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DOD – Disrupter Disrupters China markets reopening after Lunar New Year Mexico Cartel Wars Refunds requested for the illegal tariffs PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - The CTP for Caterpillar announced - DOD - Disrupter Disrupters - China markets reopening after Lunar New Year - Mexico Cartel Wars (Jalisco) Markets - Mortgage Rates - looking good! - Tariffs found illegal - that is not stopping anything - Refunds requested for the illegal tariffs - Monday's big drop and AI taking a bite out of stock prices Tariffs - First, who actually knows what is going on. 100% chaos - Supreme court ruled illegal (6-3) - 10% flat across all countries immediately added - Wait a day and make that 15% - FedEx seeks refund for illegal IEEPA tariffs imposed by Trump after the Supreme Court ruled Trump's tariffs exceeded authority - Numerous lawsuits expected for IEEPA tariff refunds - Apple has spent more than $3 billion on tariffs since President Donald Trump enacted his trade policies. What about that? (HOW TO FIGURE OUT WHO GETS THE REFUND) --- Estimate that $175B tariffs have been collected alreay - A group of 22 U.S. Senate Democrats on Monday introduced legislation that would require President Donald Trump's administration to fully refund within 180 days all of the revenue, with interest, collected from tariffs struck down by the U.S. Supreme Court. - The legislation would require the Customs and Border Protection agency, which collects tariffs at U.S. ports of entry, to prioritize small businesses. - The U.S. Customs and Border Protection agency said it will halt collections of tariffs imposed under the International Emergency Economic Powers Act at 12:01 a.m. EST (0501 GMT) on Tuesday Stop The Presses - After years of JCD's rants....... - Apple will soon introduce MacBooks with touch screens - Apple Inc.'s initial touch Macs will have the Dynamic Island at the center top of the display and OLED screen technology. The new MacBook Pro models will have a refreshed, dynamic user interface that can shift between being optimized for touch or point-and-click input. Europe Reacts - "The current situation is not conducive to delivering 'fair, balanced, and mutually beneficial' transatlantic trade and investment, as agreed to by both sides" in the joint statement setting out the terms of last year's trade agreement, the Commission said. "A deal is a deal." - All active discussions are halted on any USA/Europe trade deal The Potential Winners - Brazil and China may be the winners here - Chinese President Xi Jinping has a boost in bargaining power after the US Supreme Court invalidated Donald Trump's broad emergency tariffs, a key point of leverage over China. - The removal of tariff threats will make it harder for Trump to press Xi for larger purchases of certain products and leaves him without a key weapon to strike back if Chinese negotiators make fresh demands. - Xi's team will likely push harder for access to advanced semiconductors, the removal of trade restrictions on Chinese companies, and reduced US support for self-ruled Taiwan, according to Wu Xinbo, director at Fudan University's Center for American Studies. NVDA Earnings - NVIDIA drops its fiscal Q4 2026 (ended Jan 2025) results tomorrow—another make-or-break moment for the AI trade. - The bar is sky-high after years of blowout beats, but whispers of "peak AI" and slowing growth momentum have investors on edge. --- Consensus Expectations : ----Revenue: ~$65.6–$66.1 billion (up ~67–68% YoY from last year's ~$39B; guided $65B ±2% in prior report) ------EPS (adjusted/non-GAAP): ~$1.50–$1.53 (up ~70–72% YoY from $0.89). --------Gross margins: Targeting ~75% non-GAAP (holding strong despite supply chain noise). -----------Key driver: Data Center segment expected to crush ~$58–$60B, fueled by Blackwell ramp and hyperscaler spend. Home Depot Earnings - The home-improvement retailer gained 2.7% after posting fourth-quarter adjusted earnings of $2.72 per share on revenues of $38.20 billion. - That exceeded the per-share earnings of $2.54 on revenues of $38.12 billion expected by analysts polled by LSEG. AMD News - The semiconductor maker rose about 11% after it inked a multiyear deal with Meta to lend up to 6 gigawatts of its graphics processing units to artificial intelligence data centers. - The cost of the deal is unclear, but the companies' agreement includes a a performance-based warrant that could amount to up to 160 million of AMD shares, according to a statement dated Tuesday. - Meta has committed to deploying up to 6 gigawatts (GW) of AMD's Instinct GPUs (high-end graphics processing units optimized for AI workloads) to power its massive AI data centers. - Analysts estimate the GPU portion alone could be worth $60–$100+ billion over 5+ years Mortgage Rates - The average rate on the popular 30-year fixed mortgage fell to 5.99% on Monday, according to Mortgage News Daily, matching its lowest levels since 2022. - Last year at this time the rate was 6.89%. - A buyer putting 20% down on the median priced home, about $400,000 according to the National Association of Realtors, would have a monthly payment of $1,916 for the principal and interest. One year ago, that payment would have been $2,105, a difference of $189. Life Insurance Record - Manulife Financial Corp. sold a $300 million life insurance policy in Singapore, topping what Guinness World Records certified as the most valuable policy ever issued. - The policy surpasses the previous record of $250 million, set by HSBC Life in Hong Kong in 2024. Manulife said in a statement Tuesday that the deal reflects growing demand from ultra-wealthy clients to preserve their assets. - In Singapore over the past 12 months, Manulife has issued 25 individual policies each worth more than $50 million. Bitcoin Rout - Gemini said it was axing as much as a quarter of its staff and exiting the UK, European Union and Australia entirely. - This week, it parted with its chief operating officer, chief financial officer and chief legal officer, all in a single day. - Its stock has fallen more than 80% from a post-listing high last year, collapsing its market value from a peak of almost $4 billion to under $700 million. Over the Greenland - USA sending a "hospital ship" over - Trump's post on the ship came hours after Denmark's Joint Arctic Command said it had evacuated a crew member who required urgent medical treatment from a U.S. submarine in Greenlandic waters, seven nautical miles outside of Greenland's capital, Nuuk. - Greenland said thanks but no thanks So Long! - U.S. investors are pulling money out of their own stock market at the fastest pace in at least 16 years as Big Tech returns fade and better-performing overseas markets look more attractive. - In the last six months, U.S.-domiciled investors have pulled some $75 billion from U.S. equity products, with $52 billion flowing out since the start of 2026 alone, the most in the first eight weeks of the year since at least 2010 AI Disruption - DOD (Disruption of Disrupters) - CrowdStrike -9.8% and other cybersecurity names under heavy pressure again as AI disruption fears build following Anthropic's Claude Code release - - Cybersecurity stocks are under broad pressure today, extending recent weakness following Friday's launch of Claude Code Security by Anthropic. Claude Code Security scans codebases for vulnerabilities and suggests software patches for human review, fueling a narrative that AI platforms may be moving more quickly into parts of the security workflow than investors had previously expected. For cybersecurity, that raises concern around the forward demand outlook and competitive positioning, particularly in areas tied to application security, cloud security, identity workflows, and security operations automation, where AI-native tools could start to narrow perceived differentiation. - The move suggests investors are still sorting through the implications for product overlap, pricing power, and competitive positioning as AI capabilities evolve quickly. - IBM shares dropping toward lows of the session; attributed to news that Claude can automate cobol modernization COBOL (Common Business-Oriented Language) is a high-level, English-like programming language created in 1959 for business, finance, and administrative data processing. It is renowned for its verbosity, readability, and reliability, processing massive amounts of transactions on mainframe systems,, notes NetCom Learning and IBM. Despite being decades old, it remains critical in banking, insurance, and government sectors. - It is estimated that 70-80% of the world's business transactions are processed by COBOL Grok's Prediction about Future of OpenAi/ChatGPT Scenario Likelihood (My Estimate) Key Factors Outcome for OpenAI/ChatGPT Thriving Leader Medium (40%) Sustained breakthroughs, partnerships (e.g., Microsoft), regulatory wins OpenAI as AI giant; ChatGPT as ecosystem hub for agents/robots Evolved Survivor High (50%) Adaptation to agents/hardware; mergers Exists but rebranded; ChatGPT integrated into daily life tools Decline/Acquisition Low (10%) Overcompetition, funding collapse Absorbed or legacy; ChatGPT commoditized or obsolete Quick check on Europe Shares - European company earnings growth is picking up this reporting season against a tentatively improving economic backdrop, but wary investors are demanding more than solid results to justify sky-high valuations. - Companies representing 57% of Europe's market capitalization have reported so far, achieving average earnings growth of 3.9% in the fourth quarter, ahead of estimates for a final result of a contraction of 1.1% --- That is a big differential.... +3.9 vs -1.1 Iran Talks - News over the weekend that Iran will look to discuss a variety of items and potentially get a deal.... energy, mining and aircraft - Best guess: Iran will string us along like Russia is doing and we will say we have some kind of bogus deal. --- There is some talk of US "going in" as we are building military presence. Supposedly there are some saying it could be a multi-week incursion. - What is the plan - Regime change? What is this? - A divided Supreme Court on Tuesday ruled that Americans can't sue the U.S. Postal Service, even when employees deliberately refuse to deliver mail. - By a 5-4 vote, the justices ruled against a Texas landlord, Lebene Konan, who alleges her mail was intentionally withheld for two years. Konan, who is Black, claims racial prejudice played a role in postal employees' actions. - Justice Clarence Thomas, writing for a majority of five conservative justices, said the federal law that generally shields the Postal Service from lawsuits over missing, lost and undelivered mail includes “the intentional nondelivery of mail.” - So can ballots just be thrown in garbage for mail-ins for one party that will throw out another party's?     Love the Show? Then how about a Donation? HE CLOSEST TO THE PIN for CATERPILLAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

What if your tires could quietly renew their own grip as you drive? We kick off with a clear look at regenerative tire technology, unpacking how smart materials might maintain tread depth, extend tire life, and improve braking and safety in wet and dry conditions. From early patents to bold prototypes, we highlight Goodyear's recharge concept and Michelin's expanding tread blocks, then get honest about the hurdles that stand between lab success and daily commuting: durability, heat cycles, debris, and cost.Then we trade lab coats for landscapes and plan a spring pilgrimage across Texas bluebonnets. We share practical, photo-friendly routes with timing tips shaped by weather and bloom cycles. The Willow City Loop near Fredericksburg brings sweeping hills and Indian paintbrush accents; Muleshoe Bend near Spicewood frames Lake Travis with easy trails and family space; Ennis maps more than 40 miles of viewing with a festival vibe; Brenham's barns and fences add texture to wide fields; and the Lady Bird Johnson Wildflower Center in Austin offers curated displays that respect the land. Think golden-hour light, weekday visits, and staying on public roads to protect fragile blooms.To round out the ride, we deliver a grounded review of the 2026 Hyundai Santa Fe Hybrid Calligraphy AWD. The boxy, modern design turns heads, while a two-foot display span, separate climate controls, dual wireless charging, and comfortable seating for up to seven make daily life simple. The 1.6L turbo hybrid returns strong real-world mpg with calm, composed handling, and the cabin feels thoughtfully laid out—though we still wish for a dedicated volume knob. We compare pricing and rivals like the Kia Sorento, Toyota Highlander, and Mitsubishi Outlander, and share straight-talk shopping advice so you can find the right trim at the right price.Join us to connect future-focused tire tech with near-term road trips and a practical SUV you can buy now. If you enjoyed the ride, follow the show, leave a review, and share this episode with a friend who loves cars and wildflowers.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Ever wonder who keeps carburetors, vacuum lines, and timing lights from fading into history? We dive into the real engine behind reliable repairs: master technicians who mentor the next generation. From GM's retention strategies and structured apprenticeships to the practical steps a curious student can take, we map a clear path into a modern shop while preserving the old-school feel that tablets can't teach.The headlines got hotter than a runaway pack as we unpack current recalls, including EV battery fire risks and what smaller fire departments can and cannot do when lithium-ion ignites. We translate recall notices into plain steps you can take—VIN checks, dealer conversations, and realistic expectations—without the noise. Then it's onto our sold-car showdown: a sleeper-priced AMC AMX, a tidy '57 Thunderbird, a six-figure Defender, and a shockingly affordable Mercedes SEL that proves entry price and ownership cost are two different lanes.Community keeps the hobby running, so we spotlight cruise-ins and charity meets where tacos, trophies, and mentorship collide. These events are where future techs meet shop foremen, where schools find parts and partners, and where stories become careers. We round it out on the factory floor with Toyota's use of humanoid robots to handle repetitious tasks, and what that means for human roles, from maintaining automation to elevating quality control. Through every segment, one theme holds: when seasoned pros share their craft and rookies lean in, the whole ecosystem—shops, owners, and enthusiasts—gets stronger.If you love real car talk with actionable advice and a pulse on the industry, hit follow, share this with a friend who wrenches on weekends, and drop a review to tell us what topic you want next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Ever wondered how a body shop brings a modern, sensor-packed car back to life after a crash? We sit down with Andy Noyes from asTech, driven by Reparify, to unpack the behind-the-scenes tech that turns chaos into confidence: remote OEM diagnostics, precise calibrations, and factory-level programming delivered through a simple plug-in device. From pre-repair scans that reveal hidden restraint faults to post-repair verifications that ensure every module is talking, you'll hear how shops cut delays, reduce supplements, and hand back vehicles that are truly road ready.We dive into real-world cases where this approach shines. Airbag deployments aren't just about swapping a module—procedures can call for new seat belts, sensors, and software steps that vary by brand. Windshield replacements on late-model cars now demand camera calibrations, and we explore why cheap glass can sabotage those efforts even when the camera is mounted correctly. Andy explains how brand specialists pair OEM tools over the internet to program radar modules, run seat weight initializations, and diagnose intermittent ABS issues with live data, saving days of trial and error and protecting drivers from unsafe ADAS behavior.If you manage a collision center, handle glass installs, or simply drive a car built in the last decade, this conversation makes the new repair reality clear and practical. You'll learn why generic scanners miss key modules, how pay-per-use remote support scales from a few jobs to dozens daily, and how transparent reports help set expectations with insurers and customers alike. We round out the show with a quick look at regenerative tire tech on the horizon and a field guide to the best Texas bluebonnet routes for your next drive.If this helped demystify modern repairs, follow the show, share it with a friend who wrenches, and leave a rating with your biggest calibration question—we may answer it on air next week.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The EV boom was supposed to be a straight shot. Instead, Detroit is eating billions in write-downs, canceling high-profile electric models, and quietly steering profits back toward gas and hybrid vehicles. We pull the curtain on the strategy shifts behind the headlines, from GM's van retreat and Ford's Lightning pivot to Stellantis' sobering projections, and talk through what buyers have been saying all along: price, range, charging speed, and convenience still rule the decision.We connect the policy dots too. When fuel economy penalties relax and federal tax credits wobble, the spreadsheets change—fast. That's why platform choices matter so much right now. Dedicated EV architectures promise efficiency but trap capital if adoption slows, while flexible platforms and smart hybrid lineups offer a safer mix. We share first-hand charging experiences that show how infrastructure and real costs shape daily life: a Tesla plug that fills a workday gap feels great; a pricey fast charge on a road trip does not.Autonomy has its own turbulence. As robotaxi pilots expand to cities like Dallas and Houston, each incident stresses public trust. We lay out the safety narrative, why transparency beats hype, and how autonomy could still reshape mobility with patience and proof. Then we shift gears to something every enthusiast can use this weekend: a curated guide to Texas' most rewarding drives, from FM 170's river-carved sweep to the Twisted Sisters' blind crests and switchbacks. Expect clear cautions on traffic, limited fuel, scarce charging, and the best times to go.Along the way, we spotlight community: cruise-ins, cars and coffee, and local meetups that keep car culture vibrant even as the industry recalibrates. Our takeaways are simple: hybrids are the right-now value play, EVs need frictionless charging and honest pricing, and flexible manufacturing beats wishful thinking. If you care about where mobility is headed—and want a great road to enjoy today—this one's for you.Enjoyed the show? Subscribe, share it with a friend, and leave a quick review to help more car lovers find us.Be sure to subscribe for more In Wheel Time Car Talk!---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

What if four words could save you thousands at the dealership? We sit down with veteran insider Randy Presgrove to unpack 47 years of wins, wrecks, and the unfiltered truths of car buying and selling. From boardroom bravado to showroom reality, Randy pulls back the curtain on how hits are made, how flops happen, and how regular buyers can tip the deal back in their favor.We trace the anatomy of failure through icons like the Edsel and head‑scratchers like Mazda's youth‑aimed MX‑3, showing how timing, design, and marketing alignment matter more than hype. Randy explains why many product misfires teach sharper business lessons than successes, and how dealers experience those lessons in real inventory pain. Then we get practical: the research that actually moves price, captive finance deals that hide in the fine print, and the single sentence that resets a negotiation when the process drags or the fees bloat.The conversation shifts to the future of retail. Online shopping has shrunk the need for sprawling showrooms, yet manufacturers still push costly facilities while buyers increasingly compare, configure, and pre‑approve from the couch. We explore where those forces collide, what stays the same about human selling, and how service capacity becomes the quiet profit center that keeps customers loyal. Along the way, we revisit Chrysler's Iacocca era, sky‑high interest rates, brand disappearances after 2008, and why price creep has nearly erased true loss leaders.We wrap with fast‑hitting, high‑leverage tips: stack incentives the right way, verify every rebate on paper, know your exit, and keep control of your time. If you've ever felt overwhelmed under the bright lights, this conversation gives you a roadmap and the confidence to use it.Enjoyed the show? Follow, share with a friend who's car shopping, and leave a quick review—what's the smartest tactic you've used to land a better deal?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Self Created Valuation Boosts Apple Announces new Podcast push AI – A breakdown Playing them like a fiddle – Warner Brothers PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - A NEW CTP just announced - China releasing new AI models - AI - A breakdown - we are on overload - Big Employment news.... Markets - Self Created Valuation Boosts - Apple Announces new Podcast push - Playing them like a fiddle - Warner Brothers Quick Note - Going to rip up the playbook on something this week on TDI Podcast. Anyone who owns an annuity should listen to what is about to come on next Sundays show.....  No Agenda... Olympics - Anything to discuss? MONEY FOR ALL - The average tax refund is 10.9% higher so far this season, compared to about the same point in 2025, according to early filing data from the IRS. - The 2026 tax season opened Jan. 26, and the average refund amount was $2,290 as of Feb. 6, up from $2,065 about one year prior, the IRS reported Friday night. - As of Feb. 6, the total amount refunded was more than $16.9 billion, up 1.9% compared to last year, according to the IRS release. That figure reflects current-year returns only. - This is partly because there were excess-witholdings from last year on the rules changed and paycheck withholdings were not adjusted. This is a one time situation.. Emplyment - 4.3% - "Better" than expected payrolls number - A major revision was released last Wednesday. Overall 2025 job growth was much weaker than initially reported. The total net change for the full year 2025 was revised down from +584,000 jobs to just +181,000 jobs (seasonally adjusted) — an average of only about 15,000 jobs added per month instead of ~49,000. This made 2025 one of the weakest years for job creation in recent non-recession periods. - Employment levels were consistently overstated throughout 2025 by roughly 800,000 to over 1 million jobs, peaking around mid-year. For example: By March 2025, the level was revised down by 898,000. By December 2025 (preliminary), down by 1,029,000. - Monthly changes were also adjusted downward in most cases (e.g., August's originally reported -26,000 became a larger loss of -70,000; September's +108,000 became +76,000). - The revisions reflect normal annual benchmarking, but this one was unusually large (larger than the typical 0.2% average over the prior decade), likely due to factors like overestimation of business births or other data mismatches. - In short, the data reveals that the U.S. labor market in 2025 was significantly softer than the monthly headlines suggested at the time — job growth was overstated by a substantial margin, painting a picture of a much weaker employment picture for the year. AI Updates - While U.S. markets have been focused on the impact of Anthropic and Altruist's tools on software and financial services, China's tech giants have released AI models this week that have shown advancements in robotics and video generation. - Google is reporting that China's AI models are just MONTHS behind western models - However - is this progress? In a video demo, Alibaba showed a robot with pincers for hands that appeared to be able to count oranges, pick them up and place them in a basket. It was also shown taking milk out of a fridge. - Alibaba on Monday unveiled a new artificial intelligence model Qwen 3.5 designed to execute complex tasks independently, with big improvements in performance and cost that the Chinese tech giant claims beat major U.S. rival models on several benchmarks. - Zhipu AI — which trades as Knowledge Atlas Technology in Hong Kong said the model approaches Anthropic's Claude Opus 4.5 in coding benchmarks while surpassing Google's Gemini 3 Pro on some tests. - Shares of MiniMax also jumped Thursday after it launched its updated M2.5 open-source model with enhanced AI agent tools. Grok Update - Grok, Elon Musk's AI chatbot, has been gaining ground in the U.S. over the past months, data showed, even as it draws global censure and regulatory scrutiny after being used to generate a wave of non-consensual sexualized images of women and minors. - U.S. market share of the tool rose to 17.8% last month from 14% in December, and 1.9% in January 2025, according to data from research firm Apptopia. - Men are still the largest % users of Grok ~ 78% (down from 89% in April 2025) AI Market Share - ChatGPT's share slumped to 52.9% last month from 80.9% in January last year, while Gemini's grew to 29.4% from 17.3% over the same period. AI Market Share InfoGrapic and AI Understanding - Have we gone through this? - At its core, AI is technology that lets machines perform tasks that normally require human intelligence — things like understanding language, recognizing images, making decisions, or solving problems. - Modern AI (especially since ~2022) is dominated by machine learning — systems that learn patterns from huge amounts of data instead of being explicitly programmed rule-by-rule. - Inference is the "using" or "applying" phase of AI — when a trained model takes new input and produces an output / prediction / answer. Contrast with training (the "learning" phase): ------ Training ? Like a student studying for years: very compute-heavy, expensive, done once (or rarely) on massive servers/GPUs, adjusts billions of parameters based on examples. ------ Inference ? Like the student taking a test or doing their job: much faster, cheaper, runs on your phone/laptop/cloud, uses the fixed knowledge from training to respond instantly. - gentic AI takes regular AI (like chat models) to the next level: instead of just answering questions or generating text, these systems act autonomously to achieve goals with minimal human help. "Agentic" comes from "agency" — the ability to make decisions, plan, use tools, take actions, adapt, and even learn from results — like a smart digital employee rather than just a smart answer machine. AI Infographic Last AI Item - A shortage of memory chips is hammering profits, derailing corporate plans, and inflating price tags on various products, with the crunch expected to get worse. - The fundamental reason for the squeeze is the buildout of AI data centers, with companies like Alphabet and OpenAI buying up large shares of memory chip production, leaving consumer electronics producers fighting over a dwindling supply. - The resulting price spikes are causing concern, with some warning of "RAMmageddon" and others predicting that memory chip prices will go "parabolic", bringing lavish profits to some companies but painful prices to the rest of the electronics sector. Here is something: - Gallup will no longer track presidential approval ratings after nearly 90 years - Founded by George Gallup in 1935, the Washington, DC-based management company began tracking the president's job performance 88 years ago. - Gallup told USA TODAY it will no longer publish "favorability ratings of political figures," a decision it said "reflects an evolution in how Gallup focuses its public research and thought leadership." - Gallup said the ratings are now "widely produced, aggregated and interpreted, and no longer represent an area where Gallup can make its most distinctive contribution." - "Our commitment is to long-term, methodologically sound research on issues and conditions that shape people's lives," the company wrote, adding that its work will continue through the Gallup Poll Social Series, the Gallup Quarterly Business Review, the World Poll and more. - Seems like they are unable to SHAPE opinion due to social media etc.....? Apple Podcast Update - Big news! - Apple on Monday announced that it will bring a new integrated video podcast experience to Apple Podcasts this spring. - The move comes as video viewership continues to reshape podcasting. About 37% of people over age 12 watch video podcasts monthly, according to Edison Research. - The update brings Apple Podcasts more in-line with its competitors Spotify, YouTube and now Netflix, which have increasingly leaned into video podcasting. -“Twenty years ago, Apple helped take podcasting mainstream by adding podcasts to iTunes, and more than a decade ago, we introduced the dedicated Apple Podcasts app,” said Eddy Cue, Apple's senior vice president of Services, in a statement. “ - By bringing a category-leading video experience to Apple Podcasts, we're putting creators in full control of their content and how they build their businesses, while making it easier than ever for audiences to listen to or watch podcasts.” M&A - Texas Instruments Inc. has reached an agreement to buy Silicon Laboratories Inc. for about $7.5 billion, deepening its exposure to several markets for chips. - Silicon Labs investors will receive $231 in cash for each share of the company's common stock and the transaction is expected to close in the first half of 2027. - The transaction still needs to win approval by investors in Silicon Labs and shares of Silicon Labs surged by 51% to $206.48 after the announcement. Inflation - This helps - PepsiCo, will cut prices on core brands such as Lay's and Doritos by up to 15% following a consumer backlash against several previous price hikes, the snacks and beverage maker said on Tuesday after it topped fourth-quarter results. Miran - Moving - Federal Reserve Governor Stephen Miran is leaving his post as chair of the Council of Economic Advisers, CNBC has confirmed. - He joined the CEA in January 2025, but had been on leave from that post since last September when he filled the unexpired term of former Fed Governor Adriana Kugler.- He reamins on Fed board No Biggie???? - There are some astonishing cased being reported of Bad AI in the operating room - JNJ's TruDi Navigation System - Since AI was added to the device, the FDA has received unconfirmed reports of at least 100 malfunctions and adverse events. - At least 10 people were injured between late 2021 and November 2025, according to the reports. Most allegedly involved errors in which the TruDi Navigation System misinformed surgeons about the location of their instruments while they were using them inside patients' heads during operations. - Cerebrospinal fluid reportedly leaked from one patient's nose. In another reported case, a surgeon mistakenly punctured the base of a patient's skull. In two other cases, patients each allegedly suffered strokes after a major artery was accidentally injured. Cuba - The main airport has putt out a bulletin that they are out of Jet Fuel - Blackouts and lack of other fuels are creating big problems - No airlines have stopped running at this point, but many will as they cannot refuel - This is a bigger problem for cargo planes (supplies) that may not be able to risk flying to Cuba as they will not be able to get out. Dalio Warning -  Legendary investor Ray Dalio said on Tuesday the world was “on the brink” of a capital war. - He said central banks and sovereign wealth funds were already preparing for measures like foreign exchange and capital controls. - "When money is weaponized using measures like trade embargoes, blocking access to capital markets, or using ownership of debt as leverage." - “Capital, money, matters,” Dalio said Tuesday. “We're seeing capital controls … taking place all over the world today, and who will experience that is questionable. So, we are on the brink — that doesn't mean we are in [a capital war now], but it means that it's a logical concern.” - Could this be why gold and siver are being hoarded (physical assets over digital currency? - Is China's edict to banks to diversify away from US Treasuries a sign? Self Boosted Valuation - Waymo is aiming to raise about $16 billion in a financing-round that would value it at nearly $110 billion, Bloomberg News reported, citing people familiar with the matter. - Alphabet would provide about $13 billion to the autonomous driving firm while the rest would come from investors including Sequoia Capital, DST Global and Dragoneer Investment Group, the report added. - Soooooo - Waymo is a unit of Alphabet.... Alphabet providing 80% of the funding that boosts valuations..... Hmmmmmmmm Warner Brothers -  Warner Bros Discovery Inc is considering reopening sale talks with Paramount Skydance Corp after receiving its amended offer. - The Warner Bros board is discussing whether Paramount could offer a path to a superior deal, which may ignite a second bidding war with Netflix Inc. - Paramount submitted amended terms that addressed several concerns, including covering a fee owed to Netflix and offering to backstop a Warner Bros debt refinancing. Economics Coming Up - Short Week - plenty of Reports - Wednesday - Durable Goods, Housing Starts, Industrial Production, FOMC Minutes - Thursday - Philly Fed, Initial Claims - Friday: PCE, Personal Income and Spending, GDP for Q4 (3.6%) ----- New Home Sales, UMich Feb Final   Love the Show? Then how about a Donation? ANNOUNCING THE THE CLOSEST TO THE PIN for CATERPILLAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Want a drive that actually feels like driving? We chart Texas routes that reward focus and finesse—FM 170 along Big Bend Ranch State Park with vast desert sight lines, the short-but-epic Palo Duro descent into red rock, Devil's Backbone across Hill Country ridges, the razor-tight Park Road 37 by Medina Lake, and the legendary Twisted Sisters with its switchbacks, blind crests, and breathtaking ranchland vistas. You'll get practical advice on when to go, what to watch, and how to prep so the only surprise is the view around the next bend.Then we flip the script and explore the wild side of automotive branding. Porsche's chef-level knives, Honda's quietly brilliant HondaJet, BMW and McLaren's high-end bicycles, Peugeot's heritage pepper mills, Toyota's loom-to-engine lineage, Mercedes' limited surfboards, and Bugatti's carbon fiber furniture show how engineering DNA travels from test tracks to kitchens, oceans, and living rooms. We dig into why these products make strategic sense—and where they're pure theater for the superfan.To ground it all, we share a hands-on review of the Lexus RX 450h Plus. The PHEV powertrain delivers smooth, satisfying acceleration and real-world efficiency, wrapped in a distinctive design that stands out from copycat SUVs. Inside, the minimalist cabin feels premium and calm, though we still want a few more physical controls for eyes-up driving. With up to 3,500 pounds of towing capacity, thoughtful packaging, and that excellent Mark Levinson sound, the RX 450h Plus competes credibly with the GLE and X5—especially if your routine fits the electric range sweet spot.If you're mapping a Hill Country loop, chasing bluebonnets, or just curious why a car brand would build a pepper mill, this episode brings the roads, the rationale, and the road test. Enjoyed the ride? Follow, rate, and share the show with a friend who needs a new route or a new knife—then tell us which Texas road is calling your name.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Headlines shouted about a clean break from greenhouse gas rules, but we cut through the noise to ask what this policy swing actually means for people who buy, build, and maintain cars. We walk through the EPA endangerment repeal's potential impact on standards, pricing, and long-term planning, then shift into the only lens that really matters: how drivers live. Short commutes, home charging, and quiet torque are wins for many; long highway runs, towing, and cold snaps still test the limits. Along the way, we dig into the heat around EV subsidies, why automakers crave stable rules, and how global competition shapes what ends up in your driveway.From there we get tactical. We map the difference between range anxiety and time anxiety, explain how a simple home Level 2 setup changes daily life, and offer practical road-trip planning tips that reduce charging stress. We also deliver a crisp recall rundown—tires with potential tread separation, overheating starters, loose seat frames, and lighting faults—plus a reminder to register your tires and run a quick VIN check. Safety isn't sexy until it is.We keep the energy up with a “guess the sold price” set that teaches why a tidy Biscayne, a square-body Chevy truck, and even a stately Packard land where they do. Value follows originality, documentation, and tasteful choices. Our quick lap through auto history—Hudson's NASCAR prowess, the Miura's supercar spark, the Civic's oil-crisis rise, Kia's long climb, and the Nano's lesson in perceived value—shows how innovation, timing, and trust shape markets. We close with hard numbers on industry losses tied to EV write-downs and supply snags, and what that signals for model lineups ahead.If you care about cars, policy, and the practical choices that keep you moving, this conversation hits the sweet spot between shop-floor reality and big-picture trends. Listen, then tell us: should standards tighten, loosen, or simply stabilize so the best tech wins? Subscribe, share with a friend who loves cars, and leave a quick review to help more listeners find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Think your state has the worst drivers? We put that assumption to the test with WalletHub's 2026 rankings, breaking down where it's cheapest, safest, and most convenient to own and drive a car—and why it rarely matches what your daily commute feels like. With WalletHub's Chip Lupo, we unpack a clear four-part framework: cost of ownership and maintenance, traffic and infrastructure, safety, and access to vehicles and repair. We go beyond headlines to the practical questions drivers actually face: How do gas prices and insurance premiums stack up? Does dealership and shop density change how well people maintain their cars? Where do theft and fatality risks really live, and how do sprawling metros skew statewide averages?Texas becomes our on-the-road case study. Ranked 13th overall, it benefits from strong access to dealerships and service and competitive fuel prices, even as fast growth and weather nudge road quality down the list. We contrast urban congestion in Houston and Dallas with the relief found on rural stretches, then look at how fatality rates include pedestrians, cyclists, and motorcycles—an essential nuance when speed limits function more like guidelines than rules. For anyone planning a move, budgeting for a teen driver, or weighing a new car purchase, the data offers a map to smarter decisions: fuel, insurance, registration fees, property taxes on vehicles, and maintenance costs all add up differently by state.We keep it useful with two hands-on segments. First, a Motor Minute on tire disposal that shows the cleanest, legal ways to recycle or repurpose old rubber—retailer returns, city transfer stations, and safe DIY options. Then we take the Lexus RX 450h+ for a deep spin: standout design, refined cabin, satisfying power, and real-world efficiency, with a few ergonomic wishes for more physical controls. If you're curious where your state lands, how the numbers are built, and what choices actually lower your total cost of ownership, this episode connects the dots from policy to pavement.Enjoy the conversation? Follow and subscribe, share this with a friend who loves road trips or car talk, and leave us a quick review so more drivers can find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Safety isn't a slogan when streets get crowded and celebrations kick off. We sit down with a Texas Department of Public Safety sergeant for an unfiltered look at Mardi Gras patrols in Galveston—how a small island city scales up with state troopers and partner agencies to keep families safe, traffic moving, and DWIs down without killing the vibe. It's a masterclass in proactive policing and the power of visible, coordinated presence.From parades to neighborhoods, we tackle a growing hazard: mini electric pocket bikes. They're fast, silent, and, under Texas law, not street legal. Our guest breaks down exactly why these “mini pocket bikes” don't qualify for public roads, what makes an e-bike legal, and how parents can avoid tragic outcomes by setting strict rules and keeping these toys off the street. Then we open the door on a quieter crisis—youth vaping—and how it's bleeding into underage DUIs. We talk real risks, from THC exposure to potential contamination, and share practical steps for families, schools, and communities to push back.Truck lovers and daily commuters will appreciate our deep dive into CDL testing, weigh station enforcement, and why overweight citations matter. The sergeant details the tougher inspections rolling out along major Texas corridors, what triggers mandatory pull-ins, and how serious crashes can shut down roads for hours. We round it out with a fast lap through automotive headlines: China's push for mechanical EV door releases after fatal incidents, Volkswagen's software-first strategy in China, Porsche's EV cost crossroads, and Cadillac's move into Formula One—all while dealer networks wrestle with direct-to-consumer sales models.Hit play for candid insights, practical safety tips, and a clear-eyed view of how policy, technology, and enforcement shape our roads. If this conversation helped you see the road differently, subscribe, leave a review, and share it with a friend who drives.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Sand roosts. Moving cities. Split-second calls. We sit down with Mercedes Lilienthal for an unfiltered look at the Dakar Rally—what it is, how it really works, and why accuracy can matter as much as speed. From Saudi bivouacs that can rebuild cars overnight to the reimagined stock class spearheaded by Defender, Mercedes shows how a modern OEM program comes together under tight regulations, compressed timelines, and the relentless pressure of 13 stages.We pull back the curtain on the logistics: when a bivouac loops vs leaps, what a “marathon” day does to crews, and how three full-size spares can still feel like not enough. You'll hear how spectators find safe vantage points, why photographers always plan escape routes, and how even a royal visit can reroute a live stage. Mercedes explains the craft behind regularity and TSD rallying—holding speed, nailing time, and staying on course—plus why that style of precision racing is so addictive for data-driven drivers and navigators.Then we look ahead. Mercedes and Andy gear up for the new Colorado Adventure Rally and a summer Alcan 5000 that stretches more than 6,000 miles if you opt into every challenge, reaching the Arctic Ocean and back. We switch lanes to auctions with a sharp breakdown of Barrett-Jackson vs Mecum—no-reserve drama vs reserve strategy, sell-through rates, and who buys what—and close with a driver-focused review of the 2026 Mazda CX-50, a compact SUV with standout handling, a willing turbo four, standard AWD, and an infotainment system that still needs polish. Finally, we honor Ed “Isky” Iskenderian, the Camfather whose matched sets and bold ideas powered generations of racers and hot-rodders.If you love rally raids, overlanding, OEM motorsport programs, classic car auctions, or just well-sorted everyday vehicles, this one's for you. Follow the show, share it with a friend who dreams in dunes and stage notes, and leave a quick review—what part of Dakar's ecosystem fascinates you most?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Silver, Gold and Crypto (oh my) Hang on – Wild ride here Superbowl, Olympics- Wait until you hear about the CAPex spending! Shakeup in Dietville PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - Silver, Gold and Crypto (oh my) - Need a stock for CTP - Hang on - Wild ride here - Superbowl, Olympics- Wait until you hear about the CAPex spending! - Shakeup in Dietville Markets - Massive moved during the week - - Bitcoin clipped $60k before rebounding - DJIA tops 50,000 for the first time - Wait until you hear about the CAPex spending! - CAT == 1,100 points on the DJIA in 2026 Superbowl and Superbowl ads - Game review - Any ad stick out? - $10M per ad this year - Half Time with Bad Bunny? - Anthropic busting on OpenAi Last Week! - Massive moved - quick calc showed that about $1T was wiped from market caps in the sell-off, particularly in tech names. - HOWEVER - Friday alone is estimated to have added $1.5T to market cap AI Ripping Through - Plenty of names getting cooked over AI announcements - First it was the software companies - Now there are names in legal and finance that got clocked - Today - Altruist.ai can do tax planning and that hurt companies in financial space Earnings Season Update - Reporting so far: 59% of S&P 500 companies have reported Q4 2025 results. - Beat rate: 76% have topped EPS estimates (vs. 5-yr average: 78% (slightly lower) vs. 10-yr average: 76% (in line) - Magnitude of beats (aggregate): earnings are 7.6% above estimates vs. 5-yr average: 7.7% (about the same) vs. 10-yr average: 7.0% (a bit better) - Nothing great,  like Goldilocks Earnings Highlights - Palantir (PLTR): Reported strong Q4 results early in the week , beating estimates with revenue ~$1.41B (vs. ~$1.33B expected) and EPS $0.25 (vs. $0.23). Guidance for 2026 was upbeat (~61% revenue growth). Shares rallied sharply initially (~7–11% post-earnings), but gave back some gains amid broader tech volatility (e.g., down ~11–22% in parts of the week from peaks). - AMD: Reported mid-week, beating EPS (~$1.53 vs. lower expectations) with solid data center growth (~39%). However, Q1 guidance disappointed relative to high expectations in the AI chip space. Shares sank dramatically — down ~15–17% the next day, with some reports noting up to 20%+ drops at points, contributing to broader chip sector pressure. - Alphabet (GOOGL/GOOG): Reported beating on revenue (~$113.8B) and EPS (~$2.82), with strong core performance. But capex guidance for 2026 ($175–$185B, roughly double prior levels) sparked AI spending worries. Shares dipped post-earnings (down ~0.5–5% initially, flat to lower the next day, with some volatility pulling it below key moving averages). - Amazon (AMZN): Reported after hours on February 5, with mixed results — EPS ~$1.95 (narrow miss vs. ~$1.97 expected), but solid overall. The big negative was a surprise $200B capex forecast for 2026 (well above expectations), tied to AI/cloud buildout. Shares plunged sharply — down ~7–10% in after-hours/extended trading, with Friday moves around -5–8% in some sessions. Recent Tech CAPEX announcements - Amazon (AMZN) — Guided to approximately $200 billion in capex for 2026 (a massive jump from ~$125–131 billion in 2025, with ~80% likely AI-related per analyst commentary). This was the largest single-company figure and a major surprise, contributing heavily to the week's "wild" reactions. - Alphabet (GOOGL/GOOG) — Guided to $175–185 billion in capex for 2026 (roughly double the $91 billion spent in 2025, far above analyst expectations of ~$115–119 billion). Emphasis was on AI compute capacity, servers, data centers, and networking to meet demand for Gemini and cloud services. - Meta Platforms (META) — Guidance from late January (but heavily discussed last week): $115–135 billion for 2026 (up significantly from ~$70–72 billion in 2025, potentially an ~87% increase). - Microsoft (MSFT) — No new full explicit 2026 guidance in early February (fiscal year runs July–June), but recent quarterly run-rate and analyst projections put it around $97–145 billion (with some sources citing ~$105 billion or higher based on Q2 spending trends and signals of continued growth from prior levels of ~$88 billion in FY2025). ------!!!!Combined 2026 capex projected at $635–665 billion (low/high ends) or up to $650–700 billion in some reports — a ~60–74% increase from their collective ~$381 billion in 2025. Market Reaction from all of this.... - Markets were a bit spooked on the Anthropic announcement earlier in the week - software sold off and set a sour mood - Microsoft dumped pretty hard as the amount of spend was higher than anticipated, especially with some slower growth in Azure. - Amazon took a beating on the increased spend they anticipate *(extra by $50B) - BUT: Friday markets rallied as there was realization that the $200B spend by Amazon would seep into the economy and fuel infrastructure spending along with chips, tech etc. Other Earnings of Interest -  Reddit reported fourth-quarter earnings on Thursday in which the social media company beat on the top and bottom lines. - The company said it expects first-quarter sales to come in the range of $595 million to $605 million, which is higher than Wall Street expectations of $577 million. - Reddit also announced a $1 billion share repurchase program. - Reddit gets about $250 million a year from OpenAi and Google to have your data for training their LLMs While we are on the subject - Friday, DJIA hit 50,000 - first time ever! - Up 1,200 point of which approx 350 was from caterpillar and 280 was from Goldman Sachs Hats off to WalMart - Walmart Inc. shares pushed its market capitalization past $1 trillion on Tuesday for the first time ever| - Big transformation over the pst year - Walmart has maintained its appeal to households looking for value, its online offerings are drawing new, wealthier shoppers seeking convenience. Google Bond Offering - Issuing several tranches of bonds, denominated in Stirling - one as long as 100 years - Would you buy that? - The Google parent is set to raise $20 billion from a US dollar bond offering on Monday — more than the $15 billion initially expected — and is also pitching investors on what would be its first ever offerings in Switzerland and the UK. - The latter would include a rare sale of 100-year bonds, the first time a tech company has tried such an offering since the dotcom frenzy of the late 1990s Fat Profits in Dietville - Really interesting sequence of events happening... - Hims launches compounded pill at prices as low as $49 per month - Analysts cite questions on efficacy, legality of pill - Hims' move shifts focus from Novo's strong Wegovy pill launch - Broader obesity market whipsawed as pricing pressure rises THEN.. - Hims and Hers Health shares dive 14% after hours on Friday (Down 25% on Monday) - FDA cites concerns over quality, safety, federal law - The U.S. Food and Drug Administration said on Friday it would take action against telehealth provider Hims & Hers, for its $49 weight-loss pill, including restricting access to the drug's ingredients and referring the company to the Department of Justice for potential violations of federal law. AND.... - Eli Lilly last Wednesday posted fourth-quarter earnings and revenue and 2026 guidance that blew past estimates, as demand for its blockbuster weight loss drug Zepbound and diabetes treatment Mounjaro soars. - The pharmaceutical giant anticipates its 2026 revenue will come in between $80 billion and $83 billion. Analysts expected revenue of $77.62 billion, according to LSEG. - Meanwhile, NOVO had a really bad outlook that took the shares down 13% after the report. Japan Markets Soar - Japanese stocks jumped to a record high Monday, leading gains in the region after Prime Minister Sanae Takaichi won a landmark election victory. - The ruling Liberal Democratic Party captured a two-thirds supermajority in the 465-seat lower house, public broadcaster NHK reported. - Japan's Nikkei 225 jumped past 57,000 for the first time before paring gains to close 3.9% higher at 56,363.94, while the Topix also notched a record high, closing at 3,783.94, up 2.3%. Employment Report? - Government shutdown is forcing them to postpone again (Which is dumb) - Number due this Wednesday - Maybe because of this:U.S. employers announced 108,435 layoffs for the month, up 118% from the same period a year ago and 205% from December 2025. The total marked the highest for any January since 2009. - At the same time, companies announced just 5,306 new hires, also the lowest January since 2009, which is when Challenger, Gray & Christmas began tracking such data. - Also, job openings fell sharply in December to 6.54 million, to their lowest since September 2020. - Available jobs are down by more than 900,000 just since October. - NO! Ai and advancements in tech have noting to do with this! NO NO NO M&A - Texas Instruments Inc. has reached an agreement to buy Silicon Laboratories Inc. for about $7.5 billion, deepening its exposure to several markets for chips. - Silicon Labs investors will receive $231 in cash for each share of the company's common stock and the transaction is expected to close in the first half of 2027. - The transaction still needs to win approval by investors in Silicon Labs and shares of Silicon Labs surged by 51% to $206.48 after the announcement. Inflation - This helps - PepsiCo (PEP.O), opens new tab will cut prices on core brands such as Lay's and Doritos by up to 15% following a consumer backlash against several previous price hikes, the snacks and beverage maker said on Tuesday after it topped fourth-quarter results. Miran - Moving - Federal Reserve Governor Stephen Miran is leaving his post as chair of the Council of Economic Advisers, CNBC has confirmed. - He joined the CEA in January 2025, but had been on leave from that post since last September when he filled the unexpired term of former Fed Governor Adriana Kugler.- He reamins on Fed board No Biggie???? - There are some astonishing cased being reported of Bad AI in the operating room - JNJ's TruDi Navigation System - Since AI was added to the device, the FDA has received unconfirmed reports of at least 100 malfunctions and adverse events. - At least 10 people were injured between late 2021 and November 2025, according to the reports. Most allegedly involved errors in which the TruDi Navigation System misinformed surgeons about the location of their instruments while they were using them inside patients' heads during operations. - Cerebrospinal fluid reportedly leaked from one patient's nose. In another reported case, a surgeon mistakenly punctured the base of a patient's skull. In two other cases, patients each allegedly suffered strokes after a major artery was accidentally injured. Cuba - The main airport has putt out a bulletin that they are out of Jet Fuel - Blackouts and lack of other fuels are creating big problems - No airlines have stopped running at this point, but many will as they cannot refuel - This is a bigger problem for cargo planes (supplies) that may not be able to risk flying to Cuba as they will not be able to get out. Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

This episode of the Life Legacy Podcast features entrepreneur Cam Bawden, who shares his journey from a driven young dreamer wanting financial success to a seasoned business leader focused on intentional living, faith, and legacy. Cam discusses building and scaling businesses — including his pest control company Green Mango — and the emotional and financial challenges he faced along the way, including six years without income and navigating investor setbacks.The conversation explores the importance of belief systems, mentorship, resilience through hardship, and faith-driven decision-making. Cam emphasizes that success comes from consistent effort, surrounding yourself with the right people, and learning through experience rather than traditional education alone.The episode also dives into personal fulfillment beyond financial success. Cam explains how selling a company and achieving financial milestones didn't automatically create happiness, highlighting instead the importance of structured routines, balanced priorities, and intentional design of one's lifeOther major themes include marriage and partnership, parenting and wealth stewardship, the power of commitment, and creating systems that allow entrepreneurs to build businesses without sacrificing family and personal fulfillment. The episode concludes with Cam's core philosophy: success comes from being intentional, disciplined, and consistent.Key Themes & TakeawaysEntrepreneurship & Business LessonsSuccess comes from modeling successful people and executing consistently.Perseverance is often more important than talent.Hard seasons (like six years without income) often precede breakthroughs.Investor setbacks can force clarity, better stewardship, and stronger leadership.Mentorship accelerates growth by helping avoid unnecessary mistakes.Mindset & Personal GrowthBelief expands when you see ordinary people achieve extraordinary results.Obstacles should be viewed as detours rather than roadblocks.Intentional routines and “sacred rhythms” create sustainable success.Money solves problems but doesn't provide fulfillment.Faith & ValuesFaith and tithing play a major role in Cam's decision-making and peace.Seeing God as a “business partner” reframes giving and trust.Spiritual discipline provides clarity during high-stress periods.Relationships & FamilyA supportive spouse is foundational to long-term success.Small daily acts strengthen marriage more than grand gestures.Commitment and reliability build lifelong trust.Legacy & LeadershipLeadership means holding people to high standards while helping them succeed.True legacy comes from integrity and keeping your word.Balanced success across life categories creates sustainable happiness.CONNECT WITH CAM BAWDENhttps://www.instagram.com/cbawden/ https://www.youtube.com/@ThePremiumMindset https://www.tiktok.com/@cameron.bawden LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ 

Think Mardi Gras begins and ends on Bourbon Street? We hit the road to map the best celebrations across Texas—Galveston's towering floats and nighttime crowds, Beaumont's growing footprint with room for families, Texas City's daytime routes, Seguin's golf cart charm, and San Antonio's Fiesta Texas makeover that turns the whole park purple, green, and gold. We also spotlight the small-town sparkle of Jefferson and Alvin, then head waterside for Kema, where lit-up boats parade past the boardwalk and the vibe walks the line between festive and family-friendly.Road trips need the right ride, so we put real miles on the 2026 Mazda CX-50 Meridian Edition. Expect crisp styling, an interior that puts the driver in command, and standout handling that outperforms most compact SUVs. The 2.5-liter turbo brings usable power and confidence without drama, though the flat roof rack looks overbuilt and the infotainment system needs a rethink. We share observed mpg, pricing context, and how it stacks up against segment staples like the Honda CR-V, Toyota RAV4, and Nissan Rogue so you can decide what matters most: grip, comfort, or fuel spend.To cap it off, we nerd out on muscle car station wagons that should have been factory legends. From Ford Torino and Chevy Chevelle cousins to Oldsmobile Vista Cruiser, Pontiac Tempest, and Dodge Coronet platforms, we break down why these long-roof builds make the perfect blend of nostalgia, utility, and torque. Whether you're planning a family-friendly parade crawl or sketching your dream resto-mod wagon, this ride has you covered with routes, reviews, and a little righteous rumble.If you enjoy the show, follow, rate, and share it with a friend who loves parades, road trips, or great cars—and tell us which Texas Mardi Gras stop you're hitting next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Hybrids aren't the backup plan anymore—they're the headline. We break down Consumer Reports' 2026 winners, from the Civic Hybrid's sharp steering and 44 mpg to the Camry's 48 mpg and old-school tactile controls that make daily driving easier. Subaru's Crosstrek and Forester win on ride quality, visibility, and confidence in bad weather, while Toyota's mid-sized SUV pick nails cargo space and comfort with an easygoing 35 mpg hybrid. For luxury shoppers, the Lexus NX balances a calm cabin with intuitive controls and a hybrid that smooths the surge.Trucks and EVs share the spotlight too. The Ford Maverick proves you can get real utility without parking-lot fatigue, pairing a spacious cabin with hybrid efficiency that saves cash every week. The F-150 continues to deliver with a gem of a V6 and smart touches like a tailgate that doubles as a workbench. On the electric side, Tesla's Model Y refresh aims squarely at daily comfort—acoustic glass, a calmer ride, better materials—while keeping the speed, range, and Supercharger access that define its appeal.We also cover the news drivers need now: recalls for windshield bonding, high-voltage battery risks, failing displays, and rearview camera glitches. A quick VIN check at safercar.gov can save a headache later. Then we have some fun with auction shockers: a $710K Ford GT, a six-figure classic Bronco, and attainable icons like a '49 Chevy 3100 and a '73 Super Beetle that prove charm still sells. Along the way, we touch on dealer trust rankings, shifting work policies at major automakers, and a heartwarming dealership story that turned a driver's clapped-out Civic into a fresh start.Hit play to get smart on what to buy, what to avoid, and what might tempt your heart more than your wallet. If you enjoy the show, subscribe, leave a review, and share it with a friend who's shopping their next car.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The ground just shifted under the auto industry, and we take you straight to the dealer floor to show what's really moving metal. With the $7,500 EV tax credit gone and emissions targets easing, automakers are recalibrating fast—dialing up hybrids, testing extended-range EVs, and even hinting at new life for V8 performance where demand is loudest. We connect policy changes to showroom choices, price pressure, and the practical hurdles that still stall EV adoption: high MSRPs, thin charging networks, and range that doesn't always meet real commutes.We break down why traditional hybrids are winning hearts and wallets right now. No plugs. Fewer compromises. Better fuel economy without changing habits. Then we dig into extended-range EVs, a sleeper category that pairs electric drive with an onboard generator to put range anxiety on ice while trimming complexity versus plug-in hybrids. PHEVs get a critical look too—those 30-ish electric miles sound great until your round trip or charger access says otherwise. Add in dealership intel on what sits, what sells, and how rigid trim bundles can stifle choice, and you've got a candid view of today's buying reality at the $50,000 average price point.Enthusiasts, we didn't forget you. We celebrate muscle car heritage with a tour of wagon-based builds that borrow glory from icons like the GTO, 442, and Chevelle SS, and talk about why sound, torque, and identity still matter in a multi-powertrain future. To round things out, we map a stack of Mardi Gras road trips across Texas—from packed Galveston nights to family-friendly boardwalks—because the best car talk ends with somewhere to go.If you love practical car advice with a pulse, hit play. Subscribe for more smart takes on new tech, real ownership costs, and the culture that keeps us driving. Share the show with a friend and drop a review—what's your next powertrain and why?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Step onto the show floor at the 43rd Houston Auto Show and you'll find a surprise: a show within the show. We sit down with curator Ben Miller, the connector who rebuilds a forty-car classic lineup every year from scratch—mixing concours-grade muscle, JDM unicorns, and offbeat imports to keep the display fresh, diverse, and unforgettable.Ben shares how he scouts “undercover” at Autorama, Texas Elite, and Cars and Coffee meetups, building trust with owners and tracking evolving builds so repeat participants never bring the same car twice. He explains why auctions aren't ideal for sourcing, how community ties matter more than bidding paddles, and how small, local shows can yield the most surprising finds. Along the way, we talk selection philosophy—choosing cars people love, not just cars he loves—and the importance of mixing eras, body styles, and stories to spark conversation across generations.Highlights include a 2021 Ford GT and a rare new GTD holding court in the lobby, plus a time-capsule 1999 Viper ACR with 1,500 miles parked beside a heavily modified 2014 Viper sporting twin nitrous bottles. Ben pulls back the curtain on the logistics few see: cold-weather tire limits that can delay deliveries from Canada, owner schedules, security, and the paperwork that keeps everything moving. It's a candid look at how a regional auto show becomes a living museum—one that changes every year to surprise even lifelong car people.If you love classic cars, JDM legends, and the craft of curation, this one's for you. Subscribe, share with a fellow enthusiast, and leave a review telling us which car you'd add to next year's lineup.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Shoppers don't just want specs—they want confidence. From the floor of the Houston Auto Show, we sit down with Team Gilman's Acura lead, Marla Cardenas, to dig into what turns casual browsing into informed decisions, and why a calm, pressure‑free venue helps families and first‑time buyers ask better questions. The Integra Type S brings the sport, the NSX brings the sparkle, and the new ADX shows why smaller SUVs are winning hearts with agility and everyday comfort.We walk through the Acura lineup's core personality: responsive handling without harshness, clean design with real utility, and tech that stays focused on safety and ease of use. You'll hear how women and men frame priorities differently—crash protection, child‑seat fit, and budget flexibility on one side; horsepower, hybrid timelines, and engineering details on the other—yet converge on the same outcome: how the car feels when it counts. We also unpack the value of certified pre‑owned inventory, sourced mainly from customer trade‑ins with known service histories, giving buyers a clear path between new and used without the gamble.Behind the scenes, the industry is shifting. With older vehicles on the road longer and a persistent technician shortage, dealerships are doubling down on mobile service, retention, and transparent support. That's where loyalty really forms—after the first test drive, when life gets busy and maintenance matters. If you're weighing Integra vs. ADX, RDX vs. MDX, or new vs. certified, this conversation delivers practical insight, show‑floor impressions, and the kind of straight talk that helps you choose well.If you enjoy candid car talk and real buyer tips, follow the show, share it with a friend, and leave a quick review so others can find us. Your feedback helps us bring more expert voices and on‑the‑ground stories to your queue.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

WORST DAY EVER for SILVER Cold Snap in Florida – Massive Critter Drop New Fed Chair named Pausing on space PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - WORST DAY EVER for SILVER - Cold Snap in Florida - Massive Critter Drop - New Fed Chair named - Pausing on space Markets - Bitcoin plunges - Crypto "winter" - Deep dive into January economic results - USD rises from multi-month low - EM still powered ahead - ELON - PT Barnum move Cold Snap - On February 1, 2026, Florida faced a significant drop in temperatures, reaching a record low of 24°F (-4°C) in Orlando. This marked the lowest temperature recorded in February since 1923. - Iguanas dropping from tress all over the streets - Iguanas can survive temperatures down to the mid-40s Fahrenheit (around 7°C) by entering a "cold-stunned" state, where they appear dead but are just temporarily paralyzed and immobile; however, prolonged exposure to temperatures in the 30s and 40s, especially below freezing, can be lethal, particularly for smaller individuals, leading to tissue damage and organ failure. - They get sluggish below 50°F (10°C) and fall from trees as they lose grip. - The Florida Fish and Wildlife Conservation Commission (FWC) issued Executive Order 26-03 on Friday, allowing residents to collect and surrender cold-stunned green iguanas without a permit during an unprecedented cold weather event. Right on Schedule - Remember we talked about how the Nat Gas price was going to reverse, just as quickly as it spikeed? - Nat gas down 25% today - down about 28% from recent high - Still about 50% higher than it was before the spike. THIS! - Nvidia Corp. Chief Executive Officer Jensen Huang said the company's proposed $100 billion investment in OpenAI  was “never a commitment” and that the company would consider any funding rounds “one at a time.” - “It was never a commitment,” Huang told reporters in Taipei on Sunday. “They invited us to invest up to $100 billion and of course, we were, we were very happy and honored that they invited us, but we will invest one step at a time.” Then Oracle announced that it will do a fundraiser in the form of equity and debt - needs to fund more datacenter build-out. - What happened to the OpenAI $300 Billion committment? - Or is the money that NVDA "committed to OpenAi, that they must have committed to Orcle, not a committment - GIGANTIC CIRCLE JERK Fungus - -Interesting - Did you know? Botrytis cinerea, a fungus causing grey mold, affects grapes by causing bunch rot, ruining fruit in high humidity. - While it often destroys crops, specific dry, warm conditions can transform it into "noble rot," concentrating sugars and creating high-value dessert wines (e.g., Sauternes, Tokaji) with honeyed, raisin-like, and apricot flavors. January Economic Review Employment — Job growth was nearly flat in December, with 50,000 new jobs added and earlier months revised lower. — Unemployment dipped slightly to 4.4%, but it's still higher than it was a year ago. — Long-term unemployment didn't change and remains high, and the labor force participation rate slipped to 62.4%. — Average hourly earnings rose 0.3% in December and are up 3.8% over the past year. — Weekly jobless claims stayed close to last year's levels, showing a labor market that is cooling but not weakening sharply. FOMC / Interest Rates — The Federal Reserve kept interest rates unchanged at 3.50%–3.75%. — Most policymakers agreed the economy continues to grow at a solid pace, though job gains are slowing and inflation remains above target. — Two committee members supported a small rate cut, but the majority preferred to wait. - Fed Chair Powell: Clearly, a weakening labor market calls for cutting. A stronger labor market says that rates are in a good place. It isn't anyone's base case right now that the next move will be a rate hike. - The economy has once again surprised us with its strength. Consumer spending numbers overall are good, and it looks like growth overall is on a solid footing. - Upside risks to inflation and downside risks to employment have diminished, but hard to say they are fully in balance. We think our policy is in a good place. - Overall, it's a stronger forecast since the Fed's last meeting. Haven't made any decisions about future meetings, but the economy is growing at a solid pace, the unemployment rate is broadly stable and inflation remains somewhat elevated, so we will be looking to our goal variables and letting the data light the way for us. - Most of the overrun in goods prices is from tariffs. We think tariffs are likely to move through, and be a one-time price increase. - Dissent: Miran and Waller (Miran is a admin shill and Waller wanted job as Fed Chair) GDP & Federal Budget — Economic growth remained strong in Q3 2025, with GDP rising at an annualized 4.4% driven by strong spending, higher exports, and reduced imports due to tariffs. — Investment was mixed, with business spending increasing while housing activity declined. — The federal deficit for December rose to $145 billion, though the fiscal year-to-date deficit is slightly smaller than last year. Inflation & Consumer Spending — Personal income and consumer spending rose moderately in October and November. — Inflation, measured by the PCE index, increased 0.2% in both months and roughly 2.7% year-over-year. — The Consumer Price Index rose 0.3% in December, with shelter, food, and energy all contributing. — Producer prices also increased, though 2025 producer inflation slowed compared to 2024. Housing — Existing home sales rose in December, but the number of homes for sale is still low. — Prices dipped a bit from November but remain higher than they were a year ago. — New-home sales in October were steady compared with the prior month but much higher than last year. — New-home prices fell compared to 2024, though they are still high relative to long-term norms. Manufacturing — Industrial production rose 0.4% in December and was up 2.0% for the year. — Manufacturing output increased, while mining activity declined and utility output jumped. — Durable goods orders grew sharply in November, driven by a big increase in transportation equipment, pointing to strong demand in key industries. Imports & Exports — Import and export prices rose slightly through November 2025. — The goods trade deficit widened in November because exports fell while imports increased. — For the year so far, both exports and imports are running above 2024 levels, though the overall trade deficit remains larger. Consumer Confidence — Consumer confidence fell sharply in January after improving in December. — Both views of current conditions and expectations for the future weakened, with expectations dropping well below the level that often signals recession risk. Earnings — Roughly one-third of S&P 500 companies have reported Q4 earnings, and overall results are strong. — 75% of companies have beaten EPS estimates, though this is slightly below long-term averages. Revenue beats remain solid at 65%. — Companies are reporting earnings 9.1% above estimates, which is well above the 5-and 10-year surprise averages. — The S&P 500 is on track for 11.9% year-over-year earnings growth, marking the 5th straight quarter of double-digit earnings growth. — Eight of eleven sectors are showing positive year-over-year earnings growth, led by Information Technology, Industrials, and Communication Services. — The Health Care sector shows the largest earnings declines among lagging categories. — The forward 12-month P/E ratio sits at ~22.2, elevated relative to 5-and 10-year averages, signaling continued optimism despite tariff and cost concerns. — FactSet also notes the S&P 500 is reporting a record-high net profit margin of 13.2%, the highest since 2009. INTERACTIVE BROKERS Check this out and find out more at: http://www.interactivebrokers.com/   S3XY No More - Tesla is ending production of the Model S sedan and Model X crossover by the end of Q2 2026 to focus on autonomous technology and humanoid robots (Optimus). - Do we have any idea with the TAM for either of these are? - Huge assumptions that Robotaxi will be a bug part of the global transportation. But, what if it isn't? - Unproven being built, taking out the proven - investors were not too happy about this...Stock was down after earnings showed continued sluggish EV sales and BIG Capex for Robotaxi refit, robots and chip manufacturing. But... - Friday - not to allow TESLA stock to move down tooo much. - With SpaceEx looking for an IPO in June - valuations have moved from $800B to 1.5T supposedly. - Now there is discussion of merging in xAI and possibly Tesla - Tesla shares dropped after earnings FED CHAIR PICK - Drumroll: Kevin Warsh - Seems like a good pick from the aspect of experience and ability - Deficit reducer? - More hawkish than market expected? - Announce Friday after several leaks in the morning And then... - Silver futures plummeted 31.4% to settle at $78.53, marking its worst day since March 1980. -It was down 35% during the day - the worst daily plunge ever on record. - It was the worst decline since the March 1980 Hunt Brothers crash. - The sharp moves down were initially triggered by reports of Warsh's nomination. - However, they gained steam in afternoon U.S. trading as investors who piled into the metals raced to book profits.- USD Spiked higher - Gold was down 10% - GOLD saw a drop of 10% to the close - 12% intraday - this was also a record - Bitcoin is down 25% from its recent level 2 weeks ago - ALL BEING BLAMED ON THE FED CHAIR PICK -- QUESTION - Will Trump back-peddle this OR talk to supporters in congress or tell them not to confirm him if markets continue to act squirrely? Fed Statement and Rates - Fed out with statement - no change on rates - Changes: Inflation up, employment steady, economy strong - Does not bode for much in the way of cuts - probably on hold though end of Powell term Apple Earnings - Apple reported blowout first-quarter earnings on Thursday, and predicted growth of as much as 16% in the current quarter, matching the period that just ended. - Sales could be even better, Apple said, if the company just secure enough chips to meet its customers' iPhone demands. - The company reported $42.1 billion in net income, or $2.84 per share, versus $36.33 billion, or $2.40 per share, in the year-ago period. - Apple saw particularly strong results in China, including Taiwan and Hong Kong. Sales in the region surged 38% during the quarter to $25.53 billion. - “The constraints that we have are driven by the availability of the advanced nodes that our SoCs are produced on, and at this time, we're seeing less flexibility in supply chain than normal,” Apple CEO Tim Cook said. - Stock up slightly - no great moves.... Blue Origin - Blue Origin will pause tourist flights to space for “no less than two years” to prioritize development of its moon lander and other lunar technologies. - The decision reflects Blue Origin's commitment to the nation's goal of returning to the Moon and establishing a permanent, sustained lunar presence. - The pause in tourist flights grounds the company's reusable New Shepard rocket, which has sent more than 90 people to the edge of space and back to experience brief periods of weightlessness. - Datacenters on the Moon? (sounds like a Pink Floyd album)     Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Want a truck or Jeep that turns heads without turning your commute into a chore? We're live from the Houston Auto Show with the crew from Texas Truckworks to map out upgrades that deliver real value: two-inch leveling kits for a cleaner stance, right-size tires for comfort and grip, and bed covers that earn their keep every single day. We get tactical about wheels that won't punish ride quality, sidewall that protects on rough roads, and setups that keep your highway manners intact while adding weekend capability.The conversation goes beyond parts into purpose. We talk building for trails over mud, why overlanding and rock crawling reward preparation, and how clubs help new drivers gain skills without breaking parts. You'll hear how women are reshaping Jeep culture—leading trail runs, organizing charity rides, and building confident rigs. Then we open the hood on the purist debate around engine swaps, comparing brand-loyal Hemi or Coyote builds with LS conversions, and explain when tuning, exhaust, and cooling upgrades are smarter than chasing peak horsepower.We wrap with a rapid-fire market pulse: surprising recall alerts owners should check now, and a “guess the price” classic car roundup that drops jaws—a clean '69 GTO Judge, a survivor-grade Mopar with a shaker hood, a depreciated Porsche sedan, and more. The lesson repeats across every segment: match the build to your life, verify the details, and iterate with intention.If you're planning your first upgrade or refining a seasoned rig, this one's packed with practical advice, real-world numbers, and a few hot takes to sharpen your plan. Enjoy the ride, then subscribe, leave a rating, and share this episode with a friend who's about to order wheels they'll regret.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

This episode features a deeply personal conversation between Jaxon Cummings and Jon Lafrandt, where the roles reverse and Jaxon becomes the guest. Jaxon reflects on formative life experiences that shaped his faith, purpose, and entrepreneurial path—including his parents' divorce, a powerful spiritual reawakening as a teenager, serving a mission, and the unexpected loss of his father at age 25.Through stories of grief, surrender, and resilience, Jaxon shares how painful experiences became catalysts for meaning. The loss of his father ultimately inspired him to create a company dedicated to preserving people's life stories for future generations. The episode centers on themes of agency, faith, love, legacy, and service, culminating in a simple but profound lesson: loving and serving others is the clearest path to purpose and fulfillment.Key Themes & Takeaways• Trials as Teachers - Hard experiences—divorce, loss, confusion—can become defining blessings when approached with humility and perspective.• Faith Through Confusion - Jaxon's journey shows that faith doesn't require perfect understanding—only a willingness to seek, question, and listen.• Agency & “God's Compensation” - Not everything happens for a specific reason, but God compensates us with strength, people, and opportunities when life is unfair.• Legacy Matters - Stories fade quickly when they aren't preserved. Knowing where you come from builds resilience for future generations.• Purpose Over Comfort - True fulfillment comes from impact and service, not ease or early retirement.• Love Is the Lesson - At every stage—parenthood, grief, leadership, youth—love and empathy bring clarity when answers are unclear.LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.com*Sponsor Us - lifelegacypodcast@outlook.comWE LOVE MAIL AND CARE PACKAGES!: Email us for address: lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  HASHTAGS#TheLifeLegacyPodcast    #jaxoncummings   #tommymoorepresents   #personaldocumentaries 

The line forms where the growl echoes. We're set up beside Camp Jeep at the Houston Auto Show, and the first thing you notice is the 30-degree hill and the calm voice of a pro driver explaining exactly how a Wrangler keeps its cool. We brought the track manager, Nick Hoy, into the hot seat to decode the six-obstacle course, the Wrangler 392's idle climb, and why a single button for sway bar disconnect can be the difference between spinning and sticking.From there, we open the hood on modern off-road tech without the buzzwords. Nick walks us through the electronic lockers, Off-Road Plus, and the front-facing camera that turns a blind crest into a confident line. It's a clean progression from the old days of manual hubs and pliers in the mud to quick, precise controls on the dash. We talk Gladiator, poke at the Grand Cherokee's air suspension and skid plates, and admit that not every model is meant to crab-walk a rock garden. Still, capability shows up across the Jeep lineup, and the indoor course proves it in minutes.We shift gears into memory lane with Jeff's Car Culture: a countdown of the best-selling American vehicles of all time. The Model T's assembly-line revolution, the Chevrolet Impala's long reign, Silverado and Ram solidifying the truck era, and the F-Series towering over all—each nameplate marks a chapter in how America drives and works. The list is a conversation starter, and yes, the Oldsmobile Cutlass earns its spot.To turn inspiration into miles, we map five spring road trips that reward any capable car or SUV: the flowered overlooks of the Blue Ridge Parkway, Montana's Going-to-the-Sun Road drama, the quiet curves of the Natchez Trace, shoulder-season serenity on Pacific Coast Highway, and a burst of Texas bluebonnets along the Willow City Loop. These routes pair perfectly with a fresh set of tires, a full tank, and a curious mind.If you're at NRG Center, follow the signs to Camp Jeep for a guided ride, then swing through the indoor display to poke around the screens and seats—including the head-turning TRX. Listening from afar? Tap follow, share the show with a fellow gearhead, and leave a review with your pick: which Jeep would you take up that 30-degree hill?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Engines echo, tires climb, and families light up as we go live from the 43rd Houston Auto Show—where test drives, ride-alongs, and a boat hall next door turn the day into a full-on adventure. We walk you through Camp Jeep and the Ram Truck track, then step outside for Polaris side-by-sides and a monster truck ride that's already creating legends in the lobby. Inside, the floor is packed: mainstream brands with full lineups you can sit in, scan, and compare, plus a luxury gallery ranging from Rolls-Royce and Aston Martin to Ferrari, Lamborghini, and Lotus.We dig into what buyers really care about right now—transparent pricing, base vs top-trim choices, and how QR codes help you validate features on the spot. Our conversation moves from tow ratings and hitch options to a smarter way to shop: plan a route with the official floor map, hit your short list first, and use the show to compare brands in minutes, not weekends. Along the way, we spotlight why Stellantis returned in force and how interactive experiences like Toyota's game show and Subaru's adoption corner make the event feel human and memorable.Gearheads get a double hit. Jeff kickstarts racing season with Formula One's new era testing notes, the I-500 snowmobile classic, and a calendar stacked with NHRA, NASCAR, and IndyCar—plus a fresh street race headed to Washington, D.C. Then we dive into the 2026 Toyota Supra Final Edition: Gazoo Racing details, BMW-sourced straight-six punch, an eight-speed that makes the manual optional, and the kind of poised stiffness that turns on-ramps into moments. We close with Joe Garcia from Central Houston Nissan, who explains why the Rogue keeps winning, how the new Dark Armor trim hits the value sweet spot, and why the V6 Frontier is the right-size truck for garage and budget.Subscribe for more live showfloor coverage, share this with your car-curious friends, and leave a review with the one vehicle you'd test first at the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The cold rolled in, the guest line went sideways, and we decided to make the most valuable hour you'll spend before hitting an icy road. We dig into the moves that keep you safe when bridges glaze over and confidence outruns grip: how to plan your route, why following distance is everything, and the simple car kit that turns a breakdown into an inconvenience instead of a crisis.From there, we get hands-on with winter tires and storage. If you swap sets, we explain why compound and siping matter, the right way to store wheels horizontally, and how to clean tread before bagging them up. We share real black ice tactics learned the hard way—crawl speed, smooth inputs, zero assumptions about stopping—and why hot water on cold windshields is a costly mistake. Even in a world of roadside apps, kitty litter, blankets, and a power bank still save the day.We lighten the mood with seven unforgettable songs about car crashes, using those stories as a lens on risk, impulse, and how car culture teaches safety by stealth. Then we turn the dial to racing: Daytona is on deck, and we have candid thoughts about broadcast crews, what fans want from coverage, and how good commentary can raise everyone's IQ without talking down to anyone. If you wrench on classics, you'll love our take on modern fuel injection that looks like a carb but starts right, tunes itself, and laughs at cold mornings.Join us, warm up, and get road-ready. Subscribe, share with a friend who needs a winter driving reset, and leave a quick review to help more car folks find the show. We'll be live from the Houston Auto Show next week—see you there.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

New-car prices keep climbing, loan terms keep stretching, and shoppers are left to figure out what “value” really means. We bring on Alex from U.S. News & World Report to unpack the Best Cars for the Money awards, where expert road tests meet five-year ownership costs and real transaction data. The result is a practical shortlist of vehicles you can actually buy and enjoy without fearing the next payment or repair bill.We walk through the standouts. Kia's dramatic rise from budget to benchmark shows up across gas, hybrid, PHEV, and EV segments, with thoughtful packaging and long warranties that protect your wallet. In compact cars, the K4 challenges class leaders on price and coverage. For SUVs, we parse needs honestly: the Nissan Murano shines as a two-row value with style and standard safety, while the Kia Sorento makes sense as a smaller, occasional-use three-row that trims fuel and purchase costs. For buyers who truly need bigger rigs, Ford's Expedition and F-150 deliver lower lifetime costs relative to peers without skimping on core features at the entry point.We also go deep on EV reality. Regional charging, climate, and daily mileage matter, which is why compact options like the Chevy Equinox EV can be a sweet spot in cities, while larger families may see the Kia EV9 as the right fit. Then we get hands-on with the Polestar 4 Dual Motor: big power, clean design, a camera-based rear view, and a minimal interface that trades knobs for screens. We talk range, charging time, and how a dimmable glass roof feels in hot sun, plus how it stacks up against Tesla Model Y and Hyundai's Ioniq lineup.Looking for clarity in a confusing market? You'll get data-backed picks, real-world buying tips, and straight talk on how to stretch your dollars without hating your daily drive. If this helped your search, follow the show, share with a friend who's car-shopping, and leave a quick review to tell us your favorite value pick.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Silver and Gold – Still Going. Big week for earnings. Fed decision on Wednesday. Nat Gas price exploding higher. US Dollar drops hard over past few days. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - What we learned from Davos - President Miyagi - tariffs on, tariffs off - January: stocks are trying to finish with gains - Small-caps flying - S&P  500: All-time highs going into earnings Markets - Silver and Gold - Still Going - Big week for earnings - Fed decision on Wednesday - Nat Gas price exploding - US Dollar drops hard over past few days Can't Keep Track Anymore -Trump has announced he is raising tariffs on South Korean imports to 25% after accusing Seoul of "not living up" to a trade deal reached last year. - In a post on social media, Trump said he would increase levies on South Korea from 15% across a range of products including automobiles, lumber, pharmaceuticals and "all other Reciprocal TARIFFS". - South Korea is planning on voting on the "agreement" with the US in February - KOSPI hits all-time high after being down 1% on the news - S. Korea President re-affirms their commitments Davos - 2026 - What we learned - Not much - Same bifurcated view of the world - Trump backed off the Greenland threats - Framework of a "deal" / "plan" - So, no tariffs - (Going to get a boy who cried wolf ....) Gold and Silver - Off to the races - Silver was up again in a big way Monday. Fell back down to earth (up 5% from up 15% earlier in the day - Hovering around $110 - that is impressive - parabolic move - GOLD! - Proving itself as a USD hedge and safety trade (Bitcoin in the dust) - Gold above $5,000 per ounce - - Plenty of reports that central banks are buying up| - USD weakness Economy - Still Strong - The US economy expanded in the third quarter by slightly more than initially reported, supported by stronger exports and a smaller drag from inventories. - Inflation-adjusted gross domestic product increased at a revised 4.4% annualized rate, the fastest in two years, according to Bureau of Economic Analysis data. - Consumer spending advanced at a 3.5% annualized pace last quarter, reflecting the fastest pace of outlays for services in three years, while spending on goods also accelerated from the previous quarter. Amazon - Trimming.... 30,000 jobs is plan - First half of that was in October and now trhery are laying off the remainder - CEO Jassey says that it is not financial of AI issues ---- Again - why so important to state that and make that a focal point? - Layoffs amount to 10% of the corporate workforce - Company still has 1.5 million employees Comeback? - Spirit Airlines is in talks with investment firm Castlelake for a potential takeover of the discount airline, CNBC has learned. - Remember, all started when Jetblue deal was blocked - Frontier tried - Spirit tried a few times to get head above water - nothing worked Booz Cancelled - Treasury Secretary Scott Bessent canceled department contracts with the consulting firm Booz Allen Hamilton, whose employee leaked President Donald Trump's tax records to The New York Times. - The department noted that between 2018 and 2020, Booz Allen employee Charles Edward Littlejohn “stole and leaked the confidential tax returns and return information of hundreds of thousands of taxpayers.” - Booz Allen Hamilton's stock price dropped by more than 10% on the heels of the Treasury Department's announcement. - Why does Booz have tax records in the first place? - Stock down 50% since end of 2024 Private Credit - BlackRock TCP Capital shares lower by 13% after it disclosed Friday night that net asset value declined approximately 19.0%; other private credit stocks falling in sympathy - The Company's net asset value per share as of December 31, 2025 to be between approximately $7.05 and $7.09, an anticipated decline of approximately 19.0% during the quarter ended December 31, 2025, compared to a net asset value per share of $8.71 as of September 30, 2025. - This decline is primarily driven by issuer-specific developments during the quarter. - The Company's net investment income per share to be between approximately $0.24 and $0.26 for the three months ended December 31, 2025. - Decliners: TCPC -13.40% OWL -3.07% ARES -3.30% KKR -2.08% BAM -0.41% CG -0.33% Zoom Communications - Valuation of Anthropic stake - The news is driving shares higher as analysts suggest ZM's $51 mln stake could now be worth between $2-$4 bln based on Anthropic's rumored $350 bln valuation, effectively acting as a "hidden gem" on its balance sheet. - From a fundamental perspective, the company's performance has also significantly improved, evidenced by its Q3 beat-and-raise report in late November where revenue rose 4.4% yr/yr to $1.23 bln. - This stronger financial performance is being driven by robust growth in the Enterprise segment, the rapid adoption of AI Companion features, and the scaling of adjacent growth businesses like Zoom Contact Center and Workvivo. - Consequently, the combination of high-margin operational rigor -- highlighted by a 41.2% non-GAAP operating margin -- and the massive unrealized gains from its AI investments has shifted investor sentiment firmly back toward growth. UNH and Health Stocks - DOWN 20% today - The administration's proposal (via the Centers for Medicare & Medicaid Services, or CMS) for Medicare Advantage reimbursement rates to rise by only 0.09% in 2027. This was far below Wall Street expectations of 4-6% (or higher), following a more generous ~5% increase for 2026. - The near-flat rate aims to improve payment accuracy, curb overbilling practices, and protect taxpayers, according to CMS statements, but it sparked widespread concerns about squeezed insurer margins, potential benefit cuts for seniors, reduced plan offerings, or market exits. - UnitedHealth has significant exposure to Medicare Advantage (roughly 30% of national enrollment), making it particularly vulnerable. The proposal, announced late Monday (January 26), led to a broader sell-off in health insurers: - - Humana (HUM) plunged over 20-21%. - - CVS Health (CVS) and Elevance Health (ELV) each dropped around 13-14%. Tech Earnings Microsoft (MSFT) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  Earnings per share (EPS): about $3.86 and Revenue: about $80 billion - Growth: high teens year over year revenue growth - Investors are focused on Azure and broader cloud growth, particularly how much of that growth is coming from AI related demand. Microsoft has built a reputation for consistent execution, which also means expectations are high. The critical issues will be cloud growth sustainability, margin stability, and how aggressively management plans to keep spending on AI infrastructure. Meta Platforms (META) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS: about $8.15–$8.20 and Revenue: about $58–$59 billion - Growth: roughly 20–21% year over year revenue growth - Advertising remains the core driver, with AI driven ad targeting continuing to improve returns for advertisers. While topline growth expectations remain strong, investors are closely watching expense growth. The biggest question is whether rising AI and infrastructure spending can be managed without eroding margins or spooking investors, as Meta works through the next phase of its AI strategy. Tesla (TSLA) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS (non GAAP): about $0.40–$0.45 and Revenue: about $24.5–$25 billion - Trend: earnings expected to be sharply lower than a year ago - Tesla enters earnings with the weakest expectations among the major tech names this week. Vehicle deliveries declined year over year, and automotive margins remain under pressure. While the energy and services segments continue to grow, they are not yet large enough to offset slowing EV demand. - Investors will be far more focused on forward guidance than on the quarter itself—particularly updates on Full Self Driving, robotaxis, and the broader AI roadmap. Apple (AAPL) Reports: Thursday, January 29 (After Market Close) Wall Street Expectations -  EPS: about $2.65–$2.67 and Revenue: about $138 billion Growth: approximately 11–12% year over year revenue growth - This is Apple's most important quarter of the year. Expectations call for record revenue driven by the iPhone 17 cycle and continued Services growth. The focus will be on margins, China demand, and forward guidance—particularly how higher costs (memory prices and tariffs) may impact profitability. Apple typically beats expectations, but the stock reaction will hinge on what management says about growth beyond this quarter. Company Ticker Report Date Est. EPS Key Focus Area Microsoft MSFT Wed, Jan 28 (AMC) $3.92 Azure AI revenue growth & CapEx spending Meta Platforms META Wed, Jan 28 (AMC) $8.17 Ad monetization of AI & 2026 CapEx guidance Tesla TSLA Wed, Jan 28 (AMC) $0.45 Full Self-Driving (FSD) & Robotaxi updates Apple AAPL Thu, Jan 29 (AMC) Varies iPhone 17 demand & Apple Intelligence rollout ServiceNow NOW Wed, Jan 28 (AMC) $0.88 Enterprise AI software adoption rates IBM IBM Wed, Jan 28 (AMC) $4.28 Hybrid cloud and watsonx performance *AMC = After Market Close; EPS = Earnings Per Share (Consensus Estimates) Boeing - The company's airplane deliveries last year were the highest since 2018, helping drive revenue. Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024 and topping analysts' expectations. Cash flow of $400 million was roughly double what Wall Street was expecting. - Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024. The airplane manufacturer delivered 600 airplanes last year, up from 348 a year earlier. Another MoonShot - U.S. natural gas prices surged over 17% on Monday morning, climbing above $6 for the first time since late 2022. - It comes as Winter Storm Fern leaves hundreds of thousands without power and forces mass flight cancellations. - The National Weather Service has forecast wind chills as low as -50 degrees Fahrenheit (-45.56 degrees Celsius) across the eastern two-thirds of the U.S. this week. -Up 68% YTD - Nat gas is used in a whole lot of things - electrical grid 43% is fueled by Nat Gas Government - Not Again! - Seems like Dems are threatening a shutdown again - A partial U.S. government shutdown is set to begin on Friday, January 30, 2026. - The Senate is expected to vote on a funding package to avert this shutdown, with delays from a winter storm pushing initial votes to at least January 27, 2026 - The issue is being exacerbated with the ICE / Minnesota issues This is precious - Ex-finance minister Noda currently co-heads largest opposition party - He says that Japan unlikely to get international consent for intervention - Yen, bond selloff requires Japan to be in crisis mode, he says - Government must vow to restore fiscal discipline to end yen fall, Noda says - Japan must create environment allowing for steady BOJ rate hikes, he says - THIS shows us all that the whole thing with these guys/gals is all political. - NEVER EVER if he was in the role would he say anything like this.       Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Craving a car fix without a road trip? We spin a different kind of tour: five destination-worthy automotive museums that chart the arc from brass era pioneers to Hollywood legends, then we put a cutting-edge EV under the microscope. Our journey starts with the sprawling Gilmore campus and rolls through Tacoma's LeMay, LA's Petersen, and the Henry Ford's sweeping narrative of innovation before landing at the Indianapolis Motor Speedway Museum, where racing history crackles from every display.With that heritage fresh in mind, we jump into the driver's seat of the 2026 Polestar 4 dual motor. Think 544 horsepower, a sleek profile, and one audacious choice: no rear window. We talk through the consequences of camera-only rear visibility, a panoramic roof that relies on electrochromic dimming, and a minimalist cabin anchored by a 15.4-inch screen. It's clean, modern, and quick, but we weigh the trade-offs—less tactile control and more eyes-off-road moments—alongside real-world charging needs, range, and pricing that parks it in Model Y and Ioniq territory.To round it out, we tip our hats to the unsung infrastructure that makes every drive possible: America's longest tunnels, from the Hudson crossings to Colorado's high-altitude Eisenhower bore and Boston's Ted Williams. It's a look at how engineering ambition underpins car culture, whether you're walking museum floors or merging into traffic. If you love the intersection of history, design, and modern EV realities, this one's for you. Subscribe, share with a fellow car nut, and drop a review to tell us which museum or EV deserves our next deep dive.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Fires, fixes, and fumbles: we open with hard facts on Ford's engine block heater recall affecting more than 119,000 vehicles, what symptoms to watch for, and why the only safe move is to leave the plug alone until the dealer repair is done. We also spotlight Land Rover's labeling error and explain how a “simple” sticker can pause sales and complicate safety compliance.From there, we jump into a sold car roundup that shows how the market really moves. A clean 1999 Chevrolet Suburban crossing $25,000 proves that durability and utility still command a premium. A 1977 Corvette landing at $11,000 illustrates how malaise-era horsepower drags value despite a four-speed. A sharp resto-mod 1972 Chevy C10 earns $36,750 on stance and drivability, while a 1963 Volvo 1800S hits $26,250 on design purity and nostalgia. Then the curveball: a 2006 Subaru Impreza for $1,300, a masterclass in how condition beats badge every time.We keep it local and lively with new Tailpipes and Tacos dates, cruise-ins you can hit next weekend, and details on our live broadcast from NRG Center. Along the way, we break down sales momentum across BMW, Lexus, Genesis, and GMC, and unpack how tariffs and model overlap nudged Dodge Hornet off the stage. If you care about car safety, smart buying, and the heartbeat of car culture, this one earns a saved spot in your queue.Subscribe for more candid car talk, share this with a friend who loves a bargain hunt, and drop a review to tell us which sold price shocked you most.Be sure to subscribe for more In Wheel Time Car Talk!---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Awards shape buyer decisions more than most of us realize, so we sat down with veteran juror and radio host Jack Nerad to peel back how North American Car, Truck, and Utility of the Year actually get chosen. Fifty independent journalists, a year of testing, multiple voting rounds, and a marathon drive event near Detroit all lead to three names everyone talks about. We walk through the process, the politics (or lack thereof), and the real criteria that separate buzz from substance: class leadership, value, significance, innovation, and everyday usability.The car finalists tell a story of contrast—Nissan Sentra updates, a reborn Honda Prelude, and a radically flexible Dodge Charger that spans two and four doors, a potent turbo six, and an all-electric variant. Hear why the jury rallied behind the Charger's breadth and execution. On the truck side, the Ford Maverick Lobo edged out Ram 1500 and Ram 2500 by pushing the compact pickup idea further, balancing capability with size, price, and clever packaging for daily life. And in the most crowded arena of all, the Hyundai Palisade claimed Utility of the Year by delivering family comfort, available hybrid efficiency, and true bang for the buck in a segment where buyers vote with their wallets.We also tackle EV realities. Charging gaps remain a friction point—even in California's backyard and especially across Texas—so vehicles that offer both electric and gasoline paths are resonating. Jack explains how the jury weighs those infrastructure challenges against performance and innovation without drifting into tech cheerleading. To round things out, we shift gears with Jeff's Car Culture—five of the longest drivable tunnels in the U.S.—and Mike's Driving Destinations, highlighting five standout car museums from the Petersen to the Henry Ford.If you enjoy smart car talk that mixes industry insight with real-world practicality, follow and subscribe. Share your own winners in the comments, and leave a review to help more enthusiasts find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Looking for a winter car fix without a long road trip? We map out a string of Texas car museums that punch above their weight, from Austin's rock-and-roll-infused collection to the Hillsboro time capsule and Woody's Classic Cars and Baseball Museum. The highlight is the Permian Basin Petroleum Museum's Chaparral Gallery, where engineering legends meet live demonstrations that keep these racers in motion, not mothballed. We wrap the route with Bill's Backyard Classics in Amarillo—a grassroots trove of hot rods, muscle, and trucks that feels personal and welcoming.Then we slide behind the wheel of the 2026 Lincoln Aviator Black Label. Think clean, American luxury with modern lighting, rich leather, and a ride that floats without losing composure. The twin-turbo V6 serves smooth, V8-like thrust, but we press on two fronts: efficiency that begs for a hybrid and driver-assist features that demand constant attention. We talk usability, eye-on-road alerts, and why partial automation should reduce cognitive load, not raise it. Pricing and rivals like the MDX, GX, and XC90 help frame where the Aviator shines and where it needs polish.Ownership realities get real with a concise recall roundup across brands—airbags, cameras, battery cables, and more—followed by a tour of the market's mood via Hemmings sold prices. From a budget-friendly C4 Corvette to a premium 1959 Cadillac 62, a sleeper Studebaker pickup, and a surprisingly strong Firebird, we unpack what drives value: condition, taste, and story. Local cruise-ins and Monster Jam bring the community energy, while two trends shape the future: dealers reconditioning older, higher-mileage cars to address affordability, and modern salvage networks that make parts sourcing smarter and faster. We close with Honda's new minimalist logo for its electrified era—a small emblem with big signaling power.If you love car culture that stretches from museum halls to test-track impressions and neighborhood meets, you're in the right garage. Subscribe, share with a fellow enthusiast, and leave a review to tell us which segment you want more of next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

This episode of the Life Legacy Podcast features an in-depth, heartfelt conversation between host Jaxon Cummings and Ben Kjar, Masters World Champion wrestler, speaker, entrepreneur, and subject of the Angel Studios documentary Stand Out.Ben reflects on how his life has evolved over recent years—moving from external success toward deeper internal alignment. He shares powerful lessons on fatherhood, adoption, resilience, faith, intentional relationships, and learning to say “no” to good things to make space for great ones.Central to the episode is Ben's philosophy of showing up—for family, friends, and God—without expectation of return. He recounts pivotal childhood trauma related to his facial difference (Crouzon Syndrome), including a defining “Twix moment” where his mother helped him reframe pain into purpose.Together, Jaxon and Ben explore legacy, team-building, spiritual trust, third-dimensional love, and how life's darkest moments often become the foundation for our greatest impact. The episode closes with Ben outlining his personal framework for 2026—centered on faith, family, fitness, fulfillment, and his theme for the year: “Let Him”.Core ThemesLegacy over achievementIntentional relationships & third-dimensional loveTurning trauma into purposeFaith-driven decision-makingThe power of showing up unaskedTeam, accountability, and communityLetting go of controlSaying no to “good” to create space for “great”Key TakeawaysEvery “yes” is also a “no”—be intentional with your time.Painful moments can be foundations, not failures.True love acts without keeping score.Legacy is built in quiet moments, not public recognition.The right people will call you higher, not keep you comfortable.Trusting God often means releasing the steering wheel.CONNECT WITH BEN KJAR*Instagram - https://www.instagram.com/benkjar/ *YouTube - https://www.youtube.com/@benkjar2609 *LinkedIn - https://www.linkedin.com/in/ben-kjar-91909913/ *Website - https://benkjar.com/ *Movie - https://standoutfilm.com/ *Buy Tickets in Theaters - https://standoutfilm.com/where-to-watch/#tickets LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  #TheLifeLegacyPodcast  #yourlifelegacy  #jaxoncummings   #tommymoorepresents #tommymoore #vodcastsbytommymoore #personaldocumentaries #benkjar #standoutfilm #wrestling #standout#crouzonsyndrome #makeadifference #angelstudios#facialdifference#disobeyaverage#3xsc#borntostandout 

Ever wondered why your first fast-charging session felt so pricey? We dig into the real numbers behind fueling an electric vehicle versus a gas car and show where the savings actually live. With Anderson Economic Group's data in hand, we focus on fuel-only costs per 100 miles, stripping away purchase price and repairs to reveal a clean comparison that helps you decide based on your daily reality, not marketing claims.We break down how pricing shifts with your charging mix. Rely on commercial DC fast chargers with flat session fees and layered rates, and your EV can get expensive fast. Charge mostly at home on residential electricity, and the story flips—especially for luxury models that would otherwise drink premium gas. You'll hear concrete figures from Michigan: entry-level gas cars near $9.10 per 100 miles, comparable EVs around $13.40 with mostly home charging and roughly $16.16 with mostly commercial. In the luxury segment, premium-fuel ICE averages around $17, while a luxury EV charged at home lands near $14.43. We also cover what a Level 2 setup really costs, why installation matters, and who should think twice before skipping home charging.Policy and market context matter too. EV sales jumped when tax credits neared expiration, while tariffs cooled overall vehicle sales even as EV share grew. That push-pull dynamic shapes lineups, charging business models, and the rate structures utilities design for off-peak charging. To round things out, we take a practical detour into big rig sleeper cabs—comparing comfort, tech, and costs across Peterbilt, Kenworth, Freightliner, Volvo, and International—to highlight how real-world use cases drive smart equipment choices at every scale.If you're deciding between gas and electric, this guide will help you map your commute, your charging access, and your local rates to your actual costs. Subscribe, share this episode with a friend who's shopping, and leave a review with your biggest EV or gas cost surprise.Be sure to subscribe for more In Wheel Time Car Talk!---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Here we go again – Tariffs and retaliatory tariffs DAVOS – Elitists are Meeting Suicide Coaches? Hedge funds – finally a good year! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Here we go again - Tariffs and retaliatory tariffs - DAVOS - Elitists are Meeting - Suicide Coaches? - Hedge funds - finally a good year! Markets - Silver and Gold - ATH - Selling off after Greenland threat - Netflix - Saga continues Davos - 2026 - Economic Confab that often brings out the elite (elitists) - Many watch for their key points and do the opposite - Trump going, Xi Jinping and Narendra Modi not - Why is Zelensky going? - Kushner, Bessent, Little Marco will be attending with Trump - Did you know - Larry Fink is the interim Co-Chair. - The CEOs that you would expect that love the limelight ) (Jensen, Nadella etc) World Economic Forum Report (Davos) - Due out Wednesday - expected to show that geopolitical confrontation is the top concern this year - Rising Inflation - Economic Downturn - Asset Bubbles - High debt burdens - Any of those could be any year and anyone in the world that is breathing could have made that list WEF List NEXT - Greenland - Sell or Else! - Trump promises 100% that he will impose tariffs and follow through - The tariffs will start at 10% on Feb. 1 and shoot up to 25% on June 1, Trump said. - Denmark, Norway, Sweden, France, Germany, the United Kingdom, the Netherlands and Finland - Supposedly in response to EU allies moving troops into Greenland - Greenland protests with - Make America Go Away hats - 200% tariff threatened in champagne and wines (Mad at Macron) Oh - and Gaza - The new Board of Peace - Trump names himself 'Board of Peace' chair under October plan - Marco Rubio, special envoy Steve Witkoff, former British prime minister Tony Blair and Trump's son-in-law, Jared Kushner. - Supposedly Putin has said he was also invited to be on the board. - Purpose? Officially, the Board is mandated to “promote stability, restore dependable and lawful governance, and secure enduring peace in areas affected or threatened by conflict... Saks - bankrupt - Chapter 11 - Problems really got worse after they agreed to purchase Needless Markup (aka Neiman Marcus) - Amazon filed an objection to Saks Global's bankruptcy financing plan on the grounds it could harm creditors and push the tech company further down the repayment pecking order. - Amazon The tech company invested $475 million into Saks' acquisition of Neiman Marcus in December 2024,  a stake it said is now effectively “worthless.” - Amazon threatened more “drastic remedies” if Saks doesn't heed its concerns, including the appointment of an examiner or a trustee. - Amazon initially invested because it thought Saks would start selling its products on Amazon's website and the tech company would offer technology and logistics expertise.| - Amazon's attorneys: “Saks continuously failed to meet its budgets, burned through hundreds of millions of dollars in less than a year, and ran up additional hundreds of millions of dollars in unpaid invoices owed to its retail partners.” Suicide Coaches - “This year, you really saw something pretty horrific, which is these AI models became suicide coaches,” Benioff told CNBC's Sarah Eisen on Tuesday at the World Economic Forum's flagship conference in Davos, Switzerland. - In 2018, Benioff said social media should be treated like a health issue, and said the platforms should be regulated like cigarettes: “They're addictive, they're not good for you.” - “Bad things were happening all over the world because social media was fully unregulated,” he said Tuesday, “and now you're kind of seeing that play out again with artificial intelligence.” China - China 2025 new yuan loans 16.27 trln yuan, lowest since 2018 - Dec new yuan loans beat forecast - PBOC announces targeted monetary policy easing - "From the asset side, amid the property market adjustment, the private sector including households and firms showed insufficient willingness to add leverage, while government bond issuance was ramped up to stabilize leverage and the economy." - Now what is happening is that $ that used to go into real estate is heading for stocks/risk assets. - Chinese authorities tightened rules on margin financing, signaling unease over the pace of a rally. - - Under the new rule, investors must now provide margin equal to the full value of the securities they buy on credit, up from the previous 80% threshold. - - - Regulators made the move to rein in potential froth in financial markets, with a fund manager saying it sends a clear signal that they want a slow bull market, not an overheated one. --- Under the new rule, investors must now provide margin equal to the full value of the securities they buy on credit, up from the previous 80% threshold, according to a Shenzhen Stock Exchange statement. The move, which applies to Shenzhen, Shanghai and Beijing bourses, underscores regulators' efforts to rein in potential froth in financial markets. More China - China's population of 1.4 billion continued to shrink, marking the fourth straight year of decrease, new government statistics show. The total population in 2025 stood at 1.404 billion, which was 3 million less than the previous year. - After the one-child policy - now government is pushing or more births - Measured another way, the birth rate in 2025 — 5.63 per 1,000 people — is the lowest on record since 1949 - Government tactics range from cash subsidies to taxing condoms to eliminating a tax on matchmakers and day care centers. Bank Earnings - Generally pretty good! - Yield curve is helping in a big way - steepening - Goldman beats, BAC beast Morgan Stanley bets etc. etc. - Goldman: The company said profit jumped 12% from a year earlier to $4.62 billion, or $14.01 per share, on gains across its capital markets businesses. - Morgan Stanley: Last Thursday reported fourth-quarter results that exceeded Wall Street expectations on the back of strong revenue from wealth management. Fed Chair - Over the weekend, Hassett thinks Trump is right not to have him in that position (What a sap! Good he is not in running anymore) - Rick Reider and Warsh are front-runners - Who ever kisses the most ass should win - Warsh would actually be a good pick - experience and smart guy that is level headed - Meanwhile - all of a sudden Trump says he is not looking to fire Powell (maybe h wants him to resign) Netflix/Warner Brothers Update - Netflix now plans to pay $27.75 per WBD share entirely in cash to acquire WBD's streaming platform HBO Max and the Warner Bros. film studio. - In reaction tot he hostile takeover bid from Paramount/Skydance - The last offer was unanimously approved by the BOD - NFLX Earnings ..... --- Earnings per share: 56 cents vs. 55 cents, estimated ------Revenue: $12.05 billion vs $11.97 billion, estimated - Stock down AH Inflation (Did we talk about this?) - Even though we are told there is little inflation... - Consumer Price Index increases 0.3% in December - Food, rents were the main drivers of consumer inflation - Underlying inflation rises a moderate 0.2% - Food prices surged 0.7% Planes! - Boeing outsold Airbus last year - First time since 2018 - BA stock made an ATH last week Bond Vigilantes - Danish pension operator AkademikerPension said it is exiting U.S. Treasurys over finance concerns tied to America's budget shortfall. - The move comes amid increasing tensions with the U.S. over Greenland as President Donald Trump pushes for control of the island. - AkademikerPension said it plans to have closed its position of around $100 million in U.S. Treasurys by the end of the month. - 10 YR yields moved up again to 4.3% - What if.....??? (Mutual assured destruction?) Hedgies - Hedge fund investors posted gains of about 12.6% last year, the best returns since 2009, according to data compiled by Hedge Fund Research Inc. - Funds run by industry giants such as D.E. Shaw & Co. and Millennium Management posted double-digit returns, with Bridgewater Associates' Pure Alpha II fund scoring a 34% gain. - Hedge funds secured net inflows of $71 billion during the first three quarters of last year, a major reversal after a decade of outflows, with the industry's giants being among the major beneficiaries.     Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Big SUVs promise comfort and power, but where do they land on efficiency, tech, and day-to-day usability? We took the 2025 Ford Expedition Tremor and the 2026 Lincoln Aviator Black Label on extended drives to find out. From grille details and cabin storage to third-row realities and highway manners, we dig into what these family haulers do well and where they fall short.The Expedition Tremor leans into body-on-frame muscle with a 3.5L high-output EcoBoost that churns out 440 hp and 510 lb-ft. It tows, it cruises, and it rides like a stretched limo, yet parking-lot pivots and fuel economy remind you how large it is. We break down pricing against the Chevy Suburban, GMC Yukon XL, and Toyota Sequoia, and talk honestly about the need for a hybrid solution that preserves torque without draining wallets.Then we switch lanes to the Aviator, a unibody luxury SUV with a clean, tuxedo look and a plush Black Label interior. The twin-turbo 3.0L V6 delivers V8-like thrust while adaptive suspension keeps the cabin calm. We cover real-world mpg, third-row practicality, and why some steering-wheel controls and driver-monitoring prompts still distract more than they should. Consider this a straight-shooting guide to what matters when you're choosing between truck-tough and luxury-smooth.We also step into life on 18 wheels, comparing sleeper cabs from Peterbilt, Kenworth, Freightliner, Volvo, and International—highlighting comfort, customization, and the fuel-sipping tech that keeps drivers happy and fleets profitable. To round it out, we map a few winter-ready Texas car museums that deliver serious automotive inspiration, from Chaparral race legends to Americana-filled collections.Enjoy the ride? Follow the show, share with a friend, and leave a quick rating—what would you pick for your next long haul: torque-heavy SUV or hybrid luxury?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Fire up your curiosity: what happens when AI, humanoid robots, and digital manufacturing collide on the factory floor? We dig into the bold prediction that a fully automated car assembly line could be operating by 2030 and unpack what it really takes to get there. From wiring harnesses and delicate dashboard installs to the complexity of door modules, we separate headlines from the hard engineering work that makes or breaks automation at scale.We share practical examples of where automation already excels—welding cells, tire plants, high-repeat processes—and the spots that still challenge robots' dexterity and sensing. You'll hear why design for automation is emerging as a core discipline, how sequence changes can unlock access for robots, and what it means to standardize connectors, tolerances, and fixtures so machines can move fast without sacrificing quality. Humanoid robots get their moment too: we explore why early pilots will likely focus on ergonomically tough tasks and where a human-in-the-loop model delivers the best results.The human story runs throughout. We talk reskilling, safety, and the rise of hybrid teams where technicians, integrators, and maintenance pros keep fleets of robots humming. You'll get a clear view of how jobs shift rather than simply vanish, with new roles in diagnostics, quality analytics, logistics, and digital twins. Along the way, we hit the latest racing calendar highlights, revisit pivotal moments in auto history, and cover fresh news from Chevrolet's Stars & Steel special editions to GM's new Detroit headquarters.If you care about where cars come from, how factories evolve, and what tomorrow's automotive careers look like, this one's for you. Subscribe, share with a friend who loves car tech, and leave a review telling us where you think humans should stay in the loop.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

What really makes a car a classic—age, design, or the stories we attach to it? We dive into a lively debate on classic status, from the beloved Tri-Five Chevys to the late-50s and 70s icons that still turn heads. Along the way, we swap drag strip memories, laugh about dual antennas and sagging springs, and draw a clean line between resto-mods and factory-correct restorations. The big question sits in the middle of it all: who decides what's worth preserving, and how do we keep that passion thriving as the community gets older?We spotlight how clubs and events carry the torch—Dallas Area Classic Chevies, Tailpipes and Tacos, and the Hot Rod Tour of Texas all give enthusiasts a place to show up, share knowledge, and pass the keys to the next generation. There's real talk about estates, aging collectors, and why families sometimes sell cherished cars without a plan. But there's also optimism: local meets, social feeds, and statewide runs are pulling in fresh faces, fresh builds, and a stronger sense of community. If you've ever found your best friends under a hood or on a highway run, you'll feel right at home.We balance the nostalgia with a clear-eyed review of the 2025 Ford Expedition Tremor. Built on a truck frame and powered by a 3.5L EcoBoost V6 with 440 hp and 510 lb-ft, it tows big, rides smooth, and packs a massive center screen that makes road trips and towing easier. We dig into the Tremor's rugged look, third-row practicality, steering wheel control quirks, real-world fuel economy, and how it stacks up against the Suburban, Yukon XL, and Sequoia. The verdict: a capable, comfortable land yacht with serious torque and room for the whole crew—just budget for fuel and plan your parking.If you care about heritage, horsepower, and the people who keep both alive, hit play and join the conversation. Subscribe, share with a fellow gearhead, and leave a review telling us what car earns “classic” status in your book.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Think you can read the market better than the bidders? We put that to the test with a live Hemmings sold-car roundup—calling final prices and then revealing the hammer on a lineup that spans a 1966 Dodge W100, a first-year 1970 Monte Carlo, a polarizing 1993 Cadillac Allanté, a white-on-white 1973 Pontiac Firebird, a slick 1959 VW Beetle resto-mod, and a modern-legend 2014 Toyota FJ Cruiser. The fun isn't just in the guesses; it's in what each sale says about how collectors value originality, documentation, drivability, and cultural cool right now.We share why workhorse trucks with clean bones still sell strong, how period-correct Mopars earn a premium, and where personal-luxury Chevys are heading as younger buyers join the hunt. The Allanté's Italian styling meets American expectations in a cautionary tale of hype vs. ownership reality. Meanwhile, the FJ Cruiser shocks with a number that reflects overlanding culture, Toyota's reliability halo, and the power of discontinued icons. If you track classic car values, you'll get practical signals you can use before your next bid or garage purchase.Then we pivot to quick-hit news and context. Racing calendars are thinning as the season winds down. On the industry side, we break down EV retrenchment, hybrid resurgence, and why buyers still prefer paper documents at the dealership despite the digitization push. Add a fast walk through auto history—from interchangeable parts to drive-by-wire—and the trendlines snap into focus: practicality and trust win, while timeless design keeps pulling hearts (and wallets) back to analog charm.Join us live on Saturdays to play along, drop your guesses in the chat, and put your market instincts to the test. If you enjoy the show, follow, subscribe, and share it with a friend who can't resist calling the next hammer price. Your take: which car was the best buy?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Ever wondered what happens when you hand a team $2,200, drop them in Detroit, and tell them to chase riddles across America for a good cause? We sit down with organizer Richard Tomlin to unpack Wrench Rally 3, a back-roads, no-interstate adventure where budget beaters become charity champions. From the thrill of the hunt on Facebook Marketplace to the tight ten-minute evening check-in window, Richard explains how a gimmick rally blends navigation puzzles, teamwork, and roadside repairs into a road trip you'll tell stories about for years.The format is simple and brilliant: buy under the cap, pass a safety check, then follow clue sheets that lead to hyperlocal landmarks you can't game with AI. Each team proves progress with photos, helps others under the Kansas Rule when breakdowns strike, and rolls into nightly meetups that sometimes turn into pop-up car shows. The route celebrates history and scenery—Appalachian stretches, Route 66 nods, the Ouachita Mountains—before winding into Possum Kingdom Lake and a finish at Bryan–College Station. Every vehicle is sold at the end on platforms like eBay Motors or Cars & Bids, with proceeds going to Parkinson's research. Think diesel ambulances, white stretch limos, faithful minivans, and the kind of unexpected finds only Detroit can deliver.We also take the Ford Bronco Strop Edition for a spin and talk heritage. The two-door Bronco's 2.7L EcoBoost and 10-speed auto deliver stout torque and surprisingly composed ride quality, while the red, white, and blue livery honors Bill Stroppe's desert legacy. We compare it to segment staples like the Jeep Wrangler and off-road-leaning alternatives, and share why this Bronco pulls thumbs-up everywhere it goes. Rounding things out, Jeff's Motor Minute sparks nostalgia with favorite car films and motorsport heroes, reminding us why car culture is as much about stories as specs.Ready to rally for a reason or just want the perfect excuse to wrench with friends? Hit play, subscribe for more car stories every week, and tell us: what $2,200 ride would you trust on a cross-country charity run?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Greenland, Mexico, Venezuela, Colombia – USA is the world’s Cop again? More .. Housing, Credit cards, Fannie and Freddie – all in week’s work.. Retail investors in control – don’t care about the noise. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Greenland, Mexico, Venezuela, Colombia - USA is the world's Cop again? - More .. Housing, Credit cards, Fannie and Freddie - all in week's work.. - Retail investors in control - don't care about the noise Markets - DJIA plowing ahead - NASDAQ on fire - what can stop this? - Nuclear stocks back in play - Defense names on the move - Interesting economic news. FIRST - President Donald Trump said drug “cartels are running Mexico,” and suggested the U.S. military could start land strikes against them there. - The comments come on the heels of suggestions that Trump could take military action in Cuba and Colombia, and to annex Greenland. - The Trump administration has reportedly carried out 35 known strikes on alleged drug boats in the Caribbean, killing 115 individuals. - I will be going to Mexico later this week for a couple of days..... Retail Ruling - Retail traders have extended a buying spree into the new year, following a record-setting performance in 2025, with purchases in the first four trading days of January hitting the second-highest level in almost eight months. - Individual investors have bought about $10.1 billion of US equities since the start of the year, mainly via exchange-traded funds, far exceeding the 12-month weekly average. - Retail investors' confidence has helped stabilize markets during recent pullbacks, and if they keep snapping up equities, gains in the US stock market are likely to persist, according to analysts. Employment Report - 4.4% Unemployment Rate - Nonfarm Payroll Employment: U.S. employers added +50,000 jobs in December 2025. This came in below economists' expectations (consensus around 60,000–73,000) and was a slowdown from the downwardly revised +56,000 in November. - Unemployment Rate: Edged down slightly to 4.4% (from a revised 4.5% in November), contrary to forecasts of 4.5%. The number of unemployed people remained around 7.5 million, showing little change. - Full-Year 2025 Performance: Total payroll growth for the year was just +584,000 jobs (average monthly gain of +49,000), marking one of the weakest years for hiring since 2020 (impacted by the pandemic). This is a sharp drop from +2.0 million added in 2024 (average +168,000 monthly). -Revisions to Prior Months: -- October 2025: Revised down to -173,000 (from -105,000, reflecting federal government buyouts and shutdown effects). -- November 2025: Revised down by 8,000 to +56,000. -- Combined October–November: 76,000 fewer jobs than previously reported. GDP - HOT - Minneapolis Fed President Neel Kashkari (voting FOMC member) on CNBC says it is very surprising how strong GDP growth is; says labor market is clearly cooling; says inflation still too high; has confidence housing inflation will trend down - Q3 at +3.8% and Atlanta GDP NOW is predicting that Q4 will come in at +5.1% More Eco - Productivity (Prelim Q3): 4.9% vs. 2.5% consensus - Productivity measures output per hour worked. A jump to 4.9% (almost double the consensus) suggests businesses are producing much more per labor hour than expected. Prior was revised up to 4.1% from 3.3%, so the trend is strengthening. WOW! Unit Labor Costs (Prelim Q3): -1.9% vs. +0.8% consensus - Unit labor costs measure labor cost per unit of output. A negative number means costs per unit are falling. Prior revised to -2.9% from +1.0%, so costs have been dropping sharply. -Could be due to technology adoption, automation, or efficiency improvements. Post-pandemic restructuring and leaner operations may have boosted output without adding labor. OOOOOOOPS - White House official says Truth Social disclosure of December jobs report was an "inadvertent release"; says White House will review protocols - CNBC  What next? - President Donald Trump called for a one-year cap on credit card interest rates at 10%, effective Jan. 20, without specifying details. - Trump wrote on social media that the American Public will no longer be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more. - Maybe because of this: Hours before his message on Friday, Senator Bernie Sanders, a Vermont independent, said on X: “Trump promised to cap credit card interest rates at 10% and stop Wall Street from getting away with murder. Instead, he deregulated big banks charging up to 30% interest on credit cards.” - BUT! Credit card companies will not be forced to issue credit - right? It will hurt people that need credit for business, personal or other needs. Then there was this: - Mortgage rates fell sharply on Friday, a day after President Donald Trump said on social media that he is instructing mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. - “This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable,” he said in the Truth Social post. - Still not clear where the money will come from and hot this actually works with the current structure of Fannie and Freddie - Talk of Fannie/Freddie IPO? --- Both are still still in conservatorship and book value per share still negative - SO WHERE DOES MONEY COME FROM? OHHHHH - How about this - 4PM browbeating for the Defense companies - RTX was in the hotseat (as were others) taking the wrath of Pres Trump saying that they were basically fat and happy and ripping off the taxpayer - No more dividends and no more buybacks was the call - Stocks dropped 5% into the close and then more after - 30 minutes later - conversation changed and the idea of a move from $1T in spending for the defense budget should move to $1.5T in 2027. ----- Where does that money come from? - Stocks JUMPED! Can't Ignore this - Trump suggesting that Corporations and institutional investors cannot buy single family homes - “People live in homes, not corporations,” he said. - The argument is that corporate ownership has helped push housing further out of reach for everyday Americans. - It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. - Invitation Homes, which is the largest renter of single-family homes in the country, tumbled 6%. Shares of Blackstone, an investing firm that owns and rents single-family homes, dropped more than 5%. Private equity firm Apollo Global Management also declined over 5%. Then there is this... - DOJ putting he screws to Powell - The Trump administration has ramped up its pressure campaign on the U.S. central bank, threatening to indict Federal Reserve Chair Jerome Powell over comments he made to Congress about a building renovation project, prompting the Fed chief to call the move a "pretext" to gain more influence over the ?setting of interest rates. - The latest development in a long-running effort by U.S. President Donald Trump to push the Fed to dramatically lower rates had immediate fallout in Washington and on global markets. - Powell came out with a video over the weekend. - Initially futures were down

Looking for a small truck that actually does big truck things without the bulk? We put the 2025 Ford Maverick Lobo through real-world paces and found a compact that blends smart packaging, confident power, and everyday usefulness. From the clean new dash and bigger screen to the rugged cabin and under-seat storage, this one proves you don't need an oversized footprint to tow, haul, and handle errands with ease. With 250 horsepower from the 2.0L EcoBoost, standard AWD on our tester, and legit payload and tow numbers, the Maverick hits that sweet spot between capability and comfort—plus it squeezes into parking spaces without stress.We also step beyond the spec sheet to help you keep your car running in tough weather. Our battery rundown explains why cold-cranking amps matter, how to match group size and climate, and which brands consistently deliver in extreme conditions. Whether you're shopping Odyssey for low-temperature starts or considering accessible options like Duracell and Super Start, we share practical guidance that saves time, money, and roadside headaches.Then we take a culture detour across Texas with museum stops that celebrate engineering, design, and nostalgia—from Houston's curated exhibits to San Antonio's transportation heritage and DFW's sprawling cars-and-toys collection. To close, we climb into the 2025 Ford Bronco Stroppe Edition, a two-door tribute to racing history with a red, white, and blue paint scheme that turns heads everywhere. Its 2.7L EcoBoost V6 and 10-speed automatic feel perfectly in sync, and the long-travel suspension keeps the short wheelbase composed on and off the pavement. It's not the cheapest Bronco, but the character, execution, and heritage make a compelling case against the usual suspects like Jeep Wrangler.If you love honest reviews, useful ownership tips, and a little automotive soul, hit play, subscribe, and share with a friend who's truck-curious. Have thoughts on Maverick vs Santa Cruz—or Wrangler vs Strope? Drop a comment and leave a rating to help others find the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

A rainy gas stop in 1986 led to one of the most useful car features you use without thinking: the tiny arrow on your fuel gauge. We share the little-known story of Ford interior designer James Moylan, whose quick proposal turned a personal mishap into a global convenience. It's a reminder that smart automotive UX often starts with empathy, not expensive tech—and it's the perfect lens for looking at what modern cars still get wrong and right.From there, we jump behind the wheel of the 2025 Ford Maverick. We walk through trims, the new larger screen, practical storage, and why this compact, car-based truck hits the sweet spot for daily driving, weekend projects, and tight parking garages. With 250 hp from the 2.0L EcoBoost, confident all-wheel drive on our tester, and real-world economy in the mid-20s, the Maverick proves you don't need a full-size rig to tow light loads or haul four-foot-wide sheets. We compare it with the Hyundai Santa Cruz and map where midsizers like Ranger and Ridgeline fit once price and size step up.We also dig into timely safety and market news: quick-hitting recall notes for Ford, Porsche, and Audi; why 2025 sales were strong despite high prices; and what might cool demand in 2026 as payments rise. A troubling dealer case in Iowa underscores the importance of clean titles, verified payoffs, and lender transparency. And because research habits are changing fast, we unpack how shoppers are using AI to compare models, scan listings, summarize reviews, and prep negotiations—plus when to trust the bot and when to double-check with a test drive and an inspection.If you're curious about the small ideas that make driving easier, the smartest way to size your next truck, or how to shop with confidence in a high-price market, you'll find plenty to take with you on your next fill-up—or charge. Enjoy the ride, then subscribe, leave a review, and share this episode with a friend who swears by their compact truck. What tiny car feature would you invent next?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The doors are about to open on Houston's biggest automotive moment, and we've got your playbook. We walk the floor plan, the test tracks, and the insider perks so you can plan a smarter visit that actually answers your buying questions. Think 23 automotive brands side by side, five acres of boats, and ride-along experiences that turn spec sheets into seat-of-the-pants truth.We start with the headline attractions: Camp Jeep's climbs and tilts, the Ram track's capability demo, and an outdoor Polaris adventure course that brings powersports into the mix. Then we step into the premium lane with Ferrari of Houston's return, plus fresh displays for Mercedes-Benz, BMW, Aston Martin, and Lotus through dealer partners. The real unlock for shoppers is our look at guided tours led by Texas Auto Writers—tailored routes for starter cars, luxury options, and trucks and SUVs—so you can compare interiors, tech, and drivetrains without sales pressure or guesswork. For the best experience, we share the sweet spot times to visit, how to navigate tickets and VIP night (valet included), and why midweek beats weekend crowds.Ownership decisions don't end on the show floor, so we dig into a timely battery rundown. From Odyssey's rugged deep-cycle builds and Optima's spiral-wound tech to DieHard's reboot and Super Start's warranty tiers, we break down which batteries deliver in extreme heat or cold and how to match CCA, reserve capacity, and fitment to your driving life. We also map out family-friendly moments—race simulators, a remote-control track, and climb-aboard vessels—plus a Give Back to Houston Day featuring local nonprofits and a blood drive that turns a car show into a civic hub. If you're hungry for road-trip ideas, our tour of Texas car museums adds destinations from Houston to DFW and Amarillo.Ready to plan your visit and make better choices faster? Hit play, grab the details, and then share this with a friend who needs a new ride or a weekend plan. If you enjoy the show, subscribe, leave a quick review, and tell us what you're test driving first.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

LOVE HOSTILE TAKEOVERS? Upgrades all around the AI trade again… January Effect Defense and Oil Related – Let’s Go! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - CTP Cup - We have a winner! - Kitchen Cabinets rejoice! - Buffett is retired (kind of) - ALL TIME HIGHS - DJIA Leading so far in 2026 Markets - LOVE HOSTILE TAKEOVERS? - Upgrades all around the AI trade again... - January Effect - Defense and Oil Related! - Calling BS on Venezuela economic plans Doctor Copper - Copper surpassed $13,000 a ton for the first time due to a renewed rush to ship metal to the US. - The rally has been underpinned by the ongoing threat of import tariffs from President Donald Trump, causing US copper prices to trade at a premium to those on the London Metal Exchange. - The market has been driven by uncertainty over future US tariff policy, with analysts warning that the rest of the world could run short of copper due to low inventories outside the US. - Huge inventory build due to uncertainty Copper Chart Following up on that...Some Questions - Isn't the massive inventory build we are seeing due to uncertainly? - Lots bought before tariffs went into effect - then tariffs reduced... - Will there be a hangover from a the pull-forward like we have seen in the past? Best markets for 2025 Colombia: +80% South Korea (KOSPI): +76% Ghana: +79% Brazil (Bovespa): +34% Japan (Nikkei 225): +26% Europe STOXX 600: +19% China (Shanghai Composite): +18% U.S. S&P 500: +17% U.S. Nasdaq: +21% U.S. Dow Jones: +12% US Dollar - Basket USD is at 8 year LOW - Yen at key intervention level (again) - NO MANIPULATION HERE! -- -- Gold/Silver betting trend continues... - What happened to -> "a strong USD is in the best interests of the USA"? Monday Markets - For no apparent reason....(could it be the Venezuela news???) - Markets JUMPED - Oil and Defense stocks moved! - DJIA up ~ 600 Points ---These stocks were about 500 points of the 600: - GS Goldman Sachs Group Inc - CAT Caterpillar Inc - JPM JPMorgan Chase & Co - CVX Chevron Corp - V Visa Inc ---- GS is 1/2 the DJIA gains for 2026 Here we go... - Elon Musk's Grok is generating sexualized images of women and minors - users are taking pictures of others and telling Grok to "remove their clothes" or "put them in a thong bikini" - review of public requests sent to Grok over a single 10-minute-long period at midday U.S. Eastern Time last Friday tallied 102 attempts by X users to use Grok to digitally edit photographs of people so that they would appear to be wearing bikinis. - Politicians in France ask prosecutors to investigate; India demands answers - Experts have long warned Grok owner xAI about potential misuses of AI-generated content - Ministers in France have reported X to prosecutors and regulators over the disturbing images, saying in a statement on Friday the "sexual and sexist" content was "manifestly illegal." India's IT ministry said in a letter to X's local unit that the platform failed to prevent Grok's misuse by generating and circulating obscene and sexually explicit content. - Guardrails not very tight along the track - Surprised? TESLA - Sales awful - Stock holdingup - BYD Co. outsold Tesla Inc. in Europe's two largest electric-vehicle markets last year as the Chinese automaker continues its global expansion. - BYD registered more than twice as many new vehicles in December as Tesla did in Germany, and outperformed Tesla in the UK with 51,422 registrations compared to Tesla's 45,513. - BYD delivered 2.26 million EVs in 2025 to Tesla's 1.64 million, and has made strong inroads in the UK where Chinese brands have been attracting consumers with cheaper sticker prices. - NVDA announced it is expanding autonomous driving sector INTERACTIVE BROKERS Check this out and find out more at: http://www.interactivebrokers.com/ Silver and Gold - As we predicted - Gold and silver prices fell Wednesday after exchange operator CME Group again hiked the margins on precious metal futures. - CME Group said in a statement Tuesday that the decision was made “as per the normal review of market volatility to ensure adequate collateral coverage.” - That caused some to sell positions to bring margin requirement in check - - Should be temporary until metals find their margin equilibrium Bitcoin - Starting the year off right - Up 7% in 2026 after a very poor 2025 - Crypto moving as well - Safe haven trade, catch up trade or who-knows-what-the-hell trade? January Effect - The January Effect is a market phenomenon where stock prices—especially small-cap stocks—tend to rise more in January than in other months. - Tax-loss selling in December: Investors often sell losing positions at year-end to offset capital gains for tax purposes. - Reinvestment in January: After the new year, they buy back stocks, creating upward pressure. - Bonus and cash inflows: Year-end bonuses and new investment allocations often hit the market in January. - Small-caps up almost 3% YTD Impressive - Investors fortunate enough to own Berkshire since 1965, when Buffett took over, realized a return of about 6,100,000%, far above the S&P 500's approximately 46,000% return including dividends. - Buffett is now officially retired - said to be one (or the) greatest investors of our time - Buffett, 95, will remain chairman and plans to keep going every day to Berkshire's office in Omaha, Nebraska, about 2 miles (3.2 km) east of his home, and help Abel. - They still have not completely figured out who will run the equity portfolio after Todd Combs left to join JPM Kitchen Cabinet Relief - Steep tariffs on upholstered furniture and kitchen cabinets and vanities have been delayed by the Trump administration. - It's the latest roller coaster of Trump's tariff wars since he returned to office last year. - The administration is also scaling back on a steep tariff proposed on Italian pasta that would have put the rate at 107%. Let's talk Venezuela - The idea that the US is just going to come in an turn everything rosy is dumb - overly simplistic thesis --- Sets up a bad global potential for overthrowing governments - where does it stop - The idea that US companies are going to go in there and drill and US is going to reimburse for costs? --- The country is allied with Russia and China - not US (at this time) - This is reminiscent of when we opened the doors to Cuba - we opened it up and no one benefited. Maybe this time will be different. - BUT Venezuela owns the largest proven oil reserves in the world, holding approximately 303 billion barrels as of the end of 2024, which is nearly 18–19% of global reserves. So, that is something. VZ Oil Production Drug Price Hikes - Drugmakers plan to raise U.S. prices on at least 350 branded medications including vaccines against COVID, RSV and shingles and blockbuster cancer treatment Ibrance, even as the Trump administration pressures them for cuts - The number of price increases for 2026 is up from the same point last year, when drugmakers unveiled plans for raises on more than 250 drugs. The median of this year's price hikes is around 4% - in line with 2025. -Drugmakers also plan to cut the list prices on around nine drugs. That includes a more than 40% cut for Boehringer Ingelheim's diabetes drug Jardiance and three related treatments. Greenland - What are the odds????? (Prediction Markets are on it! https://forecasttrader.interactivebrokers.com/eventtrader/#/market-details?id=791099793%7C20290101%7C0%7C&detail=contract_details) - “Greenland belongs to its people. It is for Denmark and Greenland, and them only, to decide on matters concerning Denmark and Greenland.” In Closing - The "AI NOT LESS PEOPLE WORKING" - Scam - “I would say that we're actually not hiring fewer people,” AMDs Lisa Su told CNBC's Jon Fortt on Tuesday from the CES conference in Las Vegas. “Frankly, we're growing very significantly as a company, so we actually are hiring lots of people, but we're hiring different people. We're hiring people who are AI forward.” Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Continuing with our End of Year showcase...Two SUVs, two philosophies, one clear question: what do you actually want from your daily driver? We put the 2025 Mazda CX-5 under the microscope to see why a design from 2017 still pulls buyers, then swing to the Dodge Durango's 5.7 Hemi to explore how old-school power and modern tech can coexist in a three-row hauler. Along the way, we zoom in on steering feel, ride character, real-world fuel economy, towing confidence, and the pricing sweet spots that make these choices more interesting than a simple spec-sheet duel.The CX-5 shows why restraint pays off: a clean exterior, a driver-first cabin, and a turbo four that makes a six-speed feel current. Yes, the infotainment system is dated, and second-row space isn't class-leading, but the steering and chassis deliver a sports-sedan vibe that crossovers rarely match. We line it up against the CX-50, Honda CR-V, and Kia Sportage to map where style, value, and dynamics diverge—and where Mazda still wins on feel.Then we climb into the Durango 20th Anniversary AWD and let the Hemi do the talking. With 360 hp, an eight-speed, stout towing capacity, and Uconnect 5, it's a family rig that can tow the toys and still entertain on the highway. We unpack drive modes, run-flat manners, seat configurations, audio upgrades, and where it lands between midsize convenience and full-size presence. If you're cross-shopping Telluride, CX-90, or Tahoe, you'll get a clear sense of how the Durango threads the needle on performance and price.To cap it off, we rank car batteries from worst to best—EverStart to Optima—dig into cold cranking amps, warranty realities, and why heat crushes lifespan. You'll learn how to pick the right group size, when to step up in CCA, and the simple receipt trick that saves you money. Subscribe, share with a friend who's shopping for an SUV or a battery upgrade, and tell us: are you team precision CX-5 or team Hemi Durango? Your take might be the tie-breaker.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Looking at a weird GDP data point. Calling BS on Russia/Ukraine peace talks. Gold and Silver – WOW! Closing out the year – a good one too! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - Lots to be excited about and anxious too - Looking at a weird GDP data point - Calling BS on Russia/Ukraine peace talks Markets - Gold and Silver - WOW! - Closing out the year - a good one too! - Buyers are still hot to buy any dip - "Diet" pills coming Bitters Making Progress  - Chocolate -Dark Cherry -Infusions - https://highdesertbotanicals.com NYE Celebration - Cities across America ring in the new year by dropping unexpected objects: - Amelia Island, FL drops a giant shrimp. - Nashville drops a 400lb musical note with 28,140 LEDs. - Boise, ID, drops a glowing potato. - Key West, FL, drops an eight-foot ruby-red heel—complete with a drag queen inside! - In Spain, revelers gulp down 12 grapes—one for each midnight chime—to bring luck for each month - Denmark - Danes toss old dishes at friends' doors—large piles of broken crockery at dawn are seen as tokens of good luck. What a year! - So many themes in 12 months - AI, Tariffs, War and Trade War, Fat drugs, Deglobalization - Data centers, semiconductors, and supporting infrastructure like power and cooling systems. - Approx: DJIA +13.5%, SP500 +17%, NASDA +21%, BTCUSD -7.6%, Gold +64%, SLV +145%, $DXY -9.5%, EEM +30% - 2026 - Opportunities and Auld Lang Xiety (Tech still looks frothy in certain names) Top New Year's Resolutions - Exercise More - Eat Healthier - Save More Money/Get Out of Debt - Be Happy/Improve Mental Health - Lose Weight - Spend More Time with Family & Friends - Learn a New Skill/Hobby - Get Organized Active Management (Funds) - Same report annually - A small group of tech super stocks accounted for an outsize share of returns in 2025, extending a pattern in place for the better part of a decade. - Around $1 trillion was pulled from active equity mutual funds over the year, marking an 11th year of net outflows, while passive equity exchange-traded funds got more than $600 billion. - The concentration of gains in a few stocks made it harder for active managers to do well, with 73% of equity mutual funds trailing their benchmarks this year, the fourth most in data going back to 2007. - BUT, there are some areas that it makes sense for active management ---- Equity vs Fixed income and reasoning --- Efficient markets, boots on the ground Fat Pill - The FDA has approved the first-ever GLP-1 pill from Wegovy maker Novo Nordisk. - Novo Nordisk said the starting dose of 1.5 milligrams will be available in early January in pharmacies and via select telehealth providers with savings offers for $149 per month. - The approval gives Novo Nordisk a head start over chief rival Eli Lilly, which is racing to launch its own obesity pill. - Packaged food makers and fast-food restaurants may be forced to overhaul more of their products next year as newly approved, appetite-suppressing GLP-1 pills become available in January PowerBall - A ticket sold in Arkansas scored a $1.8 billion Powerball jackpot after Wednesday night's draw — one of the richest lottery prizes in U.S. history, landing just in time for Christmas. - The payout soared after last Monday's drawing produced no winners, with last-minute ticket sales pushing the jackpot to $1.817 billion. That makes it the second-largest U.S. lottery prize ever and the biggest Powerball of 2025, the lottery website said on Thursday. - The winning numbers — 4, 25, 31, 52, 59 and the Powerball 19 - Odds: one in 292.2 million. Silver - Amazing year! - Sunday night futures - >$83 then turned hard lower| - Down 7% on Monday - Range $83 - $71 (15%) for the day - Some rumors about a bank collapse due to wrong way position on Silver - forced liquidation and covering.... ----- Hard to believe that a bank was short that much silver - but..... SoKo Breach - South Korean online retail giant Coupang said it will offer 1.69 trillion South Korean won ($1.17 billion) in compensation to 34 million users affected by a massive data breach disclosed last month. - That is about 4% of Coupang's annual revenue - but a big chunk of their profit - $34 per user NVDA Deal - Nvidia has yet to issue a public announcement or disclosure regarding its $20 billion Groq deal that CNBC was first to cover on Wednesday. - Groq described the deal as a “non-exclusive licensing agreement,” a tool that's been used by tech giants of late in part to avoid regulatory scrutiny. - Analyst: “Antitrust would seem to be the primary risk here, though structuring the deal as a non-exclusive license may keep the fiction of competition alive,” Bernstein's Stacy Rasgon wrote in a report. - Groq will remain an independent company (?) GDP Consumption - Something is a bit off.... - With the marketplace costs increasing, this may be more than a one-off expenditure Q3 GDP Surge Russia/Ukraine - Less that an hour after the White House claimed great movement toward peace - Russian President Putin told President Trump that Russia will revise its negotiating position, raising questions over prospects for peace deal - Russian Foreign Minister Sergei Lavrov says Ukraine tried to attack Russian President Putin's residence - Does anyone even listen to the crap coming out of the White House anymore? - Did you hear Lutnick trying to explain the 600% reduction in costs for pharmaceuticals? Math wizards! - - For 2026, my wish is that they continue to work on the job at hand and just shut up Just for fun - Who is biggest drinker of spirits? - While there's no single official "heaviest drinker," legendary wrestler Andre the Giant is widely cited as having unmatched capacity, famously downing 119 beers in one sitting (or even up to 156 in other accounts) Oil - Crude oil futures down about 9.5% YTD - Much of the drop due to pick up in production (supply/demand) - Still a floor with as Russia, Nigeria, Venezuela etc - What will it take to move up? Best Auto Stock for 2025? - GM! Better than ford, Tesla and others (up 55%) - best year from coming out of bankruptcy in 2009 - Ford up 35% - Mary Barra, CEO selling into the strength - $73 M sold this year (Position down 73% from what she held last year) - - - Barra has contended for years that stock undervalued. With all of these say what does that say now? --- Would she ever say shares are overvalued? More fun stats - A peer?reviewed 2025 study estimates AI data centers (including indirect usage from electricity generation) consumed 312–765 billion liters of water annually. That's more than all bottled water consumed worldwide each year - Direct (on-site) water is used for cooling servers via systems like cooling towers or liquid loops. Indirect (off-site) water stems from electricity generation—particularly from thermal and nuclear plants, which require significant cooling resources - ??? Estimates suggest a single standard AI prompt (about 100 words) is linked to around 1.5 liters of water—accounting for the entire chain of consumption. (This is total usage from cooling powr consumption, electricity generation) - Global AI workloads consumed 50–60 terawatt-hours (TWh) in 2025—roughly the annual electricity use of a medium-sized country like Switzerland. - By 2030, AI-related electricity demand could reach 300–500 TWh annually, according to energy analysts—comparable to the entire electricity consumption of countries like France. Over to Iran - President Trump tells reporters that if Iran is building up its nuclear program, the U.S. will have to "knock them down" again --- Wait - I thought we destroyed all of their nuke aspirations??? - - - AND - Iran's currency hit a record low, triggering wave of protests, according to Bloomberg Fed News - Top Fed Chair Candidate Odds Narrow Again, With Hassett at 43% and Warsh at 35% - President Trump still angry at Powell 0threating to sue for incompetence Odd - Tesla Inc. published a series of sales estimates indicating the outlook for its vehicle deliveries may be lower than many investors were expecting. - The carmaker posted estimates showing analysts on average expect the company to deliver 422,850 cars in the fourth quarter, down 15% from a year earlier. - Tesla is on course for its second consecutive drop in annual vehicle sales, with the company compiling an average estimate for 1.6 million deliveries, down more than 8% from a year earlier. - These are estimates published by analysts - Tesla put on its own site - WHY? End of Year Stat - The U.S. national debt is climbing at a rapid pace and has shown no signs of slowing down despite the growing criticism of massive levels of government spending. - The national debt, which measures what the U.S. owes its creditors, rose to $38,386,384,190,622.68 as of Dec. 30, according to the latest numbers published by the Treasury Department. - That is an increase of about $5.8 billion daily - ~$18 per person in the US per day increase ($7,300) - or about the monthly price of leasing a small Mercedes - Each person in US owes approx $128,000 Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

In this episode of the Life Legacy Podcast, host Jaxon Cummings sits down with entrepreneur and leader Hondo Vargas, whose life story spans political upheaval, deep personal loss, faith, and business success.Born in Chile, Hondo's childhood was marked by dramatic upheaval when his father became a political target after a government coup, forcing his family into poverty and exile. After rebuilding their lives in Venezuela, Hondo later immigrated to the United States at 21 years old with limited money and no English skills — driven purely by determination and a love for challenge.Hondo shares deeply moving experiences as a father, including the loss of his infant daughter, his unwavering faith in God, and how grief strengthened his conviction rather than broke it. He opens up about surviving a near-fatal cycling accident, building multiple multimillion-dollar marketing agencies, exiting companies successfully, and eventually shifting his focus toward meaning, family, and legacy.Today, Hondo is building Club Paddock alongside his son — a community-driven social club for high-level entrepreneurs — as a way to stay connected, pass on wisdom, and prioritize what matters most. The conversation weaves together faith, fatherhood, resilience, leadership, and the pursuit of meaningful success.Key Themes & TakeawaysChallenge Creates IdentityHondo is fueled by obstacles. Every major success in his life began as a challenge he refused to back down from.Faith Through GriefThe loss of his daughter deepened — not weakened — his faith. He believes conviction requires action, not just belief.Fatherhood as the Highest TitleDespite business success, Hondo sees being a father as his greatest achievement and source of fulfillment.From Survival to LegacyFrom political exile and poverty to entrepreneurship and community-building, Hondo's life reflects intentional growth.Chase Meaning, Not MoneyHondo's core philosophy: create overwhelming value and meaning first — money follows naturally.Building Relationships Before TransactionsClub Paddock was designed as a safe, authentic space for relationships, not sales pitches.CONNECT WITH HONDO VARGUS*Instagram - https://www.instagram.com/hondo.vargas *Club Paddock -  https://clubpaddock.com/ or https://www.instagram.com/clubpaddock_/?hl=en LISTEN/WATCH/SUBSCRIBE TO THE “YOUR LIFE LEGACY PODCAST”*Apple Music - https://podcasts.apple.com/us/podcast/the-life-legacy-podcast/id1740167449 *Spotify - https://open.spotify.com/show/2Cd8XFP59Ar864GcaoEDxW *YouTube Podcasts - https://www.youtube.com/@thelifelegacypodcast  *Amazon Music Podcasts - https://music.amazon.com/podcasts/b1949e1f-a973-47da-b1e0-538945afa748/the-life-legacy-podcast *iHeartRadio Podcasts - https://www.iheart.com/podcast/269-the-life-legacy-podcast-165910407 CONNECT WITH “THE LIFE LEGACY PODCAST”*LinkedIn - https://www.linkedin.com/in/jaxon-cummings-%F0%9F%92%AD%F0%9F%8E%A5-24b40a149/ *Instagram - https://www.instagram.com/lifelegacypodcast/ *TikTok - https://www.tiktok.com/@lifelegacypodcast *YouTube - https://www.youtube.com/@thelifelegacypodcast *Facebook - https://www.facebook.com/profile.php?id=61558217934317 *Threads - https://www.threads.net/@lifelegacypodcast *X - https://twitter.com/lifelegacypod *Website -  https://your-life-legacy.com/ *Email for general messages - lifelegacypodcast@outlook.com *Collab with us - lifelegacypodcast@outlook.com*Sponsor Us - lifelegacypodcast@outlook.comPRODUCTION CREDITS:Recorded at Mindset Content Creation StudiosProduced by Tommy MooreBrought to you by Vodcasts by Tommy Moore Presents - https://www.instagram.com/vodcasts_by_tommymoore/FIND OTHER THINGS LIKE US (Our Friends, People we Support, Products You Should Buy)***Risen Pendant - https://risenshop.com/product/   DISCOUNT CODE: lifelegacyThis episode is brought to you by Your Life Legacy - https://your-life-legacy.com/  

Patriot games are coming. Larry Ellison in the spotlight. Hi Ho Silver and away! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - ELON gets his $$$ - Kids account challenge - Patriot games are coming... Markets - Not much headwinds - EOY approaching - Analysts predicting SP500 for 2026 - 7,500 (12% upside) - More Oracle back and forth - Gold and Silver Elon - Elon Musk's net worth surged to $749 billion late Friday after the Delaware Supreme Court reinstated Tesla stock options worth $139 billion that were voided last year - He also recently received a $1T pay plan approval - Jeff Bezos, Mark Zuckerberg, and Jensen Huang combined - His fortune exceeds the GDP of nations like the Netherlands, Saudi Arabia, and Switzerland. - He is richer than every country in Africa by GDP - He is projected by some reports to become the world's first trillionaire by 2027 When did Larry Ellison and Oracle become newsworthy? - Every day in the news.... - Larry Ellison NOW Personally Guarantees Paramount Bid for Warner Bros. - The announcement of Mr. Ellison's personal guarantee is meant to address concerns that the Warner Bros. Discovery's board had expressed about Paramount's original offer. - Helping out sonny-boy? More Oracle - Oracle stock slid after a report that Blue Owl Capital won't back a $10 billion data center for OpenAI. (Michigan) - Oracle has $248 billion in lease commitments for data centers and cloud capacity commitments over the next 15 to 19 years. - Oracle later responded to the FT report, saying the project was moving forward and that Blue Owl was not part of equity talks. EVEN MORE! - Multiple media outlets, including the Associated Press, reported that ByteDance has reached an agreement with Oracle ORCL, Silver Lake, and Abu-Dhabi-based MGX to set up a joint venture for TikTok's US operations. Oracle will hold a 15.0% stake in the new entity, while ByteDance will retain a 19.9% stake. - The important thing her is that TikTok stays as a major tenant of OCI as ORCL needs this cash flow... - Of all of the items, this may be why ORCL stock has bounced te last few days. Congressional Ban - A vote on legislation banning members from owning or trading stocks could get a vote in the new year, according to House leadership and Republican members. - President Donald Trump has said he supports a congressional ban but has pushed back on versions that include the executive branch. - Basically this bill would prohibit the ownership of individual stocks by congress Over to Japan - Bank of Japan raises benchmark rates to highest in 30 years, lifting 10-year JGB yield past 2% - Yen still VERY weak - trading at 157/USD - (problematic) - The BOJ said that real interest rates are expected to remain “significantly negative,” adding that accommodative financial conditions will continue to firmly support economic activity. - The yen weakened 0.25% against the USD after the decision - therefore still dovish and stimulative Economic Numbers - Estimates, partial numbers and best guesses. OH, 2-month averaging as well - The Bureau of Labor Statistics reported that the annual headline inflation rate and core CPI rate for last month were 2.7% and 2.6%, respectively, well below expectations. - Due to government shutdown, BLS to make certain methodological assumptions about the prior month's inflation levels. - Those assumptions in the methodology were not clear to economists and were not fully explained in the release. - Here is a big issue: The price changes in October for the OER (owners equivalent rent) appear to have been “set to zero.”  Sports Prediction Markets - Sports is fueling the growth and is forecasted to make up 44% of volume as prediction markets mature. - According to one expert: the fundamental elements of consumer demand and an array of diverse brands looking to meet that demand are clearly in place - Sportsbooks are getting a bit nervous.... First Dell, then... - Billionaire hedge fund manager Ray Dalio of Bridgewater Associates and his wife, Barbara, committed to seed Trump accounts for approximately 300,000 children in Connecticut. - Following the Dells' pledge, the funds will be aimed at kids who live in a Connecticut ZIP code where the median income is less than $150,000. - The Dalio grant will fund $250 per child for approximately 300,000 children in Connecticut. This applies to children who live in a ZIP code where the median income is less than $150,000. About 87% of Connecticut ZIP codes meet that criteria, according to a CNBC analysis of Census Bureau data. - “Ray has joined what we are calling the 50-state challenge,” Treasury Secretary Scott Bessent said in a press conference on Wednesday. - A growing number of companies have announced they would match contributions to Trump accounts for their employees, including BNY and BlackRock. Patriot Games (Hunger Games?) - Trump announced: The Washington Monument will be illuminated with festive lights, a triumphal arc will be constructed and the “Patriot Games” will commence. The games are an “unprecedented four-day athletic event featuring the greatest high school athletes: one young man and one young woman from each state and territory. - Uhhhhhh "And so it was decreed that, each year, the various districts of Panem would offer up, in tribute, one young man and woman to fight to the death in a pageant of honor, courage and sacrifice. (Hunger Games 2012) - What next - PURGE NIGHT? Fed Pick - Now it seems as if it is a 4 person race... - President Trump says "Nowadays, when there is good news, the market goes down because everybody thinks that interest rates will be immediately lifted"; says "I want my new Fed Chairman to lower interest rates if the market is doing well"; says "Anybody that disagrees with me will never be the Fed Chairman!" San Fran Blackout - Alphabet-owned Waymo resumed its robotaxi service in the San Francisco Bay Area Sunday evening after pausing it amid widespread blackouts that had affected their vehicles' behavior. - Waymo said it worked with city officials throughout the blackout and had “proactively” initiated a temporary suspension of its service. - Interesting point there - what happens when grid disruptions for internet with self-driving Angry Shareholders (For a minute) - Tricolor CEO Daniel Chu directed a deputy to send him $6.25 million in bonuses in August, weeks before the company filed for bankruptcy, U.S. prosecutors alleged. - Subprime autofirm that had alleged fraud - This happens all the time - Big issue to keep alert to is the news about "Subprime" WEED - Trump's executive order shifts cannabis from Schedule I to Schedule III, easing research, banking and tax restrictions and marking the biggest federal cannabis policy change in decades. - Shares of cannabis conglomerates were down following the announcement, likely from worries of new competition from international companies. - NOT legalization - NOT for recreational use... - Banking, Institutional capital ..... OpenAi - Beggars cup continues - OpenAI is in initial discussions to raise at least $10 billion from Amazon.com Inc. and use its chips, a potential win for the online retailer's effort to broaden its AI industry presence and compete with Nvidia Corp. - The deal under discussion could value OpenAI north of $500 billion and see it adopt Amazon's Trainium chip, a person with knowledge of the matter said, asking to remain anonymous to describe private negotiations. - Talks, however, are at a preliminary stage and terms could change, the person added. High Ho Silver and Away! - Silver up 135% YTD - Gold up 70% - Best year since strongest annual performance since 1979 for Gold - 1970's was inflation, USD weakening, Energy crisis. - What is similar/different now? (Big difference is buying up (China, Poland, Turkey, India) Light menu - Darden Restaurants will roll out a new lighter portion entrées menu at all Olive Garden locations in January, the company announced during its quarterly earnings call last Thursday. - Citing affordability: "Olive Garden has seen a double-digit increase in affordability perceptions from guests who order from the lighter portions menu and an increase in frequency among these guests, which should help build traffic over time," Cardenas said. - Sooooo 0 due to high costs, Americans are cutting back on food? - If it were for weight loss, no need for Oliver garden to cut back on portions as most inedible anyway... Copper - Copper prices topped $12,000 a ton for the first time, extending the metal's recent bull run as mine outages add to concerns about supply. - The threat of US import tariffs on the metal has also been an important factor pushing up prices this year, with copper piling up in American warehouses. - Industry analysts have said that much of the richest and most easily accessible mining resources are now exhausted, and experts are warning that the market is on the cusp of a major deficit. Jim Beam - Bourbon maker Jim Beam is halting production at one of its distilleries in Kentucky for at least a year as the whiskey industry navigates tariffs from the Trump administration and slumping demand for a product that needs years of aging before it is ready. - Jim Beam said the decision to pause bourbon making at its Clermont location in 2026 will give the company time to invest in improvements at the distillery. The bottling and warehouse at the site will remain open, along with the James B. Beam Distilling Co. visitors center and restaurant. - The percentage of U.S. adults who say they consume alcohol has fallen to 54%, the lowest by one percentage point in Gallup's nearly 90-year trend. Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

SpaceX IPO coming – huge increase in valuation over past 3 months Happy Hanukah – Eight Crazy Nights Now Kevin AND Kevin PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Last Chance for CTP Cup 2025 participants - Happy Hanukah - Eight Crazy Nights - Sad News - Rob Reiner - Fed decision is out.... - Overdue eco reports coming this week Markets - Oracle still problematic - SpaceX IPO coming - huge increase in valuation over past 3 months - Another Bankruptcy - cleaning up is not good business - Oh my - Now Kevin AND Kevin - Weight loss game continues - One thing saved for last - a doozie... Tesla -  - All time High - Prospect of Robotaxi - Even though sales hitting multi-year lows Wall Street Never Sleeps? - Nasdaq files to extend trading to 23 hours on weekdays - Banks concerned about investor protections, costs, liquidity, volatility risks of nonstop trading - Proponents argue round-the-clock trading benefits global investors - That may create some additional volatility potential SpaceX - SpaceX aims for a potential $1.5 trillion market cap with an Initial Public Offering in 2026, which could become the largest IPO in history - July 2025 tender valuation was $400B - Dec 14th (4 months later) $800B - Starlink is the primary money winner of this deal - Tesla shares climbing even with nothing behind it - seemingly in sympathy for this IPO ---- TESLA does not have ownership of SpaceX - OH - this could be the reason....U.S. deliveries dropped significantly in November—the lowest since early 2022—but this weakness has been overshadowed by the enthusiasm for autonomy. Rob Reiner - A son of legendary Hollywood director Rob Reiner and his wife, producer Michele Singer Reiner, Nick Reiner, is being held on suspicion of murder following their deaths, according to Los Angeles Police Department Chief Jim McDonnell. He's being held on $4 million bail. - Citing law enforcement sources and family friends, ABC News reported on Monday that Nick Reiner had recently returned to live at his parents' South Chadbourne Avenue home. The move was described as a temporary arrangement intended to help him stabilize. - Not going to discuss the Truth Social post about this tragedy HEADLINE ALERT - "Copper could hit ‘stratospheric new highs' as hoarding of the metal in U.S. continues" - Copper has gone from 5.77 to 5.30 (July to today) - 6 Tops at this price since 2011 - Not seeing this as per the headline - seems like a Hunt Brothers special from the 1980s - CORNERING THE MARKET ---1980 - Silver went from $11 to $50 then crashed, bankrupting the Hunt Bros - after COMEX changed rules forcing them to cover positions Bankruptcy - After 35 years, the maker of the Roomba robot vacuum filed for bankruptcy protection late Sunday night. Following warnings issued earlier this year that it was fast running out of options, iRobot says it is entering Chapter 11 protection and will be acquired by its contract manufacturer, China-based Picea Robotics. - The company says it will continue to operate “with no anticipated disruption to its app functionality, customer programs, global partners, supply chain relationships, or ongoing product support.” - Remember that Amazon  - The Amazon buyout of iRobot, maker of Roomba, was announced in 2022 for $1.7 billion but ultimately failed in January 2024 due to significant regulatory pushback, primarily from the EU, over anti-competitive concerns. -- Amazon walked away with a $94 million termination fee Fed Pick - President Donald Trump said Friday that Kevin Warsh has moved to the top of his list as the next Federal Reserve chair, though Kevin Hassett also remains in contention, according to the Wall Street Journal. - Interesting that this comes days after Hassett said that we would not let outside suggestions influence his voting - ---In addition to putting heavier weight on Warsh getting the job, Trump repeated an assertion he has made in the past that the Fed chair ought to consult the president about interest rate decisions. - Also of interest, prediction markets had Hassett at 95% probability - now it moved to 50% - big payday for people in the know. Housing Prices - Average home price is DOWN on  year-over-year basis - First time on national level since 2024 - Active listings in November were nearly 13% higher than November 2024, but new listings were just 1.7% higher --- Houses are on market longer - - Prices in Austin, Texas, are down 10% from last year; in Denver, they're down 5%, according to Parcl Labs. Tampa, Florida, and Houston both saw prices fall 4%, and Atlanta and Phoenix saw price decreases of 3%. More Hosing Related -  Zillow shares plunged more than 9% on Monday on worries that the online real estate platform could have a big new competitor: Google Search. - Google appears to be running tests on putting real estate sale listings into its search results. Overdue Eco  - Black Hole - The U.S. Bureau of Labor Statistics on Tuesday releases its long-awaited combined employment reports for October and November, but a number of key details will be missing after the government shutdown prevented data collection, including October's unemployment rate, resulting in the first-ever gap in that critical data series since inception in 1948. - NICE JOB GANG! - Some of the data will be estimated. - It said it would not publish the headline CPI number or the so-called core CPI, which strips out the volatile food and energy components, for October. "BLS cannot provide specific guidance to data users for navigating the missing October observations," the agency said. Some Updates - Some info coming in are estimates - some delayed - Unemployment at 4.6% - Latest report shows +64,000 added - ISM Manufacturing and Non-manufacturing - both slowed over the last month The Fed - Meanwhile the Fed cuts rates.... - A Federal Reserve split over where its priorities should lie cut its key interest rate Wednesday in a 9-3 vote, but signaled a tougher road ahead for further reductions. - The FOMC's “dot plot” indicated just one more reduction in 2026 and another in 2027, amid considerable disagreement from members about where rates should head. - In addition to the rate decision, the Fed also announced it will resume buying Treasury securities. The central bank will start by buying $40 billion in Treasury bills, beginning Friday. - Markets were all over the place on this as it was a little confusing at first - then it seemed that everyone loved (for one day) - Why is the Fed moving up Treasury purchases to "immediately" from a few months from now? - AND - dissension ! A larger group  that usual of regional Fed bank presidents signaled they opposed the cut, and six policymakers said the benchmark federal funds rate should end 2025 in a range of 3.75% to 4%, suggesting they opposed the move. - Long bonds have not moved at all on this news. Costco Earnings - Costco beat Wall Street's fiscal first-quarter sales and revenue expectations. - Sales rose 8.2% and digital sales jumped 20.5% compared with the year-ago quarter. - Costco surpassed Wall Street's quarterly expectations and posted year-over-year sales growth of 8.2% as the retailer attracted more digital sales and opened new locations. - Earnings per share: $4.50 vs. $4.27 expected - Revenue: $67.31 billion vs. $67.14 billion expected - Costco does not provide year ahead guidance - Shares down from a recent high of $855 Costco Fun Facts - About 4.5 million pies were sold in the three days before Thanksgiving, which is equivalent to roughly 7,000 pies per warehouse. -  These were bakery pies (e.g., pumpkin, apple), - Costco had more than $250 million in non-food online orders on Black Friday, a record for Costco's U.S. e-commerce business. - Approximately 358,000 whole pizzas were served at Costco's U.S. food courts, a 31% jump from last year. (500 pizza's per store) Fat No More - Retatrutide - Eli Lilly said its next-generation obesity drug delivered what appears to be the highest weight loss seen so far in a late-stage trial and reduced knee arthritis pain, clearing the first of several upcoming studies on the weekly injection. - In a 48-week Phase 2 study, participants on the highest dose lost an average of 24% of their body weight. - Recent Phase 3 results showed patients on the highest dose lost an average of 28.7% of their body weight after 68 weeks. - The trials also showed improvements in related health conditions, including knee osteoarthritis pain, blood pressure, and liver fat - This triple action is what makes retatrutide potentially more effective for weight loss than existing medications like Zepbound (tirzepatide), which targets two receptors, or Wegovy (semaglutide), which targets only one. Paypal - PayPal Holdings Inc. applied to become a bank in the US, looking to take advantage of the Trump administration's openness to financial-technology companies entering the banking system. - The payments-focused firm submitted applications to the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions to form a Utah-chartered industrial loan company, PayPal said in a statement Monday. - If approved, PayPal Bank would help the firm bolster its small-business lending capabilities, according to the statement, which said the company has provided access to more than $30 billion in loans and capital since 2013. Ford - Management Confused - Instead of planning to make enough electric vehicles to account for 40 percent of global sales by 2030—as it pledged just four years ago—Ford says it will focus on a broader range of hybrids, extended-range electrics, and battery-electric models, which executives now say will account for 50 percent of sales by the end of the decade. - The automaker will make hybrid versions of almost every vehicle in its lineup, the company says. - All in on EVS cost them -  Ford expects to record about $19.5 billion in special items, mostly during the fourth quarter. ---- The charges are related to a restructuring of its business priorities and a pullback in its all-electric vehicle investments. Australia - Australia has implemented a groundbreaking ban preventing children under 16 from accessing major social media platforms like TikTok, Instagram, and Facebook, effective December 2025, to protect them from harm, with significant fines for companies failing to enforce it, though messaging apps and gaming platforms are currently exempt. - Reddit is suing - Facebook, Instagram, Snapchat, Threads, TikTok, X (Twitter), YouTube, Reddit, Kick, and Twitch are all banned for kids under 16. - Thoughts on this? Saved For Last - Of all the eye-popping numbers that Oracle Corp. published last week on the costs of its artificial-intelligence data center buildout, the most striking didn't appear until the day after its earnings press release and analyst call. - The more comprehensive 10-Q earnings report that appeared on Thursday detailed $248 billion of lease-payment commitments, “substantially all” related to data centers and cloud capacity arrangements, the business-software firm said. These are due to commence between now and its 2028 financial year but they're not yet included on its balance sheet. - That's almost $150 billion more than was disclosed in the footnotes of September's earnings update. Love the Show? Then how about a Donation? The Winner for iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

We are Green-lighting! Announcing the participants for the CTP Cup 2025 (2) Lots of execs moving around all of a sudden A Chocolate Craze PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - Announcing the participants for the CTP Cup 2025 (2) - Lots of execs moving around all of a sudden - Chocolate Craze Markets - NVDA gets the greenlight - Waiting for the ECO - ALL eyes...... Wednesday at 2pm - Oil Dropping - Gas Prices Dropping slightly - Just saw $2.59 for regular unleaded down here - Double edged sword - oil prices dropping is sign of eco slowdown... Nothing to be excited about just yet.... Inflation - PCE comes in a little lighter than expected - However, let us be clear that inflation is not lower and prices grossly above where we were a couple of years ago - Inflation still running at around 3% overall - Fed set to greenlight the rate cut Oil and Gas - Oil has been dropping - reports that use will slow over the next year - Gas Prices Dropping slightly - Just saw $2.59 for regular unleaded down here - Double edged sword - oil prices dropping is sign of eco slowdown... Nothing to be excited about just yet.... Jobs - Reports show that U.S. employers have announced over 1.1 million job cuts in 2025 (as of early December), marking the highest level since the pandemic's start in 2020. - This has been driven by tech integration (AI), economic shifts, and soft consumer spending, with sectors like government, tech, retail, and warehousing leading. Greenlight - No security problems here - Seeking a compromise over controlling exports to China, the US Department of Commerce will soon allow the export of powerful Nvidia GPUs that are roughly 18 months behind its most advanced offerings, according to a person with knowledge of the plan. - The move, which would send Nvidia H200s to China, seeks to find a middle ground between those who oppose exports of any advanced AI chips and those who worry that restrictions will merely hand the market to Chinese competitors. - It also aims to satisfy the Chinese government, which has blocked imports of less powerful chips, such as Nvidia's H20. - This can be gamed ..... - OHHHH - and USA to get 25% of the sales ???? China Not With Program - China is buying soybeans again, but short of President Trump's target, according to CNBC - Really think this is a big game and will not resolve anytime soon - China still holds the cards ECO Data Starting to Flow Again - BLS to publish October PPI data with the November PPI news release on January 14, 2026 - Unemployment report released Dec 16th - This week is a little slow but next week (Dec 15-19) kick it up hard - - - Dec 19 Income and Spending , PCE report, Housing starts, Retail Sales, CPI (Nov), Leading Indicators, Philly Fed, UMich Sentiment Apple Turnover - Not the pastry - In just the past week, Apple's heads of artificial intelligence and interface design stepped down. - Then the company announced that its general counsel and head of governmental affairs were leaving as well. - All four executives have reported directly to Chief Executive Officer Tim Cook Berkshire Too - Todd Combs, one of Warren Buffett's investing lieutenants and the CEO of GEICO, is departing Berkshire Hathaway and joining JPMorgan Chase in a new role as part of a major shake-up involving both firms. - Combs is leaving Berkshire Hathaway and his role leading GEICO to run the bank's new investment group as part of its wider "security and resilience" initiative announced in October. AI Frames - Warby Parker and Google announced that the first lightweight, AI glasses developed through their partnership are expected to launch in 2026 - What will be different about these? All others have seemed to failed miserably. Mergers - Maybe - Netflix announced Friday it's reached a deal to buy pieces of Warner Bros. Discovery, bringing a swift end to a dramatic bidding process that saw Paramount Skydance and Comcast also vying for the legacy assets. - The transaction is comprised of cash and stock and is valued at $27.75 per WBD share - Others are offering $30 CASH per share - President Trump has put in his comments that he thinks it may be a tough one to clear - $2.8B breakup fee if Warner Brothers pulls out and $5.8B reverse break up fee if the deal is not approved. Oracle Earnings - Wednesday after the bell - This is the poster child for the vendor and circular financing - Stock was the darling for a minute a few months ago - Written: "The stock has fallen roughly 32-40% from its September 10 peak, erasing its "Nvidia moment" rally and turning Oracle into the primary vehicle for expressing skepticism about the AI build-out and OpenAI's economics." - Briefing analyst Forgot this... - What happened to the Tik Tok deal and the China bad discussion? --- History.... - Negotiations happened between ByteDance, Oracle, and Walmart back in 2020, and later discussions continued under “Project Texas” for U.S. data security. - The proposed structure (Oracle as tech partner, U.S. investors taking a stake) was announced but never finalized into a binding acquisition or spin-off. - Instead, TikTok remained under ByteDance ownership, while implementing U.S. data storage and security measures through Oracle. - The U.S. government extended deadlines multiple times, but no sale or transfer of ownership occurred. - China wins again! So much winning! Private Credit  - Private markets investing startup Yieldstreet, now calling itself Willow Wealth, recently informed customers of new defaults on real estate projects in Houston and Nashville, Tennessee. The letters, obtained and verified by CNBC, account for about $41 million in new losses. - They come on the heels of $89 million in marine loan wipeouts disclosed in September and $78 million in losses previously reported by CNBC. - Willow Wealth also removed a decade of historical performance data from public view in recent weeks. - Total losses? $208 million Pistachios - Dubai Craze - Milk chocolate shell filled with: - Pistachio cream (often blended with tahini for a nutty, slightly savory note) - Kadayif (shredded phyllo pastry) for crunch - Created in 2021, went viral in 2023 via the SOCH -  United States, Iran, and Turkey the biggest producers of pistachios - Argentina betting on it to continue  - adding to their farmland to cover the demand - Dubai Chocolate Bar (the viral pistachio-knafeh chocolate) generated over $50–$60 million in global sales for the year. IndiGo - In November, new Flight Duty Time Limitation (FDTL) rules increased pilot rest periods. - IndiGo failed to adjust crew rosters, causing a severe pilot shortage during peak travel season. - 1000s of flights cancelled - IndiGo apologized and implemented measures like processing refunds, arranging transport/hotels for stranded passengers, and strengthening customer support. - As of this week - still having major problems - stock don 20% from its high on this news (not traded in USA) Grok Report - Using Grok as Copilot is getting a little weird....ChatGPT a little slow - Photo to video clip - pretty cool - Image generation - FAST! - Can have full on conversations and even companions.....(?) - More racy than other Ai (as is to be expected) Age 18+  options - Interesting nd impressive thus far. OMG  - Brown Nosing - Stellantis said it will bring an all-electric small “car” called the Fiat Topolino to the U.S. - The Topolino is actually categorized as “an all-electric quadricycle” rather than a car, according to Stellantis and has a top speed of roughly 28 miles per hour. - Fiat's announcement comes less than a week after President Donald Trump praised small “Kei” cars from Japan and expressed interest in bringing tiny cars to the U.S. Love the Show? Then how about a Donation? The Winner for iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter