Podcasts about Oakhurst

After a brief pit stop in Oakhurst, the party restocks, regroups, and returns to the Sunless Citadel! Hosted on Acast. See acast.com/privacy for more information.

A brand-new group of adventurers rolls into Oakhurst expecting a festival... and finds absolutely nothing worth celebrating. So, they turn their attention to the nearby Sunless Citadel! After all, who needs a festival when you've got cryptic NPCs, drama, deadly traps, and the looming threat of death? Hosted on Acast. See acast.com/privacy for more information.

While metro Atlanta didn't see widespread damage from Hurricane Helene, some Woodstock, homeowners filed insurance claims for significant wind damage. But not everyone's insurance is paying for new roofs.More than a dozen homeowners in the Oakhurst neighborhood filed claims for roof damage with a very specific type of construction shingle that roofers say cannot be “fixed” without a full replacement. READ MORE: https://www.atlantanewsfirst.com/2024/12/12/metro-homeowners-battle-insurance-roof-replacements-after-helene-damage/

Friday 10/11/24

Mike & Megan were in America for a whole month and recorded numerous podcasts while out there, talking about their experiences in Vegas, Yosemite, Bakersfield, Orlando with theme parks and more! In this release, M&M talk about their second week in the USA, where they spent their time in Yosemite National Park and the nearby town of Oakhurst! They started with a breather after Vegas, before embarking on a 4 hour hike up to Wawona Point (within Mariposa Grove), the following day they ventured to Bass Lake, before going to Yosemite Valley on day 3 – they drove in & out of Yosemite and were staying in a trailer, surrounded by nature, for 5 nights and loved their time there! Find Megan @GrittsGetsFit on Instagram and find all of Mike's social media & other links at https://linktr.ee/GenuineChitChat - both M&M uploaded numerous photos from their travels to their Instagrams so make sure you check those out too! The last few weeks have been a variety of different releases; last week was part 1 of their trip; The Vegas Wedding, but prior to that were two movie reviews (previously only for Patreon supporters), their review of Deadpool & Wolverine, the week before that was Clone Wars Conversations Season 4 Part 2 with Dave and Maff, and the week before that was the fourth episode of Mike & Megan's Monthly M&M show where they talk about Cartoons (submitted by Maff), specifically from their childhoods! Guest Spots: Mike & Megan recently appeared on Spider-Dan & The Secret Bores to talk about District 9 for Alien Month! Listen here: https://pod.fo/e/24f513 Mike & Megan recently guested on Chris & Dave's Reality Cast, on the first week of Love Island: https://pod.fo/e/24596f Mike, Megan, Dan & Ria return for Disney Discussions 12, to talk about The Rocketeer & Condorman: https://pod.fo/e/2413fd Mike & Megan were on Back To The Filmography, talking Meg 2 with JAC: https://pod.fo/e/250f89  Mike & Tonya Todd on Mandatory Music & CD talking Rage Against The Machine: https://pod.fo/e/250335 Megan was also on episode 232 of GCC to talk about dog behaviour with Paige and was on ep 228 to talk Vegas with Chris! Although Star Wars: The Acolyte finished a while ago, Mike spoke with a variety of people for their thoughts on this incredibly divisive show, including a 2.5 hour discussion Mike had with Angry Andy for the finale! You can listen to all episodes the Comics In Motion or Star Wars: Comics In Canon podcast feeds, or watch the video versions at https://youtube.com/GenuineChitChat!  

— “When you are grateful, you have positive energy that emanates outward from your being. You become a magnet of sorts, attracting more experiences and opportunities that enrich your life, giving you even more reasons to be grateful. Challenges or problems are reduced or eliminated because, aside from applying practical solutions, you do not give them any power or energy. Life begins to reflect your good back to you in amazing ways. There is always something to be grateful for…” “Gratitude is the healthiest of all human emotions. The more you express gratitude for what you have, the more likely you will have even more to express gratitude for.” — Zig Ziglar Valeria interviews Jan Lynch — She is the author of  “The Divine Flow of Abundance, winner of the NYC Big Book “Distinguished Favorite” award in 2021. After a successful career in the Airline and Hospitality Industries, Jan began to study how to use Universal Principles in creating one's own life. From numerous classes and workshops, plus reading uplifting, metaphysical books, she learned how to apply these principles of success to her own life.  She welcomed the beliefs that joy, love, vibrant health and financial freedom are natural birthrights for all. The Divine Flow of Abundance was the result of a “nudge” from the Universe to create a simple and insightful 30-day Abundance Plan that anyone can use in order to realize and accept the limitless prosperity the Universe has for each of us. The two common themes in the book are “Spirit is your Source” and “Be careful what you think because thoughts become things.” Jan is also a Spiritual Practitioner licensed through the Emerson Theological Institute in Oakhurst, California and the co-author of Affirm Your Future: How to use Affirmations to Bridge Your Future.  She is an inspirational speaker and, as a Spiritual Counselor she assists others in creating the life they truly desire. A percentage of sales of Jan's books is donated to the Harmony Spiritual Center in Fort Worth, Texas. To learn more about Jan Lynch and her work, please visit: https://www.janlynch.com

Having been assaulted, at the end of the previous episode, with Kyle's version of Eve's scandalous history, Peter kind of...acts like a grownup? He tells her what he's heard, then goes to Oakhurst to see what he can find out himself. Unsurprisingly, the small-town fascists make Eve look much more credible by contrast. Back in L.A., Kyle is still a mess, and Ryan is still sniffing around Megan's restrictive new work schedule. Wilshire Memorial has taken a cue from the rest of the country post-Monica Lewinsky by deciding to educate its staff about sexual harassment. When Michael isn't trying -- and still failing -- to confess his charity embezzlement, he's ignoring everything he was told in his sexual harassment seminar to flirt with a cute new nurse named Audrey. We will TRY not to punch too hard in our podcast on "A Fist Full Of Secrets"! JOIN THE AWT CLUB

What is it like to live in Cape Elizabeth Maine?

We found out in the last episode that Eve served 15 years in prison, and this week, we find out why; thus, all of us are one-up on Peter, since Amanda and Eve convince Kyle (to whom they spilled their secret) not to tell Peter, and he and Eve get married without incident as far as he knows. Kyle's not thrilled about it, but when he gets back to L.A. he finds much to distract him: a random baby to hold and be cute with; a plot of land he and Amanda might buy to build their dream house on; all kinds of SIGNS that the drama is behind them and they can talk seriously about settling down and starting a family. Meanwhile, back in Oakhurst, Lexi makes an ass of herself crashing Peter and Eve's honeymoon; the shock of finding out Peter went ahead and married another lady convinces her to stop acting the fool all over town. Jane continues dealing with her health scare, and Megan does a terrible job keeping her confidence, leading Michael into situations that confuse him as to the future of his relationship with Jane. Find a safe place to listen to our podcast on "When Cheerleaders Attack"! JOIN THE AWT CLUB

The sex-driven roof collapse of the previous episode has thrown everyone into chaos. Jane is going ahead with divorce proceedings immediately! Ryan is done with Lexi for good! Megan is also done with Lexi as a friend and a boss! Michael...is starting therapy, which is honestly probably a good idea and long overdue! Peter is suddenly bereaved, as he finds out his estranged father has died, apparently alone, and after the day it takes to settle his estate and not attend the funeral, Peter is re-evaluating his life. Specifically, he doesn't want to end up as lonely as his old man, so will Eve marry him? She will! And she'll have it in Oakhurst, which is alarming to Amanda for reasons we don't know! Kyle decides he's done hating Peter just in time to get very suspicious about his new fiancée, and try to save him from marrying an unworthy partner. We tell you whether wedding bells will successfully ring this time in our podcast on "Lethal Wedding 4"! JOIN THE AWT CLUB

Ted Lilly played for 6 teams spanning over a 15-year MLB career. But did you know that this unassuming lefty from Oakhurst, California barely threw 75mph in his senior year of high school? He was on no MLB teams radar until he turned up the heat at Fresno City College. And well, the rest is history.In this interview, I talked to Lilly about his path to the MLB, how his bulldog mentality played a role in his success, and he has some great stories about Barry Bonds, Lou Pinella, and the famous fight with Blue Jays manager John Gibbons.Go to www.setupman.net and subscribe to our mailing list to become a part of Setup Man Nation and so you never miss a show! We also do free giveaways for those who are on our list!Check us out on social media:Instagram: https://bit.ly/setupmaninstaTwitter: https://bit.ly/setupmantwitter

 Hey Dude, my life has been a real jigsaw puzzle, slowly put back together this past month. Not only does my truck have a rebuilt engine, I may have found my voice...again. QUOTE: "At first I thought it was going to be a disaster, but in the end, it was perfect." AUDIO LINKPEOPLE: Dean Whitbread, John in the UK, Father Time, Joseph Dougherty PLACES: Altadena Library, Bob Lucas Branch, Bob's Big Boy (Toluca Lake), Yosemite, Fresno, Oakhurst, Frazier Park, Los Angeles County, Bakersfield, Central Valley THINGS: Ford Ranger Truck, History of Podcasting, Facebook, Podcast Movement SOUNDS: footsteps, gravel path, wind, birds, plane, Laguna Sawdust Cowbell Chimes GENRE: storytelling, personal narrative, personal journal PHOTO: "Intro Pod Tweet" with my iPhone XS RECORDED: June 29, 2023 from the "Wawona Lawn" under the flight path of the Bob Hope Airport in Burbank, California GEAR: Sony ICD PX370 digital voice recorder and Sony ECM CS3 "tie-clip" microphone. HYPE: "It's a beatnik kinda literary thing in a podcast cloak of darkness." Timothy Kimo Brien (cohost on Podwrecked and host of Create Art Podcast) DISCLAIMER/WARNING: Proudly presented rough, raw and ragged. Seasoned with salty language and ideas. Not for most people's taste. Please be advised.

Hey Dude, my life has been a real jigsaw puzzle, slowly put back together this past month. Not only does my truck have a rebuilt engine, I may have found my voice...again. QUOTE: "At first I thought it was going to be a disaster, but in the end, it was perfect."  PEOPLE: Dean Whitbread, John in the UK, Father Time, Joseph Dougherty PLACES: Altadena Library, Bob Lucas Branch, Bob's Big Boy (Toluca Lake), Yosemite, Fresno, Oakhurst, Frazier Park, Los Angeles County, Bakersfield, Central Valley  THINGS: Ford Ranger Truck, History of Podcasting, Facebook, Podcast Movement  SOUNDS: footsteps, gravel path, wind, birds, plane, Laguna Sawdust Cowbell Chimes  GENRE: storytelling, personal narrative, personal journal PHOTO: "Intro Pod Tweet" with my iPhone XS RECORDED: June 29, 2023 from the "Wawona Lawn" under the flight path of the Bob Hope Airport in Burbank, California GEAR: Sony ICD PX370 digital voice recorder and Sony ECM CS3 "tie-clip" microphone. HYPE: "It's a beatnik kinda literary thing in a podcast cloak of darkness." Timothy Kimo Brien (cohost on Podwrecked and host of Create Art Podcast) DISCLAIMER/WARNING: Proudly presented rough, raw and ragged. Seasoned with salty language and ideas. Not for most people's taste. Please be advised.

Victor Davis Hanson spends the majority of the hour to cover several topics including border and economic concerns plus so much more! A recently discovered comet named C/2022 E3 (ZTF) will soon make an appearance in the night sky for the first time in 50,000 years. New York Congresswoman and environmentalist Alexandria Ocasio-Cortez took heat on Twitter after she mocked Rep. Ronny Jackson, R-Texas, for tweeting that he would never give up his gas stove on Monday. Hail, lightning, and thunder -- that's what the Oakhurst community experienced Tuesday.See omnystudio.com/listener for privacy information.

The public school district in Seattle has filed a novel lawsuit against the tech giants behind TikTok, Instagram, Facebook, YouTube and Snapchat, seeking to hold them accountable for the mental health crisis among youth. The 91-page complaint says the social media companies have created a public nuisance by targeting their products to children. Cindy Huge of The American Red Cross called in the Red Cross Central Valley Chapter has opened two evacuation shelters due to flooding in Madera and Mariposa Counties. Red Cross volunteers will provide safe shelter, water, meals and additional resources to evacuees impacted by these major storms.  Shelter Locations:  New Life Christian Fellowship (5089 Cole Road, Mariposa, CA 95338)  Oakhurst Community Center (39800 Fresno Flats Rd, Oakhurst, CA 93644)  People can find information for open Red Cross and partner shelters on redcross.org, the free Red Cross Emergency app or by calling 1-800-RED CROSS (800-733-2767). See omnystudio.com/listener for privacy information.

00:00:01 Greetings, everyone. Welcome to the show. We are going to talk about capital raising and why it's important to your deals right after this.   Wendy Sweet 00:00:34 That's funny. That's like a so funny when you see people on the news doing a news set and they say something and they just wait for stuff to happen and they wait for stuff to happen, it's,   Bill Fairman 00:00:45 Well, just so you guys know, half of our, our crew is in another country, so it's occasionally there.   Wendy Sweet 00:00:52 Two different countries.   Bill Fairman 00:00:53 Yeah. There, there's occasionally a little bit of lag time when we talk. So that's, that's really it.   Wendy Sweet 00:01:00 So the whole show's coming from three different countries. That's true. Actually. That's pretty   Bill Fairman 00:01:03 Cool. And technology amazing. It anyway is, thank you so much for joining us on the Real Estate Investor Show Hard Money for Real Estate Investors. We are Carolina Capital Management and we are private lenders for real estate investors in the Southeast. If you'd like us to take a look at one of your projects, go to carolina hard money.com and click on the apply now tab. If you're a passive investor looking for passive returns, then click on the accredited investor tab. Don't forget the like, share, subscribe, Hit the bell. And don't forget about Wednesdays with her.   Wendy Sweet 00:01:38 Woohoo. Awesome.   Bill Fairman 00:01:46 Wendy devotes like 30 minutes per person, right?   Wendy Sweet 00:01:50 Yep.   Bill Fairman 00:01:51 Every Wednesday, but she's booked out a couple of months in advance, so get on her calendar   Wendy Sweet 00:01:57 That, And I actually got this idea from our guest that's coming on.   Bill Fairman 00:02:01 That's right. It was Tuesdays with Jeff,   Wendy Sweet 00:02:05 Whatever, whatever day anybody could get in with Jeff that, that's the big thing.   Bill Fairman 00:02:09 So, So anyway, the link is right there and also in our comment section, which is on the right side of your screen or underneath, depending on the platform you're viewing us from. Anything else to add?   Wendy Sweet 00:02:21 Well, I just want to say this, you know, we always talk about, you know, if you're interested in passive investing to go in and, and click on our pass our investor tab. But I, we've got some bragging rights. We've, we've had, we've had a phenomenal year. Our trailing 36 month is really good, but I, I mean our, our last quarter we were at 10.76   Bill Fairman 00:02:46 And this is not a solicitation for selling of any type of security. Do your due diligence, your mileage may vary, blah, blah, blah   Wendy Sweet 00:02:56 Ppm. Yes, it's very important to do that. But we need to, I mean we need to talk that, cuz it's been, it's been really great. It's been over, well over 10 for the   Bill Fairman 00:03:04 Year. The, the real estate business. While it sounds like it's really going downhill, if you listen to the news, it's still way outperforming the   Wendy Sweet 00:03:13 Stock market and it's adjusting to normal. Yeah. Which is really nice. We, we all need a little normal.   Bill Fairman 00:03:19 All right, real quick, some breaking news. Good Lord.   Wendy Sweet 00:03:42 It, So now the news isn't breaking anymore. It's, it's old already.   Bill Fairman 00:03:46 It's, it's old news now. So the Fed raised the rate another 75 basis points.   Wendy Sweet 00:03:55 That's right.   Bill Fairman 00:03:56 It's like there's, it's like 3% height now since they started, or at least close to it.   Wendy Sweet 00:04:02 I can't wait to hear Brian Maddox talk about it tomorrow on our sunrises meeting that we have every Friday morning at 7:30 AM   Bill Fairman 00:04:10 Yeah. And I'm sure we'll have a link to that over here in the comment section   Wendy Sweet 00:04:13 As well. Yeah, yeah. It's, we, we'll talk in depth about that. That's, that's good stuff.   Bill Fairman 00:04:17 Yeah. There it is right here.   Wendy Sweet 00:04:18 Yeah. Awesome.   Bill Fairman 00:04:19 Sweet. Thank you. Sha   Wendy Sweet 00:04:21 We, we also know that when the Feds hike the rates like that, that it really isn't your mortgage rates that are going up 0.75. A lot of people assume that it's completely correlated and it is attached a little bit, but really   Bill Fairman 00:04:40 Historically, the Fed is always chasing the market, right?   Wendy Sweet 00:04:43 That's right.   Bill Fairman 00:04:44 If you, if you, well, you have to know people that have the graphs, but they're always behind the curve. Yeah,   Wendy Sweet 00:04:51 Always. Yeah, for sure.   Bill Fairman 00:04:53 They're trying to destroy the housing market and they're working on it pretty well. Yeah,   Wendy Sweet 00:05:01 We're not gonna let 'em do that   Bill Fairman 00:05:02 Though. What   Wendy Sweet 00:05:04 Else? So I was reading this morning on a newsletter that I follow called Essa, S T E S S A. They always have some good information, but they were really talking about the rent and apartment complexes versus single family residential, which I thought was really, really interesting. You know, apartment apartments have been going up and up. The rents for apartments have been going up and up. The vacancies have been going lower and lower, which it's been very, very strong and it will continue to remain strong. However, what we're seeing is that one and two bedroom apartments are for the first time in a very long time going down in price, which I thought was really interesting. And you brought up, because people are getting roommates to, to   Bill Fairman 00:05:59 Probably having higher vacancy rates. So they're bringing their rates down a little bit. Yeah. Try and fill 'em, but it's because people can't afford to live on their own   Wendy Sweet 00:06:07 Anymore. Yeah, yeah. But the whole point of that article is really to talk about single family rentals and how strong the rent is for a single family home. And, you know, it's a great day to be in the buy and hold business. It's always a great day to be in the buy and hold or the build and hold business. It's, it's,   Bill Fairman 00:06:32 But it happens. If you can't afford mortgage payments, you have to rent. You   Wendy Sweet 00:06:36 Get cold.   Bill Fairman 00:06:37 Yeah. You have to rent. Yeah. So there you go. For sure. Or if you can't buy a house, you can rent one until the rates come down. That's right.   Wendy Sweet 00:06:44 Right. That's exactly right.   Bill Fairman 00:06:46 Or you can find one with a lease to own kinda deal as well.   Wendy Sweet 00:06:49 That's exactly right.   Bill Fairman 00:06:50 All right. So enough Gibber, Joe.   Wendy Sweet 00:06:52 Well, I wanna talk about, just a quick point too, for the sunrises for our meeting on sunrises. Tomorrow at seven 30 is on Zoom and that link is right there in in the chat box. We are going to be talking about subject to real in, in real estate, in the real estate business, which is basically taking over a property subject to the financing in place. So I'm really excited about us talking about that   Bill Fairman 00:07:20 One thing, that   Wendy Sweet 00:07:21 Particular type.   Bill Fairman 00:07:22 I have a quick question before we move on. I'm always concerned about how you get the person that has the mortgage to agree to take over that mortgage when they're ultimately responsible for it.   Wendy Sweet 00:07:35 Well, you need to turn tune in tomorrow and because that's the topic we're gonna talk about   Bill Fairman 00:07:41 For that would be my biggest fear is letting somebody else take over my mortgage, even though I'm the one that's on   Wendy Sweet 00:07:47 The Yeah. And there are ways around that. We're definitely gonna gonna talk about that tomorrow.   Bill Fairman 00:07:51 It's a great way to do it because you know, obviously you're not gonna take over a, a loan with a high rate.   Wendy Sweet 00:07:56 That's right. Not these days.   Bill Fairman 00:07:58 That's right. That's   Wendy Sweet 00:07:59 Right.   Bill Fairman 00:07:59 And they don't have any more non qualifying FHA loan assumptions out there anymore.   Wendy Sweet 00:08:04 Nope. Long gone. So folks, we are really, really excited about our guests today. You'll, you may have noticed if you've been watching for the past, what, four weeks? Three weeks? Four weeks. We have been talking about raising capital and raising capital from your financial friends, which could be your family and friends, people that you know, like, and trust. And we really wanted to end this theme with a dear, dear friend of ours, Jeff Johnson, who is the bomb. And he's really, really good at raising capital. That's how he runs his business. So folks,   Bill Fairman 00:08:48 And, and by the way, he's also known for packing more than one belt with him when he travels. So thank you for that.   Wendy Sweet 00:08:54 Evidently he pulled you out.   Bill Fairman 00:08:56 I forgot to pack my belt.   Wendy Sweet 00:08:59 So here's our friend Jeff Johnson. Jeff, welcome, welcome to the show my friend.   Jeff Johson 00:09:05 Hey guys, how are we doing?   Bill Fairman 00:09:07 Great. Wow. You look like you're like doing a reality show.   Jeff Johson 00:09:12 Well, this is a house that I just finished and is going on the market tomorrow. Is that right? Tomorrow.   Wendy Sweet 00:09:17 Wow.   Jeff Johson 00:09:18 Look tonight at that   Wendy Sweet 00:09:19 Beautiful, beautiful kitchen.   Bill Fairman 00:09:21 That's gorgeous.   Jeff Johson 00:09:22 Yep. So there you can get a little, a little vision, a little view of what's going down.   Wendy Sweet 00:09:27 That is gorgeous. Okay. Tell us a little bit about, Oh, look at that fireplace. Oh my goodness. Tell us about this house. Where is it? What's the price? What, what's the deal?   Jeff Johson 00:09:39 Okay, so this is one of four houses that I built up in Oakhurst, which is 28, 2 5 in Charlotte   Bill Fairman 00:09:46 Live there. My first house was in   Jeff Johson 00:09:48 Oakhurst. Yeah, yeah, yeah. So I bought a, I bought a lot and you guys saw Shannon, my realtor, actually Shannon helped me get this lot, but bought this lot from the guy. There was a single house on it. We ended up splitting it into four lots. So I built four houses down the, down the road here. And so this is the first one that's going on the market. So let's see, I paid 4 65 for the lot. So what is that? A little over a hundred thousand dollars per building lot. Yeah. Not too bad.   Wendy Sweet 01:10:21 Not in that area.   Jeff Johson 01:10:23 Yeah. So my build cost in these is right around three 50 I think. So this is a 2,700 square foot house, this one. And this one's going on to market tomorrow or tonight for 7 99 9. So not too bad.   Wendy Sweet 01:10:37 Wow. Wow. That is awesome. Okay, I'm so glad you're throwing those numbers out. So Jeff, how did you finance this? What, where'd you get the money? What'd you do to raise it? Tell, tell me about what that looks like.   Jeff Johson 01:10:51 Well this, this actually was a combination. So I actually did an partial owner finance. So the lot was 4 65 and the owner actually gave me a $300,000 owner carryback. So I only had to come to the table with 165 grand.   Wendy Sweet 01:11:09 Wow. Nice.   Jeff Johson 01:11:11 And then he, he subordinated his loan to a bank loan. So I actually was able to do all this construction with a bank loan. But that, you know, that's taken me years to get to that point and build my business to a point where I can go in and get a, you know, $1.5 million loan to build four houses. So.   Wendy Sweet 01:11:26 That's awesome. And what kind of a bank is it? Is it a local bank? A a credit union, a regional bank?   Jeff Johson 01:11:32 It's a, it's a local bank. Yeah, it's a local bank that I've had a relationship with for probably seven years now. They've financed several homes for me over the years. So we've got a, you know, ongoing relationship.   Wendy Sweet 01:11:45 That's awesome. That's awesome.   Bill Fairman 01:11:47 You know, you're, you're throwing those numbers out there and I told you my first home was in Oakhurst. I paid 23 5 for a 14 year square foot two story house on Commonwealth Avenue.   Jeff Johson 01:12:00 Don't, don't you wish you, I built one on Commonwealth too. Don't you wish you would've kept that?   Bill Fairman 01:12:04 Yeah. Oh my gosh, no doubt. Absolutely.   Wendy Sweet 01:12:07 He even had his motorcycle in the living room. I remember that. It   Bill Fairman 01:12:11 Was never in the living room. It was in the foyer.   Jeff Johson 01:12:13 Nice, nice.   Wendy Sweet 01:12:16 So are you nervous at all about being in that price range in these dark times that we're living in?   Jeff Johson 01:12:26 Well, sure. I mean, everybody's a little bit nervous. I mean, you know, I think part of the problem was, is we all got used to things selling in 35 minutes and now it's kind of back to normal the way it was before Covid. So, yeah, I mean this is, I started my business in oh nine, so I was used to, you know, two months, three months to get something under contract. So this is not something I haven't experienced before, but I think a lot of people who just got started are probably a little bit freaked out because it, you know, they didn't figure in holding onto their properties for three months or six months. They didn't figure that into their costs. Plus, you know, everything got so expensive there for a little while that, that everybody just assumed that they were gonna make their money on the back end. You know, I always say you make your money when you buy the property, just like I did with this property. I made my money when I bought this property. If I'd have paid a million dollars for this, I'd be super nervous.   Wendy Sweet 01:13:19 Yeah. Yeah. I actually had a call this morning from someone that we did a loan for. She's still in it eight months into it, you know, the contractor didn't really do a right. She had to let him go. So she's working with a new contractor, but unfortunately her, you know, our appraisal subject to appraisal when she bought it came in at 2 65, 8 months ago. Right. And her agent told her she could easily get a little over 300 for it. So I, you know, I, and, and, and so she's been moving forward in her head, putting her own money out instead. Yeah. Because we're only gonna fund from the numbers we run. And now she's sitting at a place where, you know, she'll be probably getting what the appraisal originally said it would be worth. And she's, she's not gonna make any money on this deal. I mean, that's the difference between somebody new and somebody that's experienced.   Jeff Johson 01:14:20 Right. Well I think, I think a lot of what you're seeing is people who, you know, way overpaid because they wanted, they just wanted to keep growing or they wanted to get more property. I actually really, I kind of stopped buying rehab property the last few years because I saw what was happening with the prices and I knew it couldn't last.   Wendy Sweet 01:14:39 Right.   Jeff Johson 01:14:40 So I sort of tapped out, kept doing new construction and cuz I can add the most value doing new construction. Sure. And there's less unknowns, you know, once I, once I get the foundation outta the ground, there's really not a whole lot of unknowns when it comes to cost.   Wendy Sweet 01:14:53 Right.   Jeff Johson 01:14:54 So, so   Wendy Sweet 01:14:55 Jeff, talk a little bit about really how you started raising funds and what kind of people you were approaching to lend you money. How, how did you get started and all that? Cause I, I think you are just so superb at having a good tool bag full of financing opportunities.   Jeff Johson 01:15:23 Well, it's a, I mean it's a, it's a long story but a short story. I mean, I I, I started, you know, rehabbing in oh nine and I was in a, I was actually in a men's group with our church and I used to drag my trailer to the men's group cuz I'd be, you know, that was my Fridays as the days I'd go do my real estate. And I was doing it all with, you know, hard money loans or whatever. And, and one of the guys in my small group said, Hey, what's with the trailer? What are you doing? And I started to explain to 'em and I had just taken a class on borrowing money from people's self-directed IRAs. And so this was a friend from, from my men's group. And so I used all the tools. I just had, I had just learned and said, Hey, you know, if you want to invest with me, you can lend me money from your 401K and I can pay you a return.   Jeff Johson 01:16:16 And I think that the stock market had tanked at that point. So he was very unhappy with his stock returns. So I ended up borrowing I think $50,000. We ended up changing his IRA over to his self-directed ira and I ended up borrowing, I think $50,000 from him to help with one of my projects. And then I returned his money and then he said, Well now I have a hundred. So I, I'm, I'll lend you a hundred pretty soon. He, he had basically liquidated his entire regular 401k with his jobs. He worked for Bank of America and, and had put it all in a self-directed RA and, and, and lent me every penny that he had in his retirement account. And he still does. So that was in 2009. So what is it now? 2022. So he is been lending to me for 13 years and I think we've tripled, I've tripled his money since he started as he started lending to me.   Wendy Sweet 01:17:08 That's awesome. Now is, is he, are you doing the same kind of deal with him that you did in the beginning or has your, have your ch terms changed   Jeff Johson 01:17:19 Any Nope, same exact same exact terms. We haven't changed anything. It's been the same interest rate since day one. I have not changed it one bit. It's, you know, it, in my mind I wanted to give my lenders a return that was good enough that they wouldn't go anywhere else. And that, you know, once we build that trust relationship that they know that, that they're gonna get a great return and they're gonna get their money back to me because what, I don't buy any crappy deals. And then, but I didn't want it to make it too much to where I couldn't actually deploy the capital. Right. You know, I think that's part of the problem is you get a lot of private lenders, they want these crazy interest rates and it's, right now it's almost impossible to deploy the capital, which is as, as expensive as it is to rehab properties and build. I mean, gosh, my build costs went from, for these houses I used to probably maybe $120 a square foot. I'm $175 a square foot.   Wendy Sweet 01:18:18 Wow. Wow.   Jeff Johson 01:18:20 And that's in two years. Wow. So, so that only took two years for that change to happen. So it's gonna get harder to deploy expensive capital in this market. So   Wendy Sweet 01:18:30 Now is, is he lending Yeah. You know, in a secured position or are you, is he just lending to your llc?   Jeff Johson 01:18:39 Okay, so he's, right now he's lending us about a million dollars total and he's probably got about half of that inec secured loans. And then the other half is in unsecured, you know, loans to the llc. But one of the things we don't do is just have that money floating around in the Ethereum. We actually have it assigned two properties. So it does have an as it does have assigned property that it is loaned on. Right. But we just don't have a deed to trust on it.   Wendy Sweet 01:19:10 Gotcha. So, Gotcha. So, so how has he helped you if, if at all, raise more capital?   Jeff Johson 01:19:20 Well, he was very stingy at first cuz he didn't want me to go borrow money from anybody else cuz he, you know, he wanted to keep his capital working. But I, I told him, I said, I won't go borrow any more money until I'm sure that I can keep your capital work in. That happened like year two. So I met another guy, bought a, another crazy story. I bought a inversion table for my back off of Craigslist and it was a trailer both times that got me, this got me this money, which is funny. So I had my trailer to go pick up the, the inversion table and the guy said, Hey, you know what's, so what do you do? You get a trailer? And I told him, you know, I i I flip houses. And he's like, Oh, I'm really interested in that. So I ended up sitting down with him and having lunch.   Jeff Johson 02:20:01 So what, what I did between my first and second lender is I actually put together what's called a credibility package where I took all of the deals that I had done and I listed them out what I paid for 'em, how much my rehab was, how much I sold them for, and then how much my investor got paid. My, my lender got paid and I think at that point I had maybe 12 or 13 properties that I had done. And so I was able to give them this, you know, 10 page credibility package and show 'em like, here's the listings, here's the price I paid, here's how much I made, here's how much my lender made. And that was, that made it so much easier once I had that credibility package to start having those conversations. So once I got that done and I had that second lender, I just started meeting with other people and I started, actually, I didn't really solicit, but you know, you, you can make posts on Facebook and you get people who are interested in what you're doing and then you're ha starting to have these conversations. And I started beating people for lunch and for breakfast and taking 'em to my properties and showing 'em what I was doing. And you know, it just unlocked all sorts of doors with money cuz you, I mean, it would blow your mind how many people have money sitting in an IRA or a 401K that's not doing anything.   Wendy Sweet 02:21:15 Right.   Jeff Johson 02:21:17 Lots of people, it's just sitting there, they don't know what to do with it. They're afraid to put it in the stock market, but they don't know how to invest it in real estate and they don't want to, they don't wanna actually own any real estate or flip real estate cuz they know that that is a, you know, not passive investing. So I just started having those conversations and then, and then of course, you know, I wrote that book a few years ago and now if somebody's interested I just send 'em a copy of the book and say, Here, read this and then let's talk when you're done reading it. So I don't even have to explain the process anymore. It's all in   Wendy Sweet 02:21:48 The book. That's awesome. What's the name of that book, Jeff?   Jeff Johson 02:21:51 It's called Retirement Returns With Real Estate. And I actually wrote it for other investors to be able to use. So I have people all the time that will send that copy of that book to a potential lender and say, Here, read this book and then let's have a conversation and it just saves you, you know, three or four lunches or breakfasts of Yeah. Explaining how it all works. And then the questions are just like, okay, what's, what's the project and how much do you need? That's what I want to get to before I even have a conversation with somebody. I want them to feel comfortable enough that I know what I'm doing. That they're just asking me, Okay, what's the project? Right. What are we talking about here?   Wendy Sweet 02:22:28 So, so here's what I think is so super cool of what you've been able to do. Number one you put together, and I love the name of it, your credibility package. Yep. You're, you're showing people what you do because you're, you're going after two different personalities. You've got the engineer person that wants details and numbers and that kind of thing. And then you've also got pictures and graphs and things for the other type personality that wants to see the summary and hear the stories. That's, that's perfect. Yep. The other thing that I love that you did is you put together a book. You're teaching them how they can become wealthy.   Jeff Johson 02:23:09 It's Exactly education I think is so important. I mean, and, and I think the other thing too is, you know, I ran a, I ran a, a subgroup for the local R for a long time for about six years. And I used to do education in that group for potential lenders. There was no no pitch. I wasn't trying to actually raise money, I just wanted to teach people about how to use private money. And so I ended up getting, you know, a lot of people that had private money come to that meeting and then ended up creating a relationship with them and borrowing their money. So it's really been sort of of organic the way it's all happened. But the funny thing is, once you push, start pushing that 600 pound boulder, once it starts rolling, it's hard to stop it because, you know, then you have people throwing money at you and you're like, Hey, I need to hold on. I need to get some more projects and some more things. That's right. So I can, you know, that's a good problem to have cuz you in, in real estate, you almost al you always have either a money problem or you have a house problem.   Wendy Sweet 02:24:06 Right.   Jeff Johson 02:24:07 So you either have too much money, not enough houses, or too many houses, not enough money. Yeah. I'd rather have the too much money, not enough houses problem. Yeah,   Wendy Sweet 02:24:15 Yeah. You and me both. You and me both.   Bill Fairman 02:24:17 So you go back to your original lender   Jeff Johson 02:24:20 Yeah.   Bill Fairman 02:24:21 Bank of America. And you   Jeff Johson 02:24:23 Well he worked, he worked for Bank of America. Yes. Right.   Bill Fairman 02:24:26 Yes. But you know, he has the opportunity to get with b of a wealth management so he could put all of his money. I mean, they're very well known for all their wealth management stuff. I wonder how much he would've made if he would've stuck with the traditional way of earning in his   Jeff Johson 02:24:43 Farm. Definitely not. The returns that he got from us. Not even close. Right?   Wendy Sweet 02:24:47 That's right.   Bill Fairman 02:24:48 Isn't it? Isn't it weird how that works? The people that actually are in the financial industry finally get that light going off, What, what am I doing here?   Wendy Sweet 02:24:59 Yeah. Yeah.   Jeff Johson 02:25:00 Well the other cool thing too is, you know, he's been a, he's been part of my growth. So every year when we, when we, you know, look at our profit numbers, I always send him, I send him an email or we go have lunch or breakfast or whatever and I say, you know, I could not have, I literally could not have done this without you trusting me with your money.   Bill Fairman 02:25:18 Sure. That that's awesome. No, he appreciates it.   Wendy Sweet 02:25:21 What a gift.   Jeff Johson 02:25:22 Yeah, no, absolutely. So he's been part of my journey. Every lender's been part of my journey. And then when we started Better Path Homes and really started to grow, I think we're, I think we have 70 some odd houses being built right now. We have, you know, dozens of lender partners that have come alongside of us and we've been able to help them build their wealth and they've watched us build our business. It's been a really wonderful partnership.   Wendy Sweet 02:25:43 That's awesome. And you lend your money too. You're, you're self   Jeff Johson 02:25:47 An IRA money? I, yes. I led to you   Wendy Sweet 02:25:51 Fact.   Jeff Johson 02:25:51 I put my money where my mouth is.   Wendy Sweet 02:25:53 I'm gonna get some more here shortly too. So,   Bill Fairman 02:25:57 So you know Chris Miles? Yeah. We had him on the show a little while back and he was telling us a story about his dad because, you know, Chris' is used to be a financial advisor, he's now the anti financianal advisor. And his dad wanted to retire. He'd had a 401k, all of his, you know, working adult life. And he asked Chris to take a look at it and asking kind of where he was. And Chris said to him, you know, you've done all the right things, you've done everything that is expected of you in a 401k. Your only problem is you have to die in five years.   Jeff Johson 02:26:36 Right. Cuz you can't afford to live any longer than that.   Wendy Sweet 02:26:38 Right. Yeah, that's for sure. I, I, I'm just, I'm telling you, Jeff, I've known you for such a long time. You're a dear friend, an awesome human being, and I'm, I'm just blessed to have you in my life, but, and I'm so excited to have, have watched you turn into this incredible successful real estate investor and builder in, in the, the time that I've known you. Just watching you grow has just been incredible and learning from you. And you know, I, I steal all these great ideas that you have and I appreciate that you allow me to do that. It's, it's just, it's been a pleasure and, and I can't wait to see what you have in the future. And, and we're so grateful that you came and Yeah, absolutely. And shared this information with us that I think it's important that people know that everybody can do this.   Jeff Johson 02:27:32 Yes.   Bill Fairman 02:27:33 How can people get ahold of your book anyway?   Jeff Johson 02:27:36 It's on Amazon. You can just look it up. It's Retirement Returns with Real Estate. Jeff Johnson's the author and I, I have it, I have it priced, you know, so cheap that you can just send 'em to your friends and family, whoever you want to talk to about Awesome, awesome. Investing with you. So that was the whole point was to be, you know, give others a tool, a very specific tool so it's very specific to our industry so that they could have start having those conversations with people.   Wendy Sweet 02:28:02 Right, right. Awesome.   Bill Fairman 02:28:04 Well, Valerie just made a comment saying that she can't wait to read your book. Thank   Wendy Sweet 02:28:08 You. So yeah. Oh look, there, there it is.   Bill Fairman 02:28:11 See, see how quick our staff is. Yeah.   Jeff Johson 02:28:13 Bam. Look at that. There you go.   Wendy Sweet 02:28:15 There you go.   Bill Fairman 02:28:17 That's   Wendy Sweet 02:28:18 Awesome.   Bill Fairman 02:28:18 So the first time I met Jeff, he was working on the house right next to me, which was kind of funny. I won't get into that story, but it was a good one. It has been, it's been quite the journey since then, hadn't it?   Jeff Johson 02:28:30 Yes, it has. It has. That was a, that was a funny story.   Bill Fairman 02:28:33 When we have an, when we have an additional hour, I'll,   Wendy Sweet 02:28:36 I'll tell.   Jeff Johson 02:28:37 Yeah. Okay. Deal.   Wendy Sweet 02:28:39 Jeff, thank you so much for coming on. We really, really appreciate your, your, your story and, and your, your desire to share with, with everybody. Thank you so much. Yeah,   Bill Fairman 02:28:50 We're   Jeff Johson 02:28:50 Gonna thank you guys.   Bill Fairman 02:28:50 Green room for just a second while we close this thing out so we can thank you properly, if you don't mind.   Jeff Johson 02:28:58 Okay. Thanks guys. Thanks   Bill Fairman 02:29:00 Jeff. Folks, thank you so much for joining us on the Real Estate Investor, Show Hard Money for real Estate Investors. We are Carolina Capital Management. We are private lenders in Southeast for real estate professionals. If you'd like us to take a look at one of your projects, go to carolina heart money.com, click on the apply now tab. And if you are a passive investor that doesn't wanna give money to Jeff, click on the accredited investor tab. Don't forget to like, share, subscribe, and hit the bell. Don't forget about Wednesdays with Wendy. See you guys next week. Bye.

Recap of Carts Drinks Match #2, Jake vs. Max, at Oakhurst.  Our annual golf trip to Northern Michigan dubbed "The Good Trip." Some old stories get brought up and we look forward to The Loon this year! The final PGA tournament is upon us (sad). Looking forward to some great golf to finish the season at the Tour Championship! Follow @cart.drinks on Instgram

The Lesson:  For some people, especially those shot into stardom through acting or professional sports, it's easy for the passion they have for their craft to proceed without a deeply-rooted purpose. When one day that passion is no longer available, they have nothing to look inward at to find a new path through life. Notable Excerpt:  “Even if it felt like a purpose, sports in general, it still ends at a very early age for a lot people too, you still have a whole life, you're still defined and to keep exercising your passion. So what does it translate into? It's interesting even like, pro guys, I've seen it, it's like "how did that happen?" And then there's some others that have really successfully transitioned to other businesses, or broadcasting, or coaching, and they've been really successful at it, so it didn't matter really what, but it was something they fell into." The Guest: Born and raised in the Bay Area, Jai attended the University of California at Davis on an athletic scholarship, playing collegiate baseball for the Aggies from 1988-1993. Wanting to continue a career in sports, he moved to Los Angeles to gain the ‘mailroom' experience by working at several talent agencies. Jai settled at Writers & Artists Agency in 1996, where he was promoted to Talent Agent, working with a variety of clients, ultimately segueing from sports to traditional entertainment and representing actors, writers, and directors. Highlights of the stint at Writers & Artists included working on the James Gandolfini team and the meteoric rise of the hit series ‘The Sopranos,' to nurturing Eva Mendes into an in-demand star. Jai moved over to famed Brillstein Entertainment Partners (fka at Brillstein-Grey Management) in 1998, to become a Manager and ultimately more entrepreneurial. He successfully guided an A-List client roster that included talent, producers, and financiers, ultimately leading the content packaging and financing department. He was involved in over 100 film and TV transactions, credited on 25+ films and helped raise over $300 million in project financing. In 2020, after 22 years at Brillstein, Jai exited to launch the timely Oakhurst Entertainment with select clients and investors. The mission is to produce premium content yet meet the voracious appetite of consumers demanding socially impactful content that makes a difference. The core focus areas are curating content with values, delivering to underserved audiences, all the while creating a strong call-to-action. Oakhurst has already produced several films with a full development slate on the horizon tackling themes of mental health, immigration and climate change. Jai was profiled in The Hollywood Reporter as ‘one of the top 35 executives in Hollywood' and has been featured in The New York Times, Variety, and The Wall Street Journal. Indiaspora Forum recognized him as one of the "100 Influential Indian American Leaders in the US” and the Asian American Business Development Center named him one of the “Outstanding 50 Asian Americans in Business.” Episode Resources: Jai Khanna | LinkedIn  Oakhurst Entertainment | Website 

For over 30 years, Pizza Factory has stayed true to its roots. Hardworking owners and staff, family-friendly dining, and a high-quality product make them who they are. They take great pride in the smile that the first bite of their pizza brings to the faces of their guests and they strive to make everyone feel as if this is their hometown pizzeria. Their motto says it all:  “We Toss'em, They're Awesome” —hand-tossed pizzas that are simply the best. Each bubbly, cheesy pie is made with 100% real mozzarella cheese and their signature sauce.  It's hard to say what makes it so delicious: the dough, the sauce, or is it the fresh toppings? Or is it all of the above.  Mary jane RIva, Pizza Factory CEO "and" multi-unit franchisee, is here to discuss all of that and more.  Mary Jane Riva became president and chief executive of the Oakhurst, Calif.-based Pizza Factory in September 2012, after she and her husband, Bob Riva, acquired the Pizza Factory Inc. franchising system from founders Daniel and Carol Wheeler and Ronald Willey.  But, she was a Pizza Factory franchisee, well before then.  In fact, the Rivas have owned Pizza Factory restaurants as franchisees for nearly 33 years and continue to do so to this very day.  Always focused on unit level economics and franchisee success, Pizza Factory recently introduced a new, streamlined express model, to service the growing off-premise market segment, in addition to their larger foot print, dine-in restaurants.    QSR has already heralded the brand as the next big thing in pizza.  Mary Jane Riva, this week on Franchise Today.

Kicking it off with the Buzz Question. The inclement weather brought with it power outages for over 8k PG&E customers in Oakhurst, Squaw Valley, Clovis, Sanger and Reedley. A new proposal from the Fresno City Council aims to reduce the difference in pay between city councilmembers and county supervisors. Listeners comment. See omnystudio.com/listener for privacy information.

Kicking it off with the Buzz Question. The inclement weather brought with it power outages for over 8k PG&E customers in Oakhurst, Squaw Valley, Clovis, Sanger and Reedley. A new proposal from the Fresno City Council aims to reduce the difference in pay between city councilmembers and county supervisors. Listeners comment. See omnystudio.com/listener for privacy information.

6.19.22. This Sunday, NDPC clergy affiliate and honorably retired pastor of Oakhurst Presbyterian Church, the Rev. Nibs Stroupe is our preacher. The ministry of Nibs and his partner, the Rev. Caroline Leach, at Oakhurst was the PCUSA's most important example of how a local church can address white supremacy and build a multiracial congregation.

A self-proclaimed Proud Boy from Oakhurst has taken plea agreement for his participation in the Jan. 6 riots at the Capitol. Instead of facing a trial for 8 charges, he's plead guilty to assaulting an officer and is awaiting sentencing in August. A stray dog wandered into the gorilla enclosure at the San Diego Zoo Safari Park. Texas police shot and killed an armed man who walked into a summer camp with 150 kids on site. No children, staff or police were armed. A local case for police officers on campus. Congress has passed a bill that would provide protection for Supreme Court Justices and their families. The bill now awaits a signature from President Biden.  See omnystudio.com/listener for privacy information.

A self-proclaimed Proud Boy from Oakhurst has taken plea agreement for his participation in the Jan. 6 riots at the Capitol. Instead of facing a trial for 8 charges, he's plead guilty to assaulting an officer and is awaiting sentencing in August. A stray dog wandered into the gorilla enclosure at the San Diego Zoo Safari Park. Texas police shot and killed an armed man who walked into a summer camp with 150 kids on site. No children, staff or police were armed. A local case for police officers on campus. Congress has passed a bill that would provide protection for Supreme Court Justices and their families. The bill now awaits a signature from President Biden.  See omnystudio.com/listener for privacy information.

When we talk about the environment, we talk a lot about our limited resources and how to preserve them: clean water, clean air, and agriculture for our growing populations. All three conversations eventually come around to this: sustainability. How do we give back resources for the ones we use? Our next guest on the BrandBuilders Podcast doesn't have ALL of the answers – but he has some good ones when it comes to sustainable farming. Sam Fleming of 100 Gardens is a hydroponic farmer, who grows two renewable foods that feed each other while they feed us. Yes, you heard that right – the foods feed each other, and also feed people while teaching school children about horticulture, chemistry, agriculture, business, and FISH. Yes, FISH! It's called hydroponics, or in this case, Aquaponics, and it's taking place at a handful of local schools including Myers Park, Garringer, West Charlotte, and Oakhurst. And Sam's with us now on the BrandBuilders Podcast to tell us how it's done.

Thanks to a story about an Oakhurst woman who went to McDonald's and went home with a Not So Happy Meal. Listeners call in with their own experiences of biting into their food and being unpleasantly surprised at what they find. While stealing is bad, cheating is sometimes considered acceptable. So now we have hackers rigging fuel pumps at gas stations to make them dispense the precious fluid for less money or even free of charge. To be sure, this is still theft, no matter how you spin it. See omnystudio.com/listener for privacy information.

A new California bill that aims to crack down on catalytic converter thefts is headed to the Assembly floor for a vote. The White House acknowledged Wednesday that ending Title 42 border protections, which the Biden administration is reportedly considering, will bring an "influx of people to the border" that is already overwhelmed. Rep. Maxine Waters (D-Calif.) tried to stop the publication of a news story about Los Angeles' homeless crisis this week, reportedly telling a Los Angeles Times scribe: “You'll hurt yourself and the community trying to put this together.” A drive-through breakfast in Oakhurst ended with a bloody ride in an ambulance for a woman who is now suing McDonald's over what she swallowed. See omnystudio.com/listener for privacy information.

The Plumbing Boys Play/Ruin Sunless Citadel Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Episode 308 - Morn s01e25 Oakhurst So Good

Coach Stanley talks about how he transitioned from the Spread to the Slot/Double T, The communities that make working in Coldspring Oakhurst so special, and much more! We also breakdown our games of the week: Stratford vs Gruver and Yoakum vs Halletsville and give you our Prime Time Picks from around the state! --- Send in a voice message: https://anchor.fm/clear-eyes-full-hearts/message

Danielle Angel is the curator of Freedom Rocks Co, a stunning crystal and metaphysical shop in Asbury Park, NJ. She opened up her storefront amidst the Pandemic in October of 2020 and continues to expand her offerings for the community, including workshops, classes, series, and unique events that bring kind humans together. She currently resides in Oakhurst, NJ with her two kids, husband and Bearded Dragon and Dog. In this episode, Danielle opens up to Jamie about the powerful impact of crystals as part of her postpartum healing journey, and the importance of modern medicine. Danielle's unique journey from medical student to intuitive mamapreneur is inspiring. Find her @freedomrocksco www.freedomrocks.co

Granite West Funding is a locally-based Oakhurst mortgage company, they work with customers in and around Oakhurst as well as throughout the state of California.Their goal is to get their customers quick and affordably into their dream home and to make the entire lending experience speedy, friendly, and easy.In this episode, we talked about how they started and some of the lessons Andrew learned throughout the way since he is in the business since 2006. Links: https://www.facebook.com/CAHOMELOANZ/https://www.linkedin.com/company/granite-west-funding-llc/For Tips, Strategies, and Free Downloads visit our website:https://www.mortgagebrokermarketing.com/Mortgage Success PodcastText Brian @ (619) 332-4144Please share your thoughts and feedback, pros and cons.Thanks.

A meditation for you and your family, members of your household, or just yourself, in these times of quarantine and beyond. Appropriate for kids and adults of all ages, depending on attention span. Guided meditation for five minutes and then ten minutes of meditation with soft background music. Affirmation: I am safe, I am healthy, I am loved. Y ou are safe, You are healthy, You are loved. We are safe, We are healthy, We are loved. Keep this episode on your device and set some time aside each day to do this with all the members in your household. If you have questions or comments email me at podcast@thepeaceful.life You can also support the show by taking one moment to rate and review The Peaceful Life Podcast. That helps others find it! The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. View our full episode list on https://thepeaceful.life Subscribe to the show on your favorite podcast player so you don't miss an episode. ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

How we all can remain peaceful, creative, and loving during this time of quarantine. We are going through an unprecedented time that can be scary for all of us, but if we take it day by day we can get through it. We are SPECTACULAR human beings! Support The Peaceful Life Podcast by taking one moment to rate and review the show. That helps others find it! The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. Contact me at podcast@thepeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!  

Is it possible to be TOO positive? To the point where it could hurt our own mental health? I speak with Justice Bartlett--writer, NLP practitioner, and hypnotherapist--about her philosophy on the balance of the positive and the negative. I found Justice through her article, "Positive Vibes Only" is Toxic: The Danger of New Age Spiritualism. You can find out more about Justice and her services on her site, Playfully Conscious. Feedback about this episode? Have an idea for a future episode? Email me! podcast@thepeaceful.life Support the Peaceful Life Podcast by taking a moment to rate and review it. That helps others find the show! The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

We all have different parts inside of us, the child, the caretaker, and the higher self. I talk about creating a balance between the three selves and guide you through a visualization to access your higher self. Your higher self can give you answers, abundance, and guidance. Use this meditation/visualization to practice accessing your higher self when you need it. If you have questions or comments about any episode, email me! podcast@thepeaceful.life The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!  

When we read the news it's hard to feel empowered. What can I do in my little corner of the world? Sometimes it feels overwhelming. So I put together twenty little things you can easily do this week (and next) to change the world. View the list and full show notes. The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!  

I just recently learned about the concept of Wabi Sabi - a Japanese term that means embracing the beauty of imperfection, impermanence, and being incomplete. A discussion on the philosophy of these concepts. You must discover the impermanent art of Andy Goldsworthy. You'll be glad you did! The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on Apple Podcasts, Spotify, Google Podcasts, Podbean, Stitcher, or wherever you listen. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

I asked my podcast group "What do you do for Self Care?" People define self care in different ways. I discuss the answers I received, talk about self care misconceptions, and why self care is so important to living a peaceful life. My self care strategies: Make my bed every morning Shower/Bathe Clean house, DIY, clear out clutter every quarter Cook dinner for myself Hang with friends Make sure to call friends and check in with them and their lives Manage my finances & budget Get regular dental and medical checkups Take walks with my pup Play with the cats Curl up on the couch and watch "my programs" Work in the garden Create: Write, Photograph, Code Do this podcast! Give selflessly The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

I talk about what goes into creating a PLP episode, give an update on the state of my own healing, describe a day without my cell phone, and read three letters from my listeners. Including this loaded question: "If you believe everyone is a spectacular human being, does that include Donald Trump?" :o Thank you for tuning in and being on the other end of the Peaceful Life Podcast! I love each and every one of you and your joy brings me joy. Have chronic pain? Use The Healing Table Visualization Having trouble sleeping? Check out Go to Sleep - a relaxation episode Follow me on Facebook: The Peaceful Life Podcast. The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

If you're human you've probably gone through a bad breakup some time during your life. Sometimes the hurt stays with us for years. In this episode, I discuss good and bad relationships, how relationships break, and how you can avoid it breaking you. When a mate breaks up with you, you will mourn three things: 1. The Person 2. The Companionship - sharing of experiences 3. Your Future Fantasy Listen as I discuss how to get through a breakup, heal, and bring peace back into your life. The Peaceful Life Podcast is a series of stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!  

I talk about how music has always been a part of my life, my musical journey through college, and welcome another guest talking about music and healing. Lauren Mullinax is an extraordinary musician, composer, and vocalist, and has devoted her time to using music to soothe those in trauma, with illness, and at end of life. Lauren's website: http://lumidmusic.com Music in this episode: Alpha Centauri - by Lauren Mullinax, featured in the NASA documentary Dawn of Orion. Piano Man by Billy Joel The Peaceful Life Podcast is a series with stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

We've all turned to music to help heal us emotionally. But did you know music and sound can heal us physically, as well? In this first of a two-part series, I speak with Bill Protzmann, a man whose mission is to heal and teach self-care through music.  Sunshine on my Shoulders  by John Denver Annie's Song  by John Denver Reverie  by Claude Debussy Bill can be contacted through his website, BillProtzmann.com. Make sure you listen to the second part of this series when I demonstrate how music can make you feel and have a conversation with Lauren Mullinax, a music therapy specialist. Smithsonian Magazine, The Oracle Chamber Music as a cure for PTSD and ADHD INC: The Benefits of Playing Music Help Your Brain More Than Any Other Activity The Peaceful Life Podcast is a series with stories, inspiration, and affirmations to return your life to peace and joy. Subscribe on your favorite podcast player so youdon't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

This is a visualization that you can use daily to help your body naturally heal what ails you. It's best to listen to this episode in bed, lying on your back, but if that's not comfortable for you then use a soft recliner or chair. This visualization technique is not meant to be used instead or in place of professional medical treatment, but to enhance your body's healing process. Keep this episode on your device and listen daily, or as needed.  Music by Clemens Wijers The Peaceful Life Podcast is a series with stories, inspiration, and affirmations to return your life to peace and joy. Subscribe to the show on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!

Intentional: Part 4 - Intentional PraiseJanuary 27, 2019Marc Phillips: Lead PastorIf you've made a decision to Say "YES" to follow Jesus, please let us know at www.thegrovefc.org/yes    I Said YESMessage Outline

Intentional: Part 5 - Intentional BreakthroughFebruary 3, 2019Marc Phillips: Lead PastorIf you've made a decision to Say "YES" to follow Jesus, please let us know at www.thegrovefc.org/yes    I Said YESMessage Outline

After 10 years of blood sweat and tears finally given the opportunity to headline my first show in the city of Oakhurst with my two best friends Steve Lee and Zac Elk

Intentional: Part 3 - Intentionally Poo(OU)rJanuary 20, 2019Marc Phillips: Lead PastorIf you've made a decision to Say "YES" to follow Jesus, please let us know at www.thegrovefc.org/yes    I Said YESMessage Outline

If you are living with illness, chronic disease, or pain, there are many steps you can take to start healing yourself. In this day and age, we cannot count on the food industry, medical industry, or food industry to help us. We must be in charge of our own bodies. In this episode I go over a few strategies to start helping you heal yourself in this second season of The Peaceful Life Podcast on healing. Steps to start healing yourself: Mind your thoughts and self-talk Let go of past negativity Remove toxic people from your life Don't participate in verbal negativity Get physical Understand the food you put into your body Laugh and love Recommended reading: Salt, Sugar, Fat: How the Food Giants Hooked Usby Michael Moss How do Thoughts and Emotions Affect Health? - University of Minnesota The Impact of Psychological Stress on Wound Healing - U.S.National Library of Medicine Mind-Body Connection: Understanding the Psycho-Emotional Roots of Disease - The Chopra Center The Peaceful Life Podcast is a series with stories, inspiration, and affirmations to return your life to peace and joy. Subscribe to the show on your favorite podcast player so you don't miss an episode. For more information and episodes visit the website: ThePeaceful.life ________ The Peaceful Life Podcast is a production of Metta Yosemite - a mind/body/spirit wellness center in Oakhurst, California near Yosemite National Park. Yoga, Meditation, Art & Magical Gifts!