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Tim Hortons is bringing back its Roll Up the Rim to Win contest on February 24, 2025, and for the first time in several years, customers will once again have the chance to win by physically rolling up the rim of their coffee cups! Guest: Michael Wallace - Associate Professor of Statistics and Actuarial Science at Waterloo University Learn more about your ad choices. Visit megaphone.fm/adchoices
Hello Listeners! Join us for the inaugural episode of our new Get Plugged In podcast series, AI Insights, which explores the intersection of Artificial Intelligence and Actuarial Science.
Kesii Dee is a lifestyle and fashion influencer with over 183,000 followers. She holds a degree in Civil Engineering and Finance from The University of Queensland and previously worked in finance. In 2024, she transitioned from investment banking to help her mother grow their family-owned Feng Shui shop, Serenity Art & Home. Kesii shares personal insights, family life, and promotes the business on her social media. Connect with Kesii Dee! www.instagram.com/kesiidee www.youtube.com/@Kesiidee CHAPTERS: 0:00 - Introduction 0:57 - Meet Kesii Dee 1:59 - Andy shares his experience studying Actuarial Science, and Kesii about pursuing Engineering 6:28 - Andy's journey in starting his own e-commerce and education company 9:28 - Transitioning from investment banking to becoming a social media influencer 11:51 - Transitioning from Civil Engineering to working as an Analyst at an investment bank 13:39 - Kesii on wanting to become a bartender on a cruise ship when she was 16 years old 14:15 - Kesii shares her experience working 13 different jobs, earning $8–$9 per hour at a young age 15:08 - Kesii recounts her experience serving a scientist earning $50 per hour while she was working at Gloria Jean's for $9 per hour 17:23 - Kesii shares why she chose to study Civil Engineering 18:29 - Kesii shares her experience studying a dual degree in Finance and Engineering 23:12 - Kesii's experience as a UCLA exchange student 28:33 - How Kesii got into social media 35:57 - From the corporate world to building her own e-commerce business 38:34 - Andy's experience working his first job at McDonald's 40:14 - Comparing the ranking of first jobs: McDonald's vs. KFC vs. Hungry Jack's 41:59 - Andy's journey from swimming instructor and math tutor to starting a dropshipping business 45:45 - Kesii talks about her dream to go to Coachella before turning 30 46:26 - Kesii's experience going into Made in America festival listening to Kendrick, Migos 47:04 - P Diddy's son birthday party with Justin Bieber 48:41 - Kesii on building her social media for her Feng Shui bracelets business 52:57 - Kesii shares how her corporate experience helps navigate business challenges 56:56 - Always Close to Success: Andy shares why he chooses to live each day to the fullest 59:19 - Setting boundaries: Why you shouldn't always be the go-to person 1:12:55 - Is it true that successful people experience more failures? 1:22:01 - How Andy lost all his friends after coming back from San Francisco 1:25:15 - Andy shares how he organized a mastermind dinner with top founders around Sydney 1:28:19 - Kesii's thoughts on content creators from America vs. Australia 1:31:58 - Andy's journey working with a startup in San Francisco 1:37:51 - Andy on not craving to return to San Francisco 1:43:00 - Why do most people fake their tough upbringing stories? 1:47:02 - Andy's 5-year goal to have two kids by 30 1:49:57 - How much did Andy pay for the domain 'studying.com'? 1:56:38 - Andy shares the long-term goal for his company, 'studying.com' 2:01:17 - Kesii shares how she got an e-commerce course for $10K to help grow her business 2:04:02 - Andy's thoughts on how Kesii should grow her e-commerce business 2:08:10 - Kesii shares the meaning of the three bracelets she is wearing 2:16:11 - Kesii shares how she got into Feng Shui 2:20:13 - Kesii shares the meaning of her necklace 2:23:57 - Kesii explains how she arranges her room using Feng Shui principles 2:28:50 - How does Feng Shui help you find a girlfriend or partner? 2:35:26 - Organizing Andy Mai office for better Feng Shui 2:44:41 - Kesii shares her recent life discoveries 2:48:23 - Kesii's personal goals and focus for the next 6 months 2:50:12 - Connect with Kesii Dee 2:50:27 - Outro
In this podcast episode, Ashley Bybee, ASA hosts Max Martinelli, who takes us through his transition from an actuary in a traditional pricing role at a large insurance carrier to an actuarial data scientist in tech. Max provides insight into how the actuarial skill can provide value to a variety of industries and roles.
Marcela Granados, president of the Organization of Latino Actuaries, joins host David Nolan on the latest episode of Actuary Voices. She shares her journey as an actuary – from her educational experiences in Mexico and at Harvard University to her current role in consulting. Please subscribe to Actuary Voices on your preferred podcast platform.
Margo is joined by Lisa Murphy, a guest with an inspiring story of reinvention and resilience. Raised in small-town Iowa, where her family grew their own food, Lisa followed a traditional path—earning a degree in Actuarial Science and securing a lucrative corporate job. But life shifted when she left her career to travel the world, study Eastern philosophy, and teach yoga, even to members of the royal family in Dubai, while supporting her now-ex-husband. After her divorce at 47, Lisa realized her best years were still ahead. Now, at 57, she's a healthy aging expert and has been running her own successful business since 2013. Her mission is to help women and business leaders move away from common health fears and adopt proactive habit changes. Through her signature RAV protocol, Lisa empowers professionals to optimize their health, allowing them to live vibrant, active lives while reaching their biggest goals. Lisa and Margo discuss: Lisa's life in Asheville and the impact of Hurricane Helene How the wellness industry can better incorporate mental awareness and balanced nervous systems into mainstream narratives The four pillars of healthy aging: food, mood, rest, and movement Lisa's critique of the Standard American Diet Strengthening community support systems to better cope with natural disasters The power of mindset in the aging process Holistic health practices that have worked for Lisa Device addiction, digital detoxes, and maintaining a balanced nervous system for well-being Connect with Lisa: https://www.lisamurphyllc.com https://www.instagram.com/lisamurphyllc/ https://www.facebook.com/lisa.murphy.kc/ https://www.linkedin.com/in/lisa-murphy-health-coach/ https://www.youtube.com/@LisaMurphyLLC Connect with Margo: www.windowsillchats.com www.instagram.com/windowsillchats www.patreon.com/inthewindowsill
In this episode of the Oxford Policy Podcast, MPP student and Australian Rhodes Scholar Tahlia Smith sits down with John Roome, who recently retired after a distinguished 35-year career at the World Bank. A fellow Oxford alum, John reflects on how his time at Oxford and the Rhodes Scholarship shaped his path to international public service and leadership within the World Bank, one of the world's most influential development organisations.Tahlia and John discuss the evolving role of the World Bank in addressing complex global challenges such as climate change and development, and how international organisations can balance large-scale initiatives with local needs. John shares his experiences building coalitions to tackle climate change amidst political polarisation, his leadership of diverse teams across continents and cultures, and making tough decisions under pressure in high-stakes environments.With insights on leadership, the role of public service, and navigating the challenges of global governance, this episode provides a unique look into the career of someone who has played a key role in shaping international development policy. Tune in to hear John's reflections on maintaining resilience in the face of global crises and his advice for the next generation of international public servants.***John Roome recently concluded his role as Regional Director, South Asia Sustainable Development at the World Bank. Before that he was Senior Director for Climate Change. He joined the World Bank in 1989, working initially in Africa, and has since held various positions including Operations and Strategy Director for Global Practices and Cross Cutting Solutions, Director for Sustainable Development in the Bank's East Asia and the Pacific Region, Operations and Strategy Director in the Bank's South Asia region and as Operational Quality Director in the Bank's Africa region. His experience spans water, urban, transport, energy, rural, agriculture, environment, and social sectors, as well as disaster risk management and climate change. Before joining the World Bank, John worked in Europe for Monitor Company, a leading corporate strategy consulting firm, and at Old Mutual, a South African Life Assurance Company. He was educated at Oxford University, where he obtained Masters Degrees in Econometrics and in Management Studies, and the University of Cape Town where he obtained a Bachelor's degree in Economics, Statistics and Actuarial Science.
We all spend decades accumulating and growing our net worth, along with many hours of research and studying to optimize our investments and minimize our taxes as Canadians. But what if a single incident wipes all that out? or even just a large portion of it out? Wouldn't it be completely irrational to not eliminate that risk? The best solution that I can think of for accomplishing this is insurance, so I thought it would be helpful to come up with a checklist that you can use of the different types of insurance available for us Canadians, so that you can go through it, one by one, and decide which types make sense for you, to protect your net worth. After that, we do a minor pivot to talk about dental insurance and medical insurance for us Canadians. I have been spending an obscene amount on dental care with our two kids. It's super expensive, it stresses me out, and so I wanted to learn more about what the options are for us Canadians when it comes to dental coverage, along with getting medical coverage for things that aren't covered by the government, here in Canada. Today's Guests: To help me with this, I brought back one of our popular returning guests, Laura MacKay. Laura is the co-founder and COO of policyme.com, Canada's fastest-growing digital insurance company. In 2021, she was named one of the Women of the Year by Bay Street Bull. She has a Bachelor of Mathematics from the University of Waterloo, and her degree focused on Actuarial Science, which included learning about mortality risk, the basis of life insurance pricing and valuation. Laura is also joined by her colleague Natalie Dupley, who comes from the not-for-profit sector. Natalie is now a licensed insurance advisor that works with Laura, and specializes in life, accident, and sickness insurance. Links from the Episode About Laura's Company: PolicyMe.com Educational Guides from the Episode: Types of Dental Insurance Plans in Canada The Canadian Guide to Health Insurance Plans What is Life Insurance: Meaning & Comprehensive Guide Questions Covered: To kick things off, can you take us through what insurance us Canadians typically need, so that we don't miss out on any critical coverage that we should have? One type of coverage that I think isn't always thought about for us Canadians is health and dental insurance, particularly since we're used to having most of our medical expenses covered by the government. Can you take us through some common misconceptions about health and dental insurance, as well as who it would be most useful for? When I think of cases where I need insurance, it's typically for very sudden and time sensitive events like a car crash, or dental procedure that I need done as soon as possible. But what about having insurance for things that are less sudden like therapy and mental health, or things like braces or corrective eye procedures like LASIK surgery? How does having private insurance work in those cases? When it comes to this type of insurance, how do we determine if it's more financially sensible to pay-out-of-pocket for these healthcare costs vs purchasing a Health & Dental Insurance plan? Before we continue with more educational questions, I wanted to give you a chance to speak about PolicyMe, what you do, and I realise that you also specialise in health and dental insurance so perhaps you could speak about that? What are the key components to look for when evaluating this type of insurance? When it comes to health and dental insurance plans, is this something that also covers you when travelling? Or would that be separate? Of all the things covered under a Health & Dental plan, what areas of coverage do most Canadians prioritise or care about? and what are some areas of coverage that you think are underutilised (or that Canadians can stand to benefit from more)? What are some of the most common questions that Canadians ask when it comes to health and dental insurance? Can you tell us more about PolicyMe, how you differentiate yourselves, and what you offer?
Ari Moskowitz, an Academy volunteer and board member of the Network of Actuarial Women and Allies, joins host David Nolan on the latest episode of Actuary Voices to discuss the importance of allyship and diversity, as well as challenges the profession is currently facing. Please subscribe to Actuary Voices on your preferred podcast platform.
Our guest today is Frank Cheung, Co-Founder and CEO of Accorded. Frank has held pivotal roles at Blue Shield of California, Deloitte, and Collective Health, leading efforts in risk management and value-based care. Frank's unique perspective is shaped by his extensive experience in both payer and provider settings. He has been recognized as one of the Top 50 Value-Based Care Thinkers of 2024, highlighting his significant contributions to advancing healthcare analytics and supporting innovative care models. In this episode, we discuss the critical role of actuarial science in value-based care, Frank's journey founding Accorded, the challenges of scaling actuarial capabilities, and his advice for startups aiming to make an impact in the healthcare industry. Do you have any thoughts or guest suggestions? Please email us at hello@rosenmaninstitute.org.
Rade Musulin, a member of the Academy's Research Committee, joins host Ted Gotsch on this special Election Issues Clearinghouse episode of Actuary Voices. They discuss Rade's wide experience in extreme weather events and their effects on property insurance, both professionally and here at the Academy.
Behavioral economics research has shown that small details can have a large impact on how a person behaves. As life insurance transitions to using digital and streamlined processes, we must rely more on application form responses. However, traditional application forms can be complicated, confusing, and difficult for applicants to answer easily. Behavioral science concepts applied to redesigned application form questions create a better customer experience and improve the accuracy and honesty of information disclosed. Join us for this episode of the SCOR Innovation Podcast to hear how the research results support the business case for innovating policy application questions to promote better disclosures in life insurance applications. See the full research results in this report. Access the interactive dashboard to explore detailed results data. Katherine McLaughlinKatherine McLaughlin is VP, Pricing and Innovation. She works with clients to stay ahead of changing market conditions and new product developments while crafting solutions that achieve their business objectives. Prior to this, she has held various actuarial roles including Data Analytics, Client Solutions, Experience Analysis, and Pricing. She holds a BSBA in Actuarial Science and Finance from Drake University and has been with SCOR for 15 years.Aisling BradfieldAs Head of Behavioral Science with SCOR's global research function, Aisling focuses on improving our understanding of policyholder behavior and applying behavioral economics research to gain insights into customer interaction with insurance at all points of the customer journey. Aisling graduated from University College Dublin, receiving a bachelor's degree in actuarial and financial Studies. She is a Fellow of the Society of Actuaries in Ireland, having qualified as an actuary in 2014. Aisling completed an executive education course in behavioral economics at London School of Economics in June 2019. Aisling is based in Ireland and started working in pricing with SCOR in 2010, later moving into policyholder behavior.
Today's guest is Pedro Ecija Serrano, a seasoned expert in Actuarial Science, Data Science and AI Ethics. In the ever-evolving world of data science and AI, the intersection with traditional fields like actuarial science offers fascinating insights. In this episode, Pedro discusses the dynamic relationship between these fields and the innovative ways in how it's shaping the financial services industry. Topics include: His career journey from statistics to finding his passion as an actuary Why insurance pricing is constrained by regulations and societal fairness How AI is quietly innovating insurance with governance and ethics focus Why Insurance demands cautious AI adoption to safeguard society His focus from modelling, ethical AI and strategy Advice to define strategy, reverse-engineer success and implement targeted AI actions How not all solutions need AI but listening to customers suffices Becoming a judge for the 2024 AI Awards Building trust in actuaries who are passionate about new technologies
The NAIC's first chief diversity officer, Evelyn Boswell, joins Actuary Voices to share the work she has done to establish a diversity, equity and inclusion council at the NAIC. Tune in to hear how she partnered with NAIC departments to build and implement a DE&I framework.
Happy Birthday Society of Actuaries! We have a great Research Insights Podcast to bring to you today. In observance of The SOA's 75th Anniversary, we have a special podcast series to bring to you over the next 6 months. We will take a closer look at the early days of the SOA in future episodes. But for today's episode, we want to take an even deeper dive into the history of the actuarial profession. And to do that, we are very excited to have as our guest - Devadeep Gupta, FIAI, CERA, Actuary, Author and Artist. Devadeep is author of the article “The History of Actuarial Science” which was published in the April edition of The Actuary. So sit back and enjoy Episode 1!
In this episode, we're joined by Meghan Anzelc, Chief Data & Analytics Officer at Three Arc Advisory, and Christina Fernandes-D'Souza, Director of Data Science at Three Arc Advisory. They share how they've supported each other through their individual and interconnected career journeys as we discuss the value of mutual support, continued mentorship, sponsorship, and followership.About MeghanMeghan Anzelc, Ph.D. is an experienced executive in driving positive business impact through the use of data, artificial intelligence and technology. Previously Global Head of Data & Analytics at Spencer Stuart and Chief Analytics Officer at AXIS Capital, Dr. Anzelc is skilled at determining how existing and emerging technologies can be applied to business problems and providing jargon-free guidance to senior executives on technology and digital strategy and decision trade-offs. Dr. Anzelc currently serves as an Advisor to startups, served on the board and as chair of the Nom/Gov Committee of the Chicago Literacy Alliance, on the Grantmaking Committee of the Chicago Foundation for Women's Young Women's Giving Council, on the Steering Committee of the Women in Insurance Networking Group, and as an Advisory Board member to the American Physical Society's Advancing Graduate Leadership initiative. She holds a Master's and PhD in Physics and Astronomy from Northwestern University and a Bachelor's in Physics from Loyola University Chicago.About ChristinaChristina Fernandes-D'Souza has over 15 years of global, cross-industry experience combining strategy, data, analytics, machine learning, artificial intelligence and technology, in both the private and public sectors, delivering business opportunities and competitive advantage. Currently, Director of Data Science at Three Arc Advisory, guiding startups, established companies and their Boards on how to drive positive business impact from analytics and AI while managing risk. Previously, as a Director of Data Science at Spencer Stuart, co-lead building a global Analytics Function, focusing on analytics product development and digital transformation. As a Senior Data Scientist at Zurich North America, lead various analytical and machine learning initiatives in several Lines of Business. She holds a Master's in Applied Mathematics, with a concentration in Actuarial Science.Relevant Links- Three Arc Advisory- Suggested Informational Interview QuestionsFollow Meghan- LinkedInFollow Christina- LinkedInFollow Lauren- LinkedIn- Twitter- WebsiteTranscriptCLICK HERE________________________________Interested in sponsoring an episode of the WIA After Hours Podcast? Visit womeninanalytics.com/podcast for sponsorship information.
Actuary Voices welcomes Shruti Gupta, president and co-founder of South Asian Network of Actuaries (SANA). She shares the ups and downs on her journey to becoming an actuary and how she connects her current work to the bigger picture. Also, learn more about SANA's valuable efforts to grow the profession through its student outreach.
Trying to make sense of the current investment landscape? Worried about inflation eating away at your savings? Want to create a predictable income stream for your future? This episode is for YOU, the Canadian investor seeking smart strategies to build wealth.In this episode of the Smart Advice Podcast, we are joined by David Scandiffio who is the President and CEO of CIBC Asset Management. David discusses the importance of diversification, asset allocation strategies for different life stages, and opportunities for growth, like private investments. David also shares an optimistic vision for the evolution of investing tools and technologies to better serve investors of the future.Whether you're just starting your investing journey or looking to protect the wealth you've accumulated, this interview provides practical tips that anyone can apply to help meet their financial goals. By listening to this full interview, you'll learn strategies to help you invest with confidence no matter what challenges the markets may bring. If you want actionable advice on growing your money throughout every phase of your life, tune into the full episode.ResourcesVisit CIBC for more smart adviceCIBC Asset ManagementLinkedin - CIBC Asset ManagementEpisode Highlights[03:16] Cracking the Code in 2024: Alpha Generation & Risk Management StrategiesDavid discusses the importance of adding alpha for clients, highlighting CIBC Asset Management's focus on investment alpha.CIBC Asset Management's team of 90 investment professionals manages approximately $200B in assets.David emphasizes the importance of alpha in investment management, defining it as value added beyond benchmark performance.He highlights how the company adds value through consulting services, managed solutions, and balanced investment strategies.[06:43] Investing challenges and strategies for long-term successDavid Scandiffio, CEO of CIBC Asset Management, discusses the importance of diversification and starting to save and invest early.Macro environment challenges include rising interest rates and inflation, impacting bond holders and mortgage payments.David highlights the challenges of investing in a world with high debt levels and geopolitical uncertainty.He advises investors to focus on long-term diversified strategies and avoid short-term distractions.[11:11] How to navigate investment in a changing interest rate environmentDavid and Carissa discuss inflation and rate environment, emphasizing diversification and market timing.They dive deep into the inflation and interest rate trends, emphasizing the importance of asset allocation.[14:38] Private investment opportunities for individualsInvestors can consider ETFs, bonds, and alternatives like private markets and liquid alternatives for diversification.Professional portfolio managers can use ETFs for trading and deleveraging advantages, and direct investors can access them through standalone direct investments or managed solutions.David discusses private markets and investment opportunities outside of public markets, including private equity, real estate, and credit.Advantages of private investments include flexibility and diversification, with examples of large pension funds investing in infrastructure projects and private credit funds lending to companies.David also mentions pension plans have up to 50% of their plans invested in private markets, while individual investors have limited access.He suggests that managed solutions or balanced portfolios are the best way for individual investors to access private investments while avoiding the need to manage them on their own.[21:36] AI stocks' growth potential and market expectationsDavid expands on the "Magnificent Seven" tech stocks, including Apple, Microsoft, Amazon, Alphabet, and Tesla, which have driven the S&P 500's growth in 2023.Carissa raises concerns about a potential bubble in these stocks, citing their high growth rates and forward-looking earnings expectations.To address her concerns, David discusses the potential for growth in AI companies, citing Nvidia as an example with a strong pipeline and moat.David highlights the importance of understanding market expectations and valuations, particularly in the US and Canadian markets.[26:02]Investment strategies for protecting capital and delivering long-term growthDavid shares how some of his clients prioritize capital protection, reducing risk assets (e.g., small-cap, emerging market equities) and leaning towards quality, dividend-paying companies.Bonds offer decent yield with lower tax advantage, but bonds trading at a discount to par can provide tax-advantaged capital gains.He emphasizes the importance of investing for long-term wealth growth.David also highlights the importance of data and AI in investment management.About DavidDavid M. Scandiffio, CFA brings over three decades of experience in wealth management and investment to his role as President and CEO of CIBC Asset Management. He joined CIBC in 2015 and is responsible for steering the bank's entire retail and institutional asset management business, including its portfolio management team.Prior to CIBC, Scandiffio served as President of IA Clarington Funds for more than a decade. He also held the position of Executive Vice President of Wealth Management for Industrial Alliance Life Insurance Company, a subsidiary of IA Clarington. This extensive background positions him as a key leader within CIBC's Wealth Management Executive Team.Scandiffio is a strong proponent of responsible investment and has been instrumental in establishing CIBC Asset Management as a leader in this field. He holds a Bachelor of Science in Actuarial Science and Economics from the University of Toronto and is a CFA charter holder.Enjoyed this Episode?If you did, be sure to follow and share it with your friends!Post a review and share it! If you enjoyed tuning in, leave us a review. You can also share this with your friends and family to give them in-depth insights into the resilience of the Canadian economy.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook, Twitter, or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.
Academy member and industry executive Patrick Collins joins Actuary Voices to discuss his unique path into the profession, challenges actuaries face in a changing landscape and the profession's ability to adapt to emerging technologies. Please subscribe to Actuary Voices on your preferred podcast platform.
Chelsea Rachiele 7th grade math teacher, The Collegiate School of Memphis in Memphis, TN. Originally from Florida, got my undergrad in Actuarial Science but all the while knew I had a stronger passion for teaching. After getting married in 2017, my husband and I moved to Memphis where I was accepted into the Memphis Teacher Residency program - a 1 year residency program where you teach in a classroom 4 days a week and go to grad school 2 days a week. By the end of the year I had earned my Master's degree in Urban Education. Since then I've been teaching in Memphis - I taught 11th grade math for 2 years and the past 3.5 years I've been teaching 7th grade math.Music by AudioCoffee: https://www.audiocoffee.net/
In a special edition of Actuary Voices, the Academy's Executive Director, Bill Michalisin, sits down with Academy President Lisa Slotznick for a wide-ranging discussion on their experiences in their respective positions and what lies ahead for the Academy in the coming year.
The interest in studying abroad has grown exponentially over the years and students and parents are forever exploring and looking for workable and reliable study options for their children, particularly with regard to programs such as Medicine, Veterinary, Architecture and many other programs which are difficult to gain entry into locally. International Education Link, has been assisting students to overcome these challenges and has assisted thousands of students to gain entry into every type of program via the many study abroad options that they provide for students. This evening Christine Whittaker, Founder and Managing Director, joinus to tell more about the roadshow that International Education Link will be having next week Monday on how sudent can be able to access this opportunity of studying abroad. Roadshow: For those wishing to attend Monday's Event, please ask them to register on our website www.int-edulink.co.za – this is a free event, and all are welcome. PLACE: African Pride Hotel at Melrose Arch on 19th February 2024 from 16h00pm - 19hoopm There are study opportunities for all family budgets and full scholarships for high achievers that come out once a year There will be Universities from all around the world represented at Monday's event. There are multiple study programs available – including Medicine, Veterinary, Architecture, Actuarial Science, Engineering, Fashion Design, Interior Design, Performance Arts, Production of perfumes and cosmetics See omnystudio.com/listener for privacy information.
John M. Howard is chairman and CEO of Truist Insurance Holdings where he oversees the retail and wholesale insurance businesses. He has three decades in financial services and currently serves as executive sponsor of the SERVE (Supporting Emergency Responders & Veterans Engagement) Business Resource Group at Truist. He is chairman of the board of both The American College of Financial Services and The Institutes, board officer secretary for the Council of Insurance Agents & Brokers, an overseer of the Maurice R. Greenberg School of Risk Management, Insurance and Actuarial Science at St. John's University, and a member of the Insurance Policy Committee of the Board of Governors of the Federal Reserve System. Additionally, he is a prior chairman of the board of trustees of Gill St. Bernard's School, and recipient of the Hall of Fame Award from the Tri-County Scholarship Fund. Howard earned a bachelor's degree in economics from Columbia University and an MBA from Duke University and is a U.S. Navy veteran. In today's episode of the In The Know podcast, Chris Hampshire and John discuss the transformative retail and wholesale market, the changes that have impacted the insurance industry, and how an unconventional path has benefitted his career, from his days in the Navy to his current role as CEO. These onsite episodes of the In The Know podcast are brought to you by Gallagher Bassett. Key Takeaways John shares the unconventional career path that led him to his current position. Doing deals was initially more interesting to John than insurance itself. John's approach to transitioning from carrier to broker. A CEO's perspective on effectively building company culture. Evaluating whether an insurance brokerage company is a good cultural fit. Characteristics for new hires don't have to follow a conventional path. The CEO role has not always been what John initially anticipated. Key communication and education skills that apply to a wide variety of constituencies. John's involvement at the Institute professional organization at the volunteer level. “Never stop learning” – John's advice about continued education. Attracting new talent to the industry starts with embracing diversity and highlighting opportunities. The value of mentors in crafting a successful career. John's view on the transformative advent of technology in the insurance industry. The impact of technology on the brokerage community. Insights into current and future changes in the wholesale space. A five-year look at the future of the insurance industry. The advice that John would have benefited from in his early career.
As life insurance and assurance became more common, companies that offered coverage ran into in problems in the 18th and 19th century. Part 2 also covers how Insurance has been used by gamblers as a grisly amusement. Research: Bell, John. “London's Remembrancer … “ E. Cotes. London. 1665. Accessed online: https://quod.lib.umich.edu/e/eebo2/A27350.0001.001?rgn=main;view=fulltext Bellhouse, David R. “A New Look at Halley's Life Table.” Journal of the Royal Statistical Society.” 174, Part 3, pp. 823–832. 2011. https://www.medicine.mcgill.ca/epidemiology/hanley/c609/material/BellhouseHalleyTable2011JRSS.pdf Bennetts, N., (2019). MORGAN, WILLIAM (1750 - 1833), actuary and scientist. Dictionary of Welsh Biography. Retrieved 22 Dec 2023, from https://biography.wales/article/s12-MORG-WIL-1750 Boyce, Niall. “Bills of Mortality: tracking disease in early modern London.” The Lancet. April 11, 2020. https://doi.org/10.1016/S0140-6736(20)30725-X Chatfield, Michael and Vangermeersch, Richard, "History of Accounting: An International Encyclopedia" (1996). Individual and Corporate Publications. 168.https://egrove.olemiss.edu/acct_corp/168 CLARK, GEOFFREY. “Life Insurance in the Society and Culture of London, 1700-75.” Urban History, vol. 24, no. 1, 1997, pp. 17–36. JSTOR, http://www.jstor.org/stable/44612859 de Roover, Florence Edler. “Early Examples of Marine Insurance.” The Journal of Economic History, vol. 5, no. 2, 1945, pp. 172–200. JSTOR, http://www.jstor.org/stable/2114075 Fouse, L. G. “Policy Contracts in Life Insurance.” The Annals of the American Academy of Political and Social Science, vol. 26, 1905, pp. 29–48. JSTOR, http://www.jstor.org/stable/1011003 “James Dodson's tables of premiums, 1756.” Institute and Faculty of Actuaries. https://www.actuaries.org.uk/learn-and-develop/research-and-knowledge/library-services/historical-collections/archive-equitable-life-assurance-society/highlights-equitable-life-archive/james-dodson-s-tables-premiums-1756 Eggen, Olin Jeuck. "Edmond Halley". Encyclopedia Britannica, 21 Dec. 2023, https://www.britannica.com/biography/Edmond-Halley Greenwood, Major. “The First Life Table.” Notes and Records of the Royal Society of London. October 31, 1938. Volume 1, Issue 2. https://royalsocietypublishing.org/doi/abs/10.1098/rsnr.1938.0017 Harford, Tim. “What makes gambling wrong but insurance right ?” BBC News. March 20, 2017. https://www.bbc.com/news/business-38905963 Ivry, David A. “Historical Development of Some Basic Life Insurance Terminology.” The Journal of Insurance, vol. 28, no. 3, 1961, pp. 65–69. JSTOR, https://doi.org/10.2307/250376 Lewin, Chris. “The Creation of Actuarial Science.” ZDM – Mathematics Education. 2001. Vol. 33. https://subs.emis.de/journals/ZDM/zdm012i2.pdf Ogborn, M.E. “The Professional Name of Actuary.” Journal of the Institute of Actuaries. 1956. https://web.archive.org/web/20081217144303/http://www.actuaries.org.uk/__data/assets/pdf_file/0020/25382/0233-0246.pdf Rose, I. Nelson. “How Insurance Became (Mostly) Not Gambling.” Gaming Law Review and Economics.Nov 2014.864-872.http://doi.org/10.1089/glre.2014.1892 ROWELL, A. H. Journal of the Institute of Actuaries (1886-1994), vol. 88, no. 3, 1962, pp. 387–89. JSTOR, http://www.jstor.org/stable/41139514. Accessed 27 Dec. 2023. Thomas, R., & Chambers, Ll. G., (1959). PRICE, RICHARD (1723-1791), philosopher. Dictionary of Welsh Biography. Retrieved 27 Dec 2023, from https://biography.wales/article/s-PRIC-RIC-1723 “Actuary Overview.” Best Jobs. U.S. News and World Report. https://money.usnews.com/careers/best-jobs/actuary Walford, Cornelius. “History of Life Assurance in the United Kingdom.” Journal of the Institute of Actuaries and Assurance Magazine, vol. 25, no. 2, 1885, pp. 114–33. JSTOR, http://www.jstor.org/stable/41135809 Walford, Cornelius. “History of Life Assurance in the United Kingdom (Concluded).” Journal of the Institute of Actuaries (1886-1994), vol. 26, no. 6, 1887, pp. 436–65. JSTOR, http://www.jstor.org/stable/41136141 Whittle, Matt. “How To Become An Actuary: Responsibilities, Practice Areas And Certifications.” Forbes. Nov. 29, 2022. https://www.forbes.com/advisor/education/become-an-actuary/ See omnystudio.com/listener for privacy information.
Actuarial science is all about calculating risk – risk of injury, illness, death, risk of market shifts and financial outcomes. Part one covers the earliest population tables and early examples of life insurance and assurance. Research: Bell, John. “London's Remembrancer … “ E. Cotes. London. 1665. Accessed online: https://quod.lib.umich.edu/e/eebo2/A27350.0001.001?rgn=main;view=fulltext Bellhouse, David R. “A New Look at Halley's Life Table.” Journal of the Royal Statistical Society.” 174, Part 3, pp. 823–832. 2011. https://www.medicine.mcgill.ca/epidemiology/hanley/c609/material/BellhouseHalleyTable2011JRSS.pdf Bennetts, N., (2019). MORGAN, WILLIAM (1750 - 1833), actuary and scientist. Dictionary of Welsh Biography. Retrieved 22 Dec 2023, from https://biography.wales/article/s12-MORG-WIL-1750 Boyce, Niall. “Bills of Mortality: tracking disease in early modern London.” The Lancet. April 11, 2020. https://doi.org/10.1016/S0140-6736(20)30725-X Chatfield, Michael and Vangermeersch, Richard, "History of Accounting: An International Encyclopedia" (1996). Individual and Corporate Publications. 168.https://egrove.olemiss.edu/acct_corp/168 CLARK, GEOFFREY. “Life Insurance in the Society and Culture of London, 1700-75.” Urban History, vol. 24, no. 1, 1997, pp. 17–36. JSTOR, http://www.jstor.org/stable/44612859 de Roover, Florence Edler. “Early Examples of Marine Insurance.” The Journal of Economic History, vol. 5, no. 2, 1945, pp. 172–200. JSTOR, http://www.jstor.org/stable/2114075 Fouse, L. G. “Policy Contracts in Life Insurance.” The Annals of the American Academy of Political and Social Science, vol. 26, 1905, pp. 29–48. JSTOR, http://www.jstor.org/stable/1011003 “James Dodson's tables of premiums, 1756.” Institute and Faculty of Actuaries. https://www.actuaries.org.uk/learn-and-develop/research-and-knowledge/library-services/historical-collections/archive-equitable-life-assurance-society/highlights-equitable-life-archive/james-dodson-s-tables-premiums-1756 Eggen, Olin Jeuck. "Edmond Halley". Encyclopedia Britannica, 21 Dec. 2023, https://www.britannica.com/biography/Edmond-Halley Greenwood, Major. “The First Life Table.” Notes and Records of the Royal Society of London. October 31, 1938. Volume 1, Issue 2. https://royalsocietypublishing.org/doi/abs/10.1098/rsnr.1938.0017 Harford, Tim. “What makes gambling wrong but insurance right ?” BBC News. March 20, 2017. https://www.bbc.com/news/business-38905963 Ivry, David A. “Historical Development of Some Basic Life Insurance Terminology.” The Journal of Insurance, vol. 28, no. 3, 1961, pp. 65–69. JSTOR, https://doi.org/10.2307/250376 Lewin, Chris. “The Creation of Actuarial Science.” ZDM – Mathematics Education. 2001. Vol. 33. https://subs.emis.de/journals/ZDM/zdm012i2.pdf Ogborn, M.E. “The Professional Name of Actuary.” Journal of the Institute of Actuaries. 1956. https://web.archive.org/web/20081217144303/http://www.actuaries.org.uk/__data/assets/pdf_file/0020/25382/0233-0246.pdf Rose, I. Nelson. “How Insurance Became (Mostly) Not Gambling.” Gaming Law Review and Economics.Nov 2014.864-872.http://doi.org/10.1089/glre.2014.1892 ROWELL, A. H. Journal of the Institute of Actuaries (1886-1994), vol. 88, no. 3, 1962, pp. 387–89. JSTOR, http://www.jstor.org/stable/41139514. Accessed 27 Dec. 2023. Thomas, R., & Chambers, Ll. G., (1959). PRICE, RICHARD (1723-1791), philosopher. Dictionary of Welsh Biography. Retrieved 27 Dec 2023, from https://biography.wales/article/s-PRIC-RIC-1723 “Actuary Overview.” Best Jobs. U.S. News and World Report. https://money.usnews.com/careers/best-jobs/actuary Walford, Cornelius. “History of Life Assurance in the United Kingdom.” Journal of the Institute of Actuaries and Assurance Magazine, vol. 25, no. 2, 1885, pp. 114–33. JSTOR, http://www.jstor.org/stable/41135809 Walford, Cornelius. “History of Life Assurance in the United Kingdom (Concluded).” Journal of the Institute of Actuaries (1886-1994), vol. 26, no. 6, 1887, pp. 436–65. JSTOR, http://www.jstor.org/stable/41136141 Whittle, Matt. “How To Become An Actuary: Responsibilities, Practice Areas And Certifications.” Forbes. Nov. 29, 2022. https://www.forbes.com/advisor/education/become-an-actuary/ See omnystudio.com/listener for privacy information.
Sam Tashima, 2023 Rising Actuary award recipient, joins Actuary Voices to discuss the cyber insurance landscape and how actuaries can adjust to these emerging areas. As Cybersecurity Awareness Month draws to a close, he also shares how the Cyber Risk Committee's research contributes to current public policy issues.
Katie focuses her efforts on Southern's long-term healthcare strategy, including plan design and administration, analytics, wellbeing and medical services. She also has oversight of the HRDirect Employee call center and leads the Medical Services and Wellbeing functions. She has worked at Southern Company for 10 years. Katie holds a Bachelor's of Science degree from the University of Nebraska College of Business Administration specializing in Actuarial Science. She has also attained the designation of Fellow in the Society of Actuaries.
Past Academy President Larry Zimpleman joins the latest episode of Actuary Voices to share his career journey, the rewarding value of volunteer work at the Academy and his insights on what's next for the actuarial profession.
Welcome to the final episode of our 3-part series on AI and ChatGPT and their implications for actuaries. In this concluding episode, Joe Alaimo, CEO of ProComp, is joined by Deloitte AIS team members and AI experts Andrew McLeod and Harrison Jones to explore the future trajectory of AI technology and its potential disruption of the insurance and actuarial professions. They reflect on the lessons learned from the adoption of ML/AI technologies in the past decade and anticipate how the impact of General AI (GAI) and Large Language Models (LLM) might deviate from this path. The conversation then navigates through the ethical and professional challenges that could arise with the implementation of GAIs and LLMs in the actuarial profession, strategies insurers can adopt to leverage these technologies while mitigating risks, and how the job market for actuaries might be reshaped with increased adoption of these advanced tools. This podcast offers a fascinating insight into the evolving landscape of the actuarial profession, providing valuable perspectives for anyone in or considering a career in actuarial science. For more in-depth coverage read Harrison Jones and Andrew McLeod's article in The Actuary.
This week we chat with Robbie Shattuck! Robbie Shattuck is the Founder & CEO of ATHOS Private Wealth, a multi-family office and premier financial services community for innovative venture-backed early-stage founders. ATHOS guides entrepreneurs and venture investors through the multiple stages of building their family offices by advising on estate planning, financial management, and other personal financial needs well before others are willing to work with them. Robbie is an active private investor, managing four hybrid venture funds and investing in dozens of venture funds, companies, real estate projects, web3 businesses, and private credit funds per year. Prior to founding ATHOS, Robbie was an early employee at ICONIQ Capital, an $80 billion+ multi-family office for the tech elite. Robbie managed $2 billion in assets and oversaw more than $20 billion in net worth for over a dozen family offices for some of the most influential minds of our lifetime. In Robbie's career he has worked with the founders and CEOs of Twitter and Dropbox and helped guide them through some of their largest financial decisions. Before that, Robbie cut his teeth in his investment career at J.P. Morgan Private Bank. He graduated from Brigham Young University in Provo, Utah with a Bachelors Degree in Actuarial Science, and Minors in Business Management and Portuguese. Robbie's greatest joys in life are spending time with his wife and three daughters and spending time outdoors, away from screens.In this episode, Robbie and Erica talk about Robbie's windy journey from a small town in NorCal to the wild world of managing money for billionaires. Robbie is open about the the mysterious world of family offices and tells us all the details behind why he decided to take the plunge and start his own multi-family office. So refreshing to hear from an investor who doubles as a founder! Enjoy!Follow Us!Robbie Shattuck: LinkedInATHOS Wealth website: hereErica Wenger: @erica_wengerDear Twentysomething: @deartwentysomething
A professor has analyzed Tim Hortons' Roll Up the Rim to Win contest and found that the odds of winning are worse than gambling. Guest: Michael Wallace, Associate Professor of Biostatistics in the Department of Statistics and Actuarial Science at the University of Waterloo Learn more about your ad choices. Visit megaphone.fm/adchoices
Seg 1: A professor has analyzed Tim Hortons' Roll Up the Rim to Win contest and found that the odds of winning are worse than gambling. Guest: Michael Wallace, Associate Professor of Biostatistics in the Department of Statistics and Actuarial Science at the University of Waterloo Seg 2: What is the current state of theft in Vancouver? Guest: Tony Hunt, General Manager of Loss Prevention at London Drugs Seg 3: How a mobile care facility is helping Indigenous women through traditional healing Guest: Jasheil Athalia, Women's Mobile Primary Care Program Manager, Vancouver Aboriginal Health Society Seg 4: How important and fundamental is respect for NPOs seeking city funding Guest: Jen St. Denis, Reporter for the Tyee Seg 5: Why do some mothers feel trapped by BC's child care system? Guest: Brittany Hopkins, Full-Time Mother and Freelance Journalist for The Tyee Seg 6: What are the possible implications of giving pets the same rights as children in BC law. Guest: Victoria Shroff, BC's Longest Serving Animal Lawyer Practicing at Shroff and Associates in Vancouver Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode I have an in-depth conversation with Sumit Ramani - Actuary and Co-Founder of ‘Protect Me Well'. In a touching homage to his parents during the interview, Sumit shared his unique journey to becoming an expert in the field of finance. We lamented about how financial companies have made financial products too complicated and we laughed as he shared some interesting anecdotes. From the people, instances, and books that have influenced his own perspective on money, to how he imbues responsible financial literacy in his young daughter, we've covered it all in this super-interesting season finale! Key Points: 1. Sumit sheds light on the relatively lesser-known Actuary profession and Actuarial Science. 2. How Sumit used his actuarial skills to help a gaming company design their gaming engine. 3. How his father, a wise and well-read medical doctor, instilled some great values in him including admirable conflict management skills. 4. Sumit's other passion, fitness, and how he makes time for it every day despite his busy schedule. 5. Importance of financial independence, and the difference between retirement and financial independence. 6. How investing is more of a behavioral game than a skill game and shared his thoughts on common money mistakes people make, especially in insurance. With plenty of laughter and fascinating stories along the way, this episode is the perfect way to wrap up our season 2 and leave you excited for what's to come. So, tune in and get ready to be inspired! Show notes can be found here
It's safe to say planning for retirement is one of the best things you can do for yourself. That being said, it can be a confusing process. There are a lot of elements to consider when determining how much money you'll need. One way to ensure you're in control of your retirement fund is by understanding the two economic powers that come into play; investing in the economy and actuarial science. Listen in to learn more about these powers and use them together for maximum benefits. Episode Highlights 00:18 Two economic powers of retirement 01:13 The problem with deciding how much money you need for retirement 02:22 What is the second economic power of retirement Actuarial Science? 05:17 Why those with assets are miserable while those with income cash flow are happy in retirement Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com
This podcast session features a seasoned Actuary who shared his perspectives on various topics related to Actuarial science and the respective profession.Guest speaker: Charles Johnson, FSA, CEO at Actuarial Development Institute and TEDx speaker. Follow him on LinkedIn to learn more about Actuarial Science and public speaking.During this conversation the guest speaker and moderator Sam touched upon the following items:a) importance of actuarial role in the insurance sector and growing popularity of actuaries in other business verticals.b) an interesting take on the ongoing partnership of actuaries and data scientists and how this will be amplified more in the foreseeable futurec) Charles's opinion on how AI can help Actuaries in augmenting their efficiencies in driving business functionalities instead of posing a threat to their jobs.If you like this podcast, then drop a review and subscribe to my podcast channel to gain access to future episodes featuring academia and industry experts. #datascience #coffeechat #science #research #data
Experience strategists are navigating increasingly complex decisions. Customer journeys are increasingly complex, channels are proliferating, expectations continue to rise, and data is abundant. How do we help our companies make the best decisions about how and where to spend money? Craig Lutz is uniquely well positioned to help us answer this question. Craig has been a data scientist and researcher at Qualtrics since 2007 where he has conducted thousands of conjoint analysis projects with Qualtrics. He is also the designer of Qualtrics' conjoint analysis DIY technology, the author of Exploring Conjoint Analysis and a prominent thought leader on innovative quantitative research methods. We are thrilled to announce that he also recently joined our team at Stone Mantel as Conjoint Advisor! In this episode, Dave and Aransas talk to Craig about how he helps teams like Google, Goldman Sachs, Uber and others make the decisions that really matter for customers, based on powerful analytics and what shifts when companies understand that time really is money. You'll hear: How Conjoint analysis can be used to get underneath what customers really care about and how it can be used to predict and change behavior How Uber used these tools to design a radical new rider loyalty program How Google: uses Max Diff to predict how customers will spend money How Goldman Sachs used it to inform their employees experience by optimizing their benefit packages - and tailoring them to each individual office in ways that saved money while increasing real and perceived value How conjoint could be a really groundbreaking understanding how and where customers spend their precious time How Max Diff relates to Clayton Christensen's Jobs to Be Done Theory Check out the Experience Strategy Trend Report for more information on how to bring the power of context to your customer insight portfolio https://www.stonemantel.co/trendsreport BIO: Craig Lutz has been a data scientist and researcher at Qualtrics since 2007. He has been a frequent presenter at conferences on the subject of quantitative research methods and has conducted thousands of conjoint analysis projects Qualtrics/ customer over his time there. He also designed and developed Qualtrics' conjoint analysis DIY technology. Craig graduated from BYU with a degree in Actuarial Science with a minor in Mathematics. Craig and his wife Karrie have 5 kids and reside in Orem, Utah.
Welcome to another edition of the InsuranceAUM.com podcast. We have got a good one for you today. We are joined by a very well-regarded academic who has written a great deal on insurance asset management. Today, our guest is Nicos Scordis, Professor and the John R. Cox Ace Limited Chair of Risk and Insurance in the St. John's University Greenberg School of Risk, Insurance, and Actuarial Science.
Tanisha Fitzgerald Baker is the manager of DEI for Knoxville Utilities Board, where she works on creating a diverse and inclusive work environment with equitable opportunities for all. She supports areas that impact the employee and customer experience through the lens of DEI. Tanisha is a native of Knoxville, Tennessee and she's a graduate, valedictorian, and Ms. Austin East from the Austin East High School class of 1988. She continued her education, graduating from both Florida A&M and the University of Tennessee with degrees in Actuarial Science and Education. She spent more than 20 years working for equity, access and education as an educator and leader with Project Grad Knoxville.She retired from Project Grad in 2021 and started a new career with Knoxville Utilities. She completed her certificate in social enterprise effectiveness from the University of Tennessee's Haslam School of Business. She's a graduate of Leadership Knoxville class of 2020. She was one of 30 across the state of Tennessee chosen for the 2021 Complete Tennessee Leadership Institute which she completed, along with the Mosaic Change Fellowship 2021 cohort as one of 21 across the state of Tennessee.She's the recipient of numerous awards and recognitions including the 2020 MLK Community Service Award. In addition to her professional responsibilities, she's a sought-after panelist, presenter and consultant. She's passionate about her calling to educate and elevate others.She founded Educational Enhancement Services Incorporated in 1998. She's also a founding member and current president of the Five Points Up Community Action Group. Founding member of East Knox Lions Club, founder of the unifying concept of the Village of Knoxville, and the host of a weekly radio show: Talking with T.She serves on several community boards as well as serving as the chair of the city of Knoxville's African-American Equity Task Force. She is a member of the Alpha Kappa Alpha sorority and continues to reside in the East Knoxville community. On this week's episode of MsInterPReted, Tanisha, and Kelly talk about what DEI looks like in various spaces and how to apply DEI to a multitude of aspects in the work place: DEI as it relates to hiring and human resources What diversity looks like in different spaces How to integrate DEI practices into every part of business DEI data conversions DEI in virtual workplaces Good DEI practices Follow Tanisha on:Website: https://www.talkingwitht.comOn Facebook: https://www.facebook.com/talkingwitht/On Twitter: @talkingwitht Follow Fletcher Marketing PR on:Website: https://www.fletchermarketingpr.com/On Facebook: https://www.facebook.com/FletchermarketingprOn Twitter: @fletcherprOn Instagram: https://www.instagram.com/fletcher.pr/Follow Kelly on Twitter: @KDFletcherFollow Mary Beth on Twitter: @marybethwest
Mary is joined by Albert Cohen, Director of the Actuarial Science Program at Michigan State University, to discuss MSU's approach to Actuarial education and how it relates to quantitative risk and sports analytics!
Mary is joined by Albert Cohen, Director of the Actuarial Science Program at Michigan State University, to discuss MSU's approach to Actuarial education and how it relates to quantitative risk and sports analytics!
Chris Tran, London Business School (LBS) MBA '22, shares lessons learned from applying to and attending LBS, as well as how he landed his first post-MBA consulting gig in London. Questions Introducing Chris (0:00) Chris' Pre-MBA Career & MBA Application Journey (3:45) Consulting as a Post-MBA Career Goal (9:55) Chris' Top 3 Tips for Applicants (12:30) How Chris Honed his Application Story (16:40) Preparing for the LBS MBA Interview (22:05) Highlights from Chris' LBS MBA Experience (28:45) Making the Most of Your MBA Time (47:45) Structuring Your Network & Getting Help from Alumni (48:15) Consulting Internships & Recruiting at LBS (49:40:) About Chris Chris graduated from London Business School's Full-time MBA program in 2022 and works as a Business Strategy Consultant for Accenture (UK). Chris received his Bachelors in Actuarial Science from Keele University. He then worked in investment management in Ho Chi Minh City, Vietnam, for 8 years before getting his MBA. Episode write-up and show notes: https://touchmba.com/inside-the-london-business-school-mba-chris-tran Get free, personalized school selection help at Touch MBA: https://touchmba.com
In this episode we talk about:Coffee production in KenyaThe similarities between latin and african coffee productionHow we consumers perceive coffee producers vs how coffee producers would like to be seenThe success paradox, when too much financial success can turn off some buyers Resources:Support the show on Patreon to join our live Discord hangouts.And if you don't want to commit, show your support here with a one time contribution: PayPalSign up for the newsletter for behind the scenes pictures.If you're interesting in joining me in Colombia in JanuaryFermentation Training Camp 3Vava Coffee IncA bit about Vava Angwenyi...In 2009, Vava Angwenyi started VAVA COFFEE – a Benefit Corporation (B-corp) with a Social enterprise model that exports, roasts and consults on coffee value chains, the organization aims to contribute to better future prospects for coffee communities and the industry as a whole. The company ensures sustainable livelihoods for the people and communities in which it works. Vava is also the co-founder and director of business development & fundraising at GENTE DEL FUTURO (People of the Future). GDF formed in 2017 is an organization born out of a partnership between African Plantations Kilimanjaro, Vava Coffee and Oro Molido three private sector players within the coffee sector to tackle two of the main problems we face as an industry - Producer profitability and Next generation involvement. Gente Del Futuro's focus is to amplify the voices of youth by creating economic empowerment, choices and sustainability for the coffee industry. The organization offers young people a unique and one of a kind learning opportunity by fusing coffee cultures and knowledge from three different growing origins : Tanzania, Kenya and Colombia.Vava holds a Masters degree-Msc in International Finance and Management from University of Groningen as well as Certificate in Global Asset Management from Warrington College of Business, UF and a BSC in Statistics & Actuarial Science from University of Western Ontario- Canada. Vava's vision is to challenge the status quo and promote positive social disruption within the Coffee industry. This vision comes from an inborn passion for transformative change and a drive to promote the sustainable production of coffee at various origins by tracing the production of high quality coffee beans to the independent smallholder coffee farmer, who works day in and day out, against major obstacles and with meager resources to produce some of the world's best tasting coffees, often without an understanding or appreciation of the final fruits of their labor.Vava is also a Q grader and was part of the 2015 IVLP program a prestigious State Department sponsored program. Vava Coffee has also been recognized over the years for its grassroots initiatives and contribution to smallholder farming communities and Youth in agriculture. Vava served on the SCA board 2019- 2020 on the Finance and Sustainability Committees. In 2019 Vava Coffee was recognized as a Best for the world community Honoree - B Corp.Vava recently authored the book “Coffee Milk Blood”. Coffee Milk Blood is a project and book inspired by her own experience as an African woman in the industry and the theme of the book touches on appropriate storytelling/depiction of producers - how producers want to be seen beyond the coffee and as Women , the African woman, the culture of the place as well as underpinnings of Colonialism that are the structures we still operate within in our indust
In the newest episode of the Blue Ribbon College Basketball Podcast, hosts Chris Dortch (@cdortch) and Kevin Ingram (@KIngramSports) discuss a variety of college basketball topics:• Blue Ribbon College Basketball Yearbook is finally at the warehouse and pre-orders are being shipped!• College basketball's opening night should be a much greater spectacle, don't you think?• Kentucky is loaded, but then Wildcat fans already knew that.• Dan talks about transitioning from the World Series to college hoops.• Dan on working with Jay Bilas and Dickie V.• Another spoiler-filled recap of the new Star Wars spinoff series—Andor.All Blue Ribbon college basketball podcasts are available on Apple Podcasts and Spotify.You can also listen in your email client or click on the “Listen In Podcast App” link above to listen in your podcast player of choice. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit blueribbon.substack.com
Kristen DuPree is a candidate for the at-large seat on the Metro Community College Board of Governors. She is running because she believes that we all benefit when our community has access to high-quality and affordable higher education options. Kristen grew up in Omaha and attended the University of Nebraska-Lincoln, earning a degree in Actuarial Science. Since graduation, she has worked in the insurance industry and became a Fellow of the Society of Actuaries in 2014.Kristen believes Education is an investment we make in our community, and Metro Community College provides an exceptional return on investment. In fact, for every $1 invested in an MCC student, $11.90 in benefits is returned to the local economy. Her priorities include ensuring MCC remains affordable and serves the diverse needs of its student population while producing a workforce well equipped to react to the changing needs of our community.A Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This coffee chat session features a seasoned Actuary who shared her viewpoints on the importance of data and data management in Actuarial risk assessment study. Guest speaker: Mary Pat Campbell, FSA, MAAA Follow her blog to learn more about Actuarial Science and statistics/mathematics: https://marypatcampbell.substack.com/ After watching this video, you will gather information on the following topics: a) The importance of data in Actuarial risk assessment initiatives, b) a brief overview of Actuarial Standards of Practice(ASOP) and it's significance in managing data quality and data integrity issues in Actuarial world, c) Mary's opinion on how Data Scientists could provide additional support to Actuaries which might pave the way for future collaboration in Insurance industry. Subscribe to my podcast to gain access to future coffee chat sessions featuring academia and industry experts. #datascience #coffeechat #science #research #data
How can an international student pay for grad school in the U.S. or Canadian graduate education? [Show Summary] MPOWER Financing has changed the graduate education financing industry by offering international students loans with no collateral or co-signer requirement. Sasha Ramani, the Associate Director of Corporate Strategy explains how they do this responsibly and shares his own journey through graduate school, which led him to this role. Interview with Sasha Ramani, Associate Director of Corporate Strategy, MPOWER Financing [Show Notes] Welcome to the 476th episode of Admissions Straight Talk. Thanks for tuning in. Are any of you, whether in the United States or outside of the United States, aiming for the MBA Trinity of Harvard, Stanford, and Wharton? Well, you're in luck. Next week I'm going to present What It Takes to Get Accepted to Harvard, Stanford and Wharton on Thursday, June 23rd. The webinar is free, but you do need to register to reserve your spot at accepted.com/hsw. I'd like to welcome to Admissions Straight Talk Sasha Ramani. Sasha grew up in Canada and graduated with distinction from the University of Waterloo where he quadruple majored in Actuarial Science, Statistics, Operations Research, and Business Administration, while also being active on campus. After graduating, he worked for Mars & Co and Deloitte as a Strategy Consultant before moving on to the Harvard Kennedy School, where he completed his MPP in Business and Government. Since 2017, he has worked with MPOWER Financing, a fast-growing FinTech company, providing millions to promising international and DACA students without collateral or co-signers. Can you tell us a little bit about your background? [2:05] Sure, absolutely. I'm from a city called Mississauga. It's a suburb of Toronto in Canada. That's where I was born and raised. I spent my entire childhood there until the end of college. Then I moved to New York City and worked as a management consultant for two different consultancies, Mars & Co and Deloitte Consulting. I specialized in investment management. That's the traditional consulting work of helping firms grow and expand, advising on mergers and acquisitions, cost-cutting, or other ways they can expand their product or geographic services. After that, I moved on to the Harvard Kennedy School where I got a Master's in Public Policy. That's when I came across MPOWER almost by accident. I came across the firm at a startup career fair, not even looking for jobs, but just looking for interesting startups and getting a flavor for what people were doing. It just sort of crossed my mind that if for me, as a Canadian in the U.S., which makes me the least international of all students, to get a bank account, a credit card, or other bread and butter financial product was kind of like pulling teeth – imagine what it's like for a student from India, China, Mexico, Brazil, or any of the other 200 plus countries thatMPOWER serves. So I did my graduate school internship with MPOWER in 2017. I loved the experience. When I completed my master's in 2018, I joined full-time and I've had the pleasure of being the Head of Corporate Strategy ever since then. How did you go from the very focused to the big picture? [4:07] My undergraduate was a double undergrad between a Bachelor's in Mathematics from the University of Waterloo, and a BBA, Bachelor's of Business Administration, from next-door Wilfrid Laurier University. It's a short walk between these schools, about 15 minutes. They've collaborated to have this cross-disciplinary double undergraduate program together. It's actually considered one of Canada's leading undergraduate programs for students interested in those fields. It's also a co-op program, which means students take work terms that are interplaced between study terms. I realized that what I liked most about my experience doing co-op jobs as an actuary was the part that made me feel like a management consult...
How can you make employee benefits a competitive advantage for your business? Listen to this episode of the Inside BS Show to find out. 00:00 How to Make Employee Benefits a Competitive Advantage00:58 The Interesting Background of Mark Shore03:22 What are the common misconceptions with Benefits Consultants?06:52 How has working from home influenced Mark's work?08:07 Is the future bright for employee benefits?09:44 What is Open Enrollment Period?10:54 What are the different benefit tiers available?16:50 How much does Disability Insurance usually cost?18:58 What has made Mark so successful?20:23 What is the future of the benefits industry?24:24 Mark's Great Advice for start-up businessMark ShorePresidentEmployee Benefits Consultant(908) 228-2466mshore@atlasconsultingllc.comwww.atlasconsultingllc.comMark Shore graduated the University of Connecticut, Storrs, CT, in May 1993 with a Bachelor of Science in Actuarial Science. He has worked in the insurance industry for the past 30 years in various capacities, including but not limited to underwriter, actuarial consultant, sales representative, and insurance broker. In August, 2010, Mark founded Atlas Consulting Services, LLC where he continues to develop, implement and manage Employee Benefit insurance programs for his clients.
Name: Eric Mbakop Business Name: A Swift Connect Current Title: Founder & Chief Designer Age: 27 Location: Chicago Educational Background: Majored in Actuarial Science and a minor in Finance About Eric: Eric Mbakop is an Entrepreneur, Eternal Optimist, and a Designer for Small Black Businesses. As Founder & Chief Designer of A Swift Connect, the Cameroon native now resides in Chicago and considers himself a Chicagoan who designs strategies and graphics for small black businesses. In consequence, he is a strategic partner for small black businesses throughout their growth journey. Eric relocated from Cameroon to Chicago 10 years ago and graduated with a Bachelor's Degree in Actuarial Science and minor in Finance from Roosevelt University in Chicago. He worked as a Consultant for a consulting firm before launching A Swift Connect. He is an avid soccer fan and a Bulls fan! DURING THIS EPISODE YOU'LL LEARN: Understanding the difference between branding and marketing How to define and understand your brand How to lay the foundation of your brand The importance of market research in designing your brand What is brand personality and how to define yours Tips on building brand loyalty For complete show notes and resources mentioned for this episode go to: blacktobusiness.com/92 Thank you so much for listening! Please support us by simply rating and reviewing our podcast! —--------------------
Episode #9 Featuring Ma. Isabella Rosal Isabella is Sustainability-focused entrepreneur, founder of 7th Sky Ventures, Tampa Bay champion, and Certified Rummelier with a degree in Actuarial Science and 10+ years of management experience.Visit www.shufflrr.com for presentation management