Podcasts about nolo press

"Is my car in danger of repossession if I pay every month but I'm always behind." "I'm behind on my car payments and I'm afraid the lender will repossess my vehicle. I can't come up with the money to get completely current. What can bankruptcy do to save my car?" "My car was just repossessed. What do I have to do to get it back?" I've fallen behind in my credit card payments – what can I do? Joining YLR Host Jeff Hayden is Leon D. Bayer, from the Los Angeles firm of Bayer, Wishman & Leotta. Leon is a certified Bankruptcy Law Specialist, certified by the California Board of Legal Specialization, State Bar of California, and co-author of “The New Bankruptcy: Will It Work For You?” published by Nolo Press. As always, we take your calls and answer your questions, for Jeff and his guest, at (866) 798-8255.

A quick summary of just what bankruptcy is, different types of bankruptcy cases. How does all this work.In the aftermath of the various economic stimuli and protections born of the pandemic, are bankruptcies on the rise?It's been 14 months since last we examined the law of bankruptcy; any changes in store?Tonight, YLR host Jeff Hayden and tonight's co-host Dean Johnson host Leon Bayer to talk about bankruptcy, and debtor's rights; more importantly, we are here to take your calls and answer your questions.YLR host Jeff Hayden welcomes Leon Bayer. Certified as a Bankruptcy Law Specialist by the California Board of Legal Specialization, State Bar of California, Mr. Bayer is co-author of THE NEW BANKRUPTCY: WILL IT WORK FOR YOU? published by Nolo Press. Questions for Jeff, Dean and Leon? Please call us, toll-free, at (866) 798-8255.

A quick summary of what bankruptcy is. The types of bankruptcy cases. How it all works.You would think that with the pandemic and the havoc it has wreaked on the economy, bankruptcies would be soaring; are they?It's been 18 months since last we chatted about bankruptcy; any changes in store?Tonight, we're here to talk about bankruptcy, and debtor's rights; perhaps more importantly, to answer your questionsWhat if you really need a bankruptcy – you're flat broke – how do you pay for it? How do you file a bankruptcy case, and just who is eligible to file. YLR host Jeff Hayden welcomes Leon Bayer. Certified as a Bankruptcy Law Specialist by the California Board of Legal Specialization, State Bar of California, Mr. Bayer is co-author of THE NEW BANKRUPTCY: WILL IT WORK FOR YOU? published by Nolo Press. Your own questions go straight to Leon and Jeff right now, so please call us toll-free, 866-798-8255.

Laura and I knew each other at the height of the Dot Com bubble in San Francisco in the late 1990's.  We hadn't seen each other for over 20+ years and it was time to catch up…  Why not do an interview.  Laura is smart, a deep and thoughtful thinker, and successful to boot.  She is a full on self starter with a whole bunch of life story and plenty of insight.  We have a ton of fun and you get plenty of opinions towards the end.  Enjoy! Show notes:Laura got to see me fall in love…  And it's fun to relive that moment.   Dawn and I get to make amends… But back to Laura - She gets reflective on her old divorce and the time it takes to heal that…  Laura plays coy on the exact time frame, but suffice it to say it was back in the 90's lol. Any opportunity to go back and “amend” some of that?  Yes and “Please don't contact me again?”.  Her answer is awesome :).  And her working through remorse of “things should have been different”. Laura and I were in the heart of the 2000 era Dot Com bubble.  Her time with “RedHat” stock options… Our reflections of the bubble!   Stuck with a mortgage and no job, then Kinko's which doesn't cover the mortgage.   I was willing to do anything to survive because I've been on my own since I was 17.  She finds a suicide note left on the copy machine…  It was a desperate time. Got a Nolo Press, “How to start a CA corporation book”…  And within a couple of months of telling the universe "I am this" I got a stroke of luck…”.  I was very fortunate, things boomed after that. After 8 or 9 years, kinda burnt out.  Trying to create a different business paradigm…  win win win.  It's hard to stop on your own when the money's good.  You're praying for it to all fall apart.  “Please god get me out of this!”.  I had to keep doing it because of a bigger plan that was clearly out of my control… This life is rented, none of this is mine, I didn't want any of this and it just kept coming.  Her mom gets sick somewhere in there.  (Mom passed of cancer in 2006).  “Honey, when are you gonna have enough chestnuts?”  That's a good question…  Any other mom nuggets from that time?  Oh yes there is.Another stroke of luck, she builds a little widget for her company…   Laura's pretty smart. “So now I have this little software company…”I have lived in the $400 a month apartment cockroach infested apartment. Are we just white people with white people problems?  She brings up some good thought provoking questions and answers to my question.Always be open…   Be grateful for what is.  Try to help as much as we can. Her current favorite charities:  Feed America https://www.feedingamerica.org/GRIP Greater Richmond Interfaith Program https://gripcares.org/.And Doctors Without Borders.  https://donate.doctorswithoutborders.org/Open a Fidelity charitable trust it makes giving really easy!Start podcasting!  Get the Shure MV88 mobile mic, you can literally take it anywhere on the fly https://amzn.to/2Mnba3QAccess my “Insiders Guide to Finding Peace” here: https://belove.media/peace    See more resources at https://belove.media/resources.   Email me: contact@belove.media   For social Media:      https://www.instagram.com/mrmischaz/https://www.facebook.com/MischaZvegintzov    Subscribe and share to help spread the love for a better world!As an Amazon Associate I earn from qualifying purchases.

A quick summary of what bankruptcy is. The types of bankruptcy cases. How it all works. What if you really need a bankruptcy – you’re flat broke – how do you pay for it? How do you file a bankruptcy case, and just who is eligible to file. YLR host Jeff Hayden welcomes Leon Bayer, live via phone from Los Angeles. Mr Bayer is Bankruptcy Law Specialist certified by the California Board of Legal Specialization, State Bar of California. He is co-author of THE NEW BANKRUPTCY: WILL IT WORK FOR YOU? published by Nolo Press. Your own questions go straight to Leon and Jeff right now, so please call us toll-free, 866-798-8255.

Drafting a Special Needs Trust is only the foundation of sound planning. On that foundation are additional documents and steps to take. In this episode we discuss two. First, the memorandum of intent which gives direction on wishes and day to day care.  This episode covers what to put in the memo of intent, ensuring it is easy to find, being bold yet discreet in wishes that others may not like, and why you should not store it in your safe at home. The second consideration discussed is the importance of funding the trust via retitling to avoid probate. Show notes for this episode are at https://www.lomah.org/podcastseason4/104 Find Kim on instagram as journey2lomah About the Guest Michele P. (Fuller) Urbatsch is the founder of Michigan Law Center, P.L.L.C, and President of Advocacy, Inc., a non-profit organization. Her law practice focuses on advocacy, protection, and asset preservation for persons with disabilities, including working in the following areas of law: elder law, special needs planning, special needs trust administration, and settlement planning. Michele was recently appointed Special Assistant Attorney General to assist in settlement planning for the Flint Water cases. She is the former Chair of the Elder Law and Disability Rights Section (ELDRS) of the State Bar of Michigan and has leadership positions in several national organizations: Advisory Board Member of the Academy of Special Needs Planners (ASNP) and Michigan Chapter of NAELA Board of Directors. She is also active in the National Academy of Elder Law Attorneys (NAELA), the Michigan Association for Justice, and a regular contributor for the Institute for Continuing Legal Education (ICLE).  Michele is honored to have received the 2018 State Bar of Michigan Unsung Hero Award, given annually to an attorney demonstrating dedication in their practice for the betterment of others. She has also been nominated to the Super Lawyers list for the last several years. Other awards she has received include: American Institute of Legal Counsel 10 Best Elder Law Attorneys 2016-2019, and Distinguished Lawyers 2016-2019 by The Expert Network, given to the top 3% of attorneys in the nation. She was also named the Women-in-Law Elder Law and Special Needs Planning Attorney of the Year by Lawyer’s Monthly Magazine in 2016. Parenting Magazine also named Michele the Top Special Needs Child Advocate in 2013.   Michele and her award-winning special needs attorney and spouse, Kevin Urbatsch, frequently write together. Their publications include: Administering the Michigan Special Needs Trust; the 2nd and 3rd editions of Administering the California Special Needs Trust;and Special Needs Trusts: Protect Your Child’s Financial Future, 6th and 7th Editions, NOLO Press. She is also the author of Saving Grace, an elder law client’s experience, and Finding Peace: a guide for caregivers, to be published in 2020. Michele and Kevin have also co-authored several nationally published articles, including Traps for the Unwary During Special Needs Trust Administration, in Estates and Trusts Magazine, the Future of Planning for Persons with Disabilities which was published in the Fall 2013 edition of the NAELA Journal, and Pooled Trusts: An Approach to Special Needs Planning for Families of Modest Means, published in the May-June 2013 edition of BiFocal, a Journal of the ABA Commission on Law and Aging. Michele has also contributed to Michigan Bar Journal, Planning for a Person with Disabilities, Considerations when Settling a Lawsuit for an Individual Lacking Capacity or a Minor, and Divorce and Disability: Identifying and Resolving the Unique Issues of a Spouse with Disabilities. In addition to the Michigan State Bar Journal, Michele has contributed to the MAJ Journal, Elder Law Answers, NAELA news, and other publications.  Michele is a frequent presenter for various national and statewide organizations such as ElderCounsel, MassMutual, the American Bar Association, American Association for Justice, Michigan Association for Justice, the Institute of Continuing Legal Education, Michigan Brain Injury Association of Michigan and the Michigan Guardianship Association, among others. She is of council for several non-profit organizations, national and statewide, which administers pooled special needs trusts.   Michele graduated with Honors as a member of the James Madison College at Michigan State University with a Bachelor of Arts in International Relations. Michele then attended American University International Law Masters program and obtained her Juris Doctor from the University of Detroit Mercy School of Law.  

For Episode 6 of the Trusted Advisor Mortgages and More Podcast we have Jose Zavala of ZTX Advisors. Jose is a financial services and business expert. He is one of the founding members of the JX4 Masterminds podcast which is now well into its second season and he was also one of the stars at the first Accounting and Social Media Symposium held in Oklahoma City in August, 2019 To reach out to Jose online: https://www.ztxadvisors.com/ Instagram: https://www.instagram.com/ztxadvisors/ Facebook: https://fb.me/jzavala03 LinkedIn: https://www.linkedin.com/in/jzavala03/ Twitter: https://twitter.com/jzavala03 More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmcdonald Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormortgage Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

For the FIFTH Episode we are talking to Zain Gaziani from Team GaryVee. If you are fans of Gary Vaynerchuk's then Zain's name and face should be familiar to you. He is the guy who told Gary during a Q&A at a keynote speech that he would like to come work for him as a community manager and Gary asked him in front of everyone if he wanted to come to New York... and the rest, as they say, is history! This is a FASCINATING story - you need to watch! Zain also has a lot of information that can help you in your business and can inspire all of us to do what we love! To reach out to Zain you can find him on: LinkedIn: https://www.linkedin.com/in/zaingaziani/ Instagram: https://instagram.com/Zain.Gaziani See his famous scene at the end of DailyVee Episode 545 here: https://youtu.be/-oz-PTRdHJo?t=444 He wrote a detailed article on LinkedIn which you can read here: https://www.linkedin.com/pulse/journey-my-dream-job-resident-gary-vaynerchuk-zain-gaziani/ More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmcdonald/ Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormortgage/ Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

For our fourth episode of the Trusted Advisor Mortgages and More Podcast we have Joshua Jenson aka JJ the CPA who is a CPA, Entrepreneur, Social Media Marketing Expert, CPA Educator, Published Author and has just released his first single on iTunes! He is one of the founding members of the JX4 Masterminds podcast which is now well into its second season and he was also one of the stars at the first Accounting and Social Media Symposium held in Oklahoma City in August, 2019 To reach out to JJ the CPA online: Facebook: https://www.facebook.com/joshua.jenson.35 Instagram: https://www.instagram.com/jjthecpa/ LinkedIn: https://www.linkedin.com/in/jjthecpa/ YouTube: https://www.youtube.com/channel/UCq6pedUxZMTt9fkq9YCX8Kg His new single "Money Never Sleeps" https://music.apple.com/us/album/money-never-sleeps-single/1489034981 Buy his book: https://www.amazon.com/CPA-HERE-Questions-Insurance-Experience/dp/169829980X Read my review of his book: https://www.amazon.com/gp/customer-reviews/R1ACO5V4SML90C More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmc... Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormort... Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

For our third episode of the Trusted Advisor Mortgages and More Podcast we have Jaime Resendiz who is a Realtor and an absolute pro when it comes to using social media marketing tools to improve his real estate practice. He has done such a fantastic job with this that he has tons of YouTube videos up and available now to help you learn to use these tools in your business! To reach out to Jaime online: Instagram: https://www.instagram.com/jaimersndz/ LinkedIn: https://www.linkedin.com/in/jaimersndz12/ Facebook: https://www.facebook.com/jaimersndz12 YouTube: https://www.youtube.com/channel/UCa9ZOQ8WvMvr4ssmD-3w1ew More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmcdonald Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormortgage Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

For our second episode of the Trusted Advisor Mortgages and More Podcast we have Juan Garcia, THE CPA Marketer, who founded Goldlake Media. Juan is a social media marketing expert. He is one of the founding members of the JX4 Masterminds podcast which is now well into its second season and he was also one of the stars at the first Accounting and Social Media Symposium held in Oklahoma City in August, 2019 To reach out to Juan online: Instagram: https://www.instagram.com/goldlakemedia/ LinkedIn: https://www.linkedin.com/in/juangelite/ YouTube: https://www.youtube.com/channel/UCRpUHDQDxxD3ObKwjdaZZ_Q More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmcdonald Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormortgage Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

For our premier episode of the Trusted Advisor Mortgages and More Podcast we have Justin McAuliffe who is a CPA, entrepreneur, published author and social media marketing expert. He is one of the founding members of the JX4 Masterminds podcast which is now well into its second season and he was also one of the stars at the first Accounting and Social Media Symposium held in Oklahoma City in August, 2019 To find his book: https://www.amazon.com/Are-Reconciled-Yet-Accounting-Questions/dp/1689388099 To reach out to Justin online: https://www.cpa.enterprises/ Instagram: https://www.instagram.com/cpajmac/ Facebook: https://fb.me/cpajmac LinkedIn: https://www.linkedin.com/in/jmaccpa/ Twitter: https://twitter.com/cpajmac More about your host: My name is Russell McDonald and my company’s name is TRADMOR. TRADMOR stands for Trusted Advisor Mortgages and I chose this name for my company because my focus in mortgage lending is working with CPAs, Enrolled Agents, Financial Planners and any other Trusted Advisor Financial Professionals to help them provide home loans for their clients. I’ve been a mortgage broker in the San Francisco Bay Area since 1992 and also founded a software company in 1994 which is still up and running. I have invented several different software systems that have been brought to market with varying levels of success over the years. My two most productive projects are called Cypher and RateAnalyzer and these systems have been used by more than 500 different independent financial professionals to provide thousands of home loans for their clients over the past 20 years or so. In 1998 I applied for several patents for these and other systems, as well as seeking patent protection for the ways we anticipated the technology progressing down the road. I actually applied for patents covering online mortgage loan application systems before the first online mortgage application was done in the United States. I wrote all the original Provisional Patent Applications myself and started seeking competent legal help a little less than a year later. Since that time I’ve been awarded six patents for the systems and methods I invented and to be honest it is a miracle that I was able to write the Provisional Patent Applications on my own (using a NOLO PRESS book) that were able to turn into something useful. I would never advise an independent inventor to take on that task on their own. You know the common belief that practicing something for 10,000 hours makes you an expert? I’ve been doing this all day plus nights and weekends for more than 10,000 DAYS and this has made me an expert in mortgage finance, real estate and credit issues. Where to find me online: https://tradmor.com Apply online: https://apply.tradmor.com LinkedIn: https://www.linkedin.com/in/russellmcdonald Facebook: https://fb.me/tradmor Facebook: https://fb.me/Monacho Instagram: https://www.instagram.com/tradmormortgage Twitter: https://twitter.com/tradmormortgage Russell McDonald Broker CalRE: 01150730 NMLS: 290837 TRADMOR.COM, INC. CalRE: 02037742 NMLS: 1637088 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

You know that old show “What NOT To Wear”? Well this episode of MYOTBiz is the OT business podcast version of that show. Here's my list of what NOT to do when starting your business. A few of these I learned from experience (you'll hear about my 10K mistake…I'm SO embarrassed to admit this one…and honestly, thought about editing it out of the recorded podcast more than once. But I kept it in to stick by my promise to always be honest with you all, even if it makes me not look good.) (Links are Amazon affiliate links- MYOTBiz is not monetized right now- it is a labor of love, so if you purchase any of these books, please go through the link! Gives me a tiny bit of income at no additional cost to you. Thanks!) Drum roll please…..the 9 Things NOT To Do When Starting Your Business: Don't offer too many types of services. The riches are in the niches, folks...and so is your sanity. Start by offering ONE really good service and DON'T start another until that one is successful (or totally bombs). Don't hire quickly. Sometimes we are growing (a good thing!) and get desperate for help. Hiring quickly just to fill the opening will usually be twice as much work in the long run. Slow growth is not bad. Don't think you can do your books on your own. YOU CAN'T. Run, do not walk, to hire the nearest bookkeeper or accountant who can help manage your finances. Don't price your services too low. People value what they pay for. We are all helpers by nature and want to help people. If you want to give away services, offer scholarships...but keep your prices high so people will value your services. Don't pay for an expensive website or logo. I spent way too much on mine and almost immediately regretted it, even though I love it. There is no way to tell if it was helpful to my business, but in retrospect, I think learning good copywriting is MUCH more beneficial than a pretty website or logo. Read “Building a StoryBrand” by Donald Miller and “This Book Will Teach You How to Write Better” by Neville Medhora. DIY website builders work great. I recommend Squarespace for aesthetics and for ease of use. Don't wait to manage your cash flow. I've said it once and I'll say it again: read Profit First by Mike Michalowicz. WISH I had done this when starting out!! Don't buy expensive equipment you don't truly need. Constraints make us more creative. Ask yourself: “Do I really NEED this?” before every business purchase. (Which, you might notice, I SHOULD have done before paying designers for a fancy website and logo.) :) Don't be afraid to consult a lawyer. You must ask a lawyer if you're in doubt about any legal issue. Get a good referral to an honest lawyer, ask your question(s), cough up the $300/hour, and move on with confidence that you're legally in the clear. Here's the NOLO Press book I used to set up my California corporation. Don't be afraid to spend money on a business coach when you are just starting out. This was extremely helpful to me in the early years (and NOW…just did a session last week with a business consultant to advise me about scaling and expanding my business to multiple locations in different states.)

Tonight's special guest is Stephanie Mann from the San Francisco area, a returning NAASCA family member who's an author and crime & violence prevention specialist. Her life's mission started in 1969 in her hometown of Orinda, California, where she worked with community leaders and helped spearhead a citywide crime-prevention program. In 1975, with the support of California's first lady at the time, Nancy Reagan, and the California Youth Authority, Stephanie and Shirley Henke published Alternatives to Fear: Guidelines to Safer Neighborhoods, a guidebook which helped popularize the 'Neighborhood Watch' Program nationwide. Ms. Mann eventually saw the need to co-author another book. In 1993, she wrote Safe Homes Safe Neighborhoods: Stopping Crime where You Live (Nolo Press) with Mary Claire Blakeman. Stephanie's work continued to expand in the 1990s. “I realized child safety needed to be the primary focus for communities,” she says. "My work with the homeless in Oakland exposed me to the legacy of childhood neglect, abuse and social isolation." Street Safe Kids was published in 2000 as a ten-step guide to give parents practical tools to help young people become safe and spiritually strong. Stephanie continues to speak out on the need for individuals to take responsibility for neighborhood and community safety to protect children. (Please also see: www.pinterest.com/safekidsnow). She's been working nationally to strengthen families and and keep cities safe ever since!

In this episode, we get to meet stroke survivor Peter Evans and his wife Ria. Peter survived massive hemorrhagic stroke in 2017 that left him with cognitive challenges and partial vision loss. It turned his and Ria's lives upside down. Their attitudes are really amazing though. They've taken this horrible event and are determined to extract every piece of value from it that they can. Peter, with Ria's support, is using his writing skills to drive increased support for stroke survivors. He's becoming a regular guest contributor to the Strokecast blog. He's become a supporter and advocate for support groups, and Ria is speaking out about the importance of advanced directives and other documentation so spouses and partners can most effectively support one another in times of crisis. Craniectomy In this episode, we do talk a little bit about finding Peter's skull. For those who may not be familiar with removing part of the skull as treatment, it's not uncommon in the treatment of stroke -- especially hemorrhagic stroke. In the case of a serious brain bleed, the blood can create additional pressure on the brain. Additionally, the trauma of the stroke can cause brain swelling. This results in too much pressure on the brain tissue as it gets pressed against the skull. One way to relieve that pressure is to remove part of the person's skull. When the swelling subsides, surgeons can put that part of the skull back in place. Often survivors who have temporarily had part of their skull removed will need to wear a custom helmet to prevent other injuries. Long time listeners may remember my conversation with Whitney Morean at strokecast.com/Whitney about her own experience with craniectomy and cranioplasty. Bio 54-year-old Peter Evans, originally from Long Island, New York, currently resides in the Marina del Rey section of Los Angeles where he lives with his Wife Ria and an incredibly headstrong Yorkshire Terrier, they call Geronimo. Peter had a massive hemorrhagic stroke in 2017 an event he says nearly killed him but which, strangely, he acknowledges has helped bring Ria and him even closer together as a couple, reinvigorating their marriage and leaving Peter a kinder, more grateful and overall happier person. Like many others, Peter first came to LA hoping to break into acting in film and television, and it was that which brought Peter and Ria together when they worked together on her cable public access TV show and a feature film they both produced on the set of which he says they fell in love. “She may have stolen my heart,” he says, “but what she gave me back in love and support over these past 20 years, on balance I feel like I’m a millionaire—Definitely feel like I came out a huge winner on that deal, the day I met Ria!” Growing tired of endless auditions and poverty wages as an actor, Peter decided to move into the corporate world when an old college friend of his said, “Hey, I know you’re still into that acting thing, but there’s a job here at my company I think you’d be perfect for and really love.” And boy did he! He got to use his French Language skills and travel internationally quite extensively as he worked as the project manager of a small international team where he helped launch the company’s many international Web sites across Europe, Australia and Japan. Peter continues to this day contributing on-line content for Stroke resources and putting his years of Project Management to good use, paying it forward to all his fellow stroke survivors. Advanced Directives and Power of Attorney An Advanced Directive is typically a document you complete describing the kind of healthcare or resuscitation that you want (or don't want) should you become incapacitated. A Power of Attorney is typically a document that you sign authorizing another person to make medical, financial, or other decisions for you if you are not able to in a particular context. These are important documents to think about and execute before you need them. You can find some resources in the links below so you can explore them further. Many hospitals are happy to supply some of these documents as well. Or consult an attorney or lawyer practicing in your community. Regulations can vary state-by-state and can impact spousal rights, domestic partner rights, and other family configurations. There are lots of templates available so make sure you pursue the right path for yourself and your family. Program Note You may have noticed that this episode is coming out earlier in the week than normal. Over the next few months, I plan to increase my posting frequency as I work with some additional content contributors. I think we'll be hearing from Peter again. I'd love to hear your thoughts on the additional content. You can post in the comments below or email Bill@Strokecast.com. Hack of the Half Week Peter's hack is to be kind to yourself. A brain injury changes things. It turns life upside down. You may not be able to do everything you used to do. You may not be able to think as clearly or quickly as you used to. You may not be able to pursue the same intense pace of life you did before. That's OK. Cut yourself some slack. You're going to need more sleep. Get it, and don't feel guilty about it. You have permission to be kind to yourself. Links Peter Evans on LinkedIn https://www.linkedin.com/in/petermevans/ Peter's Strokecast Articles http://strokecast.com/Peter NeuroNerds on Impostor Syndrome https://theneuronerds.simplecast.com/episodes/imposter-syndrome-677d4757 Wil Wheaton on Depression http://Strokecast.com/DepressionLies Emily Clarke (Game of Thrones star) on her strokes https://www.newyorker.com/culture/personal-history/emilia-clarke-a-battle-for-my-life-brain-aneurysm-surgery-game-of-thrones Strokecast on Luke Perry http://strokecast.com/LukePerry Strokecast with Whitney Morean http://strokecast.com/Whitney Strokecast with Maggie Whittum http://strokecast.com/Maggie State Advanced Directive Resources http://www.caringinfo.org/i4a/pages/index.cfm?pageid=3289 Power of Attorney by NoLo Press https://www.nolo.com/legal-encyclopedia/durable-power-of-attorney-health-finances-29579.html Where do we go from here? What do you think about Peter and Ria's story? Let us know in the comments below. Check out Peter's Strokecast article by visiting http://Strokecast.com/Peter Subscribe to Strokecast in your favorite podcast app so you never miss an episode. Don't get best…get better.

Working Class Audio #157 with Dana Jae!!! Dana Jae's career as an audio engineer spans 34 years since the first day she began to record and mix songs on her Tascam PortaStudio in the early 80's while attending college at UC Berkeley. She formed several of her own bands performing and recording until 1988 when she discovered that the "behind-the-scenes" tech realm was much more to her liking. Dana then began a career as a live sound engineer and has toured extensively throughout the U.S. and Europe as front-of-house sound engineer for a multitude of bands on various record labels and have been a staff engineer at the venerable Bottom of the Hill nightclub since their inception in 1991. Dana has  owned and maintained a live sound production company since 1989 under the moniker dcj Productions, that has provided sound to the Bay Area community (mostly in the non-profit sector) in both large-scale, outdoor sound events as well as nightclubs and music halls. In 1991, she started recording bands on an 8-track Tascam TSR-8 analog tape recorder and moved into the digital realm in 1993 to 16-tracks of Alesis ADAT in her home studio. In 1995, Dana advanced to using Pro Tools and has been recording exclusively digital ever since, combining audio skills in sound for film as a location recordist as well as in post-production sound design and mixing. Dana says she  still prefers the sonic rapture of "strictly analog" in live sound mixing, however. Dana co-owned and was the President of APG Records & APG Studios, a record label and recording studio from 1999 - 2004 which had a distribution deal through EMI. In 2001, Dana was hired to the part-time faculty at City College of San Francisco in the Broadcast Electronics Media Arts department where she has taught Digital Media Skills , Basic Audio Production, Digital Audio Production , Sound Recording Studio, Sound For Visual Media , Advanced Sound Recording, Sound Reinforcement, Audio for the Web , Video for the Web ,Field Video Production,  classes in sound design, audio for animation and games, music video, and computer applications at Laney College in Oakland, CA, Art Institute of California-San Francisco, and Globe Recording Institute in San Francisco. About this Interview: I've known Dana Jae since the late 90's. We crossed paths working at local San Francisco pro audio dealers  Audio Images and Cutting Edge  Audio  and also worked briefly together at a small record company.  Since then we have stayed in touch over the years and recently ran into each other at an audio event where we planned this interview. We discuss how Dana got into audio and her journey through live sound, studio sound, film sound, pro audio retail and her current gig at City College of San Francisco. Enjoy! Show notes and links: Simon Phillips GoFundMe: https://www.gofundme.com/jwequ-life-rebuilding-fund Local 16 Union in San Francisco: http://www.iatse.net/ CCSF - City College of San Francisco: https://www.ccsf.edu/ NOLO Press: https://www.nolo.com/

Many Small Business owners would agree, it's not "if" but "when". Will you have someone file a frivolous lawsuit against your company, or perhaps have a disagreement with a supplier that winds up in court. Or maybe a disgruntled employee feels like they were mistreated and they want to be compensated. No matter how it comes about, lawsuits can be a tricky minefield that can cause you to take your eye off your business. Join us on episode 145 of the Small Business Show to hear how to avoid getting sued in the first place, how to respond if you are sued and where to turn for help. Dave and Shannon discuss both sides of the courtroom - suing or getting sued and offer some sage advice about leaving your ego at home and not bringing your sense of justice when trying to settle a case. But first, learn about the mechanics and timing of a lawsuit - the more you know the more you can avoid pitfalls that can sink your chances of winning a case. Once you know how things will unfold, we jump into the Demand Letter and what to do if you receive one. Along with how to work with your attorney, insurance company and banker to be sure you and your business are protected during the entire process. Listen in and then visit the Small Business Support Group to offer YOUR advice and comment on our stories! Sponsor: StoryBlocks. Get a "Triple Bundle" – images, video, and audio – for the price of one with our special deal. Visit StoryBlocks.com/sbs to get all of this for just $149 for a full year of unlimited access where all content is royalty-free! Chapters/Timestamps: 00:00:00 Small Business Show #145 for Wednesday, November 15, 2017 00:01:43 What to do when you've been sued 00:04:38 Lawsuits are like spiders 00:07:12 Opportunity Cost of lawsuits 00:08:43 Learn judgment 00:10:47 Demand Letter 00:11:14 SPONSOR: Storyblocks.com/sbs gets you their Triple Bundle for just $149 00:12:51 Shannon's story about being sued because he didn't license his images 00:15:19 End sponsor slot 00:15:25 Avoid ego with lawsuits, leave your sense of Justice at home 00:17:00 Watch your cashflow during a lawsuit 00:18:23 The process 00:22:24 Meet your attorney before the lawsuit arrives 00:24:40 Check your insurance 00:26:03 Talk to your employees, your banker... QuarkXpress 00:29:53 ...and your spouse! Nolo Press 00:31:38 SBS Outtro

(audio issues in the first 4 minutes, but very good information)Frederick Hertz is an attorney and mediator with offices in Oakland and San Francisco. He previously handled litigation involving the dissolution of real property co-tenancies, including tenants-in-common, family co-ownerships, and domestic partnership dissolutions, and the related aspects of property and financial disputes between unmarried couples, both same-sex and opposite-sex, as well as purchase & sale and ownership of real property matters. Mr. Hertz’ legal practice is now limited to drafting real property co-ownership agreements, cohabitation agreements, and premarital agreements for couples, both gay and straight.Mr. Hertz also works as a mediator and arbitrator, with a special emphasis on the mediation of co-ownership and other disputes between married and unmarried couples, business partners, tenants-in-common, co-owners, family members, and domestic partners. He also mediates all varieties of real estate disputes.A native of St. Paul, Minnesota, Frederick Hertz graduated from Boalt Hall (University of California, Berkeley School of Law, 1981), clerked with the Minnesota Supreme Court (1981-1982), and subsequently received a Master's Degree in Urban Geography from the University of California, Berkeley (1991). He has previously taught Real Property Law in the Paralegal/Legal Studies Program of St. Mary's University, and Small Firm and Solo Practice Management at Golden Gate Law School in San Francisco.Mr. Hertz writes and speaks nationally on property issues facing unmarried partners. He is the author of Legal Affairs: Essential Advice for Same- Sex Couples (Henry Holt & Co./Owl Books, 1998) and co-author of two Nolo Press books, Legal Guide for Lesbian and Gay Couples and Living Together : A Guide for Unmarried Couples. He has been quoted in The New York Times, the Advocate, American Demographics, Hero Magazine, Kiplingers Magazine, and the New York Observer, and has appeared on NPR's All Things Considered, Sound Money, and on the Oprah Winfrey Show and the Today Show.http://frederickhertz.com

Intellectual property attorney Judith Szepesi (@Judith_IP) discusses what Elecia (and startups) need to know about patenting. Judith is a founding partner at HIPLegal, LLP. They will soon have a guide to addressing patent trolls (link to be added when available). Ask Patents - a Stack Exchange site to discuss patents (and patent trolls)  Judith and Elecia both recommend the Patent It Yourself book from NOLO Press (always get the latest of this). Even if you seek legal counsel, you'll have a better idea of what should happen through the process. [Note: we got to talking after the show and Judith reminded me that if you do research for other people's patents, you should track that because you have an obligation to tell the patent office about whatever you are aware of that is relevant. -El]

The Robots return to talking about business. This time we're laying the foundation for a series of episodes on business. The start of that is to know what it means to be a career writer. In this case, as in many others to come, inspiration is drawn and quotes are made from the business writing blog of Kristine Kathryn Rusch. You can read the specific post linked below. Do yourself a huge favor and go start reading. http://kriswrites.com/business-rusch-publishing-articles http://kriswrites.com/2013/08/28/the-business-rusch-a-career-versus-publication Paul was just on Mythwits. Go check him out. http://mythwits.com Also mentioned was The Copyright Handbook by Nolo Press. A must have reference. href="http://www.amazon.com/dp/B005QEQDYC

This episode was recorded 16 May 2013 live and in person at Omni's offices overlooking Lake Union in Seattle. You can download the m4a file or subscribe in iTunes. (Or subscribe to the podcast feed.) Greg Robbins is Graphing Calculator co-author (a story you should already know about, that we don't go over again) and has done such diverse things as bringing translucency to the Mac OS Drag Manager (way back in the '90s), and writing an open source Objective-C library for Google Data APIs. You can follow Greg on Twitter. This episode is sponsored by Squarespace. Easily create beautiful websites via drag-and-drop. Get help any time from their 24/7 technical support. Create responsive websites — ready for phones and tablets — without any extra effort: Squarespace's designers have already handled it for you. Get 10% off by going to http://squarespace.com/therecord. And, if you want to get under the hood, check out their APIs at developers.squarespace.com. This episode is also sponsored by Microsoft Azure Mobile Services. Mobile Services is a great way to provide backend services — syncing and other things — for your iPhone, iPad, and Mac apps. If you've been to the website already, you've seen the tutorials where you input code into a browser window. And that's an easy way to get started. But don't be fooled: Mobile Services is deep. You can write in your favorite text editor and deploy via Git. Regular-old Git, not Git#++. Git. Things we mention, in order of appearance (pretty much): Real Networks Graphing Calculator Google Ira Glass on Graphing Calculator Drag Manager Translucency Mac OS 7.5.3 Drag Manager Alpha channels Quartz CopyBits Black and white displays 68K computers PowerPC Blitting Desktop Pictures 1995 NeXT Omni Assembly language DTS Newton Teletypes Berkeley's Lawrence Hall of Science Apple II 1979 Mainframe Concentration Busboy Nolo Press ComputerLand Beagle Bros. Integer BASIC 80-column cards Apple II Plus Apple II Technical Manual Homebrew computers RF Interference Apple II GS Non-Apple Machines 6502 Assembly Missile Command 1992 NASA Neural networks Robert Hecht-Nielsen 1980s Voice recognition Earth Observing System Goddard Space Flight Center comp.sys.mac Pascal C Macintosh Progammers Workshop (MPW) Lightspeed C / THINK C Lightspeed Pascal CodeWarrior PowerPC transition Toolbox Inside Mac Macintosh Programmers Toolbox Assistant QuickView Hypercard How to Write Macintosh software by Scott Knaster 1990s eMate Apple QuickTake Secret About Box Easter eggs Breakout in 7.5 Herman the Iguana Pointers Ron Avitzur Airplay Front Row Windows Vista Microsoft Office Adobe Photoshop Seattle RealPlayer 1998 Rob Glaser Macworld Conference Marching extensions Casady & Greene's Conflict Catcher Carbon Cocoa 2002 WinAmp Appearance Manager Kaleidoscope Copland InternetWorld 1997 OpenDoc Dave Winer Quickdraw GX Apple Open Collaborative Environment (AOCE) iCloud LLVM Instruments Microsoft Visual Studio ARC C# Xcode Eclipse QuickTime Project Builder Google Desktop Spotlight Google Maps for iOS 2005 Macintosh Business Unit (MacBU) RSS Google Reader Google Keep Self-driving cars Google Glass Big data Google Data APIs for Objective-C XML OAuth

In Episode #12 of the Middle Chamber Books podcast, we present a conversation with Ed Sherman, author of Make Any Divorce Easier!  Sherman, an attorney, started the self-help law movement in 1971 with the establishment of Nolo Press.           Buy Ed's book through The Middle Chamber Bookstore.

In Episode #12 of the Middle Chamber Books podcast, we present a conversation with Ed Sherman, author of Make Any Divorce Easier! Sherman, an attorney, started the self-help law movement in 1971 with the establishment [Read more...]