Podcasts about captive insurance

In March's VermontBiz we turn the spotlight on Vermont Banking. Vermont's financial sector enters 2026 navigating one of the most complex operating environments in recent memory. Challenges include housing scarcity, rate uncertainty, commercial demand, and a fiercely competitive landscape. We also look at Serve, Earn, Learn - a paid service learning collaborative designed to encourage high school seniors to explore paid service as a path to economic opportunity. VermontBiz' Windsor County economic report sees stability, strain and strategic opportunity, with healthcare costs and property taxes becoming an increasing burden. And finally, we fill you in on Vermont's Captive Insurance industry. It enters 2026 with renewed leadership, strong legislative alignment, and is coming off one of its best growth years on record. All this and more is in the March Issue of VermontBiz. Celebrating more than 50 years of Serious Business...Serious News. For a subscription, call 802-863-8038 or go to vermontbiz.com/subscribe.

In this episode of The Edge of Risk Podcast by IRMI, Joel Appelbaum welcomes Ian Davis, president of the Vermont Captive Insurance Association (VCIA), for a detailed discussion on how captive insurance advocacy works in practice. Building on a prior conversation about Vermont's legislative framework, this episode focuses on VCIA's state and federal engagement efforts—including Vermont Legislative Day and Hill Day in Washington, DC—and what captive owners, managers, and service providers should be tracking in today's regulatory environment. Mr. Davis explains how VCIA sets advocacy priorities, collaborates with regulators, and proactively engages policymakers on issues such as Terrorism Risk Insurance Act reauthorization, National Association of Insurance Commissioners model law discussions, federal tax developments, and emerging regulatory concerns. The conversation highlights how education, relationship-building, and real-world captive owner participation shape effective advocacy—and why staying informed early is critical for the broader captive community.

In this episode, Brent explains how captive insurance can be used as a strategic tax tool for business owners. He discusses how creating your own insurance company may allow you to deduct premiums, reduce taxes, and build a reserve for business risks while potentially benefiting from favorable tax treatment when funds are distributed later. __________________________________________________________________________________ Do you want access to the videos, drawings, templates, tools, and be able to get your questions answered on the live calls or in the community? We'd love to have you join the Wealth Game basics today to get some additional free resources, videos, and tools: Visit www.wealthgame.io For specific one on one, or group support for tax planning, strategy, tax preparation, bookkeeping, accounting, or other CPA firm related services, we recommend going to www.bementcompany.com to connected with our team of CPAs and professionals. Thank you for listening to another episode of the Wealth Game Podcast. The goal is to get informal yet actionable advice directly to business owners and investors. The episodes are intended to be short and simple to allow busy professionals to get right to the point of growing their wealth and reducing their taxes. For additional information and links to all available platforms please visit our website at www.wealthgame.io Contact Us: Websites: www.wealthgame.io www.bementcompany.com You can also stream The Wealth Game on: Spotify: https://open.spotify.com/show/5vKCgwK9K7zw1FrXoNAdoh?si=b95d0293bb4b41ad Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-game/id1638735155 Connect with Brent Bement: LinkedIn: www.linkedin.com/in/brentbement X: https://x.com/brentbement Instagram: https://www.instagram.com/brentbement/

In the latest episode of “Tax Stuff You Should Know,” hosts Bob Pluth and Gene Magidenko unpack the CFM Insurance decision, spotlighting the complexities of captive insurance arrangements and the Internal Revenue Service's (IRS) scrutiny of them. They underscore the importance of tax planning needing to correspond with economic and substantive reality, the audit risks, including those tied to refund claims, and the implications of the IRS' Dirty Dozen list. The discussion also stresses the importance of meticulous documentation and legal compliance, and notes that reliance on qualified professional advice can help mitigate penalties. Takeaways - Captive insurance companies must operate as bona fide insurance providers. - The IRS continues to flag certain planning strategies as high risk. - Taxpayers must maintain thorough documentation and comply with legal requirements. - Courts focus on the substance of a transaction or structure rather than its form. - Good-faith reliance on competent tax advice may mitigate penalties. - Arrangements that promise outsized tax benefits warrant skepticism.

Artificial intelligence (AI) has become an increasingly important topic across insurance, but its implications for captive insurance and actuarial work are still taking shape. In this episode of The Edge of Risk podcast by IRMI, Steven Abel and Jason Abril of Oliver Wyman share an actuarial and technology-driven perspective on how AI is influencing insurance analytics, data governance, and risk decision-making. The discussion explores how machine learning has long been part of actuarial toolkits, while newer AI technologies are accelerating workflow automation, data enrichment, and analytical insight generation. The conversation also examines how captives differ from commercial insurers in their AI use cases, particularly given differences in scale, mission, and access to actuarial resources. Mr. Abel and Mr. Abril address transparency concerns around AI models, emphasizing governance, documentation, and human oversight. Looking ahead, they outline why AI literacy—rather than deep technical specialization—may become a critical skill for actuaries and captive professionals as advanced analytics continue to reshape risk financing strategies.

Kanika Thukral and Konstantin Langowski, both of AM Best, said captive criteria revisions clarify analytical language without impacting existing ratings. Both spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Jim Whitesides is based in St. Louis Missouri. On today's show we are talking about the use of a captive insurance company to save a bundle on insurance and to lower your tax exposure. This is an extremely informative conversation. To connect with Jim, visit sound-tract.com or call him directly at 314-363-9659 .--------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Letters of credit remain the most widely used form of collateral in captive insurance programs, valued for their reliability, simplicity, and universal acceptance by fronting insurers and regulators. In this episode of The Edge of Risk Podcast by IRMI, host Joel Appelbaum speaks with Marty Ellis of Comerica Bank about how letters of credit function behind the scenes, from application through draw procedures, and why features such as evergreen clauses and irrevocability are central to maintaining confidence on all sides of a captive program. The discussion also examines how letters of credit compare with trust accounts and cash collateral in terms of cost, liquidity, and investment flexibility. Special attention is given to how group captives use back-to-back letter of credit structures and how banking regulations may influence future pricing and collateral requirements. Together, these insights provide a practical look at why letters of credit continue to anchor collateral strategies in the captive insurance market.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this conversation, Peter Mansfield and Caroline Wagstaff discuss the concept of captive insurance, its benefits, and the current efforts to establish a captive insurance market in London. Caroline shares insights on the regulatory landscape, the historical context of captives, and the potential for growth in the UK market. They also touch on government support and the importance of creating a competitive environment for captives in London.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum, chief content officer at IRMI and Captive.com, is joined by Samantha Poulin, associate actuary, and Craig Brophy, principal and consulting actuary, both with Milliman, to discuss governance best practices for captive insurance companies from an actuarial perspective. Together, they explore how captive boards can strengthen governance through regular strategic reviews, clear communication with service providers, and ongoing education. The conversation covers key topics including aligning captive strategy with organizational goals, evaluating capital and coverage decisions, seeking independent actuarial opinions, and using actuarial data to guide operational and investment initiatives. Ms. Poulin and Mr. Brophy also share actionable steps boards can take over the next year to enhance oversight and ensure their captives remain resilient, data-driven, and strategically aligned.

As the year-end approaches, captive insurance companies face a complex checklist—from renewals and actuarial reporting to audits, governance, and board preparation. In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum, chief content officer of IRMI and Captive.com, brings together a distinguished panel to share practical guidance on how to streamline every stage of the process. Guests Kim Guerriero of Milliman, Alex Murray of Johnson Lambert, Claire Richardson of Hylant, and Dave Williams of Father Flanagan's Boys Home discuss key insights on policy renewals, strategy meetings, and regulatory compliance. They highlight how clear communication, proactive planning, and strong coordination among actuaries, auditors, captive managers, and boards can ensure a smooth and compliant close to the year. Whether you're a new captive owner or an experienced executive, this episode offers actionable takeaways for achieving efficiency and excellence in your captive's annual cycle.

Gold prices are soaring, private equity is unraveling, and data centers have become the next speculative frontier. Beneath all of it lies a simple question: what happens when faith in liquidity, stability, and infinite growth begins to fray? From central banks hoarding bullion to insurers gambling on AI infrastructure, the same story unfolds—risk disguised as resilience. And somewhere between coffee tariffs and capital flows, you can glimpse the new shape of a global economy learning to live without certainty.--Timestamps:(00:00) - Introduction(01:03) - Catch-Up and Current Events(02:09) - Gold Market Analysis(08:40) - Global Currency Dynamics(17:42) - US Gold Reserves and Fiscal Policy(25:24) - Podcast Wrap-Up and Listener Engagement(26:25) - Urgent Financial News: Private Equity and Insurance Capital(27:57) - Private Equity's Desperation for Retail Investors(28:33) - The Volatility Spiral and Liquidity Crisis(31:43) - Private Equity's Leverage on Captive Insurance(32:48) - The Data Center Investment Bubble(41:23) - AI Demand and Data Center Overcapacity(48:52) - The Future of Energy Prices and AI(50:45) - Rising Coffee Prices and Tariff Impacts(57:19) - The Global Trade System and Commodity Markets(01:00:05) - Conclusion: The State of Global Markets--Referenced in the Show:--Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com --Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--This podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

Show Highlights: What's captive insurance, and how does it work? [05:13] Control over risk attracting agribusinesses to captives. [07:18] How captives offer an underwriting income opportunity. [08:58] Financial and tax benefits in captives compared to self-insurance. [12:54] Get to know TrueNorth Companies and their unique strengths. [16:43] Rural risk factors in ag and insurance market challenges. [20:20] Understand the real costs involved in deductibles. [28:45] How are evolving market cycles redefining co-op insurance? [32:29] Analyze your “total cost of risk” beyond premiums. [39:08] Why partnering with a proactive, consultative broker matters. [42:32] Explore TrueNorth Companies at https://truenorthcompanies.com/. Find Lane Danielsen at LinkedIn at https://www.linkedin.com/in/lane-danielsen-99675456/. Lane can also be reached via email at ldanielsen@truenorthcompanies.com. To connect with Jonathan Stark on LinkedIn, go to https://www.linkedin.com/in/jonathan-stark-649865b7/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.  

In this Academy of Insurance aftershow, host George Jack sits down with instructor Michael Koscielny to unpack his class, Captive Insurance and the Ethics Equation: A Framework for … Read More » The post Integrity in a Complex Risk Landscape | IJA Aftershow: Michael Koscielny appeared first on Insurance Journal TV.

In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum welcomes Courtney Boles, director of operations at Management Services International (MSI), one of the largest captive managers in North Carolina. Courtney brings her unique perspective on how small businesses can harness organizational alignment to maximize the success of their captive insurance programs. Drawing on her experience in both commercial insurance and captive management, Courtney discusses the importance of identifying internal champions, demystifying the captive formation process, and addressing common skepticism among business owners and their advisers. She highlights the value of communication, education, and cultural buy-in as cornerstones of long-term alignment. The conversation also explores real-world examples of successful captives, strategies for balancing emerging risks with conservative growth, and the role of innovation—from parametric solutions to artificial intelligence-driven tools—in shaping the future of small-business captives.

In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with Dr. Marcus Schmalbach, CEO of RYSKEX, about a groundbreaking application of captive insurance and parametric risk transfer to support carbon sequestration. The discussion centers on the Arx Veritas project, which monetizes environmental restraint by leaving fossil fuels in the ground—turning unmined coal into a verifiable and tradable asset. Dr. Schmalbach explains how the captive structure, paired with blockchain-based verification, artificial intelligence, and satellite imagery, creates trust and financial credibility for this emerging asset class. The conversation explores how parametric triggers address complex, forward-looking risks, why third-party validation is essential, and how similar models could scale to oil, gas, and rare earth minerals. He also shares his perspective on the paradigm shift needed for risk professionals to work effectively in the evolving carbon economy.

Send us a textMost business owners think of insurance as a necessary expense, but what if it could double as a tool to cut taxes? With a Section 831(b) captive insurance company, you can set aside pre-tax dollars to cover risks traditional insurance won't touch… All while building a financial safety net for your business. In this episode, Van Carlson, founder of SRA 831(b), explains how captives work, the types of risks they can cover, when it makes sense to use one, and how to stay compliant under IRS rules. 

In this episode of The Edge of Risk by IRMI, host Joel Appelbaum sits down with Joe Rosenberger, chief captive analyst at the North Carolina Department of Insurance, to discuss how one of the leading US captive domiciles is evolving to meet the needs of modern risk management. Mr. Rosenberger shares his journey into regulation, the key drivers behind North Carolina's growth, and how the state has positioned itself as a business-friendly but credible regulator. Listeners will gain insights into how the state balances responsiveness with oversight; how it's adapting to emerging risks like cyber and environmental, social, and governance; and why its consistent analyst engagement model sets it apart. Mr. Rosenberger also addresses trends in captive formations, provides a glimpse into potential innovations like crypto premium models, and outlines tech-forward priorities for improving efficiency and transparency.

Send us a textIn this episode of the Family Office Podcast, host Andrés Ospina sits down with Van Carlson, founder and CEO of SRA 831(b) Admin — the nation's leading administrator of 831(b) plans. With 25+ years of experience, Van unpacks how traditional insurance is failing today's business owners and reveals powerful, compliant strategies to self-insure risk using pre-tax dollars.You'll learn how smart risk management can:Help businesses weather economic stormsTurn tax liabilities into financial assetsFund deductibles, protect brand reputation & survive disruptionsProvide a competitive edge through 831(b) plansTimestamps 00:00 – Meet Van Carlson: Coast Guard vet turned insurance innovator01:37 – How the 2008 recession exposed traditional insurance gaps05:10 – What is an 831(b) plan and why was it created?06:40 – How 831(b) helps manage unfunded liabilities with pre-tax dollars08:58 – How 831(b) plans reduce tax burdens and boost financial stability13:01 – How 831(b) covers cyber risk, brand protection & supply chain risk19:38 – 831(b) vs. 401(k): tax implications & exit strategies21:31 – What business owners must understand before setting up an 831(b)26:01 – The future of risk management: what's coming next32:49 – Today's world is riskier — here's how to stay resilientWhether you're an investor, advisor, or entrepreneur, this episode offers real tools to protect what you've built and position your business for long-term success.

Stephen Cross, founding partner of McGill and Partners, CEO of McGill and Partners Europe, discusses the U.K. government's new captive-friendly regulations and their potential to boost London as a top global captive insurance hub.

In this episode of The Edge of Risk by IRMI, we explore one of the most complex and consequential aspects of captive insurance: tax qualification and compliance. Host Joel Appelbaum is joined by Allan Autry, CPA, and partner at Johnson Lambert, who brings deep experience advising hundreds of captive insurance companies across the country. Mr. Autry breaks down the essential criteria for qualifying as insurance for federal tax purposes, clarifying how those differ from regulatory requirements. The discussion covers key tax considerations in captive formation, the impact of entity type, and scenarios where tax qualification may not even be necessary. Mr. Autry also flags common pitfalls—from failing the risk distribution test to overlooking self-procurement tax—and shares thoughts on evolving tax strategies as captive insurance companies take on climate, cyber, and supply chain exposures. Whether you're involved in captive formation, management, or as an adviser, this episode offers actionable guidance on compliance, structure, and strategic planning.

Never before has reinsurance been talking about so much by so many across insurance. At ReConnect 2025 we talked with the people who are finding new ways to raise, manage, measure, regulate, and distribute capital into the insurance industry.In this episode:How regulatory authorities are working to help make reinsurance secure and accessibleHow actuaries are measuring and allocating capacity to the marketWhy companies are promoting reinsurers and accelerating their growthWhen legal and accounting services are your partner to growth and complianceSuccess stories of newly started reinsurers and how they help the market.Reinsurance is accessible and in the Cayman Islands the industry is poised for growth and taking on more risk to back stop a rapidly changing insurance market.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with David Beyer, director of risk management at Alaska Airlines and board chair of ASA Assurance, Inc., the airline's Hawaii-based captive insurance company. David shares the story behind the creation of ASA Assurance, including why Hawaii was chosen as a captive insurance domicile and how long-term education efforts helped gain board approval. Listeners will learn how Alaska Airlines uses its captive insurer to manage a wide range of complex exposures—from workers compensation and aircraft damage to cyber liability and auto risk. David offers insights into how Alaska balances innovation with its conservative risk posture, including the use of artificial intelligence to analyze safety trends and avoid losses before they occur. He also touches on governance strategy, the role of third-party administrators, and key considerations for companies exploring a captive of their own. Whether you're in aviation, transportation, or simply curious about how captive insurance can transform enterprise risk management, this episode provides a grounded, strategic perspective from a seasoned captive owner.

Tami Fratis of Act Capital Advisors talks with Doug Bloom of DAB Ventures about items that you need to have before buying a business then they talk with Rick Neyman of Patriot Insurance Services about Captive Insurance programs and how … Continue reading → The post Money Matters TV Neyman appeared first on Money Matters TV.

In this episode of The Edge of Risk Podcast, host Joel Appelbaum speaks with Steven Bauman, head of global programs and captive practice for AXA XL in North America. With over 35 years in the insurance industry, Steven brings a depth of expertise on how multinational organizations can structure captives to navigate regulatory complexity, diversify risk, and support global growth strategies. The conversation covers best practices for aligning captive programs with parent company objectives, the importance of selecting the right partners, and how emerging risks—from cyber threats to climate exposures—are influencing the future of captive insurance. Steven also shares reflections on his long career and offers final advice for companies looking to launch or expand their global captive footprint.

In this episode of The Edge of Risk Podcast by IRMI, host Joel Appelbaum sits down with Jeremy Colombik, president of Management Services International (MSI), to explore how captive insurance can solve hard-to-place risk challenges. Drawing from over 2 decades of industry experience, Jeremy unpacks the advantages of integrating unrated and nonadmitted paper into captive structures, including cost efficiency, greater flexibility, and custom coverage solutions. The conversation dives deep into fronting arrangements, regulatory considerations, and the evolving use of captives across high-risk sectors. Whether it's environmental exposures, cyber liability, or excess layer risks, Jeremy explains how businesses can use captives to craft tailored strategies that go beyond what the traditional market offers. Tune in for insights on quarterbacking a successful captive, structuring reinsurance relationships, and ensuring compliance while building innovative programs that stand the test of time.

Dr. Cory Walters, associate professor in the Department of Agricultural Economics at UNL, joins to discuss a unique and potentially valuable tool for farm risk management —micro-captive insurance. This concept allows farm operations to manage risk and insurance costs in a more customized way while also presenting financial opportunities. But, as with any financial tool, micro-captives come with complexities, regulations, and risks that must be fully understood before implementation. More: https://cap.unl.edu/news/strategically-insuring-your-farm-rise-micro-captive-insurance/

In this episode, Dr. Jackie Meyer and Van Carlson, CEO of SRA 831(b) Admin, discuss the complexities of risk management and the role of 831B captive insurance in modern business. They explore the evolution of risk since the introduction of the 831B tax code, the challenges posed by IRS regulations, and the importance of understanding unique business risks. Van emphasizes the need for business owners to educate themselves about risk management tools and the significance of proactive planning in navigating the complexities of insurance and compliance, especially as the Trump administration makes changes.

In this episode of The Edge of Risk podcast, host Joel Appelbaum welcomes Andy Stoelting, senior director of insurance and risk management at Webcor, to discuss the evolution of Webcor's Hawaii-domiciled captive insurance company, Paramount Insurance, Inc. Andy shares his journey from insurance defense attorney to risk management leader and provides an inside look at how Paramount transitioned from a pure captive to a sponsored captive with protected cells. The discussion explores how Paramount supports Webcor and its affiliates in managing construction risks, including innovative uses of the captive to address unique challenges, such as a 10-year performance obligation for the University of California, Merced project. Andy also highlights the benefits of domiciling in Hawaii, the influence of Japanese governance from Webcor's parent company, Obayashi Corporation, and the strategic considerations for balancing captive utilization with opportunities in the commercial market. Whether you're in the construction industry or exploring captives as a risk management tool, this episode offers valuable insights into the power of captive insurance in a complex and evolving landscape.

The regulatory landscape for captive insurance in the European Union is evolving, with Solvency II amendments bringing significant changes to capital requirements, proportionality, and reporting obligations. In this episode, Joel Appelbaum, chief content officer at IRMI and Captive.com, sits down with Alex Gedge, senior captive consultant at Hylant, to discuss what these updates mean for captives and how organizations can adapt. Solvency II, introduced over a decade ago, was designed to enhance the financial stability of insurers operating within the European Union. However, its one-size-fits-all approach has long been a challenge for captives, which operate with distinct risk profiles compared to traditional insurers. The latest amendments introduce a more proportional regulatory framework, reducing capital burden and simplifying governance requirements for small and noncomplex undertakings. Alex provides insights into how captives can leverage these changes, including the benefits of the reduced cost-of-capital rate in risk margin calculations, strategies for adapting to evolving environmental, social, and governance regulations, and how captives can position themselves for long-term success in a shifting regulatory environment.

As Vice President of Operations at BLISCare, Maia Jarvis provides executive leadership for the company's MGU activities, spearheads product development, and oversees the ever-evolving BLISCare insurance management platform. With over 10 years of experience in the insurance industry (focused on creating innovative, niche solutions) and more than two decades of leadership under her belt, Maia has mastered the art of problem-solving and resource-wrangling. A key player in the launch of the BLISCare captive, Maia now serves on its Board of Directors. Maia earned her BA from the University of Portland and her MBA in IT Management from Western Governors University. She holds CPCU and ARe designations along with several Salesforce certifications; she is working on her ACI (Associate in Captive Insurance) certification. In this episode of In the Know, Chris Hampshire and Maia explore the niche products offered at BLISCare, how this captive was formed, and the many exciting careers that can be found in the insurance industry.   Key Takeaways   Maia's insurance career started, like so many, somewhat unintentionally. The offerings at BLISCare began with a problem that needed to be solved. Lessons learned as this niche bariatric program launched. Marketing this targeted product started with word of mouth and has expanded with the help of medical provider referrals. The benefits behind the decision to create this captive product. Maia's journey from executive assistant to establishing a captive product with alternative risk financing was successful, in part, because of her mentors. An overview of the benefits of earning CPCU, ARE, and ACI certifications. Maia's IT Management MBA helps her understand how to cultivate solutions in the insurance industry. The exciting role of IT in navigating industry pain points to find solutions. Maia's message to anyone who is considering an insurance career. A promising look at the five-year future of the insurance industry. Maia's motivating advice to her early-career self.  

In this episode of Impact Healthcare, host Lester Morales sits down with Phillip Holowka, COO of Complete Captive Management Services, to dive deep into the world of captive insurance. Together, they explore how captives empower employers to take control of their healthcare expenses, build equity, and improve employee benefits. Phillip shares his journey from EMS to the insurance industry, offering insights into why captives are a game-changer for businesses of all sizes. Whether you're a seasoned CFO or new to the concept, this episode provides a clear roadmap to understanding captives and their potential for revolutionizing your healthcare strategy. Key Takeaways:       Captive Insurance 101: Understand the difference between group captives, single-parent captives, and traditional insurance models. Control and Ownership: Learn why owning a captive puts you in charge of your healthcare dollars and policy language.        Risk Mitigation: Discover the importance of identifying and addressing high-cost claims to drive long-term savings.         Real-World Examples: Hear how employers, big and small, have leveraged captives to generate underwriting profits and reduce expenses.   Employee Impact: Learn how captives can align incentives, improve transparency, and enhance employee satisfaction. Actionable Insights: Captive insurance is more than a financial strateg it's a commitment to proactive risk management and long-term savings. Connect with Phillip Holowka: Visit completecaptive.com or connect with him on LinkedIn to explore if a captive is the right solution for your organization. Subscribe now and join the movement to disrupt the health benefits industry with innovative strategies and actionable insights!

Commercial Insurance: Protecting Your Business Legacy With Engaging Tips from an Insurance Specialist | The Mills Knows Bills Podcast Episode 37, Season 5 Link to video podcast episode: https://youtu.be/r2iIjRHSod0 Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this season premier episode, Mills welcomes Jeff Rountree, an expert in commercial insurance, to discuss the importance of insurance for business owners. They dive deep into the significant role that insurance plays in protecting businesses, especially those with variable incomes, and how it helps to mitigate risks. Jeff shares his extensive experience and explains various types of insurance coverages, including Employment Practices Liability Insurance (EPLI) and the innovative concept of Captive Insurance. The episode also covers practical advice for business owners on when to review insurance policies, how to handle new hires, and the considerable advantages of being proactive about insurance. With an engaging discussion and useful tips, this podcast is a must-listen for any business owner looking to safeguard their financial future. To connect with Jeff: Website: https://www.therountreeagency.com/ Office phone: 904.539.4637 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills Subscribe to our YouTube channel for the latest from The Mills Knows Bills Podcast and MKB: https://youtube.com/@MillsKnowsBills 00:00 Introduction to The Mills Knows Bills Podcast 01:04 Season Kickoff and New Format 01:34 Guest Introduction: Jeff Rountree 01:53 Jeff's Journey into Insurance 04:47 Understanding Business Insurance 06:42 Common Insurance Mistakes 10:39 Advice for Business Owners 28:52 Captive Insurance Explained 34:51 Contact Information and Conclusion #financialpodcast #millsknowsbills #podcast #entrepreneurfinances #variableincome #insurance #commercialinsurance #businessinsurance

Amanda Crusie and Ash Patel discuss captive insurance with Jerry Messick, CEO of Unity Captive Solutions. They explore the concept of captive insurance, its mechanics, ideal clients, and the administrative aspects involved. Jerry emphasizes the importance of education in understanding captive insurance and highlights the challenges and risks associated with it. The conversation also touches on the future of captive insurance and the need for client education in navigating this complex field. Sponsors: Crystal View Capital Altra Running Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Hentges is CEO of Captive Resources, which represents over 6,700 shareholders in 48 member-owned casualty and medical stop loss group captives, with a total annual written premium of $4.7 billion. He has an extensive background in insurance company, brokerage, and captive consulting and management operations. As Captive CEO since 2022, Nick has presided over unprecedented growth in the company's casualty and medical stop loss group captive business. He has been instrumental in supporting the further development and expansion of the Risk Management and Insurance program at the University of Iowa. He has served on the Board of Directors of the Captive Insurance Companies Association (CICA) since 2021, and he holds a BBA degree with majors in Finance and Insurance from the University of Iowa and an MBA from Drake University. In this episode of In the Know, Chris Hampshire and Nick discuss the captive space and alternative risk transfer, the evolving buyer's journey, and the future of the insurance industry.   Key Takeaways   Nick's career journey from small-town Iowa to global captive leader. Opportunities that can be found in the captive space. Insights into the evolving buyer's journey. Growth at Captive Resources can be attributed to the education of both insurance buyers and brokers. Hiring and retaining great new talent starts with assembling a team that wants to serve the client. Questions that leaders ask when approached with new opportunities. The importance of planning for future transitions years in advance. Nick's take on addressing the retirement issue in the insurance industry. Possibilities in the five-year future of the insurance industry. Nick's encouraging advice to his early career self.   Quotes “Captive is an exciting and growing, dynamic field… that is going to change insurance.” “Growth at Captive Resources can be attributed to the education of both insurance buyers and brokers.” “The captive industry has exploded, and more and more people have heard of or know of captives.” “We have a retirement issue in the insurance industry. We've got to get young people into this industry.” “We cannot accomplish what we're hoping to do unless we are willing to change.”

In this episode of the IRMI Podcast, Joel Appelbaum interviews Travis Wegkamp, director of captive insurance for Utah, and Stephanie Liu, assistant director, to explore Utah's thriving captive insurance industry. The state's business-friendly approach, zero premium tax, and innovative legislation have fueled record-setting growth, with over $3 billion in gross premiums in 2023. The conversation highlights Utah's responsiveness to industry needs, from supporting cyber-security and environmental, social, and governance coverages to addressing homeowners insurance challenges through association captives. Travis and Stephanie share success stories, including a construction joint venture leveraging captives for risk control and a family-owned business transitioning ownership to employees. They also discuss emerging trends like artificial intelligence and cannabis-related risks, underscoring Utah's dynamic role as a leading domicile. Tune in to learn how Utah continues to innovate and support the captive insurance industry.

On today's episode, Dr. Mark Costes sits down with Adam Marburger, co-founder of the Dental Protection Group, to dive into the innovative 831B captive insurance model transforming the dental industry. Adam explains how this program offers dental practices a win-win solution: improving patient retention, creating tax advantages, and providing an opportunity for substantial long-term savings. With parallels to the auto industry, this system leverages a portion of fees for reinvestment, offering significant financial benefits for fee-for-service practices. In the second half, Adam shares his journey to earning a Brazilian Jiu-Jitsu black belt, discussing the mental discipline and humility that translate seamlessly from the mat to business and life. From lessons in strategy to the therapy of physical challenge, Adam reveals how Jiu-Jitsu shaped him as an entrepreneur and a leader. Don't miss this dynamic conversation that blends cutting-edge business strategy with the life-changing philosophy of martial arts. EPISODE RESOURCES https://www.dentalprotectiongroup.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

In this episode of Seen and Herd, we sit down with Patrick Johnston and Jonathan Strike from 3F Captive Services to uncover how captive insurance can revolutionize risk management for dairy farmers. From customizable policies to long-term asset growth, learn how this innovative approach transforms challenges into opportunities for the agriculture sector. Tune in to hear how 3F is helping dairy families turn risks into profits. To learn more about 3F Captive Services, reach out to either Patrick or Jonathan at: Patrick Johnston - pjohnston@3fcaptiveservices.com Jonathan Strike - jonathan@3fcaptiveservices.com Or visit their website at https://3fcaptiveservices.com/

In this episode, Joel Appelbaum, chief content officer at IRMI and Captive.com, speaks with Mike Maglaras, of Michael Maglaras & Company, about the launch of the first modern-era captive insurance syndicate at Lloyd's of London. This innovative model offers multinational companies a new way to manage complex risks across borders by eliminating fronting capacity barriers, enabling companies to issue Lloyd's paper in over 80 countries. Joel and Mike dive into how this syndicate model is transforming the captive industry, offering streamlined access to reinsurance and retrocessional markets at Lloyd's, reducing administrative burdens, and providing new avenues for insuring third-party and supply chain risks. Mike also explores the strategic significance of this Lloyd's captive syndicate in the evolving global captive insurance landscape. For large-scale enterprises with complex, cross-border risks, the Lloyd's model could be a game changer, particularly as the United Kingdom positions itself as a competitive captive domicile post-Brexit.

Jarid Beck of Risk Management Advisors joins Joel Appelbaum of IRMI to explore how businesses can unlock employee benefits through captive insurance. They discuss the increasing popularity of self-funded employee benefits in captives, driven by rising healthcare premiums and the desire for greater control over healthcare costs.  The conversation highlights key benefits of captive insurance, including cost transparency, flexibility, and long-term financial sustainability. Mr. Beck explains how businesses can mitigate risks using stop-loss coverage, wellness programs, and effective claims strategies. The episode also touches on how advancements in data and artificial intelligence are shaping the future of self-funding, providing streamlined solutions for both employers and employees.

In this podcast episode, Joel Appelbaum interviews Marty Ellis, leader of Comerica Bank's Global and Captive Insurance Group, discussing key aspects of custody and collateral in the captive insurance industry. Marty outlines the crucial role of custody accounts in holding financial assets for claims, and compares letters of credit with reinsurance trusts as collateral options, noting the former's investment flexibility and the latter's cost-effectiveness despite regulatory limitations. The conversation also addresses the impact of the recent Vesttoo scandal involving alleged fraudulent letters of credit, highlighting the need for greater vigilance and the adoption of secure systems like the Society for Worldwide Interbank Financial Telecommunication (SWIFT) to mitigate fraud risks in the industry.

Cyber risk, climate change, new pharmaceutical therapies—as companies look for ways to manage increasing costs and unforeseen exposures, captives are a popular mechanism to insure against the unexpected. Around since the 1950s, today there are more than 7,000 captive insurers worldwide, with many headquartered in Vermont, Bermuda, and the Cayman Islands. As these insurance vehicles grow in popularity, Milliman experts answer the top 10 questions everyone's asking about captives.You can read the episode transcript on our website.

In this episode of the IRMI Podcast, Joel Appelbaum sits down with Sandy Bigglestone, deputy commissioner of captive insurance, and Dan Petterson, director of financial examinations, from the Vermont Department of Financial Regulation. The conversation dives into Vermont's innovative, risk-focused approach to captive insurance regulation. Sandy and Dan share how their team conducts personalized, in-depth reviews for each domiciled company, engaging directly with executives to understand their strategies and ensure their success. This hands-on approach not only boosts Vermont's regulatory efficiency but also offers crucial insights for business plan changes, making it a model for effective regulation in the industry.

In this IRMI Podcast episode, Joel Appelbaum welcomes Danny Linton, a senior consulting actuary with Pinnacle Actuarial Resources. The discussion delves into the rise of captive insurance for public entities and public entity risk pools, with Mr. Linton predicting significant growth in captive formations over the coming years as these entities seek to diversify their risk management strategies. Among other aspects, the episode examines how captive insurance can offer greater flexibility and cost savings in addressing specific risks unique to public entities.  

Jarid creates and manages captive insurance firms for businesses in a range of industries such as construction, real estate, manufacturing, trucking, and finance. Jarid is a recognized expert in the implementation, design, and management of captive insurance and an insightful speaker on a range of topics. CONNECT WITH HIM https://www.riskmgmtadvisors.com/ Subscribe to this channel now!  https://www.youtube.com/user/lunidelouis/?sub_confirmation=1    ---------------------------------------------------- Join our exclusive Facebook group @ https://www.facebook.com/groups/339709559955223  --------------------------------------------------- Looking for accountability to do your morning routine -- join us tomorrow morning, it's FREE:   https://bestmorningroutineever.com/  ----------------------------------------­­­­­­­-------------

In this episode, Adam Torres interviews Jarid Beck, Co-Founder, Managing Director at Risk Management Advisors. Explore setting up captive insurance companies and what businesses could benefit from the strategy.  Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

In this episode, Adam Torres interviews Jarid Beck, Co-Founder, Managing Director at Risk Management Advisors. Explore setting up captive insurance companies and what businesses could benefit from the strategy.  Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

In this insightful episode of the Farm4Profit Podcast, we explore the fascinating world of Micro-Captive Insurance with none other than Van Carlson, the esteemed Founder & CEO of SRA. With over twenty-five years of experience in the risk management industry, Van brings a wealth of knowledge and expertise to the table, sharing valuable insights on how small to mid-market businesses can leverage 831(b) Plans to effectively manage their property and casualty risks while enjoying significant tax benefits.Van's journey in the industry began with Farmers Insurance Group, where he started as an agent and swiftly rose to prominence, growing his book of business to become one of the largest in his home state of Idaho. Today, his primary goal is to continue the upward trajectory of SRA, constantly innovating and developing new products to meet the evolving needs of the market.The heart of this episode lies in understanding the intricacies of 831(b) Plans and how they offer a unique opportunity for business owners to retain up to 50% of their risk and premiums. By placing funds in a tax-deferred 831(b) Plan, businesses can build a funded reserve for potential losses, thus gaining greater control over claims and even participating in underwriting profits within their plan. It's an ideal strategy for savvy business owners willing to take calculated risks for greater rewards.Van also draws parallels between 401(k) and 831(b) accounts, shedding light on their similarities in terms of tax benefits, contribution limits, and compliance requirements. However, the real magic of 831(b) Plans lies in their ability to mitigate various business risks that may not be covered by traditional insurance, such as supply chain interruptions, cybersecurity attacks, and even brand damage.Delving deeper into the history of 831(b) Microcaptives, Van discusses the legislative milestones and regulatory framework that have shaped their evolution over the years. From the Tax Reform Act of 1986 to the more recent PATH Act of 2015, which increased premium amounts and introduced inflation riders, these legislative developments have made 831(b) Plans an increasingly attractive option for businesses seeking comprehensive risk management solutions.Join us as we unravel the complexities of Micro-Captive Insurance and discover how it can be a game-changer for your business's risk management strategy. Whether you're a seasoned entrepreneur or just starting out, this episode offers invaluable insights into safeguarding your assets and maximizing rewards in today's dynamic business landscape. Tune in now to learn from the best in the industry and take your risk management strategy to the next level.Don't forget to like the podcast on all platforms and leave a review where ever you listen!Websitewww.Farm4Profit.comShareable episode linkhttps://intro-to-farm4profit.simplecast.comEmail addressFarm4profitllc@gmail.comPhone515.207.9640Subscribe to YouTubehttps://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTokhttps://www.tiktok.com/@farm4profitConnect with us on Facebookhttps://www.facebook.com/Farm4ProfitLLC/ 

Today we are talking with Van Carlson of SRA 831(b) Admin all about captive insurance. We talk about who captive insurance is for, how to evaluate a good plan, how much capital a captive should have, and how to set premiums. We discuss how this can be a great risk management strategies with some tax benefits as well as how to avoid a bogus risk pool. There is a lot of great information here on a topic we were excited to learn more about. As healthcare evolves, it means greater opportunities for you. You can earn more with locum tenens, plus get flexibility for better work-life balance. The key is to find the right job to meet your individual needs. CompHealth is a leader in the locums industry, and they help you navigate all the options to find the best fit. They have access to thousands of jobs, including telehealth, medical missions, and even permanent placement. You get personalized service from CompHealth, because they place your best interests at the heart of everything they do. Learn more at https://CompHealth.com or visit them in person at WCICON24 February 5th through 8th in Orlando, Florida. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter