Podcasts about Madera

Get the latest agriculture news in today's AgNet News Hour, hosted by Danielle Leal. Today's show covers changes to post harvest watering for nut producers, Ag Neighbors seeking to deploy large scale mating disruption for NOW and GRN2 rootstock showing promise for drought resiliency in Madera  trial. Tune in to the show for these news stories, interviews, features and more.

Ya estamos en la mitad del campeonato. ¿Quién ha impresionado más? ¿Existe un firme candidato? ¿Los del norte de nuevo? ¿América volverá a la gloria? ¿Será un espejismo lo de Chivas? ¿Qué pasará con los Pumas de Rafa Puente? ¿Qué decir de las declaraciones de Alejandro Irarragorri sobre la toma de decisiones de la Selección Mexicana? Además, nuestras tradicionales recomendaciones de películas y series.#Rayados #Tigres #Irarragorri ESCUCHA SIN LLORAR EN TU PLATAFORMA FAVORITA DE PODCASTS: https://linktr.ee/SinLlorar --- REDES SOCIALES --- TWITTER: https://www.twitter.com/SinLlorarPod INSTAGRAM: https://www.instagram.com/SinLlorarPod

Ander Iturralde da la bienvenida a Rafa Pastrana, Leonardo Silva y Nacho Cervera para diseccionar el fin de semana en la Premier League...Con el triunfo arrollador del Manchester City de Guardiola sobre el Aston Villa de Emery; la forma en la que el Arsenal fue detenido, repelido y al final su victoria extraída con una pizca de controversia contra el Brentford; el Leicester marcando ocho goles en dos partidos para trituar al Tottenham y demostrar que quizás, quizás han vuelto; el West Ham emparejando toda la fanfarria del Chelsea de todos sus nuevos fichajes pero todavía no de nuevas victorias sumadas; el Newcastle mantiéndose como el equipo con menos derrotas de la competición pero empatando otra vez con el Bournemouth; todos los demás partidos, como el Manchester United terminando por pulverizar al Leeds antes de ir a enfrentarse al Barça; lo mejor de las divisiones inferiores y de la Women's Super League; respondemos a vuestras preguntas; hacemos previa de un partido que ha se ha disputado antes de publicarse el podcast y mucho más.Escucha la versión completa de este episodio sin censura, apoya a que Alineación Indebida pueda prosperar, accede a todo nuestro contenido premium y a nuestro server de Discord suscribiéndote por tan sólo 1.00$/1.50€ en: https://www.patreon.com/alineacionindebida¡Suscríbete al programa en tu plataforma favorita!¿Quieres cobertura futbolística-humorística de calidad? Necesitamos tu apoyo.¡Volvemos el Jueves!Escucha El Capologist, el podcast de Nacho sobre NFL en español: https://open.spotify.com/show/0tKJhDJnHjBFEm5PKDe4J4Lee el artículo de Ander en inglés sobre el Southampton y el desastre (y despido) de Nathan Jones: https://ander.substack.com/p/by-going-to-southampton-inexperiencedSigue a Ander en Twitter: https://twitter.com/andershoffmanSigue a Rafa en Twitter: https://twitter.com/RafaPastrana7Sigue a Leo en Twitter: https://twitter.com/camus1306Sigue a Nacho en Twitter: https://twitter.com/NachoCervera6Sigue al programa en Instagram: instagram.com/podcastindebidoContacto: anderpodcast@gmail.com // alineacionindebidapodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

After voting to give themselves a $20,000 pay in December, they will hold a special session next week to repeal it.See omnystudio.com/listener for privacy information.

Rep. John Duarte seeks out targeted Federal relief for the bankrupt Madera Community Hospital. Duarte said he is working to find a solution to get the hospital back up and running again, including co-signing a letter with Rep. Jim Costa (D – Fresno) to Bonta and the U.S. Department of Health and Human Services requesting emergency relief. Over $28M worth of stolen merchandise recovered since 2019, says The CHP. The Organized Retail Crime Task Force was formed several years ago and has been involved in 1,469 investigations. Within that time, officers say 853 arrests have been made and 289,810 items that have been reported stolen were recovered..See omnystudio.com/listener for privacy information.

En este episodio tomamos una Ruta muy diferente, interesante y curiosa, ya que conversamos sobre diversas y variadas supersticiones. Hablamos sobre como muchas de ellas han surgido en la antigüedad y hasta el día de hoy aun permanecen vigentes. Desde gatos negros, espejos rotos, escaleras, número trece y más, conversamos sobre nuestras supersticiones y el trasfondo de las mismas. Las supersticiones nos llevan a hacer cosas para tener buena suerte o para evitar aquellos eventos que nos traen "mala suerte". En fin, haga sus rituales, crea en las supersticiones que desee y siga una Ruta de vida relajada y feliz! Conducido por Rebeca Espinosa, Verónica Montenegro y Andel Nicasio. ACERCA DE 3 RUTAS: Música: Oscar Almonte | https://www.instagram.com/oscaralmontofficial Arte gráfico: Analía Gómez | https://www.instagram.com/2zmusas Edición: Rebeca Espinosa | https://www.instagram.com/rebecaespinosareyes/ SÍGUENOS, COMUNÍCATE Y ÚNETE A LA COMUNIDAD DE 3 RUTAS: Enlace a nuestras plataformas | https://linktr.ee/3rutaspodcast Instagram | https://www.instagram.com/3rutaspodcast Facebook (GRUPO) | https://www.facebook.com/groups/3rutaspodcast Facebook (Página) | https://www.facebook.com/3rutaspodcast Twitter | https://twitter.com/3rutaspodcast YouTube | https://www.youtube.com/channel/UCjyExNjF4UoRJexbDuAWL9w/videos Gmail | 3rutas.podcast@gmail.com iTunes (Apple Podcast) | ⭐⭐⭐⭐⭐ Agradecemos si nos dejas 5 estrellas y un comentario de lo que más te gustó y/o aportó a tu Ruta en iTunes/Apple Podcast.

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According to the Fresno Unified School District, a student at Wilson Elementary brought two airsoft guns to school. However, according to the Fresno Police Department, it was discovered that the child had a CO2 paint gun and a cap gun on campus. Madera South High School students are filling the cracks in this egg shortage by producing their own and selling the eggs at a fraction of the grocery store costs. A website that monitors wait times at theme parks, recorded that Splash Mountain hit a wait time of 220 minutes, which is over three hours long, on its final day of operation. After the ride's final run, sellers on eBay started to list what they claimed to be water from the log-flume ride. See omnystudio.com/listener for privacy information.

156: Madera after hospital, water storage, Fresno Unified future, and homeless in Selland Arena by KSEE24

Madera Community Hospital's financial woes and imminent closure have put pressure on the county to step in in an attempt to save the region's lone hospital. One option being considered by the Madera County Board of Supervisors is to throw $7 million of its remaining $14.7 million in American Rescue Plan Act (ARPA) funding at the problem.  - Listeners Comment See omnystudio.com/listener for privacy information.

An EXCLUSIVE INTERVIEW with newly sworn-in Rep. John Duarte on his first few days in the House of Representatives, flooding, water and his mission to reopen Madera's Hospital.See omnystudio.com/listener for privacy information.

On July 15, 2020, Briseida and Sukhjinder Sran reported their two-year-old special needs son, Thaddeus, missing from the family's new home in Madera, California. When the parents stopped cooperating with the police early in the investigation, Thaddeus's parents came under suspicion, which only intensified after the public learned that the couple had another child, four-month-old Divina, who died five years earlier. After Thaddeus's charred remains were found miles from home, Briseida and Sukhjinder were arrested.This is the story of two beautiful siblings who never had the chance to meet during their time on earth. It's also the story of a community that came together first to find a missing little boy, then to ensure he would never be forgotten.This is the tragic story of Divina and Thaddeus Sran.Photos related to today's episode can be viewed on Facebook: https://www.facebook.com/sufferthelittlechildrenpodYou can also follow the podcast on: Instagram: https://www.instagram.com/sufferthelittlechildrenpod Youtube: https://www.youtube.com/c/sufferthelittlechildrenpodcast Twitter: https://www.twitter.com/STLCpodTikTok: https://www.tiktok.com/@STLCpod My Linktree is available here: https://linktr.ee/stlcpod Visit the podcast's web page at https://www.sufferthelittlechildrenpod.com. Please help make the show my full-time gig to keep the weekly episodes coming! By supporting me on Patreon, you'll also access rewards, including a shout-out by name on the podcast and exclusive gifts. Pledges of $5 or more per month access ad-free versions of my regular Wednesday episodes. Pledges of $10 or more per month access a small but growing collection of Patreon-exclusive bonus minisodes! Visit www.patreon.com/STLCpod. You can also support the podcast at www.ko-fi.com/STLCpod.This podcast is researched, written, hosted, edited, and produced by Laine.For more stories like this one, visit https://sufferthelittlechildrenblog.com.Music for this episode is from https://audiojungle.net. Subscribe to Suffer the Little Children:Apple Podcasts: https://podcasts.apple.com/us/podcast/suffer-the-little-children/id1499010711Google Podcasts: https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&apn=com.google.android.music&link=https://play.google.com/music/m/I5mx3lacxpdkhssmk2n22csf32u?t%3DSuffer_the_Little_Children%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16Stitcher: https://www.stitcher.com/podcast/suffer-the-little-childrenSpreaker: https://www.spreaker.com/show/suffer-the-little-children Pandora: https://www.pandora.com/podcast/suffer-the-little-children/PC:61848?part=PC:61848&corr=podcast_organic_external_site&TID=Brand:POC:PC61848:podcast_organic_external_siteSpotify: https://open.spotify.com/show/0w98Tpd3710BZ0u036T1KEiHeartRadio: https://iheart.com/podcast/77891101/ ...or on your favorite podcast listening platform.

155: Electing a speaker, Valadao's support for McCarthy, hospital closure in Madera by KSEE24

The public school district in Seattle has filed a novel lawsuit against the tech giants behind TikTok, Instagram, Facebook, YouTube and Snapchat, seeking to hold them accountable for the mental health crisis among youth. The 91-page complaint says the social media companies have created a public nuisance by targeting their products to children. Cindy Huge of The American Red Cross called in the Red Cross Central Valley Chapter has opened two evacuation shelters due to flooding in Madera and Mariposa Counties. Red Cross volunteers will provide safe shelter, water, meals and additional resources to evacuees impacted by these major storms.  Shelter Locations:  New Life Christian Fellowship (5089 Cole Road, Mariposa, CA 95338)  Oakhurst Community Center (39800 Fresno Flats Rd, Oakhurst, CA 93644)  People can find information for open Red Cross and partner shelters on redcross.org, the free Red Cross Emergency app or by calling 1-800-RED CROSS (800-733-2767). See omnystudio.com/listener for privacy information.

Forgive me for being a tad late with the upload. I’m clearly suffering from a post-Christmas daze. But we are here now and ready to close out 2022 with this DBG/NNS combo from December 27th and 28th, 1995 which I have titled: Ringing in the New Year with Some Ding-Dongs. We begin with Norm describing where Jack does his traffic reports from as well as inquiring about what the dress code is or lack thereof. Jack offers a belated Birthday wish to Norm. Norm, who was slighted by Jack’s lack of gifts/card, runs down a list of the celebrity birthday greetings he received. One with a very clever tag line. Mike Epstein, on the other hand, has been sending Norm cards since last February. In addition to Jack and Mike, the rest of the Panel includes: Arlene in Philadelphia, PA Kevin in ME Val in Needham Jean from Kingston Slim pickings on Bdays and Events: Tovah Feldshuh Anna Russell Bernard Lanvin Dr. William Howell Masters Norm takes it to the break, and we move onto the NNS Callers: Fred Alice Ruth from Buzzards Bay Cuts to Norm talking about Lou Gorman, then VP of the Red Sox, who would read a proclamation announcing Lizzie Murphy Day honoring a woman who played semi-pro baseball for 17 years. Here’s Irene talking about the old days in Lawrence and Haverhill. Mike talking Norm’s chickens, big band leaders and music. Mary asking about Norm’s cats. Suddenly Norm is talking to guests. They are Lucy Johnson (aka Princess Cheyenne) and Montana, who were appearing at Matthew’s in Tyngsboro. They chat about pick-up lines, careers, teasers and more…or is it less? At one point Lucy asks Montana to tell a story but…the tape was paused! However, we do pick up when I enter the studio and it gets a bit racy! They took some calls: Mark in Newton who’s made a terrible career choice Neil from Lynn – looking for measurements Dan in Littleton – The Origami Dropper? John from Boston – who needs a ride to Matthew’s Other fun: Imagine if the traffic guy gets hit by a car? Wretches The Homely Father Double your money back if you don’t like the onion soup. I’ll let Norm explain that get rich quick scheme. Happy Chattanooga Day? A Pittsburgh radio host from KDKA, (Bob Jones?) is ghosting Norm. Norm’s Uncle Max was assassinated in 1953 for his sharp sense of humor The new nation of Methuen The other new nation of Swansea The Birthday Game Handbook Have some Madera, my dear. Clenched jaws Gregorian humor A Jack Benny Cameo Frolicking in the woods The Mystery of the Inner Lobe: A little known Spielberg movie Norm’s opinions on Dean Martin Norm speaks sultry French Witty repartee and the rebirth of radio And Norm is very territorial. Ep 119, Ringing in the New Year with some Ding-Dongs, drops into your ears in 3, 2 annnnnnnnd 1. patreon.com/normnathanvos

An EXCLUSIVE INTERVIEW with Madera Co. Supervisor Robert Poythress, looks like no one (not even the State) will come to the rescue of Madera Community HospitalSee omnystudio.com/listener for privacy information.

The Attorney General v. Trinity Health - Who killed the Madera Hospital deal?See omnystudio.com/listener for privacy information.

An EXCLUSIVE INTERVIEW with Madera Co Supervisor & Madera Hospital Board Member, Rob Poythress, on the closure of Madera Community HospitalSee omnystudio.com/listener for privacy information.

Callers weigh in on the closure of Madera Community HospitalSee omnystudio.com/listener for privacy information.

De nuestro archivo - La Mesa Verde - Construcción en madera by En Perspectiva

¿Es la película de Pinocho de disney infinitamente superior a la de Guillermo del Toro? Obvio no pedazo de sorete ¿Te tiró tu maá de chiquito? O sea que pregunta estúpida, pero aquí nos gusta perder el tiempo así que tocaremos ese tema. Junto las típicas noticias y mini reseñas que tanto les gustan.

Otro año que se nos va. Toca echar la vista atrás y enumerar que ha sido lo mejor y lo peor del año para cada uno de los integrantes de este podcast. Ahí os va el menú: (5:15) Estante Lustroso: (6:13) Top 3 de Raúl: Imperial Steam (14:07) Top 3 de Iván: Cat in a Box (20:15) Top 3 de Edgard: Heat (28:21) Top 2 de Raúl: Autobahn (37:48) Top 2 de Iván: Revive (44:45) Top 2 de Edgard: Atiwa (53:53) Top 1 de Raúl: Northgard Uncharted Lands (1:04:56) Top 1 de Iván: Sabika (1:14:11) Top 1 de Edgard: Ark Nova (1:18:38) Accésit de Raúl: El Muro de Adriano (1:21:00) Sorpresa de Raúl: Tiny epic Dungeons (1:24:27) Sorpresa de Iván: Pako Sako (1:34:27) Decepción de Raúl: Meeples & Monsters (1:26:24) Decepción de Iván: Clash of Decks (1:44:10) Decepción de Edgard: Arkwright el juego de cartas (2:00:54) Sección Sorpresa del Becario

La de Disney: 2.1✮ D25 B30 J10 La de Memin: 9.5✮ D100 B95 J90 | Juandapo, Diego y Boris hablan sobre dos de las adaptaciones de Pinocho que salieron este año: la versión live action de Disney con Tom Hanks que aparte de no pegar ni con cola pierde el propósito de la de los 40s, y la de Guillermo del Toro que le da una vuelta y nos pone a pensar que todos somos marionetas y ser auténtico es ser rebelde |·

Arturo Madriz is a 2022 National Proficiency Finalist in the category of Agricultural Mechanics and Repair.  He is also a senior at Madera South High School in California, and has a big time job in his father's trucking company.  Just this year Arturo started going out on his own to repair damaged or broken down semis from the families business.  He has driven up to 3 hours to take care of a truck that was broke down on the side of the road.   Madera sits right on California State Highway 99, which has more north/south truck traffic than any roadway, including interstates, in the United States.  It is narrow and busy with vehicles traveling at a high rate of speed.  Arturo had to replace two trailer tires on this roadway this summer.  This is dangerous and stressful work.  And, he doesn't just switch out wheels.  He breaks the bead off of the damaged tire and re-seats a new tire on to the existing wheel.   To further help the family business, which his father started years ago after emigrating from Mexico, Arturo is planning on going to a diesel mechanic program after high school.  One of the biggest expenses the business has is paying for expert diesel mechanic work, and Arturo plans to learn what he needs so that they can reduce that expense.  

Nosotros también queríamos saber cómo hicieron a todos los personajes de “Pinocho de Guillermo del Toro”, así que nos lanzamos al muy mexicano Taller del Chucho a platicar con las mentes maestras para conocer su proceso, opinión y ¡más!

Aquí llega un nuevo episodio de vuestro podcast maderil favorito. De nuevo tenemos un gran vivero con muchas de las novedades de Essen que se nos quedaron en el tintero tras el último programa. Ahí os va el menú: (4:25) Vivero: - (5:45) Revive - (29:13) Ready Set Bet - (39:27) Weather Machine - (1:00:16) Luna Maris - (1:13:53) Heat: Pedal to the Metal - (1:38:00) Cat in the Box - (1:54:40) Splendor Duel

The decedents in the murder/suicide incident on December 6th  have been identified as Monty Bounds, 60, and Julie Bounds, 58. The incident happened at a residence in the 33000 block of Avenue 12 in Madera. The pair had been married for approximately 10 years prior to their deaths. Madera County Sheriff's Deputies obtained an Emergency Protective Order on behalf of Ms. Bounds following a domestic violence arrest of Mr. Bounds by MCSO on 10/30/22. Upon his subsequent arrest for violating the protective order on 10/31, deputies applied for and were granted a non-release order and bail enhancement motion. Mr. Bounds was released from custody by a Madera Superior Court Judge on 11/4/22.  Authorities are searching for a car they said was spotted near a home where four University of Idaho students were killed in mid-November. Moscow Police Department released two stock images of a white 2011-2013 Hyundai Elantra, which is similar to the car at the scene.  Police said the car was "in the immediate area of the King Street residence during the early morning hours of November 13th," which is when the students were murdered.  A class-action lawsuit has been filed against Apple after two women claim the company's AirTags were used to stalk them and put them in danger. Attorney Gillian Wade said they've been flooded with calls from hundreds of people who said they've been tracked without their permission using an Apple AirTag.  See omnystudio.com/listener for privacy information.

The decedents in the murder/suicide incident on December 6th  have been identified as Monty Bounds, 60, and Julie Bounds, 58. The incident happened at a residence in the 33000 block of Avenue 12 in Madera. The pair had been married for approximately 10 years prior to their deaths. Madera County Sheriff's Deputies obtained an Emergency Protective Order on behalf of Ms. Bounds following a domestic violence arrest of Mr. Bounds by MCSO on 10/30/22. Upon his subsequent arrest for violating the protective order on 10/31, deputies applied for and were granted a non-release order and bail enhancement motion. Mr. Bounds was released from custody by a Madera Superior Court Judge on 11/4/22.  Authorities are searching for a car they said was spotted near a home where four University of Idaho students were killed in mid-November. Moscow Police Department released two stock images of a white 2011-2013 Hyundai Elantra, which is similar to the car at the scene.  Police said the car was "in the immediate area of the King Street residence during the early morning hours of November 13th," which is when the students were murdered.  A class-action lawsuit has been filed against Apple after two women claim the company's AirTags were used to stalk them and put them in danger. Attorney Gillian Wade said they've been flooded with calls from hundreds of people who said they've been tracked without their permission using an Apple AirTag.  See omnystudio.com/listener for privacy information.

Programa 41: Al infierno con Borja. Grabado los días 25 y 26 de noviembre de 2022. Segundo programa en el que contamos con una persona viva como invitada: el genial autor de cómics e ilustrador Borja González. Repasamos con él (casi) toda su obra y después comentamos tres relatos de terror de su elección. Esperamos que disfrutéis tanto del programa como nosotros disfrutamos de su compañía. La obra de Borja González: 02:32 Fanzines Roland: frutas y hortalizas (2011), Roland: algunas cosas que ocurrieron durante la Guerra de los Bichos (2011), Las aventuras de John Gummo (2010-2011), El hombre alto (2012), El rey de los elfos (2013), De cómo el doctor Claudius Tanganika diseñó una máquina prodigiosa y qué fue de él tras todo aquello (2013), Madera negra (2014), Teresa (2015), Panorama esperanzador (2015). 01:42:50 Libros colectivos e ilustración El Apocalipsis según San Juan (2012), Fantasmas (2014), Putokrío (2014), Aviador Dro: anarquía científica (2019). - Rutas mágicas por la provincia de Badajoz (2018), Atlas (2022), portadas de libros de Lovecraft. 02:26:58 Cómics La boca del lobo (2012), Inés Suárez (2015), La reina Orquídea (2016), The Black Holes (2018), The Unseen Records (2021- ), Grito nocturno (2021). Tres relatos de terror seleccionados por Borja: 03:52:52 "La máscara", de Robert W. Chambers 04:33:30 "Lo prohibido", de Clive Barker 05:10:44 "El misterio de la falla de Amigara", de Junji Ito

Aquí estamos de vuelta con un gran vivero en el que comentamos las primeras impresiones a muchos de los juegos que mas han llamado la atención de los presentados en la Feria de Essen 2022. Ahí os va el menú: (4:00) El Vivero: (5:19) Endless Winter (21:16) Starship Captains (27:25) Deal with the Devil (51:55) Atiwa (1:14:24) Autobahn (1:30:17) WoodCraft (1:40:20) Heat: Pedal to the metal

NSE Radio

Kicking it off with the Buzz Question. The New York Post has told former President Trump to move along. A look at close CA races. Several businesses in Madera have been flooded, again.See omnystudio.com/listener for privacy information.

Kicking it off with the Buzz Question. The New York Post has told former President Trump to move along. A look at close CA races. Several businesses in Madera have been flooded, again.See omnystudio.com/listener for privacy information.

Aranda de Duero ha sido el destino de los colaboradores de Fin de Semana que han disfrutado de los vinos y la historia de la regiónEn Fin de Semana esperábamos este momento como agua de mayo. Nuestra Carmen Lomana y el que viaja por todo el mundo, Pedro Madera, se han embarcado esta semana en un viaje en autocaravana a Aranda de Duero: "Me presenté en la puerta del Villamagna con la autocaravana" explicaba el experto en viajes de Fin de Semana: "Fue un show" confesaba Lomana, que reconocía haber disfrutado como una niña. Pedro fue el encargado de conducir este vehículo de 7 metros de longitud en la que pueden dormir hasta seis personas. ¿Cómo ha sido la convivencia en el vehículo? Pues ni durmieron ni comieron ni se ducharon en la fragoneta. Eso sí: "Hemos dormido la siesta allí". Pero para evitar malentendidos Lomana explicaba: "Él (Pedro) tiene novia y yo no es que tenga un novio muy novio... pero algo hay". Un viaje de enoturismo por la Ribera del Duero que ha sido de lo más fructífera para esta pareja de viajantes: "Hemos aprendido mucho de vinos y de historia". En resumen, un viaje maravilloso. Seguiremos informando. Escucha ahora 'Fin de Semana'. "Fin de Semana" es un programa presentado por Cristina López Schlichting, prestigiosa comunicadora de radio y articulista en prensa, es...

A deep dive into how Measure P funds are being spent. A new memorial for first responders unveiled at Fresno City Hall. Madera cemetary closes its gates to cars on Dia de los Muertos. Multiple reports of razor blades in Halloween candy coming from Eugene, OR. Ted Nugent is suspicious of Elon's purchase of Twitter.See omnystudio.com/listener for privacy information.

Trending Topics at 5 o'clock. More on terrible Halloween candy. A Madera man was arrested dressed as Fireball whisky. Wyoming is the most haunted state in the union. Man arrested driving on two rims blames paranormal activity. See omnystudio.com/listener for privacy information.

Trending Topics at 5 o'clock. More on terrible Halloween candy. A Madera man was arrested dressed as Fireball whisky. Wyoming is the most haunted state in the union. Man arrested driving on two rims blames paranormal activity. See omnystudio.com/listener for privacy information.

A Francisco Izard solo le tomó 7 meses darse cuenta que la multinacional no era lo suyo, él quería emprender y poco a poco, casi como un artesano, se va metiendo en el mundo de la madera. Parte de su familia pensaban que estaba loco, algunos como su abuela lo apoyaron y ayudaron, pero el siguió y este oficio de fines de semana se convirtió tras varios años de duro trabajo en Woodabu, el e-commerce donde vende los cabeceros, mesas, espejos y otros muebles que produce desde su taller en Alcobendas. Entenderemos en detalle este negocio, cómo se produce, a través de que canales se venden, y tendremos una conversación muy interesante sobre propósito y sostenibilidad. Créditos Musicales: Jahzzar https://freemusicarchive.org/music/Jahzzar

Mona Akmal, CEO of sales intelligence platform Falkon, is the outspoken co-founder behind an emerging leader in a hot space. Mona migrated to the United States at age 20 with a CS degree and little else. She had an impressive 12-year run as a product leader at Microsoft where she helped scale OneDrive and Office. She subsequently led product and technology organizations at places like Code.org and Amperity. Two decades later, Mona's the CEO of Falkon AI, an intelligence platform for go to market teams. Falkon recently raised $16M from a group of A-list investors that includes Greylock and Madera among others.Listen and learn...Why Mona's philosophy revolves around two words: "efficiency" and "excellence"What makes a standout sales rep great.How do find signal in noisy sales and marketing dataHow many touches are required from stage one to closing a B2B dealHow to fix the CRM data hygiene problemWhy econometrics approaches perform better than machine learning to solve the "small data problem"Why "everyone needs to be coached and nobody needs to be managed"Mona's (legendary) mental health advice to entrepreneursReferences in this episode...Barr Moses from Monte Carlo on AI and the Future of WorkDerek Steer from Mode on AI and the Future of WorkPeter Fishman from Mozart Data on AI and the Future of WorkStephen Messer from  Collective[i] on AI and the Future of Work Kamal Ahluwalia on AI and the Future of WorkLeading scientists fear AI could lead to nuclear war by the end of the century

A few months ago, we spoke with Shauna Davis and Mary Laphen Pope from the Lumina Foundation. They provided an overview of their Million Dollar Community College Challenge and explained why assisting community colleges with branding and marketing is so important. Shauna and Mary return for this follow-up episode along with Dr. Angel Reyna, President of Madera Community College - the proud winners of Lumina's Million Dollar Community College Challenge. Join us as we discuss: - Madera Community College's reaction to winning the challenge - Lumina's top-10 candidate selection process - Madera's immediate branding and marketing goals post-challenge Check out these resources we mentioned during the podcast: - Lumina Foundation Community College Challenge - Lumina Foundation Grand Prize announcement - Madera Community College watch party - Madera Community College submission - Contact Dr. Angel Reyna To hear this interview and many more like it, subscribe on Apple Podcasts, Spotify, or our website or search for The Higher Edge in your favorite podcast player.

Previewing Madera, California October 21st & 22nd. Golden State Invitational Truck and Tractor Pull --- Send in a voice message: https://anchor.fm/beer-money-pulling-team/message Support this podcast: https://anchor.fm/beer-money-pulling-team/support

Hello! Weeding Out The Stoned hit Sip Studios in Jersey City, NJ on September 29th and we again invited the audience to play along from their phones! We live-streamed the show and added some new games too. Thanks to All Tha Smoke in Jersey City for our prizes and giveaways!Find our September 29th players:Garri MaderaRyan RUmmelAlexandra IzziRachael ParentaJesse MontanezSeth RuddickShafer WardJustin WilliamsFollow Alex Grubard@alexgrubardFollow Weeding Out The Stoned for upcoming shows, podcasts, videos and more:http://www.weedingoutthestoned.comhttp://www.facebook.com/weedingoutthestonedhttp://www.instagram.com/weedingoutthestonedhttp://www.twitter.com/weedingoutthestonedhttps://podcasts.apple.com/ie/podcast/weeding-out-the-stoned/id1340669075http://www.patreon.com/weedingoutthestonedUPCOMING LIVE SHOWS:http://www.weedingoutthestoned.com/buy-ticketsSupport the show

On today's episode, we hear from Madera and Merced counties' newest orchard advisor Cameron Zuber, who shares his experiences with growers thus far.   Supporting the People who Support Agriculture Thank you to our sponsors who make it possible to get you your daily news. Please feel free to visit their websites. The California Walnut Board – https://walnuts.org/ PhycoTerra®  –https://phycoterra.com/ Verdesian - https://vlsci.com/

"Gerald López-Cepero: ¿Hacker o rock star?”:  Gerald López-Cepero recuerda cuando a sus 12 años se interesó por las computadoras y a esa edad comprendió la importancia de aprender del mundo digital. Su hobby se convirtió en una pasión que le abrió muchísimas puertas y hoy día cuenta con vasta experiencia en este campo, habiendo trabajado para Microsoft por más de 13 años donde se  destacó en diferentes roles, y en Zoom, compañía en la que hoy funge como experto en seguridad cibernética. Otra de su grandes pasiones es la música y con su compañía Madera con Pike, se dedica a producir eventos musicales y a la creación de contenido. Instagram: @geraldlctTranscripción de la entrevista.***Ayúdanos a mejorar el podcast al participar de esta breve encuesta.Si te gustó el podcast, por favor deja un breve comentario (review) en Apple Podcasts/iTunes. Toma menos de 60 segundos.¿Interesad@ en auspiciar el podcast? Escríbenos a gentedelencanto@gmail.com¡Apóyanos! ¡Suscríbete a este canal y compártelo!Sigue a Gente del Encanto:www.gentedelencanto.comFacebook: @gentedelencantoInstagram: @gentedelencantoYouTube: Gente del Encanto Música por: José Eduardo Santana y Daniel DíazSupport the showSupport the show

Episode #267 In today's episode of Clicks and Bricks Podcast, Ken Interviews Jonathan Schneider, the Co-Founder, and CEO of Moderne. Kena and Jonathan discuss no-code solutions as well as how Moderne is revolutionizing how programmers update code. With the tech world constantly changing and evolving, staying inside your comfort zone won't help you adapt and adjust to new trends. That is how Jonathan, the Co-Founder of Madera, started getting out of his way and built his own company in the industry. * From being a part of a tech team to making his own tech team * moderne's goal is to create open sources for programmers to keep on updating * How this project will help future generations and contribute to the world About Jonathan: Jonathan is Working with an experienced team building automated source code transformations for framework migrations, vulnerability patches, and API migrations. Jonathan is the Author of O'Reilly "SRE with Java Microservices". Jonathan has experience ranging from developer experience at Gradle, monitoring and delivery automation on the Spring Team, engineering tools at Netflix, and years of development in financial services. Over 8 years of leadership experience as an Army officer, including two tours in the Middle East. About Moderne: At Moderne, they automatically identify and patch security holes in your code, freeing you up to create, build, and make exciting new things. Contact Moderne: https://moderne.io Contact Jonathan: linkedin.com/in/jonkschneider Twitter @jon_k_schneider Contact Ken: inlink.com/ken hello@kencox.com Text: 314-370-2871 #GetToWork Connect with Us: Instagram: https://www.instagram.com/clicksandbrickspodcast/ Facebook: https://www.facebook.com/clicksandbrickspodcast/ YouTube: https://www.youtube.com/c/ClicksBricksPodcast Website: https://clickandbrickspodcast.com #businesspodcast #founderstories #entrepreneurship #entrepreneur Learn more about your ad choices. Visit megaphone.fm/adchoices

En Ivoox puedes encontrar sólo algunos de los audios de Mindalia. Para escuchar las 4 grabaciones diarias que publicamos entra en https://www.mindaliatelevision.com. Si deseas ver el vídeo perteneciente a este audio, pincha aquí: https://youtu.be/JEdKF4LIFAk Consideramos el cuerpo humano como un microcosmos que debe vibrar en armonía con el macrocosmos dónde vivimos. Hablaremos de 2 elementos, que se usan dentro de la Medicina Tradicional China: el elemento Madera y el elemento Tierra Yeni Tahuilan Es Terapeuta Holística y trabaja a través de diferentes métodos, que les ayude a las personas a descodificar el problema emocional y a su vez sanar sus síntomas físicos. https://naturalholistictherapies.com/ https://www.instagram.com/naturalholi... https://www.facebook.com/NaturalHolis... Infórmate de todo el programa en: http://television.mindalia.com/catego... ***CON PREGUNTAS AL FINAL DE LA CONFERENCIA PARA RESOLVER TUS DUDAS **** Si te parece interesante.... ¡COMPÁRTELO!! :-) DURACIÓN: 45m Aproximadamente ------------INFORMACIÓN SOBRE MINDALIA---------- Mindalia.com es una ONG internacional sin ánimo de lucro. Nuestra misión es la difusión universal de contenidos para la mejora de la consciencia espiritual, mental y física. -Apóyanos con tu donación mediante Paypal https://www.mindaliatelevision.com/ha... -Colabora con el mundo suscribiéndote a este canal, dejándonos un comentario de energía positiva en nuestros vídeos y compartiéndolos. De esta forma, este conocimiento llegará a mucha más gente. - Sitio web: https://www.mindalia.com - Facebook: https://www.facebook.com/mindalia.ayuda/ - Twitter: http://twitter.com/mindaliacom - Instagram: https://www.instagram.com/mindalia_com/ - Twitch: https://www.twitch.tv/mindaliacom - Vaughn: https://vaughn.live/mindalia - VK: https://vk.com/mindaliacom - Odysee: https://odysee.com/@Mindalia.com *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas. *Mindalia.com no se responsabiliza de la fiabilidad de las informaciones de este vídeo, cualquiera sea su origen. *Este vídeo es exclusivamente informativo.

Neal Bawa is a technologist who is universally known in the real estate circles as the Mad Scientist of Multifamily. Besides being one of the most in-demand speakers in commercial real estate, Neal is a data guru, a process freak, and an outsourcing expert. Neal treats his $947 million-dollar portfolio as an ongoing experiment in efficiency and optimization. The Mad Scientist lives by two mantras. His first mantra is that "We can only manage what we can measure". His second mantra is that, "Data beats gut feel by a million miles". These mantras and a dozen other disruptive beliefs drive profit for his 700+ investors. In today's episode, Neal shares insights about his strategy for multifamily investing, some interesting market statistics, and what he expects the future of the real estate market to look like. Episode Link: https://multifamilyu.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by my very special guest, Neal Bawa and he's talking to us about multifamily investing syndications and some really, really interesting market statistics about looking forward into what the real estate market future holds for all of us. So let's get into it.   Hey Neal, thanks so much for taking the time to come on the show with me today. I really appreciate you coming on and sharing some wisdom with me.   Neal: Well, it's exciting to be here, especially because I am a fan of your company and until five minutes ago, I didn't know that I was doing a podcast with Roofstock. So super excited to be here.   Michael: Awesome. Well, surprises always tend to keep people on their feet. So I'm really excited to chat with you today. So I know a little bit about your background and who you are but for anyone listening, who might not be familiar if you can give us the quick and dirty who you are, where you come from, and what is it you're doing in real estate today?   Neal: Absolutely. I'm a geek, a nerd, a maverick, I come from Silicon Valley. I live in Silicon Valley, I'm a data scientist by profession with a computer science degree. I've had a successful tech career, which, after 17 years ended in the sale of my technology company. I got into real estate because I live in Texas Fornia and I was paying 53.7% of my gross income in taxes and so you know, I looked around and looked at lots of different avenues to save money, looked at solar panels looked at oil, and came to the conclusion that none of those were anywhere close to real estate in terms of the incredible taxation benefits. I tell people, real estate is America's number one legitimate tax mafia. That's really what it is. I mean, no other area has the astonishing, the shocking tax benefits that real estate has. So I started doing real estate for that and started sharing a lot of my data science, you know, thought processes and ideas and it sort of just exploded from there. The first time I shared my insights on data science, I had four people in front of me. A week ago, I had 1100 listening.   Michael: Oh my gosh, that is really, really cool. So I love chatting with data scientists with geeks and nerds as the self-proclaimed title that you gave yourself, because I think it puts a process. They come from very process oriented backgrounds, and it allows them to apply the same processes to real estate, which I'm sure we're gonna get into in a little bit. But you're doing some pretty amazing things in the multifamily space if I'm wrong, mistaken, right.   Neal: I am, I am and I'm a huge fan by the way of the single family space and often direct people to single family, but multifamily is where I've been simply because of its amazing scale. So I started off in single family and I have now moved over to multifamily. So currently have about 750 million in construction and various multifamily spaces such as built around and apartments have about 250 million that I'm managing that I purchased that are existing buildings, and then I dabble in other areas as well as multifamily is kind of the core foundation of my business, but I dabble in self-storage, industrial townhomes for construction and student housing as well. So I love all kinds. I love all kinds of different asset classes at different times. But I always come back to the Foundation, which is which is multifamily.   Michael: Okay, now, you said a lot of amazing things with a lot of big numbers and I want to come back to that in just a minute. But I'm just curious on a personal note, can you share with our listeners, what's the best compliment you've ever received?   Neal: I think that the compliment had and I actually use it now you already heard it today was a person that walked in and said, This is the geekiest and nerdiest presentation I've ever heard that was still very entertaining. So that second part was like, okay, so I can I can get geeky I can get nerdy but I can still kind of get it down to the level where people enjoy it and are not snoring, you know, five minutes into the presentation. So I love that comment because it's hard to be a geek and be a nerd and still, you know have these aha moments for my audience. So I've worked really hard on that.   Michael: I love it and clearly you're doing it well because people 1100 people are coming to listen so my hat off to you. So let's talk about what excites you about multifamily because I think that there's an argument to be made that the fundamentals but you talking about going back to the basics is single family. So why do you think that it's multifamily? Why do you make that argument?   Neal: Because of single family? The short answer is this single family is why I'm excited about multifamily. Okay. So, you know, you hear a few numbers all over and over again, people say these numbers that don't quite explain the meaning of this, right. So we say in this home, the you hear this all the time, we have a shortage of single family homes in the US 5 million, the actual shortage is 5.1 4 million. You also hear we have a shortage of multifamily or apartments in this, you know, in the US and the actual shortage today is 600,000 units. So you notice most of the shortage is actually on the single family side, right? 5.2 million there 600,000 on the apartment side and for both of those, the vast majority of the shortage, not all of it, but the vast majority came from the fact that the US actually didn't really build anything single family or multifamily between 2011 in 2015. So we used to build, you know, I don't know, eight 700,000 800,000 a million units and then all of a sudden, 1112 1314 15, we built less than half of that creating this massive supply demand gap. It was enormous and that's why that has led to rental growth being you know, to AX what it used to be in the previous 30 years, we've also seen massive growth in prices on the multifamily side where, you know, we used to buy, you know, properties at, you know, $40,000 a door, and now we're buying the same properties at $250,000 adoor. So it's just an incredible, massive increase there in Parador prices, a lot of it really comes back down to the fact that we are absolutely unable and I haven't seen any evidence to the contrary, we are absolutely unable to build starter homes in the United States, we actually don't have a shortage of single family. It's a very common misconception. We don't have a shortage of single family, we have a shortage of starter homes and when I talk about starter homes, I mean anything that in a reasonably reasonable Metro, I'm not talking about San Francisco Bay area, but let's say something in Phoenix, right? Being able to build a nice three to four bedroom home that's brand new for about $275,000 that has become categorically impossible today. Okay, for I'll give you an example of this, as you know, multifamily scales a lot better because when you're building 100 units, you get all these economies of scale, blah, blah, blah, okay, my cost of construction in New Braunfels, which, by the way, is not a major metro, you've probably never even heard of it. It's in the corridor between Austin and San Antonio and so you one could say Austin and San Antonio are both, you know, secondary markets, not primary like San Francisco or Los Angeles and in so and this, so this market must be like a tertiary market because it's in between my cost of construction for townhomes, not single family is well over 300,000 units. That's what my cost as a builder is, right.   So you understand what's happened since March 2020. Construction costs in the US have gone up by 34%. That's basically about 27 or 28 months, they're up 34% and the problem was there before COVID. So before COVID, even in the face of outstanding and insane amounts of demand. We were only able to build enough single family enough multifamily housing just to keep up with demand. So remember what I said 11, 12, 13, 14,15 those five years, we under built massively, and then 1617 1819 20, those five years we built okay, we did find we stayed up with demand. But we didn't make any dent in the single family shortage. We didn't make any dent in the multifamily shortage, those numbers stayed the same, because we were just building enough. And that was before this once in a century 34% increase in construction cost. That was before that increase. Today, construction cost has gone up. So but people who think that home prices will drop 20% simply have no understanding of the fact that there is it's impossible to supply a product. If home prices dropped by to even 10 or 15%. Most builders will either go out of business or simply pivot to build the rent. So they'll stop building anything for the market and what that will do is make the shortage worse, which means that there's even worse it's going to make it much worse, right? Because we absolutely have to build 500,000 units a year just to keep up with this year's demand. Forget about the shortage from before, right, we still want to keep up with the demand for this particular year. So we can keep the shortage from getting worse.   You know, otherwise, that number that 5.2 million number will go to 5.5 million and 6 million and 7 million so we'll keep getting worse and every time it gets worse rents rise prices right? So there's a cushion under home prices and most people wonder mentally failed to understand the mathematics here. If your cost of construction goes up 34% how are you going to deal with prices going down and if developers don't make enough homes, the only homes available in the market are the existing homes, right? So will competition on them will increase and haven't you been reading already in the last three months that permits in the US have dropped to 30% because as the US economy goes closer into a recession, so it's inevitable at this point that we'll go into recession, builders are very skittish, their construction costs are at an all-time high and so they're backing off. They're saying, You know what, I'm not going to take the risk of building 10,000 homes, I'll build five. So if everybody drops their permits by 30, or 40%, you're digging now a new hole for the construction that would have afforded for the delivery that would have happened next year and the year after. So now we're digging a hole in 2023, deliveries and 2024 deliveries. How do you reconcile that with a 20% drop in prices? The mathematics, the fact that people actually keep saying this with a straight face is mind boggling to a data scientist.   Michael: Yeah, I love that because you like everything you just said, I don't know, if you're watching the video, you saw my jaw on the floor, I'm gonna have to pick it back up here. But it just people feel like it feels because prices are so high and toppling, then interest rates are so high, but everything you've just said, I mean, factually, and mathematically makes so much sense and so how should people be listening? How should our listeners be thinking and reconciling? Okay, well, interest rates have gone so high, so fast. So the purchasing power has been drastically reduced. How should you be thinking about like, what's going to happen next?   Neal: So the first thing you should do is study the past, because the past gives you some wonderful examples of what happens when these sorts of things happen, right? So I'm gonna give you some benchmarks that will really blow you away, right? So in 1982, the Federal Reserve raised interest rates so fast, and so many times that mortgage rates went to 18%. As we're recording this, mortgage rates are at 5.3%. So when I say this in front of a an audience, I was teaching in Seattle, there were 500 people listening. So just, you know, for shits and giggles, I basically went down to the stage and I stuck the mic in people's faces and I said, So if interest rates were at 18%, would you buy a single family home? No. Okay. Do you think anybody else bought a single family home? No. What do you think prices went down? Why the answers were 20 to 50%? Well, history tells us that in 1982, when interest rates to buy new homes were 18%. Home prices declined by 10% for one quarter, bounced up by 10%, the following quarter, and actually ended the 1982 recession higher than the beginning of the recession. study history. It tells you how sticky real estate is. Now, everyone, the biggest reason why people feel that prices are about to fall off a cliff is 2008. There's no other reason because if you look at the data from the last 61 years, all you notice is home prices are extraordinarily sticky when interest rates go up, because interest rates haven't gone up once or twice, or three times. Nine times in the last 61 years, the Federal Reserve has hiked rates to kill inflation, nine times, right? Eight times the economy went into a recession, how many times you'd be have real estate prices go down? Once 2008 because 2008 was not a recession. 2008 was the largest single evidence of large scale fraud in American history. Millions of brokers and 1000s of bank banks committed large scale fraud on about 20 million Americans. That's what caused those home prices to fall. I see no evidence of fraud at this point. If I if anything, underwriting standards are pretty darn robust. The people have trouble…   Michael: getting a mortgage is such a pain.   Neal: Right? So when you look at this, and you say, so every everything that you're doing is based on what you saw in 2008. But you're not comparing the US economy today to 2008, right. So let's go back to looking at 2007 and comparing it to today's economy. So you want home prices to drop by 20%? Okay, fine. Question is, have you looked at how many jobs the economy was creating in 2007 and have you compared that to today's jobs, right? So in the last three months, and people are saying we're in a recession, and maybe we can talk about that, in the last three months, the US created 500,000 400,400 1000 jobs. That's 1.3 million jobs in the last three months, we actually struggled to create that many jobs in most regular years. So in three months, we created 1.3 million jobs and of course, before you know anybody says, hey, the quality of the jobs is very low. They're part time no, they're not. Please go back and look at a a shockingly high percentage of those are full time jobs and then people are like, Yeah, but people are not getting paid enough.   These are standard objections, right because people are not studying the radar. No wage inflation is very high in the US right now in work have the upper hand. Wait, inflation is at 5.1%. Most years, it's one and a half percent. What that what does that mean? People are good people who have existing jobs are getting big raises and then there's 11 million open jobs in the United States. This is the first time in US history that we've been at 3.5% unemployment and still have 11 million jobs open. So the economy is producing jobs at two and a half times. It usually does in a normal marketplace. How do you factor that in with home prices falling 20%? It's the it's a highly desired asset that people want. Now, it's absolutely likely that home prices will fall. But the big question is, will they fall on a nationwide basis and the answer is that there is no data to support that. markets that are red, hot, white hot, some of those markets that I invest in Phoenix, Boise, Las Vegas, Austin, these are markets that are at risk of a 10% correction, maybe some markets might even get a 15% correction. But the US is combined of 330 markets. When you look at those 330 markets, the chances that we will see a 1% overall price reduction is still low and most people are talking about 10 to 20% based on what data?   Michael: Ah, I love it. I love it. Neal, this is this is super, super insightful. So kind of thinking about the feel part of the emotional part and the people talking about the 20% correction. There are those who have said that the Zillow or the kind of red fins that give estimates of value or rentability. It's almost a self-fulfilling prophecy if I'm an investor and I go on Zillow and see hey, this was only valued at 100k by Zillow, but it listed at 120 I just wanna be paying 100k. Is there some risk of that with public sentiment that prices should be falling with the Zillow effect that's not trademarked?   Neal: Let's call it the Zillow effect and actually, it's a very important thing to talk about because if you know, the question really is, is there a risk of that the there's a 100% chance that the Zillow effect will drag home prices down? Here's the catch, though. The Zillow effect is both ways, right? So we've also seen the Zillow effect when prices go up. So you're gonna see a short term curve downwards as the market adjusts and then when it adjusts, a whole bunch of people are like, home prices are 10% down, this is my chance to get in and it's not just, it's not just the individual investors anymore. America is fundamentally different in 2022, than it was in 2008. There one single company called BlackRock, I think is Blackrock or Blackstone, maybe I'm confused about that, it has now launched a $50 billion fund, just to buy homes during a dip and their definition of a dip is 7%. So the moment they see home prices falling 7%, they're gonna come in, and there aren't, it's not a billion dollar fund. It's not a $2 billion fund, it's $50 billion, just Google it, right. So just Google $50 billion home buying fund. Now, that's one company, but there's at least two dozen of them. So real estate now is an institutional asset class that rival stock markets, and people who invest at a big scale in the stock market, their dip is 5% 7% 10%. So you'll get that dip and they'll come in and they'll, you know, scoop up a bunch of these properties and then at some point, people will realize this market isn't going to crash 10%, they're going to be like, Yeah, but it's seven or 8%, or 12%, down in my area. Let me grab some properties and then you're going to see that correction and now all of a sudden, your backup as before you know it, this is normal, right? The market that we've had for the last 10 years where prices only go up. That's bizarre, that's abnormal. That's never happened before in US history. What we've seen before is prices go up. But they don't always go up in a straight line, they go up, they're just a little bit, they go down for three or four months, then they go back up, and the overall direction is upward. in markets like this. The Zillow effect is necessary, right?   I'm telling people number one, a dip in market prices is incredibly healthy. I've got my fingers and toes crossed that it happens. I've got my fingers and toes crossed that the US economy goes into a recession and most people would beat me up for that. It's like, why would you have your fingers and toes crossed for that? Short answer is when we have this much money floating around. If we do not occasionally adjust the economic cycle, we always end up in a bubble and bubbles when they burst of this size, create trillions of dollars in losses and can drag us into a 2008 type recession but if you look at the history, and again, I keep going back to this, the Fed has raised and income interest rates nine times and eight of those the US economy went into a recession, right? Only one of those eight was a destructive event 2008. All other seven events were in economic cycle, reset or adjustment and when you actually look at the effect of that recession over a three year timeframe, the net effect was zero, the cyclically adjusted, some of the bad companies fell out some of the bad developers fell out some of the bad money in the marketplace fell out and in the if you look at the long term trend, that that bumped down that six month recession had no real impact on the economy 2008 I can't say that, right. So once again, there's one time when we've seen total destruction happen, and that was because we perpetrated large scale fraud on American millions of Americans and using that as our benchmark to make all decisions in the future simply means we're ignoring 61 years of history.   Michael: Which seemingly is easy to do for a lot of people.   Neal: But for most people, it seems right. So I'm kind of looking at this going, this doesn't make any sense. Do you not realize that we just produced 1.3 million jobs in the last three months and isn't that the best way for company, companies are saying we're worried about recession, they're issuing earnings, you know, forward looking, and they're saying your earnings might reduce, and then they go off and hire 500,000 people in a month, right. So I mean, it's lip service for the stock market, it's lip service, for their for their, you know, phone calls with their investors. But they're not doing what they're saying they're going to do, which is reduce hiring, reduce hiring is half a million. Now normal months tend to be about 200,000 reduce hiring should be 100,000 new people being hired or 50,000, not 500,000.   Michael: Yeah, yeah. It's so interesting, Neal. So how do you take the data and use it when you're investing?   Neal: So one of the things that I do, and I'll kind of give you a little story on this on how I got started, so right, so I'm a data scientist. So right around 2009. I am, you know, looking at the real estate market, and everything looks incredible for me, of course, everyone else is telling me this is the worst real estate market of all time. So I go and tell my family, we should be buying all kinds of real estate today. Just buy everything in the marketplace, you know, with every last dime you have and then my family basically decides that I'm so stupid that they don't want me attending family events in case I infect other people with my horrible ideas. So I'm excommunicated from the family because, they like this guy is going to infect other people and we're going to lose millions dollars. So I'm like, okay, I'm gonna prove these people wrong. So I go and get gathered the best of my data science information and  I mined the Zillow website, I mined the Bureau of Labor Statistics website, along with a Ukrainian hacker was pretty good at mining. So we, you know, gather all this data together, we put it in a statistical software called R and we look at every city in America and up at the top is an unknown city, a town called Madera, California, mid era, it's 20 minutes from Fresno, right?   Nobody's ever heard of Madera, California. I know Madera, right and so Michael, what my data is telling me is, Madera, California is by far fallen way more than it should have, because from Peak 2005, it had already fallen in 2009 by 73%. So prices had fallen by 73%. But most markets fell by 30 and 40%. You know, some markets didn't even fall that much like Dallas only fell by 11%. So I'm looking at this falling 73%. I'm like, statistically speaking, this is the greatest market of all time. So I drive a jump into my car, I drive 144 miles to Madera, and I go there, and I see all these very beautiful Kaufman and Broad homes. They're like, gorgeous, like, they're brand new, right? Nobody's clearly nobody's ever lived in them. So I go to a broker in Madera, and I say, hey, what's happening here? I mean, these homes are gorgeous, right? Why doesn't anybody want to buy them and the answer is, well, Kaufman and Broad basically sold these two farmworkers, none of them had documented income. They've all left, so half the city's empty and I'm like, so. So what does it cost to make these beautiful five bedroom homes today? So it's like, yeah, if you were doing new construction would cost 250,000? So I'm like, but I'm, what are they available for? Oh, you can buy these for 90,000 any day, you know, they're all available for 90,000. You can buy as many as you like and I'm like, why in God's name? Would I not buy these for 90,000? He says, Neal only for one reason, one reason only one reason. You can't rent them. There's too many empty homes in Madera, so you can't rent them.   So you basically would have to buy these homes and then keep paying your mortgage in the hope that the market comes back someday. I'm like, I have to find a solution to this. There has to be a solution. So I jumped in my car again, I drive another 20 miles to Fresno, which is the big city, right and I go there, and I talked to a broker and I say, I want you to sell me an ugly property. He's like, Neal, no, no, no, no, I'll send you a brand new one. I've got plenty of them. None. I said no, I want a 30 year old ugly property in Fresno and he says, okay, well, these, you know, sells me a property. I buy it in cash. It's $110,000 on Summerfield, right? I take that property, I put pictures up on the web, and I go to my Ukrainian team and I say I want to In an avalanche of leads, rental leads for this one property and they're like, why? I mean, it's a pretty decent rental market in Fresno. Why do you want that many leads, I'm like, trust me, just give me like 5000 leads for this one property and they're like, okay, so the guy is sort of goes to back to his Hacking Team, and he hacks a bunch of sites, and he writes a bunch of scripts, and all of a sudden that property is like on the web 300 times in 26 different places and so is just listing it continuously using his engine and before I know it, the phone's just ringing off the hook, I'm, you know, my mailbox is filling up with leads. So I hired a person in the Philippines, this lady on a full time basis, and I say, call every one of these people and tell them this property is rented. But I have nine brand new properties 20 miles away in Madera and I will give you $50 amazon gift cards, if you just drive there and attend an open house $50, no questions asked. We'll just give you an Amazon or gas card and so she starts making phone calls. She was pretty good at her job. She'd been in a call center and you know, half the people swore at her because they would they were like, yeah, but this is not press No, this is Madera and it's like, well, this property is rented, I, you know, I've got these options and she would keep sending pictures to them by text, right, because people weren't reading, reading their emails, she would keep texting pictures of these beautiful properties and before I knew it, people were attending those open houses, I already had to deal with the banks where the moment I got a rent contract signed, I would pay cash for the property the next morning. Well, before I knew it, 11 properties were rented and then I turned around and repeated my success with my family and all of a sudden, I was making massive amounts of cash flow on these brand new homes, that now of course, they're all you know, $400,000 each.   But even back then, I was making so much money every single day on properties that I knew had to come back. It's all about the cost of construction. You don't hear about this on podcast, if it costs $250,000 to build something, and it's available for $100,000. Buy it because construction costs have never gone down in human history. They've only gone up and they've gone shockingly, up in the last two years. But even before that they've never really gone down. Nobody was able to reduce construction cost during the 2009 downturn. They simply didn't build anything, right. But did anybody get a reduction in construction costs? That's not possible. Most of our construction material doesn't even come from the US or I mean, our steel comes from places like China, right? You can't get a discount simply because your economy is in a recession. So it's all about construction costs. So once I had proven this algorithm, I decided I'm going to tell the world about it. But that's another story. So that's really how I got started in in single family and then I wrote algorithms, again and again, published them. As I said, the first time I had people that were for people listening to me last week, I had 1100 people listening to me, it's really about those algorithms. The only thing that's changed and this is the answer to your question, sorry, long winded but the answer to your question is, what I found was, when I spend this, use the same algorithm for single family that it has everything that I can possibly imagine except scale, I can never grow to a billion dollar portfolio, I can maybe grow to 10 million or 50 million, and a lot of people have. But if I apply the exact same data with multifamily, I have an 18 month crystal ball and I'll explain what that means and I was getting the same exact results. But because I was buying 200 units or building 300 units at a time, I was able to hit my goal of a billion dollar portfolio and I did it in I don't know that from 2014 to 2021, right. So seven years, I was able to hit a billion dollars. You just can't do that in the single family side. Otherwise, single family pretty awesome.   Michael: Neal, I love it. I absolutely love it. What happens and then I want to hear about your 18 month crystal ball. But what happens when things switch where the cost of new construction is cheaper than buying something that's existing?   Neal: My business is in trouble. We're all in trouble. But and so I obsess over that greatly. I go to all the conferences where I see new real estate technology coming out. I go to the modular conferences, I go to the 3d printing conferences. I look at what Amazon is selling online in terms of you know, kits I look at. I look at everything and I can tell you with complete confidence that in the next five to seven years, there is no technology that will drop cost of construction in the US. The first technology that I think will make an impact right around the 2030 timeframe is 3d printing. Modular is a laughable technology in the US. less than point 1% of homes in the US are made through modular and the total volume of modular factories in the US is under 5000 units. We need a million. So unless Congress decides to put $150 billion towards building ala carte factories, there's no volume and because of a company called KATERA, a very famous company K A T E R A going out and losing $2 billion of investor money. Nobody in the right white mind wants to build a modular factory modular completely, you know, not useful. 3d printing, yes. But remember, 3d printing only works in edge case scenarios, because the property looks odd because of all that concrete that you have to basically put on. So I think it'll work in subsidized housing for the first 10 years. So let's say 2030 to 2040. It'll be in subsidized housing by the end of 2040. I think 3d printing will completely change all math around construction and we'll do a full reset of real estate. So luckily, I'll be gone long before them.   Michael: I would say, well, hopefully this podcast is still in existence, we'll have to have you back on in 2040. To talk about it. Yep, so give us give us some insight into your 18 month crystal ball because that's something I've never heard before.   Neal: Yeah. So I love you know, again, going back to Statistics, right? So when we're crunching numbers or big data with our teams, one of the things we realized is when a market starts to see home prices going upwards. Okay, so it's home prices are screaming upwards, right in a certain market. What we noticed was between 12 and 18 months later rents in that market explode. Okay, between 12 and 18 months later, but not immediately and you might say, why not? Well, the short answer is, what happens is that there's a bunch of people in that market that are looking at home prices going up, and everybody wants to be on that train when it's going upwards. So they jump in, they buy these homes, and then that makes more people want to jump in and buy those homes, because they're friends, you know, their homes are worth a lot more and so you see this upward momentum and then finally, the market hits a critical point where most people that are looking to buy a new home in that marketplace, their income doesn't allow them to qualify, not most substantial portion of those people, right, so you get to maybe a quarter of all the people in market X can no longer qualify based on their income, right and the moment that happens, those people, they realize that their dream of homeownership is gone forever and then they don't want to go live in an apartment, what they'd want to do basically is they either wanted to go live in a class A apartments, so it's amenitized, with pools and gyms, and all those kinds of things or they want to go live in a built to rent community, which I'm building lots of, which essentially is the same as a single family home, but it's for rent.   But it's better than a single family home, because you've still got the pool and the jacuzzi and, and the dog park and the park, right, because it's 200 single family homes in one community, it's just that you're renting that home instead of buying it. So now you have a massive increase in demand for those kinds of assets because people realize I simply cannot buy any more unless I get a huge salary increase. I'm going to be renting, then those people they want to rent the best property they can find. At the very high end, they're going to be doing built around a single family rentals below that they're going to be doing built around. Below that they're going to be doing class a multifamily below that they're going to be doing Class B and Class C multifamily. So all of these rental markets see a massive boost. So this crystal ball works for every market, we've never actually found an exception to this rule with some weirdo exceptions in in rent control markets where rents simply can't rise. So as long as the market is not rent controlled, we have never seen an exception, the crystal ball works. The only part of it that is a little fuzzy is sometimes we see rents going up as soon as 12 months after the explosive growth of home prices and sometimes it takes 18 months.   So that crystal ball makes my life so much simpler because crystal balls are so hard to find actual crystal balls and reliably work are so hard to find. So I just look at these markets that are seeing these massive increases in home prices and I go buy a multifamily there, I have a business plan to rehab that multifamily and do value ads with it and do or maybe I'm doing new construction. So either way, I have a business plan. But that's my plan A but what I've found so far is in every instance that I've done this plan B has worked better, which is simply the market just went exp has explosive rent growth. So I didn't actually ended up implementing my business plan. I simply ended up selling my property in 18 to 24 months and making my investors a lot of money. I mean, I don't know of anybody else in the US that uses Core Data Science, not just numbers, but core data science to do what we do. We've had 37% IRR 47% annualized returns for our investors by simply using the crystal ball over and over again, over and over again. I mean, and I can tell you what those cities local like today, and I guarantee you've not heard of many of those cities.   Michael: Neal, I love it. What would you say have seen massive price appreciation? What is that mean because I think massive could mean different things to different people. So is there a percentage that you say, hey, you know what we crossed this threshold, that's the city that I want to invest in?   Neal: Oh, absolutely. The short answer is with multifamily. It's only about 25- 30% increase in prices. So one of the things that most people don't understand is, you don't need prices to double to double your profits, because you use leverage. So let's say somebody buys a $10 million building, and $3 million of that is equity, right or down payment, and 7 million of that is a loan. Now, let's say this building goes from $10 million to $13 million, right? So you've it's only gone up 30%. So if you sell it for 13%, and you return that $3 million in equity, right, there's $3 million in profit, plus all the rents you got for two years while you were holding it. So you've doubled people's money in two years or three years, right, even though the property's only gone up 30%. So that's very important to realize, 25 to 30% increase, usually doubled investor money in during the whole time and recently, those hold times have been very short, two years, two and a half years. So essentially, that means 45-50%, annualized returns. Now in normal times, it takes about five years to get to that point. So you're, you're doubling investor equity in five years, but that's still 20% annualized returns and I think that's pretty awesome because the investors are doing nothing, they attend a quarterly webinar, and they read a monthly update and if they, if they like you, they don't even do that. They just sort of delete your emails when they come to cash flow, right. As long as their cash flow checks are coming in. They're not reading anything you're sending them.   Michael: They're not complaining. That's it, that's it. Neal, this has been so much fun. Where can people learn more about you continue the conversation, and what's the best way for them to get in touch?   Neal: So I'm lucky enough that I'm the only Neal Bawa on the World Wide Web. So simply typing in any URL, and bawl and hitting enter into Google. There's a couple 100 podcasts that I've been on. They're geeky and nerdy, like this one too. But and if you're interested in my metrics, if you want to figure out what is that next unknown city that is going to have explosive growth, type in Neal space Bawa space, location, magic into the web, and you will see a 45 minute course that walks you through that process. So you can find those cities yourself. Or you can simply be lazy and go to my website multifamilyyou.com and find location magic they are sometimes we call it real estate secrets, same webinar, go in there and there's a list there's a list of those cities. You know, and I believe a lot of them are tertiary markets, but a lot of them are actually 35 minutes away from some kind of primary or secondary market, I find that the primary market secondary markets are really too expensive and are at much greater risk today of price drops. So like I wouldn't go out and in buy a property in Austin. But I've surrounded Austin with seven different properties because I find it to be the hottest city in America for the next 10 years. I'm just not interested in paying what I have to pay what I would have to pay in Austin. So I've literally surrounded Austin in all four directions with my portfolio.   Michael: Super clever. I can't wait to see how that works out. Neal, thank you so much for taking the time and coming on sharing with us. Really appreciate it and I'm sure we'll be chatting again soon.   Neal: Thanks for having me on the show.   Michael: Okay, everyone, that was our show a big thank you to Neal for coming on. Tons and tons and tons and tons and tons of meat and potatoes there to go digest and really think about because Neal kind of flipped the script on what a lot of people have been saying for a long time. So as always, if you enjoyed the episode, definitely we would love to hear ratings, feedbacks review from all of you, and we look forward to seeing the next one. Happy investing…

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