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“Podcasting is the art of turning passion into a powerful voice.”Episode 3 of Season 5 is HEREEEEEERE‼️News about Avatar: The Last Airbender in the recap segment along with a random article.We talk about Chia Seeds in Did You Know.Blue Eyed Samurai is this month's feature. Facts, history, and laughter! Enjoy the new episode with your lovely host.Check out March's Edition of LTRS where we are more than just TV show content.LTSR is available on Youtube so like, share and subscribe please and thanks.https://youtube.com/@lattyimperfettotesoro?si=jjct54h2oXMfT3Si
“Podcasting is the art of turning passion into a powerful voice.”Just because it's taking time doesn't mean it's not happening.Episode 2 of Season 5 is HEREEEEEERE‼️Rehash The Sandman, House of the Dragon, The Penguin and so much more in the recap segment.We talk about Ginger Ale in Did You Know.DC Creature Commandos is this month's feature. Facts, history, and laughter! Enjoy the new episode with your lovely host.Check out February's Edition of LTRS where we are more than just content.
“Podcasting is the art of turning passion into a powerful voice.”Just because it's taking time doesn't mean it's not happening.Season 5 is HEREEEEEERE‼️New season, new show, new episode with your same lovely host.Check out January's Edition of LTRS
In this episode of The Tactical Empire, Jeff Smith and his guest Shawn discuss strategies to build a life of abundance, discipline, and high achievement by investing in real estate. They explore the BRRR (Buy, Rehab, Rent, Refinance, Repeat) method and long-term rentals (LTRs), offering insights on how to maintain motivation and keep momentum in the early stages of investing. Jeff shares his experiences and advice on managing real estate portfolios, scaling up investments, and balancing short-term cash flow with long-term gains. They also delve into the psychological aspects of investing and emphasize the importance of having a long-term perspective. Join their Tactical Empire community for more discussions on real estate, infinite banking, and business investments.00:00 Introduction to The Tactical Empire00:30 Casual Catch-Up and Travel Plans01:37 Real Estate Investment Strategies03:51 The Psychology of Long-Term Rentals06:22 Case Study: Transitioning to Full-Time Real Estate07:47 Balancing Short-Term and Long-Term Investments10:47 Scaling Up: From Single Family Homes to Larger Assets21:40 Handling Unexpected Expenses and Capital Reserves27:14 Final Thoughts and Community Invitation
I AM GRATEFUL FOR THE JOURNEY, THE LESSONS, AND THE GROWTH.As we say goodbye to this season of LTRS, Latty talks about #SpotifyWrap2024, Christmas Tradition in Jamaica, her top 5 shows and favorite episodes and more.Continue to listen, like, comment, and share.
Welcome back, WIIRE listeners! We are so amped to have you join us because today, we are joined by another incredible female investing powerhouse, Victoria Chavez. Victoria is another one of our cohort leaders in the WIIRE Community, and this episode is packed with amazing nuggets and takeaways. In this interview, Victoria shares her best tips for buying or starting a property management company, how to onboard better tenants, and answers so many questions we showered her with, so graciously!Victoria began investing in 2022 and owns 3 LTRs (long-term rentals) and 1 storage unit, plus she owns a property management company! Victoria holds a bachelor's degree in chemical engineering and a master's in winemaking. She also owns Spearhunter Wines, which gives her a unique perspective that she shares openly.See what Victoria is up to next over on Instagram, we hope you loved this episode as much as we did!Thanks for tuning in; we'll catch you next time. Resources:Connect with Victoria on InstagramLearn about Victoria's Property Management servicesCheck out Victoria's wine collection, Spearhunter WinesBe the first to know when doors open again to The WIIRE CommunityLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram
Join my Facebook group, Tax Strategies for Real Estate Investors, and become part of a community with 11,500+ high-level real estate investors ► Join here: https://www.facebook.com/groups/taxstrategyforinvestors In this episode, I sit down with Oscar Setiawan to discuss his journey from corporate tech to restaurant owner to real estate investor. Oscar shares his unique approach to money management and project management in real estate, offering invaluable insights for investors at every stage. We also explore how he scaled a 25+ property portfolio, the financial systems he put in place, and how he's teaching his children to think like investors. This episode is packed with wisdom on risk management, financing strategies, and the power of financial clarity. Timestamps: 00:00:00 Intro 00:01:29 Oscar's journey: From tech to restaurant owner to investor 00:03:45 How to transition from a W2 job to entrepreneurship 00:06:28 The conversation that sparked Oscar's real estate journey 00:09:15 Why money management is more important than property management 00:11:57 Lessons from refinancing challenges and market shifts 00:16:00 The impact of interest rates and market downturns on real estate portfolios 00:20:15 How Oscar scaled to a 25+ property portfolio with a mix of LTRs, STRs, and MTRs 00:24:45 The mindset shift required to manage multiple properties 00:27:30 How Oscar is building generational wealth and teaching his kids about real estate 00:32:10 Identifying and cutting "bad pumpkins" from your portfolio Interested in working with me? Apply here: ► https://taxstrategy365.com/apply?el=podcast Let's connect! ► Instagram: https://www.instagram.com/learnlikeacpa/ ► LinkedIn: https://www.linkedin.com/in/learnlikeacpa/ ► Twitter: https://x.com/LearnLikeaCPA ► Facebook: https://www.facebook.com/learnlikeacpa ► Tiktok: https://www.tiktok.com/@learnlikeacpa *None of this is meant to be specific investment advice, it's for entertainment purposes only.
In this episode of The Landlord Diaries, we dive into the transformative mid-term rental (MTR) strategy with Candice Menard, a Realtor and Founder of Rent It Like A Saint in Lake Charles, LA. Candice has revamped her real estate portfolio, transitioning from aging long-term rentals (LTRs) to newer, high-performing midterm rental properties. Hosting travel nurses, construction teams, and displaced families, Candice shares her journey of building generational wealth and managing a family real estate business through intentional MTR strategies.What You'll Learn in This Episode:Guest Story: How Candice utilized 1031 exchanges to sell older LTRs and purchase modern 4 bedroom homes tailored for MTR tenants.Hosting Travel Nurses: Expert advice for renting by the room, setting house rules, and ensuring smooth tenant experiences.Construction Teams as Tenants: Tips for accommodating their unique needs, from parking strategies to ROI-driven amenities like king-sized beds.In this episode we cover:0:00 Landlord Diaries Intro2:55 Building generational wealth with real estate6:05 Candice first MTR experience: renting rooms to travel nurses8:05 Buying 4-bedroom homes for MTR tenants10:00 Selling older LTR homes to fund nearly new MTR homes12:05 Using 1031 exchanges to scale your portfolio16:15 Hosting med pros & construction teams in 4 bedroom homes16:50 Screen all your midterm tenants17:35 Types of MTR tenants19:20 House rules for MTR room rentals22:15 Parking strategies for MTR properties23:35 Are construction teams a steady source of MTR bookings?24:30 Disaster recovery housing opportunities26:45 Enriching your community w/ MTR housing28:15 MTR housing needs for court cases, restaurant openings & medical recovery29:40 Tips for hosting construction teams33:18 Using KeyCheck for MTR management35:15 Cost analysis or ROI (return on investment) for added amenities36:20 Why you should add king beds in each room if you have the space39:05 Handling property fees and deposit alternatives44:00 Connect w/ Candice MenardList Your Property Now:https://www.furnishedfinder.com/list-your-propertyCandice's Listings on Furnished Finder:https://www.furnishedfinder.com/members/profile?u=Candice.MenardThe Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.
We have been down to the Get Busy Living centre as ex-Tigers prop Matt Hampson turns 40.
Are your STRs stressing you out? Marisa Grover shares how she went from 80-hour weeks crying in her closet to calm CEO in just 6 weeks.02:27 - Overcoming Overwhelm and Transformation04:19 - Guest Introduction: Marisa Grover05:11 - Realizing the Need for Radical Change08:29 - Taking Bold Steps to Reclaim Balance09:16 - Game-Changing Documentation for Success10:00 - Strategic VA Hiring for Freedom11:01 - Quick, Dramatic Workload Reduction13:39 - Mastering Delegation for Growth14:14 - Bulletproof System Documentation16:14 - Empowering the Team Through Leadership19:45 - Focusing on High-Impact, Profitable Assets24:03 - Selecting Ideal, Aligned Clients27:00 - Building Strong Owner Partnerships30:13 - Relentless Perseverance for SuccessMarisa Grover's BioMarisa Grover is originally from Utah and then moved to Texas 4 years ago. She got into Airbnb in 2021 with a small property near the university in her town, and she loved it. What started there, turned into building a family of 9 STRs, and 10 LTRS, and then creating a cohosting company 3 times. Marisa hosted over 1,000 guests and grew from 1-55 properties in 3 years. She is a mom of two boys under 4 among all of this.Connect with Marisa Groverwww.instagram.com/marisagroverGet FREE Access to our Community and weekly Trainingsfacebook.com/groups/strsecret
Are your STRs stressing you out? Marisa Grover shares how she went from 80-hour weeks crying in her closet to calm CEO in just 6 weeks.02:27 - Overcoming Overwhelm and Transformation04:19 - Guest Introduction: Marisa Grover05:11 - Realizing the Need for Radical Change08:29 - Taking Bold Steps to Reclaim Balance09:16 - Game-Changing Documentation for Success10:00 - Strategic VA Hiring for Freedom11:01 - Quick, Dramatic Workload Reduction13:39 - Mastering Delegation for Growth14:14 - Bulletproof System Documentation16:14 - Empowering the Team Through Leadership19:45 - Focusing on High-Impact, Profitable Assets24:03 - Selecting Ideal, Aligned Clients27:00 - Building Strong Owner Partnerships30:13 - Relentless Perseverance for SuccessMarisa Grover's BioMarisa Grover is originally from Utah and then moved to Texas 4 years ago. She got into Airbnb in 2021 with a small property near the university in her town, and she loved it. What started there, turned into building a family of 9 STRs, and 10 LTRS, and then creating a cohosting company 3 times. Marisa hosted over 1,000 guests and grew from 1-55 properties in 3 years. She is a mom of two boys under 4 among all of this.Connect with Marisa Groverwww.instagram.com/marisagroverGet FREE Access to our Community and weekly Trainingsfacebook.com/groups/strsecret
We're excited to welcome Jon Styer, a real estate broker and owner of Styer Real Estate Professionals and Styer Hospitality Co., a short- and mid-term rental management company in Columbus, OH. Led by Jon and his wife, Sara, Styer Hospitality has grown to more than 50 doors under management in just over a year. But Jon has been in the real estate space for years before that. In this episode, we talk about Jon's journey from managing LTRs to STRs — and why he finally landed on mid-term rentals as his sweet spot. We discuss balancing STRs and MTRs, overcoming challenges as you grow your business, marketing strategies that pay off, and how to cultivate guest/host relationships. If you're considering whether mid-term rentals are right for you — or you've simply been curious about them — you need to hear Jon's mic drop advice. (00:01:08) #STRShareSunday: @VisitanaCollection(00:04:57) How We Connected With Jon(00:07:36) Jon's Journey In Real Estate (00:12:50) His Mid-Term Rental “Aha Moment”(00:16:54) Balancing STRs and MTRs(00:22:15) Overcoming Challenges As You Grow (00:25:58) The Pros Of Becoming A Licensed Property Manager (00:29:01) The Tech Solution He Can't Live Without (00:32:24) Tried And True Marketing Strategies That Work (00:37:03) His Approach To Furnishing (00:41:17) The Guest/Host Relationship (00:48:07) How Many Properties Are Enough Properties? Resources:• Click here for full show notes • styerrep.com• styerhospitalityco.com• #STRShareSunday: @VisitanaCollection• Submit your property for our next #STRShareSunday at strshare.com• Video: How To Market Your Airbnb Without Using Airbnb • Airbnb Essentials Checklist: hostchecklist.comThanks for Visiting is produced by Crate Media.Mentioned in this episode:Hostfully | Go to https://www.hostfully.com/influencers/thanks-for-visiting/ and use TFV100 to get $100 off your subscription.Superhog | Visit superhog.com/thanks-for-visiting and book your FREE demo today!Host Checklist | Grab our Airbnb Essentials Checklist and make stocking your Airbnb a breeze – we've got all your hosting needs covered!Minoan | Visit MinoanExperience.com and tell them TFV sent you!
Latty shares a little bit about back-to-school rituals in Jamaica and more. Join our host in this short yet sweet September Edition of LTRS.ENJOY‼️
#125: Allison Raskin is a bestselling writer, podcaster, and mental health advocate, whose latest book, "I Do (I Think): Conversations About Modern Marriage" investigates what LTRs look like in 2024. Allison and Josie discuss why dating feels so awkward and how to navigate dating when you're struggling with anxiety or OCD. They also chat about relationship doubts, why the idea of "The One" is dangerous, and how to truly feel more confident committing to a long-term relationship. Allison also shares tips to redefine or reevaluate your relationship to have a love life that works better for you. Consider this episode a deep dive into our cultural assumptions about commitment, compatibility, divorce, and the future of marriage, ultimately aiming to help you redefine what a long-term relationship, marriage, and commitment look like for you. Ask The Everygirl: 00:55 "What are some tips for starting up a text conversation with someone I met out and about who I think is cute?"Interview Begins: 14:23For Detailed Show Notes visit theeverygirlpodcast.com Hosted on Acast. See acast.com/privacy for more information.
In this episode of The Landlord Diaries, we sit down with Darel Ison, a full-time professional who's built an impressive portfolio of 19 rental properties spread across Ohio, Kansas, and Florida. With 7 duplexes, 1 triplex, and several single-family homes under his belt, Darel has mastered the art of converting long-term rentals into lucrative mid-term rentals.Starting his journey in 2002, Darel's success isn't just about property accumulation; it's about strategic portfolio management. Discover how he's transformed 4 of his properties into mid-term rentals, driving 85-90% of his bookings through Furnished Finder. Darel shares actionable insights into maximizing rental income without expanding your portfolio, by tapping into the mid-term rental market.Key highlights include:The strategic shift from LTR to MTRInsights on managing out-of-state propertiesEssential tips for property improvements and tenant communicationLeveraging tools like KeyCheck & Worry Free WaiverIn this episode we cover:0:00 Intro2:30 Darel's W2 & investing goals3:20 The journey to 19 doors4:00 Darel's current focus: portfolio improvements & increasing profit4:20 Darel caught every Bigger Pockets episode up to 600!5:20 Struggling with tenants in your LTRs? Consider MTR7:00 Host Katie Lyon's investing goals for her kids & family9:45 The difference in LTR & MTR tenants from Darel's experience12:15 Not getting bookings? Tune in now.15:00 Stay active in your Furnished Finder account17:40 Want marketing feedback? Tag your Furnished Finder listing in the comments18:15 Moving your first LTR to MTR21:00 Fill your MTR gaps with STR stays: Darel got his normal rent in 4 nights26:10 The revenue difference between LTR & MTR31:35 Working with your contractors as an out of state property owner35:35 Digital lock tips: which locks to buy, which to avoid, do not disturb feature & how they integrate with your channel manager39:25 KeyCheck provides peace of mind throughout your MTR booking process40:10 Travelers & landlords alike trust KeyCheck tenant screenings42:00 KeyCheck makes splitting payments easy for travelers sharing a home43:55 Worry Free Waiver: protect yourself & your guests50:20 3 ways to present Worry Free Waiver to tenants52:15 A separate pet guideline comes in handy58:30 Incorporating QR codes & virtual tours into your real estate marketing1:01:55 Finding strong multi-family deals on market1:03:35 When your getting out bid over & over, change your strategyFurnished Finder's Worry Free WaiverDarel's Listings on Furnished FinderKatie's Lighting ProductSEO Keywords:Mid-term rentals, real estate investing, rental properties, Furnished Finder, portfolio management, property conversion, rental income, Bigger Pockets, real estate podcast, tenant management, digital lock Text the hosts with questions or comments.The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.
We've loved James Adomian ever since we first saw him perform back in the day, and when we saw he had a new comedy special out, we said, "We gotta talk to him on the pod!" And yes, of course you know James from his stand-up and his new special Path of Most Resistance, from Trump vs. Bernie, from his voice work on cartoons like Harley Quinn, Kite Man: Hell Yeah!, Rick and Morty, Close Enough and, like, 100 other shows! And on today's ep, we get into how James could have started a cult at football camp, getting bored easily, dating vs. LTRs, psychedelics & therapy, and SO MUCH MORE! PLUS, obvi, we answer YOUR advice questions! If you'd like to ask your own advice questions, call 323-524-7839 and leave a VM or just DM us on IG or Twitter!Support the show on Patreon (two extra exclusive episodes a month!) or get yourself a t-shirt or a discounted Quarantine Crew shirt! And why not leave a 5-star review on Apple Podcasts? Or Spotify? It takes less than a minute! Follow the show on Instagram! Check out CT clips on YouTube!Plus some other stuff! Watch Naomi's Netflix half hour or Mythic Quest! Check out Andy's old casiopop band's lost album or his other podcast Beginnings! Hosted on Acast. See acast.com/privacy for more information.
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Send us a Text Message.Today we discuss two main concepts with Saad Dar, his real estate portfolio of around 20 units & his position as Head of Business Development & Partnerships at Baselane, online banking built for real estate investors. Baselane is trusted by over 40,000 landlords. You can earn up to 4.19% APY (Annual % yield), up to 5% cash back, create individual bank accounts for each property and utilize virtual debit cards to pay your contractors. In this episode we cover:0:00 Intro- Welcome to The Landlord Diaries3:15 Saad's real estate focus is BRRR multi-families mostly in Philadelphia8:25 Why Saad pivoted 3 of his LTRs to MTRs16:10 Adding a multi-family soon that will be 6 MTR suites22:00 Pros & Cons of real estate strategies & what led Saad to MTR28:15 Saad's experience with Furnished Finder32:30 5 tips to spot check your Furnished Finder account quickly34:25 Baselane Online Banking For Landlords35:40 Automated book keeping by creating virtual accounts & virtual cards36:15 How is your Baselane account protected?38:10 3 Baselane features for Furnished Finder landlords43:05 The benefits of Baselane reporting features47:15 Upcoming 2024 Baselane featuresWebsite Links:https://www.furnishedfinder.com/ https://www.keycheck.com/ https://www.furnishedfinder.com/stats https://www.furnishedfinder.com/Resources/PMResources https://www.travelnursehousing.com/ https://www.facebook.com/groups/furnishedfinder.travelnursehousing/ https://www.baselane.com/ Saad's Listings on Furnished Finder:https://www.furnishedfinder.com/members/profile?u=rocket.realty https://www.linkedin.com/in/saad-dar-b422301/ 5 Tips To Spot Check Your Furnished Finder Account-Check Edit Listings, Notifications, are unmatched Tenant Lead notifications on?-Have direct messages been addressed?-Have Tenant Leads been opened?-Is the availability date correct?-Are the photos in the correct order?The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.
Sam Primm is a legend in the real estate investing and education world with over 250 doors, $46M in assets within 7 years, 2.7M followers on social media, 1.4K students nationwide and author of the book “Own Your Freedom”. Exciting news, Sam is a host on Furnished Finder and will be starting a mid-term rental master class this year. In this episode we cover:0:00 Intro- Welcome to The Landlord Diaries2:20 Sam's real estate focus & portfolio4:20 From no cashflow to healthy cashflow through MTRs6:15 Advice Sam would give his 2014 self8:45 Mid-term rentals supplement a w2 very well10:30 Real estate doubles in value every 15 years11:50 Mid-term rentals provide the best of both worlds12:10 How often do you hear from MTR & LTR tenants?14:35 Set up your rental for success on the front end15:40 Sam's mid-term rental program includes Furnished Finder training!18:45 Katie Lyon compares LTRs, STRs & MTRs20:10 Mid-term tenants are the best tenants possible!21:20 How do you decide when to mid-term a property?23:10 Sam's MTR performance metrics25:50 Overview of MTR expenses28:25 Sam's mid-term rental tips & tricks- welcome guide29:15 Mid-term rentals are the easiest to self manage30:25 Q&A from 5 Landlord Diaries listeners…31:10 Should you put your arbitrage portfolio into an LLC?34:05 2 Landlord mistakes not to make…34:40 When running your numbers, be conservative on your initial underwriting35:55 Set clear attainable real estate expectations36:45 Do you prefer single family homes or 1-2 bedroom apartments for MTR & why?40:10 Sam's real estate advice for new or mom & pop operators43:20 Masterminds can be very expensive, how do you choose the right one?46:00 Overview of Sam's book “Own Your Freedom” 49:00 Connect with Sam PrimmWebsite Links:https://www.furnishedfinder.com/ https://www.keycheck.com/ https://www.furnishedfinder.com/stats https://www.furnishedfinder.com/Resources/PMResources https://www.travelnursehousing.com/ https://www.facebook.com/groups/furnishedfinder.travelnursehousing/ Sam Primm's Listings on Furnished Finder:https://www.furnishedfinder.com/members/profile?u=MidwestPG https://www.fasterfreedom.com/ The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.
EPISODE SPONSORS: HUD app EPISODE THEMES: Getting started with kink & BDSM Desire and libido in long-term relationships Identifying patterns Unraveling blocks to pleasure Navigating being submissive in a healthy way Coordinating a ganbang Advice for modern relationships and dating HANNAH DEINDORFER: Instagram Website SEGGS TALK RADIO: Instagram Youtube Website
Lauren is a physician associate, and she and her husband have been investing in real estate for a few years in addition to her continuing to practice clinically as a PA. They have long term rentals (LTRs) and recently started a short term rental (STR). Their rental portfolio includes duplexes and single family homes. Lauren shares how the decisions they have made on their way to financial independence have come down to the goals that they have set for themselves as well as their future family (spoiler alert: they are expecting their first baby shortly!). Take a listen to learn about real estate investing (REI) as a PA in addition to creating the goals that you want for your life and following through to reach them! Resources mentioned: Connect with Lauren on LinkedIn Check out their AirBnB in Little Falls, WI Win, Make, Give BiggerPockets Rich Dad Poor Dad (book) If you need some guidance on your financial journey, reach out to me about coaching opportunities through Instagram or by emailing me at pathefiway@gmail.com Are you just beginning your journey to financial independence and want to learn more? Download your FREE copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com - View website to learn more about financial independence and to learn how we can work together to help you with your financial and career goals on your way to FI! Enjoy the show? You can now support the PA the FI Way podcast through Buy Me a Coffee! Thank you for all of your support! https://www.buymeacoffee.com/pathefiway Follow along on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Follow or connect on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Keywords: real estate investing , physician associate , physician assistant , physician assistant financial independence , physician associate financial independence , physician assistant finances , physician associate finances , physician assistant finance , physician associate finance , physician assistant money , physician associate money , physician assistant school , physician associate school , PA school , PA-S , PA-C , pre-PA , physician assistant student , physician associate student , nurse practitioner
Jason and Brett talk to Jedediah Jenkins (Mother, Nature) about topics ranging from starter words on Wordle to the best time to eat donuts, about complicated parent relationships, the nuances of LTRs, and everything in between. Jedidiah Jenkins is the New York Times bestselling author of To Shake the Sleeping Self and Like Streams to the Ocean. A graduate of USC and Pepperdine University School of Law, Jenkins began his professional career with the nonprofit Invisible Children, where he helped orchestrate multinational campaigns to end the use of child soldiers in central Africa. His parents, Peter and Barbara Jenkins, are the authors of the bestselling A Walk Across America series. He is the executive editor of Wilderness magazine. Jenkins's work has appeared in The Paris Review and Playboy, and he has been covered by National Geographic.**BOOKS!** Check out the list of books discussed on each episode on our Bookshop page:https://bookshop.org/shop/gaysreading | By purchasing books through this Bookshop link, you can support both Gays Reading and an independent bookstore of your choice!Join our Patreon for exclusive bonus content! Purchase your Gays Reading podcast Merch! Follow us on Instagram @gaysreading | @bretts.book.stack | @jasonblitmanWhat are you reading? Send us an email or a voice memo at gaysreading@gmail.com
Today's guest, Tom McGreevy, is a high school principal who ventured into the real estate market as a side hustle over 15 years ago. Since starting on the real estate investor path, Tom has acquired 13 long-term rentals (LTRs) and 2 short-term rentals (STRs). Starting as only a side hustle in 2008, Tom has now built a successful real estate business that affords him plenty of flexibility in life. Tom is now looking to 1031 exchange his current properties into larger properties with the ultimate goal of achieving $10,000/month in net cash flow.You can connect with our guest on Instagram @onerentalayear.We've partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and we've made a lot of money by using their services.If you need a plug-and-play landlording solution, we highly recommend RentRedi. Patrick and I have found that RentRedi is a great solution to manage any number of rental properties, no matter your experience or unit count. Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to info@TheRealFI.com and we'd be happy to connect with you. And If you haven't done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!You can connect with you hosts on instagram:James on Instagram: @James_RippeonPatrick on Instagram: @RentalPropertyCoupleWatch on Youtube. Sign up for our newsletter to stay informed.Let's kick the 9 to 5!Decide. Commit. Take Action!
Did you know that short-term rentals are considered one of the most stable assets in the real estate industry? We chat with Cale Delaney, who will elaborate on the numerous advantages, resources, and operational hacks associated with managing a successful hospitality business that prioritizes its tenants. Tune in to gain valuable insights and learn more about this thriving industry!Key Takeaways to Listen forProfitable characteristics of short-term rentals and how to benefit from themThings you should know and include when underwriting short-term rentalsInnovative software to help streamline your rental operationsWhere to source your capital when starting a short-term rental business A valuable experience that teaches the power of maximizing resourcesResources Mentioned in This EpisodeBiggerPockets Rich Dad Poor Dad by Robert Kiyosaki | Kindle and Mass Market PaperbackGoogle MapsPriceLabsVrboAirbnbFacebook GroupsAirDNA RabbuHospitable Host 2 by Cale Delaney et al. | Paperback Free Apartment Syndication Due Diligence Checklist for Passive Investor About Cale Delaney Cale, who self-titles himself as the Accidental-Intentional Millionaire, is a Christian Real Estate investor, entrepreneur, husband, and father of 3. After graduating cum laude with an Engineering degree from Univ. of Miami, he began his real estate career in 2006, working as a Commercial Real Estate Investment Broker in Miami, FL, where he was awarded the Pace Setter award his first year for the most number of listings and sold over $7M in multi-family and retail Real Estate. However, with the crash of 2008, he left that business and put Real Estate on hold until 2020, when he decided to go all in to start building generational wealth for his family. Since then, his investment portfolio went from $300k in January 2020 to over $6M less than two years later. In those two years, he acquired 13 units, including 5 LTRs and 8 STRs, seven luxury log cabins in the Smoky Mountains in TN.Connect with CalePodcast: The Fit Investor | Apple Podcast and Spotify Facebook: Cale DelaneyInstagram: @cale_delaneyEmail: delaneyrealestateinvestments@gmail.com To Connect With UsPlease visit our website: www.bonavestcapital.com, and please click here, to leave a rating and review!SponsorsGrow Your Show, LLCThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GrowYourShow.com and Schedule a call with Adam A. Adams
In this podcast episode, our guests Emily and James Lowery share their journey to financial independence through real estate investments. They discuss their background, including James' previous job as a manager at a PT clinic and Emily's career as a mechanical engineer. They explain how they transitioned from living paycheck to paycheck to becoming early retirees, motivated by their desire to be stay-at-home parents. The couple describes their strategy, which involved cutting spending, downsizing their living arrangements, and house hacking. They now own 10 units, including short-term rentals (STRs), long-term rentals (LTRs), and medium-term rentals (MTRs) in Alabama, generating a net cash flow of $8-10k per month. They achieved their financial goals and are now focused on enjoying their freedom and traveling. Their advice for those interested in pursuing a similar path is to "get your money right" and address any financial challenges first. They also discuss the obstacle of deciding where to be geographically, which they overcame by obtaining European Union citizenships.You can connect with our guest on Instagram @rethinktheratrace or their website at www.rethinktheratrace.com. Are you interested in finding great off-market investment opportunities? We've partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to info@TheRealFI.com and we'd be happy to connect with you. And If you haven't done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!You can connect with you hosts on instagram:James on Instagram: @James_RippeonPatrick on Instagram: @RentalPropertyCoupleWatch on Youtube. Sign up for our newsletter to stay informed.Let's kick the 9 to 5!Decide. Commit. Take Action!
Join us as Cale takes us on an awe-inspiring journey through his remarkable rise to success in the short-term rental industry. With an impressive portfolio of 13 units, comprising 5 long-term rentals (LTRs) and 8 luxurious log cabins nestled in Tennessee's breathtaking Smoky Mountains, Cale shares his insights and strategies for creating an empire in just three years. In this episode, Cale discusses his management strategies, and the meticulous process he employed to transform his properties into sought-after vacation destinations. Learn how he leveraged the allure natural beauty of the Smoky Mountains to captivate guests and create unforgettable experiences. Beyond his expertise in short-term rentals, Cale is also a featured author in the "Hospitable Hosts 2" book, where he provides valuable insights and practical advice for hosts and aspiring entrepreneurs. Additionally, as the host of the "Fit Investor" podcast, Cale shares his perspective on maintaining a balanced lifestyle while building a successful business in the real estate industry. Join us as we delve into the mind of Cale Delaney, unraveling the secrets behind his rapid success and uncovering the lessons he learned along the way. Whether you're an aspiring short-term rental entrepreneur, an avid investor, or simply someone looking for inspiration to pursue your dreams, this episode of "Dream Huge" with Cale Delaney is a must-listen.
In this episode, we have the pleasure of welcoming Catie Lawrence, a real estate investor and businesswoman based in Colorado. Catie shares her journey towards financial independence and the projects she's currently working on. She started in 2006 by house hacking and renting out a room in her primary residence on Airbnb. Catie was able to rent out the room for 30-60 days a year and make $3,000 annually, which covered a large portion of her living expenses. In 2015, Catie and her husband founded Happy Homes, Ltd., focusing on long-term rentals (LTRs) and medium-term rentals (MTRs), as well as flipping properties. Catie discusses her first flips, partnerships, and the decision to transition to LTRs. This episode is filled with valuable insights for those interested in real estate and achieving financial independence.You can connect with our guest on Instagram @happy_homesltdAre you interested in finding great off-market investment opportunities? We've partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to info@TheRealFI.com and we'd be happy to connect with you. And If you haven't done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!You can connect with you hosts on instagram:James on Instagram: @James_RippeonPatrick on Instagram: @RentalPropertyCoupleWatch on Youtube. Sign up for our newsletter to stay informed.Let's kick the 9 to 5!Decide. Commit. Take Action!
What strategies did Tim Grillot implement to achieve success in his short-term and long-term rental businesses? In this episode of Weiss Advice, we welcome Tim Grillot, Tim is the proud owner of six STRs (four in the Smokies and two in Gulf Shores) and eleven LTRs. He began investing in real estate at the age of seventeen. His passion for providing people with quality accommodations for their vacations and wonderful homes to love has led him to make the move away from a lucrative career as an executive to a position as an agent at the short-term shop.Tune in to this episode as Tim Grillot reveals his insight on supply chain logistics, identifying markets with growth potential![00:01 - 02:21] Opening SegmentWe welcome, Tim Grillot!Tim is a real estate investor, short-term rental owner, and real estate agent from the Smokey Mountains of TennesseeHe was in the W2 world for 16 years before transitioning to full-time real estate[02:22 - 25:56] Building An Empire Of Short-Term And Long-Term RentalsHow he bought his first house and became an accidental landlordObsessed with owning a vacation propertyHow he and his wife sold everything and moved into an RV to embrace the simple lifeThe division of labor between him and his wifeBuilding a house hack-type situation in Ten[25:57 - 31:23] THE FINAL FOURWhat's the worst job that you ever had?Worked on a carwash washing semi-trucksWhat's a book you've read that has given you a paradigm shift?“The Go-Giver” By Bob Burg and John David MannWhat is a skill or talent that you would like to learn?Learn how to play an instrumentWhat does success mean to you?Tim Grillot says, “Finding the right balance in your life and finding your purpose.”Connect with Tim Grillot: Facebook: Tim GrillotLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:“We're put on this planet to work and serve people and I'm a big believer in that. And, so now it's more about getting fulfillment out to what we do and we really enjoy hosting people and we really enjoy, honestly making a nice place for people to live with our long-term rentals.” – Tim Grillot“People do things in their life that they enjoy all the time and spend money on it and don't worry about it. And for us, we've just kind of turned this real estate investing into something we enjoy.” – Tim GrillotSupport the show
In this episode, you will learn:Ways to switch things up with your sex routineHow none of us are sex-problem freeWhy exploring your body helps you to become a better loverHow to start taking progress steps in your sex lifeWhy time and delivery matter in sex conversationsJordyn is a sex expert and host of The Horny Housewife, a raunchy sex and marriage podcast with honest insights into sex and the ups (and downs!) of marriage and long-term relationships. Her advice goes beyond the typical tips and tricks, offering willing listeners an experience that's both hilarious and informative. She peels back the curtain on common pitfalls of LTRs, while providing tips that prioritize pleasure and playfulness. In sharing personal anecdotes and horror stories and answering burning listener questions, Jordyn dives deep into the realities of sex and provides a roadmap for couples looking to have hot, pleasure-filled sex.Listen to The Horny Housewife podcast!Follow The Horny Housewife on Instagram_____________________________________________________________________Register for the "MASTERING THE ART OF HER PLEASURE" Masterclass https://www.stephanieganowski.com/offers/hBDReQLC(use code: APRILMASTERCLASS at checkout to save $20- this code will expire soon!)RECEIVE WEEKLY SEX TIPShttps://www.stephanieganowski.com/news-letterINSTAGRAMhttps://www.instagram.com/stephganowski/QUESTIONS?Email: info@stephanieganowski.com
Dillar Schwartz is driven to exceed client expectations through her integrity, expertise and grit. Over the last two decades living in Austin, she has expanded and deepened her knowledge of real estate, investing and wealth building and has earned a place in the top 10% of REALTORS® in Central Texas. A leader at her core, she began The Dillar Group real estate team and has trained more than 200 agents on their way to success. She is also an active member of her community donating her time to charities such as CC4C and participating in Keller Williams RED DAY- an annual day of giving back. Recently, she was nominated for Austin Board of Realtors' Cultural Icon Award and named Keller Williams Cultural Ambassador for the South Texas region. In her free time, she enjoys spending time with her wife, Keri, her two dogs - Piper & Nelson, traveling and exploring Austin's foodie scene. Dillar has been actively investing for 8 years. Her impressive & growing portfolio includes 2 STRs in Hot Springs, AR, 3 LTRs in Austin, 1 LRT in Taylor, 7 STRs in Wimberley, several partnerships, & 3-4 flips per year. For more on Dillar: thedillargroup.com Social Media - @campcontigo @thedillargroup.tx @dillar_atxrealtor The Moorhead Team is excited to bring you information about investing in real estate in the Central Texas area! More information can be found at our website at www.themoorheadteam.com and our YouTube page The Moorhead Team. We're always aiming to bring you great free content about investing in real estate in Austin, TX!
Answer this one question and you won't have money concerns for the rest of your life. The Dow Jones once fell so hard that it didn't recover for 25 years Japan's NIKKEI peaked in 1989 and still has not recovered. I discuss the differences between an economic recession and depression. During the 2008 housing crisis, national housing values only fell 19%. Originally, 401(k)s were called “Salary Reduction Plans”. They had to scrap the name to foster participation. Some investing questions are: How do I max out my 401(k)? How can I attend my dream college? How can I become a millionaire? After building context, I reveal the most important question in the investing world. Learn how to keep emotions separate from investing. The vital question is: “Will this property secure an income stream?” Resources mentioned: Show Notes: www.GetRichEducation.com/430 National Median Home Prices: https://fred.stlouisfed.org/series/MSPUS Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Analyze your RE portfolio at (use code “GRE” for 10% off): MyPropertyStats.com Memphis property that cash flows from Day 1: www.MidSouthHomeBuyers.com I'd be grateful if you search “how to leave an Apple Podcasts review” and do this for the show. Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free—text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Full transcript: Welcome to GRE! I'm your host, Keith Weinhold. Happy New Year! What is the most important question in the entire investing world? It is a vital one - and this coming year makes it as relevant as ever. Asking yourself this question & answering it can make you wealthy - and you've probably never even heard this question before. That & loads of financial education, today on Get Rich Education! _____________ Welcome to GRE! From Lake Champlain, NY to Lake Charles, Louisiana and across 188 nations worldwide, you're listening to one of America's longest-running and most listened-to investing shows. I'm your host. My name's Keith Weinhold. I'm grateful to be here myself. Thank you FOR being here… and you aren't here for me. You're here for you… so let's build your wealth today. What's the most important, vital, essential, and almost MANDATORY question in the investing world today? While you're thinking about that, let me build some context so that it makes sense. Now, why don't we discuss stocks more on the show here? When most people hear the word “investing”, they might think of stocks first. Their mind might shoot there immediately. When someone refers to the market, they just simply say, “the market”, they typically mean the stock market, like the DJIA or the S&P 500. Look, with persistently higher interest rates, it's likely that economic headwinds are still coming. Now, what if things got worse than a recession and we entered a depression? I'm not saying that it's likely, but let's look at what CAN happen because this actually HAS happened. What can happen in a depression?! The stock market falls and doesn't recover for 25 years. That's not a guess. That really happened in the United States! Yes, the DJIA peaked in 1929. The market crash hit. These were the times of “The Great Depression”. Stocks lost nearly 90% of their value. Yes, 90%. That means that after a loss like that, stocks would have to rebound 9X, 900% just to get back to even. Well, I told you that the US stock market crashed in 1929. The Dow didn't fully recover until late 1954. Yes, 1929 to 1954. That is fully 25 years… just to get back to even. 25 years of zero gain. It HAS happened, right here in the USA, the most powerful nation in the world. Well, you might wonder… ah, c'mon, could that really happen to any major stock market in an ADVANCED economy today, in more modern times, even if things got really bad? Oh, yes, things don't even have to get really bad. Understand that the third-largest economy on earth, still to this day is Japan. Japan's NIKKEI peaked in 1989. It still hasn't recovered from its high 34 years ago. Yes, that's the MAIN stock market index for Japan - the Tokyo Stock Exchange. That's still going on right now, today. It still hasn't recovered back to its 1989 level. It's not even close today. So it doesn't even TAKE a depression for those stock market calamities to occur in major world nations' stock markets. Well, what's the difference between an economic recession and a depression? The short story is that a recession is a substantial downturn in ONE nation's economy, and an economic DEPRESSION is widespread across many nations. And there are some other distinctions. Right? And the old joke is that a recession is when your neighbor loses their job and depression is when you lose YOUR job. Well, what about real estate? Real estate values don't always go up. What happened to real estate in its ugly downturn about 15 years ago where we had a mortgage meltdown from liar mortgage loans and a glut of housing supply? (neither of which are happening now, BTW) During the ugly Global Financial Crisis in & around 2008 & 2009. Well, during that time, real estate went down 19% nationally. Yes, on a nominal basis, the national median home price was down 19% from $257K down to $208K. That's it? Maybe you're thinking, “that's it”? 19%. This is when everything was going wrong for housing and it didn't even reach 20% bear market territory fifteen years ago. And btw, I will put the link to the chart that shows this in the Show Notes for you. Yes, we really do put links in the Show Notes for you when I tell you that we will. Haha! You can see that at GetRichEducation.com/430 This is episode 430 of the GRE Podcast, so just go to GetRichEducation.com/430 to see today's resources and today's show notes also, you have access to an entire transcript - all of the lyrics… like we do for some of our episodes here. So that if you have a deaf or hard of hearing person in your life, they can, I suppose “read” today's show rather than listen to it. Or maybe you want to read along as you listen… or read after you listen in order to reinforce your learning. Now, at the start of the recession in 2008, the national median housing value was $234K… and it took all of but four years to recover and exceed that level. Yes, from the start of the GFC, housing values only took four years to recover. The source of that information is the Census Bureau & HUD. That data is also available for you in the Show Notes at GetRichEducation.com/430 So the point is that real estate or stocks can lose value. But real estate is substantially more stable. If you buy RE in a good market and you have an average or better PM (meaning they're “just OK” with screening tenants), then you can sleep well. It's hard to lose big. You might not even be in real estate for the values. You might be in it for the cash flow. This is helping you build context and provide you with a clue about The Most Important Question in the entire Investing World. While you're still pondering what that question might be, because I'll build some more context for you so that this question makes complete sense… and let's start to isolate it here. Real estate builds wealth. Stocks though, can maintain wealth after you've built it. But you've got to build it first. So that's why this most important investing question today… isn't about stocks. Well, what about stocks or mutual funds in a retirement plan? Is that more relevant? Enjoy the compounding growth on PRE-tax dollars & all that. Take stocks' 10% return and like I detailed two episodes ago, adjust that down for inflation, emotion, taxes, fees, and volatility… and what do you have left? I'll tell you what the key question is not. How can I max out my retirement plan? Oh geez. The new annual contribution limit to 401(k)s this year is $22,500 BTW. I'll admit, I used to have a day job and I maxxed out my retirement for a few years before I realized that maxing out my retirement… … was minimizing my present. And minimizing next year, and minimizing next decade, and minimizing my life for decades until I hopefully was still not just alive… but actually healthy enough to truly enjoy DEFERRING my quality of life all those decades. Maximizing your retirement contribution means that you're living a SMALLER life for decades. The risk of delayed gratification is denied gratification. Now there IS something to be said though, for the psychological benefit of you having something saved for the future, even if it certainly diminishes your life in the near-term. Instead, with income property, I discovered that I can invest in something that pays me an income stream TODAY… without jeopardizing my future one bit. In fact, I'm paid an income stream TODAY AND I will get a better return than my 401(k) long-term and the tax benefits too. Today's mainstream media tells you that it's a bad time to buy real estate because prices & interest rates are up in the past year. But they're talking about primary residences. Instead, with rental property, your tenant pays all of your mortgage principal & interest for you & all of the operating expenses & a little on top of that called cash flow. So “How do I max out my retirement?” That is not a great investing question. You're contemplating how to defer your quality of life, delay your standard of living, and live a life of less. Now, here's another bad question. I heard a teenager say this the other day, “I want to attend my dream college.” “How can I attend my dream college?” Dream college? What? College is still necessary for some skilled professions. But like we touched on last week here on the show, the value of a college degree is down yet the price of a college degree is up. That's why enrollment has been steadily declining since 2012. But, even worse, “How do I attend my dream college?” Who would even ask that question? It COULD matter whether you have a degree or not. But no one cares what school you went to. No one cares what your college grades are either. The last time that you went to go see the doctor, do you feel like you got a good quality of care from them or not? That's what you REALLY care about. Did you want to know what college or medical school your doctor graduated from before you saw them? Do you even know what college they went to? It doesn't matter. Did you ask your medical doctor about what their college GRADES were? See. It doesn't matter. Now, I actually don't think college is a complete waste. I got a 4-year-degree. I learned some things. But it wasn't the most efficient use of my four years. But “dream college”? Who cares? Not a good question. “Attend My Dream School”. It makes no sense. Here's a third question that is NOT the best question that you can ask yourself in investing today: “How Can I Become A Millionaire?" Ugggh. Awful question. I think that longtime listeners know where I'm going with this one. But let me update it because we've had some substantial inflation for almost two years now. Let me tell you - you don't want to be a millionaire. The definition of a millionaire is not someone that makes a million dollars a year. It's having a million dollar net worth. So if you add up the value of all of your assets and it totals 1-and-a-half million dollars and then add up the sum of your debts and that a HALF million dollars. Well, your net worth is 1.5 million in assets minus a half million in debts which equals 1 million. That is not where you want to be. Now, maybe if your 75 years old and you think you've got ten years left to live, you could live a somewhat modest life on a million dollars. But, as you can see, that's not where most people want to be. Inflation has rendered the term “millionaire” nearly to middle class now. The middle class is getting eaten by wages that don't keep up with inflation. A single millionaire will probably be a POVERTY marker within my lifetime. Now, if you're a millionaire that has $200K of CASH FLOW each year, that's different. That's better. Net worth is not as important a measure as your residual income stream. But just a millionaire? Wrong trajectory. Avoid. Avoid. Avoid. So maxxing out retirement plans, attending a dream college, or setting out to be a millionaire are all losing financial plans… and they are all losing life plans. We are building some context and eliminating some paradigms as I'll soon posit “The Most Important Question in the entire Investing World”. There is one question that can make you wealthy - and you've probably never heard this question before. And if you act on the ANSWER to this premium best investment question to ask yourself… you probably won't have money concerns for the rest of your life. I think it'll all make sense when I reveal it later today. While you're been thinking about it, I've been building some context and a foundation about why this question matters, and why those other ones don't. If you're new to the show, again, I'm Keith Weinhold. I'm a 20-year REI in the US. I am an active member of the Forbes RE Council. I write all of our articles on GetRichEducation.com too. I'm also a financial columnist for the Epoch Times. I host this weekly Get Rich Education podcast every single Monday - this show right here. We don't miss shows. I have never missed a week. And we also don't replay old shows. Fresh material here for you every single week. Most every financial influencer has been here with me as a guest on the show, running alongside me, including Robert Kiyosaki, Grant Cardone, Jim Rickards, Chris Martenson, T. Harv Eker, most anyone that you've heard of. Besides writing for GetRichEducation.com, Forbes and Epoch Times, I also write our weekly “Don't Quit Your Daydream” newsletter that I send directly to you. Then, I am the “talent” - if you can call it that - that's what it's called in the industry “the talent”. It makes a slackjaw like me feel uncomfortable saying it. I am the “talent” on the Get Rich Education YouTube Channel as well - building your wealth over there. I also host webinars to help you get started with real estate. That's where we look at actual addresses together and more. That's something that we just began a few months ago. I am also your instructor for a fastcourse that I made specifically for you at: GetRichEducation.com/Course Those five course videos that average just 12 minutes each could comprise the most powerful and impactful 1 hour of investing instruction that you will ever see. That's free, again, at GetRichEducation.com/Course When you know what you're doing in real estate, you're often getting paid five ways. And when you're profiting like this, you're not tempted to cut corners. When you're not cutting corners, you are providing others with good housing. Let's do good in the world. Provide good housing and let's abolish the term “slumlord” in this nation. Everything that I do here is completely free for you - every single thing that I just mentioned is free. If you like our mission, and our direction - doing the right thing before you do things right - I invite you to “Subscribe” to our show now. You don't have to. But consider it. Subscribing to Get Rich Education on your podcatcher is the only way you're certain to NOT miss one wealth-building show. More next. I'm KW. This is Get Rich Education. __________ Welcome back to GRE Podcast 430. I'm your host, Keith Weinhold. We are in our 9th year of coming at you every single week, 52 weeks a year. There is one question that can make you wealthy - and you've probably never asked yourself this question before, or perhaps even HEARD this question before. And if you act on the ANSWER to this premium best investment question to ask yourself… you probably won't have money concerns for the rest of your life. It begins with keeping your emotions separate from investing. When it comes to buying a LT rental property, some of the worst advice that I've ever heard is: “Only buy a rental property if you would live in it yourself.” Oh! That really limits your ability to put the most profitable income properties into your portfolio. Now, of course, you had better only buy a primary residence that you would want to live in yourself. But it's definitely NOT that way with income property. It is not that way with rentals. Yet you need some standard here, however. Look, years ago, I had a friend that saw me as a successful REI, so he wanted me to tag along with him to go out and tour rental properties on the weekends so that my experience might inform him on which property to buy and which ones to avoid. Most of them were unsuitable. Unsuitable SFR, unsuitable condos, unsuitable duplexes and triplexes and fourplexes. But we found one together - a fourplex - that I thought was suitable and he didn't. The reason that he didn't like this, oh, about 1980-built fourplex building is because - though it was well-kept, some of its finishes looked dated. One of the four units had a pink color-themed bathroom that had this sorta weird-looking pink wall tile and pink sink and pink bathtub. It all matched though. But yeah, it looked dated. And another one of the fourplex unit bathrooms had those same bathroom fixtures but in a dated-looking olive green. And the third a light blue, and then the fourth was a totally renovated new bathroom. Well, it didn't matter that the bathrooms didn't match each other. Each family in the fourplex had their own unit in these 2 bed, 1 bath units. And here's the thing. The building was well-kept, it was fully-occupied, and it had a good history of occupancy. That's why the fourplex checked my “buy box” but my friend didn't want to buy it. He just couldn't get over the emotions that he felt in, say, a pink bathroom. See, he couldn't see living there himself. But he was not GOING to live in the fourplex himself. He would be an investor that lived offsite. That didn't make any sense to me. He gave in to emotions, and lost out on a profitable property. So when an investor says that they wouldn't live in an income property themselves, my response is often, “Oh, I didn't know that you planned to live there.” Because often times, the investor does not. Emotions got the best of my friend… and he didn't buy this property that would have been a winner. Here's a different case. Now, being sentimental is an emotion. I've known someone that strongly considered buying a rental property in their own neighborhood chiefly because they used to play basketball at that house back when they were a teenager. Sheesh, that's an awful strategy. Investing is about facts, not feelings. And certainly not the feelings that are evoked because you slam-dunked a basketball for the first time on an 8' rim when you were 13. Ugggh. Dreadful investing strategy! Would that property's income exceed its expenses? Sentimental feelings are an emotion. Instead, investing is about the facts. Now, we're building some backstory and context. We are hitting closer to home for what I soon want to reveal as the best investment question that you can possibly ask yourself. Now it's pretty likely that you want to avoid buying property in a badly blighted, crime-ridden neighborhood that's also trending in the wrong direction, even if the property is CHEAP. Because in those areas, it's hard to find a respectful, rent-paying tenant… and the property could depreciate in value at the same time - in a tough neighborhood. Actually, you typically want to avoid BEAUTIFUL neighborhoods too. Yes, “avoid beautiful”. That can sound unusual to newer REIs, but for LTRs, beautiful isn't profitable. The rents aren't high enough there. So, depending on your target market, to go from a working class neighborhood (where the numbers often make sense) to an upper crust neighborhood, rents might triple but purchase prices could 10X. That's a losing formula for you. So because you want to avoid rough neighborhoods and avoid beautiful ones, what you want to be attracted to are working class, SAFE enough neighborhoods that are just a little below the median home price. You don't want to go so low that you're beneath the safe bar. What are the condition of the cars like in the neighborhood? If someone would park a decent car outdoors overnight, that's one sign that the neighborhood is safe, in addition to crime and school district data that you can find online. So again, don't let emotions prevail. Also, don't let PERSONAL PREFERENCES dictate what you do too much. Ah, you'll learn some funny quirks about me here. I've spent my life living in places that have a real change in seasons, including a substantial winter - that's mostly in Pennsylvania and also in Alaska, BTW. But distinct seasons are my personal preference. A lot of people don't care about seasons. They just want year-round warmth. So that's why I invest in the Sun Belt states - because I know that it's what OTHERS want. It's not about where I want to live. It's not about me. It's not about my emotions. I also know that even people who dislike cold will still live in a cold place if they have a job. Money is very attractive to people and money trumps climate for some people… so it can be good to invest in growing pockets of, say the Midwest. Personally, I don't prefer to live on HW floor. It's harder, colder, and noisier than carpeting. I prefer plush, padded carpeting… and I've got some reasons for that. But I know that I'm in the minority on that one. We actually did a poll on that on our Get Rich Education Instagram Stories and 83% preferred to live on a hard surface, only 17% on carpet. But see, in my rentals, I use either vinyl plank flooring or hardwood laminate flooring - even in the bedrooms sometimes. Not only is it more durable, but tenants actually seem to prefer it - even if I can't figure out why. Ha! So I keep emotions out of investing, I'm keeping sentimental reasons out of investing, and I'm even keeping my own personal preferences - like plush wall-to-wall carpet out of investing. Stick with facts and demographics and infrastructure and migration trends, and jurisdictions that have strong protections for landlords. So, with all of this in mind, what is the best REI question that you can ask yourself during the course of your entire investing career? It is: Will this property secure an income stream? Yeah, that's the big question. And it is unemotional. When you ask yourself, “Will this property secure an income stream” for yourself, now you're accounting for the quality of tenant that you can attract there. Now you're accounting for the long-term building maintenance question, and now you're accounting on if you're in a good market with enough job and population vibrancy for a long-term tenant base. That's the stuff that matters. “Will this property secure an income stream?” And what makes that question multi-dimensional is that even though the word “property” is in that question, the question is really asking more about what SUPPORTS the property - like the metro economic market and the neighborhood that it's in. See, a modest, 1950-built, 500 sf studio apartment can support an income stream for you if it's in a thriving job market with a future. Well, as far as your investing for the year ahead, we are still in high inflation - though it's come down, and many feel that a recession is ahead. Where do you invest in high inflation & a recession? Well, gold is the classic inflation hedge. But long-term, it's price merely tracks inflation, so though it could be good to have a little, it won't grow your prosperity. Bitcoin has been beleaguered in this brutal crypto winter as they call it. Bitcoin has a few redeeming attributes in my opinion. But it's risky. In fact, during the GFC of 2008, the pseudonymous creator, Satoshi Nakamoto was just publishing his white paper. We really don't have any history of what bitcoin does in a prolonged recession. Here's the thing. If there's a bad recession and you lose your job… what are you really going to need in your life badly? You're going to need more income streams - like a RE income stream. And you're not going to be able to get a loan for a property anymore once you lose your job. If high inflation persists, as any longtime listener knows, RE crushes it - income property with a loan. Yes, by now, you know that you win the Inflation Triple Crown - winning with RE 3 ways at the same time - c'mon - recite them with me - Asset Price Inflation, Debt Debasement, and Cash Flow enhancement. That's the ITC. This is why rental property with a loan is the singular best investment in high inflation and a potential recession. History over hunches. RE has proven itself historically. You can have a hunch. But it's typically best to look at what happens historically over & over & over again. My question for you today is: “Will this property secure an income stream?” That's the key investment question. But over the years, I've learned that you've also had a question for me. It's something like: “Where do I find the properties conducive to securing an income stream?” These are exactly the types of income property at GRE Marketplace. That's a resource that our team & I put together for you where I share the same exact property providers with you… that I buy from myself. Gosh, I wish that this would have existed 20 years ago when I bought my first rental property through a RE agent that didn't know what they were talking about & I wasn't even aware of it. It is free to signup just like thousands of investors already have. There's no subscription fee and just one login gives you access to all of the property providers - and they're typically in the profitable Midwest and South. You don't have to invest in your own local market. The best deals usually are not there. When you open up your investing possibilities to the entire nation & beyond, you're no longer limiting yourself. And see, when you aren't limiting yourself & you buy in a market with a strong rent income into a low purchase price, what have you done? You've made your investment profitable. How are you more incentivized to think when you're profitable - you don't cut corners. Those that aren't making money on their rentals can be tempted to cut corners and for example, not replace faulty electrical outlets and not replace rickety porch stairs. When you invest out-of-market and you're profitable, you're less likely to do those slumlord type of things… and that's how this is congruent with our mission to do some GOOD in the world. It's not complete altruism. You want to be a profiteer like me. So I buy from these providers myself at GRE Marketplace. Prices over there are often discounted because it's a DIRECT model. There's no real estate agent to pay at all. We even video-interview the PMs in the markets there for you… since that PM can manage the property for you on Day 1… if you so choose… making this largely passive for you. So, armed with this best-ever question of “Will this property secure an income stream?” Understand that GRE Marketplace is not like a big box store. It is more like an organic farmer's market where we help match you with experienced property providers. Much like an organic farmer's market, you check back regularly for new offerings. It's a vibrant market. Check back every few weeks. Make this the year when you take action & think big with income property. Hey, I'll see you over there. I've got a video for you over there too to help walk you through GREmarketplace.com Until next week, I'm your host, Keith Weinhold. Don't Quit Your Daydream!
Yeah. Yeah. An end of year clip show. But we've talked to some awesome people in the last twelve months, and we want to share some of the many highlights. As a special Festive treat, Investories presents some mindset shift tips you can implement today. Love Investories? Get in touch. Especially if you want to build in 2023. Investories is looking for people interested in Mindset, Seller financing and STR and MTR strategies to receive live mentoring to level up their journey. Happy Holidays Investories Fam. Rather than spreading festive cheer, I'm trying to keep COVID to myself. But we continue! Alex lives in Southern California and worked on the front lines battling the COVID pandemic, and helping patients as a Respiratory Therapist and has been in the real estate game for a while now. As a child, he first learned about real estate while watching his family members operate a motel on the Las Vegas strip. He then went on to investing in long term rentals (LTRs) in the early 2000's while also launching his career in healthcare as a respiratory therapist. Unfortunately, with the crash in 2008, Alex learned the more unforgiving side of real estate and had to real back his portfolio. Over the next several years, Alex continued to progress in his carrer as a respiratory therapist. He and his wife (whose also a respiratory therapist) focused on their family and grew from a family of 2 to a family of 6, welcoming 4 wonderful children. By 2015 or so, they were ready to take another swing at real estate! Their CPA was actually the one that advised them to consider short term rentals for the tax benefits. Taking their CPA up on his advice, they purchased a cabin in the Great Smokey Mountains of Tennessee. This turned into a wildly successful investment. In Alex's words "it was an ATM machine". Alex and his wife have since continued to buy short term rentals, which allowed his wife to walk away from her carreer in healthcare to spend more time with family and on the business. These days, Alex continues to work as a respiratory therapist and runs an online community supporting other healthcare professionals who want to get into real estate investing. He's incredibly passionate about helping others recognize their own financial freedom through real estate investing and he continues to give as much as he can to the community! Struggling with getting the numbers right? Stuck on CAP Rate? Struggling with expenses? This is the episode for you. Today, Investories welcomes Ryan Rex. Ryan is an underwriter with experience in taking down dozens of deals with Real Focus Capital. Ryan understands underwriting and sets out the hacks, tips and rules to better underwrite. Especially in a recession. Ryan has agreed to come on the pod again to answer your questions - so ask 'em; on instagram or via investoriespodcast@gmail.com Thank you to every listener of the Investories Podcast. We appreciate you! If you liked this episode and have burning question, email us at investoriespodcast@gmail.com Guest Instas: Stacey Johnson: https://www.instagram.com/realestaceyy/ Jason Rash: https://www.instagram.com/jasonrash/ Jason Drees: https://www.instagram.com/jasondreescoaching/ Scott Morse: https://www.instagram.com/lamassuleads/ Investories: Tik Tok: https://www.tiktok.com/@investoriespod Instagram: https://www.instagram.com/investoriespod/ Email: investoriespodcast@gmail.com Kyle: Facebook: https://www.facebook.com/yourmultifamilymentor Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en John: Instagram: https://www.instagram.com/hoopeezy/?hl=en Airbnb: https://airbnb.com/h/ponderosapinehaus
Happy Holidays Investories Fam. Rather than spreading festive cheer, I'm trying to keep COVID to myself. But we continue! Alex lives in Southern California and worked on the front lines battling the COVID pandemic, and helping patients as a Respiratory Therapist and has been in the real estate game for a while now. As a child, he first learned about real estate while watching his family members operate a motel on the Las Vegas strip. He then went on to investing in long term rentals (LTRs) in the early 2000's while also launching his career in healthcare as a respiratory therapist. Unfortunately, with the crash in 2008, Alex learned the more unforgiving side of real estate and had to real back his portfolio. Over the next several years, Alex continued to progress in his carrer as a respiratory therapist. He and his wife (whose also a respiratory therapist) focused on their family and grew from a family of 2 to a family of 6, welcoming 4 wonderful children. By 2015 or so, they were ready to take another swing at real estate! Their CPA was actually the one that advised them to consider short term rentals for the tax benefits. Taking their CPA up on his advice, they purchased a cabin in the Great Smokey Mountains of Tennessee. This turned into a wildly successful investment. In Alex's words "it was an ATM machine". Alex and his wife have since continued to buy short term rentals, which allowed his wife to walk away from her carreer in healthcare to spend more time with family and on the business. These days, Alex continues to work as a respiratory therapist and runs an online community supporting other healthcare professionals who want to get into real estate investing. He's incredibly passionate about helping others recognize their own financial freedom through real estate investing and he continues to give as much as he can to the community! Struggling with getting the numbers right? Stuck on CAP Rate? Struggling with expenses? This is the episode for you. Today, Investories welcomes Ryan Rex. Ryan is an underwriter with experience in taking down dozens of deals with Real Focus Capital. Ryan understands underwriting and sets out the hacks, tips and rules to better underwrite. Especially in a recession. Ryan has agreed to come on the pod again to answer your questions - so ask 'em; on instagram or via investoriespodcast@gmail.com Thank you to every listener of the Investories Podcast. We appreciate you! If you liked this episode and have burning question, email us at investoriespodcast@gmail.com Alex: Instagram: https://www.instagram.com/the_real_alexsabio Alpha Geek Capital: https://alphageekcapital.com/ Investories: Tik Tok: https://www.tiktok.com/@investoriespod Instagram: https://www.instagram.com/investoriespod/ Email: investoriespodcast@gmail.com Kyle: Facebook: https://www.facebook.com/yourmultifamilymentor Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en John: Instagram: https://www.instagram.com/hoopeezy/?hl=en Airbnb: https://airbnb.com/h/ponderosapinehaus
What an amazing story shared by Alex Sabio. Alex lives in Southern California and worked on the front lines battling Covid and helping patients as a Respiratory Therapist and has been in the real estate game for a while now. As a child, he first learned about real estate while watching his family members operate a motel on the Las Vegas strip. He then went on to investing in long term rentals (LTRs) in the early 2000's while also launching his career in healthcare as a respiratory therapist. Unfortunately, with the crash in 2008, Alex learned the more unforgiving side of real estate and had to real back his portfolio. Over the next several years, Alex continued to progress in his carrer as a respiratory therapist. He and his wife (whose also a respiratory therapist) focused on their family and grew from a family of 2 to a family of 6, welcoming 4 wonderful children. By 2015 or so, they were ready to take another swing at real estate! Their CPA was actually the one that advised them to consider short term rentals for the tax benefits. Taking their CPA up on his advice, they purchased a cabin in the Great Smokey Mountains of Tennessee. This turned into a wildly successful investment. In Alex's words "it was an ATM machine". Alex and his wife have since continued to buy short term rentals, which allowed his wife to walk away from her carreer in healthcare to spend more time with family and on the business. These days, Alex continues to work as a respiratory therapist and runs an online community supporting other healthcare professionals who want to get into real estate investing. He's incredibly passionate about helping others recognize their own financial freedom through real estate investing and he continues to give as much as he can to the community! Links from the show: https://flow.page/alexsabio Healthcare Professionals Investing in Real Estate Instagram @the_real_alexsabio @menapace_realestate --- Support this podcast: https://anchor.fm/dave-menapace/support
This week, Lauren brings you her interview with Tyann Marcink Hammond, short-term and vacation rental expert. Tyann answers the question right off the bat, what is a short-term rental? HINT: It's NOT an "Airbnb" or a "Vrbo." We learn how she got started, with some good, old-fashioned family rivalry. She started like many short-term rental (STR) hosts do, with long-term rentals (LTR) and house hacking. She had some issues with a tenant/drug dealer and that was enough of the LTRs. Lauren's favorite part is when she talks about turning a bank into an STR. The two run through the numbers in detail. Tyann takes guest experience seriously and she offers hosts great tips for communication. Finally, she gives you the push you need to take action (if you haven't already)! About Tyann: Tyann Marcink Hammond, the Queen of Guest Experience for Touch Stay digital guidebooks, co-host of The Guest Cast podcast, industry leader and consultant, co-creator of VR Mastered vacation rental boot camp, author, speaker, and owner/manager of two vacation rental brands: Branson Family Retreats and Missouri Haus. Her passion for the vacation rental industry and guest experience truly makes my eyes sparkle. Learn from Lauren and Tyann in Cash Flow University: https://launchpass.com/cfu/cfu-member/v2?via=lauren Connect with Tyann: https://twitter.com/tyannmarcink https://www.instagram.com/tyannmarcink/ https://www.facebook.com/tyannmarcink https://www.linkedin.com/in/tyannmarcink/ Tyann's tools: https://tyannmarcink.com/tools/ The Bank: https://missourihaus.com/bankhaus/ Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/
Bryndee Barton from Loma Homes is talking to us today about her vacation rental business, which she owns with her husband. Primarily based in the Florida market, Loma Homes specializes in theming and Bryndee is sharing her secrets on STR market.Find out more about Loma Homes on their website, https://loma-homes.com/ , or on Instagram, @lomahomesConnect with Bryndee at her email, bryndee@loma.homes.comBlue Gems Management: https://bluegemsmgmt.co/STR Meetup: https://bluegemsgroup.com/[00:00] Episode teaser[00:20] Show intro (new and improved)[01:59] How Bryndee Barton started into real estate[05:49] When Loma Homes really started[06:26] Loma Homes' portfolio, past and present[10:16] The pros and cons of LTRs and STRs[11:16] How big is Loma Homes?[12:33] Crunching the numbers[15:09] Exit strategies for Loma Homes[16:10] Disney talk: theming and the ROI[23:09] Blue Gems management[23:35] Expenses of an STR[24:58] Advice for STR newbies[26:02] Where Bryndee thinks the STR market is going[27:04] Do guests take better care of themed properties[28:17] One last blue gem[29:42] Where to find Loma Homes[30:10] STR Meet up[30:27] Outro
You want to increase your expenses. I reiterate why. All five ways that real estate pays are rarely surging at the same time. In the past year, appreciation has slowed, cash flow rose, principal paydown slowed, tax benefits are roughly the same, and inflation-profiting rose. How do you become a “laptop landlord” and know that you're buying a good property? I share my favorite resources for real estate due diligence (laptop landlording). They're all in the “Resources Mentioned” below. One mistake people make is that they tend to overgeneralize. They paint an entire city one color, saying something like: “I read that Memphis has high crime.” Well, where within Memphis? You can contract with an out-of-state stranger to check out a property for you at WeGoLook.com Aundrea Newbern, COO of GRE, MBA, NAR member (the woman with all the letters behind her name) joins me. She discusses her top real estate successes and failures. We discuss floods, old cast iron pipes, partnerships, single-family vs. multifamily, LTRs vs. STRs, and the opportunity cost of waiting to buy property. At times, if third-party inspectors see an issue, they refer you to specialists like foundation or mechanical inspectors. Resources mentioned: Show Notes: www.GetRichEducation.com/417 Due diligence resources: ATTOM Data Solutions, Redfin, CoreLogic, Zumper, Altos Research, John Burns RE Consulting, Neighborhood Scout, Google Street View, WeGoLook.com, bls.gov, US Census, FRED, GREmarketplace.com I'd be grateful if you search “how to leave an Apple Podcasts review” and do that for this show. Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com JWB's available Florida income property: www.jwbrealestate.com/gre or (904) 677-6777 To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co Available Central Florida new-build income properties: www.b2rdirect.com Analyze your RE portfolio at (use code “GRE” for 10% off): MyPropertyStats.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold
Support this podcast at patreon.com/qaf, Venmo@ThePurpleAmazon, or paypal.me/RissyMcCoolThis week, we talk about our varying experiences with long distance relationships and how they're an interesting part of queer and trans culture for various reasons. Music by The Midnight
Highlights From The Show: Welcome to this version of the Just Start Real Estate Podcast! I am excited to bring you another replay of my Live Question and Answer sessions. For those people that are unable to join us live, this will provide an opportunity to hear the awesome questions I am fielding about business, taking risks, real estate, and so much more! This presentation is the live Q&A that I did the week of August 24th and each Thursday we will offer you another chance to take advantage of listening to the answers to our guests' fabulous and compelling questions! Don't miss this new episode of the Just Start Real Estate Podcast! Notable Quotes: “Learn from my mistakes.” “If you show up live to these Q&As, we can have a dialogue and I can answer your questions really effectively.” “What is fast? Fast is a relative term.” “If you need money right away, like yesterday, wholesaling is absolutely what you should be doing.” “With flipping, the payday will be bigger, but it isn't going to happen in a couple of weeks.” “Direct mail is the single best marketing channel that you can use for reliable results.” “Other forms of marketing may be less expensive but they are also less predictable.” “Most people think of AirBNBs when they hear ‘short term rental.'” “How badly have your tenants wrecked your place?” “You could spend $6,000 to $10,000 to outfit your rental with furniture and bathroom and kitchen supplies.” “In many cases, the short term rentals, by a large margin, outperform the LTRs, which is why they are so popular right now.” Thank You for Listening! Connect with Mike on Twitter, Instagram, YouTube, Linkedin, Facebook Help Out the Show: Leave an honest review on iTunes. Your ratings and reviews really help and I read each one. Subscribe on iTunes. More Resources From Mike: Level Jumping: How I Grew My Business to Over $1 Million in Profits in 12 Months WINNING DIRECT MAIL - How to CRUSH IT with direct mail! 7 Figure Investor Video Course - Scale your business to 7 figures. I'll show you how!
This week at the Kitchen Table Britany and Nick interview intimacy coach Sydney Richdale and together they discuss what happens when romantic partners in LTRs start to feel like roommates and lose intimacy as a result of getting distracted by all of the other parts of life. They talk about how and why this happens and what to do to bring back that spark. Oh and Brittany talks about c*ock. A LOT. NEW EPISODES EVERY WEDNESDAY! Find them at http://www.kitchentablepodcast.com/ (http://www.kitchentablepodcast.com) **Please leave us a review on iTunes (5 stars if you're feeling inspired) and subscribe, follow and share this podcast. Help us spread the love. It really does help.** FOLLOW KITCHEN TABLE: Twitter: https://twitter.com/ktablepodcast (@ktablepodcast) FOLLOW BRITTANY: Instagram: https://www.instagram.com/sexually_liberated/ (@sexually_liberated) http://www.brittanypolicastro.com/ (http://www.brittanypolicastro.com) FOLLOW NICK: https://www.instagram.com/nickantonyphoto/ (@nickantonyphoto) http://www.nickantony.com/ (http://www.nickantony.com) Follow me at https://www.instagram.com/sexually_liberated/ (@sexually_liberated) on Instagram Kitchen Table Podcast is produced by Audionauts with music by Greta Hotmer.
For many, it's become a scary world with $5-$6 gas, soaring food prices, spiking rents, the medical system is still a mess, and wages aren't keeping up with inflation. Inflation is at a 40-year high of 8.6%. The Fed raised rates ¾%, the biggest jump in 28 years. For every $1M in real estate debt that you have, you're benefiting $86,000 each year due to your debt debasement. Affordability has become so bad for wannabe first-time home buyers that increasingly, they're becoming your renter. Many project rent growth to exceed home price growth this year. Rent.com's Rent Report shows a 26% annual rent increase nationally. Every 1% in a mortgage rate increase decreases a buyer's purchasing power by 12%. GRE's COO Aundrea Newbern, MBA joins me. We discuss our favorite RE information sources. Aundrea expects to diversify her RE portfolio into more markets. She's been focused on southeast Georgia. Some RE resources we use: www.city-data.com, US Census Bureau data, CNBC.com, HousingWire.com, FRED data, the MLS, AirDNA.co, GREmarketplace.com. When considering adding to your RE portfolio, simply talking to a Property Manager can be more valuable than the best website. Aundrea sees a balanced market at prices $250K+, and a sellers' market at prices below $250K in southeast Georgia. Days On Market (DOM), Sale-To-List Price Ratio discussed. LTRs are in high demand and low supply. STRs are saturated in many markets. Resources mentioned: Show Notes: www.GetRichEducation.com/402 Rent.com's Rent Report: https://www.rent.com/research/average-rent-price-report/ Get mortgage loans for investment property: RidgeLendingGroup.com or call 877-74-RIDGE JWB's available Florida income property: CashFlowAndGrowth.com To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co By texting “GRE” to 307-213-3475 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. Make passive income with apartment and other syndications: www.imaccredited.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Partial transcript: Welcome to GRE! I'm your host, Keith Weinhold. There's so much to pack into one show today - inflation at its highest rate in over 40 years, the Fed raising interest rates the most in 28 years, rents are going up fast, then GRE's COO Aundrea Newbern & I on our favorite REI resources. Today, on Get Rich Education. _______________________ Welcome to GRE! From Auckland, NZ to Oakland, CA and across 188 nations worldwide. This is Get Rich Education. I'm your host, Keith Weinhold. Before I discuss real estate, what's happening with inflation & interest rates is so exceptional that I want to cover this first. When the latest inflation reading came in at 8.6%, it dashed hopes that it's peaked. We have no evidence that it's peaked. And as I like to say, that 8.6% is just the level that the government is willing to admit to. It's really higher. It's the third month in a row that it has exceeded 8%. Treasury Secretary Janet "Grandma" Yellen has already warned of what she calls "unacceptable levels of inflation". And Yellen looks like my late Grandma Weinhold. Yeah, they look a lot alike. One difference though, is that Grandma was not wrong about inflation. Another difference between my grandmother and Yellen is that… Janet Yellen never gave me Star Wars action figures on Christmas like my Grandma did. Well, for many people, especially in the lower middle class, it's become a scary world with devastating $5-6 gas, soaring food prices and spiking rents. (I'll get to that shortly). The medical system is still a mess. Wages are up perhaps only 5%. Their quality of life is really suffering now. Libertarians point out that fiat inflation is theft of one's private property. You earned a dollar. Now your prosperity has been stolen. Sneaky shrinkflation is stealing from you too. Yeah, you're not imagining it, Gatorade has trimmed its 32 ounce bottles down to 28 ounces. A small box of Kleenex has shrunk from 65 tissues down to 60. Package sizes are shrinking faster than Lake Mead, all while producers charge the same price or more. That's what shrinkflation means. It's become an awful economic malady for consumers. So, let's talk about higher interest rates since that's what can keep inflation from soaring. Many interest rate types are based off of the Federal Funds Rate. Now, I like to look at history to see what typically happens in like scenarios. History doesn't tell you everything, but many people don't look at it. Rewinding three years, this rate was hiked up to 2.5% by early 2019… and the stock market was freaking out by then. Trump even demanded a rate cut. He got it and that, turned stocks around. Yes, Presidents are supposed to stay independent of the Fed, but, in any case… Just last week, the Fed Funds Rate was raised up to 1.75%... and the stock and crypto markets have already taken a swan dive off the high board. Everyone thinks that rates are going to be raised again at the next Fed meeting next month. So how do you think that equity markets are going to like that? History shows us that they don't. But see, history shows us that even when the Fed Funds Rate is raised to 10%, it can take years to quell inflation. Commodities like housing, food, and energy, often excel in either inflationary times or recessionary times. That's where you want to be. Buy & own what people need, not what they want. These things have a finite supply. Bringing them into existence takes "proof of work". Proof of work means that it takes real world resources to extract or produce something—like framing roof trusses, growing timber for lumber, mining gold, extracting oil, or growing wheat. If you held any of these commodities individually, you might merely hedge inflation. But if you can control an entire commodity by only putting one-quarter or one-fifth of your "skin in the same", then you get to short the dollar too. "Shorting" means that you're betting that something is going to fall in value—the dollar in this case. Now you're creating leverage and arbitrage. You're really profiteering from inflation ehre. Real estate is like a basket of commodities. It is made of: lumber and copper and glass and all kinds of commodities. So, if you have $1M in real estate debt, it's now being debased at a rate of 8.6%. Great. This effect alone has increased your prosperity by $86,000 this year—$86,000 this year alone, and that's besides appreciation, income, tax benefits, and amortization. Yeah, you've got an $86K tailwind. Do you remember back in 2019 when I did the podcast episode called The Debt Decamillionaire? It was Episode 260. You might remember that episode. That's when I touted the counterintuitive merits of taking out $10M in real estate debt... with the payments outsourced to tenants. Now, I know that not everyone has the wherewithal to do that. But if you were able to implement that plan, it has now created an extra $860,000 of annual wealth for you. Yes, as one of just five ways you're paid. If you think that sounds scary - or unconventional - it's definitely unconventional. Because being conventional gets one nowhere. So, though you might have not been able to amass that much good debt, I was ahead of the inflation, helping you get out in front of it to take advantage of it. Of course, I talked about it well before 2019 too. And, no, I sure didn't know that a pandemic was coming in 2020 and it was going to bring all this inflation this quickly… but that is how things worked out. Now, if you're uninitiated on this, if you originate $10M in loans, understand something. Your net worth didn't just decrease by $10M on the day that you got the loan. The day that you originate the loan, what happens is that you've now got $10M in your asset column and $10M in your debt column. Leverage amplifies the $10M in your asset column… and then your debt column erodes through both tenant-made principal paydown - and this higher inflation. Maybe I'm stretching your thinking just merely by discussing 8-figure debt like that. So why is someone really compelled to be a real estate investor today? One big reason is that soaring inflation is going to be around for a while. So last Wednesday, when the Fed raised interest rates three-quarters of 1% - their highest daily increase since 1994. Understand that higher interest rates decrease demand. There's another name for substantially decreased demand. That is called a recession. I don't know if we'll get that far. Now, capitalism is not inherently inflationary. Sure, as employers' demand for labor rises, that's inflationary. But as businesses compete to offer goods and services at the lowest price - which is capitalism - that's deflationary. Libertarians are quick to point out that America has too much government intervention to be considered a truly capitalist economy anymore. That's a different conversation. But some have speculated that politicians are plotting another stimulus check drop on American citizens so that they can deal with inflation. I really hope that they do not do that. Sheesh, this would be a policy blunder. This would be like shooting a man that's already dead. This absurd approach of "printing up currency" would be to help people deal with the consequences of... "printing up currency". If you think that's preposterous, well… Quebec is actually doing this. They're issuing $500 stimulus checks to help the Canadian province's residents deal with inflation. Yeah, that's really happening. Soaring gas prices aren't just painful for summer road-trippers. Because fuel is a critical input for so many goods and services, higher costs are causing havoc across the economy in a lot of places that you wouldn't expect it… Aviation: Airfares in the US skyrocketed 19% in April from a month earlier, an increase that is almost exclusively driven by a jump in jet fuel prices, United CEO Scott Kirby said. Now, you might have expected that one. But get this… Law enforcement: A sheriff's department in Michigan instructed its deputies to cut back on visits for non-urgent calls because it had blasted through its fuel budget with months remaining until a new one kicks in. (Yeah, inflation affecting law enforcement!) Emergency services: An ambulance crew in Pittsburgh said it was limiting its service outside of 911 calls after facing a similar budget crunch. Its fuel expense for the full year is typically $50,000, and it's already got close to that entering June. Landscaping: Lawnmowers and trimmers use gas to make your front yard the envy of the neighborhood. But after absorbing all of the cost increases they can, some landscapers have slapped a surcharge on customers, and others are even looking into electric mowers and propane as an alternative fuel. In any case, a look at history tells us that we could be in for high inflation for a full decade. So make financial decisions accordingly. Risk assets are typically really sensitive to big moves in inflation and interest rates. Major stock indices are down, down, down. And cryptocurrencies are in an all-out historic meltdown. They're more volatile than stocks, and many have lost 50%-60%+ of their value just this year. Crypto trading platforms have halted withdrawals Companies cut jobs Panicked investors dumped their holdings The public is finally dismissing promoters' claims of "Hey, I made $50k on doodoo coin. So you can you!". You don't really hear that lately. Let's Go Brandon Coin, now worth $0.00. And “Let's Go Brandon” coin makes Dogecoin look like some sort of respectable family heirloom. I actually still think bitcoin could have some potential, but… So then where to look? Where do you go for yield today? Some feel that the "true rate of inflation" is 15% today. Then that's how much prosperity you lose by storing cash. (I believe it's wise to hold at least 3-5% of your real estate portfolio's value in cash.) One place could be oil if you think there's still a runup to be had there. But oil has performed well so far this year. Gold still hasn't really awakened despite inflation. What you can do… is… Follow the money. Big institutional buyers like American Homes 4 Rent keep plowing money into real estate, especially single-family rental homes. That's historically the place to be in times of either high inflation or a recession. Though the institutional share is increasing, the overwhelming majority of homes are still bought by individuals just like you. In the fourth quarter of 2021, institutional buyers only comprised 18% of home purchases. As affordability clamps down on wannabe first-time homebuyers, unfortunately, many of these fine people never make it to the closing table. Every 1% in a mortgage rate increase decreases a buyer's PP by 12%. Mortgage interest rates are now 6%+ on OOs, about 7% on rentals. I believe that the only way houses are going to get more affordable anytime soon is if mortgage rates come down. That's because home prices aren't coming down anytime soon. So what do these priced-out people do? Increasingly, they become your renter. Rent price growth is predicted to outpace home price growth this year. Though some measures are lower, Rent.com's Rent Report shows an astounding 26% annual national rent increase. While a lot of major markets are struggling with a streak of Fed rate hikes that could drag on longer than the final two minutes of an NBA game... ...for real estate investors, the rent just keeps flowing in. And here's what it comes down to. Picture this. Like I've discussed before, first home prices rise, and then rents follow later. Picture two waves. Say that these two waves are 18 months apart. The first wave is home prices. Today, prices are still climbing but the wave has likely crested. That second wave that's coming in now are the torrid rent price increases. The trough between the two waves is where the cash flow is worst on new purchases. And now the second wave - that rent increase wave - is building. That's the ah… seafaring here in the rental housing market ocean if you will. Hey, In the past, I've discussed where I've invested and what RE types I like to own. Why don't we hear from GRE's own COO Aundrea Newbern, MBA about how she's positioning her portfolio in this environment of normalizing prices & spiking rents. Also, she & I will discuss some of our favorite resources & websites for real estate info. That's straight ahead. I'm Keith Weinhold. You're listening to Episode 402 of Get Rich Education! __________________ Yeah, great stuff from Aundrea, as always. We discussed markets. Of course, it's about the submarket too. As an example, maybe you don't feel like Erie, PA or Toledo, OH or Grand Rapids, MI are fast-growing markets. Actually, I think Grand Rapids, for one, is growing, but the point is, that even if a metro has a stable population but it's, say, medical district is booming - like a lot of cities' medical districts are… you may very well be better off in an OK metro with a booming medical SUBmarket than you are elsewhere. It's often about that SUBmarket within a metro that really matters to you. There aren't too many places that you can invest & get yield today. But high inflation is the motivator to do so. Create one login, one time, it's free & get access to all of our provider at GREmarketplace.com For everyone here… COO Aundrea Newbern, MBA, Content Manager Matthew Blunt, Producer - me &, Sound Engineer, Investment Coach Naresh Vissa, Website Marvin Diaz Jr, Advertising Jake Madoff, I'm your host Keith Weinhold. Don't Quit Your Daydream!
In this heapin' pan of stank that IS the STAB! show, your helpful host Jesse Jones welcomes a junior crime fighting panel of Melony Ford, Stephen Ferris & Tyler Kinney to share their three LTRs, the bathroom wall musings of the panelist's own brain's bathroom stalls, craigslist posts selling the Gool Ol' Days, craigslist, & … Continue reading »
Have you ever met anyone that created wealth with stocks? I haven't. Why not? Inflation, emotion, taxes, fees and volatility are the reasons. I break this down. The Rule of 72 is what traditional advisers cite as a wealth-builder. I describe why this does not work. Learn why returns from stock and mutual funds are often less than zero. What really creates wealth? Leverage. Learn trade-offs between long-term rentals and short-term rentals. Zach Lemaster joins us. A licensed optometrist and captain for the US Air Force, he's become financially-free through real estate. We discuss the pros and cons of owning “Build-To-Rent” new construction income properties. It takes patience during the build process. Find Build-To-Rent income properties by e-mailing GRE's Investment Coach: naresh@getricheducation.com Resources mentioned: Show Notes: www.GetRichEducation.com/399 Get income properties by e-mailing GRE's Investment Coach: naresh@getricheducation.com When I interviewed the 401(k) inventor: https://www.getricheducation.com/episode/197-inventor-of-401k-ted-benna-joins-us/ Get mortgage loans for investment property: RidgeLendingGroup.com or call 877-74-RIDGE JWB's available Florida income property: CashFlowAndGrowth.com To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co By texting “GRE” to 307-213-3475 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. Make passive income with apartment and other syndications: www.imaccredited.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Partial transcript: Welcome to GRE! Why Don't Stocks Create Wealth? After answering that, learn about some tradeoffs between LTRs and STRs, and the pros & cons of getting a construction loan and new-build rental properties. Today, on Get Rich Education. ____________________ Welcome to GRE! From Hialeah, FL to Haleakala, HI and across 188 nations worldwide - that's almost all of them - I'm Keith Weinhold. This is Get Rich Education. I find it interesting that there are still smart people out there who think that stocks create wealth. Everyday people could create wealth just by investing in stocks or mutual funds or ETFs? I'll tell ya. I have never met anyone in my entire life that has become wealthy from investing in these vehicles. Now, that's something that shouldn't offend stock adherents. That has been my personal experience. Just asking around here at GRE a bit, I found that our Content Manager, Matthew… he said that he once knew just one person that did get wealthy with stocks… and that is because that person's company IPO'ed. OK, well that's worth knowing. But as for everyday investors, what one might call a retail investor that buys and owns Apple stock or Amazon stock or bought the S&P 500 Index fund from a big mutual fund company… I mean… do you know anyone that ever created wealth from stocks? Or do you even know anyone that ever knew someone that created wealth with stocks. I'm talking about creating wealth. For example, someone that started at a level of either "just getting by" or starting at a level of "middle class" and then transitioned to "wealthy", simply through shrewd and savvy stock investing. I think a lot of people invest in stocks just because that's what the herd does. But they never ask themselves at all… "Have I actually met anyone that's ever created wealth from stocks?" And if you run with the herd, you don't get ahead. So why is this? How come virtually no one gets wealthy with stocks? Well, look. We all learn and understand the world through different lenses. I'm about to share the thought paradigm that shifted my own personal journey… and why I have not personally - or through an LLC - or in any way, owned any stock, or mutual fund, or ETF since the year 2014. Right now, major stock indices are flirting with bear market territory. This means a value loss of 20% from a recent peak. Recently, the Dow Jones posted its eighth straight weekly loss. That's its longest weekly losing streak since 1923. Could we say that misery loves companies? Big Tech has shrunk to Medium Tech. Even staid reliables like Apple, Target, and Walmart are tanking. Other than a one-month virus "flash crash" in March of 2020, many Millennials and Gen Zers have zero experience with a sustained bear market. None have occurred for thirteen years, which is an unusually long time frame. Perhaps these investors will "sell low"; maybe they'll stay the course. Now, investing in the stock market is so common - and so herdlike - that if you're talking in a general conversation and say: “the market” - people just assume that you mean the stock market. Well, shouldn't “the market” be creating wealth for people. After all, the S&P 500 has averaged a 10% annual return over time. In order to emphasize compounded returns, something that traditional, old school advisers often cite is "The Rule of 72". You've probably heard of it. What you do is take the number 72, divide it by your annual percent return (10), and that's how many years it takes your money to double. Therefore, an S&P 500 investor should double their money every 7.2 years. Well, that sounds pretty good to most people.. Then over the decades, several doublings should ensure a fantastic retirement and perhaps even a taste of wealth. But why doesn't it? Why doesn't it provide a fantastic retirement most times? And why doesn't it put people on that wealthy echelon… ever? This is due to five chief drags—inflation, emotion, taxes, fees, and volatility. I've glossed over that before. But lets see how this all negates what so many investors think is some kind of good return. Let's subtract each one from this 10% unadjusted stock return. Inflation Many experts agree that the CPI, currently 8%+, understates the true rate of inflation. It could be 15% now. But let's just say that long-term, true inflation averages 5%. Yes, you could make the case that it's more. But let's just use 5% inflation. Well then... …your long-term 10% stock return minus 5% inflation = 5% inflation-adjusted return. Emotion Everyone knows you're supposed to "buy low" and "sell high". But many do the opposite. Why? One has difficulty buying low because prices have often fallen for a long period of time before the dip. The predominant emotion is discouragement. When stock prices have gone down, down, down, like they have this year, so many people get emotional and sell low… and they justify that by saying… I'm sick of losing money… and if I sell, I guarantee that I'll stop losing money. So many sell low. But on the flip side, why isn't everyone selling high? It's because prices have grown. It's hard to sell out of upward momentum. Up, up, up, up, up, friends are making money. You've got FOMO. This emotion is euphoria. This makes people buy - maybe not at the peak - buy they often buy higher that what they sold for. But despite all this, most people believe that they're above-average investors—despite the statistical impossibility. This effect is called illusory superiority. It's like how 7 out of 10 people believe that they are above-average drivers. People often sell lower & buy higher. We'll just say this takes one's 5% inflation-adjusted stock return down to 4%. That's being kind. Taxes & Fees Long-term capital gains taxes start at 15%. The highest ordinary income tax rate is 37%, which is the short-term capital gains tax equivalent. Those percentages are what get taken out of your profit - that's what eats into the entire 10% return that we started out with here. Even if your funds are sheltered in a 401(k) or many retirement account types, yes, you could get tax-deferred growth. But you must begin paying taxes in retirement. Fees are something that vary quite widely. So… an S&P 500 investor's return adjusted for: inflation, emotion, taxes, and fees is often below 2%. Maybe far below 2%. We're not done. Volatility So many people miss this. The Rule of 72 and other projections are based on a fixed annual rate of interest. It's called the compound annual growth rate (CAGR). Our example… with this Rule Of 72 assumed a smooth, exact 10% return every single year. This is irresponsibly quixotic. The real world doesn't work this way. Let's say that a price falls 20%—which again is a bear market. Now, you must gain 25% to get back to "even". That's just math. Now, if it falls 40%, it must gain 66.7% just to return to sea level. Using a smoothed CAGR diminishes the damaging effect of return volatility. So let's take our 2% return that's already been adjusted for: inflation, emotion, taxes, fees. Now subtract out this volatility. And now, you can see why real rates of return are often less than 0% for stock, mutual fund, and ETF investors. Maybe they're minus 3%. Maybe they're minus 12%. Real stock returns often crumble faster than a Nature Valley granola bar. They're not good for you either—full of sugar and canola oil. Note that I even used what many consider "good times" in my example—where we started with a 10% unadjusted return. This is an audio format here on GRE Podcast Episode #399 so my analysis wasn't deeply technical nor replete with formulas for pinpoint accuracy. You might remember when we had Garrett Gunderson here on the show a few times. He really goes deep on how stock & mutual fund investors typically lose prosperity year-after-year and Garrett thinks that I'm being kind when I say that a stock investor's real return is “0”. It helps you begin to understand why you rarely—if ever—met anyone that acquired wealth with these vehicles. About ten years ago, while working at the state Department of Transportation in an 8' x 10' blue cubicle, I began to realize some things: Investing in retirement plans makes me safe and normal. I don't want a life that's safe and normal. That's not extraordinary at all. Every dollar invested in stocks and mutual funds is a dollar that cannot leverage other people's money. Retirement plans provide zero income until I'm old. I won't get ahead by following the herd. Later, I interviewed the actual man that invented the 401(k) plan, Ted Benna. Benna told me directly that the plans don't serve people the way they were intended. This helped complete my catharsis. And my interview with Ted Benna is recorded. You might remember that episode. That was GRE Podcast Episode 197… if you haven't heard it. Yeah, the guy that actually invented the 401(k) in the late 1970s. That's here on Episode 197. So, now you understand much of why I haven't owned any stock, mutual fund, or ETF-based investment at all since 2014. This show is called “Get Rich Education”. So I could talk about anything related to wealth-building and stay on-point. But now you understand why I don't discuss stocks. Real estate has some drags too. For example, investors often underestimate their maintenance and repair costs. Ultimately, the fact that Real Estate Pays 5 Ways™ is why it's superior. It's how anything less than a 20% to 25% fully-adjusted rate of return is disappointing (learn more). Because real estate is an illiquid asset, this acts as a healthy barrier against "panic" buying or selling. Illiquidity diminishes the deleterious effects of emotion and volatility. I do know investors who have created financial freedom through real estate, a lot of them, and I'm one. If I can distill it down into one word for you, the short story about why I've met countless people that have graduated from middle class to wealthy through real estate is leverage. Some of this is natural bias because I hang out in real estate circles, so I just tend to meet more of these people. To stock investors, leverage is only available to more sophisticated types. Even then, it often comes with margin call risk. It's in a more limited measure than its wide availability in real estate. Bear markets… like we have right now in stocks make people re-evaluate things. To a younger investor that's potentially experiencing their first sustained stock bear market now, it's important to understand that... ...generally, stocks are not a game designed to build wealth for everyday people anyway. Times like these make people revert to fundamentals. Ultimately, your success as an investor hinges upon your ability to provide others with value. Be a person of value in the world. There have been few times in modern history when owning real estate demonstrates more intrinsic value than it does today. You're providing others with what has increased in usefulness and is historically scarce in supply… at the same time. Wealth comes down to your ability to be valuable. When it comes to residential real estate, there are so many ways that we can segment it. Later on today, we'll discuss new-build properties vs. existing properties and what's going on in those markets today. We can also parse the space with LTRs vs. STRs. When we define that, of course, as the name would allude to, it is based on the duration of resident stay. Depending on the jurisdiction and more, a rental period of under 30 days could be considered a STR (some people refer to these as AirBNBs or VRBOs)… or even up to lease periods of less than 6 months could be considered STR. LTRs have more predictable long-term income… because a tenant often signs on for a lease period of one year or more… and LTRs are also more recession-resilient. STRs have lower occupancy - but because the daily rate is so much higher, they can be more profitable than LTRs. When you look at any investment, it's so fundamental to understand who you serve. Back to my point about stocks, it helps you understand how you can be a person of value. In LTRs, you serve families, roommates, and everyday mom & pops. Until just five years ago, STRs principally served two groups of people - Vacationers & business travelers. With what happened in the world starting in 2020 with the virus, the STR community was concerned that the business traveler would go away & not come back. But it didn't seem to matter, because increasingly, over the last 5+ year, you have more & more digital nomads and WFA-types that rent STRs. LTRs - Midwest & South, away from city center STR Location - resorts, beach communities, ski resorts HOA limits are something that you have more of with STRs. STR lodging or rental tax to the resident, you also get to charge the resident with the cleaning fee Property Mgmt. costs tend to be 8-10% of each month's for the owner of LTRs. For STRs, you'll often pay 20% or more since there are more resident turns & more advertising & listings to manage. When it comes to financing, you'll often find LTRs to have more availability than STRs. This is huge… since leverage is what really creates wealth. Damages: STRs tenants pay upfront and usually place a CC on file to cover any damages. So there is some more protection that way. One great piece of REI guidance is that the best STRs are the property types where if that market dried up, you could fall back onto them and use that same property as a viable LTRs. To summarize what you've learned so far today… The definition of a bear market is when a market has lost 20% or more of its value from a recent high. Stocks don't create wealth due to inflation, emotion, taxes, fees, and volatility. A lot of people miss that until it's too late and it's nearly retirement time - or when they thought they could retire. LTRs and STRs have a lot of trade-offs. LTRs are easier to finance and have more recession resistance. STRs can provide more income when its dialed in just right. LTRs have the longer track record. Coming up, a guest & I are going to discuss today's opportunity on brand new construction rental property. That's straight ahead. I'm Keith Weinhold. This is Get Rich Education. ______________________ Oh, yeah. Some good content from our guest on the pros and cons of using a construction loan with these new-build rental properties. You sure don't have to go that route if you don't want to. For this batch of properties, and it is an ongoing batch of constantly refreshing properties, if you want to get to the front of the line, go ahead and e-mail our investment coach Naresh. You not only get access to available properties - SFHs up to four-plex & sometimes larger, existing build & new-build, some properties conducive to STRs at times - though most are LTRs… some really inexpensive properties, at times less than $150K - they would tend to be existing, renovated properties, not new ones. For access to all those property types and free coaching, contact Naresh here. You can do that at: naresh@getricheducation.com Coming up here on the show… next week, for milestone episode 400 - it is Miracle Morning author Hal Elrod & I, discussing investor mindset and relationship-building in real estate. Yes, it look longer than I expected to get Hal & I together at the same time. That finally happens next week. Our Operations Lead here at GRE, Aundrea, is expected to be here with you & I for that show next week too. The week after Hal Elrod, the “International Man”, Doug Casey joins us. Last time he was here, we discussed ideals like liberty & freedom. This time, it's going to be about economics & it's usually pretty gloomy commentary with Doug… but he keeps it real. Then, down the road, Rich Dad Tax Advisor Tom Wheelwright is back on the show with us yet again to help you cut your taxes toward zero. So with Hal Elrod, Doug Casey, and Tom Wheelwright coming up… I'd say that one inspires you, one depresses you, and one informs you. Hal being the inspiration Doug being the source of the depression - he knows that I kid, I was joking with Doug Casey about that last time And then, Tom Wheelwright being informative with… seemingly… some new tax plan that he has to tell you about. Then after that, negotiation expert Chris Voss returns to the show. You might have seen his masterclass course. So… GRE is so stacked with great shows in the near future here. In inflationary times, there is no better place to invest than in real estate. I mean, even if you bought a property with no loan & with no tenant in it, real estate would be an inflation hedge just based on that alone… just based on it's capital price tracking inflation. But then you get the leverage where you can 4X or 5X inflation… while also having your debt debased… while also having your cash flow OUTPACE inflation since your biggest expense - the mortgage - stays fixed. This is just one of so many reasons why real estate is what's made more ordinary people wealthy than anything else. I really encourage you to get started… not only do we have this new coaching service steeped in GRE principles… but it's also free… and we also have available properties. I encourage you to reach out to our friendly GRE Investment Coach, Naresh at naresh@getricheducation.com Until next week for Episode 400, I'm your host, Keith Weinhold. DQYD!
In today's podcast, Cale Delaney shares his insights on short-term rentals and how to juggle family, a full-time job, and a growing real estate business. If you want to know what makes short-term rentals better than long-term rentals and how to manage this type of asset, and business and personal life challenges, this episode is for you. Key Takeaways from this episode In what way does being a new parent change your perspective on a W2 job? Short-term rentals: Pros and cons and different financing options Strategies and tools for remotely managing your short-term rental properties Best tips to find cleaners and handymen for your properties How to overcome your personal and business challenges and fears The best time to start investing in real estate References/Links Mentioned Airbnb Vrbo About Cale Delaney Cale Delaney, who self-titles himself as the Accidental Intentional Millionaire, is a Christian, real estate investor, husband, and father of 3. After graduating cum laude with an engineering degree, he began his real estate career back in 2006 working as a Commercial Real Estate Investment Broker for a large Investment Brokerage in Miami, FL where he was awarded the Pace Setter award his first year for the most number of listings and sold over $7M in multi-family and retail real estate. However, with the crash of 2008, he left that business and put the real estate on hold until 2020 when he decided to go all in to start building generational wealth for his family. Since then, his investment portfolio went from $300k in January 2020 (a previous primary home turned rental) to over $4M and a net worth of over $2M less than 2 years later. In these two years, he's purchased a total of 11 units including 5 LTRs and 6 STRs, 5 of which are luxury log cabins in the Smoky Mountains. Cale self-manages all his properties remotely while still working a W2 job. In his first year as an STR owner/operator, he's generated almost $500k in gross revenue and hosted over 1,700 guests. He took his very first STR cabin from a projected revenue of $85k to an actual of almost $150k and converted an LTR generating $17k annually to an STR generating $70k. Cale's main focus now is on building his STR business and cash flow with the intent to move into larger multi-family or self-storage via syndications for more passive income. Connect with Cale Facebook: Cale Delaney Instagram: @mtn_to_sea_cabins_and_cottages Instagram: @latino_in_a_gringo_body Airbnb: Entire cabin hosted by Cale Neil J. Timmins is on a mission to make a deep personal impact in the lives of his team members and business partners through his work as a real estate investor and mentor. He started as a traditional real estate agent where his team was recognized by the Wall Street Journal as a Top 100 team. Eventually, he made the transition from Realtor to full time investor. Over the course of his career, Neil has been involved in over $300,000,000 in real estate transactions. Neil's portfolio depth includes assets ranging from houses to industrial properties. Recently, Neil and his team launched the Legacy Impact Partner Program where they partner with fix and flip investors from around the country. Neil's team brings capital to fund and fix rehabs, operational expertise, and years of experience catapulting their partner's business to new heights. Want to partner? You can learn more and book a call with Neil at www.LegacyImpactPartners.com. Connect with Neil Website: Real Grit LinkedIn: Neil J. Timmins Facebook: Neil Timmins
Rents are spiking 13-15% annually in America today. When they rise, they rarely ever fall again. This is why rent amounts are called “sticky”. Learn why. Even when I was a landlord during the GFC fifteen years ago, my rents didn't fall. Rents are skyrocketing due to: Low housing supply Higher prices Higher interest rates Demographics. 25-34 year-olds are in prime household formation years. They want their own place. This is America's most populous age cohort. Next, I talk with an Alabama / Florida builder about how he overcomes today's material supply chain and labor shortage difficulties. They have a 93-day build time. How? They store windows so that they cannot run out. Cabinets have been a problem so bad that they've had to leave homes 99% complete until cabinets were ready. Lumber and petroleum product price volatility has been a challenge. They have their own division for titling vacant land for future building. Alabama has America's 2nd-lowest property taxes. As an out-of-state investor, you get to pay property tax in the state where you own property, not where you live. To get started with Alabama income property, start at: www.GREmarketplace.com/Alabama This build-to-rent provider uses fixtures like: LVP, granite or quartz countertops, stainless steel appliances. LTRs and STRs will be available shortly. Start at: www.GREmarketplace.com/Alabama Resources mentioned: Show Notes: www.GetRichEducation.com/395 Get started with new-build AL & FL long and short-term rentals: www.GREmarketplace.com/Alabama Get mortgage loans for investment property: RidgeLendingGroup.com or call 877-74-RIDGE JWB's available Florida income property: CashFlowAndGrowth.com To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co By texting “GRE” to 307-213-3475 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. Make passive income with apartment and other syndications: www.B2Rdirect.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold
Hellloooo Lovers! Full video episode + bonus content here!This episode is all about LTRS. I also introduce a brand new segment called Dyke on the Street (DOTS)! I also discuss how amazing U-Hauling is (this is a pro U-Haul household), how you know when an LTR is over, and I get my best friend in the world Nina in the Shüdio to discuss her 17 year long relationship and Lesbian Bed Death or Lesbian Death Bed, I go back and forth, so sue me. Nina created her own clothing line check that out here @notesfromthePOEnjoy and send in YOUR love letters, advice, and topics to ILYRSpod@gmail.comI love you,Ray
This week on Best Before Date, runner up of BC's Funniest Female Comic - Niki Mohrdar join for a chat on dating, therapy, facing emotions, and finding a psychic. Niki talks about the time she dated a cheater, how she got into stand up, and her way of dealing with body image issues. She is a great comic and a fun person all around. (sorry for another two-parter! xoxo) Be sure to rate Best Before Date 5-stars on Apple Podcasts. Leave a funny/dirty comment and there's a chance I'll read it on-air. Check out the things we discussed timestamped below! IN THIS EPISODE: - Psychic appointment (2:11) - Meeting Bobby Lee & Brent Morin (3:23) - Having a plan B (5:15) - Female comics (9:20) - Moving to Vancouver (10:23) - Virtual comedy and dates (11:36) - Comedy dates (12:58) - Meeting the psychic (14:11) - Body image (16:02) - Control (18:11) - Cult (22:08) - Horny for a community (24:17) - Trust issues (27:04) - Finding your patterns (29:38) - Everything turns to LTRs (32:11) - No right or wrong with feelings (34:40) - Agreeable women (36:43) - Picking fights (38:09) - Staying with a cheater (39:48) - Fun childhoods (44:47) - Therapy problems (45:59) - Parents and stand up (47:09) - So attached (50:22) - Doing stand up (51:44) - Hiding emotions (55:02) - Manipulation (57:15) Send us a dating question or comment on our Instagram New Episodes every Tuesday at 9pm PST!
Free Life Agents: A Podcast for Real Estate Agents Who Want to Develop a Passive Income Lifestyle
Matt Gardner is a fighter pilot, cancer survivor, real estate agent at eXp Realty, team leader and a real estate investor based in Destin Florida. In only his second year in real estate, Matt became an ICON agent at eXp, receiving recognition from his real estate company as one of the top agents in his entire brokerage of over 75,000 agents. Matt has invested in multiple properties across many niches including STRs, LTRs, flips, Mobile Home and RV Parks, and as a GP on multiple larger syndications. Just last year, Matt did over $50 Million in Production in only his third year in real estate! In our podcast, we talk about the work ethic of a new real estate agent, how to crush it in real estate early by immersing yourself in the industry, becoming a top producing real estate agent by creating lasting relationships by putting clients first, and how to become a top producer in real estate by having the right real estate agent mindset! Matt also talks about his battle with cancer and how he chose the perfect real estate brokerage to become a top producing agent in his first full year in real estate! You Can Reach Matt Gardner @: Facebook: https://www.facebook.com/mattgg Linkedin: https://www.linkedin.com/in/roargardner/ Website: https://www.teamroar.org/ Instagram: https://www.instagram.com/destininvesting/ BiggerPockets: https://www.biggerpockets.com/users/roar5858 Email: Roar@teamroar.org About the Host:
Now you have to earn your money twice. The first time is when you work for it, the second time is when you must invest it to beat inflation. My explainer on why higher interest rates slow inflation. “Inflation is legalized counterfeiting. Counterfeiting is criminalized inflation.” -Robert Breedlove When wages don't keep pace with inflation, I explain why it destroys families. We compare short-term (STR) and long-term rental (LTR) property in southwest Florida. Get started with buying properties yourself at: https://gremarketplace.com/SouthwestFlorida Of course, Florida is an in-migration hotbed. Home price appreciation and rents are both 10%-20%+ year-over-year. Today's LTR tenants seek: infill lots, more square footage, an extra bedroom / den, and grocery store proximity. STR tenants want a pool. You really make your money November through April. LTRs have more recession resistance than STRs. LTRs have more predictable, year-round income. STRs often have $4,000-$5,000 a week of rent income. They have a 20% management fee. You can charge the tenants a cleaning fee. You owe utility costs and ~$100 monthly yard maintenance. Single-family rental properties are 1,500-1,900 sf on a ¼ acre lot, LVP flooring, granite countertops, stainless steel appliances, 9'4” ceilings, and concrete block exterior walls. Pricing is in the low $300Ks to low $400Ks. Long-term rents are $2,000-$2,400 / month. To get started with buying single-family homes and duplexes (long-term and short-term rentals) in southwest Florida, start at: https://GREmarketplace.com/SouthwestFlorida Resources mentioned: Get started with SW Florida long-term and short-term rentals: https://GREmarketplace.com/SouthwestFlorida Show Notes: www.GetRichEducation.com/390 Get mortgage loans for investment property: RidgeLendingGroup.com or call 877-74-RIDGE JWB's available Florida income property: CashFlowAndGrowth.com To learn more about eQRPs: text “RICH” to 307-213-3475 or: eQRP.co By texting “RICH” to 307-213-3475 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. New Const. Florida SFHs & multifamilies: www.B2Rdirect.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold
Cale Delaney, who self-titles himself as the Accidental Intentional Millionaire, is a Christian, real estate investor, husband, and father of 3. After graduating cum laude with an engineering degree, he began his real estate career back in 2006 working as a Commercial Real Estate Investment Broker for a large Investment Brokerage in Miami, FL where he was awarded the Pace Setter award his first year for the most number of listings and sold over $7M in multi-family and retail real estate. However, with the crash of 2008, he left that business and put the real estate on hold until 2020 when he decided to go all in to start building generational wealth for his family. Since then, his investment portfolio went from $300k in January 2020 (a previous primary home turned rental) to over $4M and a net worth of over $2M less than 2 years later. In these two years, he's purchased a total of 11 units including 5 LTRs and 6 STRs, 5 of which are luxury log cabins in the Smoky Mountains. Cale self-manages all his properties remotely while still working a W2 job. In his first year as an STR owner/operator, he's generated almost $500k in gross revenue and hosted over 1,700 guests. He took his very first STR cabin from a projected revenue of $85k to an actual of almost $150kand converted an LTR generating $16k annually to an STR now on track to generate over $60k. Cale's main focus now is on building his STR business and cash flow with the intent to move into larger multi-family or self-storage via syndications for more passive income. https://www.facebook.com/cale.delaney/ (https://www.facebook.com/cale.delaney/) https://www.linkedin.com/in/cale-delaney-13a64862/ (https://www.linkedin.com/in/cale-delaney-13a64862/)
Cale Delaney, who self-titles himself as the Accidental Intentional Millionaire, is a Christian, real estate investor, husband, and father of 3. After graduating cum laude with an engineering degree, he began his real estate career back in 2006 working as a Commercial Real Estate Investment Broker for a large Investment Brokerage in Miami, FL where he was awarded the Pace Setter award his first year for the most number of listings and sold over $7M in multi-family and retail real estate. However, with the crash of 2008, he left that business and put the real estate on hold until 2020 when he decided to go all in to start building generational wealth for his family. Since then, his investment portfolio went from $300k in January 2020 (a previous primary home turned rental) to over $4M and a net worth of over $2M less than 2 years later. In these two years, he's purchased a total of 11 units including 5 LTRs and 6 STRs, 5 of which are luxury log cabins in the Smoky Mountains. Cale self-manages all his properties remotely while still working a W2 job. In his first year as an STR owner/operator, he's generated almost $500k in gross revenue and hosted over 1,700 guests. He took his very first STR cabin from a projected revenue of $85k to an actual of almost $150kand converted an LTR generating $16k annually to an STR now on track to generate over $60k. Cale's main focus now is on building his STR business and cash flow with the intent to move into larger multi-family or self-storage via syndications for more passive income. https://www.facebook.com/cale.delaney/ https://www.linkedin.com/in/cale-delaney-13a64862/ Learn more about your ad choices. Visit megaphone.fm/adchoices
… The post LTRs will be the new MARRIED first appeared on TORSHAA.
Joseph "Joe" Danza is an Army Reserve Chaplain and Information Technology Program Manager. He also has over 13 years of real estate experience with his own business and has been working in real estate since he was a child in his parent's real estate company. He is the CEO and founder of Simplified Real Estate Investments, a multi-million-dollar real estate company focused on cash flow through multiple streams of income, consisting of STRs, LTRs, Property Management, and Commercial Multifamily Syndications. He's leveraged his vast experience in real estate and program/project management to drive efficiencies and deliver desired results. He also serves as an advisor for over $105 millions of dollars in commercial real estate assets along the east coast. Listen as Joe shares his journey from the military to building his real estate portfolio and beyond. Joe shares his impactful 6-word story with us as well, “Dream Big, Work Hard, Never Quit.” To contact Joseph visit: https://simplifiedrei.com/ Welcome to Profiles in Success and thank you for listening! For more visit: https://profilesinsuccess.com/ Work with us: https://www.bernhardtwealth.com/
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Today, we have not just a dynamic real estate investor, but also an Army reserve chaplain, Joe Danza. He speaks about his experience as an Army chaplain and how it impacted his current job. Tune in to learn some insights on multifamily investing and listen to the advice Joe has for those new to real estate.WHAT YOU'LL LEARN FROM THIS EPISODE:What Memorial Day means to an Army chaplainJoe's journey to the real estate industryHow being an army chaplain informed and influenced Joe as a CEO of a real estate investment company?Teaching young Soldiers about financial freedomWhat to look for when researching new investments and propertiesPiece of advice to potential investors or those who are just getting startedABOUT JOSEPH “JOE” DANZA:Joseph Danza is an Army Reserve Chaplain and Information Technology Program Manager. Since he was a child, he's worked in his parent's real estate company. He has over 13 years of real estate experience with his own business. He is the CEO and founder of a multi-million dollar real estate company focusing on multiple revenue streams, consisting of STRs, LTRs, Property Management, and Multifamily syndications. He also serves as an advisor for over 105 million dollars in various real estate assets along the east coast. RESOURCES/LINKS MENTIONED:Multifamily Investing MastermindFacebook: Joe DanzaE-mail: joedanza@gmail.com
This week, we bring in our dear friend, Abby, to discuss the other side of LTRs...when you are the one being broken up with. Abby opens up about the hardships she endured after the ending of the relationship, lessons she has learned and enlightens us on how she found growth and strength through the difficult time. Grab a brew and let's get chatting!
Where are the business skills shortages in the Leeds City Region? In this podcast, I am joined by Dom Brook from Brook Corporate Development. Dom shares valuable information about the Let's Talk Real Skills Project. You could help shape this project, and the good news is it will cost you nothing. Let's Talk Real Skills (LTRS) is a skills project happening now in the Leeds City Region. Funded by the European Social Fund (ESF), LTRS aims to make significant improvements in skills provision through collaboration between businesses and education. Working on a sector by sector basis, WYCC has formed ten Collaborative Skills Partnerships (CSPs) to understand what is currently available and what the common skills gaps are. Collectively, we can create new training provision for businesses to meet the skills requirements over the next five to ten years.
In this episode, the gals open up about how they both ended their Long-Term Relationships - aka LTRs. It ain't always an easy thing to do, but when you have a break-up buddy and some good jams (thank you H.E.R.), it makes it easier. Grab a brew and join us!
In this episode, I virtually sit down with Melissa Wood-Tepperberg. We discuss her life before she was married, her relationship with her husband Noah, having an instant spark vs. it slowly building, the disordered eating of her past, how her life has changed from the start of the pandemic, her fear of being alone, what her not perfect days look like, the real reason she quit drinking, how meditation has changed her life for the better, and more. The episode starts with a solo where I discuss why men are attracted to taken women, going away with a partner, having the upper hand, accepting things in LTRs, and relationships that ebb and flow. www.KinEuphorics.com/ACME or use code ACME at checkout for 15% off plus Free Shipping on your order www.ImperfectFoods.com with promo code ACME for 20% off your order plus Free Shipping Download the Caviar App and use offer code ACME2021 for 20% off your first order And download the OkCupid App today and find your person FREE Produced by Dear Media
You're Red Pill now. Great! What is the most important thing you should be working on to understand women? Your dating rotation rotation rotation. The fellas take a deep dive about the underlying implications of why rotations are so important and how it could (negatively) affect future LTRs.
Check in for a chat with UK e-comm agency owner and Ireland’s first Facebook Marketing Partner, Gil David about the ins and outs of managing $5M to $6M a year on ads for e-commerce clients and brands including Telefonica, Kaspersky, Eton Shirts, Heidi Klein, Mous, David Meade Mindreader.
What She's Thinking: men's dating & sex questions answered by women
It's been a while since I released an episode -- because I'm building a dating app! It's specifically for finding Long Term Relationships. Tentatively calling it http://bubble.dating/ Once a week you get on video and go on 5-minute video dates. Each week's event is $10. It's also about having compassion for each other, something very much missing from other dating apps. For now I'm testing it in the San Francisco Bay Area. Want to try it out? Use code "podcast" for $2 off. Submit your questions or Come on the Show! DebugDating.com/questions Subscribe to not miss an episode: Apple Podcasts, Google Play, Stitcher, Spotify, Overcast, RadioPublic, Podbean, TuneIn Help others find the podcast: a rating or review on Apple Podcasts or Stitcher helps others find it.
Zach and Lexi commemorate the 50th episode of the 'cast by still being in a relationship!! They revisit the LTR rads and sads from the first episode, and build on those with what they've learned since then.
You've wanted an entire segment from the fellas JUST on LTRs. Be careful what you wish for...
Bisexual? Pansexual? Heteroflexible? What's up with that? Plus, our panel answers questions about kink, queerness, and LTRs from a live audience. A storyteller shares spicy episodes from his erotic life. Then, a Sermon on the Pubic Mound on owning your pleasure.What's Up with That? Sarah Sloane joins Karen to sort through the nuances of “bisexual,” “pansexual,” and “heteroflexible” in collaboration with #open, the dating app for ethically nonmonogamous people and their partnersQ&A: Audience questions answered by kinkster and Dom Peter aka MksThingsHappin, sex writer Jera Brown of Rebellious Magazine, and sex-positive therapist Elmo Painter; recorded live at our July 2019 live showStoryteller David recalls spontaneous sexy interludes of days gone by, and how they came about; recorded live at our July 2019 live showSermon on the Pubic Mound on comparisons, the stories in our heads, and owning the responsibility for our own pleasureLinks:#openElmo PainterJera BrownOUTspoken LGBTQ StoriesJuly 2019 live showBooks mentioned on our podSex-positive resources for joining communities and moreGet ready! Starting Nov 1, sex experts will answer anonymous sex and relationship questions just for our Patreon members every month. Available at any level. Got a sex question?Unreleased audio of this episode's panel Q&A is available to Lounge Level members on Patreon. Join the juicy partyOn Bookshop, you can find books we mention on the show, while supporting Wild & Sublime and independent booksellers at the same time! You can also check out the list on our website. What's true in sex is true in podcasting: feedback makes us better! Leave a rating or review on your podcast app and let us know what you think.Support the show (https://www.patreon.com/wildandsublime)
Get Paid For Your Pad | Airbnb Hosting | Vacation Rentals | Apartment Sharing
Top three learning lessons from 350 podcast episodes.We’re not selling a space, we’re selling an experience The size, #rooms and location don’t drive the price as much as with LTRs and real estate prices Two completely similar units can make very different amounts of money Google “most popular Airbnbs,” they are all unique experiences. Before you start an Airbnb, figure out what the experience is that you’re going to provide and the avatar that you’re going to targetA traveler who stays 3 nights just wants to have a stressfree, comfortable experience. Communication, amenities, and providing the right information. 2. It’s a lot of work, but you can take yourself out of the business for 95% There is so much you can automate (Messaging, pricing, task management, self-checkins etc.) Go to https://getpaidforyourpad.com/airbnb-tools/ to find the best ones. The power of a VA (one of our Legends Rebecca runs 100+ units and only spends a few hours a week working in her business 3. You can drive a lot of bookings through your own marketing channelsCollecting emailsSocial media Direct booking website It’s a long-term investment, but you’re building an asset No dependence on Airbnb and other platforms Must Listen episodesCombination of Most Downloads & my personal favoritesEp263: How to use Social Media to Market your AirbnbEp260: How to Rank Higher and Drive More BookingsEp024: With Chip Conley Ep034: How an Airbnb experience can create a bond between peopleEp047: How Airbnb empowered this host to keep his home from being foreclosed Go to Get Paid For Your Pad, click on podcast, you’ll find the show notes with links to all these episodes. See acast.com/privacy for privacy and opt-out information.
Interview with Itiswr1tten, a highly regarded "Endorsed Contributor" to the red pill community. Topics include: his whacky ass posts, open LTRs, homosexual women and why we love them, how to be a degenerate, why you should cheat on your girl (if you can), and 3 men discussing the values and drawbacks of their lifestyles. Recorded May 17th, 2020.
The Queen Armcherries talk 90s icon Alanis, LTRs, Midwest Modesty and more.
Following up to last weeks video, I asked men: What's the worst red flag you've seen in an LTR past the year mark, that made you end the relationship, that you didn't see in the early stages of dating? This video covers red flags in LTRs after the one year mark. #RedFlags #Dating
You know Male biology and social status Leads us to make really dumb decisions we decide based off of external forces and not ourselves are choosing to engage in relationships where we ultimately settle. And the reason that no man reach and not settle is that Good old 8020 rule and the simple existence of hypergamy explains it all but that doesn't mean you actually want to be engaged in this shit. We're forcing ourselves to submit to our lizard brains and it's really not working out in the long term for your overall happiness you guys are more codependent then you are in need of a personal relationship with a woman --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Zach and Lexi, your fearless hosts, delve into LTRs-- Long Term Relationships-- on the anniversary of when they first met. Also they ramble about themselves a bunch.So basically, "Narcissism: The Podcastᵀᴹ"
Trying to keep your long term relaish fresh? Ross and Patrick have been married for two years and ran away to a farm to celebrate. It don’t get no fresher than that! Hear all about their weekend spent with a goat who don’t give a fuck, a trio of golden retrievers, and a couple animals banging in the barn. Maybe they’ll even give you some unsolicited sex tips. You’re welcome!
The Awakened Man: A Repository For Holistic Health, Red Pill Alpha Masculinity, & Ultimate Freedom
Sex Frequency in LTRs! In this episode of Holistic Health News, Gregory covers coitus and copulation…err….he means sex. He covers a study… The post #179: Sex Frequency in LTRs “Are You Below The Average?” appeared first on Naturopathic Earth.
It's very often you'll hear women admit to a wife who works that she should have a secret bank account, hidden apps on her phone and “backup dude” Incase of divorce. No one covers what a man can and should do in this situation! I've got some suggestions. Also most men ain't shit they really aren't so don't be so trusting with all your information --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In LTRs there are subtle but plentiful tactics you will have to suffer as the man. A woman is solipsistic in nature so when they often try to sever the ties between a man and his parents, siblings and other blood relatives female narcissism and solipsism tells her there's nothing wrong because quote: “well your sister/mother disrespected me so we don't talk to them anymore” to a mans personal circle of friends women use similar tactics to cut him off from his social life. They often package this as “manning up, growing up becoming an adult” but soon after all this you'll look up and realize you've missed out on social opportunities and friendships while she still has girls nights out, get togethers and often flys out to see her family several times a year if not daily if they are local but you calling your mom is a violation of her trust. DO NOT LET YOUR ADDICTION TO SEX LEAD YOU DOWN THIS PATH! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Kaushik Panda and Keith Slotkin come on the podcast to educate us about repetitive DNA and transposable elements. We talk LINEs, SINEs, LTRs, and even Sleeping Beauty transposons! Kaushik and Keith explain why repeats matter for your whole-genome analysis and answer listeners’ questions. Links: Keith’s paper: The case for not masking away repetitive DNA Questions for this episode on Reddit
Erica and Ricardo discuss the healing powers of Vaseline, Ericas Starbuck withdrawls and how to properly order a 'guzzler' (Ericas Signature Drink)! The couple briefly discuss Ricardos 'savagery' pre-Erica and what Ricardo suggests to keep LTRs spicy. Lord Jesus take the wheel! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Sara and Jay discuss different types of LTRs and LDRs, including thoughts on how you can keep connecting over distance and time with the same person or people, how to ask for what you need, and ways you can work together to build your relationships collaboratively. Also discussed: Consent, #metoo, the impact of sexual violence, and sex toys for fat bodies. Please send your questions to queersexed@gmail.com for us to answer them on future shows. More information about our mission available at www.queersexed.org. This show is made possible by our generous Patreon supporters! If you find the show helpful and you are financially able to support us, consider joining our Patreon community at www.patreon.com/QueerSexEd. Any amount you can give makes a huge difference for us.
fantasy love affair - music saved my life james rod - one night woman boulevards feat laura reed - wear & tear disco funk spinner - names in heaven jarrod lawson - spiritual eyes - young pulse & ATN remix ed mahon kevan schools louise spiteri - get with you christos fourkis - hymn to house - mike Ltrs sunset remix rahsaan patterson feat faith evans and shanice - crazy daviddance - free you chicago rhythm machine - breathlesness - theoldtownboogie disco mix samma lone - show U the way
In episode 100 of your favorite recruiting podcast, Britt and Amina discuss the results of Entelo's dedicated referral campaign and how to recruit people over the long term. Rob pops champagne and plays an underwhelming rap air horn to celebrate.
Recorded live via KPISS.FM, in which Lucy joins us as we discuss sex in long-term relationships, “givin' out the fake cellphone and name,” defining “relationships” outside of exclusivity, when sex plummets off the cliff of priorities, sex frequency, how Gale needs sex ALL THE TIME, how emotional distance can get you stuck in the lust zone, and how sex is sometimes (shocker!) better in LTRs, the Victator gets sappy in her PMS, stress as a lady-boner killer vs. sex as stress relief, the Octopussy, masturbation and cohabitation, cumming standing up, saving your orgasms, and what the hell "multiple orgasms" really means.
My station description
Back from spring break, Cullen, Kevin and Susan are reunited! The kid talk is done (for the time being) which means they can focus aspects of marriage and LTRs that affect everyone, all while decreasing the odds that Kevin will slip up and say they're going to "talk about having sex with kids" again. This week, the gang tackles Self Care. What does it mean and how do you do it? What makes self care so important when already have another person attached to your life, shouldn't they be your care? Check out Save The Arcadian (the band behind our wonderful theme music) Support The Annual, get a Subscription! Be sure to send your questions in to marryme.annual@gmail.com
The Ariana Nation is getting hyphy on Biden; We gettin hyphy on The Penis director Polanski who rapes 7th graders; Some of YOUR voicemails; Chat w/Bobbi about Jada & Lil Kim's cheek bones, Cougars, LTRs, Chat w/Niki about Guns & Women, 911 Conspiracy Theories, Dancing Guidettes ...http://www.altfg.com/blog/directors/roman-polanski-petitionWoody Allen signed this petition. WOODY ALLEN! You can't make this shit up. The only ones missing are R. Kelly, Phil Spector, and Baretta ... but there's still time!Whoopie said it wasn't "rape rape" and went on to justify the rape of a child on The View. After overwhelming criticism she "sort of" retracted it. Weinstein has been a tireless crusader for the rapist pedophile. The list gets longer every day of the deranged loons who support the rapist pedophile.Full list as of Oct 7, 09: http://www.altfg.com/blog/politics/petition-for-roman-polanski-signatorieslast comment: "After Roman raped his 13 year old victim, he sent his cronies and sycophants to her school where they released the pictures he took of her with the words LOLITA and TEASE written on them. She was in 7th grade. She was humiliated and basically “raped” again. He attacked her Mom as well in the media. Why is it her Mom's fault that he raped a 13 year old girl after drugging her? He said in an interview filmed in 1978 of the victim that “She wanted it” basically calling her a slut. Roman used these classic rape defense tactics to send her a message and smear her character. Again, she was 13 and in 7th grade. This is the reason why she is “media shy” and wants to walk away from this, because she is scarred and afraid he and his freinds will do it again".Correction: The the anti-gay marriage DOMA "Execture Order" was signed in june which was in the first 150 days or so, not in the first hundred days. Too lazy to correct it after it was taped but you get the drift.Article referenced re: women AIDS patients http://www.news.com.au/couriermail/story/0,20797,26016669-5003402,00.html?from=public_rss
Medizinische Fakultät - Digitale Hochschulschriften der LMU - Teil 06/19
Das Auftreten einer Metastasierung ist von großer prognotischer Relevanz für Patienten mit einer Tumorerkrankung und hat einen bedeutenden Einfluß auf die Heilungsrate. Bisher gibt es keine Therapie, die die Ausbreitung der Krebserkrankung verhindern oder stoppen kann, unter anderem, weil der Prozess der Metastasierung noch weitgehend unklar ist. Deswegen ist es wichtig, die molekularen Mechanismen der Tumorzelldisseminierung zu verstehen: Gibt es bestimmte Gene, die in disseminierten Zellen unter- oder überexprimiert sind? Hat ihre differentielle Expression einen Einfluss auf die Disseminierung? An welchen Signalwegen sind die dazu gehörigen Proteine beteiligt? Um Antworten auf diese Fragestellungen zu erhalten, ist es von großem Interesse, disseminierte Tumorzellen direkt zu studieren. Die Detektion solcher Zellen ist allerdings schwierig, da die Zellen extrem selten sind und es an spezifischen Markern mangelt. Das Ziel dieser Arbeit war es, neue Marker für die Detektion epithelialer Zellen in mesenchymalem Gewebe zu finden. Dafür wurde die differentielle Genexpression zwischen vier metastatischen Zellen von Brustkrebspatienten (Tester) und Knochenmarkzellen gesunder Patienten (Driver) mit der Suppression Subtractive Hybridization (SSH) Methode analysiert. Da das Ausgangsmaterial aus global amplifizierter cDNA einzelner Zellen besondere Adaptersequenzen trägt, musste die SSH zuerst daran angepasst werden. Neun der gewonnenen Sequenzen zeigten eine differentielle Expression, die positiv im Tester und negativ im Driver war. Drei der identifizierten Sequenzen (BAF57, IGF1R und LPP) sind für ihre potentielle Beteiligung bei der Tumorentstehung bereits bekannt. Die Expression der neun Sequenzen wurde in elf Tumorzelllinien und Knochenmark geprüft. Drei Sequenzen sind nur in Zelllinien und nicht in Knochenmark nachzuweisen: IGF1R, BAF57 und eine Sequenz von uns #288 genannt, die keinem bereits bekannten Gen entspricht. Sie konnte als Fragment eines von ERV9 Long Terminal Repeat (LTR) gesteuerten Transkriptes identifiziert werden. LTRs von humanen endogenen Retroviren (HERV) enthalten Virale Promotoren, Enhancer und Polyadenylierungssignale und können die Genexpression regulieren. Es wurden bereits verschiedene zelluläre mRNA-Transkripte gefunden, die von ERV9 LTRs gesteuert werden. Die differentielle Expression der Sequenz #288 zwischen Karzinomzelllinien und Knochenmark deutet darauf hin, dass der ERV9 LTR für eine Gewebespezifizität verantwortlich zeichnen könnte. Da in Krebsgewebe auch eine höhere Transkriptionsaktivität für nicht kodierende Transkripte festgestellt wurde, stellt sich die Frage, ob die Sequenz #288 entweder einen neuen Tumormarker darstellen könnte oder an der Regulation anderer Gene beteiligt ist.
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