Podcast appearances and mentions of kimberly palmer

As a former marketer for the likes of Kip&Co, Milligram, Flexicar and wishlist.com.au, Kimberly Palmer has a toolbox of skills that most hosts could only dream of. Having set up Harper's Cottage in 2019, her first short-term rental in the small yet charming hamlet of Malmsbury, about an hours' drive north-west of Melbourne, Kimberly completed an apprenticeship of sorts in hosting, learning the in's and out's of what it took to host a property that not only attracted incredible guest reviews but was also financially sustainable. More recently, Kimberly, her dog Harper and her now partner Darren closed the doors on Harper's Cottage, and have focused their attention on their exciting, newer joint project, The Botanist's Retreat in Castlemaine. A little larger than Harper's Cottage, The Botanist's Retreat has enabled Kimberly to build on her previous experience as a host and a marketer to create a truly unique offering underpinned by creativity, empathy and a desire to leave her guests feeling truly inspired and restored. And with the added bonus of being located in a town with a growing guest demand thanks to its vibrant arts, cultural and food landscape. I had an absolute blast chatting with Kimberly a short while ago and I'm sure you, too, will love this chat today. For more information about Hosting With Heart and to access our archive of over 100 episodes, visit the HWH website at www.hostingwithheart.net.au or follow us on Instagram at https://www.instagram.com/hostingwithheart Join our private Facebook group of 1300+ hosts from around Australia at https://www.facebook.com/groups/hostingwithheart/ Sign up and list your property on Heartful now at https://heartful.travel/host

In this insightful episode of PennyWise, host Nat Cardona welcomes NerdWallet's personal finance expert Kimberly Palmer to share practical tips on reducing your monthly bills. As holiday expenses mount and budgets tighten, Kimberly provides a step-by-step guide to negotiating lower rates on your internet, cable, and utility bills. Learn the art of timing your calls for the best results and discover the importance of speaking with a real person rather than a chatbot. Kimberly emphasizes the power of politeness and preparation. Show notes created by https://headliner.app  

We began the program by bringing you four news segments with different guests on the stories we think you need to know about! Kimberly Palmer, Senior Finance Writer for NerdWallet says as prices seem to be skyrocketing, Americans still continue to party!Benny Traub, Solutions Architect and Co-Founder of Inspira AI Corp asks would having an AI boss be better than your current human one?Culinary Historian Sarah Lohman  - Author of: “Endangered Eating: America's Vanishing Foods” points out that American food traditions are in danger of being lost. How do we save them?Christine Rosen, Senior Fellow at the American Enterprise Institute – wrote the book: "The Extinction of Experience: Being Human in a Disembodied World" (coming out in September)Ask Alexa to play WBZ NewsRadio on #iHeartRadio!

Kimberly Palmer joins Jon Hansen on Your Money Matters to talk about body doubling and explain how it’s helping people with their finances. Kimberly shares how having someone watching you or with you helps hold people accountable and complete tasks.

Short term financing through buy now, pay later (BNPL) programs may seem alluring. However, there are some things you need to know before jumping in. To name a few - credit score impact, limits, and interest rates are just some of the considerations to think about. Kimberly Palmer, Personal Finance Expert at NerdWallet joins Cassidy Clement, IBKR's Senior Manager of SEO and Content to discuss. 

Unexpected expenses can cause a lot of stress-- emotional and financial. On the latest episode of PennyWise, producer/editor Ambre Moton is joined by NerdWallet's Kimberly Palmer who has six key tips for recovering from financial surprises and how to prepare for the next one. Read more on NerdWallet here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to PennyWise and the Enterprises podcast. I'm Ambre Moton, the producer and editor of the show, filling in for Nat Cardona. Today we're talking about ways to recover from a financial shock and how to prepare for the next time. Being faced with unplanned expenses is a challenge that can feel overwhelming in the moment and for longer for managing a sudden loss to emergency house repairs to an unexpected medical bill. The reasons may be common, but that doesn't lessen the shock or lasting impact on your finances. Joining me today from NerdWallet is personal finance expert Kimberly Palmer to discuss how to recover from these shocking expenses and what to do to prepare for next time. Generally, thanks again for joining us. So you have some guidelines for our listeners. What is the number one tip to help in situations when you suffer a big financial shock? The most powerful tool you can have for yourself to help you get through a financial shock is to have an emergency fund, because basically that is your insurance policy. If you suddenly lose your job or have a huge house repair that you didn't expect any kind of big expense, you can turn to that emergency fund. And of course, not everyone has that all set, but that is the goal is to have an emergency fund, you know, ideally of 3 to 6 months worth of expenses. But even having a smaller amount can really go a long way toward insulating us from financial shocks, which really are inevitable to experience at some point. And I read the article that you should tailor your savings to a type of emergency. What does that mean and how can people do it? I really like this idea of having separate emergency the savings account, so it's not all lumped into one because really there's all kinds of different emergencies we could face. I mean, something really catastrophic, like a job loss or, you know, a death, Something really horrible is a different kind of situation than if there is a sudden house repair or, you know, a bigger than expected tax bill or something like that that's a bit more manageable. So actually having separate accounts that are tailored towards these different types of situations can just kind of help us be prepared and help that mental accounting of knowing where our money is. So you might have one account that's for catastrophic things that you are putting money into over time, and then you might have another account that's for unexpected bills that pop up. And it can just give you that peace of mind to know you have some money tucked away for those different kinds of financial stocks. Okay, so as an elder millennial, I can say that Treat yourself was the refrain the past several years. But just do things that people might seem is a little unnecessary, but that can be something that we probably should stop in order to help these situations, right? That's right. If you notice that your emergency fund is nonexistent or, you know, it should be much bigger than it is, then you really want to think about maybe cutting back on some unnecessary expenses. So instead of going out to eat at restaurants, instead of making those retail purchases, you can put that money into your emergency savings instead, and it gives you that protection. So you're more prepared if something does happen that you really weren't expecting and you suddenly have to pay out more money. Okay. So we are talking about, you know, sudden financial shocks. Are there hardship options for people who might need extra time or some kind of help? There are so many options out there and it's so worth understanding them just in case you get into this situation. So, first of all, most importantly, if you are ever in a situation where you cannot afford the basics like food or housing, there's a really helpful website 211. org and it helps connect you to local resources, places like food banks, other resources that can help you. So that's the most important thing. And then a lot of utility companies and even credit card companies, mortgage companies, they have hardship programs. So if you fall on tough times, say you lose your job, For example, you can call and see if you can enter one of their hardship programs, which might give you more time to pay your bills. I mean, it is worth noting that if you are paying a loan, interest will likely still accrue, but it does give you the extra flexibility of having more time and at least knowing that you're not also hit with late fees and just compounding the problem and making it even worse. And how do people stay organized and kind of, I guess, keep from being overwhelmed in these situations? It is so hard because any time you experience a financial shock, it is overwhelming on so many levels. And that's why it's so important to know that you have a support network behind you to share with a good friend or family member when you're going through something really hard. And maybe they can share when they've gone through something similar. And just knowing that you have that support can really go a long way. Just staying on track and, you know, not really feeling hopeless because sometimes situations that are so challenging, you can almost just want to throw up your hands and say, you know, I don't even know what the next step is, but that friend, that support network can help you figure out the next step. How about managing, you know, just kind of the stress and strain that people might experience when something like this happens. It's so challenging and really it can be so helpful to just even acknowledge that mental health side of things and understanding that there is room. Everyone feels stress, everyone goes through these things. And so just having that room to talk openly about it can really go a long way. And is there anything else that people can do or any other tips that you might ask? I think what surprised me most is just acknowledging that we all experienced financial shocks at some point in our life. So even though it's a shock, it's really something we should and can anticipate and prepare for. And ideally, it starts with having that built up savings account, but it also just starts with acknowledging that these things happen and it's not something to be embarrassed or ashamed of and it's something we can just confront and work through and get to the other side. That's great. Thank you so much for this. Listeners, you can go to Nerdwallet and check out the full article. We will have a link in the show notes to that. Thanks, Kimberly. Thank you.

Gen Z and Millennials stand to inherit a significant amount of money and propert in the future as family members age. On the latest episode of PennyWise, producer/editor Ambre Moton is joined by NerdWallet's Kimberly Palmer shares tips on how to ensure you're well-prepared for any future inheritance. Read more on NerdWallet here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to PettyWise, A Lee Enterprises podcast. I'm Ambre Moton, the producer and editor filling in for Nat Cardona, surreally associate, a Boston based research and consulting firm, so that over $80 trillion in wealth will be passed to millennials and Gen Xers via inheritance from parents and grandparents between 2021 and 2045. That is a pretty mind boggling amount, particularly when you consider that they anticipate that less than half of that volume is expected to come from high net worth households to discuss how to prepare for potential inheritance. NerdWallet personal finance expert Kimberly Palmer's joining me. Kimberly, let's talk about potential inheritance. If someone knows they're going to leave anything to their kids, grandkids, just any relatives or friends, what's the first step that everyone needs to take to get ready? The first step is to talk openly about it. The last thing anyone wants is surprises or unexpected things to come up later when you no longer have the chance of talking about it. So basically, even though it can be kind of an awkward topic, talking about inheritance, you want to discuss that with your parents, your grandparents, and just talking about money generally can help make everyone feel more comfortable. And I think it's important to note that this isn't just a conversation for the super wealthy, and that's because there is a massive transfer of wealth between the baby boomers, older generations, and then the younger generations over the coming 20, 30 years or so. And so it's something we can all be mindful of. It's not that everyone is going to inherit a ton of money, but it might be something like $1,000, $5,000, $10,000, any amount is worth talking about because what you do with it then is up to you. Gotcha. When it comes to money, I know some families do find it difficult to have conversations about it, especially, you know, certain cultures. Is that something that can be kind of navigated? Absolutely. One thing I heard over and over again from financial advisors who work with clients on this topic is that basically every family is different and you want to be really sensitive, especially if you're, say, your parents or grandparents are just resistant to talking about this topic of money. You don't want to ambush some or make them feel uncomfortable, but you want to set aside a time in advance, say, hey, we're all going to be together for the holidays. For example, why don't we talk about money? Talk about your expectations, the future, what the future holds. If you need any help managing your money. If there's something I can do to be of assistance to you, all of those conversations can be difficult. But if you set aside a time so everyone knows to be prepared to talk about it, that can really help. And the article said that you should make sure that the money is safe. What does that mean? Well, unfortunately, among older adults, we see a lot of fraud and scam artists actually targeting older adults. And that's for the simple reason that older adults hold so much wealth. So from a scam artist perspective, they make a really good potential victim. And so we want to help protect our parents and grandparents from all of that. And even just talking about the risk of scams and being open about it can help everyone protect themselves. Now, my grandfather there has definitely a few years ago started getting a lot of those phone calls. So that's been a fun thing to navigate with my mom and my uncles of my grandfather. That is so, so hard. There are some depressing statistics about lottery winners going broke, for example, and sometimes I think an inheritance can feel like winning the lottery. Are there any tips on what people can do so that they're not one of those statistics? Definitely. And actually, the first thing to consider doing, if you're lucky enough to to get an inheritance, is to think about what is really important, your overall financial picture. And that might mean paying off any debt that you've accrued. Building up savings. And then you can think about more fun things like maybe if you have dreamed of buying a home but haven't been able to. Or something like that. Or even a vacation, A family vacation. Something that you've really wanted to do for so long but haven't had the ability to do. So basically talking in advance with the person who might potentially leave you an inheritance can also help you incorporate their ideas and their wishes for what you might do with that money. And why should people be counting on inheriting wealth from older generations? Well, the challenge is that you really never know what's going to happen. And older adults often face a lot of big expenses later in their life that are hard to anticipate. For example, health care costs could come up later in life that you didn't really fully realize the impact of or the expense of. And so you don't ever really want to count on that money. But that doesn't mean we can't talk about it and plan and have those conversations. Was it definitely all great tips? Everybody can go to Nerdwallet. We have a link at our show notes that you can read the article if you want even more details. Thanks, Kimberly!    

Jan 9, 2024 ~ Kimberly Palmer, Personal Finance Expert at Nerd Wallet tells us what to do if we overspent in December.

Welcome to NerdWallet's Smart Money podcast, where we answer real-world money questions. In this episode:  Nerds Sean Pyles and Kimberly Palmer speak with Farnoosh Torabi, author of the new book, “A Healthy State of Panic.” She explains how we can use our fears as a superpower to make better decisions when it comes to finances, career and life. Torabi is a personal finance expert and host of the “So Money” podcast.  In their discussion, Torabi shares how her upbringing as the daughter of immigrants taught her to be fearful of certain things, but that as an adult, she realized that embracing her natural fear of negative outcomes actually helps her to make better choices. During the pandemic, she decided to take the risk of buying a new home, even though she was scared of taking such a big leap. In retrospect, she says, it was one of the best decisions she and her family could have made. Torabi also shares her advice on how to overcome paralyzing fear. Sometimes, she says, it's a good idea to actually think through every terrible outcome that could occur, so you can realize that those results are unlikely to become reality. And in some cases, she adds, fear stops you from making truly bad choices. And while confronting such heavy topics, Torabi always maintains her trademark humor, bringing levity to difficult conversations.  Check out this episode on your favorite podcast platform, including: Apple Podcasts Spotify NerdWallet stories related to this episode: A Scarcity Mindset Can Cost You Mentally and Financially  Money Envy Harms Mental Health Emergency Fund Calculator: How Much Will Protect You? Have a money question? Text or call us at 901-730-6373. Or you can email us at podcast@nerdwallet.com. To hear previous episodes, go to the podcast homepage.

'Tis the season — the season for shopping and massive sales. With the holiday season in full swing, many people are counting down and plotting their plan of attack for Black Friday and Cyber Monday. On the latest episode of PennyWise, show producer Ambre Moton is joined by Kimberly Palmer of NerdWallet who shares the top items to buy, what to skip and a few other tips for navigating two of the biggest shopping days of the year.  Read more on NerdWallet here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to Pennywise Lee Enterprises podcast. I'm Ambre Moton, the producer and editor of the show filling in for Nat Cardona. 'Tis the season, the season for shopping in big deals anyway. While shoppers have already seen early Black Friday deals in October from retailers like Amazon, Target and Walmart, a survey reported that only a quarter of verified buyers during Amazon Prime Big Deal days purchased holiday gifts waiting for Black Friday and Cyber Monday, maybe. And are those deals even really worth it? Joining me today from NerdWallet is personal finance expert Kimberly Palmer to go over what to buy and what to avoid on two of the biggest shopping days of the year. Kimberly, thank you so much for joining. Let's just go ahead and dive in. My mom mentioned that she's had a TV every year that isn't working properly. Should I plan on waiting for Black Friday to get her a new one? Yes, Black Friday is actually a great time to buy big electronics like televisions. You have another opportunity in February or on the Super Bowl. So if you missed a chance, it's okay. You have another chance to get great TV deals. But it sounds like your mom might need it sooner. And Black Friday is such a good time because we see those prices on big electronics, including televisions, drop on Black Friday and the days surrounding Black Friday. So it's the perfect time to buy. What are some of the other good things to buy during those post-Thanksgiving sales? Definitely. Anything in the electronics category, which includes appliances, both large and small appliances. So if you are in the market for anything like a vacuum, a coffeemaker, anything like that around your house. Black Friday is when we see the lowest prices on those items. So it's the perfect time to pick those up. And then if you need to stock up on any winter clothing, winter jackets, any of that winter gear, it's also a great time to buy on Black Friday. So basically, those are the highlights. You want to think electronics, big electronics, small appliances, large appliances and then winter clothing. Awesome. I am definitely in the market for a new winter coat, so I will hold off until Black Friday to go looking for a new one. Yeah, you'll see some great deals. Okay, so how about what do you think should be avoided? The biggest category to avoid on Black Friday is toys and holiday decor. And that is because the prices on those items keep dropping as we get closer to the holidays. And so you don't want to make the mistake of buying them too early because you will pay more. However, you do want to keep in mind that if your child or the children in your life want a specific toy, we do start to see inventory really drop as we get closer to the holidays too. So it might be worth paying a little extra just to make sure you get that one item they really have their eye on. But in general, you want to wait on toys and holiday decor and then also sporting goods. So we do see lower prices for sporting goods as we get closer to Christmas as well. So if you can you want to wait on that. And then tools and home improvement items is another category that we tend to see lower prices hit as we get closer to the end of the year and even into January. Okay. That's definitely things to write down because I had a lot of things on my of those on my list for shopping. So I'm really glad I'm talking to you now. Yeah. And it's really helpful if you do have a list like that, you can actually use a tracking tool like Honey or camel eyes or browser extension, and you can track all these items. And so then you can see as soon as the price drops, which if it's in the right category, will be on Black Friday, you can go ahead and make that informed decision of whether or not it's a good time to buy. that is a great shopping tip. Do you have any other holiday shopping tips? I know I see a lot of buy now pay later badges. Is that something that's a good idea to take advantage of? Well, basically, you want to be a little careful with buy now, pay later, because basically it does give you that flexibility to spread out your spending. You're you're essentially breaking up a payment into usually for chunks. And so instead of paying all of the money upfront, you can pay it over time. However, you want to be careful because you're still you still have to pay that money and you don't want to enter the new year with a lot of debt and a lot of payments that you owe. So as long as you're careful about it as ideally the best way to cover all of these expenses is out of savings. But not everyone has that option. And so buy now, pay later can offer some flexibility and it lets you spread out those payments over time. Gotcha. And then one of the drawbacks I know personally for me about shopping during the holiday season is the pressure to get the perfect present or please, people. Do you have any tips for mitigating that? There is so much pressure and I think the best thing we can do is to kind of step away when we start feeling that intense. Basically, retailers want you to feel that. They want you to get wrapped up in all of that stress because then we end up spending more. And so the best thing we can do as shoppers is to kind of step away and give ourselves space and breathing room. One really helpful thing is because Black Friday sales are not just on one day, they tend to start earlier and last longer. So you don't have to buy everything on one day. And actually spreading out those purchases over time can make it easier on our budget and also just easier emotionally to handle all of that intensity. That's great. That definitely will help relieve some stress when it comes to holiday shopping. Is there anything we've missed that you wanted to make sure that all of our listeners get to hear about Black Friday and Cyber Monday? Just one more thing we've noticed this year as a trend, because so many people are feeling that stress of inflation and higher prices. A lot of people are talking with their family and friends and saying, Hey, let's scale back a little bit this year. We'll all spend less. And it's something that everyone can get on board with. And so it might be a good idea just to have those conversations early. And that way you can save money. That's great. Thank you so much. I really appreciate it. Thank you.Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

In this episode of the Master Your Podcast, Ryan sits down with Kim Palmer. Kim is a personal finance expert at NerdWallet. She is also the author of three books about money: "Smart Mom, Rich Mom," "The Economy of You" and “Generation Earn.” They Discuss:What got her into writing about money & personal financeHow to have conversations about moneyLaunching a side hustle - How to monetize!Some key themes throughout her booksBest & Worst Money MovesThis was a great episode - we hope you enjoy!

Disaster strikes — your washer is making a weird noise and won't drain. Do you fix it or replace it? On the latest episode of PennyWise, host Nat Cardona is joined by Kimberly Palmer of NerdWallet with tips when to repair and when to replace your large appliances. Read more on NerdWallet here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to Pennywise, a Lee Enterprises podcast. I'm your host Nat Cardona. A disaster strikes. Your large home appliance is making a funny noise and not working how it should. Maybe even water is involved. Choosing whether to repair or replace major appliances can be more complex than you would expect. Nerdwallet personal finance writer Kimberly Palmer joins us today as a living, breathing financial guide to paying out your appliance repair or replace options when to repair or replace your appliances. I just went through this myself and the picking and choosing of what you're going to do and what's most cost effective. Talk about really having to work really hard to figure things out. So let's go into this. I mean, where should we start? Well, the interesting thing about appliances is that sometimes when you actually buy a new one and replace one, even though it's so expensive, you can save money in the long run. And that's because these newer appliances are so sophisticated, energy efficient. You know, if you have a 15 year old fridge, it might be taking up more energy than a newer model. And the same is true for other big appliances. And so that is a way of kind of, you know, justifying that shopping spree. If you do need a new appliance. Or the one thing that's mentioned in this article, let's talk about those smarter appliances that they've got fancy buttons and they hook up to I and this and that, but maybe that's not always necessarily the route you want to go. Exactly. These new appliances are I mean, they're really amazing. They look like, you know, what we would have thought of as the future years ago. You can have a TV screen on while you are on the front of your fridge, while you're making dinner. You can have a camera inside your fridge that you know, when you're at the grocery store and you're not sure if you're out of milk, you can just log in and have an inside look at your fridge. So it's really incredible the directions of all these new appliances. The downside, like you alluded to, is the fact that first of all, they're more expensive and then also they're harder to fix. So if something does break down, you might need to hire someone with really specialized knowledge of your specific appliance for them to fix it. And those the cost to fix it can actually be a lot higher than you might be anticipating. So it's something to keep in mind if you do buy one of the more complicated appliances, you always want to ask about those repair costs because sometimes they can be really steep. Yeah, like I mentioned at the top, this there's literally three of our appliances went in two months ago. They all went in within the hour. Now, it was insane. And so we had a lot of the decisions to make and that between research and talking to store specialists, I found out there's a couple brands that they can't just be you can't call your local handyman to do and fix in, you know, five years if something happens that, yeah, the more specialized that you need, that specialized scalp. So there is it was interesting and kind of sad or I was like, okay, maybe I'm not going to get the most fancy one because of that. You know, you have to think ahead and actually the another interesting thing that was mentioned here are, yeah, we know that these are all going to be big ticket purchases, you know, in the hundreds or thousands of dollars range. But I see that maybe where we are here, where we're price prices now between basically 2019 and last year. Do you have. Yeah, well, the hard thing. For consumers is that the cost of these big appliances has gone up just like so many consumer goods. So between 2019 and 2022, the cost of major appliances rose more than 22%. So that's a pretty shocking figure given that, you know, of course, people's incomes haven't gone up that much in that time on average. And so it's really challenging to fit the cost of buying a new appliance into your budget. It's often something you have to plan for and, you know, save up for setting aside money. In some cases, you might be able to finance it with 0%, a 0% intro offer a pure credit card, but not always. And so it's something to consider before you make that purchase there. It's at the end of the day, appliances are investments. See, I've got to really think it through. Let's see. It looks like the last thing here would be the easing, the environmental, environmental impact on the appliances that you choose or the appliances that you have. Let's go into that for sure. So first of all, one thing to be to note is just how much more energy efficient big appliances have become. And so that's why it can make sense in some cases if you're looking at your energy bill, which of course, has also gone up for so many people to make that initial upfront cost to buy a more energy efficient appliance can actually help you in the long run. And then the other thing to think about is how you're going to dispose of your appliance when you are replacing it. So you might want to investigate where your fridge or freezer or you know, any kind of big appliance is going after it's replaced because in some cases there are recycling facilities. And so it's definitely something to ask about because, of course, we all want to ease that environmental impact for sure. Yeah. And another sneaky cost that can come upon you if you don't do your research as far as Holloway and recycling. So yes, explore those options. Anything else that you want to add as far as replacing or repairing your appliances goes? The only other thing I would add is that one really difficult decision for consumers is when your appliance does break down as you experience firsthand, you always have to decide, am I going to repair it or replace it? And to help you make that decision, there are some helpful online calculators. So, for example, Consumer Reports has one online and it can help you just weigh those costs because often replacing it might be more expensive in the short term, but you don't want to be hit with recurring repair costs year after year as well. So there's a lot to think about. And I didn't know that existed. That would have been helpful. But I will say we had a very trusted handyman who was just honest and he said we had our two appliances fixed in the past and he was like, the next time something happens, don't just buy new ones because it's just going to be might as well be the same price. So, yes, you go that route to have a trusted person just really let you know, you know, way that the cost ratio there. So yes. That's even better than a calculator for sure. But all good tips. Thank you so much, Kim.Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

It seems like every day there's a new warning about financial scams circulating, with the scammers getting more and more creative. Many people think that it could never happen to them, and then they find themselves on the phone with their bank trying to recoup their losses. On the latest episode of PennyWise, host Nat Cardona is joined by Kimberly Palmer of NerdWallet with tips on how to avoid falling for common scams and what to do in case you do. Read more on NerdWallet here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to Pennywise a Lee Enterprises podcast. I'm your host, Nat Cardona. One of the biggest mistakes when it comes to protecting yourself from financial scams is thinking you're too smart to be duped by one. It can literally happen to anyone, regardless of age or circumstance. I mean, come on. There are a lot of sophisticated scams out there. But thankfully, Nerdwallet personal finance writer Kimberly Palmer joins us today with a few key strategies to help keep you safe. Man, those scammers are really sneaky out there. Let's talk about that. If you get a call from your bank, probably not legit. Let's go into that. Exactly. One of the most common scams out there is your bank or some kind of financial institution calling you. But it's not really your bank. It's someone. It's a scam artist, essentially impersonating your bank. And because they can be so convincing, they actually convince people who have picked up the phone to share their personal information, share things like passwords, Social Security numbers, all kinds of personal details that they then use to steal your money or steal your identity. And so you want to be so careful whenever you get a phone call from anyone or a text message or an email you want to verify who it is. So actually, even though it feels rude, you want to say, I'm going to hang up and call my bank myself, and then you get the verified number on the back of your bank card or wherever you have it and call yourself. And that's the only way to really know who you're talking to. Right. And just for clarity sake. Scammers can spoof numbers. I've had this happen personally where it says your banking institution, it's the exact same number, whatever, one 800 number calling you. But again, it's you should call that not the other way around. Exactly. I'm so glad you mentioned that, because it can be so convincing. And also, when you get that call, they are often the most pleasant kind of sounding customer service reps you've ever spoken to. But it's all a scam. Just trying to get to trying to trick you. Right. Right. And a lot of that comes back to general security practices, especially when you're banking online and on your phone and all of that jazz. Any tips there? The most important thing is just to make sure that you are constantly monitoring your own accounts, because often the first sign of a scam is even a really small deduction, like a $5 deduction that you don't recognize. And it's a way for the scam artists to really test if they can go bigger and subtract more money from your account. So you want to be regularly reviewing your credit card statements, your banking statements, most importantly, to look for anything you don't recognize. And if there is something that seems out of place, you want to call and investigate because then you can shut down. If there is a scam starting to take place, you can shut that down. And then also you want to just be sure that you have strong passwords across all your accounts. Set up two factor authentication so a person can't log in with only the password but needs to get that code. Also texted or emailed to you as well just to make sure all those accounts are safe. Yeah, I 100% agree with that. That two factor authentication authentication is just that has changed my life and given me such a peace of mind just because there's so many goofy things that people are trying to get at us. Let's go into that. The common scams that might come your way. Aside from the banking one that we mentioned, anything you want to add there? It's really helpful, I think, to know what those common scams are. So every year, the Federal Trade Commission basically puts out a list of the top scams. And so they include things like impersonating institutions like we talked about. Also fake sweepstakes. So someone you get in a letter or an email saying that you won something, but of course it's just a way to get your personal information. Fake job postings, especially for remote work that has really taken off and then, sadly, romance scams. So if you're, you know, online dating have a profile, you ought to be really careful about whoever is reaching out to you. Definitely. If it's good, too good to be true in any sense. It's it is. It always is the one thing and I wonder if it fits here. I just personally experienced this lesson a week ago. I was selling some stuff on Facebook Marketplace and there are like the cash app scams, whether it be Venmo or Zelle, where people will comment on your post right away message you and then they are trying to get. It's a crazy swapping of information like they're they want your, you know, whatever email or phone number you use with your cash app account. And then there's I had to look into this whole thing because it happened repeatedly and I was like, What the heck is going on? And it was the yeah, I think I don't remember what, but some site that protects people was explaining that yes, this is a scam that people do. Again, it's just like trying to get a hold of your information in this really roundabout way and it can really cut you off guard when you feel like you're in the right place doing the right thing. So just lots. It's so frustrating. And you think that you're, you know, connecting with a real person, but it actually turns out to be just the scammer. Yeah. Yeah. It's the it's the mental pretzel stuff. Like, it's hard to trust anyone sometimes, but let's say you one of those scams that you mentioned has come across your your computer screen or your phone. What do you do in that case? Well, the first thing you want to do, if you actually have shared any of your personal details, is to immediately alert your bank. You might your bank will probably suggest that you change your bank account, you know, shut down the old one or the new one just to keep that money safe. If you have actually shared anything with anyone who has contacted you and then you want to report it, because if we report scams, it makes it easier for the authorities to track them, to find patterns and of course, to track down these scam artists. And so there's a whole bunch of places you can report scams to the Federal Trade Commission, your state attorney general's office, the FBI, even your local police station, just like any theft. And so you definitely want to do that. Unfortunately, when you do have money stolen from you in this way, it can be really hard to recover it. And so even if you do report it to the police station, it doesn't mean you'll necessarily see that money again. Sadly, that's the really tragic thing about these scams. But you might be helping other people, you know, prevent this fraud from continuing. Definitely. It's one of those things it's okay to be hyper about and be very, very cautious about. Do you have your walls and guards up? I'm all there. Yes, exactly. And I think one interesting thing is that it can really happen to anyone. There's so much kind of shame and embarrassment around scams because you feel like it's your fault for falling for something. But I think that it's so important to let go of that feeling of embarrassment and shame, because really anyone can fall for a scam. These scam artists have gotten so sophisticated that it's not your fault at all. You shouldn't, you know, be embarrassed. And we just want to try to prevent it from happening again. Thank you for imagining that, because I know people that have had that experience and I've had that experience myself where I just got duped, that I never very good, but you live, you learn.  Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

Learn methods for planning a wedding that makes sense for your budget, then hear how the Nerds think about gift-giving etiquette. 01:12 This Week in Your Money: Get an inside look at the latest trends in wedding planning, as Zola.com Director of Communications Emily Forrest joins host Sean Pyles to discuss findings from a recent survey of more than 2,000 American adults. They discuss the financial challenges many engaged couples face during the wedding planning process, ways to prevent money matters from being overlooked in pre-wedding conversations, and tips for initiating these critical financial conversations. The discussion then moves on to the wedding budget, with Emily offering her expertise on using a budget calculator to estimate expenditure and strategies for cost-cutting without compromising the wedding experience. Emily also addresses the reality of a “wedding tax” and how to think about the costs for your special occasion. 18:22 Today's Money Question: NerdWallet's Liz Weston and Kimberly Palmer join Sean to discuss how to navigate the pressures of gift-giving, managing expectations for birthday party guests, and the art of selecting the perfect present that strikes a balance between thoughtfulness and price. They explore the complexities of gift-giving culture, including what to anticipate from gift recipients and how to avoid feeling obligated to spend money. They also offer a fresh perspective on how you could choose to opt out of gift-giving culture and instead focus on the celebration itself. In their conversation, the Nerds discuss: wedding budget calculators, financial conversations, gift-giving, wedding costs and surcharges, personal finance decisions, cost-effective weddings, wedding gift options, budgeting tips, gift-giving culture, birthday party gift etiquette, and party planning tips. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

From curated ads to influencers showcasing the newest, hottest items it is impossible to escape ads on social media, and it's never been easier to purchase these items. But how can you stay on top of trends without overspending on things you, frankly, don't need? On the latest episode of PennyWise, host Nat Cardona talks with Kimberly Palmer of NerdWallet about how to keep social media from helping you overspend. Read the NerdWallet article here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to Pennywise Lee Enterprises podcast. I'm your host, Nat Cardona We're all guilty of it sucked into buying a gadget you saw in a Facebook ad or late night scrolling that turns into a whole shopping spree because of all those hard to miss deals. Personal finance expert Kimberly Palmer joins us today on how to curb your social media spending. I'm actually kind of excited to talk about this topic. We're looking at five tips to keep you from overspending on the things that you see on social media. A lot of people are guilty of it, myself included. The first one is just an oldie but goodie. Making that wish list and waiting. Yes, I actually use this myself all the time because it's such a helpful way just to not buy everything you want right away. So if you see something online, maybe on social media or anywhere, instead of clicking purchase, you just click to put it in your cart or add it to your wish list and then you can circle back to it later. You can wait a day or a week or a month, and it just gives you that extra chance to think about if you really want it. Definitely my go to approach with Amazon. Yeah, this is the cart. It kind of lives there. Gets stores on it, and then I'm like, Oh, you know, why did I even think I wanted that? Exactly. And the secret that a lot of people don't know is that retailers, online retailers, notice when you put it in your cart and then they might even send you a follow up coupon to apply. So it's extra It's actually an extra way to save money, too. Oh, I like that. Next thing here: Evaluate the item without thinking about the sale price attached to it. Too much. Let's go into that. It is so easy to see something that's on sale and just let that excitement get the better of you. And then you think that item is actually better than it really is. And so you want to take a minute and think, Would I actually want this even if it wasn't on sale? Just to consider take that the sale price out of the equation. Because the fact is, even though there's so much messaging around, you need to buy this now, the sale is only coming once. The fact is sales definitely do reoccur and it's not your only chance to get it. And so if you do actually want it, you can just get it next time it goes on sale too. I know that around prime days or that Nordstrom's sale that happens, is it just it's going on in the mom influencer world. It kind of feels like you're in competition with other people trying to buy the same kid's gadgets. And I know what I've seen that 30% off price tag. I'm like, I need to get it before that mom over there does so. Exactly. Yeah. And then it never turns out well with a huge pack and play like I do that I'm trying to get rid of. Oh, no. This one's an important one for us. All that late night scrolling. This is such a challenging time of day. When it's late at night, you're exhausted. You've had a long day, you're stressed out, you're trying to unwind. And basically it's so easy to make those purchases that you don't really need when you're doing that late night scrolling because all of your defenses are down. And so if possible, you want to hold off any purchases at that time of day and wait and look at it again the next day when you have a good night's rest and you're looking at it with fresh eyes because basically it's just so easy to click and purchase into seconds late at night and then you can just as easily regret that you did that. Yeah. Post-Midnight Monopoly money. Exactly. Going on to this next tip. It's not so great for your budget oftentimes. So an oldie but goodie. Probably want to know how much you can spend on the things you want. Exactly. So it can be really helpful to set aside a portion of your budget for spending on things that you want but you don't need. And so one helpful rule of thumb, I really like the 50-30-20 budget, which basically means 50% of your take home pay is going towards needs like housing and food, 30% towards wants and 20% towards savings and debt payments. So out of that middle 30%, you can use that to buy items that you want to shop. And so, of course, everyone's budget will be slightly different, but it's a good rule of thumb because there's no need to feel guilty about things that you actually want and, you know, if it fits into your budget. But using this rule of thumb to decide whether it fits into your budget and how much you want to spend can just help it help you from overspending and prevent that overspending. And so to me, I think that's a useful kind of rule of thumb to use. Yeah, it keeps you feeling good about your purchase. Yeah. Yeah. You want to be happy with what you got here? Exactly. And this final tip, the fifth and final one hitting that unfollow button. You definitely alluded to this already, but basically, it's just so easy to see what other people have online. You know, who knows how they're reporting it. That's not always shared. But basically you see these lifestyles or items that other people have. And then we want them. And so if you notice that you keep getting those feelings of envy evoked from looking at specific influencers online or even friends online, there is nothing wrong with unfollowing them because, you know, it's stirring up that negative emotion and so you might as well just skip it. That's the word to the wise men Do that. Kim Anything else you want to add about curbing spending on social media? I think the biggest thing is forget about the guilt. So don't feel bad if you've already done this, but you know you can start fresh and use some of these strategies like putting things into your cart or wishlist, and it's a way to just get back on track. So you feel good about your spending because that's the ultimate goal. There you go. I appreciate it.Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

The rent is due, new college students are setting out into the world, and now is a great time to get your finances in order before the reality of fall kicks in. That's why we're revisiting some budgeting tips we got in April from NerdWallet writer Kimberly Palmer. Host Jacoby Cochran, lead producer Simone Alicea, and former City Caster and Axios Chicago writer Carrie Shepherd examine their own financial habits and learn some best practices. Some news: Chicago Department of Transportation Commissioner Gia Biagi announced she's resigning. Check out our interview with Biagi from March. Check out “In My Granny's Garden” at parks across Chicago starting this week. Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Interested in advertising with City Cast? Find more info HERE  Learn more about your ad choices. Visit megaphone.fm/adchoices

Things are tight right now for many Americans. If you find yourself among the growing number of car owners unable to make a car payment on time, there are steps you can take to get back on track and minimize any financial damage for the future. On the latest episode of PennyWise, host Nat Cardona talks with Kimberly Palmer of NerdWallet about how borrowers can mange the car payments they can't make. Nerdwallet explains tips for booking domestic and international flights as well as how to use travel rewards to your benefit. Read the NerdWallet article here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Welcome to Pennywise Lee Enterprises podcast. I'm your host, Nat Cardona Let's be real here for a second. Times are tough. High car prices and rising interest rates are squeezing people's budgets. If you find yourself among the growing number of car owners unable to make a car payment on time, there are steps you can take to get back on track and minimize any financial damage for the future. Nerdwallet personal finance expert Kimberly Palmer joins us today with more on that. Are people seeing more of that these days? Right. And let's be honest here, regardless of what your car maker model you're buying, it's usually going to be at least a few hundred dollars. And it's that's not chump change. Right. So if you are experiencing that financial strain, that hardship, what do you do when you know, if you look at the 15th on the calendar and you're like, oh, no, that payment's coming up. I'm not going to be able to make it. That sets in a lot of panic for a lot of people. So what would be the first step to take? Right. And I'm thinking back to my younger years and when unfortunately, Financial Times were not the best in my life and really strapped for cash with that first job out of college, that kind of thing and needing to make payments. I can only attest to my story when I've heard from other people. There's some shame or embarrassment when you aren't able to make those important payments that come every month. Surely I'm guessing your advice would be don't ignore the problem. You have to call that lender because what what's what happens if you don't? When we're talking about making car payments on a car you own versus leasing, is it kind of the same thing, same process? Yeah, sure. All good things to keep in mind. Anything else on car financing, car loans at this tough time with inflation going on. Amen to that and can really ruin you in the future. So great advice. Great advice to live by literally day to day.  Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

Eating a plant-based diet doesn't have to be expensive — or boring. In this episode, Nerds Sean Pyles and Kimberly Palmer talk with Toni Okamoto, author of “Plant-Based on a Budget Quick & Easy,” about how to save money on your groceries by making healthy, vegan meals.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

With taxes on the brain today, we have designated the entire week as “Personal Budget Week” in our daily newsletter Hey Chicago. The City Cast team will be the first to tell you they are not experts when it comes to budgeting, so lead producer Carrie Shepherd talked to NerdWallet writer Kimberly Palmer about some budget basics. And the team examines their own financial habits because whether you're dreaming of a big trip or buying a house, or you're just trying to get by or out of debt, the first step is having a plan.  Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Volunteer with South Side Master Gardener: Text Gregory Bratton: 773-738-8969  Attend an Online Poetry Workshop: Do You Haiku?  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Interested in advertising with City Cast? Find more info HERE  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are still searching for a one-of-a-kind last minute present, here's a unique idea for your holiday shopping -- check out a thrift store! PennyWise Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn why the idea of thrifting for gifts is trending right now. Kimberly also shares five benefits you'll enjoy when spending your hard-earned-money at a resale store.Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

Talking about money doesn't have to be boring. In this episode of our Nerdy Book Club series, NerdWallet writer Kimberly Palmer talks with former financial advisor Joe Saul-Sehy, co-author of “Stacked: Your Super-Serious Guide to Modern Money Management” and co-host of “The Stacking Benjamins Show” podcast, about setting money goals, recovering from big financial mistakes and how to have a good time while figuring out your finances.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Could more disruptions in the supply chain lead to new shortages on store shelves? Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with Nerd Wallet, to learn if supply chain issues are expected to derail the holidays. Kimberly also shares four things to consider right now -- from retailers overstocking to weather and strikes impacting items you may have on your shopping list. More from Kimberly on NerdWallet: Holiday Survival Strategies From 5 Financial Educators 5 Ways to Save Money on Holiday Shopping This Season Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

Prices are up more than 8% in the last year. Is that why many consumers have already started their "Black Friday" shopping? Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn what to expect if you are hunting for holiday deals this year, and why there are four specific things you should be prepared for while shopping. More from Kimberly on NerdWallet: How to Handle Your Medical Bills How to Find a Happy Balance Among Competing Savings Goals 5 Ways to Feel Richer (Even If You're Not) How to Plan Your Big Expenditures for the Year Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

What do you know about your credit score? PennyWise Podcast host Teri Barr is talking with Kimberly Palmer, a personal finance expert with NerdWallet, to learn why it's important to understand some of the "myths" surrounding your credit score. Kimberly takes us through a new survey showing most of us admit to not knowing enough, including confusion about the top three credit score myths. We talk about those and get you the right answers, too. Past Pennywise episodes with Kimberly as the guest: 6 tips to help you save on back-to-school shopping this year! 6 steps you can take to control your food budget More from Kimberly on NerdWallet: How to Handle Your Medical Bills How to Find a Happy Balance Among Competing Savings Goals 5 Ways to Feel Richer (Even If You're Not) Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

A new survey revealed that 90% of shoppers say the current economic conditions will impact their back-to-school budget this year. Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn how higher prices and lower supplies are impacting back-to-school shoppers. Kimberly also shares six creative tips to help you save on your school shopping budget. More Pennywise episodes with Kimberly: 6 steps you can take to control your food budget Worried about interest rate increases? Try these quick money-saving tips! Going to any weddings? Here are tips to keep your costs down! 5 easy steps to strengthen your finances for Financial Literacy Month! Four great tips for buying used cars online More from Kimberly at NerdWallet: Spring-Clean Your Finances With Some Automation To Fight Inflation, Take Down Food Expenses How to Offset Rising Prices and Interest Rates Why Managing Your Money Starts With Your Emotions How to Plan Your Big Expenditures for the Year Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

Grocery costs are up by 10% in the last year and there's no sign prices will go down anytime soon. Host Teri Barr is talking with Kimberly Palmer, a personal finance expert with NerdWallet, to get some ideas you can try right now to help you save on your food budget. Previous Pennywise episodes featuring Kimberly: Worried about interest rate increases? Try these quick money-saving tips! Going to any weddings? Here are tips to keep your costs down! 5 easy steps to strengthen your finances for Financial Literacy Month! Four great tips for buying used cars online. Environmentally conscious updates and your tax credits! The latest from Kimberly How to Deal With Rising Prices and Interest Rates To Fight Inflation, Take Down Food Expenses Spring-Clean Your Finances With Some Automation How to Put Your Tax Refund to Work for You Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

If you are concerned about the continuing increase in the interest rate, there are some steps you can take to save money. Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to get some quick money-saving tips you can use right now. Previous Pennywise episodes featuring Kimberly: Going to any weddings? Here are tips to keep your costs down! 5 easy steps to strengthen your finances for Financial Literacy Month! Four great tips for buying used cars online. Environmentally conscious updates and your tax credits! The latest from Kimberly To Fight Inflation, Take Down Food Expenses Spring-Clean Your Finances With Some Automation How to Put Your Tax Refund to Work for You Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

The Summer Wedding Season is just ahead and a new survey shows that it's going to be a busy and expensive year. Can you attend and keep your finances in check? Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to dive deeper into the surprising results of the survey, while also learning some ways to keep your costs down if you plan to attend any weddings in 2022. Previous Pennywise episodes featuring Kimberly: Environmentally conscious updates and your tax credits! The latest from Kimberly at NerdWallet: To Fight Inflation, Take Down Food Expenses Spring-Clean Your Finances With Some Automation How to Put Your Tax Refund to Work for You Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

Did you know April is Financial Literacy Month? Host Teri Barr is talking with Kimberly Palmer, Personal Finance Expert with NerdWallet, to learn why it's a good time to start caring about your financial health! Kick off Financial Literacy Month by taking this quick quiz to evaluate your current financial literacy awareness: https://www.nerdwallet.com/blog/financial-literacy/ Then, listen as Kimberly also walks us through 5 easy and smart steps to manage your money while finding ways to make the process fun, too. Previous Pennywise episodes featuring Kimberly: 5 Simple Steps to Start Filling Your Budgeting Gaps Today (May 6, 2021) How Video Games Can Level Up Kids' Money Skills (Sep 15, 2021) Five End of Year Financial Tasks You should Tackle Right Now (Oct 21, 2021 Five Quick Tips to Help You Save Money this Holiday Season (Nov 4, 2021 Four great tips for buying used cars online (Feb 28, 2022) More from Kimberly at NerdWallet: Spring-Clean Your Finances With Some Automation (April 7, 2022) How to Put Your Tax Refund to Work for You (March 10, 2022) The Most Romantic Money Moves You Can Make (Feb. 10, 2022) Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

Within the changing financial landscape, the needs of consumers have continuously shifted as new ways to save and invest - and new financial dangers – arise. In today's episode, we sit down with Kimberly Palmer, personal finance expert at NerdWallet. As generations demand new tools to meet their needs, have financial institutions adapted enough to support the struggle? What are the new rules of personal finance under the impact of COVID-19? See acast.com/privacy for privacy and opt-out information.

This is a PennyWise Podcast topic YOU asked us about -- buying used cars online. Host Teri Barr is talking with Kimberly Palmer, Personal Finance Expert with NerdWallet, to get the answers you need about buying in-person and online, including why the used car market is just as hot as the new car market! Plus, four important tips to make your experience a good one. Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

Host Teri Barr is talking with Kimberly Palmer, Personal Finance Expert with NerdWallet, to get the best tips for you to SAVE money during the holiday shopping season (it IS possible)! Kimberly explains why debt and regret often follow shoppers for months after the holiday. She also shares simple tips to help you save this season, and includes details on a unique "no spend" challenge you can try with family and friends right now, or when you kick off your budget in the new year.  Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

Host Teri Barr is talking with Kimberly Palmer, Credit Card and Personal Finance Expert with NerdWallet, to learn about the five specific financial tasks to tackle before the end of the year. Hard to believe 2021 is quickly coming to a close, but before it does, there are some financial tasks you'll want to conquer right now. Kimberly explains and shares some great ideas to easily get through your "to do" list. And she has some simple tips to get the new year started on the right financial foot, too. Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

Host Teri Barr is talking with Kimberly Palmer, Credit Card and Personal Finance Expert for NerdWallet and asks, "Can the video games your kids are playing really teach them money skills, too?" The answer is YES and Kimberly shares four simple ways to help you start the conversation with your video game-loving kids. Plus, a bonus! Learn how to add the value of real money alongside a video game with an allowance or savings account. More at Nerd Wallet: https://www.nerdwallet.com/article/finance/how-video-games-can-level-up-kids-money-skills Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

We called this episode The Heart of Creativity because these two incredible and talented ladies lead with their heart.  These two episodes were raw and vulnerable and speak to the WHY of being a creative.  The Heart that drives them comes out in almost every syllable.  We chose The Heart of Creativity because as a creative you feel this insatiable pull to create, it is in your blood.  Kimberly Palmer and  Dionne Khadija share their journey from its infant stages until today. The encouragement you will gain is worth going back and listening to the full episodes.  We can honestly say that this series was the beginning of a whole mindset shift for the two of us.  We are firm believers that everything happens for a reason and this series was a turning point for us as a couple, and for Project Roots and Wings.  We created this podcast as a place for people to share their stories.  We feel strongly that this podcast is an agent of change and that the individuals that listen will be impacted exactly how they are supposed to be. It is our hope and prayer that you will feel seen and that your desire to step into your optimal existence is one step away from creation. References: Listen to these episodes in their entirety here: Episode 21: The Power of Vulnerability with Dionne Khadija Episode 25: The Creative SPARK with Kimberly Palmer   Email us at: scott@projectrootsandwings.com   Find us at: www.projectrootsandwings.com 

The pandemic produced a serious amount of pent-up consumer desire. Most of us spent very little money during quarantine, but that doesn't mean we weren't hoping for or needing a bunch of new stuff.  Now that restrictions are lifting, we're ready to shop. And, well, what do you know? The prices on nearly everything seem to have gone through the roof. Why? Is it just a matter of supply and demand, or is something else at play? MPR News guest host Chris Farrell, senior economics contributor, speaks with an economist and a personal finance specialist about navigating the current consumer economy. How do you make your money go the farthest, find the best deals and decide if you can and should buy that new car? Guests: Richard Eisenberg is the managing editor and editor of the Work & Purpose and Money & Policy channels at Next Avenue, public media's journalism service for older generations. Kimberly Palmer is a personal finance Expert at NerdWallet. 

Kimberly Palmer, author of "Smart Mom, Rich Mom" and personal finance expert at NerdWallet, joins the show to talk about budgeting.  Ross and Dan have historically considered themselves "anti-budgeters", but Kimberly flips them by offering a simple and practical framework for regaining control of your spending.E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

SEASON 2 EPISODE 1!!! This episode is about some random tips I read from the book "The Economy of You" by Kimberly Palmer. It's a great book about side-gigs and entrepreneurship. Granted, it was published several years ago, but the lessons are relevant today as well. Take a listen to some really good insights and let me know what you think: reaqt.group@gmail.com Stay strong, stay safe, stay hungry, stay a little foolish, but most importantly, stay happy! :-)

Host Teri Barr talks with Kimberly Palmer, Personal Finance Expert with Nerd Wallet, about taking the steps to your personal financial security, and why it starts with identifying your budgeting gaps. Learn how to find your specific gaps, what to do to fill those gaps, and why you want to start doing this now, rather than later. Also, here is the link to the financial gap quiz Kimberly talks about so you can get started on filling your budgeting gaps today! https://www.nerdwallet.com/blog/financial-literacy/ Support the show: https://omny.fm/shows/pennywise See omnystudio.com/listener for privacy information.

American tax deadlines are coming up and so Gaby talks to Nerdwallet's tax expert Kimberly Palmer all about how to avoid unwelcome tax surprises, getting extensions, what laws changed during Covid, and the overwhelming contradictions of paying taxes. Kimberly talks about how to get organized, what to do if you make a mistake, and what is taxed that you might not expect (debt, for one). Meanwhile, Gaby wonders how you don't just lie down on the floor and wish for death. Then, a listener emails about her fiance being furloughed and the other members of her family that she suddenly feels pressure to support during this time. And finally another listener writes in about all the changes her family is going through while she's on unemployment, with children who need medical attention. Financial guilt and grief abounds. Send an email to gabyisbadwithmoney@gmail.com or leave a voicemail at 844-474-4040. Find reliable tax information here: www.IRS.gov www.NerdWallet.com Check out Kimberly Palmer on Twitter: @KimberlyPalmer Check out Kimberly Palmer on Instagram: @KSPalmer Check out the Bad With Money Instagram: @bwmpod Check out Gaby Dunn on Instagram: @gabyroad Shop gabydunn.com/shop for merch! Learn more about your ad choices. Visit megaphone.fm/adchoices

American tax deadlines are coming up and so Gaby talks to Nerdwallet's tax expert Kimberly Palmer all about how to avoid unwelcome tax surprises, getting extensions, what laws changed during Covid, and the overwhelming contradictions of paying taxes. Kimberly talks about how to get organized, what to do if you make a mistake, and what is taxed that you might not expect (debt, for one). Meanwhile, Gaby wonders how you don't just lie down on the floor and wish for death. Then, a listener emails about her fiance being furloughed and the other members of her family that she suddenly feels pressure to support during this time. And finally another listener writes in about all the changes her family is going through while she's on unemployment, with children who need medical attention. Financial guilt and grief abounds. Send an email to gabyisbadwithmoney@gmail.com or leave a voicemail at 844-474-4040. For a transcript of the show visit: https://docs.google.com/document/d/1cJFwXKJq0mihJ6k5dO2iA99HeBWUKk2SZ8quvxB3ULc/edit?usp=sharing Find reliable tax information here: www.IRS.gov www.NerdWallet.com Check out Kimberly Palmer on Twitter: @KimberlyPalmer Check out Kimberly Palmer on Instagram: @KSPalmer Check out the Bad With Money Instagram: @bwmpod Check out Gaby Dunn on Instagram: @gabyroad Shop gabydunn.com/shop for merch! Learn more about your ad choices. Visit podcastchoices.com/adchoicesOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Sometimes you hear a voice and it's a song that elicits a feeling. Sometimes it is nothing more than a chance encounter that nudges you to say something or do something.  That intuition, that spark, is the beginning of the creative process.  The problem for most of us is that we are waiting for the big earthquake moment to move. Today's guest, Kimberly Palmer, encourages us to start where you are and listen to the intuitional spark.  If you feel like you are in the holding pattern of ready, aim, aim, aim...this podcast will have some nuggets for you! Kimberly's positivity is contagious and our hope is that listening to her story will challenge you to do that thing you have been holding back. References:   Find Kimberly on: Instagram kpsparks_ Tik Tok @KPsparks_ YouTube KPsparks   Email us at: scott@projectrootsandwings.com   Find us at: www.projectrootsandwings.com 

Kimberly Palmer of Nerd Wallet asks, Should You Relocate? It Could Cost You See omnystudio.com/listener for privacy information.

Personal finance expert at Nerd, Kimberly Palmer, joins Let's Go There to discuss budgeting during the quarantine. 

When I think of Thanksgiving there’s a few things that immediately come to mind. Stuffing my face with endless amounts of food. Maybe drinking copious amounts of wine. Putting on a good movie just as the food coma is about to set in. And of course, the official kickoff of the holiday shopping season. I’m admittedly not the biggest fan of holiday shopping. That said, I realize it’s a necessary evil. So if I’m going to do it, I want to be well informed. That’s where today’s guest, Kimberly Palmer, comes into the picture. Kimberly writes about credit cards and personal finance for NerdWallet, the site that helps people make and manage financial decisions by comparing products available from various banks, insurance companies, etc. If you’re going to splurge for the holidays, you need to have a plan and a budget in place. There are so many apps out there to help you save some serious money, as well as Honey, a browser extension that automatically finds and applies coupon codes at checkout with a single click. We also touched on a variety of other topics, including: Salary negotiation tipsMillennials saving for retirementSide hustlesKids and finances If you like what you heard, you can check out more from Kimberly. She has written three books about money: "Smart Mom, Rich Mom," "The Economy of You" and “Generation Earn.” If you have a money question, just email me! “Better Off” is sponsored by Betterment. "Better Off" theme music is by Joel Goodman, www.joelgoodman.com. Connect with me at these places for all my content: http://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.youtube.com/c/JillSchlesinger https://www.linkedin.com/in/jillonmoney/ http://www.stitcher.com/podcast/jill-on-money https://apple.co/2pmVi50

This week I sat down with millennial money expert and author, Erin Lowry. Erin Lowry is a millennial personal finance expert and the founder of BrokeMillennial.com. She’s also the author of “BROKE MILLENNIAL: Stop Scraping by and Get Your Financial Life Together.” Lowry has contributed to Forbes, Business Insider, New York Magazine’s The Cut and U.S. News & World Report. Some of her insights have been featured by outlets including: CNBC, Fox & Friends, CBS Sunday Morning, USA Today, Wall Street Journal, Newsweek and Marketplace Money. Lowry lives in New York City with her spunky rescue dog Mosby. HERE'S WHAT YOU’LL LEARN FROM THIS EPISODE: Why your money story doesn’t always have to be from “rags to riches” Questions to ask to confirm you have a gold star in personal finance What backwards planning is when it comes to your money Some of the roadblocks Millennials are facing when it comes to their finances and how to overcome them. Considerations for starting today instead of delaying for the future and how compound interest works in your favor. How your parents and family have influenced your thoughts and beliefs around money. How social media has helped in aiding conversations about money. Whether Millennials are scared of the stock market and where the real issues are. LINKS WE MENTIONED ON THE SHOW: Erin’s Website Broke Millennial BROKE MILLENNIAL: Stop Scraping by and Get Your Financial Life Together Work Your Wealth Episode 5: From Smart Mom to Rich Mom with Kimberly Palmer

Griffin takes us back to a classic from a year ago... We’re all professional jugglers. We juggle a career or school, family duties, friendships, and somehow also manage money. How do we effectively manage money AND take care of everything else? Kimberly Palmer (author of the new book Smart Mom Rich Mom) joins us to talk about the pressure of parenting, managing the budget and earning a wage. When’s the right time to have children? In our headline segment we discuss John Oliver’s latest stunt. On the hotline, we tackle a question from Jamie about charitable giving. Doug shares trivia on working moms. We have all of that AND still more on today’s podcast! Thanks to MagnifyMoney.com for sponsoring our podcast.

Kimberly Palmer shares 5 lessons she's learned as an Easy entrepreneur. Episode 74: 5 Lessons from an Etsy Entrepreneur by Kimberly Palmer & PT Money (Social Media Marketing). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here:  and

Kimberly Palmer shares 5 lessons she's learned as an Easy entrepreneur. Episode 74: 5 Lessons from an Etsy Entrepreneur by Kimberly Palmer & PT Money (Social Media Marketing). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here:  and

This week I had the chance to chat with Kimberly Palmer, author of Smart Mom, Rich Mom. Kimberly Palmer is the author of “Smart Mom, Rich Mom: How to Build Wealth While Raising a Family.” She is a financial journalist living in Washington, DC with her family, including two children. WHETHER YOU’RE A PARENT OR NOT, HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: The statistics behind women handling their own finances. How to get started with automating your financial education. Why a basic financial foundation is needed before jumping in to understanding your investments. The #1 thing needed to come together as a couple and a family to get on track financially. Where to start with teaching your children about money and the power to stories. When and why you should talk to your own parents about their financial situation. What you should do now to start planning for care for your aging parents. Creative ways to leverage employee benefits. LINKS WE MENTIONED ON THE SHOW: Kimberly’s book: Smart Mom, Rich Mom: How to Build Wealth While Raising a Family Kimberly’s website

Money is not your number-one priority. But that doesn’t bother you. In some ways, it has even given you peace. Sometimes you’re apathetic, but most times you’re optimistic. As an Optimistic Avoider, you feel good about the future even if you’re not sure of how you’ll get there. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You're proactive, tend to save for major purchases, and for the future. You’re not afraid of budgets. Your financial decisions are well researched. You’re not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you’re the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You're proactive, tend to save for major purchases, and for the future. You’re not afraid of budgets. Your financial decisions are well researched. You’re not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you’re the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You like to see your money in action (especially transactions). Risky investments and debt don’t deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you’ve got to cut back. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.

Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you’ve been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive saving streak. The Vigilant Stockpiler may find joy in the certainty and safety, but you’re also not as likely to actually enjoy what you’ve saved. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and financial psychologist Brad Klontz.

Money is not your number-one priority. But that doesn’t bother you. In some ways, it has even given you peace. Sometimes you’re apathetic, but most times you’re optimistic. As an Optimistic Avoider, you feel good about the future even if you’re not sure of how you’ll get there. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You like to see your money in action (especially transactions). Risky investments and debt don’t deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you’ve got to cut back. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.

Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you’ve been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive saving streak. The Vigilant Stockpiler may find joy in the certainty and safety, but you’re also not as likely to actually enjoy what you’ve saved. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and financial psychologist Brad Klontz.

If you’re looking to make some extra money, starting a side job/venture/gig/hustle is all the rage these days. Kimberly Palmer joins us to talk about her book, “The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life” and how to turn your passions and skills into additional income. We’ll also answer your question about making the most of a 403b and delve into the darkest corners of Etsy.

When it comes to your history with money, you’ve made some smart decisions and a few mistakes. Sure, finance is personal, but don't keep it to yourself. Be a great example AND a horrible warning to your loved ones so they can benefit! Personal finance expert, Kimberly Palmer, joins us to talk about why you should write a letter to your kids or grandkids to share your money experiences. She’ll cover what to write and when to deliver it. Thanks to Pearl Auto for supporting the Motley Fool. Go to http://pearlauto.com/fool to get FREE two-day shipping!

Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you've been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive savingstreak. The Vigilant Stockpiler may find joy in the certainty and safety, but you're also not as likely to actually enjoy what you've saved. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and financial psychologist Brad Klontz. 

Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you've been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive savingstreak. The Vigilant Stockpiler may find joy in the certainty and safety, but you're also not as likely to actually enjoy what you've saved. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and financial psychologist Brad Klontz. 

Money is not your number-one priority. But that doesn't bother you. In some ways, it has even given you peace. Sometimes you're apathetic, but most times you're optimistic. As an Optimistic Avoider, you feelgood about the future even if you're not sure of how you'll get there. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

Money is not your number-one priority. But that doesn't bother you. In some ways, it has even given youpeace. Sometimes you're apathetic, but most times you're optimistic. As an Optimistic Avoider, you feel good about the future even if you're not sure of how you'll get there. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You like to see your money in action (especially transactions). Risky investments and debt don't deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you've got to cut back. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.

You like to see your money in action (especially transactions). Risky investments and debt don't deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you've got to cut back. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.

You're proactive, tend to save for major purchases, and for the future. You're not afraid of budgets. Your financial decisions are well researched. You're not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you're the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

You're proactive, tend to save for major purchases, and for the future. You're not afraid of budgets. Your financial decisions are well researched. You're not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you're the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Kimberly Palmer, personal finance journalist and author of Smart Mom, Rich Mom: How to Build Wealth While Raising a Family; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.

In this month's bonus interview Meagan chats with financial writer and mom Kimberly Palmer, whose new book Smart Mom, Rich Mom: How to Build Wealth While Raising a Family speaks to the challenges facing many parents today. What did you think of the interview? Let us know in the comments! Links & Resources Smart Mom, Rich

Social media expert Randi Zuckerberg helps untangle our wired lives, showing ways to use tech to hack your daily tasks and even bring the family closer together. In Mailbag, we discuss starting a business and how to find the best interest rates on your savings. We wrap things up with "Smart Mom, Rich Mom" author Kimberly Palmer, with tips for raising money-smart kids.

8-7-16 Money Sense Kimberly Palmer - Smart Mom Rich Mom

This week on Mom Talk Radio, Kimberly Palmer, author of Smart Mom, Rich Mom, shares financial tips for moms. Spotlight on Moms features Shannan Younger of BetweenUsParents.com. Heather Shumaker, author of It’s Ok to Go up the Slide, talks advocating for our kids. Tara Welty, Vice President, Group Editorial Director of Scholastic Teacher Resources, shares tips to encourage summer reading and highlights of the 50 best books of summer reading list. Author, presenter and consultant, Dr. Mildred Peyton, shares revelations from her study on bullying and tips for parents, kids and teachers.

The stats don’t lie. Raising a kid could cost you somewhere north of $250,000 and that doesn’t count the costs for college (which just about double that number…yikes). Those numbers aren’t meant to scare you, but to prepare you for the financial reality that is knocking on your doorstep…but you all are already so far […] Read more...

Other ways to listen: iTunes  ♦  Stitcher   ♦  TuneIn   ♦  SoundCloud (and coming soon … GooglePlay!)   This is such an awesome interview for so many reasons. Kimberly Palmer, former senior money editor for U.S. News, married mom of two, and all-around smart girl, wrote a book that is so obvious in its scope and mission it seems impossible it does not already exist: Smart Mom, Rich Mom: How to Build Wealth While Raising a Family     That's right: a personal finance book for moms. Insane? Hardly. But what delightfully thrilled me is some hard-lined rules Palmer lays out for mothers, as well as her patent assumption that moms need to be taking care of business by themselves — and not naively assume there is a man in the picture. Some highlights from the interview: Stop focusing on couponing, and start focusing on EARNING Never ignore your earning power. DO NOT STEP OFF THE CAREER PATH. Stay-at-home motherhood is a fantastical fantasy, so get over it.  The higher-earning spouse's time is not more valuable than the less-earning spouse's time.  How to talk to your kids so they understand that you w.o.r.k.     Loving this podcast? Follow on RSS, Stitcher, TuneIn, SoundCloud or  iTunes. Leave a review, me love you long time. Muah!  Are you part of the new Facebook group, Millionaire Single Moms? No income requirement, though BIG GOALS and a POSITIVE MINDSET required! Join now! 

When I looked back at the podcasts I published over the past few weeks I realized that my guests were all focused on books – writing them, creating them, and sharing them with the public.   In Episode 20, my guest was Grace Freedson. She helps bring books to life about resilience, careers, business, and other non-fiction topics.  In Episode 21, I interviewed Kimberly Palmer, a journalist and author whose third book, Smart Mom, Rich Mom, has just been published. In Episode 22, my guest was Valerie Gross, President and CEO of the Howard County Library System. Valerie has created a model for libraries where they are recognized as a key part of our public educational system.    It’s not a big surprise that I found these three women because I love to read. I always have. While growing up I used to read at night after I was supposed to be in bed. I had a night light next to my bed that I would use to read surreptitiously. I would build a stand using hardcover books and set my book on it just under the light, and of course, I would pretend to be asleep if I heard my mom or dad in the hallway.   You might have guessed that I love going to libraries. When my son was younger I took him to the library frequently. If I visited the library when he wasn’t with me, I would check out a stack of books for him to browse through at home – and hopefully read. I wanted him to have constant exposure to children’s books that covered a variety of topics so I chose biographies, science topics, and adventure stories. And, I still visit the library a couple of times a week to check out printed books, audio books, or DVDs for myself.   All that reading and all those library visits have led me to these three incredible guests.     Kimberly Palmer   Kimberly Palmer created her newest book Smart Mom, Rich Mom, How to Build Wealth While Raising a Family through applying the techniques she has honed as a journalist for more than 15 years. She felt it was important to share lessons about financial management from mothers of all ages so she found and interviewed 50 moms. Other books focus on clipping coupons and giving up your daily latte, but she wanted to dig into stories of managing money from real people, which she explains in this journal episode.    I often wonder how an author comes up with their book ideas. Kimberly explained that her parents would often talk about their finances and her mother wrote a letter to her and her sisters sharing her hard-won financial lessons. And this was some of the inspiration for her book.    Grace Freedson   The process of writing a book takes devotion and personal motivation. Each author approaches their work in a different way. As a book agent, Grace Freedson, my guest on episode 20, has seen many different work styles and discusses the discipline needed to write a book and how some authors approach their work.    An author has sell their idea to Grace or any other agent by researching the market for the book and creating a detailed proposal. They should also build a following through social media, a blog, or some other means. Grace discusses the proposal elements in this episode.    Valerie Gross   Valerie Gross, President and CEO of the Howard County Library System, is pursuing a mission to offer education to all through wide-ranging programs that are created based on needs of the community. In this journal episode, Valerie describes the importance of the library system and the impact of library programs.   Contact me: I love to hear from listeners! You can reach me directly at Lisa@EverBetterU.com.  

Kimberly Palmer has been on So Money before on episode 274 take a listen if you haven't before... She's joining us again. She's the work and jobs editor over at AARP. Now she's out with a new book, Smart Mom, Rich Mom: How To Build Wealth While Raising A Family. In the book Kim talks about how it costs $250,000 to raise a child in today's world and that's not including college! She discusses the ways moms are now currently navigating these waters - maintaining a career, parenting and bringing in income... doing it all and succeeding. The book comes out in a few days on June 9th so be sure to pick up a copy then. For more information visit www.somoneypodcast.com. 

Kimberly Palmer writes, speaks and teaches about making smart money and life choices.   She’s married and has two children, teaches a class on social media, has a full-time job as a writer/editor with AARP and has an Etsy shop. Her third book, "Smart Mom, Rich Mom: How to Build Wealth While Raising a Family" has just been released!    Kimberly takes a multi-generational approach to her work, honoring the wisdom of mothers of all ages. In this discussion she shares how a letter about money that her mother wrote to her when she was 21 inspired and informed her work. She also discusses: Juggling family, a job, a writing career, an Etsy shop, and teaching social media classes, Wisdom from her new book with advice for women at all stages of mothering, Pitching and winning her first book deal, Setting and tracking weekly, monthly, and yearly goals, The many possibilities for new empty-nesters, Giving an allowance, Teaching children about money, Reading The Beauty Myth by Naomi Wolf as a young teen, and The value of visiting the library.     Feel free to send me a note! I love to connect with listeners! Lisa@EverBetterU.com  

Today on So Money, Kimberly Palmer joins us. She is the senior money editor at US News & World Report and author of "The Economy of You: Discover Your Inner Enrepreneur and Recession-Proof Your Life."  She is working on a new book coming out next year entitled, "Smart Mom, Rich Mom: How to Build Wealth While Raising a Family."  Kimberly also serves as an adjunct professor at American University where she teaches a mastering social media course. For more information visit www.somoneypodcast.com.

Kimberly is the Author of the new book, The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life, and senior money editor for U.S. News & World Report. In addition, she is the creator of Palmer’s Planners, her own line of digital financial guides and money organizers for major life events and goals. Below are two free resources to IGNITE your Entrepreneurial journey! FreePodcastCourse.com: A free 15-day course that will teach you how to create, grow, and monetize YOUR Podcast! TheWebinarCourse.com: A free 10-day course that will teach you how to create and present Webinars that convert!

Kimberly is the Author of the new book, The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life, and senior money editor for U.S. News & World Report. In addition, she is the creator of Palmer’s Planners, her own line of digital financial guides and money organizers for major life events and goals.

This episode of the podcast features fellow money writer, Kimberly Palmer. She just released a new book, The Economy of You. In this show we talk about her book, her business (Palmer's Planners), and what she learned from others profiled in the book. Kimberly is of course the writer at the US News and World […] The post Side Hustle Examples and Ideas (Kimberly Palmer of US News) PTM 037 appeared first on Part-Time Money®.

Kimberly Palmer is the senior money editor and Alpha Consumer blogger at U.S. News & World Report. She has appeared on NBC s Today Show, CNBC, and CNN, to talk about making smart money decisions. She has also written for the Washington Post, and the Wall Street Journal. Her latest book is The Economy of You. Last time Kimberly and I discussed using money as a tool for creating our life and today we discuss gaining traction in this new world of work with your side business. LISTEN HERE In this interview we discuss: Why start a side business? Mindset of entrepreneurs. What is the key X factor? What get’s in the way of building the selling part? Mindset of experimentation. Keys to effective marketing. Social Media/Marketing Ways to develop personal connections. Developing resilience as an entrepreneur Two takeaways – what to do Mentioned in this Podcast The Economy of You Previous interview with Kimberly smiling, The post Kimberly Palmer: Gaining Traction in Your Side Business appeared first on howshereallydoesit.com.

Scheduled Guests: Jennifer Warawa discusses the surprising findings of Sage's State of the Startup. Kimberly Palmer talks about the secrets of the side gigger. David Schroeder shows how to find success in leveraging your team. Tom DePetrillo shares his book "Don't Stop the Roller Coaster". Mike Song wants you to control your email before it controls you. Sponsored by Sage One and Nextiva. 

Kimberly Palmer, senior editor, business, US News & World Report and author of the Alpha Consumer blog, speaks with WTOP.

Kimberly Palmer, senior editor, business, US News & World Report and author of the Alpha Consumer blog, speaks with WTOP.

Kimberly Palmer of U.S. News and World Report speaks with WTOP. Check out her Alpha consumer blog.

Ralph Nader responds to Campaign '08 "Spoiler" claim in an interview with Kimberly Palmer.

Kimberly Palmer, U.S. News and World Report, check out her Alpha consumer blog.

Kimberly Palmer, U.S. News and World Report, check out her Alpha consumer blog.