Risky Benefits

Welcome to another episode of Risky Benefits! In this episode, we welcome back Emily Faimoa, Vice President of Client Administration at FBMC, to discuss the intricacies of consolidated billing and reconciliation. Emily elaborates on how her team alleviates the burdens faced by HR, payroll, and accounting teams by managing multiple vendor payments, providing concise invoicing, and performing detailed reconciliations. Emily explains how their services streamline benefits administration, ensuring employees' benefits are managed accurately and efficiently. Tune in to learn how consolidated billing and reconciliation can simplify your organization's benefits process.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome to another episode of Risky Benefits! This week, we sit down with Scott Clemons and Michelle Matt, president and vice president of the Clemons Company, to discuss their recent partnership with FBMC and the unique approach they bring to employee benefits consulting. From Scott's switch from law to insurance and Michelle's 25-year journey with the company, learn about the personal services, innovative practices, and deep community involvement that set the Clemons Company apart. They share insights into the firm's history, their commitment to ethical practices, and what makes their services special for both small and large employers. Additionally, they reflect on the benefits of their partnership with FBMC, emphasizing shared values, cultural compatibility, and enhanced resources. Tune in for an enlightening conversation on delivering exceptional employee benefits solutions with a personal touch. Visit fbmc.com/podcast for more episodes.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome to another episode of Risky Benefits! This week, our special guest is Dr. James Wilcox, who served as Superintendent of Longview Independent School District from 2007 to 2023 and now works as an Employee Benefits Consultant for FBMC. Dr. Wilcox shares fascinating insights from his long career in education, reflecting on the changes in the school system and the pressures today's students face. He discusses the importance of planning and innovative thinking in both education and employee benefits. Additionally, he provides tips for school districts on improving financial health and leveraging legislative opportunities like Texas Senate Bill 1882. Tune in as Dr. Wilcox shares his experiences and advice on creating a positive impact through education and benefits consulting.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome to another episode of Risky Benefits! This week, our special guest is Dr. James Wilcox, who served as Superintendent of Longview Independent School District from 2007 to 2023 and now works as an Employee Benefits Consultant for FBMC. Dr. Wilcox shares fascinating insights from his long career in education, reflecting on the changes in the school system and the pressures today's students face. He discusses the importance of planning and innovative thinking in both education and employee benefits. Additionally, he provides tips for school districts on improving financial health and leveraging legislative opportunities like Texas Senate Bill 1882. Tune in as Dr. Wilcox shares his experiences and advice on creating a positive impact through education and benefits consulting.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

This episode of 'Risky Benefits' features Betty Galan, Executive Director of Development for the Jackson Health Foundation. Betty provides an overview of the foundation's role in fundraising for the Jackson Health System and discusses their upcoming event, 'One Day for Jackson,' a campaign similar to Give Miami Day, centered around raising funds for the health system. The foundation supports various hospitals and programs, including the construction of a new emergency room at Jackson Memorial. Betty also highlights other initiatives like the Guardian Angels Luncheon and holiday toy drive, emphasizing community involvement and volunteer opportunities. Listeners are encouraged to visit onedayforjackson.org to learn more and participate.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

This episode of 'Risky Benefits' features Laura Nolan, Director of Public Sector Sales at Humana, who shares her 25 years of experience in the industry to discuss key trends in dental and vision insurance. She talks about the impact of employer group benefits on public sector employees, such as teachers and city workers, and highlights the importance of preventative care and on-site services. Laura also shares personal insights about her wellness goals and underscores the benefits of AI in healthcare for improving efficiency and early diagnosis. The conversation sheds light on how robust benefits plans are crucial for employee recruitment and retention in both public and private sectors. To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

In this episode of Risky Benefits, the hosts introduce Elizabeth Fire and Timree from BEXA and Allstate, respectively. They discuss a new partnership aimed at improving healthcare for women, particularly focusing on early detection of breast cancer. The episode highlights the functionality of BEXA's handheld technology, which addresses gaps in care by providing pain-free, radiation-free breast exams. This is particularly important given the rising rates of breast cancer and the underutilization of mammograms. The conversation also covers the unique aspects of the BEXA service model, its implementation, and the logistics of bringing this solution to various workplaces, particularly those with centralized female employee populations. The episode concludes with a call to action for employers and listeners to explore BEXA's offerings and make use of the resources provided by Allstate.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

In this episode of 'Risky Benefits,' sponsored by Humana, the hosts discuss the importance of 401k planning with Jim Matthau, retirement services manager for the Vista 401k team. Jim provides an overview of Vista 401k, a supplemental retirement plan for select Florida school districts, and emphasizes the need to start investing early. He explains the tax benefits, flexibility in contribution adjustments, and the importance of diversification within a single plan. The conversation also covers the advantages of consolidating retirement funds and highlights the support available from Serity Partners, an advisory firm. The hosts and Jim underline the goal of ensuring financial well-being for a comfortable retirement.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

In this episode of Risky Benefits, we'll learn about grief support strategies for building a more compassionate workplace. Listen to an enlightening conversation with Dr. Michelle Mariscal, EnergyM Certified Professional in Training and Development, and a seasoned expert in grief recovery and workplace wellness, to explore the profound impact of grief on employees and organizations alike. Michelle sheds light on the Grief Recovery Method — a structured eight-week program designed to help individuals process different types of emotional pain and loss — with an emphasis on the concept of grief-informed workplaces, where leadership plays a critical role in fostering supportive environments. Michelle also introduces us to "HeartMath," a technique to manage emotional stress through heart-centered practices.Join us as we uncover how to build a compassionate workplace culture that doesn't just respond to grief but actively supports the mental and emotional well-being of all employees. Tune in, subscribe, and let's navigate this essential topic together.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome to another episode of Risky Benefits! This week, we invite you to explore the world of Specialty Billing with our special guest, Emily Faimoa, Vice President of Client Administration at FBMC. Listen as Emily unravels the complexities and advantages of specialty billing solutions. From helping School Districts manage payroll deductions for part-time staff and substitutes to offering seamless payment options for employees on leave, Emily breaks down how specialty billing can ease administrative burdens, ensure seamless employee benefits, and reduce liability.Whether you're an HR professional grappling with employee benefits or simply curious about innovative financial solutions, this episode promises to broaden your understanding of how specialty billing can revolutionize the way you handle benefit payments. Tune in to this episode for vital specialty billing information to streamline your benefits administration!To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome back to Risky Benefits! In this episode, our hosts Rick and Kyla dive into a fascinating conversation with Vincent Hunt, a trailblazing entrepreneur and Chief Innovation Officer, known for his work in digital innovation and creativity. In this episode, we'll explore the dynamics of diversity in innovation, the crucial role of a Chief Innovation Officer, and the difference between "possibility thinkers" and "competition thinkers." Listen to how varied perspectives can birth groundbreaking ideas and why fostering an inclusive environment at work is essential for creativity.Hunt reveals how organizations can nurture creativity and drive transformative ideas through his latest initiative, ARC (Adaptive Roadmap to Cultures of Creativity), which aims to infuse a structured approach through creativity councils, innovation labs, and energized work environments!Whether you are an entrepreneur, an organizational leader, or simply curious about the future of creativity and innovation, this episode of Risky Benefits is packed with insights that you won't want to miss. Stay tuned!To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Welcome to another insightful episode of Risky Benefits! Today, we're diving deep into musculoskeletal health with Special Guest Chad Nolan, Founder of NRG Physiotherapy. This episode provides insight into musculoskeletal health, touching on the complex interconnectedness of the body, the unexpected sources of pain, and the importance of personalized, knowledgeable guidance in physical therapy.Chad shares his transformative journey in physical therapy, including the Keystone Reset Technique, an unconventional focus on pelvic asymmetry that addresses movement patterns and mobility to understand the root cause of a patient's pain. Chad advocates for a shift toward a more intelligent pathway in healthcare—one that incorporates early musculoskeletal screening, conservative care options like physical therapy, and low-barrier self-care strategies.Learn how forward-thinking employers can foster cultural change toward employee health, yielding cost savings and enhanced productivity! Stay tuned as we redefine the approach to pain and wellness with enlightening perspectives, actionable advice, and transformative solutions.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

As the modern workforce evolves, effective communication becomes increasingly crucial. Listen to the latest Risky Benefits episode as podcast guest, Mark Donohue, president and COO of Truehugh, shares his insights on the future of artificial intelligence and communication in the HR industry.Mark discusses how AI can streamline HR processes, such as distributing policy information and improving accessibility, while emphasizing the importance of maintaining human interaction and engagement. Since employees prefer human communication over technology for engagement and decision-making in voluntary plans, being intentional with communication timing and avoiding information overload is essential – and AI can help HR strike the right balance.So, whether you're an HR professional looking to optimize your communication plan or simply curious about the future of employee engagement, this episode of Risky Benefits has something for you. Get ready to discover new ways to connect with your workforce in the age of AI!To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

We're thrilled to share our latest conversation with Carlye Fabrikant, wellness coordinator at the School District of Palm Beach County. Carlye's insights into employee wellness are sure to inspire and provide valuable takeaways for all HR and wellness professionals.In this episode, we delve into:1. **Customization of Wellness Programs**: Carlye emphasizes the need to focus on individual employee needs and passions. By utilizing wellness champions and listening to feedback, wellness programs can be tailored for maximum impact.2. **Mental Health Awareness**: With the ongoing impact of the Covid-19 pandemic, addressing mental health needs has become more important than ever. Carlye and Rick discuss the creation of resources and initiatives to support mental well-being at all stages.3. **Engagement and Connection**: It's not just about providing tools but engaging personally with individuals to understand their unique challenges and drives. This human connection is vital for the success of wellness initiatives.

Sick of high healthcare costs? Learn how dependent verification audits can save your company thousands!This week's episode of Risky Benefits delves into the world of employee benefits to bring eye-opening insights and innovative solutions through ClearTrack HR. Listen as John McFarland, President of ClearTrack HR, explores cost-saving strategies through Dependent Verification Audits (DVA) and Medicare Consulting to better serve both employers and employees via a super-friendly, tech savvy DVA platform. McFarland shares how employers can save significant money and improve compliance by identifying ineligible dependents and educating employees about Medicare options. Tune in to learn about the streamlined processes, the importance of strategic communications, and the pivotal role of ClearTrack HR's services in enhancing your HR department's efficiency and bottom line. Don't miss out—listen in to discover how you can optimize your benefits strategy today!MORE ABOUT OUR GUEST:John McFarlandPresidentClearTrackHR.comExperienced President with a demonstrated history of working in the Insurance & software development industry. Skilled in Sales, Cold Calling, Sales Management and Team Building. Strong operations professional with a BS focused in Business (Operations Management) from Auburn University.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

In this enlightening episode of Risky Benefits, we dive deep into the future of breast cancer screening. With less than 40% of women getting annual mammograms due to various fears and inconveniences, screening innovation couldn't be more timely! Listen as special guest Dr. Monique Gary, a renowned breast surgeon and Chief Medical Officer at Bexa brings us up to speed on Bexa's revolutionary elastography technology, designed to provide a painless, radiation-free alternative to traditional mammograms. This podcast episode explores the critical importance of early detection in breast cancer, how it drastically improves survival rates, and Bexa's mission to make these life-saving exams accessible to all women, including those in underserved communities. Plus, find out how employers are partnering with Bexa to offer their employees convenient and comprehensive breast cancer screenings, giving women peace of mind and control over their health.Get ready for an episode filled with hope, innovation, and crucial information on groundbreaking technology and a compassionate, women-led approach.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

For the average American, a $5,000 out-of-pocket medical expense can be a financial catastrophe, pushing many to forgo necessary healthcare. Patients who face the difficult decision of receiving medical treatment at home instead of in a hospital underscores a grim reality: the high out-of-pocket costs and deductibles causes patients to delay or skip doctor visits due to affordability issues.Listen as Risky Benefits guest Lester Morales, of Next Impact Advisory and Marketing Firm, offers a comprehensive critique of our current healthcare system while also providing a hopeful glimpse into potential reforms. From questioning the systemic design flaws to showcasing successful models like Rosen Health, an initiative that challenges the status quo and aims for a healthcare system that truly serves everyone, Morales shares how the Rosen Health model has saved over half a billion dollars in the past 30 years using an independent TPA and direct contracts with healthcare providers. Rosen Health's innovative approach serves as proof that cost transparency and direct patient care can lead to significant savings, better employee retention, community impact, and educational initiatives.MORE ABOUT OUR GUEST:Lester J. MoralesFounder and Chief Executive OfficerNextImpactllc.comAs a passionate thought leader, keynote speaker and advisor in the human capital and employee benefits space, I'm always looking for game-changing solutions that foster innovation and shatter the status quo. As the title of my company suggests, that search centers around finding the next impactful strategy that will help employer clients burnish their value proposition and grow. In the world of social media, we dub that never-ending journey #whatsnext. Our latest approach involves transparent health benefits, whose comprehensive plan design builds transparency into the cost of healthcare delivery and access.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Get ready for a heartening episode as we dive into the inspiring work of the Waterfront Rescue Mission with our special guest, Mark Isbel, Executive Director of Waterfront Rescue Mission. Mark offers profound insights into the mission's crucial work and rising challenges in serving the homeless and addicted populations along the Gulf Coast.With 75 years of service, the mission is a cornerstone of hope along the Gulf Coast, providing life-changing support to the homeless and addicted. Discover the impact the mission is making, understand the challenges they face with the rising number of those in need, and learn how even hospice care is being provided to uphold human dignity. Whether through volunteer work or supporting their thrift stores, find out how you can join the mission's noble cause. Don't miss this deep dive into the realities of homelessness and the beacon of hope that shines in the form of the Waterfront Rescue Mission, all here on this episode of Risky Benefits. To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Listen in to our latest episode of Risky Benefits, with Stacey Edgar, founder and Chief Executive Officer (CEO) of Venteur. Stacey delves into the intricacies of Individual Coverage Health Reimbursement Arrangements (ICHRAs), a paradigm shift in employer-sponsored healthcare. Learn about the practicalities, benefits, and success stories surrounding ICHRAs. To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

In a politically-charged climate, it may be difficult to make clear decisions about your personal or your family's health and wellness. A knee-jerk opinion may lead to a whole world of unintended consequences – as though you're rolling the dice and you don't fully know the rules of the game. High-stake circumstances can turn differences of opinion into great divides and the level of risk to your family may become a dangerous game. Listen as second-time Risky Benefits podcast guest, Dr. Jonathan Wiesen, CMO and MediOrbis founder, discusses how thinking through problems and following the data can lead to better health outcomes as you decide on levels of health or wellness risk. Dr. Wiesen covers topics surrounding the cost benefit of vaccination, medical weight loss drugs, Covid-19 impact, long-term health costs in employer-sponsored plans, and the network problem.MORE ABOUT OUR GUEST:Dr. Jonathon Wiesen, MDFounder, CMO MediOrbis; Medical Technology Advisor; Pulmonary and Critical Care MedicineMediOrbis.comDr. Jonathan Wiesen is a pulmonary and critical care physician, teacher, researcher and medical technology pioneer with a passion for clinical smedicine and telehealth innovation.Graduating from the Albert Einstein College of Medicine with distinction in research, he completed his training in internal medicine as well as pulmonary and critical care at the Cleveland Clinic - earning an advanced teaching degree and several teaching and research awards.As founder and chief medical officer of MediOrbis, he led the development of ground-breaking clinical programs for monitoring and managing chronic medical conditions and providing integrated medical specialty services. He also piloted the development of a global network of top physicians to deliver the company's telemedicine services worldwide.Currently, Dr. Wiesen is a pulmonary specialist at Ben Gurion University's Soroka Medical Center, where he directs the Cardio-Pulmonary Exercise Program. For many years, he has advised and assessed medical technology companies and served on the board of several companies, specializing in clinical assessment and due diligence.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Leadership Speaker and longtime Associate Editor for Sport Illustrated, Don Yaeger is on on mic at Risky Benefits for Episode 15. Listen in as we talk about the journey to personal greatness. The effect that perspective has on our ability to consider different definitions of greatness, and the goal to be “a river not a reservoir”. This podcast is all about how we can learn from each other's life journeys to understand both ourselves and each other better.MORE ABOUT OUR GUEST:Don YaegerInspirational Keynote Speaker, Team Builder, NY Times Best-selling Author, Host of Corporate Competitor Podcast, Executive Coach, Forbes Senior Contributor, and Maxwell Leadership Thought LeaderIn my 30+ years as an author and journalist for Sports Illustrated, I've had the incredible fortune of spending time with some of the greatest winners of all time. While interviewing legends like Michael Jordan, Coach John Wooden, Michael Oher, Walter Payton and countless others, I've always carved out time to discuss GREATNESS -- and what, specifically, it takes to get from good to GREAT. From these conversations I've developed a “suite” of keynote speeches as well as virtual learning courses that takes a deeper dive into what it takes to Build a Great Team.This suite of speeches is deeply rooted in three of my books GREATNESS: The 16 Characteristics of True Champions, where I discuss high-performing individuals; Great Teams: 16 Things High Performing Organizations Do Differently, lessons learned from the greatest team-builders of all time; and one of my latest New York Times best-sellers, TEAMMATE: My Journey in Baseball and a World Series for the Ages, where I share how to become invaluable without being most valuable.Please stop by my website to learn more: www.donyaeger.com.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

You may think personal and career growth is only achieved by moving from one company onto the next every few years. Although it may work well for some people, stability and loyalty to one company can be just as rewarding. Working at one company can be likened to “watching your kid grow, make mistakes, and yet you enjoy their continued growth and success.” Listen as Risky Benefits salutes podcast guest, Gingy Sampson, FBMC Benefits Management Market Resources Manager, as she reflects on her 37-year career and upcoming retirement from FBMC. Gingy shares her career highlights, including everything from her first FBMC interview, her growth and development under great FBMC leadership, what she learned through her company experiences, her perspective on self empowerment and advocacy, along with her parting advice to others.  To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

You're an hour into leading or participating in a team meeting and you think to yourself, “We're not making ANY progress. What's our goal?” You're reluctant to ask the clarifying question of “What does success look like?” but you know there's got to be a better way. By understanding meeting facilitation as an effective leadership tool, you'll increase the ability for the team to transparently share ideas, honor people's time, and enlarge team members by recognizing the value of group involvement and consensus. Listen as Risky Business Podcast guest, Diana Gerwitz, Owner and President of Acrux Consulting, highlights how self-awareness, effective communication, and leadership presence in meetings directly impacts the positive output and refinement of new ideas. She discusses the role of a meeting facilitator who quietly observes extroverted versus introverted team members in attendance to unlock the power for all meeting participants to engage in constructive conflict to efficiently problem solve and innovate as a team.MORE ABOUT OUR GUEST:Diana GurwiczPresident & Owner of Acrux ConsultingDiana R. Gurwicz is a Certified Master Facilitator, Trainer, and Executive Coach. Over the past 25 years, Diana has helped clients all over the world in varying industries improve their performance, invigorate their organizations, and streamline their processes to not only win, but to change the game in their respective environments.Diana is the founder and primary facilitator for Acrux Consulting, a business she began to help corporations and individuals benefit from and learn the value of facilitation. In addition to managing her own clients, Diana sits on the board of INIFAC, (the credentialing body for Master Facilitators) and has been partnering with Leadership Strategies, Inc. as a core team member and trainer of facilitation skills since 2009. Diana has credentials in both Change Management and HR Executive Leadership. In her free time, Diana assists local at-risk youth with preparations for college.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Giving yourself grace to endure life's stresses and advocating for yourself when something feels “off” with your body can lead to your personal growth, self awareness – and in some cases – your own survival. When healthcare limitations and red tape become obstacles to seeking the healthcare answers you need, do not give up. Listen as Risky Benefits Podcast guest, Kelli Spills, shares her very personal cancer journey to help others gain perspective on the realities surrounding cancer symptoms, self advocacy when healthcare challenges don't lead to efficient and proper diagnosis, and how developing a treatment plan, or researching alternative treatment trials can promote mindful change and positive outcomes.If you also want to see Kelly's video that she speaks about, feel free to click & visit Stand Up To Cancer's YouTube page.MORE ABOUT OUR GUESTS:Kelly (Spill) Bonito3 Year Colorectal Cancer SurvivorFeatured on: Stand Up 2 Cancer, The Washington Post, NBC, Everyday Health, CBSKelly (Spill) Bonito is a 3 year colorectal cancer survivor due to immunotherapy. She started her journey with cancer when she was 28 years old. Her symptoms arose when she was 8 months pregnant with her son. She was brushed off from a handful of doctors telling her it was internal hemorrhoids. With persistence to self advocate, she finally found a provider who listened. Kelly's plan was to explore her options by visiting three cancer centers. She was looking to find her best fit by the feeling of comfort and best treatment option. Her first stop was Memorial Sloan Kettering and it ended up being her last stop. Her initial treatment plan was chemotherapy, oral chemotherapy/radiation, and surgery. This treatment option would lead her to never being able to carry another baby again, as well as, forever having a colostomy bag. This led her and her husband to freeze embryos prior to treatment in hopes to be able to bring another baby into this world. She arrived at her appointment to schedule her first day of chemotherapy and left that appointment with a new treatment plan. Kelly's tumor tested positive for a genetic mutation called MMrd, which allowed her to be a candidate for an immunotherapy now named Dostarlimab. Kelly made a brave decision being the fourth patient in the USA to undergo this treatment.Kelly is a wife,now a mother of two, runs her own health and wellness business, and is a patient advocate for Colorectal Cancer and clinical trials. She continues to advocate to bring hope and awareness for this cancer that is on the rise for individuals 50 and under. She used to be the quitest woman in the room, but now wants her voice heard on how important it is to self advocate. Kelly has been interviewed by CBS, NBC, and The Washington Post. She was featured on Stand Up 2 Cancer and currently writes a blog for To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

As the future of work evolves with the onset of artificial intelligence, virtual reality, and the general return-to-office debate, organizations are going above and beyond simply providing the tools and training necessary for workers to be successful. These days, it is increasingly important for employers to meet both threshold and activator needs to improve employee work experiences and overall job satisfaction.Listen as Sean Morris, Employee Experience Solutions Architect, shares his optimism for the future of work. Morris defines the basic threshold needs of materials fulfillment for employees to operate successfully, creating a secure work environment where trust can flourish, and providing a sense of belonging to engage employees as a whole person.MORE ABOUT OUR GUESTS:Sean MorrisEmployee Experience Solution ArchitectSean Morris is a catalyst for change—delivering hundreds of millions of dollars of value over his career. He meets organizations where they are and helps to unlock their potential while simultaneously addressing their acute needs. Sean's aim is to create a learning organization, one adept at problem-solving and managing at the right level to meet business needs. To do this he balances qualitative and quantitative approaches and leverages a hybrid skill set taken from organizational effectiveness and operational excellence. This includes leadership coaching, process mapping and refinement, management system design and deployment, assessments and data analysis, cross-functional collaboration and communication, and lean thinking. Furthermore, Sean is not afraid to “roll up his sleeves” and be both a thinker and doer in service of getting the right things done.His work experience has taken him as far north as the Arctic Circle and as far south as Brazil as well as to Scotland, Canada, Australia and to an offshore drilling platform in the Gulf of Mexico.Sean's education has produced in him a consistent curiosity that makes learning a lifelong pursuit. He holds certificates in Change Management, Lean Six Sigma, and Executive Coaching as well as an M.B.A from the Thunderbird School of Global Management where he learned the value created by combining the hard business skills (data and process) with the softer ones (facilitation and coaching). He received his Bachelor's in Humanities from BYU which taught him how to learn and to see a problem from multiple perspectives. Furthermore, his educational experience was enriched by semesters abroad in Mexico, Spain, and the Near East as well as by a seminar in Washington D.C.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Taking a Different Approach to Embracing ChatGPTAre you intimidated by ChatGPT and Artificial Intelligence (AI)? With advanced AI technology becoming more developed everyday, the subject of job security can be a common concern. But from an employer-centric perspective, the more resources you have at your disposal, the more efficient and productive you can be. Keeping an open mind to great opportunities and becoming an early adapter of AI can help you develop an arsenal to improve upon your daily work. Listen as Risky Business Podcast guest, Efrain "Ricky" Baez, Jr., Chief HR Consultant at Baezco, takes a hard look at how AI impacts work efficiency and innovation, concerns surrounding job security, and approaching AI to be used as a tool and not THE tool.MORE ABOUT OUR GUESTS:Efrain "Ricky" Baez, Jr.Chief HR Consultant - HR Talk Podcast HostBaezco.comPicture this: a dynamic, results-driven HR powerhouse with a contagious enthusiasm for transforming businesses and empowering employees. That's Efrain "Ricky" Baez Jr. in a nutshell.With over two decades of HR expertise under his belt, Ricky has made a name for himself as a published professional who knows how to strategically align HR competencies with business goals. But what sets him apart is his refreshing, down-to-earth approach that resonates with everyone from executives to front-line staff.Ricky understands that the "H" in HR is more than just a letter—it's the heart of any successful organization. By forging strong partnerships and creating a fun, vibrant learning environment, he helps companies minimize legal risk while maximizing employee engagement and satisfaction.As a proud four-year veteran of the United States Marine Corps, Ricky knows a thing or two about leadership and teamwork. He leverages that experience to guide business leaders from "here" to "there" using talent management, training and development, and leadership coaching strategies that deliver real, measurable results.But Ricky isn't just a seasoned practitioner—he's also an accomplished educator. As a faculty member for the Master of Human Resources program at Rollins College in Winter Park, FL, he shares his passion for HR with the next generation of professionals.So if you're looking for a dynamic, knowledgeable HR partner who knows how to get results, look no further than Ricky Baez Jr.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

People have complex medical situations in life and the wrong decision can lead to disaster. With MediOrbis, a physician-founded digital health company, it's reassuring to know that providers are readily available to help get patients with complex conditions through difficult times with expert, innovative telehealth services. Listen as Risky Benefits podcast guest, Dr. Jonathan Wiesen, CMO and MediOrbis founder, discusses how MediOrbis fills the need for comprehensive care through integrated specialty telehealth, telehealth utilization and trends, and medical case studies. MediOrbis provides access to top-tier physicians and innovation in clinical services to help deliver the best care to patients in a time and cost-effective manner.MORE ABOUT OUR GUESTS:Jonantha Wiesen, MDCMO and MediOrbis FounderMediOrbis.comDr. Jonathan Wiesen is a pulmonary and critical care physician, teacher, researcher and medical technology pioneer with a passion for clinical medicine and telehealth innovation.Graduating from the Albert Einstein College of Medicine with distinction in research, he completed his training in internal medicine as well as pulmonary and critical care at the Cleveland Clinic - earning an advanced teaching degree and several teaching and research awards.As founder and chief medical officer of MediOrbis, he led the development of ground-breaking clinical programs for monitoring and managing chronic medical conditions and providing integrated medical specialty services. He also piloted the development of a global network of top physicians to deliver the company's telemedicine services worldwide.Currently, Dr. Wiesen is a pulmonary specialist at Ben Gurion University's Soroka Medical Center, where he directs the Cardio-Pulmonary Exercise Program. For many years, he has advised and assessed medical technology companies and served on the board of several companies, specializing in clinical assessment and due diligence.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

When demands exceed capacity, it can be difficult to navigate work and life harmony. During this Risky Business podcast, you'll learn through managing your own energy, being aware of your personal recovery needs, and training to balance dimensions of your own wellness, you can help bring out your best level of service and orchestrate the energy of your team to be their best too. Listen as Jill Sharp, who specializes in performance and help coaching, leadership, development, and key note speaking, discusses important points surrounding stress management, health and wellness within mental health, the “whole self” concept, work life integration, shifting mindsets, social and relational energy, and employer tips to help employees stay healthy.MORE ABOUT OUR GUESTS:Jill Sharp, BA, MPC, CPT, CHC, MMCHealth & Performance Coach, Keynote SpeakerFounder & Chief Change Officer, Sharp Performance GroupYourBestEnergy.comAs a Performance Coach, Jill delivers training and development programs that cultivate healthy, high-performing leaders and teams. She also partners with organizations as a keynote speaker to inform, inspire, and empower others with the principles to perform in business and in life.For the last 17 years, Jill has been on a mission to create positive change and unleash potential. As an independent consultant, she supports leaders and teams from Fortune 500 companies who are committed to creating cultures of engagement and productivity while supporting employee health & well-being. Through her work with The Human Performance Institute as a master-level Performance Coach, she has been able to strengthen her knowledge and expertise in the strategies of energy, resilience, and performance management, and his now sharing that message even more broadly to drive impactful change. Those looking to further sharpen their personal and professional edge, will partner with Jill 1:1 to leverage her broad leadership experience and expertise.Jill has strategically partnered with thousands of clients to create positive change. One worth noting began in 2017, when she joined MSNBC's Mika Brzezinski on a global initiative to support women in knowing and growing their value. This experience sparked one of Jill's latest initiatives - supporting women in strengthening their communication and negotiation skills to create the outcomes they want, along with a greater sense of empowerment, in their personal and professional life. This has evolved to a coach-role on the Game Changer negotiation team with The Molly Fletcher Company, where Jill has been able to take negotiation to a new level and an even broader audience.Jill's expertise in leadership is grounded in her own trials and tribulations as a leader – experiences that have helped her grow and better support other leaders. One of her most impactful and rewarding leadership roles was with Johnson & Johnson. As the Global Development Lead, she was responsible for the development of 150 coaches from 14 countries and 17 languages in sharing the performance energy message world-wide. Jill was also a regular columnist for a women's magazine where she shared science-based, practical guidance on how to have the passion, focus, energy, and health needed to live your best life.Although Jill's career has grown to a global stage, she got her start in public education, then transitioned into the corporate arena where her success in sales, management, learning & development, and coaching led to new opportunities. Jill continues to work for and with various individuals and companies planning and facilitating full-scale leadership programs, conducting 1:1 and group performance coaching, desiTo listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Listen as second-time Risky Benefits podcast guest, Jim Klein, President of the American Benefits Council – a Washington, D.C. based employee benefits public policy advocacy organization – discusses the remarkable amount of bipartisanship that occurs surrounding employee benefits issues, such as: mental healthcare, Telehealth provisions, site neutrality payment reform, demand for greater transparency among pharmacy benefit manufacturers, Roth Catch-Up provision, and paid leave.He explains the challenges of consistent movement on these issues beyond must-do legislation, i.e., the annual federal debt ceiling legislation. Often times, bipartisan issues get flushed out based on political timing and influence. Klein shares his insight on the lack of moderate viewpoints to help create balance and trust among parties – and its impact on actual policy changes.MORE ABOUT OUR GUESTS:Jim Klein, Presidentamericanbenefitscouncil.comJim Klein is president of the American Benefits Council. He joined the Council in 1988 as Deputy Executive Director and has served as Executive Director/President since 1992. Previously, Jim was manager of pension and health care policy for the U.S. Chamber of Commerce and, before that, practiced law for a Washington, D.C. firm specializing in employee benefits. He also worked as a Legislative Assistant for a member of Congress.Jim serves on the International Foundation of Employee Benefit Plan's Government Liaison Committee and was the recipient of the 2018 Public Service Award from that organization. He is a fellow of the American College of Employee Benefits Counsel and a member of the editorial advisory board of Benefits Quarterly. In the global benefits arena, Jim serves as a private sector advisor to the Working Party on Private Pensions of the Paris-based Organization for Economic Cooperation and Development (OECD); and the Council is actively engaged with several international organizations representing the interests of U.S.-based companies operating outside the United States. Jim graduated with a degree in bioethics from Tufts University and a law degree from the George Washington University School of Law.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Some of the most beautiful diamonds are cultivated from pressure and, in this instance, guttural experiences that nobody should have to endure – and our Risky Business podcast guest is a prime example of great resilience in the face of childhood adversity.Listen as Joe Knopp, Film Producer and Inspirational Speaker, shares his raw, heart-wrenching story of child homelessness and experiences as a Philadelphia orphan from ages four through high school. Knopp's journey details his best and worst days, how he hid his history during his years as an Air Force serviceman, to becoming a family man with a wife and three children, and later sharing his full-circle perspective to make a positive impact on serving those who serve others.The Disaster Relief Benefit Concert for Hurricane Ian Relief will take place at the Hertz Arena, Ft. Myers, FL, on September 21, 2023 at 7 p.m. EST. Proceeds benefit local nonprofits already serving in the Ft. Myers, Florida community. To buy concert tickets, donate, or learn more about the Disaster Relief Benefit Concert, visit DisasterReliefBenefit.com. MORE ABOUT OUR GUESTS:Joe KnoppMovie Producerjoeknopp.comJoe Knopp is a Movie Producer and has most recently produced the documentary The Trump I Know, released in October 2020. Joe's previous titles include Unplanned, I Can Only Imagine and Woodlawn, which collectively grossed over $115 million at the Box Office. Joe has a passion for telling true impactful stories that provide Hope to those in need. Joe is also involved in Ohio politics and was a candidate for Lt Governor in 2022. Joe's personal journey of surviving the streets of Philadelphia, being raised in an orphanage, enlisting in the U.S. Air Force, serving wealthy families, and now producing Hollywood movies is a testament to God's purpose for our lives.Joe has been married to Angie since 2002 and together they have three children.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Need a new strategy to get rid of debt or become debt-free? The Bank on Yourself concept may revolutionize how you invest.Listen as Sarry Ibrahim, of thinkinglikeabank.com, and Rick Farris, FBMC Growths Officer, discuss the Bank on Yourself Concept – an alternative investment strategy that allows employees to use accumulated cash value from their whole life insurance policy to fund investments or eliminate debt. Find out how the Bank on Yourself concept can be applied at your company!MORE ABOUT OUR GUESTS:Sarry IbrahimBank on Yourself® ProfessionalCEO & President of Financial Asset ProtectionThinkingLikeABank.comSarry Ibrahim is a financial specialist, private money lender, real estate investor and member of the Bank On Yourself Organization. He helps business owners, real estate investors, and full time employees grow safe and predictable wealth regardless of market conditions using a financial strategy that has been around for over 160 years.Sarry started this journey when he was in grad school completing his MBA. He worked for companies like Allstate, Blue Cross Blue Shield, Cigna Healthspring, and Humana before founding Financial Asset Protection, a financial services firm that focuses on one sole concept; the Bank On Yourself ® concept.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

3MPWR takes on the sometimes, mundane, annual benefits enrollment and applies its three sacred “Es” – Engagement, Education, and Enrollment – to create a customer-centric, mindful, and innovative experience for employees.Listen as David Perry, 3MPWR Managing Principal, and Rick Farris, FBMC Growth Resources Officer, discuss 3MPWR's rigorous counselor training to target employer initiatives, a cutting-edge tech tool, concise communication strategies to help employees engage, and supplemental benefit trends. MORE ABOUT OUR GUESTS: David PerryManaging Principal at 3MPWR Enrollment Solutions3mpwrenroll.comI have over 25 years experience in Employee Benefits and I am learning something new every single day. I love working and collaborating with our clients and industry experts from all industry spectrums to help solve the ever changing challenges employers are facing. I have a passion for engaging, educating and empowering members to understand their employer's benefit offering and helping facilitate their enrollment and utilize their benefits!

You won't find the stereotypical insurance products with New Benefits. Listen as Jake Cleer and Collin Ray of New Benefits discuss the products and services that are unique and highly sought after by employees.When you need benefits that aren't fitting into a set plan, New Benefits offers services that aggregate benefits like caregiving support and fertility services to help employees get what they need. Think outside the box and get creative with benefits solutions by New Benefits.MORE ABOUT OUR GUESTS:Collin RayVice President of SalesNewBenefits.comNew Benefits offers over 35 health and lifestyle non-insured employee benefits that are a great complement to any coverage you already have in place. With products such as Telemedicine, Healthcare Navigation, Mental Health, Fertility Advocacy, Pet Care, ID Theft Protection, Legal Services and more on one card, you can now decrease the administrative burden for your clients by packaging all of these non-insured products in one place.We also take care of the billing, compliance, eligibility, member services, print and fulfillment. Contact me at Collin.ray@newbenefits.com if you are looking for a low-cost creative solution to your healthcare needs.Jake ClearVice President of SalesNewBenefits.comJake Cleer amplifies benefit programs. As Vice President of Sales at New Benefits, Jake tailors non-insured benefit programs to brokerage and consulting firms around the country, helping their clients add value to the employee benefit offering while redirecting claims from their health plan. Jake speaks fluent “meme,” believes crazy socks are the new business tie, never worked for State Farm, and (most importantly) learns something new every day from his son and daughter.

Retirement for everyone! After years of study into retirement plans, the government found that many Americans were not covered by a qualified retirement plan. Many people either did not qualify due to their part-time status, did not have access to a retirement plan, or just do not know enough about them to use them.The government amended Security Act 1.0 in order to provide more inclusive solutions for all Americans. Listen in to learn along with Andrew Zito, COO of Advus Financial Partners LLC,  about how the SECURE 2.0 Act will affect your retirement plans and your business.MORE ABOUT OUR GUEST: Andrew S. Zito, AIF®, CPFA®President / Chief Operating OfficerAdvusPartners.comAndrew has always been fascinated by complex things. The more complicated something is, the more he wants to understand it and fix it. From applying technology to solve business problems to working with plan sponsors to untangle complicated situations, he thrives on finding efficient and effective solutions.Andrew oversees the operations of Advus, translating the firm's vision and objectives into actionable processes. His responsibilities encompass technology solutions, business processes, service standards and human resources. He also is directly responsible for the retirement plan division and setting its strategic direction.Andrew specializes in the qualified retirement plan aspect of the Advus business. Throughout his career, he has worked with retirement plans in a variety of different capacities. He began his career as an intern at Advus (formerly LAMCO Advisory Services, Inc.) assisting with compliance testing. He then spent several years working on platform conversions for retirement plans before moving into his present consulting role. Within the retirement plan space, he specializes in complex plan situations including plan mergers, spinoffs, complex regulatory audits, M&A activity and error corrections.Andrew received a BS in finance from Bentley College. He also earned the Accredited Investment Fiduciary (AIF®) and the Certified Fiduciary Plan Advisor (CFPA) designations.Andrew lives in Longwood, Florida, with his wife, Amanda, and their three children. He likes to be out in the water, to watch his kids compete in sports and to tackle projects around the house.

Listen in on this thoughtful discussion about business and personal growth from author and speaker Bob Burg.As co-author of The Go-Giver series, Bob is on mic to walk us through what it means to be of value in today's job market and how to be an authentic leader. His strategies guarantee everyone from buyers, sellers, to management will walk away feeling valued and offering quality solutions. MORE ABOUT OUR GUEST:Bob BurgCo-author, The Go-Giver Series TheGoGiver.comBob Burg shares how a subtle shift in focus is not only a more uplifting and fulfilling way of conducting business but the most financially profitable way, as well. For 30 years he's helped companies, sales leaders, and their teams to more effectively communicate their value, sell at higher prices with less resistance, and grow their businesses based on Endless Referrals.Bob has regularly addressed audiences ranging in size from 50 to 16,000 — sharing the platform with notables including today's top thought leaders, broadcast personalities, Olympic athletes and political leaders including a former United States President.Although for years he was best known for his book Endless Referrals, it's his business parable, The Go-Giver (coauthored with John David Mann) that captured the imagination of his readers.The Go-Giver, a Wall Street Journal and BusinessWeek Bestseller, has sold over a million copies. Since its release it has consistently stayed in the Top 25 on Porchlight's (formerly 800-CEO-READ) Business Book Bestsellers List. The book has been translated into 30 languages. It was rated #10 on Inc. Magazine's list of the Most Motivational Books Ever Written, and was on HubSpot's 20 Most Highly Rated Sales Books of All Time.Bob is the author of a number of books on sales, marketing and influence, with total book sales approaching two million copies.The American Management Association named Bob one of the 30 Most Influential Leaders and he was named one of the Top 200 Most Influential Authors in the World by Richtopia.Bob is an advocate, supporter and defender of the Free Enterprise system, believing that the amount of money one makes is directly proportional to how many people they serve.He is also an unapologetic animal fanatic and served on the Board of Directors of Furry Friends Adoption and Clinic in his town of Jupiter, Florida.

Risky Business's guest, Chuck Hector, Chief Revenue Officer for “Papa,” sponsored by Allstate, highlights a pioneering employee flexible family care-giver benefit with social, non-medical, support. Papa Pals provide companion care services and support for everyday needs to Medicare Advantage, Medicaid, and commercial health plan members — improving whole health, one personal connection at a time. Through Papa, members have immediate access to family help for their dependents, ranging from rides to the grocery store, post office, or to pick up medications or to help with afterschool childcare or light house help. The broad spectrum of helpful tasks that Papa Pals can complete practically “Uber•fy” companion support fulfillment. The Papa benefit assists millions of dependents fulfill family care needs through the Papa app and call center. The podcast addresses the overall market need for the Papa service, membership eligibility, cost overview, and success stories.MORE ABOUT OUR GUESTS: Chuck Hector Chief Revenue Officer, Papa  Papa.com An experienced executive consulting sales leader skilled in developing and implementing new product strategies targeting large U.S corporations, associations, credit unions, membership clubs, financial service and insurance companies. Proficient at leading cross-functional teams including senior leadership, marketing, product management, account management, information technology, vendors and external channel partners.

People who feel more connected show lower levels of anxiety, depression, and a greater empathy for themselves, their community, and other people. That's where Listeners on Call can empower its audience. Listen to Dr. Jada Jackson talk about how to stay connected even during your busiest season. Listeners on Call offers telephonic support through conversation that can facilitate healthier lifestyles and elevate your wellbeing. We all want healthy relationships, and Listeners on Call facilitates that through impactful connections with people. MORE ABOUT OUR GUESTS:Dr. Jada Jackson HillVice President, Listeners On CallListenersOnCall.com Dr. Jada Jackson Hill is a licensed mental health counselor and serves as the Vice President of Well-Being at Listeners On Call. Jackson Hill supports the Listeners On Call Care Team by advising on current mental health issues and concerns, while promoting healthy and relevant conversations around mental well-being and support.  Additionally, Dr. Jackson Hill, Ed.D, LMHC, LPC, is the President of Total Life Counseling Center in Dallas, an author, leadership trainer, Listener curriculum writer and a resource on topics ranging from mental health to professional development. Dr. Jackson Hill has a passion for supporting others as they navigate their journey towards mental well-being.  

Ochsener Digital medicine is on mic to talk about remote patient management. They offer solutions for chronic disease management that will make proactive differences in your health. This means even when you're at home, and trying to manage your Type II diabetes, you have a personal care team and chronic illness management plan just a click away. With real time communication and health coaches as well as clinicians, you can manage your chronic illness with both technological support and a team of experts. MORE ABOUT OUR GUESTS:David Houghton, MD System Chair, Telehealth & Digital Medicine Ochsner HealthDavid J. Houghton, M.D., M.P.H. earned his Medical Degree from the Medical College of Georgia and his Master's in Public Health in epidemiology at Emory University. He completed his internship, neurology residency, and movement disorders fellowship at the Hospital of the University of Pennsylvania in Philadelphia.   After then serving as Assistant Professor and Neurology Residency Program Director at the University of Louisville, Dr. Houghton joined the staff at Ochsner Health System in 2012 as Section Head of Movement & Memory Disorders and Vice-Chair of the Department of Neurology. Since 2016, he has also served as the Medical Director of Telehealth - harnessing technology to create unique virtual forward-facing clinical connections between Ochsner's providers and patients across the Gulf South. His role expanded to include growth of Digital Medicine for chronic disease management in 2019.  At Ochsner, Dr. Houghton has been awarded System Physician of the Month, Ochsner “Top 75” Physician, and Neurology Teaching Faculty of the Year, and he completed The Health Management Academy Physician Leadership Program in 2018.  Dr. Houghton is board-certified in neurology and his publications have appeared in peer-reviewed journals, an online medical text, a patient resource from the National Parkinson's Foundation, and a textbook on deep brain stimulation (DBS) for Parkinson's disease.Rachel MontalbanoRegional Account Director, Digital Medicine Ochsner HealthOver the last 20+ years, Rachel Montalbano has worked in several roles within the employee benefits industry.  With an extensive knowledge from the consulting perspective, to bringing benefit solutions from the insurance carrier, Rachel has worked with Employers and Consultants alike in bringing value and cost containment solutions to their benefits programs.  In 2021, Rachel joined Ochsner's national team to offer clinical solutions and population health strategies to Employer groups throughout the country.

PHB: A Benefits Solution For ProvidersOn mic is Fraser Cobbe, President of Cobbe Consulting & Management and founder of Physicians Health Benefits, to talk about the importance of physician associations, and how you can get employee benefits that not only benefit you, but also your network. Fraser also explains how the Physicians Health Benefit program provides education and peace of mind for physician practices looking to successfully navigate the benefits arena.MORE ABOUT OUR GUEST:Fraser CobbePresident of Cobbe Consulting & ManagementFraser Cobbe, a Political Science major from Florida State University, currently serves as President of Cobbe Consulting & Management, an Association Management Company that specializes in managing physician organizations. In 2007, Fraser formed Cobbe Consulting & Management which currently represents more than 15 organizations.  Fraser began his career on the staff of the Florida Medical Association (FMA) and has served on the Board of Directors of the FMA as well as the FMA Political Action Committee. He has served on the Board of Directors for the Conference of Florida Medical Society Executives since 2008. He also served as an At-Large Member of the Board of Directors of the American Association of Medical Society Executives from 2015-2017.

Redefine HR Work with BenAdmin SystemsA worthwhile discussion about benefits administration systems and how technology is changing the way we can administer. Whether it's ACA compliance, billing, or taking care of the HSA/FSA every piece of the benefits is taken care of more easily and is highly accessible. This week we have Workterra on mic to discuss how the benefits administration space is moving from standalone systems to more integrated ones, and how Workterra manages all the nuances in handling employee benefits. MORE ABOUT OUR GUEST:Ben YomtoobPresident of WorkterraWorkterra.comBen has over 25 years of executive leadership experience in HR & benefits technology consulting, healthcare reform, IT, technology development and finance.Ben Yomtoob has served as Workterra's President since May 2021.Prior to Workterra, Ben served as a Senior HR & Benefits Technology Consultant at Gallagher, a global insurance brokerage, risk management, and consulting firm, where he helped carriers, HR technology service providers (including Workterra) and investors refine and adjust their business strategies to optimize their success in the market. Prior to joining Gallagher, Ben served as SVP, IT & Operations at Delta Dental where he spearheaded national efforts in entering the private exchange market and implementing health care reform. Ben has also served in multiple executive leadership positions at Intrado (formerly West), an early audio, web and video conferencing innovator, and AT&T.

Protect Workplace Culture75% of people who have been harassed or discriminated against at work don't report the incident because of fear. Resolving workplace misconduct faster than ever before, Work Shield provides a safe and effective way for employees to report misconduct at work. Listen in this week as Jared Pope, Founder and CEO of Work Shield, is on mic with Rick to talk about how Work Shield fights to align your vision, culture, and ideology to make a workplace where employees feel heard and incidents will be fairly investigated.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.ABOUT OUR GUEST:Jared S. Pope is the CEO/Founder of Work Shield.  Jared grew up a Texas cowboy, became a Horned Frog (TCU) and then rode a Mustang (SMU Law) into the legal profession.  After riding the great plains of legal experience at two nationally recognized law firms (Baker Botts and Fulbright) and general counsel of a mid-sized insurance brokerage company, he hung his own shingle specializing in HR, ERISA and Benefits for the past 18 years, as well as started several other companies.  As an entrepreneur, HR-specialists, and innovator, Work Shield grew from an idea of how employers handle workplace misconduct issues to an innovator covering over 100K employee lives and disrupting how legal, HR, technology, DE&I and culture issues are handled by large and small companies across the U.S.A.  Work Shield was recently honored as one of Fast Company's 2022 World Changing Ideas Awards in the Workplace Category!  When Jared is not providing simplified business solutions, he spends time with his wife and family cooking in the kitchen, watching his two children play various sports or can be found on the golf course with friends!  

Hooray for Affordable HealthcareOur Risky Benefits host, Rick, is on mic with Shane Foss of Hooray Health to discuss the benefits of fixed indemnity, first dollar coverage. This means you'll find no out-of-pocket costs in order to get coverage, and your insurance will pay a fixed dollar amount for each medical event. Hooray Health offers affordable copays with no deductibles and can include dental, vision, and life insurance. Hooray Health has a model that everyone can afford with benefits that benefit everyone. Look no further than this podcast to find meaningful benefits, with discounts first. MORE ABOUT OUR GUEST:Shane Foss, Chief Executive OfficerHoorayHealth.comWith over 20 years of tenure as an executive in the medical industry, Shane Foss became frustrated with how under-served Americans were with the current healthcare options. He set out to make a change and in 2018 achieved this goal through launching Hooray Health, an unconventional health insurance company dedicated to providing affordable basic and urgent health care alternatives to high-deductible health plans.Through Hooray Health, Foss and his team focus on offering peace of mind to lower-income individuals and families who face medical challenges, while also providing business owners with an affordable way to reward and retain employees. Partnering with companies like Sedera, Ameritas, and Aflac, they have been able to add critical services and supplemental plans giving immense value to employers and individuals.Throughout his professional experience, Foss has negotiated complex, multi-million-dollar contracts, worked in device sales management, created business strategies, and optimized P&L. He holds an MBA from Rice University's, Jones School of Business, a BS from the University of the Incarnate Word, and a Surgical Technologist Certificate from the United States Air Force.

Healthcare Policy Update: The LTC CrisisThis week on Risky Benefits, Trustmark Executive Director of Product Innovation, Adam Bezman, is on mic with Rick to talk about how the Long Term Care crisis can affect your employees, what new Long Term Care legislation we can expect, and why insurance solutions might be the right stop gap measure to ease the burden of the Long Term Care crisis. MORE ABOUT OUR GUEST:Adam BezmanExecutive Director of Product & Innovation TrustmarkBenefits.comAdam joined Trustmark in March 2016. As Executive Director of Product & Innovation, he is responsible for all life and disability products, as well as well as the development of all new products. Adam has more than 20 years of product development experience in the health and food industries at Life Fitness, a division of Brunswick, and Kraft Foods. He received his Bachelor of Arts degree in economics and speech communications from Indiana University and his MBA from the University of Chicago.

Anneliese Finn, author of The Code, is on mic to talk to Rick about how to succeed in the world of sales as a woman. With 20 plus years of experience in the medical sales world, Anneliese has collected a treasure trove of lessons from her career that have led to bigger success. Through this podcast and her guidebook, you'll learn the basics of building social awareness and self awareness to help you navigate the many pitfalls that come up with a career in sales. For the lowdown on business acumen you don't learn in school, check out this podcast on all the ways to level up your success as a sales person.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.More About Our Guest:Anneliese FinnAuthor of The Code CrackedTheCodeCracked.comWork Background: Anneliese Kagan Finn has been in medical sales for more than 20 years. After starting her career with Ethicon-Endo Surgery (a division of Johnson & Johnson), Anneliese worked for Guidant Corporation as a pacemaker representative. She then moved  into Peripheral Vascular Surgery with FoxHollow Technologies and Medtronic. For the past 10 years, she has been an Endovascular Consultant for aortic stent grafts and is currently employed by Terumo Aortic. Anneliese has earned numerous top sales awards, including President's Clubs, Rookie of the Year, Sales Excellence trips, and more. She has worked with top surgeons from all over the country and has covered many areas of medicine, from General and Vascular Surgery to Electrophysiology and Thoracic Surgery.Personal Background: Anneliese Kagan Finn is a 43-year-old mother of two children, ages 13 and 7. She was born into a medical family: Her father is an Orthopedic Surgeon and her mother (deceased) received her EdD in Nursing and Educational Psychology. Her mother later published a book on renal disease, which has been translated into over 20 languages.Anneliese holds a Bachelor of Science in Business from Florida State University. In her free time—aside from spending time with her two children—Anneliese enjoys outdoor activities, such as running, snow skiing, wake boarding, and horseback riding. She loves to travel and enjoys exploring new places and meeting people.

Meet Ashley Andrews, Sales Executive, with Medefy, a benefits navigation app. Medefy is an app to help you connect better with your healthcare. Real humans are on standby to help you make your next healthcare move, whether that's understanding a bill or offering provider coordination. In the app you'll be able to find plan documents, see how much you've paid into your deductible, or even access your benefits card. With 24/7 high quality, low cost care available, Medefy brings humanization and customer service to offer an empathetic experience with technology.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.More About Our Guest:Ashley Andrews, Sales ExecutiveMedefy.comBringing a wealth of experience from her 12 years of working in the brokerage world, Ashley joined Medefy in November 2020.  She prides herself on her commitment to helping employers unlock the vast potential of their benefits programs by empowering the people with in them.  Ashley's goal in the employee benefits space is to help normal, everyday people use the benefits they have to get the care that they need. Recognizing that when people easily navigate their care, they can get back to living life.Ashley is a degreed professional with three bachelor's degrees from McPherson College and has received numerous awards as a top employee benefits consultant. She loves Lululemon yoga pants, traveling and searching for the world's best cheese pizza, and her French Bulldog Carl.

Due to a quirk in the Affordable Care Act, lower- and middle-income employees are not able to access critical premium subsidies when the self-only health coverage offered by their employer is deemed affordable by the ACA. This means that even if the cost of family coverage does not qualify as affordable, the employee's family is not eligible for premium assistance.On mic is Carol Taylor, State Legislative Chair for the Florida Association of Health Underwriters, to talk about the new proposal to correct this issue, which has become known as the “family glitch”.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.MORE ABOUT OUR GUEST:Carol Taylor, REBCState Legislative ChairFlorida Association of Health Underwriters (FAHU)Carol Taylor, REBC, serves as the COO and Compliance Officer with Kirby Employee Benefits, based in Jupiter, Florida. She has been in the insurance industry for over 30 years in various capacities, ranging from insurance accounting, claims auditing, account management, self-funding and compliance.In July of 2017, Carol stepped into the role of the Florida Association of Health Underwriters (FAHU) State Legislative Chair and serves on their Board of Directors. From July 2013 through June 2017, she served on the National Legislative Council for the National Association of Health Underwriters (NAHU), on various committees and assisted with responses to regulatory releases as well as gathering data on tens of thousands of plans nationwide to show the effects of the Cadillac Tax. She continues to serve on the national level, as a long-standing member of their Compliance Corner Committee and several other committees regarding broker transparency and compensation.Carol was honored with the Florida AHU Scott Robertson Legislative Excellence Award in August 2019. She was recognized in February 2016 by NAHU for her assistance in legislative issues, particularly for her work on the Cadillac Tax, one of the tax provisions that was included in the ACA, that was repealed. Carol also serves as a national instructor for NAHU certification courses, in addition to developing course materials for their certification and designation courses. In addition, she has written several courses for the FAHU School and is the current Jacksonville AHU President.Carol is currently working on a Juris Masters' degree, specializing in healthcare/corporate/risk management compliance. In her spare time, she serves as Secretary on the Northeast Florida Scottish Highland Games & Festival Board of Directors and helps plan their one-day event with attendance in excess of 20,000 annually. She enjoys spending time with her family, cooking, getting wind therapy on her motorcycle, and quilting.

On mic is Christin Kuretich, Strategy Consultant at Milliman, and David Perry, FBMC's own Vice President of Enrollment Strategies, to talk with Rick about the effects of the Long Term Care Crisis. From family member burnout to the stress of paying for expensive care services, the growing need for Long Term Care is a crisis not yet acknowledged by the general public.With more conversation and change in policy to support caregivers, we can improve the lives of those needing Long Term Care. To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.MORE ABOUT OUR GUEST:  Christin KuretichStrategy ConsultantMillimanChristin Kuretich is a strategy & design consultant serving the supplemental benefits market. She has twenty years of marketing and voluntary benefits experience, including account management, product development and strategic selling. Christin works with carriers to design relevant and meaningful insurance products for today's climate. She can help support the product launch cycle at any stage – beginning with consumer research, ideation and design; throughout the development, creation and launch phases; and even post-launch, focusing on sales effectiveness, strategy and messaging based on field and consumer feedback.Prior to joining Milliman, Christin spent twelve years with Trustmark Benefits – first as an implementation manager, then an account manager working with sales, brokers, enrollment firms and employers on the successful sale and execution of voluntary benefits. She is passionate about the market, and has a personal connection to nearly every product in today's portfolio, which allows her to understand the customer journey with empathy.MORE ABOUT OUR GUEST:David PerryVice President, Enrollment Strategies at FBMCFBMCDavid is leading enrollment strategies and coordination efforts of employee benefit communication and engagement, including partnering with benefits consultants to design and engage employee benefits communication and programs.David has an over 20+ years in employee benefits and his extensive background touches nearly all the functional areas in benefits, including implementation, account management, claims, benefits administration software, enrollment services sales and leadership.

Megan Richardson, Vice President of Consulting at Dynamic Corporate Solutions, is on mic with Rick to talk about the Great Resignation. As a Human Resources consultant, Megan leads the discussion on why employees are leaving their jobs in droves. Her experience and business acumen will make you reconsider what employees are looking for in the market and help you find solutions.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Tracy Cohen, President of Target Print & Mail, is on mic with Rick on Risky Business to discuss how she carried on her mother's legacy to make Target Print & Mail a national print shop. Her journey to gain confidence and grow her business has inspired us here at FBMC, and we wanted to take a moment to celebrate the amazing women in our city. Listen to Tracy's story as you celebrate International Women's History Month with us.MORE ABOUT OUR GUEST:Tracey CohenPresident, Target Print & Mailtargetprintmail.comI joined Target Print & Mail in 2004. Over the years I have worked in many different capacities – as a Customer Service Rep, with our Customized Course Notes, in Production, in Sales, as a Manager and finally as President in 2009. One of the things I love most about my job is that no day is the same as the one that came before it. Each day we face new challenges and projects, and seeing the creativity that comes from both our clients and our team is a huge thrill.Bucket List: Going to the Oscars, Traveling to Every Continent But Antarctica, Professional Wine TasterFavorite Tallahassee Hangout: A good show at Cascades ParkQuote to Live By: “Not all who wander are lost”

Mary O'Conner, MD, is on mic with Rick to talk about how musculoskeletal care delivery can improve with Vori Health. This Telehealth program provides patients with access to services like Surgery Prep and Recovery and Muscle and Joint Pain intervention. A personalized team of experts will work with you every step of the way to find a program that helps you get back on your feet and ready to move. Take a seat and listen in on Mary's introduction to Vori Health and how it can serve your employees.MORE ABOUT OUR GUEST:Mary I. O'Connor, MDCo-Founder and Chief Medical Officer, Vori HealthProfessor Emerita of Orthopedic Surgery, Mayo ClinicVoriHealth.comHealthcare Entrepreneur committed to improving the delivery of musculoskeletal care. Award winning Executive Physician Leader with vision and drive to make healthcare better for all. Strong business development profession working in the hospital and health care industry. Skilled in Innovative Value-driven Musculoskeletal Care Direct to Employer Models, Clinical Care Redesign, Medical Devices and Supply Chain Management, Professional Medical Compliance, and Healthcare Management. Committed to creating and supporting high performance teams. National leader on healthcare equity and addressing underserved communities; founder of Movement is Life, a non-profit multi-stakeholder national coalition committed to health equity.