Podcasts about pensacola florida

In this episode of Big Blend Radio's "Travel with Terri" podcast, travel writer Terri Guthrie takes you on an unforgettable journey through beautiful and historic Pensacola, Florida—a dream beach destination packed with adventure, charm, and rich history. From watching the Blue Angels practice from the Flight Line to nighttime kayaking, indulging in ocean-to-table dining, and enjoying luxury accommodations, Terri shares her firsthand experiences and travel tips to help you plan your perfect Pensacola getaway. While Pensacola is famed for its sugar-white sand beaches, there's so much more to discover. Explore nearly 500 years of history, visit centuries-old landmarks, tour top-tier museums, shop at Florida's #1 outdoor market, and savor the flavors of the Gulf at the region's incredible restaurants and cafes.

This week, Taking You To School with Dr. Tom Prichard focuses on the life and career of Yokozuna. Yokozuna and Dr. Tom originally met in the late 1980's down in Pensacola Florida. Find out directly from John Poz and Dr. Tom how Yokozuna was in the locker room, traveling, in the ring, and even at the bar. Learn about his time in the WWF, main eventing vs Hulk Hogan, Bret Hart, being a 2x WWF Champion, and his crazy eating habits, plus so much more! At shopmando.com the Mando Starter Pack comes with a Solid Stick #deodorant + Cream Tube Deodorant, two free products of your choice (like Mini #BodyWash or Deodorant Wipes), & #free shipping. As a special offer for #TYTS listeners, new customers get $5 off a Starter Pack w our exclusive code. That's over 40% off if you use code SCHOOL Stop settling for average, go to LEGACYSUPPS.COM now and use code DRTOM For 10% off your entire order and if you subscribe to have it shipped every 30 days, you can still get the discount, every single time. L-E-G-A-C-Y-S-U-P-P-S DOT COM, Level-up with Legacy!

Navigating a Biased Second Opinion in Workers' Compensation ClaimsIf you're an injured worker whose workers' compensation claim has been accepted but now faces a second opinion examination that seems prejudiced or improperly conducted, you may be at risk of losing your benefits. This guide provides practical tips and remedies to protect your rights and ensure fair treatment when a second opinion physician's findings appear influenced by a claims examiner aiming for a predetermined outcome.Understanding the SituationWhen a second opinion physician determines that your injury is not work-related, the claims examiner may issue a Notice of Intent to Terminate Compensation. This notice typically gives you 30 days before your benefits end. The claims examiner often supports this decision with a Memorandum to the Director, outlining the reasons for denying your claim. This memorandum is a document that you never see but has a lot of prejudicial influence on the second opinion's determinations. There is a lot of these types of memorandums that hurt injured workers looking for fairness and help but instead receive a predetermined prejudiced outcome that is negotiated in these type of memorandum that often hurt the injured worker claimant. If the second opinion feels biased or the examination was not conducted appropriately, you have options to challenge the findings and protect your benefits. Acting quickly and strategically is critical.Steps to Take1. Request Key DocumentsTo build a strong case, you need access to the documents influencing the decision. Take these actions immediately:Obtain the Memorandum to the Director: Request a copy of this document from the claims examiner. It details why your claim is being denied and is essential for your treating physician to understand the basis of the denial.Request the Second Opinion Doctor's Report: Ask the claims examiner to send a copy of the second opinion physician's report to your treating physician. This ensures your doctor has the full context of the findings to address. for more information click on the transcript: Dr. Taylor's contact information is: fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tamps, Pensacola Florida. south Mississippi or Daphne Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at  https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

INTRO (00:23): Kathleen opens the show drinking a Beignet Au Lait Imperial Blonde Ale from Faubourg Brewing Company. She reviews her weekend in New Orleans and Pensacola FL, eating crawfish in the French Quarter and seeing the Blue Angels fly over Pensacola Beach.    TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”   COURT NEWS (24:19): Kathleen shares news on Snoop Dogg's new Nashville bar, Cher's “Tiny Bites” movie begins streaming, and Dolly releases Jolene's denim with Good American.   TASTING MENU (3:25): samples Zapp's New Orleans Cajun Dill Kettle Chips, and Elmer's BBQ Cheese CheeWee's.    UPDATES (27:45): Kathleen shares updates on Meghan Markle's latest business mistake with “As Ever,” The Wizard of Oz is coming to The Sphere in Vegas, the search for missing MH370 suspends until the end of 2025, and Fyre Festival 2.0 isn't happening in Mexico.   HOLY SHIT THEY FOUND IT (41:15): Kathleen reveals the discovery of endangered Galapagos tortoises at the Philly Zoo becoming first-time parents at 100 years old, and a snake is found in Ireland for the first time in modern history.    FRONT PAGE PUB NEWS (53:23) Kathleen shares articles on Ireland's annual Puck Fair where a goat king is crowned for 3 days, new Banksy in a London park, Dire Wolves return after 10,000 years, Budweiser sends gifts to goalies never scored on by Ovechkin, Germany introduces “Biergarten Leave,” the world's oldest man is a 4'2” orphan, a psychologist cautions against using True Crime as a means of relaxation, Venezuela gets its first female Saint, and a former Canadian Olympic snowboarder is on the FBI's most wanted list.    WHAT ARE WE WATCHING (46:43): Kathleen recommends watching the finale of 1923 and trying not to scream at the TV.    FEEL GOOD STORY (1:15:50): Kathleen reads about how Auntie Anne's Pretzels first got its start.  

Government Agency -Medical and Occupational Health Program consists  of agency personnel that provide administrative functions, wellness initiatives, and other medically related activities designed to address the health and safety of employees in the workplace. The mission of the National Medical and Occupational Health Program is to reinforce the relationship between health, productivity, and the achievement of the Government Agency's business goals. This is accomplished through the development of quality programs and policies designed to promote and maintain employee health and to help ensure a safe, healthful work environment. The program's services include but are not limited to the following activities:      a. Providing preventive medical programs in health counseling, education, and        training.      b. Managing the care of acutely ill or injured employees.     c. Determining medical ability of applicants and employees to perform the    functions of the job.    d. Managing applicant and employee drug and alcohol testing programs.    e. Managing compliance with the regulatory requirements of theDepartment of Transportation, Office of Worker's Compensation Programs, Occupational Safety and Health Administration, and other entities for which program compliance is required.For more information click on the show transcript:Dr. Taylor's contact information is: fedcompconsultants@protonmail.comIf you need a medical provider or assistance with an OWCP /  DOL claim in Tampa,  Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

Federal Workers Compensation Coffee Break Podcast is about all things related to Federal Workers Compensation, FECA, OWCP, DOL & Longshore claim filing as an injured federal worker.  The podcast is an educational and informative training on how to navigate the DOL -OWCP claims filing process for all types of injured US government and federal workers. The podcaster has 30 years in assisting with federal workers compensation as a consultant and trainer. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away.Current rundown of the latest OWCP policy updates as of March 16, 2025. These updates are drawn from what's been publicly shared by the U.S. Department of Labor and other reliable channels—perfect fodder for your next episode!See transcript for more information on the policy updates of 2025.The podcast Dr. Taylor's contact email is: fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

Federal Workers Compensation Coffee Break Podcast is an educational and informative training on how to navigate the DOL -OWCP claims filing process for all types of injured US government and federal workers. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away.Step-by-Step Tutorial: How to Fill Out and Submit OWCP Form 957 for Travel Reimbursement If you're a federal employee or a worker covered under programs like the Federal Employees' Compensation Act (FECA), Black Lung Benefits Act, or the Energy Employees Occupational Illness Compensation Program Act (EEOICPA), you may be eligible to get reimbursed for travel expenses related to medical treatment for a work-related injury or illness. The key to unlocking this benefit is the OWCP-957 form, also known as the Medical Travel Refund Request. In this step-by-step tutorial, I'll walk you through how to fill out and submit this form accurately to ensure you get reimbursed without unnecessary delays. Step 1: Understand When to Use the OWCP-957Before you start, confirm that your travel qualifies for reimbursement. The OWCP-957 is for travel expenses tied to medical care for an accepted work-related condition—think doctor visits, pharmacy trips, or approved treatments. You can claim up to three trips per form, and all requests must be submitted within one year of the expense. If your travel exceeds 200 miles round-trip, you'll need pre-approval from your OWCP Medical Benefits Examiner, so keep that in mind. There are two different 957 forms for the process of filing for medical travel reimbursement.OWCP-957A - Medical Travel Refund Request – MileageOWCP-957B - Medical Travel Refund Request – ExpensesFor more information click on the show transcript:Dr. Taylor's contact information is: fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

An OWCP  traumatic injury is defined as: “A wound or other condition of the body caused by external force, including stress or strain, which is identifiable as to the time and place of occurrence and member or function of the body affected. The injury must be caused by a specific event or incident or series of events or incidents within a single work day or work shift.”Notifying your supervisor and filing a claim & Immediately notify your supervisor of your injury and your intent to file a claim using ECOMP. Request your supervisor's Postal Service email address to use in registering in ECOMP. Once you have registered in ECOMP, go to the top of your dashboard and click New Claim. Follow the directions for filing a CA-1 claim for traumatic injury. If you are filing the claim within one week of the injury, request form CA-16, Authorization for Examination and/or Treatment (must be supplied by your manager within 4 hour. Request a Form CA-17 Duty Status Report from your supervisor. The Postal Service is responsible for filling out the job requirements on the left (side A) of the CA-17. Once your doctor has completed the CA-17, make a copy or take a picture of the completed CA-17 and give the original to your supervisor. Your doctor should provide you with their report so you can send medical reports directly to OWCP.  You can  upload medical reports into your claim file via ECOMP. When the occupational & safety personnel ask you for your records you are required to provide them with your return to work CA forms CA-17 or CA-5C. Your medical reports are protected by the Privacy Act and should be sent directly to OWCP, not the Postal Service. Never give your private health information medical reports to an agency employee that is protected by federal law. For more information read the show transcript and listen to the podcast. The podcast Dr. Taylor's contact information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/For responses please  email Dr. Taylor at fedcompconsultants@protonmail.comFor responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

OWCP reversed course on that new announcement literally two weeks later with no real explanation why they reversed course. On January 10, 2025, the Division of Federal Employees' Compensation (DFEC) announced significant updates to the Federal Employees' Compensation Act (FECA) Procedure Manual, specifically Chapter 2-0808, addressing schedule awards and permanent disability claims. These updates, outlined in FECA Transmittal 25-03, introduce changes aimed at enhancing fairness and efficiency in the claims process. FECA bulletin 25-03 was great new changes and I was excited about them…and OWCP killed it and withdrew it two weeks later…. So let's read the new OWCP bulletin on impairment ratings announcement. RELEASE – REVISION TO FECA PROCEDURE MANUALCHAPTER: 2-0808, Schedule Awards and Permanent Disability ClaimsFECA TRANSMITTAL NO. 25-04 - February 10, 2025Upon further review, it has been determined that to ensure all claims are treated fairly and consistently, a single version of the Guides should be used. Accordingly, DFEC is hereby revoking FECA Transmittal 25-03 and reinstating its procedures in effect prior to January 10, 2025. Effective the date of this transmittal, Form CA-7, Claim for Compensation, should again be used to file claims for schedule awards under the FECA. All schedule award claims, including those submitted with a CA-9 since January 10, 2025 in which an award has not yet been issued, will be processed under the procedures effective with this transmittal. Any claim filed in the Employees' Compensation and Operations Portal (ECOMP) that has not yet been submitted to OWCP will be cancelled so that a CA-7 can be filed. For more info here is the link for the new FECA bulletin 25-04: https://www.dol.gov/agencies/owcp/FECA/regs/compliance/DFECfolio/FECATransmittals#FECAT2504The podcast Dr. Taylor's contact information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

Simplifying FECA Bulletin No. 24-06: A New Streamlined Process for War Hazards Compensation Act (WHCA) ClaimsCLAIM FOR REIMBURSEMENT OF BENEFIT PAYMENTS AND CLAIMS EXPENSE                    UNDER THE WAR HAZARDS COMPENSATION ACTThe U.S. Department of Labor has introduced a new process to speed up decisions on claims made under the War Hazards Compensation Act (WHCA). This process allows insurance companies to submit suggested claim decisions, which the Office of Workers' Compensation Programs (OWCP) can approve if they meet all legal requirements. This change aims to make claim reimbursement  processing faster and more efficient.With a few exceptions, the DBA incorporates the provisions of the Longshore and Harbor Workers' Compensation Act (LHWCA). The War Hazards Compensation Act (WHCA) applies to DBA employees who are injured as a result of hostile actions. 42 U.S.C. §§ 1701 – 1717. While WHCA claims can be considerably substantial, the statute provides a detailed set of procedures and requirements which, if performed properly, allow the employer or carrier to see 100% reimbursement of such claims including allocated and unallocated expenses  from the government. The WHCA provides financial coverage for employees injured or killed due to war-related hazards while working under the Defense Base Act. If an injury or death occurs because of a war risk hazard, private insurance carriers or self-insured employers can seek reimbursement for the benefits they have already paid out, such as: Disability and death benefits                                                                                                 Funeral and burial costs                                                                                                         Medical expenses                                                                                                                     Other necessary claim processing costsThe OWCP, through its Division of Federal Employees', Longshore, and Harbor Workers' Compensation (DFELHWC) division, reviews and decides whether a claim qualifies for reimbursement through the guidelines established in the Defense Base Act.The rules for requesting reimbursement under the WHCA are highly detailed and lengthy. Applications must be well-documented and include essential evidence that are outlined in the federal rules outlined in the DBS. For more information click on the transcript. The podcast Dr. Taylor's contact information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To makSend us a textFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

  War Hazards Compensation Act (WHCA) OverviewThe War Hazards Compensation Act (WHCA) extends additional benefits to federal employees and contractors injured due to war-related hazards, including:- Hostile Actions: Injuries resulting from acts of war, terrorism, or civil disturbances in foreign countries.- Detention Benefits: Compensation for employees detained by hostile forces.- Reimbursement to Contractors: WHCA reimburses contractors for compensation paid under the Defense Base Act (DBA), which extends LHWCA provisions to overseas federal contractors.  Eligibility Criteria under FECA & WHCA1. Federal Employment or Contract Work: The worker must be a federal employee or contractor covered by FECA or the DBA (Defense Base Act).2. Injury During Official Duties: Injury must occur while performing work-related tasks.3. War or Hostile Hazards: For WHCA coverage, the injury must result from war hazards, such as: - Military operations                                                                                                                 - Terrorist attacks                                                                                                                     - Civil unrest in foreign countriesWHCA Supplementation- If the injury is directly tied to a war hazard (e.g., terrorism, military conflict, or civil unrest), the WHCA may provide supplemental coverage:  - Additional Compensation: If the benefits under FECA do not fully cover the costs associated with the war-related hazard, WHCA may bridge the gap.  - Detention or Hostage Situations: WHCA offers specific compensation for federal employees detained by hostile forces abroad, which FECA doesn't cover comprehensively.For more information click on the show transcript:The podcast Dr. Taylor's contact information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/Send us a textFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

In August of 2013, 25 year old Tiffany Daniels asked her boss if she could leave work early and had planned to take a few days off.  It wasn't until days later when people realized that no one had seen or heard from her since then.  Her car was later located, parked at a nearby beach, but what happened to Tiffany remains a mystery to family, friends, and law enforcement in the Pensacola Florida area.  Want access to our first 45 episodes? Grab em here! We've made them available for free to anyone who signs up! Remember, these episodes were recorded when we had no idea what we were doing, so just keep that in mind. The audio isn't the quality we would want to put out now, but the cases are on point! Visit killerqueens.link/og to download and binge all the archived episodes today! Hang with us: Follow Us on Instagram Like Us on Facebook Join our Case Discussion Group on Facebook Get Killer Queens Merch Bonus Episodes Support Our AMAZING Sponsors: Hungryroot: For a limited time, get 40% off your first box PLUS get a free item in every box for life.  Go to hungryroot.com/queens and use code queens! Naturesage: Head to NatureSageOmega3.com/QUEENS and use code QUEENS for 40% off your order! Cure Hydration: Visit curehydration.com/QUEENS and use code QUEENS at checkout for 20% off your first order! Greenlight: Start your risk-free trial with Greenlight today at greenlight.com/queens.  © 2025 Killer Queens Podcast. All Rights Reserved Audio Production by Wayfare Recording Music provided by Steven Tobi Logo designed by Sloane Williams of The Sophisticated Crayon Learn more about your ad choices. Visit megaphone.fm/adchoices

On January 10, 2025, the Division of Federal Employees' Compensation (DFEC) announced significant updates to the Federal Employees' Compensation Act (FECA) Procedure Manual, specifically Chapter 2-0808, addressing schedule awards and permanent disability claims. These updates, outlined in FECA Transmittal 25-03, introduce changes aimed at enhancing fairness and efficiency in the claims process. The Office of Workers' Compensation Programs (OWCP) recently introduced updates to its impairment rating system, aiming to create a more equitable and comprehensive approach for injured federal workers. These changes seek to balance medical assessments and rating methodologies, ensuring that workers with complex or unique cases receive fair evaluations. This balance directly benefits injured workers by accommodating conditions that may not fit traditional assessment models, allowing for more individualized determinations that better reflect their true level of impairment.These changes mark a significant step toward a fairer system that recognizes the full impact of workplace injuries, ultimately benefiting workers who rely on impairment ratings for their compensation and long-term financial stability.1. Introduction of Forma new  CA-9 ( click on link for the form) I will provide the link on the podcast landing page.    - The Office of Workers' Compensation Programs (OWCP) has introduced Form CA-9, which must now be used to file for schedule awards. Form CA-7 will no longer be accepted for this purpose and will remain dedicated solely to filing for disability compensation.   - This streamlined approach ensures clarity and precision in the schedule award claims process.2. Flexibility in AMA Guides   - OWCP now permits the use of either the Fifth Edition or the Sixth Edition of the American Medical Association's (AMA) Guides to the Evaluation of Permanent Impairment for impairment ratings.For more information click on  transcript and links:The podcast Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/Send us a textFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

         Podcast Overview of FORM 915 Medical Reimbursement       • Obtaining a Claimant Reimbursement Form       •  Completing OWCP 915 for Medical Reimbursements       • Completing OWCP 915 for Pharmacy ReimbursementsInstructions for use of FORM OWCP-915 Medical Reimbursement      •  The OWCP-915 is used to seek reimbursement for out-of-pocket medical                expenses pertaining to the treatment of an accepted condition including (but      not limited to) medical treatments, prescription  medications and medical      supplies.     •  Please submit a separate reimbursement form for each provider where an out      of pocket expense was  incurred.     •  Please print clearly and legibly. Reference your OWCP Case ID on all           documentation.     •  Maintain a copy of the completed OWCP-915 and supporting documentation      for your records                                                  Form OWCP-915This form is used to claim reimbursement for out-of-pocket medical expenses pertaining to the treatment of an accepted condition covered by the Federal Employees' Compensation Act, the Black Lung Benefits Act, and the Energy Employees Occupational Illness Compensation Program Act of 2000.  Use this form to request reimbursement for medical expenses, transportation costs, loss of wages, and incidental expenses.                              Form OWCP-915 can be used to claim reimbursement for:     • Incidental expenses     • Medical expenses      • Loss of wages      • Transportation costsFor more information on OWCP form 915 click on the podcast transcriptThe podcast Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP /  DOL claim in Tampa, Pensacola Florida or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consultation with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/Send us a text

Wendy Steele by any standard is an innovator, a leader and she is clearly unstoppable. She was born in Connecticut and, even from an early age, she was taught the value of giving back. For a while she didn't really buy into the concept, but then her mother died. She realized at some point that the community around her selflessly helped her and the rest of the family with food and other support. She will tell us how one day a neighbor lady took her to the mall to buy her a dress for her first dance. As she tells the story, her father thought that all he needed to do was to take Wendy to Sears to buy something. Wendy's neighbor set her father straight which was one of those learning moments for Wendy when she realized just how unselfish her neighbor was and how so many people worked to help her and the family.   Wendy went to college where she majored in economics and then went to work in the banking industry. Unlike many, Wendy always used her job to help ensure that the banks for which she worked truly adopted an attitude of helping the community rather than just working to maximize profits.   While continuing to work for banks, in 2004 while then having moved to Cincinnati, Wendy decided to start Impact100, an organization designed to really give back to the local community. I leave it to Wendy to describe the organization, its founding and its major success over the years. The story shows us all what one person can do if they are committed and if they want to help others. Suffice it to say that today, Impact100 is in several countries and has given over $140,000,000 to local community organizations and projects.       About the Guest:   Wendy H. Steele, Founder and Chief Executive, Impact100 A dedicated philanthropist, passionate entrepreneur, and inspiring speaker, Wendy Steele is the founder of Impact100, a grassroots global movement that has given away more than $140 million since its inception in 2001. From a young age, her family instilled in her the value of giving back with the intention of leaving the world a little better than she found it, leading Steele to dedicate much of her adult life encouraging generosity in all its forms. She believes that each of us has something important to give.   In 2023, Wendy released her bestselling book, Invitation to Impact: Lighting the Path to Community Transformation. Filled with personal stories and expert guidance, she shares the history of Impact100 and why she was compelled to pivot from a successful banking career into full-time work at Impact100 Global.   Wendy has received several awards for her work in philanthropy, including the 2024 USA TODAY Woman of the Year. Also in 2024, Steele received an Anthem Award for Humanitarian Action & Services, Best Local Community Engagement for her work with Impact100 Global. In 2021, she was named by Forbes as one of fifty women over fifty who are leading the world in impact.   Her work in philanthropy has been featured in several books, including The Transformative Power of Women's Philanthropy; Women, Wealth and Giving; Creating a Women's Giving Circle; and The Right Sisters—Women Inventors Tell Their Stories. Steele believes wholeheartedly in giving back to her community. She observes that there are two kinds of people: those who see the problems in the world and realize they can be a part of the solution and those who still need to be invited to the party.   Ways to connect with Wendy:   Impact100 Global website: https://impact100global.org/ Wendy H Steele website: https://wendyhsteele.com/ Facebook: https://www.facebook.com/wendy.h.steele/ LinkedIn: https://www.linkedin.com/in/wendysteele/ Book: Invitation to Impact: Lighting the Path to Community Transformation Available at Amazon: https://www.amazon.com/Invitation-Impact-LightingCommunity-Transformation/dp/B0C16GVSBP EMAIL: wendy@impact100Global.org       About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:21 Well, hi, and here we are once again with another episode of unstoppable mindset where inclusion, diversity and the unexpected meet. We get to do lots of unexpected, although, you know, we'll see if inclusion or diversity come into it. Our guest today, the person we get to chat with, is Wendy Steele. And Wendy is the founder of an organization called Impact 100 she's going to talk about that. I know she'll talk a lot about that because she's had a lot of involvement in that since 2000 I believe. Well anyway, Wendy, welcome to unstoppable mindset. We're really glad you're here. Thank   Wendy Steele ** 02:00 you so much, Michael. I'm happy to be with you today.   Michael Hingson ** 02:03 Well, tell us a little bit about kind of the early Wendy, it's always fun to start with things at the beginning. You know, so growing up and all that, I'd love to learn a little bit about you. Growing up,   Wendy Steele ** 02:15 absolutely I grew up. I was born in Connecticut, and then moved to St Louis, Missouri, or my family did when I was young. I'm the middle of three daughters, and I grew up in a family that really instilled the value of giving back, that each of us had a responsibility to leave the world a little bit better than we found it, and that was something that I took very much to heart as a young girl. But it wasn't too long. In fact, I hadn't even entered high school yet when we lost my mother, and at that point, the tables turned a little bit, and I went from seeing myself as someone who could help others to understanding that I needed help. My sisters needed help. My dad needed help, and we got it from a lot of local women who really never even knew my mom, but knew what three young girls and a single father would need during times like this, and it it really changed my whole perspective to understand what a difference it can make when somebody steps in to help you when you really need it most.   Michael Hingson ** 03:34 So kind of all that help that you got from women where you were and all that, I guess, sort of enhanced or justified what you had been learning growing up about giving back   Wendy Steele ** 03:52 exactly and and it, but it flipped the switch. You know, because giving to other people gives you a certain satisfaction. But at least in my young life, I didn't really know how it felt on the other side of the transaction, if you will, the other side of my generosity. And once I did, it really changed my perspective, and if anything, made me quicker to help others.   Michael Hingson ** 04:23 So when did you figure that out? Because you had sort of indicated that your your view had sort of switched, and then you started getting help. So when did you figure out that? Well, maybe it was right from the beginning.   Wendy Steele ** 04:39 Yeah, it was pretty early on. You know what? What happened that made it different for us was that when my mother died, you know, the women came around us the way you might expect in the beginning. You know, we had casseroles left on our front doorstep, or moms would offer to drive extra carpool. Shifts, or, you know, little things in the beginning, like that, that that are very helpful. But the remarkable thing was, is that several of these women, they just kept helping. So by the time I was invited to my first high school dance, one of the moms stepped in and took me shopping, because my dad's idea of where we should go for a nice dress for a formal dance for a young girl was Sears, and luckily for me, this mom took me to the mall and I got to pick out a dress that was a little bit more suitable to my age and and she smoothed everything over with my father and told him that the dress was appropriate. So she really did what I call PhD level giving and understanding that it can be sometimes easy to give in the beginning, but then we get distracted and we move on. And there were women who never moved on. They just kept helping without ever being asked, before we even really knew what we needed.   Michael Hingson ** 06:09 Well, your dad was well intentioned, though. Yes, just not, not very knowledgeable where girls were concerned and all that stuff, exactly, yeah. Well, so where did you go to high school? Where was that in southern Missouri?   Wendy Steele ** 06:29 Yes, I went to high school in Saint Louis, and I was, I went to a Catholic all girls school, but I wasn't Catholic, and I was the I was the only non Catholic in my class, but I went there because all my friends were going to go there. And I couldn't imagine staying in the public school system if all my friends were going to an all girls Catholic school and I and I loved it there. Yeah, me a minute, but I loved it there. Well,   Michael Hingson ** 06:58 that's cool. And was that an extra expense, or did was there a scholarship? Or how did that work? Because I'm sure that would have fretted your dad a little bit.   Wendy Steele ** 07:10 You know, this, the school that I went to is one of the most affordable schools in the area, so although there was an expense, it wasn't a burdensome one. So it it worked out the way it did. So when I think he was really happy to know that I was safe and I was in an all girls school versus, you know, whatever was happening at the time in the public school where we lived,   Michael Hingson ** 07:36 yeah, which even now is probably a whole lot more riskier than when, when you were going to school, right? Yeah, I'm sure I I don't know all the things that I hear and so on. I think it would be really hard to be a parent today, and it would even be harder to be a kid because of all the stuff with social media, all the temptations, and it's so easy to fall into so many traps, and it was certainly not that way nearly as much when I went to school and you went to school after I did. So I'm but I'm sure you experienced the same sort of thing. So it's, I just think, a whole lot worse. Now, it's kind of scary, isn't it?   Wendy Steele ** 08:16 Yeah, yeah. I am happy I got through it all when I did before social media would record my every mistake or, you know, embarrassing moments. So yeah, now, do you have tougher on kids today?   Michael Hingson ** 08:30 Do you have kids?   Wendy Steele ** 08:33 I do, um, is so I am in a blended family, and together, we have five children, three came from my first marriage, and two came from my husband's first marriage. And so we are very, very lucky to have five amazing adult children, yeah,   Michael Hingson ** 08:52 but even though they're adult children, they they went to school after you. So I'm sure they probably would if they're reasonably settled, say the same thing, that it'd be a whole lot tougher to be a kid today. Yeah, it's for sure. Yep, yeah, that's too bad. But you know, we'll, we'll get through it, and maybe it does help build character if we can teach kids what they need to know, and they can resist all the temptations. But that's a less epic for another day, I guess. I guess so. What did you do after high school?   Wendy Steele ** 09:29 Well, after high school, I went to Connecticut College, and I studied economics. My grandfather was a banker, and my grandfather taught me when I was a young girl, this would be my mother's parents. My my grandparents really were also very helpful after my mom died and he was a banker. When I asked him why and what made him, you know, stay in the banking business, he said that as a. Banker, you get to help people, and he explained about loans to help someone start or grow their business. Now, he was a banker in the in rural Michigan, so a lot of his customers, they were farmers, and they were people who might have owned a very small business, but they were saving for education or for retirement, they were trying to make sure that they could take care of their families. And he described how banking worked and how it could help people achieve the goals that they set for themselves. He also told me that during the Great Depression, not a single customer of the bank was foreclosed upon. Every single every customer got dealt with on an individualized basis to work out a repayment that could work for them. And hearing this and admiring and loving my grandfather the way I did, I thought, well, that's what I want to do when I grow up, and that's exactly what happened.   Michael Hingson ** 11:04 That's that is kind of cool, that not one person was foreclosed on and they they survived and they moved forward over time. Yeah. Yeah, absolutely. And once again, the theme with your grandfather going back to obviously, he taught your mother the idea of help, and that's that's interesting, that that bankers, or at least some bankers, are in it to help, as opposed to just making a huge profit for the bank.   Wendy Steele ** 11:38 Yeah, yep, absolutely, he was definitely one of those bankers, and I think in those days, they had enough latitude that they actually could help customers. I think it's harder now with the regulation and all the things that govern banking, but it definitely was able to work that way for them.   Michael Hingson ** 11:58 Yeah, yeah. I was going to ask if you think it's tougher now, and I can see that there's, well, there's more regulation. Unfortunately, sometimes the regulation is deserved, which also is a challenge, but it's the way we have to deal with it. So you got a bachelor's degree in economics? I did, yep. Did you go on and get any advanced degrees or stick with   Wendy Steele ** 12:23 that? I went, I went right into banking and and stayed in the banking business for just over 20 years. Um, my specialty was in the private bank, and so I took care of high net worth clients. And by the time I got out of banking, I had made it to senior vice president and regional manager of a Midwestern regional bank holding company, and I loved my clients, I loved my colleagues, and I really did feel like I was helping them to achieve their dreams and their goals in much the same way my grandfather did. The the methods were different because of the regulation, as we've talked but, but the end is still the same.   Michael Hingson ** 13:13 How did the regulations make it different?   Wendy Steele ** 13:16 Well, you know, in my grandfather's time, he had a lot of autonomy, and in his case, he didn't abuse that autonomy. But regulations come in, and now there's a lot more structure and a lot more approvals. And you know, you want to make sure that everyone is protected. So it changed slightly in that way, but big picture, I think the heart of banking is still to help people, and understanding that sometimes turning down someone for a loan is helping them more than giving them what they ask for. Because as a as a lender, we can do the math and decide, you know, figure out the odds of that individual being able to repay that loan. And so when we say no, we're actually setting them up for success in the sense that we're giving them something that they'll be able to repay.   Michael Hingson ** 14:17 Well, you know, the thing that comes to mind immediately is the whole issue with regulation is that a handshake doesn't suffice anymore. And again, given the world, maybe that's the way it needs to be.   Wendy Steele ** 14:32 Exactly, yeah, I think you're right. So   Michael Hingson ** 14:36 you you went into banking, and where did you do that.   Wendy Steele ** 14:41 Um, well, I started in Connecticut, and I worked in Connecticut for a little while, and then I was transferred to Boston, and I was in Boston, and then back to Connecticut, but eventually I ended up in Cincinnati, Ohio. Well, that's   Michael Hingson ** 14:59 different. Yeah. How did that happen?   Wendy Steele ** 15:04 Well, my my then husband, also was in banking, and he was recruited to go and work for a different bank in Cincinnati, and moving from the east coast, where the cost of living is very high to a place like Cincinnati, where there's a good number of high paying jobs there, because there are lots of corporate headquarters in Cincinnati, but the cost of living is very low. And so he accepted the job, and I came along as what they call the trailing spouse, and I ended up getting a job in another bank and doing work there for about a dozen years, and Cincinnati was was really terrific. That's where all three of my kids were born, but that's also where my marriage fell apart and I ended up with a divorce, but it was a great place to to work and play and raise a family.   Michael Hingson ** 16:07 Yeah, divorce is no fun, but if that's what needs to happen, and then that's what needs to happen,   16:13 exactly, yeah, well, that's   Michael Hingson ** 16:17 cool. And you were in a nice well, you were with Boston and Connecticut too, but a nice cold Arena in Cincinnati,   16:25 yes,   Michael Hingson ** 16:28 good, good place to throw snowballs if you're in the right place.   Wendy Steele ** 16:33 Well, we didn't get all that much snow, yeah, a little bit more icy than snowy, but, um, but not bad. Not bad at all.   Michael Hingson ** 16:41 Yeah, so it wasn't very wet snow, and so you couldn't really make good snowballs.   16:45 Mm, hmm, yeah.   Michael Hingson ** 16:48 Well, gee, we all have to put up with things. But that's that's still pretty good. So you were there for 11 years or so, and then what did you do?   Wendy Steele ** 17:01 Well while I was there, I I guess I should back up. When I moved to Cincinnati, I moved there, not knowing anyone, and so I did what I always did, and that was I, I volunteered in the community and every bank that I've ever worked in part of my interviewing of the bank to decide whether I would accept a job if it was offered, was to understand how they felt about community service, you know, and whether they valued it truly and allowed their employees to be out in the community. And so I've been very fortunate to always work for banks that legitimately wanted their people helping out in the community, and so I got involved in the community. I was working in the bank, and I was meeting a bunch of terrific women and a lot of very worthy nonprofits, and I would invite the women I've met along the way to come and join me as I am rather a generalist. I don't have a pet cause that I really care about. I like to help out the nonprofits that I feel are doing the best job solving the pressing problems that they face. Women would tell me all the reasons why they couldn't join me. They couldn't pay a sitter $10 an hour to come and volunteer with me, or maybe they traveled for work and they couldn't go to regular meetings. There was this sense that they didn't know enough. They didn't have enough to give to make a difference, they would tell me that if they ever made a donation in the past, they never really knew what happened. Did the money get spent? And how did it matter? What happened because of their donation? There was also a little bit of skepticism after a high profile nonprofit CEO was caught misbehaving after making quite a lot of money and seemingly getting paid better than his for profit counterparts, and what I knew was that women needed to be involved in the solution. They needed to know what it felt like to give back. But what I realized was that as much as women's roles had evolved over the last several generations, women's philanthropy really hadn't everything in the world of of women giving back was time based. It was based on volunteering and rolling up your sleeves. And although I think that's a vital part and really a powerful part, of helping others, we weren't doing as much in the actual check writing to support nonprofits and. So in the summer of 2001 I got out a spiral notebook and a pen, and I started to write down all the reasons women had told me as to why they couldn't get involved in the community, and one by one, I I worked to overcome every one of those reasons, like, I suppose any good salesperson would, and when I was finished, what I had on the page is what ultimately became impact. 100   Michael Hingson ** 20:33 Mm, hmm. So you are obviously on a journey, and you wanted it to to deal with it. So when you say you overcame them and you overcame all the objections. What does that mean?   Wendy Steele ** 20:47 Well, for example, women who said they couldn't make regular meetings, or the women who said they didn't think they had enough to give. What I did is I created impact 100 to overcome those sort of in this case, what it means is, in a local community, the goal of impact 100 is to gather at least 100 women who each donate $1,000 pool 100% of that money together and offer it right back to the local community in grants of $100,000 or more. Women, other than making their $1,000 donation, had no obligation of time. It was one woman, one donation and one vote by democratizing philanthropy in this way, women who didn't have time to go to meetings or weren't interested in going and being a part of the of the vetting of these nonprofits, they didn't need to, but Those who did, it was a very transparent process, they could see and understand exactly what the nonprofits were looking for, and everyone had an equal voice at the table. And when we do this, it just creates a very powerful network of women who are passionate about helping their community and coming alongside each other. And so that first year, we had 123 women write a check. We received over 100 applications from local nonprofits and ultimately awarded a single grant of $123,000 to the mcmicken Dental Clinic, which is in over the Rhine, which at that time was one of Cincinnati's most challenged neighborhoods. It's now gotten much better, but then it was a it was a difficult part of town, and this particular clinic took care of the dental needs of the homeless and uninsured and and really change lives in a significant way.   Michael Hingson ** 23:08 So you gave back everything that you took in. How does that help pay for the administration of the organization?   Wendy Steele ** 23:16 It doesn't. That's, that's the idea is that impact 100 locally is run by volunteers, and the reason that we give 100% of those donations is so that no one has to wonder what the overhead expenses are or how it's being spent. Now, there are expenses to running a nonprofit, even if staff isn't one of them, so we invite women to join as what we call 110% members. You know, women will often tell us that they give 110% to the causes they care about. Well, if impact is one of them, then instead of writing a check for $1,000 we ask them to write a check for 1100 and the extra 100 helps to cover administrative expenses. Also we have men, and we have companies, and we have families, and in some cases, foundations who also want to be a friend of impact 100 and they can make a donation in any amount, and it's used purely to cover the costs of things like mailings, and you know, the tactical things that you'd have to do to do your work as a nonprofit. There were local companies that offered pro bono services and products, understanding that this relatively large group and growing group of women would also be women who might need their printing services or might need flowers for a graduation or for a baby shower or whatever it might be. And so we allow in every community. Community, the local community, to come around that chapter and sort of help it to reach its highest potential.   Michael Hingson ** 25:10 So you that's, that's pretty clever. And so you, you were in Cincinnati, and then you obviously went somewhere else.   25:22 Yes, yeah,   Michael Hingson ** 25:24 fitness can't stay in one place, can you? I   Wendy Steele ** 25:27 guess not? Yeah, I guess not. But I've been lucky, because I really liked everywhere that I've lived. But yeah, from there, I ended up moving to Northern Michigan with my three kids, and I lived there for about 15 years, during which time I was still a banker for much of it, and I also was doing the Work of impact 100 and in those intervening years. Gosh, impact 100 has just continued to grow. And now, about five years ago, my mom, as you know, died when I was a kid. My father passed away in 2013 but my husband's parents were here in Florida. And so about five years ago, we were empty nesters. The kids had all gone to college and beyond, and we worked remotely back way before COVID. And so we decided that we would spend a little time in Florida to help his his parents. And so we ultimately ended up here. His mother passed away in 2022 but his dad is still going strong, and he will be 94 in November. So he is really amazing, still as sharp as attack, and in really good health all the way around, and a real joy to be around. So that's what brought us here.   Michael Hingson ** 27:05 That's cool, well and and impact 100 continues to grow,   Wendy Steele ** 27:13 yes. So we celebrated. We gave our first grant away in 2002 and that was Cincinnati for $123,000.20 years later, by 2022 we had given away, believe it or not, more than 123 million. So we grew 1000 fold in those 20 years, and then by the end of last year, we've given away north of $140 million and we now have chapters in four countries, and are growing faster today than we ever have before.   Michael Hingson ** 27:53 That's cool. And I assume in most states in the US, you   Wendy Steele ** 27:58 know, it's kind of spotty around the US. The thing with our growth is 100% of it is organic. And by that I mean someone locally raises their hand and says, Hey, I want to bring impact to my community. And so as a result, we sort of have clusters like we have a lot in Florida, we have a lot in New Jersey, and we have a lot in Michigan and and they're growing through word of mouth.   Michael Hingson ** 28:24 So I know that you talked about it being women that do it. Do men get involved at all   Wendy Steele ** 28:33 they can. So we have nine chapters in Australia and in Australia, all but one are gender neutral. Men and women joined together. And you know, part of the reason that they do it that way and that we keep it just with women in this country has to do with our history and theirs, and so in Australia, they really didn't have role models for giving that were men or women. Neither gender had really been involved in philanthropy. Whereas in the United States, you know, the founding fathers and then those very first wealthy entrepreneurs, they took their civic duty to heart. And so we really have an American history of generosity, although largely, as I said, largely men, women would typically have time and they would volunteer. But what struck me, and it was part of what led me to create impact 100 is I remember hearing a story about a local church, and they had come into some serious financial trouble, and so their lead pastor called his senior staff together and the head of the men's Guild and the head of the women's group, and explained the situation and asked everyone to go. Do what they could to raise money and to help this situation that was quite dire. Well, the staff went out and they they collected as many receivables as they could, they cut costs, they they stretched their payables, they got better terms, and they did what they could. The head of the women's group, she went out and with a group of women, my gosh, they they did a rummage sale, they did a bake sale, they washed cars, they they did all of this work. And at the end of this two week period, she happily delivered a check for $8,000 to the senior pastor. She'd never raised that kind of money so quickly. Well, then the head of the men's group, he came, but he delivered far more than that in a check, and she couldn't understand how he did it. And it turns out that he thought to himself, maybe with a spouse. Gosh, we want to help the church I can afford to write a check for x. And then he called his male friends and said, Hey, Michael, can you give what I gave? And Michael would probably say yes. And then he played golf with Joe, and then he had lunch with Steve. And the next thing you know, each one of these men wrote a check. And it wasn't at all that men were keeping women from writing a check. No one told the head of the women's guild that she couldn't simply write a check and ask her friends to do the same. It's that culturally, it never occurred to her to do, and as a banker, but also as somebody who understands that giving your time and your talent is very important and it's very helpful. Giving your treasure is very meaningful, too, and we short change ourselves when we only give one dimensionally, and I believe that's true for people who can only write a check. I think you have the most fulfillment in your life when you can do all three that's really when you connect with the nonprofits and the organizations that you're helping. And so that's kind of what drove it to be a women's organization here in this country.   Michael Hingson ** 32:26 Is it a 501 c3, Corporation?   Wendy Steele ** 32:30 It is, in fact, every local chapter, they're independent, so it's not one overarching every local chapter is an independent 501 c3, or they might be organized with a fiscal agent, like a community foundation or something similar.   Michael Hingson ** 32:49 So what other countries? You've mentioned Australia, and you said four countries. So what are the other two?   Wendy Steele ** 32:56 So we are also in New Zealand and we're in the United Kingdom. Okay,   Michael Hingson ** 33:02 any opportunities coming up on the horizon for being in other countries as well?   Wendy Steele ** 33:08 We're having conversations right now in Switzerland, in Germany, in parts of India and so we'll see. But it's it's starting to happen right now. We've got 73 active chapters around the world, but we have almost 60 communities that are looking to launch. They're sort of figuring out whether they're going to be able to bring an impact 100 chapter. Impact 100 is really simple and really powerful, and it's easy to understand, but it is difficult to execute well, because when you give away grants, our minimum grant size is $100,000 and when you give away grants of that size, you take we take our responsibility of stewarding our members money very seriously, and so there's a lot of process to make sure that when we give a grant of $100,000 it goes to exactly what it's supposed to go to, and our members dollars are protected and and well cared for. What's   Michael Hingson ** 34:22 the largest grant that you've given?   Wendy Steele ** 34:26 Well, the largest grant was for $184,000 that was given to a single organization. But I will tell you that our impact 100 chapters can vary in size, right? The world's largest chapter in a single day gives away $1.1 million they have over 1100 members. And in fact, this year, they haven't, they haven't started giving money. Away yet, but they are giving away 1.2 million, and that is Pensacola Florida. So Pensacola Florida is the largest in terms of the biggest number of grants and biggest dollar amount. But the largest single Grant was in Cincinnati, and it was $184,000 but every increment of 100 members, we give away another grant. So 200 members, we give two grants and so on.   Michael Hingson ** 35:30 Now you talked about the cultural differences, like between men and women and so on, and I, having worked for a non profit, appreciate exactly what you say, which is, it's really, if at all possible, best, to have all three dimensions. Do you spend time? Or is there a way that impact 100 teaches members about maybe looking at being more than one dimensional in the whole giving process, that they can help people learn that it's culturally okay to write a check as well as going out and doing bake sales and and giving of your talents. So time count talents and treasure are all very important. Do you help teach people the value of that? You   Wendy Steele ** 36:17 know? It's interesting. I'm not sure that we necessarily teach people how to do that, although I think many of the women who come into an impact 100 chapter they are writing a check for $1,000 for the first time. In other words, they they've never written a check for that big it doesn't mean that they haven't donated to nonprofits prior to impact, but we have provided a viable path for them to feel like they can write that check. Now, very often, they're also interested in doing these other things, and so we do offer opportunities. They're invited to participate in ways where they can do things beyond writing the check. It's not a mandate by any means. It's simply an invitation. And many of them, once, they once they start getting involved, and they really start to realize that in every local community, there are heroes who are doing the heavy lifting in those nonprofits that are really moving the needle for the people in the causes that need it most. And I think it's more. It's like you're just compelled, you have to do more. And for those who have you know deep resources, they might write an extra check and help out financially. Others might introduce these nonprofits to their network or to other funders, and certainly others will volunteer, whether it's, you know, to paint the side of the barn or whether it's to sit on the on the board or an advisory committee to help they they find a way that works for both what the nonprofit needs and what the women's schedules and and other commitments will allow   Michael Hingson ** 38:14 Well, you have certainly created an interesting and a dedicated and committed community does impact 100 ever have meetings like national convention or anything like that, where people from around the country, or perhaps even around the world, come and get together? Or is that kind of something that doesn't really fit into the model of what you're doing?   Wendy Steele ** 38:42 No, we actually that's a great question. Michael, we do that. We call them global conferences, and we typically have people who come from outside the US. Right now we have only had them in the United States, but I imagine there will be a time that will have them overseas as well every other year. So my work at impact 100 global is I help existing chapters who because they're run by volunteers, you've got built in turnover, and those volunteer leaders need to be trained. They need to understand how the model works, best practices and resources. So my job is to work with all the existing chapters to help them reach their highest potential, and for the potentially founding chapters to get launched in as efficient and effective way as we can and some of the programming I offer includes a global conference every other year. So in 2023 we housed our global conference in Detroit, Michigan, and our next one is in 2025 and it will be in a pan. Handle of Florida. It'll be in Destin Florida, which it which will be a lot of fun. How   Michael Hingson ** 40:06 many people come? How many people came to Michigan? You   Wendy Steele ** 40:10 know, a couple of 100 usually come. In this case, it's usually three days, and it's a very intense curriculum. But women come, in part to learn from each other. And, you know, they end up meeting women from other parts of the world, other parts of the country, and friendships get forged, and it is a wonderful way for them to feel a bigger part of the community. Now, these only happen every couple of years. So every month, I have a virtual, what we call a chapter Chat, where chapter members can ask questions about, you know, I'm having trouble reaching a certain membership number. How, how do we attract new members? Or how do we retain our current members? Or how do we attract more nonprofit applicants? And so I answer the questions from my perspective being in this from the beginning, but other chapters will also weigh in and say what worked for them, or maybe what didn't work. And they give advice to each other as well. And so the more we can bring people together to create community and to learn from each other, the better off it is for everyone.   Michael Hingson ** 41:30 I understand that somewhere along the line, People Magazine learned about the work you're doing. I'd love to learn more about that and what happened when the story was published.   Wendy Steele ** 41:39 Yeah, absolutely. Well, so as I said, when I was in Cincinnati, you know, I was a banker and I didn't have a non profit pedigree, you know, I didn't do a lot of the things that you would expect someone who would end up founding a non profit would have done, um, we tried like crazy to get the local press in Cincinnati to tell our story, because we wanted all women to to know about this. All women in Cincinnati were invited and and even from the beginning, in 2001 the founding board was very diverse, and that's part of the secret sauce is you've got to represent your community in a way that would invite women to join. Well, that was, you know, that was fine, but for whatever reason, we really had trouble getting the Cincinnati press to tell our story. So when we had given away that grant to the mcin Dental Clinic, The Cincinnati Enquirer, which is the local paper, they wrote a story, and it was in the living section, you know, a few pages in, and it was a little small excerpt, but it had a, I think, a picture of me with a quote about the funding, and a quote From the clinic that received the grant. And, you know, it just talked very little bit about impact 100 Well, actually, the there was a writer or a reporter with People magazine located out of Chicago, and she was pitching her editor on a story covering eight or six or eight nonprofits, grassroots movements that were happening around the country. Of you know, people trying to do good, trying to help others. So she called me on my landline. Well, at that time, I almost hung up on her. I thought it was a prank call, because we'd had so much trouble getting local press. I certainly didn't think she was really from People Magazine. Ultimately, the magazine ended up writing a story only about impact 100 and me, and so she found us by the smallest little bit of media. Now, if I would have known when I was creating what I did in Cincinnati, if I'd known that it would grow like this, and had I known about the effect of that People magazine article, I don't know. I hope I would have still done it, but it may have been, may have felt too big for me. But it turns out that from that People magazine article, new chapters started launching. But one other thing happened, because it was People Magazine, they always talk about the people in the story, and in this case, they gave my maiden name. They gave they said I was divorced. They gave my whole life story, and believe it or not, a boy that when I was in high school, but during the summers, we went to Northern. Michigan, a boy that I dated in the summers, was somewhere at his doctor's office getting a physical, and he picked the magazine off the coffee table in front of him, started flipping through it, and came to my picture, recognized me, read the story and reached out, and that man is Rick Steele. We got married in 2005 and so we are getting ready to celebrate 19 years of marriage thanks, in large part to People Magazine. That's cool. Is she really cool? Yeah.   Michael Hingson ** 45:39 Well, it's a good thing, and it's and it's and it's lasting and sticking. So that's good.   Wendy Steele ** 45:45 Very good, absolutely. So, so   Michael Hingson ** 45:48 what does your husband do?   Wendy Steele ** 45:51 My husband is an industrial design engineer. He works for a company called Polaris, which most people think of Polaris as snowmobiles, which they do, but they also do Indian motorcycles. They do all the off road vehicles. They do something called a slingshot, which is kind of a fancy cross between a car and an ATV. But what my husband does for them is he puts the designs with a whole group of others, but he puts the designs in the computer for the next vehicle that's going to come out, or the next snowmobile, whatever it's going to be. And so He absolutely loves their product line, loves his work and is really good at it, and has been working virtually, as I said, for ages, so he can work from wherever he is. And he goes to Minnesota, where they're headquartered. You know, fairly often, because he really likes the people he works with, but most of the time he has a home office and stays right here,   Michael Hingson ** 47:01 and you finally are attached to and or working with someone who's not in the banking world. Yes, exactly, gone. Gone a different direction. Well, that's that's still cool. So you wrote a book, um invitation to impact. I'd love to learn more about that, what, what prompted it, and what's it about, and all of that.   Wendy Steele ** 47:30 You know, I, I always sort of had in the back of my mind, I thought I would write a book. Um, people had always asked about how impact 100 got started, and they they want, they were looking for me to do something like this. And what happened was Carrie Morgridge, who is part of the Morgridge Family Foundation and a prolific author in her own right. She and her husband John, created MFF publishing, which is the publishing arm of the mortgage Family Foundation. And she decided, or they decided, that they wanted to tell the stories of nonprofit leaders, that those were the stories they wanted to tell through their publishing arm. And so she asked if I had ever considered writing a book, and I said yes. And she said, perfect. And so I was the first book of MFS publishing. And what it really, what this book really talks about is part my personal story and part the story of impact 100 and then I would say part sort of generosity in general, why you want to train your kids to be generous, and how to do that and and the, you know, the good ways to give and the ways to give that really aren't all that helpful. Part of it was that, you know, if you if people in your audience were to hear me or see me on your podcast, and they think, oh, gosh, you know, this woman, it must have been easy, or she must be super smart, or she probably didn't make any mistakes. You know, I wanted to make the journey real that I made mistakes along the way, and there were things that I didn't get right, and I didn't have this perfect pedigree. But what I did is I didn't let go of the idea that I could make the world better, that I could create something that would make the kind of change that I was hoping to see. Because I think sometimes we all have ideas about what we can do and how we can help people, or some big idea, and then that voice in our head sort of talks us out of it. And so my hope is that. The people who read the book would understand that if I can do it, they can do it, and that you just have to stay true to your vision and work hard and surround yourself with people who know things you don't know, who are smarter than you in some areas, and who will respectfully challenge you in order to make you better. And that's a lot of what this book is about. It's, it's a very real look of the sort of behind the scenes   Michael Hingson ** 50:31 you talk in the book about your teaching your children to be generous through volunteering and so on. But what other ways, or how else did you instill generosity in them?   Wendy Steele ** 50:43 Yeah, gosh, thank you. Um, you know, through everything, we used to volunteer together. Um, we would raise money to help different causes that the kids would work on that they were interested in. In the beginning, it was the animal shelter, but it would grow. One of the most important things I did when they were very, very young is it was around Thanksgiving time, maybe just after and, you know, Christmas was coming up, and the kids were little, and they were talking about what they wanted Santa Claus to bring. And I we had a basement playroom, and I brought them down there, and I said, Well, my gosh, look your your shelves have books and toys and games. There's no room for anything else. And I explained that there were kids who didn't have what they had. And maybe before they start thinking about the list of what they want, maybe they should think about the things that another child might really enjoy playing with. And so the kids each filled big black garbage bags, you know, those leaf bags with toys and stuffed animals and things that they didn't necessarily play with anymore. And then I did something that I I would advise any parent who's trying to instill this in their kids. I called the organization that we were going to drop off these things at, and I explained the kids ages, they were all little, and that I just wanted someone there who would engage the kids when we brought in this bag of of toys that would thank them and and connect their gift to What was going to happen. And that that nonprofit leader did an amazing job. So we showed up at the appointed hour, and instead of, you know, just sort of dropping it, we brought it in. And this executive director, who was a man, he spent so much time with my kids, asking them about each item, and do I think a little boy or a little girl would like it and and it really made a huge impression on them. If you do that once, that's all it takes. Now, next year, we did the same thing, but I reminded them of the experience. In other words, you don't have to make a big moment out of everything, but make the moments when you can so that it sticks in their heart. I also had given them a piggy bank that was plastic. It was designed to have a compartment for spending, a compartment for saving and a compartment for giving. And their allowance would be divided in thirds. And every week we would put money in all three and the kids would talk about what they were saving for something big, what they wanted to spend, that they could spend that week, and then where they might do the giving, and when you can take money, equate it to chores that they did to earn their allowance, then relate it to their piggy bank in a tangible way, it teaches them budgeting. It teaches them understanding that saving, spending and giving are all equal, that we need to budget for all three of those things. And what can happen if we don't budget for any one of those is that, you know, it's not nearly as fulfilling. And so there were, there were lots of experiences like that that I worked with the kids on that have stayed with them ever since.   Michael Hingson ** 54:46 Well, what's next for impact 100   Wendy Steele ** 54:50 Oh, my goodness. Well, right now we are growing at a faster pace. What's next is my work at globe. Global, you're talking to the entire staff of global. And so I work longer hours and more than I should. And so what's next is building sustainability, getting some I'm working very hard to bring in funding so that we can have a staff of people, and if, as they say, I am hit by the proverbial bus, there will be my institutional knowledge will be in the hearts and minds of others. It'll be codified in a systematic way that will make it easier for impact 100 to thrive well beyond my lifetime. So that's the most important thing I'm working toward right now.   Michael Hingson ** 55:44 And that's always a good thing to work toward. It's a great goal, sustainability and and keeping true to the model is is very important by any standard. Yes. So what would your message be to anyone who is considering driving real change, or who want to drive real change, and especially who are concerned and apprehensive about getting involved in doing things.   Wendy Steele ** 56:19 You know, I would say, listen to your heart, that if there is something that's on your mind and on your heart that you think you want to do, I would listen to it. I believe that that thing that's in your head or in your heart, it it's an indication that it's your responsibility to affect change in that particular area. So don't self select out, trust your feelings and do what you can where you are, and if you can involve other people in it, all the better. You know, when I created impact 100 I'd never given $1,000 to a charity. I'd I'd never done that, but I knew I could do it, but I also knew that me doing it alone wasn't going to move the needle the way it would if I brought everyone else along. And so I hope that anyone who's out there listening and who has an idea or an inkling of what they think they want to do, I hope they pursue it with as much passion and energy as they can muster, because it likely will be much more effective than they can imagine, and it really can make the world a better place.   Michael Hingson ** 57:35 If people want to reach out and contact you, maybe talk about starting a chapter, maybe learning more about impact 100 or who want to meet you? How do they do that?   Wendy Steele ** 57:44 Gosh, they can reach me at Wendy at impact 100 global.org or I have a website called Wendy H steel.com and so they can, they can find me there. I'm very easy to find   Michael Hingson ** 58:04 well, and that obviously means a lot. So and steel is S, T, E, E, L, E, just to make sure people know great well, I want to thank you for taking the time to be with us today and talking about all of this. I think it's important. I think it's valuable. And I think you've given us all a lot to think about, and hopefully we'll think about the whole concept of giving and donating our time and treasures and talents in a little bit different way.   Wendy Steele ** 58:40 Thank you, Michael. I'm so glad to have been with you today.   Michael Hingson ** 58:44 Well, I really appreciate it. Love to hear from all of you out there as to what you think. If you have any thoughts or want to reach out to me, you're welcome to do so you can reach me at Michael H, i@accessibe.com that's m, I, C, H, A, E, L, H, I at accessibe, A, C, C, E, S, S, I, B, e.com, go to our podcast page if you would, w, w, w, dot Michael hingson.com/podcast, where you can observe all the episodes that we've had, and that's another way to reach out to me. Michael hingson is m, I, C, H, A, E, L, H, I N, G, s, O n.com/podcast, wherever you're listening, would really appreciate it if you give us a five star rating. We love those ratings, and we love your reviews and your thoughts, so please don't hesitate. And if you know of anyone who might need the opportunity to be a guest on a podcast. And Wendy, you as well. Please feel free to reach out, provide introductions. We're always looking to meet more people and bring more people into unstoppable mindset. So please do that. So once again, Wendy, I want to thank you for being here. This has been a lot of fun. Thank you,   Wendy Steele ** 59:57 Michael. This real treat for me too. You.   Michael Hingson ** 1:00:05 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Tonight the crew took over Neal's Pour House & Grub to talk about the Gateway Dirt Nationals at the Dome in ST. Louis and the Snowball Derby at Five Flags Speedway in Pensacola FL. OH YEAH!

Show SummaryOn today's episode, we're featuring a conversation with Marine Corps Veteran Dr. Derek Abbey, President and CEO of Project Recover, the nation's leading citizen-led non-profit organization to search, locate, document, recover, and repatriate the over 81,500 American service members missing in action. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDerek Abbey, Ph.D. is Project Recover's President and CEO. He served for 23 years in the United States Marine Corps. His academic research and his post-military career have focused on connecting veterans with college opportunities, He began as Project Recover team member in 2004 and spent five years on the Board of Directors before being appointed as President / CEO.Derek Abbey grew up in Seattle. He was the only child of a single mom doing the best she could to raise a “rambunctious boy.”  Her unexpected death when Derek was 13 turned his life upside-down. For four years, he lived primarily with his aunt and uncle. Finally, at 17, Derek ran away to the Marine Corps. Derek Abbey had been without a rudder and sail for most of his life. In the USMC, he found a structure and system he could succeed in.First, he enlisted in the Marine Corps as a communicator. After his initial enlistment, the Marine Corps selected him for a commissioning program and sent him to Oregon State University to earn a degree. Upon receiving his degree he was commissioned as a ground officer. Finally, Derek was selected for an aviation contract while completing the six months long Basic School.This combination of events, going into the military and then to college, set the stage for Derek's academic and professional accomplishments. It also is the seed that gave rise to a passion for connecting veterans with educational opportunities. It is also, of course, the precursor which led up to his current role with Project Recover.Derek Abbey attended flight school in Pensacola FL and graduated as a Naval Flight Officer. He was then sent to the F/A-18 Hornet Fleet Replacement Squadron at MCAS Miramar where he earned his designation as an F/A-18 Weapons Systems Officer. He was then immediately assigned to his first squadron, VMFA(AW)-121, and deployed for Operation Southern Watch and Operation Iraqi Freedom. Over the next few years, he deployed two more times to Iraq and once to the Far East. He holds more combat hours in the Hornet than hours in peaceful skies. After an extended and successful tour in the Hornet, Derek left flight operations to become a Plank Owner (original member) at Marine Corps Special Operations Command as the Air Officer for the 1st Marine Special Operations Battalion, now 1st Raider Battalion. During this period with the Marine Raiders, he served in Marine Special Operations Company Delta and was deployed to Afghanistan in support of Operation Enduring Freedom as their Forward Air Controller, Special Operations JTAC, and Executive Officer.In 2009, Derek was selected by the Marine Corps for the Advanced Degree Program and assigned to the University of San Diego. “In 2009-2011, there was a huge influx of military into higher education. Universities were figuring out how to work with these populations.” While earning a Masters in Higher Education Leadership, Derek conducted research on how universities and colleges work with military-connected students on their campuses. His thesis provided best practices for colleges to use in creating successful military programs on their campuses. In his twilight tour from 2011-2014, Derek served as the Director of the Marine Corps' Train the Trainer School in Camp Lejeune, NC. His organization was responsible for the training and education of instructors, curriculum developers, staff and leadership of 93 training units across the Marine Corps. Derek retired from the USMC as a Major in 2014. Shortly thereafter, he began his doctorate in Leadership Studies at the University of San Diego. Derek focused again on conducting practical research that would help make higher education more accessible to veterans, the majority of whom would be first-generation college students. His research has garnered national attention and resulted in multiple speaking engagements. Derek earned his Ph.D. in 2019.Upon retiring from the Marine Corps, Derek began working at San Diego State University as a Military Liaison Officer in the Joan and Art Barron Veterans Center. In this position, he focused on outreach to the military-connected students in the region in order to provide guidance for them attaining their higher education goals.In 2015, he took over the Military and Veterans Program at The University of San Diego.  During his time with USD, he created and implemented programming that resulted in the growth of the military-connected population by 30% and the program being recognized as one at the top in the nation. Derek was the advocate for this population not only at USD but on other campuses in the region through the Military Ally program and with organizations across the nation attempting to provide better educational guidance for the military population.  In 2017, Derek took over West Coast Operations for the Travis Manion Foundation (TMF) as the Senior Director of the West and Northwest Regions. TMF is a veterans service organization that works to unite the American community through programming that emphasizes the value of strong character. In this role, he oversaw the strategy development, program implementation and expansion, budget execution, and evaluation in TMF's largest geographical region. Links Mentioned in this Episode Project Recover Web SitePsychArmor Resource of the WeekFor this week's PsychArmor resource of the week is an episode of the Behind the Mission Podcast, episode 153 with Christina Slentz and the League of Wives Memorial Project. This project honors the story of a group of military spouses who supported their husbands held captive as POWs in the Vietnam war with the establishment of a memorial in Coronado, California.  You can find the resource here:  https://psycharmor.org/podcast/christina-slentz Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmor

In today's episode, I sat down with T1D and comedian Chelcie Rice. Chelcie was diagnosed in 1985 and lives in Pensacola Florida. We talked about his 40 years of T1D and how he's overcome complications with retinopathy. We also discussed his comic career and managing Diabetes no the road and on stage.Simplifying Life With Diabetes - Coaching Resources:Website: www.simplifyingdiabetes.comNewsletter Sign Up"More Than A1C" - My Signature Coaching ProgramThe Diabetes Nutrition Master CourseThe 5-Pillars Of Diabetes Success WorksheetSupport & Donate To The PodcastThe T1D Exchange Registry is a research study, conducted over time, for individuals with type 1 diabetes and their supporters. Participants volunteer to provide their data for Diabetes research. Once enrolled, Registry participants have the opportunity to sign up for other studies on various topics related to type 1 diabetes.You can make an impact on the future of Diabetes now! Fill out an online  survey and gain access to tons of new research and the online portal. It only takes 10-15 minutes.Don't forget to check out Ancient Bliss an herbal supplement company.Use Discount Code KEN20 for 20% off at check out.Have a question, send me a DM or email. I'd love to connect and answer any questions you have.You can find the show  on any platform you listen to your podcasts!Don't forget to click on that subscribe button and leave a 5-star review, so you're notified when new episode drop every week.Questions about diabetes, don't hesitate to reach out:Instagram: @CoachK3NInstagram: @thehealthydiabeticpodTwitter: @thehealthydpodTik Tok: @thehealthydiabeticpodFacebook: @Simplifying Life With DiabetesEmail: ken@simplifyingdiabetes.comPodcast Disclaimer: Nothing that you hear on The Healthy Diabetic Podcast should be considered medical advice or otherwise; please always consult your medical TEAM before making any changes to your Diabetes management.Support the Show.

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues its 134 college football team preview series with the Florida State Seminoles 2024 Season Preview. Pick Dundee aka (@TheColbyD), Patty C (@PattyC831) & NC Nick (@NC__NicK) break down the upcoming 2024 Florida State Seminoles roster from offense, defense and special teams to every game on their upcoming schedule. Did the Florida State Seminoles get completely robber a season ago from the College Football Invitational Playoff? How will Mike Norvell and the Noles bounce back after losing a ton to the NFL?How should we grade the addition of DJ Uiagalelei from the Oregon State Beavers? Did the Florida State Seminoles win the transfer portal when they brought in Roydell Williams and Malik Benson from Alabama? Will Kyle Morlock be a name to lookout for at the tight spot for the Seminoles in 2024? Is this the best Florida State offensive line in the Norvell era? Will the Noles offense be a little better than the 2023 offense?How should we evaluate the Florida State defense without several key players from a season ago? Will Marvin Jones Jr. be a difference maker on their defensive line? Is the Florida State Seminoles linebacking core perhaps the biggest area of weakness on their defense? Does the return of Fentrell Cypress mean the Florida State secondary should be in decent shape in 2024? Is this years Florida State Seminoles schedule a lot harder than last years schedule? We talk it all and more on this Florida State Seminoles edition of The College Football Experience. JOIN the SGPN community #DegensOnlyExclusive Merch, Contests and Bonus Episodes ONLY on Patreon - https://sg.pn/patreonDiscuss with fellow degens on Discord - https://sg.pn/discordDownload The Free SGPN App - https://sgpn.appCheck out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTubeCheck out our website - http://sportsgamblingpodcast.comSUPPORT us by supporting our partnersCirca Sports - 16 MILLION in guaranteed prizes w/ Circa Survivor & Circa Millions - https://www.circasports.com/circa-sports-millionFootball Contest Proxy - Use promo code SGP to save $50 at - https://www.footballcontestproxy.com/Rithmm - Player Props and Picks - Free 7 day trial! http://sportsgamblingpodcast.com/rithmmUnderdog Fantasy code SGPN - Up to $250 in BONUS CASH - https://play.underdogfantasy.com/p-sgpnGametime code SGPN - Download the Gametime app, create an account, and use code SGPN for $20 off your first purchase - https://gametime.co/ADVERTISE with SGPNInterested in advertising? Contact sales@sgpn.io Follow The College Experience & SGPN On Social MediaTwitter - https://twitter.com/TCEonSGPNInstagram - http://www.instagram.com/TCEonSGPNTikTok - https://www.tiktok.com/@TCEonSGPNYoutube - https://www.youtube.com/@TheCollegeExperienceFollow The Hosts On Social MediaColby Dant - http://www.twitter.com/thecolbydPatty C - https://twitter.com/PattyC831NC Nick - https://twitter.com/NC__NicK

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues their 134 college football team preview series with the UCF Golden Knights 2024 Season Preview. Pick Dundee aka (@TheColbyD) & Patty C (@PattyC831) break down the upcoming season for the UCF Knights as they enter year 2 in the Big 12 under Gus Malzhan. Is this the year UCF takes a giant step forward and plays for a Big 12 Championship? What should we expect from the UCF offense, defense and special teams in 2024?Is KJ Jefferson the perfect QB for the Gus Malzhan offense and did they win the transfer portal by landing Jefferson? Will Peny Boone and RJ Harvey feature one of the best and most explosive running back rooms in America? How does the UCF Knights wideout room look heading into the season with Kobe Huson, Xavier Townsend and Chauncey Magwood? Is Randy Pittman Jr. a name to watch at the tight end spot? Does returning 3 of 5 on the offensive line coming back mean UCF should have one of the top offenses in the Big 12?Can Ted Roof come in an ignite this UCF Knights defense? Will the defensive line be fine with the return of Lee Hunter and Ricky Barber? What do we think of the UCF linebacker room with no returning starters? Will the UCF secondary be one of the better units in the Big 12 in 2024? What should we expect from Gus Malzhan in year two in the Big 12 and perhaps a pivotal year in his tenure in Orlando, Florida? We talk it all and more on this UCF Knights edition of The College Football Experience. JOIN the SGPN community #DegensOnlyExclusive Merch, Contests and Bonus Episodes ONLY on Patreon - https://sg.pn/patreonDiscuss with fellow degens on Discord - https://sg.pn/discordDownload The Free SGPN App - https://sgpn.appCheck out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTubeCheck out our website - http://sportsgamblingpodcast.comSUPPORT us by supporting our partnersCirca Sports - 16 MILLION in guaranteed prizes w/ Circa Survivor & Circa Millions - https://www.circasports.com/circa-sports-millionFootball Contest Proxy - Use promo code SGP to save $50 at - https://www.footballcontestproxy.com/Rithmm - Player Props and Picks - Free 7 day trial! http://sportsgamblingpodcast.com/rithmmUnderdog Fantasy code SGPN - Up to $250 in BONUS CASH - https://play.underdogfantasy.com/p-sgpnGametime code SGPN - Download the Gametime app, create an account, and use code SGPN for $20 off your first purchase - https://gametime.co/ADVERTISE with SGPNInterested in advertising? Contact sales@sgpn.io Follow The College Experience & SGPN On Social MediaTwitter - https://twitter.com/TCEonSGPNInstagram - http://www.instagram.com/TCEonSGPNTikTok - https://www.tiktok.com/@TCEonSGPNYoutube - https://www.youtube.com/@TheCollegeExperienceFollow The Hosts On Social MediaColby Dant - http://www.twitter.com/thecolbydPatty C - https://twitter.com/PattyC831NC Nick - https://twitter.com/NC__NicK

Today is a Q & A based on some frequently asked questions. This is part 2 of a two part series on FAQ about questions regarding OWCP attorneys, consultants and required response to deadlines!How Can Attorneys Assist Federal Employees with Work-Related Benefit Issues?                                Denial of Federal Employee's Work-Related BenefitsOne of the most challenging aspects for federal employees is dealing with the denial of work-related benefits. Attorneys play a crucial role in this area by:1. Reviewing Denial Notices: Attorneys carefully examine the reasons provided for the denial of benefits. This includes scrutinizing the documentation and evidence submitted with the initial claim.  If necessary, attorneys help in gathering additional medical records, witness statements, and other pertinent evidence to strengthen the case.2. Filing Appeals: Attorneys are well-versed in the appeals process, including deadlines and specific forms required. They prepare and file appeals on behalf of the employee, ensuring that all procedural requirements are met. 3. Representing Employees at Hearings: In cases where a hearing is required, attorneys represent employees, presenting the evidence and making legal arguments to support the claim.                                             Termination of Existing Benefits 1. Challenging Termination Notices: Attorneys review the justification for terminating benefits and identify any procedural errors or lack of substantial evidence.2. Requesting Reconsideration: If benefits are wrongfully terminated, attorneys can request reconsideration or modification of the decision, presenting new evidence or arguments as needed. 3. Navigating Administrative Procedures: Attorneys ensure that all necessary administrative procedures are followed, reducing the risk of procedural dismissals.                               Attorney Assist with Scheduled Awards 1. Determining Eligibility: Attorneys help employees understand if they qualify for a scheduled award based on their medical condition and impairment rating.2. Filing Claims for Scheduled Awards: Attorneys guide employees through the process of filing claims for scheduled awards, ensuring that all necessary medical documentation and forms are correctly submitted.3. Appealing Denied Scheduled Awards: If a claim for a scheduled award is denied, attorneys can file an appeal and represent the employee during the appeals process.Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola Florida, Atlanta Georgia, or Mobile Alabama    you can make an appointment to see Dr. Taylor, or Dr. Sullivan   at the clinic at  FWC Medical Centers. To make a consult with Dr. Taylor  call the clinic at 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/

Talk to us directly! Plunge into the depths with Bailey and Ty as they explore the chilling tale of the Pensacola Sea Monster attack! What unearthly creature could be lurking off the Florida coast?Investigate the eerie story of the Pensacola Sea Monster, a terrifying creature reported to have attacked a group of swimmers in the waters of Pensacola, Florida. #JoinTheTalk as we sift through the evidence to bring you closer to the truth behind this mysterious maritime tale. Possible misidentification? A frenzied accident? Or something much darker? #QuestionEverything Intrigued by the mystery of the Pensacola Sea Monster? Don't forget to LIKE and SUBSCRIBE to Cult Talk Net for more Cult Talks: Conspiracy! Dive deeper into the unknown with us and click the bell icon for notifications on our latest eerie explorations. #QuestionEverythingIf you wish to become a supporter of the show, kindly click on the provided link: https://www.buzzsprout.com/2042172/support Support the Show.Follow @CultTalkNet on Instagram, Twitter, Facebook, and YouTube for more Groovy content!Check out Cult of Campbell every other Monday for a groovy dose of Bruce Campbell!#QuestionEverything every other Tuesday with Cult Talks: Conspiracy! where we dive deep into the dark corners of the fringe. Explore the vast worlds of Fantasy and Sci-Fi with our long-form exploration podcast, Cult of Lore! You can also find FULL videos of Cult of Lore at youtube.com/CultTalkNet.#JoinTheTalk

Federal Workers Compensation Coffee Break Podcast is about all things related to Federal Workers Compensation, FECA, OWCP, DOL & Longshore claim filing as an injured federal worker. The podcast is an educational and informative training on how to navigate the OWCP claims filing process for all types of injured US government and federal workers. The podcaster has 29 years in assisting with federal workers compensation as a consultant and trainer. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away. The short coffee break format highlights solutions and gives directions on how to successfully resolve any federal workers compensation claim related issue. So if you are a federal employee and you want to learn about OWCP - DOL & FECA workers compensation....pour a cup of coffee and drop by...you will be glad you did.Today is a Q & A based on some frequently asked questions. This is part 1 of a two part series on FAQ!Now lets get our coffee started and start on YOUR questions! FAQs on our Medical Authorization and Bill Pay processes for Injured Workers, Medical Providers, and Employing Agencies. Q : I was injured on the job. How do I file a claim?A: You need to complete either form CA-1, "Federal Employee's Notice of Traumatic Injury and Claim for Continuation of Pay/Compensation" or form CA-2 "Notice of Occupational Disease and Claim for Compensation". A traumatic injury is one that can be pinpointed to have occurred during one particular work shift – falling down the steps for example. An occupational disease is a medical condition that has developed due to work activities performed over more than one work shift. 20 C.F.R. §§ 10.100-10.101. Forms can be submitted electronically via the Employees' Compensation Operations and Management Portal (ECOMP). Visit the ECOMP site to register for an account and initiate a claim. If you are submitting a CA-2, you should also review the appropriate CA-35 "Evidence Required in Support of a Claim for Occupational Disease" form/checklist. There are several of these detailing the different sorts of documentation to be submitted depending on the type of occupational disease.  For more information go to show transcripts for downloading answers to this episodes questions from other injured workers.For more information go to show transcripts for downloading answers to this episodes questions from other injured workers.Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola Florida, Atlanta Georgia, or Mobile Alabama    you can make an appointment to see Dr. Taylor, Dr. Sullivan or Dr. Thomas  at the clinic at  M & R Medical & Therapy Center or FWC Medical Centers. To make a consult with Dr. Taylor  to discuss your case or if you know someone in Alabama, Mississippi, Georgia or Florida who is recently injured you can call the clinic at 813-877-6900 or 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/Also you can find OWCP -DOL  Fed Comp Coffee Break Podcast on Youtube,

Jim White has allowed my listeners into his journey of growing up in Pensacola Florida, having a tumultuous childhood along with being a member of a Pentacostal Church for 10 Years. Prior to being a musician, Jim worked around the US and parts of Europe doing several jobs, such as dishwasher, landscaper, lifeguard, cook, surfboard laminator, and even modeling! All roads from these occupations and a Pentecostal life, lead him to NYC where he began driving a cab and eventually attended NYU's Film School. Toward the end of Jim's 13 years in NYC driving a cab, he had what most people would call a nervous breakdown which sometimes brought him thoughts of suicide. When Jim was in his darkest days, he was saved by some miraculous synchronicities. He had begun writing music for no one but himself. Through a series of synchronicities, his recordings made it to David Byrne ( Yes, that David Byrne).Byrne's recognition of White's talent propelled him onto the global stage, where he has since established himself as a prolific songwriter and performer. His life lead him to Athens and here he is, in our home town. You'll want to hear this thought provoking and extraordinary conversation I had with Jim.Jim is also the proud father of Willow Avalon, who has just signed a record deal and exploding onto the music scene. Definitely check her out her unique talent as a singer / songwriter.Show AthCastMusic with Marlene Sokol StewartFrequency Weekly on ThursdayLength: 71.27Rating ExplicitFaceBook https://www.facebook.com/search/top?q=jim%20whiteWebite: jimwhitemusic.net catalog and to purchase Incidental ContactInstagram Willow Avalon.David Byrne Instagram davidbyrneofficial

Episode 1 is an introduction to Dr. Taylor and his history as an  OWCP -  DOL ( Department of Labor)  provider and his years of consulting and teaching all things federal workers compensation related. This is an educational short form format for learning how to successfully file federal workers compensation claims. So grab a cup of coffee and lets begin. You will be glad you did!Here at this podcast we discuss all sorts of topics related to  federal  workers compensation, Department of Labor, OWCP, FECA ACT, FERS, longshore-maritime, DOD contractors, VA benefits. I cover these relevant topics in a short coffee break style format  because we like to discuss topics that are related to helping you the government employee with filing your claim, understanding your rights and responsibilities, relevant rules and provisions. I also like to cover topics that people are always wanting information on to help you successfully  navigate the convoluted waters of federal claim filing. I do this to assist you, you and your doctor  or your coworkers with claim filing denials or with appropriate filing of benefit claims, disability  or injured worker claims. T Dr. Taylor's contact information for more information or assistance is:fedcompconsultants@protonmail.comIf you need an OWCP approved medical provider, You can make a  a consultation with me to discuss your case or if you know someone in Tampa or Pensacola Florida and Atlanta and south Georgia or Alabama,  who is recently injured you can call the clinic at 813-877-6900 or 813-215-4356 or go  to our website at https://fedcompconsultants.com/    & https://mrtherapycenter.com/  Also if you are in  another state and you want me to assist  you with claim questions or assistance for your  doctor you can email me at fedcompconsultants@protonmail.com or send me a message on the website at fedcompconsultants.com

Federal Workers Compensation Coffee Break Podcast is about all things related to Federal Workers Compensation, FECA, OWCP, DOL & Longshore claim filing as an injured federal worker. The podcast is an educational and informative training on how to navigate the OWCP claims filing process for all types of injured US government and federal workers. The podcaster has 29 years in assisting with federal workers compensation as a consultant and trainer. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away. The short coffee break format highlights solutions and gives directions on how to successfully resolve any federal workers compensation claim related issue. So if you are a federal employee and you want to learn about OWCP - DOL & FECA workers compensation....pour a cup of coffee and drop by...you will be glad you did.(Q) Are there any restrictions on when an employee can take leave for the birth or adoption of a child?Leave to bond with a newborn child or for a newly placed adopted or foster child must conclude within 12 months after the birth or placement. The use of intermittent FMLA leave for these purposes is subject to the employer's approval. If the newly born or newly placed child has a serious health condition, the employee has the right to take FMLA leave to care for the child intermittently, if medically necessary and such leave is not subject to the 12-month limitation.(Q) When can a parent take leave for a newborn?Mothers and fathers have the same right to take FMLA leave to bond with a newborn child. A mother can also take FMLA leave for prenatal care, incapacity related to pregnancy, and for her own serious health condition following the birth of a child. A father can also use FMLA leave to care for his spouse who is incapacitated due to pregnancy or child birth.For more information go to show transcripts for downloading answers to this episodes questions from other injured workers.Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola Florida, Georgia, Alabama   or Oklahoma City you can make an appointment to see him and the other providers at the clinic at  M & R Medical & Therapy Center or FWC Medical Centers. To make a consult with Dr. Taylor  to discuss your case or if you know someone if Florida who is recently injured you can call the clinic at 813-877-6900 or 813-215-4356 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/Also you can find OWCP -DOL  Fed Comp Coffee Break Podcast on Youtube, Spotify and Apple Podcast.  Be sure and subscribe, like, and/or share a comment or review if you find this podcast information to be beneficial. 

The Emerald Coast is beautiful and Pensacola is a gem nestled right along the Florida panhandle. In this episode, we look at where to stay, what to eat, and things to do.

This episode begins our coverage celebrating the 30th anniversary of Pearl Jam's Vs. tour in 1994. With this tour falling smack dab in the middle of the band's prime, there are a plethora of storylines inside and outside of the shows that make this year a memorable one. Vitalogy songs were getting played in the set prior to the album's release, legendary shows took place in cities such as Boston and Atlanta, dealing with Ticketmaster, bomb threats, backstage break-ins, and Dave Abbruzzese exit from the band. This episode features a Rock For Choice show that took place in Pensacola, Florida a year after the death of Dr. David Gunn, a doctor who performed safe abortions on women who were unable to birth a child. The band has actively supported a women's right to choose going back to their formation. You may remember moments such as Ed wearing a t-shirt with a coat hanger on it during their 1992 performance on Saturday Night Live, and most famously at MTV Unplugged where Ed wrote pro-choice on his arm with a marker. The point of the episode is to discuss some of the band's history of activism, but also within the nature of our world at this current moment, it was extremely difficult to provide an episode on abortion rights without addressing what's going on. That means you will get to hear our heartfelt opinions on the subject at hand. If this is something that you are uncomfortable listening to at this point in time, please take note of that before checking out the podcast. The entire night had references (some subtle, others not so much) to the cause that they were fighting to defend, none more relevant than opening with a cover of Tom Petty's I Won't Back Down. The performances are the height of the era with the band absolutely locked in, and Ed tearing into the vocals on songs such as Dissident, Glorified G, Blood, Alive, Porch and many more. We also get to hear a speech from David Gunn Jr. as well as instances where Ed will attack the subject head on. Visit The Concertpedia - http://liveon4legs.com Contact The Show - liveon4legspodcast@gmail.com Donate To The Show - http://patreon.com/liveon4legs

In this Friday edition of Bobcat Radio the crew of Audrey Pasillas, Beau Kelly, Karys Lay and Keilani De Luna discuss TXST Men's and Women's Basketball their regular as they gear up for the Sun Belt Conference tournament in Pensacola Florida, Softball heads up to Lubbock to take on New Mexico State and UTEP in the Texas Tech tournament and Baseball heads down to Houston for the Astros Foundation Classic in Minute Maid Park. Catch BCR every Monday, Wednesday, and Friday! Live on KTSW 89.9!

Federal Workers Compensation Coffee Break Podcast is an educational and informative training on how to navigate the DOL -OWCP claims filing process for all types of injured US government and federal workers. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away.You can file an oral hearing in ECOMP by uploading a written request to your claims examiner into ECOMP. The Claims examiner has thirty days to respond by DFEC procedure manual rule. One of these Oral Hearing appeal options is the employee's right to request and receive an Oral Hearing or Review of the Written Record. The Oral Hearing is a non-adversarial hearing with the employee, (and/or your designated  employee's representative (which can be your treating doctor, attorney or designated representative ie. Union rep etc, along with the hearing examiner and a professional transcriber present. The Oral Hearing gives the employee the opportunity to present additional facts and evidence for the examiner's consideration and allows the claimant to further present his/her case before any final decision by the examiner and OWCP can be rendered. This is a powerful tool that you can use to assist in appeals when there is a breakdown in communication with your claims examiner on matters where delays are based on non sensical errors or miscommunications. More information is found in the show's transcript!Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola Florida  or Oklahoma City you can make an appointment to see him and the other providers at the clinic at  M & R Medical & Therapy Center or FWC Medical Centers. To make a consult with Dr. Taylor  to discuss your case or if you know someone if Florida who is recently injured you can call the clinic at 813-877-6900 or go  to our website at https://mrtherapycenter.com/or https://fedcompconsultants.com/ Also you can find Fed Comp Coffee Break Podcast on Youtube, Spotify and Apple Podcast.  Be sure and subscribe, like, and/or share a comment or review if you find this podcast information to be beneficial. 

The gang sits down with Andy Prince of Manchester Orchestra about his project Upward Intuition, an organization that builds skateparks for their local community in Pensacola Florida.

In today's episode I'm talking about TIME! Specifically this new concept I have around time after visiting my grandparents in their retirement community in Pensacola Florida.I realized that even if I live to 100 years old, that doesn't mean I have 100 years to do certain things I want in my life. I only have so much time as a single young adult to do certain things I want in my life. Once I reach a certain age in my 30s I'll be in a relationship, I'll start a family, etc. So this means that the time you have now to go after your goals is limited, its finite! You won't be getting this time back, so we have to take the risks and the chances now in life because those opportunities may never come back. I hope you enjoy the episode and if you do please give this podcast a 5 star review and share it on your social media so others can hear. If you share it please tag me @chrispage_coach so I can shout you out on my page and thank you properly! 

Keith recently gave a talk on the theology of comedy to the men of Providence Church in Pensacola Florida. This is the audio of that presentation.

Pensacola Florida offered us rivers and quality time.

Federal Workers Compensation Coffee Break Podcast is an educational and informative training on how to navigate the DOL -OWCP claims filing process for all types of injured US government and federal workers. The podcast is free and is educational. If you need help with anything related to a federal workers compensation claim...help is just a cup of coffee away.If you are injured, you probably are currently on a medical restriction related to your accepted federal workers compensation claim. As such, this means that your doctor has instructed your employee agency that you are not able to perform certain job duties or actions during your normal workday due to medical restrictions. But one of the big misunderstandings that injured workers have is the following question, “What am I allowed to do with my self-care activities? What that doctor has not ordered or give instructions on, by completing a return-to-work status form such as a CA-17 & CA-5C is that you must stop performing specific actions which you need to execute in order to live your normal daily life.The CA-17 is a form which the OWCP directs both the injured worker's supervisor and his/her treating physician to complete. The CA-17 is a legal OWCP document for reporting work status to OWCP not to the employee agencyThe OWCP Form 5c Work Capacity Evaluation Musculoskeletal Conditions is also a work status for that can be completed by the injured worker's treating physician, but it DOES NOT contain any information regarding the employee's:clinical diagnosisother disabling conditionsthe treating physician's clinical findingsMore information is found in the show's transcript!Dr. Taylor's contact information is: https://fedcompconsultants@protonmail.com If you need a provider or assistance with a DOL claim in Tampa, Pensacola Florida  or Oklahoma City you can make an appointment to see him and the other providers at the clinic at  M & R Medical & Therapy Center or FWC Medical Centers. To make a consult with Dr. Taylor  to discuss your case or if you know someone if Florida who is recently injured you can call the clinic at 813-877-6900 or go  to our website at https://mrtherapycenter.com/ Also you can find Fed Comp Coffee Break Podcast on Youtube Be sure and subscribe, like, and/or share a comment or review if you find this podcast information to be beneficial. 

If you were to ever need a seatbelt .... now is the time! Buckle Up because GUNSHINE is coming for ya. M&B had a great conversation with Lead Guitarist & band Founder Austin Ingerman. GUNSHINE, hailing from sunshine is based out of Pensacola Florida. This fairly new band is quickly finding success by the release of 2 action packed albums, touring the World & and sharing venues with greats like Tom Kiefer of Cinderella. Listen in and share the stories how this all came together and all about the band. What does ELVIS (yes,....ELVIS) have to do with this band?,,,, well listen in to find out about this cool tid bit. Be sure to follow @Musiciansandbeyond and @Gunshineband to keep up to date with the quickly evolving journey. #gunshine #band #florida #musiciansandbeyond #austiningerman --- Support this podcast: https://podcasters.spotify.com/pod/show/musiciansandbeyond/support

In this episode, Chris Allen of Joe Homebuyer in Pensacola, Florida shares his story about how he started his Joe Homebuyer franchise, why he loves the off-market real estate industry, and how he moved from Arizona and built a team to start a business in Florida.

In this week's episode I recap the Panhandle Clash World Championships from Pensacola Florida. I discuss some rule changes for the 2024 AFT Season and talk about some upcoming races.

The Platform episode 488 features a mix by the Nashville resident, Cisco! Fresh off the release of his brand new track "Move" that came out November 9th he's already working on another single set to come out January 12th! Hit him up on his socials below and go see him at his upcoming gigs November 18th at Laguna's Beach Club in Pensacola Florida with Snakeships, December 2nd at the University of Oklahoma and December 28th here in Nashville at Sky Deck! Subscribe to my Patreon to see the full track lists from almost every mix, get access to my crates, see my top tracks of the week and a whole lot more. Now turn it up and let's get into it with Cisco's latest right here, on The Platform! Patreon: https://www.patreon.com/djdexmke Cisco IG: https://www.instagram.com/cisco9_/ All: https://solo.to/cisco9

We got the homie Cremro Smith on the podcast all the way from Pensacola Florida he is a very dope artist with a dope story so tap in COLA #pensacola #pensacolabeach #florida #pensacolaflorida #tampa #haystak #jellyroll #caskey #viral #explore #trending #youtubeshorts #shortsfeed #youtuber #youtube #newvideo #newpodcast #podcast #podcasts #podcasting #podcaster #newcontent #contentcreator #cannabis #cannabiscommunity420 #hightimes #cannabispodcast #cannabiscup #rap #rapper #music #cola #latino #lafamilia #cremro #cremrosmith #trending #trendingvideos #trendingpodcast #viralpodcast

Charles Strange: Seal Team 6 Deaths "Extortion 17" Osama Bin Laden RaidCharles and Mary Strange join The Opperman Report to discuss their son Michael. Michael was part of the SEAL team that raided the Osama bin Laden compound. Three months later he dies in a helicopter crash in Afghanistan.This interview covers the families suspicions regarding the official accounts of these events. Their struggle to uncover the truth and their experiences of being targets of govt surveilance and harassment.We discuss the Afghanistan poppy trade, Taliban 'sex boys" their experience with Pres Barack Obama , the suspicious circumstances surround their sons death. Also discussed is an incredibly bizarre "Ramp Ceremony" where a Muslim Imam was allowed to perform an act of desecration over the coffins of these US soldiers.MichaelStrangeFoundation.orgCryptologic Technician (Collection) Petty Officer First Class Michael J. Strange was born on June 6, 1986 in Philadelphia. He attended St. Bartholomew Catholic School in the Wissinoming section of the city. He enjoyed the life of a typical Philadelphia kid surrounded by a loving family and great friends who he stayed close to all of his life. Michael had a great sense of humor and a kind and generous heart. As a little boy he loved spending summers with his dad, brother and sisters in Rehoboth Beach at his grandmothers house where he spent his days fishing and crabbing and playing in the pool.After graduating from North Catholic High School in June of 2004, Michael joined the United States Navy. After basic training in the Great Lakes he reported to the Naval Technical Training Center in Pensacola FL where he attended Cryptologic Technician (Collection) “A” School. He graduated second in his class.His first assignment was Naval Information Operations Command (NIOC) in Hawaii. At NIOC, Petty Officer Strange worked in several high profile signals intelligence gathering offices and became a first line supervisor in charge of multiple analysts. He completed a nine month deployment to Iraq with Seal Team TWO. During this deployment he earned the Expeditionary Warfare qualification. After an arduous screening process, Petty Officer Strange volunteered and was selected for duty at Naval Special Warfare Development Group.While stationed in Hawaii, Michael met his girlfriend. They enjoyed spending time after work surfing and touring the beautiful islands. After completing his tour of duty in Iraq, Michael and his girlfriend moved to Virginia Beach, VA where they made their home with their dog Schmayze.Cryptologic Technician (Collection) First Class Michael Strange was a highly decorated combat veteran with numerous awards, including the Bronze Star Medal with Valor, Purple Heart Medal, Defense Meritorious Service Medal, Joint Service Commendation Medal with Valor, Joint Service Achievement Medal, Combat Action Ribbon, Presidential Unit Citation, and other campaign and unit decorations.Michael is survived by his proud and loving family, his parents, his brother, sisters and his niece. He is also survived by his grandmother and many loving aunts, uncles, cousins, his girlfriend and many close friends.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/1198501/advertisement

The Northwest Florida Fishing report is your best resource for the Destin Fishing Report, Panama City Fishing Report, Pensacola Fishing Report, Navarre Fishing Report, and everywhere in between. For the anglers looking for a Destin Fishing Report, Ft. Walton Beach fishing report, Choctawhatchee Bay Fishing Report, or Miramar Beach fishing report, look no further. Every week we bring you a report for those anglers interested in an Okaloosa Island fishing report and a Santa Rosa Beach fishing report and everywhere in between. For our guys looking for the Pensacola fishing report or the Navarre Fishing Report, we've got you covered. This week we're talking to Tom Hilton for the offshore report after a week of rough conditions. Blane Roberts brings us the onshore report and we talk about what's happening with the Fall Pompano run. The final report is an inshore report from Capt. Evan Wheeler where we get into what you need to know to target speckled trout, redfish, and Florida in the Pensacola Florida area. It's all brought to you whether it's good, bad, or ugly. Please Subscribe, Rate, and review wherever you listen to podcasts, and don't forget to text the word “fishing” to 647-558-9895 or click here to be added to our email list and we'll send you the new show each week! All Northwest Florida Email Subscribers receive an AFTCO FREE SUN PROTECTION MASK promo code for any purchase!   Sponsors Admiral Shellfish Alabama Marine Resources Angelo Depaola EXP Realty "The Coastal Connection" Alabama Deep Sea Fishing Rodeo Buck's Island Marine CCA Alabama Crocodile Bay Dixie Supply Fishbites Foster Contracting - Fortified Roofing Gulf Coast Office - National Land Realty Gulf Shores and Orange Beach Tourism Great Days Outdoors Hayabusa USA Hilton's Offshore Charts KillerDock L&M Marine Mallard Bay Test Calibration Texas Hunter

Dr Uri Brito is the pastor of Providence Chirch in Pensacola Florida. In this episode, Dr Brito covers a three fold view of eschatology: Priest, Prophet and King stages. Also covered is the concept of "A War of Priesthoods", 2020 and the Church, Pietism and moreWatch all of our videos and subscribe to our channel for the latest content >HereHere

Hear all about conservation minded Shark Fishing Trips from the Beaches of the Gulf Coast including Pensacola Florida and Navarre Beach, Florida. Some of the footage is crazy gang you have to see it! ------------------------------------------------ Follow Coastal Worldwide across Social Media: Conservation Minded Shark Fishing Trips From Destin, FL to Gulf Shores, AL Instagram: https://www.instagram.com/coastalworldwide/ Facebook: https://www.facebook.com/profile.php?id=100081904327612 Official Coastal Worldwide Website: https://coastal-worldwide.com/ YouTube:  @coastalworldwide  ------------------------------------------------ Latest SoCal Fish Reports on my app (4000+ members) (iOS) : https://apps.apple.com/us/app/your-saltwater-guide/id1666659346 Latest SoCal Fish Reports on my app (4000+ members) (ANDROID) : https://play.google.com/store/apps/details?id=tv.uscreen.yoursaltwaterguide New Merch: https://store.yoursaltwaterguide.com/ 400+ Fishing How To Videos & Weekly SoCal Game Plans: https://www.yoursaltwaterguide.com/ ------------------------------------------------- Sponsored By: Okuma Fishing Tackle USA: Go to the Okuma store to check out all of their products. #Okuma #OkumaFishing  https://okumafishingusa.com/ Opsin USA Fluorocarbon Fishing Line: Opsin is one of the highest performing fluorocarbon leader lines on the market and sets the standard for quality and performance in angling. #OpsinWins #OpsinFluorocarbon  Purchase and Save 20% off your order including FREE SHIPPING using code "YSWG"at checkout: https://opsinusa.com/discount/yswg Promar & Ahi USA: Since 2002, Promar & Ahi USA have made it their goal to provide anglers with high quality fishing products and accessories under the Promar & Ahi USA brands. #Promar #PromarAhiUSA #PromarAhi  Save 10% on your entire order using code “YSWG22” at checkout: https://promarahi.com/discount/YSWG22 Pacific Sportfishing Alliance: Book Your Dream Fishing Trip With Pacific Sportfishing Alliance! Experience the Ultimate in Sportfishing at Bucket List Destination such as Alaska, San Diego & Baja, Mexico! #pacificsportfishingalliance  Get Exclusive Deals & Trip Discounts by mentioning Your Saltwater Guide: https://pacificsportfishingalliance.com/ Deckhand Sports - Fishing Kill Bags, Dry Bags & Gear: Their Bags Don't Leak! Don't let a leaky bag ruin your catch! Get your hands on an industry-leading leak-proof Fish Kill Bag today, made with innovative High-Frequency Welding technology that ensures you'll never have to deal with leaks again. #deckhandsports #ourbagsdontleak Discount code: "YSWG15" (Use for 15% off your entire order) https://deckhandsports.com/ ------------------------------------------------ Submit your fishing videos, TikToks, questions and topics you'd like to hear and see on the podcast to: yoursaltwaterguide@yahoo.com Call Captain Dave Hansen. (Yes Really): (949) 374-0786 ------------------------------------------------ Book an Official Your Saltwater Guide! Call Captain Pablo Fernandez on (619) 431-3070 to book! Call Captain Sonny to book his guide service on (702) 612-1269 today to book! Call Captain Justin Bottrell on (951) 703-9442 to book! ------------------------------------------------ Find Dave: Website: https://www.yoursaltwaterguide.com/ Instagram: https://www.instagram.com/yoursaltwaterguide62/ Facebook: https://www.facebook.com/CaptainDaveHansen Facebook Group: https://www.facebook.com/groups/221459955778677 TikTok: https://www.tiktok.com/@yoursaltwaterguide Twitter: https://twitter.com/yswgcaptaindave YouTube: https://www.youtube.com/@YourSaltwaterGuide ------------------------------------------------ Producer & Marketing: Elliot Andrews/Inside The Byte Marketing https://www.instagram.com/andrewe02/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I sit down with the President and CEO of Project Recover: Derek Abbey. Project Recover is a collaborative effort to enlist 21st-century science and technology in a quest to find and repatriate Americans Missing In Action (MIA) since World War II in order to provide recognition and closure for families and the Nation. Derek Abbey attended flight school in Pensacola FL and graduated as a Naval Flight Officer. He was then sent to the F/A-18 Hornet Fleet Replacement Squadron at MCAS Miramar where he earned his designation as an F/A-18 Weapons Systems Officer. After an extended and successful tour in the Hornet, Derek left flight operations to become a Plank Owner (original member) at Marine Corps Special Operations Command as the Air Officer for the 1st Marine Special Operations Battalion, now 1st Raider Battalion.  On August 05, 2023 there will be a fundraiser for Project Recover called Heroes of the Deep in Rawlings, Virginia. The Event will be sponsored by MK II and Tornek - Rayville. For more information, check out Heroes of the Deep on Instagram! Project Recover Website: https://www.projectrecover.org/ Project Recover Instagram: https://www.instagram.com/projectrecover/ Heroes of the Deep Instagram: https://www.instagram.com/heroesofthedeep/ If you or someone you know wants to be on the show or if you have any questions or feedback please contact me at: https://www.instagram.com/ricoswatchespodcast/ or  e-mail: ricoswatchespodcast@gmail.com      Thank you!    Eric

In this episode, Tom talks with Chuck Gourley who is the youth pastor at the Campus Church in Pensacola Florida. Together they discuss the high priority of a daily time with God that is essential in the life of a teenager.

While on a missions trip in New York City, Tom is joined by a group of teenagers from Pensacola Florida in a special prayer meeting. Ten requests are shared and prayed for in a special plea to God for divine intervention in the city. 

- We back in studio with special guest Blaque` (@Iloveblaque_)- She is a Rapper, Model and college student graduating in May from Pensacola Florida.- First, she explains the pronunciation of her name which sounds like (Blake) but is spelled Blaque`.- Bit asks Blaque` who she looked up to in life to start rapping.- We talk about her music videos and the work she puts into the because they are dope.- TheMoneyQB asks how did Blaque` find Benedict being from Florida.- We get into putting your content on all the different platforms so its accessible for everybody to listen.- She says men from SC and Florida are different and some she met here have been very corny.- Blaque` explains the type of man she likes and how to approach her.- She brings up her baking business and how she started it by not having a valentine.- How many men does a women have to sleep with to be considered a hoe? - We ask her do she believe in male/female platonic relationships.- Blaque` has "homeboys" that would if they could.- We get into dudes hanging around women just buying time waiting on their opportunity.- Bits asks Blaque would she choose a date with Soulja Boy or $250 EBT.- We ask Blaque who her high school/College crush was.- We talk the Gamecocks women devasting loss to Iowa.- Blaque` has great energy, she will make it at whatever she chooses to do, dope conversation you will ENJOY!!! Blaque`Youtube: iloveblaque MusicApple music/Spotify: Blaque`IG: Iloveblaque_Also if you want to send in questions that we answer on the podcast email : Navyblackpodvids@gmail.comTwitter/IG: @Navyblackpod Facebook: Nav Black Youtube: "Navy Black Podcast" Website: Navyblackpodcast.com

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The lord gave me a major dream about Pensacola, Florida, and a prophecy about what's coming to that area! Brace yourself, Pensacola!