Podcasts about wegolook

Agentic AI - the buzzword of 2025. But what is it and how can it help claims? The insurance industry has long struggled with manual, time-consuming claims processes that create bottlenecks and put pressure on adjusters. Now, Agentic AI is emerging as a solution: automating administrative tasks and enabling claims teams to work faster and more efficiently. In this episode, Matthew Grant speaks with Robin Roberson, co-founder of Agentech, about how digital agents are reshaping claims handling. By leveraging Agentic AI, Agentech is reducing processing time from 30 minutes to 30 seconds, enhancing subrogation workflows and helping insurers streamline claims without removing human expertise. Robin, a veteran in InsurTech and former WeGoLook founder, shares her journey from launching startups to pioneering AI-driven claims solutions. She also discusses why mentorship is crucial for new entrepreneurs, how working with design partners ensures AI solves real-world problems and why reducing adjuster burnout is a core focus of Agentech. Key Talking Points: The rise of Agentic AI – how digital agents are reshaping claims handling and automating administrative tasks From 30 minutes to 30 seconds – how AI is streamlining pet insurance claims processing and boosting efficiency AI-powered subrogation – identifying recovery opportunities and reducing claims leakage with automated analysis The role of design partners – why collaboration with insurers is key to building AI solutions that solve real-world problems Improving adjuster productivity – how Agentech's AI-driven approach is reducing workload and preventing burnout The future of AI in claims – exploring voice-enabled AI, smart routing and automation for catastrophe response Lessons from a serial entrepreneur – Robin's insights on launching startups, scaling innovation, and finding the right market fit If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. You can also contact Robin Roberson on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Specify how AI-powered subrogation tools help insurers identify recovery opportunities and reduce claims leakage. Define the concept of Agentic AI and how it differs from traditional AI and generative AI in insurance applications. Identify the future trends in AI-driven claims processing, including voice-enabled AI and smart claims routing. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 344 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

043. WeGoLook | Robin Smith founded WeGoLook in 2009 as a way to increase confidence in consumers purchasing online. It quickly became apparent that WeGoLook's inspection and verification services were not only useful for consumers, but a revolutionary solution for various industries. The B2B world has been WeGoLook's focus ever since. Robin has an extensive background in sales, e-commerce, and enterprise solutions that helped her develop WeGoLook. She is a thought leader in the gig economy, insurtech, and the startup/tech world. She speaks to audiences around the world, inspiring them to pursue their dreams, no matter how humble their beginnings. *** For Show Notes, Key Points, Contact Info, Resources Mentioned, & the Fabulous 4 Questions on this episode visit here: Robin Smith Interview. ***      

You want to increase your expenses. I reiterate why. All five ways that real estate pays are rarely surging at the same time. In the past year, appreciation has slowed, cash flow rose, principal paydown slowed, tax benefits are roughly the same, and inflation-profiting rose. How do you become a “laptop landlord” and know that you're buying a good property? I share my favorite resources for real estate due diligence (laptop landlording). They're all in the “Resources Mentioned” below. One mistake people make is that they tend to overgeneralize. They paint an entire city one color, saying something like: “I read that Memphis has high crime.” Well, where within Memphis? You can contract with an out-of-state stranger to check out a property for you at WeGoLook.com Aundrea Newbern, COO of GRE, MBA, NAR member (the woman with all the letters behind her name) joins me. She discusses her top real estate successes and failures. We discuss floods, old cast iron pipes, partnerships, single-family vs. multifamily, LTRs vs. STRs, and the opportunity cost of waiting to buy property.  At times, if third-party inspectors see an issue, they refer you to specialists like foundation or mechanical inspectors. Resources mentioned: Show Notes: www.GetRichEducation.com/417 Due diligence resources: ATTOM Data Solutions, Redfin, CoreLogic, Zumper, Altos Research, John Burns RE Consulting, Neighborhood Scout, Google Street View, WeGoLook.com, bls.gov, US Census, FRED, GREmarketplace.com  I'd be grateful if you search “how to leave an Apple Podcasts review” and do that for this show. Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com JWB's available Florida income property: www.jwbrealestate.com/gre or (904) 677-6777 To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co Available Central Florida new-build income properties: www.b2rdirect.com Analyze your RE portfolio at (use code “GRE” for 10% off): MyPropertyStats.com  Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold

Jill Friday - New Years Land Investors Resolutions (LA 1667) Transcript: Steven Jack Butala: Steve and Jill here. Jill K DeWit: Hello. Steven Jack Butala: Welcome to The Land Academy show entertaining land investment talk. I'm Steven Jack Butala- Jill K DeWit: And I'm Jill DeWit broadcasting from the Valley of the Sun on New Year's Eve. Yay! Steven Jack Butala: I can't believe it. Jill K DeWit: Yay! Steven Jack Butala: We've been doing this show, this is show number 1,600- Jill K DeWit: And 67. Steven Jack Butala: Amazing. Steven Jack Butala: Today, Jill and I, well, it's still Friday. She's going to talk about New Year's land investor's resolutions. Jill K DeWit: 1667. That sounds like a year. Like, "I wonder what happened in 1667?" You know? It's kind of funny. Steven Jack Butala: Yeah. Jill K DeWit: Yep. Cool. I have some good notes. I came up with a cute little... Don't read my notes. All good. Get with a cute little saying that I'm going to share too about this. Steven Jack Butala: Before we get into it, let's take a question posted by one of our members on thelandinvestors.com online community, it's free and don't forget to subscribe on The Land Academy YouTube channel and comment on the shows you like. Jill K DeWit: Jessica wrote, "How do you find someone to put a for sale sign on the street for you? In my workflow, the photographer is long gone and he lives a long way from the property, anyway. Suggestions on how to find someone local, especially in a little town that doesn't have a Craigslist nearby." Jill K DeWit: That's funny, that would be my first thought. There are some companies out there though, like WeGoLook, does that still exist? Steven Jack Butala: There's a lot of people who had a lot of things to say about this. Yeah, WeGoLook said- Jill K DeWit: Okay, good. Steven Jack Butala: One other persons said they have, which I know you use all the time is, the Nextdoor app. Jill K DeWit: Oh, that's true, Nextdoor. Oh, that's a good one, you can put in the zip code and see who's there. You need to have them take a picture. You know what it looks like now as you can ask them to take a picture of it and send it back to you with their sign on there. Jill K DeWit: I don't know, I would even... You could call a church, offer somebody 50 bucks. Steven Jack Butala: 20, I was going to say. Jill K DeWit: Whoever the janitor is at the church or something like that, who you can get on the phone and to say, "Hey, I know this sounds..." Jill K DeWit: I might even call Home Depot and say, "Hey, you know one of those signs on a stick, I'll pay you 50 bucks if you go buy it for me and put it and send me a picture." Steven Jack Butala: Any of that. Jill K DeWit: Be like, "All right-" Steven Jack Butala: At the student- Jill K DeWit: "That's kind of weird, but okay." Steven Jack Butala: And then again, The Drone, the best person to have them is pay a The Drone person who is going to do the drone shots. Jill K DeWit: Yeah. Steven Jack Butala: $20 more. Jill K DeWit: And then, you know here's a nice thing is, was this Jessica, I think? Steven Jack Butala: Yeah. Jill K DeWit: This is the only time that you'll forget this. You only have to do it this one time because from now on you'll remember every time to have the photographer do it ahead of time. So that's the positive thing here. Steven Jack Butala: But you got to put one on there at all costs. Jill K DeWit: It does help, especially if there's a traffic area. Steven Jack Butala: Yeah. Jill K DeWit: You know, it really does make a difference. Don't put a price on there. Never put a price because A, it changes and B, you want them to call you. So just seems to be a for sale investor special and your phone number. That's really all you need, when the little red sign on a stick doesn't need to be a fancy broker billboard. Steven Jack Butala: The less fancy it is, the better. Jill K DeWit: It's true. Steven Jack Butala:

Jill Friday - New Years Land Investors Resolutions (LA 1667) Transcript: Steven Jack Butala: Steve and Jill here. Jill K DeWit: Hello. Steven Jack Butala: Welcome to The Land Academy show entertaining land investment talk. I'm Steven Jack Butala- Jill K DeWit: And I'm Jill DeWit broadcasting from the Valley of the Sun on New Year's Eve. Yay! Steven Jack Butala: I can't believe it. Jill K DeWit: Yay! Steven Jack Butala: We've been doing this show, this is show number 1,600- Jill K DeWit: And 67. Steven Jack Butala: Amazing. Steven Jack Butala: Today, Jill and I, well, it's still Friday. She's going to talk about New Year's land investor's resolutions. Jill K DeWit: 1667. That sounds like a year. Like, "I wonder what happened in 1667?" You know? It's kind of funny. Steven Jack Butala: Yeah. Jill K DeWit: Yep. Cool. I have some good notes. I came up with a cute little... Don't read my notes. All good. Get with a cute little saying that I'm going to share too about this. Steven Jack Butala: Before we get into it, let's take a question posted by one of our members on thelandinvestors.com online community, it's free and don't forget to subscribe on The Land Academy YouTube channel and comment on the shows you like. Jill K DeWit: Jessica wrote, "How do you find someone to put a for sale sign on the street for you? In my workflow, the photographer is long gone and he lives a long way from the property, anyway. Suggestions on how to find someone local, especially in a little town that doesn't have a Craigslist nearby." Jill K DeWit: That's funny, that would be my first thought. There are some companies out there though, like WeGoLook, does that still exist? Steven Jack Butala: There's a lot of people who had a lot of things to say about this. Yeah, WeGoLook said- Jill K DeWit: Okay, good. Steven Jack Butala: One other persons said they have, which I know you use all the time is, the Nextdoor app. Jill K DeWit: Oh, that's true, Nextdoor. Oh, that's a good one, you can put in the zip code and see who's there. You need to have them take a picture. You know what it looks like now as you can ask them to take a picture of it and send it back to you with their sign on there. Jill K DeWit: I don't know, I would even... You could call a church, offer somebody 50 bucks. Steven Jack Butala: 20, I was going to say. Jill K DeWit: Whoever the janitor is at the church or something like that, who you can get on the phone and to say, "Hey, I know this sounds..." Jill K DeWit: I might even call Home Depot and say, "Hey, you know one of those signs on a stick, I'll pay you 50 bucks if you go buy it for me and put it and send me a picture." Steven Jack Butala: Any of that. Jill K DeWit: Be like, "All right-" Steven Jack Butala: At the student- Jill K DeWit: "That's kind of weird, but okay." Steven Jack Butala: And then again, The Drone, the best person to have them is pay a The Drone person who is going to do the drone shots. Jill K DeWit: Yeah. Steven Jack Butala: $20 more. Jill K DeWit: And then, you know here's a nice thing is, was this Jessica, I think? Steven Jack Butala: Yeah. Jill K DeWit: This is the only time that you'll forget this. You only have to do it this one time because from now on you'll remember every time to have the photographer do it ahead of time. So that's the positive thing here. Steven Jack Butala: But you got to put one on there at all costs. Jill K DeWit: It does help, especially if there's a traffic area. Steven Jack Butala: Yeah. Jill K DeWit: You know, it really does make a difference. Don't put a price on there. Never put a price because A, it changes and B, you want them to call you. So just seems to be a for sale investor special and your phone number. That's really all you need, when the little red sign on a stick doesn't need to be a fancy broker billboard. Steven Jack Butala: The less fancy it is, the better. Jill K DeWit: It's true. Steven Jack Butala:

Rohit Verma is the chief executive officer of Crawford & Company®. He brings more than 20 years of international strategic expertise and a proven track record for creating momentum and growth. As CEO, he is focused on company strategy and growth, business operations, investor relations and client relationships, with an emphasis on technology and innovation. Rohit is passionate about driving cultural and operational transformation. Under his leadership, Crawford realigned to its modern global service line structure, uniting the organization with a single purpose of bringing value-added solutions to clients. He has driven growth from the front; launching several innovative solutions, capturing new business and creating an imperative for client centricity. Rohit sees employee engagement as the most critical enabler of any organization's success. His special interest is in identifying and developing high potential employees early in their careers to gain greater exposure and visibility within the organization. Prior to his role at Crawford, Rohit served as the regional executive for the south region of Zurich North America, where he was accountable for profitable growth and market execution. During his ten year tenure at Zurich, Verma also served in a number of executive management positions across underwriting, finance, strategy and general management. His prior roles have included COO (2010-2011), CFO for SME business (2008-2010), head of strategy for Specialties business (2007-2008). Before joining Zurich, Rohit was a management consultant with McKinsey & Company. He led several engagements at McKinsey which were often cross-functional teams of strategy, finance and IT. Rohit's career has spanned three continents—Europe, Asia and North America, and has led numerous global teams. Rohit was recognized by the National Underwriters Magazine as a “Top 5 Insurance Executive Under 40” in 2012. He holds an undergraduate degree in computer engineering from University of Delhi, India, and a master's degree from Northwestern University in Chicago. He has also attended leadership programs at Harvard, Cambridge and the London Business School. Rohit is a member of the board of directors for the World Affairs Council and WeGoLook, a Crawford company. When away from work, Rohit enjoys spending time with his wife and two children and playing golf. Highlights from the Show Crawford is an 80 year old company in a very traditional, people-focused, process-based, regulated industry, so re-imagining things can be hard Today, across functions, every aspect of the business is being rethought and reimagined With all of the capital priorities, it can be hard for Claims to be prioritized for carriers, while for Crawford, it's all they do, so they can focus on reimagining it exclusively Post-COVID, many changes made during the pandemic will stick, but we will see a return to more in-person adjusting due to the need for human empathy on site and a lack of excuse for not providing it We might see a change in the level of resource going on site versus before as technology can provide expertise for more-available, lower-cost resources than the limited, highly-skilled adjusters that need to prioritize tougher claims This helps with the mix of challenges in getting experienced people to the site of a claim, and the lack of talent coming into the industry to create more availability Rather than going away, the adjuster needs deeper skills around empathy while the technical skill need is augmented by technology Weather is becoming more extreme, and the extent of damage from claim events like the winter weather in Texas is clear proof of this Across the industry, claim complexity is going up given all the new sensors in buildings (or cars); liability is getting more complex, like when an autonomous car gets in an accident Over the last 10 years, the CAT loss numbers were worse than the 10 years prior to that, which were higher than the 10 prior to that, and this is not due to inflation How do we use data, AI, ML, institutional knowledge to make decisions as opposed to individual brilliance since we will be losing some of that as the industry ages and expertise retires? AI and ML can get them to 65-70% of the answer today, but the last 30-35% is extremely hard, and that's where people come in to add empathy and contextual understanding a machine can't bring into its thought process This episode is brought to you by Medallia (Medallia.com), and the book series, "The Future of Insurance: From Disruption to Evolution" by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music".

FlashBack Friday What is the best coverage for your multi-state real estate portfolio? Managing insurance policies for your entire real estate portfolio can be an administrative nightmare if the coverage is provided by multiple companies. Finding a reliable and informative insurance broker who is able to offer nationwide coverage from A level underwriters would eliminate the hassle. Today, Jason gets answers for all of your insurance questions from the brokerage firm of Ross Diversified. Key Takeaways: Jason’s Editorial: [1:21] It’s an amazing time to be alive! [2:33] China has finally ended their one child policy [4:40] The nature of the real estate industry is fragmented [9:34] Bad faith insurance or companies denying claims is common [10:30] A personal experience with National Real Estate Insurance Group [11:50] Monday’s episode features the founder of WeGoLook [14:04] Can we get listeners in more countries than the U.S. has military bases in? [16:40] Meet the Masters with Garrett Sutton in January Ed Babtkis Guest Interview: [18:50] We have had nationwide insurance available for 30 years [19:50] Nuances to the nationwide real estate market make it a difficult product to offer [21:05] The underwriting companies which serve our brokerage firm [22:16] Nationwide programs are generally done on a blanket basis [25:21] Deductible options and norms [27:24] Getting the quote to the investor [29:54] Our company is approved by major financiers [31:20] Calculating insurance rates based on zip codes [33:30] Cash value is the number one issue insurance companies have [34:55] Replacement value is better coverage [36:33] How are land contracts insured? [39:12] Hard money lenders can place property coverage, but it costs a bit more [40:00] Loss of Rent insurance Mentions: JasonHartman.com Affinity Group Management Code Red Book We Go Look Ross Diversified Acceptance Indemnity Cincinnati Insurance Blackstone

Turning a start-up into a successful company requires the ability to clearly identify customer problems and spotting market opportunities for growth.  A conversation with a friend about eBay led Robin Roberson to found WeGoLook, which grew from mitigating risks around online purchases to helping assess property damage from natural catastrophes. Robin joins Matthew on Podcast 112 to share her inspiring story on growing a new business, leveraging technology and her new role at Claim Central Consolidated.  Talking points include: Switching careers and starting a company Why start-ups need to shift and pivot Finding the balance between people and tech Cybersecurity and data protection The challenges for female founders The report on the success of female founders can be found here Keep track of everything we are up to at InsTech London and sign up to our newsletter for a fresh view on the world every Wednesday morning. If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn. Continuing Professional Development - Learning Objectives InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to an InsTech London podcast, or reading the accompanying transcript, you can claim up to 0.5 CPD hours towards the CII member CPD scheme. Complete the InsTech London Podcast Feedback Survey to claim your CPD time.

On this episode of FNO: InsureTech, Rob and Lee talk with Robin Roberson, Managing Director - North America at Claim Central Consolidated. Claims Central Consolidated delivers claims solutions at the intersection of technology and services to help operationalize improved customer experience. They have created an open ecosystem that offers networking of services and providers, to create a robust experience for customers. One connection, many possibilities. Rob and Lee had the opportunity to talk with Robin and connect and discuss an assortment of topics. Join Robin, Rob, and Lee as they discuss: what Claim Central Consolidated is and what they do; Robin’s experience and history with WeGoLook; what goes into the decision to sell a company, where things are heading in insuretech, some of Robin’s picks for great conferences to attend, and much more.

Real Definition of Homestead (LA 1299) Transcript: Steve: Steve and Jill here. Jill: Hello. Steve: Welcome to the Land Academy Show, entertaining land, investment talk. I'm Steven Jack Butala. Jill: And I'm Jill DeWitt broadcasting from sunny, Southern California. Steve: Today Jill and I talk about, well, really, I talk about, the real definition of the word homestead. Jill: Why is it only you? This came up because of a call that I had it. And this guy was nutty. Well, I'll explain it. But this nutty seller was explaining to me how he got this property. He's the first one to get the property. It was never properly, what was the word he said, what did he call it? Divided. It wasn't subdivided. He said staked out or something like that. And I'm going along like a homestead and he's telling me no. So we talked about it. Now we're going to try to clear this up. Steve: That's interesting. Because I chose this topic because I was reading a stream, an extremely lengthy stream in our Facebook. Jill: So they're talking about it too. Steve: Yeah. It's all over the internet man. And it's so wrong. I have to be real straight here. There's some really bad information about the word homestead. And I know why, because homestead means four or five things to different people. So I'm going to try to clear it up. Jill: It's funny. Steve: And not in a boring way. Jill: [inaudible 00:01:22]. By the way. Steve: That's okay. Jill: Okay, good. I got to say usually we're recording this a few days before. Now pretty much today we're recording on the day. This tells you a little bit about our weekend. Steve: We were late because of our social life interfered with our professional life recently. Jill: You should not let that happen. And we did, "Well, we can record tomorrow." I'll just record tomorrow, or we can record tomorrow. And then here, we're like, Oh, you can't. We have no more tomorrows. Steve: Remember back when we first started out, not with the Atlanta Academy, but just working together. And we were there every day and working hard and all into it. And now it's just a lapse [crosstalk 00:00:02:03]. Jill: [crosstalk 00:02:06] I guess so. Don't do that. Steve: I hear radio radio switches clicking off all over the place right now. Before we get into it, let's take a question posted by one of our members on the landinvestors.com online community. It's free. Jill: Okay. So Austin wrote, "Hello. After a somewhat successful first round mailer, I have a handful of recorded deeds from the County," as you should. This is great. "I haven't sold anything so far. I focus in Northern Arizona and have five acre plus desert properties that I'm hoping to sell in the 2,500 to $3,000 range. For this price point, is it appropriate to hire a photo company such as WeGoLook. There's others like that too, to shoot photos and or video, or should I use stock photos from the region and those will be adequate?" Thanks, Austin. And we put those in there for [inaudible 00:02:59] people. That's one of the things- Steve: There's 10,000 pictures in the original program of Northern Arizona. Jill: That we shared. Steve: [crosstalk 00:03:08] 10,000, maybe 8,000. Jill: When I say we, I mean, somebody else that worked for us or you. Steve: What do you think about this topic? Jill: I would, you know what? I think that back in the day, it was hard to get people and hard to tell them where to go. And for them to find properties, it was difficult for us alone telling photographer. But nowadays you could get a guy for 50 to 75 bucks off these companies or Craigslist, and you can give them GPS coordinates that they can pop in their phone and they can drive right there. So I think not hiring it I think there's no reason nowadays to not hire a photographer, to go out there, hopefully see a couple... And you've got how many properties? Steve: A handful. Jill: Is there a way... Do all of them at the same time. Have your photographer pick the first sunny day w...

Income over $75K-$95K does not increase happiness.  Earning over $105K actually decreases happiness. This is based on studies from Princeton and Purdue universities. Then what’s the point of building wealth? You get answers. These surveys do not consider replacing your active income with passive income.  Matt Bowles of Maverick Investor Group joins us to discuss: market due diligence, pandemic changes, and how to use real estate to build lifestyle design. We also discuss changes to the rental market from 2007 to today. Ten years ago, you could buy properties for less than replacement cost. No longer. Markets like Phoenix, Dallas, and Atlanta have largely lost their investor-advantaged status. Check out Matt’s podcast, called: “The Maverick Show”.   Resources mentioned: How Money Really Affects Your Happiness: https://www.cnbc.com/2020/05/26/how-your-salary-and-the-way-you-spend-money-affect-your-happiness.html Maverick Investor Group The Maverick Show: Podcast on Apple Podcasts, Spotify, etc. Remote due diligence: WeGoLook.com NeighborhoodScout.com Mortgage Loans: RidgeLendingGroup.com QRPs: text “QRP” in ALL CAPS to 72000 or: eQRP.co By texting “QRP” to 72000 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. New Construction Turnkey Property: NewConstructionTurnkey.com Best Financial Education: GetRichEducation.com Top Properties & Providers: GREturnkey.com Follow us on Instagram: @getricheducation Keith’s personal Instagram: @keithweinhold  

Real Definition of Homestead (LA 1299) Transcript: Steve: Steve and Jill here. Jill: Hello. Steve: Welcome to the Land Academy Show, entertaining land, investment talk. I'm Steven Jack Butala. Jill: And I'm Jill DeWitt broadcasting from sunny, Southern California. Steve: Today Jill and I talk about, well, really, I talk about, the real definition of the word homestead. Jill: Why is it only you? This came up because of a call that I had it. And this guy was nutty. Well, I'll explain it. But this nutty seller was explaining to me how he got this property. He's the first one to get the property. It was never properly, what was the word he said, what did he call it? Divided. It wasn't subdivided. He said staked out or something like that. And I'm going along like a homestead and he's telling me no. So we talked about it. Now we're going to try to clear this up. Steve: That's interesting. Because I chose this topic because I was reading a stream, an extremely lengthy stream in our Facebook. Jill: So they're talking about it too. Steve: Yeah. It's all over the internet man. And it's so wrong. I have to be real straight here. There's some really bad information about the word homestead. And I know why, because homestead means four or five things to different people. So I'm going to try to clear it up. Jill: It's funny. Steve: And not in a boring way. Jill: [inaudible 00:01:22]. By the way. Steve: That's okay. Jill: Okay, good. I got to say usually we're recording this a few days before. Now pretty much today we're recording on the day. This tells you a little bit about our weekend. Steve: We were late because of our social life interfered with our professional life recently. Jill: You should not let that happen. And we did, "Well, we can record tomorrow." I'll just record tomorrow, or we can record tomorrow. And then here, we're like, Oh, you can't. We have no more tomorrows. Steve: Remember back when we first started out, not with the Atlanta Academy, but just working together. And we were there every day and working hard and all into it. And now it's just a lapse [crosstalk 00:00:02:03]. Jill: [crosstalk 00:02:06] I guess so. Don't do that. Steve: I hear radio radio switches clicking off all over the place right now. Before we get into it, let's take a question posted by one of our members on the landinvestors.com online community. It's free. Jill: Okay. So Austin wrote, "Hello. After a somewhat successful first round mailer, I have a handful of recorded deeds from the County," as you should. This is great. "I haven't sold anything so far. I focus in Northern Arizona and have five acre plus desert properties that I'm hoping to sell in the 2,500 to $3,000 range. For this price point, is it appropriate to hire a photo company such as WeGoLook. There's others like that too, to shoot photos and or video, or should I use stock photos from the region and those will be adequate?" Thanks, Austin. And we put those in there for [inaudible 00:02:59] people. That's one of the things- Steve: There's 10,000 pictures in the original program of Northern Arizona. Jill: That we shared. Steve: [crosstalk 00:03:08] 10,000, maybe 8,000. Jill: When I say we, I mean, somebody else that worked for us or you. Steve: What do you think about this topic? Jill: I would, you know what? I think that back in the day, it was hard to get people and hard to tell them where to go. And for them to find properties, it was difficult for us alone telling photographer. But nowadays you could get a guy for 50 to 75 bucks off these companies or Craigslist, and you can give them GPS coordinates that they can pop in their phone and they can drive right there. So I think not hiring it I think there's no reason nowadays to not hire a photographer, to go out there, hopefully see a couple... And you've got how many properties? Steve: A handful. Jill: Is there a way... Do all of them at the same time. Have your photographer pick the first sunny day w...

George Gammon interviews Jason Hartman about The Jason Harman Risk Evaluator. In Part I of this three part series, Jason describes his ‘aha moment’ after 19 years of experience in Real Estate. The story begins with a call from Jennifer, an insurance agent in Irvine, California that leads to the necessity and application for understanding the LTI (Land to Improvement ratio). George Gammon shares an exhausting experience with lot subdivision and development. Eric, the appraiser comes out with good news prompting the question, “how would you allocate the new value between the two primary components, land and improvement?” Jason also shares a modern day story taking place in Seattle, proving once again the risk of investing in a cyclical market. Key Takeaways: [2:20] “No such thing as a passive investment” [4:03] The Hartman Risk Evaluator, LTV and LTI ratios discussed [7:28] The call from Jennifer, the insurance agent [9:45] What factors increase improvement value [19:38] The ingredients of a house, labor costs [30:06] The ingredients of a house, regulations [33:20] The ingredients of a house, cost of energy [35:05] “How do I know the land value vs the improvement value? [47:45] The risk when investing is in high land values [48:26] Three types of markets: linear, cyclical and hybrid. What market is a preferred market for investing? [53:00] Low land value equals low risk, high land value equals high risk [58:10] Human biases: recency bias, sunk-cost bias, and certainty bias can all distract an investor Websites: www.JasonHartman.com/Properties www.JasonHartmanPropertyHotsheet.libsyn.com/ www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

Successful people aren't martians! Success is possible for everyone. Jason Hartman speaks on taking advantage of a lucky situation by preparing for the opportunities that will inevitably drop into our lives. Then, Jason and George Gammon return for the conclusion of our three part story: the building blocks of the Jason Hartman Risk Evaluator. Jason also shares a modern day story taking place in Seattle, proving once again the risk of investing in a cyclical market. Key Takeaways: [3:45] The vast majority of us came from very humble beginnings [8:06] “Luck is what happens when preparation meets opportunity” - Seneca [10:24] The content is what happens, the context is the environment (our head) it happens in [17:45] The risk when investing is in high land values [18:26] Three types of markets: linear, cyclical and hybrid. What market is a preferred market for investing? [23:00] Low land value equals low risk, high land value equals high risk [28:10] Human biases: recency bias, sunk-cost bias, and certainty bias can all distract an investor Websites: www.JasonHartman.com/Properties The PropertyCast www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

Successful people aren’t martians! Success is possible for everyone. Jason Hartman speaks on taking advantage of a lucky situation by preparing for the opportunities that will inevitably drop into our lives. Then, Jason and George Gammon return for the conclusion of our three part story: the building blocks of the Jason Hartman Risk Evaluator. Jason also shares a modern day story taking place in Seattle, proving once again the risk of investing in a cyclical market. Key Takeaways: [3:45] The vast majority of us came from very humble beginnings [8:06] “Luck is what happens when preparation meets opportunity” - Seneca [10:24] The content is what happens, the context is the environment (our head) it happens in [17:45] The risk when investing is in high land values [18:26] Three types of markets: linear, cyclical and hybrid. What market is a preferred market for investing? [23:00] Low land value equals low risk, high land value equals high risk [28:10] Human biases: recency bias, sunk-cost bias, and certainty bias can all distract an investor Websites: www.JasonHartman.com/Properties The PropertyCast www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

In Part 2 of this 3 part series, Jason Hartman breaks down the ingredients of a house, otherwise known as “the improvement.” Jennifer, the insurance agent, is a key to understanding the land versus improvement value, and George Gammon shares an exhausting experience with lot subdivision and development. Eric, the appraiser comes out with good news prompting the question, “how would you allocate the new value between the two primary components, land and improvement?” Key Takeaways: [8:13] CPA (Cost Per Action) and is it applicable in a Real Estate Investment [13:37] The ingredients of a house starting with raw materials [16:46] “When I'm looking at an income property... I look at it as though I'm buying a stream of cash flow.” [13:38] The ingredients of a house, labor costs [24:06] The ingredients of a house, regulations [27:20] The ingredients of a house, cost of energy [29:05] “How do I know the land value vs the improvement value?” Websites: www.JasonHartman.com/Properties www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

In Part 2 of this 3 part series, Jason Hartman breaks down the ingredients of a house, otherwise known as “the improvement.” Jennifer, the insurance agent, is a key to understanding the land versus improvement value, and George Gammon shares an exhausting experience with lot subdivision and development. Eric, the appraiser comes out with good news prompting the question, “how would you allocate the new value between the two primary components, land and improvement?” Key Takeaways: [8:13] CPA (Cost Per Action) and is it applicable in a Real Estate Investment [13:37] The ingredients of a house starting with raw materials [16:46] “When I’m looking at an income property... I look at it as though I’m buying a stream of cash flow.” [13:38] The ingredients of a house, labor costs [24:06] The ingredients of a house, regulations [27:20] The ingredients of a house, cost of energy [29:05] “How do I know the land value vs the improvement value?” Websites: www.JasonHartman.com/Properties www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more. Key Takeaways: [3:36] Why Jason loves a good recession [8:29] Jason's been involved in around 10,000 real estate transactions [13:08] Sometimes removing a property manager actually makes things easier [16:27] The information you need to get from your current property manager if you're going to make a switch [21:26] A way to change your relationship with your property manager rather than completely ending it [24:09] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them [29:23] Insurance: individual policies or a commercial policy? Websites: www.JasonHartman.com/Properties www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more. Key Takeaways: [3:36] Why Jason loves a good recession [8:29] Jason's been involved in around 10,000 real estate transactions [13:08] Sometimes removing a property manager actually makes things easier [16:27] The information you need to get from your current property manager if you're going to make a switch [21:26] A way to change your relationship with your property manager rather than completely ending it [24:09] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them [29:23] Insurance: individual policies or a commercial policy? Websites: www.JasonHartman.com/Properties www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

Kenneth Knoll is an investor, serial entrepreneur, Partner and Board Member of WeGoLook, and the CEO and Co-Founder of Goose & Gander, a consultancy focused on enabling adoption of emerging technologies and businesses. Prior to founding Goose & Gander, Kenneth served as the Chief Operating Officer at WeGoLook, an information validation company, until its acquisition in 2017. In this episode, Kenneth discusses his journey from venture investments to WeGoLook and Goose & Gander. He also examines the strategy behind the technology that drives the gig economy. For additional show notes, visit http://www.hogantaylor.com/how-that-happened-episode-6 Copyright 2019 HoganTaylor LLP. All Rights Reserved. To view the HoganTaylor general terms & conditions, visit www.hogantaylor.com

043. WeGoLook | Robin Smith founded WeGoLook in 2009 as a way to increase confidence in consumers purchasing online. It quickly became apparent that WeGoLook’s inspection and verification services were not only useful for consumers, but a revolutionary solution for various industries. The B2B world has been WeGoLook’s focus ever since.Robin has an extensive background in sales, e-commerce, and enterprise solutions that helped her develop WeGoLook. She is a thought leader in the gig economy, insurtech, and the startup/tech world. She speaks to audiences around the world, inspiring them to pursue their dreams, no matter how humble their beginnings.*** For Show Notes, Key Points, Contact Info, Resources Mentioned, & the Fabulous 4 Questions on this episode visit here: Robin Smith Interview. *** 

1.25 Acres vs 40 Acres to Build Equity 101 (LA 1058) Transcript: Steven Butala:                   Steve and Jill here. Jill DeWit:                            Hello. Steven Butala:                   Welcome to the Land Academy Show, entertaining land investment talk. I'm Steven Jack Butala. Jill DeWit:                            And I'm Jill Dewit, broadcasting from sunny Southern California. Steven Butala:                   Today, Jill and I talk about one and a quarter acres versus 40 acres to build your own equity, 101. What the heck does that mean? Is that even a sentence? Jill DeWit:                            More importantly, the question should be saying: Jill, how do you keep up with this guy, and what is he talking about? That's what goes on. I'm the interpreter today. Steven Butala:                   You have a lot of choices about what types of property to buy and sell. You have a tremendous amount of control over your real estate investment career, mailer by mailer. So that's what this show is intended. It's intended to inform you, or to encourage you, to look at what different types of property to buy, and specifically land, and how it fits in your equity plan. Jill DeWit:                            You know, that's good point because some people think that they heard about a deal. I'm an investor. I need to make every deal work and try to get this done. I just heard about this job. And there's $30,000 in it. We've got to figure it out. No, you don't. Pick what you want to work on. You really do have the control. And you'll get there faster, by the way, if you calm down and focus on something, and do it right and well. Steven Butala:                   You should always have, we'll get into it here in a second, but you should always, always, always have an acquisition criteria. That's what's so beautiful about sending these mailers out because that is your acquisition criteria. And someone, theoretically in a perfect world, is going to sign it and send it back, and you're going to check to see if it fits your acquisition criteria. Opportunism is out there. So when I hear the word opportunistic, that's a really negative thing for me. What do you think- Jill DeWit:                            I was going to say too, that's a very big word. Steven Butala:                   Opportunistic to me is, I'm open for anything, man. I'll take a look at any deal. Just send it over. I think that's the worst thing that could happen. Jill DeWit:                            That's wrong. Steven Butala:                   And that's going to end in a fiery ball of tragedy. Jill DeWit:                            Could you imagine if you went around that way? I mean, you could maybe research three deals a week trying to figure out that area and that thing and that market because someone threw something to your way, versus we send out mail and review three deals in 15 minutes. Steven Butala:                   That's right. Jill DeWit:                            And then we move on. We're buying it or we're not. And then we move on, and there you go. Steven Butala:                   So I'll paint the perfect picture of your acre and a quarter operation and your 40 acre operation, and maybe even your like 4,000 acre operation, and why you should never do that. Before we get into it, let's take a question posted by one of our members on the landinvestors.com online community. It's free. Jill DeWit:                            Armin says, "Many of the properties I acquire are [inaudible 00:02:59] lots with several homes in the area. There are at least 200 people driving by every day, and I think a sign can make a difference. How do I put up a physical for sale sign on my property? Is there a cheap and easy way for me to create a sign, have someone plant it on my property? Steve talks about using WeGoLook to have someone visit the property to click photos. But isn't it equally important to have a for sale sign for those tha...

1.25 Acres vs 40 Acres to Build Equity 101 (LA 1058) Transcript: Steven Butala:                   Steve and Jill here. Jill DeWit:                            Hello. Steven Butala:                   Welcome to the Land Academy Show, entertaining land investment talk. I'm Steven Jack Butala. Jill DeWit:                            And I'm Jill Dewit, broadcasting from sunny Southern California. Steven Butala:                   Today, Jill and I talk about one and a quarter acres versus 40 acres to build your own equity, 101. What the heck does that mean? Is that even a sentence? Jill DeWit:                            More importantly, the question should be saying: Jill, how do you keep up with this guy, and what is he talking about? That's what goes on. I'm the interpreter today. Steven Butala:                   You have a lot of choices about what types of property to buy and sell. You have a tremendous amount of control over your real estate investment career, mailer by mailer. So that's what this show is intended. It's intended to inform you, or to encourage you, to look at what different types of property to buy, and specifically land, and how it fits in your equity plan. Jill DeWit:                            You know, that's good point because some people think that they heard about a deal. I'm an investor. I need to make every deal work and try to get this done. I just heard about this job. And there's $30,000 in it. We've got to figure it out. No, you don't. Pick what you want to work on. You really do have the control. And you'll get there faster, by the way, if you calm down and focus on something, and do it right and well. Steven Butala:                   You should always have, we'll get into it here in a second, but you should always, always, always have an acquisition criteria. That's what's so beautiful about sending these mailers out because that is your acquisition criteria. And someone, theoretically in a perfect world, is going to sign it and send it back, and you're going to check to see if it fits your acquisition criteria. Opportunism is out there. So when I hear the word opportunistic, that's a really negative thing for me. What do you think- Jill DeWit:                            I was going to say too, that's a very big word. Steven Butala:                   Opportunistic to me is, I'm open for anything, man. I'll take a look at any deal. Just send it over. I think that's the worst thing that could happen. Jill DeWit:                            That's wrong. Steven Butala:                   And that's going to end in a fiery ball of tragedy. Jill DeWit:                            Could you imagine if you went around that way? I mean, you could maybe research three deals a week trying to figure out that area and that thing and that market because someone threw something to your way, versus we send out mail and review three deals in 15 minutes. Steven Butala:                   That's right. Jill DeWit:                            And then we move on. We're buying it or we're not. And then we move on, and there you go. Steven Butala:                   So I'll paint the perfect picture of your acre and a quarter operation and your 40 acre operation, and maybe even your like 4,000 acre operation, and why you should never do that. Before we get into it, let's take a question posted by one of our members on the landinvestors.com online community. It's free. Jill DeWit:                            Armin says, "Many of the properties I acquire are [inaudible 00:02:59] lots with several homes in the area. There are at least 200 people driving by every day, and I think a sign can make a difference. How do I put up a physical for sale sign on my property? Is there a cheap and easy way for me to create a sign, have someone plant it on my property? Steve talks about using WeGoLook to have someone visit the property to click photos. But isn't it equally important to have a for sale sign for those tha...

Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more. They also discuss finding repair people, what to expect from property management software, whether to allow grace periods and what kind of late fees to charge. Key Takeaways: [4:24] Sometimes removing a property manager actually makes things easier [7:43] The information you need to get from your current property manager if you're going to make a switch [12:42] A way to change your relationship with your property manager rather than completely ending it [15:25] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them [20:23] Insurance: individual policies or a commercial policy? [25:07] You should have a clause in the lease stating which repairs the tenant is responsible for [29:33] What to expect from property management software [33:36] The importance of an increasing late fee Websites: www.JasonHartman.com/Properties The PropertyCast www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

#217: Turnkey RE mistakes to avoid are discussed. Turnkey means “all-done-for-you”. You’re buying property already rehabbed, tenanted, and under management. You’ve outsourced work and sweat equity. Turnkey pros: less time, less rehab risk, instant income, built-in management. Turnkey cons: less rehab control, no sweat equity. Just because a company is called “turnkey” does not make them a good operator. I tell you how to reduce property repair costs. Today’s guests, Terry Kerr and Liz Nowlin of Memphis, TN’s Mid South Home Buyers, are exemplary turnkey providers. __________________ Want more wealth? 1) Grab my FREE E-book and Newsletter at: GetRichEducation.com/Book 2) Actionable turnkey real estate investing opportunity: GREturnkey.com 3) Read my best-selling paperback: getbook.at/7moneymyths __________________ Listen to this week’s show and learn: 03:34 Turnkey does not mean “completely uninvolved”. 04:12 Control. 07:22 Unethical operator tactics. 09:02 Inspections. 09:43 Management. 13:05 How to reduce repair costs - insurance claim, warranty. 14:56 Pros of turnkey. 19:49 Why Memphis? 24:14 Rent amount, occupancy rate. 26:53 Integrated business. 29:37 Extent of rehabilitation, management. 33:15 Guarantees. 37:12 Rent $750, purchase price $70,000. Resources mentioned: MidSouthHomeBuyers.com Field verification: WeGoLook.com Mortgage Loans: RidgeLendingGroup.com Cash Flow Banking: ProducersWealth.com Turnkey RE: NoradaRealEstate.com QRP: TotalControlFinancial.com Find Properties: GREturnkey.com GRE Book: GetRichEducation.com/Book

Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more. Key Takeaways: [3:36] Why Jason loves a good recession [8:29] Jason's been involved in around 10,000 real estate transactions [13:08] Sometimes removing a property manager actually makes things easier [16:27] The information you need to get from your current property manager if you're going to make a switch [21:26] A way to change your relationship with your property manager rather than completely ending it [24:09] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them [29:23] Insurance: individual policies or a commercial policy? Websites: www.JasonHartman.com/Properties www.WeGoLook.com www.NoLo.com www.RocketLawyer.com www.Buildium.com

In this segment, we hear from Robin about her life's journey and how she started and progressed in her career and positively dealt with challenges in her life. She reflects upon how she began to see the power of the Internet as she worked as a consultant in the automotive sales industry and how this informed her future decision to start WeGoLook utilizing an Internet-based service model. After that, she looks back at her own experience of "taking the leap" and starting WeGoLook after a successful career as a consultant. She offers encouragement to anyone thinking of leaving a job in order to become self-employed and how it is possible to do so even if is scary or uncomfortable. We continue as Robin shares the story of how she started WeGoLook and how the business evolved and grew over time. She then speaks about how it is possible for anyone to start a business with an idea no matter where they come from or no matter what their life circumstances have been. She talks about how it is part of the journey to make mistakes and then learn from them and how it's so important to stay resilient and to keep going no matter how tough it gets. As we wrap up this segment, Jeff comments on how he really felt a sense of their organization being like a family as he had the opportunity to take a tour of their offices with Robin and how he was very moved by seeing her interact spontaneously with a large number of their employees as they moved around their offices. Robin speaks about how very important it is to her to get to know WeGoLook's employees personally and how this is something that is a high priority for her on a continual basis. Contact Information- WeGoLook 100 NE 5th Oklahoma City, OK. 73104 For more information about WeGoLook's products and solutions, please visit https://wegolook.com. For inquiries about solutions for your business, please email sales@wegolook.com

In this interview, Jeff sits down with Robin Smith, CEO of WeGoLook, as she first provides an overview of the company and the services that they offer. Robin talks about how WeGoLook combines technology with an on-demand workforce to help businesses and individuals gather and validate information anytime, anywhere. As the interview begins, Robin shares a story about how she got the idea for this service in late 2009 as a friend of hers was looking to buy a high-end projector on eBay from someone in another state. They thought that the seller was misrepresenting it but had no way to really verify its condition. Robin then talks about how the company got started with her and a few people working alongside her and about how the company evolved and expanded their service offerings over time. The conversation continues as Robin speaks about how WeGoLook is making a positive difference and a huge impact on the success of their clients and their individual customers. She offers an example of how they are helping a client streamline their same day automobile loan service by having Lookers meet this firm's loan clients at their homes or places of work to perform inspections of the vehicles and fund the loans without the loan client having to go to the bank at all. Robin then speaks about Lookers and how they perform inspection services and other value-added services all over the world on their schedule and on their own terms as independent contractors. We then hear from her about how this is a great example of what is referred to as the "gig economy" and how people can work and provide these services as much or as little as they want and when they want. She also mentions how they now have over 140 employees in Oklahoma City and over 36,000 Lookers worldwide and continuing to grow. As this segment wraps up, Robin shares her perspective on how the "gig economy" is changing how people work and how it provides people with more flexibility in how they earn their living. She also reflects on how these types of transaction-based services allow people with the appropriate skillsets to be matched to particular needs for services at any given time in a very convenient way.

Robin Smith founded WeGoLook in 2009 as a way to increase confidence in consumers purchasing online. It quickly became apparent that WeGoLook’s inspection and verification services were not only useful for consumers, but a revolutionary solution for various industries. The B2B world has been WeGoLook’s focus ever since. *** For Show Notes, Key Points, Contact Info, Resources Mentioned, & the Fabulous 4 Questions on this episode visit here: Robin Smith Interview. ***  

In this episode of Profiles in Risk, Robin Smith of WeGoLook talks about why the business was started, the value it brings to insurance and other industries, what the future holds for WeGoLook and what it takes to be a startup founder. The idea germinated with a conversation with someone who was purchasing a high-end projector and wished someone could inspect it for him, and Robin and team have built an international company serving the US, Australia, Canada, the UK and Puerto Rico. Seems like WeGoLook is on its way to global domination. Robin was a pleasure to speak with. Sure, she is focused on "global domination" for WeGoLook, but we spend a lot of time talking about the team and how much pride she has in her colleagues with some really heart-warming stories. She's a true leader, motivator, and inspiration.

This episode answers the common questions behind the pay of an auto damage appraiser or independent auto claims adjuster. Today's episode is brought to you by Badger Mapping. Check it out HERE The Independent Truth Behind an Independent Appraiser or Claims Adjuster Salary Earning a living, making the cash, bringing home the bacon, and making it rain are all different ways to say, "making money." It's why we do what we do or why we are interested in doing something different. People want to know before they get involved in a new career, job, or even helping out a buddy, "what will I get paid?"  In this post I'm going to walk you through the “independent truth about the pay of an auto damage appraiser and independent auto claims adjuster.” AVG per year of a Claims Adjuster $63,000 The average per year is in the ballpark of sixty-three thousand dollars a year, which is a good income for most adjusters, but this is the average and not where you will start out. Also. the big thing to realize about being an independent adjuster or auto damage appraiser is that you own your own business. To many adjusters this may be a realization, but it is an essential realization to have. You, as an IA, are a freelancer, and you are payed in the same manner as a freelancer, per piece. There is no salary and no guarantees. Pay Type – Per File (or per piece) There are exceptions, such as catastrophic per day pay, but for the most part we are paid on a per file basis. Just like a graphic designer is paid on a per piece or per project basis, independent adjusters and appraisers are paid the same way. Pay Amount - $20-$80 per file Currently, the per file basis is on a scale and starts at $20, for photo's only working for companies like WeGoLook, and goes to $80 working for high end independent auto damage appraiser companies like, IA Net. The responsibilities and expectation raise with the pay. Starting out you can expect to make $20-$60 per file, depending on whether you are completing the industry standard estimate, or just taking photos. What You Are Getting Paid For The major tasks you must complete to get paid on a file are, Setting an Appointment with an Owner of a Vehicle Inspecting the Damage Vehicle Driving to the Owners Chosen Location Documenting Damage with Photos (get the Guidelines for Required Photos HERE) Documenting Damage with Notes Create an Industry Standard Estimate using Audatex, CCC One, or Mitchell Software Upload Estimate, Photos, Notes, and Estimate Data to Company Portal Complete Any Revisions or Supplements that May Arise Supplements are a request from a repair facility for supplemental or additional repair operations and parts that were not included on the first estimate. As an auto damage appraiser you must reconcile these supplement requests and complete a second upload. Under most circumstances you are not paid for supplements and there are times you must re-inspect a vehicle a second time once it goes to a repair facility due to questionable damages without getting paid. Delay in Pay One of the least likeable things about being an IA, is the delay in pay. What you complete in a month, is then typically paid to you on the 15th of the next month. I've had worse pay schedules, but that now seems to be the normal pay cycle. That's 45 days from first claim to getting paid. If you are working full time during those 45 days it can be a lot of expenses you may need to compensate for. Some IA companies shorten the pay cycle, but this is the typical pay period. Just be aware that is how this operates. Pay Hasn't Changed in Decades Another bummer is that this industry pay is stagnant. As inflation has skyrocketed in the past 20 or so years, the pay per file and per year has barely risen for the IA, in fact its slid backwards. The industry pay hasn't climbed, but the expectations of the tasks that must be completed has gradually risen. With technological changes in the industry, the price will seemingly continue to go down and the skill needed to complete a claim will be easily acquired. This is a negative and a positive. The big negative is the industry HAS NOT admitted that they need to adjust their expectations. What was once a highly skilled career is now an entry level position. These factors are chasing out the skilled appraiser's due to frustration of higher expectations, less pay, more technology, and for some age. This is a positive for a newcomer, if the industry comes to accept that this is an entry level position (based on the pay) and therefore should be entry level expectations with minimal experience requirements. The opportunities are immediate and HUGE for newcomers to the scene who can quickly adapt and survive in a changing insurance environment. But the obstacles sometimes feel equally as huge to people who have not acquired any experience. Is It Worth It? My Numbers and Experience I have done many different things in auto damage appraising and adjuster, but at the peak of my local claims career I earned over $80,000 doing local claims only. This was me busting it 5 (possibly 6 days a week) and putting 80,000 miles on vehicle that year. My taxable “income” was less than $40,000 thanks to the mileage and other deductions. (I'm not good at taxes don't get advice from me, but I missed a lot of deductions I highly recommend using MileIQ or a similar app for mileage tracking.) I earned a solid living, running my own appraisal company, fed my family. Was it worth it? I believe it was. I believe the average income of $60,000 is the right mark, can you get rich by doing local, daily claims? NOPE. Can you have a job and earn a living while enjoying life? YUP. Obviously, you can do things to increase your income as you get experience, catastrophic adjusting, heavy equipment, property etc. but you can earn $60,000 within a few years of starting your career as an auto damage appraiser. How I see it, it's quicker and cheaper than taking four years of college and hoping to find a job. It's not guaranteed, but it just might be worth for you if it's something you want to pursue. That's my independent truth behind the pay of an auto damage appraiser. Have more questions? Email me Chris@IAPath.com Want training on how to do the job I described above? Check out Crash Course, my introduction to auto damage appraising HERE.

Robin's story is an inspiring one . She grew up on a farm, had a bunch of personal and business setbacks. Yet she bounced back and finally sold her startup for 30+ million. Let us find out how she did it.

Jason Hartman grabs a cosmo and joins Shannon McLay to talk about investing for the long term, securing your real estate portfolio, protecting yourself and your investments, and some of Jason's favorite travel memories. Key Takeaways: [6:04] Why Jason decided to buy his first rental property, and whether it was hard to be taken seriously by tenants at 20 years old [10:07] The power of leverage, and qualifying for financing [13:24] Explaining Commandment #5, Thou Shall Not Gamble [17:48] Getting into Commandments #6 & 7, Thou Shalt Diversify and Thou Shalt Be Area Agnostic [20:02] Comparing investing in real estate not near you to investing in stocks [25:28] Do you need to set up an LLC to invest or should you just do it in your own name? [26:58] The wise saying of Jason's grandmother [28:43] How much money you need to have on hand for any maintenance that needs to be done to homes in your portfolio [32:54] Some of Jason's favorite countries he's visited, and Jason's fascination with communism Website: www.JasonHartman.com www.twitter.com/JasonHartmanROI www.WeGoLook.com www.Financially-Blonde.com Interview Recorded on 11/30/2015

In this episode of Agency Nation Radio, Marty talks with Robin Smith, CEO and founder of WeGoLook (which has since been acquired by Crawford & Company), a sharing economy company designed to help insurance industry professionals with onsite property inspections. WeGoLook is a new concept in the insurance space. Rather than sending a staff member out to the scene of an accident or to inspect a building, a ‘Looker' from WeGoLook can provide the inspection or review.

In this episode of Agency Nation Radio, Marty talks with Robin Smith, CEO and founder of WeGoLook (which has since been acquired by Crawford & Company), a sharing economy company designed to help insurance industry professionals with onsite property inspections. WeGoLook is a new concept in the insurance space. Rather than sending a staff member out to the scene of an accident or to inspect a building, a ‘Looker’ from WeGoLook can provide the inspection or review.

Robin Smith is the co-founder and CEO of  WeGoLook. Her desire to bolster confidence in purchase decisions by online consumers led her to found WeGoLook, a crowd-sourced verification platform utilized across every industry, the "Uber of inspections." She has an extensive background in sales beginning her career with the Washington Post in college, then advancing to regional and management positions in Missouri and Mississippi before returning to Oklahoma. Back in Oklahoma, Robin started her own consulting firm transitioning automotive dealership into internet sales. Her e-commerce experience and development of enterprise solutions combined with her early entry into the on demand economy, make her a unique voice in tech, crowdsourcing and the gig economy. Show notes at http://hellotechpros.com/robin-smith-entrepreneurship/ Key Takeaways Entrepreneurship about working your own ideas into everyone's lives WeGoLook started after a realization of a gap in the marketplace Create a "fake" website (minimum viable marketing) for potential customers and partners The gig economy = is about temporary, distributed workers Focus on SEO to drive inbound leads Your platform should be dynamic enough to handle integrations with different partners The marketing, support and scalability of your business is very different if you are B2C vs B2B Just because you aren't an expert at something, doesn't mean you can't do it Entrepreneurship takes perseverance, it's an evolution Don't listen to friends and family who don't understand your passion and vision Find someone to mentor and give back Whatever is in your heart and in your gut — just do it Take a step towards change and work towards It's not a failure, it's a learning experience   Resources Mentioned WeGoLook.com Sponsors ScrumBrawl Transource Media About Hello Tech Pros Hello Tech Pros is the daily podcast that interviews business professionals who work with technology and discuss Motivation, Productivity, Leadership, Technology, People, Entrepreneurship and Being Unplugged.

Wouldn’t it be great to have a set of eyes, hands and feet in another market to help you check or verify almost anything you want? On this episode our guest is Robin Smith, the CEO of WeGoLook.com. WeGoLook is an inspection company leveraging a sharing economy of over 20,000 agents. They can inspect and verify properties, autos, boats, antiques, electronics, furniture, and almost any other asset. Learn how they can help you with your real estate investing by taking care of inspection and verification tasks that you can’t easily or quickly do yourself. If you missed last week’s episode, be sure to listen to An Aussie’s Journey into U.S. Real Estate. Enjoy the show! – – – – – – – – – – – – – – Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. Get your FREE coffee mug by leaving us a Rating and Review on iTunes. Here’s how. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW (Thank you!) SUBSCRIBE on iTunes | Stitcher | Podcast Feed Learn more about your ad choices. Visit megaphone.fm/adchoices

#68: Seth Williams of The Lighter Side Of Real Estate and Bigger Pockets joins Keith to tell you about the best websites & apps for real estate investing, wealth building, and productivity. Seth's website is REtipster.com Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive Turnkey RE webinar opportunities. Listen to this week’s show and learn: 01:10  You’ll experience bumps on the path toward where you want to be. 04:00  Seth Williams joins Keith. 08:05  Some investor thoughts on the Grand Rapids, Michigan real estate market. 12:27  Some of Seth’s favorite investor resources.     28:55  Some of Keith’s favorite investor resources. 35:38  Real estate intersects with so many other disciples, that there’s no single “go to” resource. Resources: REtipster.com - Seth Williams’ investor resources. EyeJot.com - Send video messages. AgentPro247.com - Generate lists of motivated sellers. Google Earth - Global maps & aerial photos. Zillow - Residential property info. and pricing. WeGoLook.com - Hire people to look at your more distant properties. SquareSpace.com/Logo - Generate a quality Logo quickly & inexpensively, USLegal.com - Legal forms and property rental forms. State-specific. RingCentral app - Dedicated phone number for your business - calls, texts, faxes. Free. Pro HDR app  - App for beautiful photography. Costs $1.99. HomeClick - Property improvement hardware. Landlordology - Rental advice, tips, resources. Lighter Side of Real Estate - Laugh a little! Bls.gov and City-Data.com - Economic and real estate market research. NeighborhoodScout.com - Market research specifically geared to RE investors. Monthly fee. HomeSnap app - Take a photo of the outside of a home, see photos of the inside of a home! Property Tracker app - Real estate market and demographic detail. Property Evaluator app - Do a quick APOD or P&L in under five minutes. See how the property cash flow. Landlord app - Property management on-the-go. DocuSign - Send & sign documents remotely. Loopnet.com - Commercial real estate searches, includes some residential. Dropbox - Slick, easy file-sharing app. Mortgage Calculator app - Estimate monthly mortgage payments. OpenFolio.com - Share & compare yours’ and others’ portfolios. Kitco app - Slick app for up-to-the minute precious metals price charts. BullionDesk.com - Another minute-by-minute precious metals pricing source. InternationalCoffeeFarms.com - Cash-Flowing Panama Coffee Farm parcels where you own the land. NoradaRealEstate.com or call (800) 611-3060. Your Premier Source for Nationwide Turnkey Cash-Flow Investment Property. GetRichEducation.com - that’s where to subscribe to our free newsletter, receive turnkey real estate webinar opportunities, and see all Events. Download the GRE Android App at Google Play to keep the GRE icon right on your phone’s home screen! We would be so grateful if you wrote a review! Here’s how to write one at: iTunes, Stitcher, and Android. To get a free GRE logo decal for your review, send: 1) A screenshot of your review. 2) Your mailing address to: Info@GetRichEducation.com

If you're still allowing property managers to bill you max amounts every month you need to tighten up your monthly discretionary allowance. You will be consulted every time a repair is projected beyond $200. Also, minimize the unprofitable downtime of renters moving in and moving out by signing a 2-year lease with your next tenant. Include the rent increase for upcoming year so your tenants are prepared to pay in advance of the increase. They will appreciate it.   And in our interview, wouldn't it be nice to see an interesting property on the internet and send someone else halfway across the U.S. to take photos of it for you? What about checking up on one of your existing properties to inspect the hail damage first hand? WeGoLook has an army of 20,000 “lookers” who can send you photos, videos or answer specific questions. They are even able to visit the local municipality to perform a title search.    Key Takeaways: Jason's Editorial: [1:30] The unbelievable events in Paris are not a new thing [6:22] There may not be peace until war is not profitable [7:52] What does the current hostile environment mean for investors? [8:22] The 6 ways to get out of the government debt slavery complex [9:36] What is wrong with American Airlines and US Air [12:59] MInimize your downtime with 2-year leases with your tenants [14:23] Tighten up your discretionary repair allowance to $200 per month [15:11] Voxer is a revolutionary messaging app [16:37] Public employee unions are only interested in themselves [18:13] A great tool to self manage your properties [18:39] Meet the Masters in San Diego - Get your early bird pricing now [19:37] Dubai is the amazing place we have set up for our next Venture Alliance trip   Robin Smith Guest Interview: [20:35] How WeGoLook evolved [23:06] We offer a basic report with photos/videos for $69 [26:00] We offer an hourly rate for one-off services [27:50] We also do document research, title searches and visit municipalities for customers [30:10] We cover the U.S., the UK, Australia and Canada [32:15] WeGoLook services and rates - cheaper than calling your brother in law [36:19] People can order services directly from our website [37:47] We charge travel fees and research fees for those locations which are out of the way [40:17] Interior/Exterior reports are available for property investors [42:34] We service fortune 500 companies as field assignment personnel   Mentions: Hyatt Regency Orlando JasonHartman.com American Airlines US Air Voxer - A free app Venture Alliance Mastermind WeGoLook RawPorter

Wouldn't it be nice to see an interesting property on the internet and send someone else halfway across the U.S. to take photos of it for you? What about checking up on one of your existing properties to inspect the hail damage first hand. WeGoLook has an army of 20,000 “lookers” who can send you photos, videos or answer specific questions. They are even able to visit the local municipality to perform a title search.    Key Takeaways: [1:55] How WeGoLook evolved [4:16] We offer a basic report with photos/videos to answer any questions you have [7:10] We offer an hourly rate for one-off services [9:06] We also do document research, title searches and visit municipalities for customers [11:27] We cover the U.S., the UK, Australia and Canada [13:24] WeGoLook offers these services at these rates [17:32] People can order services directly from our website [18:56] We charge travel fees and research fees for those locations which are hard to reach [22:14] We see ourselves going global in the future [23:44] We also service fortune 500 companies as field assignment personnel   Mentions: WeGoLook

Managing insurance policies for your entire real estate portfolio can be an administrative nightmare if the coverage is provided by multiple companies. Finding a reliable and informative insurance broker who is able to offer nationwide coverage from A level underwriters would eliminate the hassle. Today, Jason gets answers for all of your insurance questions from the brokerage firm of Ross Diversified.   Key Takeaways:   Jason's Editorial: [1:21] It's an amazing time to be alive! [2:33] China has finally ended their one child policy [4:40] The nature of the real estate industry is fragmented [9:34] Bad faith insurance or companies denying claims is common [10:30] A personal experience with National Real Estate Insurance Group [11:50] Monday's episode features the founder of WeGoLook [14:04] Can we get listeners in more countries than the U.S. has military bases in? [16:40] Meet the Masters with Garrett Sutton in January   Ed Babtkis Guest Interview: [18:50] We have had nationwide insurance available for 30 years [19:50] Nuances to the nationwide real estate market make it a difficult product to offer [21:05] The underwriting companies which serve our brokerage firm [22:16] Nationwide programs are generally done on a blanket basis [25:21] Deductible options and norms [27:24] Getting the quote to the investor [29:54] Our company is approved by major financiers [31:20] Calculating insurance rates based on zip codes [33:30] Cash value is the number one issue insurance companies have [34:55] Replacement value is better coverage [36:33] How are land contracts insured? [39:12] Hard money lenders can place property coverage, but it costs a bit more [40:00] Loss of Rent insurance   Mentions: JasonHartman.com Affinity Group Management Code Red Book We Go Look Ross Diversified Acceptance Indemnity Cincinnati Insurance Blackstone

So, who is Robin Smith? She’s the clever founder of WeGoLook® a company you find online that sends people out to look at whatever you need them to look at. Like properties! And it doesn’t matter the marketplace. Check it out at www.wegolook.com, then come back here. Or vice versa. WeGoLook is the first-to-market diverse field services platform featuring over 15,000+ agents in the United States. Agents capture dynamic data and complete a variety of custom tasking on behalf of an individual or corporate customer and are required to pass background checks prior to doing so. Data capture includes photos, video, observations, measurements and completing customized report templates. Custom tasking includes picking up items then delivering to a shipper, retrieving courthouse records, notarizing documents and more. Robin wasn’t born an entrepreneur, but she says she was born with a pioneer spirit. From a very young age she tried different sales businesses… even in grade school. She started by making yarn belts in second grade, and things were going well… until the principal shut her little business down. (Even though the belts were in school colors.) Then she move to making and selling Christmas decorations and other things. Eventually, this farm girl from Oklahoma grew up and learned everything she could about CRM. She started her own consulting company, which meant she had to learn her clients’ businesses and solve their problems. This would put her on the path to what she does today, one of the most unique enterprises around. She designed a business around the lifestyle she desired. So how did Robin come up with the idea of WeGoLook? From an interaction with a friend who was trying to make a purchase on eBay for a piece of technology. The friend was nervous, because she wasn’t sure if she was getting a good deal. Robin found someone to “go look” at the item. A company was born, which is based on crowdsourcing and a huge and growing network of “lookers.” So next time you need feet on the street to look at anything across the country, here’s a company to contact. Robin said she was shocked that no one was doing this type of thing, so she created the company and has been smiling ever since! Learn how Robin’s company works and how it can make it work for you.

#27: Mark Podolsky tells Get Rich Education how he produces cash flow from raw land. Listen to this week’s show and learn: 02:05  Residential property management, fees, and an operations example at Keith’s 11-plex apartment building. 06:51  The classic professional management vs. self-management debate. 07:47  Mark Podolsky’s model eliminates the need for any property management at all. 09:57  Mark Podolsky interview begins and he explains his business model. 15:10  How to find out when & where land auctions are. 16:28  An example of how to structure a cash flowing raw land deal. 18:06  Why you can buy others’ raw land for pennies on the dollar. 19:29  How to identify the best land parcels. 25:45  How to start with essentially zero money. 28:11  What one needs to know before starting. 30:02  Mark’s big mistake.   Resources mentioned: www.TheLandGeek.com The Best Passive Income Model podcast www.Naco.org www.WeGoLook.com New: You can now hear GRE on SoundCloud