Your Wealth & Beyond: The Financial Planning Podcast

After years of service in the U.S. Navy, and a successful career in the corporate world, Michael Roviello found himself battling crippling neck and back pain. This led to a less-than-successful surgery and self-medicating with alcohol and prescription pain meds.  When faced with the prospect of having another surgery, he embarked on a healing journey that didn't come with more prescriptions or procedures, but through nature, ancient healing traditions, and deep introspection.  Today, Michael is the co-founder of Optimyze, a wellness studio in Phoenix, Arizona. Optimyze has become a community that empowers others to take personal responsibility for their physical, mental, and emotional health through natural healing methods. In our conversation, Michael shares how his search for answers led him to meet Wim Hof and leave his corporate job to explore plant medicine, the science, and the benefits of cold plunges, breathwork, and energy practices. This experience ultimately reshaped his view of wellness and how the human body is equipped to deal with stress and health issues naturally and holistically. In this podcast interview, you'll learn:  Michael's journey from the U.S. Navy to become an entrepreneur. How plant medicine and ceremonial practices transformed Michael's life. The benefits of cold therapy and exercise as a way of stressing our body to improve wellness. The link between technology and common health issues and autoimmune diseases. The importance of setting boundaries with staff and customers as an entrepreneur. More resources and info > https://www.bayntree.com/112

Are you feeling stuck in your personal or professional life, unable to break free from limiting beliefs that hold you back? Many high achievers struggle to find balance and fulfillment, often feeling overwhelmed by stress and self-doubt. In this episode, we dive into proven strategies for transforming your mindset and taking control of your future. Michael Kohan, a certified life coach, speaker, and host of the Your Wellness Yogi podcast, has spent years helping individuals shift their perspectives and cultivate meaningful success. With a background in yoga, mindfulness, and personal development, Michael specializes in guiding entrepreneurs and professionals toward greater clarity and purpose. His work has empowered countless individuals to implement daily habits that drive lasting change. In this conversation, we explore how self-awareness plays a critical role in personal growth, the science behind habit formation, and practical techniques to overcome self-imposed limitations. You'll also learn how to develop resilience, enhance productivity, and align your daily actions with your long-term goals. If you're ready to take the next step toward unlocking your full potential, this episode is for you.   In this podcast interview, you'll learn:  How self-awareness plays a crucial role in achieving success and fulfillment. The impact of daily habits on mindset and long-term growth. Practical steps to shift limiting beliefs and create empowering routines. Why personal development is the key to thriving in both life and business. Strategies for maintaining motivation and focus in the face of challenges.   Interview Resources: Elevate Life Project Michael Kohan on LinkedIn | Facebook | Instagram BetterHelp Thumbtack Bark

Many professionals and entrepreneurs struggle with burnout, imposter syndrome, and the challenge of aligning their daily actions with their true passions. Without a clear vision and strategy, it's easy to lose momentum and feel disconnected from what truly matters. But today's guest has a proven track record of helping entrepreneurs and business leaders clarify their purpose and build lives that inspire them.  Carly Pepin is the Founder and Senior Advisor at West Coast Growth Advisors, a human behavior specialist, coach, and speaker who has spent years helping individuals and business leaders break through mental barriers and unlock their full potential. With a background in behavioral psychology and mindset coaching, Carly has worked with high-level executives, entrepreneurs, and organizations to refine their leadership, streamline their operations, and amplify their impact. In our conversation, Carly shares actionable insights on overcoming self-doubt, applying core values to your decision-making, and avoiding the comparison trap that holds so many back. Whether you're looking to take your career to the next level or simply want to feel more fulfilled in your daily life, this episode provides a roadmap to get there.   In this podcast interview, you'll learn:  How your personal struggles and voids shape your life's purpose. The importance of recognizing daily patterns to uncover what truly drives you. Why comparison leads to imposter syndrome—and how to overcome it. How to balance ambition with authenticity in business and life. The role of mission, vision, and values in creating long-term success. How to cultivate a mindset that fuels growth instead of burnout. Interview Resources West Coast Growth Advisors Carly Pepin Carly Pepin on LinkedIn | Facebook | Instagram | YouTube  Sony Electronics Elon Musk Brené Brown

In a rapidly evolving business landscape, customer experience is no longer just a department—it's a company-wide mindset. How can leaders create a customer-first culture that drives loyalty, improves engagement, and fuels long-term success? Today's guest, Blake Morgan, is a globally recognized customer experience futurist, keynote speaker, and best-selling author. She has worked with some of the world's top brands, helping them redefine the customer journey in an era shaped by technology, AI, and changing consumer behaviors. In our conversation, Blake shared insights from her latest book, The Eight Laws of Customer-Focused Leadership, and explained why customer experience is not just about service—it's about mindset, culture, and operational efficiency. We also discussed the impact of AI on customer relationships and practical strategies that businesses of any size can implement to stay ahead. In this podcast interview, you'll learn:  How customer experience has evolved over the last 20 years—and where it's headed. Why CX is a company-wide philosophy, not just a department. The biggest mistakes businesses make in understanding their customers. How AI can enhance, not replace, human connection in customer service. The power of storytelling, content creation, and brand building in today's digital world. Practical steps small businesses can take to improve CX and stand out in competitive markets. Interview Resources Blake Morgan.com Blake Morgan on LinkedIn | Facebook | Instagram | YouTube | X/Twitter The 8 Laws of Customer-Focused Leadership: New Rules for Building A Business Around Today's Customer by Blake Morgan Leveraging AI in Contact Centers: Overcoming Volume and Improving Customer Experience (Blake Morgan's LinkedIn Course on AI and Change Management) Zappos Tony Hsieh Drew Brees Lynsi Snyder Joe Rogan Toastmasters Bo Eason Jacob Morgan

What does it take to scale a business from the ground up, navigate male-dominated industries, and build a company culture that thrives? As you'll hear from today's guest, leaders provide inspiration and remove obstacles to empower their teams. Kristin Steele is a serial entrepreneur and co-founder of Doozy Solutions and Crafted ERP, which are revolutionizing tech solutions for the beverage alcohol industry. With a background in ERP consulting and a keen eye for inefficiencies, she saw an opportunity to modernize an industry still reliant on outdated systems. She took the leap from corporate stability to entrepreneurship, building two companies that transformed operations for craft breweries, wineries, and distilleries across the country. In this episode, Kristin shares how she and her co-founders bootstrapped their companies, the lessons learned while scaling, and why fostering a strong leadership mindset is key to sustainable success.  In this podcast interview, you'll learn:  The unexpected path that led Kristin into entrepreneurship. How to identify inefficiencies in an industry and turn them into business opportunities. The power of scrappy, guerrilla-style marketing for early-stage startups. How great leaders inspire their team and remove obstacles. Trends shaping the beverage alcohol industry, from shifting consumer habits to the rise of tequila brands. Interview Resources Crafted ERP Crafted Erp on LinkedIn | Facebook | Instagram Doozy Solutions Doozy Solutions on LinkedIn | X/Twitter Kristin Steele on LinkedIn Great American Beer Festival Salesforce CRM Founder Mode 

What if the thing you thought was holding you back was your biggest strength? We've learned that over 62% of successful entrepreneurs have some form of ADHD. Struggling with distraction, impulsivity, and the constant pull of new ideas is something many people deal with on a daily basis, but what if they were the keys to your success? That's why I'm thrilled to be speaking with John Torrens. John is an entrepreneur, professor, and author of Lightning in a Bottle: How Entrepreneurs Can Harness Their ADHD to Win—to explore how neurodiversity can be a superpower in business.  With over 25 years of entrepreneurial experience and a deep passion for teaching, John shares his journey of building successful businesses, coaching the next generation of leaders, and optimizing performance while managing ADHD. In our conversation, you'll learn how to harness ADHD and hyperfocus as a superpower and build a team that balances your strengths. We'll also dig into the latest science-backed strategies for improving energy, decision-making, and overall leadership. If you're a high-achiever looking to level up, you'll love this episode. In this podcast interview, you'll learn:  The link between ADHD and entrepreneurial success. Why impulsivity can be both a strength and a weakness and how to harness it. The key to balancing visionary thinking with structured execution. How proper nutrition, sleep, and exercise leads to making better decisions. Strategies to manage distractions and avoid burnout. How leveraging the right technology can improve focus and efficiency. Interview Resources John Torrens John Torrens on LinkedIn | Instagram Syracuse University Lightning in a Bottle: How Entrepreneurs Can Harness Their ADHD to Win by John M. Torrens, PhD Syracuse University Project Advance Dan Martell Buy Back Your Time EO Peter Attia Andrew Huberman David Sinclair

Entrepreneurship is a rewarding yet challenging journey. Entrepreneurs often feel isolated when working long hours, solving problems, and trying to grow their businesses. Many suffer from a lack of sleep and both mental and physical fatigue, which ultimately can lead to burnout. That's why I'm thrilled to have Jodi Hume on the podcast today. Jodi Hume is the Founder and CEO of At the Core. For over 20 years, she's used neuroscience and performance psychology to help first-time founders and Fortune 150 companies overcome decision fatigue, leadership challenges, and self-sabotage. Jodi focuses on finding a balance between business goals and personal well-being and empowers leaders to unlock their potential while fostering healthier, more productive work environments. In our conversation, Jodi provides tips and strategies for entrepreneurs to create spaces for reflection. If you're looking for ways to recharge your creative energy, build a cohesive leadership team, or overcome imposter syndrome and self-sabotage, this episode provides actionable advice to help you grow both personally and professionally. In this podcast interview, you'll learn:  How reflection and celebrating wins fuels team motivation and growth. How to overcome decision fatigue by using breaks and routines to recharge. The value in aligning work with personal energy and planning tasks around peak focus times. Collaboration often leads to better strategic decisions and creates buy-in. How retreats allow creativity to thrive when you create time and space to let ideas percolate. Why curiosity is a superpower to combat procrastination and self-sabotage. Interview Resources At The Core Jodi Hume on LinkedIn | Facebook | Instagram | TikTok Download the Free Gift: Essential Recharge Guide for Entrepreneurs Asana Microsoft Outlook Practice HoneyBook Entrepreneurs' Organization

If you're an entrepreneur, a typical day can feel like you're juggling a million things and being pulled in a hundred directions. Dealing with marketing, team building, client acquisition… the list goes on. But if your financial planning isn't dialed in, all that hard work could be for nothing. In this episode, we're breaking down The Entrepreneur's Financial Planning Checklist for 2025—a step-by-step guide to ensuring your business is profitable, your taxes are optimized, your cash flow is strong, and your personal wealth is growing. Today, I'll walk you through some actionable tips and strategies to take control of your finances, avoid the most common pitfalls, and set yourself up for long-term success. Whether you're just starting out or have been in the game for years, this episode will help you run your business efficiently, save money, create healthy habits to scale your business, and prepare for your exit when you're ready to retire. Download your copy of The Entrepreneur's Financial Planning Checklist! In this podcast interview, you'll learn:  Tax tips and strategies that could save you thousands each year. Tools that can optimize your cash flow management to keep your business and payroll afloat. The smartest way to build wealth beyond your business Manage risk by reviewing your insurance and cybersecurity needs to protect yourself, your business and your clients. Strategies to scale your business and prepare your exit strategy for retirement. Healthy habits that help entrepreneurs avoid burnout. Interview Resources The Entrepreneur's Financial Planning Checklist SEP IRA Solo 401(k) QuickBooks Xero HSA SBA Warren Buffett

We've all been there: you're at a business conference or a dinner. You get introduced to a handful of people, you introduce yourself, you hear their names, and within two minutes, you completely forget all of them. One person who hasn't had this problem for years is Chester Santos. Chester won the US Memory Championship over a decade ago and has spent the last 15 years training individuals, business owners, and executives how to use simple tips and strategies to remember names, information, and even entire presentations without notes. You don't need any innate talent for memorization to be great at it - you simply need to spend a little bit of time training this muscle. Today, Chester joins the podcast to share and demonstrate tactics you can use right now to improve your mind and your memory. ‍In this podcast interview, you'll learn: Why anyone can develop a powerful memory with practice - and why Chester says he was merely “above average” when he first learned about the US Memory Championship. The proven framework Chester uses to memorize over 200 names in a matter of minutes when he walks into a room - among many other things. The three principles that make every memorization technique work. How our dependency on digital tools affects our memory and creates a massive business opportunity for people with memory skills. How Chester has pivoted his business (and his techniques) in response to the COVID-19 pandemic. Interview Resources: Memory School - $200 off to first 50 listeners who use coupon code “bayntree” at checkout! Follow Chester Santos on Twitter, Facebook, Insta, LinkedIn & YouTube How To Win Friends and Influence People The $14 Billion Man: Why Nike Lost NBA Superstar Stephen Curry to Under Armour

Entrepreneurs are always looking for an edge to stand out from their competition. One of the best ways to do this is by attracting and retaining driven talent and building a culture and atmosphere that the teams and customers enjoy working with. And that's precisely what today's guest has been doing for over two decades. Veronique James is the CEO and founder of the James Agency, a full-service integrated marketing agency in Scottsdale, Arizona, where she's worked with clients like USA Pickleball, Northern Arizona University, Travel Costa Mesa, and the Phoenix Children's Foundation, to name just a few. She prides herself on building a respectful, honest, and ego-free environment and helps clients connect their brand to their audience with authenticity. In our conversation, she shared how she finds moments of calm in her hectic schedule, the hard lessons that helped her build a high-performance luxury agency that retains clients and talent, and the mistakes that so many businesses make when trying to find their ideal customers. In this podcast interview, you'll learn: How Veronique's first job at a marketing agency showed her what not to do as she started to build and grow her business. Why the James Agency avoids churning employees, stays lean, and maintains a strong culture even when scaling. Why customers are hungrier than ever for authenticity. How Veronique is using AI as a supplement–not a replacement–at work. What Veronique did during the COVID pandemic to avoid cutting a single employee, maintain culture, and keep up morale during what was otherwise a very challenging year for her business. How to screen prospective clients early on–and help a client that isn't a good fit leave on their own. Interview Resources The James Agency The James Agency on LinkedIn | Facebook | Instagram | X/Twitter Veronique James on LinkedIn | Instagram | X/Twitter EO Rim to Rim to Rim Brené Brown Megan Simoes Audible Scaling Up Compensation: 5 Design Principles for Turning Your Largest Expense into a Strategic Advantage by Verne Harnish, Sebastian Ross  

In some ways, building the business of your dreams is like building your dream home. It starts with a concept and vision to create a place where everyone can relax, enjoy themselves, and make great memories in a beautiful space they can't wait to return to. But how do you turn your vision and your story into reality? That's where a professional like today's guest comes in to help. Dala Al-Fuwaires is responsible for some of the most iconic spaces you'll see here in Arizona and around the world. She's the founder, CEO, and principal designer of House of Form, an interior design firm in Phoenix that Dala describes as "experience design" that activates all five senses, helping clients become a go-to hospitality space. Their mission revolves around crafting an accessible form of luxury with an intangible vibe that's ethereal and elusive, all achieved through the medium of impeccable interior design.  In our conversation, Dala shares how House of Form has set itself apart from typical design firms and how she helps her clients tell their stories through design. You'll also hear how her clients become clients for life instead of a "one and done" and what she's doing to inspire others, especially women with a passion for entrepreneurship.  In this podcast interview, you'll learn: How a chance encounter with a fortune teller as a child inspired Dala to follow her passion for architecture and design. The unconventional technique Dala uses with new clients to help them design spaces based on intuition and feeling. How Dala uses equity, “reverse reviews,” and team research trips to build a loyal team and company that can grow and scale together. How Dala's experience with the gender pay gap prompted her to take the leap into entrepreneurship in 2015. The activities and competitions Dala hosts to empower innovators in the Valley.  Interview Resources House of Form House of Form on LinkedIn | Facebook | Instagram | Spotify | YouTube | Pinterest Dala Al-Fuwaires on LinkedIn | Instagram |Facebook | X/Twitter Pulitzer Amsterdam Clockwork: Design Your Business to Run Itself by Mike Michalowicz Donald Miller StoryBrand Traction: Get a Grip on Your Business by Gino Wickman Unreasonable Hospitality: The Remarkable Power of Giving People More Than They Expect by Will Guidara Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz

One of the best ways for a business owner to obtain new business is through referrals. It's really hard to put a value on marketing from word of mouth. Now, imagine the possibilities if most of your clients were singing your company's praises like fans at a Taylor Swift concert. And that's why I'm thrilled to share this conversation with Brittany Hodak. Brittany has spent her entire career building superfans. She's an award winning entrepreneur, author of Creating Superfans, a former Shark Tank participant, Guinness World Record holder, and someone who has helped countless business owners connect with their clients and customers on a deeper level.  In today's episode, you'll learn all about Brittany's journey from the music business to corporate branding, what it really means to be a superfan, and her powerful model for creating deep connections that instill confidence to drive referrals, repeat business and growth.  Interview resources, including show notes and links to resources mentioned, can be found on the episode page: https://www.bayntree.com/101 In this podcast interview, you'll learn: Lessons every business owner can learn from Taylor Swift. Key differentiators that create deep brand loyalty for companies like Trader Joe's. Three things that define a superfan–and why these people are most likely to turn people into more customers. The big mistakes that so many business owners make when it comes to finding and nurturing customers–and how AI and automated personalization can make them worse. The power of intentionally elevating the customer experience.   Interview Resources: Brittany Hodak Brittany Hodak on: Instagram | LinkedIn | Facebook | X/Twitter | YouTube Creating Superfans: How To Turn Your Customers Into Lifelong Advocates by Brittany Hodak Shark Tank Taylor Swift Dr. Tony Alessandra ChatGPT

Though many simply think of them as a jam band, the Grateful Dead are one of America's longest-enduring, most unique, and best-performing businesses. Throughout a career that has lasted over five decades, they have created a culture, a highly profitable business, and a mindset out of organized chaos. Furthermore, they have survived as a leaderless organization and cemented their legacy in the decades following the death of founding guitarist and effective bandleader Jerry Garcia in 1995.  If you want to look at numbers for proof, consider the fact that the band made over $50 million almost exclusively from touring and merchandise sales in 1994. Also consider that Dead & Co., the band's current incarnation led by John Mayer, grossed over $40 million from ticket sales in 2019 and recently wrapped up a residency at the Las Vegas Sphere that grossed over $130M in gross revenue. Joining me on today's podcast is fellow Deadhead Brian Mohr. Brian is on the national Board of Directors of Conscious Capitalism, Inc., and is the co-founder of anthym, where they use music to help culture-driven organizations create and nurture meaningful relationships amongst their people.  So, even if you've never connected with their music, throw your preconceived notions out the door as we dive into a conversation about how to develop prestigious brands, create customers for life, and build small businesses thinking seriously about conscious capitalism into massive, life-changing organizations.  In this podcast interview, you'll learn:  Why the Grateful Dead letting fans tape and share recordings of their concerts was an early and extremely effective form of content marketing. How Jerry's death and the subsequent infighting between band members mirrors when founders exit - and how John Mayer has stepped into Jerry's role in a leaderless way while breathing new life into the band and its business.  How the Grateful Dead used their mailing list to create an extraordinarily effective marketing machine that fostered a massively inclusive community and treated them right. Why psychological safety and feeling connected is crucial to being vulnerable enough to take risks and achieve the biggest successes in business.  How technology leaves us feeling both more connected and isolated than ever before - and what business leaders and managers can do to address these issues.  Interview Resources Brian Mohr anthym.life anthym on LinkedIn | X/Twitter | Facebook Brian Mohr on LinkedIn  Feed My Starving Children Habitat for Humanity Monday.com Trello Slack WhatsApp Elton Mayo's Human Relations Movement Gallup Q12 Employee Engagement Survey  

Over the last 30 years, Genevieve Pitturo has had an extraordinary journey. She established herself as a television executive in New York City, but soon found herself looking to do something more with her life.  This led her to create the Pajama Program, a nonprofit that helps kids that are facing tremendous adversity with housing insecurity and ensures they have equitable access to healthy sleep so they can thrive. Since 2001, they have provided pajamas and books to more than 8 million kids nationwide.  In our conversation, you'll hear why Genevieve's career in television was leading to feelings of emptiness and why she made the leap to charitable work, how she built a network around her to turn her vision into a thriving charity, and the beauty of giving back to our communities.  In this podcast interview, you'll learn:  How a little voice in her head inspired Genevieve to look for something more in life, break from her workaholic lifestyle, and follow her passion by giving back.  How Genevieve bootstrapped her charity from the ground up–and the critical mistakes she made along the way.  The four truths leaders need to embrace when pursuing their passion. How Genevieve balanced purpose and profit as she transitioned out of her television career and launched the Pajama Program. The difference between having–and being–a boss.  Interview Resources Pajama Program Pajama Program on LinkedIn | Facebook | Instagram | X/Twitter  Genevieve Piturro Genevieve Piturro on LinkedIn | Instagram | X/Twitter Mary Tyler Moore McDonald's Oprah Winfrey Jamie Dyce

Discover how to build a thriving business while cultivating a life of purpose and joy. In this episode, I sat down with Lexi Godlewski, a successful entrepreneur who traded the corporate world for the beaches of Oahu. Lexi's journey is a compelling blend of personal transformation and business acumen, offering valuable insights for anyone seeking a more fulfilling path. From overcoming crippling anxiety and self-doubt to building a thriving, values-driven business, Lexi shares her inspiring story with honesty and practical advice. Lexi is a TEDx speaker, a trained business coach, and a certified master marketer who works with business owners to develop a "soultpreneur" mindset. She shares actionable strategies for authentic marketing, building strong communities, and navigating the inevitable challenges of entrepreneurship. Her insights extend beyond the business world, offering a blueprint for a life filled with purpose, joy, and adventure. Lexi's story and practical advice will inspire you to create a life and business you truly love. Her story shares with us a roadmap for a more fulfilling and intentional life and business. In this podcast interview, you'll learn: How Lexi moved from a seemingly successful corporate career to a life driven by purpose and passion. Why community is essential for support and growth. Lexi's strategies for marketing a business authentically, focusing on storytelling and building genuine connections with your clients and community. The “Soulpreneur” mindset and how leading with your soul in all you do can bring success and purpose. Insights on overcoming common entrepreneurial obstacles, offering practical advice for navigating fear, self-doubt, and the pressure of external expectations. Interview Resources: Lexi Godlewski Instagram | Facebook | LinkedIn | TikTok Building My Empire Podcast Lexi's TEDx Talk  TEDx ICF (International Coaching Federation) Jen Sincero Author of “You Are a Badass” Outwitting the Devil by Napoleon Hill  I Am by Howard Falco

No matter how big or small your business is, if you're an entrepreneur, at some point or another, you're probably going to need a lawyer. It's easy to overlook important details as you build and scale a business, especially when focused on growing and scaling quickly. Today's guest, Andy Contiguglia, is a seasoned business attorney from Denver. He has tons of experience working with entrepreneurs of all sizes, and, as an entrepreneur himself, he brings a unique perspective to the value a great attorney can add to your team. In this episode, we get into why you need a great lawyer on your side, the common mistakes entrepreneurs make as they chase their dreams, and how these issues play out across a wide variety of stories from Andy's 20+ years in this field.  In this podcast interview, you'll learn:  Why so many entrepreneurs are scared of bringing on lawyers–and how Andy works to allay these fears from the first time he meets with a client.  How a lawyer can help you build your business properly from the ground up and protect you from intellectual property, patent, naming, and other potential issues before they ever arise.   The questions Andy asks potential clients before he takes them on.  How legal counsel can help to resolve a wide array of common conflicts that arise as a business grows and achieves success. What aspiring entrepreneurs should know about buying a retiree's business. Interview Resources Contiguglia Law Firm Contiguglia Law Firm on Facebook | YouTube Andy Contiguglia on LinkedIn | Instagram 24 Assets: Create a digital, scalable, valuable and fun business that will thrive in a fast changing world by Daniel Priestley

When entrepreneurs launch their businesses, their branding and website often leave little to be desired. Creating a website that is functional and is both pleasing to the eye and easy to navigate takes a lot of time and resources that many business owners don't have when they first get started.  And after a few years, the website can start to feel stale and dated. That's when it's time for a refresh and to reach out to a professional, like today's guest. Jamie Windell  is the Founder of KHULA™ & Fractional Design PM & Consultant. A self-taught brand and web designer, Jamie has successfully guided over 100 business owners worldwide in transforming their brand image and online presence into something they can be proud of. His goal is to impact and assist 1000 small business owners in their transformation and thrive.  In our conversation, you'll learn the steps that KHULA walks their clients through when it's time for a brand transformation, some do's and don'ts for anyone who attempts to create or manage their own website, and why he believes in helping business owners migrate and transfer their domain so they take ownership and improve the security of their website. Interview resources, including show notes and links to resources mentioned, can be found on the episode page: https://www.bayntree.com/96 In this podcast interview, you'll learn:  Why taking a DIY approach to branding and web design is often a mistake. The key steps that KHULA uses to help clients with a branding refresh.  Jamie's advice for finding the right balance of text/copy on your website. How Webflow has been a game changer for former Wordpress users. The biggest mistakes that entrepreneurs make with CTA on the website. The importance of owning your own domain and improving the security of your website. Interview Resources KHULA Studio KHULA on LinkedIn | Instagram Jamie Windell Jamie Windell on LinkedIn SMART Board WordPress Webflow Skyrocket Digital Diane Windell Hungry for Life LinkedIn Lexi Onishenko Vlad Magdalin Squarespace Wix Jasper AI

In today's episode, I'm thrilled to be joined by Michael Spangenberg, CEO and co-founder of State Forty Eight–one of Arizona's most recognizable local apparel brands. Since 2013, Michael and his partners have been sharing clothing for all, inspired by Arizona, through collaborations, screen printing, embroidery, art & branding, and their work.  In our conversation, Mike and I dig into the "why" behind his brand, his love for Arizona, and how this side gig turned into a full-time pursuit with fans in Bruce Arians and the Arizona Cardinals, the Diamondbacks, and the Suns organizations.  You'll also hear what he's doing now with the State Forty Eight Foundation to empower everyday people with dreams like his. Enjoy! In this podcast interview, you'll learn:  How Michael and his friends turned business partners envisioned their brand, quickly learned how to tell their story, and used unconventional methods to quickly build momentum.  The moment Mike realized this side hustle could become a full-time career.  Why it's so important to invest–and keep investing–in yourself as an entrepreneur.  What inspired the State Forty Eight Foundation–and what they've learned since helping to fund 32 businesses in their community.  The toughest challenges State Forty Eight faced as they built and scaled their business.  Interview Resources StateFortyEight.com State Forty Eight on Facebook | Instagram | TikTok | X/Twitter | YouTube State Forty Eight Foundation State Forty Eight Foundation on Instagram | YouTube | Facebook Michael Spangenberg on LinkedIn | Instagram | Facebook Stephen Polando on LinkedIn Phoenix Fashion Week Arizona Cardinals Arizona Diamondbacks Phoenix Suns Phoenix Mercury Arizona State University Marina Sandoval

When building a brand, everyone talks about the power of storytelling. These days, however, it's not as simple as starting a blog and expecting your audience to explode overnight. That's why people turn to today's guest, Dan Curran. Dan is a founding partner at Chapters.io, where he works to eliminate the anxieties of book writing through a process that helps people finish manuscripts in 100 days or less, connect with amazing editors, and preserve their wisdom for generations to come.  Dan has over a decade of experience working with editorial teams for large financial institutions, especially with financial advisors, and has a deep understanding of how to bring new life to so-called unsexy topics in this complex field.  In today's episode, Dan and I discuss the chaotic state of modern content marketing, how to stand out in a world where everyone has 10,000 notifications and zero attention span, and the technology–including AI–he's using to help people share their stories and grow audiences right now.  In this podcast interview, you'll learn:  How content marketing has changed over the last decade.  Why authenticity matters–and why so many people are scared to be authentic.  Why there's a place for entrepreneurs over the age of 40 on TikTok. How Chapters is using a combination of AI and human talent to kickstart books when the words don't just magically flow from an author's fingers.  Ways to get your story told without running the gauntlet of the traditional publishing model.  How to craft a legacy book for your loved ones.  Interview Resources Chapters.io Dan Curran on LinkedIn  Chapter.io on LinkedIn | Facebook | Instagram | YouTube Climbing the Retirement Mountain: And Getting Safely Down the Other Side by Andrew Rafal ChatGPT Gemini Python OpenAI The Entrepreneurs' Organization 90 Minute Book by Dean Jackson

Today, I'm talking to Megan Greenwood, founder of Greenwood Brewing, where she's making woman-owned, woman-inspired real beer for all.  Megan was an enthusiast and a homebrewer before venturing on her own as an entrepreneur. So, how did she get from Boston to Phoenix and from 8 taps in a garage to 14 taps downtown?  In this episode, Megan shares the story of her entrepreneurial journey, the challenges she faced along the way, and why beer has to be better than good to succeed in an ever-crowded industry.     Key takeaways: How homebrewing went from a hobby to a profession for Megan–and why her backgrounds in industrial engineering and manufacturing proved hugely helpful.   The steps Megan took to get her product into bars and to customers when she didn't have her own facility.  How Megan found power in telling her business's unique story in a male-dominated industry.  What happened when Megan was finally ready to open at the height of the COVID pandemic.  How Megan navigated growing pains as her business grew, manages an ever-growing staff, and continues to create opportunities for herself and her staff.    Interview Resources Greenwood Brewing  Greenwood Brewing on Facebook  | X/Twitter | Instagram | Pinterest Megan Greenwood on LinkedIn | Instagram Samuel Adams Boston Lager Sierra Nevada Sierra Nevada Pale Ale Fat Tire First Draft Book Bar Fresh Start Women's Foundation 

Please enjoy this relaunch of one of our favorite episodes with Terri Sjodin. Whether you're an executive speaking in front of your colleagues, an entrepreneur leading a sales presentation, or even just talking with your friends, at some point or another, you're going to have to speak in public. If you're like a lot of people, it might terrify you. Fortunately, there are self-proclaimed speech geeks like Terri Sjodin out there in the world to help us improve. Terri has spent the last 30 years working to help people and businesses build and deliver more polished, persuasive, and effective presentations – and, since March, has focused her work on the tools and technologies you can use right now to forge more authentic connections. Today, Terri and I are talking about the shocking mistakes that tons of professionals make when they speak in public, as well as sharing some techniques you can use right now to become a better speaker, no matter where or how you're meeting.  In this episode you'll learn:  Everyone can benefit from improving their presentation skills, even if you don't work in sales or ever have to get up on a stage The three benchmarks people use to measure the effectiveness of a presentation Why storytelling is such a big component of almost every successful presentation Three things you can do right now to improve your presentations - and the tools and technology that can help you deliver higher-quality virtual presentations What makes someone a great presenter.   Interview Resources Sjodin Communications Scrappy: A Little Book About Choosing to Play Big Logitech BRIO Rode Microphones

When celebrities, musicians, and the ultra-wealthy want toget their time back and become more productive, they call Tarra Stubbins. Tarra made a career providing concierge services and assistance to artists like the Rolling Stones, Lady Gaga, Kiss, and Drake–and now supports a wide range of business owners at the highest level at Take It Easy Personal Concierge.  In our conversation, Tarra and I dig into how her pursuit of success as an artist helped her find her lane behind the scenes and what she's learned about time management and routines from her time around the world's biggest superstars.  You'll also hear how the most successful people in the world are laser-focused on their goals, projects, and pursuits and how having the right people in executive assistant roles make huge contributions to the success of both CEOs and rock stars, even remotely or virtually. Interview resources, including show notes and links to resources mentioned, can be found on the episode page: https://www.bayntree.com/91 Key Takeaways: How Tarra launched her career by hopping on a tour bus with Kenny Rogers and doing the behind-the-scenes work that needed to be done.  Tarra's approach is to build trust and credibility with VIP clients and ultra-high-net-worth individuals.  Why is no celebrity or CEO's daily routine going to be the single thing that makes you as successful as they are, and how can you meaningfully start taking back your time? The power of controlling your schedule, building discipline in your practice, and simply showing up. How remote, hybrid and virtual executive assistants can continue to add value without being in the same place as their clients. Interview Resources: Tarra Stubbins Tarra Stubbins on LinkedIn | X/Twitter Take It Easy Personal Concierge Inc. on LinkedIn The Rolling Stones Lady Gaga Kenny Rogers Mick Jagger Drake Keith Richards Jack Daniel's Jerry Seinfeld Tim Ferris

Today's guest is none other than Bayntree's Director of Corporate Development, Brian Hartstein. If you're a business owner looking for advice and strategies on tax planning or creating pensions, Roth IRAs and 401(k) plans, you've come to the right place.  In our conversation, Brian and I are exploring different ways business owners can start preparing–especially with our pretax dollars–to create the best possible financial outcomes not just for themselves but also for their employees.  We'll cover some of the big mistakes business owners make when it comes to pretax spending, how Brian analyzes a prospective client's business to recommend solutions, and why it's so important for entrepreneurs to have a solid financial education of their own.  Interview resources, including show notes and links to resources mentioned, can be found on the episode page: https://www.bayntree.com/90 Key takeaways The common issues business owners face when it comes to paying themselves out, creating a great company culture, and avoiding tax pitfalls.  Why so many business owners lack the proper guidance when it comes to financial planning and especially taxes. How a third-party administrator can fit into your business structure to help meet your financial goals.  The ABCs of employee benefits and contribution matching and how to find the sweet spot that works best for you and your employees.  Why tax planning is only going to get more important over the next 10-15 years–and why there's no better time to get started than right now.  Interview Resources Bayntree Wealth Advisors Bayntree Wealth Advisors on YouTube | LinkedIn | Instagram | X/Twitter Brian Hartstein, MSFS, CLU, ChFC on LinkedIn

Life as a business owner doesn't come without daily challenges to overcome. The marketplace is constantly changing with new competition and technology, in addition to managing your team, inbox, and voicemail. So, today's episode is all about the obstacles that most entrepreneurs face in 2024 and the strategies I've used to overcome them. I'll focus on navigating the relentless bombardment of information overload, overcoming perfectionism, and preventing the fear of failure from limiting growth in your business and stunting progress. You'll learn how confronting challenges and being adaptable and resilient are critical to entrepreneurial success in today's fast-paced economy.  Key takeaways Stay focused and organized when dealing with information overload with emails and social media. Overcome perfectionism and embrace progress. Waiting for perfection limits business growth. Resist the temptation to chase new technologies like AI and ensure new tech is a fit for your business. Never be afraid to fail. Embrace failures as learning opportunities. Adapting to economic uncertainty and focus on the things within your control. Comparison is the thief of joy. Creating a great culture will retain top talent.  Interview Resources  Entrepreneur's Organization Slack Blackberry Apple

Today's guest is Derrick Kinney. For over 20 years, Derrick has been helping people build wealth and find purpose in life by being better with money.  He's the author of the bestseller Good Money Revolution, host of the Good Money Podcast, and creator of the Good Money Framework, where he shares seven easy steps to help people earn more, save more, and give more money to the causes they care deeply about. In the conversation, Derrick shares his story of starting his own financial planning business at the age of 26, the hard lessons he's learned over the 20+ years he's been in the financial industry, and what's changed since shifting his focus to coaching other financial advisors over the last four years.  Key Takeaways The difference between scarcity and abundance mindset – and why there's no reason to reinvent the wheel when something works.  Why it's good to be misunderstood as an innovator or entrepreneur. How Tik-Tok, LinkedIn, and Instagram influencers are misleading us when it comes to how hard it is to achieve real success.  Why your core values matter when you build a business and choose who you want to work with. What Derrick learned from his conversations with Daymond John and Matthew McConaughey–and why he'd never consider canceling on someone, even if they don't have A-list status.  Interview Resources Good Money Framework Good Money Framework - LinkedIn | Instagram | Facebook | X/Twitter Derrick Kinney - Instagram | LinkedIn | Facebook | YouTube | X/Twitter‍ Good Money Podcast‍ Good Money Revolution: How to Make More Money to Do More Good by Derrick Kinney, Donald Miller‍ Simple Teen Success‍ GettheRaiseYouWant.com ‍Ameriprise Financial‍ Sam Houston High School‍‍ The White House‍ Daymond John‍ Dan Fleyshman‍ Jon Gordon‍ Jamie Kern Lima  

Today, I'm talking to my good friend and serial entrepreneur Aaron Chamberlin. Aaron is a well known chef here in the Phoenix area who has owned a number of restaurants, including Saint Francis, Taco Chelo, and Phoenix Public Market, diversified across industries, and achieved success in a field notorious for its extraordinary challenges.  In our conversation, Aaron shares lessons from his 37 years in the restaurant business. You'll hear the story of how he honed his skills under Jean-Georges Vongerichten, why it's so common for “successful” restaurants to barely turn a profit, and the hard lessons he learned that helped him experience remarkable growth, personally and professionally, since 2018.  Key takeaways: How Aaron discovered his passion for cooking and survived 70+ hour weeks while earning very little money in New York City. What inspired Aaron to open Saint Francis in his home state of Arizona, why the business was an immediate public success, and what drove him to sell it.  How Aaron shifted his mindset as he opened Taco Chelo and the Phoenix Public Market to improve his profit margins and his growth. What Aaron has done to diversify his investing, share his passion with his family, and weather the storms along the way.  More interview resources can be found on the episode page: https://www.bayntree.com/87 Interview Resources: Watch Episode on YouTube Aaron Chamberlin on LinkedIn | Instagram | Facebook  Taco Chelo Taco Chelo on Instagram | Facebook Phoenix Public Market Cafe Tempe Public Market Cafe Ghost Ranch Michel Richard Jean-Georges Vongerichten Daniel Boulud Restaurant DANIEL La Grande Orange Grocery Robert Lynn Craig DeMarco Postino Chelsea's Kitchen Radio Milano Gennaro Garcia Fife Symington Scott Barker Copperstate Farms

Today, I'm talking to Ryan Madrid, co-founder of Bison Ventures and host of the Into The Storm Podcast.  After leaving corporate America, he joined VIP Mortgage as the Director of Business Development. Before long he was bringing in one billion in mortgage loan sales on his way to being in the area's top 1% of mortgage lending. In this conversation, Ryan talks about his entrepreneurial journey with deep family roots, how Bison Ventures' corporate culture has helped them become one of Phoenix's leading mortgage companies, and the power of building a culture to create great client experiences.    Key takeaways: Why incredible customer service is key to weathering tough times in any industry. The advice Ryan's uncle gave him to help him leave corporate America and find his true calling.  How Ryan survived tough personal times, left the corporate world, found his business partner, and got on a new track to success. What differentiates Bison Ventures from other mortgage firms. The humbling business challenges Ryan has faced in the last several years–and how he got through them.    Interview Resources Bison Ventures Bison Ventures on LinkedIn | Instagram | Facebook Ryan Madrid on LinkedIn | Facebook | Instagram Into the Storm Podcast on YouTube | Apple Podcasts | Spotify | Instagram Abbott Johnson & Johnson VIP Mortgage Fantasy Stuart M. Crawford Breanna Burton Jeremy West Jay Barbour Keith Teegardin Anthem Brian Moore Liz Kleven Trisha Madrid Lana Ambrose

If you're growing a business and a family, you're probably more than a little familiar with moments of chaos. And if you're listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges.  Today, I'm excited to introduce you to my friend and mentor Elizabeth Winkler. Elizabeth is a Licensed Marriage and Family Therapist and Certified Meditation Teacher, and her work has helped thousands of people all over the world. In today's episode, we dig into the power of mindfulness, how to start (and stick to) a meditation practice of your own, and how to use these incredible tools to declutter your mind, tap into your superpowers, and approach everything in your life in flow.    Key takeaways: What it means to practice mindfulness and live with intention.  What stops people from having a meditation practice. How to help unwind the Type-A mind to harness your energy more effectively.  Why fear is at the root of your perfectionism–and what to do about it.  Why there's never been a better time to start meditating than right now.    Interview Resources Elizabeth Winkler Elizabeth Winkler on Facebook | LinkedIn | Instagram | TikTok The Shadow & the Light Podcast davidji.com Calm Insight Timer Dr. Andrew Huberman Michael Singer The Untethered Soul: The Journey Beyond Yourself by Michael A. Singer The Surrender Experiment: My Journey into Life's Perfection by Michael A. Singer Jamar Rogers The Voice

For many people, election years bring a lot of stress. That's especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors. So today, I'm jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has taught us about previous election years and what to expect from this one.  In our conversation, you'll hear how changes to which party is in power rarely lead to a significant impact on the economy, how fixed-income investments have been undervalued, and how Congress plays a more critical role in our tax laws and economy than a new President. Key takeaways: What to expect if a Democrat or Republican President is elected. Why campaign promises don't always lead to sweeping economic changes. The benefits that a divided congress has on economic policy. How fixed income investments have been undervalued in recent years.  

Building a successful career in an incredibly competitive real estate market doesn't happen by accident, especially when your area of expertise is luxury residential real estate. Today's guest has climbed to the top and is recognized as one of Arizona's top real estate advisors. As you'll hear, tremendous success doesn't happen without developing great partnerships and long-term relationships. Adrian Heyman is a Real Estate Advisor at The Agency, a luxury real estate firm in Scottsdale, AZ. Adrian was The Agency's top-producing agent from 2018-2021 and reclaimed the title in 2023. In addition to succeeding in Arizona's real estate markets, he's also passionate about the Surfrider Foundation and has built a thriving 25-year partnership with his wife. In this conversation, Adrian shares the story of how he came from Australia's fitness industry to American real estate, how he achieved success in an incredibly competitive industry with a very high failure rate, and what lies ahead in Arizona's hot luxury real estate market.  ‍ Key takeaways: How Adrian kept his business growing and his family stable even through brutal market downturns and cross-continental moves.  How a huge real estate deal in Paradise Valley in 2017 changed the trajectory of Adrian's career.  The critical mistakes Adrian sees homeowners and agent advisors make that stop them from getting top dollar.  How technology has transformed the landscape for home buyers and sellers. Factors that attract high-end homebuyers to the Paradise Valley.  Interview Resources AdrianHeyman.com Adrian Heyman on LinkedIn | Instagram |  Facebook The Agency The Agency on Instagram | YouTube | Facebook | LinkedIn | X/Twitter Mauricio Umansky Billy Rose Surfrider Foundation

Making the entrepreneurial leap and leaving Corporate America to create your own business is more than a leap of faith. Most new business owners face trials and tribulations along the way. But those who stick with it and believe in themselves can achieve the growth that makes them a success story worth celebrating.  Today's guest is Shannon Breen, and he has a success story that is definitely worth celebrating. Shannon is the Co-CEO and founder of FreightVana, a digital logistics partner powered by technology and built on trust and transparency.  In this conversation, Shannon tells the story of how he fell in love with logistics, the two core components that have led to rapid and exponential business growth, and the power of building a great culture with employees who are empowered to be authentic on social media.   Key takeaways What makes the logistics industry so uniquely fragmented and complicated. Why Shannon took the entrepreneurial leap and left corporate America. The importance of trust, transparency and authenticity in a company with a great culture.  Why some people can launch their company as a side business, why Shannon needed to go all-in, and why so many entrepreneurs fail to even take the first step.  Shannon's advice on creating a thriving company culture and the benefits of empowering staff to be authentic at home and at work.   Interview Resources FreightVana FreightVana on LinkedIn | Instagram | TikTok | X/Twitter | Facebook Shannon Breen on LinkedIn John Gamero Denzel Washington Denzel Washington - Deathbed Swift Transportation Entrepreneurs' Organization State Forty Eight Foundation Michael Spangenberg Joshua Brees Trainual

It's very easy to rack up credit card debt. It's much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce.  I'm thrilled to share this conversation with Anne Lester. Anne is a retirement expert, speaker, media commentator, and author of a new book titled How to Save Smart Now for the Future You Want. Anne was the Head of Retirement Solutions for JPMorgan Asset Management for 20 years, where she traveled the country and spoke to tens of thousands of investors. In this episode, Anne shares how she fell in love with the world of finance, why poor financial decisions are often made, and the importance of automating your savings with a 401(k) and creating an emergency savings plan. Key takeaways: How we're programmed to spend, spend, spend–even when we already have debt we need to pay off and don't need more stuff.  Why we're so afraid of getting it wrong when it comes to retirement planning–and how doing nothing sets us up for failure most of all.  Why now's a great time to build a robust emergency fund.  How to get your credit cards under control, centralized, and easily tracked.  How our peers' luxury spending tricks us into spending more on things we don't need.  Simple things you can do right now to start bringing down your spending.    Interview Resources: AnneLester.com Anne Lester on LinkedIn | Instagram | YouTube Your Best Financial Life: Save Smart Now for the Future You Want by Anne Lester J.P. Morgan The Crash of 79 by Paul Emil Erdman The Silver Bears by Paul E. Erdman

Today, I'm joined by Joe Apfelbaum. Spoiler alert! This episode is jam-packed with energy and passion. If you're interested in how AI, ChatGPT and LinkedIn can be used to its full potential to grow your businesses, this episode is for you.. Joe Apfelbaum is an accomplished author, speaker, Certified Google Trainer, and the Founder and CEO of Ajax Union. Joe is a B2B marketing and LinkedIn Expert who has helped over 1,100 clients with digital marketing and getting the most out of LinkedIn.  In our conversation, you'll hear why Joe believes all business owners should get to know how to use AI to their advantage, as well as the free tool he's developed to increase your exposure and connections on LinkedIn. Above all else, you'll also hear how passionate Joe is about why it's important to show up with energy and enthusiasm and how the first step to making a positive change, personally and professionally, is making the commitment to yourself and finding ways to hold yourself accountable.   Key takeaways: The power and rewards of putting yourself out there and being vulnerable and authentic. The importance of leveraging the power of AI in your business so you don't get left behind. How Joe used ChatGPT and AI to create a course which is used by thousands on LinkedIn. How to communicate effectively and prompt AI to get better responses. How evyAI helped a user increase their LinkedIn profile views by 1800% Why Joe believes that not reaching out to the authors of your favorite books is a huge mistake. Joe's tips for achieving work/life balance and the importance of prioritizing yourself and your health above anything else.   Interview Resources Ajax Union Ajax Union on Facebook | X/Twitter | Instagram | YouTube | LinkedIn JoeApfelbaum.com Joe Apfelbaum on LinkedIn | Facebook | Instagram | X/Twitter | YouTube evyAI High Energy Networking: Get anything you want in life while building meaningful relationships that last a lifetime by Joe Apfelbaum Evyrgreen AI Office Moving Alliance The 6 Pillars of Self-Esteem by Nathaniel Branden ChatGPT OpenAI Google Bard Pi.AI Reid Hoffman LinkedIn Anthropic Claude.AI

Anyone living in Arizona, Nevada, or Utah has likely seen the TV commercials and the billboards for Andrew The Home Buyer. Today, you'll get a glimpse of the man who created the company that keeps growing year after year. Kyle Wyloge is a serial entrepreneur and the Founder of Andrew the Home Buyer. After several years of grinding in real estate and building his sales team, he decided to create a TV commercial in 2019. This became a pivotal moment in their growth and marketing strategy with more leads coming to them versus the outbound sales model. Fast forward to today, Kyle has scaled the business to where he could purchase 318 properties last year without speaking to a single seller.  In our conversation, you'll hear how valuable it was to get started before the recession in 2008, how they use CRM to forecast future sales with a scoreboard for sales results in real-time, and why saunas and cold plunges have elevated the culture they've built, reduced stress and fosters a healthier and happier lifestyle.  Key takeaways: The monumental decision to create a TV commercial as part of their marketing strategy. How their process was streamlined to make selling a home simple for homeowners. How increasing their inbound call answer rate to 94-96% led to more appointments and closed deals. Create the culture you want by listening to feedback and suggestions that incentivizes your team and allows them to thrive. The impact that elections have on the cost of marketing with TV commercials. The incredible results sauna and cold plunges have on reducing stress and building culture within the team. Interview Resources Andrew the Home Buyer Andrew the Home Buyer on LinkedIn | Facebook Kyle Wyloge on Instagram | YouTube | TikTok The Big Short Lerner & Rowe Follow Up Boss Phoenix Open Ring The Price is Right Zapier Optimyze

It's fair to say that our education system is flawed, but that's especially true when it comes to educating kids about money. Financial literacy still isn't being taught in schools no matter how much we talk about it–and what you do learn is the same stuff that was being taught 20 or 30 years ago.  Today's guest, Vince Shorb, is on a mission to change that. He's the CEO of the National Financial Educators Council. After spending 15 years in financial services, he's developed over 2500 financial education programs and is empowering students through financial literacy.  Vince's work has been featured in publications on USA Today, CNBC, Yahoo Finance, Forbes, CNN Money, MarketWatch, Fox Business, Huffington Post, NASDAQ, and Business Insider. In today's episode, we explore why we have this problem with our education system, how families can teach financial literacy before their kids make major mistakes later in life, and why financial education is so much more than management and budgeting.    Key Takeaways: Why financial education programs aren't changing or improving.  The mistakes Vince made in his early twenties showed him the need for his life's work. How to teach young people to shake the influence of advertising and live in alignment with their values.  What Vince is doing to take financial education beyond simply knowing how to balance a budget.  How moving to a cashless society encourages bad decisions.    Interview Resources: Vince Shorb National Financial Educators Council National Financial Educators Council on Facebook | X/Twitter | LinkedIn Vince Shorb on LinkedIn The Psychology of Money: Timeless lessons on wealth, greed, and happiness by Morgan Housel

Building online businesses is tough–and closing that first deal can make or break your business. So many of us have been there, but today's guest found a way through–and he's here to talk about how he did it.  Brian is the co-founder of Rotive, a Salesforce partner that helps small businesses automate their processes through the power of Sales Cloud & Pardot. Brian started with Salesforce in his college days, working in sales and eventually becoming an account executive.  In today's episode, we get into how Brian positioned himself, with a unique focus on YouTube, to become an expert in the Salesforce space–and how you can use the same tactics to become an online expert in your field as you grow (or scale) your business.     Key takeaways: What Brian learned from Salesforce's sales-forward corporate culture.  How Brian broke through the noise to find his first clients after launching Rotive. How to incorporate YouTube into a marketing funnel to reach prospects. The tools Brian used to help Rotive cultivate authority in his niche.  Why a relatively small YouTube channel can still drive extremely high-quality leads–and why Brian has chosen to sell video courses instead of trying to succeed by monetizing his content on YouTube.    Interview Resources Rotive Rotive on LinkedIn | YouTube Salesforce Dreamforce Loom Semrush Marketing Cloud Account Engagement (formerly Pardot) MrBeast Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear

I'm thrilled to share this conversation with a truly remarkable guest, Travis Rosbach. Travis is a serial entrepreneur, author, coach, speaker and consultant. From his humble beginnings, being raised in a home with very little money to the incredible entrepreneurial journey that has included time as a scuba diving instructor to driving yachts and flying planes, he's come a long way. Among his many accomplishments, Travis is the inventor and founder of Hydro Flask, one of the largest international brands in the industry today. In this episode, you'll hear what led Travis to pursue his passion in business, the origin story of how Hydro Flask was created, the early challenges they faced (even when business was booming), and why he believes entrepreneurs are the foundation for growth and prosperity in the US. Key takeaways: How a neighbor's estate sale planted the seed and set him on a path to be a serial entrepreneur. What led Travis to make Hawaii his home after experiencing burnout. Overcoming the challenges of getting Hydro Flask to the production stage. The challenges that are presented when business is skyrocketing with exponential growth. Why Travis ultimately decided to sell Hydro Flask, despite enjoying tremendous success. Where Travis finds motivation today and the types of business opportunities he's pursuing.   Interview Resources Travis Rosbach Travis Rosbach on Twitter | YouTube | LinkedIn Hydro Flask Brian Tracy Jim Rohn Pulp Fiction Seaborne Airlines Da Hui Stanley Redpoint Climbers Supply Mountain Supply Pine Mountain Sports Daniel Mcgarigle

On at least one occasion in your life, you've probably heard someone say “Your health is your wealth.” But in practice, what does that really mean? How does holistic health and spirituality impact our wellbeing, and what can we do to live longer, happier lives? 

A song is a powerful thing. In just seconds, it can take us back to extremely specific memories–where we were, who we were with, what we felt, and what mattered most to us in that very moment.  And in our modern world, we're always struggling to forge deeper, more emotional bonds with everyone around us. Today's guest, Brian Mohr, understands that well–and is here to talk about his new startup, anthym. He's working to use music to help culture-driven organizations create and nurture meaningful relationships amongst their people.  The last time Brian was on the show, we talked all about what business owners can learn from the Grateful Dead. Today, we're talking about the power of music, forging meaningful connections in the workplace, and how this powerful work (and the vulnerability it reveals) can make our lives, both in the office and at home, so much better.  Key takeaways: How technology and distance have made it so difficult to build–or rebuild–company cultures. Why better work environments make for healthier, happier employees with more satisfying, better-rounded lives. What makes music such a powerful gateway to access extremely specific memories and forge connections between people. The benefits of talking about anything but business with the people you do business with.  The major challenges facing businesses as they work to create and establish great corporate culture in the post-COVID world.   Interview Resources Brian Mohr anthym.life anthym on LinkedIn | Twitter | Facebook Brian Mohr on LinkedIn | Twitter | Instagram YWB 040: What the Grateful Dead can Teach us about Business with Brian Mohr Grateful Dead Entrepreneurs' Organization  

Imagine that you're a few years away from retiring, and you just found out that you've been laid off. You've been putting money away as best you can, and now you're really not sure if it's enough. What do you do?   In today's episode, Andrew Rafal provides a quick list of actionable steps that you can take immediately to better understand what your financial situation looks like, what pre-retirees should consider after losing health benefits and how to get the most out of your 401(k) as you make the transition to the next phase of your life.   Key takeaways: Look at your living expenses, both fixed and discretionary. Take inventory of your assets including a 401(k). Understand what your unemployment, health insurance, Social Security benefits are. Things to consider if you have a company pension. Interview Resources COBRA - Continuation of Health Coverage  _____________________________________________ Subscribe & Learn More! If you'd like to subscribe for future podcast episodes, Your Wealth and Beyond is available on iTunes, Spotify, iHeart Radio, Overcast, Stitcher, and Google Play. ·         Listen and subscribe: https://linktr.ee/YourWealthandBeyond ·         Learn about financial planning: http://www.bayntree.com/   On Social Media? Connect with us! • Facebook: https://www.facebook.com/bayntreewealth/ • Instagram: https://www.instagram.com/bayntreewea... • LinkedIn: https://www.linkedin.com/company/bayn... • Twitter: https://twitter.com/bayntree   Music: The Whole World Crashes Down – Astral Orange DISCLOSURE: Investment advice offered through Bayntree Wealth Advisors, LLC, a registered investment adviser. Insurance services offered separately through Bayntree Planning Group, LLC Bayntree does not provide specific legal or tax advice. Please consult with your tax advisor or legal professional for guidance with your individual situation.

When it comes to finding purpose and building wealth, few things matter more than estate planning. While putting it off to tomorrow might seem fine in theory, it could eventually lead to the government making big decisions that could affect your legacy. That's why I'm thrilled to introduce you to Allison Kierman. Allison has been an estate planning attorney for nearly 20 years, and she has extensive experience helping people understand their goals and the best way to transfer their wealth and legacy. In this episode, you'll learn all about the common mistakes people make when it comes to estate planning, why a simple written will is almost never enough, and how to build a trust to protect yourself and your assets across generations. In this podcast interview, you'll learn:  ·         Why thinking you're invincible and refusing to face the facts is an easy way to set yourself up for disaster later in life. ·         What happens when a family member leaves nothing but a signed piece of paper deeding out their possessions to their heirs–and why this almost always leads to probate court. ·         The differences between wills and trusts–and why almost every DIYer misses something. ·         The importance of having a good team of advisors, when and where attorneys should get involved. ·         The common misconceptions around protecting inheritance for adult children–and major tax exemptions you can take advantage of along the way.  

When we look at 2022 in the rearview mirror, many of us will remember it as a year of inflation, volatility, and extreme uncertainty.  So, in the midst of a massive market contraction and financial upheaval, what can you do to ensure you don't run out of money–especially when it comes to your Social Security?  To help me answer that question, I'm thrilled to welcome Professor Larry Kotlikoff back to the podcast. Larry has written over 19 books, and has a passion for helping people make smart, sound financial decisions. With that in mind, we're talking about Social Security tips and strategies that can save you hundreds of thousands of dollars. We dig into how inflation directly affects Social Security benefits, the money-losing mistakes that so many people make as they approach retirement age, and what we should be doing to create a better financial future for our children and our country.  In this podcast interview, you'll learn:  Why most people between the ages of 50 and 62 accidentally leave $182,000–or more–on the table by failing to optimize their Social Security. The importance of planning for worst-case scenarios when it comes to retirement–including living to 100. How to treat (and think about) money in the markets. What makes reverse mortgages and other similar lines of credit so tempting, and so dangerous.  Larry's vision for a more sustainable retirement system.  Interview Resources Laurence Kotlikoff Follow Laurence Kotlikoff on Twitter | LinkedIn | Facebook Money Magic: An Economist's Secrets to More Money, Less Risk, and a Better Life by Laurence J. Kotlikoff Get What's Yours: The Secrets to Maxing Out Your Social Security (The Get What's Yours Series) by Laurence J. Kotlikoff, Philip Moeller Ask Larry Economics Matters by Laurence Kotlikoff You're Hired by Laurence Kotlikoff MaxiFi

In today's episode, we're talking about Qualified Charitable Distributions (QCD). We'll be digging into how they work, the do's and don'ts, and how to make them work for you. And to help leverage QCDs in the best way possible, I'm thrilled to welcome Sarah Brenner to the podcast.  Sarah is an IRA Educator and Retirement Distribution Planning Professional. She's worked with Ed Slott and Company for 7 years and brings over 20 years of experience to this extremely complex field. She's trained thousands of financial professionals, contributed to several journals and publications and brings a unique legal background to her work. In this conversation, we go deep into QCDs: how to use them, why you should consider using them, and the most common mistakes many retirees make along the way. If you're close to retirement age or know anyone who's over the age of 70, I hope you'll get a lot of value from this episode. In this podcast interview, you'll learn:  What exactly a QCD is and why they're so overlooked as part of a retirement plan. How  you can still take QCDs if you take the standard deduction. The most common problems and misunderstandings with QCDs. Why you should be thinking about QCDs at the beginning–not the end–of each year.Interview Resources Sarah Brenner on LinkedIn Ed Slott's Elite IRA Advisory Group Bayntree QCD Blog

If you own a home, it's probably one of the most valuable assets–if not the most valuable asset–in your portfolio. However, it isn't always the easiest to extract value from. Today's guest, Matthew Sullivan, is working to change that. He's the founder of QuantmRE, where he helps homeowners unlock their equity without taking on any additional debt. He's also creating new opportunities for investors to invest in the equity in those homes–and is expecting over $1 billion to be created or invested in equity agreements in this year.  In today's episode, we dig into why it's so hard for homeowners to put their equity to work, what makes QuantmRE different from other investing tools, and how he's created a unique system that benefits homeowners and investors alike.  In this podcast interview, you'll learn:  What Matthew learned from working closely with Richard Branson on the Virgin Global Challenger initiative. How QuantmRE compares to cash-out refis and reverse mortgages. Why the QuantmRE model allows investors to still generate positive returns in the event of a loss in property value. What Matthew has learned from his successes (and failures) as a serial entrepreneur. Interview Resources QuantmRE Matthew Sullivan on LinkedIn | Twitter | Instagram Sir Richard Branson Lindstrand Balloons        

How do you make the most of the guidance and advice out there, especially if you're a business owner, and get a clear sense of where you're going to be in three, 10, or even 20 years?  Today, I'm excited to talk to the wealth mentor himself, Jackson Millan. Jackson has spent his entire career shaking up the wealth industry. He's crafted his very own values-based advice model based on what he learned growing up, and he has a deep understanding of how to think effectively about the long term. In this conversation, Jackson and I discuss how he empowers business owners to work toward financial freedom, how to scale and take your business to the next level, and how to create a three-dimensional roadmap designed to make your dreams come true.  In this podcast interview, you'll learn:  Why so many people fail to define financial freedom. Why businesses often consume more money than they provide–and how to reposition those businesses as wealth creation vehicles.  How Jackson shares his business's financial roadmap with his employees and teaches this process to his coaching clients. Why less than 6% of businesses are sold for a profit. Why there's no quick fix for financial problems–and why Jackson keeps his investing boring and predictable, rather than relying on crypto or meme stocks.  How Jackson's F4 mantra enables his clients to work four days a week, 44 weeks a year, and helps them build businesses that earn $400,000 a year and ultimately generate $4 million in net wealth. Tweetables: “If you do something that you love, you never work a day in your life. And this isn't work for me, this is just fun.” - Jackson Millan Interview Resources AureusFinancial.com Follow Jackson Millan on Facebook, Instagram and LinkedIn Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz

One of the issues with our current education system is that we aren't teaching students about personal finance and investing. So how can we develop and improve financial literacy, especially among younger students? From learning how to invest, understanding the basics of the stock market, and how to effectively save money, it can be pretty overwhelming. My guest today is Myles Gage. He's an entrepreneur who has been teaching his students about these topics for years. He's one of the co-founders of Rapunzl Investments–a mobile app aimed to help individuals learn about investing and build confidence before they start purchasing investments on their own.  In today's conversation, Miles and I talk about how students can become more financially literate, how his unique educational experience immersed him in the world of finance from a very young age, and the work he's doing now to empower Gen Z. In this podcast interview, you'll learn:  Why schools should be teaching personal finance, economics, and investing. How Myles got to meet Joe Mansueto, Warren Buffett, and other titans of finance early in his life. How meme stocks, Reddit, and the COVID pandemic reinforced the importance of financial literacy. Why Rapunzl is unlikely to ever become a full-service brokerage, a la Robinhood–and why Myles sees that as a good thing. Myles' advice for anyone looking to improve their financial literacy right now. Interview Resources Rapunzl Investments Ariel Community Academy The Destiny Project UrbanX Learning University of Chicago Laboratory Schools Joe Mansueto Warren Buffett Robinhood Netcapital  

We're all leaders. Even if you don't own a business, many people lead families, Little League teams, volunteer organizations, and all sorts of other groups–and leadership has changed drastically in the last 40 years. Unfortunately, leadership isn't something they teach in school, and the consequences are enormous.  Today's guest, Wade Thomas, has spent 20 years in the corporate world as the head of human resources for a large company–and he says 70% of American employees are unhappy in their jobs because of negative management. This is why Wade launched Aim to Win, where he focuses on helping others lead with compassion and empathy. In this episode, Wade returns to the podcast to talk about how we can be better leaders in the post-COVID world. We discuss how to listen to people and turn a profit, some of the powerful lessons Wade learned over the course of his 20 years in corporate America, and how to take an empathetic and compassionate approach to leadership roles. In this podcast interview, you'll learn:  Why winning at all costs and being empathetic are not mutually exclusive. The main reasons employees dislike the people they're working for–and what makes it so hard for leaders to show that they care. While there isn't a class on compassion and empathy–it can be taught alongside time management, strategy, accountability, and other aspects of management. How to help develop younger employees into the leaders they have the potential to become. Three things you can do right now to improve your relationships with the people you manage. Interview Resources Aim to Win From the Heart: Achieve Epic Results with an Approach That Works by Wade Thomas Feed My Starving Children

Few of us have ever experienced anything like the turmoil and upheaval of the last two years. We're all feeling the impacts of longevity, inflation, taxes, and frustrating decisions by our government. This means it's a great time to welcome today's guest back to the podcast. Larry Kotlikoff brings 35 years of experience to our industry and on January 4th, he'll be releasing Money Magic: An Economist's Secrets to More Money, Less Risk, and a Better Life, where he digs deep into what people do wrong–and how to fix those mistakes for good. In today's episode, Larry shares some of the over 50 shocking money stories that are detailed in his new book, the complexities, and challenges of Social Security, and the tools you can use to stay in the best financial shape possible no matter your situation. In this podcast interview, you'll learn:  Why Larry believes we should time the markets–but for risk, not returns. The issues that Larry sees Social Security–and the steps he'd take to fix it. How people actually get scammed by Social Security, especially widows. The reasons why moving forward with your Roth conversion might be a bad idea if you're taking your Social Security early. Why your financial plan has to allow you to live to 100 regardless of if you make it there or not. Interview Resources Laurence Kotlikoff's Website Money Magic: An Economist's Secrets to More Money, Less Risk, and a Better Life by Laurence Kotlikoff You're Hired! by Laurence Kotlikoff Get What's Yours by Laurence Kotlikoff MaxiFi Planner A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton Malkiel Podcast Page:

As business owners, your goal isn't just to build wealth–it's to find purpose and create a real legacy. However, so many entrepreneurs make the same mistakes, day in and day out, leaving them undervalued and stressed out–and these errors take a toll that gets worse with every passing year, especially as you head toward retirement. Author Jim Muehlhausen has learned this well. Over the course of over 11,000 coaching sessions with business owners, he's come to understand not only the fatal errors that they make but why they keep happening and how to turn these pitfalls into income streams.  His work has led him to create the Half-Retire movement: a way for entrepreneurs to have the best of both worlds. He helps people keep their businesses, do right by their best people, and live a life of profit without the neverending grind. In today's conversation, we discuss how to make running a business enjoyable, preserving your income, and having the power to focus on what you love–and only what you love–about working. In this podcast interview, you'll learn:  Why so many business owners are focused on the day-to-day–and how this can sap all the joy out of entrepreneurship, especially when margins are tight. What your Picasso work is–and why so few people spend real time adding unique value to their business. Why it's so hard to scale a business without being able to delegate–and why so many entrepreneurs can't do it. Jim's process for half-retirement–and when you might or might not be ready to half-retire. The best advice Jim ever received about business.    Tweetables: “The sooner you pull the trigger on getting your financial life together, the better that you're going to do.” - Jim Muehlhausen

At Bayntree, a lot of the small business owners and solo employers we work with start asking us one question as we get closer to the end of the year: what can I do to help save for retirement?    There's no right answer for everyone–in fact, it's a bit of a mixed bag. There's a lot of options, and you'll need to talk to your advisor or CPA to come up with a plan that works well for you.    Here to shed some light on this topic is my good friend and mentor, Brian Hartstein. Brian is the Director of Corporate Development here at Bayntree. Today, he brings his nearly three decades of experience to this issue to help you better understand the common mistakes business owners make, the opportunities you can take advantage of, and how to get a head start and a better understanding before you step into your next meeting with your accountant or advisor.   In this podcast interview, you'll learn:  Why taxes are guaranteed to go up in the future–and why so many business owners are dissatisfied with their CPAs' tax planning skills. The easiest thing for a business owner with 1099 income to do in order to save money if they don't have a 401(k).  The big mistakes business owners make when it comes to retirement planning. What a solo 401(k) is, what it looks like, and why you may want to choose it over a SEP. Why successful business owners need the assistance of TPA firms or other partners to create plans and find every possible tax advantage available.

Whether you're an entrepreneur, a business owner, or a solopreneur, YouTube can be an invaluable resource. It's the second most trafficked search engine in the world with over 2 billion users logging in each month. Its algorithm has the power to make and break careers–and in a number of unique ways, it can help you create a hugely memorable brand and reach customers. Sagi Shilo knows this well. In the last five years, he started Tech Gear Talk, where he's amassed nearly 300,000 subscribers and over 20 million views. He's a good friend of mine, a long-term business partner, and a mentor. In today's episode, Sagi returns to the podcast to talk about why so many entrepreneurs are missing the boat when it comes to building a presence on YouTube, what they should be thinking about, and the first steps to take to create a powerful brand of your very own.  In this podcast interview, you'll learn:  Why your audience is on YouTube, no matter what you might think. How Sagi took his knowledge of SEO and translated it to the world of YouTube to grow from one subscriber to 300,000. The unique advantages of video over written content.  Why it's okay if your first video doesn't go viral and get millions of views–and how to build up a robust library of great content that adds real value to your viewers' lives.  How to monetize your videos to create a new revenue stream. Why you shouldn't use a webcam to shoot your videos–and how to affordably get the gear you need to produce awesome-looking content. Tweetables: “You don't need to be great to start, but you need to start to be great.” - Sagi Shilo Interview Resources Tech Gear Talk Tech Gear Talk - YouTube Channel Tech Gear Talk's - Custom SPS Tank Tribute