Podcasts about my portfolio

Even with limited savings, you can still retire comfortably by assessing your finances, exploring part-time work or downsizing, maximizing retirement contributions... and more. Today's Stocks & Topics: WMB - Williams Cos., Market Wrap, Relocated Some of My Portfolio from the US to Europe, How to Retire with Little Savings, CIVI - Civitas Resources Inc., Canadian Mutual Funds, Setting a Limit Order, A-I and Your Job, Global Funds, VT - Vanguard Total World Stock ETF, AVGE - Avantis All Equity Markets ETF, AVGV - Avantis All Equity Markets Value ETF, TTC - Toro Co., International Bond Markets.Advertising Inquiries: https://redcircle.com/brands

In this episode we answer emails from Eli, Garrison and Van.  We discuss usig treasury strips ETFs like GOVZ and ZROZ and how they relate to long-term treasury bond funds like TLT and VGLT, a "returned-stacked" portfolio similar to O.P.T.R.A. for accumulation and early retirement and why the Golden Ratio portfolio performs very well on many metrics.  And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterPortfolio Charts Portfolio Matrix Tool:  Portfolio Matrix – Portfolio Charts(Note to compare the discussed Golden Ratio portfolio to other portfolios, input 21% LCG, 21% SCV, 26% LT bonds, 16% gold, 10% REITs and 6% t-bills as "My Portfolio")Amusing Unedited AI-Bot Summary:Dive into the nuanced world of portfolio construction with insights that challenge conventional wisdom about retirement planning and asset allocation. We kick off with an exploration of treasury bond strategies, examining whether STRIPS funds like ZROZ or GOVZ offer "free" 1.5x leverage compared to standard long-term treasury funds. This seemingly technical distinction opens fascinating possibilities for freeing up portfolio space while maintaining effective recession hedging.The heart of the episode tackles a young investor's audacious plan for early retirement using a leveraged portfolio containing 11% UPRO (3x leveraged S&P 500) alongside small-cap value, treasuries, gold, and managed futures. We dissect the Monte Carlo simulations suggesting sustainable withdrawal rates above 6% and consider whether such "return stacked" portfolios represent the future for younger investors seeking growth with manageable volatility.Most surprising is our deep dive into the Golden Ratio portfolio, which a listener discovered ranks #1 overall on Portfolio Charts despite containing just 42% stocks. We unpack the five fundamental rules that drive this portfolio's exceptional performance: strategic stock allocation between 40-70%, balanced growth and value exposure, precise treasury bond positioning, thoughtful alternative asset integration, and minimal cash holdings. The revelation that this construction is essentially an expanded 60/40 portfolio demonstrates how traditional wisdom can be enhanced rather than abandoned.Our weekly portfolio review reveals gold's dominant performance in 2023 (up 10.89%) while small-cap value struggles (down 6.47%), reinforcing the value of thoughtful diversification in navigating today's market landscape. Whether you're planning for early retirement, optimizing your current portfolio, or simply seeking investment wisdom beyond mainstream advice, this episode delivers practical insights for the serious do-it-yourself investor.Support the show

Podcaster's responsibility (0:00). Debunking the "it builds character" myth (41:42). The toxic side of being a loner (01:15:29). Comment, rate, share and subscribe! My Portfolio https://ecsandefer1362.myportfolio.com/ Author Profile https://www.amazon.com/stores/Ernest%20Christopher-Jared%20Sandefer/author/B0C3JHNXLT Latest eBook Stories to Read While Sailing the Deep Blue Sea https://a.co/d/2C8v1Mg https://www.bonfire.com/ernest-thoughts-podcast-tops/ (20% off when you use code: CYBER20 at checkout. Offer ends 12/21/23). https://www.bonfire.com/ernest-thoughts-podcast-tote-bag/?productType=6c8bdf76-412f-4607-b944-505de2f9099c (etp tote) https://linktr.ee/ernestcjsandefer Cashapp $MoneyForErnest Paypal/Venmo @moneyforernest --- Send in a voice message: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/message Support this podcast: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/support

This episode is Sponsored by MarketMySTR.com the STR Industries #1 marketing platform. In the most recent episode of STRUnfiltered, Bill opens up by discussing Mike Michalowicz's impactful book, "The Pumpkin Plan," which has significantly influenced his approach to property investment. He vividly illustrates the concept of cultivating success by trimming the smaller pumpkins, allowing the larger ones to flourish. Bill delves into his perspective on the pivotal role of time and money in driving individuals toward real estate ventures. His ultimate objective revolves around achieving his financial milestones with a minimal number of properties. Rather than fixating on amassing an extensive portfolio with countless units, he emphasizes the wisdom of focusing on a select few exceptionally prosperous properties. These properties, characterized by strong cash-on-cash returns, appreciation potential, and advantageous tax benefits, form the cornerstone of his strategy. Expanding on this viewpoint, Bill advocates against the shortsighted approach of investing solely for the sake of cost segregation or 1031 exchanges. Instead, he highlights the long-term advantages of incorporating a holistic perspective into investment decisions. By aligning investments with future financial security and retirement plans, one can channel more energy into cultivating a thriving enterprise centered around a handful of properties that yield substantial revenue. In the latter part of the episode, Bill shares insights from his recent condo deal, underscoring how cost segregation has emerged as a favorable factor in this endeavor. His decision-making process is driven by a comprehensive evaluation of multiple elements, prominently including the property's proximity to a flourishing national park—a key factor contributing to sustained cash flow. Bill's approach underscores the importance of considering these multifaceted aspects before committing to a new investment. [00:00] Intro [01:10] The Pumpkin Plan [01:40] My Portfolio [02:00] Rank Breeze [04:10] Future Planning [05:20] Cash on Cash [05:45] Appreciation [06:00] Tax Benefits [08:58] Condo [10:00] National Park [10:55] Closing Watch this episode on our Youtube Channel Every Tuesday & Friday https://www.youtube.com/channel/UCnheh3vx0hT5Y7uHWhBs8kA The Free Build STR Wealth Facebook Group: https://www.facebook.com/groups/284886002732508 You can find more of Bill online at: Bill Faeth Linktree: https://linktr.ee/bfaeth?utm_source=linktree_profile_share<sid=660cbc9b-4a7e-4ed9-a654-900180b83af1 Build STR Wealth: https://buildstrwealth.com/ Instagram: @BillFaeth73 Tik Tok: @bfaeth Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of the industry is obsessed with telling you what you should have in your portfolio, but few people talk about the products that you shouldn't own. Today, Paul is pleasantly surprised by the advice in a Morningstar article called “7 Things I Don't Own in My Portfolio” that includes 7 popular investments that you want to avoid because you don't get properly compensated for the risk. Listen along as Paul and Jim talk break down what these investments are and who is most likely to sell them to you.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Sex Doesn't Sell (Anymore) (0:00). Mad At Flight Attendants (30:39). Let me know your thoughts by sending in a voice message or comment on Twitter @You_Love_Ernest or IG @YouLoveErnest. https://www.bonfire.com/ernest-thoughts-podcast-tote-bag/?productType=6c8bdf76-412f-4607-b944-505de2f9099c (etp tote bags) https://www.bonfire.com/ernest-thoughts-podcast/?productType=bacf6cd6-b53d-469c-ab96-02afe5b15f71 (etp shirts) https://www.bonfire.com/ernest-thoughts-podcast160/?productType=0d740304-caed-4523-9662-ec5f86c44f6e (etp hoodie) Cashapp $MoneyForErnest Paypal/Cashapp @moneyforernest My Portfolio https://ecsandefer1362.myportfolio.com/ Author Profile https://www.amazon.com/stores/Ernest%20Christopher-Jared%20Sandefer/author/B0C3JHNXLT --- Send in a voice message: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/message Support this podcast: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/support

Michael Garza Show Podcast: https://open.spotify.com/show/6dBGAg9qohEoWba5VMPMP8 #Bonds #CoveredCalls #ETF #ETFs #MyPortfolio Acorns: https://share.acorns.com/azragofborg Terp Canndles: https://TerpCanndles.com Mint Mobile: http://fbuy.me/t5tLM Discover it Card: https://refer.discover.com/s/MICHAEL6043675 YouTube Channel: https://www.youtube.com/MichaelGarzaShow Rumble!: https://rumble.com/MichaelGarza Garza Media: https://garzamedia.net Capital One: https://capital.one/3IqGDer Robinhood: https://join.robinhood.com/michaeg4251 Disclaimer: The content provided in this video is for informational purposes only and should not be construed as financial, legal, or professional advice. The views and opinions expressed in this video are solely those of the creator and do not necessarily reflect the official policy or position of any other individual or organization. While efforts are made to ensure the accuracy and completeness of the information provided, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the video or the information, products, services, or related graphics contained in the video for any purpose. Any reliance you place on such information is therefore strictly at your own risk. We encourage you to seek professional advice tailored to your specific circumstances before making any financial or legal decisions. The creator of this video shall not be held responsible for any errors or omissions in the content or for any actions taken based on the information provided in this video. We disclaim all liability for damages of any kind arising out of use, reference to, or reliance on any information contained within this video. By watching this video, you acknowledge and agree to the terms of this disclaimer. I am an entertainer at heart and an experienced long-term investor. I do not teach day trading or those incorrect short-term investing strategies. I believe that buy, hold and diversification are the best strategies you can have in the markets. No Bonds in My Portfolio, bonds, stocks, how to invest, real estate, insurance, how to make money, save, credit card, compound interest, buying house, invest, investing, stock market, bonds vs stocks, debt, cash, how to invest in stocks, money guy show, budget, buy stock, success, personal finance, investor, portfolio, investment, how to invest in the stock market, how to invest in bonds, investing 101, jack bogle, john bogle, stock market for beginners, stock market news --- Support this podcast: https://podcasters.spotify.com/pod/show/michaelgarza/support

On today's episode of the "Inside the Plan with the 401(k) Brothers", host Bill Bush and Andy Bush, advisors at Horizon Financial Group, will talk about the distribution phase of retirement. They talk about the 4% rule, i.e., the withdrawal rate that suggests you wouldn't outlive your funds once you retire.   Episode Highlights ·         02:05: Bill and Andy talk about popularly known withdrawal rate strategies with different asset allocations and looked back at historic returns and came up with the idea that if you started your first year of retirement withdrawing 4% in most models your savings would last 50 years or more. ·         02:35: You can't take a percent to the grocery store, so you got to do some of the math to say, well, if I had $100,000, what's 4% of that. ·         03:48: Bill and Andy discuss about the rate of inflation. They suggest if you had a 2% inflation, you just add that on from the 4% you started within year 2. ·         04:30: If there happens to be deflation, you could back out the 2%. ·         05:20: There was a sweet spot in the percentage of stocks and bonds. So that sweet spot tended to be kind of a 60-40 portfolio. ·         06:04: If you had a million dollars, 20% is $200,000 and if you saw your portfolio go from $1,000,000 down to 800,000 and you were entering retirement, it would be very uncomfortable. ·         07:25: That is what folks have to get their arms around entering into retirement, they need to understand there is the day you retire, or you are not taking all the chips off the table and moving everything into the safest instrument. ·         07:48: If you retire at 65 and you are married, there is a 50 % percent chance that one of you lives to 90 and that's a decent chance. ·         09:30: Bill and Andy talk about cash build-up that is available to get you through some of the tough times without having to tap into some of the equities while they have been depressed. ·         10:35: In 2022, you had the stock market and the bond market both down double digits and you also had inflation raging. So, if you were retiring in 2022 and that was your first year of retirement, not only were your assets declining, but you also had to if you factor in the inflation part, you know your dollar didn't go as far. ·         11:46: While the market did its horrible thing in the late 1920s and early 30s. It eventually would catch up, looking back historically, but the inflation side was a big wallop in the 70s. ·         12:17: Bill explains how inflation is the silent killer. If you don't plan and prepare for It can just destroy your savings. ·         13:47: If you are born after 1960, your RMD is now 75. So, if you are retiring in your 60s, mid 60s and you start drawing money from your savings, you are going to be whittling down that balance before 75. ·         14:41: What it comes down to the government you were putting money in pretax all this time and it grew tax deferred all this time, and they want to make sure that the taxable revenue is coming back. ·         15:38: What is inflation going to do? What is the market going to do in the next 30 years? When is the last day you are going to be on the planet?             Three Key Points 1.    Bill and Andy explain how you really must save a good amount of money if you utilize the 4% rule. 2.    Bill and Andy share how using the 4% rule, those that retired in or around 1929, their portfolio still survived the full 50 years. 3.    The purpose of this episode is to get you thinking about eventually, you are going to be pulling dollars out, and you got to get intentional about that.       Tweetable Quotes ·         "In retirement, you won't be earning anymore, but you need some source to be able to pay for lights and gas and food and all the other things that you pay spend money on." – Bill ·         "Even as a non-retired person, when I've seen My Portfolio go down like, hey man, this stinks, you know, and you start to go through the emotions, and you start to have the thoughts of maybe I am doing something wrong. Even as a financial advisor, it is great if you put some perspective on it." - Andy ·         "Market can fluctuate from time to time, but over long periods of time, there is an average annual return." - Bill       Resources Mentioned abush@horizonfg.com bbush@horizonfg.com ·         Horizon Financial Group      

It's been a bumpy ride for banks lately – but context is everything! That's why Josh Bretl, our fearless host and founder of FSR Wealth Strategies, is here to decode the collapse in recent weeks of Silicon Valley Bank, Signature Bank and First Republic.When we talk about these bank failures and the role of the FDIC (Federal Deposit Insurance Corp.) in bailing them out, it's important to understand the customer base of the institutions involved.You'll learn on this episode of Retirement Equals Freedom about the three key factors that have driven topsy-turvy ledger sheets and exposure for banks in general – but most especially among those serving primarily high-tech players holding lots of cash.Interest rates at an all-time low converged with pandemic stimulus checks that produced a massive influx of cash deposits.What happened next (you'll have to tune in!) had everything to do with how those deposits and other cash holdings were invested and what occurred when interest rates started to rise.Some banks – like those that specialize in serving the tech industry – have proved especially vulnerable. Risk mitigation is critical for just such situations, explains Josh, but you can rest assured that the banking system overall is fundamentally sound.And remember: any account with a balance of up to $250,000 will always be covered by the FDIC.It's been a wake-up call for many of us who have been in an economic “dream state” the past 15 years, but there are fortunately lots of great financial planning strategies to help you navigate our new economic realities.Josh and his Co-Host, Dave Schmidt, also leave you with some bonus advice to help manage the stress: Be kind. Go out there and live your life. We can make the world a better place!Want to understand why it's actually a bad thing for yields on investment vehicles like U.S. Treasury Bonds when interest rates go up? Listen to Episode 19 of Retirement Equals Freedom: "Do Bonds Have a Place in My Portfolio?"If you're feeling queasy about the recent banking roller-coaster, now may be the time to chat with Josh directly. He and the team at FSR Wealth Strategies are dedicated to ensuring your personal finances are safe – and growing! Click here to schedule your free 15-minute call.Finally, here are a few fun links to explore if you'd like to dive into our podcast community:Sign up for FSR's page-turner of a newsletter here.Join the R=F private Facebook group at this link.Visit this pod link resource to get one-click access to your favorite platform for listening to past episodes!You haven't read "Harry Potter and the Sorcerer's Stone"? Book 1 is the very best!Click here for more about the behind-the-scenes FDIC negotiations that brokered the deal for Chase Bank to take over First Republic.

In this episode, we're tackling a real-life retirement situation. Maybe you've experienced it yourself. You open your statement, and there it is: a shrinking balance. Maybe it's because the stock market has fallen. Or interest rates have risen, and your bond fund is losing ground. Either way, what happens when you feel like you're losing a huge chunk of your nest egg? What can you do? Just sit there? Move things around? Sell everything? Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This episode also includes Pam Krueger, CEO of WealthRamp, along with financial advisor David Frisch of Frisch Financial Group, to help us sort out this real-life conundrum. Remember this isn't financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify What portfolio strategies are available to you? During this episode, the crew discusses a specific situation: A couple in their 60s are in a 70/30 portfolio. Now they feel they've lost a big chunk of their nest egg, thanks to recent market drops. Their confidence is shaken. Is it too late to catch up, and how will they catch up? We've talked about portfolio strategy and investment in the past, so if you're interested in learning more about how to choose investments, here are some good resources. What's the Best Asset Allocation for My Portfolio? The Best Asset Allocation at Different Ages How Excess Cash Can Hinder Your Portfolio — Even in Retirement 4 Tax-Deductible Investments for Your Portfolio The 60/40 Investment Mix Is Dead – or Is It? Your Guide to Alternative Investments If You Come Into Some Money, What Should You Do Next? 28 Investing Tips From Today's Financial Geniuses How to Invest When Both Stocks and Bonds Are Falling Retirement, Real Estate and I Bonds: We Answer Your Questions How to make the most of your retirement Don't let panic overtake you and ruin your retirement. There are plenty of ways to plan, invest and prepare for retirement. Here are some of our best resources on getting ready for retirement, whether it's decades away or in just a few years. How to Retire at Any Age Using Your Retirement Number 11 Retirement Milestones Everyone Should Know 6 Money Moves You Must Make in Your 50s and Beyond Pre-Retirement Checklist: What to Do Within 5 Years of Retiring Why Now Is a Great Time to Retire, Despite Inflation and Sinking Stocks The Pros and Cons of Dividend Stocks for Retirement Savings You're Probably Underestimating How Much You'll Make in Retirement 4 Tax Penalties That Can Ding Your Retirement Accounts 12 Things You Should Not Do in Retirement 5 Effortless Ways to Boost Your Retirement Savings Meet this week's guest, Pam Krueger Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only advisor referral service that gives people full control over when and how they talk to their referred advisors. Her perspectives on personal finance regularly appear in Marketwatch, Forbes, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America's workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids. Each year, she spends part of her time in San Francisco, California and lives in Cape Cod, Massachusetts. Wealthramp Podcast: MoneyTrack Podcast: Friends Talk Money Twitter LinkedIn Meet this week's guest, David A. Frisch David A. Frisch, CPA, CFP®, PFS is the founder and CEO of Frisch Financial Group. David has been widely recognized for his accomplishments as a financial expert. Forbes has repeatedly included him in their ranking of New York's Best-in-State Wealth Advisors, and Long Island Business News selected him for their Executive Circle Award as well as their inaugural Banking and Finance Power List. In addition, David is frequently asked to contribute his financial expertise to a variety of media outlets. David was educated at the State University of New York Binghamton School of Management. After earning his Bachelor of Science in Accounting, David's professional career began at Arthur Andersen & Co., Inc. David is father to triplets. On weekends, you can find him traveling the Northeast visiting his children at college or at home working on a DYI project alongside his wife and their Goldendoodle, Reese. Frisch Financial Group Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

France Uprising (0:00) Lamar Jackson VS. NFL (14:14) Solo playing online games (28:03). Rate, share & subscribe! Blog: https://ernestsandefer.medium.com/ https://www.bonfire.com/ernest-thoughts-podcast-tote-bag/?productType=6c8bdf76-412f-4607-b944-505de2f9099c (etp tote bags) https://www.bonfire.com/ernest-thoughts-podcast/?productType=bacf6cd6-b53d-469c-ab96-02afe5b15f71 (etp shirts) https://www.bonfire.com/ernest-thoughts-podcast160/?productType=0d740304-caed-4523-9662-ec5f86c44f6e (etp hoodie) YouTube: https://youtube.com/c/ErnestoUnderdoggTV Cashapp $MoneyForErnest Paypal/Cashapp @moneyforernest My Portfolio https://ecsandefer1362.myportfolio.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/message Support this podcast: https://podcasters.spotify.com/pod/show/ernestthoughtspodcast/support

Happy New Year! As we head into 2023, I wanted talk with some of my friends about their favorite films of 2022. On this particular episode, I had an old face (or voice) — Movie in the Middle (aka Matt McDonald) — and a newbie Joe, from Guy at the Movies. Due to scheduling conflicts, we were unable to find a time for all three of us to be in thes same Zoom, so I recorded to segments with them and will one day have the two of them on together! ~ Check out my LinkTree: https://linktr.ee/andrewkorpan ~ Follow me on Twitter: @andrewkorpan1 ~ My interview with Frankie Corio (AFTERSUN): https://coastalhousemedia.com/2022/11/14/frankie-corio-aftersun-interview/ ~ My Portfolio: https://muckrack.com/andrew-korpan/portfolio ~ Check out Joe's Best of 2022 List: https://www.instagram.com/p/CmxKNb-p9O-/ ~ Follow Joe on Instagram: @guyatthemovies ~ Check out the Guy at the Movies Podcast: https://podcasts.apple.com/us/podcast/the-guy-at-the-movies-podcast/id1520089977 ~ Check out Matt's YouTube: https://www.youtube.com/@movieinthemiddle2863/featured ~ Follow Matt on Instagram: @movie_inthemiddle ~ I hope you enjoyed this episode! If you did, please subscribe for more episodes! ~

In this episode we answer emails from Charlie, Jimi and Freya.   We provide explanations of the concepts of rebalancing and reallocation, talk about a listener's favorite sound clip and about creating a simple starter portfolio for a very small U.K. investor.  And we take a poke at the new Morningstar report on retirement forecasting and projected safe withdrawal rates, and the vast changes they made from last year.Links:New Morningstar Report:  2022 Retirement Withdrawal Strategies Report | MorningstarMichael Kitces Optimal Rebalancing Article:  Optimal Rebalancing – Time Horizons Vs Tolerance Bands (kitces.com)Ernest P. Worrell:  Ernest P. Worrell - WikipediaJim Varney:  Jim Varney - Wikipedia"Hey Vern It's Earnest" Clip:  Hey Vern It's Ernest.m4v - YouTubePaul Merriman "Sound Investing" Podcast on Portfolio for Grandchild:  How to Create a Financial Legacy for a Child - Sound Investing | Podcast on SpotifyPortfolio Charts "My Portfolio" Analyzer:  MY PORTFOLIO – Portfolio ChartsISVL Fund Page:  iShares International Developed Small Cap Value Factor ETF | ISVLSupport the show

Survivor, The Process, The Rake, Early ATS Leans, My Portfolio, case for Saquon Barkley, why I'm fading Austin Ekeler. Get full access to Real Man Sports at www.realmansports.com/subscribe

Are you stuck on Pricing island? The real estate market is constantly going up, so where does this put you and your properties on the pricing scale?   Listen in on the many strategies (18 in fact) that have elevated my own properties to the best spot for maximum cash flow. From language barriers, gentrification cycles, competitive pricing… to everyone's favourite banoffee pie!    Enjoy the pod!   1:07 - Language Barriers   12:36 - Competitive Pricing   29:57 - My Portfolio is Banoffee Pie   39:08 - Getting a Grip on the Gentrification Cycle   Don't hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)   If you're yet to subscribe, be sure to do so on your favourite channel.    Apple - https://pre.fyi/upi-apple Spotify - https://pre.fyi/upi-spotify Google Podcasts - https://pre.fyi/upi-google YouTube - https://pre.fyi/upi-youtube   And remember, I'm really good on 1.25 or 1.5 speed :)   Take care,  Sam

In episode #17 on my podcast Affirmative Talk, I'm going to talk about the importance of fathers having equal rights to their children and how it can benefit everyone involved.Hey there, welcome to Affirmative Talk and on episode #17, I want to talk about an important issue that doesn't get enough attention. Fathers should have just as much right to their children as mothers do, and there are a lot of benefits for everyone when this happens. Stay tuned and I'll explain everything.My Portfolio: https://linktr.ee/SamuelLRichardsonIIISupport the show (https://www.buymeacoffee.com/SRichardson)

Birch Run Website: www.birchrunfinancial.comBirch Run Financial email: info@birchrunfinancial.comBirch Run Financial Phone Number: (484) 395-2190Do I Need Bonds in My Portfolio?We begin today's episode with a quick market recap of the past month, then we get into a question that Alex Cabot and Ed Lambert of Birch Run Financial are frequently asked.  "Do I Need Bonds in My Portfolio?"First, Ed explains what bonds are and how they work.  And while bonds are often more stable than stock investments, bonds do carry three risks. Ed walks us through them. They are:Credit RiskInterest Rate RiskCall/Reinvestment RiskThen, Alex explains why investments are important to a investor's portfolio, and who should own them.  He breaks down time horizon, short and long term financial goals, and even retirement horizon. These are all factors that should be considered when looking into bonds for your portfolio.

“Failure is not for the weak at heart. It's not, you have to own your failures in persevere through it because they allow you to grow.” - Lisa Stokes Failed it! Fam, on today's episode we have a sports and entertainment expert with us, Lisa Stokes! Listen in as she tells us stories of overcoming setbacks in her career, how 2020 was the hardest year of her professional and personal life, and how hardships can lead to some of your greatest gifts. In today's episode, Lisa talks to us about: A day in the life of a sports business professional When life throws you unexpected hardships Resilience and perseverance   Links from show discussions: F Words at Work with improve it! Instagram & Twitter: @LisaAStokes NeverLoseYourCape.com   About the Guest: Lisa Stokes has been in the sports and entertainment world for over 15 years as a Director of Casting, Talent Booking and Athlete Marketing. With two years in non-profit public relations and 13 years at ESPN, she has extensive experience within all areas of television and film talent procurement, celebrity and athlete booking, as well as influencer castings. Through her career, Lisa has built a large team and managed many areas of the sports business world. Lisa works with agents, PR firms, publicists, production companies and movie studio clients on a regular basis. You can see her work in commercials for Sony Pictures, Netflix, Land Rover, Universal Pictures, Warner Brothers, Paramount, Kellogg and other major national companies and brands (campaigns can be seen in the “My Portfolio” tab). Negotiating and executing all talent contracts and strategies is also one of her seasoned skills. Lisa also was the casting director and booker for ESPN's high acclaimed annual espnW Women + Sports Summit. In Lisa's previous roles, she ran the talent content booking department for seven years, securing guests for all ESPN television shows. This also included visitors to ESPN who go through the “Bristol Car Wash,” the somewhat tongue-in-cheek term for the often-hectic schedule sports and entertainment celebrities undertake in appearing all over ESPN family of digital, social and linear networks. Lisa also worked for the Women's Sports Foundation in public relations, managing logistics of events such as press conferences, satellite media tours and professional and Olympic athlete appearances. She also wrote stories for and edited publications, was a ghost writer for the CEO, president and founder, and worked with the media on increasing the foundation's profile.Lisa graduated summa cum laude from Georgetown University with a graduate degree in Sports Business Management and Boston's Suffolk University with a bachelor's degree in communications and journalism.  Lisa is also graduate school professor at NYU and Georgetown University. The former college hooper also coached basketball at every level for 15 years. She resides in the Boston area with her husband and three young children.   About the Host: Erin Diehl is the founder and Chief “Yes, And” officer of improve it! and host of the failed it! Podcast. She's a performer, facilitator and professional risk-taker who lives by the mantra, “get comfortable with the uncomfortable.” Through a series of unrelated dares, Erin has created improve it!, a unique professional development company that pushes others to laugh, learn and grow. Her work with clients such as United Airlines, PepsiCo, Groupon, Deloitte, Motorola, Walgreens, and The Obama Foundation earned her the 2014 Chicago RedEye Big Idea Award and has nominated her for the 2015-2019 Chicago Innovations Award. This graduate from Clemson University is a former experiential marketing and recruiting professional as well as a veteran improviser from the top improvisational training programs in Chicago, including The Second City, i.O. Theater, and The Annoyance Theatre. When she is not playing pretend or facilitating, she enjoys running and beach dates with her husband and son, and their eight pound toy poodle, BIGG Diehl. You can follow the failed it! podcast on Instagram @learntoimproveit and facebook, and you can follow Erin personally on Instagram @keepinitrealdiehl here. You can also check out improve it! and how we can help your organization at www.learntoimproveit.com. We can't wait to connect with you online!  

Our guest on the podcast today is Mike Piper. He is the author of several personal finance books, including Social Security Made Simple, Taxes Made Simple, Accounting Made Simple, and Can I Retire? His blog, Oblivious Investor, covers Social Security, taxes, and investing. Piper has also developed a free tool for exploring Social Security-claiming decisions called Open Social Security. He is a certified public accountant. BackgroundBioMike Piper's BooksOblivious InvestorOpen Social SecuritySocial Security"How Is Social Security Taxed?" by Mike Piper, Oblivious Investor, Jan. 1, 2019. "Does Delaying Social Security Deliver an 8% Return?" by Christine Benz, Morningstar.com, May 14, 2020. "Philosophy of Social Security Claiming Strategies," by Wade Pfau, Retirement Researcher. Social Security SolutionsMaximize My Social Security"Steve Vernon: 'Older Workers Become Targets' in Tough Economic Environments," The Long View podcast, Morningstar.com, Sept. 9, 2020."Boost Your Risk-Protected Retirement Income With a Social Security Bridge Payment," by Steve Vernon, Forbes, May 26, 2020.Retirement Planning"An Ideal Retirement Spending Strategy? "by Mike Piper, Oblivious Investor, March 12, 2018."Building a Safe Floor of Retirement Income--in Advance," by Mike Piper, Oblivious Investor, July 2, 2018."A Rough, General-Purpose Retirement Plan," by Mike Piper, Oblivious Investor, Jan. 28, 2019."Simplifying a Retirement Bucket Portfolio," by Mike Piper, Oblivious Investor, July 8, 2019."What's in My Portfolio?" by Mike Piper, Oblivious Investor, Dec. 11, 2019."Single Premium Immediate Annuity: Why They're Useful and When to Buy Them," by Mike Piper, Oblivious Investor, Jan. 1, 2020."From Assets to Income: A Goals-Based Approach to Retirement Spending," by Colleen Jaconetti, Michael DiJoseph, Francis Kinniry, David Pakula, and Hank Lobel, Vanguard, April 2020."Father of 4% Rule Says it Was Really More of a Guideline," by Ginger Szala, ThinkAdvisor, Oct. 19, 2020.Retirement Accounts"Marginal Tax Rate or Effective Tax Rate?," by Mike Piper, Oblivious Investor, Dec. 7, 2020."Marginal Tax Rate: Not (Necessarily) the Same as Your Tax Bracket," by Mike Piper, Oblivious Investor, March 15, 2021."Taxes in Retirement: What Happens After Your Husband or Wife Dies?" by Mike Piper, MarketWatch, Feb. 6, 2021."Long-Term Tax Planning Requires Guessing. Focus on the Near Term," by Mike Piper, Oblivious Investor, Feb. 2, 2021."Retirement Tax-Planning Error: Not Planning for Widow(er)hood," by Mike Piper, Oblivious Investor, Jan. 4, 2021.Target-Date Funds "Don't Judge a Fund by Its Cover," by Mike Piper, The Wall Street Journal, Aug. 8, 2013."Why Would an Experienced Investor Buy a Target-Date Fund?" by Mike Piper, Oblivious Investor, May 11, 2015."Why I (Still) Like All-in-One Mutual Funds," by Mike Piper, Oblivious Investor, Sept. 14, 2015.

Introducing Quentin D'Souza, Host of the EducationREI podcast. Get insight into his background and experiences in Real Estate Investing. Show Notes: Getting Started in EducationREI series is an opportunity for you to be a fly on the wall of some of the conversations that I have with different members who are part of https://educationrei.ca (EducationREI )and https://durhamrei.com/ (DurhamREI). I wanted you to get a sense of some of those conversations, as well as how I'm helping them in their real estate business, and how sometimes they're helping me in my real estate business. Just so you know who I am. My name is Quentin D'Souza, I'm an award winning real estate investor, trusted authority of investing. I'm certified teacher, I hold two university degrees, which includes Master's in education. I quit my job in 2014 as a as a teacher with the Toronto school board, I was there for about 20 years, I quit at 40 years old. And I haven't looked back since. It's been a really interesting and gratifying experience to move away from the public system where I was in on the sunshine list, which was, it's basically public sector employees who earn over $100,000 was on my way to be an administrator or principal in the system, and decided to focus all my time on my own business. I've appeared on local and national television and radio. I've been interviewed in national publications. I've been a keynote speaker to large audiences of real estate investors. I'm a proud member of the entrepreneurs organisation which has certain criteria to be accepted. I have been accepted in Tiger 21. Again, which is an organisation that has a certain net worth that is required to be accepted. You could look both of those up. In my company Appleridge Homes, I use the buy, renovate, refinance, rent (BRRR) long term rental properties since 2008, started off with single family homes moved, over to apartment buildings, where I focus now. Im investing both in Ontario and in the US. My Portfolio really focuses on Win Win relationships between myself and the people I work with. We currently have over 75 million+ in assets under management. I'm the author of multiple books http://www.theontariolandlordtoolbox.com/ (The Property Management Toolbox: A How-To Guide for Ontario Real Estate Investors and Landlords), http://www.theontariolandlordtoolbox.com/ (The Filling Vacancies Toolbox: A Step-By-Step Guide for Ontario Real Estate) http://www.theontariolandlordtoolbox.com/ ( Investors and Landlords for Renting Out Residential Real Estate). I co-wrote a book with two friends of mine http://goo.gl/Kp5UjA (The Ultimate Wealth Strategy: Your Complete Guide to Buying, Fixing, Refinancing, and Renting Real Estate). And my last and latest book,https://amzn.to/3jjtXLg (The Action Taker's Real Estate Investing Planner), which is half book and half planner that helps you to achieve your real estate goals. You can find any of those books on Amazon. I no longer offer coaching but I mentor real estate investors through the club and you can listen to those conversations or at least some of those conversations through this podcast. I hope you enjoy your listen and if you'd like to learn more about the club, you can visit https://durhamrei.com/ (DurhamREI) or https://educationrei.ca (EducationREI) enjoy the podcast

Last week Bitcoin crossed $58,000 per coin. This extremely volatile digital currency has been becoming increasingly popular and getting more media attention than ever. Despite the scrutiny that comes with popularity, the technologies and concepts involved in Bitcoin are fascinating. We dedicated this episode to diving deep into what cryptocurrencies are, how they work, and whether they could be good investments. Stay tuned until the end of the episode, where Grant explains what you should keep in mind if you have plans to get involved in Bitcoin. [01:16] Interest in Bitcoin – How the interest in Bitcoin increased over the recent years and how being radically open-minded to new opportunities can be beneficial to a financial professional. [04:42] Decentralized Currency – How the blockchain technology paved the way to creating digital currencies that aren’t controlled by any central bank. [07:53] How Cryptocurrency Works – Grant dives into how computers and complex mathematical operations are combined to create Bitcoin. [13:33] General Ledger - The way Bitcoin transactions are recorded is built around a fascinating concept called the “General Ledger.” Grant explains how this process works. [15:51] Benefits of Cryptocurrency – How cryptocurrencies and blockchain technology solve some of the problems we have with traditional currencies and some of the qualities of cryptocurrencies that make them attractive. [25:44] Arguments Against Bitcoin – Disadvantages, limitations of and possible risks of using Bitcoin and other cryptocurrencies. [32:49] Gold, Dollars and Bitcoin – How the US dollars were once linked to gold reserves, why people weren’t allowed to have large amounts of gold until 1971, and how this story relates to cryptocurrencies. [36:35] Taxation – IRS has already taken measures to apply tax to cryptocurrencies by treating them as assets. Grant reviews how this affects the usability of Bitcoin and other cryptocurrencies. [39:32] Does Bitcoin Belong in My Portfolio? – Grant shares his take on whether it’s a good idea to have cryptocurrencies in your portfolio and what you should be concerned about if you’re considering buying Bitcoin.   Resources: IRS - Frequently Asked Questions on Virtual Currency Transactions: www.irs.gov/individuals/international-taxpayers/frequently-asked-questions-on-virtual-currency-transactions

Gunjan Tomar Activities Coordinator, Learning Support and Social Emotional Learning Facilitator @ DPSI Gurugram I am a Microsoft Innovative Educator Expert and Trainer. My collaborative project at Microsoft in Education program include Gamifying Learning , Instilling Empathy in Classrooms and Sharpening Socio Emotional learning in classrooms. I was invited by Social Emotional Learning in EDU by Karanga Global Online SEL Conference as a panelist to share my presentation on Empathy from the lens of Design Thinking and to share strategies for Happy Classroom. My work has been recognized by Microsoft In Education Community for my work using technology tools to make learning environment inclusive and accessible- https://www.facebook.com/MicrosoftIndia/posts/1628844573833998 and had hosted Tweet meets related to the theme INCLUSION along with other hosts for Microsoft in Education. I have been involved in various teaching learning domains in my previous school which included the role of Middle and senior school Coordinator, SEN HOD, and Internal Exam Coordinator. I am CBSE Resource Person and have conducted workshops on Making classrooms Inclusive, Assistive technologies to make inclusion possible, Various domains of Social Emotional Learning, inter disciplinary teaching learning practices, Design Thinking in classrooms, Addressing emotional needs of the students, Universal design of Learning, Multiple Intelligences, Mindfulness, Teaching with Technology, Remote Learning etc. I introduced the concept of E-Portfolios for SEN students in my school (Ridge Valley school) using google drive to collaborate and create a resource bank for all. I had presented this case study at national level in an event Ed Tech Summit held at Vasant Valley School- New Delhi. I have extended support to various schools to develop Inclusive Education setup. I have shared my best practices in the SEN department using Microsoft tools on various platforms and have also contributed in the section of SEN in a book collaboratively authored by various MIEEs for Asia Pacific Region. My Portfolio- https://wakelet.com/wake/da1c7956-0e80-43a5-b8ea-a4c7f1259317 --- Send in a voice message: https://anchor.fm/wondernamya/message

We're finally talking UX portfolio things this episode! Your case studies are arguably the most important part of your portfolio, so it's important that they're structured well and contain helpful information for the reader. Join Nannearl as she breaks down how to write case studies for your portfolio!W A T C H Watch on YouTube: https://youtu.be/DL3proEJJpY New Episodes Every Other Wednesday! R E S O U R C E S ***Donate, Educate & Learn About More Ways You Can Help: https://blacklivesmatters.carrd.co/UX Research Presentation I Liked: https://t.co/odIQMkG0a3?amp=1More on UX Case Study Structure: Case Study Structure (Source 1)Case Study Structure (Source 2)My Portfolio (note: my portfolio is a bit different...you really only need ~3-5 case studies & they don't all need to be part of the same story): https://www.nannearlswork.com/my-portfolio F O L L O WWebsite | www.unpackedangles.com Instagram | http://www.instagram.com/unpackedangles Twitter | http://www.twitter.com/unpackedangles Facebook | http://www.facebook.com/unpackedangles

Do you now understand how the stock market works after listening to the last episode and now you're eager to dive in? Do you still have questions about WHICH stocks to pick and which investment platforms to use? Are you ready to start putting money in the stock market but you're scared of losing money or making a mistake? If so, you're in luck! In today's episode, I'm spilling the tea on which stocks I pick, how they've done, and which apps and platforms I use to invest. And if you listen all the way to the end, I'll even share how you can copy my entire portfolio in one click! Listen now! Join my free upcoming Masterclass all about how to consistently get clients: http://courtneylsanders.com/masterclass Mentioned in this episode: How the Economic Machine Works: https://www.youtube.com/watch?v=PHe0bXAIuk0&t=1160s My Portfolio: https://m1.finance/GXhYs2MR31BN M1 Finance: https://m1.finance/TIjXOfeIOiam Robinhood: https://join.robinhood.com/erinp342 Cash App: https://cash.app/app/LFHNDXR Related Episodes: 111 How to Invest in the Stock Market as a Complete Beginner (Part 1): iTunes: https://podcasts.apple.com/us/podcast/111-how-to-invest-in-stock-market-as-complete-beginner/id1264659520?i=1000475111938 Spotify: https://open.spotify.com/episode/7mcs27cWv6y9M0iksevfIl 110 5 Money Moves to EVERYONE Should Make in the Middle of a Crises: iTunes: https://podcasts.apple.com/us/podcast/110-5-money-moves-to-everyone-should-make-in-middle/id1264659520?i=1000472948353 Spotify: https://open.spotify.com/episode/0pq2b8nU859DZGoJ1E2D3B Want to know the system I used to rapidly grow my business and quit my job? Find out more here: http://courtneylsanders.com/masterclass Follow me on instagram! https://www.instagram.com/courtneylsanders/

We are delighted to bring on the show for the second time already! Tej Talks!! What a guy, if you don't already listen to this guy and love his content then please do head over to the Tej Talks Podcast. Please see below some more information:https://www.tej-talks.com/aboutHello! I'm Tej (actually, Gurtej) and I founded a Recruitment Company in July 2016, age 23, with no previous Recruitment experience and no backing. In my previous role I was solely responsible for the digital offering of a Medical Communications Agency working with the Top 15 Pharmaceutical companies, globally. I was also half decent at pitching for new business. I stopped caring and got fired, which led me to Recruitment, now Property and Tej Talks. I also consult people on their personal branding and marketing, in order to attract investment. Email me to learn more.​​I've studied abroad in North Carolina (literally a year of eating fried chicken), I love travelling (Italy by far my fave), have danced Bhangra in front of 4,500 people, I adore eating and making cheese.​I've purchased 15 properties in the last 8 months, and raised £598,000 of Investor finance. My Portfolio is now valued at £1,330,000. Yes - I'm a 26 year old who spends Friday nights making cheese... whilst most are partying. Think I've skipped middle age and gone right into retirement! Although, I do still love dancing. See acast.com/privacy for privacy and opt-out information.

A snippet from Tej's website and a link... (If you haven't already heard about him)https://www.tej-talks.com/aboutHello! I'm Tej (actually, Gurtej) and I founded a Recruitment Company in July 2016, age 23, with no previous Recruitment experience and no backing. In my previous role I was solely responsible for the digital offering of a Medical Communications Agency working with the Top 15 Pharmaceutical companies, globally. I was also half decent at pitching for new business. I stopped caring and got fired, which led me to Recruitment, now Property and Tej Talks. I also consult people on their personal branding and marketing, in order to attract investment. Email me to learn more.​​I've studied abroad in North Carolina (literally a year of eating fried chicken), I love travelling (Italy by far my fave), have danced Bhangra in front of 4,500 people, I adore eating and making cheese.​I've purchased 15 properties in the last 8 months, and raised £598,000 of Investor finance. My Portfolio is now valued at £1,330,000. Yes - I'm a 26 year old who spends Friday nights making cheese... whilst most are partying. Think I've skipped middle age and gone right into retirement! Although, I do still love dancing. See acast.com/privacy for privacy and opt-out information.

Still in São Paulo while the Corona virus panic grows in Europe I am still located in Sao Paulo and the carnival is over. Now it is time to work. I have been rebalancing my portfolio heavily and have also been looking into a new potential opportunity for real estate investing here in Brazil.  The […] The post My new investments in February 2020 appeared first on CrowdlendingRocks.eu.

My crowdlending portfolio currently consist of 21 platforms.  Crowdestor, VIAINVEST, Mintos, Peerberry, Grupeer, PropertyPartner, BulkEstate, Swaper,  Estateguru, and Crowdestate are dominating.  I currently only have minor funds on NEO Finance, Evoestate, Finbee, Debitum Network, Robo.cash, Iuvo Group, Bondora, Housers, Brickshare, Reinvest24, and DoFinance. These are platforms that I am currently testing, new platforms or just interesting platforms that I may put more money in later. I try to diversify both on loan type and loan provider but also […] The post My crowdlending portfolio. I made 593 EUR from crowdlending this month. appeared first on CrowdlendingRocks.eu.

EVOestate interview and review 2020 The interview took place at the SEB Innovation Center in Vilnius, Lithuania. Why this location? Well, EVOestate did not have a physical office and they don’t need one. Audrius is located in Valencia in Spain, Gustas is located in Vilnius but travels a lot, and CTO Alexander, and the new developer are both located in […] The post EVOestate – How to easily invest with many different European real estate P2P platforms appeared first on CrowdlendingRocks.eu.

Two business loan crowdlending platforms, Kuetzal and Envestio, has folded The last couple of months has been horrible for the Baltic crowdlending and P2P industry. After the shutdown of the platform Kuetzal, investors turned to Envestio and started to withdraw a lot of the funds. Envestio was the same type of crowdlending platform as Kuetzal and had the […] The post My new investments in January. Envestio platform fold. What a horrible start to 2020! appeared first on CrowdlendingRocks.eu.

Our guest this week is John Rekenthaler. Rekenthaler is a director in Morningstar Research Services and a feature contributor to our platforms, including Morningstar.com. A lucid thinker and brilliant writer, his popular "Rekenthaler Report" column has become a must read among investors, financial advisors, fund industry participants, and beyond.Rekenthaler began his career at Morningstar in 1988 and has worn a number of hats, including leadership roles in our research and investment management divisions. Among other achievements, Rekenthaler has been a key player in developing some of Morningstar's best-known tools, including the Morningstar Rating for funds and the Morningstar Style Box. He holds a bachelor's degree in English from the University of Pennsylvania and a master's degree in business administration from the University of Chicago Graduate School of Business.BackgroundThe Rekenthaler ReportMorningstar Rating for funds methodologyMorningstar Style Box methodologyInvestor Behavior Morningstar's Mind the Gap study Rekenthaler Report: "Mutual Funds: Where Fun Came to Die"Rekenthaler Report: "3 Reasons Index Investors Deserve Perdition (or Not)"Rekenthaler Report: "Up-Front Investment Fees Are (Almost) No More"IncentivesRekenthaler Report: "Give Performance Fees a Chance"How John InvestsRekenthaler Report: "What's in My Portfolio?"Most and Least Popular ColumnsRekenthaler Report: "Enough with Revenue Sharing!"Rekenthaler Report: "About that Rigging Claim"Flash Boys: A Wall Street Revolt, by Michael Lewis, March 2014.Compelling Academic ResearchRekenthaler Report: "Predicting Mutual Fund Returns With the Ownership Lens""Judging Fund Managers by the Company They Keep," by Randolph Cohen, Joshua Coval, and Lubos Pastor; NBER Working Paper No. 9359, December 2002.The State of RetirementRekenthaler Report: "The Retirement Crisis That Isn't?"Teresa Ghilarducci"A Perplexing Tale About 401(k)s," by Scott Cooley; Morningstar.com, Nov. 26, 2015.Rekenthaler Report: "The British Show How to Improve 401(k)s"Best and Worst InnovationsRekenthaler Report: "Why ETFs Succeeded for Retail Investors"Rekenthaler Report: "Tactical-Allocation Funds: Even Worse Than Expected"Jack BogleRekenthaler Report: "Jack Bogle Strikes Back!"Rekenthaler Report: "Jack Bogle's (Somewhat) Accidental Legacy"Corporate Governance"Anticompetitive Effects of Common Ownership," by Jose Azar, Martin Schmalz, and Isabel Tecu; Journal of Finance, May 2018.Rekenthaler Report: "Are Index Funds Too Soft on CEOs?"Rekenthaler Report: "The Latest Salvo Against Indexing"Rekenthaler Report: "The Doctrine of Shareholder Value Has Indeed Helped Shareholders"Albert J. "Chainsaw Al" Dunlap  bioWhat John ReadsBerkshire Hathaway shareholder lettersJoe Mansueto bioReflections on InvestingRekenthaler Report: "My Investment Howler"

Another year of traveling My trip around the world was supposed to last just for a year, and then I would get back to work. Maybe. However the first year of testing out lean FIRE went so well, so I have decided to do another year of traveling and investigating. This year I will spend […] The post My new investments in December 2019 appeared first on CrowdlendingRocks.eu.

Living in Bangkok while working on delivering new articles for you! During November I have been living most of the month in several locations in Bangkok and I also took a small vacation to the small island of Koh Tao, to enjoy the quiet island and beach life and do a bit of scuba diving […] The post My new investments in November 2019. Including updated status for Bondora Go & Grow and Mintos Invest & Access comparison appeared first on CrowdlendingRocks.eu.

Swaper review – updated 2020 I have only been invested with Swaper for about three months at the time of writing this article. I have been wanting to start for quite some time, but the word on the P2P forums has been that they had a cash drag problem and it was hard to get your money […] The post Visit at the easy to use P2P platform Swaper. Interview with CEO and Owner of Wandoo Finance Group, Iveta Brūvele and Product Owner of Swaper, Danija Misus. Review updated 2020​ appeared first on CrowdlendingRocks.eu.

NOTE: If this is your first time seeing a 360 Video, note you can grab the screen and look anywhere! As we walk the Camino de Santiago Kevin Kelly (founding executive editor of Wired magazine, check him out on kk.org ) and I talk about his passion project, the long now. Put in very simple terms, how we can live in a way that will benefit our descendants. Watch the 10,000 Year Library video here: https://youtu.be/g-MWorfLWcE Most Beautiful Newsletter on the Internet====================================Subscribe to be the first to hear about new photography tips, tricks, workshops, discounts and more! Subscribe now, https://stuckincustoms.com/stucknewsletter/ More Great Stuff!=========================My Portfolio, https://stuckincustoms.smugmug.com/ My Photography Gear, https://kit.com/TreyRatcliff Camera Reviews, https://www.stuckincustoms.com/camera-reviews/ Software Reviews, https://www.stuckincustoms.com/photo-software/ Follow Me (Trey) Online!===========================http://facebook.com/treyratcliffhttp://instagram.com/treyratcliffhttp://twitter.com/treyratcliffhttp://pinterest.com/treyratcliff

Traveling in South East Asia while working on delivering value to investors This month I have been to Ho Chi Minh in Vietnam to visit the Mintos loan originator, Cashwagon. I made an interview and got an office tour, so you can look forward to a very interesting article about that. They do thing quite differently in Southeast Asia. […] The post My new investments in October 2019. Including updated status for Bondora Go & Grow and Mintos Invest & Access comparison appeared first on CrowdlendingRocks.eu.

Check out the 360 video version of this podcast here:  https://youtu.be/LJYZ9EQJN9I As we walk the Camino de Santiago Kevin Kelly (founding executive editor of Wired magazine, check him out on kk.org ) and I talk about how Burning Man might influence wider society. Most Beautiful Newsletter on the Internet====================================Subscribe to be the first to hear about new photography tips, tricks, workshops, discounts and more! Subscribe now, https://stuckincustoms.com/stucknewsletter/ More Great Stuff!=========================My Portfolio, https://stuckincustoms.smugmug.com/ My Photography Gear, https://kit.com/TreyRatcliff Camera Reviews, https://www.stuckincustoms.com/camera-reviews/ Software Reviews, https://www.stuckincustoms.com/photo-software/ Follow Me (Trey) Online!===========================http://facebook.com/treyratcliffhttp://instagram.com/treyratcliffhttp://twitter.com/treyratcliffhttp://pinterest.com/treyratcliff

On this walk along a section of the Camino in Spain I'm with Craig Mod ( https://craigmod.com/ ). He's a fantastic writer with some amazing content on walking (hikes) which you should check out... maybe start with his Review of Beds which is fun :) Anyway, in this chat we discuss Craig's various hikes through Japan and some of his observations on their varied culture. We also talk about his evolution from film cameras to ultimately opting for Leica as his main travel companion. NOTE: If this is your first time seeing a 360 Video, note you can grab the screen and look anywhere! Most Beautiful Newsletter on the Internet====================================Subscribe to be the first to hear about new photography tips, tricks, workshops, discounts and more! Subscribe now, https://stuckincustoms.com/stucknewsletter/ More Great Stuff!=========================My Portfolio, https://stuckincustoms.smugmug.com/ My Photography Gear, https://kit.com/TreyRatcliff Camera Reviews, https://www.stuckincustoms.com/camera-reviews/ Software Reviews, https://www.stuckincustoms.com/photo-software/ Follow Me (Trey) Online!===========================http://facebook.com/treyratcliffhttp://instagram.com/treyratcliffhttp://twitter.com/treyratcliffhttp://pinterest.com/treyratcliff

Traveling in South East Asia while working on delivering value to investors Right now I am located in Chiang Mai in the north of Thailand. Here I am transcribing the interviews and writing the articles from my travels in the Baltics this summer. There is still a lot of good content waiting to get out […] The post My new investments in September 2019. Including updated status for Bondora Go & Grow and Mintos Invest & Access comparison appeared first on CrowdlendingRocks.eu.

In this podcast I'm wandering through a remote area of Yosemite with Kevin Kelly. There is barely any evidence of human habitation here so what better place to whip out a 360 camera and discuss the future of AR and technology. Check out the 360 version here: https://youtu.be/pUmTwHInXhU Find out more about Kevin Kelly on his site at https://kk.org/ ! Most Beautiful Newsletter on the Internet====================================Subscribe to be the first to hear about new photography tips, tricks, workshops, discounts and more! Subscribe now, https://stuckincustoms.com/stucknewsletter/ More Great Stuff!=========================My Portfolio, https://stuckincustoms.smugmug.com/ My Photography Gear, https://kit.com/TreyRatcliff Camera Reviews, https://www.stuckincustoms.com/camera-reviews/ Software Reviews, https://www.stuckincustoms.com/photo-software/ Follow Me (Trey) Online!===========================http://facebook.com/treyratcliffhttp://instagram.com/treyratcliffhttp://twitter.com/treyratcliffhttp://pinterest.com/treyratcliff

One of the nice things about doing these interviews is getting to know people who you’ve only previously knew though their work. So, when I write one of these intros I try to reflect on what I’ve learnt about the interviewee, to capture the characteristics that have helped them create such great work and succeed in such a competitive business. But as different as they all are, they all share the same characteristic; They care. When they commit, they’re all in. Whether making an ad or a cup of tea they want it to be as good as possible. They keep pushing when others decide ‘that’ll do’. A few years back, a friend of mine wandered into Adrian’s office to leave a message, he found that the desk was filled with random sets of letters and numbers. Some were ticked, some crossed and one had a question mark. He stood there looking at them trying to figure out what fiendish creativity was going on. Until, a few weeks later, when he bumped into Adrian, who’d just taken delivery of his new BMW, it turned out that Adrian had been trying to pick the most visually pleasing arrangement of letters and numbers before committing to a number plate. Then there was the time that Adrian, irritated at having to fold his copy of Campaign to fit into his briefcase, found someone to make him a new, bespoke briefcase, unfolded Campaign size. Also, you’ll notice something different when you look through Adrian’s work, along with the names of the agencies and clients, you’ll also see the year it ran, the art director, director, illustrator, photographer and typographer. You’ll see subheads. You won’t hear the sound of my phone beeping or Adrian not being able to recall a Creative Directors name. (It was edited, re-recorded and fixed.) And at the end of this post you’ll see an article titled ‘My Portfolio’, look closely at the first line and you’ll notice that the word firing’ is fractionally bolder than the rest, that’s because underneath is the word ‘giving’, Campaign had misquoted him, Adrian and his scalpel fixed it. I’m not sure you can learn to care passionately about the details, but if you do, your work be better for it.

In episode 11, of My Creative Life, I interviewed writer, Lynn Miller. She also happens to by my wonderful mother-in-law. She has been helping me create my greeting card line. Please tune in and enjoy! If you'd like to find out more about Lynn Miller please visit her instagram. Instagram: https://www.instagram.com/lynn.miller.50746/ ---------------------------------------------------------------- Nancy Miller's Blog: tinyurl.com/mycreativelife My Portfolio: www.nmillerillustration.com/ My Shop: www.nancymillerillustration.com/ Youtube: https://tinyurl.com/ytmessyartteacher Sorry took, 2 weeks of for the holiday. I will be posting a new podcast every Sunday on a weekly basis from now on. Thank you for listening.

In episode 10, of My Creative Life, I interviewed graphic design instructor, James Collins. I have had the pleasure of working with Jim Collins, this past year, and he's been great to work with. He is also retiring this after this school year from his long head position as a graphic arts educator. Congratulations Mr. Collins and have a happy retirement! Please tune in and enjoy! If you'd like to find out more about James Collins please visit these sites. Linkedin: https://www.linkedin.com/in/jim-collins-88869531/ Instagram: https://www.instagram.com/jimcollins4505/ ---------------------------------------------------------------- Nancy Miller's Blog: tinyurl.com/mycreativelife My Portfolio: www.nmillerillustration.com/ My Shop: www.nancymillerillustration.com/ I will be posting a new podcast every Sunday on a weekly basis from now on. Thank you for listening.

In episode 9, of My Creative Life, I interviewed photography instructor, Caryn Brown. I have had the pleasure of working Caryn this past year and she is an amazing teacher and coworker. Please tune in and enjoy! If you'd like to find out more about Caryn please visit these sites. Linkedin: https://www.linkedin.com/in/carynlbrown/ ---------------------------------------------------------------- Nancy Miller's Blog: tinyurl.com/mycreativelife My Portfolio: www.nmillerillustration.com/ My Shop: www.nancymillerillustration.com/ I will be posting a new podcast every Sunday on a weekly basis from now on. Thank you for listening.

In episode 6 of My Creative Life I interviewed artist/writer, Quinn Johnson. He has written for the Teenage Mutant Ninja Turtles, Kung Fu Panda, Megamind, Richie Rich, and more. He is currently the art director and writer for Elders of the RuneStone. Please tune in and enjoy! If you'd like to find out more about Quinn's work please visit these sites. Quinn Johnson's Portfolio: http://mrwonderfulproductions.weebly.com/ Elders of the RunStone: http://runestonecomic.com/ and Podcast: http://runestonecomic.com/podcast/DCTATP/DarkhanCityTimesPodcast/DarkhanCityTimesPodcast.html ---------------------------------------------------------------- Nancy Miller's Blog: tinyurl.com/mycreativelife My Portfolio: www.nmillerillustration.com/ My Shop: www.nancymillerillustration.com/ I will be posting a new podcast every Sunday on a weekly basis from now on. Thank you for listening.

FCR 212 What Protection Can I Put in Place for My Portfolio? by Chris Bulman