21% Biden-era inflation versus America's $31T GDP and tech preeminence over China. * Unclassified FBI documents reveal new details on the Butler, PA rally shooting. Don't miss this straight-talking breakdown of America's political crossroads. Subscribe to the podcast, leave a 5-star review, and stream the full episode today! Annie's Website: Anniefreyshow.com Station Website: audacy.com/971Talk Follow Annie on X: @anniefreyshow Follow the Station on X: @971FMTalk Annie's Facebook: Facebook.com/Anniefreyshow Station Facebook: Facebook.com/971FMTalk #VictorDavisHanson #Trump #MAGA #ConservativeNews #AnnieFreyShow

Comments/ideas: ACFpod@outlook.comWhy do we act on almost every crisis except climate change? In this episode, Frederic Samama, pioneer of the first low-carbon indices and co-author of the BIS Green Swan report, unpacks the psychology and finance behind our inaction. He walks through real cases, from decarbonising pension portfolios and loyalty shares that reward patient capital, to a green bond fund that crowded private money into emerging market infrastructure with the IFC and World Bank. For anyone working in climate finance, sustainable investment, or green infrastructure across Asia and beyond, this is a sharp, practical look at why financial innovation, not just reporting, is what moves capital where it's needed.Books and titles referenced:The Enigma of Climate Inaction (Frédéric Samama): The guest's own book, which explores why humanity persists with economic and mental models that have become unfit despite mounting evidence they need to change.The Green Swan: Central Banking and Financial Stability in the Age of Climate Change (Bolton, Despres, Pereira da Silva, Samama, Svartzman, BIS, 2020): The report that reframed climate change as a systemic threat to financial stability rather than a reputational issue, and gave central banking the term "green swan". Free to download.Sovereign Wealth Funds and Long-Term Investing (edited by Patrick Bolton, Frédéric Samama and Joseph Stiglitz): The volume Samama co-edited with Stiglitz and Bolton, examining how long-horizon state investors can support sustainable development and financial stability.ABOUT FREDERIC: Frédéric Samama is a Managing Director in the Chief Client Office at S&P Global, covering large European asset managers. He began at J.P. Morgan, then led Corporate Equity Derivatives at Crédit Agricole CIB, where he built the first international leveraged employee share purchase programme. At Amundi he helped establish its leadership in green finance, launching the first mainstream low-carbon equity indices and one of the earliest large-scale green bond funds for emerging market infrastructure. He co-launched the first global investor coalition on portfolio decarbonisation, representing the sector at COP21, and later developed the first IPCC-aligned equity benchmarks at S&P Global. He co-authored The Green Swan and wrote The Enigma of Climate Inaction. Environmental Finance named him its 2026 Personality of the Year. He holds a PhD in Economics from Paris Dauphine–PSL and an MPhil in Philosophy from Panthéon-Sorbonne. Listener recommendationsImages of Earth from space: Samama recommends any photograph of the planet taken from space, echoing the "overview effect" astronauts describe, a jolt of perspective that reveals the Earth's beauty, fragility and uniqueness.Documentaries on the social lives of animals (safari viewing): Samama recommends any book or film about how animals live socially, inspired by his own African safari. The host suggests Sir David Attenborough's work as a natural starting point.HOST, PRODUCTION, ARTWORK: Joseph Jacobelli  |  MUSIC: Ep76 onward excerpts from Vivaldi's La Follia, played by Luca Jacobelli.

Robert J. Bolton Jr. is the President and Executive Director of The Interchurch Center (TIC), whose mission is " to foster interreligious engagement and promote social good, The Interchurch Center remains rooted in traditions of hospitality, community care, and meaningful exchange." Pastor Belton joins host Steve Boland to talk about the mission of shared-space organizations using The Interchurch Center as an example in the New York City community. Robert shares examples of how providing space for nonprofits (in this case below-market rents) can impact multiple missions. Organizations like Metro World Child is a story of a mission leasing more space for less financial costs. The nature of space-use after the COVID pandemic has changed, and The Interchurch Center has operating largely on earned revenue, but is considering fundraising to expand the mission. They serve nonprofits of all kinds - not necessarily faith-based groups - which come together under the one roof. Listen now, download the file for later here, or subscribe to the podcast on your phone for automatic updates. Get more details on how to subscribe on our podcast page. Please consider leaving a review on Apple Podcasts or your platform of choice. Thanks!

Welcome to the Success With Jewelry podcast, hosted by Laryssa Wirstiuk and Liz Kantner, two experts passionate about helping independent jewelry artists thrive. Welcome to episode #188! Liz sits down with Corkie Bolton - jewelry designer, founder of Metalsmith Society, and someone who has built one of the most engaged communities for jewelry makers and metalsmiths out there. Today they're talking about something that might seem like a small detail but is actually a really big deal for your brand: packaging. How you present your jewelry when it arrives at someone's door is part of the experience, part of the story, and part of why customers come back. In today's episode, Liz and Corkie cover: How Corkie got into jewelry making and what led her to founding Metalsmith Society Why packaging is a brand experience, not just a practical necessity Where most jewelry brands go wrong with packaging - and what to do instead How Corkie's own packaging has evolved and what her rebrand taught her about brand alignment Why your packaging should reflect your brand DNA - colors, esthetic, and all The small details that actually matter: tissue paper, handwritten notes, wax seals, stickers and stamps How to think about the cost of packaging versus the value it adds When to start investing more seriously in your packaging Sustainability and being thoughtful about materials and waste In the bonus segment for Insiders only, Corkie shares her specific packaging recommendations - where she sources materials, what she recommends at different price points, and one action you can take this week to elevate your packaging without a complete overhaul. Learn more about Metalsmith Society: https://metalsmithsociety.com/ Corkie's jewelry brand: https://corkieboltonjewelry.com/ Packaging ideas from Metalsmith Society: https://metalsmithsociety.com/a/blog/jewelrypackagingideas Custom jewelry packaging on Etsy: https://metalsmithsociety.com/a/blog/custom-jewelry-packaging-etsy Liz Kantner works with independent jewelry artists to help them find their unique voices and succeed in today's marketplace. With over ten years of experience in jewelry marketing and sales, Liz offers consulting services and digital strategy. She's also the founder of the Stay Gold Collective, a private group providing live training, industry insights, and personalized feedback. Learn more at https://www.lizkantner.com. Laryssa Wirstiuk is the founder and creative director of Joy Joya, a digital marketing agency for the jewelry industry. She's the author of Jewelry Marketing Joy and the creator of JoyDeck, a platform designed to make marketing accessible for jewelry makers and designers. Discover more at https://joyjoya.com. Tune in to hear Liz and Laryssa share valuable insights, tips, and strategies for success in the jewelry industry!

Episode Notes PARROTTS ON FIRE | AZAZ & IDAH HITTING FORM | LOI TITLE RACE IS ON Check out our other social media here: Don't forget to check out our other socials here: https://linktree.com/IFFTV THIS WEEK IN IRISH FOOTBALL Seamus Coleman on the Overlap - Key Points not finished yet, turned down Sheffield United after meeting Chris Wilder, still keeping himself fit, off the back of it, I believe he will get a club. CHAMPIONS LEAGUE - Troy Parrott winner vs Lille in a 3-2 win over in the Champions League PREMIER LEAGUE: Caoimhin Kelleher (2-2 draw with Bournemouth, was excellent with 8 saves) John Egan (90 mins in 2-2 draw with Chelsea) Jake O'Brien (last few mins of Everton v Spurs) Dara O'Shea (100 PL appearances and starred in a 3-2 win over Crystal Palace) After spells in the top flight with West Brom and Burnley, O'Shea is now back in the Premier League with Ipswich - this time as captain and celebrated the milestone with a huge 3-2 victory away to Conference League holders Crystal Palace. Belgium: Andrew Omobamidele played 53 mins for Anderlecht in a 0-1 win against Mechelen his debut LA LIGA: - Troy Parrott plays again tomorrow vs Villareal Serie A: Abankwah has a game vs Inter tomorrow night for Udinese Norway: Trent Kone Doherty 3 goals today for Molde CHAMPIONSHIP: Bazunu: Clean sheet and MOTM against Cardiff in a 1-0 win Jack Moylan & Callum Robinson: both played but couldn't find a way past Gavin Bazunu in the Bolton goal Idah: on the scoresheet in 3-1 win over Burnley Azaz: (Another goal and TWO assists for Azaz today as Southampton produced a hugely impressive 4-1 victory at home to Bristol City. That's now three goals and four assists already this season for an Azaz who is absolutely lighting up the Championship.Ryan Manning played 85 mins) Jason Knight: played 90 mins for Bristol Molumby: Played 90 mins up against Harvey Vale in a 1-1 draw with QPR Vale: Played 90 mins up against Molumby in a 1-1 draw with QPR Ogbene: Played 22 mins in a 1-0 win over Preston. Johnny Kenny: played for Preston, Moran: unused sub for PNE Rocco Vata: Played 32 mins in a 2-1 loss to Stoke for Watford Szmodics: got an assist and played 90 mins in 2-1 loss to Birmingham City, Eiran Cashin played 85 mins as well. Tom Cannon: Played in a 1-0 loss to Wolves but did scored against Blackburn midweek to help Sheff United defeat them 2-1 Matt Doherty: Played 33 mins against Blackburn and 9 mins in a 1-0 loss to Wolves Sean McLoughlin: played in a 3-1 for Blackburn in a 3-1 over Millwall SPFL: Celtic defeat against Rangers in the Premier Sports Cup, losing 3-0 to Rangers, a tough day where Rangers completely outplayed Celtic, HIBS - Jacob Devanay played 30 mins in Hibs win over Ross County LEAGUE ONE: Jaze Kabia: 26 year old Scored again in a 3-2 loss for Leyton Orient (4 goals in 6 games and 2 assists, if he keeps up the form, a call up could be on the cards potentially) Georgie Kelly: Scored 2 for Carlisle in a 2-2 draw against Southend scoring in the 4th minute and 96' Ronan Curtis: Goal for Plymouth in a 3-0 win over Barnsley League of Ireland: St Pats cut the title race to just 3 points with a huge 2-0 win over Shamrock Rovers, and their slump continued with Jason McClelland, and Aidan Keena's goal. Bohs stay 3 points behind with a win over huge 3-2 come back win over Galway, Kristopher Twardek 53', Stephen Walsh 31' gave Galway the lead but goals from Colm Whelan in 74th minute led the come back followed by goals from Ross Tierney and the winner from Whelan. Derry win 1-0 with Mickey Duffy's 93rd min goal at Tolka park Waterford drew with Dundalk: Goals from (John Mahon own goal) Hayden Cann with an equaliser in the 37th min Drogheda 2-0 Sligo Rovers: Goals from Edwin Agbaje 45' +3 Warren Davis 38' Sligo Rovers sit rock bottom on 23 points with Drogheda on 31 points, looks like Sligo all but gone now Waterford, Galway and Drogheda fighting it out with Drogheda just 3 points off them in the Play off / relegation spot. Find out more at https://ifftv-podcast.pinecast.co

Join Sean, Nigel and John with their memories of Ludo and a review of wins against Bolton and Wrexham Support this show http://supporter.acast.com/moorethanjustapodcast. Hosted on Acast. See acast.com/privacy for more information.

The Storm Skiing Journal and Podcast supports bears, quadrangles, and liberal interpretations of The Iliad. Sign up for the free or paid newsletter to get updates on none of these things. Thank you for supporting independent ski journalism.Welcome to the Storm's short-form, news-focused podcast. Don't worry, I will still write newsletters too. Paid subscribers can leave a comment in the article below, or by joining The Storm's chat (also below). I'll respond to some comments in the next episode, which is scheduled for Monday, Sept. 14.The Zoom transcript (click “transcript” above for the Substack transcript, which will zoom to any point in the video when you click on the associated text block; timestamps below DO NOT MATCH THE VIDEO)Stuart Winchester: Welcome to The Storm! I'm your host, Stuart Winchester. It is September 10th, 2026, and we have some big, big news in Ski World today.00:06:07.000 --> 00:06:14.000Stuart Winchester: So one of the things that I focused on since launching the storm in 2019 is the rapid.00:06:14.000 --> 00:06:30.000Stuart Winchester: Exponential growth in US based multi mountain ski passes and one of the biggest icon pass today released five new partners for the 2026 to 27 season. So I'm gonna break those down for you.00:06:30.000 --> 00:06:46.000Stuart Winchester: I am going to talk a little bit more about IndyPass and some of their partner shuffles. Then we are going to be joined by IndyPass owner, Eric Mogenson, who will give us a breakdown on all things happening with Indy, Black Mountain, and Entebeni Systems.00:06:46.000 --> 00:07:01.000Stuart Winchester: reader reaction, but I want to jump right into Icon Pass. Icon hits us today with, as I said, 5 new ski areas, 3 are full partners, and those… which means 7 days on the Icon Pass.00:07:01.000 --> 00:07:06.000Stuart Winchester: 5 days on the Icon Base Pass. All 3 are in Asia.00:07:06.000 --> 00:07:13.000Stuart Winchester: The first is Matarau, Japan. That will be ICON's 10th ski resort in Japan.00:07:13.000 --> 00:07:28.000Stuart Winchester: And then, Icon, last year, was the first U.S.-based pass to add a ski area in China, and Icon adds two more today, though they're nowhere near the ski area that it added last year. They are sort of close.00:07:28.000 --> 00:07:47.000Stuart Winchester: to each other. So, we're gonna break those down first, and then ICON added two mountains to its two-day tier, uh, which it calls Bonus Mountains, which ICON insists are not ICON Pass members, uh, but I insist they are, because you can access them with your ICON Pass. Therefore, they are on.00:07:47.000 --> 00:07:53.000Stuart Winchester: the Icon Pass, no matter what Altera tells us. So, let's start with Montreal, Japan, and if you're on…00:07:53.000 --> 00:07:55.000Stuart Winchester: The…00:07:56.000 --> 00:08:04.000Stuart Winchester: If you're on the video, I'm going to share my screen here because we're going to do a little visual helping.00:08:04.000 --> 00:08:10.000Stuart Winchester: All right, so let's take this away. All right, so the first one I want to break down.00:08:10.000 --> 00:08:12.000Stuart Winchester: is…00:08:12.000 --> 00:08:26.000Stuart Winchester: Madarao, Japan, and I've actually written about this ski area before, because they were an IndiePass member, and this is the article that I wrote back in 2023, when Madarao joined IndiePass, and Indie's been a big leader in.00:08:26.000 --> 00:08:27.000Stuart Winchester: Bye.00:08:28.000 --> 00:08:40.000Stuart Winchester: building out a network in Japan. So, the ski resorts in Japan are interesting. I've not skied there, but I've been there in the summer and ridden the lifts around.00:08:40.000 --> 00:08:45.000Stuart Winchester: And the skiing is very much like a mix of…00:08:46.000 --> 00:08:58.000Stuart Winchester: The Cottonwoods and New England. And what I mean by that is, if you're looking at the screen here, you can see the stats on Mattarau. 512 inches of average annual snowfall.00:08:58.000 --> 00:09:12.000Stuart Winchester: Uh, but not a lot of vert, 1,444 feet, and as you can see from the trail map, if you're looking here, it's not a big trail footprint. So, what I mean when I say Cottonwoods is the snowfall, and when I say…00:09:12.000 --> 00:09:29.000Stuart Winchester: New England, I mean the size. They tend to be not huge vert, sort of compact. If they do have a lot of vert, like the Jacuba Valley ski resorts that are on Vail, they tend to go, uh, kind of straight up and be side by side. You don't have a lot of the mega resorts as you would have.00:09:29.000 --> 00:09:40.000Stuart Winchester: in North America, or especially in Europe. So, it's good that the passes are all building density in Japan, because the ski areas are not…00:09:40.000 --> 00:09:43.000Stuart Winchester: This is not a place that you would go to necessarily.00:09:43.000 --> 00:10:02.000Stuart Winchester: like Vail Mountain and spend a week, or like Whistler. Another thing I want to note about Japan, you can see here that Matarau has some glade zones marked. In a lot of cases, skiing off-piste or in the trees, even though that's what Japan is known for, in a lot of cases, my understanding is that that's pretty heavily policed and forbidden.00:10:02.000 --> 00:10:17.000Stuart Winchester: So you really have to research your ski areas before you go over to figure out which ones will actually allow you to go off-piste, which is what most of us want to do, right? If we're coming from North America, we're going there for the big powder. Japan is a little more of an on-piste tradition.00:10:17.000 --> 00:10:21.000Stuart Winchester: a little bit more like Europe. So, I…00:10:21.000 --> 00:10:33.000Stuart Winchester: there's… to underscore the scope of what we have now available to us in Japan as U.S.-based pass holders. So, with the addition of Madarao today.00:10:33.000 --> 00:10:49.000Stuart Winchester: Now, 53 ski areas in Japan have joined the Epic, Icon, Indy, or Mountain Collective Passes. And I actually, I want to show you something I have that's really cool. So, I have this gigantic chart, and it's kind of…00:10:49.000 --> 00:11:04.000Stuart Winchester: it's kind of hard to navigate, but I'm slowly making it a little bit better. And so this is a chart that's variously called a bunch of different things. Right now, I'm calling it the Encyclopedia Britannica. Sometimes it's been the Passmaster.00:11:04.000 --> 00:11:17.000Stuart Winchester: 5,000. And I just kind of change the name whenever I want, but the link is always the same. And what I've… it's a really slow Google Sheet, and I definitely need a better platform, but if you go, there's all these tabs.00:11:17.000 --> 00:11:33.000Stuart Winchester: Down at the bottom, and again, this is where it's nice to have the video, so you can see what I'm showing you here. So I have all these tabs. One of the tabs is all MegaPass ski areas. So I have this divided up, and these are just little tables that pivot off the main table, so all the stats are up to date.00:11:33.000 --> 00:11:35.000Stuart Winchester: So first, I have this…00:11:35.000 --> 00:11:42.000Stuart Winchester: chart here with all ski areas that are on any U.S.-based pass, and we'll talk about that a little bit more in a second.00:11:42.000 --> 00:11:43.000Stuart Winchester: Then I have…00:11:43.000 --> 00:11:59.000Stuart Winchester: all U.S. ski areas, then I have New England, I have Japan, so let's pause on Japan for a moment. 53 ski areas, 11 Epic, 10 Icon, 32 Indy, 1 Mountain Collective. You can see all the stats down here. Again, not big.00:12:00.000 --> 00:12:16.000Stuart Winchester: skiable acre footprints, and really, Japan measures things differently than North America. They tend to measure snowpack rather than inches of snowfall. I did find a good average annual snowfall chart on Powderhounds, which is a great site that I'll talk more about.00:12:16.000 --> 00:12:25.000Stuart Winchester: for international research of ski areas. But if you see these acreage totals, you know, there's really nothing much.00:12:25.000 --> 00:12:35.000Stuart Winchester: Here's Niseko United, it's 2,100 acres, that's 5 ski resorts combined, right next to each other. Rasutsu is, uh, is 2,000, but most of these are under…00:12:35.000 --> 00:12:51.000Stuart Winchester: 500, so you really prepare yourself for that. It's one place, I think, Japan, where it would help to get a guide. Everything tends to be pretty cheap once you get on the ground. In Japan, the lift tickets are nothing, so having someone to show you around and show you where you can go under the ropes.00:12:51.000 --> 00:12:57.000Stuart Winchester: is a good idea. And, you know, I want to jump ahead to reader feedback for a moment. So I had…00:12:58.000 --> 00:13:14.000Stuart Winchester: this comment from Allison Wood. She said, I look forward to seeing your future efforts. I know there's enough in American skiing to discuss, but I'd be curious if you would further discuss European Alps destinations. It seems to be growing in popularity due to competitive pricing versus U.S.00:13:14.000 --> 00:13:28.000Stuart Winchester: Western resorts. A week at Big Sky appears to be the same price as a week in Switzerland for those in the Eastern USA. The answer is absolutely yes. I do want to cover the Alps and Japan and all of these international destinations more.00:13:28.000 --> 00:13:43.000Stuart Winchester: I don't have the personal on-the-ground knowledge base with those ski areas that I do with the U.S. ski areas, so I'm reaching out to my contacts in Europe, in Japan, who know these resorts intimately, and I'm gonna bring them on the show to try to help us make sense, because if you go back.00:13:43.000 --> 00:13:47.000Stuart Winchester: We go back to the Encyclopedia Britannica for a second.00:13:47.000 --> 00:13:49.000Stuart Winchester: You'll see that…00:13:49.000 --> 00:13:52.000Stuart Winchester: The, uh… if I can get to it…00:13:52.000 --> 00:14:05.000Stuart Winchester: Okay, so Japan has 53 ski areas, Canada has another 55, and most of us can sort those out easily enough. The harder ones is Europe. I mean, Europe, there's 61 ski areas, and sometimes a ski area in Europe is, you know.00:14:05.000 --> 00:14:21.000Stuart Winchester: 10 ski areas that put together are as big as all the ski areas in Utah. So I really need some help to break those down. But that's the great thing about this new format is that it will allow me to bring in more voices more frequently since there's more frequent shows. All right.00:14:21.000 --> 00:14:38.000Stuart Winchester: Icon also today added two ski areas in China, and the best site to just get the basics of any ski area in the world is, I've found, skiresort.com. They have a profile of every ski area. They tend to keep it up to date. I don't know who runs the site.00:14:38.000 --> 00:14:54.000Stuart Winchester: I would like to connect with them at some point, but this is really my go-to for… so this is Betahu, I'm sure I'm pronouncing that wrong, one of the ski areas that ICON added in China, and they have all the basic information, the elevation, which is not high, it's all in meters, obviously, out of the U.S.00:14:54.000 --> 00:15:01.000Stuart Winchester: Uh, what I really like is the lift breakdown and the trail map. So, the… the thing about the ski areas in China.00:15:01.000 --> 00:15:07.000Stuart Winchester: is just like everything else in China, they're pretty much brand new. I read this really interesting.00:15:07.000 --> 00:15:13.000Stuart Winchester: quote in the New York Times several years ago, and the notion.00:15:13.000 --> 00:15:16.000Stuart Winchester: was basically China…00:15:16.000 --> 00:15:31.000Stuart Winchester: stayed pretty much in the 19th century for all of the 20th century, and then it got to the 21st century in about 10 years. So, you go there, there's high-speed rail, everything's new, there's new buildings. The ski resorts are new as well, and you can see this in their lift fleet. I mean, this…00:15:31.000 --> 00:15:34.000Stuart Winchester: You know, they have a…00:15:34.000 --> 00:15:49.000Stuart Winchester: six eight-person gondolas, one six-person gondola, two high-speed six-packs, three high-speed detached quads, no fixed grip lifts at all, and then you take a look at the trail map, and again, this is probably a little more like Japan, where these are.00:15:49.000 --> 00:16:03.000Stuart Winchester: a little bit smaller ski areas than what we're used to, uh, as far as the Mountain West. But, you know, it's all very well interconnected. I would expect a lot of on-piste skiing. You know, with a… with a immature ski culture, I wouldn't expect a lot of glade stuff.00:16:03.000 --> 00:16:19.000Stuart Winchester: to be developed. Kind of talking on my rear end, to be honest, because I've not skied in China or even been to China, but these are my perceptions with the different ski cultures I know. I'll try to track down someone who knows better. Here's the other Icon Pass resort, Lake Songwa Resort, and I want to make…00:16:19.000 --> 00:16:30.000Stuart Winchester: that we kind of have an Aspen-Crested Butte situation going on here, so Sangua and, uh, this other one they added, uh…00:16:30.000 --> 00:16:49.000Stuart Winchester: Beidou, there, as you can see on this Google map, they're 24 miles apart in the mountains, but it looks like about a 4-hour drive, so there's not really a road through the city. It's the same kind of deal with Aspen and Crested Butte, where they're pretty close, but it's a long drive around. These are seasonal roads that Google doesn't know about, so it's about a 5-hour drive in the winter.00:16:49.000 --> 00:16:51.000Stuart Winchester: I believe. So…00:16:51.000 --> 00:17:03.000Stuart Winchester: We have these, and then, if you want to go to China to experience skiing, Icon gives you the means to do so. And then, Icon added…00:17:04.000 --> 00:17:16.000Stuart Winchester: to their 2-day tier, which again, they're saying is not IconPass. I want to talk about the 2-day tier a little bit in general. So, Icon started this 2-day tier.00:17:16.000 --> 00:17:23.000Stuart Winchester: last year, and I think what they were trying to do is mirror what Vail did.00:17:23.000 --> 00:17:37.000Stuart Winchester: with its feeder ski areas and all these little places that are bought all over the country, Mount Brighton in Michigan, and Afton Alps in Minnesota, and Wilmot in Wisconsin, and all the resorts around Cleveland.00:17:37.000 --> 00:17:49.000Stuart Winchester: and you know, Alpine Valley. And then there's the names escaping me. Boston Mills, Brandywine. I just skied there and did a write-up on it. So so yeah, they're.00:17:49.000 --> 00:18:04.000Stuart Winchester: Vail bought up all these ski areas. Well, Icon, instead of doing that and buying, has added two days only on the full Icon Pass, which is currently $1,449, uh, two days to 11 different ski areas around the country.00:18:04.000 --> 00:18:19.000Stuart Winchester: It's been growing that list. Silver Star was one last year, and it converted to full Icon, but right now, if you're on the screen share, you can see the 11 that are currently on the Icon Pass two-day roster. So we…00:18:19.000 --> 00:18:23.000Stuart Winchester: had today the additions of Cabarfay Peaks in Michigan.00:18:23.000 --> 00:18:25.000Stuart Winchester: And…00:18:26.000 --> 00:18:37.000Stuart Winchester: In Wyoming, we had snowy range. So Caberfay Peaks is actually, it's an awesome ski area. It's one of my favorite ski areas. I grew up about an hour and 15 minutes from there.00:18:37.000 --> 00:18:40.000Stuart Winchester: And with Cabot Fay, it…00:18:40.000 --> 00:18:55.000Stuart Winchester: It's a really fun place. They're constantly building it up. And what the cabaret you see today is very different than the cabaret that existed a long time ago. It basically used to be a two mile sprawl of rope tows and starting in the 1980s.00:18:55.000 --> 00:18:59.000Stuart Winchester: Uh, the families that owned it dug up from the bottom here.00:18:59.000 --> 00:19:07.000Stuart Winchester: and added to the top. So they went from a couple hundred vertical feet to 485 vertical feet, and it continued to…00:19:07.000 --> 00:19:18.000Stuart Winchester: expand, and they have another expansion in the works over here on Green Mountain. Should be coming 27-28, and I'm gonna have Tim and Pete Meyer from Calgary Fay Peaks on next week to talk about that a little more.00:19:18.000 --> 00:19:20.000Stuart Winchester: And then we have…00:19:20.000 --> 00:19:36.000Stuart Winchester: Uh, it's Snowy Range, Wyoming, and Snowy Range might seem like a little bit of a weird one, but Snowy Range is actually very logical. They've had a long-standing relationship that's in southern Wyoming. It's not, it's only a couple hours from Steamboat. They have a long-standing relationship with Steamboat.00:19:36.000 --> 00:19:51.000Stuart Winchester: to a snowy range season pass for 300 and some dollars this year. They changed that to half off in a 3 day icon session pass, which is good at Steamboat and several other mountains. And now, if you have a full icon, you would also get 2 more days at Steamboat.00:19:51.000 --> 00:19:54.000Stuart Winchester: Uh, or you would actually get 2 days at Snowy Range.00:19:54.000 --> 00:20:00.000Stuart Winchester: if you were, you know, wanted to escape the crowds at Steamboat one day. So, we are gonna…00:20:00.000 --> 00:20:03.000Stuart Winchester: Come back to…00:20:04.000 --> 00:20:16.000Stuart Winchester: IndyPass in a moment. Actually, I have one more IndyPass update, then I'm gonna go to Eric. So, Mission Ridge and Blacktail in Washington have left IndyPass.00:20:16.000 --> 00:20:17.000Stuart Winchester: And…00:20:18.000 --> 00:20:19.000Stuart Winchester: Hold on, let me just…00:20:23.000 --> 00:20:25.000Stuart Winchester: So Eric, I'll be right there.00:20:26.000 --> 00:20:30.000Stuart Winchester: We'll get to Mission to Blacktail in a minute. I'm gonna bring Eric in.00:20:30.000 --> 00:20:34.000Stuart Winchester: And I'm going to stop my screen share.00:20:40.000 --> 00:20:42.000Stuart Winchester: Uh, Eric?00:20:42.000 --> 00:20:43.000Erik Mogensen: What's up, man?00:20:43.000 --> 00:20:57.000Stuart Winchester: How you doing? Joining us now is the director of IndyPass, the founder of Entebeni Systems, and the operator of Black Mountain, New Hampshire. Eric Mogenson is a good friend of the storm, and he joins us now from where? Where are you, Eric?00:20:57.000 --> 00:21:05.000Erik Mogensen: I am, uh, calling in from Black Mountain, New Hampshire, our new home, and I'm up at the Alpine Cabin.00:21:04.000 --> 00:21:18.000Stuart Winchester: I want to start on the Alpine Cabin. Tell us what the Alpine Cabin was when you arrived at Black Mountain and what it has turned into from what it is and from a revenue standpoint.00:21:06.000 --> 00:21:07.000Erik Mogensen: Yep.00:21:19.000 --> 00:21:34.000Erik Mogensen: Yeah, so, um, I spend the first 8 to 10 hours of my day working with our engineering and product teams, and most of it is in front of a computer or on the phone, but by 5 PM I try to be up here on the mountain every.00:21:34.000 --> 00:21:52.000Erik Mogensen: night. Like, doing trail work, on the excavator, snowmaking, lift work. But I keep a desk up here in the summer. Couldn't keep a desk here in the winter. Um, but I do keep a desk up here so that when I have an idea, or I want to come write something down, or I want to watch a YouTube video, or do something, this place is super productive for me.00:21:53.000 --> 00:22:11.000Erik Mogensen: It's like my peaceful, happy place in the summer. In the winter, there is nothing peaceful about this place. This, this place rages, uh, European style. So, when we took over Black Mountain, the Alpine cabin, the credit card receipts from the Alpine cabin the year before.00:22:11.000 --> 00:22:22.000Erik Mogensen: were $38,000, uh, for the season in sales. Um, and the year after, our first year that we took it over, it was over $300,000.00:22:22.000 --> 00:22:29.000Erik Mogensen: Um, and then our second year, it was over $600,000, and most of that comes down to champagne.00:22:29.000 --> 00:22:38.000Erik Mogensen: But don't look at champagne as something you drink. Champagne is something that you use to celebrate. And so I think.00:22:38.000 --> 00:22:50.000Erik Mogensen: The long-winded answer to your question is, is the Alpine cabin is truly a place to celebrate the sport and culture of skiing, and people are definitely holding on to that.00:22:50.000 --> 00:23:03.000Stuart Winchester: It's an amazing space, and if folks aren't familiar with Black Mountain, that's the main double chair to the summit right behind you, and it goes right over the alpine cabin. It's a party scene, and it's a lot of fun.00:22:59.000 --> 00:23:00.000Erik Mogensen: Oh, yeah.00:23:03.000 --> 00:23:20.000Stuart Winchester: Going from $38,000 to $600,000, 20X in revenue, I mean, Eric, that's the kind of revenue stream that could change the path of a lot of small ski areas. Is that replicable, do you think, at some of these smaller family-owned ski areas around the country that.00:23:20.000 --> 00:23:25.000Stuart Winchester: are really tied to old revenue models and just need a little spark.00:23:24.000 --> 00:23:32.000Erik Mogensen: Yeah, I don't know if you can scale the champagne necessarily, but you can definitely scale.00:23:32.000 --> 00:23:51.000Erik Mogensen: the focus on the culture of skiing. And I think that's really what the independents do so well, is that, you know, the wood fireplaces smell authentic, the people are very authentic, the ski trails are authentic, they're weird, they're quirky, the lifts are slow, right?00:23:51.000 --> 00:24:06.000Erik Mogensen: Those a lot of people look at those things. We've been programed as skiers to see those things as liabilities. They're actually our biggest assets. And so, yeah, the Alpine, you know, the Alpine cabin was a little 200 square foot patrol shack.00:24:06.000 --> 00:24:11.000Erik Mogensen: that sold some, you know, beer and hot dogs.00:24:11.000 --> 00:24:21.000Erik Mogensen: But we never looked at that as a liability. We never looked at that as, hey, we need to go build a 20,000 square foot mid-mountain lodge, take on a ton of debt.00:24:21.000 --> 00:24:32.000Erik Mogensen: Um, we really looked at it as an opportunity, and I think every single small ski area has that exact same opportunity to focus on the authenticity of the product that they deliver.00:24:32.000 --> 00:24:48.000Stuart Winchester: There's been a ripple effect, too. I mean, what can you tell us about skier visits before and after you purchased it? Because Black, for background, for people who are not familiar with Black, the reason you own Black is because they announced they were closing on Facebook. They said, we're done. The skier has been open since 1930, whatever.00:24:48.000 --> 00:24:57.000Stuart Winchester: said, we're done, this was 3 years ago, and you said, no. And you tried to find a buyer, looked for a year, uh, and decided to buy it yourself. So, so…00:24:57.000 --> 00:25:03.000Stuart Winchester: You took a dying skier, what did the skier visits revenue look like when you got it, and what do they look like today?00:25:03.000 --> 00:25:15.000Erik Mogensen: It was about $700,000, $750,000 in top line revenue when we bought the whole ski area. Yeah, including the $32,000 in hot dogs and beer at this cabin.00:25:08.000 --> 00:25:11.000Stuart Winchester: That's the whole ski area.00:25:11.000 --> 00:25:12.000Stuart Winchester: Okay.00:25:15.000 --> 00:25:16.000Stuart Winchester: Mmhm.00:25:15.000 --> 00:25:27.000Erik Mogensen: Um, so it was the entire ski area. I don't quite know what the skier visits were. Um, we know what the ticketed visits were, but I would guesstimate that the skier visits were somewhere between, you know, 10 and 15,000.00:25:19.000 --> 00:25:20.000Stuart Winchester: Mm-hmm.00:25:27.000 --> 00:25:43.000Erik Mogensen: Um, in our second year, we took it to $2.5 million in top line revenue. Um, we've surpassed $5 million, uh, here in our 25th or 26th month. And skier visits, you know, all in, including employees and the whole thing, right about 55,000.00:25:43.000 --> 00:25:48.000Erik Mogensen: So it's been a big turnaround. It's been interesting, learned a lot.00:25:48.000 --> 00:25:50.000Erik Mogensen: And.00:25:50.000 --> 00:25:56.000Erik Mogensen: I think this is 100% doable by most of the smallest areas on the planet.00:25:56.000 --> 00:26:02.000Erik Mogensen: You just have to realize that if you want a different and better result, you have to take different and better action.00:26:02.000 --> 00:26:05.000Stuart Winchester: Yeah, I mean, you proved me wrong, because I, you know…00:26:05.000 --> 00:26:16.000Stuart Winchester: I thought Black had maybe just had its time, because it's surrounded by two Vail Own Mountains and Cranmore, which is a high-speed lift. Sunday River is right down the road. Uh, you have intense competition from Epic.00:26:16.000 --> 00:26:26.000Stuart Winchester: and… and Black Mountain is not an especially snowy mountain, like, say, Smuggler's Notch, we'll talk about in a minute. I… I didn't know if… if it had enough aura.00:26:26.000 --> 00:26:38.000Stuart Winchester: But it seems like you've either tapped the aura or created it, and really turned it around, and really given me a lot of hope that a lot of the ski areas that we see around the country, that…00:26:38.000 --> 00:26:45.000Stuart Winchester: Seem to be up against this modernization curve, they can't quite get ahead, might be able to take other routes to get there.00:26:45.000 --> 00:27:00.000Erik Mogensen: Yeah, and I think, too, Stu, it's worth noting, like, yeah, I'm proud of what we've done here, but there's a lot of really good operators out there that have done this, too. You know, having grown up in Buffalo, which I'll call, like, the Eastern Midwest of the Midwest.00:26:59.000 --> 00:27:00.000Stuart Winchester: Yeah.00:27:00.000 --> 00:27:10.000Erik Mogensen: Right? There's really well-managed ski areas that focus on the food and beverage, that focus on the authenticity, um, that drive a ton of other revenue.00:27:10.000 --> 00:27:23.000Erik Mogensen: Um, that are creative, uh, in that way, and I think we just have to be accepting of those things. We have to be accepting of them, we have to share what works, uh, share what doesn't work, and collaborate, um.00:27:23.000 --> 00:27:29.000Erik Mogensen: And and then we'll be fine. We'll be fine. These little skier is have a huge advantage.00:27:29.000 --> 00:27:39.000Erik Mogensen: in the fact that they are… they are run by authentic and passionate people. That… they… they are… they are run…00:27:39.000 --> 00:27:46.000Erik Mogensen: not as a profit center. Um, and yes, they need to be profitable to be sustainable and have reinvestment, right? But…00:27:46.000 --> 00:27:51.000Erik Mogensen: These little ski areas have such a remarkable advantage over some of the big areas.00:27:51.000 --> 00:27:57.000Erik Mogensen: and and how they're managed and what their direction looks like. We just have to take advantage of it and talk about it more.00:27:57.000 --> 00:28:06.000Stuart Winchester: this is just the beginning of the story, too. All right, let's switch over to Andy Pass, and, you know, my questions around Black, when you were initially taking it over, were…00:28:06.000 --> 00:28:24.000Stuart Winchester: how many retro ski areas does New England have room for in a market? Like, Mad River Glen has crafted its whole image around being this retro ski area. You know, they groom, they make snow up to 2,000 whatever feet, the single chair is a 1940 whatever, but they rebuilt it in 2007, so…00:28:24.000 --> 00:28:27.000Stuart Winchester: It is a well-maintained place.00:28:27.000 --> 00:28:42.000Stuart Winchester: as sort of like a museum. It's… it's… it's… the facade is old school, and it skis that way, but really, it's… it's been well tended to. Smuggler's Notch is another one of those that feels like 1960s, around 1960s haul lifts, including.00:28:42.000 --> 00:28:57.000Stuart Winchester: One of the longest in the country, the Madonna lift. Uh, and I saw black in that same mold and said, okay, how many of these do we have room for? But Smuggs is, at the end of the day, a awesome ski area, and you added it to IndyPass. I mean, how big of a victory is that for New England skiers?00:28:57.000 --> 00:29:03.000Stuart Winchester: to now have Smuggs, Jay, Waterville, all these ski areas on the one pass.00:29:02.000 --> 00:29:11.000Erik Mogensen: I mean, look, you've got… you've got Smogs, you've got Jay, you've got Bolton, you've got Cannon, you've got Waterville, um.00:29:11.000 --> 00:29:28.000Erik Mogensen: we've really leveled the playing field in the East, and it's exactly what we intend to do in other places of the country, and also around the world. Uh, and I think what we're proving here in New England, there's been a lot of focus with IndyPass in New England over the last two years, and a lot of that has to do.00:29:28.000 --> 00:29:44.000Erik Mogensen: With Black Mountain and our move and our things there. But what we're proving we can do here, we are going to replicate in other markets. There's no question in my mind. And I think what we're going to replicate is the fact that you don't have to be epic. You don't have to be iconic.00:29:44.000 --> 00:29:50.000Erik Mogensen: to be a really stable, well-earning business. You can be part of an independent group.00:29:50.000 --> 00:30:09.000Erik Mogensen: and still push and plow forward, and compete. So, you know, and I… look, I don't judge a ski area by its vertical. Don't judge a ski area by how many high-speed lifts it has. I think that's the mistake that we keep getting pulled into in skiing. And our… it's the mistake that we make as well as operators, and we…00:29:53.000 --> 00:29:54.000Stuart Winchester: Yeah. Okay.00:30:09.000 --> 00:30:16.000Erik Mogensen: we pass that mistake on to the consumers, right? Bigger is not better, it's just bigger.00:30:16.000 --> 00:30:33.000Erik Mogensen: Faster is not better. It's just faster, right? More lifts. Sure, that sounds great, but you have to pay for those lifts as well. And so that is going to there's that money doesn't just come from the sky that that money is going to be passed on to the consumer.00:30:33.000 --> 00:30:41.000Erik Mogensen: And the more and more we continue to do that, the more and more expensive and exclusive skiing's gonna become. So, again, I'll bring it back to…00:30:42.000 --> 00:30:51.000Erik Mogensen: One of the greatest advantages these places have are being small, are having slow lifts, are being independent, are being authentic. And that's exactly what Smugs is.00:30:51.000 --> 00:31:01.000Stuart Winchester: However, SMUGS also has 2,600 feet of vertical, 1,000 acres of skiing, and 322 inches of average snowfall. The numbers do help.00:31:01.000 --> 00:31:08.000Erik Mogensen: They do, but I'll leave the numbers to your spreadsheets that I can barely understand at this point.00:31:01.000 --> 00:31:03.000Stuart Winchester: The numbers do help, though, it's offline.00:31:06.000 --> 00:31:10.000Stuart Winchester: Well, that makes two of us and probably everyone else.00:31:08.000 --> 00:31:11.000Erik Mogensen: Those will speak for themselves.00:31:10.000 --> 00:31:16.000Stuart Winchester: Yeah, so having Jay and Smugs on there is an awesome combo. You know, I think that…00:31:16.000 --> 00:31:28.000Stuart Winchester: Indy and Doug before you, when Doug… I know Doug's still heavily involved, but the founder of the Indy Pass, Doug Fish. I think you have done a great job of building these little nodes of skiing.00:31:28.000 --> 00:31:44.000Stuart Winchester: around the country, and now around the world. So the… the donut hole has always kind of been Colorado, Utah, Tahoe, and that's because that's where Epic and Icon logically went. Those are the three biggest ski markets. But I want to talk a little bit first about the Midwest, where.00:31:44.000 --> 00:31:59.000Stuart Winchester: Indy built a really nice network, and you have a lot of ski areas in the Midwest. You have… 37. Uh, you've had some big departures this year. Lutzen, Granite Peak, and Snow River, run by Midwest Family Ski Resorts.00:31:59.000 --> 00:32:16.000Stuart Winchester: Went over to Icon, and Lutzen is, for the listeners, biggest ski area in Minnesota. It skis like a New England ski area. Granite Peak, you know, lots of high-speed lifts. Charles Skinner really turned that place from a dump into something nice. And the Snow River's on the come up. It's in a nice snow belt in Michigan.00:32:16.000 --> 00:32:19.000Stuart Winchester: Uh, you know, how much…00:32:19.000 --> 00:32:27.000Stuart Winchester: Did you see those as drivers of IndyPass sales in the Midwest? And how concerned, if at all, are you that they departed?00:32:26.000 --> 00:32:41.000Erik Mogensen: Well, look, let's… let's talk… I mean, the moose in the room here is that that… that loss sucks for us. Like, there's no way around it. Um, it… it… it's a bummer. It stings. Uh, I really like Charles Skinner. I really like Charlotte. I think they're both.00:32:32.000 --> 00:32:34.000Stuart Winchester: Yeah. Okay.00:32:41.000 --> 00:32:57.000Erik Mogensen: really great operators. They're very, very smart. They're very, very sharp. We had a we had a great call around when we kind of showed them what the revenue was in their last season, and we talked through it, and very, very amicable. I've always relied. Have some great, you know, dinner conversations with Charles.00:32:57.000 --> 00:33:12.000Erik Mogensen: And and I think they're great. They they have to make a move. They made a business decision to go to Icon and Icon makes that very, very, very attractive. You know whether or not that initial sales pitch.00:33:12.000 --> 00:33:29.000Erik Mogensen: translates into the long-term vision? I don't know. I firmly believe that, you know, Midwest skiers are some of the most authentic and purposeful, you know, skiers on the continent, and they'll figure it out. I think we have lots of options, there's no question.00:33:29.000 --> 00:33:38.000Erik Mogensen: But none of them are going to be quite like those Midwest family resorts. And so we'll have to see what happens. It stings, but I don't.00:33:38.000 --> 00:33:42.000Erik Mogensen: What I've really learned about Indy is that.00:33:42.000 --> 00:33:47.000Erik Mogensen: Our our strength is in the diversity of of.00:33:47.000 --> 00:33:56.000Erik Mogensen: the resorts that we've put together. It's not on a… it's not on a single one resort, or a single resort operator. Um, so…00:33:56.000 --> 00:34:01.000Erik Mogensen: I hate losing resorts, but I'm never afraid to lose them and/or replace them if necessary.00:34:01.000 --> 00:34:12.000Stuart Winchester: So, when they go to ICON, there's a couple different tiers for ICON. So, Midwest family went to the traditional 7-5 tier of 7 on full ICON, 5 on ICON base. Today.00:34:12.000 --> 00:34:19.000Stuart Winchester: I kind of announced that Cabaret, a former IndyPass partner that actually just left Indy, was a founding member in 2019.00:34:19.000 --> 00:34:32.000Stuart Winchester: left for Icon. That news just broke. I don't know if you have any thoughts on that. Buck Hill similarly left Indy for Icon today, a couple of years ago. Is that too new to process, or what are your thoughts on Cabra Fact?00:34:31.000 --> 00:34:48.000Erik Mogensen: Yeah, I think it's exactly the same where, you know, we, we, you know, Cabrifay is a great ski area. Um, we're sad to see them go. We, you know, look, they're independent for a reason. They get to make their choice. They've made their choice. They're going to go to Icon. The consumers can make their choice of where they go and where they want to.00:34:48.000 --> 00:35:05.000Erik Mogensen: they want to spend their time and money. You know, we're going to fight as hard as we can to drive as much value for the operators and the consumers as possible. I can tell you, we had some people that had left for that icon two day product that now want to come back because of the payout.00:35:02.000 --> 00:35:04.000Stuart Winchester: Okay.00:35:05.000 --> 00:35:22.000Erik Mogensen: Or lack thereof. So, look, none of this is static. One thing I can absolutely guarantee everybody on the pass and everyone listening to this is, is this is going to happen every single year forever. You're going to have people come, you're going to have people go. And we're all going to think it's way more consequential.00:35:10.000 --> 00:35:11.000Stuart Winchester: Mmhm.00:35:22.000 --> 00:35:33.000Erik Mogensen: than it actually is. The reality is, is that indie sales for the last 7 seasons continue to go like this, and we're directing more and more.00:35:33.000 --> 00:35:39.000Erik Mogensen: revenue, meaningful revenue to these independent resorts. And that's not going to stop.00:35:39.000 --> 00:35:43.000Stuart Winchester: Yeah. The, uh… another place you have…00:35:43.000 --> 00:35:45.000Stuart Winchester: Good.00:35:46.000 --> 00:35:55.000Stuart Winchester: cluster is the Pacific Northwest. Mission Ridge and Blacktail, which are jointly owned, recently announced that they left, and I reached out.00:35:55.000 --> 00:35:57.000Stuart Winchester: to…00:35:57.000 --> 00:35:59.000Stuart Winchester: Mission Ridge.00:35:59.000 --> 00:36:06.000Stuart Winchester: COO and GM Matt Neubauer, and I just asked him, you know, what's going on, and this was his email, this is a quote.00:36:06.000 --> 00:36:15.000Stuart Winchester: Mission Ridge's agreement ran through the end of the 25-26 season, and we declined to seek a new one. Being independent means making the calls we think are right for the mountain long term.00:36:15.000 --> 00:36:32.000Stuart Winchester: So, that's basically echoing what you just said, the mountains will make the right decision. Uh, Blacktail's situation is different. This is a continuation of the email. Uh, they reached out to establish a new agreement before the old one ended and did not get engagement on it. Indy did reach out after passes, went back on sale September 1st, but by then, Blacktail had moved on.00:36:32.000 --> 00:36:42.000Stuart Winchester: and was preparing for the season ahead. So that was the rationale that I have for Matt. He didn't want to talk about it further publicly, but that was his on-the-record statement.00:36:43.000 --> 00:36:59.000Erik Mogensen: Yeah, I, I, you know, look, Stu, I, I think as good as it is for your ratings, you know, I, we're not gonna hang out every, every scary as, you know, laundry and every single conversation. Um, I would disagree with how that was had. I think, I think one of the greatest things about India is we have.00:36:53.000 --> 00:36:55.000Stuart Winchester: Mmhm.00:36:59.000 --> 00:37:09.000Erik Mogensen: 300-plus resorts around the world. One of the hard things about Indy is that we have 300-plus resorts around the world. It's a lot of contracts to manage, it's a lot of things.00:37:06.000 --> 00:37:07.000Stuart Winchester: Okay.00:37:09.000 --> 00:37:19.000Erik Mogensen: I could, like, tell you from the ski area operating, um, perspective, like, I feel everything's nice and chill all summer, and we're doing really good, and then all of a sudden it's, you know.00:37:19.000 --> 00:37:35.000Erik Mogensen: September 1st, and it's like, wow, we got a lot to do in the next 60 days before we make snow. And I think every single ski area operator runs through that. Uh, and there's a lot going back. Stu, sometimes I have to go look at your spreadsheets to understand who's on the pass.00:37:35.000 --> 00:37:52.000Erik Mogensen: That's why we usually give everything to you ahead of time so that you can, like, count them up and do the math and do everything. So it's hard. But I would say, that team at Blacktail is world class. Jesse is and is incredible. We've I've always had a great relationship with Jesse.00:37:52.000 --> 00:38:08.000Erik Mogensen: We'd welcome them on the pass. I don't think that that's changed. And I think that Blacktail and Mission Ridge are two very different ski areas. And I'm really fascinated and hopeful that they figure out a way.00:38:08.000 --> 00:38:10.000Erik Mogensen: how to make the whole thing work between the two of them.00:38:10.000 --> 00:38:28.000Stuart Winchester: Yeah, you still have a really nice set of resorts out there with White Pass, and 49 Degrees North, and Mount Hood Meadows, and Bluewood, and Brundage, and Tamarack. And Tamarack's interesting, because so Tamarack, and I want to clarify this, I've actually gotten a lot of inquiries about this, people emailing me telling me my charts are wrong.00:38:28.000 --> 00:38:43.000Stuart Winchester: Uh, which… which happens, you know, they're… they're big and… and, uh, unwieldy, so I get things wrong, but that's… they're always a work in progress. But, uh, they're telling me Tamarack's not in the past because they joined Icon today, which… which obviously they did. Uh…00:38:43.000 --> 00:38:46.000Stuart Winchester: So what's going on with Tamarack? Are they on Indy?00:38:46.000 --> 00:38:59.000Erik Mogensen: Tamarack's on Indy, um, you know, we're excited about Tamarack, we've always been excited about Tamarack. Again, Scott, really great operator, um, super smart guy, great ownership group.00:38:59.000 --> 00:39:13.000Erik Mogensen: You know, I think we could probably comment on that a little bit further. But you know my job is not to speak for these resorts, Stu. My my job is to support them, and there's a difference between supporting them and speaking for them.00:39:07.000 --> 00:39:08.000Stuart Winchester: Yeah. Okay.00:39:13.000 --> 00:39:20.000Erik Mogensen: So, I'll always support them, and what Tamarack decides to do and where they decide to sit is good, but.00:39:20.000 --> 00:39:23.000Erik Mogensen: I'm comfortable saying that Tamarack's on Indy.00:39:23.000 --> 00:39:37.000Stuart Winchester: Yeah, in general, you know, when Buck Hill joined the Icon 2 Day last year, you said adios. I think that's what was my understanding from a distance, correct me if I'm wrong. What was different about the Tamarack situation? Why are you making the exception for Tamarack?00:39:37.000 --> 00:39:52.000Erik Mogensen: Look, I think, look, Icon's aggressive. They're aggressive. They're trying to add as many people as they possibly can to that two-day pass. You know, I think that there's a lot of promises on that, and I think they have a very aggressive sales team.00:39:52.000 --> 00:40:08.000Erik Mogensen: Which is which is good. They're they're, you know, trying to replicate what Indy has done. So we'll just have to see what happens. But I would say that I would I would say that, you know, I have a I have a good relationship with a couple people over in that organization.00:40:08.000 --> 00:40:15.000Erik Mogensen: And I think they're trying to figure out what they're going to do. But there's no question that we're in, you know, pretty intense competition right now.00:40:08.000 --> 00:40:09.000Stuart Winchester: Mmhm.00:40:16.000 --> 00:40:18.000Stuart Winchester: All right, let's…00:40:18.000 --> 00:40:32.000Stuart Winchester: wrap up on that. Let's talk about Snow King, because the Indy Pass, you know, part of the reason the Indy Pass is able to grow so fast, from my point of view, was Doug had this great insight that the ski areas that Epic and Icon were overlooking.00:40:32.000 --> 00:40:38.000Stuart Winchester: Did have value collected onto a pass, and when you put them all together as a dynamite product.00:40:38.000 --> 00:40:47.000Stuart Winchester: and now I think, as you said, ICON's going for that, and then you have the Snow Pass, and the Snow Pass, uh…00:40:47.000 --> 00:41:02.000Stuart Winchester: has signed Snow King as a partner, and that's a long-time Indy Pass partner, and I can read these emails if you'd like, or you can just talk through it yourself on how you see the Snow King.00:41:02.000 --> 00:41:03.000Stuart Winchester: um…00:41:03.000 --> 00:41:05.000Stuart Winchester: conflict here.00:41:05.000 --> 00:41:20.000Erik Mogensen: Yeah, look, I wouldn't really say that there is any controversy here. I think Snow King is staying on Indy. Um, you know, Ryan and I never discussed any sort of litigation, and I connected him directly with you so that he could, you know, explain the situation for himself.00:41:21.000 --> 00:41:36.000Erik Mogensen: Look, again, it's not my job to get out in front and speak for these resorts. These are really great resorts with phenomenal and sophisticated operators, and they can speak for themselves. So, what I can do, Stu, is, you know, say, hey, Ryan.00:41:36.000 --> 00:41:43.000Erik Mogensen: you know, you're on Indy, and you're not on the snow pass, copy you on that email, and then you can read the email to the group.00:41:43.000 --> 00:41:46.000Stuart Winchester: Yeah, the email…00:41:47.000 --> 00:41:50.000Stuart Winchester: from Ryan said.00:41:51.000 --> 00:42:06.000Stuart Winchester: Stuart, hi Stuart, this is Ryan Stanley, General Manager of Snow King. That is correct, we're going to remain on the Indy Pass this upcoming season and also offer two free tickets to the Snow Pass holders without receiving compensation, meaning Snow King will not receive compensation.00:42:06.000 --> 00:42:16.000Stuart Winchester: We are fairly desperate for some skier visits and are working on an offer for free and or $20 tickets to other pass holders as well. You know, I…00:42:16.000 --> 00:42:18.000Stuart Winchester: Ran this…00:42:18.000 --> 00:42:20.000Stuart Winchester: Bye.00:42:20.000 --> 00:42:22.000Stuart Winchester: Snow pass and.00:42:22.000 --> 00:42:26.000Stuart Winchester: I can read this email from Joe Heschen that he sent me today.00:42:26.000 --> 00:42:33.000Stuart Winchester: Uh, he said, Hi Stuart, I'm a bit confused by how this has become so complex. As stated, we have signed a signed agreement with Snow King.00:42:33.000 --> 00:42:43.000Stuart Winchester: While I would like to keep their details confidential, you are welcome to share ours. Our goal with this is not to profit, but rather to gather a group to work together for the betterment of the industry.00:42:43.000 --> 00:42:56.000Stuart Winchester: And then, it sounds like Snow King will be working with Indy and Snow Pass this season, which is great news for them. Thank you. Go Hessian. So, from Snow Pass's point of view, Snow King is still on both passes.00:42:57.000 --> 00:43:16.000Erik Mogensen: I don't know, Stu's starting to sound like a big old, you know, fun high school group text message here. I don't, I, you know, I don't know what to tell you. Um, again, I think Ryan's email's pretty clear. I'm not gonna speak for Ryan, not gonna speak for Joe. Um, they're definitely, you know, Snow King is definitely on the Indy Pass. We're definitely gonna pay them, just like we have.00:43:16.000 --> 00:43:21.000Erik Mogensen: every year. We're definitely gonna push a lot of visits to them. Um, you know, I'm not…00:43:21.000 --> 00:43:33.000Erik Mogensen: entirely sure, uh, beyond that. Uh, and, and, you know, Ryan, again, Ryan's a really smart guy. I've enjoyed talking to him. Um, I've spent a…00:43:33.000 --> 00:43:49.000Erik Mogensen: few, you know, longer phone calls, and he is desperate for skier visits, and I get that. He's a small skier area in the shadow of Jackson Hole, and doesn't have a ton of population to pull from. Most of the population that's coming through is destination visits.00:43:49.000 --> 00:43:57.000Erik Mogensen: And he needs more skier visits. We… we want Snow King to get skier visits. We… we… and if Ryan wants to comp…00:43:57.000 --> 00:44:07.000Erik Mogensen: you know, snow pass holders, or icon pass holders, or epic pass holders, then that's fine. I think that's great. But just because Ryan is going to comp.00:44:03.000 --> 00:44:04.000Stuart Winchester: Mmhm.00:44:07.000 --> 00:44:18.000Erik Mogensen: the Snow Pass doesn't mean that he's on the Snow Pass, and just because Ryan is going to comp Icon Pass holders, that doesn't mean that he's joined the Icon Pass. Um, all I can come down to, again.00:44:18.000 --> 00:44:27.000Erik Mogensen: is that Snow King's on the Indy Pass, um, and from our perspective, they're giving some free tickets to some of the other passes.00:44:27.000 --> 00:44:35.000Erik Mogensen: Hopefully, that checks everyone's box for early September ski area drama.00:44:35.000 --> 00:44:43.000Stuart Winchester: All right, it is an ongoing story. I just have a lot of conflicting information from…00:44:42.000 --> 00:44:56.000Erik Mogensen: What we should do is just, you know, get Uncle Joe on the call, and get Ryan on the call, and you on the call, and we all talk about it, right? Like, I think it's… I don't think it's that complicated, and frankly, it's not that big of a deal.00:44:56.000 --> 00:45:12.000Erik Mogensen: And I question the intentions behind making it a big deal. I think that, you know, Snowpass is definitely looking for us to bite into a controversy, and we're just not going to.00:45:12.000 --> 00:45:22.000Erik Mogensen: We're just not going to. We… our job is to focus on the independent resorts and make sure that we drive more visits to more independent resorts.00:45:22.000 --> 00:45:23.000Erik Mogensen: more often.00:45:23.000 --> 00:45:31.000Erik Mogensen: It's really simple, you know, and I think, I think in general too, Stu, like, you know.00:45:24.000 --> 00:45:26.000Stuart Winchester: Do you? Yeah.00:45:31.000 --> 00:45:46.000Erik Mogensen: What I've gotten from a lot of our operators and partners and people in skiing is they're just very confused by this. And again, it might be good for ratings or listeners, but there is no litigation here.00:45:46.000 --> 00:45:56.000Erik Mogensen: there is no problem with Snow King. They're a great, valued partner. You know, this comment, you know, an idea around democratizing skiing, right? Like.00:45:56.000 --> 00:46:08.000Erik Mogensen: you know, let's let every resort build their own reciprocal deal with, you know, Jersey Joe's commission-based software pitch, right? That's cute, that sounds nice, but in practice, IndiePass exists for a reason.00:46:08.000 --> 00:46:12.000Erik Mogensen: It's a lot more work for skier is and most importantly.00:46:12.000 --> 00:46:20.000Erik Mogensen: It's much more fragmented and a confusing product for the consumer. A single pass with a single price point.00:46:20.000 --> 00:46:22.000Erik Mogensen: And a lot of partners.00:46:22.000 --> 00:46:28.000Erik Mogensen: you know, mitigates the patchwork of one-off deals, and that's the whole reason IndyPass exists.00:46:28.000 --> 00:46:37.000Erik Mogensen: More people skiing more often at independent resorts, right? Like, we redirect tens of millions of dollars a year to independent operators.00:46:38.000 --> 00:46:48.000Erik Mogensen: Arguing that somehow the absence of the IndyPass is better for the industry is nonsensical at best. It would just give Icon and Epic a more…00:46:48.000 --> 00:46:51.000Erik Mogensen: More opportunity to eat our lunch. So…00:46:51.000 --> 00:47:02.000Erik Mogensen: you know, we can… we can dive into all the muddy details all day long, but I don't see any controversy here. We're super excited to have snowpack… I mean…00:47:02.000 --> 00:47:04.000Erik Mogensen: Snow King.00:47:04.000 --> 00:47:15.000Erik Mogensen: on the Indy Pass. Um, and, you know, maybe you just have to come up with a different color for it on your spreadsheet, like some sort of gradient between the two. Whatever you want to do, we trust you.00:47:15.000 --> 00:47:32.000Stuart Winchester: Let me zoom out a little and make this a little more conceptual, because you've told me before that IndyPass doesn't make money, and I believe you're still sticking to Doug's original ratio of 15% for admin, which I doubt covers admin. So 85% traditionally was paid out to the resorts, correct?00:47:33.000 --> 00:47:49.000Erik Mogensen: Correct. Oh, yeah. Still the case. Yeah. No, I mean, look, we, we, you know, 85% of every passport just goes back to the independents. And remember, look, we, we take 100% of our money in on credit cards. We pay the ski resorts in check cash. Right. So we're also eating that credit card fee.00:47:33.000 --> 00:47:36.000Stuart Winchester: Is that still it? Okay.00:47:40.000 --> 00:47:41.000Stuart Winchester: Mmhm.00:47:49.000 --> 00:47:59.000Erik Mogensen: So now you're down to, you know, 12% in change. Running a pass like this, it's not profitable. We never looked at this as being profitable.00:47:52.000 --> 00:47:53.000Stuart Winchester: Right.00:47:59.000 --> 00:48:10.000Erik Mogensen: I really bought IndyPass because I knew that Doug was going to exit and needed to exit, and I thought some of the other people that would buy the pass.00:48:10.000 --> 00:48:21.000Erik Mogensen: would view it more as a media company or a marketing opportunity, and less of something that I think is very important for the independents. So…00:48:21.000 --> 00:48:39.000Erik Mogensen: Uh, you know, Snowpass has committed to giving 80% back, um, to the resorts in their first year, and then something else beyond that, right? And the difference between 80% and 5%, right? You know, it sounds like 5%, but if you actually do the math, that's a 25% difference.00:48:39.000 --> 00:48:49.000Erik Mogensen: Uh, and so we pay every resort the same percentage back of their, you know, top ticket price. We've always done that, um, so…00:48:50.000 --> 00:48:55.000Erik Mogensen: That's what we do, that's what we've done, that's what worked, and that's what we.00:48:54.000 --> 00:48:59.000Stuart Winchester: So to zoom out to the conceptual level a little bit here, I want to look at…00:48:59.000 --> 00:49:09.000Stuart Winchester: Snow King's neighbor, Jackson Hole. Okay, so Jackson Hole is on Icon. They're also on Mountain Collective. You've taken a pretty firm stand that Indy.00:49:09.000 --> 00:49:16.000Stuart Winchester: partners should be exclusive with Indy. If you're looking at a ski area like Snow King that is desperate for.00:49:16.000 --> 00:49:18.000Stuart Winchester: for visits.00:49:18.000 --> 00:49:24.000Stuart Winchester: why cut that pathway off? Why is it important to make indie exclusive and not say, okay.00:49:24.000 --> 00:49:39.000Stuart Winchester: case by case, if you're, uh, you know, certain resorts, if we don't have an exclusivity agreement with you, like, maybe you want to give, you know, Brundage a higher payout because they're a destination and… and to be exclusive, but maybe some of these other ones, you give them all the tools in the toolbox. What…00:49:39.000 --> 00:49:42.000Stuart Winchester: Why is that not an option? Or is it an option?00:49:40.000 --> 00:49:48.000Erik Mogensen: Yeah, I just, I think it complicates things, number one. Number two, I just don't find it very equitable. The great thing about IndyPass, look, I get…00:49:48.000 --> 00:49:58.000Erik Mogensen: There's a lot of conversations all the time when we have a larger resort wanting to join, or has joined, or wants to renew about getting a bigger payout.00:49:58.000 --> 00:50:08.000Erik Mogensen: What I can tell you for as long as I own and run IndyPass, I'm going to treat every single resort the same. I'm not going to make special side deals.00:50:08.000 --> 00:50:14.000Erik Mogensen: That's just what we're going to do. I think it's a mistake to do that.00:50:14.000 --> 00:50:20.000Erik Mogensen: Everyone's going to get the same. Everyone's going to be the same. Everyone's going to get the same percentage payout.00:50:14.000 --> 00:50:15.000Stuart Winchester: It.00:50:15.000 --> 00:50:17.000Stuart Winchester: Mmhm.00:50:20.000 --> 00:50:23.000Erik Mogensen: No special deals.00:50:23.000 --> 00:50:37.000Stuart Winchester: So let me wrap on that point. So you added Smugs, your New England network is lights out. You know, like I said, Jay, Smugs, Cannon, Waterville, Saddleback, and a bunch of smaller places, including Black Mountain. Doug was concerned when he started the pass.00:50:37.000 --> 00:50:48.000Stuart Winchester: About dilution in the marketplace, and if you put too many ski areas in a market, you would both cannibalize their season pass, and drive down their yield, or their eventual payout.00:50:49.000 --> 00:51:04.000Stuart Winchester: you have filled in a lot more density, and when I've asked you about it in the past, you said that's a data-driven decision, so can you break that down for us, and what gives you confidence that adding smugs is not going to take away from.00:51:04.000 --> 00:51:08.000Stuart Winchester: Fulton Valley, or Jay Peak, or Cannon, or Titus.00:51:08.000 --> 00:51:23.000Erik Mogensen: Well, we know exactly how many pass holders we're adding every single year, right? We, we have a unique control over how many passes we sell, right? So we have, we know the data that comes in on one lever and we 100% control the amount.00:51:11.000 --> 00:51:12.000Stuart Winchester: Yeah.00:51:23.000 --> 00:51:43.000Erik Mogensen: of passes in that lever that we sell. So it's just simple math, right? It isn't even that complex of a spreadsheet. Uh, you wouldn't even have to have it in a spreadsheet. So we need to add enough customers to make sure that we don't over dilute Bolton's payout or those things. And what's remarkable is the data shows us this is, I think now our fourth season.00:51:43.000 --> 00:51:49.000Erik Mogensen: of owning and operating the IndyPass is that we just keep going in the right direction.00:51:49.000 --> 00:52:04.000Erik Mogensen: And that's the reality. Like, JPEAK and Bolton's payout, the check that they get from IndyPass and take to the bank to pay their bills and buy more chairlifts and more snowmaking pipe and pay their employees, is only getting bigger and bigger.00:52:04.000 --> 00:52:08.000Erik Mogensen: With smugs on the pass. And again, I cannot.00:52:08.000 --> 00:52:23.000Erik Mogensen: reiterate enough how sophisticated of an operator these guys are. Like, the DeLauriers are smart. They see the numbers, you know? Christian Knapp at PGRI, he sees the numbers. Steve Wright, these are smart guys. John Schaefer, the…00:52:23.000 --> 00:52:27.000Erik Mogensen: Really smart. You know, if they figure it out.00:52:27.000 --> 00:52:30.000Erik Mogensen: I think that that itself.00:52:29.000 --> 00:52:38.000Stuart Winchester: Yeah, Jay has been, uh, has recommitted to Indy several times, uh, through one-year contracts. All right, Eric, IndyPass is still on sale?00:52:38.000 --> 00:52:56.000Erik Mogensen: Uh, 80 Pass is on sale right now, yes. I think what we've announced is we've said tomorrow's the day. I think we could go into midday Saturday. Um, it's… it's hard to tell, right? We look at a couple numbers, we look at people that have put things in their cart, and what the potential conversion rate is, and where things go, and…00:52:56.000 --> 00:53:01.000Erik Mogensen: the geography around them. We definitely have a very firm ceiling on what we're gonna sell.00:53:02.000 --> 00:53:10.000Erik Mogensen: When we're going to sell that through, that's the hard part. But yeah, we've identified that tomorrow's the day.00:53:08.000 --> 00:53:16.000Stuart Winchester: And this will be the end of 26-27 IndyPass sales guaranteed, or is there a chance for a flash December sale or something?00:53:15.000 --> 00:53:30.000Erik Mogensen: There is never a guarantee of anything in this thing. We are talking to some pretty major additions as well that I think would be meaningful, and we'll have to decide if that's a this year thing or a next year thing with them.00:53:19.000 --> 00:53:20.000Stuart Winchester: Okay.00:53:30.000 --> 00:53:46.000Stuart Winchester: I mean, you've already added over 40 new partners. India has more partners than Epic, Icon, Mountain Collective, Snowpass, and Mountain Collective Capital's Powerpass combined around the world. So you're saying we should expect or could expect more partners?00:53:31.000 --> 00:53:32.000Erik Mogensen: Alright.00:53:46.000 --> 00:53:49.000Stuart Winchester: In advance of the 26-27 winter?00:53:48.000 --> 00:54:02.000Erik Mogensen: Yeah, for sure. I mean, I can tell you that there will definitely be some more. And I think, Stu, it's actually about 60 new additions. And I know you don't like to count the cross-country ski areas, but we should maybe find a separate tab for them on the spreadsheet.00:54:02.000 --> 00:54:04.000Stuart Winchester: Yeah.00:54:02.000 --> 00:54:12.000Erik Mogensen: Every ski area matters to us here, whether it's cross country or downhill or big or small. I think that's what makes us different.00:54:11.000 --> 00:54:27.000Stuart Winchester: Yeah, you know, I didn't start stop counting them out of malice. I stopped because I couldn't really understand them, and the maps kind of looked like a brain scan, and some would leave, and it was just a lot. I was already trying to track too much.00:54:27.000 --> 00:54:44.000Stuart Winchester: I will take that piece of advice, though, and I will see if I can find a place where they make sense. Eric, really appreciate everything today, appreciate everything you're doing with Indy and Black Mountain, and look forward to catching up with you again really soon.00:54:44.000 --> 00:54:49.000Erik Mogensen: Yeah. Thanks so much, Stu. Keep those spreadsheets going, dude.00:54:46.000 --> 00:54:47.000Stuart Winchester: Alright.00:54:48.000 --> 00:54:51.000Stuart Winchester: That's all I do.00:54:49.000 --> 00:54:52.000Erik Mogensen: Yeah, I know. See ya.00:54:51.000 --> 00:54:53.000Stuart Winchester: All right, take care.00:54:52.000 --> 00:54:53.000Erik Mogensen: Bye.00:54:55.000 --> 00:55:05.000Stuart Winchester: All right, that was Eric Mogensen, director of IndyPass, owner of Black Mountain, responding to some of the questions.00:55:06.000 --> 00:55:21.000Stuart Winchester: initial conversation I had with Joe Heschen the other day. So, uh, that's great. We have no more clarity on Snow King, and this episode went a little off the rails, because I need to… there's gonna be a lot of experimentation here, guys.00:55:21.000 --> 00:55:35.000Stuart Winchester: Uh, the… the opening take, I'm realizing, I don't know if I should be recording that before the guest. I think maybe I need to start with the guest, because otherwise, I end up having to cut myself short. So…00:55:35.000 --> 00:55:39.000Stuart Winchester: I want to get to some reader reaction.00:55:39.000 --> 00:55:42.000Stuart Winchester: To close us out today.00:55:42.000 --> 00:55:44.000Stuart Winchester: And…00:55:44.000 --> 00:55:47.000Stuart Winchester: The first comes from…00:55:47.000 --> 00:55:49.000Stuart Winchester: Matt Hart.00:55:49.000 --> 00:56:03.000Stuart Winchester: He said, really, this is in reaction to Brian Norton's interview yesterday about Loon Mountain's expansion. Matt Hart, really good, loved Brian's description of the expansion and how they will make it work from an operations point of view.00:56:03.000 --> 00:56:06.000Stuart Winchester: Catcher's mitt for snow, love it.00:56:06.000 --> 00:56:21.000Stuart Winchester: And then, and then Matt asks, did he give you grief for calling the Timbertown expansion that little one LOL? I, no, he didn't, but, but it is, I mean, it was a 30 acre expansion on a huge ski area. So, uh, I don't know, maybe, I think they, uh.00:56:22.000 --> 00:56:36.000Stuart Winchester: you know, I'm always the tourist, so anytime I'm asking these guys anything, they… I think that it sounds a little ridiculous, because they live it every day of their life. It would be like them asking me a question about my cats, you know, it's something that I'm around every day.00:56:36.000 --> 00:56:46.000Stuart Winchester: All right, this is a comment from Robert, a paid subscriber, which is the way you can interact with the show is to be a paid subscriber to the Storm Skiing Podcast.00:56:46.000 --> 00:57:00.000Stuart Winchester: Robert says, again, of the Brian Norton pod yesterday, great second effort. Are you planning to stick to a drop time of about 4 p.m. Eastern time? What is your anticipated schedule? Daily, four days a week, three?00:57:00.000 --> 00:57:07.000Stuart Winchester: 4pm drop makes for a nice way to wrap up the day, at least for those in a compatible time zone.00:57:07.000 --> 00:57:22.000Stuart Winchester: And then Brian Bench, paid subscriber, says, ditto on sharing the anticipated schedule. We humans are creatures of habit, and so would be great to know when we can generally expect these to land. Excited for your chat with Eric today. Well…00:57:22.000 --> 00:57:23.000Stuart Winchester: Brian.00:57:23.000 --> 00:57:26.000Stuart Winchester: I have an amazing guest.00:57:26.000 --> 00:57:29.000Stuart Winchester: scheduled for…00:57:29.000 --> 00:57:46.000Stuart Winchester: Sep

Jarrod Bowen could have left West Ham after relegation. Instead, he stayed. Now he's leading them from the front.After Bowen's brace helped West Ham beat Bolton 3-2 and move top of the Championship, Mark Webster joins Dotun Adebayo and Seb White on the Brazilian Shirt Name podcast to discuss why life outside the Premier League might be exactly what the Hammers needed.They discuss Bowen's growing status as a West Ham leader, Nuno Espírito Santo adapting to the Championship, why football without VAR feels different, the importance of West Ham's travelling support and the academy players getting their opportunity.Plus, with Millwall approaching, Mark explains the history behind one of English football's fiercest rivalries and why its rarity has only intensified it.FC Camisa. Football's story, told properly.Join the Whatsapp Channel: https://whatsapp.com/channel/0029VbBNgO58PgsAgQXRP32TProduced and distributed by 11-29 Media.

In this week's Our Millwall Fans Show, host Eamonn Barclay warmly welcomes passionate members of the No One Likes Talkin team: the engaging Ted Robinson, Thamesmead's finest, Stan Godwin, and the insightful Dave Hart. Our special guest, the legend who is Bryan King, shares his thoughts on his friend Jeff Burnige and his current health situation; reflects on the career of the late former Lion Hugh Curran; the Forever Lions Club and its ambassadors; some of his more hilarious memories from his playing days; and his observations on our start to the 26/27 season. We review the Bolton and Newcastle matches and preview Blackburn v Millwall this Saturday.  Ted's Prediction League continues to excite.  This show offers a lively, heartfelt mix of conversations, full of genuine passion for Millwall. Plus, enjoy inspiring insights from Paul Loding and Nick Wythe, who share heartfelt thoughts on football, community pride, and what makes Millwall more than just a football club.  Music and audio credits:https://www.maritimeradio.co.uk https://www.FesliyanStudios.comhttps://www.millwallcommunity.org.ukYouTube/ @zamparecords

Unearth the hidden gems of the beer world and claim your free case here: www.beer52.com/UNITED Jack and Darcy break down everything you need to know about West Ham's next opponents, Wrexham. They discuss the tactics that have seen the Red Dragons climb through the divisions and earn a 7th place finish last season, how West Ham could break down on of the Championship's best defences, the key battles across the pitch which could win and lose the game on Friday night and much more. Support the show and get more from Analytics United: https://www.patreon.com/AnalyticsUnited Timestamps: (00:00) Intro (01:07) How does the Bolton game change the preparation for Wrexham? (03:07) What has changed at Wrexham? (05:32) Wrexham In Possession report (07:44) Progression (09:30) Box breaking & dribbling (13:18) Goalscoring (17:49) Wrexham Out of Possession report (19:47) Conceding chances (21:14) Pressing (21:45) Box defending & duels (24:25) Key player: Kieffer Moore (25:57) Key player: Callum Doyle (26:58) Key player: Ollie Rathbone (28:17) New signing: Danny Imray (29:17) New signing: Callum O'Hare Please do leave us a review and subscribe to the podcast to catch every episode. You can follow the pod (and our other work) on Twitter: Main: @AnalyticsUtd_ Jack: @jackelderton Cal: @WHU_Analytic Darcy: @futpysche Charlie: @ATopLad Theme music: "Emotional Chill Electronic Vlog Music | Sunset" by Alex-Productions (https://onsound.eu/) Promoted by: https://www.free-stock-music.com Creative Commons / Attribution 3.0 Unported License (CC BY 3.0) https://creativecommons.org/licenses/by/3.0/deed.en_US Learn more about your ad choices. Visit podcastchoices.com/adchoices

What does America look like through the eyes of a British financial planner who has just moved across the Atlantic? In this episode of Expat Wealth, Richard Taylor introduces Cross Border, Cross Country: a new recurring format following Plan First Wealth's newest team member, James “JB” Beck, as he travels across the US while making the transition from experienced UK financial planner to US-UK cross-border specialist. JB lands in America with a decade of financial planning experience behind him, including eight years working with business owners at UK firm Fiscal Engineers. He knows the British system inside and out. But moving to the US means learning an entirely different rulebook: US tax, UK pensions and US pensions sitting awkwardly side by side, the US-UK tax treaty, and the everyday financial quicks nobody warns you about. In other words, the same challenges faced by the British expats Plan First Wealth works with every day. And JB isn't experiencing America from one place. For the next 18 months, he and his wife are living on the road in a 43-foot RV pulled by a Ford F-350, using the journey to explore different states, communities and lifestyles while deciding where they might eventually put down roots. Richard will be checking in with JB throughout the journey, following both sides of his experience: what he discovers about life across different parts of America and what surprises him as he develops from a UK financial planner into a cross-border US-UK adviser. In this first instalment, JB explains why a Year 9 maths lesson ultimately pushed him towards financial planning, why joining Plan First Wealth felt like a natural fit, and how experiencing the same international move as the firm's clients gives him a unique perspective on the financial realities of relocating to America. They also discuss the first culture shocks JB has already encountered — from visiting a bank manager and getting a chequebook to discovering how the US financial system works very differently from the UK — before looking ahead to an 18-month route that will take him from New Hampshire through the Carolinas, the South, Texas and across much more of the country. Whether you're moving to America, already deep in the British expat experience, or just want honest expat tax advice and cross-border financial planning from someone living it, this is where the journey starts. Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. ABOUT RICHARD: Richard Taylor is a British expat and dual UK-US citizen. Originally from Bolton, he now lives in Greenwich, Connecticut, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn ABOUT JB: James Beck is a UK Certified Financial Planner with ten years of experience in financial planning. Before joining Plan First Wealth, he spent eight years at Fiscal Engineers in the UK, working particularly with business owners who had sold their companies. Now living in the United States, JB is developing his US knowledge alongside his existing UK expertise as he works towards becoming a US-UK cross-border financial planner at Plan First Wealth. Over the next 18 months, JB and his wife will also be travelling across America in their RV, experiencing first-hand many of the cultural, financial and practical differences faced by people building a new life in the US.

The Green Scene is back in full this week with Matthew Brennan, David Wilson and Ben Symes talk all about Troy Parrott doing it on the big stage again. A Champions League winner at Lille, hot on the heels of that Real Madrid moment.They dig into what it says about his confidence, his ceiling, and why this Real Betis move already feels like the perfect fit. There's also a big Seamus Coleman chat after his Stick to Football appearance: Ireland, retirement, and the reality check of needing a club soon. Plus: the centre-back picture, upcoming rotation headaches, goalkeeper depth (Bazunu at Bolton), and a quick look at Ian Harte's Northern Ireland comments. The Green Scene on Off The Ball is brought to you by Cadbury, Official partners of the ROI football teamsSend your questions to thegreenscene@offtheball.com to have them featured on the pod!

It`s back to back wins for West Ham with a struggling Bolton side to come. Dave & Ex talk about the game against Derby, whether Engels could be worth every penny, a fantastic start for Austbo, a debut for Boiro, another goal from Piroe, a screamer from Kante, the situation with the shareholders and Graham Potter`s Instagram post before getting news from Ex and answering questions from Patrons of The West Ham Way….To unlock the full show and a range of other benefits, you need to be a Patron of The West Ham Way. You can become one here: www.patreon.com/thewesthamwayThis Podcast was created and published by The West Ham Way. Views on this show are not necessarily shared by talkSPORT.@DaveWalkerWHU@ExWHUemployee Hosted on Acast. See acast.com/privacy for more information.

Join us as we start our new series "Disciple" Join us every Sunday online or in-person at 9:00am & 11:00am. 4005 Lee Vance Vw, Colorado Springs, CO 80918 Website: rockfamilychurch.com Connect Card: https://rfc.churchcenter.com/people/forms/528074 Prayer Requests: https://www.rockfamilychurch.com/prayer-request Start Serving: https://rfc.churchcenter.com/registrations/events/category/92573 Join a Small Group: https://rfc.churchcenter.com/registrations/events/3287086 Facebook: facebook.com/rockfamilychurch Instagram: instagram.com/rockfamilychurch Tik Tok: tiktok.com/@rockfamilychurch Youtube: youtube.com/@RockFamilyOnline#ColoradoSpringsChurch #Faith #Jesus #Worship #ChurchOnline #SundayMessage

Lucas Yeomans and Justin Peach discuss preview the latest round of Championship action! Swansea take on Wrexham in the battle for Snowdonia! Justin curses another team! Could the Lincoln Cathedral prove to be a distraction?! Bolton to add to the Millwall woe! How fast can a swan fly? It's the Second Tier. WE'RE ON PATREON! Sign up for bonus content and access to the Second Tier Discord ➡️ BOYLE Sports: Bet £10 Get £40 in Free Bets + 25% Bet Builder Boost when you pick West Ham vs Derby Access the offer ⁠here⁠! #ad https://ads.boylesports.com/redirect.aspx?pid=56160&bid=8355 18+, Ts and C's apply, please gamble responsibly. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Episode 461, Jeff Belanger and Ray Auger hike through Bolton Notch State Park in Connecticut to search for the haunted Squaw Cave. The story goes that back in the early 1600s, a Podunk maiden fell in love with a Dutch fur trapper. Their forbidden love was against Puritan law and led to a tragic end. See more here: https://ournewenglandlegends.com/podcast-461-the-haunting-of-bolton-notch/  Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends  Buy Jeff Belanger's new book Wicked Strange New England on Amazon: https://amzn.to/4lMkM3G  Check out Jeff's new underground publication Shadow Zine! https://shadowzine.com  Listen to Ray's Local Raydio! https://localraydio.com/ 

It's episode one hundred, and alongside the celebration (yes, there are balloons), Richard Taylor and James Boyle are using the milestone to take an honest look at where the show has been, where it went astray, and where it's headed next. The catalyst? A two-star Apple Podcasts review that, as Richard admits, is pretty fair.   In this From the Trenches episode of Expat Wealth, Richard and James dissect the review point by point: the name changes (from Always an Expat to Brits in America to Expat Wealth), the rambling episodes, the "scaremongering" label, the theme music, and the ads. They explain the rationale behind each decision, own their mistakes, and push back where they disagree, particularly on the accusation that highlighting the very real penalties facing British expats in America constitutes scaremongering.   The episode doubles as a roadmap for the next eighteen months. Richard and James commit to a tighter thirty-minute format, a renewed focus exclusively on Brits in America, and a structured weekly schedule: From the Trenches with James Boyle, Macro Aggressions with Brian Dunhill, Ask an Expert with twenty-four planned guests covering start-to-finish expat topics, and a brand new segment following a British financial planner discovering America from a campervan as he joins the Plan First Wealth team.   Whether you've been listening since episode one or just found out about the show, this is the reset. Richard and James lay out exactly what you can expect going forward, invite your feedback at expatwealth@planfirstwealth.com, and ask, politely, for five-star reviews.   --   Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.   https://planfirstwealth.com/   --   Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.   ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

Kim Bolton, president and portfolio manager at Black Swan Dexteritas, shares his outlook on technology stocks.

Oli rates each player 1-10 for their performances vs Bolton. Hosted on Acast. See acast.com/privacy for more information.

Nick reacts to last night's battling win over Bolton Wanderers at Bramall Lane to pick up their first win of the 2026/27 season. Hosted on Acast. See acast.com/privacy for more information.

This week, Justin catches up with Rob Rouse and Nara at the Buxton Opera House, Steve Royle after watching his performance in The Last Laugh, and Rosie Cake-Diva in Bolton. We hear some impeccable timing from the crowd in Saddleworth, and Alfie Joey joins us for the ins, outs and to open the Post Bag as Izzy's gone Fringe-feral.   GET IN TOUCH HERE:   Instagram - @3045podcast Email – podcast@justinmoorhouse.com   THIS WEEK'S GIGS:   See Justin on Wednesday here: https://wegottickets.com/f/24541   See Justin on Thursday here: https://themet.org.uk/event/first-thursday-2026-09/   See Justin on Friday here: https://www.tickettailor.com/events/comedyinavan/2221241/r/ciav-chorlton   See Justin on Sunday here: https://www.tickettailor.com/events/comedyinavan/2348863/r/ciav-stockport-comedy-cub   OTHER STUFF:   Watch Justin's YouTube Special: https://www.youtube.com/@justinmoorhousecomedian   The Greatest Performance of My Life: https://www.justinmoorhouse.com/   Have a listen to 'The Good Days Are Coming': https://podcasts.apple.com/gb/podcast/new-podcast-new-season-new-hope/id1833675045?i=1000722498125   Music by Liam Frost. Produced by Rachel Fitzgerald and Justin Moorhouse

¿Se van Jayden Nelson y CJ Fodrey? En este episodio analizamos la salida de Jayden Nelson a Bolton por $1.1MDDY lo que parece ser el préstamo de CJ Fodrey a Escocia. También se platicó de la llegada del nuevo director deportivo y lo que viene vs Toluca en cuartos de final de la Leagues Cup...

Spoilers, profanity, Jaime x Brienne. Asha and company are on the highway to hell (or the slow march to Winterfell). The northerners just want to bathe in Bolton blood, while Asha just wants to get warm, Justin Massey just wants to get with Asha, and Stannis just wants everyone to STFU about Robert. A Song of Ice and Fire. A Dance with Dragons - The King's Prize (Asha II). Originally recorded in 2018. Close The Door And Come Here - Episode 649

Beatrice Adler-Bolton from Death Panel joins us to discuss the Trump administration's all out assault on Medicaid but first we talk about Say Anything and soup and glass. BEATRICE ADLER-BOLTON https://www.beatriceadlerbolton.com/ @realLandsEnd @deathpanel_ MERCH poddamnamerica.bigcartel.com PATREON + DISCORD patreon.com/poddamnamerica

The Bolton Landing Stakes is DRF's Wednesday Race of the Day for August 26. David Aragona and Mike Beer offer their picks and analysis

The boys went LIVE on their YouTube channel on Monday to talk about the news that Austin FC is finalizing a deal to transfer Jayden Nelson to Bolton Wanderers in the EFL Championship. The proposed agreement for the 23-year-old winger consists of a $1.1 million transfer fee with further add-ons. 0:30 - Intro 3:30 - Gauging early fan reactions 10:40 - Does Austin FC get GAM from this? 17:10 - Bolton fans find the stream 21:05 - Impromptu Over/Under game 30:45 - State of the roster 53:05 - New DPs (in The North End)! Sign up today for our new Patreon and join in on all the additional fun in The North End! Visit our website for match preview articles, weekly MLS picks and access to our salary cap and roster spreadsheets! Follow the podcast on socials YouTube Instagram Bluesky Threads Twitter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

92 MinutesPG-13Adam Smith is the host of the Myth of the 20th Century podcast, and Lance is the host of Lance's Legion. Adam and Lance join Pete to talk about the content of Kerry Bolton's latest book, "Generation '68: The Elite Revolution and Its Legacy." They discuss Bolton's assertion that the cultural revolution of the 1960s in the West was a top-down project by elites. This was episode 1043.Myth of the 20th Century website The American Sun SubstackLance's LinksDVX PublishingPete and Thomas777 'At the Movies'Support Pete on His WebsitePete's PatreonPete's SubstackPete's SubscribestarPete's GUMROADPete's VenmoPete's Buy Me a CoffeePete on FacebookPete on TwitterBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-quinones-show--6071361/support.

Aaron Paul and Jobi McAnuff are joined by Bolton manager Steven Schumacher to break down the opening weekend of league fixtures in the EFL - and we hear from Luton boss Jack Wilshere.Bolton won on their return to the Championship, but how can they compete with their big-spending rivals. The panel also discuss Will Lankshear's dream start at Middlesbrough, how Southampton will deal with being pantomime villains after Spygate and whether VAR is needed in the Championship after a blatant handball helped West Brom beat Norwich.Jack Wilshere joins the pod after his Luton side came from 3-1 down to beat Reading in their opener, and talks about his first pre-season as a first team manager.Aaron's EFL Fantasy skills haven't improved over the summer - the code to join our league if 72EFLPOD.And in 72PLUS 72MINUS, there's a moment to forget for an EFL legend and Welsh limbs after a late goal.This season we now have our very own 72+ feed on BBC Sounds - where you can listen to episodes every week. We'll continue to bring you all the same content you've been enjoying here, with the biggest stories from the EFL, exclusive guests and the moments everyone is talking about.TIMECODES: 01:21 - Jobi's summer with Roy Keane 03:35 - Bolton off to a winning start 11:45 - Lankshear elevates Boro 19:35 - Southampton lose at Watford in first match post-Spygate 26:23 - Do we need VAR in the Championship? 30:27 - Luton boss Jack Wilshere joins the show 45:27 - 72PLUS 72MINUS

Latest up from Spoken Label (Poetry Podcast) latest up is the wonderful Pip Fowler.Pip Fowler (also known as Miss Airedale) is a UK-based poet, spoken-word performer, and singer-songwriter. Associated with the Glastonbury veterans Sentimentalists, he is celebrated for delivering darkly humorous and deathly serious poetry. His work—described as sardonic, acerbic, and warped—is often performed without music to maximize its emotional and resonant impact.Fowler is a prominent figure in the northern UK literary and acoustic scenes. He regularly performs at spoken-word open mic nights, with notable appearances at events like Northern Poetry Scene in Bolton, Live From Worktown, and the Words Among the Heather poetry series in Saddleworth. His eclectic performances blend acoustic musicianship with visceral, sometimes surreal and bitter storytelling.

There was never an expectation that Zack Polanski's alliance between the progressive left, the ecological environmentalists, and the conservative muslim factions of the Green Party would last forever, but today it seems that the war of dissolution may have finally begun. Noa Hoffman is joined by Andrew Gilligan to discuss what has been going down inside the Greens under Polanski, and how a boiling division in Bolton may well spill over into the rest of England and Wales.Produced by Henry LloydBecome a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

John Obi Mikel and Chris McHardy are back for Season 5, and they're kicking it off with a player so good they named him twice: Nigerian legend Jay-Jay Okocha.In this candid, in-depth interview, Okocha sets the record straight on a number of subjects. From announcing himself to the footballing world at Frankfurt, changing his name in Turkey, mentoring a future Ballon d'Or winner in Paris and dealing with the unique managerial skills of Sam Allardyce at Bolton, Okocha has seen - and achieved - an awful lot in his career.Who does he regard as Africa's greatest ever footballer? Which Premier League top six club did he turn down? Was a move to Real Madrid ever in the offing? And would he be interested in a role with the Nigerian FA?Okocha answers them all in this illuminating, and at times hilarious, conversation with his fellow Super Eagles great Obi Mikel.

This is a Grave Talks CLASSIC EPISODE! PART TWOFor Becky Vickers, the journey into the paranormal began with a deeply personal loss—and a desire to stay connected to someone she wasn't ready to say goodbye to. In this episode of The Grave Talks, she shares how that early experience shaped a lifetime of exploration into the unknown.With more than three decades of paranormal investigation behind her, Becky approaches her work with a focus not on proving, but on understanding—and on opening others to the possibility that connections don't always end with death.That perspective has taken on new meaning with her ownership of the historic 1899 Bolton Street House in Jacksonville, Texas. Surrounded by layers of local history, the home has developed a reputation for intense activity, with some believing it may serve as a passage point between worlds.Because in some places, it's not just about who's still there… but how they're able to come and go.#TheGraveTalks #BoltonStreetHouse #HauntedHouse #ParanormalInvestigation #GhostHunter #SpiritCommunication #HauntedHistory #ParanormalPodcast #LifeAfterDeath #ThinVeilLove real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

This is a Grave Talks CLASSIC EPISODE!For Becky Vickers, the journey into the paranormal began with a deeply personal loss—and a desire to stay connected to someone she wasn't ready to say goodbye to. In this episode of The Grave Talks, she shares how that early experience shaped a lifetime of exploration into the unknown.With more than three decades of paranormal investigation behind her, Becky approaches her work with a focus not on proving, but on understanding—and on opening others to the possibility that connections don't always end with death.That perspective has taken on new meaning with her ownership of the historic 1899 Bolton Street House in Jacksonville, Texas. Surrounded by layers of local history, the home has developed a reputation for intense activity, with some believing it may serve as a passage point between worlds.Because in some places, it's not just about who's still there… but how they're able to come and go.#TheGraveTalks #BoltonStreetHouse #HauntedHouse #ParanormalInvestigation #GhostHunter #SpiritCommunication #HauntedHistory #ParanormalPodcast #LifeAfterDeath #ThinVeilLove real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Motherhood is different for each person who experiences it, and yet one thing is for certain: everyone has an opinion about it. This week, Danièle speaks with Kirsty Bolton about the places mothers appeared in medieval romance, from birthing rooms to otherworldly forests, and what this can tell us about the lives of real medieval mothers.This podcast is made possible by the generous support of listeners like you! To find out how to help spread the joy of medieval history, please visit patreon.com/themedievalpodcast

92 MinutesPG-13Adam Smith is the host of the Myth of the 20th Century podcast, and Lance is the host of Lance's Legion. Adam and Lance join Pete to talk about the content of Kerry Bolton's latest book, "Generation '68: The Elite Revolution and Its Legacy." They discuss Bolton's assertion that the cultural revolution of the 1960s in the West was a top-down project by elites. This was episode 1043.Myth of the 20th Century website The American Sun SubstackLance's LinksDVX PublishingPete and Thomas777 'At the Movies'Support Pete on His WebsitePete's PatreonPete's SubstackPete's SubscribestarPete's GUMROADPete's VenmoPete's Buy Me a CoffeePete on FacebookPete on TwitterBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-quinones-show--6071361/support.