Podcasts about what chad

What Chad's Children Have to Say about Tammy! - Lori Vallow Needs More Time to be Restored!

How does one business last through generations of sons, thriving and growing with each one? The amount of work it takes is incredible, but the rewards far outweigh the struggle. Chad Felderhoff is the co-owner of Muenster Milling Co. alongside his brother Mitch, and the two of them stand as the fourth generation of Felderhoffs to run the company. Chad's devotion to constant challenge, integrity and self-improvement is evident in every corner of his life, from the business to his own family and beyond. On this episode of the Step It Up Entrepreneur podcast, Tomas and Chad jam on how Chad went from slinging feed sacks in the summers to running the family business, why isolating high-leverage activities for yourself and delegating the other stuff is such a game-changer, and having the discipline to keep moving through whatever the world (and your own children) might throw at you. Listen in for an interview full of the fundamentals every entrepreneur and business owner should be studying. What You’ll Learn: How Chad and his brother skirted difficult supply-chain logistics and forged ahead with products made by their own two hands What Chad's parents' management style and his experience in a corporate structure taught him about maximizing his resources and letting go of his ego Why the learning curve you're navigating in your business is not only normal, it's actually to your advantage down the road And much more! Favorite Quote: "It's a straight discipline thing. Jocko says it best with 'Discipline equals freedom.' And it took a while for that to click for me. But yeah, once you kind of realize that, getting up every morning sucks when you first do it, but then, man, that's how I add hours to my day."   Chad Felderhoff   Connect with Chad: MuensterMilling.com Chad on Instagram Chad on Facebook Muenster Milling on Facebook YouTube How To Get Involved: From his start in the GPS tracking industry to founding the Step It Up Academy, Tomas Keenan is on a mission to break out of the concept of “average” and reach the success that is anything but. And he wants you to join him. Check Tomas out on Facebook, LinkedIn, Instagram, and don’t forget to visit tomaskeenan.com and sign up to make sure you never miss an episode drop. Enjoyed the episode? Hop over to Apple Podcasts for more! Like and share to help spread the word. We appreciate your support—and we hope to return the favor: Leave a review to let us know what you want to hear from Tomas next.

Chad Neufeld is the Director of Marketing at Chaordix (kay-or-dix), a Canadian online community platform. He works with global brands like LEGO, Bosch, HPE, Stihl and Decathlon to make community central to their customer connection. Chad also founded a seasonal D2C company called Small City Stockings to create curated stocking stuffer packages (and so he could add the title Head Elf to his LinkedIn). When he's not at work, he's probably writing a sci-fi novel or trying to get better at volleyball.   Questions   Could you share a little bit about your journey in your own words for us? How it is that you got to where you are today? The idea of having a community customer connection, could you explain to our listeners what that's all about? So tell us a little bit about Chaordix, what you do in terms of marketing and product development, and how has it been since we've been going through a global pandemic. What kinds of companies do you think benefit primarily from this type of community involvement? Do you think this could be applicable, because I know LEGO is a kids company but do you think this type of engagement could be applicable to any type of organization? Could you share with us what's the one online resource, tool, website or app that you absolutely can't live without in your business? Could you also share with us what's the one thing that's going on in your life right now that you're really excited about, something that you're either working on to develop yourself or your people. Could you share with us maybe one or two books that haven't had the biggest impact on you? Maybe a book you read a very long time ago, or it could be a book you read recently, but it's definitely had an impact on you. Where can listeners find you online? Do you have a quote or saying that during times of adversity or challenge, you tend to revert to this quote, it kind of helps to keep you focused and get you back on track.    Highlights   Chad’s Journey   Chad shared that he came out of University, and he started in the world of advertising. And so, he jumped into kind of his first role was managing digital projects like complex website development and honestly, he had never built a website before in his life. But he was coming out of school and he thought that he knew more than he actually did.   And so, that was kind of the first six months of his career was thinking that he knew what he was doing. And then he got his six month review, and found out that the people that he worked with kind of saw through that and didn't think that he was very good at his job, which is absolutely 100% true. He didn't know what he was doing but he pretended that he was and coming out of College, he was kind of a big fish in a small pond when you're coming out of University and then you start working with professionals and kind of top performers. And so, he learned really, really quickly that he didn't know what he was doing.   And so, that kind of set him on a path of learning. And so in the next kind of 4 years of working in the agency, in the ad agency world, he tried to get much better at understanding the objectives of the people that he was working with and build relationships, and be much more humble and recognize how much he kind of had to learn.   So he did 4 years on the agency side while he was working for marketing agencies, he was also starting to experiment with some stuff on the side, so doing some freelance work with friends, he sat on the board for a local theatre group here in town.   And started a small kind of side hustle with some friends called Small City Stockings, as mentioned and they launched. Basically it was their first attempt at eCommerce and the 3 of them and so they tried to set up this business building stocking stuffer packages. And so, the idea was people hate shopping for stocking stuffers, it's like a Christmas Eve kind of thing and you're grabbing a bunch of plastic garbage and throwing it into a stocking and everybody's kind of disappointed.   What if there was curated stocking stuffer packages filled with kind of local goods. And so, they started that as well and that ran for 2 years and was incredibly fun.   And he also joined Chaordix, which as mentioned is an online community platform here in his hometown of Calgary, Alberta, Canada. And he guessed that kind of gets them to here where he is right now at Chaordix, he leads product marketing, brand marketing and growth and customer marketing as well.   Having a Community Customer Connection   Me: So I think one of the things that intrigued me about dealing or having an interaction with you for this podcast was the idea of having a community customer connection. Could you explain to our listeners what that's all about? Because I was really, really intrigued when that was put forward to us?   Chad shared that Community is this term that he personally think is really overused in marketing and in customer experience and because oftentimes when somebody says community, what they really mean is audience or what they really mean as list like, “Join our customer community,” but really, they're like, sign up, get emails that tell you when we have a discount, and that's not a community.   If you think about community, it's a bunch of people coming together to do something special, or it's a local group. So, it's people that live around you, or it's people who have a similar interest to you that are trying to get better at something or learn more, or engage with other people with similar interests.   And so, their community platform allows brands to launch their own customer communities. And so, you can think about it, he likes to describe it kind of community, there's two approaches to community building so you can either kind of go to where everybody is and so Yanique has a Facebook group, for example, with customer experience professionals, and that's on Facebook. And so that's kind of that first approach. So you're going to where everybody is, you're setting up a community that's part of Facebook, that's on Facebook, that's hosted by Facebook, that's one approach.   The other approach is building something special that you own that people come to. And so it's a bit like kind of Amazon versus Shopify, you can sell your products through Amazon and that's great because Amazon has this huge customer base. But you also have to deal with kind of all the baggage that's associated with the Amazon brand, and you have to play by their rules.   Or you can build your kind of own online store using Shopify. And so you get to use world class technology, but you get to make your own rules. And so, they're kind of like a Shopify for building customer community.   So you can kind of think about it as your own private Facebook for your brand and what it allows you to do is connect with your customers in a space you own and control, you can give them fun and interesting things to do, communicate with them, give them kind of a peek behind the scenes, give them insider access, allow them to connect with influencers and kind of leaders within your organization, help you create new products, answer questions and stuff like that.   Me: That's pretty cool. It's just a better way of really getting to know your customers on a deeper level, and then on a platform that you own. So you have a little bit more leverage to do what you want. And of course, you own the content, or you own the whole platform, so you can manage it better.   Chad agreed and stated that you get all that data as well. So you would know how much you're able to get from Facebook, because you run a community on Facebook. But what you're able to do when you own the community is you can really get to know and understand those individuals, build personas because you have you have all that data.   Marketing and Product Development at Chaordix During the Pandemic     Me: So tell us a little bit about Chaordix, what you do in terms of marketing and product development, and how has it been since we've been going through a global pandemic, my sister lives in Canada, and she's constantly complaining, “Oh, they're locking us down again.”   Whereabouts does she live?   Me: I think she lives in Toronto. Don't quote me. The last time I went to Canada was when I was 12 years old and I just turned 40 what, two weeks ago, so I'm not too familiar with the burroughs that's what you guys refer to them as right burroughs.   Chad stated that maybe not out west here. So he’s in Calgary. So it's kind of the other end of the country from Toronto. It's snowing right now as he looks out the window. But it has been seasonally nice, they we had a very mild winter up here outside of a couple of weeks where it was -40, which was hard to live through. But so when it comes to marketing, they sell to a large enterprise brands, their largest customers LEGO. So they host the LEGO IDEAS community. And there are 1.7 million members of that community hosted on their platform. And they're a little bit of an outlier; they're a massive household name. They also work with brands like Rustoleum, and Ford and Procter and Gamble, and Bosch.   And so they're really trying to get in front of kind of global leaders in customer engagement and marketing and customer experience. And those folks are honestly, they're not easy people to market to because they're extremely busy, they're very discerning when it comes to what they're looking for, they plan far out when you're selling into organizations like that, you have to expect that it's going to take six months to a year to even just go through the procurement process.   And so, what it requires on their part, when it comes to marketing is ensuring that they are kind of stewarding people through that whole process, educating them about community because it's relatively new still, not very many organizations recognize that the tools exist on the market to allow them to build really vibrant communities. Oftentimes, communities are seen as kind of their one dimensional, like there's just forums for answering questions like, if he can't get his dryer to work, he'll go on the LG forum and ask a question, and hopefully somebody will be able to answer it. And community can be so much more than that.   And so, marketing a lot of times for them is really about thought leadership, and helping people understand the power of community. And so, it involves a lot of writing and a lot of making videos and a lot of webinars and stuff like that.   What Type of Organization Benefits From This Type of Community Involvement   Chad shared that he thinks that it would be much harder to think of a type of organization that wouldn't benefit from building a relationship with their customers. He thinks that once people wade into community, once people experience what it's like to have a direct connection with their customers just 24/7, it's something that people don't give up because they go, “Hey, my executive, my boss's boss, asked a question of my boss, who said, hey, how do I answer this question.”   And you can go to the community, and within less than 24 hours you can have hundreds of responses from engaged users of your product. And that's something that just really is impossible in a scalable way without a community. And so, if you're an individual running a yoga studio, building a connection that is more than just an email list where people can engage with one another, can encourage one another and kind of build relationships with one another around your brand, that is extremely valuable because it locks people into that relationship, it helps them feel better about your brand, it helps them expand their knowledge.   And that scales all the way up to a brand like LEGO and although they are a kid's brand, the LEGO IDEAS community is actually for adults. And so there are 1.7 million adults who are building new LEGO sets and so LEGO is crowdsourcing ideas for new LEGO sets from the people who actually use those. And so you can see that most brands who build something for customers and those customers can be business people, like they can be B2B brands, or it can be consumers. Either way, having that direct connection to your customers is invaluable.   App, Website or Tool that Chad Absolutely Can’t Live Without in Him Business   When asked about online resource, Chad shared that for him it's Notion. Notion’s a basically a project or it's kind of like Evernote. He thinks a lot of people are starting to use it. It's just a visual way to kind of build and organize information. And so, when he’s doing his planning and writing, he’s doing it in a way that he can organize and so Notion’s a super fun way to do that. So personally, that's been kind of his secret weapon for the last year.   What Chad is Really Excited About Now!   Chad shared that they're launching a new website at Chaordix and that's something that is really exciting. It's a project as he mentioned earlier in his career, he built websites and so it's really fun to build one for a brand that you really care about and love and so as part of that experience, he gets to do a lot of writing and thinking about how to explain what they do and the value they bring into the world to somebody who might have never heard about them or has no idea how much impact community can have. And so that's something that he’s doing right now for work that he loves.   And then on the personal side, he’s working on a Sci-Fi novel, and he’s writing a pilot for a TV show with his wife, and so those are like those fun things. They will probably never see the light of day, but it's something to do during COVID and quarantine that gets the creative juices flowing.   Books That Have Had the Greatest Impact on Chad   When asked about books that have had the biggest impact, Chad shared that one of his favourite books that he’s ever read is called The Art of Asking: How I Learned to Stop Worrying and Let People Help by Amanda Palmer. So Amanda Palmer did a TED talk that is wonderful and she was one of the first artists to actually crowdsource, using Kickstarter, she crowdsourced an album. And he thinks she raised a lot of money on Kickstarter.   And she's a really wonderful person and her book is all about being authentic and being emotionally open and realizing that it's better to just ask for help or ask for support, then pretend you have it all together. And there was one thing that he noted in that book that he thought really, really stuck with him over the years.   And she said that everyone out there is winging it to some extent, the professionals know they're winging it, and the amateurs pretend they're not. And that really stuck with him because every day he’s listening to podcasts, even people on this podcast, he’s going, “Man, there's no way I could manage a workforce of 50,000 people,” for example. That's crazy.   But he thinks if you think about it that way, and go, every one of us is just trying to make sure that by the end of the day we've kind of held it all together. And sometimes it's just pure luck and when you realize that he thinks it helps you not feel so small and incapable of kind of managing those big things.   Where Can We Find Chad Online Website – www.chaordix.com   Quote or Saying that During Times of Adversity Chad Uses   When asked about a quote or saying to he tends to revert to, Chad shared that he does, this one is a tiny bit gendered. But it's from Seneca and he was very old school.   So it's, “If a man knows not to which port he sails, no winds are favourable.”   And to him, that just goes to show like you need to have a vision in your mind for where you want to get to and once you've got that vision, it allows you to make a plan. And having a vision and a plan, he thinks leads to conviction and once you've got that conviction, and you can share that with the people around you, he thinks it's much easier to lead a group to the right destination. So, that's something that he read a while ago, that's really stuck with him.   Please connect with us on Twitter @navigatingcx and also join our Private Facebook Community – Navigating the Customer Experience and listen to our FB Lives weekly with a new guest   Grab the Freebie on Our Website – TOP 10 Online Business Resources for Small Business Owners Links The Art of Asking: How I Learn to Stop Worrying and Let People Help by Amanda Palmer   The ABC’s of a Fantastic Customer Experience   Do you want to pivot your online customer experience and build loyalty - get a copy of “The ABC’s of a Fantastic Customer Experience.”   The ABC's of a Fantastic Customer Experience provides 26 easy to follow steps and techniques that helps your business to achieve success and build brand loyalty. This Guide to Limitless, Happy and Loyal Customers will help you to strengthen your service delivery, enhance your knowledge and appreciation of the customer experience and provide tips and practical strategies that you can start implementing immediately! This book will develop your customer service skills and sharpen your attention to detail when serving others. Master your customer experience and develop those knock your socks off techniques that will lead to lifetime customers. Your customers will only want to work with your business and it will be your brand differentiator. It will lead to recruiters to seek you out by providing practical examples on how to deliver a winning customer service experience!

Welcome to Season 7 chapter 143 of the Kids Entertainer Podcast! In today's episode, we have Chad Jacobs aka Chef Bananas. Today he shares with us about cold calling, branding and stuff about marketing plus how you can make use of your basement. Here are some of the important notes from this episode: Chad shares what went on when the pandemic started Chad talks about how he transitioned to Virtual Shows Chad made use of his basement as a virtual studio Chad shares his best practices in cold calling What Chad thinks about cold calling and why he does it Chad also talks about his Foam business More on this episode so listen to the full episode

Joining Matt and Garrett on the podcast this week is Garrett’s great friend since his junior year in high school, Chad Wold. Currently Louisiana Pacific’s General Sales Manager for the entire West Region, Chad has 14 years of experience in the construction material industry and a vast amount of knowledge about supply chain issues and what exactly is going on in new home construction these days. Today, he gives listeners a behind the scenes glimpse of the impact that the pandemic has had upon so many aspects of new home constructions. Chad begins by sharing what he is seeing in his industry these days, the causes and many effects of the pandemic, how home builders have responded to these challenges, and the rise in new home construction and material costs. With our hosts, he then explores the many factors that are involved in trying to predict the future of home building, ‘catching up the supply’, and the overall economic impact. Chad’s unique insights provide a vast amount of information that so many in the general public just do not have, and today is your opportunity to learn all about them right along with Matt and Garrett.   Episode Highlights:   What Chad is seeing these days   The causes and effects of the supply shortage   How home builders responded to the shortage   Current new home construction and materials costs   The current and future impact upon home building businesses   Carrying costs   Catching up the supply   Multi-family vs. single family projects   Changes to mill production   The many factors involved in the future of home building   The impact upon employment in the industry   Exploring different building materials   Building codes   Quotes: “COVID really had spurred a building boom – one that the industry was just not ready for.” “Production for the most part ceased.” “This is stuff that we’ve never seen before.” “The big builders are getting bigger…unfortunately, the smaller home builder is fighting for what’s left in the market in terms of available materials.” “If you have a house that’s finished, you’re going to command the price.” “Is this something that’s, you know, a bubble right now?” “I see this thing continuing on…there’s a need for housing out there.” “Multi-family projects have come to a grinding halt.” “They want to have their own space, largely because of the fears around COVID.” “All of a sudden, you’re like, ‘Stop taking new accounts’.” “Their livelihoods are based off of our ability to produce wood for them.” “How can we just go into, like, relationship maintenance mode?” “I think cinder block would be something very sexy.” “This is getting really hard to figure out.”   Links: www.TheNinjaSellingPodcast.com Email us at  TSW@TheNinjaSellingPodcast.com Ninja Selling www.NinjaSelling.com @ninjasellingofficial Ninja Coaching: www.NinjaCoaching.com @ninja.coaching Garrett garrett@ninjacoaching.com @ninjaredding Matt matt@ninjacoaching.com @matthewjbonelli

How do you get better prospecting results? What is the best and easiest way to bring in leads? How do prospecting and lead generation play valuable roles in the sales process? In this episode of Sales Reinvented, Chad Burmeister shares how he pairs innovative thinking with leading technology to get better prospecting results.  Chad Burmeister is the CEO of ScaleX AI which aims to solve salespeople’s pipeline problems. Chad’s goal is to empower sales professionals to become the best version of themselves by focusing on their mindset, skillset, and toolset. Don’t miss his valuable take on the lead generation and prospecting process.  Outline of This Episode [0:51] The difference between prospecting and lead generation [2:08] Why are they important? [3:21] Chad’s perfected prospecting process [5:26] Success relates directly to your level of EQ—not IQ [7:35] Get comfortable being “Iron Man” [8:38] Chad’s top 3 do’s and don’ts [10:48] Why you NEED to be different Why both prospecting and lead generation are valuable Chad sees prospecting as getting a list and making emails, phone calls, or social connections. It’s marketing outward. Lead generation is more along the lines of creating content—like a podcast episode—that you drop out on social channels, email, etc. Prospecting is a brute-force technique and lead generation is finessed.  Chad emphasizes that lead generation is hugely valuable. If you can become your own marketing department and create your own content, you can be a thought leader and expert in your space. You’ll get personal inbound leads to yourself—not just your business. It’s a combination of brute-force and flow of inbound leads.  Chad’s ScaleX prospecting process Chad’s company has perfected the prospecting process. They pull 1,000 leads a month. They then have a virtual assistant execute 3,000–5,000 emails against that list of people. Then they automate social outreach and do 50,000 impressions through paid ads against the same people. They just added the ability to send Vidyard or Loom videos to the top 100 prospects as well. It’s the brute-force prospecting that’s 80% automated and 20% human-driven.  For Chad, the lead generation process means jumping into a monthly meeting where he records video for an hour plus. That one video gets chopped into 60 to 90-second segments that get pushed out onto his social channels. That alone brings in 2–3 leads a day.  Success relates directly to your level of EQ—not IQ Chad points out that the level of success you have prospecting relates directly to your level of EQ—not IQ. When you’re selling to a certain part of the market, what are their triggers? What is their emotional process? It needs to be natural for your audience to understand. Park Howell teaches a simple process: You set the context, then you use “and” to raise the stakes, then “but”, and “therefore.” You can use this for anything you’re selling. It’s a simple approach to mapping your audience to your solution. You have to put out content that hits home and gets people to take a specific action. Chad shares a specific example—listen to hear him drive the point home. How do you get better results? Be different. At the beginning of the pandemic, one of Chad’s customers called him. One of the companies she did PR for was ordered to switch their apparel production over to mask production. So they printed 100 million masks and sold them all to Amazon in one week. She knew she could continue to do well from a commission perspective. So she asked Chad to help her come up with an approach for selling masks.  So they got together and recorded a 43-second voicemail. They then pulled a list of 1,200 heads of procurement from Fortune 2,000 companies and left them voicemails for 2 days straight. She got 3–5 returned calls per hour. 70% of the time they didn't even listen to the message but still called back. What Chad learned is that you have to get the right person on the phone. His client sold $10 million worth of masks in 6–8 weeks. There were hundreds of other companies out there selling masks that did emails, social outreach, and other traditional means. The moral of the story? You have to be different than everyone else or you’re going to get the same results. Resources & People Mentioned Vidyard Loom The Business of Story Cognism ZoomInfo SalesIntel Bella+Canvas Connect with Chad Burmeister ScaleX AI Connect With Paul Watts  LinkedIn Twitter Subscribe to SALES REINVENTED Audio Production and Show notes by PODCAST FAST TRACK https://www.podcastfasttrack.com

Host Allison Hare interviews Chad Sanschagrin, international keynote speaker, marathon runner & CEO. Join them as they  discuss the "mindset " and motivation it takes to turn adversity in to advantage and how knowing your self-worth changes the game forever.Show breakdown:Chad’s early life and schooling path [3:15]A marriage: Chad’s shift moment [11:20]The process vs. the results [23:55]Going from a speech on a stage to running a marathon [27:05]What Chad has learned from all the people he has interviewed [35:15]Knowing what you are worthy of [45:00]What’s next for Chad [50:45]Quotes: “Your mind really does determine where you are going to go in life” - Chad Sanschagrin“I was created limitless and it is 100% up to me to not squander a day, an opportunity or a moment to get better” - Chad Sanschagrin“Shift (in perspective): See How I Found Truth” - Chad Sanschagrin“People are so result driven and focused that I think it is screwing everything up” - Chad Sanschagrin“Don’t worry about the results, worry about the process” - Chad Sanschagrin“The score will always take care of itself if you are driven by the right things” - Chad Sanschagrin"If people were in awe of themselves as much as they are in awe of other human beings  the world would forever be changed” - Chad Sanschagrin“In life you don’t get what you want, you get what you believe your are worthy of” - Chad Sanschagrin“True suffering for me is knowing what you are capable of, what you are worthy of and settling for less” - Chad SanschagrinChad Sanschagrin's Links:Cannonball Website: https://cannonballmoments.comChad’s Linked-In Profile https://www.linkedin.com/in/chad-sanschagrin-02b012a7Instagram: https://www.instagram.com/cannonballmoments/Allison Hare's Links:Culture Changers | Allison Hare Website: https://allisonhare.comInstagram: https://instagram.com/allison__hareSign up for Press Play Podcast Course  www.allisonhare.com/mmbetaJoin the Sticky Notes Blog: https://allisonhare.com/blogDownload Your Free Equipment and Software Guide: https://allisonhare.com/equipmentText Allison: 470-242-6311

When you’re “young and healthy,” a cancer diagnosis is often a massive shock, and it presents its own unique benefits and challenges as we go through it. I’m excited to share with you this conversation with Chad Andrus, a sports broadcaster who was diagnosed with lymphoma just 2 months after getting married as a young adult and is now 12 years in remission. He shares with us the story of his cancer journey, his biggest lessons, struggles, and reliefs during and after it, and what it was like for him and his wife to experience this journey together at such a young age.   We’re diving into: What Chad considers the worst part of his cancer journey, and when he felt relief and like the weight had been lifted from him shortly afterwards Experiencing things like ports and biopsies with no prior experience with surgeries or other medical procedures The surprises Chad found during chemo (like who knew pee could be THAT color?!) How his physical struggles varied from his mental struggles during treatment The unique view we have as cancer survivors going through the time of COVID-19 How and why Chad continued to work during treatment The biggest lessons he learned during his journey, and the 2 things Chad would put more focus on if he could do it again Family planning when you are going through cancer at a young age And so much more!   Connect with Chad: https://twitter.com/chadandrus   Join my free Facebook group, Surviving is JUST the Beginning, for positive support on those not so positive days: https://www.facebook.com/groups/458305884640858/ 

0:13 Chad Wesley Smith intro 1:19 Chad training athletes of NFL Combine 3:08 Nick is an aggressive college football fan 6:50 Chad's audition tape for the Hornets 8:40 Chad's athletic background 14:38 Chad training world class Jiu Jitsu fighters 20:05 Chad training BJJ himself 22:30 Juggernaut AI coaching products 30:55 Determining MRV 34:40 Pros and cons of AI coaching 42:19 Chad lost tons of weight with the RP Diet App 55:05 Being a hard gainer is better than being a hard weight loser 57:10 What Chad ate in high school and gained 100lbs 1:04:45 The deleted Chad podcast 1:06:45 How to find Chad

With over 20 years of real estate experience, Chad Heeter is building a family-run real estate investing company based in beautiful Buena Vista, Colorado. Chad Heeter grew up in a Kansas City real estate family. At 7 years old, he was pulling weeds and picking up trash around the 30+ rental properties that his dad owned. Soon, he was promoted to mowing lawns and painting. Years later, Chad continued on his own, purchasing and rehabbing his own rental properties. After his wife, Elizabeth, passed away in 2017 after 16 years of marriage, Chad needed to focus on raising his children on his own. He decided to get back into real estate investing, something he could manage while the kids were in school. Not long after, Chad was introduced to Chris Prefontaine and the National Property Team. He’s proud to be connected to this incredible group of investors who are working to build win/win relationships by solving problems that many home sellers face, as well as helping home buyers achieve their dream of owning a home. What you will learn from this episode: How Chad is the third generation of his family to invest in real estate, and how he got bitten by the real estate bug as a kid helping his dad with his own business How losing his wife to cancer in 2016 caused tremendous and painful challenges for Chad and his family, and how real estate has been the ideal vehicle to help find himself How Chad initially connected with master real estate investor and coach Chris Prefontaine through his Smart Real Estate Coach podcast Chad shares a painful story of his then ten-year-old son giving his sick mother water using a syringe Why Chad believes there’s value in sharing his story of loss and hope with others and forming genuine connections How the global pandemic and uncertain economy has impacted Chad’s investment business and the broader real estate market How Chad’s home sale model creates a powerful option for business owners and other self-employed professionals that may even make them more money than a traditional sale How buyers can build their own equity in a property while they’re getting their finances in order to buy, giving business owners a proven payment track record as well What Chad would say to those who may be skeptical of a real estate “terms” deal structure, especially business owners who may be looking to buy or sell What important lesson Chad learned from a mentor about asking questions, failing, and keeping going despite obstacles Resources: Website: http://buffalopeakpropertysolutions.com LinkedIn: https://www.linkedin.com/in/chadheeter/ Additional Resources: Sell With Authority by Drew McLellan and Stephen Woessner: https://amzn.to/39y7x13 Predictive ROI Free Resource Library: https://predictiveroi.com/resources/ Stephen Woessner’s LinkedIn: www.linkedin.com/in/stephenwoessner/

Homes with many small bedrooms are hotly desired today. Why? In an economic rough patch, people need roommates. Secondly, home offices are more popular than ever. Residents increasingly want yards today too. Gardening is popular as a hedge against disruptions in the food supply chain. This all makes single-family homes more popular than apartments. *The entire episode transcript is below.* The debt-to-income ratio requirement is positioned to be removed from qualified mortgages. Three listener questions are answered:  1) What about CapEx expenses?  2) What about all these property notices I get in the mail?  3) What happened to the coffee and cacao providers? I give you four reasons about why money is a taboo topic.  Learn the least likely money topic that people are willing to discuss. The most I ever made at my day job was $108,000. People must stop equating net worth with self-worth.  Resources mentioned: April Home Prices Grew 5.5%: https://www.housingwire.com/articles/u-s-home-prices-grew-5-5-in-april-despite-pandemic/ Why Money Is A Taboo Topic - Ally Bank survey: https://media.ally.com/2015-11-24-Holiday-Tip-Most-Americans-Say-Social-Conversations-About-Money-are-Taboo-According-to-Ally-Banks-Money-Talks-Study The Atlantic: Why Americans Don’t Talk About Money Mortgage Loans: RidgeLendingGroup.com QRPs: text “QRP” in ALL CAPS to 72000 or: eQRP.co By texting “QRP” to 72000 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. New Construction Turnkey Property: NewConstructionTurnkey.com Best Financial Education: GetRichEducation.com Top Properties & Providers: GREturnkey.com Follow us on Instagram: @getricheducation Keith’s personal Instagram: @keithweinhold   Welcome to Get Rich Education. I’m your host, Keith Weinhold.   Talking about today’s hottest rental type, then my favorite guest is here on milestone Episode 300 - because that guest is you - as I help with your listener questions about your rental property operations, then “Why Money Is A Taboo Topic” (why DO people hide their salary?), and finally a little Episode 300 bonus. All today, on Get Rich Education. _____________________ Hey, you’re inside GRE. From Phoenix, AZ to Phoenixville, PA and across 188 nations worldwide. I’m Keith Weinhold.    This IS that show that’s created more financial freedom than nearly any show in the world.   You’re listening to milestone Episode 300 of Get Rich Education. More on that later.   The hottest INCOME PROPERTY housing type today could very well be single-family rental (SFR) homes that have many small bedrooms.    Four bedrooms is often better than three. Three is better than two.   Yeah, today, a high number of small bedrooms is being favored over fewer large bedrooms.   For one thing, this is because as the economy is in a rough patch, more people seek roommates to share housing costs.   Also, with more people working from home now, they want the extra bedroom for quiet office privacy.   You probably already understand that more residents prefer SFRs over apartments to avoid common areas like laundry rooms and hallways and even elevators.   Another reason boosting SFR demand today is something that you might be overlooking when it comes to rental property … because often, you’re thinking about things INSIDE the property like amenities, and square footage, and layout.    But another reason renters increasingly want single-family rentals are yards. Now sometimes, duplexes might have a fenced yard for each side too, of course.   But … why are yards more desired today?   Well, there are a few reasons. In the pandemic, people have discovered gardening like the hunter-gatherers did.   Yeah, gardening as a hedge against these disruptions in the food supply chain.   In fact, Burpee Seed Company recently had the highest sales in its 144-year history.   People are gardening. In fact, the homeowner’s association in my own neighborhood recently put it to a vote among residents about “OK’ing” having a second detached building in your backyard (only 1 maximum is allowed now) and that’s because more people want to have a greenhouse today.   Gardens and greenhouses - these are most conducive to single-family rentals.   People are even buying egg-laying chickens like never before. It’s kind of a back-to-basics subculture that’s emerging.   Yes, humans are mammals and mammals need sustenance! Haha.   You need food and you need real estate.   In the midst of The Great Shutdown, people want to do more with their lawns.    Lowe’s & Home Depot are doing really well - and they’re selling home-dwellers a lot of things like Inflatable pools, patio furniture, and trampolines.   Then back indoors, yeah, you may very well want to tilt your new property buys into SFRs with more small bedrooms.   Sometimes, older SFHs can have four or even five bedrooms. One reason for that is that families had more children generations ago.   Family sizes are smaller now. So if you still have a 4-5 bedroom place, it can work well for either roommates or home offices.   If you're the "hands-on" type, building a wall to divide a large bedroom has rarely been more lucrative than it’s been lately.   Now, one 300 sf bedroom is pretty big. Dividing it into two bedrooms of 150sf each is paying off more than it has in the past.   They are some housing trends in the pandemic - demand for SFR with more small bedrooms and a yard for a garden.   In the pandemic, the broader economy is getting "bailed out" more often than a bank behaving badly.   It's not just quantitative easing, dropping interest rates on every loan type, or loosening bank reserve requirements or putting free checks into unemployed people’s hands.   Many real estate investors are getting support … almost like they had opened their own GoFundMe account.      Low supply keeps housing prices buoyant. Low mortgage rates keep demand high. Forbearance keeps borrowers from defaulting - so that further supports prices.   Now, the debt-to-income ratio (DTI) requirement is positioned to be removed from qualified mortgages.   This means borrowers that have higher existing monthly debt payments on everyday things like their car or their credit cards could now qualify for new mortgage loans - when they couldn't previously.   Well, what this does is that it creates a larger buyer pool. More people have the capacity to qualify and buy property.   This larger buyer pool serves to further push up real estate prices - and that’s both investment property and primary residences.    Well, eliminating the DTI is great news if you want to lock up more property at these historically low interest rates.   But there can be too much of a good thing. It's a call-to-vigilance to be sure we don't return to those loosey-goosey days of, say, 2005.   That's when virtually anyone with a name and a signature could get a loan. Borrowers lied about their income on loan applications and the income wasn't checked - it wasn’t even confirmed in underwriting.   So then, people with historically low-paying jobs like movie theater ushers & dishwashers & pedicurists could sometimes own a fairly lavish home back then.   When appreciation stopped in 2007, liar-borrowers had no equity to remove for servicing the payments … and that whole thing didn't end well.    We're nowhere near that point. But watch that pendulum swing.    If you’re buying for resilient cash flow, you’re not so price sensitive anyway.   -----   The first one of your listener questions today comes from Chad in Saline, Michigan.   Keith, I like your easy-to-remember VIMTUM explanation of expenses but why are you excluding CapEx expenses from the cash flow calculation?   OK, thanks, Chad.   Let me translate if you, the listener, are uninitiated on this.    The easy way to remember how to calculate your monthly cash flow is to take your rental income and subtract out your mortgage (that’s principal & interest) and your operating expenses, which I call your VIMTUM. V-I-M-T-U-M.    That’s just an acronym I use for your regularly, recurring operating expenses and VIMTUM stands for Vacancy, Insurance, Maint., Taxes, Utilities, and Mgmt. V-I-M-T-U-M   What Chad is asking about are CapEx - which a shorthand way of saying Capital Expenditures.   CapEx means large, IRregular expenses that an investor or even a homeowner - often incurs with their property over longer periods of time.   An example is, what happens when your roof needs to be replaced? A lot of roofs have a 25-year life expectancy.   Now, your property’s water heater has more like a 10-year life expectancy.   Chad is basically asking me how I’m accounting for that when figuring cash flow. I think I addressed this on a prior episode, but it’s been a long time so I’ll bring a fresh angle to the answer.   First of all, I’ve mentioned previously that it's prudent to keep 3-5% of the TOTAL value of your property portfolio in a liquid side fund.    So if all your properties are worth $1M, you’d have $30K - $50K in cash or cash equivalents.   If you’ve just got your, say first turnkey at $100K - have $3 to $5K set aside.   Note that when you qualify for a mortgage in the first place, mortgage loan underwriting typically requires that you have reserves already.   And, by the way, this liquid side fund should be in addition to any overall liquid emergency fund that you have in your life.   But, Chad, on your CapEx question, you might still be thinking ...   Yes, I want to take some of those dollars that you’ve felt compelled to put in a liquid side fund account monthly and factor THAT in to your property ROI. I get that. Here’s the thing.   If you follow … really … the entire wealth formula espoused here on the show, your CapEx expense should be limited. You’re going to pay less in CapEx expenses than other investors.   Why is that? It’s because at the 8-to-10 year mark, which is before a lot of major CapEx items need attention, you’re going to sell your property and 1031 Exchange it into the next one - or hopefully into two at that point.   That is all driven by the fact that, after most any 10-year slice in the housing market, you’re going to have appreciation, hence accumulated equity.   As you know, home equity is unsafe, illiquid, and its rate of return is always zero.   So it’s really due to math and the loss of leverage that makes you move your property along before CapEx expenses kick in.   And with SFRs, you can sell to an owner-occupant buyer that typically get emotions behind the home and isn’t at all concerned that you were the one that enjoyed the new roof in its first ten years of use or whatever.    Now, if you have substantial enquiry accumulation after 10 years on a property that performs really well and you want to hold onto it, then you might do a cash-out refi and have CapEx expenses like a new water heater.   So, thanks for your excellent question, Chad.     One other thing I’d like to mention that a lot of real estate people don’t like to talk about are to, in general, run your cash flow projections fairly conservatively.   That is because, in real estate, unexpected expenses are more common than unexpected income.   Thanks, Chad.   The next question comes from Lori in Pasadena, CA.    Lori says, “Keith, love listening to you. You’ve got the most relevant real estate show out there. Wow, thanks for that.  Things are going fairly well with the properties that I buy through GRETurnkey.com but with each buy, I get more & more of these various letters in the mai that I have to deal with.   The latest one is an annual property rental fee statement from Florida. Things like this continue to cut into my time … umm … and then Lori goes on to give another example.   OK, Lori. Yeah, what she’s talking about here … is that the Florida municipality - the town - where her rental SFH is located has this annoying little administrative charge.   They charge a whole $50 per year to Lori for this property because she’s an out-of-area investor that has the “privilege” of owning Florida rental property in their town.   This is basically like a tax excised by the town where she owns her property.   What something like this really is Lori is … a nuisance. Just reading the form, and figuring it out what it is, and seeing how that Florida town accepts the payment. It IS annoying. It cuts into your time.   In fact, I got a piece of nuisance mail for one of my apartment buildings just yesterday.      This is from a utility provider - the natural gas provider to the building. Basically, the natural gas company is working on a high-pressure gas transmission pipeline, and the R-O-W for the pipeline is apparently within ⅛ of a mile of this apartment building of mine.   The letter said that the property residents should be informed.   Well, Lori, with the piece of nuisance mail that you received and the one that I got, here’s what you do. Get it out of your life. Get that nuisance mail out of your life.   Now, I don’t mean “throw it away”. This all comes down to one word - and that word is “manager”.    What I did was get out my phone, I took a photo of this letter, sent the letter image to my Property Manager right away.    I asked them to handle it - and also asked the manager to make sure to tell the letter sender that any future correspondence like this be sent to the manager, not me.   You know what we just did, Lori. We both just increased our ROTI. Yes, we just increased that all-important investor metric that’s even more important than ROI.   ROTI is your Return on Time Invested.   I’m a big proponent after having a professional Property Manager. Remember, it’s their job to handle communications with your residents like this - and it doesn’t cost you anything extra.   Remember to outsource these little nuisances to your PM.   Lori, I don’t know how many properties you have, but just say you have a total of ten rental doors.    With a portfolio that size, some months, you might have what investors call “a perfect month” - that is, a month with zero repairs or maintenance in your portfolio.   But whenever you do, sometimes you might wonder - well, what did I pay the manager for?    Well, you still paid your manager to collect the rent and pay your bills and itemize your statements, and just have the peace of mind that your tenants can’t get ahold of your DIRECTLY at an inconvenient time.   But ensuring that your manager handles all your nuisance notices such that you don’t even know that you got one … that increases your Return on Time Invested.    Be that responsible owner. Do good in the world. You want a nuisance tax notice to get paid, you want your tenants to be informed about nearby utility work - but be sure to outsource it and keep your quality of life.    Like I’m fond of saying, “Be sure your quality of life exceeds your cost of living”.    Bottom line is - Use your manager. Thanks for the question, Lori!     The next question is from Brian in Austin, TX. Brian says:    Hi Keith, I am an investor with $7 million in value across 32 properties. (Nice job there, Brian). I noticed you are not promoting coffee and cocoa any longer and was curious if there was concern or a reason behind it? Thanks, Brian.   Alright, Brian. What he’s referring to is that at GREturnkey.com - where our list of cash-flowing property providers is, there used to be a page for coffee investing there and a page for cacao investing there - and they’re both currently gone.   Brian, what happened is that, with the provider there - and its the same provider for both types of agricultural investment - that is, where you, the investor, get cash flow from the ANNUAL harvest of coffee and cacao is that that provider is having trouble with the deeding process where those parcels are located - namely, in Panama.   The provider is still delivering the land deeds to all the investors. But working with the municipality there is taking so long that this long, drawn-out deeding process was frustrating to some investors.    In fact, it might have taken me … something like two years to get my deeds for my coffee farm parcels. I don’t really remember - but it took awhile.   Anyway, those offerings aren’t currently on GREturnkey.com because the provider is changing their model, in part because of the slow deeding process. They’re listening to your input and responding. They’re doing, really, what you would want them to do.   So they are moving toward a Private Placement model. That way, they can issue the share certificates in a matter of weeks, not years like it is with the deeds, and they can focus their time and effort on actually developing, growing and operating the business.   Another is that under the deeded model, they couldn’t accept IRA funds any longer.   So, expect coffee and cacao to be back on GREturnkey.com at a later time. That’s why they’re not there now. There aren’t any more deeded parcels available - and they’re changing their model.    But, of course, they’re still working on getting the deeds for those that have bought those farm parcels in the last few years & still don’t have their deeds.   The main reason that you’ll see a provider be removed from GREturnkey.com is that they’ve run out of INVENTORY in that market.    If a provider doesn’t have inventory & doesn’t actively source it, then there’s no reason to waste your time & have it there at GREturnkey.com.   That is all for our listener questions today.   Homes prices for April grew 5-and-a-half percent year-over-year despite the pandemic. Yes, real estate is slow moving and we’re still looking at April data here near mid-summer.   That article is in the Show Notes for you.    My guess is that I wouldn’t really expect an appreciation rate that high over the NEXT year.   But one thing that is supporting prices are those “erstwhile” mentioned low, low mortgage interest rates that are even lower than the ocean floor at this point.    Let’s look at mortgage interest rates decade-by-decade. Gosh, this is just remarkable.    It gives you perspective sort of like a while ago when I played those cornball television commercial ads from the 1980s where you could finance a car for an 11% APR - and that was touted as a great deal.   Well, let’s look at the average 30-year fixed OO mortgage rate that was issued in the 1970s.   It was 8.9% then. That was the average rate. Inflation was increasing.   By the 1980s decade, inflation had reached a crescendo. This was the Voelcker Era - where Fed Chair Paul Voelcker famously raised interest rates to try to stomp out runaway inflation.   And Voelcker’s bold move WAS successful. But this helped result in a 1980s decade mortgage rate of 12.7%. Gosh, 12.7%.   By the 1990s, they settled down to 8.1%.   By the 2000s decade, down to 6.3%. Yeah, that sounds about right - I bought my first ever property in 2002 at right about that rate - it was 6-⅜%.   By the 2010s decade, we had low interest rates to pull us out of The Great Recession and they stayed low. In fact, the average for the 2010s decade was … 4.1%.   That felt unprecedented at the time. Well, today, take another full percentage point off that yet. Mortgage interest rates are 3.1% today … as we’re here early in the 2020s decade.   Just astonishing. 3.1%.   Now, interest rates correlate with inflation. So today we’re in a low inflation environment and hence, a low interest rate environment.   Well, coming up here on the show next week, one of the world’s most prominent economists will be on the show with me and we’re going to discuss Inflation vs. Deflation.    Which side is winning … and what is going to happen next. Of course, we’ll discuss the state of the broader real estate economy and so much more as well. That’s next week.   I hope that you are doing well. We’ve been largely sheltering-in-place here at our home in Anchorage, Alaska. I’m coming to you from Anchorage today.   Next week, if all goes as planned - it’s an awkward time for cross-continental travel, but I’ll be flying into Buffalo, New York, and then spending a good chunk of this month in both western New York State and mostly Pennsylvania … as I’m visiting family. I think I’ve told you before that I feel like I won the “parent lottery”.   My terrific parents have lived in the same upstate Pennsylvania home since 1974. They've also had the same phone number for all 46 years.    And when I visit them, I still sleep in my same bedroom that I slept in as a baby. I love Curt & Penny Weinhold - and I am so grateful and inspired by their example of goodness and stability.   As far as events - if you want to meet in-person. I had hoped to do meetups in New York City and Philadelphia this summer, as well as a Harrisburg, Pennsylvania real estate field trip. But COVID has wiped out all of that.   Of course, as always, you can keep up-to-date on all of that GetRichEducation.com/Events   Some other live speaking events have gone virtual. For example, I’ll no longer be speaking in Birmingham, Alabama at the Spartan Summit this coming October.    But I will be speaking at their “event gone virtual”. In fact, I’ll be the speaker KICKING OFF The Spartan Summit. Again, learn more at GetRichEducation.com/Events.   I hope to do some or all of the live New York City, Philly and Harrisburg events next year.    For milestone Episode 300 here, do you like the Get Rich Education … theme music? Or did you at least, wonder where the now-familiar-to-you music comes from.     Well, we don’t purport to be any type of music channel. This is an investing show.   But this one time, for Episode 300, we’re going to play all of it - it’s two minutes long - at the end of the show today.    We own the royalty-free track. This show launched in 2014, and this track has been our theme music since late 2017. It’s from a DJ named Wicksford and it’s called “Cannot Be Stopped”.    But first - why don’t people talk about money? Why are other people so secretive about their salary? Why is money considered a taboo topic, then anyway? That’s next.    I’m Keith Weinhold. You’re listening to the wealth-building Get Rich Education.  ___________________   Welcome back to Get Rich Education. You are listening to milestone Episode 300.   We’ve been talking about some of your harder real estate investing skills today.   Well, what about mindset?   Why Don’t People Talk About Money? Why is money a taboo topic - one of those things that you just don’t talk about? It’s taboo stuff - right up there with politics, sex, and religion? Well, if people would stop equating self-worth with net worth, then talking about money would not be this big taboo thing.   According to a survey conducted by Ally Bank, 70% of Americans think that it’s rude to talk about money.  Just, get this - Research shows people would rather talk with a stranger about an STD than their salary. Oh geez. You’d rather tell someone you have an STD than tell them how much you make? People would rather admit to contracting gonorrhea than fessing up that they only make $54,000 a year. Sheesh!!  Oh, gosh … and did I really just use that word on the show. Especially here on Milestone Episode 300? So … well why this … society-wide gag rule? Why does this taboo exist? I think that it all boils down to about four big reasons. People don’t talk about money because, most people don’t have much money. So there’s this negative association. Talking about money is proportionate to talking about problems. If you’ve had more financial success in life, then it can be easy to forget that so many people think this way.  The second reason that “money talk” and especially “salary talk” is taboo is that because if you have a lot of money … you know what can happen to you?  Someone might ask you to borrow it. Well, lending money to family or friends is a great way to strain relationships. If they’re late to pay you back, then it’s rude for you to even ask someone when they’re going to repay you. Another reason that there’s a prohibition of “money talk” … at least in America here … is because many Americans put a higher value on PRIVACY than other societies do. Now, I think that there are gradations of what money TOPICS are acceptable to discuss and what are not. I’m pretty sure that I’ve told you on a previous show - though at this point, 300 episodes, sometimes I can forget - but I’m pretty sure that I told you that the most that I ever made at my day job before quitting it more than five years ago was $108K. At times, I had to work more than forty hours a week for that.  Now, that might be $125K in today’s inflation-adjusted dollars, but that salary was no longer that interesting to me when my real estate provides value to people with very little of my involvement. Now, I’m kind of a rare person for me to even mention - a past salary like that - even though it was kind of in a former life of mine. In America, if something costs even more than a few hundred dollars, MAYBE you shouldn’t mention it. If your friend bought a canoe for the lake - you might want to know how much it cost, but you’re hesitant to ask them the question.   When we talk about gradations of cultural acceptance, I think that if you inquire about the cost of your friend’s lunch yesterday—that’s a transaction with pretty limited connections to the past and future—and that generally isn’t off-limits.   Now, in Israel, people OPENLY discuss salary. Why is that? Well, there are a couple reasons. It’s because a place like Israel historically places a lower cultural premium on privacy.  Another reason … is that a place like Israel and other places in the world have higher levels of labor unionization. You see, “once it’s collective bargaining, it’s not as personal”. When you’re a member of a labor union, you often know each other’s job classification and that job title is rigidly tied to a fixed and publicly-viewable salary or wage.  And then, really another reason for the cultural “Money talk taboo” in America, is because asking someone what they earn means that you are indirectly questioning their personal worth.”  “By contrast, in China personal worth is not primarily indexed to financial worth, but rather one’s ‘quality’ or what they call “SUZZ-eee” (suzhi).  Your moral and ethical values cannot be reduced to economic value.” Yeah, I really respect that. Getting back to the Ally Bank survey - what they found is that when people DO discuss finances socially, nearly one half of the survey respondents said they prefer to keep it neutral - for example, talking about price comparisons on goods and services like granola bars or a manicure, or where to find a better interest rate on a savings account." It also found that younger people are more open about discussing money More than any other age group, millennials (59 percent of them) acknowledged talking with others about their income, savings and debt, even though nearly two-thirds agreed it is rude or inappropriate to talk about money in a social setting.    In fact, almost half say they disclose their income to others, and 62 percent say it is important for them to surround themselves with people who they feel are financially secure. So, even kind of the second-youngest generation today, Millennials, would rather be around people that are financially-secure. Hmmm … that’s really “telling”.    Now, what I found interesting is that the survey revealed that: The majority of respondents said they discuss sensitive money matters with family is 69 percent, with financial professionals is 26 percent, and with friends is only 22%, while only 8% percent said they discuss sensitive money matters with work colleagues.  That shows more there that when you to talk about it - it’s deemed to be a real breach of professionalism to discuss this stuff at work.   People are most likely to disclose their income (39 percent) over savings (30 percent) or debt (29 percent) to family and friends. That tells you that disclosing debt is the most embarrassing for people. Of course, that’s mainstream society.  Here at Get Rich Education, displaying the amount of good debt that you have probably says something rather positive about your real estate portfolio size.   Now, in WORKING-CLASS communities, the money taboo can be weaker there.  Jennifer Silva is a sociologist at Indiana University and she researched the coal-producing region of Pennsylvania. The bottom line is that the working-class families she’s interviewed didn’t hesitate to disclose specifics about their income, rent amount, or expenditures.  “People would say, ‘I’m an open book,’ and they’d be straightforward, open, not ashamed.”  They freely discussed “the challenges or even impossibilities of supporting a family on minimum-wage work” and almost acted a little proud of their resourcefulness, like “how they would make their budget stretch, such as buying ground meat in bulk and freezing portions to make it last.” You know, from my personal vantage point, sometimes you will BE around people that you know make substantially less money than you, And you know what, you DO find yourself tilting the conversation so that person isn’t made uncomfortable. What about when you go get your hair cut? I mean, the 15-minute conversation that takes place between me & the person that cuts my hair … it’s like, if they ask me what I did this weekend - and I stayed in a resort and they already told me that they played basketball with their kids or something else - even though basketball with your kids might be a GREATER activity in a sense than staying at a resort … I don’t mention staying at a resort because it sounds hoity-toity … a little snobbish. Kinda unrelatable to them. So then maybe I’ll tilt that chat to NBA Basketball or something. Chat about something that’s not so socioeconomically stratified. You can always find that common ground somewhere.  You know, another personal anecdote, in my life, I do a lot of these 5K running races & other events like that. The race event makes my time publicly available. The local news outlets might even pick up those races times and publish them.  Anyone can see it. Well, that is a measure of my fitness on that day. There are clearly plenty of runners that rank both above me and below me. So, that’s made public? But yet salaries are not?  Somehow, American society does not equate physical fitness nearly to the degree that we evaluate and stratify how much money you make. I don’t know that it should be that way, but it is. I think that’s rather weird. Revealing how much money you make, to many people,  “exposes how you’re valued by your employer and how your contribution is valued even more broadly, by the community.” That makes an ounce of sense, sure, but why such a high value? I don’t get that part. Few people would think “You are worthless because you haven't broken the 20-minute mark in a 5K yet.”  But for some reason, WAAAY more people would equate you with having a lower worth if, say they learned that you only made $54,000.  Now, Eli Cook - he’s a history professor at the University of (HIGH-fuh) Haifa and the author of a book on the topic, says that this money taboo has been going on for about 150 years in America.   In the late 1800s and early 1900s, he says that many Americans internalized the lessons of mainstream neoclassical economics, which suggested, through [the economist] John Bates Clark’s theory of marginal productivity, that everyone earns what they in fact produced.”    So … that’s one opinion on about HOW LONG this has been taking place.   Really, what a lot of this comes down to is that the everyday conversations that you have with others are filled with questions about what people buy, what they do for a living, or how long they’ve been investing in real estate, and where they went to school.  And once you know all of those things about someone else, the salary or net worth or cash flow are less important … because all of this is CONTEXT that you have about others - and these are all really proxies for class position anyway.   When we can stop equating net worth with self-worth, money has a chance of no longer being a taboo topic … and that really is, the big takeaway.   I trust that you’ve been enjoying MILESTONE Episode 300 of Get Rich Education.   As always, to get the Show Notes, you can go to GetRichEducation.com/300 - since that’s the episode number.    In fact, this week, you’ll find the entire transcript to the episode if you would like to read along … or you tell someone else about the show and tell them about the option to read as they listen.   Above all, I have got to thank you for listening. I hear from so many people that tell me when they discover this show, they want to go back & listen to all 300 episodes …   … usually because I hear one of two things. They say it makes actionable real estate investing more CLEAR than anywhere else … or that it's changed their investor MINDSET more than anything else.    Remember, if you’re interested, hang around until the very end of the show today to hear the entire uncut theme music … as a little Episode 300 bonus.    More importantly, if you’re one of those people that STILL has not bought your first property.    You can’t TIME the market, and you can’t make any money from the property that you don’t own.    As long as you’ve been educating yourself for a while, then, if you think that inexperience is the only thing holding you back, well, then the only way to GET that needed experience and learning is to act.   Some people wait for ALL blue sky and everything to be perfect before they begin. Well … that really never happens.   You’ll either change what you’re doing … or you’ll keep what you’ve got.   Teach a man to fish … or give a man a fish?   Well, here, we do both. At Get Rich Education, we TEACH you how to fish.    GREturnkey.com is our sister website where we GIVE you a fish too - with top national turnkey providers.   Get your mortgage pre-approval and download a provider report. We give you all 8 main steps at the top of the page there.   View available properties, make an offer, please get a third-party property inspection, then comes the appraisal, then sign a Property Management Agreement …   … have your property closing, and finally, own the property and enjoy the collected RENT that your PM auto-deposits into your bank account. Get started at GREturnkey.com   I’m your host, Keith Weinhold and I’ll be back next week and every week to help you build your wealth. Don’t Quit Your Daydream!

Ever feel like you've done everything and STILL aren't getting answers about your eczema (or other skin rashes)? You're not alone. Even I felt like my dermatologist should have better answers than just use another steroid cream and "this is probably genetic". I really felt like the answers that I got weren't real answers. At a certain point, I realized that I'd rather someone level with me and say "I don't know what's causing your eczema" rather than just blaming things that felt out of my control. And that's how one of my clients felt as he neared the point of feeling very hopeless. He's tried both conventional and holistic solutions without getting pretty much anywhere. Fortunately, we crossed paths and were able to uncover a major root cause that has gotten him some great results! All it took was asking the right questions so that we knew where to dig! In this episode: Chad's challenging eczema story Why a really in-depth case history was crucial to finding answers How we chose testing that help get to Chad's root causes Why an elimination diet didn't help at all even though prior testing said he had many sensitivities What Chad's eczema is like now after working on his root cause Quotes: "One crucial step in my process is doing an incredibly thorough case history. I often ask questions that no one has ever asked before. All to tell me where we need to dig!" "If you've ever visited a third world country, it can be a red flag... even if you didn't get sick. It's possible that you picked something up that didn't make you sick enough to even consider it a trigger for your rashes."

Why should you get organized and get involved with your local chiropractic association? Because in chiropractic care there is no single recipe for creating wellness in patients. Every person translates and deals with their pain differently. And, as chiropractors, we still have the benefit of being able to offer neurologically-based care while resisting absorption into the traditional medical system. This offers us the unique position of providing patients with a state of well-being beyond compare. This is the incentive to make our voices heard. Today we are heading East to Nova Scotia to speak with the President of the Nova Scotia Chiropractic Association and Co-founder of Wellness Media, Dr. Chad Mykietiuk. In 2008, Chad graduated from Canadian Memorial Chiropractic College and almost immediately involved himself in chiropractic politics. His fascination with the body’s natural ability to self-regulate and self-heal has been the motivating factor in his quest to validate and invigorate wellness in the chiropractic community.  During this podcast episode, we discuss how chiropractic colleges can get caught up in the mechanistic aspects of care, the two major defining characteristics of chiropractic, and why every chiropractor who has something to say should get involved in local associations and always do what is right over what is convenient. Key Takeaways: Chad knew he was going to be in a health-related profession but it was an injury that led him to chiropractic. [2:12] What Chad knew about chiropractic before and after attending Canadian Memorial Chiropractic College (CMCC). [6:03] Starting their chiropractic practice turned out to be a long and bumpy road for Chad and Megan. [10:13]  A borrowed CD gave Chad a renewed sense of love for his profession so he shifted to wellness instead of chasing pain. [18:53] Chad’s advice for chiropractors who wish to become involved in the politics of the profession. [24:49] The two major defining characteristics of the chiropractic paradigm and the problem with making policies that create a standard. [31:32]  Chad created Wellness Media to provide resource materials for chiropractors and their offices. [49:53] Get organized, get involved, and do what is right over what is convenient. [52:22]    Learn More: Wellness Media Website Village Wellness on Facebook @DrChadWellness on Twitter Vitality Shift Website True Concept Seminars Dr. Don MacDonald The Underdog Curse: The Cause, The Cure and The Road to Success @DrDonMacDonald on Twitter Dr. Don MacDonald on Facebook

Chad Carson is real estate entrepreneur who has worked in real estate investing for 16 years. In this episode, learn how he got started on his entrepreneurial journey, how real estate investing really works, and whether it’s a good idea for your situation. In today’s episode, you'll find out:   • Chad’s background a college football player • How he got started in real estate investing • What Chad’s first rental was like • What a house hack is • How REO (real estate owned) property works • Whether real estate is a good tax shelter • How depreciation on property affects taxes • What a 1031 Exchange is • How many properties to start off with • The importance of having a CPA (certified public accountant) to help you with real estate taxes • How using a house hack can help you qualify for a better mortgage loan • Chad’s view on real estate crowdfunding • How active of investing real estate really is • What commercial house hacking is • Chad’s experience living abroad on his rental property income • How investing can pay off in the long term   Full show notes at: http://studentloanplanner.com/31 

On this episode guest, I spent time with Chad Barger. Chad Barger is a fundraising coach, productivity guru, and vlogger. Chad teaches charities how to optimize their fundraising, so they can focus on changing the world. He is the founder and managing director of the firm Productive Fundraising which focuses on implementing simple, effective fundraising systems as well as strategies to strengthen nonprofit boards of directors. This episode is brought to you byhttps://frontapp.com/timecrafting/ ( Front). Founded in 2013, if you are ready to transform your team’s productivity with efficient email, you’ve got to give Front a try for only $9/month. Front is reinventing the inbox so people can accomplish more together. With new workflows, efficient collaboration, and all their communication channels in one place, more than 5,000 businesses rely on their Front inbox to be more productive as a team. Visit https://www.frontapp.com/timecrafting (https://www.frontapp.com/timecrafting) to start your free trial today! This episode is also brought to you byhttps://ganttpro.com/?utm_source=productivityist&utm_medium=cpc&utm_campaign=podcast ( GanttPRO). It is an interactive online Gantt chart software for planning and controlling multiple projects at once. You can split your projects into groups of tasks and subtasks. Aside from that, you can also organize and schedule tasks, set durations and dependencies between them. You can create a Gantt chart to set accurate estimates and manage your resources wisely. Go to https://ganttpro.com/?utm_source=productivityist&utm_medium=cpc&utm_campaign=podcast (https://ganttpro.com/go/TimeCrafting) and get a $50 off when you sign up to GanttPRO today! Chad Barger teaches small charities to fundraise more effectively. He is better known to many as @fundraiserchad, a trusted guide to the fundraising tactics and tools that are working today. He is a sought after nonprofit fundraising consultant, trainer, and coach. Chad has spent his entire career as a fundraiser. He has worked in large shops and small in a variety of sectors (higher education, social services and the arts). He has built fundraising programs from the ground up, rebuilt fundraising programs back to their former glory and taken stagnant organizations to the next level. The campaigns that he has worked on have raised in excess of $40 million dollars for the charities that he’s had the honor of serving. Specifics that we covered on the show include: What Chad brings to the table when it comes to productive fundraising and the area he focuses in particular (3:55) How to help an organization that has a small team (7:04) What led Chad to the path of fundraising and how he applies his productivity tactics (8:22) Chad’s thoughts on money and expectations (14:46) How attuned is Chad on finding gaps in processes that people have in place (18:44) How Chad structures his time to allow him to put his best foot forward with his work and family (25:20) What to do when something doesn’t go right or doesn’t work (30:55) What’s next for Chad Barger? (32:40) How to get people on board to do the “small things” (36:01) Quote “I'm a big fan of harmony over balance. That is the key. How do you maintain that harmony? It's okay if one thing needs more time now and the other ones need more time later.” ~ Chad Barger Relevant Links: https://productivefundraising.com/ (Website) https://www.facebook.com/productivefundraising/ (Facebook) https://twitter.com/fundraiserchad (Twitter) https://www.youtube.com/channel/UCVUKJr5jlalxfMzj8YGqgxw?reload=9 (YouTube) https://www.linkedin.com/in/chadbarger/ (LinkedIn) https://www.instagram.com/fundraiserchad/ (Instagram) The key takeaways from this episode is that personal productivity is (at least) half of the problem when doing fundraising. You have to fix that first to create a strong foundation for their new fundraising system. I...

Saudi officials ready to admit WaPo journalist was killed in an interrogation gone wrong. Lindsey Graham wants to sanction the hell out of Saudi Arabia. Cherokee Nation fires back at Elizabeth Warren. What Chad said vs. What you heard. Mega Millions drawing. Chuck Todd, Meet the Press, talks about the mid-term elections. Ronna McDaniel, Party Chair of the Republican Party talks about mid-term elections.

Nate had a day of ups and downs at Leadville, but did he get his sub-9 hour goal? Coach Chad and Jonathan will review Nate's performance, debate whether altitude training masks are effective or not, and dig into how pelvic tilt affects power output. Join us live for Episode 170 of the Ask a Cycling Coach Podcast! ---------------------------------------------------------------------------------------------------------------- TOPICS COVERED IN THIS EPISODE   What went right and what went wrong at Leadville for Nate Why Leadville is so hard to pace What Chad and Jonathan learned about crewing The podcast hosts next big event Do altitude training masks work? The science behind altitude training How does pelvic tilt affect power output? More training questions answered here: bit.ly/Training-Questions-Help-Center   ---------------------------------------------------------------------------------------------------------------- LINKS TO MENTIONED PRODUCTS:   BiKnd Jetpack Bike Bag: https://www.biknd.com/jetpack-fs1000319   ----------------------------------------------------------------------------------------------------------------   THE ONLY PODCAST DEDICATED TO MAKING YOU A FASTER CYCLIST   Each week Coach Chad Timmerman, Coach Jonathan and TrainerRoad’s CEO Nate Pearson gather to answer queries submitted from athletes around the globe, as well as dish about their latest training experiments, discoveries and tips.   Subscribe to the Ask a Cycling Coach Podcast: www.trainerroad.com/podcast   ----------------------------------------------------------------------------------------------------------------   ABOUT TRAINERROAD — CYCLING’S MOST EFFECTIVE TRAINING SYSTEM   TrainerRoad makes cyclists faster. Athletes get structured indoor workouts, science-backed training plans, and easy-to-use performance analysis tools to reach their goals   Get started today: bit.ly/Get-Faster-TrainerRoad Download the TrainerRoad app: bit.ly/Download-TrainerRoad Browse training plans: bit.ly/TR-Training-Plans   ----------------------------------------------------------------------------------------------------------------   FOLLOW TRAINERROAD   Facebook: www.facebook.com/TrainerRd Instagram: www.instagram.com/TrainerRoad Twitter: www. twitter.com/TrainerRoad • Strava Club: www.strava.com/clubs/TrainerRoad

How well did Chad and Holden predict the winners of the Games Awards? Listen and find out, but spoilers we’re pretty perfect. Especially Chad, that guy’s awesome. Chad also runs down the PSX announcements and Holden gushes over the new Zelda DLC The Champion’s Ballad. 0:00- Intro/What Holden’s Been Playing 3:58- Zelda: Champion’s Ballad DLC 6:38- Zelda DLC Spoilers 16:12- What Chad’s Been Playing 18:43- News 32:26- The Game Awards Recap 1:02:18- PSX Recap 1:19:45- Outro Instagram: @SplitScreenGP Twitter: @SplitScreenGP Facebook: facebook.com/splitscreengamingpodcast Email: splitscreengamingpodcast@gmail.com

Summary: This week we talk to Chad Hinkle about going from simply dealing with trauma, chaos and anxiety to building up your foundation and self-confidence. After being diagnosed with GAD and panic disorder, Chad studied and pursued a career in psychology. Chad works with people he calls “Resilients” and coaches them on becoming stronger than they could ever imagine.    Find out more about Chad and Resilients at: www.chadhinklemarketingresearch.com    Links: Toronto Lean In Workshop: https://timjpcollins.leadpages.co/workshop/ To get my Toolkit to Overcome Anxiety go to - http://timjpcollins.com/free In the USA text "LEANIN" to 44222 Please click here to leave a review -http://getpodcast.reviews/id/1031117023 Join the Less Anxiety More Life community - https://www.facebook.com/groups/lessanxietymorelife/   In this episode you will learn: Chad outlines his own experience with anxiety How Chad built his toolkit to overcome anxiety  Chad explains a couple of methods he used to overcome anxiety including the “20 second rule,” finding a part of your body that feels good, and engaging in a conversation How Chad pursued a career in psychology  What Chad learned from working with sexual assault victims  What martial arts taught Chad about anxiety  How Chad began in the Market Research field  What happens when you hit rock bottom How anxiety builds our foundation and self-confidence  Who are the Resilients?  The importance of exercise for anxiety The importance of sleep for anxiety When to give yourself a push and when to nurture yourself   Quotes: "Panic and anxiety are being hyper self-aware and anything that you can do to break that for a second, gives your body and brain permission to let go”   “No matter how tragic that sexual assault happened to be, there were women that actually got stronger and better because of what they learned from that trauma."   “No matter if you have someone punching you in the face or you are sitting dealing with panic, there are always ways out. There are always things you can do to get to a place where you are safe"   “You don’t think your way out of panic and anxiety, you behave your way out”   “None of these people had the tools that they needed to complete their journey when they started. Every single one of them developed those tools along the way. You do not start out with your backpack full.”   “You have to be pushing in the direction of growth, not tearing yourself down”   “What happens to the people who are Resilients overtime is they have a stress inoculation”   “If you battle this dragon, you are going to get to the treasure”   “There’s no way around it, I am going to go through it and keep going"

Librarian Chad Lehman helps us learn about the technologies we need to set up an awesome maker space in our schools. In today's show, we discuss: The technologies he has in his maker space The arts and materials he also has on hand How Chad introduces students to the space The biggest challenge Chad has with setting up the maker space What Chad is doing next to solve his maker space problems How this changes learning in the school library. A full transcript of this show and the show notes are available at www.coolcatteacher.com/podcast as well as details on entering this month’s giveaway contests.

After delivering an epic guest post on the tax advantages of investing in real estate, I asked Chad Carson from CoachCarson.com to join me on the podcast to hear more about his own experiences with real estate investing. Chad started with only $1,000 in the bank and was able to build up a real estate empire that now consists of over 90 units! It’s an incredible story of hard work, intelligent money management, and perseverance so listen to find out how he did it. And if you’ve ever wanted to know what it felt like to be a full-time real estate investor when the entire housing market collapsed in 2008, hear how Chad survived despite making over 50 acquisitions in 2007 alone! Highlights: How to get started in real estate with no money What is ‘bird dogging’? Why you should invest in something that’s simple and understandable The numerous ways to finance real estate purchases What it was like to survive the financial crisis as a real estate investor after making 50+ acquisitions in 2007 The importance of having a cash reserve Why you should house hack or do a live-in flip if you want to retire early What Chad would do if he was starting again and wanted to reach financial independence as quickly as possible Why you need to be cautious when considering passive real estate investing options How buying real estate to live in is much different than buying real estate as an investment  

Every private label seller has dreams of their business going big. But very few think as big as what actually happened for Chad Rubin. Chad’s private label success forced him to create an amazing software solution for his biggest problems. You’re going to hear Chad’s story from the beginning until now - how he built an amazing private label business on Amazon, grew it to monstrous proportions, and then pivoted to create a software that is now leading the way in the ecommerce space. Great ways to discover product ideas that actually sell. One of the most difficult aspects of building an Amazon private label business is finding that perfect product that sells - and continues to sell. Chad Rubin says that those kinds of products require a lot of research into the market it will be serving. You’ve got to make sure that you’re actually meeting a real life need to ensure that there will always be a market for the product so you’re not left with a huge investment that never pans out. You can hear Chad’s advice for finding those kinds of products on this episode.   Come up with an idea that solves a specific problem. You can’t expect to jump on Alibaba and choose the first product that looks like it might sell. You’ve got to find one that truly meets a need that consumers are willing to pay to have solved. Chad Rubin’s formula for private label success starts there. He suggests that you look at your own life - at the problems you face and the things you wish were different - and let those frustrations inspire you to create products that solve those problems. If you have the problem, you can bet thousands of others do too. Find out how Chad goes about his own product discovery on this episode of The Amazing Seller. Come up with an idea that has to do with something you love. Many private label sellers fade away over time because they start selling a product they think will be successful, but it’s not something they personally have an interest in. Chad Rubin says that long term success requires that you’re working on something that you actually enjoy or have interest in. When you’re passionate about the products you sell you’re going to be much more motivated over the long haul and will be able to persevere to see your business thrive. If you want to be inspired by an incredible story you’ll want to hear this episode. Choose a product that doesn’t get you stuck in one narrow niche. Successful private label sales depends on building a brand, not just selling one popular or in-demand product. When you only have one product you get stuck in a one dimensional place where it’s hard to branch out and create secondary streams of income for your business. Chad Rubin suggests that you start out with an eye toward building a brand that can span many different niches of products. That way you’re able to pivot more easily, add complementary products to your product line in a natural way, and maximize your potential to cross sell to your existing customer base. OUTLINE OF THIS EPISODE OF THE AMAZING SELLER [0:04] Scott’s introduction to this podcast episode. [1:46] An iTunes review left recently (leave your review over there, too!). [3:24] The upcoming workshop! [4:24] Scott’s introduction to Chad Rubin and the beginnings of his story. [6:42] How Chad recommends someone get started when looking for products. [8:19] Why Chad focuses on products that bring innovation to the market. [9:18] The way that Chad began selling his inventory on Amazon. [10:55] How Chad pivoted his business to service existing brands. [13:27] The places Chad gets his product ideas. [15:26] Chad’s recipe for e-commerce success. [17:30] The value of making sure your products are on more than one channel. [18:58] The process to getting products listed on Wal-Mart. [24:31] Choosing a brand that doesn’t get you stuck in one small niche. [28:28] Is Alibaba the best place to find a good product? [32:10] A big rookie mistake Chad made when he began. [34:19] The way Chad fulfills his orders. [36:19] How Chad created his own software to solve a business problem. [38:30] Chad’s book: Why he wrote it and what it’s about. [41:23] What Chad says to those just starting out. RESOURCES MENTIONED ON THIS EPISODE www.TheAmazingSeller.com/workshop - get on board now! Terapeak Google Keyword Planner Anker Skubana BOOK: Cheaper, Easier, Direct

Emilio The Llama and Hepe The Fishboy, PS3 Crimes, What Ivan is Playing - Rainbow 6 Vegas Review, German Video Game Laws, Wii Strap Probe, Worldwide Wii Launch Details, Rainbow 6 Vegas Patch, World of Warcraft Guild Funding, Hack a PS3 for a PS3, GameStop Gaming Guide for Non-Gamers, Backing up HD-DVD and Blu-Ray Discs, What Chad is Playing - FFXII Mini-Review (mp3) Length: 27:45, Size: 13386149