Podcasts about leave money

Retirement is the beginning of a new story, and the decisions you make leading up to your last working day can significantly impact your financial well-being and peace of mind. On the show this week, I focus on the importance of timing your retirement and how choosing the specific month to retire can significantly impact your finances, taxes, and benefits.    There are various financial and emotional factors to weigh—ranging from optimizing pensions and bonuses to health insurance coverage and even non-financial considerations like climate and seasonality. Careful planning avoids costly mistakes, such as unnecessary taxes or missed income opportunities. I also explore listener questions, covering topics such as whether to pay off your mortgage before retiring, how much cash to keep on hand, how to develop a withdrawal strategy, and how to plan for inherited IRAs, to empower you to make informed choices as you approach or navigate retirement. >   You will want to hear this episode if you are interested in...   [01:45] How the timing of retirement affects financial outcomes [05:55] Timing retirement with bonuses [12:11] Timing retirement for tax benefits [16:32] Paying off mortgage before retirement [18:50] Premature 401 (k) withdrawal tax mistake [26:44] Benefits of early Roth conversions [31:49] Planning a tax-free legacy [41:54] Understanding annuity and IRA rules   The Right Month to Retire   One concept discussed was the surprising significance of when in the year you retire. Many people pick their retirement date based on sentimental reasons—such as a birthday or simply reaching the end of a fiscal quarter. In actual fact, the month you retire can swing your benefits, taxes, and overall income.   There is a financial advantage of retiring early in the year, particularly in the spring. Retiring after you've earned just a few months of income keeps you in a lower tax bracket for the year. This allows you to maximize Roth IRA or 401(k) contributions, capitalize on the year's HSA limits, and possibly stack up a payout on unused vacation and PTO in a low-income year—saving you thousands in taxes. Conversely, retiring near the end of the year—after most income is already earned—often means higher taxes on lump-sum payouts and fewer options for account contributions.   Retiring into spring, particularly in colder climates, can offer a positive mental boost, making the transition out of work more enjoyable compared to the isolation of a winter retirement.   Don't Leave Money on the Table   Specific benefits such as bonuses, profit sharing, and pension calculations are often tied to your official retirement date. For instance, certain pension plans count an additional year of service if you retire in January rather than December, potentially increasing your monthly payout for life.   Bonuses commonly paid in the first quarter motivate many to extend their tenure until after the check clears. Health insurance is another major factor—timing your departure can determine whether you maximize employer contributions or face high premiums through COBRA or private options, especially if you retire before becoming Medicare-eligible at 65.   Mortgage Decisions: To Pay Off or Not to Pay Off?   A popular listener question is whether to pay off your mortgage before retirement. While there's no one-size-fits-all answer, many self-made millionaires pay off their homes early. Without a mortgage, your required monthly income drops—granting financial flexibility and security.   Rushing to pay off your mortgage by tapping tax-deferred accounts while still earning a high salary can lead to hefty tax bills—sometimes costing tens of thousands extra. Instead, consider timing large withdrawals for when your income is lowest to minimize taxes, especially in your first year of retirement.   Making Your Money Last There are many different approaches to withdrawing funds in retirement, like proportional withdrawals across tax buckets, or spending from traditional IRAs first and Roth IRAs last, and they can have drastic long-term tax implications.    Legacy goals further complicate the equation. If leaving tax-efficient inheritances or charitable gifts is important, incorporating those aims into your withdrawal strategy early makes a huge difference for heirs. Mapping out these decisions alongside a financial planner can mean hundreds of thousands in potential savings. Retirement is a complex transition that deserves a thoughtful, strategic approach. The months and years leading up to your last day at work hold opportunities (and pitfalls) that can greatly affect your financial future.  Resources & People Mentioned   3 Steps to Retirement Planning Ramsey Solutions    Connect With Gregg Gonzalez   Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts

Why 88% of Companies Leave Money on the Table with Per Sjöfors   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   You ran the math on a price increase once. It worked on paper. You still didn't pull the trigger. That hesitation is not a character flaw, and you are not the only owner who has frozen at that exact spot. Per Sjöfors, the Price Whisperer, has spent decades studying why owners who clearly should raise prices behaviorally cannot, and what it costs them every month they wait. In this episode of Profit Answer Man, Per and Rocky get into the behavioral science underneath pricing: why eighty-eight percent of companies leave money on the table, why a small discount does far more damage than owners realize, and how to stop letting a random competitor or a nervous sales rep set your prices for you.   In This Episode: The McKinsey data: why a one percent price increase can produce a six to twenty-one percent profit jump The brutal discount math: discount five percent on a thin margin and you have to double your sales volume to stand still Why you should pay salespeople on gross profit, not revenue The "paradox of price": raising price, volume, and customer satisfaction at the same time How excellent customer service becomes a pricing lever (the Apple support example) The three-tier product method: unique, in-between, and commodity, each priced differently Why AI can analyze your old prices but cannot tell you what to charge tomorrow   Key Takeaways: The flinch is behavioral, not financial. You already know the number. Fixing the behavior is the work. Discounting is more expensive than you think. On a ten to eleven percent margin, a five percent discount forces you to double volume for the same dollars. Pay your sales team on margin so protecting profit is their job, not yours alone. Sort your products into unique, in-between, and commodity, then price each on its own logic. This alone can double a company's margin. AI is backward-looking. It is useful for analyzing history, useless for setting tomorrow's price.   About Per Sjöfors: Per Sjöfors, also known as The Price Whisperer®, is a distinguished American and Swedish national renowned for his expertise in pricing strategy. He is the best-selling author of "A Holistic Approach to Pricing Power" and serves as a member and thought leader at the Forbes Business Council and the C-Suite Hero Club. Recently, Per Sjöfors was recognized as one of the "10 Most Visionary Leaders Making a Difference in 2025" by Inc. Magazine and was also named among the "Top 50 Global Thought Leaders in Sales" by Thinkers360. Notably, CEO View Magazine honored his company, Sjofors & Partners, as one of the Top 50 Most Innovative Companies in 2025. As a prominent public figure, Per Sjöfors frequently appears on podcasts and business radio shows, often providing insightful commentary and quotes in the press. His expertise is widely recognized by publications such as Forbes, Fortune Magazine, Inc. Magazine, Industry Week, Business Insider, and the Financial Times. Per Sjöfors's teaching philosophy centers around empowering executives to propel their companies forward through the application of behavioral science specifically tailored to pricing and go-to-market strategies. His company, Sjofors & Partners, offers intensely practical advice that consistently leads to a doubling of sales growth and a 25% to 40% increase in margins. By providing the necessary growth resources, Per Sjöfors enables companies to reach new heights. Prior to founding Sjofors & Partners, Per Sjöfors dedicated 35 years to executive management, primarily as CEO. During his tenure, he successfully grew companies from inception to eight- and nine-figure revenue in four countries (the United States, the United Kingdom, Switzerland, and Sweden). Additionally, he organized joint venture firms in three other countries (Japan, Taiwan, and Korea) and engaged in business operations across more than forty nations. Further details can be found on their website at https://sjofors.com.   Links: https://www.persjofors.com/ Previous Ep 137 The Price Whisperer, A Holistic Approach to Pricing Power with Per Sjöfors: https://youtu.be/Wvkaslsnepo    Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.       

Time Stamps: Impact of Education on Leadership 4:18 Profitability Mistakes 14:09 Implementing AI 24:51 Beyond Conference Takeawayss 30:54 Show Notes: "Don't leave money on the table" is an idiom that reflects a failure to maximize profit, revenue, or overall value from a transaction, deal or upsell opportunity.  You never want to undercharge for your products and services. You want to secure the best possible outcome. Elliott Hyman, CEO of Lyra Technology Group, joins and shares his leadership journey, thoughts on AI innovation, MSP growth, and the power of scaling without sacrificing culture.   Highlights include: Why protecting customer relationships, preserving brand equity, and empowering local leadership are essential ingredients for long-term success. The most common profitability mistakes MSPs make, including underpricing services and failing to bill for the full value they deliver. How operational maturity separates thriving organizations from struggling ones. Drawing from the unique experience of acquiring more than 120 MSPs, Elliott discusses how identifying best practices across organizations creates a powerful competitive advantage, and why testing AI initiatives through Lyra's Trailblazers Program accelerates meaningful innovation. Pax8 has become the "new town square" for the IT channel. If you're passionate about building organizations that scale with purpose, empower local leadership, and maximize profitability, this is a conversation you won't want to miss.  If you are an MSP and have been considering what your next steps should be, visit lyratechgroup.com Don't leave money on the table.  

In this solocast, the host breaks down one of the most overlooked financial mistakes real estate investors and entrepreneurs make: pricing deals and services without accounting for what they actually need to keep. Whether you're flipping houses, wholesaling contracts, or running a service-based business, most operators look at gross profit as the finish line and miss the real question entirely.This episode walks through a practical, Profit First-based approach to working deals backward from what you actually need to pay yourself, cover taxes, fund operations, and build reserves. If you've ever made money on a deal and wondered where it went, this episode is for you.Timeline Highlights[0:26] Host opens with a blunt warning: wrong pricing can't be fixed by doing more deals[0:52] Why "I just want to scale" is dangerous without knowing your real numbers[1:31] The hidden trap of growing by doing more of the same or pivoting out of desperation[1:57] Wholesaling context: you're selling a contract, not a property, and pricing must reflect that[2:16] Fix and flip pricing pitfalls: over-improving a property and what it costs at closing[2:55] How most investors use ARV formulas upfront but miss what they'll actually keep[3:14] The standard formula explained and why stopping at "50K profit" is the wrong stopping point[4:16] Profit First applied to deal pricing: splitting that 50K into owner pay, taxes, ops, and reserves[5:08] Real breakdown example: how 50K can disappear fast when you map it to actual needs[5:25] Why service businesses face the exact same pricing challenge as real estate deals[6:02] What happens when clients finally see each deal through a Profit First lens[6:39] The "100 deals or seven figures" goal and why it's built on air without a personal income target[7:22] The real question every business owner should answer first: what do I actually need to take home?[8:01] Final framework: price deals with the end in mind, broken into the buckets that keep you solvent[8:28] CTA: visit profitrei.com to book a free discovery callKey TakeawaysPricing your deals wrong is a structural problem, not a sales problem. No amount of volume makes up for deals that don't actually generate the income you need to keep.The ARV formula gets you to gross profit, but gross profit isn't your money. Once you know what the deal will make, you have to split it into owner pay, taxes, operations, and reserves before that number means anything.The Profit First framework works on real estate deals, not just service businesses. Map the expected profit into buckets upfront, and you'll know immediately whether a deal is actually worth pursuing.Most business owners set revenue goals based on round numbers, not real income needs. Before you decide how many deals you want to do, figure out exactly what you need to take home each month to support your life.You can't scale profitably by feel. Knowing how much of each deal goes to each bucket tells you exactly how many deals you need to hit your income goal, which is a far more useful number than a top-line revenue target.Links & ResourcesSimple CFO Solutions — https://www.simplecfo.comSchedule a free discovery call — https://www.profitrei.comClosingIf this episode changed the way you think about what a deal is actually worth, pass it along to a fellow investor or business owner who's been scaling without really knowing their numbers. Subscribe, review, and share the show to help more entrepreneurs run their businesses with less stress and more clarity. To build your own path to financial clarity, visit profitrei.com.

You've spent loads of time and energy landing a gig.  You deliver a fab talk.  You meet a few people and get some compliments.  Then you leave... relying on your talk to land you more opportunities. Jonathan Dunnett believes that's a huge waste of your time.  In this episode, Jonathan shares why relying only on your performance is one of the biggest mistakes speakers make. We explore how to approach speaking engagements more strategically, from identifying the right people before the event begins, to creating meaningful conversations, gathering valuable intelligence and following up in a way that generates genuine opportunities. If you're using speaking to grow your business, build relationships or generate leads, this episode will help you get far more value from every event you attend. What you'll discover: • Why Jonathan believes you can't scale serendipity — and what speakers should be doing instead • The hidden part of speaking that most people completely overlook • How one speaker had 500 ideal prospects in the room… and walked away with just eight leads • Why being charismatic and "working the room" isn't enough • Where speakers lose the biggest opportunities after an event • The surprising things businesses do at events that speakers should be copying • The simple mindset shift that can dramatically increase the ROI of every speaking engagement • How to use your position on the programme to create opportunities before you even step on stage • Why the smartest speakers treat events as research projects, not just lead-generation exercises • The valuable intelligence hiding in plain sight at conferences and networking events • A different way to think about networking if the idea of "working the room" makes you cringe • What AI search means for speakers — and why now is the time to pay attention • The first thing every speaker should do when they have an event coming up in the next 30 days • Why some speakers leave events with a handful of contacts while others leave with genuine business opportunities Enjoy! If you'd like to watch the video of the episode, you can do that on YouTube shortly. Guest Information: Website: https://jonathandunnett.com  LinkedIn: https://www.linkedin.com/in/jonathandunnett/  Books & Resources*: How To Win Friends and Influence People by Dale Carnegie Speaking Resources:Stagecraft to Showreel, 2-day in-person event: https://livetraining.saraharcher.co.uk/stagecraft  To share your thoughts:                                                   ·   leave a comment below. ·   Share this show on Facebook or LinkedIn.   To help the show out: ·   Leave an honest review at https://www.ratethispodcast.com/tsc. Your ratings and reviews really help get the word out and I read each one. *(please note if you use my link I get a small commission, but this does not affect your payment)

Nick tackles a surprisingly complicated estate planning question: how do you leave money to grandkids when each of your children has a different-sized family? What sounds simple on the surface quickly becomes a conversation about fairness, equality, future grandchildren, and family dynamics. Nick walks through several common ways families structure inheritances for grandkids, along with the pros, cons, and unintended consequences of each approach. Here's some of what we discuss in this episode: ⚖️ Fair Isn't Always Equal

Most business owners dramatically underestimate what it takes to sell successfully—until it's finally too late.  @Tony Brown founder of @DMA is a seasoned expert in Australia's mid-market transactions. We talk about hidden pitfalls that lead to owners leaving money on the table, and the critical steps in preparing your business two years before selling.  We break down how owner dependence, cultural fit, and timing can make or break your sale.  And, you'll learn about why cleaning up your balance sheet, structuring flexible exit options, and keeping key staff informed is so important. The episode is very timely for an owner on the cusp of selling. In this episode: The common surprises owners face in the sale process Why understanding your business's true value is crucial early on The differences between small and mid-market sales—what you need to know How strategic buyers think and what influences their offers The importance of owner readiness and timing (two years out, ideally) How to make your business more attractive and less risky for buyers Owner dependence and succession planning secrets The critical role of info memoranda, data rooms, and due diligence Protecting your legacy, staff, and your own peace of mind Practical tips for entrepreneurs aiming for a smooth, profitable exit   Timestamps: 00:00 - Why most owners leave money on the table in a business sale 02:10 - The importance of viewing your business from an outsider's perspective 04:23 - How due diligence can turn your business upside down 05:25 - Defining the mid-market: what most Australian businesses look like 07:11 - Why a business is more like a virtual walkthrough than a house 09:42 - The crucial difference owner-operator mindset vs. strategic buyers 12:19 - The sweet spot: industry focus and the role of strategic vs. financial buyers 14:43 - How owner emotional ties influence negotiation and sale strategy 16:34 - The significance of cultural and strategic fit over price alone 18:55 - How foreign acquirers and local sellers can align interests 20:19 - The importance of owner transition planning 22:53 - Why your business "value" depends on owner involvement and planning ahead 24:54 - The power of structure: minority shareholdings, options, and de-risking deals 26:48 - Transitioning to a project-focused exit and meaningful post-sale work 28:28 - The rise of industry-specific, project-based advisory boards 30:24 - How industry giants buy and what that means for small business owners 33:34 - Protecting your business from over-sharing and maintaining confidentiality 37:07 - The risks of rushing a sale—what owners often screw up 40:34 - Preparing your balance sheet and operations two years prior to sale 43:24 - The common pitfalls when owners get overattached to systems and tech 45:39 - The underrated value of intellectual property and brand assets 48:29 - Envisioning a better small business environment—less regulation, more supportIf you want to walk away with a clear game plan, more confidence, and less risk in your exit strategy—this episode is a must-listen. Tony Brown's insights aren't just theory—they're battle-tested, real-world truths that could maximize your sale and protect your legacy. Resources & Links: Tony Brown's LinkedIn DivestMergeAcquire Connect with Tony: Email: tony.brown@divestma.com @kerrcapital.com.au    Thanks for listening. Visit the Owner To Owner Podcast website to subscribe, listen back, or check out any resources or information mentioned on the show.Search @ownertoownerpodcast on your favourite podcast player to subscribe and listen to the episodes.Reach out to Michael Kerr via the website if you need personal assistance or advice for your small business.michael.kerr@kerrcapital.com.auwww.ownertoownerpodcast.com.au

Choosing who inherits your money is one of the most important and emotional financial decisions you'll ever make. Listen as we break down how to think through beneficiaries and help strengthen your estate plan.

If your child or loved one has special needs, how you leave them money matters. In this episode, Ken and Jeremy break down special needs trusts in plain English and why a direct inheritance can accidentally create problems with certain government benefits.They also cover practical, real world considerations like who should serve as trustee, when a corporate trustee can help, and why this planning step is often more affordable and manageable than most families expect.If you are over 50 and thinking through your family plan, this is a conversation worth hearing.RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

Speed and visibility are often rewarded in the workplace, but they can also lead to costly mistakes, including leaving money on the table.In this episode, we sit down with Jacqueline Twillie, author, leadership strategist, and founder of Bend AI, for a candid conversation on negotiation, decision-making, and high-stakes communication, especially for women who have been socialized to be “polite” instead of persistent. Moderated by VEST member Alison Anthony, President and CEO of Tulsa Area United Way, this discussion challenges conventional thinking and offers a more strategic approach to advocating for your value.Together, they unpack the mindset traps that hold women back from asking for more and the real cost of not doing so. You'll walk away with practical frameworks you can begin using immediately, whether in your career, business, or everyday conversations.In this episode, we explore:Why preparation, not confidence, is the true driver of better decisionsHow to slow down fast-moving rooms and “set the temperature”Three common negotiation pitfalls: self-negotiation, worthiness spirals, and failing to follow upThe FLOW framework for navigating difficult conversationsThe LATTE framework for preparing, communicating, and evaluating negotiationsA thoughtful, practical conversation on how small shifts in how you prepare and communicate can lead to meaningful financial and career outcomes.Click here for Show Notes and Guests BiosSupport the showIf you enjoy the episode share it with a friend, leave us a review and don't forget to hit the subscribe button. If you are ready to take your career and business to the next level, apply to join our community of professional women, all eager to help you get there and stay there. Learn more at www.VESTHer.co 

Leave money on the table: Leaving money on the table means not taking all the possible money or benefits from a deal or opportunity. https://links.artisanenglish.jp/LeaveMoneyOnTheTable  Thanks for visiting ArtisanEnglish.jp, The Posts – The Podcast today.  These podcasts and posts are created to help our students and anyone who wants to access them to improve their English vocabulary.  Take the first step to perfect your English ability, take a FREE TRIAL LESSON with me, David, at   https://links.artisanenglish.jp/TrialLesson  I provide 100% error correction, engaging discussion topics, and detailed written feedback after each lesson.  Here are some terms from today's episode that may have been new to you.  Pay it forward: after we receive an act of kindness from someone, we should then be kind to someone else. https://links.artisanenglish.jp/PayItForward  Peace of mind: a state of mental and emotional calmness which helps us cope with daily stressors and challenges. https://links.artisanenglish.jp/wotdPeaceOfMind   Website: https://www.artisanenglish.jp Facebook: https://www.facebook.com/artisanenglish.jp Instagram: https://www.instagram.com/david.artisanenglish.jp/ X: https://x.com/ArtisanEnglish YouTube: https://www.youtube.com/@Artisanenglish Spotify Podcast: https://podcasters.spotify.com/pod/show/artisanenglishjp  

In this episode of The Friday Habit, host Mark Labriola II sits down with Jacob Hicks, a sales strategist and systems thinker passionate about helping entrepreneurs push past their comfort zones, master their time, and build businesses that last.Jacob shares his journey from a shy kid in small-town Iowa to a sales pro who's learned that the best approach to selling isn't closing hard — it's serving authentically. He breaks down the systems, follow-up strategies, and time management frameworks that help small business owners stop being "busy" and start being truly productive.

What does research say about retirement withdrawal strategies that are specifically designed to leave more money behind? We'll walk through what the research says works best, the trade-offs involved, and why the "right" strategy depends on what you're really trying to optimize in retirement.  Quote: "Smaller gifts sooner can be more impactful than larger gifts later." - Benjamin Brandt We've also got a great listener question from Tom about the three big company retirement plans — 401(k)s, 403(b)s, and 457s. On the surface they all look the same, but the rules under the hood are very different, and those differences can have a huge impact on taxes, flexibility, and when you can actually use your money. We'll break down what "qualified" really means, which accounts may be easier to tap earlier, and how to think about simplifying all of this as you head into retirement.  And we wrap up the episode with what our happiest retired listeners are up to in our "Retire to Something" segment. Article: The Best Retirement Strategies for Leaving Money Behind by Amy C. Arnott, CFA in Morningstar   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

John has to break the news to his brother that he's not inheriting any of their mother's money. Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.comFollow me on social media:Facebook.com/DrLauraInstagram.com/DrLauraProgramYouTube.com/DrLauraJoin My Family!!Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE!Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Beyond Bitewings, we're bringing back some of our favorite advice from our episodes that discussed selling a dental practice to a Dental Support Organization (DSO), highlighting the significant differences between selling to a DSO and an independent buyer. The conversation covers how DSOs value practices using EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), and why this can result in higher sale prices compared to traditional methods that use a percentage of collections. We also explain the importance of understanding value from the DSO and private equity perspective and warns practice owners about the risks of responding to unsolicited offers without proper representation.The episode addresses key concerns for dentists, such as what to expect after the sale, how contracts are structured, and why it's essential to shop around for multiple offers before committing. They discuss the impact of EBITDA calculations on a practice's valuation, the role of lease agreements when the seller owns their building, and strategies to maximize the value of the transaction. Key Topics Discussed:How DSOs value dental practices using EBITDADifferences between DSO and independent salesThe structure of post-sale contracts and earn-outsPitfalls of responding to unsolicited DSO offersThe importance of getting multiple offers and proper representationEBITDA calculations and their effect on practice valuationLease agreements when the seller owns the buildingAdvice for maximizing practice sale valueThe changing dental industry landscape with the growth of DSOs

Most parents focus on car seats and cribs, but the real safety net is legal: who can act for you in a crisis, who raises your kids if the unthinkable happens, and how your savings and life insurance actually support your family's future. We dig into the essential steps every new parent in North Carolina should take, from naming guardians in a will to creating trusts that protect minors from windfalls and missteps.We start with the basics of incapacity planning—why marriage alone doesn't grant authority over real estate, retirement accounts, or medical decisions—and how durable financial powers of attorney, health care proxies, HIPAA releases, and advance directives keep life moving when you can't. Then we unpack intestacy rules that may divert assets to parents instead of your spouse, and how a simple will puts your wishes first. The heart of the conversation centers on minor children: choosing the right guardian, setting clear priorities in the will, and coordinating that choice with the person who will manage the money.From there, we explore how to design trusts that match real life. Rather than dropping a lump sum at eighteen, structure distributions for health, education, maintenance, and support; stagger access over time; and give your trustee the discretion to pause or accelerate funds based on maturity. We share practical incentive ideas—proof of employment, vocational or college progress, sobriety requirements, or military service—that align money with meaningful milestones. Along the way, we highlight common pitfalls with beneficiary designations and offer guidance on picking fiduciaries who blend heart and expertise.If you're expecting or recently welcomed a child, this conversation helps you turn love into a concrete plan that protects your spouse, centers your kids, and preserves your values. Subscribe for more clear, practical guidance on estate planning and elder law, share this with a friend who needs it, and leave a review to tell us what topics you want next.

In this episode:  What Trump Accounts are, who qualifies, and why parents of young kids should pay attention in 2026. How the "no tax on tips/overtime" headlines are misleading and what employers need to prepare for now. Why hobby losses are red flags for the IRS, especially for side gigs that never turn a profit. A timely breakdown of gift tax rules, including how to move money to family members tax-free and when you do have to file something. Creative ways to give to charity, including donor-advised funds and how businesses can deduct donations as advertising.

On this episode, we are joined by Justin Waring, Head of UBS Wealth Way Strategy & Solutions, to discuss year end planning opportunities including: managing capital gains, revisiting retirement contribution strategies, year end giving, and developments that may shape the retirement planning landscape in 2026 and beyond.

If you are offered free money, take it.  Don't leave it on the table.  #retirement #retirementlife #pension 

Summary In this episode of That Annuity Show, Paul Tyler and Bruno Caron engage with Qiyun Cai, founder and CEO of Fintary, to discuss the challenges and innovations in the insurance industry, of managing and optimizing compensation and revenue. Qiyun shares her background in insurance and technology, explaining how Fintary aims to streamline revenue growth through flexible compensation structures and automation. The conversation delves into the complexities of multi-level distribution, the importance of data integration, and the need for modern solutions in a traditionally fragmented industry. Learn more at www.thatannuityshow.com   

Biggs Reports From His Drive Home From The Jays Game | Don't Lick Toads | DUGY Lines | The 7-10 | OttaWHAT? | Wear Gloves & Don't Leave Money On Your Car 

Join our group of AIAP Architectural Photographers discussing the many billable items and services that many professional architectural photographers overlook. You'll enjoy discovering how these professionals have successfully increased their bottom line through creative business tactics. You'll also learn what works and what doesn't when it comes to increasing profitability without losing clients. The Association of Independent Architectural Photographers™ was established in 2001 and is an Internet-based trade association with one primary purpose: To promote the professional success of established independent architectural photographers. Membership in the AIAP is open to full-time professional architectural photographers. You can find the AIAP online at www.aiap.net. This Video and Podcast are Copyright 2025 The Association of Independent Architectural Photographers™, All Rights Reserved. This content may not be used in full or in part without the written consent of the AIAP.

CAROLYN BEASLEY KEEPS BAILING…BUT THE WATER IS RISING (3:05)EVERYONE IS ASKING…WELL WE ARE - WHY IS TEGNA LEAVING $1.8B ON THE CUTTING ROOM FLOOR…? (12:40)SOUND EXCHANGE CAN ASK…BUT CAN NO LONGER SUE FOR UNPAID STREAMING ROYALTIES…WHAT'S THAT ABOUT? (20:28)Media Insultant is produced each Wednesday as Jackson Dell Weaver & Keith Samuels offer comments, ideas and sometimes snarky comments about the current media landscape. They focus on radio and TV primarily - but also any media that is relevent or beneficial to media sales and management. Videos are under the Media Insultant Showcase on Vimeo. Comments are always welcome at jackson@intownmedia.com Thanks for listening!

Financial expert Tammy Guns delivers a masterclass in divorce finances, revealing why proper planning can save you tens or even hundreds of thousands of dollars during one of life's most challenging transitions.Tammy's website: https://divorceresourcecentre.com/Join our Signal Channel: https://shorturl.at/8yqTbJoin The Divorce Dadvocate Membership Community - FULL Episodes - Live Meetings – FREE Workshops & Courses – Private Discussion Groups & MORE! - https://thedivorceddadvocate.com/membership-tiers/How Are You Adjusting To Your Divorce? Find out in this quiz - http://www.thedivorceddadvocate.com/divorce-quiz.html*FREE Dads Guide To Divorce* How to survive and thrive during and after divorce: http://www.dadsguidetodivorce.comDon't suffer in silence! Get relief from the pain and confusion of your divorce and schedule your FREE, No Obligation Coaching Consultation - schedule a time directly into my schedule at www.TalkWithJude.com.Join other divorced dads who have experienced or are experiencing divorce in this FREE Divorced Dads Online Meetup Group - https://www.meetup.com/Divorced-Dads-Meetup-Group/Other Resources:The Divorced Dadvocate Website - http://www.TheDivorcedDadvocate.comThe Divorced Dadvocate YouTube Channel - https://www.youtube.com/watch?v=GeSwx-F8KK4&list=PLT4HyN5ishYJznK51205ESxGZ2d19YkBpThe Divorced Dadvocate Podcast - https://thedivorceddadvocate.buzzsprout.com/Divorced Dads Online Meetup Group - https://www.meetup.com/Divorced-Dads-Meetup-Group/The Divorced Dadvocate Facebook Group - https://www.facebook.com/thedivorceddadvocate/Music credit: Akira the Don Support the show

In this power-packed episode, I reconnect with Merry Korn, a returning Govcon Giant who built and sold Pearl Interactive Network Inc., a 100% government contracting company with 1,300 employees in 31 states. Merry shares the raw truth about what it takes to exit your business the right way—from building a company with social impact (prioritizing hires like disabled vets and HUBZone residents) to preparing for sale from day one. Her message is simple: always think of the endgame—even 10 years out. We break down the real-world strategy behind government contracting M&A, how to get your business valuation-ready, why most founders make catastrophic mistakes by waiting too long, and why being a sub doesn't mean you can't cash out. We also talk phantom shares, building a powerhouse team, and what makes a company truly sellable. Merry's wisdom is real, actionable, and will absolutely shift your perspective on business ownership in the federal space. Previous Episode with Merry Korn: Govcon Giants Episode #36:  https://govcongiants.libsyn.com/036-merry-korn-from-social-worker-to-experienced-businesswoman  Book Mentioned: Blue Ocean Strategy by W. Chan Kim and Renée Mauborgne  https://www.blueoceanstrategy.com   LinkedIn profile: https://www.linkedin.com/in/merrykorn  WBENC (Women's Business Enterprise National Council) https://www.wbenc.org  NGLCC (National LGBT Chamber of Commerce) https://www.nglcc.org 

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- In this episode of The Exit: Linda Hamilton, a Certified Exit Planning Advisor and longtime CPA, shares practical strategies for business owners preparing for a future exit, emphasizing the importance of readiness, clean financials, and documented systems. Key Takeaways: Exit Planning is About Optionality, Not Just Selling Many business owners avoid thinking about exits too early, but Linda argues that preparing early builds resilience and optionality, not just a path to sell. The Cost of Not Preparing Citing a 30% valuation gap between male and female founders, Linda underscores how lack of preparation—especially around clean books, contracts, and succession—can significantly impact sale outcomes. Readiness vs. Attractiveness Linda encourages using assessments to evaluate both how attractive your business is to a buyer and how ready you are to exit. She shares a story of a founder nearly derailing a deal by not securing key employee agreements. Key Indicators of Exit-Readiness - Critical elements include: Clean, audited financials Signed client/vendor contracts Repeatable and documented systems Cash flow visibility and control over AR/AP Transferability & Systemology As a certified systemologist, Linda highlights the importance of mapping your customer journey and operational systems to ensure the business can run without you—critical for buyer confidence and deal value. Building a Support Team Successful exits rely on coordinated advisors: CPAs, attorneys, brokers, and wealth advisors. A SIPA-certified exit planner often acts as the “quarterback” to align everyone's efforts with the owner's goals. Timing & Purpose Timing an exit is personal. Many owners regret selling too soon because they lack a post-exit purpose. Linda encourages planning for life after the sale as part of the overall exit strategy. Empowering Female Founders Linda advocates for financial fluency and readiness assessments to help women negotiate from a position of strength. Confidence comes from awareness—knowing your numbers, your risks, and your value. Final Advice: Linda wishes she had done her own business readiness assessments earlier in her career, highlighting how early preparation can influence smarter long-term decisions. -- Linda Hamilton is a CPA and CEPA, (Certified Exit Planning Advisor) who is passionate about helping women business owners achieve financial fluency to grow, profit & scale. Linda founded Grow Profit Scale™, a coaching and mastermind program designed to empower women entrepreneurs with financial fluency, profit amplification, and scalable business strategies. In addition to Grow Profit Scale, Linda is also the founder of Linda A. Hamilton CPA LLC, where Linda and her team provide accounting, tax, and strategic financial planning services. With over 35 years as a CPA, CGMA, CEPA, and SYSTEMologist®, she has helped countless business owners develop strong financial systems, improve profitability, and plan for successful exits. Linda on LinkedIn: https://www.linkedin.com/in/lindahamiltoncpa/ Websites: https://www.growprofitscale.com/ - https://www.lahcpas.com/ -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

Let's unpack six of the top retirement misconceptions, from whether it's okay to splurge in retirement, to the necessity of paying off your mortgage before you retire, and the real risks that retirees face beyond just a stock market crash.  With a focus on helping family stewards make smart decisions for a secure financial future, I share practical advice, real-life scenarios, and encouragement to help you confidently prepare for and enjoy your retirement years. If you want to separate fact from fiction and build a retirement plan that truly fits your life and goals, then this episode is for you.  Outline of This Episode [04:45] Debunking common myths. [09:43] Donate now for tax benefits and immediate impact. [10:54] Spending in retirement is encouraged to enjoy life and create memories, rather than hoarding savings. [17:34] Diversified portfolios mitigate financial risk during market downturns. [20:12] Stay vigilant against fraud by protecting your personal information. How Rethinking Retirement Myths Can Help You Build Wealth, Live Generously, and Enjoy a Fulfilling Retirement Retirement is often framed as the finish line in your financial journey, but the path leading up to and through that milestone is cluttered with well-intentioned advice, social media sound bites, and downright misleading myths. As Scott Wellens, certified financial planner and host of the Best in Wealth podcast, points out in episode 260, it's time for successful family stewards to challenge conventional wisdom and make decisions grounded in reality, not rumors. Let's unpack and expand on six of the most common retirement myths, using Scott's insights to guide your way toward a smarter, more satisfying retirement. Myth #1: “It's Not Okay To Do a Big Splurge” Many savers believe that a single splurge in retirement, a long-awaited RV, a dream vacation, or a lavish family gathering, could derail their entire retirement plan. If you've saved diligently and want to use a portion for a one-time purchase, the impact on your annual withdrawal can be minimal. For those following the “4% rule," buying a $50,000 RV from a $3 million portfolio reduces sustainable annual withdrawals by only about $2,000, a small sacrifice for a lifelong dream. Retirement is about enjoying the fruits of your labor. With proper planning and a clear understanding of your cash flows, strategic splurges are not only possible but can enrich your retirement experience. Myth #2: “It's Best to Leave Money to Charity After Death” It's noble to want to support causes after you're gone, but waiting to give can rob you of witnessing the impact your generosity brings. Giving while alive has both tangible and intangible benefits: not only do you receive immediate tax deductions and may reduce potential estate taxes, but you also get a front-row seat to the good your money is doing. A thoughtful plan lets you balance living well and giving generously today, maximizing both legacy and personal fulfillment. Myth #3: “You Should Spend Less in...

In this eye-opening episode of In The Lab, Ruben sits down with public adjuster Andy Gurczak of All City Adjusting for a second time to unpack the misunderstood world of insurance claims and temporary housing. Andy explains why most homeowners and investors are at a major disadvantage when filing insurance claims and how public adjusters can help recover tens of thousands of dollars more—often without the property owner having to lift a finger. Ruben and Andy walk through the lifecycle of a claim, the different players involved (staff adjusters vs. CAT adjusters vs. public adjusters), and how midterm rental operators can better serve displaced families by understanding Coverage D and building stronger relationships with adjusters, agents, and vendors.You'll learn why calling the insurance company first could cost you, how to shift deductibles strategically, and how to frame your housing proposals so they actually get approved. Andy also reveals how his team inventories personal property for families after a fire and why personal property often becomes the biggest overlooked payout opportunity.If you're in real estate—especially the midterm rental or insurance housing space—this is a must-listen conversation that could dramatically change how you approach claims and partnerships. Tune in now to learn how to build trust with adjusters, navigate insurance timelines, and position yourself as the go-to housing solution.Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintHIGHLIGHTS OF THE EPISODE:08:59 Andy talks about calling a public adjuster first before talking to your insurance company.29:59 Andy talks about why you should choose the home instead of the hotel. KEEPING IT REAL:05:00 - What a public adjuster does and how they get paid10:45 - Why you should never call your insurance company first14:00 - The difference between staff adjusters vs. CAT adjusters18:30 - Adjuster motivations: bonuses, overwhelm, and bias22:00 - Understanding Coverage D and relocation budgets28:30 - Can relocation funds be extended or shifted?32:00 - Should families stay in hotels or homes?36:20 - How to build relationships with public adjusters and agents44:00 - How PA services help investors inventory personal property54:00 - How to speed up proposal approvals with adjusters  #PublicAdjuster #InsuranceClaims #CoverageD #MidtermRentals #TemporaryHousing #RealEstateInvesting #PolicyholderAdvocacyCONNECT WITH THE GUESTWebsite: https://allcityadjusting.com/Linkedin: https://www.linkedin.com/in/andy-gurczak-528b9b64/Facebook: https://www.facebook.com/allcityadjusting/

In this episode, Jacqueline V. Twillie introduces what VUCA really means Volatility, Uncertainty, Complexity, and Ambiguity and why it's showing up in your work life more than ever. Whether you have a formal leadership title or not, this series will give you practical tools to stay grounded, clear, and confident.

Send us a textIf you've ever played it safe during a job offer—or stayed silent when you knew you deserved more—this episode is your wake-up call. Dr. Heather Walker sits down with salary negotiation expert John Gates, founder of Salary Coach, to reveal the insider strategies companies use to save money... at your expense.With decades of recruiting experience and over 75,000 job offers under his belt, John shares how you can negotiate more money, more flexibility, and a bigger title—without risking your offer or your relationships. From navigating the application box that asks for your salary expectations, to the under-the-radar power of political sponsorship, John breaks it all down with precision and empathy.Whether you're aiming for a raise, a new role, or a seat at the leadership table, this episode delivers the clarity and courage you need to stop playing small and start commanding what you're truly worth.

How to Increase Your Revenue Without Finding New Customers Welcome to Grow My Business, the podcast for women in small business who are ready to ditch the hustle and grow with real sales and strategy. Today, we're celebrating episode 60—thank you for being part of this journey! In This Episode:

Let's talk about something that too many women struggle with—feeling guilty for wanting financial security. If you've ever hesitated to negotiate, felt like you're constantly over-giving, or tied your self-worth to your bank account, this episode is for you. I'm sitting down with Jacqueline Twillie, CEO of ZeroGap and author of Dear Resilient Leader and Don't Leave Money on the Table, to unpack the deep emotional and societal forces that shape how we think about money. We're diving into childhood money lessons, the pressure to put everyone else first, and why so many women feel like there's never enough—even when they're earning more than ever. Here's what we're getting into: Why you keep feeling like money is never enough The hidden power of negotiation (and why most women avoid it) How to finally shift from a scarcity mindset to abundance Why financial stability is NOT selfish—it's necessary If you've ever felt stuck in a cycle of over-giving and under-prioritizing yourself, this episode is going to change the way you think about money. LINKS Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Follow Jacqueline Twillie: Instagram: https://www.instagram.com/jacquelinetwillie/ Website: https://www.zerogap.co/ Buy Jacqueline's books Love this episode? Share it with someone who needs to hear it, leave a review, and help us spread the word about living a purposeful, wealthy life. Let's do this together! Learn more about your ad choices. Visit megaphone.fm/adchoices

G'day, friends! In this episode, I'm sharing a new approach to sales and enrollment for coaches and service providers—one rooted in trust, transparency, and integrity.Inspired by a sales training I couldn't even finish, I reflect on the outdated, high-pressure tactics we're so often taught and how they clash with the personal, transformative work we do. Instead, I explore how to create meaningful connections with potential clients, from empowering them to make their own decisions to being honest when coaching isn't the right fit.Sales doesn't have to feel “salesy.” It's about building relationships, not closing deals. And when we lean into generosity, empathy, and ethical practices, the results are better for everyone.I'm also creating a short course on effortless client creation that dives deeper into these ideas. Join the waitlist via the link below to learn more!Everything you want is closer than you think. Stay curious, stay open, and I'll see you in the next episode.— Authentic, Effortless Client Creation - A Tiny Course on building a reputable coaching or service-based business. Join the WaitlistLinks:Submit your Question for the Podcast here Website: https://hayleycarr.tv/

Show Notes: Paul Millerd, author of The Pathless Path and Good Work talks about his books.  He explains the behind-the-scenes process of writing about work and the relationship to it. He explains the origin story of The Pathless Path, and how falling love with a woman and with writing led to a complete change in his professional direction.  Paul, who had worked in strategy consulting for many years, left his full-time job and became a freelancer. He talks about this experience and how he felt like he was wasting his talent and needed a new story to make sense of how he felt and identify the possibilities that were emerging. The book is not a how-to book, but a friendly companion or guide for people already on similar paths. The book offers mental models, frameworks, and inspirational stories to help them venture into their own work. The conversation turns to money earned and why Paul chose to make less as a freelancer than he had in an employed position.  He also talks about the impact of the money script and how societal views on taking a less-trodden path.  A Discussion on Good Work Paul explains that 'good work' is defined as connecting with oneself and the work, which can be done in various forms. He believes that good work is time well spent, things one cares about, and that it will be interesting to see if people will connect with it. Paul shares his experience of writing for seven and a half years, where he has earned less than 30 grand a year due to some sales in his first book. He and his wife are aligned on the trade-offs and sacrifices they make, such as not owning a house or moving abroad for lower costs. Paul believes that good work is not for everyone, but rather for those who find it fulfilling and want to point their life in this direction. He has met hundreds of people from around the world who have material circumstances, but generally, they are not elite, educated, or high-wage workers. He doesn't recommend it for high achievers with expensive lives, as it is difficult to break out of the identity around status and continued achievement. Examples of Good Work Paul also shares examples of people doing what they consider good work, which is not necessarily creative pursuits. For example, someone taking care of a sick relative can shift work during their career, while a singer in Greece shares his music and feels good when he does so. He believes that good work is about prioritizing something of value in one's life and not just making money from it. Over the last year, Paul has been doing nothing but write and take care of his daughter, spending more than he has brought in, and seeing his income decline dramatically over the past six months. However, he believes that if he can get five to 10 experiences of writing a book or doing similar things, he will be happier with how he spends his life. Exploring the Concept of Leaving Money on the Table In the chapter Leave Money on the Table, Paul explains the importance of leaving money on the table and the challenges faced by those on unconventional or creative paths. He shares his experience of taking a pay cut to get a job at McKinsey from GE, leaving before receiving bonuses one month before. After quitting his final job, he watched his savings dwindle, but as he slowly started to make money, he found he was enjoying life more.  He talks about getting paid in different ways, in experiences, time, and fun.  He started to attract good people into his life and values these experiences. The conversation turns to how this concept applies to independent consultants. They should consider factors such as learning something, liking the people, having a decent lifestyle, making decent money, and potentially leading to future work. Paul believes that independent freelancers must leave money on the table to sustain their journey. He advises asking questions like how much would be paid for a project, how excited he is, and what he would do with the money he gets from each project. This approach helped him start his first book. Thoughts on Status Paul talks about losing his previous status due to the loss of an impressive job and career trajectory. However, while he still craves appreciation, respect, and admiration from others, he values status for aspects that are not necessarily measurable by money or standing on the top of the corporate ladder. Paul mentions that having a community of thinkers and being plugged into that community is more enjoyable than being anonymous. He believes that the internet has made it possible to build an intellectual life without going to academia or being in a PhD program. Reclaiming Ambition Paul explains that he associated ambition with working in the corporate arena and making as much money as possible. He had no one in his life who was an entrepreneur or working independently, so he had to find those people. Through conversation with a friend, he realized that he was ambitious about living a big life and being an active and present father. Paul also discusses the scripts that made him turn away from the idea of ambition. He emphasizes the importance of understanding and reclaiming ambition in one's life.  Side Projects that Fund Good Work Paul discusses the importance of side projects. He emphasizes that product market fit and person interest fit are crucial for optimizing one's interests and finding fulfilling activities. He shares his enjoyment in creating content and helping people find opportunities. He believes that it is important to take side projects seriously and consider how they can fit into one's life. Paul created a course to make money without selling his time continuously. He also started running workshops, which eventually made money. He plans to use these workshops as a funding vehicle to pursue his goal of publishing 10 books. He has experimented with different types of projects, such as consulting skills and workshops, to find a balance between making money and maintaining a fulfilling life. Paul advises everyone who wants to change their life to rewrite their script. Paul's podcast and website are available for people to follow his work.  Links: The Podcast: https://pathlesspath.com/podcast/ The Website: https://pmillerd.com/ The Pathless Path Book: https://pathlesspath.com/ Good Work Book: https://pmillerd.com/goodwork/ LinkedIn: https://www.linkedin.com/in/paulmillerd/ Timestamps: 03:34: The Concept of the Pathless Path  06:18: Challenges and Rewards of Independent Work  07:01: Defining Good Work  11:18: Accessibility of Good Work  15:05: Examples of Good Work Beyond Writing  18:24: Challenges of Leaving Money on the Table  25:21: Reclaiming Ambition  38:19: Side Projects and Person Interest Fit  45:21: Rewriting Work Scripts  Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com.  

Meet Kira Lee, Vice President of Operations at TriStar Repair and Construction, TriStar Quality Roofing, and Mako Pools, based in Denton, Texas. In this episode, Kira shares her incredible journey of managing three distinct businesses, all while leveraging JobTread to streamline operations and drive growth. From starting out with no construction background to becoming a key player in these companies, Kira talks about her transition from spreadsheets to modern project management tools, the importance of knowing your numbers, and the lessons she's learned about building sustainable, profitable businesses. Hear how Kira's adaptability and commitment to innovation have led to remarkable success across multiple industries.     Here are some key takeaways from our discussions with Kira: Streamlining your business with technology Collaborating instead of competing Customizing systems for different types of businesses     Learn more about TriStar Repair and Construction here: https://www.tristarrepair.com/ Learn more about TriStar Quality Roofing here: https://www.tristarqualityroofing.com/ Learn more about Mako Pools here: https://makopoolstx.com/   Own a construction company and want to share your story? Apply to be on an upcoming episode of Builder Stories at https://www.builderstories.com

Episode 260 - The Final Stretch: Expert Career Insights for a Sluggish Job MarketAs we move through 2024, it's clear that the job market is presenting unique challenges for corporate professionals. For many, the once-secure world of steady jobs and rising salaries feels like it's slipping away. We're facing a period of economic sluggishness, prolonged hiring cycles, and a significant increase in competition. These trends are not just statistics in a report—they're realities shaping the lives of experienced professionals across industries.Read the full Blog on the WebsiteJob Hunting Made SimpleReset Your Career - Fast-Track Your Job Search in One Weekend31 Days of Action for Job SeekersFind Your Talents: Learn About Your Strengths, and Watch Your Career GrowJoin 5,000+ Readers of The Job Hunting Newsletter: Subscribe NowLear More About Renata's career coaching and coursesTimestamps to guide your listening:00:00 Introduction to Hot Topics in Job Hunting02:49 Global Labor Market Slowdown20:01 Navigating Job Ghosting28:40 The Appeal of 'Dumb Jobs'39:03 Conclusion and Final ThoughtsLinks mentioned in this episode:LinkedIn AuditAnother episode to help you deal with unemployment in uncertain times: Episode 147 - Job Searching: How to Safely Step Into the Unknown, with Janet SernackAnother episode about salary negotations: Episode 245 - Don't Leave Money on the Table: How to Negotiate Your Job Offer, with Brandon BramleyAbout the host, Renata BernardeHello, I'm Renata Bernarde, the Host of The Job Hunting Podcast. I'm also an executive coach, job-hunting expert, and career strategist. I teach corporate, non-profit, and public professionals the steps and frameworks to help them find great jobs, change, and advance their careers with confidence and less stress. Watch the Episodes on YouTubeFollow Renata on Social Media:LinkedInInstagram

Are you finding your profits weaker than you expected? Odds are you are leaving money on the table. Both in sales and profits. Let's discuss 5 mistakes that small business owners are making. By the way, there are many others, but work on these to see quick results!  ______   DIVE IN DEEPER & LEARN MORE ABOUT YOUR NUMBERS

Welcome to the Together We're Better Podcast! In this episode, we're joined by two members of the Financial Aid Support Team, along with the Project Manager from Higher Expectations of Racine County. Together, we dive into the Kenosha/Racine summer initiative aimed at increasing FAFSA applications among recent high school graduates, with the goal of boosting post-secondary enrollment. Guest Speakers: Allan Sanchez, Senior Psychology Major, University of Wisconsin-Parkside, FAST Team Alejandro Solis, Junior Criminal Justice Major, University of Wisconsin-Parkside, FAST Team Lizeth Brito, Project Manager, Higher Expectations

If you were leaving money on the table… wouldn't you want to know? Today, Nicole speaks to a Money Rehabber who feels like she could level-up her credit card game and find the right card for the cash back perks she's looking for. Join today's Money Rehabber and find the right card for your financial life at: creditkarma.com/moneyrehab. Credit Karma is a sponsor of this podcast episode. Credit Karma's Approval Odds is not a guarantee. Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for the specific card shown or whether you meet certain criteria determined by the lender.

Express lube upsells losing you profits? See why not lifting vehicles for full inspections allows Dealerships to get stuck leaving money on the table. Learn the right systems to balance convenience while driving more brake, alignment and maintenance business. Discounted Offers for Training and Books in Description Below ⬇⬇⬇ Special Discount on Our OnDemand Training - https://bit.ly/Ondemand-Special-offer Schedule a 15-minute intro call with our team to find out how Chris Collins Signature Coaching can grow your bottom line.  http://bit.ly/CCIschedule Got a question? Call us at 1-833-3-ASK-SDR Grab our best selling books for your team: Your 90-Day roadmap to your best Fixed-Ops month ever starts here: https://swiy.co/F-ln Millionaire Service Advisor also includes our 11-step Circle of Trust System: https://swiy.co/F-lq Join our Facebook Groups: For Fixed Ops -- http://bit.ly/YTfixedopsgroup For Independent Shop Owners -- http://bit.ly/YTRSOSgroup  

Ever found yourself exhausted from transforming your home into your dream office space, only to wonder who pays the bill? In this episode, CEO Danielle Hayden unveils the secrets to maximizing your deductions this tax season with a deep dive into the often-overlooked realm of home office deductions. Explore how your home office can become a tax strategy, the requirements for it to become a business expense, and the different models you can use for tax deductions. Don't let your hard-earned money slip away – don't miss out on this full guide to make your home office work for your business! Key Takeaways: Home-Office Deductions Basics: Learn how having a home office can be a valuable tax strategy for business owners. Deductions Requirements: Understand the requirements needed for your home office to be determined as a business expense.  Explore the different deduction models for S-Corps and LLCs based on your business and personal preferences such as the Flat Rate and the Percentage Method Models. Learn the importance of having organized documentation, and submitting monthly or quarterly business expenses.    Discover Your Money Mindset Personality Type: kickstartaccountinginc.com/quiz   Topics Discussed:  Intro (0:00) Client Example: Freshly Painted Office but Who'll Pay for it? (1:16) What is Home Office Deduction (3:13) First Step: Ask Yourself These Questions! (3:55) Conversation with Kelsey Chester on Writing Off Your Home Office (4:18) Second Step: Determine Your Entity Type (5:15)  Mindset Mastery Framework (6:03) Accountable Plan: Reimbursement and Documentation (7:06) What Does the IRS Say? (9:01) What Home Office Expenses Are Tax-Deductible? (9:54) Scorps Have 2 Options (10:57) LLCs Have 2 Methods: Flat-Rate Method and Percentage Method (11:11) Last Step in the Framework: Discuss with your CPA (12:42) Document: Get Ready for Tax Season (13:11) Don't Co-mingle Business and Personal Expenses (13:54) Don't Leave Money on the Table (14:51)   Other Episodes Mentioned: Ep 143 - Don't Jeopardize Your Business! Why Not Co-mingle Business & Personal Finances For help with your home office deductions and more, visit: https://kickstartaccountinginc.com/get-started/ Connect with Kickstart Accounting Inc.:   Instagram | @Kickstartaccounting Website | Kickstart Accounting, Inc. YouTube | @EntrepreneurMoneyStories Facebook | Kickstart Accounting, Inc.

The guys discuss a report that Bolden turned down more NIL money from FSU to come to Athens 

This week I'm joined by Kee Sole. We discuss dealing with cheap customers , everyone wants to be a foot fetish model and the work it takes to make money at it. We discuss her clothing line https://www.instagram.com/the_keexperience_boutique/ where she sales it all. Plus her moving to Florida and more. Watch The Video Episode On Spotify Want More Content. Become a Premium Smoker ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://anchor.fm/smokethisova/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for 5 Premium Podcasts and Special episodes ($4.99 a month) Sponsored By ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lsswirl.com/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eroticismmagazine.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.xsitebunny.com/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠blusherotica.com/videos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Proud Member of The G.W. District Black Podcast Network ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.shopgwdistrict.com/pages/podcast-network⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Porn/ Music/ Social Media ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://allmylinks.com/pornrapstar⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get The Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bonfire.com/store/s-t-o-merch-store/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Guest: Kee Sole https://twitter.com/Kee_Soles --- Send in a voice message: https://podcasters.spotify.com/pod/show/smokethisova/message

Interior Designer's Business Blueprint  Ask yourself, what would happen in your business if you started to take up a little more space. If you continuously look for ways to move the needle even in small ways a little more each and every day. Those little needle-moving actions and behaviors over time add up to huge success. That's what we're going to jump into today to keep you from leaving money on the table. Here's a glance at this episode… [03:45] I introduce the idea of taking up more space and moving the needle in your interior design business.  [04:30] I share how a follow-up strategy in your business can help create more time and make sure that deadlines, communication and follow-ups are taken care of in a timely manner. [09:09] I discuss what happens when you give clients only what they ask when you know you could do better for them. [16:28] I share how to ensure you are not under-charging for your time. I talk about how to audit your projects, track your time and make sure you are paid for your time. [23:15] I talk about how to make sure you leave no dead-ends at the end of a project by asking for referrals, testimonials, and making sure to wrap up the project well. [26:00] I wrap up the episode with a few needle-moving activities to get you thinking!   Mentioned in this episode:  JOIN: Interior Designer's Business Blueprint PODCAST: Episode #12 How to Make More Money with Time Tracking  (Part I - Why & How to Track your Time) PODCAST: Episode #13 How to Make More Money with Time Tracking  (Part II - How to Audit your Project's Time & Increase Your Profitability)   WANT MORE?  - Template Shop - 10% off ANYTHING in the shop PODCAST10 (Limit one use per customer) - Blog - Free Resources FOLLOW ALONG - Instagram- Pinterest - YouTube ------------------------------------- ***Rate, Review, & Follow on Apple Podcasts*** "I Love the Designer's Oasis Podcast"

Florida. ✔️. Georgia, you're next! Did the guys go back on their loss pick to Georgia? Maybe. They did for sure get lost in the discussion of schedules though. Feel free to hit the skip 15 seconds button a few times if you need to on that segment

What's the best pricing strategy for your AirBnB listing? Today I'm talking with TechTape's John An. He uncovers the facts and data to get you to the right answer. John shares how he took a two-bedroom, two-bath property to $200K/year and how you too can blow the competition out of the water.  Ready to get started? Book a free call with John here: promo.gettechtape.com/rm?prefill_Code=FEARLESS2023 www.fearlesskyle.com/easieraccounting Check out our Youtube channel where I bring you free long-form content to teach you exactly how I built my business: Click Here. And don't forget to subscribe and hit that "bell" icon to get notified every time we drop a new video. Follow me on Instagram: @fearlesskyle   And join one of the largest Facebook support groups for AirBnB hosts in the world! AirBnB Masterminds. This is my group, and I drop tons of tips in here. Click here to join. Disclaimer: None of the contents of this channel "The Fearless Investor" are meant as direct advice. The purpose of this channel is to inform and educate. It is the viewer's responsibility to decide if the education is something they will put into action. Kyle Stanley and the Fearless Investor Youtube Channel do not take responsibility for the results experienced by the listener/viewer.

Few business mistakes are worse (or more common) than consistently undercharging. You've done all of the work to get the customer, they hired you, and then you did more work to complete the project for them. The only problem is that you don't make enough money to justify the time and effort if you undercharge. […] The post Pricing Pitfalls – Nine Ways Handymen Leave Money on the Table appeared first on Handyman Startup.