Podcasts about m pesa

In This Episode In a rare and inspiring crossover episode, Breaking Banks teams up with Barefoot Innovation to bring you a special dispatch from Necker Island, BVI. Hosted by Brett King and Jo Ann Barefoot, this episode captures the energy and insight of a one-of-a-kind fintech gathering organized by Virgin Unite: an event bringing together innovators from around the world, from a cross section of industry, exploring what the future of finance could (and should) look like. Podcasts hosts and speakers Brett and Jo Ann share their talks and insights from this carbon neutral event, connecting with Dr. Nick Hughes, OBE, father of M-Pesa, co-founder of M-Kopa and now Managing Director 4rdigital.com, the fourth revolution is digital, to cover all things fintech. Listen as these leaders discuss applications of fintech in other markets and all that is possible if we come out of our silos and collaborate -- the combination of problem solving perspectives, resources, networks and more can make an impact on some of the world's toughest challenges. We have the tech to do what we need to do, the potential is enormous! If you're looking for inspiration and forward-thinking ideas this episode delivers!

Jo Ann sits down with her friend Brett King and M-Pesa founder Nick Hughes on this special crossover episode of Barefoot Innovation & Breaking Banks, recorded live at Virgin Unite's “Change: Fintech Leaders Gathering” on Necker Island.

In dieser Folge sprechen wir über Jonas Eindrücke aus Suriname, der sich vor Ort ein Bild darüber machen konnte, wie Bitcoin in einem Land mit wirtschaftlicher Instabilität, hoher Inflation und Korruption wahrgenommen wird. Wir sprechen über die Rolle der Präsidentschaftskandidatin Maya Parbhoe, die sich offen für Bitcoin positioniert und wie die Bevölkerung mit Bitcoin umgeht. Außerdem gehen wir der Frage nach, ob es Mining im Land gibt und vergleichen die Situation mit Ländern wie Äthiopien, El Salvador und Südafrika.

What separates a good business from a truly great one? In this episode, I sit down with Bugra Altuntas, the writer and creator behind Founder Marketer, one of my favourite newsletters on business and marketing.Bugra has spent HOURS studying the patterns behind transformational companies, and he's also a hotel owner, bringing a unique perspective on both digital and physical businesses.Don't forget to subscribe to Founder Marketer & access incredible pieces like this one on M-PESA!What we discuss;✅ The biggest factors behind successful businesses—past, present, and future✅ Why founder obsession and niche expertise create cult-like customer loyalty✅ Painkiller vs. vitamin products—and why solving urgent problems wins every time✅ The unexpected lessons Bugra has learned from running a physical business✅ The future of business and marketing—what founders should be paying attention toKeen to learn more about personal growth, career and money?   Find me on Instagram or Tik Tok  Thank you for listening, it means so much to me. Please leave a comment, rating or review if you're enjoying and we will chat in the next episode. Need help creating a CV? Here's one of the best FREE CV creators.  Want to get in touch directly?   sarah@theoneupproject.nz  Disclaimer: All opinions are my own, please seek professional financial advice.

Saints, do you know who you are? Through Christ Jesus, you have been given the power to BE God's child. Do you understand what that means? Let's delve into that in this new series of messages called "The Believer's Identity". If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullamOr use MPESA till number 5379741

Hello Team Adullam!! On episode 3 of our series on Divine Rest we look at how our Shepherd is not just My Shepherd or The Good Shepherd but also a Trustworthy Shepherd. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741.

Hello Team Adullam!! On episode 2 of our series on Divine Rest we look at how our Shepherd is also The Good Shepherd. "The good shepherd sacrifices his life for the sheep”. He is the Good Shepherd who has done whatever it takes to ensure you receive the Divine Rest He desires for you to live in. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

Hello Team Adullam!! We start a new series where we talk about the Divine Rest that is available to us who have put our faith in Jesus. In this episode we look at Psalms 23. Through this Psalms we learn that the journey of Divine Rest begins with the acknowledgement that the Lord is MY Shepherd. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

In this episode, we are honored to have Khurram Shroff, a visionary in Bitcoin, blockchain, and emerging technologies. Widely recognized as the "Arab Crypto Whale," Khurram shares his journey, insights, and predictions on the evolving landscape of cryptocurrency, AI, and decentralized finance. Host: RA George, Blockchain DXB / Bitcoin DXB (launching soon) Connect with Khurram Shroff: LinkedIn: ⁠Khurram Shroff⁠ Twitter/X https://x.com/shroffkh Khurram Shroff at BITCOIN MENA 2024 - A talk about Shaping the Future: Strategic Leadership & Bitcoin Adoption in the Middle East. Watch here - BITCOIN MENA 2024 Website: ⁠iMining Technologies Special thanks to Neha Kaul, CEO & Founder www.yourwordsmiths.com for coordinating this podcast session Podcast Summary 1. The Early Days of Bitcoin: Khurram recalls the early days of Bitcoin when its price was just $1. His initial inspiration came from M-Pesa's success in Kenya, highlighting financial inclusivity. Early adoption challenges included scepticism from family, friends, and the banking sector. 2. Bitcoin as Digital Gold and a Store of Value: Khurram coined the term "Bitcoin as Digital Gold" in 2016-17. He discusses Bitcoin's transformation from a currency to a store of value and inflation hedge. 3. The Global Bitcoin Movement: Insights into Bitcoin adoption by nations like El Salvador. The impact of notable figures such as Donald Trump, Eric Trump, and Paul Manafort in promoting Bitcoin globally. 4. Tokenization and Sharia Compliance: The multi-trillion-dollar potential of tokenization across real-world assets. How Bitcoin has gained Sharia compliance recognition, opening doors to the Muslim investment world. 5. The Role of Governments and Regulation: Why government support and regulatory clarity are essential for Bitcoin's growth. The promising regulatory environment in the UAE, including the role of ADGM and VARA. 6. Blockchain and AI Convergence: The intersection of AI and blockchain in sectors like real estate, finance, and healthcare. The potential of decentralized exchanges leveraging AI for customer support. 7. The Future of Bitcoin Finance (BTC-Fi): Exploring how Bitcoin could serve as an economic security layer. Real-world applications such as Bitcoin-backed mortgages and asset tokenization. 8. Challenges and Opportunities in the Crypto Ecosystem: The hurdles of decentralization, slow upgrades, and regulatory bottlenecks. Why education and media play crucial roles in spreading awareness. Personal Insights: Khurram shares personal anecdotes, including his family's evolving perspective on Bitcoin. His passion for education, exemplified by the launch of Bitcoin DXP for global financial literacy. Closing Thoughts: The future of finance lies in the convergence of blockchain, AI, and decentralized systems. A heartfelt acknowledgment to the supporters and industry pioneers driving this technological revolution.

A controversial new tax on M-Pesa mobile money transfers is set to come into force in Kenya by December. The plan has many in the country where M-Pesa is woven into daily life wondering: Will it drive costs up? Who benefits? How fair is it? Josey Mahachi talks to Samora Kariuki, a Nairobi-based FinTech analyst, and DW correspondent Andrew Wasike in Kenya.

In October 2022, Safaricom launched its telecommunications services in Ethiopia, marking a major milestone as the first private operator to enter the Ethiopian telecom market. This move broke the long-standing monopoly of state-owned Ethio Telecom and was seen by many as a significant step towards liberalising the country's telecom sector. The company had officially been licensed in July 2021, with a record $850 million licensing fee—the largest foreign direct investment in Ethiopia at the time. Safaricom committed to investing around $8 billion over the next decade to build its infrastructure and services, aiming to enhance competition and improve connectivity for millions of Ethiopians. However, Safaricom's launch did not come without challenges. The rollout faced delays due to socioeconomic and security issues within the country. Initially planned for an earlier start, the company adopted a phased approach, beginning with services in Dire Dawa and targeting expansion to 25 cities by April 2023. That move reportedly saw significant infrastructure investments being made, including the construction of mobile towers and a national transmission network, alongside the importation of over $300 million worth of equipment. Episode overview: Fast forward to October 2024, in this episode of the African Tech Roundup Podcast, Yahya Banafa gives Andile Masuku a behind-the-scenes peek at the challenges and opportunities Safaricom is facing as it continues to establish itself in Ethiopia. He offers a practical perspective on building and deploying modern telecom infrastructure from scratch in a market that's evolving rapidly. Key topics: • Planning and engineering a mobile network in a new market • Tackling Ethiopia's unique terrain and altitude challenges • Balancing regulatory hurdles with business goals • Managing unexpected surges in data demand • Forming strategic partnerships within the telecom sector • Exploring the future potential of mobile money services • Optimising network coverage across diverse landscapes • Introducing 5G technology to meet growing demand • Meeting the digital needs of Ethiopia's younger generation • Addressing competition from new market entrants like Starlink Notable points: Banafa delves into the complex process of network planning, touching on the importance of meeting both regulatory standards and service quality benchmarks. He explains how Safaricom has adjusted its approach to handle Ethiopia's high-altitude regions and varied geography. The conversation reveals that higher-than-expected demand for data services has pushed Safaricom to accelerate its 5G rollout. There's also a discussion about the potential of mobile money services in Ethiopia, with insights drawn from the success of M-Pesa in Kenya. Banafa stresses the importance of collaboration across the telecom sector to enhance the customer experience. Listen in for valuable insights into the strategic decisions behind Safaricom's efforts to establish a cutting-edge telecom network in Ethiopia. It sheds light on how technology, regulations, and market dynamics intersect to shape the country's digital future. Editorial Note: This interview was recorded at the fringes of NOVACOM Africa 1-to-1 Telco Summit 2024 in Franschhoek, South Africa, where Andile Masuku attended as an independent media guest. African Tech Roundup maintains complete editorial oversight and is not affiliated with the event organisers. Image credit: Gift Habeshaw

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-studies

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance

Commercial Banking in Kenya: A History from Colonisation to Digital Age (Routledge, 2024) investigates the impact of commercial banks in Kenya right through from their origins, to their role during the colonial period, the process of adaptation following independence, and up to their responses to new challenges and economic policies in the twenty-first century. The British colonisation of East Africa required the development of diverse political, social and economic institutions to advance and exercise control over the territories and their populations. Multinational commercial banks were among the first institutions, with the National Bank of India, Standard Bank of South Africa and Barclays Bank DCO all setting up business in Kenya, whilst continuing to maintain close relationships with the UK and other colonial actors. This book assesses the impact of commercial banks during the last years of colonial domination and the tools they used to adapt in the first decades of independence. The book concludes by considering how the colonial banking system has influenced the development of modern financial institutions in Kenya in the twenty-first century. This book argues that commercial banks are fundamental to understanding African colonies, and the foundations over which the financial system of contemporary Africa was constructed. It will be of interest to researchers of banking, economic history, the colonial period, and African studies. Christian Velasco was born in Mexico City and studied History at the National Autonomous University of Mexico (UNAM), where he specialized in economic history. In 2013, he was awarded a master's degree at the London School of Economics, with a comparative study of banking in Ghana and Botswana. The University of Warwick awarded him a PhD in 2019, working under the supervision of David Anderson and Daniel Branch, with a dissertation titled The Kenyan Banking System: From Colonial Expansion to Independence Uncertainty, 1950–1970. He is currently full-time academic staff at the Centro de Investigación y Docencia Económica (CIDE) in Mexico City. Other publications discussed during the interview are: Rouse, M. , Bátiz-Lazo, B., and Carbo-Valverde, S. (2023) ‘M-Pesa and the role of the entrepreneurial state in a cashless technology to deliver an inclusive financial sector', Essays in Economic and Business History, 41, pp. 109-133. Velasco, C. (2022), "The African Savers and the Post Office Savings Bank in Colonial Kenya (1910–1954)," The Journal of Imperial and Commonwealth History, DOI: 10.1080/03086534.2021.2020426 Willis, J. & Velasco, C. (2024), "Saving, Inheritance and Future-Making in 1940s Kenya," Past & Present, https://doi.org/10.1093/pastj/gtae013 Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/british-studies

Today we're joined by Sitoyo Lopokoiyit, CEO of M-PESA Africa, who has played a pivotal role in growing M-PESA across 8 African markets. Sitoyo shares the fascinating story behind M-PESA's evolution from a mobile money service into a full-fledged digital ecosystem, empowering consumers, businesses, and developers through an open API program. We also covered:- The role of regulation in fintech- Cross-border payments and cost reduction- The adoption of blockchain and AI  - Balancing innovation and competition with open architecture - The future of CBDCs in Africa  - National payment infrastructure players and their impactDon't miss this insightful conversation on how M-PESA is reshaping financial inclusion across Africa and leading the fintech revolution. Our website

This is the seventh and last episode of our study on the book of Ephesians. On this episode, we talk about our true adversary and how we are able to stand our ground and live victoriously. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

This is the sixth episode of our study on the book of Ephesians. On this episode, we talk about how the standard for how we live our lives and love others is God Himself. Imitate God, in everything you do, for you are His dear children. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

Send us a textImagine a city where you can walk amongst skyscrapers one moment and spot a giraffe the next. Our guest, Vincent, fresh from a two-month adventure in Nairobi, takes us on an extraordinary journey through Kenya, sharing firsthand experiences from his upbringing near Lake Victoria to his current life in the Bay Area. We explore Kenya's diverse tribes and educational system, and the unique blend of English and Kiswahili that colors daily conversations.This episode shines a light on Kenya's rich cultural traditions and culinary delights, especially during Christmas. Discover how Kenyans celebrate the festive season with grand feasts and family gatherings, rather than focusing on gift-giving. We also discuss the regional culinary treats you can't miss, from succulent tilapia to the freshest coastal seafood. And if you're a travel enthusiast, our guest's tips on the best times to visit Mombasa, Lamu, and Malindi will be invaluable.Finally, we delve into the vibrant sports culture and cosmopolitan lifestyle of modern Nairobi. Learn about the city's affordability compared to places like the Bay Area, the innovative mobile payment system M-Pesa, and the must-visit spots like Nairobi National Park and the Masai Mara National Reserve. Plus, get a taste of Kenya's sweet side with desserts like mandazi and mahamri, and explore the nation's music traditions that range from the ancient Nyatiti to contemporary Afrobeats. Tune in for a rich, multifaceted look at Kenyan life, culture, and travel that promises to both inform and inspire.Map of KenyaSupport the showPlease download, like, subscribe, share a review, and follow us on your favorite podcasts app and connect with us on Instagram: https://www.instagram.com/wherenextpodcast/View all listening options: https://wherenextpodcast.buzzsprout.com/HostsCarol Springer: https://www.instagram.com/carol.work.lifeKristen: https://www.instagram.com/team_wake/ If you can, please support the show or you can buy us a coffee.

In mid-August 2024, Rob traveled to East Africa. He visited four cities (Nairobi, Mombasa, Kigali, and Kampala) in three countries (Kenya, Rwanda, and Uganda). In the postcard, Rob discusses what he saw and what he learned. The main topics discussed are the region's cities, economies, and stock markets, corruption, freedom, Chinese and Western money, foreign aid, entrepreneurship, M-Pesa, and demographics.

Bancarisation, paiement de factures, assurances, santé, éducation, livraison de E-commerce... En quelques décennies, l'Afrique a connu un bouleversement numérique qui modifie considérablement le quotidien. Principal outil d'innovation : le téléphone mobile et notamment le smartphone qui a véritablement fait passer un cap technologique au continent. D'ici 2030, le taux d'adoption des smartphones devrait exploser, selon le dernier rapport du GSMA. Passant de 51% en 2022 à 87% à la fin de la décennie. Le continent a su voir dans les transformations du numérique un moyen de répondre à ses besoins. C'est le cas notamment du paiement mobile (M-pesa), né au Kenya en 2007. Encore aujourd'hui, près de la moitié des 1,6 milliards de comptes mobiles money enregistrés proviennent d'Afrique subsaharienne. Il faut dire que l'innovation rend bien des services dans des pays où l'inclusion financière est encore faible et la part de l'économie informelle forte. Quelles sont les prochaines transformations à attendre du continent ? Quelles sont les attentes des consommateurs ?  Cette émission est une rediffusion du 2 mai 2024Avec :• Jean-Philippe Berrou, socio-économiste, enseignant-chercheur au Centre de recherche Les Afriques dans le monde (LAM) de Sciences-Po Bordeaux. et directeur de la recherche de Sciences Po Bordeaux • Aïssatou Ami Touré, directrice générale Sénégal de la start-up algérienne Yassir qui fournit des services de taxi et de livraison alimentaire. Lauréate «intrapreneur Afrique» du prix Les Margaret de la Journée de la femme digitale.Un entretien avec Albane Thirouard, correspondante de RFI à Nairobi au Kenya sur M-Pesa, un système de microfinancement et de transfert d'argent par téléphone mobile, lancé en 2007 au Kenya.Et en fin d'émission, La rubrique Mondoblog chez les voisins avec Thibault Matha. Cette semaine, on parle du billet de la blogueuse Délivrance Tsé qui a connu un mois d'avril particulièrement chaud. Et le mondoblog audio de Louis Dorsouma, blogueur tchadien.  Programmation musicale :► UNGWANA – Nina Ogot ► Hypé - Aya Nakamura. 

Bancarisation, paiement de factures, assurances, santé, éducation, livraison de E-commerce... En quelques décennies, l'Afrique a connu un bouleversement numérique qui modifie considérablement le quotidien. Principal outil d'innovation : le téléphone mobile et notamment le smartphone qui a véritablement fait passer un cap technologique au continent. D'ici 2030, le taux d'adoption des smartphones devrait exploser, selon le dernier rapport du GSMA. Passant de 51% en 2022 à 87% à la fin de la décennie. Le continent a su voir dans les transformations du numérique un moyen de répondre à ses besoins. C'est le cas notamment du paiement mobile (M-pesa), né au Kenya en 2007. Encore aujourd'hui, près de la moitié des 1,6 milliards de comptes mobiles money enregistrés proviennent d'Afrique subsaharienne. Il faut dire que l'innovation rend bien des services dans des pays où l'inclusion financière est encore faible et la part de l'économie informelle forte. Quelles sont les prochaines transformations à attendre du continent ? Quelles sont les attentes des consommateurs ?  Cette émission est une rediffusion du 2 mai 2024Avec :• Jean-Philippe Berrou, socio-économiste, enseignant-chercheur au Centre de recherche Les Afriques dans le monde (LAM) de Sciences-Po Bordeaux. et directeur de la recherche de Sciences Po Bordeaux • Aïssatou Ami Touré, directrice générale Sénégal de la start-up algérienne Yassir qui fournit des services de taxi et de livraison alimentaire. Lauréate «intrapreneur Afrique» du prix Les Margaret de la Journée de la femme digitale.Un entretien avec Albane Thirouard, correspondante de RFI à Nairobi au Kenya sur M-Pesa, un système de microfinancement et de transfert d'argent par téléphone mobile, lancé en 2007 au Kenya.Et en fin d'émission, La rubrique Mondoblog chez les voisins avec Thibault Matha. Cette semaine, on parle du billet de la blogueuse Délivrance Tsé qui a connu un mois d'avril particulièrement chaud. Et le mondoblog audio de Louis Dorsouma, blogueur tchadien.  Programmation musicale :► UNGWANA – Nina Ogot ► Hypé - Aya Nakamura. 

The is the fifth episode of our study on the book of Ephesians. On this episode, we talk about how our unity is rooted in the love of Christ as well as how we are all called to serve in God's Kingdom. There's no role for spectators. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

The is the fourth episode of our study on the book of Ephesians. On this episode, we continue to speak about the unity of Believers and how powerful it is. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

In this episode of SaaS Fuel, delve into the inspiring journey of Albert Owusu-Asare, a visionary fintech leader who journeyed from Kumasi, Ghana to the US, where he co-founded Cadana - a company revolutionizing international payroll systems. With influential roles at Goldman Sachs and Esusu, Albert has harnessed his extensive experience in global finance and consumer banking, empowering employers and employees. Throughout the episode, Albert shares his insights on transforming global payroll systems to reduce fees and compliance challenges, with a focus on leveraging localized payment systems like M-PESA in Africa. Explore Cadana's mission to empower international talent by providing seamless, compliant payment solutions across over 200 countries, balancing profit with social impact. Learn how strategic partnerships and innovative solutions are revolutionizing global payroll and creating equal opportunities for talented individuals worldwide.Key Takeaways[00:00:18] - African Student's American College Experience[00:06:19] - Impact of Payment Delays on Workers[00:10:59] - Globalizing Localized Payments Through Local Networks[00:17:41] - Consumer-Centric HR Systems Transformation[00:27:09] - Investors and Socially Responsible Business[00:33:07] - Entrepreneurship in Emerging Markets Tweetable Quotes“The promise of global work is to create this perception that borders don't exist. The reality is, there are borders, jurisdictions, and tax laws, and companies like us help navigate these issues.” - 00:04:56 Albert Owusu-Asare“In emerging markets, it's not just the quantum of money, but the velocity of money that matters. A delay in payment can mean school fees are delayed or an elderly person can't access medical care.” - 00:16:45 Albert Owusu-Asare“We aim to make localized payments global by tapping into local networks. Each time you remove an intermediary from a global payment flow, you get speed increments and fee benefits.” - 00:25:30 Albert Owusu-Asare“A key part of our success is trust and mutual respect between co-founders. We're able to debate and make objective decisions quickly because we know we're all coming from a good place.” - 00:29:20 Albert Owusu-Asare“There's an assumption that payroll has to go into a traditional bank. What if I wanted it to go to my cash app or M-Pesa? Payroll systems should decouple from HR admin pay experience.” - 32:14 Albert Owusu-AsareSaaS Leadership LessonsEmbrace Diverse Experiences for Broader Perspectives: Diverse experiences are significant in shaping a comprehensive understanding of global finance. Leaders should value diverse backgrounds and experiences within their teams to drive innovation and adapt to a global market.Localize Solutions for Global Scalability: Cadana's integration with localized payment systems like M-PESA demonstrates the effectiveness of understanding and leveraging regional financial behaviors. SaaS leaders should focus on tailoring their solutions to meet local needs, which can enhance user experience and operational efficiency on a global scale. Balance Profit with Social Impact: Balance social impact with building a sustainable, profitable business. The aim is to create business models that not only attract investment but also make a positive societal impact, proving that profitability and social good are not mutually exclusive.Prioritize Trust and Respect in Partnerships: Trust and mutual respect are necessary in successful co-founding ventures. Prioritize building strong, trust-based relationships with their partners and team members to foster a collaborative and resilient work environment.Adapt to Emerging Market Dynamics:...

The is the third episode of a new study we have started on the book of Ephesians. On this episode, we talk about the unity of Believers. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

The is the second episode of a new study we have started on the book of Ephesians. On this episode, we talk about the difference between children (Teknon) and Sons (Huios) and why we must heed the call to live as Sons. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

The is the first episode of a new study we have started on the book of Ephesians. On this episode we look at the context of the book and some of the lessons that context delivers to us. If this message blessed you, please consider supporting this ministry. For Card and MPESA, please follow this link https://checkout.mookhpay.com/link/adullam or use MPESA till number 5379741

Bancarisation, paiement de factures, assurances, santé, éducation, livraison de E-commerce...En quelques décennies, l'Afrique a connu un bouleversement numérique qui modifie considérablement le quotidien. Principal outil d'innovation : le téléphone mobile et notamment le smartphone qui a véritablement fait passer un gap technologique au continent. D'ici 2030, le taux d'adoption des smartphones devrait exploser, selon le dernier rapport du GSMA. Passant de 51% en 2022 à 87% à la fin de la décennie. Le continent a su voir dans les transformations du numérique un moyen de répondre à ses besoins. C'est le cas notamment du paiement mobile (M-pesa), né au Kenya en 2007. Encore aujourd'hui, près de la moitié des 1,6 milliards de comptes mobile money enregistrés proviennent d'Afrique Subsaharienne. Il faut dire que l'innovation rend bien des services dans des pays où l'inclusion financière est encore faible et la part de l'économie informelle forte. Quels sont les prochaines transformations à attendre du continent ? Quels sont les attentes des consommateurs ?  Avec :• Jean-Philippe Berrou, socio-économiste, enseignant-chercheur au centre de recherche Les Afriques dans le monde (LAM) de Sciences-Po Bordeaux. et directeur de la recherche de Sciences Po Bordeaux. • Aïssatou Ami Touré, directrice générale Sénégal de la start-up algérienne Yassir qui fournit des services de taxi et de livraison alimentaire.Un entretien avec Albane Thirouard, correspondante de RFI à Nairobi au Kenya sur M-Pesa, un système de microfinancement et de transfert d'argent par téléphone mobile, lancé en 2007 au Kenya.Et en fin d'émission, La rubrique Mondoblog chez les voisins avec Thibault Matha. Cette semaine, on parle du billet de la blogueuse Délivrance Tsé qui a connu un mois d'avril particulièrement chaud. Et le mondoblog audio de Louis Dorsouma, bloggueur Tchadien.  Programmation musicale :► UNGWANA – Nina Ogot ► Hypé - Aya Nakamura 

In this episode of Flanigan's Eco-Logic, Ted and co-host, Russell Sturm, speak with Jesse Moore, CEO and Co-Founder at M-KOPA, the world leader of affordable "pay-as-you-go" financial services for low-income customers based in Africa. Since commercial launch in 2012, M-KOPA has connected, provided, and served over 3 million customers to affordable off-grid distributed solar systems and connectivity solutions, including lighting, charging, radio, TVs, fridges, and smartphones. Russell starts with his introduction, exploring and explaining the impressive evolution of the off-grid solar industry over the past fifteen years, which has emerged for the first time to provide power to 2 billion people who do not have access to reliable and modern energy. He then introduces Jesse to the conversation, and describes M-KOPA as a sustainable and profitable company which continues to innovate for the financially excluded.Ted and Jesse then dive into his works, first discussing his background, originally from Toronto, Canada. He holds an MBA from Oxford University (Skoll Scholar) and a BA from the University of North Carolina (Morehead Scholar). Early in his career, with a desire to drive social impact, Jesse worked with the international development charity CARE. His work then transitioned from a strictly humanitarian focus to enterprise solutions, spurred specifically by an interest in advancing cellular connectivity in Africa via M-PESA, a virtual payment service launched by Vodafone and Safaricom in 2007. M-PESA offered a playbook for what would become M-KOPA, which was founded in 2010 with an idea of combining the power of digital micropayments with GSM connectivity to make life-enhancing assets more accessible. Jesse has since overseen the company's growth from startup to over 2,000 employees and 20,000 sales agents. M-KOPA currently has offices in Kenya, Uganda, Tanzania, Nigeria, Ghana, UK and Hong Kong. The company has received numerous awards for its innovation, impact and scale: including winning the prestigious Zayed Future Energy Prize, making the coveted MIT Technology Review 50 Smartest Companies list, and being listed by Fortune Magazine as one of the Top 50 Companies Changing the World. Investors in M-KOPA include Generation Investment Management, CDC Group and Standard Bank, as well as esteemed entrepreneurs such as Virgin Founder Sir Richard Branson and AOL founder Steve Case.As a leader in empowering homes and small businesses through connected technology, Jesse is representative of an industry of entrepreneurs that sees the only way to address these fundamental problems within commercial markets at scale is with companies that are responsive to customer needs instead of donor biases, and are able to innovate, drive prices down, and continuously provide products that people need.

Caleb Maru called M-Pesa the "company that changed Kenya forever", and the crazy thing is, its impact was even bigger than that - because the dominoes that M-Pesafirst tipped over in Kenya, seventeen years ago, are still having an impact all over East Africa. In today's episode, I'm speaking to Nassor Abubakar, an M-Pesa veteran and digital lending expert who is spreading mobile-first digital loans across Tanzania with NMB Bank.You should follow Nassor on LinkedIn for https://www.linkedin.com/in/nassabuba/ NMB is at https://www.nmbbank.co.tz/ and on LinkedIn at https://www.linkedin.com/company/nmb-plc/ and on Twitter, Facebook, InstagramThe Finscope Report mentioned can be accessed here: https://www.afi-global.org/wp-content/uploads/2023/08/Finscope-Tanzania-2023-Report-Insights-that-Drive-Innovation.pdf Caleb Maru's TechSafari is at https://www.techsafari.io/ or jump straight to the M-Pesa story at https://techsafari.beehiiv.com/p/company-changed-kenya-forever I'm on LinkedIn and always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - please do reach out, and follow the show's page, tooMeanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site. Hosted on Acast. See acast.com/privacy for more information.

support dispatch: https://citadeldispatch.com/donate ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EPISODE: 121BLOCK: 836261PRICE: 1416 sats per dollar TOPICS: how machankura works, bitcoin adoption in Africa, difficulties, opportunitiesproject website: https://8333.mobi/ new to nostr? try ⁠https://primal.net⁠nostr live chat: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://citadeldispatch.com/stream⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nostr account: ⁠https://primal.net/odell⁠youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@citadeldispatch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.podpage.com/citadeldispatch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠stream sats to the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fountain.fm/(00:00:02) Intro Clip: Bitcoin and Austin Texas on CNBC(00:06:00) Intro to Machankura(00:07:45) Discussion about Machankura(00:09:22) Explanation of USSD and M-Pesa(00:10:04) Discussion about the use of Bitcoin in Africa(00:23:44) Discussion about the impact of Bitcoin in Africa(00:38:30) Discussion about the growth of Bitcoin usage in Africa(00:45:39) Bitrefill's presence in Namibia and South Africa(00:48:17) Challenges of selling Bitcoin in Africa(01:19:58) The importance of building for local environments(01:30:36) Discussion about the size and structure of OpenSats(01:31:19) Challenges in supporting more Africans in OpenSats(01:31:47) Cultural differences and catching up in open source development(01:32:25) KG's experience with Bitcoin and savings(01:34:48) Initiatives to bring more women into Bitcoin in Africa(01:35:38) The need for patience and time in developing the developer pipeline in Africa(01:36:35) Future plans for another conversation and updates

The story of East African fintech is built around the mobile phone. Not the smartphone, mind you, but the humble feature phone. In markets where all but the most significant of locations lacked an established infrastructure of landlines and local bank branches, these phones leapfrogged both: powered by pre-paid sim cards that often served as a secondary currency and cleverly leveraged USSD technologies. But it has been seventeen years since M-PESA arrived on the scenes and yet traditional credit tools have often failed to cross the floor - in Uganda, the credit bureaus are filled with the data of there are just 2.4 million traditionally banked consumers, while a further 14 million sit waiting, with their data-rich mobile banking histories all but ignored.But no more. In today's epsidoe I'm speaking to Charles Wandia of gnuGRID who, with Airtel, have built a national-level mobile credit score.gnuGRID is the first and only indigenous credit reference bureau in Uganda, enabling financial inclusion through credit information sharing - and you can find them online at https://gnugridcrb.com/ You can also watch the official launch of that score at: https://www.youtube.com/watch?v=4VbEI_0l57A&t=19s gnuGRID is also on LinkedIn, of course, as is Charles Wandia: https://www.linkedin.com/in/charles-wandia-983b4a65/As you'll hear on the show, Charles also offers tailor-made training on credit scorecard development via Credit Tick Consulting at https://www.linkedin.com/company/credit-risk-tick-consulting/Speaking of LinkedIn, that's where you can also find and connect with me: https://www.linkedin.com/in/brendanlegrange (please do reach out, follow the show's page, and share the content with your networks)Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.

Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer. As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future? They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges that lie ahead AND they discuss some of the broader trends in this space to understand what needs to be done and how. This week's guests include: Daniel Hegarty, Founder & CEO at Communion Antoinette Rodriguez, President at MarFi Advisors and Chairwoman at Financial Advisor Magazine's Invest In Women --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Yapily and Ant Group bringing Commercial VRPs to Europe, new research from Wise highlighting the impact of junk fees, and Airwallex are getting into Formula 1. PLUS, do you think you could be fooled by a deepfake? Get ready for a mind-blowing scam that cost one bank $25m... This week's guests include: Valentina Kristensen, Director of Growth & Communications at OakNorth Roland Selmer, CPO at Yapily Rina Wulfing, Senior Policy Lead for North America at Wise We cover the following stories from the fintech and financial services space: Ant International and Yapily Launch Europe's First Commercial Variable Recurring Payments (VRPs) for e-Commerce (04:35) Research from Wise highlights the widespread consequences of junk fees on American consumers (18:35) Airwallex race into partnership with Formula 1 team McLaren (33:36) Australian payments firm Fat Zebra buys open banking outfit Adatree (46:30) HSBC instals the first of ten ‘cash pods' in towns with no bank branches (55:43) Hong Kong finance worker gives $25m to fraudsters after call with deepfaked CFO (57:43) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

In celebration of US Black History Month, our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to discuss civil inequality in the banking system. This week's guests include: Rodney Williams, Co-Founder at SoLo Funds Jamilia Grier, Founder & CEO at ByteBao Asya Bradley, Founder and Angel Investor Conversations around inclusion are much bigger than just banking. It's a systemic problem which has always existed and still remains a very real issue today, and this episode tackles these issues head on. They discuss how and why non-white communities are being underserved by traditional banks and celebrate some of the work being done to tackle that. They also look at how we can harness fintech for good to drive meaningful change. --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review. Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

Our expert hosts, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the news that HSBC is being fined by the Bank of England's financial stability arm after failing to adequately protect its customers in the event of a banking collapse. Plus, Nova Credit is stepping up to support Ukrainian refugees, and Mastercard want to get rid of passwords. This week's guests include: Rachel Pandyan, Ventures Product Lead at 11:FS Doug Mackenzie, Chief Content Officer at Fintech Finance Anil Stocker, CEO of Kriya We cover the following stories from the fintech and financial services space: Kriya uses funding boost to power up B2B embedded finance offering (04:34) Mastercard wants to replace passwords with biometric authentication (17:38) Nova Credit helps Ukrainians in UK, US and Canada get credit (28:45) HSBC fined £57m by Bank of England for 'serious' deposit protection failings (38:32) PayPal to reduce global workforce by 9% in 2024 (46:17) GoHenry petitions for financial literacy in schools to UK government (48:57) British actor Tom Hollander accidentally receives Spider-Man's bonus cheque (51:19) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

On this episode of Fintech Insider Insights our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the ever-growing overlap between big tech and finance. We've seen no shortage of companies like Google, Apple, and Facebook in the news over the last year, and as technology becomes more central in our relationship with financial services, big tech will only have a more critical role to play in the future of our industry. So we want to take a step back and understand exactly what big tech's role in finance currently is, and where they sit on the banking battlefield. What are the use cases? What are the risks? And will we eventually have to do our banking through a VR headset? To discuss this I am joined by a mighty panel of industry experts. This week's guests include: Paul Worthington, Head of Regulatory Affairs at Innovate Finance and formerly the Public Policy Manager at Meta Fintech Dave Birch, Principal at 15Mb Sam Maule, an advisor and formerly the Key Account Executive at Google --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.  This week's guests include: Amelia Isaacs, Senior Reporter at AltFi Rachel Pandyan, Ventures Product Lead at 11:FS We cover the following stories from the fintech and financial services space: Revolut launch Mobile Wallets (03:40) The Financial Stability Board could recommend new measures to limit the impact of social media on bank runs (16:16) Italy's Objectway acquire Canadian wealthtech Newst Wealth (28:35) Moody's Analytics taps Numerated for automated loan process (34:45) Comic Relief extends partnership with GoCardless to accept donations year round (44:45) Apple Pay finally open up NFC chip access to third parties after EU investigation (45:52) A retired teacher has her pension halted as her provider refuses to believe she is not dead (47:52) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

Our expert host, Kate Moody, is joined by some great guests to talk about how personalisation in banking. Personalisation was one of the key themes that emerged from this year's annual 11:FS Pulse report, which is out now at 11fs.com/report  In the report, our experts, along with others from Monzo, JPMorgan and Nationwide, emphasised the importance of tailored financial services and how customer-centricity will win the day in 2024. But this personalisation is only possible through real-time data, AI & machine learning, by harnessing behavioural data, and many other recent technological advances which are transforming the financial services landscape. So we want to dive deeper into this. What does personalisation in banking even mean? How can it really improve the products or services being offered? And what are the consequences when it goes wrong? This week's guests include: Joe Colchester, Head of Product at 11:FS Pulse Ross Logan, Chief Product Officer at Snoop Megan Cooper, Chief Product Officer at ClearBank Alok Kumar, Product Manager at Chip --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.  **This week's guests include:** Alia Mahmud, Global Regulatory Affairs Practice Lead at ComplyAdvantage Mariela Hunter, a fractional COO  **We cover the following stories from the fintech and financial services space:** AI fraud is an emerging risk, according to ComplyAdvantage's State of Financial Crime Report (03:30) Natwest ventures into intellectual property-based lending (16:45) Mastercard launches Small Business AI (32:20) ipaymy launches automated invoice platform for SMBs (44:18) Revolut partners with tech firm Jabil to scale mobile POS (53:46) Santander hoovers up tech talent for digital overhaul (56:02) Our fingerprints may not be unique after all (57:38) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

Our expert host, Ross Gallagher, are joined by some great guests to talk about how to build and keep trust in financial services. The 2008 financial crisis was a pretty pivotal time, to say the least. Suddenly, big banks could fail and our money just didn't feel as safe as it once did. Trust in the whole system suffered a hit which many thought was irreparable. However, the industry has since gone through a transformative period - improved regulation, more effective governance, and a huge exercise rebuilding that trust with the customer. In a world that now looks so very different from 2008, we want to tackle the tricky matter of trust head on. How do financial services build trust? How do they keep it? And what makes one FS provider more trustworthy than another? **This week's guests include:** Jordan Sinclair, President at Robinhood UK Monica Hovsepian, Head of Financial Services Industry at OpenText Aidan Rushby, CEO at Carmoola --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!

Our expert hosts, David Barton-Grimley and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, finance and banking news from the past week. From Elon Musk's 'everything app' to the SEC's bitcoin ETF approvals, via Revolut biometrics data lawsuit, it's been quite a week in the world of fintech, and we have you covered with expert reaction, analysis and insight. This week's guests include: Nirav Patel, CEO at Andaria Financial Services Jason Mikula, Founder of Fintech Business Weekly We cover the following stories from the fintech and financial services space: X, formerly Twitter, announce peer-to-peer payments in 2024 (https://www.pymnts.com/mobile-applications/2024/x-to-add-peer-to-peer-payments-in-2024-become-everything-app/) Embedded finance firm Andaria partner with Mastercard (Embedded finance firm Andaria to partner with Mastercard) Revolut face class action lawsuit over biometric data collection (https://www.finextra.com/newsarticle/43508/revolut-faces-us-class-action-suit-over-biometric-data-collection) Barclays and Santander slash rates as UK mortgages get cheaper (https://uk.finance.yahoo.com/news/sub-4-two-fixed-mortgage-113532651.html) The U.S. Securities & Exchange Commission (SEC) approve new bitcoin Exchange-Traded Products (ETFs) (https://www.sec.gov/news/statement/gensler-statement-spot-bitcoin-011023) China's Ant Group eye up $200m acquisition of Dutch fintech MultiSafePay (https://www.finextra.com/newsarticle/43501/ant-group-eyes-up-200-million-acquisition-of-multisafepay) Pothole insurance claims reach record highs (https://www.thisismoney.co.uk/money/cars/article-12942369/Pothole-insurance-claims-soar-40-year-hit-record-high.html) Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guest: Jason Mikula.

Our expert hosts, 11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold? This week's guests include: Kiaan Pillay, CEO & Co-Founder at Stitch Andrew Escobar, former Director of Open Finance at MX in Canada About this episode Open banking allows financial institutions to share data and have a more globalised, connected banking system. It enables customers to share personal financial information securely, which can broaden the products and services available to them. For example, personal finance apps help individuals to manage their finances, track spending habits, save and access other financial services, all from one place. Lenders can better evaluate the borrowing power of applicants if they can access their credit history from other FS providers too. And have you ever sent a payment to someone without needing to manually input your bank details? All of this is possible with open banking. So in today's podcast we are going to take a look at the countries with an established open banking framework, those in the process of creating the regulation for it, and those who are slipping behind, and really understand the current state of open banking around the world today. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Salim Dhanani, Co-Founder and CEO at Pave Bank Chantal Swainston, Fintech PR Consultant and Founder of The Heard Daniel Lanyon, Editorial Director at AltFi We cover the following stories from the fintech and financial services space: HSBC launch multi-currency money transfer app Zing Pave Bank comes out of stealth and confirms $5m of funding The UK and Switzerland agree a 'first of its kind' financial services agreement Blackstone buys a majority stake in Sony Payment Services Over a quarter of Buy Now Pay Later (BNPL) users miss payements HSBC sell its French retail banking business to CCF The UK's tax collector, HMRC, are clamping down on side hustles Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Chantal Swainston, Daniel Lanyon, and Salim Dhanani.

Happy New Year Fin-techers! To celebrate, regular Fintech Insider hosts David M. Brear, Ross Gallagher and Kate Moody make some bold predictions for 2024, and look back on how right (or wrong) they were last year! From financial wellbeing to big money acquisitions, you don't want to miss this one! Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!