Podcasts about Rocky Mountains

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Peace Love Moto podcast, we explore the metaphor of a diverse musical playlist—ranging from Billy Idol to Karen Carpenter—to describe the eclectic community of motorcycle riders. We acknowledge the weight of modern-day stresses, from global economic shifts to the rise of AI, and positions motorcycling as an essential emotional rescue. Ultimately, the episode celebrates how a shared passion for riding can bridge societal divides, creating a "wonderful world" where differences in gear, bikes, and backgrounds disappear once the garage door opens and the engine starts.Keywords:Motorcycle CommunityPeace Love MotoRiding HarmonyDiversity in BikingEmotional Rescue Tags: Mindfulness, Motorcycle riding, mindful motorcycling, motorcycle therapy, nature connection, peace on two wheels, Rocky Mountain tours, rider self-discovery, spiritual journey, motorcycle community, open road philosophy.

On today's episode, Andy sits down with Jonathan Pullen, Assistant Chief of Operations for the South Central Region of the DEA. They discuss the logistics of the modern drug trade, the international supply chain of fentanyl precursor chemicals, and cartel operations along both the northern and southern U.S. borders. Chapters: (00:00) Cold Open & Introduction  (01:16) What is the DEA's True Role? (03:05) China's Involvement in the Fentanyl Crisis (08:15) Smuggling Rings Beyond the Major Cartels  (11:31) The Northern Border Threat & Montana Pipelines  (17:02) How Drugs Move Across the U.S. (The Denver Hub)  (20:32) Cartel Smuggling Tactics & Forced Labor  (24:43) Money Laundering: Cash, Crypto, & MSBs  (29:07) The Epidemic on Native American Reservations  (34:59) Why Fentanyl is Deadlier Than Previous Drug Crises  (42:05)  Raiding an Underground TdA Nightclub in Denver  (50:49)  The DEA's Biggest Hurdle Right Now  (55:03)  A Final Warning to Parents Sponsors: Firecracker Farm Use code IRONCLAD to get 15% off your first order at https://firecracker.farm/ GHOSTBED: Go to https://www.GhostBed.com/IRONCLAD and use code IRONCLAD for an extra 15% off sitewide. Norwood Sawmills: Learn more about Norwood Sawmills and how you can start milling your own lumber at https://norwoodsawmills.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt Giovanisci of Brew Cabin and Swim University shares three beers, one with a bunch of homegrown hops and two brewed with basic techniques.

Najah Lightfoot is the multi award-winning author and regular contributor to the Llewellyn annuals. Najah's magickal staff is on display and part of the permanent collection of the Buckland Museum of Witchcraft. She is an in-demand speaker and presenter for conferences, events, and workshops. Najah lives in Denver, Colorado, where the blue skies and the power of the Rocky Mountains uplift and fill her soul. In this episode, we talk about her new book, The Spiritual Magic of Dolls, haunted dolls, how to know if you're a 'doll person', and how to start collecting dolls! Buy The Spiritual Magic of Dolls: https://uk.bookshop.org/a/12992/9781578638857 Find Najah online: https://www.craftandconjure.com/ Get your free guide to home protection the folklore way here: https://www.icysedgwick.com/fab-folklore/ Become a member of the Fabulous Folklore Family for bonus episodes and articles at https://patreon.com/bePatron?u=2380595 Get weekly articles and bonus content at Substack: https://fabulousfolklore.substack.com/ Buy Icy a coffee or sign up for bonus episodes at: https://ko-fi.com/icysedgwick Fabulous Folklore Bookshop: https://uk.bookshop.org/shop/fabulous_folklore Pre-recorded illustrated talks: https://ko-fi.com/icysedgwick/shop Request an episode: https://forms.gle/gqG7xQNLfbMg1mDv7 Get extra snippets of folklore on Instagram at https://instagram.com/icysedgwick Find Icy on BlueSky: https://bsky.app/profile/icysedgwick.bsky.social 'Like' Fabulous Folklore on Facebook: https://www.facebook.com/fabulousfolklore/

God bless you dearly beloved! God is good. Today's talk mostly about prayers and supplications ☂️ 24 February TUESDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!~Preacher John. ★ Support this podcast ★

Have you ever woken up from a dream and wondered if it was just your imagination or something spiritual? In Part 2 with Kathy Gray, we talk about the difference between nightmares and spiritual encounters, how to take authority over fear, and how to steward your dream life with discernment instead of confusion. We touch on recurring dreams, common themes, and why the Holy Spirit is essential in interpretation. If you've ever felt unsettled by a dream or sensed God may be speaking at night, this episode will help you respond with peace, wisdom, and confidence. Kathy Gray is the author of Light In Our Darkness, a speaker, mentor, and former radio talk show host whose life is devoted to helping others hear the voice of God, especially through dreams and visions. Raised in a biblically grounded, ministry-focused home, she has spent more than two decades studying biblical dream interpretation and, over the past eight years, has developed and taught dream seminars primarily within evangelical circles, equipping men and women to discern God's voice with clarity, humility, and confidence. Originally from Colorado, Kathy has lived in Highland Village, Texas, for 28 years with her husband, Dave, and is the proud mom of four grown sons who also reside in the Dallas area. When she's not writing, teaching, mentoring, or playing and teaching piano, she enjoys investing in her spiritual community, and escaping to the Rocky Mountains with dark chocolate in hand. Visit Our Website for Show Notes: ACupFullofHopePodcast.com Follow A Cup Full of Hope on Facebook and Instagram: Instagram • Facebook Follow Caroline on Facebook and Instagram: Instagram • Facebook

Good Morning my friend! It's a great day to be alive in Christ! This here is ☂️ 23 February MONDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!~Preacher John.Gospel Evangelist Church, LLC.Boulder, Colorado USA. ★ Support this podcast ★

High Yield Bacterial Disease Review:Cholera (Vibrio cholerae) Chlamydia (Chlamydia trachomatis) Gonorrhea (Neisseria gonorrhoeae) Bartonella henselae (Cat scratch disease) Botulism (Clostridium botulinum) Campylobacter (Campylobacter jejuni) Diphtheria (Corynebacterium diphtheriae) Acute Rheumatic fever (Group A Streptococcus) Rocky Mountain spotted fever (Rickettsia rickettsia) Tetanus (Clostridium tetani)Review for your PANCE, PANRE, Eor's, Physician Assistant exams, USMLE, NCLEX, nursing exams.►Support the channel by joining and becoming a member! (Thank you so much!)►Paypal Donation Link: https://bit.ly/3dxmTql (Thank you!)►INSTAGRAM: https://www.instagram.com/cramthepance/►YOUTUBE: https://www.youtube.com/channel/UCZCILePJ-E17txF-ObXlFKwIncluded in review: Cholera (Vibrio cholerae), Chlamydia trachomatis, Gonorrhea (Neisseria gonorrhoeae), Bartonella henselae (Cat scratch disease), Botulism (Clostridium botulinum), Campylobacter (Campylobacter jejuni) Diphtheria (Corynebacterium diphtheriae), Acute Rheumatic fever (Group A Streptococcus), Rocky Mountain spotted fever (Rickettsia rickettsia), Tetanus (Clostridium tetani), Major and Minor Jones criteria, Doxycycline, Azithromycin.Become a supporter of this podcast: https://www.spreaker.com/podcast/cram-the-pance--5520744/support.

Gary talks to Brian Cross from Rocky Mountain Snowguards about the dangers of snow accumulations on roofs. They discuss how snow retention systems can prevent snow avalanches, which can cause damage to homes and even lead to fatalities. Brian shares his expertise on the importance of friction on roofs and how snowguards can increase it. They also touch on the issue of ice dams and how snowguards can't eliminate them, but can help with prevention. This conversation is a must-listen for anyone living in snowy climates.See omnystudio.com/listener for privacy information.

Gary talks to Brian Cross from Rocky Mountain Snowguards about the dangers of snow accumulations on roofs. They discuss how snow retention systems can prevent snow avalanches, which can cause damage to homes and even lead to fatalities. Brian shares his expertise on the importance of friction on roofs and how snowguards can increase it. They also touch on the issue of ice dams and how snowguards can't eliminate them, but can help with prevention. This conversation is a must-listen for anyone living in snowy climates.See omnystudio.com/listener for privacy information.

Good morning, happy day to you my friend! Here is ☂️ 19 February THURSDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!~Preacher John. ★ Support this podcast ★

Happy Sunday to you my friend! This is an interesting talk on edification 

Greetings friend! Here is another a little behind schedule, but here none the less. I love you! ☂️ 18 February WEDNESDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!~Preacher John. ★ Support this podcast ★

Howdy my friend! This is a bit behind schedule, but it's here now! ☂️ 17 February TUESDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!Gospel Evangelist Church.~Preacher John Choque.Boulder, Colorado. ★ Support this podcast ★

Lorena Teran was born and raised in Panama with a North American and a Panamanian parent. Shebrings with her a taste of multicultural integration. Lorena grew up in the countryside of Panama, butmoved to the Rocky Mountains in Colorado, to be outdoors as much as possible. Lorena enjoyshiking with her dog, kayaking, camping, and living a simple life. Lorena is certified as a ChildbirthEducator, Labor & Postpartum Doula, Lactation Counselor, and Infant Massage Instructor. She isextensively trained in infant sleep and presently certifying as Prenatal Psychology Educator. Lorenabrings a combination of knowledge and experience in supporting parents. Lorena has over 35 yearsof working with families and their little ones in different fields,. Lorena helps families with connectingwith baby prenatally, navigating birth (knowing now that the birth experience has a big impact on howour life unfolds and who we are), transitioning to parenthood, understanding postpartum recovery,boosting & (breast)feeding support, tips & tricks for less cry and more sleep, early brain development,and creating parenting habits with consciousness. Her main focus is helping families as early aspossible in their pregnancy, through birth, right after birth, reading their newborn's body language,expressing feelings, and practice processing them.Contact Lorena Teran:www.babiesundermywings.com Services are offered virtually and in-person, I go all over helpingfamilies.I provide birth and postpartum doula services to families, I train labor doulas, and teach parentclasses (prenatal bonding, childbirth ed, lactation expectations, postpartum recovery, understandingyour newborn and guidance on early development and healthy parenting habits. Dates are found inthe web page.Facebook/babiesundermywings@babiesundermywingsbabiesundermywings1Dr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

A stubborn work problem melts away somewhere between the wind, the road, and a quiet mind. We open with that moment of surprise clarity—the kind that shows up far from your desk—and follow it to a simple truth: speed isn't the same as intelligence. By tracing the difference between frantic output and smooth focus, we explore why riding slower can help you think better, decide cleaner, and actually enjoy your time off.I share the pressures of fast culture—fail fast mantras, last‑minute decks, and AI-fueled urgency—and the real cognitive tax they charge. Then we pivot to an unlikely teacher: a 10 mph scooter ride to a coffee shop. Through that small habit, three insights emerge. The range paradox shows how steady pace preserves mental stamina, much like a battery lasts longer off full throttle. The high-resolution factor proves that lowering speed sharpens perception, turning background blur into the details that feed creativity. And the human connection that shows up at walking pace—hellos, brief chats, shared smiles—reminds us that clear thinking is social as much as it is cerebral.Across the ride, we talk about practical ways to design slow into a busy life. Think short, intentional low-speed rides without distractions, simple routes near water or trees, and a pocket notebook for when answers surface unannounced. If a motorcycle isn't handy, swap in a quiet walk or transit ride without headphones; the principle is the same: reduce noise, widen awareness, and let associative thought do its quiet work. We close with honest reflections on time, regret, and the choice to practice mindfulness now rather than someday.If you're craving fewer frantic sprints and more real breakthroughs, this one is for you. Take it for a spin, then try a deliberate slow ride before your next big decision. If it sparks something, share the episode, subscribe for more Peace Love Moto stories, and leave a quick review so others can find the show. Tags: Mindfulness, Motorcycle riding, mindful motorcycling, motorcycle therapy, nature connection, peace on two wheels, Rocky Mountain tours, rider self-discovery, spiritual journey, motorcycle community, open road philosophy.

Send a textAs Long As Rivers Run is a tale of lore, wisdom, and wonder; a story of hardship and healing in a rugged wilderness full of challenges and rewards. Protagonist Tom Dunagan was thrown into the role of a surgeon during the Civil War under conditions that yielded more sadness than success. The weight of the war is a cloak he struggles to shed. After the war, he and his 13 year-old daughter, Brooke, cross the Continental Divide and stumble upon a Ute father and son in their own tragic situation. Tom's heroic effort to save the Ute man's life after an intense encounter with a grizzly bear gives passage for Tom and his daughter to enter the mystic world of an Ute family band. They learn that the circle of the seasons is driven by the circle of water that drives the circle of life—a profound truth in a harsh land where water is not merely a resource, but the single, sacred thread that binds existence. The novel reiterates a lesson in survival that rings true to this day: the preciousness of water must never be forgotten.Taking place in a time when great riches for our Native Americans was measured in the number and quality of their horse herd, a time of strike-it-rich dreams in a rock's golden vein. While the story touches on greed, jealousy and violence common of that time, we also find moments of kindness, understanding and love, all cradled in the wilderness of the Rocky Mountains.Pick it up hereAbout the author, Larry Ray Rather:Larry Ray Rather is a rancher by day, and a weaver of words by night. A true 'Buddhist Cowboy,' Rather's deep connection to the land and the wisdom gleaned from a life spent outdoors resonate with his spiritual principles. Rather finds peace in the saddle and inspiration in the quiet contemplation of the mountains. His blend of Western heritage with the Eastern philosophies of Buddhism creates a unique perspective, one that emphasizes mindful observation, respect for all living things, and a deep appreciation for the present moment.A lifelong learner, Rather's curiosity extends beyond the written word. He is an avid student of history, archaeology, and the natural sciences, constantly seeking to understand the intricate web of life that surrounds us. Whether he's exploring the ancient ruins of the American West or simply observing the intricate dance of a hawk in the sky, Larry finds inspiration in every corner of the world.When he is not writing, he is often found with his horses and mules. Whether preparing for a day trip in the aspen-covered forests, or a weeks-long trip through rugged mountain terrain, you can expect him to return with documentation of arrowheads, wolf tracks, and things of that sort.  Support the show

Join this channel to get access to perks:https://www.youtube.com/channel/UChW7UyLcMH6QDwCS295w9aQ/joinCoaches are you ready to revolutionize your game preparation? For the past 6 seasons coaches across the nation have been using the ultimate scout team game-changer: The Coachpad!Imagine this: no more scrambling on weekends to prep scout cards, no more fumbling with paper and binders. Whether you're drawing your cards digitally with a computer program or sketching them by hand, The Coachpad is your all-in-one solution!Picture yourself on the practice field, effortlessly managing your scout team, or standing on the sidelines during game day, syncing adjustments from the press box to your coaches on the sideline and back. With The Coachpad, you can clearly see your scout cards even in the brightest sunlight—no more squinting or dealing with the wind blowing clear vinyl sleeves everywhere!This offseason, take your coaching to the next level. Get your Coachpad today at TheCoachpad.com and gear up for a winning season ahead!0:13 The CoachPad2:30 background5:20 changes in recruiting / social media8:00 filtering social media11:10 high school film14:40 recruiting & camps18:20 communication w/ college coaches & branding yourself25:00 coaches notes - GPA & Recruiting Cycles38:10 Coaches on the Road41:40 The QuestionsRuss HaleAsst coach rocky mountain collegetwitter/x: @TheCoachRussGoogle Sheethttps://docs.google.com/spreadsheets/d/1Dohuyci5dx36k4IFQUuX8XmuJsAIJ6JbYdcXrkcJ-4s/edit?usp=sharingNicholas BandstraX: https://twitter.com/CoachBandstraCoachtube: https://coachtube.com/users/coachbandstraMain Youtube Channel: https://youtube.com/c/NicholasBandstraLinktree: https://linktr.ee/CoachBandstraTik Tok: https://www.tiktok.com/@coachbandstra?_t=ZT-8vTQEmgfP3u&_r=1

The National Park Service announces Arches and Yosemite will not use timed-entry reservations in 2026, Rocky Mountain will continue timed entry from late May through mid-October. Glacier will not require vehicle reservations anywhere, but will pilot a ticketed shuttle to Logan Pass starting July 1. Yosemite's Firefall weekend saw full parking, gridlocked traffic, overcrowded shuttles, long lines in near-freezing temperatures, President Trump nominates Delaware North executive Scott Socha to lead the National Park Service, a federal judge orders the National Park Service to restore removed slavery-related exhibits at Philadelphia's President's House site, and more.  00:00 Headlines 00:36 Timed Entry Update: Arches & Yosemite Drop Reservations 01:19 Glacier's 2026 Plan 03:39 Arches Dropping Timed Entry Is a Surprise 04:51 Yosemite Firefall Weekend: Snowstorm Evacuations 06:35 White House Pick for NPS Director 08:52 Court Orders Slavery Exhibit Restored 10:46 Glacier Mountain Goats Down 45% 12:19 Apostle Islands Ice Caves Reopen 13:34 Wrap-Up

Fluent Fiction - Dutch: Love Blooms Amidst the Snowy Pathways of the Rockies Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-02-18-08-38-20-nl Story Transcript:Nl: De sneeuw bedekte de hoge dennenbomen langs het pad in de majestueuze Rocky Mountains.En: The snow covered the tall pine trees along the path in the majestic Rocky Mountains.Nl: De lucht was koel en helder.En: The air was cool and clear.Nl: Jeroen, Ingrid en Hans ademden de frisse berglucht in terwijl hun voetstappen knarsten in de verse sneeuw.En: Jeroen, Ingrid, and Hans breathed in the fresh mountain air as their footsteps crunched in the fresh snow.Nl: Jeroen, een enthousiaste buitenmens uit Nederland, had dit avontuur georganiseerd.En: Jeroen, an enthusiastic outdoorsman from Nederland, had organized this adventure.Nl: Hij hoopte dat deze winterwandeling de perfecte gelegenheid zou bieden om zijn gevoelens voor Ingrid te uiten.En: He hoped this winter hike would be the perfect opportunity to express his feelings for Ingrid.Nl: Zijn hart klopte sneller bij de gedachte.En: His heart raced at the thought.Nl: Hans, zijn avontuurlijke neef, wist niets van Jeroens plannen en maakte vrolijk grapjes terwijl ze de berg op klommen.En: Hans, his adventurous cousin, knew nothing of Jeroen's plans and cheerfully made jokes as they climbed the mountain.Nl: "Ingrid, kijk eens naar die prachtige bomen!"En: "Ingrid, look at those beautiful trees!"Nl: riep Hans enthousiast.En: Hans exclaimed enthusiastically.Nl: Ingrid glimlachte en keek Jeroen aan.En: Ingrid smiled and glanced at Jeroen.Nl: Jeroen voelde een warme gloed, maar ook twijfel.En: Jeroen felt a warm glow, but also doubt.Nl: Hij had lang niet de moed gehad om haar zijn hart te laten zien.En: He hadn't had the courage to show her his heart for a long time.Nl: Onderweg waren de omstandigheden zwaar.En: Along the way, the conditions were tough.Nl: De wind blies sterke vlagen koude lucht in hun gezichten.En: The wind blew strong gusts of cold air into their faces.Nl: De sneeuw begon harder te vallen.En: The snow began to fall harder.Nl: Jeroen worstelde niet alleen met het weer, maar ook met zijn nerveuze gedachten.En: Jeroen struggled not only with the weather but also with his nervous thoughts.Nl: Toch besloot hij door te zetten.En: Yet he decided to press on.Nl: Hij herinnerde zich een pad dat leidde naar een prachtig uitzichtpunt.En: He remembered a path leading to a beautiful viewpoint.Nl: Misschien zou dat de kans zijn die hij zocht.En: Perhaps that would be the chance he was seeking.Nl: Met elke stap groeide de spanning.En: With every step, the tension grew.Nl: De weg was moeilijker dan verwacht en Ingrid en Hans leken een makkelijker gesprek te vinden dan hij.En: The path was more difficult than expected, and Ingrid and Hans seemed to find conversation easier than he did.Nl: Maar Jeroen bleef vastberaden.En: But Jeroen remained determined.Nl: Ze klommen verder, en eindelijk zagen ze het uitzichtpunt in de verte.En: They climbed further, and finally, they saw the viewpoint in the distance.Nl: Plotseling bedekte een sneeuwstorm de lucht met een witte deken.En: Suddenly, a snowstorm blanketed the sky with a white sheet.Nl: Ze moesten schuilen in een kleine grot langs het pad.En: They had to take shelter in a small cave along the path.Nl: Binnen was het rustig, de buitenwereld was slechts een fluistering.En: Inside, it was calm; the outside world was just a whisper.Nl: Dit was Jeroens kans.En: This was Jeroen's chance.Nl: "Ingrid," begon Jeroen aarzelend.En: "Ingrid," began Jeroen hesitantly.Nl: Met trillende handen pakte hij de hare en keek recht in haar ogen.En: With trembling hands, he took hers and looked straight into her eyes.Nl: "Ik moet je iets vertellen."En: "I have to tell you something."Nl: Ingrid luisterde aandachtig, terwijl Jeroen zijn gevoelens uitsprak.En: Ingrid listened attentively as Jeroen expressed his feelings.Nl: Tot zijn verrassing zag hij een flikker van herkenning in haar ogen.En: To his surprise, he saw a flicker of recognition in her eyes.Nl: "Jeroen, ik heb hetzelfde gevoeld," gaf Ingrid toe.En: "Jeroen, I've felt the same," Ingrid admitted.Nl: "Maar we moeten voorzichtig zijn.En: "But we have to be careful.Nl: We kennen elkaar al zo lang niet meer."En: We haven't known each other that long anymore."Nl: Jeroen knikte begrijpend.En: Jeroen nodded understandingly.Nl: Ze besloten om meer tijd samen door te brengen.En: They decided to spend more time together.Nl: Niet als een stel, maar als goede vrienden die misschien meer konden groeien.En: Not as a couple, but as good friends who might grow into something more.Nl: De storm buiten kalmeerde.En: The storm outside calmed down.Nl: Ze stapten uit hun schuilplaats en keken naar de wereld die opnieuw stralend wit was.En: They stepped out of their shelter and looked at the world that was once again radiantly white.Nl: Wandelend naast Ingrid en Hans voelde Jeroen zich lichter.En: Walking alongside Ingrid and Hans, Jeroen felt lighter.Nl: Hij had zijn hart geopend en een sprankje hoop gevonden.En: He had opened his heart and found a glimmer of hope.Nl: En terwijl ze terugkeerden naar het begin van het pad, wist Jeroen dat hij meer zelfvertrouwen had gekregen.En: And as they returned to the beginning of the path, Jeroen knew he had gained more self-confidence.Nl: Hij wist ook dat open zijn over zijn gevoelens de weg naar betekenisvolle relaties zou openen, ook al waren er uitdagingen onderweg.En: He also knew that being open about his feelings would open the way to meaningful relationships, even though there would be challenges along the way. Vocabulary Words:majestic: majestueuzeoutdoorsman: buitenmensopportunity: gelegenheidadventurous: avontuurlijkeexclaimed: riepenthusiastically: enthousiastglanced: keekglow: gloeddoubt: twijfelcourage: moedconditions: omstandighedengusts: vlagennervous: nerveuzepress on: doorzettenviewpoint: uitzichtpunttension: spanningdetermined: vastberadendistance: verteblanketed: bedekteshelter: schuilenhesitantly: aarzelendtrembling: trillendeattentively: aandachtigflicker: flikkerrecognition: herkenningcareful: voorzichtigglimmer: sprankjeself-confidence: zelfvertrouwenmeaningful: betekenisvollechallenges: uitdagingen

Fluent Fiction - Hebrew: Conquering Peaks: Ariel's Triumph Over Fear in the Rockies Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2026-02-18-23-34-02-he Story Transcript:He: בימי החורף הקרים בהרי הרוקי, אריאל, מאיה ולוי יצאו לקנות ציוד סקי.En: On the cold winter days in the Rocky Mountains, Ariel, Maya, and Levi went out to buy skiing equipment.He: השמש זרחה והשמיים היו כחולים, אך הערפל במוחו של אריאל היה כבד.En: The sun was shining and the sky was blue, but there was a heavy fog in Ariel's mind.He: הם הגיעו ללודג' סקי מלא גולשים וריח שוקו חם באוויר.En: They arrived at a ski lodge full of skiers and the smell of hot chocolate in the air.He: אריאל הייתה הרפתקנית ורצתה להוכיח לחבריה שהיא יכולה לגלוש למדרונות הגבוהים ביותר.En: Ariel was adventurous and wanted to prove to her friends that she could ski down the highest slopes.He: היא פחדה מגבהים, אבל לא סיפרה זאת לאף אחד.En: She was afraid of heights, but she didn't tell anyone.He: בתוך החנות, מאיה ולוי בחנו את הציוד החדש.En: Inside the store, Maya and Levi examined the new equipment.He: "תראי את המגלשים האלו, אריאל," אמרה מאיה בהתלהבות.En: "Look at these skis, Ariel," said Maya enthusiastically.He: אריאל חייכה, אבל בליבה הרגישה לחץ.En: Ariel smiled, but in her heart she felt pressure.He: אחרי שקנו את כל הציוד, טיפסו בשלג אל ההר.En: After buying all the equipment, they climbed through the snow up the mountain.He: הרכבל לקח אותם גבוה למעלה.En: The lift took them high up.He: אריאל הביטה החוצה, ליבו פעם במהירות.En: Ariel looked out, her heart racing.He: כשהגיעו לפסגה, ההר היה מושלג ונפלא.En: When they reached the summit, the mountain was snowy and magnificent.He: מאיה ולוי התכוננו לגלישה, ואריאל עמדה שם, חסרת נשימה.En: Maya and Levi prepared to ski, and Ariel stood there, breathless.He: "את בסדר, אריאל?En: "Are you okay, Ariel?"He: " שאל לוי בדאגה.En: Levi asked with concern.He: אריאל נשמה עמוק ובחרה לא לספר על פחדה.En: Ariel took a deep breath and chose not to share her fear.He: במקום זאת, היא אספה את כוחה.En: Instead, she gathered her strength.He: היא ידעה שזה הרגע להחליט.En: She knew this was the moment to decide.He: הם עמדו בפסגת ההר.En: They stood at the mountain peak.He: מאיה גלשה ראשונה, ולוי אחריה.En: Maya skied first, and Levi followed her.He: אריאל הסתכלה מטה, ליבו פעם כמו תוף.En: Ariel looked down, her heart pounding like a drum.He: לבסוף, היא הציבה את המגלשים על השלג והחלה לגלוש.En: Finally, she set her skis on the snow and began to ski.He: הרוח חלפה על פניה, והפחד הפך להתרגשות.En: The wind brushed past her face, and the fear turned into excitement.He: הרגשת הניצחון הייתה נהדרת.En: The feeling of victory was wonderful.He: היא הצליחה!En: She did it!He: כשהגיעה למטה, מאיה ולוי מחאו כפיים ושמחו בשבילה.En: When she reached the bottom, Maya and Levi clapped and cheered for her.He: אריאל הרגישה גאה בעצמה.En: Ariel felt proud of herself.He: היא התגברה על הפחד שלה וזכתה בביטחון חדש.En: She had overcome her fear and gained new confidence.He: אותו היום בהרי הרוקי היה יותר מאשר עוד יום סקי.En: That day in the Rocky Mountains was more than just another skiing day.He: עבור אריאל, זה היה יום של ניצחון אישי.En: For Ariel, it was a day of personal triumph.He: היא למדה שאומץ אמיתי הוא להמשיך קדימה, גם כשפוחדים.En: She learned that true courage is moving forward, even when you're afraid. Vocabulary Words:adventurous: הרפתקניתsummit: פסגהbreathless: חסרת נשימהconcern: דאגהgathered: אספהtriumph: ניצחוןfog: ערפלprove: להוכיחslopes: מדרונותexamined: בחנוenthusiastically: בהתלהבותpressure: לחץconfident: ביטחוןclapped: מחאוfear: פחדvictory: ניצחוןgained: זכתהcourage: אומץracing: פועם במהירותexcited: התרגשותbreathe: לנשוםglistened: נפלאequipment: ציודheights: גבהיםlift: רכבלpeer: להציץmoment: רגעovercome: להתגברcold: קריםsnow: שלגBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Caroline Smith is passionate about space rocks, whether they're samples collected from the surface of asteroids and the Moon and hopefully Mars one day soon, or meteorites, those alien rock fragments that have survived their fiery descents through our atmosphere to land here on Earth. She is Head of Collections and Principal Curator of Meteorites at the Natural History Museum, home to one of the finest meteorite collections in the world. Her interest in rocks began while wandering the foothills of the Rocky Mountains, as a child, picking up the ones that caught her eye and bashing them with a hammer, hoping to find treasure inside, whether it's gold, diamonds or dinosaur fossils. Her work today, studying rocks that have landed here on Earth or those still out there in space, is no less ambitious. She analyses their chemical composition looking for tantalising clues that might reveal how our Solar System formed, and potentially the presence of the chemical building blocks necessary for life itself.

What if your dreams aren't random, but one of the primary ways God is trying to speak to you? In this conversation, Caroline sits down with Kathy Gray to unpack how God uses dreams to communicate, heal, warn, and invite us into partnership with Him. Kathy shares biblical insight into the four types of dreams, how to discern literal versus symbolic messages, why nightmares are not God's will, and how to steward what God reveals in the night. This episode will equip you with clarity, confidence, and a fresh expectation that God still speaks while you sleep. Kathy Gray is the author of Light In Our Darkness, a speaker, mentor, and former radio talk show host whose life is devoted to helping others hear the voice of God, especially through dreams and visions. Raised in a biblically grounded, ministry-focused home, she has spent more than two decades studying biblical dream interpretation and, over the past eight years, has developed and taught dream seminars primarily within evangelical circles, equipping men and women to discern God's voice with clarity, humility, and confidence. Originally from Colorado, Kathy has lived in Highland Village, Texas, for 28 years with her husband, Dave, and is the proud mom of four grown sons who also reside in the Dallas area. When she's not writing, teaching, mentoring, or playing and teaching piano, she enjoys investing in her spiritual community, and escaping to the Rocky Mountains with dark chocolate in hand. Visit Our Website for Show Notes: ACupFullofHopePodcast.com Follow A Cup Full of Hope on Facebook and Instagram: Instagram • Facebook Follow Caroline on Facebook and Instagram: Instagram • Facebook

Hello! I apologize for my tardiness in my podcast upload, thank you for you kindness. Here is ☂️ 11 February WEDNESDAY. GEC Truth Study "FIRST Book" ~Preacher John. Blessings!Gospel Evangelist Church.~Preacher John.Boulder, Colorado. ★ Support this podcast ★

Hello again! Once again I'm apologizing for the late podcast. Thanks! This here is ☂️ 12 February THURSDAY. GEC Truth Study "FIRST Book" ~Preacher John. Abundant blessings!Gospel Evangelist Church.~Preacher John Choque.Boulder, Colorado. ★ Support this podcast ★

God bless you dear friend! I hope this talk is a benefit and of value for your time.

Happy Monday dear friend! I pray this talk has value for you and your life and ministry. ☂️ 16 February MONDAY. GEC Truth Study "FIRST Book" ~Preacher John. Blessings!Gospel Evangelist Church.~Preacher John Choque.Boulder, Colorado. ★ Support this podcast ★

On this episode of Tradeswork: The Rocky Mountain Mechanical Contractors Association Podcast, we welcome Suzi Latona, Director of Operations at Denver Botanic Gardens whose mission is to connect people with plants, especially plants from the Rocky Mountain region and similar regions around the world, providing delight and enlightenment to everyone. Here are some of the questions you can expect to be answered on this episode: How much does the Director of Operations cover at an organization like this? We pay a quick tribute to Brian Vogt and discuss his impact on Denver Botanic Gardens. The Chatfield location has new projects coming online. What are they and what went into them? What are the incredibly varied and unique HVAC and plumbing needs for housing this many different types of plants? What goes into an event like Blossoms of Light? And when do they start planning for it? What is something people may not know about the Botanic Gardens that they should? This episode is available on podcatchers everywhere. Please rate, review and subscribe. For more information about Denver Botanic Gardens, please visit their website. For more information about Rocky Mountain Mechanical Contractors Association, please visit our website.

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Subscribe directly from the Hit Parade show page on Apple Podcasts or Spotify. Or, visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Subscribe directly from the Hit Parade show page on Apple Podcasts or Spotify. Or, visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

These days, country and pop acts regularly invade each other's territory. But in Nashville during the 1970s, “crossover” was a dirty word. Then came two rising stars who offered up a new hybrid of Americana-style pop.John Denver infused his folk balladry with homespun lyrics about country roads and wide-open skies. Olivia Newton-John sang over twangy melodies that belied her British-Australian roots. Both faced backlash—especially when they started topping the country and pop charts simultaneously and winning prizes that used to go to Nashville legends.Eventually, both artists outgrew country music. Denver became a ubiquitous entertainer and beloved Muppet wingman. Newton-John dazzled in the film Grease, then reinvented herself as a leather-clad siren unafraid to get physical.Join Chris Molanphy as he traces the parallel rise of two country-pop titans from the Rocky Mountains to Xanadu.Get more Hit Parade with Slate Plus! Join for monthly early-access episodes, bonus episodes of "The Bridge," and ad-free listening across all your favorite Slate podcasts. Subscribe directly from the Hit Parade show page on Apple Podcasts or Spotify. Or, visit slate.com/hitparadeplus to get access wherever you listen. Hosted on Acast. See acast.com/privacy for more information.

From the rolling hills of New Zealand to the technical Singapore licensing exams, Simon Josey has seen the world from two wheels. I had a blast sitting down with the host of the REEL Riders podcast to talk about our shared love for German engineering, the upcoming Adventure Motorcycle Film Festival in the UK's stunning Lake District and much more. If you've ever wondered what it's like to cross three international borders before lunch or why some motorcycle films just feel right, this is an episode you won't want to miss.The heartbeat of the episode is the launch of the Adventure Motorcycle Film Festival in the UK's Lake District—a sold-out debut that curated over 50 global submissions down to a dozen standout films. We talk candidly about programming a lineup that moves an audience through tension, humor, and quiet; the logistics of wrangling formats and files across borders; and why keeping the project independent matters to creators and viewers alike. If you've ever wondered why some moto films “just feel right,” you'll leave with a clearer checklist and new favorites to seek out.Threaded through it all is mental health and community. Weekly rides as ritual. Partners who make time possible. Dogs who reshape a work-from-home life. And the steady truth that two wheels can carry more than a rider—they can carry a week's worth of noise away. Subscribe, share this with a rider who needs a lift, and leave a quick review to help more folks find our corner of the road. Then tell us: what motorcycle film captured the feeling best for you?https://reelriders.buzzsprout.com/https://www.instagram.com/reel.riders/https://www.youtube.com/@ReelridersTV#REELRiders #BMWmotorrad #R1250GS #R1250RT #AdventureRiding #MotorcycleCinema #MotoTravel #NewEpisode Tags: Mindfulness, Motorcycle riding, mindful motorcycling, motorcycle therapy, nature connection, peace on two wheels, Rocky Mountain tours, rider self-discovery, spiritual journey, motorcycle community, open road philosophy.

Meer oder Berge? Diese ewige Frage diskutieren wir in dieser Folge. Es geht um Sehnsucht, Heimatgefühl, die Unendlichkeit und die Lust, sich immer wieder neu überraschen zu lassen. Obendrauf nennen wir euch unsere Traumunterkünfte an genau diesen Orten (u. a. Irland, Borkum, Bretagne). Wir nehmen euch mit ins Saarland zur Saarschleife und: Wir skizzieren unsere Traum-Route durch Westkanada - von Vancouver Island bis nach Jasper und Banff. Dann wären da noch der Superbowl, ein Fotokurs für Reisende und: diese kleinen Rituale, die jede und jeder hat, wenn es losgeht auf den nächsten großen Trip: ein letzter Blick auf den Reisepass, ein Ginger Ale im Flieger und plötzlich ist sie da: diese Vorfreude, dieses Gefühl von Aufbruch. Kommt mit auf eine kleine Reise im Kopf. In eine Folge, die zeigt, wie nah das Wochenende und die weite Welt manchmal beieinanderliegen.–Unseren neuen Podcast-Feed “UNTER FREUNDEN” findet ihr überall, wo es Podcasts gibt.Unsere Werbepartner findet ihr hier.Kommt zu einer unserer LIVE-Shows:24.2.2026 Hamburg26.2.2026 München11.4.2026 Mannheim (SWR Podcastfestival)Tickets gibt es HIER.Foto-Credit: Thomas Rabsch (Instagram)Mehr Reisen Reisen gibt es hier.Noch mehr Reisen Reisen gibt es in unserem Newsletter-Magazin.–SaarschleifeEine der eindrucksvollsten Flussschleifen Deutschlands, eingebettet in bewaldete Höhenzüge. Besonders schön auf den Traumschleifen-Wanderwegen mit weiten Blicken über die Saar.https://www.instagram.com/urlaub.saarland/Schloss SaareckHistorisches Schloss mit parkähnlicher Anlage nahe der Saarschleife. Klassische Eleganz und viel Ruhe für ein stilvolles Wanderwochenende.https://www.instagram.com/schlosssaareck/SaarschleifenlodgeModerne Lodges mitten im Grünen, klare Architektur, viel Holz und Naturgefühl. Komfort und Rückzug direkt am Wandergebiet.https://www.instagram.com/saarschleifenlodge/Boathouse GuesthouseCharmantes Gästehaus direkt an der Küste von Achill Island mit weitem Atlantikblick und entspannter Atmosphäre.https://www.instagram.com/boathouseachill/BakkeiModernes Boutiquehotel auf Borkum mit klarer Gestaltung und viel Nordsee-Licht. Perfekt für eine kurze Auszeit am Meer.https://www.instagram.com/bakkei_borkum/Les 46Kleines Gästehaus in der Bretagne nahe Benodet, stilvoll und ruhig gelegen - ideal für Tage am Atlantik.https://www.instagram.com/les46benodet/Vancouver IslandWild und weit mit Pazifikküste, Regenwäldern und Tierbeobachtungen - perfekter Start für eine Westkanada-Reise.https://www.instagram.com/supernaturalbcJasper National ParkTeil der Rocky Mountains mit Gletschern, Seen und weiten Landschaften. Einer der spektakulärsten Nationalparks Kanadas.https://www.instagram.com/jaspernationalpark/Banff National ParkBerühmt für türkisfarbene Seen und dramatische Bergkulissen - ein Klassiker in den kanadischen Rockies.https://www.instagram.com/banffofficial/Okanagan ValleyWarme Region mit Seen, Weinbergen und fast mediterranem Flair - ein entspannter Kontrast zu den Bergen.https://www.instagram.com/okanaganvalley/ Hosted on Acast. See acast.com/privacy for more information.

LOST in Rocky Mountain National ParkBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

I love you dear friend! May you continue to receive the blessings of the Lord in your life and ministry. Today is ☂️ 10 February TUESDAY. GEC Truth Study "FIRST Book" ~Preacher John. Thank you!Gospel Evangelist Church. LLC.~Preacher John Choque.Boulder, Colorado. ★ Support this podcast ★

Bromance Month continues with the second in our two part serving of THE ROCKY MOUNTAIN MORTICIAN MURDER in which last week's cliffhanger ending gives way to a gunslinging treasure hunt, small town style. As Christopher and Eric serve up the final two episodes of the series, the bodies keep dropping and the skeletons keep coming out of the closet. Meanwhile, your hosts have questions ranging from the urgent to the mundane. Where did the victim's precious gold bars go? Who sabotaged the vintage cars at the Pioneer Day Parade? Why didn't one of the only gays in town spot the gay twist that defined this bonkers tale? And most importantly, in Eric's view, why didn't the police focus on the potential suspects who most benefited from this crime?  You'll never look at turkey pot pie the same way again.

Chef Josh Work - is the culinary force behind The Wildflower Cafe, where elevated comfort food meets deep respect for land, season, and sourcing. Known for his relentless commitment to quality, Josh builds his menus around locally raised meats, responsibly harvested ingredients, and flavors inspired by both travel and tradition. But Josh isn't just a chef — he's a craftsman. A skilled butcher with a nose-to-tail philosophy, he understands food from the ground up. His work is rooted in sustainability, conservation, and honoring the animal — values shaped by his time as a hunter, angler, and dedicated forager in the Colorado mountains. Outside the kitchen, Josh shares a different side of his story under the moniker @emotionalsupportviking, where he speaks openly about emotional well-being, resilience, and the importance of honest conversation. It's a raw, grounded extension of the same philosophy he brings to food: intentional living, connection, and respect for what truly matters. A lifelong traveler and student of culture, Josh draws inspiration from kitchens and wild places around the world — blending global influence with Rocky Mountain grit. In this episode, Josh joins Bobby Marshall in studio for a dynamic conversation and live culinary experience. They dive into wild game, butchery, foraging, sustainability, mental health, Colorado mountain life, conservation, and the deeper meaning behind gathering around food. This one is about more than cooking — it's about heritage, stewardship, and living fully connected to the land. Subscribe and follow The Mountain Side Podcast for more conversations rooted in authenticity, adventure, and the mountain way of life.www.TheMountainSidePodcast.comAffiliates LinksSponsor Linkshttps://wildflowerevergreen.comhttps://www.themountainsidepodcast.com/episodes/185-chef-josh-workwww.Knicpouches.comMountain Side listeners Use Discounts code: MOUNTAINSIDE15 to receive 15% off all K-Nic products!www.SABObroadheads.comMountain Side listeners receive $10 off & Free Shipping on all SABO Broadheads!www.ProTekt.comMountain Side listeners receive 10% off all ProTekt products! Use this link to receive discount code.

The road can feel loud, but the right kind of attention turns that noise into a steady hum you can breathe with. We take you from a crisp Colorado ride to the heart of Robert Persig's “Quality with a capital Q,” exploring how craftsmanship, presence, and care reshape what it means to be a motorcyclist. This isn't about escape. It's about arrival—arriving at a clearer mind, a calmer body, and a deeper relationship with the machine that carries you there.We start with simple, durable truths: a decades-old heated jacket that still works, a bike that lights up without complaint, and the way small acts of care—checking pressures, listening for a rattle, cleaning a connection—compound into trust. From there, we connect the dots between maintenance and mindfulness. Tightening a bolt becomes a practice in patience; the garage becomes a quiet dojo. On the road, that preparation shows up as flow: distractions fall away, the line appears, and rider and bike feel like one moving thought. You don't push for peace; you notice it, mile by mile.Along the way we challenge the myth of efficiency as speed. Real efficiency comes from doing fewer things with more care—less hurry, fewer errors, more joy per mile. We share how this shift changes your riding life: smoother inputs, better margins, a friendlier relationship with weather and fatigue. And over time, the machine stops being just technology; it becomes a trusted partner that knows your lean, your touch, and your need for a good, honest smile behind the visor.If this resonates, ride with us—subscribe, share the episode with a friend who needs a calmer road, and leave a review to help more riders find their way to quality time on two wheels. Tags: Mindfulness, Motorcycle riding, mindful motorcycling, motorcycle therapy, nature connection, peace on two wheels, Rocky Mountain tours, rider self-discovery, spiritual journey, motorcycle community, open road philosophy.

As Atlanta prepares for the World Cup, fears are growing over a larger ICE presence and what it could mean for residents, visitors, and voter confidence. Ron digs into the data behind ICE arrests in Georgia, sharp words from federal officials, and pushback from local leaders, including Rep. Nikema Williams and Mayor Andre Dickens.Donnell Suggs, editor-in-chief of The Atlanta Voice, joins the show to explain how Black Atlantans are reading the moment, why protests here may look different than in Minneapolis, and how local media is stepping up as major newsrooms shrink.The conversation also turns to Georgia's crowded 2026 governor's race, voter engagement in the Black community, and how immigration, civil rights, and politics are colliding just as the world's eyes turn to Atlanta. CBS News' national environmental correspondent David Shechter joined to discuss new research that show what we all know - American climate (like the world's) is getting hotter, and faster. It's impacting New England (comfortable summers) and the Rocky Mountain states' (ski season snow) tourist draws.Finally, a curious late entry into the Georgia gubernatorial race comes with a tone of (his own) money; which campaign (if any) does his entry impact, and impact most? Ron's theory is it might actually impact a Democrat as much or more.Tune in to catch the Ron Show weekdays from 4-6pm Eastern time on Georgia NOW! Grab the app or listen online at heargeorgianow.com.#HearGeorgiaNow #TheRonShow #DonnellSuggs #AtlantaVoice #ICE #AtlantaPolitics #WorldCup2026 #GeorgiaElections #ImmigrationPolicy #LocalJournalism

In 2010, a man named Forrest Fenn took a bronze box filled with treasure into the Rocky Mountains and hid it. He told one treasure hunter, “You just need to put the clues together and go get it.” Justin Posey's book is called Beyond the Map's Edge. Say hello on Facebook and Instagram. Follow the show and review us on Apple Podcasts. Want to listen to This is Love ad-free? Sign up for Criminal Plus – you'll get to listen to This is Love, Criminal, and Phoebe Reads a Mystery without any ads. Plus, you'll get behind-the-scenes bonus episodes of Criminal and other exclusive benefits. Learn more and sign up here. We also make Criminal and Phoebe Reads a Mystery. Artwork by Julienne Alexander. Check out our online shop. Episode transcripts are posted on our website. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bromance Month begins in a rugged, mountainous American state about which host Eric Shaw Quinn has some controversial opinions relating to altitude, oxygen uptake and mental health. In part 1 of their the two-part serving of THE ROCKY MOUNTAIN MORTICIAN MURDER, Christopher and Eric deliver episode 1 of the three episode series featuring dueling morticians, missed lunch dates, lesbian moms, abusive sons and a cliffhanger ending that will leave you gasping for some of that thin mountain air and the revelations of Part II. Keep your oxygen masks handy.

⁠⁠⁠Help keep our podcast going by contributing to our Patreon! Hundreds of years before European contact, the biggest city in North America was located along the Mississippi River. At its peak, perhaps 15,000 people lived there—and over 30,000 in the surrounding suburbs. Today, we call it Cahokia. Nobody knows what the original name of this city was. But there was a time when everybody knew its name—from the Great Lakes to the Eastern Seaboard, and from the Rocky Mountains to the Gulf of Mexico. What was that name, and why was it lost to time and memory? That's just one of the many mysteries of Cahokia. Sponsors and Advertising This podcast is a member of Airwave Media podcast network. Want to advertise on our show? Please direct advertising inquiries to advertising@airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sua ligação com a bicicleta começou cedo em sua vida. Pedalava com os amigos pelas ruas do bairro e viveu a mania do BMX no Brasil. Na escola, jogou voleibol, mas destacou-se mesmo em matemática e física, desenvolvendo interesse por eletrônica e computação. Cursou Engenharia Naval na Escola Politécnica da USP e, nesse período, praticou mergulho livre e autônomo, além de ginástica olímpica recreativa. Iniciou a vida profissional estagiando e depois trabalhando no marketing de multinacionais, ao mesmo tempo em que passou a se aventurar no mountain bike, que dava seus primeiros passos no Brasil. A partir do início dos anos 1990, passou a se envolver de forma mais intensa com a bicicleta. Com Daniel Aliperti, um amigo de infância, fundou a loja Pedal Power, que logo se tornou referência no mercado. Algum tempo depois, deu início à importação de marcas icônicas do segmento, como Ritchey, Santa Cruz e Rocky Mountain. Profissionalmente e pessoalmente, sua ligação com a bicicleta só aumentava. Abriu uma loja em Campos do Jordão e aproveitou para explorar as oportunidades locais no mountain bike, trekking e aventuras ao ar livre. Em 1997, começou a participar de enduros a pé e das primeiras corridas de aventura realizadas no Brasil. No ano seguinte, ao lado da esposa, integrou a melhor equipe brasileira na primeira edição da Expedição Mata Atlântica e participou da lendária Southern Traverse, na Nova Zelândia. Ao longo dos anos seguintes, competiu em mais algumas corridas de aventura até se voltar novamente ao mountain bike, geralmente em dupla com sua esposa. Em 1999, sua importadora, a Proparts, passou a representar  outras marcas fortes, como RockShox e SRAM. Nos anos seguintes, ao lado de Giancarlo Clini, idealizou o que viria a se tornar a Aliança Bike, associação que presidiu por dois mandatos consecutivos. Depois, conquistou a representação da Specialized e implantou a subsidiária da marca no Brasil. Quase uma década depois, conquistou a Mavic, a Zipp e, posteriormente, a gigante Garmin. Em 2018, decidiu então mudar-se com a família para o Canadá e, no ano seguinte, deixou a Pedal Power, focando exclusivamente no fortalecimento e crescimento das marcas que representa e em agregar novas marcas ao seu portfólio, como Vittoria, Shokz e Orbea. Conosco aqui, o engenheiro naval com pós-graduação em administração, empreendedor que tem um portfólio com 14 marcas representadas no Brasil, um dos melhores corredores de aventura brasileiros do final dos anos 1990, um amante do ciclismo e da vida ao ar livre, o paulistano Marcelo de Barros Dantas Maciel. Inspire-se! Um oferecimento @2peaksbikes A 2 Peaks Bikes é a importadora e distribuidora oficial no Brasil da Factor Bikes, Santa Cruz Bikes e de diversas outras marcas e conta com três lojas: Rio de Janeiro, São Paulo e Los Angeles. Lá, ninguém vende o que não conhece: todo produto é testado por quem realmente pedala.  A 2 Peaks Bikes foi pensada e criada para resolver os desafios de quem leva o pedal a sério — seja no asfalto, na terra ou na trilha. Mas também acolhe o ciclista urbano, o iniciante e até a criança que está começando a brincar de pedalar. Para a 2 Peaks, todo ciclista é bem-vindo.  Conheça a 2 Peaks Bikes, distribuidora oficial da Factor, da Santa Cruz e da Yeti no Brasil. @2peaksbikesla SIGA e COMPARTILHE o Endörfina no Youtube ou através do seu app preferido de podcasts. Contribua também com este projeto através do Apoia.se. SIGA e COMPARTILHE o Endörfina no Youtube ou através do seu app preferido de podcasts. Contribua também com este projeto através do Apoia.se.    

Friend of the show Steve joins the show this week to tell us all about his upcoming event in Calgary Alberta. It's called the Rocky Mountains Rumble and it's happening on February 21st at Ogre's Den Games in Calgary, Alberta. Look it up and join them! Link incoming!Huge thank you to our sponsors, Fusion Gaming Online. They're your source for all of your gaming needs. You can find them here: www.FusionGamingOnline.com. You want a 5% discount off all of your MTG order? Head over to Fusion Gaming Online and use exclusive promo code: CCONATION at checkout.Want your deck or topic featured on Commander Cookout Podcast? Check out the reward tiers at Patreon.com/CCOPodcast. There are a lot of fun and unique benefits to pledging. Like the CCO Discord or getting your deck featured on the show.Ryan's solo podcast, Commander ad Populum:https://www.spreaker.com/show/commander-ad-populumInterested in MTG/Commander History? Check out Commander History Podcast: https://www.spreaker.com/podcast/mtg-commander-history--6128728You can listen to CCO Podcast anywhere better podcasts are found as well as on CommanderCookout.com.Now, Hit our Theme Song!Social media:https://www.CommanderCookout.comhttps://www.Instagram.com/CommanderCookouthttps://www.Facebook.com/CCOPodcast@CCOPodcast and @CCOBrando on Twitterhttps://www.Patreon.com/CCOPodcasthttps://ko-fi.com/commandercookout

Spend a bit of your Friday night with the Homies Tate, B-Dirt & Pay. The road narrows and the journey shortens with NFL Conference Championship weekend as teams compete for the right to play in Super Bowl LX in Santa Clara, California. The one and two seeds make it in the AFC as the Patriots travel to the Rocky Mountain region to take on the Broncos. Plus, arguably the two best teams in the NFC play for the third time this season as the Rams take on the Seahawks. These games and the coaching searches in the AFC North with both the coaches fired being the first two to be rehired. Tap-in with them Homie Boyz find out what you need to know for this weekend's BIG games. Learn more about your ad choices. Visit megaphone.fm/adchoices