Podcasts about Bvi

Everybody has an opinion on tax havens. But how many people actually understand what they do?This week on Business Without Bullshit, Andy and Gemma are joined by Tom Dugdale, a lawyer who has led Harneys' Offshore Funds team in the UK for the last eight years, working across jurisdictions including the BVI, Cayman Islands, Bermuda, Jersey and beyond.Together, they get beyond the headlines and ask what tax havens — or international finance centres, are actually for.Are they simply places for the wealthy to hide money? Or are they an important piece of the plumbing behind international business, investment funds and the global economy?They discuss why offshore structures exist, the difference between tax avoidance and tax evasion, why “zero tax” doesn't necessarily mean no tax is ever paid, the role offshore jurisdictions play in investment funds and pensions, and whether tax competition actually puts a useful limit on governments.They also get into the Panama Papers, offshore secrecy and transparency, regulation and anti-money-laundering rules, America's unusual position in the system, and the surprising history of Britain's own offshore territories.And there's a bigger question underneath it all:What would global finance actually look like without tax havens?No slogans. No easy villains. Just a proper look at how the system actually works.

In this episode of Let's Talk Medtech, Jim Hollingshead, CEO of BVI, joins host Omar Ford to discuss his fascinating career journey and his vision for transforming eye surgery through cutting-edge medical technology.

On this episode of Donovan Bailey Running Things, Donovan and Jason Portuondo cover the world of track, includiing:Eseme gives Cameroon Commonwealth 100M GoldAustralian Lewis sets Oceanian record taking 100M Dambile secures initial senior international title in 200MHodge breezes to victory giving BVI it's first 200M scoreU20 World Championships Preview Hosted on Acast. See acast.com/privacy for more information.

In this episode of TBCY, we sit down with Richard Barnes, Founder & CEO of Select Research and the visionary behind the groundbreaking Body Volume Index (BVI). Richard shares his journey from pioneering body-shape imaging in retail to revolutionizing health assessment with BVI—a powerful alternative to the nearly 200-year-old Body Mass Index (BMI). Discover how BVI leverages advanced imaging, MRI technology, and smartphone technology to deliver personalized health metrics, offering deeper insights for individuals, healthcare professionals, and organizations worldwide.Learn about the research collaborations with the CDC, the Mayo Clinic, and global health organizations, and discover how BVI is reshaping health risk prediction, especially with the rise of GLP-1 weight-loss drugs and the expanding capabilities of AI. Richard also discusses adoption challenges, regulatory considerations, insurance implications, and the future of personalized health measurement.Interested in the intersection of health technology, AI, and public health? This episode is a must-watch!

Wie viel Reform steckt in den Empfehlungen der Alterssicherungskommission? Darüber spricht Thomas Richter in der aktuellen Folge des Podcasts „Nachdenken“ mit Lina Todorova, Leiterin Altersvorsorgepolitik beim BVI. Im Fokus stehen die Empfehlungen der Alterssicherungskommission und die Frage, wie die geplante Kapitalrente den Weg von der politischen Idee in Gesetzgebung und Praxis finden kann. Außerdem geht es um Reformchancen in der betrieblichen Altersversorgung, die Zukunft der Frühstartrente und die Bedeutung staatlicher Fondsmodelle für die verschiedenen Säulen der Altersvorsorge.

What if VR looked beyond traditional employment pathways? In this episode of Manager Minute, Carol Pankow sits down with Kristy Schenderlein, Vice President of Operations at the Blind Institute of Technology (BIT), to discuss how an RSA Disability Innovation Fund (DIF) demonstration grant is redefining career opportunities for people with disabilities. Learn how BIT combines accessible technical training, industry-recognized certifications, registered apprenticeships, and employer partnerships to prepare participants for careers in Salesforce, digital accessibility, AI, and project management. With participants earning family-sustaining wages and advancing into six-figure careers, this conversation challenges VR professionals to think differently about workforce development and the future of competitive integrated employment. Listen Here   Full Transcript: {Music} Kristy: Organizations are unfortunately trying to fit our community into a little box. What they think we can do, not what we know that we're capable of. You guys are really forging ahead with something that's never been done before. And so how do we get the VR groups, the VR counselors and teams to break out of what their traditional mold has been? Our participants earn an average of 75,000, and within three years of employment, the majority have been promoted and are making over six figures. Intro voice: Manager minute, brought to you by the Vocational Rehabilitation Technical Assistance Center. Conversations powered by VR. One manager at a time, one minute at a time. Here is your host, Carol Pankow. Carol: Welcome to the Manager Minute. Joining me in the studio today is Kristy Schenderlein, VP of operations at the Blind Institute of Technology. So Kristy, how are things going for you? Kristy: Very good. Ready for summer to start. Carol: Yes. It's starting here in a big way, let me tell you. We've got heat wave going on in Minnesota. So today we're going to talk about a Disability Innovation Fund project focused on expanding access to careers and technology for individuals with disabilities. And this is a space getting a lot of attention right now. But what does it actually look like to build something that works in practice? So let's dig in. So Kristy, let's start with your journey. How did you get connected to this work and to BIT? Kristy: Yeah, absolutely. So I myself am a member of the Blind and visually impaired community. I have Stargardt's disease, which is a juvenile form of macular degeneration. So I navigated through the education space as a visually impaired student, got my degree from University of Wyoming and Communications a long time ago. We don't want to talk about how long ago that was, but then I moved into a career as a litigation paralegal for about 15 years. And my husband and I opened our own hardware store, where, in addition to being a small business owner and doing whatever was needed of me that day, I also oversaw all of the operations there as well. And when we closed our store, I kind of was at a crossroads. I wasn't sure exactly what I wanted to do, except for the fact that I really wanted to look into the potential of working with employment in my community. Through my years, I had met with apprehension. Can I do the job? Shock? You know, some people would see, you know, especially when we were at the hardware store and I began using a cane in the middle of us owning the store. So, you know, people would walk in and I'd be standing there with my cane. And if I asked them, you know what I can help them with? Or if they'd see me, you know, talking to employees found out I was one of the owners. You know, I was just met with disbelief that I could actually be doing this job. You know, sometimes it was just blatant. No, you can't met with a I don't see how this can be done. So I'm not going to open my mind to even consider this. So I know that navigating those waters of employment for not only people within the blind and visually impaired community, but pan disability community as well, is difficult. And I know that it is not the lack of ability, it's the lack of opportunity. And so what could I do to help my community? And an acquaintance introduced me to Mike Hess, our executive director. Mike and I met. He told me about BIT, BIT's mission, his vision, and I jumped on board seven years ago. When I jumped on the ride, there was five of us, now there's almost over 50 of us, the majority of which identify with some form of disability, including in leadership. So we're really proud of that. It's been a wild ride for sure. Carol: I think it's really cool. I was looking a lot. I was looking you up. Of course, you know, I got to check out your story on LinkedIn and all the things as well. And then just perusing the BIT website and such. And I just think you have a really amazing cast of folks that are working there. Kristy: We do. Carol: And I really like what you're doing. Kristy: Thank you. Carol: And I could not believe, actually, since I found out about you, I had contacted like my folks back at State services for the Blind in Minnesota. I'm like, do you guys know about them? Like, because I sure didn't know about you when I was there. And I just think getting the word out more is super important. So I know you and I had spoken earlier and we were talking about your DEF grant application and that you guys actually had a model that you had built. And so you were basing this application on that. Can you talk a little bit about the different process and what problem you were trying to solve with your application for the project? Kristy: Yeah, absolutely. We know the numbers and how ugly they are that, you know, 70% of people with disabilities are either un or underemployed for the BVI community. It's even higher. It's at 80. I think those numbers have changed a little bit, but unfortunately that needle hasn't moved much in years. There's a lot of organizations out there that are saying that they're focusing on employment. But unfortunately, I mean, the numbers don't lie. You know, we're still where we're at. And what we found is no one is focusing on workforce development for higher level professional careers. And no one's really focusing, again on the professional or corporate America. Organizations are unfortunately, trying to fit our community into a little box, what they think we can do, not what we know that we're capable of. And so we really, truly believe that the answer to this, and I'm going to call it, you know, an epidemic, if you will, the unemployment of people with disabilities really has to do with workforce development and making sure that those people who, again, have the ability to do the job also have the opportunity. So we actually began offering Salesforce administration courses, gosh, back o late 2000 teens, we successfully put through eight blind or visually impaired professionals through a Salesforce Administration Certification prep course, and we choose Salesforce specifically because of the accessibility of their platform. And not that it is a B2C accessibility, but it's a B2B. So people within my community and those of us in the Blind and visually impaired community who are the hardest to serve because of the fact that we have to use assistive technology in order to do our jobs. It's allowing that community to get these certifications, get good, long lasting, sustainable careers. You know that they can actually be, you know, climbing up that corporate ladder, not being stuck down at the bottom. So we began our courses in 2020. We actually became the only training provider approved by Salesforce for people with disabilities globally. And that really came about because of our focus on two things. Number one, our courses being virtual, we are meeting. This was even before the pandemic, even before, you know, virtual courses were the thing. We were doing it virtually. We were meeting our community where they were at. We were also focused on employment. Our end goal at BIT is always employment. That's always where we keep our eye on employment. So, you know, we'd already started these courses. We began a Salesforce system integration service within BIT. We also began an accessibility consulting service and began using our students as at that time, interns, we met up with an intermediary, an apprenticeship intermediary called Safal Partners, who looked at our program and said, gosh, you guys already have an apprenticeship program. Kristy: What would be considered a wrap or a registered apprenticeship program through the Department of Labor? So they helped us get registered with the Department of Labor, and we became and still are the only organization, the only registered apprenticeships to include the Pan disability community to include the BVI community. And we're proud of that. And we're also saddened by that because we are the only ones that are doing it this way. The problem was we were only able to do it more of in a project based format, you know? So whenever we had projects, the apprentices worked well. Our apprenticeship program is a competency based program. There have been which now have been lifted, but requirements of 2000 hours really difficult to get those 2000 hours in a reasonable amount of time when it's just ebbs and flows of projects. So we really need to find a way to move into a more structured apprenticeship program. We added a, you know, the digital accessibility space a couple of years after we did the Salesforce admin apprenticeship and fortunately found the DIF grant to help us expand on what we already had running. Carol: So what did this when you get the DIF grant, what it allow you to do differently, moving from that more kind of pilot project kind of format into this structured model? Kristy: Mhm. Well, it allowed us to do essentially that. Number one is add structure. So as I mentioned, for our apprenticeship program, first we were able to add an apprenticeship program manager, which is huge for somebody to actually be able to focus all of their time on overseeing the program. We were able to move it into a more structured program. So we're not only looking now at project based. Our apprentices, you know, are working on regular schedules. Most are completing their apprenticeships between 1 and 2 years. They're able to not only work on those projects and gain competencies through projects, but also work on hypothetical situations we created for those competencies they need to accomplish without the projects we're working on professional development. So it was able to really add, again that structure to make it just a more robust program. In addition to that, we were able to expand on the academy courses that we were able to offer. So what we're learning with the Salesforce ecosystem is essentially the sweet spot is five certifications. It's not enough just to have that foundational cert. So with the DIF grant, we were able to say, okay, we want to get our team to that five certs. Any student that goes through our course, they have the option of getting to those five certifications. You earn two. Just in our foundational course alone. And then we added three higher level courses. In addition to that, we're also able to add a third track. So we have our Salesforce Administration track. We have our digital accessibility track, and now we're going to be able to add an Agile Scrum Master certification or project management track. So it pairs really nicely with the other two tracks in that, you know, all of these projects, they need scrum masters or project managers to run these projects. So now we're able to kind of create that full loop where we're able to have our admins working on their projects. Same with digital accessibility. And then we're able to add, again, these scrum masters and project managers to work on those same projects to build up and gain their experience. So able to expand the Academy. We were also able to add an academy director and an administrative assistant, you know. So again, providing more structure and guidance there. And then additionally, one of the things that we focused on, one of our goals with the grant was to be placed on 30 state eligible training provider lists. And what this allows us to do is really get a lot of that exposure that you were talking about before. Any person who wanted to participate in the program can go to these ETPLs, is what they're called. See if we're on in their state, get the information. You know, if they are workforce boards, VR counselors. Again, just the average Joe that wants to look into some opportunities for training also gives employers the opportunities to come in and see what we're doing, learn about us, you know, get that more exposure. And I think actually now we're on 35 ETPLs. Again, our friends at Safal Partners helped us within the first year achieve that KPI for our DIF grant. Carol: That is amazing. That is really great. I was gonna ask how many you were on and 35 sounds... Kristy: Mhm. And growing and growing. You know, we're we're we're not stopping. Right. We want to be on all of them. Carol: I'm like, you're going to conquer the world. So walk us  through how it works today. You know, you're talking about the academy. You've got the certification, the apprenticeships, kind of how does the whole flow? Somebody comes in, they're like, I want to do the thing. What happens? Kristy: Absolutely. We have a couple of different options to start. So what we decided to do was add two self-guided courses for our two current tracks, Digital Accessibility and Salesforce Admin. So they're intro courses, they're self-guided. And essentially it's just that giving you an introduction to what Salesforce is. A lot of people have no idea what Salesforce is, even though they're one of the largest tech companies in the world. They're in every industry, all the different fields, you know, they're this humongous organization, but a lot of people just don't know what it is. So it gives people the opportunity to get in there, see what Salesforce is. Is this an interest to me? Same with digital accessibility also gives them an understanding of if you're using assistive technology, what is your level of proficiency need to be? Can you be a beginner? And I'll tell you right now, the answer is no. You can't be a beginner if you're using. You know what? I use a screen reader. You know, you have to be a little more proficient than that. So you get through those courses and you decide, yeah, I really liked this. I completed the course. You sit for a technical assessment, you have to do a hands on assessment and then a technical interview. Kristy: And the reasoning for that is to really, number one, ensure that that person who is taking the course is committed, understands the content was doing it themselves, you know, making sure nobody was, you know, helping them out before they can move into the instructor led courses. So once they pass that you can move into the instructor led either, again, digital accessibility or Salesforce, when we add our agile scrum probably won't have an intro to start, but that'll be getting added the later part of this year. And that'll again be instructor led courses, but pretty much the same format. So once you get into the instructor led courses, digital accessibility I believe is 14 weeks. I think admin is now 17 weeks. Again, with admin, you earn two certifications, multiple hours a week in class and then also in lab. In addition to that, there is a lot of homework. There's a lot of work outside these courses. I never sugarcoat these courses. They are not easy. We're talking high level tech careers. So these are high level courses. There's a lot of work, there's a lot of commitment, but there's a lot of support. All of our classes are taught by a person with a disability. Our TAs are people with disabilities. We have focus on those people that need to use screen readers. You know, we have screen reader instructors. So we're really, you know, meeting every person with a disability, regardless of what that is, understanding what accommodations they may need, working with them on that so that they can feel comfortable and actually concentrate on the content and the subject matter and not, am I going to be able to do this course or not? So they get through the instructor led courses leads to sitting for the certification exams. And, and I want to point out to all of the courses that we offer in our academy all lead to industry recognized certifications. These aren't certifications. We make up and say, well, we'll see if it works for you. These are the same certifications that anyone would be sitting for if they were taking any of these Salesforce courses or the digital accessibility, the Agile Scrum Master, you're going to be sitting for the actual Scrum Master certification. So they sit for the exams, you know, hopefully pass it. We've got really good certification pass rates, so hopefully they'll pass it again. They're difficult, they're not easy, but we provide you with what you need in the courses to pass those certs. Carol: What does your pass rate look like. Kristy: So oh boy you just threw that threw that at me. What's the data I believe I think it varies based on the course. But for example, I know our past cohort for digital accessibility, ten out of 12 have sat for the course. And I think all of them have passed. So 100% there. I think most of our cert rates run as a collective whole, 75 to 95%. Carol: Okay. Kristy: Yeah, really good cert rates. And again, it's really because of the fact that these are intense courses, but we work with you. Carol: When you're wrapping service around all these people. Kristy: Exactly. Carol: Talk about the technical kind of support that the students can get. Kristy: You're exactly right. Yeah. You know, and again, a lot of group sessions, you have a lot of support. Carol: Yeah. Kristy: So yeah. So once you get past those certifications, you then become eligible to interview for an apprenticeship. Not everyone qualifies for an apprenticeship. It really depends how well you do in the class. You know, obviously you need to have your certification to get into their apprenticeship. So if you don't get your cert, there's an issue. What was your professionalism like? You know, our instructors provide our apprenticeship manager with notes and sometimes it's, hey, they just need a little more professional development. They need a little work on this. They need to work on that, which is stuff we can provide. One of the things that came with the different is we added in a professional employment coach. So she works with people, you know, maybe you have ADHD and you're looking for tools to help you get organized and to stay focused. And so we bring her in and have sessions together. Sometimes just professional development. There's a lot of people in our community that need a little bit of that. Unfortunately for some of us, when we get on these Zoom calls, we can't see the social cues. We can't tell if somebody is, you know, getting ready to speak or wrapping up what they're speaking, you know, so how do you handle all that? So we do all of that, you know, we provide all of that. But once the instructors say, yep, I think that they should interview for an apprenticeship program, they have to go through an interview with our apprenticeship program manager and another member of BIT. And then if we have openings, which we do, and we will continue to have them through the different, then they become a part of our apprenticeship. And again, those are all apprenticeships or they're competency based used to be 2000 hours. The Department of Labor has lifted that restriction. But we still feel that that 2000 hours is a good number for our participants to really get a good, strong understanding of what they will be doing in this role in mastering these competencies, Professional development. It gives you that 1 to 2 years experience that, you know, whenever you're looking for an entry level job, what do you see? You need 1 to 2 years' experience. Well, how do you get that if you're entry level? And so we're providing that opportunity to do so. Our apprenticeship program has additional trainings that are offered. You're working right alongside with our sales force professionals, our accessibility professionals who all have experience in the field. And again, I will point out to these are teams that are all disabilities working together. So completely deaf admins working with completely blind admins, just killing it, doing an excellent job. So really a lot of exposure in that apprenticeship program. One of the things the DIF grant also allowed us to do is incorporate employer partners. So if you have an apprenticeship with an employer partner still meeting with our apprenticeship program manager. You're still getting all of the support from BIT we're meeting with the project leads at those employers to make sure that we're supporting them in anything they need. So really, like I said, a well-rounded program. Once you complete those competencies, we do self-evaluations. I mean, we're, you know, where you stand in our apprenticeship and what you need to work on. And, you know, we're selling, obviously, the further you get into the apprenticeship program, the more projects you're handed, the more responsibility. So really just gaining your confidence in the field, and then you're ready to go into the world and work in an organization or a corporation out there. Carol: Are you seeing any impact with AI? You know, people talk about AI usage now, and, you know, the increase of that and how it's changing the landscape of corporate America. Are you seeing any impact from that? Kristy: So you've heard of that little thing called AI? Carol: Yeah. Kristy: The answer is an overwhelming yes. So one of the things that we've done in our courses is try to, we try to make them future proof. You know, we don't want to send our students or our apprentices out into the world behind the eight ball, you know, oh gosh, this is a saturated market. I don't have any of the skills. So one of those higher level Salesforce certifications I told you about is agent for specialist, which is Salesforce AI. And Salesforce has gone all in on agent force and their AI. So our apprentices have the opportunity to become certified in agent force. And then, you know, different projects we're working on. We're now talking to a lot of clients that are looking into how can I incorporate AI into my Salesforce environment? So, you know, giving them people then that opportunity to get those skills so that they can make an immediate impact. Additionally, in the Scrum Master or the project management track scrum Master has just added the AI Scrum Master certification course. So we will be actually including that in our course. So again, you'll come out of that track with if you're looking at Scrum Master, you're looking at two shirts, one of which is AI. We're also adding a higher level AI course, that's AI governance. Most of these companies are looking at this going, okay, we have AI, but when should we be using it? How should we be using it? What is ethical? What is not? What is going overboard with AI, you know? So we're actually going to provide a course. So again, our participants can come out able to make immediate impact on organizations. And the way to do that right now is AI. So we absolutely are incorporating AI. People with disabilities to, you know, again, we say at BIT Technology is the greatest equalizer. It truly is. And people with disabilities are actually leading the charge in AI. In fact, that agent for specialist course I mentioned, out of all of the workforce development orgs within Salesforce, we were the first one to offer that course. So disability community leading the way in AI. So it's exciting. Carol: I love it. Well, you're ahead of the curve, which is super good. And people come in with that. They'll definitely. I mean, you're creating a good niche there with your apprentices being able to do that. Kristy: That's our goal. Carol: That's awesome. So what are you seeing as a career pathways like what's proving to be the most impactful right now? Kristy: So you know, again, Salesforce is just huge. So of course that is, you know, continuing on and that is definitely making a big impact. Digital accessibility is a very hot topic right now. Gosh, a couple years ago, I can't remember what year it was actually implemented. But the Department of Justice has now mandated that title two of the Americans with Disabilities Act incorporate digital accessibility. And they actually laid out deadlines. They just pushed the first deadline. It was supposed to be April of 2026, that all municipalities with over 50,000 individuals had to be digitally accessible. Everything within your state needs to be accessible for people within our community to access. 2027 was supposed to be for those municipalities, less than 50,000. I imagine that'll get pushed back as well. But the bottom line is if your organization, your front facing organization is not accessible, you're going to encounter some issues. And so all of a sudden then all of these corporations and organizations and government and they're going, okay, what is this? What is digital accessibility and how do we get there? So we're really starting to see a lot of impact, a lot of clients coming to us asking, okay, what is digital accessibility? How can you help me? One of the members of Office of Accessibility for Salesforce is actually said that there's two experts in Salesforce accessibility, and one is Salesforce and one is bit. We work very closely with them on accessibility and their accessibility. I think really that impact digital accessibility. We're going to see it more and more and more. Unfortunately, a lot of lawsuits are being filed. And when I say unfortunately, it's that's what's being the precursor for companies to become digitally accessible. You know, I wish they would just because it's better for everyone. An accessible product is just a better product. It's more well thought out, it's more intentional. It's just better presented. I wish that it wasn't that they're being forced to because of litigation. I wish that it was just because that is again, the right thing to do. Plus, this disability community is large across the world. I think it's 1 in 5 now, and more and more people are aging. More and more people are being diagnosed with disabilities. Where before in tech, people were just considered eccentric. When I think a lot of them were actually, you know, on the autism spectrum or neurodiverse, so that, you know, a lot of invisible disabilities, mental health disabilities are now become not so taboo to hide and to talk about. So it's something that, you know, the world's just going to see more and more of, and the demand for making things more accessible to reach your customers, to reach that community is going to become more and more. So I really think that digital accessibility track is getting a lot of focus. Carol: That is very cool. I know employer engagement also is a big piece of all this, and how are you partnering with companies and what are they seeing as value from what you offer? Kristy: So apprenticeships is huge right now. Apprenticeships really provide employers the opportunity to get kind of a jump on the talent pipeline, both this current administration and the former administration, very pro apprenticeship. You know, they have apprenticeship mandates out. I believe it's a million apprentices is what they want to attain. And then there's proven statistics. I'll give you some data here, Carol, for companies that have an apprenticeship program, typically for every dollar that's invested in that apprentice, the company is seeing an ROI of $1.44. So immediately getting impact with having an apprentice, 94% of the apprentices stay where they're at when they become an apprentice within a company. So turnover is really expensive for companies, incredibly expensive. And so not only if you have an apprenticeship, you're looking at a 94% retention rate. But then to add to that, the people with disabilities community, our turnover rate is incredibly low because it has been difficult to find employment. If the person with a disability finds a place where they can be successful and thrive, they're not going anywhere. So you kind of get a double whammy on that. Apprentices typically come out earning 84,000 a year, and they're saying 49% of HR managers are saying that skill based is really kind of the new and compelling look at talent management. One of the things that, again, as I mentioned before, the DIF grant allowed us to do is start reaching out to employer partners, having them bring on apprenticeships, not necessarily being trained within BIT, but actually going into their organizations, working with their Salesforce teams, working with their digital accessibility teams and again, creating this talent pipeline I mentioned earlier, it's not the lack of ability, it's the lack of opportunity. Again, these apprenticeship programs are really providing people within our community the opportunity to go in there and prove themselves, to show these companies. You know, unfortunately for the people with disabilities community, that really is we call it that legal, nebulous bell that we have to ring is the reasonable accommodations. Most people don't understand them. If you get an apprenticeship in there, you're working alongside that apprentice to really determine, okay, how is this person going to be most successful and really getting over that fear of what the reasonable accommodation is. So our impact with employers has been fabulous. It's been phenomenal. A lot of interest, again, in bringing on these apprentices to work on their teams, give them again that opportunity to kind of dip their toe into that pool. I want to mention, too, that we really believe that the disabilities community is the greatest untapped talent in the planet. You have this whole group of resources that are so talented and nobody's touching and working with organizations like BIT. Working with these apprentices really gives you that opportunity to dip into that talent and have this just amazing pipeline, amazing resources to work with instead of going the typical talent route. And we have a tech talent shortage, we really do. So, you know, working with, again, like an apprenticeship program, working with our team really gives people the opportunity to get that jump on that talent. Carol: Well, and they get to work in that company. You know, you're in that company and the company culture. You're all part of it you've done these 2000 hours. You know, you've been there a year or more. Kristy: Exactly. Carol: And so they really get a good flavor of what you bring to the table. It's such a great way. I mean, you see that more and more kids are starting to realize like maybe the four year degree route isn't the way. Kristy: Mhm. Carol: We need to look at these other options for getting into employment and getting in more quickly, because everybody learns differently, and these jobs, I mean, when you're talking, people are coming on average $84,000. This is no joke. Kristy: No it's not. Again, it's a good way to get into, again, your feel to get your foot in the door. Give those companies the opportunity to really get that new and emerging talent, but not expecting them to just hop right in the job because, he said, we all learn differently. There's a lot of nuances to learn about different companies. You know, you're an admin at one company and you go to another. And again, you know, you've got that hill to climb of, you know, what are the nuances of that particular company. But here you built your own army, if you will. You built your own pool. Carol: Yeah. Kristy: One of our apprentices actually in a webinar we did recently, she had said, you know, one of the benefits to employers is you essentially get to mold these apprentices into what type of employees that you're looking for. And it's true, you're almost taking a blank slate and working with it for two years and building your team the way you want. And then like you said, you know, you're done with that 2000 hours. Why would you go anywhere else? You've already invested this time. Again, we've given you the statistics on the ROI in that dollar investment. You're already earning money off the apprentices, so why wouldn't you stick with them? Carol: 100%. Now, I know you had some success with the workforce boards and a few blind service agencies, but you've had less traction with VR. What's been the challenge there and what do you want, like the VR agencies to understand? Because I know we sure miss the whole boat and didn't even realize a thing about BIT and I've been telling everybody ever since I talked to you first, like, hey, you need to go look at this website and you need to talk to these people because I've just been like, wow, why is VR missing the boat on that? Kristy: Well, I think you're kind of hitting the nail on the head there, Carol, in that we are not your normal traditional organization out there. We know we are actually the only organization doing what we're doing. And we know that because not only have we looked, but Salesforce has looked. Our other partner, Ronstadt, has looked, you know, they've looked around for other organizations like us doing what we're doing, the manner in which we're doing it, and there aren't any out there. So I've been thinking about this since you and I spoke last time about, you know, really what is our problem with VR? What is the issue? And I really think it comes down to that fact that we are breaking the mold. Our friends at Safal Partner, you know, talk with us all the time about you guys are really forging ahead with something that's never been done before. And so how do we get the VR groups, the VR counselors and teams to break out of what their traditional mold has been and kind of think out of the box and look at our organization go, oh, wait, because unfortunately, the traditional is not working. I mean, the numbers say it, you know, those numbers haven't moved. And I think the VR counselors, they have to do certain things certain ways. And they have reports that they have to do and they need to meet different criteria. And, you know, our programs aren't short. You know, it's not like somebody can get in and out in a month and then they're employed. You know, we're really investing the time in training people to really be productive employees in a completely different way than ever been done before. So I think if we can get the VR groups to open up their minds to a different way of doing things and to recognize the fact that these traditional ways we've been doing things just really aren't moving the needle. And I think a lot of the, you know, VR counselors, again, they're they have cases they have to close, they have rates that they have to hit. They again, they have all this documentation they have to do. And so I think a lot of times they try to put a square peg in a round hole, and it just doesn't work for people with disabilities community. You have to understand where they're at, you know, Social Security disability, a lot of people are on it. It is not easy to get on. Our goal is to get everyone off of it, not to provide them with a supplement to their SSDI. We want everyone to become tax producers, not tax consumers. So when you get people who are capable, who are software engineers, who have these, you know, the great focuses on tech, this critical thinking mindset that can do so much more than just getting a job. Being able to think outside the box, look at other opportunities that might be out there and go for it. You know, we've been successful, we're showing that this is the way you do this with this group. So that's really the only answer I can come up with, Carol, is why we're not making more traction is just that traditional mindset of this is how we do things. And unfortunately, that traditional mindset is just not helping our community well. Carol: And hopefully we're able to get the word out now through the podcast and advertising that because it is like a no brainer to me. I mean, you're looking at your wants to get people into quality employment outcomes. And I used to always be about like family sustaining wages. And so you're talking about this investment and the people, even though it takes a longer amount of time. But if you've got folks coming out, you know, you've got a big track record, you've worked 2000 hours, you've done this apprenticeship, you've done all this coursework ahead. You have these certifications. You now are geared up for really good employment and long term employment. We're not talking, you know, you're in and out of the fast food place. You want to stay here. You're now engrained in a company. Like what a way to set folks up for success and not needing to come back to you, or to Social Security or any of those other supports. You've really got people launched in such a great way. Kristy: Right? And on that note, so our participants earn an average of, I think, 75,000. And within three years of employment, the majority have been promoted and are making over six figures. So as you said, their family sustaining wages with opportunities of growth. And that's really what our community needs in opportunities, is that the community does not want to be on Social Security disability. They don't they want to be able to put food on their table. You know, with employment comes a lot of dignity. It comes a lot of feeling of worth and being a productive member of society. The community wants that and they know they can do that. We're just lacking the opportunity. Again, lacking that open mindset. I know there's a lot of VR counselors that say, hey, I'm going to put you through college and I'm going to get you this bachelor's degree. And our unemployment rate is still the same, right? We need more than that. You know, you need more of an investment, not just the traditional. I am old enough to remember the days that my parents just said, oh, just get a degree, right. Doesn't matter what it's in. Just go get a degree, you'll get a job. That's not today. You know, today's the day of specialization. As we talked earlier, today is the day of certifications. You know, people want certs. They want experience. They want skills, they want proof. And they're looking at effective employees to, you know, how effective are you an employee? Are you going to be great? You've got this bachelor's degree, but can you be effective in this role? Hiring managers say they can train for those hard skills. You know, they can train somebody to, you know, code in a certain Manner or become an HR professional. You can train a lot of that, but you can't train the effectiveness. You can't train the critical thinking as much as you can when you're in the role. Our program helps to do that though. You know, it really helps people to develop those skills, to become those critical thinkers, those problem solvers that these hiring managers are looking for. Carol: It really is the full package. What you offer. I just I'm still stunned thinking about like that. We've all missed the boat for 20 years or plus you've been around. So it's not too late though for people to get on board. So looking ahead, what does success look like for your project and what should other people be paying attention to? Kristy: Mhm. Of course, the whole goal for this project is competitive integrated employment. And of course, again, that goes right along with our mission from the very beginning. It's employment. You know, that CIE number is again that family sustaining wages that you can have good strong careers in. So when we're looking at our future, the grant has provided us the opportunity to really build our programs again, provide a lot more structure. So of course, sustainability. Our goal is really to grow our own sales force system integration services, our own digital accessibility services. So that number one, we can be a huge employer of people with disabilities and really build these big sales force teams. The other thing is really finding the employers who are interested in investing in this community. You know, who again, are thinking outside that box of, you know what? I have a talent shortage and I need to find a pool that is really going to benefit my company, provide an ROI, you know, be here. So I'm not hiring somebody every six months. So really, again, you know, getting the word out, we want people, of course, to know about our program to look at our program. You know, we're focused on tech. Tech is not the only industry that could benefit with this type of program, not in any way, shape or form. So we really like people to look at our program and say, okay, you know, our focus is X, you know, maybe it's marketing, maybe it's finance, accounting, whatever it is. And really look at our program and say, I think this is the model that we need to follow. You know, it is a very collaborative organization. We are not going to get where we need to be in silos. We need the whole village to work together to provide these opportunities. Again, really trying to show that we really feel this is the path forward for many careers, for many high producing, effective, high compensation careers. We'd really like people to, again, look at our program, look what we're doing in the different, obviously different is a demonstrative grants. That's the whole thing we're doing here is demonstrating that we really feel that our model is the way to go. Really take a look at apprenticeships and apprenticeships for people with disabilities. I really feel apprenticeship just are tailor made to people with disabilities for them to really, again, get really comfortable to build their skills and show that, yeah, I've got the ability. Just give me that opportunity. I've got the ability. Carol: I can totally see why RSA selected you as a grant. Kristy: Oh thank you. We're pretty passionate here at BIT. Carol: You are and it's amazing. So folks wanted more information about BIT, what's the best way to find you or contact? Kristy: Absolutely. So of course the best way is our website. It's just easy. BlindInstituteOftechnology.org. You can also get it by blindIT.org. You'll find all the information there. Otherwise you know, reaching out. If you are interested in our Academy, Academy@blindIT.org, we have candidates@BlindIT.org or sales@blindIT.org. Any of those, if you can't remember any of them and you can only remember, oh, she said Sales@BlindIT.org, but I'm really not in sales still go to that email address. We're looking at over 50 of us. Our internal team, you know, is about 25 to 30. We're very tight knit, so it's going to get to us. So any of those email addresses work and you can find them all on our website. So again, BlindInstituteOfTechnology.org or BlindIT.org will get you there as well. Carol: So no wrong door in. Kristy: Nope, nope. We will get you to where you need to be. Just let us know what you're looking for, what you're interested in, and we will find the person for you. Carol: Well, that is awesome and I know I am going to sing your praises going forward. Like continue to like tell people about what is happening there. It's pretty amazing. I really appreciate your time. I wish you much success. Thanks for joining me. Kristy: Thank you so much, Carol. I appreciate the opportunity. {Music} Outro Voice: Conversations powered by VR, one manager at a time. One minute at a time. Brought to you by the VRTAC. Catch all of our podcast episodes by subscribing on Apple Podcasts, Google Podcasts, or wherever you listen to podcasts. Thanks for listening.

Britnie Faith Turner went from living in her car to becoming a multimillionaire, buying a private island, and founding organizations that have impacted thousands of lives around the world.She's a force for good, and her story is extraordinary. This is without a doubt one of the most touching and inspiring conversations I've ever recorded.We talk about purpose, impact, worthiness, motherhood, entrepreneurship, and what it means to stay true to yourself in a world full of opinions about who you should be.✨ Britnie shares about her recent cancer diagnosis, what she believes caused it, and her alternative approach to healing✨ Turning pain, rage, and anger into meaningful impact✨ What it means to live a purposeful life✨ Balancing motherhood and career, and what it actually means to be a "good" mother✨ Why so many women struggle with self-sacrifice and putting themselves last✨ Britnie's mission to combat human trafficking, support disaster relief efforts, and create lasting impact around the world✨ The power of taking the next step, even when you can't see the whole picture✨ Why no calling is greater or more meaningful than anotherMore about BritnieBritnie Faith Turner is an entrepreneur, philanthropist, humanitarian, and founder of The Aerial, BVI and Aerial Recovery.Driven by a lifelong mission to be a force for good, Britnie went from living in her car during the biggest real estate recession in US history to building one of the fastest-growing woman-led companies in the world and purchasing a private island in the British Virgin Islands.Today, The Aerial serves as a transformational wellness retreat dedicated to healing, growth, and human potential, while Aerial Recovery helps restore struggling veterans and first responders who go on to support victims of human trafficking and natural disasters around the world.Through her businesses and nonprofit work, Britnie is committed to creating meaningful impact, helping people heal, and inspiring others to live a life of purpose.Connect with Britnie on Instagram @britnieturner Your host: Anna Svedberg Connect with me @nourishedwithanna 

Sponsored by Furuno. When Alan Carter isn't directing television programs (like NBC's The Voice and the Country Music Awards), he's on his Aquila 54 power cat, the Wandering Hillbilly. Recently, after a transient mooring line gave way and left his previous Wandering Hillbilly (also an Aquila 54) on the rocks in the Caribbean. Heartbroken but not deterred, he commissioned another—after quite the insurance runaround—and this time, despite being a fully capable captain, had the humility and peace of mind to hire a captain and crew. Since then, he hasn't looked back, and neither has his (expectably) well shot and edited eponymous YouTube vlog. We caught up with him between jobs (and the currently BVI-based power cat) at home in Nebraska. Learn more about your ad choices. Visit megaphone.fm/adchoices

In der neuen Podcast-Folge „Nachdenken“ spricht Thomas Richter mit Peggy Steffen, Leiterin Risikomanagement beim BVI, über die Einführung neuer verpflichtender Liquiditätsmanagement-Instrumente (LMTs) und deren Bedeutung für das Risikomanagement in offenen Fonds. Im Fokus steht die Frage, welche Instrumente KVGs künftig einsetzen sollen, um in Stressphasen handlungsfähig zu bleiben. Dabei geht es auch um die Auswirkungen auf institutionelle Anleger, Besonderheiten bei offenen Immobilienfonds und ELTIFs sowie die komplexe Abstimmung zwischen Aufsicht, Regulierung und Marktpraxis.

Employers will have to prove they are paying pension and healthcare to renew their Trade & Business Licenses in 2027; the RCIPS is launching an Easter Road Safety campaign; seven musicians are featured at Music at the Library; and Team Cayman pulls a draw against the BVI.

Tonight, the Cayman Islands Men's National Team steps onto home turf for the first time this year… and they're bringing a brand‑new squad with them. We've got kickoff time, the full doubleheader lineup, and what fans can expect when Cayman faces BVI under the lights at Truman Bodden. A major boost for East End sports—ground has officially been broken on a brand‑new multi‑purpose facility that promises everything from basketball to bocce. We've got the Minister's vision and what this upgrade means for the community… coming up in sports.Special Olympics athletes teamed up with sponsors and even the Sports Minister… for a unified bocce showdown that delivered big smiles and bigger surprises. That's coming up in sports.

Journalists Matt Farah and Zack Klapman discuss a Rennlist posts accusing dealerships of colluding to pump the price of Porsche GT cars; a tariff bill for a cheap car part; weird cars seen in the BVI; which cities are using the Montana scam the most; and Patreon questions include: Integra Type S or Audi RS3? Have Radwood cars plateued in price forever? F/M/K: AMG, M, RS Are black watches cool? Why doesn't the Emira have a rear seat? Would modern us like our high-school modifications? Porsche merging Taycan with Panamera How to set your auction reserve price What will get people to buy EVs? Will Porsche join F1? The BMW Neue Klass 3 series Is the Nissan Z Performance the right daily? Do hybrid systems fix Audi's handling issue? Weirdest driveway we've ever seen When to PPF the whole car B7 Audi RS4 a good weekend car? And more! Recorded March 19, 2026   The Rennlist writeup: https://rennlist.com/forums/992-gt3-and-gt2rs-forum/1506502-bat-and-gt3-prices-a-study-in-manipulation-by-chicagomarketing.html Enter to WIN a 2025 Porsche 911 Turbo S! Podcast Promo Code: SMOKINGTIRE Podcast Link: https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE The Rennlist writeup   Enter to WIN a 2025 Porsche  911Turbo S!! Podcast Promo Code: SMOKINGTIRE Podcast Link: https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE   Recorded March 15, 2026   About Dream Giveaway https://www.dreamgiveaway.com/about SHOW NOTES Hello Fresh Go to https://HelloFresh.com/smokingtire10fm to Get 10 free meals + a FREE Zwilling Knife (a $144.99 value) on your third box. Offer valid while supplies last. Free meals applied as discount on first box, new subscribers only, varies by plan.  AG1 For a limited time only, get a FREE AG1 duffel bag and FREE AG1 Welcome Kit with your first subscription order! Only while supplies last. That's DRINKAG1.COM/TIRE   Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast  Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST  #cars #comedy #podcast  Instagram:  https://www.Instagram.com/thesmokingtire  https://www.Instagram.com/therealzackklapman  Click here for the most honest car reviews out there: https://www.youtube.com/thesmokingtire Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

New U.S. tariffs ripple through import costs, territories push for fairer shipping rules, new financial lists reshape reputations, and islands double down on water and digital infrastructure on today's Pulse of the Caribbean Podcast Episode #1 for the Week of February 23, 2026. Here are today's headlines.U.S. global tariffs and legal pivotUS Virgin Islands push for domestic treatment and updated H2B visa access BVI grey list status and EU financial blacklist updatesTurks and Caicos visa new overstay data and policy Google invests $500m digital exchange hub in the Dominican RepublicGuyana's plan to end bottled water imports and expand hydropowerSt Kitts and Nevis desalination and exploratory drilling for water securityListen and subscribe to the Pulse of the Caribbean News Round Up for news you need to know.Send news releases to news@pulseofthecaribbean.com. For the Pulse of the Caribbean underwriting, advertising and marketplace feature opportunities, email biz@pulseofthecaribbean.com. Like and follow us on Facebook.

Today I sit with author Shane Pollard, an old friend from the BVI days that has since published a book and been grabbing life by the horns. We get deep on this show about fear and how to overcome it; I hope you enjoy and check out his new book here  https://a.co/d/0hTV2bdc  Shane's Website: Shane Pollard – Content Production Company. Creative Communication Design.   Help Support this podcast with the following links, Thanks for listening! Support this Podcast on Patreon: https://www.patreon.com/sailingintooblivionpodcast Help fund my next adventure here: https://gofund.me/6df0fb45 One Time Donations Via PayPal and Venmo: https://www.paypal.com/paypalme/JeromeRand https://account.venmo.com/u/sailingintooblivion Amazon WishList: https://www.amazon.com/hz/wishlist/ls/33F36RF315G8V?ref_=wl_share Children's Book: https://a.co/d/1q2Xkev Sailing Into Oblivion Children's Audio Book: Audible.com Sailing Merch: https://www.bonfire.com/store/sailing-into-oblivion/ Books: https://a.co/d/eYaP10M Reach out to the Show: https://www.sailingintooblivion.com/podcasts Total Boat 5% discount code: https://www.totalboat.com/?sca_ref=9803393.xY85BaEnxZ Rustbelt 950: https://glexpeditionaryclub.org/rust-belt-950 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

00:00 Rico não paga imposto porque sonega?00:39 Elisão x Sonegação x Evasão03:13 Por que rico não brinca com risco03:31 O erro estrutural da classe média04:48 Offshore não é crime05:33 Paraíso fiscal não é esconder dinheiro05:57 BVI, Cayman e Bahamas: funções diferentes08:29 Imposto adiado é imposto enfraquecido09:08 ETFs de acumulação e o poder do tempo10:27 Previdência PGBL como diferimento fiscal12:02 Alerta de Realidade: Offshore não é para todo mundo13:13 RC Club: para quem está começando13:46 RC Wealth: para quem já tem patrimônio

Die Bundesregierung hat kurz vor Weihnachten einen historischen Schritt getan: Die Reform der privaten Altersvorsorge ist aufgegleist und im Kabinett beschlossen. Sie bringt mehr Flexibilität, mehr Chancen und einen neuen Förderrahmen. Was heißt das konkret für Anbieter und den Markt? Im aktuellen Podcast sprechen Thomas Richter und Lina Todorova (Leiterin Altersvorsorgepolitik im BVI) über die wichtigsten Neuerungen im Regierungsentwurf: • Was steckt hinter dem Altersvorsorgedepot? • Welche Produkte sind künftig zulässig? • Wie reagiert der Markt? • Was bedeuten Garantiefreiheit und Verrentungsverzicht für den Wettbewerb? • Was ist neu für den Vertrieb? • Fluch und Segen der Frühstart-Rente Jetzt reinhören und erfahren, welche Chancen sich für Anbieter und den Markt eröffnen.

Improve your foiling skills in paradise! Join us in Montanita Ecuador May 23-30, 2026 for a foil drive / tow / prone foil camp with Ecuador Foil, KT Foiling & Julia Castro. Learn MoreWelcome to the very first episode of the Foil Life Travel Show! Your go to series series dedicated to the world's best foil destinations, schools, accommodations and hidden gems. We're kicking off the journey in style with Carl from The Launch Pad Windsurf & Foil Academy on his private island in Georgian Bay, Ontario, Canada — hands-down one of the most stunning and unique teaching spots on the planet.In this premiere episode you'll discover:- Why a 45-year windsurfing veteran bought his own island and turned it into a full-time foil & windsurf academy- How Georgian Bay delivers Caribbean-looking water and surprisingly consistent summer breeze (thanks to Canadian Shield thermals + the biggest wind farm in Ontario nearby)- Carl's insanely effective (and fun) teaching system: the world's wobbliest land simulator, BB Talkin' headsets, tow-foiling, dry-land drills, and post-session island beers- Lessons in windsurfing, wind-foiling, and wing-foiling — with wing-foiling now ~50% of bookings- Crazy traveler-friendly pricing: only CAD $175 for a 2-hour private lesson (everything above costs gets donated to Toronto Windsurfing Club)- Water-access-only adventure: boat rentals, water taxis, nearby lodges & campsites all linked- Duotone & North-supported gear fleet including the magical iRig for kids and beginnersIf you've ever wanted to learn to foil (or level up) surrounded by crystal-clear Canadian wilderness that feels like the BVI but with zero crowds… this is your spot.Book your island foil adventure at: https://www.launchpadwindsurfacademy.ca/View Listing: https://foillifepodcast.com/the-launch-pad-windsurf-foil-academyNext stop… who knows? Drop your dream foil destination in the comments ⬇️#FoilTravelShow #001 #WingFoil #WindFoil #Windsurf #GeorgianBay #CanadaFoiling #LearnToFoil #PrivateIslandVibes #TheLaunchPad

This episode is brought to you by Villa Carina Apartments in beautiful Bonaire. Welcome to the very first episode of the Foil Life Travel Show! Your go to series series dedicated to the world's best foil destinations, schools, accommodations and hidden gems. We're kicking off the journey in style with Carl from The Launch Pad Windsurf & Foil Academy on his private island in Georgian Bay, Ontario, Canada — hands-down one of the most stunning and unique teaching spots on the planet.In this premiere episode you'll discover:- Why a 45-year windsurfing veteran bought his own island and turned it into a full-time foil & windsurf academy- How Georgian Bay delivers Caribbean-looking water and surprisingly consistent summer breeze (thanks to Canadian Shield thermals + the biggest wind farm in Ontario nearby)- Carl's insanely effective (and fun) teaching system: the world's wobbliest land simulator, BB Talkin' headsets, tow-foiling, dry-land drills, and post-session island beers- Lessons in windsurfing, wind-foiling, and wing-foiling — with wing-foiling now ~50% of bookings- Crazy traveler-friendly pricing: only CAD $175 for a 2-hour private lesson (everything above costs gets donated to Toronto Windsurfing Club)- Water-access-only adventure: boat rentals, water taxis, nearby lodges & campsites all linked- Duotone & North-supported gear fleet including the magical iRig for kids and beginnersIf you've ever wanted to learn to foil (or level up) surrounded by crystal-clear Canadian wilderness that feels like the BVI but with zero crowds… this is your spot.Book your island foil adventure at: https://www.launchpadwindsurfacademy.ca/View Listing: https://foillifepodcast.com/the-launch-pad-windsurf-foil-academyNext stop… who knows? Drop your dream foil destination in the comments ⬇️#FoilTravelShow #001 #WingFoil #WindFoil #Windsurf #GeorgianBay #CanadaFoiling #LearnToFoil #PrivateIslandVibes #TheLaunchPad

What happens when decades-old surgical tools finally get a 21st-century upgrade? In this episode of Med Tech Gurus, we sit down with Andy Chang, Chief Commercial Officer at BVI, to explore how innovation is reshaping ophthalmology. Andy takes us behind the launch of Leos, a next-generation glaucoma laser platform designed to be faster, smarter, and more intuitive—giving surgeons precision while saving valuable OR time. Drawing on his global commercialization experience with leaders like Zeiss and Bausch & Lomb, Andy shares what it really takes to scale disruptive technologies: from designing surgeon-friendly tools that blend seamlessly into workflows, to balancing veteran expertise with fresh ideas on commercial teams, to building feedback loops that keep patients at the center of every decision. Whether you're an innovator introducing new platforms, a commercial leader navigating global markets, or a clinician eager to see where eye care is headed, this episode delivers sharp insights on strategy, leadership, and the future of ophthalmic innovation. #MedTech #Ophthalmology #Glaucoma #HealthcareInnovation #MedicalDevices #SurgicalInnovation #VisionCare

Here's a look at what's making Caribbean headlines.U.S. issues warning over Venezuelan airspace Charter fee hikes in the BVI impacting U.S. VI operators Jamaica secures $6.7B for hurricane recoveryDominican Republic–Haiti border wall gaps and security implicationsElection results in St. Vincent and the Grenadines and St. LuciaListen and subscribe to the Pulse of the Caribbean News Round Up for news you need to know.Send news releases to news@pulseofthecaribbean.com. For the Pulse of the Caribbean marketplace feature opportunities, email biz@pulseofthecaribbean.com. Like and follow us on Facebook.

Policy, investment, civic data, and culture roundup the news. Here's a look at what's making Caribbean headlines.BVI seeks UK cooperation on border security BVI finance underscores strong Chinese ownership linksAntigua targets blight with demolitions and plan installation of new 200-camera networkBarbados removes 8,291 names from voter registryBahamas announces $100m Sandals Beaches redevelopment on ExumaIconic Reggae Artist Jimmy Cliff has passed Listen and subscribe to the Pulse of the Caribbean News Round Up for news you need to know.Send news releases to news@pulseofthecaribbean.com. For the Pulse of the Caribbean marketplace feature opportunities, email biz@pulseofthecaribbean.com. Like and follow us on Facebook.

This week, join guest host Patrick Haraden, from Lockton Companies in Boston, and his guest, Andrew Dawson, the Chief People Officer at BVI, as they explore the evolution of the human resources profession. Dawson first shares his unique path from the UK military and recruitment to eventually leading HR teams at major international pharmaceutical and biotech companies. The conversation heavily focuses on how the CPO role and leadership strategies have shifted in the wake of the pandemic, emphasizing the necessity of offering greater empathy and flexibility to accommodate employees' diverse home lives and work constraints. Furthermore, the discussion highlights that effective recruitment and onboarding are paramount for fostering long-term employee commitment, arguing that these processes must be tailored and authentic. Lastly, Dawson addresses the growing influence of Artificial Intelligence (AI), asserting that it will automate routine tasks, ultimately allowing HR professionals to focus on higher-level coaching and strategic partnership. McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/

Episode 74: Cayman Funds with Patrick Colegrave, Forbes Hare Patrick Colegrave joins me in the Tokens of Wisdom Studio to discuss all things Cayman funds. From local regulatory requirements to investor expectations to setup costs, Patrick covers the ins and outs of Cayman fund formation.  Key Points From This Episode: Why should I choose Cayman over BVI (or should I?)?Does my Cayman fund always need to register with CIMA?What does the formation process cost/involve?What are the most common entity types for Cayman fund vehicles?Is there a specific type of entity that works best for specific types of fund?Local regulatory requirements for a Cayman fund.How should I choose the right offshore counsel? Disclaimer: This show is for informational purposes only. Nothing presented here constitutes legal, investment or tax advice. The guests that join us share their considerable fund-related wisdom, but everything they share here is their personal opinion and for educational purposes only. On this show, they are speaking for themselves, and not for their employer or any affiliated entity. Tokens of Wisdom is produced by Dave Rothschild, partner at Cole-Frieman & Mallon LLP headquartered in San Francisco, California. For more information, visit https://colefrieman.com/ Links Mentioned in Today's Episode: Dave Rothschild - https://www.linkedin.com/in/davidcrothschild/Patrick Colegrave - https://www.linkedin.com/in/patrickcolegrave/  Cole-Frieman & Mallon LLP - https://colefrieman.com/Forbes Hare - https://forbeshare.com/  Music by Joe Ginsberg - https://www.instagram.com/thejoeginsbergFor any questions or comments, email: tow@colefrieman.com

Syed's full hair transplant experience in Turkey • The procedure, the staff, and the recovery pain • Yasin recaps his BVI and Scrub Island trip via Puerto Rico

In September, the Auditor General released a detailed report exposing major gaps in transparency surrounding the 2024 salary increases for public officers. While many civil servants finally received overdue raises after more than 20 years without an adjustment, the report also revealed that members of the House of Assembly selected the highest salary range for themselves, increasing their total compensation by 119% without full disclosure to the public or Cabinet.This episode breaks down the facts in plain language: What PwC recommended, what Cabinet approved, what was hidden from financial briefs, and why the Auditor General flagged “incomplete financial information.” We also examine the government's official response, calls for transparency from Hon. Myron Walwyn, and rising public pressure for accountability. This is more than politics; it's about public trust.Public service salary increase, Auditor General BVI report, House of Assembly salary controversy, BVI politics podcast, Virgin Islands accountability, government transparency Caribbean, BVI news analysis, salary scandal BVI, governance and corruption Caribbean, public trust Virgin Islands, BVI Buzz podcast.

Become a Client: https://nomadcapitalist.com/apply/ Get our free Weekly Rundown newsletter and be the first to hear about breaking news and offers: https://nomadcapitalist.com/email Join us for the next Nomad Capitalist Live event: https://nomadcapitalist.com/live/ Javier has shared alot of information on Panama and even the BVI, but today he discusses some of the lesser-spoken-about jurisdictions to incorporate in. These places that offer strong incentives and can be the right fit for the right type of entrepreneur. If you're looking to build an international structure, these underrated options might surprise you! Nomad Capitalist helps clients "go where you're treated best." We are the world's most sought-after firm for offshore tax planning, dual citizenship, international diversification, and asset protection. We use legal and ethical strategies and work exclusively with seven- and eight-figure entrepreneurs and investors. We create and execute holistic, multi-jurisdictional Plans that help clients keep more of their wealth, increase their personal freedom, and protect their families and wealth against threats in their home country. No other firm offers clients access to more potential options to relocate to, bank in, or become a citizen of. Because we do not focus only on one or a handful of countries, we can offer unbiased advice where others can't. Become Our Client: https://nomadcapitalist.com/apply/ Our Website: http://www.nomadcapitalist.com/ About Our Company: https://nomadcapitalist.com/about/ Buy Mr. Henderson's Book: https://nomadcapitalist.com/book/ Disclaimer: Neither Nomad Capitalist LTD nor its affiliates are licensed legal, financial, or tax advisors. All content published on YouTube and other platforms is intended solely for general informational and educational purposes and should not be construed as legal, tax, or financial advice. Nomad Capitalist does not offer or sell legal, financial, or tax advisory services.

Cayman to Host Regional Football Friendlies During FIFA Match Window CIFA welcomes Bahamas, Anguilla, and BVI for four international fixtures at Truman Bodden, with Cayman's Men's National Team set for two home matchupsConcacaf President Visits Cayman to Boost Football Development Victor Montagliani arrives for high-level talks with CIFA and government leaders, spotlighting Cayman's potential as a regional football hubSteph Curry's College Coach Leads an Elite Basketball Camp in Cayman this week… bringing NCAA-level training and guiding young athletes through skills, drills, and competitive play 

This episode tracks a fast-moving week from a U.S. radar request in Grenada and CARICOM's firm stance on sovereignty to Haiti's coordinated security push and BVI customs crackdowns. Here are some of the stories making Caribbean headlines.OECS supports Grenada amid U.S. radar requestCARICOM commitment to a zone of peace and sovereigntyJoint security operations in Haiti to reopen routes and protect infrastructureBVI customs intercepts gun parts and cash; scanners deployedDominican Republic Society of Infectious Diseases urges cross-border health surveillance with resurgence of cholera in HaitiP&O Cruises now offers Barbados beach wedding packagesGrenada's tourism profile rises with top awardsListen and subscribe to the  Pulse of the Caribbean Caribbean News Round Up for news you need to know.Send news releases to news@pulseofthecaribbean.com. For Pulse of the Caribbean marketplace feature opportunities email biz@pulseofthecaribbean.com. Like and follow us on Facebook.

Our report connects reef protection in Cayman, regional fisheries cooperation, maritime boundaries, trade plays, a sovereignty bid in BVI, and a Bahamian debate over SpaceX landings. We tie nature, markets, and governance to show how today's choices shape tomorrow's prosperity. Here are some of the stories making Caribbean headlines.Reef fish decline in Cayman leads well-known photographer and conservationist calls for parrotfish protectionCRFM Caribbean Regional Fisheries Mechanism–OECS MOU and UWI partnership on Blue EconomyGrenada's push for trilateral maritime boundaries with Venezuela and St. Vincent and the GrenadinesDominican Republic's seeks deeper trade ties with ChinaGuyana's call on business community to secure more UK marketsBritish Virgin Islands call on UN to support full self-governmentBahamas evaluates SpaceX Falcon 9 landings and risks Listen and subscribe to the  Pulse of the Caribbean Caribbean News Round Up for news you need to know.Send news releases to news@pulseofthecaribbean.com. For Pulse of the Caribbean marketplace feature opportunities email biz@pulseofthecaribbean.com.

Join us as we visit the Top of the Baths National Park on Virgin Gorda during our port stop in Tortola, British Virgin Islands.  We explored via Disney Cruise Excursion: Tour The Baths at Virgin Gorda – With Lunch", (TT04)

Jeffrey Epstein's offshore financial dealings were exposed in part through the Paradise Papers, which revealed his role as chairman of Liquid Funding Ltd., a Bermuda-registered company linked to Bear Stearns. The law firm Appleby, which administered Liquid Funding, operated across multiple tax havens, including the British Virgin Islands, and this connection often creates confusion about Epstein's financial footprint there. While Appleby's BVI presence meant that its clients could easily incorporate or shift assets through that jurisdiction, available records show Epstein's personal offshore entities were tied more directly to Bermuda and the U.S. Virgin Islands, where he established companies like Financial Trust Company and Southern Trust.The BVI does not appear as a core base of Epstein's corporate structures in the released data, but it factored into the broader offshore web through Appleby's extensive operations in the territory. In other words, Epstein's name emerges in the same investigative files that highlight BVI corruption and secrecy issues, but his direct offshore holdings were anchored elsewhere. The overlap underscores how tightly interwoven these secrecy jurisdictions are, with Bermuda, the Cayman Islands, and the British Virgin Islands all serving as nodes in the same shadow financial system that Epstein exploited.To contact me: bobbycapucci@protonmail.comSource:https://www.icij.org/investigations/paradise-papers/british-virgin-islands-corruption-scandal-threatens-its-dependable-tax-haven-reputation/Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode of BVI Buzz, we unpack the UK's renewed push on overseas finance centres — and the BVI is once again in the spotlight. We break down why London is tightening the pressure, what's at stake for our economy, and why this moment matters for Virgin Islanders everywhere.

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, including compliance, ethics, risk management, leadership, or general interest, relevant to the compliance professional. Top compliance stories: DOJ fires Maxwell prosecutor. (WSJ) ABC heads to the BVI to find out why it is dragging its feet. (The Guardian) COSO pulls its Corporate Governance Framework (Radical Compliance) Samsung boss cleared of fraud charges. (BBC) You can donate to flood relief for victims of the Kerr County flooding by going to the Hill Country Flood Relief here. Learn more about your ad choices. Visit megaphone.fm/adchoices

 If someone saw the magic in you, what would they see?Today I want to introduce you to Jason, someone who is light and magic in human form, someone full of life, stories, and empathy in a way that has known life. Jason is someone filled with kindness for humanity around him, the kind that desires to share joy and see the sparkles in othersJason shares with me his journey in becoming a charter captain, how life is not a practice run, and the conversation that we have with ourselves to find the courage to pursue what brings us fulfillment and joy We chat about how fear can so often be intertwined with what we love and how it is something we both do our best to find ourselves one day on the other side of. We chat about the difference between empathy and sympathy and how knowing it is often out of our control, how you never know what someone is going through, and how acknowledging light in someone else can be exactly what they need to know joy He shares his pride in being a dad, in removing something from his life and the struggle in making decisions for yourself that others don't often understand.Jason is someone I could spend hours talking to, days at sea with, and still feel like I've both known him forever and like the time was too short all at once. He is a remarkable human living in a remarkable way, making a remarkable impact on those that get to share time with himSo tune in today and meet Jason and be reminded of the magic within you, of the power you hold to live a live you love, of the impact you get to have on humanity And to you Jason thank you, thank you for allowing me and my crew the honor of sharing time on the water with you, for you joy, your light, and your heart to share life so fully with others. May you know how much better of a place this world is with you in it and how grateful I am to know you my friend. Can't wait to cross the open ocean with you one dayand if you are looking to sail the BVI there is no better captain than Jason Geyser! @captainjasongeyser 

Episode 66: Phil Graham, Harneys When I set out to do this show, my goal was to arm aspiring fund managers with the information they need to launch and operate a fund. In the legal realm, I happen to possess a lot of that information from my day job, but there's so much more that goes into launching and operating a fund. And wise though I may be, my area of expertise doesn't cover it all. So I'm going to bring in some friends to share their wisdom in various other aspects of fund management.  I am honored to have Phil Graham, Global Head of Investment Funds and Digital Assets at Harneys on the show today to talk to us about BVI funds law.  Key Points From This Episode: Why should I choose BVI over Cayman for my offshore fund?Does my fund always need to register with the local regulator?What does the registration process cost/involve?Brief rundown of the local regulatory requirements for a BVI fund.How should I choose the right offshore counsel?Creating pathways to regulatory compliance.What's the smartest thing a new fund manager can do? Disclaimer: This show is for informational purposes only. Nothing presented here constitutes legal, investment or tax advice. The guests that join us are sharing their considerable fund-related wisdom, but everything they share here is their personal opinion and for educational purposes only. On this show, they are speaking for themselves, and not for their employer or any affiliated entity. Tokens of Wisdom is produced by Dave Rothschild, partner at Cole-Frieman & Mallon LLP headquartered in San Francisco, California. For more information, visit https://colefrieman.com/ Links Mentioned in Today's Episode: Dave Rothschild - https://www.linkedin.com/in/davidcrothschild/Phil Graham - https://www.linkedin.com/in/philip-graham-865a4011/Harneys -  https://www.harneys.com/ Piano Lessons Podcast - https://www.harneys.com/podcasts/piano-lessons/Cole-Frieman & Mallon LLP - https://colefrieman.com/Music by Joe Ginsberg - https://www.instagram.com/thejoeginsbergFor any questions or comments, email: tow@colefrieman.com

In this casual conversation, Beth, robin and Jeff talk about that feeling that people are watching us when we are out and about in the public sphere. How fear may hinder our perception and distract from our intentional mobility. Listen in as they travel down this sidewalk unexpectedly and found themselves navigating quite a complex quandary found in the BVI community. Are they watching me? Check out all the Wellness Wednesday episodes. Show Hosts:             Robin Ennis on the web at www.robinennislcsw.com             Beth Gustin, LPC, NCC, EMDRIA Approved Consultant, CAGCS, PLGS             Www.transitioningthroughchange.com You can message Beth and Robin by calling 612-367-6093 or by email. They are looking forward to hearing from you!    

In This Episode In a rare and inspiring crossover episode, Breaking Banks teams up with Barefoot Innovation to bring you a special dispatch from Necker Island, BVI. Hosted by Brett King and Jo Ann Barefoot, this episode captures the energy and insight of a one-of-a-kind fintech gathering organized by Virgin Unite: an event bringing together innovators from around the world, from a cross section of industry, exploring what the future of finance could (and should) look like. Podcasts hosts and speakers Brett and Jo Ann share their talks and insights from this carbon neutral event, connecting with Dr. Nick Hughes, OBE, father of M-Pesa, co-founder of M-Kopa and now Managing Director 4rdigital.com, the fourth revolution is digital, to cover all things fintech. Listen as these leaders discuss applications of fintech in other markets and all that is possible if we come out of our silos and collaborate -- the combination of problem solving perspectives, resources, networks and more can make an impact on some of the world's toughest challenges. We have the tech to do what we need to do, the potential is enormous! If you're looking for inspiration and forward-thinking ideas this episode delivers!

In this episode of the Braun Performance & Rehab Podcast, Dan is joined by Cara Brown to discuss her journey in sailing and skiing, including her injuries and travel adventures along the way. Cara Brown is a former British alpine ski racer turned sailing instructor in the British Virgin Islands. Born in London to Scottish parents, she moved to Milan at age seven, where she developed a passion for skiing. She trained with the British Ski Academy and the French race team Orsatus, excelling in multiple disciplines and winning the Ladies Overall British Champion title four times by 2017. Over her career, she earned more than 25 national titles and competed in Europa Cup races.After retiring in 2020, she co-founded VC Ski Fitness, helping individuals prepare for skiing through specialized training. She later transitioned to sailing and now teaches at Horizon Yacht Charters in the BVI. In 2022, she was recognized as one of the American Sailing Association's Outstanding Instructors, placing in the top 1% based on student evaluations. Cara's journey showcases her adaptability and dedication to excellence across sports.For more on Cara, be sure to follow @caratheskipper on social media!For more on Cara's swimwear line, be sure to check out https://www.corallinaswim.com/*SEASON 6 of the Braun Performance & Rehab Podcast is brought to you by Isophit. For more on Isophit, please check out isophit.com and @isophit -BE SURE to use coupon code BraunPR25% to save 25% on your Isophit order!**Season 6 of the Braun Performance & Rehab Podcast is also brought to you by Oro Muscles. For more on Oro, please check out www.oromuscles.com***Season 6 of the Braun Performance & Rehab Podcast is also brought to you by Firefly Recovery, the official recovery provider for Braun Performance & Rehab. For more on Firefly, please check out https://www.recoveryfirefly.com/ or email jake@recoveryfirefly.comEpisode Affiliates:MoboBoard: BRAWNBODY10 saves 10% at checkout!AliRx: DBraunRx = 20% off at checkout! https://alirx.health/MedBridge: https://www.medbridgeeducation.com/brawn-body-training or Coupon Code "BRAWN" for 40% off your annual subscription!CTM Band: https://ctm.band/collections/ctm-band coupon code "BRAWN10" = 10% off!Ice shaker affiliate link: https://www.iceshaker.com?sca_ref=1520881.zOJLysQzKeMake sure you SHARE this episode with a friend who could benefit from the information we shared!Check out everything Dan is up to by clicking here: https://linktr.ee/braun_prLiked this episode? Leave a 5-star review on your favorite podcast platform

“And so all of our activities, all of our food, all of our ethos gets you to a place of just absolute peace. With that peace, you can find whatever it is that you're needing to break through. And once you break through, you can serve more than just your own problems. You can start solving these problems in the world.”We're in great company with Britnie Faith Turner, the Founder and Owner of The Aerial, BVI, a private island experience with the best views in the British Virgin Islands that acts as a force for good. What appears as an all-inclusive eco-resort goes well beyond just that—serving as an incubator for positive transformation, delivering a never-before-seen kind of luxury for its guests.Yet The Aerial, BVI is only a small piece in Britnie's larger plan to build numerous businesses that are for purpose, not for profit. As Britnie tells of the serendipitous beginnings of each, the story reveals a theme of elevating people and places through the pursuit of excellence.  In this episode, as we celebrate Women's History Month around the world, Britnie encourages us all to travel the world and discover our own ‘Aerial'—that higher perspective where we realize we are a part of something bigger than ourselves.  Top Takeaways[2:00] From humble beginnings living in her car while working for free, Britnie developed an eye for excellence—as she witnessed third-world poverty alongside first-world despair, realizing her mission would take her far beyond material success.[4:50] How an unexpected vision led Britnie to turn from mindful revitalization of dangerous neighborhoods to journey to find an island sanctuary where she would invite visitors to awaken their own transformational potential. [10:10] Britnie grew up self-admittedly hating wealthy people, yet before long, she sought out to surround herself with some of the richest people on the planet—finding this sense of discomfort and dreaming contagious.[15:00] Buying and building on a private island is not as easy as one might imagine—and yet even through a devastating divorce, two category-five hurricanes that annihilated the BVI, and a grand opening that coincided precisely with the global COVID-19 pandemic, Britnie's faith was unwavering.  [24:15] Inspired by personal passions, chance encounters, and loved ones, Heal the Heroes transforms troubled veterans and first responders into humanitarian operators—creating an 'army of good' that has rescued over 8,400 people from trafficking and disasters. [30:25] From sunrise to sunset, The Aerial, BVI captures the sacred healing properties of the Island—sharing it with guests through locally sourced cuisine, uniquely created accommodations, and an abundance of wellness activities. [35:20] Why “Purpose Luxury” is the perfect blend of excellence and impact, and how the future of luxury travel provides those who have everything and yet nothing, with the one thing that some seek and everyone deserves—peace.  Notable Mentions The Virgin Way by Richard BransonRedemption RanchElevate SummitsVisit For YourselfThe Aerial, BVI Website | @theaerialbviAerial Recovery Website | @aerialrecoverygroupBritnie Turner Website | @britnieturner

This week the crew talks, Vybz Kartel's performances in BVI and an arrest warrant still being active for Mavado. Music Business Analyst Lloyd Laing aka Reggaeology also joins in, talks the future of dancehall music, Vybz Kartel, Koffee, Shenseea, major labels and the major pitfalls of male artists in the music industry. The crew also talks

While participating at the National Federation of the Blind National convention this year with my colleague and friend, Sheldon Lewis who also is a former guest here on Unstoppable Mindset, we had the opportunity to meet Amy SP Wilson. Amy is the founder and leader of the Safety Positive Foundation. Amy began losing her eyesight at the age of ten years old due to a condition known as Stargardt's. this disease can best be described as macular Degeneration in juveniles. If you want to know more about Stargardt's just listen into my conversation with Amy. Amy has always been quite interested in personal safety. She also has been quite a physical person starting with wrestling with her cousins to later becoming the first female wrestler at the Missouri School for the Blind to later becoming part of the inaugural women's Judo team of the United States Association of Blind Athletes. Amy went on to college where she obtained a Bachelor's degree in Psychology. After a time and some life challenges Amy will tell us about she decided to go back to college to obtain a second Bachelor's degree in Social Work. She decided to get this second degree because she wanted to help persons with disabilities in the United States. In 2023 Amy founded Safety Positive Foundation to teach blind persons about self defense. Her approach is by no means all about being physical. She will talk with us about self awareness and self advocacy, two aspects she feels must be part of the psyche of everyone who wishes to take charge of their own life. About the Guest: ael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Well, hi everyone. I am your host, Mike hingson, and welcome to another episode of unstoppable mindset where inclusion, diversity and the unexpected meet. And the reason it's worded that way people still ask me why I say that. The reason it's worded that way is that when we talk to diversity people, they'll talk about race, gender, sexual orientation and so on, and they never talk about disabilities. So unfortunately, the ship has mostly sailed when it comes to including disabilities in diversity, no matter what they say. So we won't let them do that with inclusion, which means it's inclusion diversity and the unexpected. And today we get to deal with a lot of all of that. The unexpected is anything that doesn't have anything to do with inclusion or diversity. But today, we do get to talk about inclusion a lot in some esoteric and maybe not so esoteric ways. Our guest today is Amy SP Wilson, and I just discovered, as Amy showed me, if you were to ask your smart speaker, like my Amazon Echo, who is Amy SP Wilson, it will tell you that she is the CEO of the positive safety positive foundation. We're going to talk more about that, so we'll get there anyway. Amy, welcome to unstoppable mindset. We're glad you're here. Wonderful.   Amy SP Wilson ** 02:45 Thank you for having me. It's an honor and a privilege, and   Michael Hingson ** 02:49 it's nice to know that the echo knows your name.   Amy SP Wilson ** 02:53 Yeah, I'm still kind of flabbergasted that that's a thing, but definitely gives you some street cred, I guess.   Michael Hingson ** 03:02 Yeah, it probably means that there, there aren't, well, there certainly aren't very many. Amy SP Wilson, so that works, yes, well, why don't we start the way I kind of really love to. Why don't you tell us, sort of about the early Amy growing up and some of that sort of stuff.   Amy SP Wilson ** 03:21 So in my younger years, I was born and raised in the state of Missouri, and have what I consider a biker family. We did a lot of traveling on motorcycles. I was riding my own dirt bike at the age of four, and so really tomboy at at heart, but loved, you know, wrestling and fighting with the cousins. And at the age of 10 is when I was diagnosed with star guards, and that put me on a different path, because at the age of 10, my dream was to be a motorcycle mechanic and join the Navy. And at the time, I did not have any expectations that a blind person could do either. So it really put me on a different trajectory of what I thought my life was going to going to be like, and I, of course, went on with school and and that sort of business, but I loved wrestling so much that I became the Missouri School for the blinds First Lady wrestler. And that led me into being part of the United States Association of Blind Athletes, where I was on the first women's judo team that they had, and so just got real passionate about personal safety and different ways. But due to my eye condition, I couldn't take hits to the head, and so there went my martial arts career this. I'll just say, or so I thought, and led me into going to college and get my my first bachelor's degree in psychology and and so on. But I I have people tell me that apparently I have been pioneering new things my whole life. And when I have to talk about myself and talk about I was the first to do this and first to do that, yeah, it's a very sobering reminder of those steps that I've make it in my life. Right?   Michael Hingson ** 05:35 Reading your bio, it says that because of star guard, you weren't at some at one point, able to continue kind of dealing with martial arts. What did star guard specifically have to do with that?   Amy SP Wilson ** 05:47 So it it affects my retina, and I noticed the more hits that I was taking to the head and, you know, being thrown I was having more cloudy spots in my vision, and when I stopped doing those things, it, it, you know, significantly reduced the amount of things I wasn't able to to see. And so that's, that's how that played into that well,   Michael Hingson ** 06:19 tell me a little bit about what star guards is. I'm not sure that everyone listening or watching will be familiar with   Amy SP Wilson ** 06:26 it, correct? Yes. So star guards is a juvenile form of macular degeneration. So you hear of, you know, your grandparents, or you know, maybe you're a person of experience, as I like to say, in your in your later years. And you know, hear about people getting macular degeneration. I essentially just got macular degeneration at the the age of 10. So little bit of a flip. And of course, again, being a first, I was the first person in my family to have any kind of blindness, low vision, and so it was. It really shook everything   Michael Hingson ** 07:06 is star guards, a genetic kind of situation.   Amy SP Wilson ** 07:12 So I learned that the only way that a person can get star guards is essentially by your parents getting together. It's not a medication defect, which is what they originally told my mother. So she carried a lot of guilt with that. And when I went to get seek a different doctor, he had me do some I guess genetic counseling is what they called it, because I had concerns of my son having it. And they were like, no, no, it doesn't work. And they explained it. I was like, well, that had been helpful in my younger   Michael Hingson ** 07:50 just sort of the right combination of things getting together that brings it on. Exactly. Yeah. Now, where do you live today? I live in the great Show Me State. Ah, so you're still in Missouri? Yes, I've   Amy SP Wilson ** 08:05 moved to a couple other states. I spent a year in Alaska, where my son was born. I lived in Indiana for a little bit. I pass on that, and fortunately, I was able to come back to to Missouri.   Michael Hingson ** 08:20 So we're in Missouri. Are you, uh, close   Amy SP Wilson ** 08:23 to Kansas City area? Okay, about about in that area, but I like to, I like it because I can take the train back and forth between Kansas City and St Louis. So, yeah,   Michael Hingson ** 08:34 well, trains are very useful things to have around. I when I lived on the East Coast, would use the train a lot. And of course, going from New Jersey into New York, we had New Jersey Transit and other things that we had a lot of train stuff. But out here, where I live now, there is a train that stops here once, at 430 in the morning. If I want to go to San Francisco, I'm not going to do that on the train, I don't think, because you actually have to go to Los Angeles and then get another train to go to San Francisco, because the train that comes from Los Angeles stops here, and then, I guess, goes east. So, oh, well, one of these days, maybe there'll be more trains and more mass transit, and that'll be a good thing. Exactly.   Amy SP Wilson ** 09:19 I know in Europe, trains are used very heavily, and people that come over here are constantly surprised that we don't have more sufficient trains. And so hopefully, like you said, with time we'll we'll get some more transportation going. There's   Michael Hingson ** 09:36 a big argument and a brouhaha going on out here right now because Los Angeles wants to create a gondola system to go from downtown LA the train station to Dodger Stadium and stop along the way. And there are people who are saying, no, no. Because you're not going to get that many people on it, it's just not going to be worth the cost. So it'll be interesting to see how that all shakes out. I do agree that if you're going to do that, you have to have a lot of people using it, and you have to be able to transport a lot of people. So it will be interesting to see how that works out.   Amy SP Wilson ** 10:22 I can very much agree with that.   Michael Hingson ** 10:25 Oh, life goes on, right? That it does. So you went to, yeah, go ahead. I   Amy SP Wilson ** 10:32 said. We've heard the same debate here in Missouri about different, you know, options for trains. So, yeah, it's always an ongoing conversation.   Michael Hingson ** 10:39 When we first moved to New Jersey, we learned that with the Americans with Disabilities Act, they were finally catching up, if you will, to doing something. And the something where we lived in Westfield was to make the train station accessible and access to the train to be accessible. And what that meant was that they actually had to build a platform and ramps up to the platform so that a person in a chair, for example, like my wife, could transfer straight across and roll onto the train. Because before the platform was raised, the trains have these big, huge, high steps built into them. Each step is like 18 inches tall and you've got three steps to go into the train. Well, you're not going to really do that in a wheelchair. And there was major opposition from people in Westfield to putting in the ramps, putting in the platforms, because they said, well, but this is going to slow us down if we have to go up the ramps and can't just run to the train and jump on the train. Why don't you just have somebody at every station who will lift people in wheelchairs onto trains? Yeah, that's gonna really work, right?   Amy SP Wilson ** 11:50 Yeah, that's not, not feasible,   Michael Hingson ** 11:54 no. And it didn't, and the argument didn't hold, fortunately, and the the platforms were built and, and, and the reality is it didn't jeopardize anybody, other than maybe make them arrive 30 seconds earlier, rather than being so lazy. But, ah, the arguments that people have. But it'll be interesting to see how the train thing works out, because they do need to have more mass transit out   Amy SP Wilson ** 12:18 here. Absolutely, 100%   Michael Hingson ** 12:21 so you went off to college, and what did you do in college,   Amy SP Wilson ** 12:27 college stuff, but because I was unfamiliar with how to really maximize your college experience. I didn't really, you know, have a plan. Once I got done with college, all I knew was I needed to go to college. Go to college, yeah, and, you know, because that's, that's what's going to make your life better. Okay, I can, I can follow that plan. But what's the plan after, like, nobody, nobody had that. They just knew, you know, go to college. Oh, okay. And so I tried to get some, some different jobs, unsuccessfully. And then I ended up getting married and moving to Alaska, and so did some some different jobs up there. And through my experience of being married during that time, I also shared with people that I'm a domestic violence survivor, and it's one of the things that I really wish the disabled community was having more conversations about this, because there I know that I'm I'm not alone, and when I share it, I always have people come forward and Me too, me too. And I'm like, Yes, like, we, can we, you know, support one another. And fortunately, I was only in that marriage for for three years and and got out of it. Spent a couple more years in Indiana, but then when I moved back to Missouri, I learned about some blindness consumer organizations and and started getting involved with those. I also, at the same time, heard, heard about a self defense program for the blind. And I'm like, wait a minute, there's something you know that that works for us. So I jumped on it, became an instructor, became very involved in the that particular organization. And due to some some different circumstances, realized that that was not a healthy environment, and spent probably a year not doing that. But then had some people contact me to get another self defense program going, and I'm like, All right, let's do it. So yeah, that's a. Um, but I've, I've taken in that time of me teaching self defense, I also worked with my local dojo and would help with my son's classes. So I've definitely got the personal safety self defense experience down at this point, I feel like   Michael Hingson ** 15:24 so. So in other words, maybe if there were violent situation today, you could turn the tables and and be the one to beat up the other guy.   Amy SP Wilson ** 15:33 So that's you know, because I will share that, that that is you. That is a common thought.   Michael Hingson ** 15:43 I understand, yes,   Amy SP Wilson ** 15:46 however, in june 2019 I experienced sexual assault by somebody. And it's really what got me to tell people that personal safety you need to be proactive about it, especially in the disabled space. It is so very vital in that realm, yeah, but   Michael Hingson ** 16:11 yeah, there's only so much you can do. And you're right. It's, it's a matter of being, as you say, personally safe. And you know, it's, it is so important, and I think so many people, especially I think a lot of blind people I know about aren't as aware of their surroundings as they need to be, even just in in walking, even if it's not a a safety issue, that is where you're endangered from another person, but just being aware of your surroundings and being able to travel. I remember living in Boston and at the time, and I don't know if it's still the same or not today, but Boston or Massachusetts, had the highest accident rate per capita in the country, and this was back in the late 1970s into the early 1980s and I knew it, and it, it was just one of those factoids, if you will, that helped me stay really aware. So whenever I cross the street, I really made sure that the traffic was going the way I wanted to go, and I listened extremely carefully to what the traffic was doing around me, because any moment a car could come whizzing around a corner, nobody else would have seen it, and if I weren't listening for it, I might not have been able to judge appropriately whether it was safe to go or how fast I had to go to get across the street. So the reality is that we really do need to be situationally aware. And I think it's not just true for people who happen to be blind, but but it is especially true that we need to work on that and be aware of our surroundings   Amy SP Wilson ** 18:01 100% 100% that that is like, one of the first things we started offering right out the gate when it came to safety positive, is having discussions about personal safety topics, because it makes you more situationally aware. I know that. You know now that I have the mindset of being proactive about my personal safety, I am so keyed up on situational awareness that I sometimes freak out people, because I'm like, pay attention. Over there, pay attention. They're like, how? And I'm like, well, the more you learn about safety education, anything in the personal safety realm, it just helps you to become more situationally where, so you respond faster. You don't have to sit there and go, Well, what was that that I learned? No, no, that's not what we we want you to have. We want you to be, you know, kind of studying up on it so much that it becomes second nature for you?   Michael Hingson ** 19:00 Yeah, all too often we we learn something, and then we just have we, we sort of memorize the lesson. And we don't memorize what it is we really need to do. It isn't what, what did I learn? You need to get to the point where it's second nature, where it's just part of you, whether it's situational awareness or or a lot of things, even good musicians,   19:24 yes, you know,   Michael Hingson ** 19:26 do what they do because they've it's become second nature, yes.   Amy SP Wilson ** 19:30 And we, we talk about that, you know, it's, it's a journey you're not going to jump from, you know, being a beginner, you know, car guitar player, kind of like your manual musician, to being able to play on a, you know, stage with 5000 people overnight, it does not, you know, it is a process. And so, you know, giving, tell, you know, reminding people to give themselves grace. And it is a work in progress. So you know, you there's going to be deja mess. Up, but that's okay, you know, be do better tomorrow, on, on all those different situations. The   Michael Hingson ** 20:07 more you practice it, though, and the more you work on looking at lessons and looking at the things that you do and practice making them second nature, the easier it becomes. But it is a muscle the mind that you have to develop.   Amy SP Wilson ** 20:25 Yes, we, we basically tell people your, you know, your most important tool is your mind. So many people want that quick fix of having the pepper spray or, you know, this side of the other, and it's like, no, no, your mind is your most important, you know, tool in your arsenal, so take, take care of it. It's your, it's your biggest investment in life, yeah,   Michael Hingson ** 20:48 and it's and it's the most important one, and it will do so much more for you. But the more you truly use it, the easier it becomes to use. But you've got to make that effort to make that happen, yes, so you got through college, you got, I think, what a degree in psychology, as I recall. And you said you went and worked on various jobs, and I gather nothing really struck a nerve.   Amy SP Wilson ** 21:15 No, you know, I, I actually went back to school and got a second bachelor's degree in social work because I knew I wanted to work with the disabled community, and so I of course, was advocating in my own classes for disability rights and driving my fellow students crazy. But I'm like, we're in social work, and we're not learning about disabilities. This is madness. You're going to be, you know, working with at least, you know, half the people have some sort of disability in some fashion, and we're not even having a conversation about it. So, but I guess I actually, before I got real involved with personal safety here, more recently, in the last couple years, I actually was a Mary Kay consultant for a while, and had had some fun with that. And it's a great, great company. They're they're real supportive. They call it kind of the pink bubble. But I learned a lot about marketing and sales through that. So I constantly am telling my team, I'm like, Yeah, that's a Mary Kay thing. That's America. But they've been around for so many years. There's obviously, like, I said, a method to their madness.   Michael Hingson ** 22:31 They kind of know what they're doing, yeah,   Amy SP Wilson ** 22:34 yeah, yeah. They've, they've got systems down. So yeah.   Michael Hingson ** 22:37 So when did you get your social work, bachelor's degree. When did you graduate with that 2016 Okay, so that was eight years ago, and then you you did other things and so on. But eventually, what, what caused you finally to form safety positive foundation.   Amy SP Wilson ** 22:58 I I essentially got madder than a hatter because we weren't offering choices. It was just this one self defense program, this one self defense program. And I'm like, Well, what about teaching people to advocate for themselves, or having discussions or this or that? Like and I kept getting shot down time and time again from from the leadership in those organizations, and I and I actually had a couple people who pulled me aside and really strongly encouraged me to start my own non for profit. And I was like, Excuse me. Like me be the leader. Uh, I don't, I don't. I don't know how I feel about this, um, but luckily they, you know, they convinced me. Had other people convinced me. And I just, it really is a big passion of mine to just make sure that the blind community has as many personal safety choices as everybody else does, because historically, we have not. So   Michael Hingson ** 24:05 you're saying some of the major consumer organizations kind of discouraged it at first. I   Amy SP Wilson ** 24:14 they were from elsewhere. Was from elsewhere. I wouldn't say some of them, you know, I'm not going to throw no shade on the major groups,   24:21 no, no, no.   Amy SP Wilson ** 24:22 But it was the companies that were teaching self defense got really only focused on just, you know, hands on self defense. And I'm like, and it was either, you know, release or break body parts. And I'm like, not everybody's comfortable breaking body parts like we need some choices. We need to teach people to advocate for themselves, to speak up. That is the like. The bigger thing that I have found is people not understanding the power of of their words and their language to, you know, get themselves out of situation. And it's usually a freeze response, and I know because I was personally guilty of that for many years. And so yeah, I'm I'm thrilled that I don't struggle with that nowhere near as much as I used to, but I can recognize that it is a huge need within our community.   Michael Hingson ** 25:20 So when did you actually form the foundation?   Amy SP Wilson ** 25:25 March 3, 2023 was when we officially launched safety positive foundation.   Michael Hingson ** 25:31 So it's fairly new. Yes, well, a year and about a year and a half old.   Amy SP Wilson ** 25:39 Yep, yep, we're still baby.   Michael Hingson ** 25:43 That's okay. Do you find that that men and women are interested in personal safety and so on, or is it just women or just men? Or what we   Amy SP Wilson ** 25:54 have both? I'd say at our events, it's half and half, I get more men volunteering to to work behind the scenes on stuff, because personal safety is primarily a male dominated profession, which makes me kind of a odd woman out. But you know, we are not for profits. I'll take the help wherever I can get.   Michael Hingson ** 26:17 Sure, well, even if you were for profit, it would make sense to do that. But yeah, I hear you, yes, yeah. So exactly, what does the safety positive foundation do?   Amy SP Wilson ** 26:32 So we offer, again, a variety of choices for personal safety. We have what we call our safety positive guide that gives our blind community, 24/7, access to training and resources. And so that's a resource all by itself, because we put in there motivational information resources, asking discussion questions. But then we also have chapters in our guide to where people can take our courses, where they can go from ProAct or from reactive to proactive on their personal safety. We also have in that guide links to what we call our weekly tea times, and that's probably one of our most popular services, and that's where we're having the space for discussions on personal safety. Each month we do a different topic, and we have also added verbal craft, which is a self advocacy and assertiveness communication training. And we've actually had that training from the very beginning, because, again, I knew, in my experience, that people really needed to learn that that advocating piece, like we're told to advocate, but never given a formula. And we finally have a formula with with verbal craft. So it makes me very excited. And then in just this year, when we started getting into our second year, we shifted away from focusing on the psychological safety to that physical safety aspect, and I became the first blind woman pepper spray instructor with saber so that was exciting. And then we created our own hands on self defense program that focuses on the fundamentals of self defense. We created this course because we knew people needed some pieces. So if they wanted to go take a, you know, martial arts class on a consistent basis, or if they wanted to go take that self defense class, they would have some language to talk with the instructors. And this is how you can assist me. And so, yeah, those, those are pretty much what we offer, but, and we're partnering with with other companies organizations to bring in more resources and training for our community. So like I said, it's only been a year and a half, but yeah, we're bringing it when it comes to the choices. Tell   Michael Hingson ** 29:13 me more about verbal craft, what, what that is all about, or how does that work? So   Amy SP Wilson ** 29:19 at the core, verbal craft was developed as a crisis de escalation communication training, and of course, for the purposes of the blind community, we realized that it also helps with teaching you self advocacy and assertiveness in your communication. So you know, say, somebody comes up and, you know, grabs your arm trying to assist you. Verbal craft has a, you know, we we work with you to develop to personalize your own formula. We also have a verbal craft club where people can come in and practice. This maybe a scenario and and get better at at their skills. I know for me when I first, because I did not even know a verbal craft again, I went to hearing about all the you know, need to advocate for yourself, and I'm like, How do I do that. But it was in November of 2022, that I I finally was able to take verbal craft. And since then, I have, I've discovered that I am even you know better at it. I don't, I don't freeze or fawn as much. And when people are trying to help me, or when people are trying to cross my my boundaries in those different ways.   Michael Hingson ** 30:48 I remember many times being in New York City or in other large cities, but New York especially, wanting to cross the street and go a particular way, waiting for the traffic flow to be going the way I wanted, and making sure that it's going the way I wanted, somebody will come up and grab me. Oh, let me. Let me help you. And of course, the problem is they don't even know for sure which way I want to go correct, which really makes life fun. And so they'll grab me and I go, No, hold on a minute. First of all, I'm really good. Do you know why I'm just standing here? No, you're, you're, obviously, you need help. No, let me explain Ricky, you know, but it is so unfortunate that people make these assumptions. And it happens all too often. It goes back to the basic view of of blindness that that people have, which is that we really don't know what we're doing and we can't really do it ourselves, that you need to have eyesight to do it, which is why earlier this year, at the National Federation of the Blind convention, I crafted the resolution that was adopted that says we need to stop using the term visually impaired and go to blind and low vision. And I mean, there are other terms, but the real issue is to get rid of the concept of impaired, which is what the professionals brought to the field many years ago, which was such a disservice.   Amy SP Wilson ** 32:18 Yeah, I can, I can agree, the word impaired is not the greatest term we want to be be using in that realm. And yeah, in in all my teaching of of self defense, the people coming up and grabbing is the number one frustration that that we deal with as a as a blind community, and it's the reason that people want to learn self defense, because they want to be able to figure out, how do I get myself out of this situation? And that's where you know verbal craft is that that first step of, if you can talk them down, that's that's the ideal situation. And then, of course, we're going to be bringing more choices of they don't want to do that. That's okay. We got some other skills. Yeah, yeah.   Michael Hingson ** 33:05 Well, and it's important to really learn to use all the skills that we have available, which is, of course, something that gets back to the whole issue of using your mind. And that's just something that all too often, well, if I were really abusive, I'd say that's something that every politician should learn to do, is use their mind, but they haven't learned that yet. So that's another story. But, oh, that was That was mean, but, but the reality is that that we need to learn to listen better than we do.   Amy SP Wilson ** 33:40 Well, I mean, the common thing is you have two ears and one mouth, because you're supposed to do twice as much listening, and that also plays a lot into the situational awareness is, you know, sometimes you have to just stop talking so you can pay attention to what, what is going on on around you, right? I know, like with my friends and my team. They know if I'm stopped talking, they need to start paying attention themselves, because I don't usually stop mid sentence. I'm like, wait a minute, what? You know, I start kind of perking my ears and, yeah, yeah, yeah. And we've got, we've created different code words and stuff like that to help, you know, everybody be on the same page, to support people in that, that journey too   Michael Hingson ** 34:21 cool. Well, it's important. So what are the basic core values, the the core things that go into safety, positive foundation and that kind of guide what you do.   Amy SP Wilson ** 34:33 So we have five core values. One is safety, of course, um, innovation, because we are, I've been told numerous times we are pioneering new paths with what we're we're bringing in, so that's and we're always looking for other other things that the community needs to bring in as well. We also have potential as one of them, because. Do believe in the potential of of people in general, and then we also have agency because we want we strongly believe in people having choices when it comes to their personal safety and authenticity. Is our last one, and this one, it it took a little bit to get everybody on board, because I am very authentic myself. And so they were like, we're not talking about you. And I'm like, I know that like but you know, people feel safer when they can be them, their authentic selves, and that's what we want to support, is you know you getting comfortable with you and knowing that you have those you know, choices, potential and and those things. So we, we strongly believe in our core values   Michael Hingson ** 35:55 and and having the ability, or learning to have the ability to analyze who you are, what you do, what you're doing, and when necessary, make changes or to reaffirm that what you do is a good thing, whatever it is.   Amy SP Wilson ** 36:11 Yes, yeah. So, you know, sometimes people need that permission to, you know, change their mind or be on the path that they're they're being on on our on our tea times. I am very well known for telling people, does anybody have questions, comments, concerns or emotional outburst? And because I want to give people that space to you know they need to just yell it out. Yell it out. We're here to support you. Yeah,   Michael Hingson ** 36:40 sometimes that's important and necessary to do absolutely. Why is the foundation called safety positive Foundation?   Amy SP Wilson ** 36:50 We created that name. And actually I created that name because I got tired of the fear mongering that was going on with the self defense organizations and programs that already existed in the blind community. In fact, I had been told one time that I needed to be more negative and in pitching, you know, and trying to scare people. And I'm like, I refuse. I will not do that. Our community is already scared enough. And No way am I, you know, going to hammer home all the the statistics and stuff like that, people, people already have fear. And so in that I played around with words, of course, I have SP in the middle of my my name. And so I was like, Well, you know, safety positive, like, we're all about safety. We want to be positive. And then one of my board members was like, well, we need to add, you know, foundation, because, you know, we're building a foundation here. And I'm like, there it is, safety, positive Foundation was born just based off of the collection of all that. There   Michael Hingson ** 38:14 you go. And and it works. How is it different from mother, self defense and similar kinds of organizations. Because I'm I'm sure that you feel that it is definitely different. Yes,   Amy SP Wilson ** 38:29 yes, we have created it different from the beginning. Because when we launched, we focused on psychological safety, it people would ask me, well, where's the hands on? I'm like, Nope, we're not, we're not doing it yet, because psychological safety needs to be that first step on your on your journey, especially if you have a lot of fear when it when it comes to personal safety. So that was the the mindset that we intentionally chose. The other thing that I would say that probably differentiates us is, of course, the choices and that as of right now, we don't have it to where you can sign up, pay a bunch of money and become an instructor in our program we're not interested in making making money off of that. We are interested in bringing people in as instructors at some point, and we've talked about doing that next year, but we want to be very mindful of how that approach works, because people have gotten trained in other programs, and then they go off and do their own thing, and we're like no, because we want to make sure that the curriculum you were teaching is safety, positive focus. We don't want people running off and trying to fear monger like they had been taught. Before. So that's that's our method to our madness.   Michael Hingson ** 40:05 Well, I may not know that the whole idea of fear is a subject that is near and dear to me, because recently, I published a new book called Live like a guide dog, true stories from a blind man and his dogs about being brave while becoming adversity and moving forward in faith. And the whole idea behind the book is to get people to understand that they can learn to control fear and that you don't need to have fear forced on you. And the reality is that all the negative aspects of fear that you've been talking about is what promotes fear. And I picked on politicians before, but that's what they do. They promote fear to a very large degree themselves, and promoting all this fear just makes people negative. They make it makes people be mistrustful. And the fact of the matter is that if we really learn to understand fear, which also is involved in developing the mind, as we've been talking about. But if we really focus on understanding fear, what we learn is that we can control fear, and that fear can be a very powerful tool to help us. So it isn't about not being afraid, it's about using that fear to focus and not let it, as I would say, blind or overwhelm you.   Amy SP Wilson ** 41:24 Yes, again, 100% agreeing with you on that, the more that you can. I'd say they're, they're, say, lean into the fear and make it your friend that you know that that helps so much. It's also part of that muscle memory of going, Okay, I don't need to be fearful in this situation. And we actually talk about that in our verbal craft training, how the brain, your brain state works when you know something happens to you, and how you can move through that   Michael Hingson ** 42:04 well, and that's exactly right. The issue is moving through it. I mean, just something happens. I mean, I was in the World Trade Center on September 11, and something happened. Right? So there's a lot to be afraid of, but if you prepare and learn to control your own mind, then that fear becomes a very powerful tool to help you focus and learning to listen to that inner voice is one of the most important things that we can ever do in our lives.   Amy SP Wilson ** 42:38 Yes, I I've actually used my personal safety training to help me to heal from some of my past traumas. And, you know, even to the point where practicing certain techniques that had been, you know, done on me to how do I get out of this? And that really, you know, at the, you know, the first few times, oh, yeah, anxiety was real high. And sure, the more you lean into it, the more you work through it, it can be helpful. The unfortunate part is, for some situations, like what you went through in 911 Ain't nobody preparing you for that   Michael Hingson ** 43:17 well, but not directly, but what you learn? But what what you learn? So like with me in September 11, I learned all about emergency evacuations. I learned all about where things were in the World Trade Center. And I learned just and I mentioned being in Boston and dealing with unexpected street crossings with cars coming, and all that you learn how to deal with surprise, yeah, and so it wasn't like there was anything magically brand new at the World Trade Center. So all of the skills, all of the life preparation for for me over the previous 51 years. Ooh, that gives away my age, but all that life preparation made it possible to learn to and actually control fear, so that I was able to use it in a constructive way, which is what the whole point is.   Amy SP Wilson ** 44:17 Yes, and that's why we, I think we've mentioned, like, the more you can learn, the more those things won't surprise you, and you're going to be ready to handle when life's throwing you curve balls,   Michael Hingson ** 44:30 right? And life tends to have a habit of doing that.   Amy SP Wilson ** 44:34 Yeah, universe has since humor that's pretty it does have a sense   Michael Hingson ** 44:39 of humor, but when it's throwing the curve balls, you can learn to hit those curve balls. So it's okay, yes, it's not a it's not a bad thing. How is the community reacting to safety, positive foundation and what you're doing and so on?   Amy SP Wilson ** 44:56 Overwhelming happiness in. Anytime I tell people we are here to offer choices, I've heard statements like, Finally, thank goodness. And I know from our trainings that that we offer it's been completely game changing for for people who went through our trainings, they they feel way more safe. We actually had one of our community people that flat out told me, if it was not for safety positive foundation, I would not have went to the National Federation of the Blind convention, because they just didn't feel like they were prepared. And I think it was a combination of learning things, and then, of course, us being there to help support them if something happened. But yeah, that was, I was floored when I heard that statement. I was like, do what that was. That was us. So we're bringing people out of their houses.   Michael Hingson ** 45:55 Well, things happen at conventions, and unfortunately, I don't know of any convention where things of one sort or another don't happen to one degree or another. So it is a matter of being prepared, but it's also a matter of monitoring yourself and knowing what you're going to allow yourself to get into and not get into to a degree as well. Yes,   Amy SP Wilson ** 46:17 absolutely. And like before we went, we had a safety briefing for our community to give them the rundown, and it was so overwhelming. I'm like, okay, apparently we're going to keep doing this because they they just they felt more prepared and safe for for those different things, and knew if something did happen, what policies procedures to follow, or who to who to be able to contact? Yeah,   Michael Hingson ** 46:44 and the National Federation has become a little bit more aware, and yes, they have, has helped in that process, which is, which is also a good thing.   Amy SP Wilson ** 46:56 Yes, I would very much agree with that as well. But,   Michael Hingson ** 47:00 but people do need to really take responsibility for themselves and their own actions, and so doing what you do clearly helps, I would think so. So, what role do partnerships play in what you do, and how is that affecting everything?   Amy SP Wilson ** 47:20 So when we with our partners, we bring in different people for different reasons, but essentially, it's to make sure our community has more resources for their personal safety. For example, we have partnered with Ali slaughter, who teaches yoga that you know, yoga can be very beneficial in so many ways. We also have partnered with NaVi lens to start, start working with them, because they are a company that offers these special cute like their specialized QR codes, but it can help you to navigate different areas. But not only that, you can create your own it's not like you got to wait for the company to do it. So you can label things around your house, where it'll be able to you know which remote or which seasoning. And the part I really like is it does it in multiple different languages, so it's not just a one and done deal. And then we've also partnered. Our most recent partner is Penny forward, and they teach financial literacy for the blind. And I'm like, financial safety, it is a thing like we seems like a very natural partnership here. So, yeah, yeah, we're, again, we partner with with people that are interested and helping the blind community become more safe.   Michael Hingson ** 48:47 Do you just work with the blind community, or do sighted or any persons without traditional disabilities ever become involved and become students and so on?   Amy SP Wilson ** 48:58 So we actually, we've had some sighted people attend our trainings and and events, and we are working behind the scenes to develop some different trainings for sighted individuals so they can communicate and interact with the blind community in a safe fashion, or just the disabled community, but there's, there's so much information, you know, out there, I feel like a lot of sighted people kind of don't know where to go, how to how to do stuff, and so we wanted to build that bridge of communication between the sighted or the non disabled world and the disabled community. I'd also like to note that, you know blind people typically, blindness is not their only concern. You know, sometimes people have mental health struggles. You. People or other types of disabilities. So we do work with other disabilities as as a result, we're not we, because we're a not for profit and we're new. We got to sort of niche down to the blind community, but we are happy to serve the disabled community as well, because from what I'm learning all disabilities lack personal safety choices.   Michael Hingson ** 50:27 They do or think they do, or probably both, which is, which is, it amounts to the same thing. Yes, we met, certainly through the NFB convention. Then also, I know that Sheldon Lewis from accessibe has reached out to you guys and, and I don't know   Amy SP Wilson ** 50:45 that's you know, you made me forget about the I've my apologies to accessibe, but yes, they are also one of our newest partners, making, yeah, making our website accessible we're happy to share With our other friends and stuff like, yeah, I, I love Sheldon from from access to be. He's one of my new friends, whether he wants it or not, but yeah, it's, it's pleasure that we're, we're also working with access to be as well.   Michael Hingson ** 51:18 That's pretty cool. I haven't been to the site and looked at it yet. I should really go visit the website. But because I've been now with accessibe for, oh, three and a half years, it'll be four years in January. So having a lot of fun, and again, I like the philosophy that it deals with a variety of different kinds of disabilities. And you're right. The fact is that whether whether we bring it upon ourselves or it's real, and it's probably both, we end up not having a lot of choices that we should have. But I think that that's what we need to do, as you point out, is to learn to advocate for ourselves, to bring those choices back into our lives.   Amy SP Wilson ** 52:06 Yes, you know, when I was talking with Sheldon from accessibe about us partnering with them, I said, Absolutely, because not only will it ensure our website's accessible, but I'm happy to tell people about it, because when blind people cannot navigate a website, it, it plays a big role into their psychological safety. And I mean, I, I'm a Mental Health First Aid person, you know, certified person, and I my joke was I needed Mental Health First Aid training to go through the training like it stressed me out, because it was so inaccessible, and I had to have people continuously helping me. And I actually had to take the course twice because of the lack of accessibility that that first go around and had to have people help me and stuff. And I'm like, This is crazy, like, we definitely need to to promote that more. And I'm so glad that they're just, you know, willing to work with with non for profits that are serving the disabled space like that, that that is going to be game changing for so many people and help them to feel more psychologically safe in going to those websites, they're not going to get stressed out and figuring out, how do I navigate this? Nope. Accessibe has got you so,   Michael Hingson ** 53:31 you know, here's a question, and I've asked a number of people this, but I'm curious to hear your answer. You mentioned earlier that we're not really involved in a lot of the conversations, whether it be about self defense, whether it be about personal safety and so on. Why is it that that blind or in general, persons with disabilities aren't involved in the conversations?   Amy SP Wilson ** 53:55 That is a great question. And I think that for some topics, it goes back to fear of being vulnerable in sharing what, what you're afraid of, at least for for personal safety. For some topics, they're they're hot topics, we discuss weapons and safety positive foundation and tell people, if that's a choice you want, we're happy to have the conversation. But people think that talking about weapons means that people are going to start buying firearms and getting involved with it, or bad things can happen, and that's where I go back to the if we're having a conversation about it, you can ask your questions and not have that fear wrapped around those particular topics, but that would be my personal answer,   Michael Hingson ** 54:56 yeah, I think all too often, suddenly. Weapons are the easy answer, yes, but they're not, no, they're not at all. But that's what people think. And they think that's going to take care of all of their fears. And it just doesn't work that way,   Amy SP Wilson ** 55:11 because often and it's statistically backed up, you know, oftentimes, those things will get turned on you, especially if you're not doing ongoing practice, and that's part of that proactive philosophy we talk about in safety positive is if you're choosing to use any kind of tool or device, you better be practicing with it at least once a month, minimum. And depending on the tool we're recommending even stronger practicing. But you you know, you can't just buy a pepper spray, drop it in your purse and you're good. It's like, no, because what happens when they do come to grab you? You're going to be finagling and but yeah, and then   Michael Hingson ** 55:59 you aim it the wrong way because you're not used to it. Yep, exactly. And it's and it's so important that, well, again, it goes back to like what we talked about before, with the mind, which is the most important tool that we have. And if we don't develop that tool by constant, and I believe it has to be constant use and constant us teaching ourselves we're not going to improve with it.   Amy SP Wilson ** 56:28 Exactly you. I mean, we are blessed right now that we have as much technology at at our fingertips to be able to phone a friend or use that app to help us cross the street, whatever the case might be, but technology fails, and so you can't say that this is going to be my, my backup for for everything, or for one of the things that I've learned is you Can't take your pepper spray through, you know, TSA. And there's certain things that, no, no, no, TSA, don't like it. So if you get too used to one kind of tool, it gets taken well, then what do you do? You have to have your own, your own mind to go, okay, I can handle this without all the fancy gizmos and gadgets.   Michael Hingson ** 57:18 Yeah. And, and TSA does what it does generally, for pretty good reasons. Yes,   Amy SP Wilson ** 57:25 yes, yeah, I understand their method to the madness. Yeah, it's still frustrating. Oh,   Michael Hingson ** 57:30 I know it is. You come all prepared, and then they take it away from you when, yeah, yeah. So of course, the the answer to that is you've got to put it somewhere in a bag where it's not reachable while you're on the flight. But that's another story   Amy SP Wilson ** 57:48 conversation for another day. Not that I'm talking about a short list that they will things that will get through TSA, but   Michael Hingson ** 57:55 well, how? Let me ask this. Then I think a relevant question, what are the future goals for safety positive Foundation?   Amy SP Wilson ** 58:05 We want to be the safety institution for the mind community, and so that's why we're we're very interested in bringing on more choices for trainings and working with different partners. So you know, when people think of personal safety in the blind community, their first thought is safety positive Foundation,   Michael Hingson ** 58:35 and that's pretty important to be able to do for you what's been the most rewarding experience you've had with safety positive foundation,   Amy SP Wilson ** 58:46 I would have to say it's watching the community grow as individuals like I said, you know, the one person that said, you know, if It wasn't for safety positive, I and I've heard, you know, other people telling me that they they feel safer and just learning different stuff, and that that is the the paycheck for me when I know we're we're making a difference in in people's lives, sometimes it makes me want to cry. I get, you know, so overwhelmed, but I I essentially do not want people to go through what I've went through in my life. And so the more that we can reach people and offer those resources and trainings that again, that that's what's going to do it for me,   Michael Hingson ** 59:46 so especially for blind people. But in general, what would be the message that you would most like for the community to hear from you regarding safety and safety positive foundation? Yeah.   Amy SP Wilson ** 1:00:00 When it comes to, I guess, sharing with the sighted community, be aware I'm teaching them that no is a complete sentence, and they don't gotta give you their backstory of why they don't want to accept your help, and if somebody doesn't want to take your assistance. Don't take it personal. That you know, there's so many people who do take it personal. When you tell them, No, I've got this. It's not about you. It's about people having the dignity and respect for themselves to sometimes do things on their own, or talk to you about how maybe you can assist them in a in a in a different manner, but yeah, just just don't take it personal. And no, you're also probably going to mess up a time or two. You're not You're not always going to get it perfect, because I know me as a person in the community, I mess it up sometimes.   Michael Hingson ** 1:01:01 You know, there's a lot of value in getting lost. And I, I worked in the World Trade Center a lot to get lost, because when you get lost, then you gotta figure out, how did you get lost, and how do you get out of being lost, and people helping isn't going to give you that learning experience of recovering, or, you know, using what we call whole structured discovery. The bottom line is, yeah, yeah, go ahead. I   Amy SP Wilson ** 1:01:30 say. I love the structured discovery. My whole organization, my board, yeah, when, when they like. I've got a couple of sighted board members, and they were new to the blind community, but knew it needed, you know, they were the ones who convinced me to start this. But once they learned about structured discovery, they were like, This is awesome, like, because I tell them, you know, don't help people, let them figure it out. And they watch, and they learned real fast that, okay, yeah, there is a method to the madness here.   Michael Hingson ** 1:02:04 Yeah, it's, it's important to be able to deal with, deal with, with variety of things. And you're going to be best if you teach yourself how to recover from being lost very quickly. What is structured discovery?   Amy SP Wilson ** 1:02:24 So my understanding, because I've not been given the quote, unquote definition, is where you you have an environment to where you are, um, walking through it yourself and and discovering your your environment on your own with your your white cane, your your guide dog, but you're essentially like, yeah, discovering the the environment on your own accord. Michael, you might have a different answer, but that's that's my, my understanding well,   Michael Hingson ** 1:03:00 and the other part of it is you're walking along, you expect to be going somewhere, and suddenly you discover you're not where you thought you were, or you walk on grass and you didn't expect to be there. Structured discovery also teaches you how what you do is you step back, mentally and then physically. But you step back, you go back and retrace what you did to figure out where it is that you deviated from the path that you were expecting to be on. And it works very well.   Amy SP Wilson ** 1:03:33 I've used it and all the traveling I do, yes, I've gotten lost and had to backtrack. And how did we do this? Where did we go wrong? And believe me, I'll never forget those routes.   Michael Hingson ** 1:03:48 Tell me how. So how do people get involved in the safety positive foundation? If they would like to.   Amy SP Wilson ** 1:03:57 So there's a couple different options. You can go to our website, at safety positive fdn.org, you can also we have a YouTube channel with lots of videos on on different information, and we have our Facebook page, the Facebook page and our website has links where you can come In and be part of our safety positive guide community, or you can also email us, phone call, just don't say send smoke signals. We're not going   Michael Hingson ** 1:04:31 to get those. Yeah, don't raise your hand. Don't raise your hand. That doesn't work. No,   Amy SP Wilson ** 1:04:35 no, no. It's lost on us.   Michael Hingson ** 1:04:39 Yeah, it is on all of us, which is what's okay, it's always something to be learned. Well, I want to thank you for taking the time to be here with us for more than the last hour. It's been fun, and I hope that that people have learned something from it. We'll definitely get to see you next. At the NFB convention, I assume, and that'll be kind of fun too.   Amy SP Wilson ** 1:05:02 Yes, we're going to be there with bells on. There you   Michael Hingson ** 1:05:05 go. Well, we'll, we'll be there. Yeah, and, and I'll, I'll bring my dog over, and either he'll teach self defense or he'll learn self defense. I'm not, there we go. He'll probably be looking for ear scratches and nothing else. So it's okay. We all,   Amy SP Wilson ** 1:05:24 we all need a little love from time to time. Yeah, yeah, and he's   Michael Hingson ** 1:05:27 good at that. Well, well, thank you again for being here. This has been absolutely enjoyable, and if you've enjoyed listening to us, please let us know you can email me at Michael H I M, I C, H, A, E, L, H i at accessibe, A, C, C, E, S, S, I, B, e.com, you can also go to our podcast page, where there's a contact form, and that's w, w, w, dot Michael hingson.com/podcast, that's m, I, C, H, A, E, L, H, I N, G, S o, n.com/podcast. We'd love to hear from you, and wherever you're listening or monitoring our podcast today, I hope that you'll give us a five star review. We really value your reviews. We appreciate it if you know of anyone and Amy you as well. If you know of anyone who you think might be a good guest for the podcast, we'd like to hear from you. We'd like you to provide an introduction. We're always looking for people who want to come on and tell their stories and help all of us see why we're all more unstoppable than we think we are. So I want to thank you all for for that as well. And Amy, once again, really appreciate you being here today. This has been a lot of fun. I   Amy SP Wilson ** 1:06:38 appreciate it, and I will end with my two cents of keep it safe, keep it positive and keep it safe and positive.   **Michael Hingson ** 1:06:50 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week. Amy SP Wilson, the trailblazer behind the Safety Positive Foundation, is revolutionizing personal safety for the blind and visually impaired community. Her journey began in March of 2023, but her path has been shaped by a diverse range of experiences. Some have been uplifting, while others have been challenging, but each one has served as a valuable lesson that propelled her towards the creation of the Safety Positive Foundation. Amy's commitment to personal safety has been a lifelong pursuit. From playfully wrestling with her cousins during her early years to becoming the first female wrestler at the Missouri School for the Blind in 1996, her passion for wrestling led her to the United States Association of Blind Athletes nationals in 1997, where she discovered Judo. In 1998, Amy proudly represented her country in the World Championships for the Blind in Judo, as a member of the inaugural women's Judo team of the USABA, all before graduating from high school. Unfortunately, Amy's eye condition, Stargardt's, prevented her from continuing her martial arts journey. Diagnosed at the age of 10 in 1992, she faced initial struggles. However, connecting with others who were also blind or visually impaired raised her expectations and inspired her to persevere. As life progressed, Amy earned her first bachelor's degree in psychology, only to become a survivor of domestic violence shortly thereafter. This was not her first experience as a survivor, and it is one of the primary reasons why she advocates for self-empowerment. Amy is deeply passionate about addressing the alarming rates of mental and emotional abuse within relationships involving individuals with disabilities. Amy's pursuit of knowledge led her to earn a second bachelor's degree in social work, providing her with valuable insights into developing systems within the Safety Positive Foundation. She consistently puts her education into practice, utilizing her expertise to make a difference. For the past decade, Amy has been involved in instructing and developing self-defense programs specifically designed for the blind and visually impaired. However, she found that these programs and organizations often had limited expectations for the BVI community, which did not align with her mission. Amy firmly believes that low expectations act as barriers, and she advocates for the BVI community to have unlimited choices when it comes to personal safety. Amy has dedicated her life to making this mission a reality for her community. She actively engages with the BVI community in various capacities, striving to enhance their lives as much as possible. Through the establishment of the Safety Positive Foundation, Amy shares her skills and empowers her community to embrace a safety-positive lifestyle. Ways to connect with Amy: Amy's digital business card link https://linqapp.com/ Book a meeting with me https://bit.ly/3LOviXT Website www.safetypositivefdn.org Facebook https://bit.ly/4fvKMO4 YouTube https://bit.ly/4d5FQy2 TikTok https://bit.ly/3LO9Ja1 LinkedIn https://bit.ly/4fvRbsE Instagram https://bit.ly/4duJq4B Contact info amyspwilson@safetypositivefdn.org 660-441-1907 About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes:

Windstar Cruises offer a uniquely luxurious experience that larger ships simply can’t match. With fewer passengers, you get more space, personalized service, and access to hidden gems that are off the beaten path—away from the usual crowds. You can also go back and listen to Episode 484 to hear more of the background on this … Continue reading Episode 537: Windstar in the BVI with Aimee →

Hi GuysThis weeks episode is with World Record Holder Laura Dekker and her husband Sander.If you would like to book one of your kids onto Laura's Foundation experience email her lauradekkerworldsailing@gmail.com for more information.The Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!If you want to support the content we are creating, check out  https://www.patreon.com/c/OceanCruisers to join the Patreon community, we look forward to seeing you there#sailingSupport the show

Hi GuysThis weeks episode is with max from Uni-tide sailing.Please follow him on  @UntideSailing on YoutubeVisit his instagram which is https://www.instagram.com/un.tide/His Patreon is https://www.patreon.com/untidecrewThe Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!If you want to support the content we are creating, check out  https://www.patreon.com/c/OceanCruisers to join the Patreon community, we look forward to seeing you thereSupport the show

This week we are having a chat with Aiyanna The Pirate PrincessIf you would like to join her on Patreon please follow these links:https://www.patreon.com/PiratePrincessChronicleshttps://www.patreon.com/HurricaneAiyanaYou can follow her on Instagram with the following handles:@pirateprincesschronicles @hurricaneaiyanaThe Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!If you want to support the content we are creating, check out https://www.patreon.com/OceanCruisers to join the Patreon community, we look forward to seeing you thereSupport the show

This week on The Ocean Cruisers Podcast we talk with Dan and Kika of  ‪@sailingumaThe Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!Support the show

This week on The Ocean Cruisers Podcast we talk with  @laurenlanders  The Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!Support the show

This week on the ocean cruisers podcast im having a chat with Laura and Ross from @sailinghollyblueIf you are interested in online schooling for your kids check out https://www.minervavirtual.comFor Laura's Boat Fit programmes visit https://sailinghollyblue.com/boat-fit/If you are interested in Super B Batteries then visit https://www.super-b.com/enIf you would like to see the videos of my own Super B Install then check out https://youtu.be/PyedOa4uaK4The Odyssey Sailing FestivalIf you would like to join The Odyssey Sailing Festival in the BVI in April please visit www.theoceancruisers.com/odyssey or email Andy on Andy@theoceancruisers.com Cheers!If you would like to purchase some goodies from our new Ocean Cruisers store visit https://www.theoceancruisers.com/storeIf you want to support the content we are creating, check out  https://www.patreon.com/OceanCruisers  to join the Patreon community, we look forward to seeing you there!Support the show

In this powerful episode, Kelly and Britnie take us on a journey through the intersection of purpose, passion, and entrepreneurship. From the emotional highs and lows of pursuing your calling to the transformative power of business done with integrity. Tune in as Britnie discusses everything from emotional elevation to intentional living, offering practical wisdom for anyone looking to heal, elevate, and transform their life. Britnie Faith Turner has been on a mission of being a force for good from the age of 12. She bought her first house at 18 and started her real estate development career during the greatest real estate recession in US history while living in her car and working for free. A mere 6 years later she won the ‘Forbes 6th fastest growing Woman-owned / Woman-led Company in the World' and bought a private island in the British Virgin Islands. As the owner of The Aerial, BVI she took her passion for elevating people and places and turned this private island into a space that heals, elevates and transforms the lives of those who visit. Turner is currently scaling the model to more resorts and healing centers with the goal of helping even more people. She is impacting lives through her resort and its programs but she is also using the island to restore struggling veterans and first responders. Through her non-profit, Aerial Recovery, these Heroes go through a year-long program and become Humanitarian Special Operators that in turn, rescue vulnerable people from sex trafficking and natural disasters. To date, Aerial's programs have helped with suicide prevention for over 150 Heroes and these Heroes have led to the rescue of over 8,000 people around the globe. [6:37] Eye-Opening Mission "I was angry because I dedicated my life to anti-trafficking, but now I am seeing kids starving, and I see women getting horrifically abused." [8:30] Elevating Emotions with Passion "Your purpose is gonna take you to a heightened level of anger or sadness." [12:56] Business for Good "I've learned that business so I could be a force for good." [23:27] Fool to Genius "You might really have to look like an idiot until you look like a genius." [33:04] Business Bound "If I had to be in business I'm still gonna do good with it." [40:42] The Entrepreneurial Brain "We've created a program called Heal the heroes." [46:11] Restored Lives “Our promise is that we provide healing through purpose.” [50:07] Consequential Choices "There's so much that happens if you do and if you don't." [55:46] Stop Trafficking "I would be more sad to do nothing, and I know that I probably cannot stop all the trafficking on the entire planet in my lifetime. But, by God, I'm gonna do it for the one." [1:00:42] Intentional Living "Being good is not living intentionally." Follow Britnie Faith Turner on instagram @britnieturner Follow The Aerial Bvi on instagram @theaerialbvi Follow The Aerial Recovery Group @aerialrecoverygroup Please download, rate & review this episode and share it with friends!  Connect with Kelly here: Follow Me on Instagram at @chaselifewithkelly  Follow Me on TikTok at @iamkellychase Subscribe to My YouTube Channel Goddess Magic Program Kelly's Favorites Visit Our Website!

If you follow drug money on the street you will inevitably trace it back to a drug dealer. When you follow drug money that moves through the banks, you will inevitably trace it back to some politician somewhere. In todays update, that is exactly the case as the Premier of the BVI and the Port Authority director are both in custody and charged with drug and money laundering violations.(commercial at 9:39)to contact me:bobbycapucci@protonmail.comsource:https://www.msn.com/en-us/news/world/british-virgin-islands-premier-and-port-authority-director-arrested-on-drug-and-money-laundering-charges-in-miami/ar-AAWISYv?ocid=msedgntp&cvid=37b0e0ae46e0444486784a78aac5a7e6