Podcast appearances and mentions of joe cucchiara

Wondering if now's finally your moment to buy a home? Host Joe Cucchiara says YES, it is officially a buyer's market! In this episode of Real Estate Radio Live, Joe reveals why today's market is tilting in buyers' favor for the first time in years. He unpacks the surge in inventory, shifting demand, and how smart buyers can snag deals even in pricey Silicon Valley. Learn how to tackle rising interest rates, boost your negotiating edge, and why condos could be an unexpected game-changer. Whether you're a first-timer or seasoned investor, this is your signal to get off the fence and into the market!       To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

Think you need a job or steady income to qualify for a mortgage? Think again. In this episode, Joe Cucchiara breaks down a powerful loan option for buyers with significant assets but no traditional income. Whether you're between jobs, recently sold a business, retired early, or just taking a break, you may still qualify for financing. Joe explains how lenders can use your assets to calculate qualifying income—without W2s or paystubs. It's not “no-doc,” it's smart lending. Tune in to learn how to leverage your financial profile in today's real estate market.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

On this episode of Real Estate Radio Live, host Joe Cucchiara is joined by Jack Russo to explore how 2025's economic and political landscape might shape the real estate market. They discuss California's wildfires and the long-term consequences for homeowners, including skyrocketing insurance rates and the challenge of rebuilding in high-risk areas. Interest rates remain a hot topic, with speculation on whether the Federal Reserve will lower them or keep them steady, impacting both homebuyers and the refinancing market. The conversation also touches on government inefficiencies, the role of AI in streamlining bureaucracy, and how these changes could impact property development. With expert insights on market trends and financial shifts, this episode is essential listening for homeowners, investors, and real estate professionals navigating the uncertainties of the year ahead.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

In this episode of The Valley Current®, Jack Russo and Joe Cucchiara discuss the pressing uncertainties of 2025, covering topics from politics to AI-driven business evolution. The conversation begins with reflections on California's ongoing wildfires, their impact on property values, and the rising cost of homeowners' insurance. They delve into the challenges of government bureaucracy and how AI could revolutionize regulatory systems, potentially replacing traditional paper-pushing roles. Jack highlights the rise of decentralized autonomous organizations (DAOs), where AI might take over corporate governance. He also shares insights into the lean startup movement, where AI-powered tools enable small teams to create innovations that previously required large teams and venture capital. With a mix of legal, business, and technology insights, today's episode offers valuable perspectives on navigating the rapidly evolving landscape of 2025.   Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️  

In today's episode, we dive into the Federal Reserve's recent decision to cut the prime rate by a quarter, bringing both relief and challenge as consumer debt hits an all-time high. Joe Cucchiara breaks down the weight of high-interest debt and the struggle for many to manage mortgages, credit cards, and home equity lines. He explores why consolidating debt now—despite giving up lower-rate mortgages—could save consumers hundreds each month and offers insights on strategies to cut monthly costs while we wait for better rates.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a timely message aimed at realtors and loan officers, urging them to rethink their partnerships and adapt to an increasingly challenging market. Joe emphasizes the importance of working with committed, like-minded professionals who uphold high standards, as the real estate and lending industries grapple with low inventory and high interest rates. He encourages realtors to reassess their lending partners, seeking those who prioritize quality service over low rates and are dedicated to client success. For loan officers, Joe advises surrounding themselves with supportive, resilient teams that foster growth even in difficult times. He invites both realtors and loan officers to join his network or explore other supportive environments, highlighting the value of strong industry relationships and integrity in building lasting success.    To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

The end of the year is coming up and you may be curious as to what to expect in the 4th quarter. In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a comprehensive 3rd quarter market update and discusses the potential for a housing correction. Joe explores the national housing shortage, low inventory, and the impact of investment groups holding onto properties, which limits market turnover. He shares insights into the dynamics of high appreciation rates and stagnant incomes, which could trigger a market correction in the coming years. Joe also touches on rising interest rates, record consumer debt, and the challenges homeowners face when considering refinancing or purchasing new homes. Tune in to understand the factors shaping today's real estate market.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

A dynamic shift is happening to the home buying process. Millennials are buying differently than the previous generations, and as you can imagine many of them don't want to pick up a phone or meet with an agent. Not only does buying a home start online, but the whole process can be done from your home, office, or even a classroom! Today host Joe Cucchiara meets Matt Parker, the CEO and co-founder of Alokee, who created the digital brokerage experience for the consumers who get all the handholding they need, but only when they need it. Ready to learn just how quickly you can purchase your next home with minimal help (and cash)? Go the millennial way and check out the future of home buying for your next transaction.   https://www.alokee.com/home     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

With interest rates hovering around 7%, this is the worst time to purchase an investment property, right? Of course not! Investors are hyper focusing on interest rates when they should be focusing on opportunity and timing. What makes debt service coverage ratio (DSCR) loans exciting is how they act like commercial loans where the purchaser doesn't qualify for the loan, the property does. Factors such as rental income, easier qualifications, and more make DSCR loans a great program for buyers looking to invest outside of California even with liability and vacancies posing as potential drawbacks. Today host Joe Cucchiara explains the benefits to investing with a DSCR loans versus the conventional loan you already know.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Interest rates are too high! Don't make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no wrong or correct time to buy. As host Joe Cucchiara has always said, as long as you have a good team of professionals to help you through the process, the right time to buy is when the time is right for you! Look at the bigger picture and you'll see that the lack of inventory in the Bay Area is keeping prices high. It's likely that when rates dip, buyers and sellers will rush back to the market and home prices will go up again.    To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there's a new program on the market that could change the way landlords handle their properties. Whether you've got single dwelling homes in North Carolina or multi-unit investment properties in California, Next Level Property Management Academy can teach both new landlords and seasoned investors how to be more effective investors while gaining [more] profit. Today host Joe Cucchiara chats with Next Level founder, McGhie Allan to learn why more landlords don't regret ditching their property manager when they take on the “stress” of managing their investment properties.   https://nextlevelpma.com/   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Big corporations have little in common with small businesses when it comes to how they handle money, and an individual's financial plan couldn't be further away from that of a business. Having worked for both small and large financial institutions has given today's guest, Jeff Yoakum, ample understanding of the many financial situations people may find themselves in since he created his own individual wealth planning business 12 years ago. As a CFP, Jeff handles the wealth of anyone who is past the DIY phase of saving from doctors to teachers and even CPAs. Listen in as host Joe Cucchiara has Jeff Yoakum explain the importance of saving and investing from an early age.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

For years Joe Cucchiara has been stating that big changes were coming to real estate. It's been a long time coming, but the industry is finally being forced to change and adapt to new technology. The National Association of Realtors (NAR) took a major blow today after being found guilty of artificially inflating commissions. In addition to paying $418M over the next few years, the NAR must also implement a number of systemic changes that will benefit consumers. Is this lawsuit enough to force the real estate industry to adapt to technology and begin streamlining the homebuying process to benefit consumers? Today Jack Russo joins Joe Cucchiara on Real Estate Radio Live to find out what htis loss means for the real estate industry. https://www.wsj.com/real-estate/realtors-settlement-change-buy-sell-homes-da45eb23   Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️

 The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR be forced to pay out millions for artificially inflating commissions, but they will also be forced to make a number of systemic changes that will benefit consumers. Will this class action lawsuit be the springboard that streamlines the home buying process by integrating technology? Today host Joe Cucchiara and Jack Russo discuss what impact the NAR's big loss may have on the real estate industry. https://www.wsj.com/real-estate/realtors-settlement-change-buy-sell-homes-da45eb23     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one's surprise, interest rates jumped up to 8%. The sudden spike paralyzed the consumer and the economy making last year one of the worst years for real estate transactions.  Will the market start to turn around now that interest rates have begun to settle in the 6-7% range? Today host Joe Cucchiara put his nearly 25 years in the real estate business to the test with these bold market predictions.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Once feared by real estate professionals, handling your next home transaction online is simply the way of the future, and it can't come fast enough. Could AI be the next major innovation to disrupt the real estate market? The folks at Zillow seem to think so and they've got a few AI tools designed to help buyers, renters, agents and loan officers. Everything from providing better recommendations during the shopping process to ballparking what the true value of a property is. Host Jack Russo and Joe Cucchiara discuss the impact AI might have on your next transaction.

Have home owners been getting taken advantage of on commissions on sales of their home? The Missouri federal jury in Kansas City says “yes, you have” to sellers in the class a action case covering some 260,000 sales in the states of Missouri, Kansas, and Illinois and finding liability of nearly $2 billion which could be trebled to $6 billion.  Even though sellers signed agreements for paying the commissions on those sales, they've been losing to their agents who have been fixing (and inflating) commissions by collective agreements protecting buyer agents who often do little work to justify the commission split. Is the die now cast and will this one successful federal antitrust class action lawsuit (covering just 3 states) mean the rest of the 47 states will follow with their own lawsuits? If so, could multiple lawsuits against the real estate industry leave it vulnerable to the point of extinction? In that case, many brokers would find themselves at risk of consolidating and/or filing for bankruptcy. Today host Jack Russo and Joe Cucchiara discuss this massive disruptive change to real estate industry and the increasing future role of AI, blockchain and other digital technology in real estate transactions.

The process of creative destruction has largely been accepted in the economic field. Weaker competitors are “cleaned out” in bear markets leaving the strongest to survive with the freedom to evolve in an environment concentrated with skilled workers. One thing that had never really changed until now was the standard face-to-face meeting before client and company agreed to do business together. Establishing trust on a personal level has felt less necessary for consumers as processes became more streamlined, but for Twitter, maybe that trust building component was more important than they thought. Elon Musk is suing Twitters' legal firm, Wachtell Lipton Rosen & Katz, arguing that the company was taken advantage of with unethical hourly and success fees prior to its sale to him. Today host Jack Russo and Joe Cucchiara discuss how money is changing the culture of Silicon Valley.   Click here to read more about Elon Musk's lawsuit against Twitter's lawyers: https://www.law360.com/pulse/articles/1697344/attachments/0  

People go where the jobs go. Better employment opportunities have historically been the main draw for areas experiencing significant population growth and has been the key reason for Silicon Valley's rapid expansion over the decades. Even though Silicon Valley's housing market has begun to stagnate, nothing seems to be a bigger red flag than Google putting the brakes on its mega-campus in San Jose. It's easy enough to point fingers at the work-from-home trend as the main reason for this pause, but AI moving into the workspace could be the biggest factor stunting Google's growth. Jack Russo and Joe Cucchiara discuss if ChatGPT will wipe out middle tier jobs that require more time than creativity.

Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it's likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in as host Joe Cucchiara explains why the second quarter might be your best opportunity to buy despite economic concerns.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

First time homebuyers finally have a new option to help them achieve the dream of buying their very own place. The Dream For All program which launched Monday will assist first time home buyers in California for the first time by providing 100% financing! Dream For All is a shared appreciation financing program where borrowers will have to meet some incredibly generous qualifications regarding income, repayment appreciation & more. So what other requirements do potential borrowers need to meet to qualify for this new loan? Listen in as host Joe Cucchiara breaks down California's newest program to aid homebuyers along the journey of homeownership.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

It's been quite a day for Silicon Valley. Stock prices for Silicon Valley Bank plunged from a hearty 260 to a meager 26, a whopping 90% reduction, over the course of just a few days! Solvency and liquidity have become an urgent issue for Silicon Valley bank as it has backed many FinTech startups over the years, many of which were crypto firms that have been going under. First Republic Bank also took a solid hit today signaling that this situation could have national and global ramifications. Joe Cucchiara and Jack Russo discuss the big effects we will see following the failure of Silicon Valley Bank.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Silicon Valley Bank may have blown up today, but it's not just the bank that has Jack Russo and Joe Cucchiara concerned. The global economy could take a major hit since Silicon Valley Bank has extended lines of credit to scores of East Coast and Chinese startups over the years. As founders and venture capitalists rush to withdraw capital from Silicon Valley Bank, you have to wonder, you have to wonder how badly SVB shot themselves in the foot by not getting a formal guarantee from VCs to make good on their loans.  Jack Russo and Joe Cucchiara discuss the bigger picture to be painted in Silicon Valley Bank's implosion.

 Not too long ago the silicon valley lifestyle of the constant hustle was something to be glorified. Who didn't come to California dreaming about being the startup CEO who bikes to work at 4 am and spends 12+ hours building a successful business? Well, it seems the luster of a luxurious workplace has finally started to wear off and having a plethora of creature comforts at the office is no longer attractive enough to supplant an improved quality of life. For the first time in several years, segments of the housing market are starting to slow, but are they the areas our host Joe Cucchiara predicted in previous podcasts? Joe discusses reasons for the newest turn in the housing market with RERL's good friend, Jack Russo.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

The The concept of artificial intelligence has been around for centuries, but the development of modern AI started only a few decades ago. Companies have spent years quietly working on developing the first real AI program, they are finally starting to roll out the first look at what a future assisted by artificial intelligence will look like – and it's looking pretty amazing so far. While we have mostly seen how AI uses keywords and descriptions to create things like art, it's very easy to see how AI programs can pivot and begin providing reliable advice in areas where we currently seek the advice of knowledge professionals. Jack Russo talks with real estate and mortgage professional Joe Cucchiara to figure out how ChatGPT fits into the workplace.

The The concept of artificial intelligence has been around for centuries, but the development of modern AI started only a few decades ago. Companies have spent years quietly working on developing the first real AI program, they are finally starting to roll out the first look at what a future assisted by artificial intelligence will look like – and it's looking pretty amazing so far. While we have mostly seen how AI uses keywords and descriptions to create things like art, it's very easy to see how AI programs can pivot and begin providing reliable advice in areas where we currently seek the advice of knowledge professionals. Jack Russo talks with real estate and mortgage professional Joe Cucchiara to figure out how ChatGPT fits into the workplace.

Typically, when you went through the process of buying a house, you sat down with your real estate agent inside the house after walking through the property. Today virtual delivery has completely changed the way realtors do sales. The use of property technology (PropTech) means consumers and agents can streamline the purchase process enough so hardly any time is spent face-to-face or at the physical property. Is it too soon to assume that the in-person part of buying a house to be coming to an end or do agents still hold some value that PropTech companies like Redfin and Zillow just can't replicate on the digital level? Host Jack Russo and Joe Cucchiara look at the changing future of the real estate professional.

Covid and the lockdown did very little in the way of shutting down technology. In fact, it did quite the opposite. The pace at which professionals have come to use technology was forcibly accelerated – unless you work in real estate or lending. Two years have gone by and there has been virtually no progress in assisting consumers with the lending or real estate transaction. Joe Cucchiara and Jack Russo discuss the stagnated transaction process of buying and selling a home and where advancements need to begin.      To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

The future may be 80 years away, but we can already project the general way the future will shape up. For instance, even though diet and exercise plans have always been a thing, we now get feedback wearable devices that tell us all the information our grandparents never got. Then you think about our ability to get around. The rising price of gasoline may mean it's too expensive to get around right now, but more car companies are debuting electric models and some of them with autonomous driving features! Things might not be as easy and automated as it was on The Jetson's yet, but for a cartoon that aired 60 years ago, it's hard to imagine that that type of future is far from where we are today.

We're back! The world may seem like it's getting back to normal, but the real estate market is still changing rapidly. In about a month, interest rates jumped from 3% to 6% and ending the years of all-time low interest rates. Living in Silicon Valley, it's hard to believe that anything could touch our real estate when its inimitable uniqueness keeps the job market strong – but is Silicon Valley invincible to levels of inflation we have never seen before? Joe Cucchiara explains what drove interest rates up so quickly and what homebuyers and sellers can expect going forward.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

The magic of Silicon Valley run on a lot of optimism and trust in the future that is boosted by guys like Elon Musk. Not only is Elson a crazy successful entrepreneur, but he also seems to be living in an era the rest of us are still waiting to fully arrive. Even big companies like Twitter know a single idea from Elon can make a significant impact on your company. Jack Russo asks Joe Cucchiara if the executives at Twitter mishandled Elon Musk's idea to take the company private.

Silicon Valley has long been the global hub for the technology that drives the modern world. Wearable devices that monitor calories, exercise, sleep and more are among the many products to emerge and instantly become part of our daily life in a way no one has predicted, but we doubt things are stopping there. Silicon Valley is ever-expanding and while still being top dog for startups, other areas around the world are proving they can play the game just as well. So, what's next for Silicon Valley? Big companies like Google and Apple are getting better at reading data and predicting details regarding your health and are squarely rooted to become the next big players in healthcare. Jack Russo and Joe Cucchiara discuss if Silicon Valley is about to reinvent itself as the center for e-health intelligence.

Go on social media and you'll probably see posts of your friends complaining about going back to the office either part-time or full-time. Historically the better job has always been in a big city, but now the better job doesn't require employees to go to the office. Companies like Facebook are integrating the work from home model as part of the new norm since many employees are now in different states or even different time zones! Jack Russo asks Joe Cucchiara if we really are headed into a world where the metaverse replaces both models and combines the best of working from home and going into the office.

Warning:  This podcast contains nongraphic discussions on rape It takes a lot of gumption to tolerate sitting as a juror on a criminal trial. During his 3-week stint in the court system, Joe Cucchiara learned more than our tax dollars clearly don't go towards the court houses. In this very sensitive podcast, Jack Russo and Joe Cucchiara discuss the events of this trial, how the California penal code stacks up against other states, and the real impact #metoo has had on criminal cases. Also in discussion: Is crime increasing over time in Silicon Valley and nationally?

Warning:  This podcast contains nongraphic discussions on rape It takes a lot of gumption to tolerate sitting as a juror on a criminal trial. During his 3-week stint in the court system, Joe Cucchiara learned more than our tax dollars clearly don't go towards the court houses. In this very sensitive podcast, Jack Russo and Joe Cucchiara discuss the events of this trial, how the California penal code stacks up against other states, and the real impact #metoo has had on criminal cases. Also in discussion: Is crime increasing over time in Silicon Valley and nationally?

For the last week, the entire world has glued themselves to the news and speculated about what will happen next as Russia continues its assault on Ukraine. Historically, war or any type of economic downturn usually spells lower rates. Right now at home, things are a little weird. People keep thinking about inflation when this whole thing could flip and have us looking at a possible recession. Predicting which way the market will move seems next to impossible with business staying strong amid rising gas and real estate prices. Jack Russo asks Joe Cucchiara if Silicon Valley is due for a “reboot” of sorts, or if things will just continue to stay wonky for the foreseeable future.

Zillow quickly became the first step for buyers and sellers due to their instant connection to tons of real estate information. However, the disruptor ran into some big issues when it tried to add buying and selling to its repertoire. The issue? Not enough hands to make the purchase and selling process as seamless as they wanted. As a result, the iBuyer program was paused then abandoned shortly after. Joe Cucchiara and Jack Russo discuss if digital buying programs still have promise in our future and how much longer traditional broker relationships can survive automated home sales.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Paying off the mortgage early is that goal all homeowners work towards – and why wouldn't you? Any form of debt is bad and you're just throwing away money in the form of interest. Well, mortgage rates are crazy low right now with some rates below 3%, but with inflation pressing upon us those rates could easily rise to 4-5%! Joe Cucchiara argues that just about everyone should have a mortgage and homeowners that don't should go out and get one while the money is still cheap. Tune in and listen to the benefits of carrying a mortgage when you absolutely don't have to.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

After many decades of finding talent and reaping success in California, Larry Ellison packed up Oracle and headed for Texas – and he's not the only one. Charles Schwab followed suit and now Elon Musk has confirmed Tesla will also be finding a new home in Austin. Those are three big blows to California that has others wondering if these moves are more than coincidence. California's advantages seem to be dissolving around us and the last thing we want to do is wake up one day and ask ourselves how we did we not see this coming. Joe Cucchiara and Jack Russo discuss how California went from being a big draw to the place you probably don't want to run your business from.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Ask your financial planner and they will agree that long-term real estate is almost always a good investment as long as the timing is right for you. Even in California where average home prices are notoriously high can real estate be a sound investment; you just need to be more cautious of the type of investment you make. While primary residences are still a hot commodity up and down the state, the pockets of investment areas are quickly shriveling up. Are there any decent areas left to invest in inside California or are those days already behind us? Joe Cucchiara explains why he believes the opportunity for investible non-owner-occupied properties has come and passed in California.     To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

The price of real estate keeps climbing and the price of money is staying low, but the inflation on goods is getting quite worrisome. Thankfully prime lending rates are safe for now as the Feds have announced we probably won't see a move on prime lending rates until next year; though there are plenty of other factors that could cause the market to shift and change that projection. To figure out what is going on in California, Jack Russo asks Joe Cucchiara if things are getting better now that Gavin Newsom has been reaffirmed as governor or if Californians are content with getting beat up by the state.  

The price of real estate keeps climbing and the price of money is staying low, but the inflation on goods is getting quite worrisome. Thankfully prime lending rates are safe for now as the Feds have announced we probably won't see a move on prime lending rates until next year; though there are plenty of other factors that could cause the market to shift and change that projection. To figure out what is going on in California, Jack Russo asks Joe Cucchiara if things are getting better now that Gavin Newsom has been reaffirmed as governor or if Californians are content with getting beat up by the state.

Taxes, climate, and the general costs of living are 3 of the top concerns when moving to a new state - but certainly community plays a big role in the future quality of your life! There are 50 states that have their own unique ways of doing things, but only a few can claim to be the homes of the friendliest cities in America or have the best cities to retire in. Joe Cucchiara and Jack Russo get together for a coast to coast talk about the friendliest cities America has to offer.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Right, wrong, good or bad, the eviction moratorium is under hot debate right now. After millions of Americans were spared the fear of losing their home in addition to their job when the pandemic hit, the time to unfreeze the ban on evictions and return to something resembling normal life has come – or has it? Like many things, viewpoints and needs have changed since 2020 and now is the time to reevaluate how we address these needs. So, what do we do about it? Joe Cucchiara shares the data statistics that suggest if the eviction is doing more harm than good.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Is the market still on fire? Are buyers still snapping up homes now that the state has opened? What do agents and lenders predict will happen 90 days from now? 2021 continues to be a wild ride for real estate that we might not be able to accurately predict. Is there anything that could bring the market to its knees? Later on, Joe Cucchiara asks Mike D'Ambrosio take a look at where the superrich of the world really live – and the richest US city of them all is probably not what you were expecting to hear. Take a seat New York and San Francisco, you ain't got nothing on this crazy wealthy California city.     Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D'Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

It doesn't matter where we are, Real Estate Radio Live will always be around to bring you the fresh, relevant content you rely on. Need proof? Well, Joe Cucchiara is hosting from Hawaii and longtime guest Jack Russo is calling in from Florida to demonstrate today's topic. The ability to work remotely has impacted real estate in more ways than you think. Jack points out that people are living more for a series of experiences than they are for the generational buy, hold and pass down ideology of old. The life of being a perpetual traveler is growing, but is there more to this recent surge than a knee-jerk bucket list reaction to the pandemic or will we eventually settle back into home ownership?    Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D'Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Has the market officially peaked? It'll be a while until we know for sure, but Joe Cucchiara believes Silicon Valley's insane sellers' market has finally hit its lofty ceiling. Right or wrong, what does this information mean for you and does it change your strategy going forward? Going with the assumption that the market is indeed flattening, Joe breaks down what it means for both buyers and sellers if the market has already peaked. Second homes have become a huge interest since the pandemic began, boasting an 80% increase in purchases. As more people head back to the office, impulse purchased properties are going to need some reconsideration. Most consumers will fall into one of three categories when it comes to deciding if you should sell or keep your second home – which group do you belong and what strategy is right for you?   Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D'Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Buy, hold or sell? It's a simple question that can make a huge impact, and the answer is very simple – you do all three! Either one of these moves can be the right move for you if you have the correct strategy in place and, as the market continues to shoot up, people are feeling the pressure to make a move. Should you sell and take advantage of skyrocketing home values? Is it time to buy before prices climb even higher? Joe Cucchiara walks us through the buy, hold and sell scenarios that won't leave you feeling the regret of a bad transaction. Also: The market & the markets to watch out for The secret to financing non-owner properties   If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Nearly 1 in 5 adults in the US has some form of mental illness and there is still much stigma surrounding the topic, both publicly and internally. Admitting to yourself or others that you have a mental illness can be a major battle, so while it is still mental illness awareness month, Joe Cucchiara welcomes in his daughter Rachel Cucchiara to openly discuss her struggles with major depressive and anxiety disorder since she was diagnosed as a teenager. There is no one treatment that flawlessly works for everyone and the process of trial and error can be more than discouraging at times, but it should never be a reason for someone to not seek the help they need. Learn to recognize the signs and symptoms of mental illness in yourself or others by clicking HERE and contact a medical professional immediately.

Is the housing market ever going to stop rallying? Most likely. The market is all over the place and you could even say it’s carrying the same crazy vibe as the 2005 and 2006 markets. Homes are being fought over and prices are being run up by over 30% of the asking price. No one could possibly have seen this coming, and if they did its probably just pent-up demand from the pandemic, right? Joe Cucchiara turns back the clock and pinpoints several historical reasons why the market is practically exploding at a time when when the future is still uncertain. Other topics include: Major changes to financing second homes and investment properties The future of secondary home markets Greedy Fannie + Freddie Outstanding interest rates   If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99