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12 episodes with insurance program
2 episodes with insurance program
2 episodes with insurance program
2 episodes with insurance program
2 episodes with insurance program
2 episodes with insurance program
2 episodes with insurance program
Today, my guest is Travis Watts. Travis is a full time limited partner investor and the director of investor development at Ashcroft Capital. He dedicates his time to educating investors who are looking to be hands off when it comes to real estate investing. And in just a minute, we're going to speak with Travis about mitigating risk and maximizing returns with portfolio wide insurance. Contact Travis: Speakwithtravis.com
In today's Federal Newscast, a group of federal employees continues to push for expanded fertility benefits through the government's health insurance program. Learn more about your ad choices. Visit megaphone.fm/adchoices
This special episode is from our guest program, "Unscripted".In this episode of Unscripted, Jeff Cross, media director for ISSA/Cleanfax, interviews The Helios Group's Joseph Hoffman and Leon Walker-Metts to spotlight the benefits of this program and how easy it is for Certified Firms to take advantage of it.The Institute of Inspection, Cleaning, and Restoration Certification (IICRC) recently partnered with The Helios Group to create a comprehensive global business insurance program for Certified Firms. The program offers needed benefits small business owners are always looking for, including group health insurance, voluntary benefits, property and casualty coverage, and more.
A financial backer of CapRadio wants the public media station to merge with KVIE. Also, the delta city of Isleton creates a community flood insurance pilot program. Finally, take a listen to public service announcements about climate change. CapRadio Update Should Sacramento's two largest public media organizations join as one? In an open letter last week, the Capital Public Radio Endowment urged CapRadio's license holder - Sacramento State - to merge with the PBS television affiliate KVIE. The endowment is an independent nonprofit, separate from CapRadio, but has been a longtime financial backer of the public media station. In response, both CapRadio and Sac State officials say they have no plans for such a merger. This latest development follows months of public financial instability - including a CSU audit, layoffs and continued staff attrition. CapRadio Reporter Chris Nichols shares his conversations with the endowment, CapRadio and Sac State. Following NPR's protocol for reporting on itself, no CapRadio corporate official or news executive reviewed this story before it was posted publicly or broadcasted. You can follow the latest on CapRadio's finances here. Isleton Community Flood Insurance Program UC Davis and the Sacramento Delta city of Isleton are working together to launch the state's first community-based flood insurance program - a fast, low-cost option to help residents after a flood, while also building resilience. Project founder Kathleen Schaefer is a UC Davis Ph.D. candidate of civil and environmental engineering, and discusses how this insurance program would work. Isleton Mayor Pam Bulahan describes the importance of having affordable flood insurance, based on her own experiences. Climate Change Public Service Announcements Climate change and how it can impact our daily lives is the theme behind new public service announcements by the California Council of the Arts. The state agency provided a grant to come up with a creative way to get the word out about the environment, public health and disaster preparedness by teaming up with Davis songwriter and performer Rita Hosking. She joins us to talk about the vision behind the so-called “public service songs” called Climate Country Radio and how she hopes to make a difference.
Today we are so excited to welcome Emily Kloeblen of Women's Policy Institute & Matt Netto of AARP RI to share important info from the Temporary Caregiver Insurance Program! www.RIElderinfo.com
It is not every day the Veterans Affairs Department comes up with a new insurance program. In fact, last year was the first time in 50 years. For a progress report and what it took to launch it, Federal Drive Host Tom Temin spoke with Dan Keenaghan, the executive director of the insurance service at the Veterans Benefits Administration. Learn more about your ad choices. Visit megaphone.fm/adchoices
There is a provision in the newly passed farm bill extension has enemies across the political spectrum: the Federal Crop Insurance Program. Left-leaning groups believe it doesn’t reach a breadth of farmers, and conservative ones think it encourages unnecessary risk. But some farmers rely on the program and say without it, food prices would skyrocket. Also in this episode, Apple plans to make it easier for iPhone and Android users to connect, and Utah is on top when it comes to labor force participation.
There is a provision in the newly passed farm bill extension has enemies across the political spectrum: the Federal Crop Insurance Program. Left-leaning groups believe it doesn’t reach a breadth of farmers, and conservative ones think it encourages unnecessary risk. But some farmers rely on the program and say without it, food prices would skyrocket. Also in this episode, Apple plans to make it easier for iPhone and Android users to connect, and Utah is on top when it comes to labor force participation.
Follow The Disability Den podcast at: www.thedisabilitychannel.ca TDC Facebook - https://www.facebook.com/TheDisabilityChannel/ TDC Twitter - https://twitter.com/TDChannel1 Become a Patreon Supporter! -https://www.patreon.com/TDCToronto TDC Instagram - https://www.instagram.com/thedisabilitychannel/ #showcasingAbilities #disabilitiesAwareness #theDisabilityChannel
In 2021, we offered an episode diving into the various options that are available for long-term care insurance. Shortly after we aired that program, the Federal Long Term Care Insurance Program (FLTCIS or LTCFEDS) stopped accepting new applications and enrollments and changes to existing enrollments, and the stoppage is expected to last through at least December 2024. At the same time, the program is going through a contract renewal which is resulting in premium increases for many enrollees. This week, we welcome back Federal retiree and benefits expert Tammy Flanagan of Retire Federal. She breaks down the basics of LTC insurance, how the Federal program works, what these rate increases may mean, and the options LTCFEDS enrollees have as these changes occur. Don't miss this informative episode on a widely used Federal program. Links: Retire Federal - https://www.retirefederal.com/Tammy's previous episode on Federal Retirement Planning - https://afspatalks.buzzsprout.com/1756283/11388923-afspa-talks-federal-retirement-planningAFSPA Talks Long Term Care Insurance episode - https://afspatalks.buzzsprout.com/1756283/9592735-afspa-talks-long-term-careTammy's podcast "Plan Your Federal Retirement" - https://plan-your-federal-retirement.com/podcasts/
The new Controlled Environment program from USDA's Risk Management Agency is specifically for plants grown in fully enclosed controlled environments and provides coverage against plant diseases subject to destruction orders.See omnystudio.com/listener for privacy information.
In this episode we dive deep into the world of business insurance. Ryan is the founder and president of Rogue Risk, a first-of-its-kind “human-optimized” digital insurance agency creating sustainability for small businesses through insurance and risk management. Ryan will be shedding light on business insurance and the following issues among others: How can small businesses tailor their insurance program to address industry-specific risks? What are the common types of business insurance that small business owners should consider? How should small business owners determine the right type and amount of insurance coverage for their specific needs? What are the key factors that influence the cost of business insurance premiums, and how can small business owners manage these costs effectively? and more… If you want to be our guest, or you know some one who would be a great guest on our show, just send your email to info@globalriskconsult.com with a subject line “Global Risk Community Show” and give a brief explanation of what topic you would like to to talk about and we will be in touch with you asap.
Hunter Biram joins John Anderson to discuss what producers need to know about prevented planting coverage in crop insurance products.
Two things to know today Apple Unveils Vision Pro Headset at WWDC: A Potential Game-Changer for Spatial Computing in Business AND Kaseya Launches Cyber Insurance Program in Partnership with Cysurance: A Trend Towards Software-Insurance Integration Advertiser: https://linode.com/mspradio/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/ Support the show on Patreon: https://patreon.com/mspradio/ Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on: Facebook: https://www.facebook.com/mspradionews/ Twitter: https://twitter.com/mspradionews/ Instagram: https://www.instagram.com/mspradio/ LinkedIn: https://www.linkedin.com/company/28908079/
In this video, I sit down with Mike Hall, the CEO of Trustworthy Financial, to talk about a new life insurance program that every agent needs to know about. This program has the potential to help agents earn an extra six-figure income, and Mike is here to give us all the details. We'll dive into the specifics of the program, including how it works, who it benefits, and why it's a game-changer for the life insurance industry. Trust me, you won't want to miss out on this information! So if you're an agent looking to boost your income and offer your clients a powerful new solution, join me and Mike as we discuss this amazing opportunity. Contact Mike here: https://trustworthy.life/ca/
Marsh's Diana Accordi, Corinne Boeri, Elvira Lacalle Bertand, and George Scaglia, multinational advisory leaders in different countries, discuss the trend of organizations moving away from global programs and instead opting to purchase the needed insurance in a specific country or region. They also talk about the potential risks of moving away from a global program and share advice on how to improve a program overall. You can access a transcript of the episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and Twitter and visit marsh.com
Those looking to enroll in the Federal Long Term Care Insurance Program (FLTCIP) will soon have to wait a couple of years before applying. The Office of Personnel Management said it will suspend all new applications to the program starting on Dec. 19. The suspension will last for the next two years, but those who apply ahead of the start date may still see their applications go through. During that time, current FLTCIP enrollees cannot apply to increase their coverage. The suspension will otherwise not affect the coverage of current enrollees.
Today - The City opts out of state Family and Medical Leave Insurance program Also - A perk for veterans across ColoradoSupport the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.
In this episode of The Hot Seat, Spencer Tenney is joined by Ryan Erickson. Ryan is an EVP at McGriff. They specialize in business and personal insurance, employee benefit solutions, risk management services, specialized industry expertise and more. Insurance is a wide field with many options when it comes to protecting your transportation business. In this episode, Ryan and Spencer discuss the Captive Insurance Program. What is it? Who should use it? What are the misconceptions? And how do you know you've selected the right captive insurance group? Looking to acquire another transportation business? Join Tenney Group's private Buyer Network where we take the time to learn about your specific business goals and only bring you possible deals that fit those goals. Interested in selling your transportation business? Click the link below to see our process and find out if we can help you achieve your business goals. https://www.thetenneygroup.com/our-process/ --- Send in a voice message: https://anchor.fm/the-hot-seat-tenney-group/message
This episode looks deep into a Philippine representative's proposed insurance program for jobless Filipinos.
As the world becomes more connected, companies are increasingly operating in different countries and regions. And risk managers are seeking risk management strategies and insurance programs to mitigate their evolving risks. Marsh's David Rahr, Praveen Sharma, Diana Accordi, and Ana Flavia Oliveira discuss the major challenges that multinational companies are facing and the top misconceptions about global insurance programs. You can access a transcript of this episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and Twitter and visit marsh.com.
Data and analytics have become a primary consideration when it comes to accurately underwriting risk. Carleen Patterson speaks with Dan Madej, Alliant, on the importance of accurate statement of values, COPE data and the critical role data plays when presenting your insurance program to the market.
Unemployment Insurance Program: Accuracy of IRS Form 1099-G Filings: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID 19 pandemic-related unemployment assistance programs to determine if the IRS Form 1099-Gs filed by LWC with the Internal Revenue Service accurately reported the amount of unemployment benefits paid to claimants during calendar years 2020 and 2021. | https://LLA.La.gov/go/podcast
Unemployment Insurance Program: Accuracy of IRS Form 1099-G Filings: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID 19 pandemic-related unemployment assistance programs to determine if the IRS Form 1099-Gs filed by LWC with the Internal Revenue Service accurately reported the amount of unemployment benefits paid to claimants during calendar years 2020 and 2021. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program -- State Employees: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID-19 pandemic-related unemployment assistance programs to identify potentially improper payments made to state employees who appear to be ineligible for unemployment benefits. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program -- State Employees: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID-19 pandemic-related unemployment assistance programs to identify potentially improper payments made to state employees who appear to be ineligible for unemployment benefits. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program -- Overpayments and Rule Violations : Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID-19 pandemic-related unemployment assistance programs to identify potential overpayments or improper unemployment benefit payments made to claimants. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program -- Overpayments and Rule Violations : Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded COVID-19 pandemic-related unemployment assistance programs to identify potential overpayments or improper unemployment benefit payments made to claimants. | https://LLA.La.gov/go/podcast
Full story: https://wusfnews.wusf.usf.edu/show/florida-matters/2021-10-05/fema-flood-insurance-program-new-rating-system-florida-home-premiums-set-to-rise
Full story: https://wusfnews.wusf.usf.edu/show/florida-matters/2021-10-05/fema-flood-insurance-program-new-rating-system-florida-home-premiums-set-to-rise
Full story: https://wusfnews.wusf.usf.edu/show/florida-matters/2021-10-05/fema-flood-insurance-program-new-rating-system-florida-home-premiums-set-to-rise
Initiative I-1436 will give workers a choice to opt in, or to opt out of state Long Term Care program. https://loom.ly/RjnENWk #LongTermCare #WACaresFund #payrolltax #CaryCondotta #CurtisKing #LongTermCareInsurance #WorkersChoice #JohnCarlson #KVI #WashingtonPolicyCenter #I1436 #Initiative #LowIncomeWorkers #EmploymentSecurityDivision #WashingtonPayrollTax #WashingtonLegislature #VancouverWa #ClarkCountyWa #ClarkCountyNews #ClarkCountyToday
Welcome to the Medicaid Insights podcast where we cover timely and relevant updates related to Medicaid trends, systems, and policy considerations. In this episode, members from BerryDunn's Medicaid Practice Group, Peter Alfrey and Sarah Ratliff, review guidance from a recent Center for Medicaid and CHIP Services Informational Bulletin on a series of tools for states and the Centers for Medicare & Medicaid Services (CMS) to help improve the monitoring and oversight of Medicaid and CHIP managed care programs.
VA offers life insurance programs that provide financial security and peace of mind for service members, Veterans, and their families. These insurance programs have specific eligibility criteria, insurance terms, and application processes. But how do you know if you're eligible, and how do you apply? --- Support this podcast: https://anchor.fm/vet2vet/support
Bret Keisling is joined by Loren Rodgers at the National Center for Employee Ownership (www.nceo.org) and Chad Duke and Pim Jager at Scott Insurance (www.scottins.com) who discuss NCEO's OWN Health and OWN Risk, two new captive insurance programs that are only available to employee-owned companies. The full transcript of this episode, which includes links to all the topics mentioned, will be available soon on our website www.theEsOpPodcast.com.
URMIA members benefit from three different products and the latest in the portfolio is the Student Property Insurance Program (SPIP)! Launched in 2020 amidst the pandemic, the program is being relaunched with an awareness campaign as we head back to campus this fall. Hear how this program made life easier for Risk Analyst Evan Ferguson at Auburn University and benefited Auburn parents, students, and staff. Bailey Howard at Gallagher is a true partner on the program and helps dispel the myths around insuring student property. For more on the launch of the program, check back to Season 1, Episode 22 and find out more about how you can launch the program on your campus. A special thanks to guest host Julie Groves for helping us understand all the benefits the program offers URMIA members. Show Notes {URMIA Member Login Required}
Improper Payments in the Unemployment Insurance Program -- Deceased Recipients: Performance Audit Services Senior Data Analyst Brent McDougall recaps a new LLA report on improper Unemployment Insurance payments made to deceased recipients. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program -- Deceased Recipients: Performance Audit Services Senior Data Analyst Brent McDougall recaps a new LLA report on improper Unemployment Insurance payments made to deceased recipients. | https://LLA.La.gov/go/podcast
In this podcast we look at the new federal flood insurance program coming to Colorado.
In this episode of the podcast we discuss the impacts of NFIP Risk Rating 2.0 for Alabama.
Improper Payments in the Unemployment Insurance Program – Ineligible Incarcerated Recipients: Data Analytics Manager Chris Magee recaps a new LLA report on improper Unemployment Insurance payments made to ineligible incarcerated recipients. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program – Ineligible Incarcerated Recipients: Data Analytics Manager Chris Magee recaps a new LLA report on improper Unemployment Insurance payments made to ineligible incarcerated recipients. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded pandemic unemployment assistance to determine if payments were made to ineligible individuals. | https://LLA.La.gov/go/podcast
Improper Payments in the Unemployment Insurance Program: Data Analytics Manager Chris Magee recaps a new LLA report that evaluates the Louisiana Workforce Commission's Unemployment Insurance program and federally funded pandemic unemployment assistance to determine if payments were made to ineligible individuals. | https://LLA.La.gov/go/podcast
The American Flood Insurance Program
In this episode of Should I Stay or Should I Go, Mike Tannenbaum is joined by guest Zach Finn, who is a clinical Professor and Director of the Davey Risk Management & Insurance Program at Butler University. Mike and Zach first connected in the late '90s, when Zach reached out to Mike as a Junior at Indiana State University. Building a "career relationship", Mike eventually Zach in his "dream" Risk Manager role in 2006 - fast forward to today, and Zach is an esteemed Professor in the Insurance and Risk Management field, with 20+ years experience under his belt. In this episode, Zach details his colorful career and provides his take on the Insurance and Risk Management Sector. This includes his experience working for NCR Corporation fresh out of college, why he wanted to get exposure to a broad spectrum of risks early on in his career, his move from the corporate risk management world into the academic world, and why the Insurance and Risk Management industry has fundamentally failed to communicate and educate the importance and impact of Risk Management. If you have any thoughts or feedback on the show, you can email your host, Mike Tannenbaum, directly at: mtannenbaum@keystrategies.com . He may even answer your question on the show. You can also learn more about Key Strategies here. A big thank you to our new sponsor, Patrick O’Neill Founder & President of Redhand Advisors, providers of consulting services geared to assisting organizations in maximizing the value of their investment in technology in areas of risk, insurance and health IT. They work directly with organizations who use the technology and the providers that deliver the technology solutions. For a free copy of their fully comprehensive RMIS report go to redhandadvisors.com/key Thanks for listening, we hope you find the discussion in this episode insightful.
Mishon Williams visits Sheila Speaks this week to discuss the importance of auto, home, and life insurance. With over ten years of experience, her knowledge will Inspire you to learn more, Uplift you in your current situation, and Educate you on which steps to take next. This episode is GOLD!
In this episode, you'll hear updates about Virginia's unemployment insurance system, and changes that have occurred since the beginning of the COVID-19 pandemic. You'll hear about changes both from a regional and state perspective.
In episode 38 of the Global Captive Podcast, supported by legacy specialists R&Q, Richard is joined by guest co-host Zach Finn, Clinical Professor & Director of the Davey Risk Management & Insurance Program at Butler University, Tracy Hassett, President of Vermont group captive edHEALTH, and Thomas Keist, Global Captive Solutions Leader at Swiss Re Corporate Solutions. Zach shares his views on whether pandemics are insurable or not, the role of the federal government in future solutions and shares the latest on Butler's student run captive insurance company in Bermuda. Tracy tells listeners all about the formation and growth of edHEALTH, which insures medical stop-loss for educational institutions across the United States. And Thomas elaborates on the concept of virtual captives ahead of a presentation he will give alongside Richard and Swiss Re Corporate Solutions colleague Nigel Bamber at Airmic Fest on Wednesday, 23 September. For more information and to register for Airmic Fest visit: http://www.airmicfest.com You can subscribe to the Global Captive Podcast on iTunes, Apple Podcasts, Spotify or any other podcast app. Contact Richard: richard@globalcaptivepodcast.com Visit the website: www.globalcaptivepodcast.com Follow us on LinkedIn: www.linkedin.com/company/global-captive-podcast/ Twitter & Instagram: @captivepodcast
Get the inside scoop on URMIA’s new member benefit: the Student Property Insurance Program (SPIP)! This affordable insurance program covers the personal property of individual students, faculty, and staff of member institutions. Coverage applies whether the individual is living on or off campus, including while studying abroad or away on internships, externships, or other experiential academic opportunities. Alex Aycock of Gallagher, who oversees the new program, talks with host Jenny Whittington to provide the details.Show Notes {URMIA member login required}
On the thirteenth installment of our See It to Be It podcast series, Amy C. Waninger speaks with Traci Adedeji, the AIO program lead at AIPSO and president elect of the Rhode Island Chapter of the CPCU Society, in a wide-ranging interview about her unique role, her unconventional journey into the insurance industry, and so much more. Traci espouses the importance of establishing mentoring relationships at work and shares some advice on how to foster a very strong professional network on LinkedIn. Check the links in the show notes to connect with her and find out more about the CPCU Society!Connect with Traci on LinkedIn.http://bit.ly/2T9giYRFind out more about the CPCU Society on their website. They're also on LinkedIn, Twitter, and Facebook. Links in order, beginning with their website:https://bit.ly/3cWpbh7https://bit.ly/3giUQeGhttps://bit.ly/2WUwfFuhttps://bit.ly/3e6nON4Find out how the CDC suggests you wash your hands by clicking here or below.https://bit.ly/2Ug4l5KHelp food banks respond to COVID-19. Learn more at FeedingAmerica.org:https://bit.ly/2WD73UkCheck out our website.https://bit.ly/living-corporateTRANSCRIPTZach: What's up, y'all? It's Zach Nunn. Now, listen here. Y'all know what we're trying to do. We're trying to build, inspire, encourage, empower, all on a platform that affirms black and brown experiences in corporate America. And it's interesting because as I came up just kind of coming into myself as a professional, I didn't see a lot of people that looked like me in consulting. I didn't see a lot of people that looked like me in human resources either. But when I would come across someone who looked like me doing something I wanted to do, it gave me encouragement. It gave me a stronger sense of hope that I could do it too, and so it's with that that we're really excited to talk to y'all about and bring you another entry, actually, into our See It to Be It series. So the next thing you're gonna hear is an interview between Amy C. Waninger, a guest on the show, a member of the team, and the author of Network Beyond Bias, and a leader who just happens to be an ethnic minority. In fact, yo, Sound Man, give me some air horns right HERE for my leaders. [he complies] Yo, and give me some more air horns right HERE [he complies again] for the See It to Be It series. So catch y'all next time. I know you're gonna enjoy this. Peace.Amy: Hi, Traci. Thank you so much for joining me today.Traci: Oh, it's my pleasure. I'm honored that you asked me to join you.Amy: Well, I am excited, because you and I have worked together before on committees and projects, but never in the same company, although we are at least in part in the same industry, in the insurance industry. And so I was wondering if you could tell me just a little bit--because your job title is program manager, but a lot of people who are not in a project management space or in a corporate space with a lot of projects may not understand what a program manager does, so can we just start there with kind of what is that job?Traci: Okay. So technically it's "program lead." I work for AIPSO, which is not an insurance company, but we provide services to the insurance industry. So the easiest example that I can offer for what we do would be let's say that in the state of Rhode Island, most--every state actually has a mechanism to handle what's called residual market business for automobile insurance, because in just about every state you have to have automobile insurance to be able to drive. So what happens is that, you know, if Allstate writes 40% of all of the standard automobile business in a state, the state will say, "Well, you also have to write 40% of the residual market business in that state," and--Amy: And the residual market is typically, like, really high-risk drivers that couldn't get insurance other ways, right?Traci: Essentially--exactly, people who are unable to get insurance through the standard market for a variety of reasons. So what Allstate might say is, "We know we have to write this business, but we really don't want to program our systems to handle this business. We don't want to hire people to handle this business that's underwritten and processed a little bit differently than our standard business, so what we're gonna do is we're gonna hire AIPSO or a company like AIPSO to handle it on our behalf." So that's probably the cleanest example I can give of what we do. There's some variations on the ways those different mechanisms work, but that's probably the clearest example. As the program lead, my responsibility is a little bit of underwriting, a little bit of program or project work. If we have to implement changes in the system, I'd be involved in the business requirements and working with the technical folks to make sure that our systems can accomodate what it is that we need to do from an underwriting and processing perspective.Amy: Thank you for that. I appreciate that. So how did you get involved in the insurance industry? Because I'm guessing, based on all of the people I've talked to in the insurance industry, that when you were 5 years old and, you know, you went to a family event and Grandma said, "And Traci, what do you want to be when you grow up?" You probably didn't say, "I want to be an insurance program lead." [both laugh]Traci: You are absolutely correct, although I do love insurance so much that I think we have to get to a point where, especially little brown boys and girls say, "We want to work in insurance." I was--I'm 54 years old. I'll be 55 in April. And when I was 16 years old, I was a teen mom, and when I was 17 years old I had another baby. So here I am, two children, college dropout, and my parents said, "You gotta get a job. You gotta do something to take care of your babies." So I got a job working at an insurance agency as a file clerk, and one day everybody was busy, the phone rang, I answered the phone, and it was a very simple call that I was able to answer because I had been listening to the people who were customer service representatives, so I just handled the call. I got promoted to customer service [?], and this was in 1984, and just worked my way up. I went from working on the agency side of the business to the company side of the business, as an assistant underwriter to an underwriter to an underwriting manager in different companies around the New York City area. In 2007, I thought I was in love, [laughs] and actually left the industry and moved from the New York City area to Rochester, New York. That relationship and the business that we were trying to build together in a different industry didn't work out, and I had to get a job, and insurance was all I knew at that point, 'cause at that point I had worked in the industry for over 20 years. So I came to Amica in Rochester, moved to Rhode Island, and, you know, Amica is an amazing place to work. I was very happy working there, but I got a call one day from a recruiter--that's what happens when, you know, people have your information out there when you're networking, and the gentleman said, "I've got this position I'm trying to fill. Do you know anyone who would be interested?" And when I looked at it, it looked like it was the perfect storm of everything that I'd learned to do in all of the different positions that I'd had in insurance. So I went on to interview and I said to myself, "Okay, I really don't want to leave Amica [?], but, you know, this is a really cool opportunity." So I had a number in my mind. I said, "Okay, if they come back at that number, that's gonna be the universe telling me that this job is for me." I interviewed on a Wednesday, and on Friday I got an offer at the exact number that I had in my mind.Amy: That's amazing. So I always tell people, "When a recruiter calls, answer, because you never know what's waiting on the other side of the phone for you," and if not for you, then someone that you know, right? You may think, "Oh, I have no interest in that whatsoever, but I know someone," and if you can connect those two people, you've just created something amazing for someone else.Traci: Exactly, which was also the relationship with that recruiter, because if you then get to the point where you legitimately are looking for a position, they're gonna remember how you helped them out when they were trying to place folks and they're gonna do their best for you.Amy: Absolutely. And sometimes you even get a little referral bonus out of it if you--[both laugh] if you, you know, send them to somebody that they can place. So I've had that work out for me too. I was never expecting it, but when it happened it was always nice. So you've already told me about the different types of positions that you've held in the industry, but, you know, you came into this industry kind of by chance, right? You just happened to get a job at an agency. What has been the biggest surprise to you about working in insurance that you didn't realize as someone from outside?Traci: This is something that I've known for a while, but I think the thing that solidfied my interest in insurance and was my "a-ha" moment was when I started studying insurance, when I started studying--I actually started studying for my CPCU, which is, as you know, a professional designation in the industry. I started studying for my designation in 1992, and in studying insurance I came to have an appreciation for first of all how important insurance is, but also how diverse the industry is. Pretty much any discipline that you would be interested in studying, there is a job for you in the insurance industry, and that is I think the coolest thing about insurance.Amy: Yeah, I had a similar experience. So I came into the insurance industry as an IT professional. That was my background. No insurance background whatsoever, but I just happened to be a consultant that got placed at an insurance company, and when I then later got hired by the insurance company, somebody told me about the CPCU designation, which--it stands for Chartered Property Casualty Underwriter. It's a professional designation that requires 8 courses to complete. You have to pass some tests, which thank goodness they're multiple choice now. They used to be blue book.Traci: [laughs] Yeah, I remember the books.Amy: No, thank you. I wouldn't have done it. I would've been too scared. But anyway, I started studying because, you know, I wanted to prove myself in this industry, and I wanted to frankly get the bonus that came with getting the designation that my employer offered at that time, and I was amazed by the scope of the insurance industry and the mission of the insurance industry, and when people ask me "Why do you love insurance?" And, you know, my focus of my company is not insurance-specific, although maybe it will be someday, but I think insurance is so fascinating because it does two things. It makes all economic investment possible. There's no part of the economy that insurance is not affected by or that it affects, right? I mean, every single transaction that happens is backed somewhere by an insurer. And the other thing we do in the insurance industry is we're there when people need us most. I mean, on somebody's worst day, we're there to help in, you know, ways that we can to make them whole and get them back on their feet, and I can't even imagine a more meaningful industry than that. So if somebody who has maybe never considered the insurance industry before and wants to learn more about the kinds of jobs available and how to get in--you know, how to kind of break into this industry, where would you recommend that they go?Traci: I would recommend that they get in touch with the local chapter of CPCU. I would also recommend that they get in touch with professional insurance agents and brokers, because they have professional organizations. Depending on where they are in their career, I would, you know, for example, if they're a high school or college student who's interested in the industry, I would look at internships with companies, with insurance companies. So those would be my suggestions. I do also know that through professional organizations, those of us who are invested enough in the industry and in our careers to be a part of these organizations have a tendency to be pretty generous people, so it would be pretty easy to even get a one-on-one informal, or even formal, mentoring relationship with someone who is in the industry that could offer some guidance.Amy: That's a great idea, and I know that there are a number of formal programs, but like you said, LinkedIn is a great way to just connect with someone if you have a target company in mind and you want to learn more about it. Most people are open to a phone call or at least exchanging emails and, you know, seeing what they can do to help. That is true. So, you know, the insurance industry has a reputation--and I won't say whether I feel that this is deserved or not, and you know exactly where I'm going--but the insurance industry has this reputation for being stale, pale, and male, and it's all a bunch of old white men, and that's it, right? And I know a lot of different industries suffer from this stigma, but for people who are maybe not older or white or men, what resources have you found that can help them kind of find their place in the industry, feel connected to others, feel a sense of community so that we can retain that talent in this industry and not lose it to somebody else?Traci: For me, I think back to a company that I worked for in 1990, and that was where I really got my start as an insurance professional and learned the most about the industry, but it's also where I recognized that at that particular company, in 1990, the early '90s, if I wasn't a white man with a degree from the right school, there was a very distinct feeling on how far I was going to progress in my career, and that was why I ended up leaving the company. I think that we--you know, it's great to join organizations, but I'm a grassroots kind of chick. I think that it is important to give back to each other, whether it's women, whether it's people of color. It's, like, whatever commonality you have with someone, if you see someone that's struggling or you see someone who's where you were previously in your career, you have a responsibility to reach out to that person and to offer them guidance if they're receptive to it. I'm the type of person that I have no qualms about reaching out to other women, to women of color, to just form those informal mentoring relationships, even if it's just "Let's have lunch once a month." There's people I don't even work with anymore. It just might be, like, an email or a LinkedIn message every now and then. So I think there's great value in forming those types of relationships. Yes, it's professional, but I think that if it's sort of a little more casual where you bond with that person and feel comfortable speaking with them, they're gonna be able to really guide you in a meaningful way.Amy: So that leads me right into my next question, which is I've noticed about you that you have a very strong professional network. I mean, you know everybody it seems like. [both laugh] And not all the same kind of people. Like, you really know people up and down the hierarchy. You know people across the industry, and when we were together at a conference last year I was just so impressed by the span of the network that you have, and so I was wondering what's your approach or what are your tips to networking and how do you stay connected with so many people with such limited time?Traci: LinkedIn makes it easy, because I can be on my computer at, I don't know, 2:00 in the morning when I wake up and can't sleep, and I can pop in and see what people have posted. I don't even have to tell you I absolutely adore your content, and every single thing you post I read and I share, you know, because I just find a lot of value in what you post, and I do the same for other people who are a part of my network. As far as I guess connecting with people, my advice would be ask. It's simply to ask. There's a woman who worked at a previous company, and she was pretty high up, you know, in the food chain if you will, and we didn't really--I mean, we had casually and in passing at work spoke, but it's not like we had a relationship. She ended up leaving the company, and I had no qualms about sending her a connection request on LinkedIn. I said, "Well, the worst that could happen is that she won't accept it, and if she says no I'm no worse off than I was before." I think that everyone has something to offer, regardless of their discipline, regardless of their position or title. I think that a lot of times we don't make those connections because we pre-judge and make assumptions. So I think that you just ask. Amy: That's good advice: So I have a friend in the speaking industry who says, "Every time you ask you risk getting a yes," and I really like that, and so I tried to kind of shore up my nerve to ask more, because I would not mind risking getting a yes.Traci: Yeah. Well, I mean, you know, I tell people this. I am by nature a pretty shy and reserved person. I grew up as the kid who got teased a lot in school and, you know, that whole thing, so not a lot of self-confidence in my younger years, but when you get to a point where you've got kids to feed and you recognize that the higher you achieve in your career the more money you're gonna make, you kind of put that to the side, you put your game face on, and you make what magic happen you need to make happen, and what happens is that as you practice that, even if you say to yourself "I'm gonna try to connect with one new person this week at work," "I'm gonna try to make a connection with one person who I've not had a connection with previously." The more you do it the more comfortable it becomes and the more confident you are in doing it.Amy: That is absolutely true, and I think a lot of people see networking as something very fake and forced and inauthentic, and they don't feel good about it, right? It kind of leaves, like, an icky, like, feeling about it, and when you approach it from, you know, almost gamifying it--I've done that in the past, right? "I'm gonna meet three people today. I'm gonna help three people with something," whether it's, you know, I'm gonna carry somebody's bag or I'm gonna hold open a door and say hello. Like, something, and so I think sometimes just kind of reframing how we think about networking can make a huge difference in our behaviors and our attitudes and ultimately in our results.Traci: Right. You actually said something that I think is very important, that networking and connecting with people if you treat it as "What can you do for that person?" versus "What can I get from that person?" Because people know when you're being fake. People know when you, you know, just have your hand out or you're looking for something, but we need to first of all not undervalue ourselves and recognize that we each bring something unique, but there's only one me. Nobody else brings exactly what I bring in this combination, and we have to recognize that that has value and that other people will see that value, and if we focus on "What can we offer others, even if it's a small kindness?" You know, those things, the universe will bring those things back to you.Amy: Absolutely. So I know that in addition to your day job you also volunteer with the CPCU Society's diversity and inclusion committee, and I know what a time commitment that is because I'm on the committee as well, but can you tell me how and why you got involved?Traci: I got involved because I was asked. [?]. I was new to Rhode Island, and I actually got--I'm on the board of the local chapter [?], and I was moving to Rhode Island. I said, "I don't know anyone. I want to, you know, meet folks, so joining this organization would be a great way to make friends and immerse myself even more deeply in my industry." So my request to volunteer resulted in me being asked to be on the board, and my relationship with David resulted in him asking if I was interested in being on the diversity committee. And it's a lot of work, but I think that it is important. I think the idea of diversity and inclusion has evolved so much over the years. When a lot of people hear diversity, you know, they think racial diversity, they think gender diversity, but there are so many other types of diversity, and it really I think is about making sure that there are opportunities for everyone, but I think it's also toward being a catalyst for the mindset that needs to happen so that opportunities are there for everyone automatically. We don't have to say, you know, "Oh, we have to go out and make sure that we have a person of color," there's a person of color because we just organically created a culture and a society with people of color in our community, so of course they're gonna have a role in our company, in our organization.Amy: Absolutely. And I tell people, "If you look around and you don't see someone's group represented, it's because you've got work to do to make people feel welcome and make people feel comfortable there." The responsibility is not on others to seek you out, right? And so, you know, I'm thrilled to be a part of the diversity and inclusion committee because I see that what's coming for us in terms of our talent, right, we have so many people on the verge of retirement in the insurance industry, and we just don't have the groundswell of interest among people, you know, that we need to replace all of that knowledge and all of that talent, and so I think, you know, we're gonna have to get beyond the "certain people from certain schools" and, you know, really reach out broadly and show people what we've got and why we're such a good place to have a career.Traci: Right. I think it's about building the excitement about the industry. You know, insurance isn't sexy to most people, and I think that, you know, the work that we do, particularly with the CPCU Society and the diversity and inclusion committee, is to educate the public about the excitement. Like, it's kind of our job to get them excited about insurance and to show them what next level opportunities there are. It's not just sitting behind a desk in a blue suit and white shirt and red tie. [both laugh]Amy: Absolutely true. So I wanted to ask you too about role models. Do you have any professional role models, and if so, what about them inspires you? Traci: So there's a woman--the woman that I mentioned that used to work with me, and I consider her a role model. So a few things about her that resonated with me... first of all, she's very tall like I am. [laughs] And that's something that it took a lot of years for me to overcome, because there's a tendency when you're quite tall to not want to intimidate people, so you tend to kind of--you slump a little, you try to make yourself small. So it takes a courage to just be, to stand up and just be who you are and recognize that you're putting that in your mind about, you know, your stature intimidates people, but she had such a grace about her and just a way of connecting with people. I don't know. She just had influence. She had such presence and influence, and that is something that I admire greatly and something that I work toward emulating.Amy: That's wonderful. Thank you for sharing that. So I hear men a lot of times will talk about "tall privilege," right? So if you're a tall man, and the statistics bear this out, tall men make more money than short men. They get promoted to higher positions. Like, we revere tall men in our society. Tall women have a different set of characteristics ascribed to them, and I am--I am not blessed with height. I'm only 5'3", but I can--you know, I can imagine how that might play out and how that might affect the way you show up. And, you know, if you're trying to make yourself smaller physically, you're probably also trying to minimize your presence in a room and minimize your contribution and not call attention to yourself and not let the best of you thrive in an environment. Traci: Actually it's interesting, 'cause I had a conversation with someone probably about six weeks ago about the idea that as a very tall not petite woman of color, if I am annoyed at work or if I feel very passionately about something, I feel that I don't have the luxury of being as vocal as someone who is not of my stature and my pigmentation, because it's perceived differently. Amy: If you're vocal about a frustration, I would imagine that the word that comes back to you is "angry" or "aggressive." If I get upset about something, if I'm frustrated and I express my frustration, I'm [BLEEP], right? I'm not angry 'cause I'm white and I'm not aggressive 'cause I'm short, but I'm [BLEEP] or I'm overreacting or I'm sensitive, right? And so I think that we all kind of operate in these constraints of words that are going to be used to describe us to kind of keep us in check, 'cause I don't like it when people say that I'm being sensitive. It's like, "No, I'm not being sensitive. You're being a jerk." But--[both laugh] that's not on me. So I can understand how that would be a struggle. So what advice do you have for young people of color in navigating those kinds of interactions? Because you want people to be, I'm guessing--I mean, we want people to show up authentically, right, but we don't want to lay a trap for people who the moment they speak up and advocate for themselves they get labeled in a way that's damaging to their careers.Traci: I can tell you what's worked for me. I think--to your point, it is important that you be who you are. So I'm 5'10". I'm gonna wear my four-inch heels because that's what I want to wear. If I think that something is not right, I am going to speak up about it. What I try to do is--and I'm just gonna say it, because I don't want to suggest that anyone be manipulative, but in a business setting, okay, what I do is I say to myself, "What is it that I want to get out of this exchange?" And, you know, know who my audience is and know what I need to say and how I need to say it to get what I need out of this interaction. You know, and I'm not talking about things where, like, I don't know, I'm being discriminated against or harassed or something like that, 'cause that's a whole different--and that's, thank God, never happened to me to my knowledge, but that's a whole other kind of conversation, but just an every day--you know, your boss has said something that you didn't like, or you've been assigned something that you don't think you should have to do or something to that affect. I think that it's important to always conduct yourself professionally. I think it's also important to separate your feelings from what the situation is, because just like the other person has their biases and this whole set of ideas and backgrounds that's influencing their behavior, so do we, and we have to recognize, like, the things that we're sensitive about. We have to recognize how we might have contributed to that situation, and we need to present our case in a constructive way. And it's interesting, because I have a 25-year-old daughter who's going through this at work right now, and what I've encouraged her to do is, you know, write down what you want to say. Ask your boss for a meeting, and even if you need to have that piece of paper in front of you, make your point. You know, if you feel a certain way, rather than saying, "You, you, you, you, you make me feel, you did, you, you, you," I would turn that around and say, "When you say or do, I perceive it as," because what you're then doing is you're taking ownership of your feelings and you're very clearly drawing that path from "This is what happened, this is how I felt, and this is how I responded to it. What are we gonna do now to fix it?"Amy: Mm-hmm. And so really what you're describing is emotional intelligence, and, you know, in my experience I've found that I am the most emotionally intelligent when I am the least represented in the room, and I am probably the least emotionally intelligent when I am most represented in the room, and so I try--once I recognized that about myself, I try very hard to think about the dynamics of a meeting or the dynamics of a conversation and "Do I need to kind of practice some of those skills because I'm dominating and maybe running over someone who doesn't feel safe to speak up with me?" Right? And so I think that if we can all do our part, right, to recognize when maybe we've got a little bit more influence or a little bit more social power and kind of back off a little bit and make some space.Traci: Yeah, and there's actually power in being able to do that I think, right? I think that when your peers see you navigate let's say a contentious situation, you know, if everybody's on 15 on a scale of 1 to 10 and you're on maybe 7 and bring everybody down to where it can be resolved, then people are gonna look at you as a change agent, if you will. So I just think that that's powerful.Amy: Yeah, absolutely. And that's leadership, right? Leadership is getting everybody to a better place together. So no, I think that's great. In the time that we have left, I'd like to ask you to finish my sentence. First is "I feel included when ______."Traci: I feel included when I am able to express myself.Amy: Oh, I like that. And then the second part is "When I feel included, I ______."Traci: When I feel included, I'm able to include others.Amy: I love that. I love having people answer this, because everybody answers differently, and it's always powerful. So Traci feels included when she's allowed to express herself, and when she feels included, she is able to include others, and I don't know that there's anything more powerful than that, to be able to widen that circle and bring others in. So that's fantastic. Traci, thank you so much for your time today.Traci: Oh, it was my pleasure. I appreciate you so much.Amy: Oh, thank you very much.
According to (CNN)Texas Gov. Greg Abbott said Monday he will allow his stay-at-home order for the Lone Star State to expire on Thursday, commencing a phased exit from the social distancing measures meant to mitigate the novel coronavirus pandemic. The Republican's new order, which supersedes local orders, will allow businesses like retail stores, malls, restaurants and theaters to reopen Friday but limits occupancy to 25%. The order will also allow libraries and museums to open. After a week that saw a record 3.3 million people file for unemployment benefits, Congress passed a $2 trillion stimulus package on March 27, 2020. The law, known as The Coronavirus Aid, Relief, and Economic Security (CARES) Act, provides for direct cash transfers to each adult and expanded unemployment benefits. The highlights of the new law include: cash payments of up to $1,200 (plus $500 for each child age 16 or under) for each qualifying adult an additional $600 per week on top of any state-provided unemployment benefits through July 31 Prior to the pandemic, this is what unemployment benefits were defined as. Unemployment benefits are intended to partially replace lost wages, so the precise amount you receive will depend on what you used to earn. States use different formulas to calculate benefit payments, but all states take prior earnings into account in some way. Some states consider the employee's prior annual earnings; others look at the employee's earnings during the highest paid quarter or two quarters of the base period. https://cashmoneylife.com/unemployment-benefits-by-state/. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/according-2-b-matthews/support
It’s not the most obvious choice to have an insurance expert as a guest on the show, but Zach Finn is someone that is really impressive. Zach Finn is Clinical Professor and Director of the Davey Risk Management and Insurance Program at the Butler University College of Business. Previously, he was Risk Manager for The J.M. Smucker Company in Orrville, Ohio, where he managed the Corporation’s risk management program, including global insurance program design and placement, successfully settled several large claims (largest $17M+), and oversaw insurance due diligence and integration for nine major mergers and acquisitions, including the $3.3 billion acquisition of Folgers Coffee. Enjoy this conversation with Zach Finn! ************ For past guests, please visit https://www.defendersofbusinessvalue.com/dbv-podcast/ Sign up for the Legacy Exit newsletter here For show notes, go to: https://www.defendersofbusinessvalue.com/e041/ Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Twitter: twitter.com/edmyso Instagram: instagram.com/defendersofbusinessvalue Facebook: facebook.com/bvdefenders
It’s been an eventful start for the new president of the Canadian Cattlemen’s Association (CCA), as Bob Lowe, a rancher from southern Alberta, was elected to lead the national cattle producer group earlier this month. Lowe, who takes over from David Haywood-Farmer, joined us on RealAg Radio on Rural Radio 147 last week to discuss... Read More
Wayne Allen, a principal of IE Advisory, speaks with Zachary Finn, Clinical Professor & Director of the Davey Risk Management & Insurance Program at Butler University, about ideas for providing the US insurance industry with a mechanism similar to TRIA for pandemic risks. This federal backstop would enable insurers to provide coverage for losses caused by pandemic, and create greater certainty and protection for businesses adversely impacted by the spread of and response to COVID-19.
Joe, Tim and Ben talk about Tesla’s proprietary insurance policies, StarHoppers last hop, and a lot more stuff! --- Send in a voice message: https://anchor.fm/olfpod/message Support this podcast: https://anchor.fm/olfpod/support
In the past 48 hours, there have been two major earthquakes in Southern California with an epicenter near the town of Ridgecrest. The quakes hit on July 4 and 5th, with the largest and most recent reaching a 7.1 on the Richter scale. In part due to the remote location, no deaths have been attributed to the quakes, but property damage across the region will ultimately be substantial. Kate Stillwell, CEO of Jumpstart Insurance, a novel insurance company that provides coverage that pays out quickly following a quake, joined me for a conversation about the quake and the insurance her company provides. Here in Salt Lake City, where I’m based, I felt the quake in my high-rise condominium and videotaped the lamps swinging as the wave rolled through our community—providing evidence of the power of the most recent quake. You can see a bit of that video with the video of the interview in the player at the top of the article. Note that I was a bit “discombobulated” by the quake, which is evident in the video. I can only imagine how devasting the quake was for people whose homes, businesses and personal property were damaged or destroyed. Read the full Forbes article and watch the interview here: http://bit.ly/2Jl0rDb. Never miss another interview! Join Devin here: http://bit.ly/joindevin. Click the following link to learn my insider secrets to media publicity for social impact: http://bit.ly/75offmedia.
Honored today to have two powerhouses, Shawn Woedl (Senior VP of the Insurance Program with REIGuard) and Eddie Wilson, the CEO and Business Leader fo Affinity Worldwide, which includes 43 companies. They both go into how they started, how they grew the business, how they attract good people and track production, and they even go into some "deals gone bad!"
This week's retirement reading is from Forbes, titled What You Need To Know About Washington State's Public Long-Term Care Insurance Program. Listen in as Casey Weade breaks down the article and shares what he thinks! Today's episode can also be accessed by visiting RetireWithPurpose.com/57 Sign Up to Casey's Weekend Reading Email! Sifting through the copious amount of conflicting financial advice and retirement information can be daunting - but it doesn't have to be! Each week, Casey makes it super easy. He hand-picks 4 of the most important articles you need to read, that are beneficial to you whether you're at, near or in retirement! If you want them sent straight to your inbox, sign up by visiting RetireWithPurpose.com/weekend-reading Disclosure: Investment Advisory Services may be offered through Howard Bailey Securities, LLC, a registered investment advisor. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The CLU® mark is the property of The American College, which reserves sole rights to its use, and is used by permission. Howard Bailey Financial is a registered trademark of Howard Bailey Financial. All rights reserved. Howard Bailey does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Not associated with or endorsed by the Social Security Administration or any other government agency.
Never miss another interview! Join Devin here: http://bit.ly/joindevin. Kate Stillwell, founder and CEO of Jumpstart, is by background a civil engineer who has spent much of her career figuring out how to reduce damage and injury resulting from earthquakes. Along the way, she observed that communities that lack a genuine sense of community are more vulnerable to a slow or missing recovery than those that do. She has created a new insurance program, available only in California, that triggers a $10,000 payout whenever an earthquake of a minimum impact is recorded. This puts money in the hands of the insured more quickly and enables them to start the recovery process more quickly. Click the following link to learn my insider secrets to media publicity for social impact: http://bit.ly/75offmedia.
I meet Juan Carlos Fernández Alemán at Global Youth Leadership Summit in 2018. Juan brought over 30 youth from Latin America to the Global Youth Leadership Summit to educate them on the Tools and Technologies with the Tony Robbins Foundation. Juan is an Insurance Broker who co-partners to own Open Insurances. With 27 years experience in the Insurance industry and 72 years of Insurance being in his Family from the beginning with his Grandfather. Juan Carlos Fernández Alemán is from Venezuela which is currently going through Political unrest and he has graciously offered his Insurance Program on Fundamental steps to becoming a successful Insurance Agent for FREE to all Citizens of his Home Country Venezuela. He and His Partner have also Partnered to this year bring 7 Youth who were to be SOLD as Children Slaves and saved through the Project Underground Program that Tony Robbins endorses and was Highlighted on our Previous Podcast with Francisco Lopez who was in the Room at Business Mastery when Project Underground was Revealed. I have included Links below to connect with Juan Carlos Fernández Alemán Instagram: @Openinsurances, @juwancfernandeza Facebook: Juanc Fernandeza, Open Insurances LinkdIn: Open Insurances Website: www.openinsurances.com
On today’s show we will be talking to David Fischer, co- founder of the human flourishing mission in St. Louis, Gateway to Flourishing. David is also an executive coach and new director of Risk Management and Insurance Program at the University of Missouri Trulaske College of Business. During this episode you’ll hear: David shares about his executive coaching practice and how he got involved with the University of Missouri and his position in the college of business He shares his role with Elevate St. Louis and it’s endeavor in the St. Louis area How the idea for Gateway to Flourishing come about and what inspired the effort The factors that are holding St. Louis back, particularly in the North City and North County neighborhoods What is needed to grow flourishing neighborhoods in the disadvantaged areas of St. Louis Opinions expressed on this program do not necessarily reflect those of LionsGate Advisors. The topics discussed, and opinions given are not intended to address the specific needs of any listener. LionsGate Advisors does not offer legal or tax advice, listeners are encouraged to discuss their financial needs with the appropriate professional regarding your individual circumstance. RESOURCES: Dave began his career as an accountant after obtaining his BS in Business at the University of Evansville. He later received his MBA from Indiana University’s Kelley School of Business in 1988. He then embarked on a long career specializing in investment management for insurance companies. Dave spent 16 years as an executive with and consultant to Lincoln Financial Group. And later nine years with Reinsurance Group of American, the last six as their Executive Vice President and Chief Investment Officer. His focus over the years in insurance asset/liability management has enabled him to become an expert in insurance products, risk management, and insurance company balance sheet management. In 1983, Dave became a Certified Public Accountant (CPA) and a Chartered Financial Analyst in 1991. In 2017 he completed all but the experience requirement for the Professional Certified Coach designation with the International Coach Federation. Dave is excited to be sharing his knowledge and experience with the students and Advisory Board as the current Director of the Trulaske College of Business Risk Management and Insurance Program at the University of Missouri Columbia.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Writer at RIMS, the Risk and Insurance Management Society. Today’s episode is a special one! RIMScast will be celebrating Women’s History Month in advance of International Women’s Day by inviting on three fantastic women who are risk management professionals. First up, Justin welcomes on Kathleen P. Crowe of Aon Risk Solutions. She’s also a Chair of the Rising Risk Professionals Advisory Group for RIMS. The second guest of the podcast is Cassandra R. Cole, Department Chair of Risk Management Insurance, Real Estate, and Legal Studies at Florida State University. She’s also the Director of the Master of Science in Risk Management and Insurance Program at Florida State and the William T. Hold Professor in Risk Management and Insurance. The third guest is Soraya Wright, the Founder and CEO of SMW Risk Management Consulting and who was also the Vice President of Global Risk Management and Crisis Management at The Clorox Company for more than 20 years. In the first half of the episode, Justin and Kathleen discuss her impression of women in the industry and whether or not the playing field is level, as well as the women she looks up to in the industry. Next up, Cassandra talks about her curriculum for teaching about risk management, how she incorporates new trends in the industry to her curriculum, and her thoughts on what the industry could do as a whole to get more women to take interest in risk management. Lastly, but certainly not least, Soraya discusses how she got started in risk management, her experience working at The Clorox Company, what led her to start up her own risk consultancy, and her ideas on how to further level the playing field for women in the risk management industry. Join RIMScast in celebrating International Women’s Day in the risk management space! Key Takeaways: [:16] About today’s episode. [:50] About the RIMS 2019 Annual Conference. [1:12] About this week’s featured guests. [2:10] Justin welcomes Katie to the podcast and asks her what originally drew her to risk management. [5:05] Katie shares her enthusiasm about the risk management profession! [8:27] Does Katie feel that knowledge transfer is one of the major challenges in organizations currently? [10:02] Katie’s impression of women in the industry and whether or not the playing field is level. [12:13] As Chair of the Rising Risk Professionals Advisory Group for RIMS, does Katie often take time to engage with other young women in the field? [13:49] A female presence Katie looks up to in the industry. [17:30] Justin welcomes Cassandra on to the podcast! [18:17] Cassandra’s background at Florida State University and how her interest in risk management came about. [22:08] Does Cassandra miss being out in the risk management field or does she prefer working in education? [23:45] Are there current trends in the news and industry that Cassandra has incorporated into her curriculum when she teaches? [24:47] In the last few years, has Cassandra found that students are more drawn to the insurance component of the curriculum or more so the ERM and SRM side of things? [25:37] Does Cassandra think that the natural catastrophes that happened down in Florida contribute to student’s interest in risk management? [26:43] Does Cassandra keep up with students or have any cool success stories that have come out of Florida State University? [27:47] Has Cassandra found that female students are more interested in risk management compared to when Cassandra was in school? [29:03] Cassandra’s thoughts on what the industry could do as a whole to get more women to take interest in risk management. [31:59] How critical is mentoring when it comes to risk management? [33:12] Cassandra’s take on the sentiment that most risks are opportunities masked as risks. [34:44] Justin welcomes on Soraya Wright! [35:18] How Soraya got started in risk management. [36:11] Soraya talks about her experience at The Clorox Company and other risk management companies. [41:18] Soraya talks about her relationship with Laura Cisi (the current Vice President of Global Risk Management at The Clorox Company), their camaraderie, and whether or not there was any knowledge transfer. [43:36] What led Soraya to start up her own risk consultancy. [46:57] Does Soraya see a lot of women ending up as risk consultants? [48:11] Does Soraya think that the playing field in the risk management industry is level right now? [50:50] Soraya’s thoughts on her current path with SMW Risk. [52:56] Soraya’s ideas on how to further level the playing field for women in the industry today. [54:36] Justin closes out this week’s episode and thanks you all for listening! Mentioned in this Episode: RIMS Annual Conference 2019 Rising Risk Professionals Advisory Group for RIMS SMW Risk Risk Management Monitor International Women’s Day | #BalanceforBetter “RIMS ERM 2018: Earning the ‘Mandate’ and a ‘Seat at the Table’” RIMScast presents: “Having A Seat at the Table” (live and uncut) Laura Cisi (Current Vice President of Global Risk Management for The Clorox Company) Risk Management Magazine Want to Learn More? Keep up with the podcast on RIMS.org and listen on iTunes. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook and Twitter, and join the RIMS Group on LinkedIn. Follow up with Our Guests: Kathleen (Katie) P. Crowe’s LinkedIn Cassandra R. Cole’s LinkedIn Soraya Wright’s Profile on SMW Risk
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