Podcasts about banking regulation

In President Donald Trump's recent joint address to Congress, he said, "To unshackle our economy, I have directed that for every one new regulation, ten old regulations must be eliminated." Elon Musk, whom Trump has assigned to execute this vision, has argued that it is time to get rid of all regulations, or as Musk said, “regulations, basically, should be default gone.”Joining Bethany and Luigi to discuss this intensified commitment to deregulation and laissez-faire capitalism is Sam Peltzman, perhaps the leading living expert on the economics of regulation. Peltzman is the Ralph and Dorothy Keller Distinguished Service Professor Emeritus of Economics at the University of Chicago's Booth School of Business and director emeritus of the Stigler Center, which sponsors this podcast and is named after his mentor, Nobel-Prize laureate George Stigler. Together, the three of them chart a historical perspective on regulation, from Stigler's ideas of regulatory capture to the unintended consequences of deregulatory efforts over time to today's “chainsaw” approach to gutting federal agencies. To understand the costs and benefits of regulation, they discuss how federal agencies have recently intervened in markets, if the private sector could not have accomplished these interventions more efficiently, and if these interventions did more harm than good. Their case studies include the funding, testing, and rollout of the COVID-19 vaccine, the regulation of cryptocurrencies, the management of the collapse of Silicon Valley Bank, and the role of the government in addressing climate change. In the process, they answer the trillion-dollar question: Are Trump's deregulation efforts actually efficient?Episode Notes:Revisit our recent episode with Federico Sturzenegger, the Argentinian Minister for State Transformation and DeregulationRead the op-ed Bethany mentions writing in the wake of the financial crisis: Who Wants a 30-Year Mortgage?At the end of the conversation with Peltzman, Luigi asks him about his recent academic papers tracing marriage and happiness. Read these papers on the Stigler Center's Working Paper archives: The Socio-Political Demography of Happiness (2023) and The Anatomy of Marital Happiness (2025)

In This Episode Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today. In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (CFES) and Phil Goldfeder, CEO American Fintech Council (AFC). AFC, a standards-based organization representing large financial technology (Fintech) companies and innovative banks, promotes a transparent, inclusive, and customer-centric financial system supporting innovation and access to responsible financial products. CFES is a new (2024) industry-led organization with the goal of developing standards that promote safety and soundness for non-banks participating in financial services. They cover: ·  The growing role of bank-fintech partnerships in innovation and growth, and expanding access to financial services.·  The importance of clear risk management and compliance standards in maintaining operational and business viability in the fast-moving world of financial services Then, the conversation shifts to AI and fraud prevention as Jason speaks with John Sun, CEO of Spring Labs, and Simon Taylor, Head of Content & Strategy at Sardine. Sardine offers an AI risk platform for fraud, credit and compliance, and Spring Labs provides an AI-Native conversational intelligence platform that turns chatter into actionable insight. Together, they explore: ·  The future of financial services in a world increasingly reliant on automation and robots·  The broader implications of AI and Generative AI in shaping the future of financial services From standards setting in banking and fintech to AI and fraud this episode delivers hot takes and expert insights on the opportunities, risks, and evolving landscape of financial technology. https://www.youtube.com/watch?v=mBdMjPG1rvE

A lack of competition in the banking sector is being blamed on poor regulation. Financial experts believe a fundamental change to the Reserve Bank and the Council of Financial Regulations is required. Andrew Body, one of the experts, told Mike Hosking the regulators have created a “moat” around the large banks in New Zealand. He says the capital requirements, the Reserve Bank's outsourcing requirements and branch policy, as well as the conduct and disclosure regulation and costs of operating all favour the big banks. Body told Hosking that RBNZ Governor Adrian Orr has completely “overcooked” the regulation. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/world-affairs

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars.

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices

The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others.  In Visions of Financial Order: National Institutions and the Development of Banking Regulation (Princeton University Press, 2024), Dr. Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Dr. Pernell shows how the different (and sometimes competing) principles of order embedded in each country's regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Dr. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis. This interview was conducted by Dr. Miranda Melcher whose new book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance

In this episode of The Consumer Finance Podcast, Chris Willis introduces the firm's esteemed bank regulatory team. Featuring Kevin Petrasic, Matthew Bornfreund, Alexandra Barrage, and Helen Lee, the episode delves into the team's extensive experience in bank regulation, supervisory and enforcement matters, fintech, payments, and more. Each team member shares their unique background, including significant government and in-house experience, and discusses how their combined knowledge enhances Troutman Pepper's ability to comprehensively serve financial institution clients. The episode underscores the firm's strategic goal to be a one-stop shop for all financial services legal needs.

The meteoric rise of private credit over the last decade has raised concerns among banks about unfair competition and among regulators about risks to financial stability. Historically, regulated banks have provided most of the credit that finances businesses in the United States. However, since the 2008 financial crisis, banks have restricted their credit lines in response to new regulations. In their place has arisen private credit, which comprises direct (and mostly unregulated) lending, primarily from institutional investors. Estimates peg the current size of outstanding private credit loans in the U.S. at $1.7 trillion.Private credit loans aren't traceable, and there are incentives to lend to riskier borrowers in the absence of regulation. This could lead to catastrophic spillover effects in the event of a financial shock. This week, Bethany and Luigi sit down with Jim Grant, a longtime market and banking industry analyst, writer, and publisher of Grant's Interest Rate Observer, a twice-monthly journal of financial markets published since 1983. Together, they try to answer if private credit is in the public interest.

How to regulate banks effectively? Alexander Nützenadel (Humboldt University Berlin) makes a case for banking regulation being a cyclical affair. He and his colleagues started out to do the first quantitative analysis of banking supervision in the 20th century. Alexander and Carmen Hofmann (eabh) discuss his findings during what he calls the longest regulatory cycle in history (1930 -1970). Are there lessons to be learned for today's regulators ? For instance how to deal with algorithmic trading or passive asset management? Tune in to be informed! #eabhPodcast

There remains a lot of anxiety over whether inflation in the US will gather steam all over again. Part of this worry stems from the fact that there were multiple bouts of inflation in the 1970s, which was the last time the US had a serious inflation problem. So to understand whether our current environment bears similar risks to that of the 70s, it's important to understand what actually drove inflation during that period. On this episode, we speak with Itamar Drechsler, a finance professor at Penn's Wharton school. He argues that the banking regulation known as Reg Q impaired the transmission of monetary policy, and resulted in a perverse dynamic via which rate hikes served to impair the supply side of the economy, rather than cool the demand side.See omnystudio.com/listener for privacy information.

In this episode of the Big Picture podcast, we delve into the world of shadow banking, exploring its recent rapid growth, where we think the risks are, the challenges facing regulators, and the potential threats to financial stability.Guests: Colin Ellis, MD-Global Credit Strategist at Moody's Investors Service, and Michael Taylor, MD-Credit Strategy at Moody's Investors ServiceHost: Jennifer Wong, VP-Sr Credit Officer at Moody's Investors Service

In this episode of Current Account, Clay touches on a variety of topics. First, he revisits the US Debt Ceiling and the Turkish Elections, highlights Banking Regulation security, Artificial Intelligence and China as the three major points of discussion in 2023 thus far and recaps recent IIF trips to Asia and Europe.

The more capital a bank holds, the more losses it can take before going bust. Dr. Martien Lubberink, professor at Victoria University of Wellington, joins Forward Guidance to define regulatory bank capital and put it in context of the conspicuous bank meltdowns in March. Lubberink opines on the issues at Credit Suisse & Silicon Valley Bank through the lens of bank capital, and he shares insights on the health and nature of the banking system of New Zealand, where he currently resides. Filmed on April 6, 2023. -- Follow Martin Lubberink on Twitter https://twitter.com/cetier1 Read Martin Lubberink's blog at https://capitalissues.co/ Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ -- Pieces discussed in the interview: “The Value of Kiwibank” Fresh RBNZ Dashboard data shows New Zealand's largest banks on track to meet increasing capital ratio requirements” Apply to host the “Lightspeed” podcast on Blockworks ____ Use code GUIDANCE10 to get 10% off Permissionless 2023 in Austin: https://blockworks.co/event/permissionless-2023 Research, news, data, governance and models – now, all in one place. As a listener of Forward Guidance, you can use code GUIDANCE10 for a 10% discount when signing up to Blockworks Research https://www.blockworksresearch.com/ ____ Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://rb.gy/5weeyw Market commentary, charts, degen trade ideas, governance updates, token performance, can't-miss-tweets and more. Subscribe to the Blockworks Research “Daily Debrief” Newsletter: https://rb.gy/feusos ____ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets. Timestamps: (00:00) Intro (01:39) Lubberink's Background In Bank Capital During The Great Financial Crisis (GFC) (08:04) What Is Bank Capital? (13:37) Silicon Valley Bank Was A Masterclass In "How To Not Run A Bank" (18:16) Banks' Hedging Of Interest Rate Risk (25:55) Permissionless (26:59) Important Regulatory Bank Capital Ratios (37:26) Credit Suisse & Additional Tier 1 Bonds (46:14) Operational Risks (48:11) "New Zealand Banks Are Among The Most Resilient Banks In The World” (51:32) Interest Rate Hedging Again (Jack Is Obsessed) (55:10) Blockworks Research (56:11) Kiwi Bank (01:01:33) Monetary Policy Of Reserve Bank of New Zealand (NZ's Central Bank) (01:04:08) Real Estate Boom in New Zealand (01:06:59) Relaxation Of U.S. Banking Regulation

Knowing your numbers can make or break your bottom line as a real estate investor. This is what separates the successful investors from the newbies. Unsuccessful investors let small holes in their buckets eat away their profit margins or even lead them into bankruptcy. The ability to read these numbers is a superpower that will put your portfolio into high growth mode. In this episode, Sam Morris from Sunset Capital joins us to discuss the magic of numbers and what every investor should look for. Become a sophisticated investor by knowing your KPIs and maximize your portfolio returns. Listen now. Show highlights include: The one skill that will separate you from newbie investors (learn this or perish) (7:22) 2 common costly mistakes investors make when dealing with lenders (9:20) How this outdated real estate model is causing investors to fail (11:20) Why most investors fear the IRS but could be using this approved money roadmap instead (13:25) What savvy investors are doing right now to take advantage of the looming market correction (18:45) The top 2 lessons that veteran investors experienced from the 2008 crash (20:35) The “Oreo” effect that is slowly eating into your bottom line over time (32:06) To connect with Sam Morris, please visit: https://sunset-capital.com/ To get the latest updates directly from Dan and discuss business with other real estate investors, join the REI marketing nerds Facebook group here: http://adwordsnerds.com/group Need help with your online marketing? Jump on a FREE strategy session with our team. We'll dive deep into your market and help you build a custom strategy for finding motivated seller leads online. Schedule for free here: http://adwordsnerds.com/strategy

Founders Fund was fingered in the days after Silicon Valley Bank's collapse as a possible accelerant for the failure. General Partner Keith Rabois talks why that wasn't the case, why TikTok should be banned in the US and why researchers should not pause AI experimentation. Meanwhile stocks closed near session highs as the averages shook off Tuesday's declines. Axonic Director of Research Peter Cecchini talked the market action and Loop Capital's Anthony Chukumba gave instant reaction to RH's earnings. Jon Fortt walks through why Intel had its best day since November and NBER Director Charles Dallara talks calls for more banking regulation.  Our Kate Rogers reports on former Starbucks CEO Howard Schultz time in front of Congress today and Meg Tirrell analyzes the lack of generic drugs on the market. Plus, Macquarie's Tim Nollen on Q2 opportunities in the communication services sector. 

Your morning briefing. The news you need in just 15 minutes. On today's podcast: (1) US Financial officials outline plans for a raft of regulatory changes. (2) Markets are probing banks for weakness according to the BOE's Bailey. (3) Regulators believe a €5m Deutsche Bank trade triggered Friday's global rout. (4) UBS has named Sergio Ermotti as its new CEO, replacing Ralph Hamers.See omnystudio.com/listener for privacy information.

In the wake of turmoil in the banking system, some in Congress argue the solution is more regulation. Republican Sen. Rick Scott and Democratic Sen. Elizabeth Warren have unveiled legislation that would add a new watchdog to oversee the Federal Reserve itself. That’s just one part of the conversation happening in Washington about tightening regulation. Plus, will banking system jitters do the Federal Reserve’s job for it? Also, keeping an eye on the housing market, which is starting to show some traces of stabilization after new home sales rose unexpectedly in February. And, how China hopes to boost its population and, by extension, its economy.

In the wake of turmoil in the banking system, some in Congress argue the solution is more regulation. Republican Sen. Rick Scott and Democratic Sen. Elizabeth Warren have unveiled legislation that would add a new watchdog to oversee the Federal Reserve itself. That’s just one part of the conversation happening in Washington about tightening regulation. Plus, will banking system jitters do the Federal Reserve’s job for it? Also, keeping an eye on the housing market, which is starting to show some traces of stabilization after new home sales rose unexpectedly in February. And, how China hopes to boost its population and, by extension, its economy.

Congress may be in recess for the midterms, but there's still a lot going on in Washington. In the latest episode of Potomac Perspective, Stifel Chief Washington Policy Strategist Brian Gardner says there's potential movement on gas prices, banking regulation, and disaster assistance in the aftermath of Hurricane Ian. This material is prepared by the Washington Policy Strategy Group of Stifel, Nicolaus & Company, Incorporated (“Stifel”). This material is for informational purposes only and is not an offer or solicitation to purchase or sell any security or instrument or to participate in any trading strategy discussed herein. The information contained is taken from sources believed to be reliable, but is not guaranteed by Stifel as to accuracy or completeness. The opinions expressed are those of the Washington Policy Strategy Group and may differ from those of other departments that produce similar material and are current as of the date of this publication and are subject to change without notice. Past performance is not necessarily a guide to future performance. Stifel does not provide accounting, tax, or legal advice and clients are advised to consult with their accounting, tax, or legal advisors prior to making any investment decision. Additional information is available upon request. Stifel, Nicolaus & Company, Incorporated is a broker-dealer registered with the United States Securities and Exchange Commission and is a member SIPC & NYSE. © 2022See omnystudio.com/listener for privacy information.

The first half of 2022 saw a few noteworthy proposals and other actions by the US banking regulators. Final rulemakings on some proposals could come in the second half of the year, but others may be delayed until 2023. In either case, we expect to see significant action on some of these issues through the issuance of supervisory guidance, review of pending requests and applications, and heightened examiner attention. Mayer Brown lawyers Jeffrey Taft, Matthew Bisanz and Kerri Webb discuss some of the key regulatory issues for banks to follow.

After two years of responding to the pandemic, US banking regulators likely will refocus this year on forward-looking issues. In particular, the following issues are expected to occupy a significant portion of the regulators' time in 2022: Regulatory Capital Rule Revisions Climate-Related Risk Management Expectations Digital Asset Activities Fintech Bank Charters Third-Party Vendor Risk Management Investment Fund Relationships Community Reinvestment Act Mayer Brown partners Jeffrey Taft and Matthew Bisanz discuss these anticipated hot issues.

Recent Developments The Regulation on the Operation Principles of Digital Banks and Service Model Banking previously published by the Banking Regulatory and Supervisory Authority as a draft regulation, aiming to determine the principles of branchless banking and service banking, was published in the Official Gazette on 29 December 2021 and will enter into force on 1 January 2022

What is the basis for the CDC has warning regarding the death of 15,000 Americans/week?  What notice was recently given to Walmart workers (at least local ones) regarding the date of February 1, 2022?  What changes will occur in banking as of January 1, 2022, that could spell bad news for depositors?  What signs do we have that war in imminent, at least within the next 6-8 weeks?  Please join Steven and Bonnie for a look at the speed of the incoming satanic reset. 2012 Banking Regulation changed, deposits owned by the bank:  https://thehutchreport.com/your-bank-account-who-really-owns-the-money-hint-its-not-you/ Above article referring to this document:  “Resolving Globally Active, Systemically Important, Financial Institutions” Re D Wave computers:  https://www.facebook.com/EdgeOfWonder/videos/222008778703031/?comment_id=224605048443404 Re D Wave/demonic connection: https://www.eyeopeningtruth.com/dwave-adapting-earth-for-the-arrival-of-the-fallen-restored-2-26-21/ CDC Whistleblower, very short, jabs upload operating system, I think you must download Telegram app to view this:  https://t.me/covidvaccineinjuries/4092 Unjabbed have healthier immune systems:  https://tapnewswire.com/2021/12/fully-vaxxed-9-times-more-likely-to-be-hospitalised-than-unvaxxed/ Lancet requests stigmatization of unjabbed be stopped:  https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(21)02243-1/fulltext What the FDA knew and yet pronounced the jab "safe and effective," skip to page 9 to the end:  https://phmpt.org/wp-content/uploads/2021/11/5.3.6-postmarketing-experience.pdf Re war with Russia:  https://halturnerradioshow.com/index.php/en/news-page/world/we-are-in-danger-us-eu-nato-v-russia-ukraine;  https://halturnerradioshow.com/index.php/en/news-page/world/russia-reduces-natural-gas-flow-to-europe-over-nato-ukraine;  https://halturnerradioshow.com/index.php/en/news-page/world/video-nato-u-s-tanks-cross-from-greece-into-bulgaria-heading-north-toward-ukraine  

Join Dan Awrey (Cornell Law School), Albert Forkner (Wyoming Division of Banking), and Jai Massari (Davis Polk) in a panel discussion moderated by Jon Hill from Law360 on how banking regulators should approach crypto regulation. See acast.com/privacy for privacy and opt-out information.

In this episode, Jonathan Schein, CRE, discusses the "neighborhood approach" of the new trend in adaptive reuse with K.C. Conway, CRE, CCIM, MAI. Adaptive Reuse 2.0 was listed as the #9 issue in the 2021-22 Top Ten Issues Affecting Real Estate® by The Counselors of Real Estate®. K.C. Conway, CRE, CCIM, MAI, is the mind trust behind Red Shoe Economics, LLC, an independent economic forecasting and consulting firm furthering KC's mission as The Red Shoe Economist by providing organic research initiatives, reporting and insights on the impact of Economics within the commercial real estate industry. KC is a nationally recognized industry thought leader and Subject Matter Expert with expertise in Macro Economics, Valuations, Ports & Logistics, Banking Regulation, Real Estate Finance, MSA level market monitoring, Environmental Risk Management, Housing Economics and Tax Appeals. Further Reading The 2021-2022 Top Ten Issues Affecting Real Estate®: https://cre.org/topten/ Read K.C.'s piece in Real Estate Issues: https://cre.org/real-estate-issues/adaptive-reuse-2-0-the-neighborhood-approach/ Intro Music: Driven To Success by Scott Holmes Music – licensed under CC BY 4.0

In this episode, Jonathan Schein, CRE, discusses how changes in logistics needs are impacting the real estate industry with K.C. Conway, CRE, CCIM, MAI. Logistics is listed as the #4 issue in the 2021-22 Top Ten Issues Affecting Real Estate® by The Counselors of Real Estate®. K.C. Conway, CRE, CCIM, MAI, is the mind trust behind Red Shoe Economics, LLC, an independent economic forecasting and consulting firm furthering KC's mission as The Red Shoe Economist by providing organic research initiatives, reporting and insights on the impact of Economics within the commercial real estate industry. KC is a nationally recognized industry thought leader and Subject Matter Expert with expertise in Macro Economics, Valuations, Ports & Logistics, Banking Regulation, Real Estate Finance, MSA level market monitoring, Environmental Risk Management, Housing Economics and Tax Appeals. Further Reading The 2021-2022 Top Ten Issues Affecting Real Estate®: https://cre.org/topten/ Read K.C.'s piece in Real Estate Issues: https://cre.org/real-estate-issues/last-mile-logistics-on-time-and-in-full/ Intro Music: Driven To Success by Scott Holmes Music – licensed under CC BY 4.0

It's the one topic that's been on everyone's mind since the start of 2020, Covid-19. But what impact have Covid-19 disruptions had on the financial sector, and what technological innovations have arisen as a result? In this episode of FNA Talks, Kevin Gardiner, Managing Director and Global Investment Strategist at Rothschild & Co joins host Adam Csabay to highlight the key lessons from the Covid-19 crisis, assess its impact on the future of Fintech and explore the implications of CBDCs on the roles and responsibilities of Central Banks and Financial Services providers. 00:00: Introduction 01:19: To what extent has your business been affected by the COVID-19 crisis, and what key lessons would you highlight for our listeners? 04:05: Has Fintech- or innovative technology in general- provided any useful tools for tackling these disruptions? 05:13: Which key areas should fintech innovation focus on going forward? 08:12: In what ways will the financial industry be affected by developments related to CBDCs and the rise of digital money in general? 11:04: Can the Libras- or digital money issued by BigTechs- challenge Central Banks' monopoly over monetary policy?

Protecting customers and staying onside with the regulators are perennial challenges for financial services organizations. How is technology helping now, and how could better tech help even more? David Ehrich, executive director at the Alliance for Innovative Regulation, offers some thoughts on regtech’s current and future role. He also discusses his role as a judge in the BAI Global Innovation Awards, and why financial services needs more of an innovation mindset.

Find out more on our website: https://bit.ly/3qz88K8 The future of digital finance in Europe runs through public policy. While there is much excitement about technological advances and the promise they might offer, the primary driver of the future shape of digital finance and whether it will deliver meaningful social benefit or merely reproduce, in digital form, the strengths and weaknesses of the current financial system, depends heavily on the direction of public policy and the regulatory framework. This is the main conclusion of a paper titled "Building Digital Finance in Europe: FinTech for Social Value" by Ismail Ertürk and Joe Zammit-Lucia for the RADIX Centre for Business, Politics & Society. In this event, Ismail and Joe will be discussing the state of the 'FinTech' industry in Europe and what it will take for Europe to catch up with the US and China and deliver a digital finance ecosystem that lives up to the promise of market disruption digital technology that democratises finance, increases competition, and better align the financial system with broader societal goals. Speakers: Ismail Ertürk is a Senior Fellow at RADIX, Senior Lecturer in Banking and Director for Social Responsibility and Engagement at Alliance Manchester Business School, The University of Manchester. His research interests are financialised capitalism, post-crisis central bank unconventional policies, social value of finance and banking, corporate governance and cultural political economy. He has published widely in these areas. He has undertaken advisory work for companies and government institutions internationally, has developed and directed senior banking programmes for the leading international banks and regularly comments on banking and international economics in the international media. He co-authored After the Great Complacence: Financial Innovation and Politics of Financial Reforms Oxford University Press 2011 and co-edited Routledge Companion to Banking Regulation and Reform, Routledge 2017, Central Banking at a Crossroads Anthem Press 2014, Financialization at Work, Routledge 2008. Joe Zammit-Lucia is a co-Founder and Board member at RADIX. Trained as a physician at the University of London he had a career in industry spanning Research & Development, marketing, strategic planning and industry economics. An entrepreneur whose business grew to be market leader in its field, he is an investor in early stage companies. His interest is in the relationship between policy, business and the economy and he is a regular commentator on the subject in the UK, USA, Germany, Spain, The Netherlands and Malta. He was Special Advisor to the Director General at the International Union for Conservation of Nature and a member of the Dean's Advisory Board at Florida International University. He is an Advisory Board member of the Singapore Forum for long-term investors focused on building an SDG-driven world economy.

The internal working group of Reserve Bank of India (RBI) has come up with a slew of recommendations around letting NBFCs above a certain size acquire a banking license, letting Payments Banks and Small Finance Banks become full-fledged banks and letting certain large corporates set up banks In this episode, Srivatsa Subbanna hosts Nirav Kanodra (Investment Banker) and Karan Bhasin (Economist & Researcher) as they walk us through these recommendations. We start off by analysing these recommendations and what is the potential impact of these regulations. They then discuss the need for these regulations and how changes in technology will shape regulation in the coming years. They then talk about some of the challenges when it comes to letting corporates run banks and how some of these challenges can be addressed through regulation. Finally they talk about corporate owned NBFCs, how they can be converted to banks and what can we learn from other countries. Finally, they share their views on the safeguards that the RBI should set up in order to make this move a success. This is an insightful deep dive into the structure of banking, supervisory oversight and how a credit starved nation like India should proceed towards building strong banks that work towards democratizing credit while ensuring that systemic risks are handled to ensure that depositors and small savers are protected. The podcast is available on YouTube, Apple, Google, Spotify, Breaker, Stitcher, and other popular platforms. If you liked this episode, then please rate, subscribe and share!

The internal working group of Reserve Bank of India (RBI) has come up with a slew of recommendations around letting NBFCs above a certain size acquire a banking license, letting Payments Banks and Small Finance Banks become full-fledged banks and letting certain large corporates set up banks In this episode, Srivatsa Subbanna hosts Nirav Kanodra (Investment Banker) and Karan Bhasin (Economist & Researcher) as they walk us through these recommendations. We start off by analysing these recommendations and what is the potential impact of these regulations. They then discuss the need for these regulations and how changes in technology will shape regulation in the coming years. They then talk about some of the challenges when it comes to letting corporates run banks and how some of these challenges can be addressed through regulation. Finally they talk about corporate owned NBFCs, how they can be converted to banks and what can we learn from other countries. Finally, they share their views on the safeguards that the RBI should set up in order to make this move a success. This is an insightful deep dive into the structure of banking, supervisory oversight and how a credit starved nation like India should proceed towards building strong banks that work towards democratizing credit while ensuring that systemic risks are handled to ensure that depositors and small savers are protected. The podcast is available on YouTube, Apple, Google, Spotify, Breaker, Stitcher, and other popular platforms. If you liked this episode, then please rate, subscribe and share!

Regulators, central banks and governments have taken unprecedented measures to support the economy during population lockdowns around the world to stamp out the spread of the Covid-19 pandemic. Prudential regulators have also acted quickly to ensure banks help support the economy. This has involved measures ranging from payment holidays on some loans, to delayed reporting through to pushing back some regulatory implementation deadlines and even temporary relaxations of some capital requirements. But are these measures temporary or do they signal a new trend where individual jurisdictions diverge from the bits of the Basel framework they don't like? In this series, Michael McKee, a partner at global law firm DLA Piper and David Strachan, the head of EMEA Centre for Regulatory Strategy at global consultancy Deloitte, have shared some insights as to how these trends might play out. See acast.com/privacy for privacy and opt-out information.

The trade finance gap lies at around $1.5tn USD. Regulation and compliance, whilst set in best interests, may however be leading to the exacerbation of this trade finance gap. So, how do we ensure that regulation does not hinder the provision of trade finance and promote its fair regulatory treatment? The International Chamber of Commerce Banking Commission recently released a whitepaper urging the trade finance industry to work together, ensuring that regulation doesn’t hinder the availability of trade finance. Here to discuss their recent report, Banking Regulation And The Campaign To Mitigate The Unintended Consequences For Trade Finance: is Olivier Paul, Director of Finance for Development at the ICC, joining us from Paris. See the full transcript and whitepaper here: https://www.tradefinanceglobal.com/posts/podcast-s1-e12-the-unintended-consequences-of-regulation-on-trade-finance-icc-olivier-paul/

30 October 2017 – It worked! Brad Voracek (@bradvoracek) is back this week and the wait was worth it. This time you are able to hear his full answers on youth employment, Senator Sander’s & Congressman Conyers’ Employ Young Americans Now bill, the science versus human aspects of economics and his thinking on so-called (and wildly mis-named) “Right to Work” laws. Brad is a founder of the not-to-be-missed website, The Minskys and I recommend regular visits there. We were also extremely lucky to have Amanda Werner, of Americans for Financial Reform and Public Citizen (aka The Monopoly Man), back with us to fill us in on the loss this week when the Senate voted to support Wells Fargo and Equifax in their illegal/incompetent behavior by making sure that citizens cannot sue these corporations either singly or in class actions suits. Forced arbitration is, apparently, forever, just like diamonds. We also had Hopping Mad associate, Michele LeSure giving us more information on the strange anti-boycott legislation which has been passed in Texas and Kansas and is, supposedly, in support of Israel. This legislation is preventing some Texans from receiving federal aid post Hurricane Harvey. It’s strange and wrong and the ACLU is on it. Will updates us on the latest in the rapidly changing situation in Catalonia as the Spanish government attempts to “fire” the elected government of Catalonia. The Spanish government claims it will hold “legitimate” elections in December but the specifics remain to be seen. As always, there is a great deal going on and we will be back next week to take another swing at it. Carrots! – Arliss

7 August 2017 - This week we go really deep into the weeds, which is our favorite place! National ACA expert, Charles Gaba (@charles_gaba aka Brainwrap) of ACASignUps.org fame is with us to help us sort out current legislative efforts, what needs to be done as well as what is politically possible. Charles also defines and clarifies terms like "Medicare for All" and explains the problems with Dems settling on that vocabulary and policy at this point. Will starts us out with a bang and a rant. I chime in too. We have both just HAD IT with with the "Brocialist" attitude toward women. We also REALLY hate the entitled, special snowflake crap they throw at every idea which does not fully comply with their purity tests. Politics is work and compromise. It's about community. It's almost always a long, hard slog to get anything of real merit. It's definitely not for the whiny or precious. Being mean, vindictive and exclusionary is expressly not welcome in the big tent of the Democratic party. Everyone who wants to work, cooperatively to achieve the platform goals is welcome. Brocialists? Get the hell out. I devote my segment this week to part two of a three-part "series" highlighting the current, fierce attack on Dodd-Frank. Last week I was on the Consumer Finance Protection Bureau (CFPB). This week I review the basics of the rest of Dodd-Frank in preparation for getting into detail regarding the increasingly successful Trump administration attack on the foundations of our entire financial system. It's a big deal and very much under-covered in the media, hence a three week project to shine a light. I'm here next week but traveling for the following two weeks so you can look forward to hearing from some of our new folks later in August. Carrots! - Arliss

19 June 2017 - This was one of those shows where Will and I covered a lot of ground. We did not have an interview (and there is no Extra Mad) so we just moved straight through the show with no breaks. I began with a nod acknowledging Will for bringing on Math Campbell last week and taking time from the discussion of the UK snap election results to talk with Math about the fact that the new agreement between the May government and the DUP has destabilized the already precarious Good Friday Agreement. This week Gerry Adams and the group of the Sinn Fein leadership met with PM May and made their grievances known and clear. Interestingly, Adams also pressed May on the fact that her austerity economics has drained more than £1bn out of the Northern Irish economy, an economy already dramatically endangered by the coming closure of the border between the Republic of Ireland and the Counties. I also took a moment to note that MP Jo Cox was assassinated one year ago this week and the memorial event her family planned, The Great Get Together (#Jo Cox, #GreatGetTogether, #MoreInCommon) spread deep and wide across the country as people joined to acknowledge their desire for less divisiveness and more unity. More than 100,000 listed events took place and millions of people participated in everything from fair-like activities held in parks to tea parties held at libraries, churches, mosques and synagogues and even in simple things like baking cupcakes for neighbors. In this week when members of Congress and their staff were terrorized in Alexandria, it seemed appropriate to take a look at what trying to heal could look like if we wanted it to. In our Hopping Mad's Lying Liar Lie of the Week segment Will's contender was the inability of the Trump administration to have any actual idea if Trump went to see Rep. Steve Scalise. I nominated Trump's "witch hunt" tweets and included my favorite response tweets. As it turns out, Congressman Seth Moulton (D-MA) made the best case. He, of course, represents Salem, MA. 'nuff said. In the body of the show I use the example of the central bank of Denmark warning its member banks about concerns related to the hot lending market despite the fact that all of those banks have passed ECB compatible stress testing. Meanwhile back in the US, the House voted to roll-back Dodd-Frank and the Trump administration is tamping down regulatory enforcement at every opportunity. This leaves only the Fed between us and the same economic disaster which nearly destroyed the economy in 2007. So - every time you hear the deeply misguided "audit the Fed" meme, I want you to remember this week and thank the Great Bunny that the US Federal Reserve is (relatively) independent and self-funded. Will then spoke about the violent, so-called "left" DemExit movement and enumerated the ways in which they not really part of the left and definitely not part of the Democratic Party. Their dangerous, nihilistic rhetoric is really not about politics it's just a self-justification for their rage. They are not interested in engaging in the public debate about policy. Truly, their only focus is on revolution in the streets and destruction. Just as progressives blame the GOP for not having called-out the violent, far right; progressives must now take responsibility and call out the terrorists on the farthest fringes of the left for both their views and actions. I followed-on the subject of the responsibility to speak out by talking about former Fed Chair Ben Bernanke's new book, Courage to Act. NOW Bernanke acknowledges the the economic crazy is all coming from one side, the GOP, and even goes so far as to blame the Obama administration for not having issued more progressive budgets and then fought for them. Ben, where were you then!?! This show will air on 19 June and so I thought it was appropriate to take time to talk about the history of Juneteenth and why it is a relevant and important holiday for all Americans. I have

(Bloomberg) -- Taking Stock with Kathleen Hays and Pimm Fox. u0010 u0010GUEST: u0010Peter Rutledge u0010Managing Director, Financial Services Research u0010National Bank Financial Inc (PE Limited Partner) u0010Will discuss Canadian banking regulation.

28 March 2016 - In the interest of full disclosure, as a Rabbit American I admit a bias on the topic of rabbit welfare. Toward that end Will and I were able to have attorney Mara Hurwitt join the show to talk about the legal complexities and issues related to rabbits. Mara is a long-time educator for the House Rabbit Society, a leading international rabbit rescue organization. Mara has provided pro bono legal support for a variety of animal welfare organizations and has worked at the Federal level to protect wild horse herds (which, in my opinion should be considered a national treasure). Rabbits are the third most abandoned domestic animal in the nation yet few municipal facilities or private rescue organizations are both equipped and knowledgable enough to meet their special needs. Rabbit abuse is rampant and seems to be on the increase but things are changing and Mara is a part of making that happen. Will begins the show with the newest in crazy from North Carolina. Later in the show he brings the history with an overview of the Irish Easter Rising. I start out with, of all things, graffiti in Cairo. I draw almost exclusively from an article in The Guardian but you absolutely must take a moment to look at photos of this fragile, moving and significant art here and here. My main segment is on 21st Century Glass-Steagall legislation and this is the last of my banking regulation series. Next week I get back to modern monetary theory. Yippie! We have no Extra Mad extended interview this week. It's the busiest weekend of the year for rabbits - so many eggs and too little time. - Carrots! Arliss Psst - from top to bottom, the rabbits in the photo are my office crew: David (age 3), Neo (age 3) and Bethy (age 12).

Is there a new round of job cuts looming at Europe’s banks? The FT’s banking team also looks at the latest in the Libor rate fixing scandal and with a month to go until the Liikanen review is due to be completed whether a consensus is emerging that Europe’s big banks could be forced to ringfence trading assets. See acast.com/privacy for privacy and opt-out information.

In this week’s show: what Barclays results signify for the rest of the UK banking sector, now that investors have seen the details, how are the markets reacting to the eurozone rescue package, and how are regulators going to monitor shadow banking? Presented by Patrick Jenkins, with Brooke Masters and Sharlene Goff. Produced by Emily Cadman. See acast.com/privacy for privacy and opt-out information.

The 222nd edition of America's Debate Radio with Mike and Jaime. During the first hour, we discussed recent developments regarding the BP oil disaster, White House job offers, and Congressional approval ratings leading into the November elections. During the second hour, we spoke with 1 caller and discussed computer operating systems, banking regulation, and the recent Supreme Court ruling regarding Miranda rights. During the final hour, we discussed odd and unusual news. Submit your own stories at AllegedlyNews.com. We welcome your feedback! Have your email read on the air-- click here to use the email form. Or, call 888.DEBATE.5 now and leave a message-- we'll play it on the next show. Thanks for listening!

Wed, 10 Feb 2010 12:00:00 +0100 https://edoc.ub.uni-muenchen.de/11161/ https://edoc.ub.uni-muenchen.de/11161/1/Cao_Jin.pdf Cao, Jin ddc:330, ddc:300, Volkswirtschaftliche Fakult

This paper provides a compact framework for banking regulation analysis in the presence of uncertainty between systemic liquidity and solvency shocks. Extending the work by Cao & Illing (2009a, b), it is shown that systemic liquidity shortage arises endogenously as part of the inferior mixed strategy equilibrium. The paper compares dierent traditional regulatory policies which intend to fix the ineciencies, and argues that the co-existence of illiquidity and insolvency problems adds extra cost for banking regulation and makes some schemes that are optimal under pure illiquidity risks (such as liquidity regulation with lender of last resort policy) fail. The regulatory cost can be minimized by combining the advantages of several instruments.