Podcasts about Rif

On April 1, 2025 thousands of HHS employees were impacted by a Reduction In Force which left employees illegally fired with a separation date of June 2, 2025. Today's episode we have special guest Kyisha McNeil a RIF'd FDA employee who is  discussing her experience during this process and how this has impacted her mentally. We will discuss tools to empower federal employees that are struggling with the loss and what options can turn the over to reinstate top performers that are impacted. 

We recommend watching the video version of this episode on our YouTube channel, you can find it here: "Why Chefchaouen is a Unique Gem Within Morocco"Azdean sits down on-location with local guide Hamid to learn about the history of Chefchaouen, the famous blue city of northern Morocco.This small town roughly 4 hours north of Fes, or 2 hours south of Tangier, has been attracting tourists for decades and, in the age of Instagram, gets more popular every year.As Hamid and Azdean emphasize, Chefchaouen is not just about the stunning colours, but the beautiful architecture, historic Medina and kasbah, and its natural setting in the Rif mountains. Gentle creeks of water wind their way through the town, artisans and craftsmakers line the paths and lane ways, and fresh orange juice vendors squeeze delicious nectar to help you on the climb up to the Spanish mosque, where you get stunning views of the mountains, valleys and the rolling hills of blue. Hamid explains the historic founding of Chefchaouen as a refuge for both Muslim and Jewish refugees during the time of the Spanish Inquisition. The town is a perfect snapshot of Morocco's welcoming and tolerant nature.And we finally get a definitive answer as to why the city is blue. Although you may expect that this is something dating back centuries, the reality may surprise you!Chefchaouen is a calm and quiet jewel of Morocco, with many wonderful features to attract travellers looking for the exotic and colorful, as well as peaceful retreats, fresh mountain air, tremendous hiking and a laid-back spirit and hospitality. We previously posted this recording as audio-only, but now have a beautiful video version to share with you. We know that it won't take much to convince you to add it to your Morocco itinerary! Do you dream of exploring the enchanting land of Morocco?Destination Morocco is your ultimate travel experience for those seeking luxury and adventure. We specialize in crafting bespoke itineraries tailored to your unique tastes and desires.If you're a discerning traveler who values an immersive, curated adventure, visit www.destinationsmorocco.com, and let us bring your dream Moroccan vacation to life.Learn more about Azdean and Destination Morocco.Explore our Private Tours and Small Group Tours!

The Labor Department is making major cuts to a watchdog office that ensures federal contractors aren't discriminating against their employees. The Office of Federal Contract Compliance Programs laid off about 90% of its staff last week, leaving only about 50 employees nationwide. OFCCP was created in 1965 to protect American workers from race and gender discrimination by federal contractors. Employees who got RIF notices will separate from the agency on June 6.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

FOUR ACTIONABLE TAKEAWAYS: Use the "Why, What, How" framework to communicate hard changes—always start with the why to reduce the shiver effect and maintain trust. Don't sugarcoat bad news—treat your team like adults, be honest about challenges, and frame positives where appropriate. Create a lever cheat sheet for your sellers so they know what they can give (discounts, services) and what to ask for in return to protect deal value. After major changes like a RIF, give the team a week to process, then reset expectations with managers leading the charge into the "new normal." PATH TO PRESIDENT'S CLUB: Chief Revenue Officer, Postal VP of International Sales, Wrike Senior Director of Sales, Wrike RESOURCES DISCUSSED: Join our weekly newsletter Things you can steal Save $50 on any 30MPC course with code “PODCAST”

Backpacking & thru-hiking legend Chris Townsend joins us on the podcast to talk about his best tips for trail photography and for writing in the outdoor space. He's hiked 30,000+ miles around the world on the Pacific Crest Trail, Continental Divide Trail, Pacific Northwest Trail, Arizona Trail, and more. You can learn more about Chris in ⁠Episode #180⁠ and Episode #195 of this podcast.Chris has 30,000 miles of hiking experience, has written 30+ books on the subject, & is also an outdoor photographer (just take a look at ⁠his website⁠!). This jam-packed episode is perfect for new and experienced hikers alike, as well as aspiring authors and outdoor photographers.In this episode, you'll learn about:1. His best tips for on-trail photography2. The top lightweight and effective equipment he uses3. Tips on writing in the outdoor space, thoughts for first time authors, and much more!Connect & follow along with Chris Townsend:⁠⁠Chris Townsend Outdoors Website⁠⁠⁠⁠Amazon Shop⁠⁠⁠⁠Great Outdoors Magazine⁠⁠⁠⁠Instagram⁠⁠⁠⁠Facebook⁠⁠⁠⁠Threads⁠⁠Follow along with Cheer on the Trans Catalina Trail:@carollcoyne@thru_rIf you love what we're doing here on the podcast and over at THRU-r, you can become a ⁠⁠Virtual Trail Angel⁠⁠ via our ⁠⁠PayPal Donation Page⁠⁠. As a grassroots thru-hiker run organization, we really appreciate the support!Did you love this episode? Help fellow hikers find the show by following, rating, and reviewing the podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Connect With Us:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join The Trail Family⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THRU-r Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cheer's YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cheer's Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Episode Music: "Communicator" by Reed Mathis

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callChapters0:00 - What VERA, VSIP, RIF, and DSR Mean for You - Early Pension: The Hidden Danger1:10 - Why Inflation Is Your Silent Threat - How a Static Pension Shrinks Over Time1:45 - Solutions: How Part-Time Work Can Protect You - Planning for Growth: Protecting Your TSP and Savings2:30 - How to Improve Your Lifestyle With a Written Retirement Income Plan - How to Test If Your Money Will Last"Financial security isn't about starting retirement early — it's about making sure your income grows with you, not against you."Connect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #federalretirement Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

The "last minute" of last night's '60 Minutes' was worth the wait, as CBS News' Scott Pelley laid waste to his network's parent company's adding 'extra supervision' to the news magazine's content. I mean, it's not all that different from what I had to deal with as editor of my high school newspaper - except that it's already established that school students don't enjoy "freedom of the press" in their schools. Oh, and '60 Minutes' has been on the air nearly six decades, racking up an unmatched number of awards in journalism.While American broadcast and print media continues to cave to Donald Trump, international journalists are marveling at the destruction of the fifth estate. ------Meanwhile, in the aftermath of Senator Jon Ossoff's Marietta town hall last Friday, I caught up with many of the CDC's fired and/or 'RIF'ed workforce - the "Fired but Fighting" collection of people still deeply concerned about the state of their work and its use in disease prevention. To summarize, they came to get Team Ossoff to do better in matching the work done by Senator Rev. Raphael Warnock and his staff, but are encouraged Ossoff and his staff are now better aware they need to step up. ------New York Times' conservative columnist Bret Stephens appeared on last week's 'Real Time with Bill Maher' panel, opining that Democrats shouldn't be drawn in by the tens of thousands of people turning out to hear Bernie Sanders and Alexandria Ocasio-Cortez. Imagine that - a conservative trying to keep the party he almost never sees eye-to-eye with from finding its populist base and succeeding. Naturally, he's wrong, and I'm here ot remind everyone why making the same istakes the party made in 2016 will fail the party and the nation on the whole.

A memo sent to U.S. Agency for International Development employees Thursday announced that the now-hobbled agency will no longer try to salvage government devices for staff based domestically. The move is notable, given that USAID had previously initiated some work to transfer technical assets to the State Department. It is not uncommon for the agency to remotely wipe devices abroad, but doing so domestically — and then trashing the equipment — is unusual. Federal agencies often auction office equipment, including computers, they no longer need. In the letter, which was viewed by FedScoop, employees were told that U.S.-based direct hires, personal service contractors, and institutional support contractors must complete “various exit tasks,” including the return of government equipment. To “simplify the process and reduce burden,” the agency says it isn't requiring employees to return iPhones, iPads, and laptops. The memo stated: “The IT equipment will be remotely wiped and marked as disposed from USAID IT asset inventories on or around the employee Reduction in Force (RIF) date, and the employee can then dispose of the assets. Further details and updates regarding the remote wiping/sanitization process for the devices and what to anticipate will be communicated closer to the RIF dates.” Secretary of the Navy John Phelan on Thursday ordered the termination of hundreds of millions of dollars in IT contracts and unrelated grants as part of a broader push at the Defense Department to slash spending that the Trump administration deems wasteful. The moves — outlined in a pair of memos issued to the chief of naval operations, Marine Corps commandant, Navy assistant secretaries and general counsel — are pursuant to Defense Secretary Pete Hegseth's “commitment to strategically rebuild our military, restore accountability to the Department of Defense, cut wasteful spending, and implement the President's orders,” Phelan wrote. The IT contracts axed by the SECNAV include those for the Naval Maintenance, Repair and Overhaul (NMRO) program. Phelan also directed the Navy's chief information officer to prepare a new acquisition strategy by July 31, along with management review of the program. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Senator Jon Ossoff met with hundreds of constituents in Marietta at the Cobb County Civic Center Friday morning, with designs on pointing out the disparity in approaches on healthcare access and reproductive rights. Those in attendance - many recently fired (or "RIF'ed") CDC employees, others frazzled voters seething for impeachment - had questions completely divergent from the topics he set the table with.All the same, he answered questions for nearly an hour after an opening statement, and unlike at Rep. Marjorie Taylor Greene's hellish scene in Acworth more than a week ago, no one was tased, arrested or asked to leave. That, and Ossoff took the heat aimed at him and his staff in-stride and vowed to do more for those with grievances.You can watch live streams fro WXIA-TV here. Some audio issues at the end may have you looking elsewhere, so WAGA-TV's stream can be found here.Or, hear just about all of the discussion on this special podcast.

Unite and Action for Housing have held a protest against the living conditions for tenants of the hostel at the site of the Queen's Hotel. The protesters gathered at Number Six today, and handed in a letter to the Government. We spoke to Iain Triay Clarence, who was there for GBC news, and Henry Pinna from Action for Housing.The Taourarte Education Charitable Association was created to provide access to education for children in the village of Taourarte located in the Rif mountains. The charity raises money through different events, with the aim of supporting the educational needs of mainly girls in the remote area near Chefchouen. Maurice Valarino told us more.And, you may have heard of the Sovereign Art Foundation, our next guests have been successful so far in the 'Gibraltar Students Prize' category of the foundation's art competition. Zoe Payas is the 2024 Judges Prize Winner, and Eve Abudarham has won the Public Vote Prize. Zoe's painting 'Sanctuaries of Light' and Eve's piece 'Staring into the Eye' now go into the global students prize. Hosted on Acast. See acast.com/privacy for more information.

En este episodio viajamos a Paracho, Michoacán, un pueblo donde la guitarra no es solo un instrumento: es cultura, identidad y legado. Hablamos sobre la historia y evolución de esta tierra de luthiers, sus tradiciones artesanas, el uso de maderas nacionales y cómo la pasión por la guitarra se transmite de generación en generación.Nos acompañan invitados muy especiales:

In this episode of the NAWL Podcast, we delve into the dynamic world of federal employment, highlighting the critical importance of knowing your rights as an employee. Nicolle Vasquez Del Favero from the NAWL Military and Government Services Affinity Group returns as our host, joined by expert employment attorney Allison Eddy. Together, they provide an in-depth analysis of new executive orders, RIF regulations, and other pertinent topics. Tune in to discover how federal workers can best prepare and protect themselves under the continuing changes of the current administration.

All Halachic authorities agree that one recites the Beracha of "Boreh Peri Ha'gefen" over the first and third of the four cups of wine at the Seder. Over the first cup of wine, of course, a Beracha is required, because one has not drunk any wine before this cup, and a Beracha is obviously required before drinking. Likewise, the third cup of wine is drunk after Birkat Ha'mazon, and the recitation of Birkat Ha'mazon effectively ends the "coverage" of all Berachot recited previously, such that new Berachot are recited before one eats or drinks after Birkat Ha'mazon. The more complicated issue is the recitation of this Beracha before drinking the other two cups of wine. Seemingly, the Beracha recited over the first cup should cover the second cup, and the Beracha recited over the third cup should cover the fourth cup. At first glance, then, no Beracha should be required over the second and fourth cups. Nevertheless, the Rif (Rav Yishak of Fez, Morocco, 1013-1103) rules that one must recite a Beracha of "Boreh Peri Ha'gefen" on each of the four cups. He bases this ruling on the Gemara's comment in Masechet Pesahim that each of the four cups constitutes a separate Misva. If each cup is its own Misva, the Rif reasons, then each cup should require its own Beracha. The Rosh (Rabbenu Asher Ben Yehiel, Germany-Spain, 1250-1327), however, questions this rationale, noting that we recite only one Beracha when putting on Tefillin ("Le'haniah Tefillin") even though the Tefillin Shel Rosh and Tefillin Shel Yad constitute two separate Misvot. The fact that the four cups constitute independent Misvot should not have any effect on the recitation of Berachot. The Rif also draws proof from the Gemara in Masechet Hulin, which implies that one must recite a new Beracha when drinking after Birkat Ha'mazon. Since one cannot recite a Beracha while reciting Birkat Ha'mazon – as this would constitute a Hefsek (improper interruption) in the middle of the Birkat Ha'mazon – he must recite a new Beracha when he drinks afterward. Likewise, the Rif comments, since one cannot interrupt the reading of the Haggada to recite a Beracha, he must recite a new Beracha of "Gefen" when he drinks the second and fourth cups. The Rosh questions this argument, too, claiming that there is no comparison in this regard between the reading of the Haggada and Birkat Ha'mazon. The Gemara states that if one interrupts a meal to pray Minha, when he returns he resumes his meal without having to recite new Berachot. Likewise, if one interrupts his drinking to read the Haggada, he does not have to recite a new Beracha when he then drinks again. Birkat Ha'mazon is unique, the Rosh argues, because when one decides to recite Birkat Ha'mazon, he establishes that he no longer plans on eating. Therefore, if he then decides to eat or drink afterward, he must recite a new Beracha. This quite obviously does not apply in the case of reading the Haggada. In practice, Ashkenazim follow the ruling of the Rif, which is also the position taken by Tosafot, and they recite a Beracha on each of the four cups of wine at the Seder. Despite the Rosh's compelling questions on the Rif's rationale, this is the practice of the Ashkenazim. The Taz (Rav David Halevi Segal, Poland, 1586-1667) explains this view by suggesting that perhaps there is an implicit intention when reciting the Beracha over each cup that the Beracha should cover only that cup. The Aruch Ha'shulhan (Rav Yechiel Michel Epstein of Nevarduk, 1829-1908), however, dismisses this approach. In any event, Sepharadim follow the ruling of Maran, in the Shulhan Aruch (Orah Haim 474:1), where he accepts the Rosh's view, that no Beracha is recited over the second and fourth cups. The second cup is covered by the Beracha recited over the first cup, and the fourth cup is covered by the Beracha recited over the third cup, and no separate Beracha is required. Summary: According to accepted Sephardic practice, the Beracha of "Boreh Peri Ha'gefen" is recited over the first and third of the four cups at the Seder, but not on the second and fourth cups.

Pink Sheet Executive Editor Derrick Gingery, Senior Writer Sarah Karlin-Smith, Senior Editor Sue Sutter, and Editor-in-Chief Nielsen Hobbs discuss the impact of the 1 April reduction-in-force on the US Food and Drug Administration, which targeted about 3,500 employees (:30). They also consider how and whether service levels will change (13:28), and new Commissioner Martin Makary's first address to the drastically smaller staff the day after the RIF was announced (29:22). More On These Topics From The Pink Sheet Updated: US Likely To Lose Its First Approver Advantage After FDA Layoffs: https://insights.citeline.com/pink-sheet/agency-leadership/us-fda/fda-layoffs-us-likely-to-lose-its-first-approver-advantage-5C37YQ73DNBEFF7SHRYV4MJUIA/ Are Bigger Ad Policy Changes Coming After US FDA's Drug Promotion Office Hit Hard By Layoffs?: https://insights.citeline.com/pink-sheet/compliance/marketing-and-advertising/are-bigger-ad-policy-changes-coming-after-us-fdas-drug-promotion-office-hit-hard-by-layoffs-FQLHKJ4GWRCXLEIZCEMX37SUYU/ Dramatic HHS Layoffs A Response To ‘Existential Crisis,' Kennedy Advisor Argues: https://insights.citeline.com/pink-sheet/agency-leadership/us-fda/dramatic-hhs-layoffs-a-response-to-existential-crisis-kennedy-advisor-argues-XZKO5PJF6RHGHLABD2TZY7K2N4/ CDRH Staff Cuts Focus On Administrative Workers, Spare Reviewers: https://insights.citeline.com/pink-sheet/agency-leadership/us-fda/cdrh-staff-cuts-focus-on-administrative-workers-spare-reviewers-DL3L63CAGFGYTDAICFSXG5JP34/ Makary Pledges To Uphold Gold Standard Science, But First Address Confuses Some US FDA Staff: https://insights.citeline.com/pink-sheet/agency-leadership/us-fda/makary-pledges-to-uphold-gold-standard-science-but-first-address-confuses-some-us-fda-staff-WE7A5TQARBHX3MS6LGDIQT5CRY/ US FDA Restructuring May Be Next After Drugs Center Loses More Than 1,000 People: https://insights.citeline.com/pink-sheet/agency-leadership/us-fda/us-fda-restructuring-may-be-next-after-drugs-center-loses-more-than-1000-people-HOZ7IYGEC5BYBMNNUPAT2TBNI4/

Jason Cecil - like all of us - is defined by more than just a job; he's a husband, Dekalb County Ethics Board alternate, President of the LGBTQ+ recovery community-serving GALANO Club, to name a few of his attribuets. His job at the Atlanta-based Centers for Disease Control & Prevention (CDC) was really important, too, though. Until yesterday, he had been a Public Health Analyst in Global Immunizations since 2003, focusing on polio eradication, measles elimination, and immunization systems strengthening, before a promotion to the CDC division on Global HIV and TB. To hear him tell it, his was the division hit hardest by yesterday's cuts. Remember the DOGE-Elon Musk-Karen Leavitt-Donald Trump lie about $50 million for condoms "to Hamas?" Well, Mozambique in Africa has a Gaza province and none of those intellectual heavyweights distinguished between the two and even the monetary figure (and condoms, altogether) were overblown. It's the division Jason had been working in - global HIV and TB - that all along was " major, multi-pronged effort to address HIV and tuberculosis — not a dump of condoms."Well, Jason's no longer working in a capacity to deliver results for the George W. Bush-launched PEPFAR: the President's Emergency Plan for AIDS Relief. It was on World AIDS Day in 2022 that Bush returned to Washington (a rarity) to tout the two decades of PEPFAR's accomplishments. Yes, that Bush. Anyhow, Jason was kind enough to join me today to share his RIF experience, reaction, emotions and insights into what being a federal employee in such a necessary agency has been like since Trump was re-elected last November. Were contingency plans being made? Any "offloading" or "lifeboating" of research and data? What was the mood in the hallways like? What's next for career civil servants like him?

In this episode of the HR Leaders Podcast, we speak with Anisha Thomas, Head of People at Inscribe AI, about balancing empathy and strategic leadership in fast-growing startups. Anisha shares the emotional challenge of executing a reduction in force (RIF), leveraging AI agents for workforce efficiency and innovation, and discusses how transparent communication builds stronger trust within leadership teams. She also explores the evolving landscape of HR amid rapid technological advancements.

Duncan Giles & Larry Lannan talk about probationary employees, a possible RIF and much more

The Trump administration tells agencies to ignore collective bargaining agreements that interfere with the ability to conduct reductions in force, or RIFs. A new memo from the Office of Personnel Management argues that contracts with federal unions cannot supersede an agency's ability to lay off its employees. The OPM memo says agency management has the right to determine its number of employees, and make headcount adjustments as needed. The guidance comes just ahead of agencies' expected RIF plans, which are due to the White House by this Friday. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Trump administration tells agencies to ignore collective bargaining agreements that interfere with the ability to conduct reductions in force, or RIFs. A new memo from the Office of Personnel Management argues that contracts with federal unions cannot supersede an agency's ability to lay off its employees. The OPM memo says agency management has the right to determine its number of employees, and make headcount adjustments as needed. The guidance comes just ahead of agencies' expected RIF plans, which are due to the White House by this Friday. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

NASA's acting administrator has outlined plans for a phased reduction in force (RIF), closing several offices. Redwire Corporation has reported Q4 and full year 2024 financial results. Rocket Lab has scheduled its next two Electron launches from New Zealand, and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Our guest today is Troy Morris, Co-Founder and CEO of Kall Morris Inc. You can connect with Troy on LinkedIn, and learn more about KMI on their website. Selected Reading NASA will shut down three offices amid Trump layoffs Redwire Corporation Reports Fourth Quarter and Full Year 2024 Financial Results - Business Wire Rocket Lab Schedules Two Launches Three Days Apart, Upcoming Mission to Deploy Final Satellites in Kinéis Constellation- Business Wire SDA Issues Solicitation to Recompete 10 Tranche 2 Transport Layer-Gamma Variant Space Vehicles China launches communication technology test satellite - CGTN Polish Space Agency President Sacked Over Falcon 9 Debris Controversy  Eric Schmidt joins Relativity Space as CEO- TechCrunch Momentus and Solstar to offer on-demand communications for Vigoride - SpaceNews SES and Lynk Global Announce Strategic Partnership for Direct-to-Device (D2D) Services- Business Wire Xona Space Systems Announces Collaboration with Trimble to Deliver Next-Gen Navigation Services Study: Climate change will reduce the number of satellites that can safely orbit in space- MIT News T-Minus Crew Survey We want to hear from you! Please complete our 4 question survey. It'll help us get better and deliver you the most mission-critical space intel every day. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

ProFeds Founder, Chris Kowalik, lists 12 things every federal employee should do in light of the pending Reduction-in-Force (RIF) plans in the works from federal agencies.  These items will help smooth the transition for employees who may find an abrupt end to their federal service.      KEY TAKEAWAYS: Accessing funds to allow for a smooth transition until federal pension begins Retaining important documents before you no longer have access to government systems Updating your records before you exit federal service   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Download your electronic Official Personnel File (eOPF): FedImpact.com/get-your-eOPF       Update your federal beneficiaries: FedImpact.com/beneficiaries  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, introduces the Reduction in Force training series that she developed exclusively for federal employees facing a monumental government-wide downsizing.  She describes the various types of topics covered in the video series to help as many federal employees be prepared as they go through the RIF process.   KEY TAKEAWAYS: Tools available to agencies during a Reduction-in-Force Timelines expected for RIF actions  Importance of knowing your numbers during a downsize A guide to the videos available to federal employees   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, makes some observations about what we've learned so far about the original Deferred Resignation offer to help federal employees better navigate this next round of downsizing through the looming Reduction-in-Force (RIF).      KEY TAKEAWAYS: Federal employees have felt undervalued and unappreciated HR's inability to respond to overwhelming number of inquiries Widespread panic and indecisiveness among federal workforce Very few extensions and little court delay   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, assesses the inherent risk current facing the federal workforce and how agencies' RIF policies could leave many federal employees looking for work in the near future.     KEY TAKEAWAYS: Timelines expected for RIF actions  RIF procedures and ranking system What downsizing tools agencies are likely to use   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Link to RIF order: https://www.opm.gov/policy-data-oversight/workforce-restructuring/reductions-in-force-rif/#url=Summary  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, compares Early Out offers, Cash Incentives, and Discontinued Service Retirements.     KEY TAKEAWAYS: Tools available to agencies during a Reduction-in-Force Explanation of the various programs and who qualifies What benefits employees can receive with each program When pure layoffs (with no benefits) are utilized   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, reviews the possibility of cash payments being offered to federal employees as part of the RIF plan.     KEY TAKEAWAYS: Rules of the Voluntary Separation Incentive Payment (VSIP) How much are the incentives (and proposals for the amount to change) How VSIPs work with other downsizing tools (like VERAs) Who is not allowed to receive a VSIP buyout   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  OPM's guide to VSIPs: https://www.opm.gov/policy-data-oversight/workforce-restructuring/voluntary-separation-incentive-payments/guide.pdf Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

ProFeds Founder, Chris Kowalik, reviews the IRS rules which allow federal employees to take from their TSP at various ages if they are RIF'ed.   KEY TAKEAWAYS: How do employees access TSP after they have separated (resigned or retired) How long employees have to wait take withdrawals from TSP What penalties may apply to withdrawals prior to age 59 ½   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, sheds light on what military veterans should know if they are going through a RIF process.   KEY TAKEAWAYS: Ensuring your veterans preference is in your service record Process of buying back your military service Retaining a receipt of your military buyback   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet Webinar replay: Breaking Down the Military Service Buyback : https://fedimpact.com/webinar/replay-breaking-down-the-military-service-buyback/

ProFeds Founder, Chris Kowalik, explores the rules for keeping various government insurance programs such as health (FEHB), life (FEGLI), dental and vision (FEDVIP), and long term care (FLTCIP).).   KEY TAKEAWAYS: Rules for being able to keep various federal benefits Timelines for changes to take place How the cost can change for each benefit   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet FEGLI Handbook citing 5-year rule: https://www.opm.gov/healthcare-insurance/life-insurance/reference-materials/publications-forms/feglihandbook.pdf#page=114 FEHB Waiver Policy: https://www.opm.gov/healthcare-insurance/healthcare/reference-materials/reference/annuitants/#current

ProFeds Founder, Chris Kowalik, reviews the rules for getting the FERS Special Retirement Supplement for employees who are RIF'ed.      KEY TAKEAWAYS: Explanation of the FERS Supplement Who gets the FERS Supplement? When do payments begin?   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, explains the pension calculation that employees can expect if they are RIF'ed.      KEY TAKEAWAYS: The pension formula The challenge of including military service The high-3 average (and potential change to the “high-5”)   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, discusses what happens if an employee wishes to return to federal service after being RIF'ed.   KEY TAKEAWAYS: What processes are in place to facilitate a return to service How to return to federal service if you have already retired How to return to federal service if you left with no pension (or one that pays out later) Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series OPM's Severance Pay Fact Sheet: https://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/severance-pay/  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, discusses the opportunity for many federal employees to collect unemployment if they lose their job due to the Reduction-in-Force.     KEY TAKEAWAYS: Who may qualify (and doesn't qualify) for unemployment Where employees go to file for unemployment How unemployment benefits may be affected by other payments received Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  USA.gov Unemployment Benefits Guide: https://www.usa.gov/unemployment-benefits U.S. Dept of Labor Unemployment: https://www.dol.gov/general/topic/unemployment-insurance   Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, helps federal employees understand what happens to their unused annual leave and sick leave if they are RIF'ed.   KEY TAKEAWAYS: Rules for annual leave payout Rules for use of sick leave  What to do to not lose any leave    Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Sick Leave Conversion chart: FedImpact.com/2087-chart  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

ProFeds Founder, Chris Kowalik, explains the rules surrounding severance pay and who can expect to receive it if they are RIF'ed.   KEY TAKEAWAYS: Who is eligible to receive severance  How to calculate approximate severance amount How severance pay is paid out   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  LINK to severance pay calc on OPM: https://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/severance-pay-estimation-worksheet/ LINK to “Basic Pay” definition: https://www.ecfr.gov/current/title-5/part-550/section-550.703#p-550.703(Rate%20of%20basic%20pay) Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, dives into a popular question about if it is better to quit/resign before being RIF'ed.   KEY TAKEAWAYS: What happens if you quit/resign? What options employees have if they are already eligible to retire What benefits you may give up if you quit/resign   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

ProFeds Founder, Chris Kowalik, discusses various ways employees can “volunteer” for a RIF and what causes them to be eligible to do so.   KEY TAKEAWAYS: The best time to volunteer What causes someone to be eligible to volunteer What an employee can expect to happen to their benefits   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

ProFeds Founder, Chris Kowalik, explores what happens during a RIF for employees who have less than 5 years of federal service.        KEY TAKEAWAYS: What happens to the money already paid into FERS What happens if you return to federal service after being RIF'ed How access to the TSP may be limited   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, explores what happens when an employee is facing a RIF, but doesn't qualify for an early out or a discontinued service retirement.   KEY TAKEAWAYS: Requirements to qualify for an Early Out Requirements to qualify for a Discontinued Service Retirement What an employee may be eligible to receive (such as a cash incentive or severance pay) How an employee may qualify for a federal pension later   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  OPM's severance pay worksheet: https://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/severance-pay-estimation-worksheet/  OPM's VSIP eligibility: https://www.opm.gov/policy-data-oversight/workforce-restructuring/voluntary-separation-incentive-payments/ Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, reviews how federal employees who are already eligible to retire will be affected by a RIF action.      KEY TAKEAWAYS: What it takes to be “fully-eligible” to retire What benefits are retained in retirement What benefits may be lost in retirement   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

ProFeds Founder, Chris Kowalik, walks through the effect that a RIF will have on an employee's pension based on their length of federal service.    KEY TAKEAWAYS: Effect on pension if an employee has less than 5 years of federal service Effect on pension if an employee has at least 5 years of federal service Effect on pension if an employee is already fully-eligible to retire    Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

ProFeds Founder, Chris Kowalik, contrasts the Reduction-in-Force with the recent “Deferred Resignation” offer to help employees understand the stark difference between these two actions.   KEY TAKEAWAYS: Voluntary vs. Involuntary action Expected differences between the two downsizing actions Why some employees chose the deferred resignation instead of waiting for the RIF   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

En “La Enciclopedia Oculta de Guillermo Díaz” recordamos una de las mayores derrotas del ejército español: El desastre en la población de Annual, situado en la región marroquí del Rif. En 18 días, entre 8.000 y 13.000 soldados perdieron la vida frente a las tribus rifeñas

Mansfield City Schools is facing a difficult reality—a planned reduction in force (RIF) for the 2025-2026 school year. With 29 certified and seven classified positions on the chopping block, the district is working quickly to finalize decisions and provide clarity to those affected. In this episode, we break down the reasons behind the cuts, the process for determining who stays and who goes, and what this means for the future of Mansfield schools. Read more about this story: Mansfield school union leader hopes to finalize RIFs by Easter Headlines: No Lucas students injured in school bus-motorcycle crash on Tuesday ODOT contributing additional $3 million to Mansfield’s Main Street project Larry Wayne Estep Sr. Shelby police arrest 158 in 2024 for drug, alcohol-related offenses Support the show: https://richlandsource.com/membersSee omnystudio.com/listener for privacy information.

Today on the Federal Drive with Tom Temin If you held out for a RIF rather than taking the fork in the road, you may have an extra layer of protection USAID and State: Smart way to save, or self-inflicted injury? The rise of the executive order is more evident than ever Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on the Federal Drive with Tom Temin If you held out for a RIF rather than taking the fork in the road, you may have an extra layer of protection USAID and State: Smart way to save, or self-inflicted injury? The rise of the executive order is more evident than ever Learn more about your ad choices. Visit podcastchoices.com/adchoices

Federal agencies will be required to build centralized systems to track every payment they issue for contracts, grants and other expenditures under an executive order issued Wednesday. President Donald Trump's order calls for each agency head to team with that agency's assigned DOGE team lead in building the new IT system. Each payment would be submitted to the system and include “a brief, written justification” from the agency staffer who signed off on the expenditure. The systems would include a built-in mechanism to allow the agency head to pause and quickly review payments that are submitted without a written justification. As part of the buildout of the new system, agency heads and DOGE team leads will be required to review “all existing covered contracts and grants,” with the option to “terminate or modify” those agreements “where appropriate and consistent with applicable law,” the order states. The Trump administration is asking federal agencies to submit reductions in force and reorganization plans by March 13, setting the stage for more workforce terminations. A memo from the Office of Personnel Management sent Wednesday tells agency heads that their plans to reduce the workforce and reorganize departments are required to comply with the executive order to implement the White House's Department of Government Efficiency and its mission to optimize the federal workforce. Agencies have to seek reductions in non-critical agency components and enable staff to focus on “higher-value activities,” the memo states. The department heads are encouraged to collaborate with agency-assigned DOGE counterparts on the agency RIF and reorganization plans, identifying specific competitive areas where positions are not typically designated as essential during appropriation lapses. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Are traditional Canadian retirement planning strategies (RRSP, TFSA, RIF, ect) setting you up for success—or failure? What if the research shows that strategy isn't enough—and that a smarter, more resilient asset mix could ensure a stable, worry-free retirement?Many investors rely on the classic stock-and-bond investment portfolio, believing it's the safest way to ensure a stable retirement. However, market volatility, inflation, and economic downturns can leave even the most disciplined savers vulnerable. When the market crashes, emotions take over, and many investors make costly mistakes—selling low, hesitating to buy, or failing to adapt to changing financial conditions.But what if you could create a Canadian retirement plan that minimizes risk while optimizing returns? This episode explores Ernst & Young's research on integrating insurance products into retirement planning and why the traditional "buy term and invest the rest" strategy may not be the most effective path to financial security.You'll learn: Discover why permanent life insurance can act as a volatility buffer, protecting your investments from market downturns.Learn how combining high early cash value whole life insurance with investments can outperform traditional stock-and-bond-only portfolios.Explore strategies to maximize retirement income while preserving a greater financial legacy for your heirs.Tune in now to uncover the research-backed strategies that can help you build a more resilient retirement plan—one that stands strong no matter what the markets do.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here. Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Gemara in Rosh Hashanah states that the transgression of not wearing Tefilin is in a special category of harshness. One who is not scrupulous to wear Tefilin is classified as "Karkafta D'la Manach Tefilin"-The scalp that does not don Tefilin and receives an extended sentence in Gehenom. Normally, the maximum sentence in Gehenom is twelve months. However, such a person stays in Gehenom until his soul is incinerated and his ashes are placed under the feet of the Saddikim. The Rishonim debate what degree of not wearing Tefilin constitutes this special category of "Karkafta D'la Manach Tefilin." The Rif interprets the Gemara to mean someone who never wore Tefilin even once in his life. This seems to be Rambam's opinion in Hilchot Teshuba. According to this opinion, if a person wore Tefilin even once, he is saved from being included in that category of sinners. The Rosh, however, questions the Rif's interpretation, because the Rif's text of the Gemara read "A scalp that NEVER wore Tefilin," whereas his text did not have the word "Never." On the other hand, Rabbenu Tam understands the Gemara to refer to one who does not wear Tefilin because he is repulsed by them. However, if he doesn't wear them because he feels that he is unworthy, he is not included in that category. For example he may be concerned that he cannot maintain a clean body or the proper intent. If that is his motivation, although he will be held accountable, he is not called a "Karkafta D'la Manach Tefilin." If someone does not wear Tefilin, because he is lazy, The Bach holds that he is considered "Karkafta D'la Manach Tefilin." If it would be important to him, he wouldn't be lazy, and therefore, it is considered a derision of Tefilin and included in Rabbenu Tam's definition. Therefore, one must insure that his children and grandchildren don't fall into this category and are diligent to put on Tefilin, even on vacation days, when sometimes them may be lax in this important Misva. On the other hand, the Hida (Rav Haim Yosef David Azulai, 1724-1807) understood Rabbenu Tam to mean that only if one actively derides the Tefilin. Laziness is not included in that category. He brings a proof from one of Rabbenu Tam's students, Rabbi Eliezer of Metz, who clearly states that one who doesn't put on Tefilin because he is lazy, is punished, but is not considered "Karkafta…" The Bet Yosef understands from the Tur, who did not make any distinctions, that the category of "Karkafta" applies to all circumstances. This discussion underscores the supreme importance the Misva of Tefilin. While we are obligated to perform all the Misvot, there are certain Misvot that have more severe consequences than others. Therefore, one must insure that his Tefilin are Kosher. If one's Tefilin are invalid, he could put on Tefilin every day of his life and still, Has V'shalom, be considered "Karkafta D'la Manach Tefilin." To avoid this, he must buy the Tefilin from a reputable source and check them as mandated by the Halacha.

Send us a textJoin us for the gripping season finale of Industry, where the finance world collides with the personal stakes of survival. This week, we unpack the intense dynamics of PeerPoint's RIF day. Harper's high-stakes speech takes center stage as she navigates anxiety, fractured friendships, and power plays between old and new leadership styles. Was her decision to side with Eric the right call, or has she sealed her fate in a broken system?We'll break down the cutthroat reality of RIF day speeches, from Harper's meltdown to Robert's heartfelt take on the "romance" of client relationships. Plus, we explore the behind-the-scenes politics of managing clients, the hierarchy of accounts in fixed income, and the unexpected return of Eric.With references to trading concepts like market liquidity, circuit breakers, and S&P volatility, we turn every financial crumb from the episode into a teaching moment. Tune in for the finance, the drama, and our bold predictions for Season 2.If you've ever wondered about the real-life dynamics of Wall Street, this is your must-listen recap.