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Here we go again – Tariffs and retaliatory tariffs DAVOS – Elitists are Meeting Suicide Coaches? Hedge funds – finally a good year! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Here we go again - Tariffs and retaliatory tariffs - DAVOS - Elitists are Meeting - Suicide Coaches? - Hedge funds - finally a good year! Markets - Silver and Gold - ATH - Selling off after Greenland threat - Netflix - Saga continues Davos - 2026 - Economic Confab that often brings out the elite (elitists) - Many watch for their key points and do the opposite - Trump going, Xi Jinping and Narendra Modi not - Why is Zelensky going? - Kushner, Bessent, Little Marco will be attending with Trump - Did you know - Larry Fink is the interim Co-Chair. - The CEOs that you would expect that love the limelight ) (Jensen, Nadella etc) World Economic Forum Report (Davos) - Due out Wednesday - expected to show that geopolitical confrontation is the top concern this year - Rising Inflation - Economic Downturn - Asset Bubbles - High debt burdens - Any of those could be any year and anyone in the world that is breathing could have made that list WEF List NEXT - Greenland - Sell or Else! - Trump promises 100% that he will impose tariffs and follow through - The tariffs will start at 10% on Feb. 1 and shoot up to 25% on June 1, Trump said. - Denmark, Norway, Sweden, France, Germany, the United Kingdom, the Netherlands and Finland - Supposedly in response to EU allies moving troops into Greenland - Greenland protests with - Make America Go Away hats - 200% tariff threatened in champagne and wines (Mad at Macron) Oh - and Gaza - The new Board of Peace - Trump names himself 'Board of Peace' chair under October plan - Marco Rubio, special envoy Steve Witkoff, former British prime minister Tony Blair and Trump's son-in-law, Jared Kushner. - Supposedly Putin has said he was also invited to be on the board. - Purpose? Officially, the Board is mandated to “promote stability, restore dependable and lawful governance, and secure enduring peace in areas affected or threatened by conflict... Saks - bankrupt - Chapter 11 - Problems really got worse after they agreed to purchase Needless Markup (aka Neiman Marcus) - Amazon filed an objection to Saks Global's bankruptcy financing plan on the grounds it could harm creditors and push the tech company further down the repayment pecking order. - Amazon The tech company invested $475 million into Saks' acquisition of Neiman Marcus in December 2024,  a stake it said is now effectively “worthless.” - Amazon threatened more “drastic remedies” if Saks doesn't heed its concerns, including the appointment of an examiner or a trustee. - Amazon initially invested because it thought Saks would start selling its products on Amazon's website and the tech company would offer technology and logistics expertise.| - Amazon's attorneys: “Saks continuously failed to meet its budgets, burned through hundreds of millions of dollars in less than a year, and ran up additional hundreds of millions of dollars in unpaid invoices owed to its retail partners.” Suicide Coaches - “This year, you really saw something pretty horrific, which is these AI models became suicide coaches,” Benioff told CNBC's Sarah Eisen on Tuesday at the World Economic Forum's flagship conference in Davos, Switzerland. - In 2018, Benioff said social media should be treated like a health issue, and said the platforms should be regulated like cigarettes: “They're addictive, they're not good for you.” - “Bad things were happening all over the world because social media was fully unregulated,” he said Tuesday, “and now you're kind of seeing that play out again with artificial intelligence.” China - China 2025 new yuan loans 16.27 trln yuan, lowest since 2018 - Dec new yuan loans beat forecast - PBOC announces targeted monetary policy easing - "From the asset side, amid the property market adjustment, the private sector including households and firms showed insufficient willingness to add leverage, while government bond issuance was ramped up to stabilize leverage and the economy." - Now what is happening is that $ that used to go into real estate is heading for stocks/risk assets. - Chinese authorities tightened rules on margin financing, signaling unease over the pace of a rally. - - Under the new rule, investors must now provide margin equal to the full value of the securities they buy on credit, up from the previous 80% threshold. - - - Regulators made the move to rein in potential froth in financial markets, with a fund manager saying it sends a clear signal that they want a slow bull market, not an overheated one. --- Under the new rule, investors must now provide margin equal to the full value of the securities they buy on credit, up from the previous 80% threshold, according to a Shenzhen Stock Exchange statement. The move, which applies to Shenzhen, Shanghai and Beijing bourses, underscores regulators' efforts to rein in potential froth in financial markets. More China - China's population of 1.4 billion continued to shrink, marking the fourth straight year of decrease, new government statistics show. The total population in 2025 stood at 1.404 billion, which was 3 million less than the previous year. - After the one-child policy - now government is pushing or more births - Measured another way, the birth rate in 2025 — 5.63 per 1,000 people — is the lowest on record since 1949 - Government tactics range from cash subsidies to taxing condoms to eliminating a tax on matchmakers and day care centers. Bank Earnings - Generally pretty good! - Yield curve is helping in a big way - steepening - Goldman beats, BAC beast Morgan Stanley bets etc. etc. - Goldman: The company said profit jumped 12% from a year earlier to $4.62 billion, or $14.01 per share, on gains across its capital markets businesses. - Morgan Stanley: Last Thursday reported fourth-quarter results that exceeded Wall Street expectations on the back of strong revenue from wealth management. Fed Chair - Over the weekend, Hassett thinks Trump is right not to have him in that position (What a sap! Good he is not in running anymore) - Rick Reider and Warsh are front-runners - Who ever kisses the most ass should win - Warsh would actually be a good pick - experience and smart guy that is level headed - Meanwhile - all of a sudden Trump says he is not looking to fire Powell (maybe h wants him to resign) Netflix/Warner Brothers Update - Netflix now plans to pay $27.75 per WBD share entirely in cash to acquire WBD's streaming platform HBO Max and the Warner Bros. film studio. - In reaction tot he hostile takeover bid from Paramount/Skydance - The last offer was unanimously approved by the BOD - NFLX Earnings ..... --- Earnings per share: 56 cents vs. 55 cents, estimated ------Revenue: $12.05 billion vs $11.97 billion, estimated - Stock down AH Inflation (Did we talk about this?) - Even though we are told there is little inflation... - Consumer Price Index increases 0.3% in December - Food, rents were the main drivers of consumer inflation - Underlying inflation rises a moderate 0.2% - Food prices surged 0.7% Planes! - Boeing outsold Airbus last year - First time since 2018 - BA stock made an ATH last week Bond Vigilantes - Danish pension operator AkademikerPension said it is exiting U.S. Treasurys over finance concerns tied to America's budget shortfall. - The move comes amid increasing tensions with the U.S. over Greenland as President Donald Trump pushes for control of the island. - AkademikerPension said it plans to have closed its position of around $100 million in U.S. Treasurys by the end of the month. - 10 YR yields moved up again to 4.3% - What if.....??? (Mutual assured destruction?) Hedgies - Hedge fund investors posted gains of about 12.6% last year, the best returns since 2009, according to data compiled by Hedge Fund Research Inc. - Funds run by industry giants such as D.E. Shaw & Co. and Millennium Management posted double-digit returns, with Bridgewater Associates' Pure Alpha II fund scoring a 34% gain. - Hedge funds secured net inflows of $71 billion during the first three quarters of last year, a major reversal after a decade of outflows, with the industry's giants being among the major beneficiaries.     Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Greenland, Mexico, Venezuela, Colombia – USA is the world’s Cop again? More .. Housing, Credit cards, Fannie and Freddie – all in week’s work.. Retail investors in control – don’t care about the noise. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Greenland, Mexico, Venezuela, Colombia - USA is the world's Cop again? - More .. Housing, Credit cards, Fannie and Freddie - all in week's work.. - Retail investors in control - don't care about the noise Markets - DJIA plowing ahead - NASDAQ on fire - what can stop this? - Nuclear stocks back in play - Defense names on the move - Interesting economic news. FIRST - President Donald Trump said drug “cartels are running Mexico,” and suggested the U.S. military could start land strikes against them there. - The comments come on the heels of suggestions that Trump could take military action in Cuba and Colombia, and to annex Greenland. - The Trump administration has reportedly carried out 35 known strikes on alleged drug boats in the Caribbean, killing 115 individuals. - I will be going to Mexico later this week for a couple of days..... Retail Ruling - Retail traders have extended a buying spree into the new year, following a record-setting performance in 2025, with purchases in the first four trading days of January hitting the second-highest level in almost eight months. - Individual investors have bought about $10.1 billion of US equities since the start of the year, mainly via exchange-traded funds, far exceeding the 12-month weekly average. - Retail investors' confidence has helped stabilize markets during recent pullbacks, and if they keep snapping up equities, gains in the US stock market are likely to persist, according to analysts. Employment Report - 4.4% Unemployment Rate - Nonfarm Payroll Employment: U.S. employers added +50,000 jobs in December 2025. This came in below economists' expectations (consensus around 60,000–73,000) and was a slowdown from the downwardly revised +56,000 in November. - Unemployment Rate: Edged down slightly to 4.4% (from a revised 4.5% in November), contrary to forecasts of 4.5%. The number of unemployed people remained around 7.5 million, showing little change. - Full-Year 2025 Performance: Total payroll growth for the year was just +584,000 jobs (average monthly gain of +49,000), marking one of the weakest years for hiring since 2020 (impacted by the pandemic). This is a sharp drop from +2.0 million added in 2024 (average +168,000 monthly). -Revisions to Prior Months: -- October 2025: Revised down to -173,000 (from -105,000, reflecting federal government buyouts and shutdown effects). -- November 2025: Revised down by 8,000 to +56,000. -- Combined October–November: 76,000 fewer jobs than previously reported. GDP - HOT - Minneapolis Fed President Neel Kashkari (voting FOMC member) on CNBC says it is very surprising how strong GDP growth is; says labor market is clearly cooling; says inflation still too high; has confidence housing inflation will trend down - Q3 at +3.8% and Atlanta GDP NOW is predicting that Q4 will come in at +5.1% More Eco - Productivity (Prelim Q3): 4.9% vs. 2.5% consensus - Productivity measures output per hour worked. A jump to 4.9% (almost double the consensus) suggests businesses are producing much more per labor hour than expected. Prior was revised up to 4.1% from 3.3%, so the trend is strengthening. WOW! Unit Labor Costs (Prelim Q3): -1.9% vs. +0.8% consensus - Unit labor costs measure labor cost per unit of output. A negative number means costs per unit are falling. Prior revised to -2.9% from +1.0%, so costs have been dropping sharply. -Could be due to technology adoption, automation, or efficiency improvements. Post-pandemic restructuring and leaner operations may have boosted output without adding labor. OOOOOOOPS - White House official says Truth Social disclosure of December jobs report was an "inadvertent release"; says White House will review protocols - CNBC  What next? - President Donald Trump called for a one-year cap on credit card interest rates at 10%, effective Jan. 20, without specifying details. - Trump wrote on social media that the American Public will no longer be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more. - Maybe because of this: Hours before his message on Friday, Senator Bernie Sanders, a Vermont independent, said on X: “Trump promised to cap credit card interest rates at 10% and stop Wall Street from getting away with murder. Instead, he deregulated big banks charging up to 30% interest on credit cards.” - BUT! Credit card companies will not be forced to issue credit - right? It will hurt people that need credit for business, personal or other needs. Then there was this: - Mortgage rates fell sharply on Friday, a day after President Donald Trump said on social media that he is instructing mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. - “This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable,” he said in the Truth Social post. - Still not clear where the money will come from and hot this actually works with the current structure of Fannie and Freddie - Talk of Fannie/Freddie IPO? --- Both are still still in conservatorship and book value per share still negative - SO WHERE DOES MONEY COME FROM? OHHHHH - How about this - 4PM browbeating for the Defense companies - RTX was in the hotseat (as were others) taking the wrath of Pres Trump saying that they were basically fat and happy and ripping off the taxpayer - No more dividends and no more buybacks was the call - Stocks dropped 5% into the close and then more after - 30 minutes later - conversation changed and the idea of a move from $1T in spending for the defense budget should move to $1.5T in 2027. ----- Where does that money come from? - Stocks JUMPED! Can't Ignore this - Trump suggesting that Corporations and institutional investors cannot buy single family homes - “People live in homes, not corporations,” he said. - The argument is that corporate ownership has helped push housing further out of reach for everyday Americans. - It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. - Invitation Homes, which is the largest renter of single-family homes in the country, tumbled 6%. Shares of Blackstone, an investing firm that owns and rents single-family homes, dropped more than 5%. Private equity firm Apollo Global Management also declined over 5%. Then there is this... - DOJ putting he screws to Powell - The Trump administration has ramped up its pressure campaign on the U.S. central bank, threatening to indict Federal Reserve Chair Jerome Powell over comments he made to Congress about a building renovation project, prompting the Fed chief to call the move a "pretext" to gain more influence over the ?setting of interest rates. - The latest development in a long-running effort by U.S. President Donald Trump to push the Fed to dramatically lower rates had immediate fallout in Washington and on global markets. - Powell came out with a video over the weekend. - Initially futures were down

LOVE HOSTILE TAKEOVERS? Upgrades all around the AI trade again… January Effect Defense and Oil Related – Let’s Go! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - CTP Cup - We have a winner! - Kitchen Cabinets rejoice! - Buffett is retired (kind of) - ALL TIME HIGHS - DJIA Leading so far in 2026 Markets - LOVE HOSTILE TAKEOVERS? - Upgrades all around the AI trade again... - January Effect - Defense and Oil Related! - Calling BS on Venezuela economic plans Doctor Copper - Copper surpassed $13,000 a ton for the first time due to a renewed rush to ship metal to the US. - The rally has been underpinned by the ongoing threat of import tariffs from President Donald Trump, causing US copper prices to trade at a premium to those on the London Metal Exchange. - The market has been driven by uncertainty over future US tariff policy, with analysts warning that the rest of the world could run short of copper due to low inventories outside the US. - Huge inventory build due to uncertainty Copper Chart Following up on that...Some Questions - Isn't the massive inventory build we are seeing due to uncertainly? - Lots bought before tariffs went into effect - then tariffs reduced... - Will there be a hangover from a the pull-forward like we have seen in the past? Best markets for 2025 Colombia: +80% South Korea (KOSPI): +76% Ghana: +79% Brazil (Bovespa): +34% Japan (Nikkei 225): +26% Europe STOXX 600: +19% China (Shanghai Composite): +18% U.S. S&P 500: +17% U.S. Nasdaq: +21% U.S. Dow Jones: +12% US Dollar - Basket USD is at 8 year LOW - Yen at key intervention level (again) - NO MANIPULATION HERE! -- -- Gold/Silver betting trend continues... - What happened to -> "a strong USD is in the best interests of the USA"? Monday Markets - For no apparent reason....(could it be the Venezuela news???) - Markets JUMPED - Oil and Defense stocks moved! - DJIA up ~ 600 Points ---These stocks were about 500 points of the 600: - GS Goldman Sachs Group Inc - CAT Caterpillar Inc - JPM JPMorgan Chase & Co - CVX Chevron Corp - V Visa Inc ---- GS is 1/2 the DJIA gains for 2026 Here we go... - Elon Musk's Grok is generating sexualized images of women and minors - users are taking pictures of others and telling Grok to "remove their clothes" or "put them in a thong bikini" - review of public requests sent to Grok over a single 10-minute-long period at midday U.S. Eastern Time last Friday tallied 102 attempts by X users to use Grok to digitally edit photographs of people so that they would appear to be wearing bikinis. - Politicians in France ask prosecutors to investigate; India demands answers - Experts have long warned Grok owner xAI about potential misuses of AI-generated content - Ministers in France have reported X to prosecutors and regulators over the disturbing images, saying in a statement on Friday the "sexual and sexist" content was "manifestly illegal." India's IT ministry said in a letter to X's local unit that the platform failed to prevent Grok's misuse by generating and circulating obscene and sexually explicit content. - Guardrails not very tight along the track - Surprised? TESLA - Sales awful - Stock holdingup - BYD Co. outsold Tesla Inc. in Europe's two largest electric-vehicle markets last year as the Chinese automaker continues its global expansion. - BYD registered more than twice as many new vehicles in December as Tesla did in Germany, and outperformed Tesla in the UK with 51,422 registrations compared to Tesla's 45,513. - BYD delivered 2.26 million EVs in 2025 to Tesla's 1.64 million, and has made strong inroads in the UK where Chinese brands have been attracting consumers with cheaper sticker prices. - NVDA announced it is expanding autonomous driving sector INTERACTIVE BROKERS Check this out and find out more at: http://www.interactivebrokers.com/ Silver and Gold - As we predicted - Gold and silver prices fell Wednesday after exchange operator CME Group again hiked the margins on precious metal futures. - CME Group said in a statement Tuesday that the decision was made “as per the normal review of market volatility to ensure adequate collateral coverage.” - That caused some to sell positions to bring margin requirement in check - - Should be temporary until metals find their margin equilibrium Bitcoin - Starting the year off right - Up 7% in 2026 after a very poor 2025 - Crypto moving as well - Safe haven trade, catch up trade or who-knows-what-the-hell trade? January Effect - The January Effect is a market phenomenon where stock prices—especially small-cap stocks—tend to rise more in January than in other months. - Tax-loss selling in December: Investors often sell losing positions at year-end to offset capital gains for tax purposes. - Reinvestment in January: After the new year, they buy back stocks, creating upward pressure. - Bonus and cash inflows: Year-end bonuses and new investment allocations often hit the market in January. - Small-caps up almost 3% YTD Impressive - Investors fortunate enough to own Berkshire since 1965, when Buffett took over, realized a return of about 6,100,000%, far above the S&P 500's approximately 46,000% return including dividends. - Buffett is now officially retired - said to be one (or the) greatest investors of our time - Buffett, 95, will remain chairman and plans to keep going every day to Berkshire's office in Omaha, Nebraska, about 2 miles (3.2 km) east of his home, and help Abel. - They still have not completely figured out who will run the equity portfolio after Todd Combs left to join JPM Kitchen Cabinet Relief - Steep tariffs on upholstered furniture and kitchen cabinets and vanities have been delayed by the Trump administration. - It's the latest roller coaster of Trump's tariff wars since he returned to office last year. - The administration is also scaling back on a steep tariff proposed on Italian pasta that would have put the rate at 107%. Let's talk Venezuela - The idea that the US is just going to come in an turn everything rosy is dumb - overly simplistic thesis --- Sets up a bad global potential for overthrowing governments - where does it stop - The idea that US companies are going to go in there and drill and US is going to reimburse for costs? --- The country is allied with Russia and China - not US (at this time) - This is reminiscent of when we opened the doors to Cuba - we opened it up and no one benefited. Maybe this time will be different. - BUT Venezuela owns the largest proven oil reserves in the world, holding approximately 303 billion barrels as of the end of 2024, which is nearly 18–19% of global reserves. So, that is something. VZ Oil Production Drug Price Hikes - Drugmakers plan to raise U.S. prices on at least 350 branded medications including vaccines against COVID, RSV and shingles and blockbuster cancer treatment Ibrance, even as the Trump administration pressures them for cuts - The number of price increases for 2026 is up from the same point last year, when drugmakers unveiled plans for raises on more than 250 drugs. The median of this year's price hikes is around 4% - in line with 2025. -Drugmakers also plan to cut the list prices on around nine drugs. That includes a more than 40% cut for Boehringer Ingelheim's diabetes drug Jardiance and three related treatments. Greenland - What are the odds????? (Prediction Markets are on it! https://forecasttrader.interactivebrokers.com/eventtrader/#/market-details?id=791099793%7C20290101%7C0%7C&detail=contract_details) - “Greenland belongs to its people. It is for Denmark and Greenland, and them only, to decide on matters concerning Denmark and Greenland.” In Closing - The "AI NOT LESS PEOPLE WORKING" - Scam - “I would say that we're actually not hiring fewer people,” AMDs Lisa Su told CNBC's Jon Fortt on Tuesday from the CES conference in Las Vegas. “Frankly, we're growing very significantly as a company, so we actually are hiring lots of people, but we're hiring different people. We're hiring people who are AI forward.” Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Big luxury meets real-world testing as we put the fully redesigned 2025 Infiniti QX80 Autograph through its paces and ask the question that matters: does six-figure comfort justify its place among Escalade, Navigator, and Grand Wagoneer? We break down the Autograph's quilted-leather lounge, massaging seats in two rows, digital rearview mirror, and 14.3-inch infotainment, then pair it with hard numbers from the new twin‑turbo V6—450 hp, 516 lb‑ft, 8,500‑lb towing—and a calm, air‑suspended ride that makes interstate miles easy.From there, we switch gears to the six‑wheel, three‑axle world and separate sizzle from substance. Better weight distribution, extra traction, and added stability make sense for heavy loads and deep sand or mud, but the price in complexity, repair logistics, and fuel or range drag is real. If you've ever wondered whether 6x6 is practical or just a flex, this segment gives you the trade-offs you need.We also share two electric standouts. First, a sharp, long‑wheelbase performance EV with 615 hp that nails design and daily usability: a huge integrated screen, smart column shifter that frees console space, and confident acceleration. Then we move to Volvo's EX40 Twin Motor Ultra—clean styling, pixel headlights, and a plush, quiet ride—balanced by a touch‑heavy interface that turns simple tasks into multi-tap routines. We compare charging times, cost per mile, and where each lands against Tesla Model Y Performance, Mustang Mach‑E GT, Ioniq 5 XRT, EQB, Q4 e‑tron, and GV60.A quick stop at Cadillac Ranch reminds us why car culture still matters: specs are great, stories are better. If you're weighing a luxury SUV or hunting for an EV that fits real life, you'll leave with the numbers, context, and a clear sense of trade‑offs. Enjoy the ride, then share your pick with us—subscribe, leave a review, and tell a friend who's shopping for their next set of wheels.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Looking at a weird GDP data point. Calling BS on Russia/Ukraine peace talks. Gold and Silver – WOW! Closing out the year – a good one too! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - Lots to be excited about and anxious too - Looking at a weird GDP data point - Calling BS on Russia/Ukraine peace talks Markets - Gold and Silver - WOW! - Closing out the year - a good one too! - Buyers are still hot to buy any dip - "Diet" pills coming Bitters Making Progress  - Chocolate -Dark Cherry -Infusions - https://highdesertbotanicals.com NYE Celebration - Cities across America ring in the new year by dropping unexpected objects: - Amelia Island, FL drops a giant shrimp. - Nashville drops a 400lb musical note with 28,140 LEDs. - Boise, ID, drops a glowing potato. - Key West, FL, drops an eight-foot ruby-red heel—complete with a drag queen inside! - In Spain, revelers gulp down 12 grapes—one for each midnight chime—to bring luck for each month - Denmark - Danes toss old dishes at friends' doors—large piles of broken crockery at dawn are seen as tokens of good luck. What a year! - So many themes in 12 months - AI, Tariffs, War and Trade War, Fat drugs, Deglobalization - Data centers, semiconductors, and supporting infrastructure like power and cooling systems. - Approx: DJIA +13.5%, SP500 +17%, NASDA +21%, BTCUSD -7.6%, Gold +64%, SLV +145%, $DXY -9.5%, EEM +30% - 2026 - Opportunities and Auld Lang Xiety (Tech still looks frothy in certain names) Top New Year's Resolutions - Exercise More - Eat Healthier - Save More Money/Get Out of Debt - Be Happy/Improve Mental Health - Lose Weight - Spend More Time with Family & Friends - Learn a New Skill/Hobby - Get Organized Active Management (Funds) - Same report annually - A small group of tech super stocks accounted for an outsize share of returns in 2025, extending a pattern in place for the better part of a decade. - Around $1 trillion was pulled from active equity mutual funds over the year, marking an 11th year of net outflows, while passive equity exchange-traded funds got more than $600 billion. - The concentration of gains in a few stocks made it harder for active managers to do well, with 73% of equity mutual funds trailing their benchmarks this year, the fourth most in data going back to 2007. - BUT, there are some areas that it makes sense for active management ---- Equity vs Fixed income and reasoning --- Efficient markets, boots on the ground Fat Pill - The FDA has approved the first-ever GLP-1 pill from Wegovy maker Novo Nordisk. - Novo Nordisk said the starting dose of 1.5 milligrams will be available in early January in pharmacies and via select telehealth providers with savings offers for $149 per month. - The approval gives Novo Nordisk a head start over chief rival Eli Lilly, which is racing to launch its own obesity pill. - Packaged food makers and fast-food restaurants may be forced to overhaul more of their products next year as newly approved, appetite-suppressing GLP-1 pills become available in January PowerBall - A ticket sold in Arkansas scored a $1.8 billion Powerball jackpot after Wednesday night's draw — one of the richest lottery prizes in U.S. history, landing just in time for Christmas. - The payout soared after last Monday's drawing produced no winners, with last-minute ticket sales pushing the jackpot to $1.817 billion. That makes it the second-largest U.S. lottery prize ever and the biggest Powerball of 2025, the lottery website said on Thursday. - The winning numbers — 4, 25, 31, 52, 59 and the Powerball 19 - Odds: one in 292.2 million. Silver - Amazing year! - Sunday night futures - >$83 then turned hard lower| - Down 7% on Monday - Range $83 - $71 (15%) for the day - Some rumors about a bank collapse due to wrong way position on Silver - forced liquidation and covering.... ----- Hard to believe that a bank was short that much silver - but..... SoKo Breach - South Korean online retail giant Coupang said it will offer 1.69 trillion South Korean won ($1.17 billion) in compensation to 34 million users affected by a massive data breach disclosed last month. - That is about 4% of Coupang's annual revenue - but a big chunk of their profit - $34 per user NVDA Deal - Nvidia has yet to issue a public announcement or disclosure regarding its $20 billion Groq deal that CNBC was first to cover on Wednesday. - Groq described the deal as a “non-exclusive licensing agreement,” a tool that's been used by tech giants of late in part to avoid regulatory scrutiny. - Analyst: “Antitrust would seem to be the primary risk here, though structuring the deal as a non-exclusive license may keep the fiction of competition alive,” Bernstein's Stacy Rasgon wrote in a report. - Groq will remain an independent company (?) GDP Consumption - Something is a bit off.... - With the marketplace costs increasing, this may be more than a one-off expenditure Q3 GDP Surge Russia/Ukraine - Less that an hour after the White House claimed great movement toward peace - Russian President Putin told President Trump that Russia will revise its negotiating position, raising questions over prospects for peace deal - Russian Foreign Minister Sergei Lavrov says Ukraine tried to attack Russian President Putin's residence - Does anyone even listen to the crap coming out of the White House anymore? - Did you hear Lutnick trying to explain the 600% reduction in costs for pharmaceuticals? Math wizards! - - For 2026, my wish is that they continue to work on the job at hand and just shut up Just for fun - Who is biggest drinker of spirits? - While there's no single official "heaviest drinker," legendary wrestler Andre the Giant is widely cited as having unmatched capacity, famously downing 119 beers in one sitting (or even up to 156 in other accounts) Oil - Crude oil futures down about 9.5% YTD - Much of the drop due to pick up in production (supply/demand) - Still a floor with as Russia, Nigeria, Venezuela etc - What will it take to move up? Best Auto Stock for 2025? - GM! Better than ford, Tesla and others (up 55%) - best year from coming out of bankruptcy in 2009 - Ford up 35% - Mary Barra, CEO selling into the strength - $73 M sold this year (Position down 73% from what she held last year) - - - Barra has contended for years that stock undervalued. With all of these say what does that say now? --- Would she ever say shares are overvalued? More fun stats - A peer?reviewed 2025 study estimates AI data centers (including indirect usage from electricity generation) consumed 312–765 billion liters of water annually. That's more than all bottled water consumed worldwide each year - Direct (on-site) water is used for cooling servers via systems like cooling towers or liquid loops. Indirect (off-site) water stems from electricity generation—particularly from thermal and nuclear plants, which require significant cooling resources - ??? Estimates suggest a single standard AI prompt (about 100 words) is linked to around 1.5 liters of water—accounting for the entire chain of consumption. (This is total usage from cooling powr consumption, electricity generation) - Global AI workloads consumed 50–60 terawatt-hours (TWh) in 2025—roughly the annual electricity use of a medium-sized country like Switzerland. - By 2030, AI-related electricity demand could reach 300–500 TWh annually, according to energy analysts—comparable to the entire electricity consumption of countries like France. Over to Iran - President Trump tells reporters that if Iran is building up its nuclear program, the U.S. will have to "knock them down" again --- Wait - I thought we destroyed all of their nuke aspirations??? - - - AND - Iran's currency hit a record low, triggering wave of protests, according to Bloomberg Fed News - Top Fed Chair Candidate Odds Narrow Again, With Hassett at 43% and Warsh at 35% - President Trump still angry at Powell 0threating to sue for incompetence Odd - Tesla Inc. published a series of sales estimates indicating the outlook for its vehicle deliveries may be lower than many investors were expecting. - The carmaker posted estimates showing analysts on average expect the company to deliver 422,850 cars in the fourth quarter, down 15% from a year earlier. - Tesla is on course for its second consecutive drop in annual vehicle sales, with the company compiling an average estimate for 1.6 million deliveries, down more than 8% from a year earlier. - These are estimates published by analysts - Tesla put on its own site - WHY? End of Year Stat - The U.S. national debt is climbing at a rapid pace and has shown no signs of slowing down despite the growing criticism of massive levels of government spending. - The national debt, which measures what the U.S. owes its creditors, rose to $38,386,384,190,622.68 as of Dec. 30, according to the latest numbers published by the Treasury Department. - That is an increase of about $5.8 billion daily - ~$18 per person in the US per day increase ($7,300) - or about the monthly price of leasing a small Mercedes - Each person in US owes approx $128,000 Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

In this episode of the Life Legacy Podcast, host Jaxon Cummings sits down with entrepreneur and leader Hondo Vargas, whose life story spans political upheaval, deep personal loss, faith, and business success.Born in Chile, Hondo's childhood was marked by dramatic upheaval when his father became a political target after a government coup, forcing his family into poverty and exile. After rebuilding their lives in Venezuela, Hondo later immigrated to the United States at 21 years old with limited money and no English skills — driven purely by determination and a love for challenge.Hondo shares deeply moving experiences as a father, including the loss of his infant daughter, his unwavering faith in God, and how grief strengthened his conviction rather than broke it. He opens up about surviving a near-fatal cycling accident, building multiple multimillion-dollar marketing agencies, exiting companies successfully, and eventually shifting his focus toward meaning, family, and legacy.Today, Hondo is building Club Paddock alongside his son — a community-driven social club for high-level entrepreneurs — as a way to stay connected, pass on wisdom, and prioritize what matters most. The conversation weaves together faith, fatherhood, resilience, leadership, and the pursuit of meaningful success.Key Themes & TakeawaysChallenge Creates IdentityHondo is fueled by obstacles. Every major success in his life began as a challenge he refused to back down from.Faith Through GriefThe loss of his daughter deepened — not weakened — his faith. He believes conviction requires action, not just belief.Fatherhood as the Highest TitleDespite business success, Hondo sees being a father as his greatest achievement and source of fulfillment.From Survival to LegacyFrom political exile and poverty to entrepreneurship and community-building, Hondo's life reflects intentional growth.Chase Meaning, Not MoneyHondo's core philosophy: create overwhelming value and meaning first — money follows naturally.Building Relationships Before TransactionsClub Paddock was designed as a safe, authentic space for relationships, not sales pitches.CONNECT WITH HONDO VARGUS*Instagram - https://www.instagram.com/hondo.vargas *Club Paddock -  https://clubpaddock.com/ or https://www.instagram.com/clubpaddock_/?hl=en LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.com*Sponsor Us - lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  

We continue our 2025 End Of Year look...Looking for clarity on your next daily driver? We put two very different paths under the microscope: Volvo's 2025 EX40 Twin Motor Ultra with its tight, tech-forward approach to electrification, and Chevrolet's 2026 Tahoe Premier 4WD with big V8 torque, real towing, and road-trip comfort. The contrast reveals what you truly trade—time at chargers for quiet torque, touchscreen taps for minimal cabin clutter, and fuel costs for full-size capability.We start with the EX40's foundations in the XC40 platform and talk through what carries over and what improves. Pixel headlight tech, a 12.3-inch driver display, and a nine-inch center screen give the EV a modern face, but burying basic functions in software adds friction—like needing four taps to power down. We share cost-per-mile numbers from a 270-mile run, why a slightly faster charge still matters, and how the twin-motor setup's 402-hp equivalent translates to daily confidence. Safety pedigree remains a Volvo hallmark, but we ask the hard question: does the interface help or get in the way?Then we climb into the Tahoe Premier. A 6.2-liter V8 paired with a 10-speed transmission delivers 420 horsepower, 460 pound-feet, and up to about 8,200 pounds of towing, backed by Magnetic Ride Control and a surprisingly maneuverable feel for its size. Inside, the horizontal 17-inch infotainment display and 15-inch head-up display keep vital info easy to parse, while optional rear screens keep passengers entertained. We compare it directly with Ford Expedition, Toyota Sequoia hybrid, Nissan Armada, and GMC Yukon, and weigh where the Tahoe earns its price: space, visibility, and hardware that just works.Between test drives, we take a joyride through 1970s custom van culture—shag carpet, side pipes, and airbrushed fantasy—and swap stories on the “five worst cars,” from Pinto to Aztek, separating legend from reality. By the end, you'll know whether you're better off with an EV that prioritizes safety and sleek software or a full-size SUV that delivers straightforward strength and family-ready comfort.If you enjoyed this review mashup and the car-culture detour, follow, share with a friend, and leave a rating. Tell us: are you team EX40 or team TahoeBe sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

We wrap up the year with two radically different drives, one honest verdict. We put the 2025 Mazda MX-5 Miata through its paces to see if a featherweight roadster with a manual top and a “butter” shifter still delivers peak driving joy in a world of screens and mega-SUVs. Then we jump into the 2025 GMC Acadia Denali to test whether a quiet, tech-rich, seven-passenger family hauler can feel premium without feeling ponderous, and how its turbo power, towing rating, and Denali hardware stack up against segment favorites.We start with design that tells the truth. The Miata's long hood, short deck shape and crisp fender lines aren't nostalgia plays; they're a blueprint for balance and feedback. Inside, space is tight by intent, storage is minimal, and everything you touch feels straightforward and well judged. The two-liter engine's 181 horsepower rides an ideal power-to-weight ratio, delivering real-world pace, great fuel economy, and handling that begs for backroads. We underline who it fits, who it doesn't, and why its clarity of purpose is its superpower.From there, we scale up to the Acadia Denali and its different kind of promise: room for seven, quiet cruising, and tech that actually helps. The 15-inch center display, 11-inch driver cluster, surround-view cameras, rear camera mirror, and one-touch folding third row raise daily ease. The turbo 2.5 with 328 horsepower and a 5,000-pound tow rating brings capability, while the Denali's suspension tuning keeps it poised. We parse real-life fuel economy, pricing that climbs with options, and comparisons to the Kia Telluride and Chevrolet Traverse to help you decide if the Denali premium is worth it.We close by getting real about classic cars: rare parts, higher maintenance costs, limited safety, storage and theft risks, and why resto-mods can be both dream and headache. Plus, a tour through banned, crushed, and forgotten muscle legends that almost changed the landscape. If you love driving feel, need family flexibility, or dream of garage icons, this review gives you the tradeoffs and the wins. Enjoy the ride, then share your pick, subscribe for more real-world reviews, and leave a rating to help other car lovers find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Ready for a real-world look at two very different small SUVs? We put the 2025 Subaru Forester Premium Hybrid AWD and the Kia EV6 GT-Line AWD through their paces and compare what matters when you're not reading a brochure. From highway range and cabin comfort to pricing ladders and charging access, we cut through the noise and share where each vehicle genuinely excels.We start with the Forester Hybrid's practical package: wide-opening doors, an insulated windshield that calms road noise, and a friendly cabin anchored by a 12.3-inch digital cluster and 11.6-inch infotainment screen. The 2.5-liter boxer with dual motor-generators delivers 194 horsepower and relaxed pace, while our 32.3 mpg over nearly 400 miles shows the kind of efficiency you can bank on. We break down the cost to step into the hybrid trim and how it stacks up to the CR‑V Hybrid, RAV4 Hybrid, Sportage Hybrid, and CX‑50 Hybrid so you can make the numbers work for your commute and weekend runs.Then we shift to the Kia EV6 GT-Line AWD, a standout with fresh styling, a sweeping display, and a smart center console that actually improves daily use. Instant torque, refined manners, and a realistic 275-mile range make a strong case for drivers with home charging and predictable routes. We're candid about pros, cons, and pricing—what surprised us, what didn't, and why the EV6 still feels special even as the segment heats up.To round things out, Jeff shares straightforward tips for starting a car collection on a budget: pick a theme, plan storage, network for knowledge, and build a list before you buy. Whether your heart leans hybrid practicality or EV excitement, you'll leave with clarity about which trade-offs fit your life. If you enjoy transparent reviews and useful takeaways, follow the show, share this episode with a friend, and leave a quick review so we can help more drivers find the right ride.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Big power, big space, and even bigger holiday plans. We put the all-new 2025 Ford Expedition Max under the microscope, from its streamlined grille and clever two-piece tailgate to a fully revamped interior with twin screens and a sliding center console that actually changes daily usability. With 400 horsepower, 480 lb-ft of torque, and up to 9,000 pounds of towing, the Max Platinum proves it can haul, cruise, and carry with confidence. We share true-to-life fuel economy, where it shines on ride quality, and why a hybrid option could be the smartest next step. Plus, we stack it against Suburban, Yukon XL, Sequoia, and Armada to help you decide what belongs in your driveway.Then we hit the map with road trips that wrap driving fun in holiday magic. Start in Chicago and glide to Frankenmuth's Little Bavaria charm and Bronner's Christmas Wonderland. Chase lights and live music across the Texas Hill Country, from Grapevine to Fredericksburg to San Antonio's River Walk. Crave snow? Cross the Cascades to Leavenworth, Washington, for carolers, nutcrackers, and alpine energy. Prefer a slower pace? Wander Asheville and the Blue Ridge Parkway to see the Biltmore Estate sparkle, or make a quick East Coast run from Philadelphia's Christmas Village to New York City's iconic tree and window displays.We close with a no-nonsense guide to RV laws that keep your holiday rolling instead of ruined. Learn why overweight rigs are dangerous and costly, where parking gets you ticketed, how propane rules shift by state, why belts matter for every passenger, and what boondocking boundaries you must respect. Whether you're picking a full-size SUV or plotting a festive escape, you'll leave with practical insight, smart safety tips, and a shortlist of destinations worth the drive. If you enjoyed the ride, follow the show, share it with a road trip friend, and drop a review telling us where you're heading next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Patriot games are coming. Larry Ellison in the spotlight. Hi Ho Silver and away! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - ELON gets his $$$ - Kids account challenge - Patriot games are coming... Markets - Not much headwinds - EOY approaching - Analysts predicting SP500 for 2026 - 7,500 (12% upside) - More Oracle back and forth - Gold and Silver Elon - Elon Musk's net worth surged to $749 billion late Friday after the Delaware Supreme Court reinstated Tesla stock options worth $139 billion that were voided last year - He also recently received a $1T pay plan approval - Jeff Bezos, Mark Zuckerberg, and Jensen Huang combined - His fortune exceeds the GDP of nations like the Netherlands, Saudi Arabia, and Switzerland. - He is richer than every country in Africa by GDP - He is projected by some reports to become the world's first trillionaire by 2027 When did Larry Ellison and Oracle become newsworthy? - Every day in the news.... - Larry Ellison NOW Personally Guarantees Paramount Bid for Warner Bros. - The announcement of Mr. Ellison's personal guarantee is meant to address concerns that the Warner Bros. Discovery's board had expressed about Paramount's original offer. - Helping out sonny-boy? More Oracle - Oracle stock slid after a report that Blue Owl Capital won't back a $10 billion data center for OpenAI. (Michigan) - Oracle has $248 billion in lease commitments for data centers and cloud capacity commitments over the next 15 to 19 years. - Oracle later responded to the FT report, saying the project was moving forward and that Blue Owl was not part of equity talks. EVEN MORE! - Multiple media outlets, including the Associated Press, reported that ByteDance has reached an agreement with Oracle ORCL, Silver Lake, and Abu-Dhabi-based MGX to set up a joint venture for TikTok's US operations. Oracle will hold a 15.0% stake in the new entity, while ByteDance will retain a 19.9% stake. - The important thing her is that TikTok stays as a major tenant of OCI as ORCL needs this cash flow... - Of all of the items, this may be why ORCL stock has bounced te last few days. Congressional Ban - A vote on legislation banning members from owning or trading stocks could get a vote in the new year, according to House leadership and Republican members. - President Donald Trump has said he supports a congressional ban but has pushed back on versions that include the executive branch. - Basically this bill would prohibit the ownership of individual stocks by congress Over to Japan - Bank of Japan raises benchmark rates to highest in 30 years, lifting 10-year JGB yield past 2% - Yen still VERY weak - trading at 157/USD - (problematic) - The BOJ said that real interest rates are expected to remain “significantly negative,” adding that accommodative financial conditions will continue to firmly support economic activity. - The yen weakened 0.25% against the USD after the decision - therefore still dovish and stimulative Economic Numbers - Estimates, partial numbers and best guesses. OH, 2-month averaging as well - The Bureau of Labor Statistics reported that the annual headline inflation rate and core CPI rate for last month were 2.7% and 2.6%, respectively, well below expectations. - Due to government shutdown, BLS to make certain methodological assumptions about the prior month's inflation levels. - Those assumptions in the methodology were not clear to economists and were not fully explained in the release. - Here is a big issue: The price changes in October for the OER (owners equivalent rent) appear to have been “set to zero.”  Sports Prediction Markets - Sports is fueling the growth and is forecasted to make up 44% of volume as prediction markets mature. - According to one expert: the fundamental elements of consumer demand and an array of diverse brands looking to meet that demand are clearly in place - Sportsbooks are getting a bit nervous.... First Dell, then... - Billionaire hedge fund manager Ray Dalio of Bridgewater Associates and his wife, Barbara, committed to seed Trump accounts for approximately 300,000 children in Connecticut. - Following the Dells' pledge, the funds will be aimed at kids who live in a Connecticut ZIP code where the median income is less than $150,000. - The Dalio grant will fund $250 per child for approximately 300,000 children in Connecticut. This applies to children who live in a ZIP code where the median income is less than $150,000. About 87% of Connecticut ZIP codes meet that criteria, according to a CNBC analysis of Census Bureau data. - “Ray has joined what we are calling the 50-state challenge,” Treasury Secretary Scott Bessent said in a press conference on Wednesday. - A growing number of companies have announced they would match contributions to Trump accounts for their employees, including BNY and BlackRock. Patriot Games (Hunger Games?) - Trump announced: The Washington Monument will be illuminated with festive lights, a triumphal arc will be constructed and the “Patriot Games” will commence. The games are an “unprecedented four-day athletic event featuring the greatest high school athletes: one young man and one young woman from each state and territory. - Uhhhhhh "And so it was decreed that, each year, the various districts of Panem would offer up, in tribute, one young man and woman to fight to the death in a pageant of honor, courage and sacrifice. (Hunger Games 2012) - What next - PURGE NIGHT? Fed Pick - Now it seems as if it is a 4 person race... - President Trump says "Nowadays, when there is good news, the market goes down because everybody thinks that interest rates will be immediately lifted"; says "I want my new Fed Chairman to lower interest rates if the market is doing well"; says "Anybody that disagrees with me will never be the Fed Chairman!" San Fran Blackout - Alphabet-owned Waymo resumed its robotaxi service in the San Francisco Bay Area Sunday evening after pausing it amid widespread blackouts that had affected their vehicles' behavior. - Waymo said it worked with city officials throughout the blackout and had “proactively” initiated a temporary suspension of its service. - Interesting point there - what happens when grid disruptions for internet with self-driving Angry Shareholders (For a minute) - Tricolor CEO Daniel Chu directed a deputy to send him $6.25 million in bonuses in August, weeks before the company filed for bankruptcy, U.S. prosecutors alleged. - Subprime autofirm that had alleged fraud - This happens all the time - Big issue to keep alert to is the news about "Subprime" WEED - Trump's executive order shifts cannabis from Schedule I to Schedule III, easing research, banking and tax restrictions and marking the biggest federal cannabis policy change in decades. - Shares of cannabis conglomerates were down following the announcement, likely from worries of new competition from international companies. - NOT legalization - NOT for recreational use... - Banking, Institutional capital ..... OpenAi - Beggars cup continues - OpenAI is in initial discussions to raise at least $10 billion from Amazon.com Inc. and use its chips, a potential win for the online retailer's effort to broaden its AI industry presence and compete with Nvidia Corp. - The deal under discussion could value OpenAI north of $500 billion and see it adopt Amazon's Trainium chip, a person with knowledge of the matter said, asking to remain anonymous to describe private negotiations. - Talks, however, are at a preliminary stage and terms could change, the person added. High Ho Silver and Away! - Silver up 135% YTD - Gold up 70% - Best year since strongest annual performance since 1979 for Gold - 1970's was inflation, USD weakening, Energy crisis. - What is similar/different now? (Big difference is buying up (China, Poland, Turkey, India) Light menu - Darden Restaurants will roll out a new lighter portion entrées menu at all Olive Garden locations in January, the company announced during its quarterly earnings call last Thursday. - Citing affordability: "Olive Garden has seen a double-digit increase in affordability perceptions from guests who order from the lighter portions menu and an increase in frequency among these guests, which should help build traffic over time," Cardenas said. - Sooooo 0 due to high costs, Americans are cutting back on food? - If it were for weight loss, no need for Oliver garden to cut back on portions as most inedible anyway... Copper - Copper prices topped $12,000 a ton for the first time, extending the metal's recent bull run as mine outages add to concerns about supply. - The threat of US import tariffs on the metal has also been an important factor pushing up prices this year, with copper piling up in American warehouses. - Industry analysts have said that much of the richest and most easily accessible mining resources are now exhausted, and experts are warning that the market is on the cusp of a major deficit. Jim Beam - Bourbon maker Jim Beam is halting production at one of its distilleries in Kentucky for at least a year as the whiskey industry navigates tariffs from the Trump administration and slumping demand for a product that needs years of aging before it is ready. - Jim Beam said the decision to pause bourbon making at its Clermont location in 2026 will give the company time to invest in improvements at the distillery. The bottling and warehouse at the site will remain open, along with the James B. Beam Distilling Co. visitors center and restaurant. - The percentage of U.S. adults who say they consume alcohol has fallen to 54%, the lowest by one percentage point in Gallup's nearly 90-year trend. Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Prices keep climbing, patience keeps thinning, and the smartest car on the lot might be the one that's two or three years old. We sit down to explore why a crowd-pleaser like the VW ID. Buzz is slipping from the U.S. launch calendar, how an $80,000 price tag changes the conversation, and where EVs still struggle to deliver everyday convenience for people without home charging. From the Detroit Auto Show preview to the North American Car, Utility, and Truck of the Year buzz, we connect the headlines to real buyer decisions.Our take on affordability gets practical fast: a $5,000 difference can flip a purchase when the competing vehicle offers more features or utility. We break down why late-model off-lease cars remain the sweet spot, even as the market feels the aftershocks of COVID-era production cuts. Then we zoom out to tariffs and USMCA dynamics shaping what gets built in the U.S., and why the playing field among American, European, and Asian brands feels more level than ever. With fewer true lemons on sale, lifetime cost and ownership experience become the real story.Reliability and complexity take center stage as we examine turbo longevity, hybrid durability, and the sticker shock of modern repairs, like a $6,000 turbo swap. On the EV front, the pain points are clear: battery longevity anxiety, charging standards and adapters, and the simple truth that the five-minute gas stop still fits many lives better than public chargers. We round things out with a quick, candid guide to RV laws most people ignore, from weight limits and seatbelts to boondocking and propane safety.If you care about getting the best value for your money, understanding how policy nudges production, and choosing tech that won't bite you later, you'll find this conversation timely and useful. Tap follow, share the show with a friend who's car shopping, and leave a quick review telling us your best recent buy and why it worked for you.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

A twelve-year-old car can be a trusty friend or a looming money pit—and most of us don't know which until a big repair lands in our lap. We sat down with RepairSurge CEO Jon Vorisek to unpack a clear, data-driven way to decide whether to fix an aging vehicle or sell it with confidence. Drawing on usage patterns across manuals for 10,000+ models, John breaks down which repairs usually pay for themselves and where to draw the line using a simple 50-75-100 percent framework tied to your car's value.We walk through real-world scenarios—the “cheap” cabin filter buried behind a dash, DIY oil changes that aren't worth the disposal hassle, and the stealth costs of design choices that turn a $20 part into a two-hour job. You'll learn how the buyer's “uncertainty tax” works when selling a car with issues, why repairing before selling can net more money, and how to compare total cost of ownership per mile if you're eyeing a used replacement. John also shares the evolution of RepairSurge from a CD-ROM to a cloud platform with step-by-step procedures, wiring diagrams, torque specs, and live parts pricing you can pull up on any device.We round things out with quick hits from the automotive world: Formula 1's 2026 pivot to lighter, smaller cars aimed at better racing, NHRA team moves, NASCAR charter dynamics, and a tour through auto history from Lincoln's aircraft roots to the Superbird's NASCAR quirks. Plus, we touch on today's market headwinds—from tariffs to a cooling EV demand curve—and why those forces shape what we buy, fix, and sell.If you've got a high-mile car and a tough decision, this conversation gives you the math, the context, and the confidence to choose well. Listen, share with a friend who's debating a big repair, and subscribe for more smart, practical car talk.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Want to know what actually moves the needle in modern Top Fuel? We bring Antron Brown into the shop and pull the tarp back on the Performance Racing Industry show, the small edges that decide Sunday, and the strategy behind building a champion when the big power gains are gone. This is a story about tools, people, and timing.We start where the real work happens: aisles of new coatings, valves, intakes, CNC upgrades, and welders that shave hours in the shop and deliver repeatable performance at the track. Antron explains how PRI helps teams compare innovations, strike deals, and spot the one tweak that becomes a tenth. From Machinery Row to limited-time discounts, it's the tech pipeline that fuels a season.Then we dig into 2025. The car was fast and qualified near the front, but razor-thin margins swung the wrong way. Antron talks candidly about matchup luck, when to roll the dice, and when spinning the tires is a self-inflicted wound. With the field locked on power, he outlines the next frontier: process. Enter John Medlen, joining Brian Corradi and Brad Mason to sharpen R&D, discipline, and the tiny checks that make a setup repeatable. With AB Fab, the team can machine, iterate, and respond faster than the calendar.We also explore a second AB Motorsports car with Angelle Sampey. The plan is careful, built on seat time, system comfort, and sponsor partnerships that make growth sustainable. Antron's history with Angelle—back to U.S. Army Pro Stock Motorcycle—shows why trust compounds speed. And yes, the rival to beat is clear: Coletta Motorsports. The path forward is equally clear—do the small things right, every round.If you love racing tech, team-building, and the mindset that wins when everyone is fast, this one's for you. Tap play, subscribe for more deep dives, and leave a review with the sharpest insight you picked up—what detail do you think decides a title run?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Engines draw a crowd, but design keeps people talking. From a lively morning at Tailpipes and Tacos, we sit down with architect and hot rodder Marshall Reed to explore how a thoughtfully built '32 Ford roadster can bridge craftsmanship, culture, and the pure joy of driving. His satin black, brushed finish and hand pinstriping show how restraint and texture can be more striking than a mirror glaze, while a ZZ4 350 and Tremec five-speed deliver the kind of engagement only a three-pedal car can give.We trade stories from the Austin Roundup—how the vibe shifted from tripod-friendly nights on South Congress to curated, policed corridors—and what that means for today's scene. The conversation widens to the Houston Roadster Club and Bruce's Rod Shop, where builds become classrooms and new enthusiasts find mentors. Then a Brazilian-market VW Bus, complete with curtains, becomes a perfect metaphor: remove one small detail and it's just a bus; add it back and a whole lifestyle appears. That's the heart of customization—small, intentional choices that turn a parts list into a personality.Between laughs and margaritas, we detour into delightfully odd racing formats—lawnmowers, figure-eight trains, and a pig-hauling tractor sprint in Tillamook County—before grounding the show with a clear-eyed look at the Tricolor bankruptcy and how to protect yourself with titles, financing, and trustworthy dealers. We wrap with automotive history notes that connect Pontiac's streamlined 1937s, Chrysler's wedge V8s, Corvette's production leap, and the first-gen Prius—all milestones that show how innovation and accessibility keep car culture moving.If you love hot rods, design details, and the community that makes it all possible, you'll feel right at home. Subscribe, share with a fellow gearhead, and leave a review telling us the one small detail that makes a car unforgettable.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Step into a Texas cruise-in where the smell of fajitas meets fresh tire shine and a toy drive turns a casual meet into a community mission. We're live from Tailpipes & Tacos, swapping stories with Sheila about drag racing memories, family traditions, and a simple idea with big impact: a kids' car show that teaches respect for classics from day one. From pedal cars with grandkids' names to the unwritten “look, don't touch” rule, we map how the next generation learns to love cars the right way.We also get practical. Jeff's Motor Minute lays out a winter driving plan you can use tonight: real winter tires with the mountain-snowflake symbol, steady inputs on slick roads, and a trunk kit stocked with blankets, food, lights, and tools. Then we get hands-on with the refreshed Kia EV6—distinctive design, comfortable cabin, and usable tech—while calling out the real-world range and the ongoing headache of public charging. The verdict: EVs can be great, but for many drivers, hybrids offer the sweet spot of power, efficiency, and freedom from range anxiety.What ties it all together is the vibe: no politics, no drama—just friends, family, and machines that bring people closer. You'll hear why this meet feels different, how small acts like donating a toy build a bigger culture, and what to consider when choosing your next daily driver. If you love honest car talk, warm community energy, and tips you'll actually use, this one's your lane.If you enjoyed the show, follow and subscribe, share it with a car friend, and leave a quick review—what's your favorite cruise-in story?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

SpaceX IPO coming – huge increase in valuation over past 3 months Happy Hanukah – Eight Crazy Nights Now Kevin AND Kevin PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Last Chance for CTP Cup 2025 participants - Happy Hanukah - Eight Crazy Nights - Sad News - Rob Reiner - Fed decision is out.... - Overdue eco reports coming this week Markets - Oracle still problematic - SpaceX IPO coming - huge increase in valuation over past 3 months - Another Bankruptcy - cleaning up is not good business - Oh my - Now Kevin AND Kevin - Weight loss game continues - One thing saved for last - a doozie... Tesla -  - All time High - Prospect of Robotaxi - Even though sales hitting multi-year lows Wall Street Never Sleeps? - Nasdaq files to extend trading to 23 hours on weekdays - Banks concerned about investor protections, costs, liquidity, volatility risks of nonstop trading - Proponents argue round-the-clock trading benefits global investors - That may create some additional volatility potential SpaceX - SpaceX aims for a potential $1.5 trillion market cap with an Initial Public Offering in 2026, which could become the largest IPO in history - July 2025 tender valuation was $400B - Dec 14th (4 months later) $800B - Starlink is the primary money winner of this deal - Tesla shares climbing even with nothing behind it - seemingly in sympathy for this IPO ---- TESLA does not have ownership of SpaceX - OH - this could be the reason....U.S. deliveries dropped significantly in November—the lowest since early 2022—but this weakness has been overshadowed by the enthusiasm for autonomy. Rob Reiner - A son of legendary Hollywood director Rob Reiner and his wife, producer Michele Singer Reiner, Nick Reiner, is being held on suspicion of murder following their deaths, according to Los Angeles Police Department Chief Jim McDonnell. He's being held on $4 million bail. - Citing law enforcement sources and family friends, ABC News reported on Monday that Nick Reiner had recently returned to live at his parents' South Chadbourne Avenue home. The move was described as a temporary arrangement intended to help him stabilize. - Not going to discuss the Truth Social post about this tragedy HEADLINE ALERT - "Copper could hit ‘stratospheric new highs' as hoarding of the metal in U.S. continues" - Copper has gone from 5.77 to 5.30 (July to today) - 6 Tops at this price since 2011 - Not seeing this as per the headline - seems like a Hunt Brothers special from the 1980s - CORNERING THE MARKET ---1980 - Silver went from $11 to $50 then crashed, bankrupting the Hunt Bros - after COMEX changed rules forcing them to cover positions Bankruptcy - After 35 years, the maker of the Roomba robot vacuum filed for bankruptcy protection late Sunday night. Following warnings issued earlier this year that it was fast running out of options, iRobot says it is entering Chapter 11 protection and will be acquired by its contract manufacturer, China-based Picea Robotics. - The company says it will continue to operate “with no anticipated disruption to its app functionality, customer programs, global partners, supply chain relationships, or ongoing product support.” - Remember that Amazon  - The Amazon buyout of iRobot, maker of Roomba, was announced in 2022 for $1.7 billion but ultimately failed in January 2024 due to significant regulatory pushback, primarily from the EU, over anti-competitive concerns. -- Amazon walked away with a $94 million termination fee Fed Pick - President Donald Trump said Friday that Kevin Warsh has moved to the top of his list as the next Federal Reserve chair, though Kevin Hassett also remains in contention, according to the Wall Street Journal. - Interesting that this comes days after Hassett said that we would not let outside suggestions influence his voting - ---In addition to putting heavier weight on Warsh getting the job, Trump repeated an assertion he has made in the past that the Fed chair ought to consult the president about interest rate decisions. - Also of interest, prediction markets had Hassett at 95% probability - now it moved to 50% - big payday for people in the know. Housing Prices - Average home price is DOWN on  year-over-year basis - First time on national level since 2024 - Active listings in November were nearly 13% higher than November 2024, but new listings were just 1.7% higher --- Houses are on market longer - - Prices in Austin, Texas, are down 10% from last year; in Denver, they're down 5%, according to Parcl Labs. Tampa, Florida, and Houston both saw prices fall 4%, and Atlanta and Phoenix saw price decreases of 3%. More Hosing Related -  Zillow shares plunged more than 9% on Monday on worries that the online real estate platform could have a big new competitor: Google Search. - Google appears to be running tests on putting real estate sale listings into its search results. Overdue Eco  - Black Hole - The U.S. Bureau of Labor Statistics on Tuesday releases its long-awaited combined employment reports for October and November, but a number of key details will be missing after the government shutdown prevented data collection, including October's unemployment rate, resulting in the first-ever gap in that critical data series since inception in 1948. - NICE JOB GANG! - Some of the data will be estimated. - It said it would not publish the headline CPI number or the so-called core CPI, which strips out the volatile food and energy components, for October. "BLS cannot provide specific guidance to data users for navigating the missing October observations," the agency said. Some Updates - Some info coming in are estimates - some delayed - Unemployment at 4.6% - Latest report shows +64,000 added - ISM Manufacturing and Non-manufacturing - both slowed over the last month The Fed - Meanwhile the Fed cuts rates.... - A Federal Reserve split over where its priorities should lie cut its key interest rate Wednesday in a 9-3 vote, but signaled a tougher road ahead for further reductions. - The FOMC's “dot plot” indicated just one more reduction in 2026 and another in 2027, amid considerable disagreement from members about where rates should head. - In addition to the rate decision, the Fed also announced it will resume buying Treasury securities. The central bank will start by buying $40 billion in Treasury bills, beginning Friday. - Markets were all over the place on this as it was a little confusing at first - then it seemed that everyone loved (for one day) - Why is the Fed moving up Treasury purchases to "immediately" from a few months from now? - AND - dissension ! A larger group  that usual of regional Fed bank presidents signaled they opposed the cut, and six policymakers said the benchmark federal funds rate should end 2025 in a range of 3.75% to 4%, suggesting they opposed the move. - Long bonds have not moved at all on this news. Costco Earnings - Costco beat Wall Street's fiscal first-quarter sales and revenue expectations. - Sales rose 8.2% and digital sales jumped 20.5% compared with the year-ago quarter. - Costco surpassed Wall Street's quarterly expectations and posted year-over-year sales growth of 8.2% as the retailer attracted more digital sales and opened new locations. - Earnings per share: $4.50 vs. $4.27 expected - Revenue: $67.31 billion vs. $67.14 billion expected - Costco does not provide year ahead guidance - Shares down from a recent high of $855 Costco Fun Facts - About 4.5 million pies were sold in the three days before Thanksgiving, which is equivalent to roughly 7,000 pies per warehouse. -  These were bakery pies (e.g., pumpkin, apple), - Costco had more than $250 million in non-food online orders on Black Friday, a record for Costco's U.S. e-commerce business. - Approximately 358,000 whole pizzas were served at Costco's U.S. food courts, a 31% jump from last year. (500 pizza's per store) Fat No More - Retatrutide - Eli Lilly said its next-generation obesity drug delivered what appears to be the highest weight loss seen so far in a late-stage trial and reduced knee arthritis pain, clearing the first of several upcoming studies on the weekly injection. - In a 48-week Phase 2 study, participants on the highest dose lost an average of 24% of their body weight. - Recent Phase 3 results showed patients on the highest dose lost an average of 28.7% of their body weight after 68 weeks. - The trials also showed improvements in related health conditions, including knee osteoarthritis pain, blood pressure, and liver fat - This triple action is what makes retatrutide potentially more effective for weight loss than existing medications like Zepbound (tirzepatide), which targets two receptors, or Wegovy (semaglutide), which targets only one. Paypal - PayPal Holdings Inc. applied to become a bank in the US, looking to take advantage of the Trump administration's openness to financial-technology companies entering the banking system. - The payments-focused firm submitted applications to the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions to form a Utah-chartered industrial loan company, PayPal said in a statement Monday. - If approved, PayPal Bank would help the firm bolster its small-business lending capabilities, according to the statement, which said the company has provided access to more than $30 billion in loans and capital since 2013. Ford - Management Confused - Instead of planning to make enough electric vehicles to account for 40 percent of global sales by 2030—as it pledged just four years ago—Ford says it will focus on a broader range of hybrids, extended-range electrics, and battery-electric models, which executives now say will account for 50 percent of sales by the end of the decade. - The automaker will make hybrid versions of almost every vehicle in its lineup, the company says. - All in on EVS cost them -  Ford expects to record about $19.5 billion in special items, mostly during the fourth quarter. ---- The charges are related to a restructuring of its business priorities and a pullback in its all-electric vehicle investments. Australia - Australia has implemented a groundbreaking ban preventing children under 16 from accessing major social media platforms like TikTok, Instagram, and Facebook, effective December 2025, to protect them from harm, with significant fines for companies failing to enforce it, though messaging apps and gaming platforms are currently exempt. - Reddit is suing - Facebook, Instagram, Snapchat, Threads, TikTok, X (Twitter), YouTube, Reddit, Kick, and Twitch are all banned for kids under 16. - Thoughts on this? Saved For Last - Of all the eye-popping numbers that Oracle Corp. published last week on the costs of its artificial-intelligence data center buildout, the most striking didn't appear until the day after its earnings press release and analyst call. - The more comprehensive 10-Q earnings report that appeared on Thursday detailed $248 billion of lease-payment commitments, “substantially all” related to data centers and cloud capacity arrangements, the business-software firm said. These are due to commence between now and its 2028 financial year but they're not yet included on its balance sheet. - That's almost $150 billion more than was disclosed in the footnotes of September's earnings update. Love the Show? Then how about a Donation? The Winner for iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Freakyclown is author, keynote speaker, Co-Founder of Cygenta and former Head of Offensive Cyber Research at Raytheon. As an ethical hacker for the last three decades, FC has helped thousands of banks, governments and other organizations advance their security. ​ Scott Schober is a #cybersecurity​ and wireless technology expert, author of Hacked Again and Cybersecurity is Everybody's Business, host of 2 Minute CyberSecurity Briefing video podcast and CEO of Berkeley Varitronics Systems who appears regularly on Bloomberg TV, Fox Business & Fox News, CGTN America, Canadian TV News, as well as CNN, CBS Morning Show, MSNBC, CNBC, The Blaze, WPIX as well as local and syndicated Radio including Sirius/XM & Bloomberg Radio and NPR. Subscribe and follow: Apple Podcasts: https://podcasts.apple.com/us/podcast... Google Podcasts: https://podcasts.google.com/feed/aHR0... iHeart Podcasts: https://www.iheart.com/podcast/70626340/ Amazon Music Podcasts: https://scottschober.com/wp-content/u... YouTube: https://www.youtube.com/channel/UCxqx... Twitter: @ScottBVS Instagram: https://www.instagram.com/scott_schober/ LinkedIn: https://www.linkedin.com/in/snschober​ Website: www.ScottSchober.com

Two very different roads, one clear question: what actually works for everyday drivers? We put miles on the 2025 Subaru Forester Premium Hybrid and the refreshed Kia EV6 GT-Line AWD to find out, comparing real-world efficiency, tech usability, comfort, and cost. Along the way, we pull apart the numbers you care about—mpg versus range, tow ratings, cargo usability—and the little things that make or break ownership, like whether your phone stays put on the charger.We start with the Forester Hybrid's practical perks: wide-opening doors that make entry easy, an insulated windshield that softens road noise, and a simple, clean interface anchored by a 12.3-inch digital cluster and 11.6-inch touchscreen. The hybrid system's 194 horsepower feels adequate, and while the CVT's manual mode isn't essential, the all-wheel-drive ride is planted and predictable. We talk through honest mileage—32.3 mpg over nearly 400 miles—and why a 16.6-gallon tank and 1,500-pound tow rating help this small SUV punch above its weight. Then comes the money: where the trim pricing lands, and how it stacks up against CR-V Hybrid, RAV4 Hybrid, CX-50 Hybrid, and Sportage Hybrid.We switch gears to car culture with a practical guide to starting a collection without celebrity money. Think storage first, define a theme, build a wish list, network with local enthusiasts, and budget for maintenance before you chase the dream. Whether you love 80s Chevys or numbers-matching time capsules, discipline builds a better garage than impulse ever will.Then the EV6 GT-Line takes center stage. Built in Georgia, this is one of the sharpest-looking EVs on the market, with refreshed front and rear design, a sweeping cockpit display, and a smart flat phone charger in a striking console. We talk range reality—expect around 275 miles in daily use—charging frustrations, surprisingly smooth handling for a 4,500-pound crossover, and a 2,700-pound tow rating that adds real utility. Pricing, competitors, and the truth about finding fast, reliable chargers round it out.If you're cross-shopping hybrids and EVs, this ride-along gives you clarity without hype. Follow the show, share it with a friend who's shopping, and drop your take: team hybrid or team EV? Leave a review and tell us what you're drivBe sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Freakyclown is author, keynote speaker, Co-Founder of Cygenta and former Head of Offensive Cyber Research at Raytheon. As an ethical hacker for the last three decades, FC has helped thousands of banks, governments and other organizations advance their security. ​ Scott Schober is a #cybersecurity​ and wireless technology expert, author of Hacked Again and Cybersecurity is Everybody's Business, host of 2 Minute CyberSecurity Briefing video podcast and CEO of Berkeley Varitronics Systems who appears regularly on Bloomberg TV, Fox Business & Fox News, CGTN America, Canadian TV News, as well as CNN, CBS Morning Show, MSNBC, CNBC, The Blaze, WPIX as well as local and syndicated Radio including Sirius/XM & Bloomberg Radio and NPR. Subscribe and follow: Apple Podcasts: https://podcasts.apple.com/us/podcast... Google Podcasts: https://podcasts.google.com/feed/aHR0... iHeart Podcasts: https://www.iheart.com/podcast/70626340/ Amazon Music Podcasts: https://scottschober.com/wp-content/u... YouTube: https://www.youtube.com/channel/UCxqx... Twitter: @ScottBVS Instagram: https://www.instagram.com/scott_schober/ LinkedIn: https://www.linkedin.com/in/snschober​ Website: www.ScottSchober.com

The cables were messy, the mics were hot, and the parking lot was already full when we sat down with Dano—Navy and Marine veteran, Region 5 Toys for Tots coordinator, and proud VW bus owner. What followed was a lively ride through car culture, community, and the nuts-and-bolts work that turns one toy into a holiday morning breakthrough.Dano rolls up in a 1974 Brazilian VW bus, a perfect entry point into a world where affordable classics still exist and weekend campouts feel like time travel. We dig into the differences between Brazilian and German buses, why a turnkey 30–50K bus beats a “rust bucket” restoration for most people, and how a modest 42 horsepower can carry a family farther than a spec sheet suggests. From curtains and pop-top campers to a prize-winning garage queen, Dano's stories capture why these quirky machines keep gathering people around them. He even shares how a Houston VW club grew from seven members to nearly 800 by staying welcoming and driving often.Then we switch gears to the mission: 28 years of Toys for Tots service, year-round. Dano breaks down the real logistics—unwrapped toys go to a Tomball warehouse, every item is counted, sorted by age and need, then bagged for registered nonprofits and families. Teens and kids with special needs are included, as are practical items like clothing and socks. A donated 27-foot truck was filled three times in a day because the need is that big. It's not a seasonal gesture; it's a supply chain for joy.We also run through the week's best cruise-ins, from Cypress to Clear Lake, and share frank thoughts on EV charging: adapters, access headaches, and why reliability matters. Whether you speak in volts or carburetors, the goal is the same—keep people moving and make the journey feel good.If you love car stories with heart, this one's for you. Subscribe, share with a friend who needs a smile, and leave a review to help more folks find the show. And if you can, bring an unwrapped toy to your local drive—let's make more mornings feel like magic.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Sizzling fajitas, a packed lot, and a sea of chrome set the stage at Tailpipes and Tacos in Katy, Texas, where we dive into the heartbeat of car culture. We welcome Chase Murray to swap NHRA road stories and shine a light on sportsman drag racing—the data-driven, family-powered backbone that rarely gets the headlines but delivers the grit. From pit strategy and shared setups to the Emmons team's relentless note-taking, we get into how grassroots racers turn budgets and weather notes into round wins.We switch gears into a practical guide for building a car collection that's thoughtful and attainable. Theme before impulse, storage before car number two, and a real budget that includes maintenance, insurance, and tires you'll replace by age rather than wear. You'll hear why originality and paperwork matter for value, when reversible mods make sense, and how networking at shows unearths the best leads. Whether you're eyeing underloved driver-quality cars under ten grand or saving up for a single halo piece, a clear wish list beats adrenaline every time.Rounding it out, we put miles on the 2025 Subaru Forester Hybrid. Think all-wheel-drive confidence, a calmer ride, wide door openings, and a tablet-style interface that keeps the tech tidy. The hybrid's extra power, real-world low-30s mpg, and generous range make it a pragmatic daily that plays well with weekend car life. From kids in remote-controlled Power Wheels to a custom Bronco and a row of originals, the lot proves a simple truth: great car culture includes everyone, and the stories are as important as the specs.If you enjoy this kind of car talk—honest, hands-on, and community-driven—follow the show, share it with a friend, and leave a quick review. Your feedback helps more enthusiasts find us and keeps the engines warm for next time.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Live from Gulf Coast Auto Shield in Houston, we step into a shop where protection, performance, and community collide. John Gray walks us through the craft and the business: why modern paint protection film is the flagship service, how ceramic coatings and nano tint complete the package, and what it takes to keep high-dollar paint and sensors safe in a world of gravel, UV, and crowded freeways. We even go below the waterline to cover marine coatings that replace heavy-metal bottom paints with longer-lasting, cleaner tech that beats barnacles and cuts annual haul-outs.We dig into partnerships and process. A top-tier film supplier keeps new solutions flowing—from color PPF to windshield protection—while dealerships mix financing with outsourced installs for showroom-ready coverage on performance models. For buyers who want more control, going direct to specialists can save time and get better results. Education is a big part of the formula: club meetups, care clinics, and honest demos that teach safe washing, correct tools, and maintenance habits that preserve gloss and value. The shop is more than a service bay—it's a hub where owners trade tips, see rare metal up close, and learn how to protect it.Performance talk lights up the floor. We tour a GTR and Ferraris and make the case for hybrids as the new speed standard: instant torque, stunning 0–60 times, and real-world mpg that once seemed impossible. That shift changes how people think about ownership; when you plan to keep a car longer, smart protection turns from luxury to necessity. We also tackle the hidden cost center no one expects: glass. With ADAS, HUD, and specialty laminates, a modern windshield replacement can blow a budget. Clear windshield films aren't perfect yet, but they're already saving drivers from pitting and pricey recalibrations.We wrap with recalls and car news, from camera and airbag issues to the possibility of kei-sized city cars in the U.S., and a look at Lexus reviving the LFA and scaling up GR performance with serious hybrid muscle. Whether you're shielding a supercar, daily hybrid, or a boat that lives in the water, the playbook is the same: protect surfaces, prevent damage, and preserve value so every drive—or cruise—feels as good as day one. If you enjoyed this deBe sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Chrome tanks gleaming in the bed, four hydraulic pumps ready to dance, and a pearl-white El Camino built from love and discipline—Rudy joins us to share how lowrider craft, family tradition, and clean engineering come together in a car that means more than metal. He walks us through paint choices, a four-pump setup, 13-inch whitewalls, and the geometry behind extended control arms that make three-wheeling possible, plus the real-world trade-offs like accelerated tire wear and why alignment becomes a balancing act. The story moves beyond parts as Rudy traces a path from street conflict to cage fighting to calmer streets and showgrounds, paying that focus forward to his kids and a near-original '96 Impala SS.We switch lanes to explore six iconic dashboard styles that collectors love, each one a time capsule of design and technology. From the bold clarity of American muscle to the wood-and-leather elegance of European classics, the sweeping Art Deco forms of the '30s and '40s, the minimalist pragmatism of Scandinavian design, and the digital, driver-centric supercar era, we show how a dashboard can reveal a car's soul. Custom hot rods cap the tour with one-off faces that speak the owner's language in billet, color, and gauge selection.To round out the ride, we map festive road trips through San Antonio: River Walk lights cascading over the water, SeaWorld's massive displays and live shows, hot-chocolate trolley tours, Zoo Lights, skating at Hemisphere Park, and Fiesta Texas in full holiday mode. Don't miss the transformed Alamo experience, complete with Phil Collins' narration and a collection that reframes the site's true scale. Whether you're tuning hydraulics, studying dashboards, or planning a family cruise, you'll find ideas, history, and heart.Enjoyed the show? Subscribe, share it with a car-loving friend, and leave a review so more enthusiasts can join the ride.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

We are Green-lighting! Announcing the participants for the CTP Cup 2025 (2) Lots of execs moving around all of a sudden A Chocolate Craze PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - Announcing the participants for the CTP Cup 2025 (2) - Lots of execs moving around all of a sudden - Chocolate Craze Markets - NVDA gets the greenlight - Waiting for the ECO - ALL eyes...... Wednesday at 2pm - Oil Dropping - Gas Prices Dropping slightly - Just saw $2.59 for regular unleaded down here - Double edged sword - oil prices dropping is sign of eco slowdown... Nothing to be excited about just yet.... Inflation - PCE comes in a little lighter than expected - However, let us be clear that inflation is not lower and prices grossly above where we were a couple of years ago - Inflation still running at around 3% overall - Fed set to greenlight the rate cut Oil and Gas - Oil has been dropping - reports that use will slow over the next year - Gas Prices Dropping slightly - Just saw $2.59 for regular unleaded down here - Double edged sword - oil prices dropping is sign of eco slowdown... Nothing to be excited about just yet.... Jobs - Reports show that U.S. employers have announced over 1.1 million job cuts in 2025 (as of early December), marking the highest level since the pandemic's start in 2020. - This has been driven by tech integration (AI), economic shifts, and soft consumer spending, with sectors like government, tech, retail, and warehousing leading. Greenlight - No security problems here - Seeking a compromise over controlling exports to China, the US Department of Commerce will soon allow the export of powerful Nvidia GPUs that are roughly 18 months behind its most advanced offerings, according to a person with knowledge of the plan. - The move, which would send Nvidia H200s to China, seeks to find a middle ground between those who oppose exports of any advanced AI chips and those who worry that restrictions will merely hand the market to Chinese competitors. - It also aims to satisfy the Chinese government, which has blocked imports of less powerful chips, such as Nvidia's H20. - This can be gamed ..... - OHHHH - and USA to get 25% of the sales ???? China Not With Program - China is buying soybeans again, but short of President Trump's target, according to CNBC - Really think this is a big game and will not resolve anytime soon - China still holds the cards ECO Data Starting to Flow Again - BLS to publish October PPI data with the November PPI news release on January 14, 2026 - Unemployment report released Dec 16th - This week is a little slow but next week (Dec 15-19) kick it up hard - - - Dec 19 Income and Spending , PCE report, Housing starts, Retail Sales, CPI (Nov), Leading Indicators, Philly Fed, UMich Sentiment Apple Turnover - Not the pastry - In just the past week, Apple's heads of artificial intelligence and interface design stepped down. - Then the company announced that its general counsel and head of governmental affairs were leaving as well. - All four executives have reported directly to Chief Executive Officer Tim Cook Berkshire Too - Todd Combs, one of Warren Buffett's investing lieutenants and the CEO of GEICO, is departing Berkshire Hathaway and joining JPMorgan Chase in a new role as part of a major shake-up involving both firms. - Combs is leaving Berkshire Hathaway and his role leading GEICO to run the bank's new investment group as part of its wider "security and resilience" initiative announced in October. AI Frames - Warby Parker and Google announced that the first lightweight, AI glasses developed through their partnership are expected to launch in 2026 - What will be different about these? All others have seemed to failed miserably. Mergers - Maybe - Netflix announced Friday it's reached a deal to buy pieces of Warner Bros. Discovery, bringing a swift end to a dramatic bidding process that saw Paramount Skydance and Comcast also vying for the legacy assets. - The transaction is comprised of cash and stock and is valued at $27.75 per WBD share - Others are offering $30 CASH per share - President Trump has put in his comments that he thinks it may be a tough one to clear - $2.8B breakup fee if Warner Brothers pulls out and $5.8B reverse break up fee if the deal is not approved. Oracle Earnings - Wednesday after the bell - This is the poster child for the vendor and circular financing - Stock was the darling for a minute a few months ago - Written: "The stock has fallen roughly 32-40% from its September 10 peak, erasing its "Nvidia moment" rally and turning Oracle into the primary vehicle for expressing skepticism about the AI build-out and OpenAI's economics." - Briefing analyst Forgot this... - What happened to the Tik Tok deal and the China bad discussion? --- History.... - Negotiations happened between ByteDance, Oracle, and Walmart back in 2020, and later discussions continued under “Project Texas” for U.S. data security. - The proposed structure (Oracle as tech partner, U.S. investors taking a stake) was announced but never finalized into a binding acquisition or spin-off. - Instead, TikTok remained under ByteDance ownership, while implementing U.S. data storage and security measures through Oracle. - The U.S. government extended deadlines multiple times, but no sale or transfer of ownership occurred. - China wins again! So much winning! Private Credit  - Private markets investing startup Yieldstreet, now calling itself Willow Wealth, recently informed customers of new defaults on real estate projects in Houston and Nashville, Tennessee. The letters, obtained and verified by CNBC, account for about $41 million in new losses. - They come on the heels of $89 million in marine loan wipeouts disclosed in September and $78 million in losses previously reported by CNBC. - Willow Wealth also removed a decade of historical performance data from public view in recent weeks. - Total losses? $208 million Pistachios - Dubai Craze - Milk chocolate shell filled with: - Pistachio cream (often blended with tahini for a nutty, slightly savory note) - Kadayif (shredded phyllo pastry) for crunch - Created in 2021, went viral in 2023 via the SOCH -  United States, Iran, and Turkey the biggest producers of pistachios - Argentina betting on it to continue  - adding to their farmland to cover the demand - Dubai Chocolate Bar (the viral pistachio-knafeh chocolate) generated over $50–$60 million in global sales for the year. IndiGo - In November, new Flight Duty Time Limitation (FDTL) rules increased pilot rest periods. - IndiGo failed to adjust crew rosters, causing a severe pilot shortage during peak travel season. - 1000s of flights cancelled - IndiGo apologized and implemented measures like processing refunds, arranging transport/hotels for stranded passengers, and strengthening customer support. - As of this week - still having major problems - stock don 20% from its high on this news (not traded in USA) Grok Report - Using Grok as Copilot is getting a little weird....ChatGPT a little slow - Photo to video clip - pretty cool - Image generation - FAST! - Can have full on conversations and even companions.....(?) - More racy than other Ai (as is to be expected) Age 18+  options - Interesting nd impressive thus far. OMG  - Brown Nosing - Stellantis said it will bring an all-electric small “car” called the Fiat Topolino to the U.S. - The Topolino is actually categorized as “an all-electric quadricycle” rather than a car, according to Stellantis and has a top speed of roughly 28 miles per hour. - Fiat's announcement comes less than a week after President Donald Trump praised small “Kei” cars from Japan and expressed interest in bringing tiny cars to the U.S. Love the Show? Then how about a Donation? The Winner for iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Ever wonder what a dashboard really says about a car? We take you on a fast, design-first journey from the brute clarity of American muscle gauges to the handcrafted elegance of vintage European cockpits, the sculpted glamour of Art Deco luxury, and the software-rich arenas of today's supercars. Along the way, custom hot rod clusters remind us that the best instrument panel can be a mirror of the builder's personality.With the design lens focused, we pivot to planning a joyful holiday road trip through San Antonio. Think River Walk lights cascading from the trees, boats glowing under the arches, and a soundtrack of carols riding the current. SeaWorld layers live theater, the state's biggest light display, and Santa in a cowboy hat while merry mariachis roam the paths. Add cocoa-fueled trolley tours, the San Antonio Zoo's illuminated trails, and ice skating at Hemisfair for a loop that blends movement, music, and memory. We also dive into the refreshed Alamo experience featuring narration by Phil Collins and a reimagined plaza that helps you visualize the mission's original scale.To close, we put the 2025 Subaru Forester Wilderness through its paces. Expect a clean, integrated touchscreen, water-friendly materials with copper accents, white-letter tires, and trail-forward styling. The 2.5-liter boxer and CVT deliver practical mileage near 26 mpg, while comfort, visibility, and playful cabin Easter eggs make daily drives easy and weekend gravel inviting. We compare it with the Bronco Sport Badlands, CR‑V TrailSport, and Rogue Rock Creek to help you sort value from vibes.If design stories, holiday lights, and smart adventure rigs are your thing, you'll feel right at home. Listen, subscribe, and leave a review to tell us which dashboard era steals your heart and where you're driving this holiday season.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The smell of fresh wax, the rumble of arrivals, and a table full of hot takes—our live remote at Gulf Coast Auto Shield pulls you straight into car culture. We kick off with a clear-eyed look at November's sales story: Hyundai dips, Kia climbs, inventory loosens to a 64‑day supply, and hybrids keep humming while EV demand wobbles with changing incentives. That sets the stage for what drivers actually feel on the ground: access, reliability, and the difference between spec sheets and street reality.Nothing gets more real than trying to charge an EV and finding every solution blocked. We walk through a week of charging drama—Tesla‑standard plugs, restricted dealership chargers, public stations reserved by policy or simply clogged by rental fleets—and what it reveals about infrastructure etiquette, operator rules, and the urgent need for better enforcement. Standardized connectors are a win, but adoption hinges on consistent access, uptime, and simple on‑site logic that respects drivers' time.We shift gears into community and performance. Tailpipes & Tacos returns with a toy drive, free breakfast tacos, and a kids' pedal car show, proving that local meets might be the industry's best ambassadors. The Houston Auto Show follows with a holiday BOGO ticket deal and a chance to explore new models without pressure. On the performance front, Stellantis reignites muscle with the gasoline‑powered Dodge Charger Six‑Pack, a straight‑six pumping 550 horsepower, while Cadillac's looming F1 debut adds a fresh storyline to the racing calendar. We round out with Consumer Reports' reliability rankings—Toyota retakes the crown, Subaru and Lexus close behind—and a tour through auto history from Studebaker to Corvair and Jeep's global Compass, topped with shop‑floor memories of body‑by‑Fisher craft.Join us for the mix that keeps enthusiasts hooked: market insight, hands‑on EV lessons, racing heat, reliability you can bank on, and events that welcome everyone. If you're in Houston, bring an unwrapped toy, grab a taco, and say hi. Prefer to ride along from home? Subscribe, share the show with a friend, and drop a review telling us your most frustrating or most satisfying charging experience—what would you fix first?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Sun on the shop floor, cutters snapping, and a Ford GT gleaming under fresh film—this one is for people who love cars and want them to last. We set up at Gulf Coast Auto Shield with owner John Gray to explore how a protection-first mindset turned a corner-bay detailing gig into three thriving Houston locations. The throughline is simple and powerful: do clean work, protect value, and treat every client like the next referral.John walks us through today's projects, including a Ferrari F12 getting full stealth paint protection film for a matte finish without the headaches of fragile factory matte paint. We compare vinyl color wraps to newer color PPF options, breaking down heat resistance, UV durability, and why warranties matter in Texas sun. You'll hear how stealth PPF can transform gloss to satin, stay reversible, and still guard against chips and rash—plus how ceramic coatings, nano-ceramic tint, windshield protection, and discrete radar/laser installs complete a smart, long-term protection plan.Car culture ties it all together. From the stereo-shop days that sparked an entire client network to cruise-ins where owners trade ideas on wheels and film, relationships keep the scene alive. We also hit the week's market note: GM easing no-flip rules for most Corvettes while keeping tight reins on the ZR1 to curb speculation. Then we review the 2025 Subaru Forester Wilderness, an off-road-leaning small SUV with copper accents, a big integrated screen, respectable MPG, and room for improvement in power and ground clearance—plus straight talk on pricing and segment rivals.If you're deciding between wraps and PPF, wondering how to keep a new finish flawless, or just love a good shop tour with serious hardware, you'll feel at home. Subscribe, share with a friend who babies their paint, and leave a review telling us: matte or gloss for your next build?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Cars bring people together, but the best events make room for the next generation. We're rolling out a fresh twist on a beloved Houston-area cruise-in: a safe, dedicated kids' car corral as part of the Tailpipes and Tacos Christmas edition at Loopy Tortilla in Katy. From pedal cars to parent-controlled ride-ons, we outline how families can show off kid-sized builds while staying clear of traffic and pristine paint. Add goodie bags, special kids' trophies, and those famous chili pepper awards for the big rides, and you've got a holiday meet that's warm, organized, and wildly fun.We map every detail so you can plan your morning: Saturday, December 13, 8 to 11 a.m., toy donations for Toys for Tots, free breakfast tacos for participants, and adult beverages available for purchase. You'll hear why this format teaches respect for cars early, invites grandparents to share stories, and keeps car culture thriving. We also tee up a bonus: Houston Auto Show tickets to give away, making this a perfect on-ramp to a larger world of concept cars, test drives, and new tech at NRG Center.Between event planning, we hit the gas on everything enthusiasts love—racing calendar highlights as Formula One nears its finale, a quick tour through automotive history with Packard's twin-6 and the Tucker 48, and a lively Hemmings Sold Cars guessing game that puts real market numbers to dream machines. If you're searching for family-friendly car shows, Houston car meets, holiday toy drive cruise-ins, or kids' car events, this conversation delivers the where, why, and how to make your morning count.Bring a toy, grab a taco, and help a kid discover car culture. Subscribe, share this with your crew, and leave a review so more families can find their way to the corral.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

A high school shop can change a life, and today you'll hear how three Klein Kane students turned four years of training into a first-place finish and a ticket to Texas Motor Speedway. We sit down with instructor Henry Silva and his team to unpack what it really takes to win a professional-grade student technical competition: mentorship from a master tech, interview practice with industry pros, and a three-hour, bugged-vehicle challenge that demands composure and clean diagnostics under pressure.Their roadmap goes far beyond a single trophy. From oscilloscopes and advanced scan tools to customer storytelling and repair documentation, the students show how modern automotive programs blend technology, communication, and hands-on skill. You'll hear concrete next steps: diesel careers, mechanical engineering at Purdue, dealership roles, and race-team ambitions. We also dig into how inclusivity strengthens the pipeline, with dozens of young women entering the program and several already eyeing dealership positions. Scholarships flow through these events, turning hard-won skills into funded opportunities at trade schools, two-year programs, and four-year universities.We round things out with a grounded review of the 2025 Infiniti QX60 Sport AWD. Expect a smooth ride, upscale interior, and clever headrest speakers, along with a surprising 6,000-pound tow rating. We also call out the tradeoffs: a tight third row, conservative rear styling, and moments of noticeable turbo lag paired with a 9-speed automatic. If you're cross-shopping Acura MDX, Genesis GV80, or Lincoln Aviator, you'll get clear, practical guidance on where the QX60 shines and where it trails the pack.If stories like these inspire you, follow and share the show with a friend who loves cars, students, or both. Subscribe, leave a quick review, and tell us: which path would you choose—diesel tech, engineering, or the pit lane?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Winner of the CTP Cup for IBIT Announcing the participants for the CTP Cup 2025 Calling a Code Red! Sam Altman’s declaration PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - Winner of the CTP for IBIT - Announcing the participants for the CTP Cup 2025 - Calling a Code Red! Sam Altman's panic - Here come the Tariff lawsuits - - Smart Toilets are a thing (And learning the Bristol Scale) Markets - Horses can smell the barn.... Seasonal Trends - PR Teams - full throttle - (This is their Social Media) - Tax planning over the next couple of weeks may see some selling into year end Impressive Results - India's economy grew at a faster-than-expected pace of 8.2% in the quarter ended September against a forecast of 7.3% in a Reuters poll and 7.8% expansion in the previous quarter, data released last Friday showed. - The Indian government has cut consumer taxes on hundreds of items and implemented long-delayed labour reforms in the last three months as it tries to keep the domestic economy strong in the face of global uncertainties. - Strongest in 6 quarters - Economists said stockpiling for the festive season as well as expedited exports ahead of the 50% tariff deadline on August 27 might have contributed to the quarterly growth figures. - Manufacturing output rose 9.1% in the quarter ending in September from a year earlier against growth of 7.7% a quarter ago, while construction expanded 7.2% year-on-year from 7.6% a quarter ago. NVDA Spreading Out - Nvidia on Monday announced it has purchased $2 billion of Synopsys common stock as part of a strategic partnership to accelerate computing and artificial intelligence engineering solutions. - As part of the multiyear partnership, Nvidia will help Synopsys accelerate its portfolio of compute-intensive applications, advance agentic AI engineering, expand cloud access and develop joint go-to-market initiatives, according to a release. - Nvidia said it purchased Synopsys' stock at $414.79 per share (Now at $445) Amazon Ultra Fast Service - The parent company of Instacart fell nearly 4% after Amazon said it's testing “ultra-fast” delivery of groceries in Seattle and Philadelphia. - These deliveries take about 30 minutes or less, said Amazon. - Doordash and other delivery companies stocks also fell. Microstrategy - Strategy - Stock has been under pressure - Who knows what the company actully does anymore - Leverage Bitcoin play - issuing massive debt and convertibles to but Bitcoin - Stock down 39% this year and 52% 1 -year (Up 400% in the last 5 years) -Bitcoin dropped below $87k this week before staging a recovery bounce. Devil's Metal - Silver has outpaced gold in 2025, with a growth of about 71%, compared to gold's 54%. - Silver mine production has been decreasing for the past ten years, especially in Central and South America, due to mine closures, resource depletion and infrastructure challenges. - While industrial demand for silver is expected to decline slightly in 2025, the metal is increasingly used in electric vehicles, for AI components and in photovoltaics. - Some people are saying that people were having to transport silver by plane rather than on cargo ships to meet delivery demand INTERACTIVE BROKERS Check this out and find out more at: http://www.interactivebrokers.com/ Some Trump Updates: - Reiterates his view that Chair Powell should reduce rates. - Says he's negotiating with Democrats on healthcare. - Plans to give refunds out of collected tariffs. Crying Game - SoftBank Group founder Masayoshi Son on Monday downplayed the decision to offload the conglomerate's entire Nvidia stake, saying he “was crying” over parting with the shares. - Speaking at a forum in Tokyo Monday, Son addressed SoftBank's November disclosure that the firm had sold its holding in the American chip darling for $5.83 billion. - According to Son, SoftBank wouldn't have made the move if it didn't need to bankroll its next artificial intelligence investments, including a big bet on OpenAI and data center projects. Are Stocks Overvalued? CAPE RATIO Consumers... Consumer Confidence CODE RED -  Chief executive Sam Altman reportedly declared a “code red” on Monday, urging staff to improve its flagship product ChatGPT, an indicator that the startup's once-unassailable lead is eroding as competitors like Google and Anthropic close in. - In the memo, reported by the Wall Street Journal and The Information, Altman said the company will be delaying initiatives like ads, shopping and health agents, and a personal assistant, Pulse, to focus on improving ChatGPT. This includes core features like greater speed and reliability, better personalization, and the ability to answer more questions, he said. - Herein lies the problem with this entire tech market - what if ChatGPT fades to the sideline with $1.5Trillion promised over the next 5-7 years? - Remember, Google declared a Code Red after the arrival of ChatGPT. AI Takeover - Massachusetts Institute of Technology on Wednesday released a study that found that artificial intelligence can already replace 11.7% of the U.S. labor market, or as much as $1.2 trillion in wages across finance, health care and professional services. - The study was conducted using a labor simulation tool called the Iceberg Index, which was created by MIT and Oak Ridge National Laboratory. - The index simulates how 151 million U.S. workers interact across the country and how they are affected by AI and corresponding policy. Costco Sues - Costco filed a lawsuit asking for a full refund of tariffs the warehouse club giant has paid since President Donald Trump imposed “reciprocal” and “fentanyl” tariffs earlier this year. - Costco sued the Trump administration to get a full refund of new tariffs it paid so far this year, and to block those import duties from continuing to be collected from the retail warehouse club giant as a Supreme Court case plays out. - Costco is worried that it would lose the money even if the Tariffs were deemed illegal. Fat Cutting -  Eli Lilly said it is lowering the cash prices of single-dose vials of its blockbuster weight loss drug Zepbound on its direct-to-consumer platform, LillyDirect. - Starting Dec. 1, cash-paying patients with a valid prescription can pay $299 to $449 per month for Zepbound vials on LillyDirect, depending on the dose, down from a previous range of $349 to $499 per month. - The announcement comes just weeks after President Donald Trump inked deals with Eli Lilly and Novo Nordisk to make their GLP-1 drugs easier for Americans to access and afford. Smart Toilets - This year industry giants Toto Ltd. and Kohler Co. introduced smart toilets capable of analyzing what is in the bowl - Launched in August, the latest model in the Neorest line starts at roughly $3,200. - It uses an LED light and a sensor to read the shape, color, hardness and volume of stool as it drops, and sends data to a smartphone app in less than a minute. - Each toilet can support as many as six users — enough for most households — while some companies have bought multiple units for their employees. Toto aims to sell 7,300 units annually by 2028. - For now the stool-scanning Neorest is available only in Japan. - The app analyzes bowel movements against the Bristol scale, which is commonly used to diagnose constipation, inflammation or diarrhea, and offers simple recommendations such as eating more fiber and drinking more water, or even menu suggestions, like vegetable soup. Bristol Scale Feel Good - Entrepreneur Michael Dell and his wife, Susan, will deposit $250 in the individual investment accounts of 25 million American children in a $6.25 billion philanthropic pledge as part of the Trump administration's Invest America initiative. - $250 each child born after between 2015 and 2025 - The money will go to the accounts of children who live in ZIP codes where the median family's income is $150,000 or less, according to a spokesperson for the Dells. Love the Show? Then how about a Donation? Announcing the Winner for iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Here is the list of players: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Start with a promise and test it hard: can a premium three-row actually balance comfort, capability, and value without resorting to gimmicks? We put the 2025 Infiniti QX60 through its paces, calling out the crisp front-end design, tight third row, and the surprising 6,000-pound tow rating that turns a modest 2.0L turbo into a legit weekend hauler. We share the wins you feel every day—quiet ride, simple infotainment, smart headrest speakers—and the misses that matter, like noticeable turbo lag and a transmission that sometimes feels a step behind.From there, we pivot to ownership smarts with a sharp shortlist of cars that make DIY maintenance less painful and more affordable. If you're building confidence with a torque wrench, models like the Toyota Corolla and Camry, Kia Rio, Honda Accord, Chevrolet Silverado ('03–'07), and Mazda MX-5 Miata deliver easy access, plentiful parts, and proven reliability. We explain why access matters more than horsepower when you're replacing plugs, belts, and brakes in the driveway, and how parts ecosystems can save you time and money.We close by championing a modern minivan that earns its keep: the 2025 Chrysler Pacifica. Seven seats, Stow 'n Go flat-fold magic, rear-seat entertainment, Family Cam peace of mind, and a calm, quiet ride powered by Chrysler's stalwart 3.6L V6 with AWD. Real-world mpg, towing capability, and pricing context against Toyota Sienna, Kia Carnival, and Honda Odyssey make the choice clearer: if daily life means people and gear, a thoughtful minivan still solves problems most SUVs can't. Subscribe for more real-world tests, share with a friend who's car shopping, and leave a review to tell us what you want us to drive next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Big recalls, bigger questions, and a lineup of can't-miss car events—this week's show brings the garage, the newsroom, and the car meet together. We start with a clear-eyed look at current safety recalls touching seat belt integrity, instrument panel failures, fuel leaks, and high-voltage battery risks. Then we unpack a stunning manufacturing misstep that may have mixed spare and production wheels, raising the stakes on quality control and why plant processes matter to everyday drivers.From the driveway, we share a painfully relatable DIY saga: changing a “simple” headlight that required removing the bumper and grille, only to discover hybrid LED-halogen setups and per-side fuses. It's a snapshot of modern car complexity and a reminder to verify parts, wiring, and fuse maps before diving in. If you've wrestled with CAN-bus quirks, you'll feel seen.Performance fans get fresh ammo for the eternal engine debate. Dodge's Charger Scat Pack is moving to the Hurricane inline-six, promising big power, strong torque, and a case for efficiency without sacrificing thrills. We break down why the inline-six architecture is back in style, how it stacks up against Hemi expectations, and what it means for enthusiasts who want speed, smoothness, and reliability. We also check on brand trajectories: Scout Motors is marching toward pre-production with its Traveler SUV and Terra pickup, while Bollinger's legal and financial troubles underline how hard it is to build an EV company at scale.Rounding it out, we spotlight community: BOGO tickets and VIP night for the Houston auto show, Camp Jeep's perennial draw, and a slate of cruise-ins and Toys for Tots drives that make December a perfect month to get the car out, give back, and meet fellow enthusiasts. Bring a toy, bring a friend, and come say hello when we broadcast live at the Gulf Coast Auto Shield Car Social.If you enjoy honest car talk, practical advice, and the latest on recalls, new engines, and local events, follow the show, share it with a gearhead friend, and leave a quick review. What topic should we tackle next?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

What truly changed at Le Mans when the 2000s began—and why did teams abandon open cockpits just as speeds stayed sky high? We invited author and photographer John Brooks to walk us through the decade he chronicles in Le Mans: The Official History 2000–2009, and his trackside vantage point delivers a rare blend of technical clarity and human detail. From Audi's R8 and R10 TDI era to Peugeot's blistering 908, we explore how diesel power, aero efficiency, and rule changes made reliability the ultimate performance edge.John pulls back the curtain on the engineering trade-offs that redefined endurance racing: the gains in safety that came with closed cockpits, the pit stop calculations that win 24-hour fights, and the unsung collaboration between European operations and American squads like Champion Racing. He also shares how he inherited the official history project from the legendary Quentin Spurring, why the 2000–2009 window stands on its own, and how writing the story with his own photographs turns a coffee-table book into a time machine.We keep the wrenches turning beyond the track. Jeff breaks down the easiest cars to work on—Toyota Corolla and Camry, Kia Rio, Chevrolet Silverado, Honda Accord, and Mazda MX-5—spotlighting accessible engine bays, abundant parts, and weekend-friendly maintenance. Then we climb into the 2025 Chrysler Pacifica, a thoughtful family hauler with stow-and-go versatility, a smooth 3.6L V6, available AWD, and cabin tech that keeps everyone calm mile after mile.If you're searching for Le Mans history, Audi vs Peugeot, prototype safety, and real-world car advice in one place, you're home. Hit play, subscribe for more smart car talk, and share this episode with the racing fan or DIYer in your life. Got a favorite 2000s Le Mans memory or a go-to easy-to-fix car? Tell us—we'll feature the best on the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

A dealership website script shouldn't be the key to your car. Yet that's exactly what one security researcher demonstrated on a DEF CON stage, turning a forgotten corner of a portal into national-level access that could unlock vehicles, view customer data, and send remote commands. We dig into what that means for drivers, dealers, and automakers now that the family SUV doubles as a rolling endpoint connected to clouds, APIs, and third-party tools.We walk through the chain of weak links—subdomains, misconfigured permissions, app integrations—and explain why dealer networks can become the soft underbelly of an automaker's security. Then we turn to the flipside of software-defined cars: when an over-the-air update breaks a feature people rely on. A new Tahoe's built-in garage door opener stopped working post-update, and the finger-pointing that followed shows how support and testing must evolve. Convenience only works when reliability does too.Safety headlines round out the reality check. From a Kia K5 fuel-system fault that can over-pressurize tanks, to airbag inflator issues and wiring harness problems affecting pickups and SUVs, we outline the most pressing recalls and what owners should do next. Along the way, we keep the enthusiast spark alive with a Sold Cars Roundup—proof you can still get into the hobby with a '73 Charger under twenty grand or a clean Barracuda around thirty—plus highlights from a standout student technician competition that signals where the industry is headed.If you care about connected cars, cybersecurity, recalls, and the classic market, this conversation maps the risks and the opportunities with clear takeaways you can act on today. Subscribe for more smart car talk, share this episode with a friend who loves their tech as much as their torque, and leave a review to tell us what you want us to investigate next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

In this special episode, the mic turns around. Mason Woodward sits down with Jaxon Cummings—founder of Your Life Legacy and host of this podcast—to explore the deeper story behind the work he does. What begins as a simple conversation quickly becomes one of the most vulnerable and meaningful episodes yet.Jaxon opens up about growing up in a chaotic home of five brothers, the divorce that shook his world, and the moment he discovered his father's truth—and how each of those experiences shaped his understanding of God, identity, and compassion.He shares the painful night that changed everything: losing his father unexpectedly, the regret of not recording his story in time, and how that heartbreak became the driving force behind Your Life Legacy. This episode uncovers the why beneath Jaxon's mission—the desire to preserve stories, heal generational wounds, and help families pass down wisdom before it's too late.Mason Woodleads him through conversations about belief, purpose, fulfillment, ambition, grief, and the sacred responsibility of capturing a life. It's raw, spiritual, emotional, and filled with insights on how pain can become purpose when you decide to let God guide the path.Whether you're navigating uncertainty, searching for direction, or trying to understand what legacy really means, this episode will stay with you.CONNECT WITH MASON WOODWARD*Instagram - https://www.instagram.com/themasewoodward/ *Podcast - https://open.spotify.com/show/2irCRuhcaASPCGu09gOnEy?si=ab8b57ba3bf94c54 LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.com*Sponsor Us - lifelegacypodcast@outlook.comWE LOVE MAIL AND CARE PACKAGES!: Email us for address: lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  HASHTAGS#TheLifeLegacyPodcast  #yourlifelegacy  #jaxoncummings   #tommymoorepresents #tommymoore #vodcastsbytommymoore #personaldocumentaries KEYWORDSYour Life Legacy Podcast, Podcast, Your Life Legacy, Jaxon Cummings, Tommy Moore, Tommy Moore Presents, Vodcast By Tommy Moore, Personal Documentaries, Genealogy,

What happens when a family heirloom gets a NASCAR heart and a date with a mountain? We brought Richard Tomlin of Apex Auto Works on to share the full story of transforming a 1968 Plymouth Roadrunner into a Pike's Peak contender by setting the classic body over a stretched NASCAR truck chassis and dropping in a Mopar R5 P7 that sings to 9,500 RPM. The road to SEMA almost ended on the shoulder after a tow rig failure, but with help from racers and friends the car made a prime debut and drew a crowd that wanted every detail—how it was built, why it matters, and where it's headed next.We dig into the engineering: cutting and adding four inches to match the B-body wheelbase, aligning the shell, using NASCAR-style ride height adjusters, and balancing street presence with a proper cage, race seats, and belts. Then we climb into the thin-air problem. Pike's Peak starts near 8,000 feet and finishes above 14,000, so we talk mid-altitude tuning targets, power loss on NA engines, and a throwback solution—variable jetting on a carb, with insight from Brad Pink, son of legendary engine builder Ed Pink. The motor has already proved itself on the mountain in a C10, and we break down the expectations for power at altitude versus near sea level.Richard also opens the shop doors: a turbo LS7 Volvo, a refreshed '69 Roadrunner, a twin-turbo LS G-body in paint, and a batch of Miatas, including a Lemons car that a 17-year-old is repairing while learning to wrench. We talk craft, patience, and why “toys” deserve thoughtful timelines. Along the way, we swap stories about Charlotte's NASCAR spectacle—how great facilities make new fans—and preview a spring motorsports festival in Victoria's Riverside Park: a tight, time-attack course through the trees designed for stunning visuals and driver challenge.If you love bold builds, real-world engineering, and the culture that keeps car life vibrant, this one's for you. Subscribe, share it with a friend who loves hill climbs or sleepers, and leave a review to tell us what you'd climb the mountain with.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Rough Week – does not phase bulls! Bitcoin – Bottoming? Let’s take a look at Walmart and Target again Homeowners! Mortgage Reform? PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Short Week - Markets closed on Thursday and short Friday (1pm) - Can't have a down week for TDAY! - Too much table talk - Recession News - Let's take a look at Walmart and Target again - Homeowners! Mortgage Reform? Markets - Rough Week - does not phase bulls! - Bitcoin - Bottoming? - NVDA - China Bound? - NASDAQ Weighting Inflation - Still Up There - They are now pressing for a cut in December (How are we handicapping this?) - All of a sudden the parade of Fed speakers - all seem a bit more dovish. Meanwhile - President Donald Trump on Friday rolled back tariffs on more than 200 food products, including such staples as coffee, beef, bananas and orange juice, in the face of growing angst among American consumers about the high cost of groceries. - oranges, acai berries and paprika to cocoa, chemicals used in food production, fertilizers and even communion wafers. Quantum Stocks GOOD NEWS! - NO Recession risk! - Bessent says inflation due to services economy, not tariffs - Treasury secretary says Republicans should end filibuster in event of another shutdown - Bessent says administration working to lower prices where it can - Banking and insurance,  Software development and cloud services, Tourism, Restaurants and hospitality , Professional services (law, accounting, consulting) Rigging it - NEC Director Kevin Hassett emerges as frontrunner for Fed Chair as President Trump nears decision, according to Bloomberg Weird News - Buried in the NVDA earnings report - Remember back in September, the two companies announced a massive partnership that would include a $100 billion investment over time by Nvidia into OpenAI. - Nvidia said in its quarterly financial filing that there's no guarantee that the company will finalize an agreement with OpenAI. - Soooooo - is this all hot air???? More NVDA - Here we go. Another reversal - President Donald Trump will make a final decision on whether to allow Nvidia Corp. to sell advanced artificial intelligence chips to China. - The decision involves weighing the promotion of economic expansion against protecting national security, according to US Commerce Secretary Howard Lutnick. ------ Read that again - money versus national security - Allowing the sales would mark a significant easing of restrictions imposed in 2022 to prevent Beijing and its military from accessing the most powerful US technologies. Chip in question: H200 - Had some discussions about this - might as well as they will just get it on their own and this way we can control. (On the other hand, they have a long history of outsmarting us) EVEN MORE - NVIDIA issues memo to CNBC: The company said "We are not aware of any claims that NVDA has improperly capitalized operating expenses. Several commentators allege that customers have overstated earnings by extending GPU depreciation schedules beyond economic useful life" | - The tip of the Iceberg - this is what Michael Burry has been pressing..... HPQ Earnings - HP Inc. beats by $0.01, reports revs in-line; guides Q1 EPS in-line; guides FY26 EPS below consensus; increases dividend; announces company-wide initiative, includes job cuts - Stock down 6% Amazon - The Spend keeps going... - Amazon.com Inc. says it will spend as much as $50 billion expanding its capacity to provide artificial intelligence and high-performance computing services to US government entities. - Amazon Web Services plans to break ground next year on what will ultimately be 1.3 gigawatts of additional capacity across data centers designed for federal agencies, the company said in a blog post on Monday. Google/Berkshire - Berkshire Hathaway revealed a $4.3 billion stake in Google parent Alphabet (GOOGL.O), further reduced its stake in Apple - Google on a ramp since - new Gemini and... - Meta Platforms Inc. is in talks to spend billions on Google's AI chips, adding to a months long share rally as the search giant has made the case it can rival Nvidia Corp. as a leader in artificial intelligence technology. - Meta is in discussions to use the Google chips — known as tensor processing units, or TPUs — in data centers in 2027, and may rent chips from Google's cloud division next year. - Really smart people at Berkshire? What did they know? NASDAQ 100 - Uninvestable? - Top 10 stocks are over 70% weighting - SP500 top 10 stocks = 38% - This is not a diversified approach any longer - Coming up on next week's TDI Podcast - Howard Silverblatt - S&P Dow Jones - Keeper of the data Something They Don't Want You To Know - “Magnificent 7” Companies Reported Lowest Earnings Growth Since Q1 2023 - With NVIDIA reporting actual results for Q3 on November 19, all the companies in the “Magnificent 7” have now reported earnings for the third quarter. - “Magnificent 7” companies reported actual earnings growth of 18.4% for the third quarter. This earnings growth rate is below the average earnings growth rate of 28.8% for these seven companies over the previous four quarters. Novo Nordisk - Pummeled - Shares of Novo Nordisk on Monday fell to a four-year low after the Danish pharmaceutical company said a highly anticipated trial for Alzheimer's disease failed to meet its main goal. - The trial tested whether semaglutide — the active ingredient in Novo's blockbuster diabetes and weight loss drugs Ozempic and Wegovy — helped slow progression for Alzheimer's disease. -While treatment with semaglutide resulted in improvement of Alzheimer's disease-related biomarkers in two separate trials, this did not translate into a delay of disease progression, Novo said in a statement Monday. The goal had been to slow patients' cognitive decline by at least 20%. - Reminiscent of Pfizer - after Covid shot had noting left... Bitcoin - Live by the sword.... - iShares Bitcoin Trust had $2.2 billion in net outflows in November, according to WSJ - Big month of losses for crypto - not too much mention and support by Whitehouse - Selling started - coincidentally with  the pardon of Changpeng Zhao, the convicted founder of the Binance Remember DOGE - DOGE disbanded eight months ahead of scheduled end in July 2026 - Former DOGE employees take new roles in administration - Elon Musk initially led DOGE, promoting its work on social media - bagged out when stock tanked - DOGE claimed to have slashed tens of billions of dollars in expenditures, but it was impossible for outside financial experts to verify that because the unit did not provide detailed public accounting of its work. Walmart - Walmart raised its sales and earnings outlook last week as the retailer posted revenue gains in its fiscal third quarter, driven by double-digit e-commerce growth and new customers across incomes. - The retailer said it expects full-year net sales to climb between 4.8% and 5.1%, up from its previous expectations of 3.75% to 4.75%. - It said it expects its adjusted earnings per share to range from $2.58 to $2.63, a slight raise from its prior range of $2.52 to $2.62. - Stock went vertical ---- - Much different story than Target - WMT up 16% YTD - TGT down 37% Beef Prices - Not Going Down - Tyson Foods stock rallying on Monday following the company's official confirmation that it will shutter its Lexington, Nebraska, beef facility, a strategic move that validates earlier reporting by The Wall Street Journal. - The decision comes as the meat and poultry giant grapples with historically low U.S. cattle inventories, which have severely compressed margins and led to a reported $426 mln adjusted operating loss for its beef segment in FY25.| - Seems that investors like this decisive cost-cutting measure, viewing the capacity reduction as a necessary step toward restoring profitability in a challenging commodity environment. Japan - Japanese Prime Minister Sanae Takaichi's cabinet approved a 21.3 trillion yen ($135.40 billion) economic stimulus package last Friday, marking the first major policy initiative under the new leader, who has pledged to pursue expansionary fiscal measures. - The package includes general account outlays of 17.7 trillion yen, far exceeding the previous year's 13.9 trillion yen and representing the largest stimulus since the COVID pandemic. It will also include 2.7 trillion yen in tax cuts. - Problem is that the Yen is sliding and intervention is imminent - Inflation issue and they will make it worse with this stimulus Larry Summers? - Epstein Files - IS there any There , There? Talk about a 50 Year Mortgage? - Such a bad idea  - and these boneheads think it is smart - 30-Year Mortgage Monthly Payment: $1,610.46 Total Payment: $579,767.35 Total Interest Paid: $279,767.35 - 50-Year Mortgage Monthly Payment: $1,362.42 Total Payment: $817,449.78 Total Interest Paid: $517,449.78 Thanksgiving Costs 2025 National Average (American Farm Bureau Survey) - 2025: $55.18 for a classic dinner for 10 people (about $5.52 per person) - 2024: $58.08 for the same meal - Change: Down 5% year-over-year This is the third consecutive annual decline since the record high of $64.05 in 2022. Key Drivers Turkey prices dropped sharply: A 16-pound frozen turkey averages $21.50, down 16% from 2024. Sides are mixed: Dinner rolls and stuffing are cheaper (down 14.6% and 9%). Sweet potatoes and veggie trays are much higher (up 37% and 61%). Regional Differences South: $50.01 (most affordable) West: $61.75 (most expensive) Classic Meal for 10 ($55???????) 16-pound turkey (frozen, whole) Stuffing mix (14 ounces) Sweet potatoes (3 pounds) Rolls (12-count package) Peas (1 pound) Cranberries (12 ounces) Carrots and celery (for a veggie tray) Pumpkin pie mix (30 ounces) Pie shells (two, 9-inch) Whipping cream (half pint) Milk (1 gallon) - Love the Show? Then how about a Donation? THE CTP FOR: iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Some faces you can't forget. We kick off with a sharp, entertaining tour of automotive front ends that sparked love, hate, and head-scratching in equal measure—from the Jeep Cherokee KL's split lighting and the Lincoln MKT's controversial split wing to the Dodge Nitro's gym-bro stance and the Chevy SSR's retro grin. The thread through all of them is clear: when the nose leads the story, it can amplify a car's character or drown out everything it does well.Then we pivot to a grounded, detail-rich review of the 2025 Jeep Wagoneer in its two-row electric 4xe configuration. We break down the sleek seven-slot grill, the long-wheelbase proportions, and a cabin that feels more expensive than the price tag suggests. Think full-length dash, integrated displays, ambient lighting, and upscale seating that deliver daily comfort without forcing a third row. On the road, direct-drive electric power brings up to 600 horsepower potential, stout torque, and an up-to-300-mile range target, with the quiet, planted ride you'd expect from a 5,600-plus-pound SUV. Towing up to 3,500 pounds adds weekend flexibility, and for gas loyalists, the Hurricane inline-six in the L variant keeps the door open.We compare pricing and positioning against the Cadillac Lyriq, Lexus RZ 450e, and Genesis GV70 Electric, and we talk honestly about the complexity of trims and badges across Wagoneer and Grand Wagoneer. The takeaway: design should match purpose, and the Wagoneer's balance of refined styling, practical space, and real-world range makes a strong case in a crowded field.If you're into car design hot takes and want straight talk on whether the new Wagoneer belongs in your driveway, you'll feel right at home here. Enjoy the ride, and if this sparks a memory of your favorite ugly grill or seals your next test-drive plan, share it with a friend. Subscribe, rate, and leave a review to help more car lovers find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

AITANA, EL BICHO, ROSALIA, LOLA INDIGO, ED SHEERAN, MIGUE BENITEZ, SILOE, ODD MOB, OMNOM, MESALLA y más artistas Bienvenidos a una nueva edición de Estación GNG, el podcast musical y programa de radio que cada mañana conecta a miles de personas con la mejor música del momento. Hoy venimos con un directo cargado de energía, novedades y temazos firmados por algunos de los artistas más fuertes del panorama actual y muchos más que harán que no quieras despegarte de la pantalla. Aquí no solo suenan canciones: Aquí se vive la música. Cada día de 9:30h a 11h creamos una auténtica familia en el chat, un punto de encuentro donde disfrutamos de hits actuales, descubrimos nuevos talentos, repasamos listas, comentamos el top y celebramos juntos las subidas, bajadas y sorpresas que nos deja cada jornada musical. Si te gustan las voces potentes, los ritmos que marcan tendencia, los artistas que lo están rompiendo dentro y fuera de España y el buen rollo capaz de arrancarte el día con una sonrisa… estás en el lugar perfecto. Únete al directo, comenta, comparte, participa y forma parte de esta comunidad que no para de crecer. En Estación GNG somos Paz y Música, somos cercanía, energía y pasión por lo que hacemos. Hoy te traemos un programa que no vas a olvidar. Escúchanos en directo cada dia en el levante español a través de la FM en Cadena Energia ó en Youtube a través del canal Música Guillermo Nieto; pero recuerda que siempre te quedará la opción de descargarnos en repetición a través de cualquier plataforma de podcasting , en formato podcast; iVoox, Amazon Music Podcast, Apple Podcast, Google Podcast y más Prepárate, dale al play y disfruta. Empieza el espectáculo.

EVs can feel like a battlefield of headlines and hot takes, so we put the rhetoric aside and dig into what actually matters on the road: incentives, charging reality, range you can trust, and the freedom to choose what fits your life. We start with a clear-eyed look at Honda's massive EV write-down and a supplier lawsuit tied to a delayed electric pickup, then unpack how policy nudges, mandates, and market signals collide to shape buyer behavior. No cheerleading, no doom—just what's changing, what isn't, and the trade-offs drivers face today.From there, we go wheels-on-the-ground with a Texas road trip designed to push limits. Big Bend's 235-mile gap between chargers, the relief of a 460-mile electric truck, and the surprising power of simple planning all come into play. We share practical tactics to stretch range, the underrated advantage of charging overnight at RV pedestals in state parks, and the candid truth about 30-minute fast charges that can derail a tight schedule. If you value convenience, this part matters. If you love long-haul spontaneity, it matters even more.We also tackle the cultural fog around EVs. Political theater turned cars into symbols, but ownership remains personal. Data shows aversion plummets when people get hands-on time behind the wheel. For most daily drivers, home charging and lower running costs make a persuasive case. For frequent interstate travelers or time-crunched families, today's charging curve can still be a deal-breaker. That's why we keep returning to the same point: try it, measure the friction in your real routine, and decide for yourself. If an EV gives you more freedom, you'll feel it. If it doesn't, you'll know fast.If this conversation helped clarify your thinking, share it with a friend, subscribe for more straight-talk car coverage, and leave a quick review telling us your biggest EV deal-breaker or must-have. Your feedback steers future shows.Be sure to subscribe for more In Wheel Time Car Talk!---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Missed calls, rotary phones, and a trooper who can't quite get a signal set the tone for a lively ride through today's car world. We open with a burst of nostalgia—remember the “finger stop” on a dial phone?—then shift gears into the realities drivers face right now: inspection changes, mid-year law updates, and why some rules never match the rhythm of real life. From there, we pull back the curtain on dealership dynamics in smaller markets and the incentives that shape where families plant their flags and expand their rooftops.The big industry turn lands with Amazon Autos: Ford dealers can now sell certified pre-owned vehicles on Amazon, complete with financing, warranties, and return windows. It's a customer journey built for 2025—transparent pricing, nearby inventory, and a checkout that feels as familiar as buying a blender. We also get candid about DIY repair in the age of sealed modules. One headlight swap becomes a full bumper removal and a surprise hybrid of halogen and LED, exposing the gap between what manuals say and what cars actually do.Our featured review zeroes in on the 2025 Jeep Wagoneer in EV spec—a two-row SUV with elegant lines, a properly luxurious cabin, and a calm, capable drive. With up to about 300 miles of range, full-time AWD, and roughly 3,500 pounds of towing, it squares up against Cadillac Lyriq and Genesis GV70 Electric while carving its own lane with smart packaging and serious cargo space. We break down trims, pricing, and the confusing Wagoneer versus Grand Wagoneer mix, then compare the EV with Jeep's Hurricane six in the L variant for drivers who still want cylinders. Along the way, we unpack holiday car marketing that actually resonates: experiences, community, and the magic of a well-placed bow that makes a driveway feel like a movie scene.Come for the laughs, stay for the insights, and leave with a sharper sense of how car culture, online retail, and electric SUVs are converging. If you enjoyed the ride, follow the show, share this episode with a friend, and drop us a quick rating or review—it helps more car lovers find us.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Toyota just redrew its playbook, and we're unpacking the boldest moves: Century stepping into bespoke ultra-luxury, Lexus getting room to grow, Daihatsu anchoring the entry tier, and GR leveling up from a badge to a performance brand with a rumored GRGT supercar. We break down how this five-brand architecture could reshape showrooms, challenge dealer agreements, and influence what you'll actually be able to buy next year.From there, we pivot to the realities of ownership with a rapid-fire recall rundown: Jeep Wrangler and Grand Cherokee 4xe engines flagged for sand contamination and fire risk, a sweeping Lexus rearview camera fix, Kia spare tire mismatches, and BMW airbag inflator concerns. We share practical steps to navigate NHTSA notices, verify parts, and protect your safety and resale value without losing a weekend to service limbo.For a change of pace, we play our sold-cars price game and get schooled by a stunning 1961 Chevrolet Impala SS convertible that crushed expectations, proving that the right spec list still makes collectors open their wallets. Then we hit the racing calendar, rewind through auto history—from Daimler's two-wheeler to the EV1—and explore two market signals: McLaren building a V8 hybrid SUV and EV prices climbing as incentives fade. It's a mix of strategy, safety, and pure car love, delivered with the same energy we bring to the garage on a Saturday morning.If you enjoy smart car talk without the fluff, follow the show, share this episode with a friend who loves a good spec sheet, and leave a quick review to help more enthusiasts find us. Got a story or event we should feature? Email info at inwheeltime.com and join the conversation.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

What happens when a championship chase runs straight into a mechanical gut punch—and the family still finds a way to win big? We sit down with Jerry Emmons to unpack a season that had everything: a Division IV Stock Eliminator title, finals against his own nephews, and a Sunday triumph in Dallas that marked his 20th national event win. The story isn't just about trophies; it's about how a lost-boost hauler turned a cross-country push into a hard reset, and how a family team absorbs both the thrill of the stripe and the sting of a photo finish.Then we flip the visor down on the used-car market and call it like we see it. Jerry breaks down a rough first half—parts shortages, lost vendor discounts, slower recon, rate pressure—and why the fourth quarter tells a different story. If you're buying or selling, this is the cheat sheet: sub-$25k inventory moves fastest, $15k–$18k is lightning, and well-specced Broncos are nipping at Wrangler's heels. Trucks still print demand in Texas regardless of trim, because capability and towing never go out of style. We talk margins, sourcing, reconditioning timelines, and how steady rates could reset volume next year.To round things out, we road-test the 2026 Chevy Tahoe Premier 4WD. With the 6.2L V8 and Magnetic Ride Control, it tows with confidence and rides quieter than its size suggests. The wide-format infotainment makes sense at a glance, the cabin feels airy with generous glass, and while the rear media screens look tacked on, families will appreciate the function. Cross-shopping Expedition, Armada, Sequoia, or Yukon? We lay out how the Tahoe balances power, comfort, and real-world utility without the fluff.If you love racing heritage, straight-talk market insight, and honest reviews that focus on how vehicles actually live day to day, you're in the right place. Hit follow, share this with a friend who's car-curious, and leave a review telling us whether you're Team Wrangler or Team Bronco. Your take might make our next show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Tariff juggling - just moving them around - no studies, no rationale Big Moves - One of the worst Novembers since 2008 The Big Short - End of a Era? PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Last Few Days for IBIT CTP - Closing Price This Friday - The Big Short - End of a Era? - What is happening to Bitcoin? - THC laws changing - interesting loophole closed Markets - Tariff juggling - just moving them around - no studies, no rationale - Big Moves - One of the worst Novembers since 2008 - Hindenburg Omen - Fed Losing Cred WHY? - If tariffs are not inflationary and this administration has brought down prices on groceries.... - President Trump signed an EO Friday lowering tariffs on beef, tomatoes, coffee and bananas, according to Bloomberg - So , just shooting from the hip on all of this are we? --- Seriously, where is the plan, where is the analysis, where are the results? Total horseshit More Tariffs - Switzerland and U.S. agree to trade deal; U.S. will lower tariffs to 15% from 39%; Swiss companies are planning to make direct investments in the USA amounting to $200 billion by the end of 2028 - Switzerland will reduce some import duties on US Imports - For other US export interests, a solution was agreed that takes Switzerland's agricultural policy interests into account: under the agreement, Switzerland will grant the US duty-free bilateral tariff quotas on selected US export products: 500 tonnes for beef, 1,000 tonnes for bison meat and 1,500 tonnes for poultry meat. - Furthermore, Swiss companies are planning to make direct investments in the USA amounting to $200 bln by the end of 2028. - What did we accomplish here? - Just going back to what it was with a slightly higher tariff on Swiss goods than before...BECAUSE WE WERE GETTING KILLED WITH FOOD COSTS Fed Update - Markets no longer view December as a sure bet - Lots of Fed speakers out with commentary that is hawkish - Currently, there is a 46% chance of a rate cut by 0.25% - a month ago it was at 95% - AND, they should not cut in the absence of all data (Stephan Miran looking for 0.50%, but he is a total tool) More Horseshit! - Former Federal Reserve Board Gov. Adriana Kugler broke the central bank's rules regarding stock trading, according to a report released by the U.S. Government Ethics Office. - Now we know why she abruptly resigned a few months ago - That disclosure shows two kinds of violations of Fed rules regarding financial transactions by senior officials at the central bank: purchases of stocks of individual companies, as opposed to mutual funds; and purchases of securities during so-called “blackout periods” leading up to and after Federal Open Market Committee meetings. - Oh - Supposedly her husband did it - but come on! - Fed losing more credibility - this is not the first time.... StampFlation - The Postal Service filed notice with the Postal Regulatory Commission for Shipping Services price changes to take effect Jan. 18, 2026. The proposed adjustments were approved by the governors of USPS this week. - The change would raise prices approximately 6.6 percent for Priority Mail service, 5.1 percent for Priority Mail Express service, 7.8 percent for USPS Ground Advantage and 6.0 percent for Parcel Select. BIG - Michael Burry, the investor whose successful bets against the U.S. housing market in 2008 were recounted in the movie "The Big Short," is closing his hedge fund, Scion Asset Management. - In a letter to investors dated October 27, a copy of which was seen by Reuters, Burry said he would liquidate the funds and return capital, "but for a small audit/tax holdback" by the end of the year. - "My estimation of value in securities is not now, and has not been for some time, in sync with the markets," Burry said in the letter. - Put on a big OPTIONS short on NVDA and PLTR - We checked and his Registration expired.. Has about $155 million under management - not so much.. - He hinted that he will be back doing something and will announce on November 25th... Softbank - We know that they CUT all of their NVDA holdings - Looking at the 13F, also cut ORCL - New position in INTC - Looking to raise significant cast to outlay to private companies over the next couple of months. - Stock is up 120% YTD, DOWN 12% last week - Did you know He had for many years the distinction of being the person who had lost the most money in history (more than $59 billion during the dot-com crash of 2000 alone, when his SoftBank shares plummeted), a feat surpassed by Elon Musk in the following decades. THC Blues ??? - A new ban, tucked into legislation ending the longest shutdown in history, outlaws products containing more than 0.4 milligrams of total THC per container. == Industry executives said that threshold will wipe out 95% of the $28 billion hemp retail market when it takes effect in a year. - 300,000 jobs could be effected ($28 billion annually) - Possible that state laws will win out, but clearly Federal laws are not going the way of the industry. - Concern that the blackmarket will grow again - However, this can be seen in several ways as it may be cleaning up some of the selling of things like Delta-8 those weird knock-offs seen at gas stations) UK Tax Scrap - British government bond yields rose sharply on Friday morning as investors react to reports that Finance Minister Rachel Reeves will scrap an expected increase in income tax. - The moves came as investors reacted to a report from the Financial Times of an income tax U-turn. - Remember that they did a similar plan a few years ago that caused major havoc with markets and currencies until they withdrew the idea. How Does This Work? - House Republicans drafting legislation that will redirect Affordable Care Act subsidies to individuals and away from health insurance companies, according to Politico Some Eco ...?? - Employment Situation for September 2025 that was supposed to be released on Friday, October 3, 2025, will now be release  Thursday, November 20, 2025 8:30 AM ET - What about October? White House says it may NEVER be released Hindenburg Omen - There was some excitement in the world of technical analysis the past two weeks as we saw 5 separate signals fire for something called the Hindenburg Omen. This is a warning signal of trouble, but trouble does not always come. What is fair to say is that Hindenburg Omen signals have appeared at every major stock market top going back several decades. - According to Tom McClellan: The current count of 5 signals is not as big as some other clusters. But we got 4 signals in a cluster at the end of 2021, ahead of the 2022 bear market. So 4 is enough, if the market is inclined to live up to this warning. And 2 signals were enough back in December 2024 and March 2025 to tell us about the trouble in the market which unfolded in the April 2025 tariff reaction minicrash. But 5 is better. Pied Piper - Losing Followers - OpenAi plans to invest $1.4 Trillion over the next 5 years or so - Biggest beneficiary - Oracle - Stock went from $250 to $340 overnight - now a $220 (Full Round-trip) - Oracle is looking to raise $38 billion in debt sales to help fund its AI buildout, according to sources with knowledge of the matter who asked not to be named because the information is confidential. Bloomberg reported on the planned debt raise last month. Disney Earnings - Hmmmmm...... - Shares fall 8% as revenue misses - Digging in for a prolonged flight with YouTube - The company also missed quarterly revenue expectations as the cable weakness overshadowed strong growth in the company's streaming and parks businesses central to its growth. - Family of 4 - Trip to Disney - A  3-night trip with tickets and dining is estimated to be between $6,000 and $9,000 Starbucks - Can it get any worse for this company? - Starbucks Workers United launched a strike in more than 40 cities and 65 stores on the day of chain's Red Cup Day sales event. - NY incoming Mayor Mandami says there should be a total boycott of the stores - The union is pushing for improved hours, higher wages and the resolution of hundreds of unfair labor practice charges levied against Starbucks. Buffett - Berkshire - Berkshire Hathaway revealed a $4.3 billion stake in Google parent Alphabet (GOOGL), and further reduced its stake in Apple (AAPL), detailing its equity portfolio for the last time before Warren Buffett ends his 60-year run as chief executive officer. - They also sold more Bank of America - *6% reduction - although still the thrid largest stockholder - Sold homebuilder DR Horton - Bought position in Domino's Pizza and Chubb ---- DPZ chart looks terrible Over to China - Economy not getting any better - Fixed-asset investment contracted 1.7% for the first ten months of the year, steepening from a 0.5% decline in the January-to-September period. - Retail sales climbed 2.9% in October from a year earlier, softening from a 3% year-on-year rise in September. - Industrial output expanded 4.9% in October, a slowdown from a 6.5% rise in the prior month. - The last time China recorded a contraction in fixed-asset investment was in 2020 during the pandemic, according to data going back to 1992 from Wind Information, a private database focused on the country. Electric Prices - We know that the new wave of data centers are requiring HUGE amounts of energy to keep them running - Residential utility bills rose 6% on average nationwide in August compared with the same period in the previous year, according to the U.S. Energy Information Administration.

NEW CTP for IBIT Under/Over - Looks like the OVER Presidential PARDONS and A King's EVICTION All Excited - Making headway on the Deficit ! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - NEW CTP for IBIT - Under/Over - Looks like the OVER - Presidential PARDONS and A King's EVICTION - All Excited - Making headway on the Deficit ! Markets - DJIA hits new ATH - after big moves last week - Buyers stepped in (again) - NASDAQ - lagging as AI trade is questioned - THEREFORE - what is happening is a simple rotation again - ALL IN! Just back from a wedding in NJ - Did some Apple picking, hot cider and donuts! Pardon Me... - President Donald Trump has pardoned a long list of his political allies for their support or involvement in plans to overturn the 2020 presidential election, according to the Department of Justice's Pardon Attorney, Ed Martin. - Several others (20+) were pardoned as well including some that plead guilty. Over the Pond - King Charles III on Thursday stripped his disgraced brother Prince Andrew of his remaining titles and evicted him from his royal residence after weeks of pressure to act over his relationship with sex offender Jeffrey Epstein, Buckingham Palace said. - After the king's rare move, which follows years of shameful scandals, he will be known as Andrew Mountbatten Windsor and not as a prince, and he will have to vacate his Royal Lodge mansion near Windsor Castle. Debt - The U.S. government's gross national debt surpassed $38 trillion Wednesday, a record number that highlights the accelerating accumulation of debt on America's balance sheet. - It's also the fastest accumulation of a trillion dollars in debt outside of the COVID-19 pandemic — the U.S. hit $37 trillion in gross national debt in August this year. - “During his first eight months in office, President Trump has reduced the deficit by $350 billion compared to the same period in 2024 by cutting spending and boosting revenue,” White House spokesman Kush Desai said in a statement, adding that the administration would pursue robust economic growth, lower inflation, tariff revenue, lower borrowing costs and cuts to waste, fraud and abuse. - Petersen Foundation: “Along with increasing debt, you get higher interest costs, which are now the fastest growing part of the budget,” Peterson added. “We spent $4 trillion on interest over the last decade, but will spend $14 trillion in the next ten years. Interest costs crowd out important public and private investments in our future, harming the economy for every American.” - Debt Growing by $69,000 per second over the the past year... Stock New - BIG Softbank - Softbank sells entire stake in NVDA - $5.83 Billion - To soften the blow, they said that it as because they are using it to redeploy further into AI - OpenAi to be specific - Also sold part of T-Moblie and using margin loan against ARM to fund the $22.5 BILLION investment in OpenAI - “This should not be seen, in our view, as a cautious or negative stance on Nvidia, but rather in the context of SoftBank needing at least $30.5bn of capital for investments in the Oct-Dec quarter, including $22.5bn for OpenAI and $6.5bn for Ampere,” Rolf Bulk, equity research analyst at New Street Research, told CNBC. - IMPORTANT SO MARKETS DO NOT GET SPOOKED: ?[SoftBank] made a point of saying that it wasn't any view on NVIDIA. ... At the end of the day, they are using the money to invest in other AI related companies,” he said. Coreweave Earnings - The provider of infrastructure for artificial intelligence companies, reported better-than-expected third-quarter revenue on Monday, but the company delivered disappointing full-year...

In this conversation, Dan Young — entrepreneur, investor, and creator of The Millionaire Code — shares the mindset shifts that turned struggle into opportunity and business into purpose. From his early challenges to building multi-million-dollar ventures, Dan reveals how true wealth isn't just financial — it's spiritual, mental, and relational.Host Jaxon Cummings and Dan dive into the disciplines that shape lasting success: clarity, consistency, and contribution. They discuss how gratitude and giving back amplify growth far beyond numbers, and how legacy isn't about what you own, but what you empower others to become.If you've ever felt caught between ambition and fulfillment, this episode reminds you that success means more when it's shared.About Guest:Dan Young is a serial entrepreneur, investor, and philanthropist known for founding Xidax PCs, UGITech, and The Millionaire Code. With decades of experience building companies and mentoring others toward financial freedom, Dan continues to inspire through his blend of business strategy, mindset mastery, and genuine care for community impact.LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.com*Sponsor Us - lifelegacypodcast@outlook.comWE LOVE MAIL AND CARE PACKAGES!: Email us for address: lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  HASHTAGS#TheLifeLegacyPodcast  #yourlifelegacy  #jaxoncummings   #tommymoorepresents #tommymoore #vodcastsbytommymoore #personaldocumentaries KEYWORDSYour Life Legacy Podcast, Podcast, Your Life Legacy, Jaxon Cummings, Tommy Moore, Tommy Moore Presents, Vodcast By Tommy Moore, Personal Documentaries, Genealogy,

Supreme Court Ruling on tariffs within weeks.... Say goodbye to the penny! November heading for a potential fall. Splits - Are they back? PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter NEED A NEW CTP - How About a Crypto ETF? (IBIT) INTERACTIVE BROKERS Warm-Up - Supreme Court Ruling on tariffs within weeks.... - Say goodbye to the penny - November heading for a potential fall - Prediction - When will US Government Reopen - New Term - AI Washing Markets - OpenAI - even more deals - Palatir Earnings - Serepta FLOP -AMAZON BLOWOUT - Splits - Are they back? Election Day - Updates? The SAME Stories are making their way around - Seasonally good time for equities - Don't fight the Fed - Earnings trend - Buybacks again Under/Over on When US Government Opens - November 10th - Under/Over? November Outlook - On the heels of a good October... - Question: How much more is in the tank for blowouts? Earnings season is about over and what are other catalysts - Aside from Santa? - More NVDA excitement? More OpenAi deals??? - So much good news is priced in it is hard to imagine HUGE upside AI Washing - AI washing is a deceptive marketing tactic where companies exaggerate or falsely claim to use artificial intelligence in their products to appear more innovative and advanced. - It is also used when layoffs occur to say that there is less need for employees due to advances in technology. - Corporate giants Amazon, UPS and Target each announced layoffs in recent weeks totaling more than 60,000 jobs cut this year. Amazon - Great earnings - stock up HUGE to ATH ater the report - Amazon beats by $0.38, beats on revs; guides Q4 revs in-line - Reports Q3 (Sep) GAAP earnings of $1.95 per share, $0.38 better than the FactSet Consensus of $1.57; revenues rose 13.4% year/year to $180.17 bln vs the $177.91 bln FactSet Consensus. - Co reports Q3 operating income, excluding items, of $21.7 bln vs prior guidance of $15.5-20.5 bln. - North America segment sales increased 11.2% yr/yr to $106.27 bln. - International segment sales increased 14.0% yr/yr (+10% CC) to $40.90 bln. - AWS segment sales rose 20% yr/yr (+20% CC) to $33.01 bln. - Advertising Services rose 24% yr/yr (+22% CC) to $17.70 bln. - Co issues in-line guidance for Q4, sees Q4 revs of $206-213 bln vs. $208.41 bln FactSet Consensus. Co guides to Q4 operating income of $21-26 bln. OpenAi and Amazon - OpenAI has signed a $38 billion deal with Amazon Web Services, and will immediately start accessing Nvidia's graphics processing units. - This is one of OpenAI's biggest moves away from Microsoft, which was the company's exclusive cloud provider until earlier this year. - The partnership gives OpenAI the flexibility to scale infrastructure through 2026 and beyond. - Under the agreement announced on Monday, OpenAI will immediately begin running workloads on AWS infrastructure, tapping hundreds of thousands of Nvidia's graphics processing units (GPUs) in the U.S., with plans to expand capacity in the coming years. - Amazon up another 5% Palantir Earnings - Palantir Technologies prelim Q3 $0.21 vs $0.17 FactSet Consensus; revs $1.18 bln vs $1.09 bln FactSet Consensus - Palantir Technologies sees Q4 revs $1.327-1.331 bln vs $1.18 bln FactSet Consensus - Stock up slightly - been on a rager lately.... ATH - Stock down 8% on Tuesday - most of the good news is priced in? AMD Earnings - Advanced Micro Devices beats by $0.03, beats on revs; guides Q4 revs above consensus (250.05 -9.60) - Reports Q3 (Sep) earnings of $1.20 per share, $0.03 better than the FactSet Consensus of $1.17; revenues rose 35.6% year/year to $9.25 bln vs the $8.

Exhaustion signals TESLA - a rabbit out of a hat! Fed meeting in focus S&P earnings week - its a big one PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Don't fight the tape - Exhaustion signals everywhere - but plenty of money floating around it seems - Seeing lots of overheated signs..... - BUT, everything is fine. Nothing to worry about Markets - Fed Meeting today and tomorrow - Rate decision on Wednesday - Biggest week for earnings (S&P) - ATH - Let' GO! First time over 6,780 for the S&P 500 - Profit margins with those Tariffs - Surprise! - Emerging markets - On FIRE! Factoid - Ft Lauderdale Boat Show - The economic impact of the Fort Lauderdale International Boat Show (FLIBS) is significant, generating over $1.78 billion in economic output for Florida, supporting more than 100,000 jobs, and creating millions in sales and taxes. The Fort Lauderdale International Boat Show is considered to be the largest boat show in the world, with over 3 million square feet of exhibition space across multiple marinas. Godcaster is turning churches into local radio stations - Get the Godcaster app on Android and iOS - An Adam Curry Project Fed Meeting - Stock and All time highs - GOLD, SILVER rocking - Crypto doing just fine - GDP good - Employment good - Housing market improving - Limited information about economic activity due to Government is CLOSED - Inflation is well about Fed's own measures (3%) - FED IS GOING TO LOWER RATES REMEMBER - NOTHING TO WORRY ABOUT - TRUST THE GOVERNMENT  CPI - The consumer price index showed a 0.3% increase on the month, putting the annual inflation rate at 3%, both lower than expected. - Excluding food and energy, core CPI showed a 0.2% monthly gain and an annual rate also at 3%, less than forecast. - The Bureau of Labor Statistics released the data specifically because the Social Security Administration uses it as a benchmark for cost-of living adjustments in benefit checks. Otherwise, the federal government has suspended all data compilation during the shutdown. Quick Meme Update - BYND - fell back to earth - down to $1.75 from $7 last week... - We should have shorted for the game like we talked about - It was supposed to be the next Apple! Qualcomm News! - They are in the game now - seems that Qualcomm now has the goods to compete with AMD and NVDA - Stock up 15% on this news (AMD and NVDA unfazed) - Qualcomm's data center chips are based on the AI parts in Qualcomm's smartphone chips called Hexagon neural processing units, or NPUs. - Nearly $6.7 trillion in capital expenditures will be spent on data centers through 2030, with the majority going to systems based around AI chips, according to a McKinsey estimate. (3% of of annual GDP for the ext 5 years) Why Not Intel? - The U.S. has formed a $1 billion partnership with Advanced Micro Devices  to construct two supercomputers that will tackle large scientific problems ranging from nuclear power to cancer treatments to national security, Energy Secretary Chris Wright and AMD CEO Lisa Su told Reuters. - The U.S. is building the two machines to ensure the country has enough supercomputers to run increasingly complex experiments that require harnessing enormous amounts of data-crunching capability. The machines can accelerate the process of making scientific discoveries in areas the U.S. is focused on. NVDA Spending Spree - Massive announcements today and $1billion stake in Nokia - Nokia announced on Tuesday that Nvidia is taking a $1 billion stake in the networking company, the latest partnership for the artificial intelligence chipmaker. - Shares of Nokia soared 26% higher following the news.

A new crisis is brewing - banking sector again Markets is sideways mode The scary tariffs and a walk back Apple News........ PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter We're dedicating this episode to Sophia Maria — someone very special who left us too soon... Warm-Up - A new crisis is brewing - banking sector again - Markets is sideways mode - The scary tariffs and a walk back - Apple News........ - Announcing the WINNER of the CTP for LAC Markets - Yields dropping - Region bank scare due to 2/3 bankruptcies (new stress) - Fed stops tightening - why is that? - TACO trade is back - Buig Tech earnings on the way "Just when you think that the coast is clear - the banks will somehow screw things up" US Government Shutdown - Day 19? Bitcoin - Hits all-time high above $125,000 - then pulls back - Big moves with crypto last couple of weeks - Trump tariff comments spooked speculators -- Some coins were down 15-25% after the close on that Friday GOLDDDDDDDDDDDDDDDDDDDDDD! - Taking a walloping last couple of days... -- Was really overbought -- Silver getting hammered too (8% in 2 days) Gold, Silver BOOM - Also hits new highs - then backs off a tad - Major holiday in India --- First day of Diwali in India - Buying gold (and silver) on Dhanteras is considered highly auspicious. It symbolizes: -- Wealth and prosperity, invoking blessings from Goddess Lakshmi (the deity of wealth). -- Health and longevity, honoring Lord Dhanvantari, the divine healer who is believed to have emerged with the nectar of immortality on this day. --  Financial stability, as gold is seen as a secure and pure investment. New Phrase - Like the use of TAM - Total Addressable Market or other PR phrases.... - "Right to win" is a business strategy concept that refers to a company's ability to enter a competitive market with a high probability of success, based on its unique advantages. It is not an automatic entitlement but is earned through a coherent strategy that aligns a company's "way to play" (its strategy) with its core capabilities and assets. This requires a clear, sustainable competitive advantage over rivals - Heard this just today TWICE - CEO of NASDAQ and CEO of Goldman Sachs - OBNOXIOUS! Super TACO - What was that? - Bad lunch or something? - 100% tariff on China - on a Friday afternoon - - Vance walks-back on Saturday - Just a negotiating tactic (so dumb) - Trump Walks back on Sunday Warnings - David Solomon (GS CEO) - Speaking at Italian Tech Week in Turin, Italy, he said a “drawdown” was likely to hit stock markets in the coming two years. - Relating to the dot.com bubble: “You're going to see a similar phenomenon here,” he said. “I wouldn't be surprised if in the next 12 to 24 months, we see a drawdown with respect to equity markets ... I think that there will be a lot of capital that's deployed that will turn out to not deliver returns, and when that happens, people won't feel good.” More Warnings - Jamie Dimon talks about cockroaches related to the recent bankruptcies (where there is one - there are more...) - First Brands Group, an auto parts supplier, filed for bankruptcy with over $11.6 billion in liabilities. The company's use of invoice factoring—allegedly pledging the same receivables to multiple lenders—has triggered a federal investigation and raised alarms about off-balance-sheet financing. - Tricolor Holdings, a subprime auto lender, is accused of fraudulently pledging risky loan portfolios to multiple banks. The fallout has led to significant write-downs at institutions like JPMorgan and Fifth Third Bancorp. -- The regional banks under pressure as this is developing.