Podcasts about Securitization

Securitised credit is emerging as a key driver in financing the green transition, offering investors opportunities to support ESG initiatives without sacrificing return. This episode of Fixed on ESG navigates how securitisation helps fund green assets, the challenges of measuring financed emissions, and the evolving regulatory landscape in the U.S. and Europe. We break down the mechanics of green securitisation and discuss how investors can navigate this space. PGIM Fixed Income's Taylor Chatlos, ESG Specialist, hosts this discussion with David Klausner, ESG Specialist, and Edwin Wilches, CFA, Co-Head of Securitised Products. Recorded on March 12, 2025.

We're pleased to have as our guest Daniel Whitehead. Daniel was a 2022 James Wilson Fellow. He served in the General Counsel's Office of Governor Ron DeSantis and has clerked on two federal courts, the U.S. Court of Appeals for the Seventh Circuit and the U.S. Court of Appeals for Veterans Claims. He was also a John Marshall Fellow of the Claremont Institute. He is currently a Senior Fellow of the Hungary Foundation, where he is spending a year living in Budapest. We were eager to hear about Daniel's experience in Hungary living amidst the Hungarian people, learning the Hungarian language, and conducting original research and writing. We also discuss his recent article we republished at Anchoring Truths titled Securitization: A Solution to the Migration Crisis in the United States.

Atanas Bostandjiev, founder & CEO of Gemcorp Capital Management, joins BI chief emerging markets fixed-income strategist Damian Sassower to discuss his firm's approach to engineering performance and mitigating risk in emerging and frontier markets. Securitization expertise is critical when extending private credit to local operators across emerging markets, with heavy focus on principal protection and repayment. Bostandjiev and Sassower examine loan structuring, deal flow, exit strategies and currency risk, as foreign creditors' appetite for incremental carry extends to EM.

Send us fan responses! Unlock the secrets of financial empowerment and the hidden mechanics of securitization with our expert guest, Sean Adley. Ever wondered if classical composers had undiscovered backgrounds? Imagine if Bach and Beethoven's lineage was linked to Moorish heritage. We tackle these tantalizing historical theories, all while diving into the monumental impact of securitization on everyday life and its legal implications. Our discussion weaves through the complexities of mortgage-backed securities, shining a light on how historical truths and financial knowledge intersect in unexpected ways.Prepare to be enlightened as we reveal the intricate role of specialized reports in legal victories, showcasing a real-life case where a million-dollar property settlement was secured through expert analysis. Discover how the securitization of loans, from mortgages to credit cards, can provide leverage in court cases and beyond. We delve into the fascinating world of municipal bonds and how public funds are truly allocated, equipping you with the knowledge to challenge traditional financial narratives. Understanding these mechanisms offers a unique advantage in both personal financial decisions and public legal matters.From demystifying credit unions' unique approaches to exploring the ethical concerns of prison privatization, this episode promises a comprehensive and thought-provoking journey. Sean Adley shares his insights on uncovering fraud within the securitization process, highlighting the importance of education and strategic thinking. Whether you're an investor, a curious consumer, or someone looking to challenge established systems, join us as we explore the interconnectedness of history, finance, and culture, empowering you with the knowledge to make informed decisions in an ever-evolving financial landscape.FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Million-Dollars-Worth-Game-Kilam/dp/B09HQZNRB9 https://donkilam.com https://www.amazon.com/CapiSupport the showhttps://donkilam.com

Stephan and Pierre discuss the evolving landscape of Bitcoin, focusing on the dichotomy between securitization and tokenization. They explore the regulatory environment, the challenges of Bitcoin adoption, and the implications of volatility on investor behavior. The discussion also touches upon the financialization of Bitcoin and the misconceptions surrounding tokenization of real-world assets, ultimately questioning the value created through such processes.They also discuss the risks associated with traditional financial systems, the importance of self-custody, the psychological barriers to Bitcoin adoption, is stablecoin a gateway to Bitcoin and the challenges of privacy and surveillance in financial transactions. Takeaways

In this episode of The Lenders Playbook, we're joined by Wesley Carpenter of Stormfield Capital for an insider look at private credit and bridge lending. Wesley shares how Stormfield stands out in the competitive lending space and reveals key strategies that set them apart.You will learn:✅ Stormfield's mission and the problem they're solving✅ How they underwrite and close deals fast✅ Why being a balance sheet lender gives them an edge✅ The appeal of private credit for investors✅ How securitization and loan servicing drive success✅ The current market's impact on bridge lending✅ Traits of top professionals in real estate finance✅ Must-read publications for business growthIf you're looking to level up your understanding of private lending, this episode is packed with valuable takeaways.

Investors are bracing for more political chaos after last week's tariff wars which tripped up sentiment, sending the dollar higher and Gold to record levels. Why the strong dollar is pinching corporate profits inside the biggest companies in the world, and what they are saying about it. Plus. The President's holding company just announced the registration of new ETFs and SMAs that track his "America First" agenda. While conflicts of interest and the executive branch of government have always had a cosy relationship, we've never seen this kind of securitization of America's policies. And, new tax proposals are about to hit Congress where the real fight over America's fiscal future is about to get interesting, including the potential closure of the carried interest loophole. LINKS FOR SHOW NOTES https://russellinvestments.com/us/blog/us-tariffs-potential-implications https://www.imf.org/en/Publications/WEO/Issues/2025/01/17/world-economic-outlook-update-january-2025 https://www.globenewswire.com/news-release/2025/02/06/3022027/0/en/Trump-Media-Registers-Trademarks-for-Truth-Fi-Investment-Vehicles.html https://www.investopedia.com/terms/c/carriedinterest.asp https://www.congress.gov/bill/118th-congress/senate-bill/2463/text https://www.investopedia.com/these-two-assets-will-have-the-best-returns-under-trump-per-investopedia-s-readers-8787190 https://www.investopedia.com/what-to-expect-in-the-markets-this-week-8786864 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Investors are bracing for more political chaos after last week's tariff wars which tripped up sentiment, sending the dollar higher and Gold to record levels. Why the strong dollar is pinching corporate profits inside the biggest companies in the world, and what they are saying about it. Plus. The President's holding company just announced the registration of new ETFs and SMAs that track his "America First" agenda. While conflicts of interest and the executive branch of government have always had a cosy relationship, we've never seen this kind of securitization of America's policies. And, new tax proposals are about to hit Congress where the real fight over America's fiscal future is about to get interesting, including the potential closure of the carried interest loophole. LINKS FOR SHOW NOTES https://russellinvestments.com/us/blog/us-tariffs-potential-implications https://www.imf.org/en/Publications/WEO/Issues/2025/01/17/world-economic-outlook-update-january-2025 https://www.globenewswire.com/news-release/2025/02/06/3022027/0/en/Trump-Media-Registers-Trademarks-for-Truth-Fi-Investment-Vehicles.html https://www.investopedia.com/terms/c/carriedinterest.asp https://www.congress.gov/bill/118th-congress/senate-bill/2463/text https://www.investopedia.com/these-two-assets-will-have-the-best-returns-under-trump-per-investopedia-s-readers-8787190 https://www.investopedia.com/what-to-expect-in-the-markets-this-week-8786864 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Matt Bisanz interviews Steve Gandy, formerly with Santander, about his long career designing innovative securitization structures around the globe.

Leslie Sack, Director of Advocacy at the Structured Finance Association, joins host Patrick Dolan to review the latest shifts in financial regulation and leadership. Sack provides her perspective on French Hill's expected agenda as the new chair of the House Financial Services Committee, the challenges facing Caroline Crenshaw's renomination to the SEC, and Tim Scott's priorities as the new chair of the Senate Banking Committee. We also examine the potential candidates for leading the CFPB, OCC, FDIC, and the SEC.

This week on Sinica I'm delighted to be joined by Amy King, Associate Professor in the Strategic & Defence Studies Centre at The Australian National University. She shares her ideas about how perceptions of insecurity can paradoxically motivate closer economic relations between two states, and she looks at not only the examples of China and Japan after the end of World War II, but Australia and China as well. We also discuss Sino-Australian relations over the last 15 years, and much else!2:48 – Key phases of Australia-China relations over the past 15 years and the security and economic nexus 9:05 – Amy's research into the Sino-Japanese relationship and how perceptions of insecurity can motivate closer economic ties, and how Australia is responding to China now 21:22 – How Amy would argue the case for economic engagement with China to folks in Washington 26:31 – Securitization in Australia and the important differences between Australia and the U.S. 30:20 – The shift in the Australia-China relationship under the Albanese government 33:12 – What the U.S. can learn from Australia 35:14 – Why people tend to conflate Australia's experience with America's 39:04 – Amy's essay, “The Collective Logic of Chinese Hegemonic Order,” and how we can understand China's role in the emerging post-unipolar world42:47 – Three mechanisms employed by China to amplify its voice post-war (amplifying, grafting, and resistance by appropriation) and how modern “middle powers” can influence the international order now 52:31 – The state of discourse on China in Australia and what Amy believes China wants 58:54 – Amy's thoughts on pluralism and international order 1:03:22 – What lessons about de-risking and navigating multi-alignment Australia should be learning from other nations in the region Recommendations:Amy: Fintan O'Toole's We Don't Know Ourselves: A Personal History of Modern Ireland Kaiser: The Paul Reed Smith (PRS) SE Hollowbody II Piezo electric guitar See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Both consumer and corporate structured finance obligors will benefit from falling interest rates and moderate economic growth, although high costs will keep straining some borrowers' finances. In this episode, we'll discuss other factors contributing to the Moody's Ratings outlook for the sector in the year ahead. Host: Aaron Johnson, Vice President – Research WriterGuest: Annabel Schaafsma, Managing Director, Global Structured Finance

From golden handcuffs to home equity innovations: Discover how today's unique housing market is reshaping fixed income opportunities. Join us for an insightful discussion on rate dynamics, securitization trends, and what's ahead for fixed income investors. Bloomberg US Aggregate Bond Index measures the performance of investment grade, fixed-rate taxable bond market and includes government and corporate bonds, agency mortgage-backed, asset-backed and commercial mortgage-backed securities (agency and non-agency). The index is unmanaged, includes net reinvested dividends, does not reflect fees or expenses (which would lower the return) and is not available for direct investment. Index data source: Bloomberg Index Services Limited. See diamond-hill.com/disclosures for a full copy of the disclaimer.  The views expressed are those of the speakers as of November 2024 and are subject to change without notice. These opinions are not intended to be a forecast of future events, a guarantee of future results or investment advice. Investing involves risk, including the possible loss of principal. Past performance is not a guarantee of future results.

In this episode of the GRU Podcast, IIF's Richard Gray, Director of Regulatory Affairs, is joined by Carole Gintz, Associate Managing Director, Structured Finance at Moody's Ratings and Ian Bell, Chief Executive Officer at PCS Markets, to discuss the current landscape surrounding the securitization market.  After providing a backdrop of the current state of the securitization markets and recent trends, Richard, Carole and Ian discuss many present and future topics within the market, with a particular focus on the market in Europe. The discussion includes highlighting significant regulatory requirements and features and the impact and implications for relevant stakeholders, the health of the securitization market from a credit point of view, consequences and potential outcomes from the recent European Commission consultation on the Functioning of the EU Securitisation Framework, the particular importance of the securitization market in the development of the Capital Markets Union and much more.

Securitization is the financial alchemy of taking not easily or non tradable assets, pooling them together, and selling tradable shares or securities in that pool to investors. Many people blame securitisation for the financial crisis of 2007 as many worthless mortgages had been included and given a much higher value by the ratings agencies. Now there are moves afoot to restart the use of securitisation in Europe in order to create a capital market union and boost private sector investment. Needless to say there are detractors. Joe spoke to Julia Symon is Head of Research and Advocacy with Finance Watch.

By engaging across multiple sectors of the structured product markets, 400 Capital Management has the flexibility to independently deal with the unique cycles and phases of the various asset classes. Founder and Managing Partner Chris Hentemann joins Noel Hebert and Sam Geier of Bloomberg Intelligence on this episode of Credit Crunch to talk through the process of navigating through those cycles. The conversation touches upon asset class allocations, the risk-transfer market, joint venture benefits, the attraction of commercial real estate, and more. Credit Crunch is part of the FICC Focus podcast.

This is a very special U.S. elections podcast, in cooperation with the Trocadéro Forum and Mediterranean Sustainability Partners. with experts weighing in from their regions . Here are their biographies : Nurşin Ateşoğlu Güney graduated in Political Science from State University College in 1979 and earned her MA (1985) and PhD (1992) in International Relations from Istanbul University. She has held various academic roles at Marmara University and is now affiliated with the National Intelligence Academy. Additionally, she is a security and nuclear energy expert at the Bilge Adamlar Center for Strategic Studies. Prof. Güney has authored numerous works on the Middle East, U.S. foreign policy, security studies, and more. Rebel Hanna is the Chairman of Mantra Tourus Group (OOO, Holding), Chairman and Chief Executive Officer of Dexter Capital Risk Management Services L.L.C., BoD member of JHT SARL, entrepreneur with 35+ years of professional experience in the International Business Development, Commercial, Investment, Corporate and Private Banking industry. Dr. Rebel Hanna served as well as Deputy General Manager at a reputable Bank in the UAE, Managing Director of the unique Investment Bank in Lebanon specialized in Securitization; he was managing the First SPVs in the MENA region and the First ABCP Conduit. Prior to that, he occupied different Senior Managerial Positions in the banking industry. In addition to his professional profile, Dr. Rebel Hanna is Lecturer at different reputable universities and speaker in International Conferences. He is as well researcher in Management Sciences, Geopolitics and Geoeconomics. Omar Samad is a nonresident senior fellow with the Atlantic Council's South Asia Center. He is also the founder and president of Silkroad Consulting, LLC. Prior to joining the Atlantic Council, Samad was a senior Afghan expert in-residence with the Center for Conflict Management at the US Institute of Peace from January 2012 to January 2013. He also served as Ambassador of Afghanistan to France from 2009 to 2011 and Ambassador to Canada from 2004 to 2009.

This interview with Brett Jefferson discusses trust preferred CDOs, why they can provide such great opportunities, and how Brett's fund capitalizes on this niche market. Brett and Jack also discuss the private credit market, the risks and benefits of securitization, the performance of the collateralized loan market, and much more. Recorded on September 10, 2024. Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ Follow the new host of Forward Guidance, Felix Jauvin https://x.com/fejau_inc Jack's upcoming podcast, Monetary Matters: https://www.youtube.com/@Monetary-Matters __ Timestamps: (00:00) Introduction (00:59) Trust Preferred CDOs (08:44) Starting Hildene Capital Management (10:44) Buying Trust Preferred CDOs (13:22) Deferred Payments (20:13) Trust Preferreds Regulated Out (23:15) Philadelphia Fed Paper (27:38) Taking Advantage Of Inefficient Markets (34:33) Private Credit (37:55) Hildene's Market Niche (44:11) The Structured Credit Market (51:44) Structured Security Correlations (55:20) Credit Market Risks (01:00:00) The Realities Of Private Credit (01:08:27) TruPS CDOs (01:11:03) Private Credit CLO Market (01:14:48) Risks & Rewards (01:18:58) Collateralized Loan Market Performance (01:25:28) Closing __ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

Mirella Hart, senior knowledge lawyer in our London office, joins host Patrick Dolan to discuss the new UK securitization regulation framework. Mirella provides insight on the process behind how the final rules were approved by the FCA and PRA, including significant changes made to the draft proposals.  We review the regulations and their impact for UK institutional investors, the non-refundable purchase price discount for non-performing securitizations and the risk retainer. Additionally, we discuss the reporting templates published by the FCA and PRA and their implications for stakeholders.  Listen and subscribe to the Securitization Insight podcast on Apple Podcasts, Spotify, or your preferred podcast app.

Send us a Text Message.Unlock the secrets of managing and protecting your assets like never before! Imagine benefiting from assets you don't directly own—sounds intriguing, right? Join us as we unravel the complexities of trusts, LLCs, and asset management, using relatable examples like car ownership to illustrate how you can safeguard your wealth. We dive into the nitty-gritty of setting up trusts and LLCs, understanding Schedule A in tax filings, and incorporating assets like firearms into your trust.We take a deep dive into the world of holding companies and special purpose vehicles, focusing on how to protect your personal assets from business liabilities. Learn the advantages of establishing holding companies in states known for their favorable legal frameworks, like Nevada and Wyoming, and how to effectively manage these entities to minimize tax liabilities. Discover how major financial institutions operate using these structures and how you can apply these strategies to your own financial management.Finally, we explore the fascinating realm of asset-backed securities, municipal bonds, and the intricacies of financial disputes. Understand how various assets are securitized to generate financial securities and the potential investment opportunities within car loans and credit card receivables. We also touch on the complex processes of transforming notes and court judgments into securities, navigating arbitration, and understanding Generally Accepted Accounting Principles (GAAP). This episode is packed with essential information for anyone looking to enhance their financial education and protect their assets effectively.https://onlyfans.com/donkilam https://onlyfans.com/donkilam https://www.amazon.com/Capi https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://www.amazon.com/Million-Dollars-Worth-Game-Kilam/dp/B09HQZNRB9Support the Show.https://donkilam.com

Eoin Matthews is the Co-founder at Point, a home equity investment company making home equity wealth accessible to homeowners without creating a monthly debt obligation. Homeowners get upfront funds from Point in return for a portion of your home's future appreciation. Point recently announced an oversubscribed $141M securitization, which marked it's second rated securitization and third overall, with its collaboration with Atalaya Capital Management. Eoin previously served as the VP of Business Development at Rakuten and has an extensive background in education.(2:20) - Point's & Eoin's origin story(5:43) - Potential HEI benefits for investors(9:20) - Point's securitizations strategy(11:42) - Capital stack evolution(14:17) - M&A activity in Housing tech companies(17:00) - Feature: Blueprint Vegas 2024(17:54) - State of the Housing Market(24:07) - Affordability of owning vs. renting a home(29:47) - Underwriting Proptech in the current rate environment(32:28) - Collaboration Superpower: Steve Wozniak (Apple Co-founder)

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May's consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May's experts.

Today, we have the privilege of learning about private capital from one of the industry's best: Charles Farnsworth of 1892 Capital. Based in the Puget Sound area, 1892 Capital Partners is a direct hard money lender dedicated to helping real estate builders, brokers, and investors secure practical investment strategies and customized real estate loans.I'm Matt Rosen, your host for the Lenders Playbook podcast. Welcome! In this engaging and informative episode, you'll gain insights into the nuances of working with a lender representing a family office and understand how the process operates. This is an episode you'll want to bookmark, save, and share with your friends.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by partner Glen Trudel to discuss a recent appellate court decision affirming that a group of securitization trusts "engaged" in a known "consumer financial product or service", and therefore are subject as covered persons to the enforcement authority of the Consumer Financial Protection Bureau (CFPB). This decision could potentially expose similarly situated securitization trusts to the jurisdiction and enforcement authority of the CFPB. Chris and Glen discuss the court's rationale for the holding and delve into the implications of this ruling, including the potential for increased regulatory scrutiny and the need for trusts to ensure compliance with consumer laws relating to the loan assets they hold. They also discuss potential changes in the terms of future securitization documentation and the importance of due diligence and monitoring of service providers. The episode concludes with a discussion on the significance of this ruling in the legal landscape for securitization trusts and whole loan owners.

Whether a bundt cake bakery or an internet address, if it generates steady cash, it can be diced up in the financial alchemy of securitization. In this Exchange podcast, Janus Henderson's John Kerschner explains the promise and perils, and why the oddest assets can be the best. Visit the Thomson Reuters Privacy Statement for information on our privacy and data protection practices. You may also visit megaphone.fm/adchoices to opt-out of targeted advertising.

In this episode of Actualizing Success, Actualize Consulting's Partner Matt Seu, Director John Pomaranski, and Capital Markets/Mortgage Expert Mark Hanson, discuss the importance of ESG (Environmental, Social, and Governance) in the mortgage and securities market. Our experts delve into the challenges and growth opportunities of implementing ESG principles in bond issuance, strategies and processes that increase affordability and sustainability in mortgage lending, and the importance of continued learning in defining ESG standards to measure social impact. Join us for an engaging conversation about the evolving landscape of ESG in the mortgage industry and the exciting progress in ESG development.Listen to learn more about: Understanding ESG: legal aspects, different avenues, and relevance in the mortgage industry Challenges and opportunities of implementing ESG principles in bond issuance and valuation Impact of politics and privacy concerns, particularly in states with oil or gas-related economies Potential for new technologies and building processes to improve sustainability in the housing industry The crucial role of accurate data to avoid "greenwashing" and stakeholder collaboration in advancing ESG initiatives, including the MISMO community of practice and upcoming projectsAbout Matt Seu Matt is a Partner at Actualize Consulting, managing the Mortgage & Fixed Income practice. With three decades of experience in the mortgage industry, Matt is a wealth of information and a true thought leader committed to moving the industry forward through digital transformation and standardizing how the mortgage industry communicates. Before his time at Actualize, he served as a Vice President for Freddie Mac, focusing on large-scale business and technology change efforts. Matt is a two-time winner of MISMO's prestigious Outstanding Contribution Award and the 2023 Industry Titans Award.  Email: mseu@actualizeconsulting.com  About John Pomaranski: John is a Director at Actualize Consulting with over 19 years of experience. John's expertise includes project management, business requirements, and UAT for accounting system implementations. He specializes in financial system implementations, mortgage loan accounting and communication, and software development life cycle standards. He is the Facilitator of MISMO's ESG Community of Practice. Email: jpomaranski@actualizeconsulting.com  About Mark Hanson: Mark spent over 37 years in the capital markets, primarily the mortgage-backed securities market. Over the last 12 years, Mark served as Senior Vice President of Securitization for Freddie Mac, where he led the development and implementation of the $4 trillion UMBS Single Security, joining the Freddie Mac and Fannie Mae MBS markets. Over the last 3 years Mark stood-up and advised Freddie Mac's Corporate Sustainability Office in addition to his securitization responsibilities. Thanks for listening to this episode of the Actualizing Success Podcast! We hope you enjoyed the discussion and come back for more. In the meantime, don't forget to rate this episode and leave a review to let us know how you like it.   Website: www.actualizeconsulting.com    If you have any questions or comments, we'd love to hear from you. You can contact us at podcast@actualizeconsulting.com.

As the regulatory environment continues to evolve, US and European banks have sought regulatory capital relief by offloading the credit risk of loans they make via special types of transactions.Guests: Warren Kornfeld, Senior Vice President at Moody's Ratings; Nick Monzillo, VP-Senior Analyst at Moody's Ratings; Frank Cerveny, VP-Senior Research Analyst at Moody's RatingsHost: Aaron Johnson, VP-Senior Research Writer at Moody's RatingsRelated reports:Auto ABS - US: Credit-linked notes include risks not seen in typical auto ABS; issuance is risingBanks and Structured Finance – US: Risk transfer gives banks protection, but more capital is better; ABS implications varyBanks and Structured Finance – Europe: Output floor proposal could erode benefits of SRT for regulatory capital and risk management purposes

As the regulatory environment continues to evolve, US and European banks have sought regulatory capital relief by offloading the credit risk of loans they make via special types of transactions.Guests: Warren Kornfeld, Senior Vice President at Moody's Ratings; Nick Monzillo, VP-Senior Analyst at Moody's Ratings; Frank Cerveny, VP-Senior Research Analyst at Moody's RatingsHost: Aaron Johnson, VP-Senior Research Writer at Moody's RatingsRelated reports:Auto ABS - US: Credit-linked notes include risks not seen in typical auto ABS; issuance is risingBanks and Structured Finance – US: Risk transfer gives banks protection, but more capital is better; ABS implications varyBanks and Structured Finance – Europe: Output floor proposal could erode benefits of SRT for regulatory capital and risk management purposes

Since the 2015 refugee crisis there has been an increasing ‘securitization' of EU refugee law that has only been exacerbated by the Russia-Ukraine conflict. In this latest RevDem Rule of Law podcast Oliver Garner discusses this phenomenon with Aleksandra Ancite- Jepifánova. She is a Research Affiliate with the Refugee Law Initiative at the University of London and Visiting Fellow at the Centre of Law and Society at Cardiff University.

The upcoming elections in the European Union and the United States are crucial tests for democracy on both sides of the Atlantic.Richard Youngs, senior fellow at Carnegie Europe, and Thomas Carothers, director of Carnegie's Democracy, Conflict, and Governance Program, discuss what is in store for the global democratic agenda and the current state of EU-U.S. cooperation on democracy support.[00:00:00] Intro, [00:02:14] The EU-U.S. Cooperation on Democracy, [00:11:59] The Global Democratic Recession, [00:18:43] The Future of the Transatlantic Democracy Agenda.Thomas Carothers and Richard Youngs, May 2, 2024, “European and U.S. Democracy Support: The Limits of Convergence,” Carnegie Endowment for International Peace.Thomas Carothers and Frances Brown, February 6, 2024, “Democracy Policy Under Biden: Confronting a Changed World,” Carnegie Endowment for International Peace.Thomas Carothers, January 22, 2024, “The Democratic Price of Countering Authoritarianism,” Just Security, Reiss Center on Law and Security at New York University School of Law.Thomas Carothers, January 10, 2024, “Democracy and Geopolitics Are on the Ballot in 2024,” Emissary, Carnegie Endowment for International Peace.Thomas Carothers, December 18, 2023, “Protests in 2023: Widespread Citizen Anger Continues, With Sources Multiplying,” Carnegie Endowment for International Peace.Thomas Carothers, May 30, 2023, “Is the Global Tide Turning in Favor of Democracy?,” Carnegie Endowment for International Peace.Richard Youngs, April 16, 2024, “Geoliberal Europe and the Test of War,” Agenda Publishing.Richard Youngs and Ricardo Farinha, April 24, 2024, “Securitization and European Democracy Policy,” Carnegie Europe.Richard Youngs, April 2024, “Why the European Elections Will Test Democracy,” Journal of Democracy.Richard Youngs, March 17, 2024, “The Defensive Turn in European Democracy Support,” Carnegie Europe.Richard Youngs et al., February 5, 2024, “European Democracy Support Annual Review 2023,” Carnegie Europe.Richard Youngs, Thomas Carothers, et al., April 17, 2023, “How Can Europe Help the Next Phase of the Summit for Democracy?,” Carnegie Europe.

News

The latest status of a controversial measure to allow HECO to issue ratepayer-backed bonds; A 30-year-old student financial literacy program is expanding; NPR has a new interview podcast with twist

On this special Pledge Drive edition of the program, your host, Justin Mog, digs deep into Extraction Politics with University of Louisville professor of Communication, Nick Paliewicz, author of the brand new book “Extraction Politics: Rio Tinto and the Corporate Persona” (Penn State Press - Series in Transdiciplinary Rhetoric). The book argues that Rio Tinto is a global extractive colonial actor that creates different place-based rhetorical personae to pass as a valued member of the public without having to settle in these communities and bear the costs of extraction. Nick studies argumentation and public discourse with emphases on environmental rhetoric, public memory, and social movements. He is co-author of three previous books: 1. The Securitization of Memorial Space: Rhetoric and Public Memory; 2. Racial Terrorism: A Rhetorical Investigation of Lynching; and 3. Memory and Monument Wars in American Cities: New York, Charlottesville, and Montgomery. Catch up with Nick at https://www.linkedin.com/in/nick-paliewicz-13423224/ Two hardcopy versions of Nick's new book, Extraction Politics, will be available for bidding at the Silent Auction taking place during Forward Radio's 7th Birthday Party on Saturday, April 13th from 5:00 to 8:00pm at Logan Street Market! Don't miss this chance to take home a copy of Nick's thought-provoking text while supporting the station that made you aware of it! As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at http://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at http://appalatin.com

On the latest podcast episode of Actualizing Success, Actualize Consulting's Partner Matt Seu, Manager Nina Fiore, and Manager Jon Cooper explore the intersection of technology and innovation within the Affordable Housing and Housing Counselor industry. As they delve into the historical context and benefits of Housing Counseling, our experts examine the heightened significance of this service in light of prevailing economic conditions and housing costs, particularly for low-income borrowers, and the involvement of Actualize Consulting in this field. They dive into the potential applications of technology, the significance of industry standards, and the prospective impact of AI within the affordable housing sector.  Listen to learn more about:  The escalating significance of Housing Counseling  The implications of technology and industry standards  The potential influence of AI in the realm of affordable housing Actualize's contributions to the affordable housing and housing counselor space About Matt Seu Matt is a Partner at Actualize Consulting, managing the Mortgage & Fixed Income practice. With three decades of experience in the mortgage industry, Matt is a wealth of information and a true thought leader committed to moving the industry forward through digital transformation and standardizing how the mortgage industry communicates. Before his time at Actualize, he served as a Vice President for Freddie Mac, focusing on large-scale business and technology change efforts. Matt is a two-time winner of MISMO's prestigious Outstanding Contribution Award and the 2023 Industry Titans Award.  Email: mseu@actualizeconsulting.com About Nina Fiore:  Nina is a Manager at Actualize Consulting with a collaborative and creative business analyst with a technical mindset. She has experience in analyzing complex business requirements, drawing insights from data, and identifying opportunities for innovation. Nina specializes in project management, requirements gathering, testing, data analysis and visualization, and metric and report development. She holds a Bachelor of Arts in Economics from the University of Maryland, College Park. Email: nfiore@actualizeconsulting.com  About Jon Cooper: Jon is a Senior Manager at Actualize Consulting with extensive experience in requirements analysis, project management, process modeling / redesign, and systems conversions. He has in-depth knowledge of the mortgage industry from originations through Servicing, Securitization, and REO/default management.  Email: jcooper@actualizeconsulting.com  Thanks for listening to this episode of the Actualizing Success Podcast! We hope you enjoyed the discussion and come back for more. In the meantime, don't forget to rate this episode and leave a review to let us know how you like it.   Website: www.actualizeconsulting.com    If you have any questions or comments, we'd love to hear from you. You can contact us at podcast@actualizeconsulting.com.    

Please join Mayer Brown partners Tameem Zainulbhai, Joanna Nicholas, Melissa Kilcoyne, Evan DeCresce and Jim Antonopoulos for a discussion on What to Expect in 2024 in the fields of structured finance and securitization. They will examine some key challenges and opportunities this new year will bring to market participants, and discuss trending issues and topics affecting the structured finance and securitization markets. Topics include the mortgage landscape, CLOs, trends in auto and equipment asset classes, trade receivables, and recent regulatory activity.

Dennis Wilder and Ja-Ian Chong trace the language and behavior behind China's renewed focus on national security.

Pelorus Capital Group prices first-ever securitization backed by collateral in the cannabis sector. In this episode, Adam Torres and Rob Sechrist, Co-Founding President of Pelorus Capital Group, explore what this securitization could mean for the future of the cannabis sector. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/Soaring to New HealthWe're talking Medicare Stars– what it is, why it's important, challenges & strategies. Listen on: Apple Podcasts SpotifySupport the showMore FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Pelorus Capital Group prices first-ever securitization backed by collateral in the cannabis sector. In this episode, Adam Torres and Rob Sechrist, Co-Founding President of Pelorus Capital Group, explore what this securitization could mean for the future of the cannabis sector. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

With rising interest rates and tightening credit, broadband companies are exploring alternative ways of raising capital. One option getting attention is the securitization of network assets and customer contracts. This type of financing vehicle enables companies to raise capital quickly from a wide range of investors. In this episode of All Day Digital, Jim Stanley of Frontier Communications shares how the company raised capital with a securitization offering, and what they learned. 

Eamonn Moran, Senior Counsel in our Washington, DC office, returns to speak with host Patrick Dolan about the US Supreme Court's oral arguments in the case regarding funding of the Consumer Financial Protection Bureau (CFPB). The CFPB was created in 2011, following the 2008 financial crisis, and receives funding from the Federal Reserve. We discuss the questions and issues raised by the individual justices, and how we think the US Supreme Court could rule in this case.Listen and subscribe to the Securitization Insight podcast on Apple Podcasts, Spotify, or your preferred podcast app.

Rachel Browndorf, Senior Associate in our Denver office, joins host Patrick Dolan to discuss the Corporate Transparency Act. Effective January 1, 2024, the new law requires reporting companies to provide Beneficial Ownership Information to the Financial Crimes Enforcement Network (FinCEN). We delve into the Corporate Transparency Act, exploring the steps to determine whether an entity is considered a reporting company, the distinction between beneficial owners and applicants, the required information for filing, including deadlines, penalties for non-compliance and potential exemptions.Listen and subscribe to the Securitization Insight podcast on Apple Podcasts, Spotify, or your preferred podcast app.

On this week's episode of the CRE Exchange podcast, Cole Perry and Omar Eltorai, both of Altus Group, cover the latest US economic print, including consumer signals from Costco, CarMax and Carnival's earnings reports. Additionally, they discuss the current housing trends in San Francisco and the rest of the country. Lastly, they share some observations from the CREFC Capital Markets Conference which took place last week.Key Takeaways:(01:13) Core PCE inflation was up 3.9% year-over-year in August 2023, the smallest monthly increase since November 2020.(02:29) Bank credit card delinquency rates are at the highest level in more than a decade.(8:41) The FHFA House Price Index and the S&P Case-Shiller Home Price Index reached their respective highs in August 2023.(12:42) Securitization markets are still functioning despite seeing a few down quarters.(13:00) Banks are better capitalized and better positioned than they have been heading into historical down cycles. (14:02) Credit concerns will likely take time to work out, possibly years. (14:51) The FDIC is selling a large portion of the Signature Loan portfolio, which is heavily New York and multifamily.(15:15) The San Francisco office market faces challenges, but the long-term outlook is positive. Resources Mentioned:Cole Perry -https://www.linkedin.com/in/coleperry1/Omar Eltorai -https://www.linkedin.com/in/omareltorai/Altus Group -https://www.linkedin.com/company/altus-group/FHFA House Price Index -https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index.aspxS&P Case-Shiller Home Price Index -https://fred.stlouisfed.org/series/CSUSHPISAEmail: altusresearch@altusgroup.comThanks for listening to the CRE Exchange podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

On today's episode, HW Media CEO Clayton Collins sits down with Chris Mayer, CEO of the fastest-growing major reverse mortgage lender, Longbridge Financial. Chris is also a professor of finance at Columbia Business School, has held positions at the Federal Reserve and has spent his career publishing his writing on housing and mortgages in top academic journals.Today, he and Clayton talk about his experience working in the Federal Reserve and how he is interpreting some of the Fed's messaging regarding our current market. They also talked about building a reverse mortgage lender and his thesis behind why Chris started Longbridge — and whether that thesis still holds true today.Related to this episode:Connect with Chris on LinkedIn Christopher Mayer, PhD - Longbridge Financial, LLC 2022 HW Vanguard: Christopher MayerProfessor Puts Ideas in Practice as Reverse-Mortgage CEO - BloombergHousingWire AnnualHousingWire on YouTubeEnjoy the episode!HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices and meet industry leaders. Our agenda is power-packed with content to propel your company to the next level and connect you with industry playmakers. Click here to learn more!The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. While these revisions will affect nearly all credit exposures, securitization exposures will be significantly affected by certain policy choices. Securitizations historically have benefited from highly favorable risk weights (albeit under strictly defined circumstances), and the revisions are expected to make this relief more complicated (and potentially more expensive) to obtain. Some of this is driven by corresponding revisions to international capital standards from 2017, but other aspects are driven by long-term skepticism among US regulators and an unwillingness to be seen as granting concessions to the industry. Please join Mayer Brown lawyers Stuart Litwin, Christopher Horn, and Matthew Bisanz for a discussion of how the proposed revisions may impact securitization and structured finance.

Frank Borchert, Chief Legal Officer at Best Egg, joins host Patrick Dolan to discuss how COVID-19 and the rising interest rate environment has affected marketplace lending, specifically in the FinTech space. We review recent legal and regulatory developments impacting technology and FinTech companies and new factors for rating agencies.

Justin Bharucha, managing partner at Bharucha & Partners joins host Patrick Dolan to discuss activity in the Indian securitization market, including the most common asset classes that are securitized, as well as the typical structure of an Indian securitization. We delve into whether the bankruptcy concepts of true and non-consolidation are applicable in the Indian securitization market and touch on recent regulatory and legal developments affecting the Indian securitization market.Listen and subscribe to the Securitization Insight podcast on Apple Podcasts, Spotify, or your preferred podcast app.

In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation. In part two of our three-part podcast series on the current state of the US mortgage markets, Mayer Brown experts will discuss the current challenging environment for mortgage origination, as well as recent trends seen in the RMBS and CMBS securitization markets. Listeners can also expect updates on recent improvements to the Ginnie Mae securitization programs, as well as developments we have observed in the MSR market. Please join Mayer Brown partners Krista Cooley, Eric Edwardson, Haukur Gudmundsson and Miller Smith as they discuss these updates and offer their thoughts on what's to come.

Kristi Leo, president of the Structured Finance Association (SFA), returns to speak with host Patrick Dolan about the SEC's proposed conflict of interest rule. The rule would prohibit securitization participants from engaging in transactions that could incentivize a participant to structure an asset-backed security to put their interests ahead of other investors.We discuss SFA's proposed revisions to the rule, including changes to several definitions such as “conflicted transaction” and “synthetic asset-backed security,” carve outs to the definition of “sponsor”, additional guidance to help clarify the more ambiguous provisions and more.

Credit scores are near to my heart. I kinda work around them now, but still, I spent a wonderful decade rolling the things out and so I'm getting back to my roots. In today's episode, Toni Hubbs talks to me about how the team at VantageScore is driving inclusion and transparency in credit scores at scale (a really, really big scale), and about how and why those scores are being used in securitization deals.Head on over to https://vantagescore.com/ to find all their educational materialYou can find The Score, VantageScore's own podcast on their website, https://vantagescore.com/lenders/tools-and-resources/the-score-podcast/ and wherever you're listening to this one.You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.ShowRegards,Brendan Hosted on Acast. See acast.com/privacy for more information.