Podcasts about mobile money

In This Episode This week's episode of Breaking Banks brings you insights from Cape Town, South Africa, and the Circle of Fintech event hosted by Crossfin. Africa accounts for a remarkable 70% of mobile money accounts globally, and over the past decade, fintech and mobile money have brought 1.1 billion Sub-Saharan Africans into the formal financial services system.. In the episode, Brett King is joined by Dean Sparrow and Anton Gaylard, Co-Founders of Crossfin to talk about next gen financial services infrastructure emerging from South Africa and extending across the planet. They explore the evolution of fintech across the African continent. the rapid adoption of mobile money, fueled by the limited legacy banking infrastructure and the widespread use of mobile technology. They then get into Crossfin's investment strategy with focus on supporting founder-led businesses in Africa, particularly those developing payment-oriented solutions, and showcasing the agility and innovation within the African fintech ecosystem. But first, Brett sits down with Barry Levett, CEO of Mypinpad, a fintech entrepreneur dedicated to creating secure and scalable infrastructure that transforms mobile devices into trusted platforms for commerce. As the founder of SmartPesa, Barry spearheaded the expansion of its payment and agency banking solutions across 11 countries. After a merger with Mypinpad in 2022, he assumed the role of CEO, bringing a unified strategic vision to the combined entity -- a vision emphasizing digital infrastructure that enhances freedom and efficiency, enabling individuals and businesses to transact more securely and simply on their own terms. A key focus is "Soft POS," a growing trend in finance that leverages the capabilities of ordinary mobile phones to accept payments, essentially turning a phone into a point of sale terminal. Stay tuned for this insightful episode!

The number of ATMs in China has collapsed to just 800,000, a 25% drop in five years, as mobile payments dominate daily life. While urbanites enjoy frictionless transactions, the decline of cash infrastructure threatens to exclude older and rural populations who rely on physical currency. Is China's financial future leaving vulnerable groups in the past? On the show: Steve Hatherly, Niu Honglin & Laiming

Companies looking to succeed in emerging markets must listen to local needs and tailor their proposition accordingly.That's the message from Affiliate Professor of Strategy Lite Nartey and digital financial services expert Bruno Akpaka in this INSEAD Knowledge podcast, which examines how mobile payments system Mobile Money was successfully introduced in Ghana.Akpaka, who oversaw the launch of Mobile Money in 2009 as mobile telecom firm MTN's general manager for Western Central Africa, explains how the company took the time to speak to all stakeholders involved. Alongside banks and regulators, the MTN sent representatives out to speak directly with market traders and their customers, many of whom had never previously had access to financial services.This led MTN to eschew the traditional banking route in favour of a distribution model that brought the service to unbanked consumers through a network of agents. This allowed the company to customise their proposition and develop a product that met the needs of local consumers, offering them convenience, security and simplicity.What started out as a project with financial inclusion goals, has since evolved into a comprehensive financial system. By the end of 2024, Mobile Money had more than 17.2 million users in Ghana – approximately half the total population.While such a tailored approach might seem obvious, Professor Nartey highlights how many global firms still try to apply strategies from developed markets without fully understanding local contexts. As the Mobile Money case shows, each market has its own challenges – and requires its own tailored solution.      

In this episode, we welcome back Judy Waruiru, Regional Managing Director - East Africa, Network International.  AI is influencing all aspects of the aviation business, and payments are no exception.  Together, we discuss: Has the momentum towards payment digitisation from passengers continued? How is this reducing cost and complexity for airlines? Is the new "buy now, pay later" concept supporting airlines in acquiring new customers?  What can be done with the data Network International collects?  How can airlines prevent fraud, which continues to be an issue impacting the industry?   Read the blog post here Connect with Judy here Stay up to date with Network International here

Pagamentos são o momento de maior fricção da jornada e, ao mesmo tempo, o que mais revela sobre o cuidado com a experiência do cliente. Em mercados emergentes, meios como o Pix e o Mobile Money reconfiguram não apenas o checkout, mas o próprio acesso ao consumo. Tecnologias como tokenização e Open Finance evoluem, mas o que faz a diferença continua sendo a forma como se traduzem essas soluções para realidades culturais e comportamentais diferentes. Tornar o pagamento invisível exige mais do que código. Exige entender o que realmente está em jogo naquele clique. Participantes: Sebastian Fantini, Product Director on EBANX.  Apresentação: Marcel Ghiraldini, CGO, MATH. Fabiana Amaral, Diretora Executiva de CX e Marketing, MATH. Estudo EBANX: https://www.ebanx.com/en/beyond-borders-2025/?utm_campaign=7069046-FY25-Q1-Global---Camp-beyond-borders-2025&utm_source=pressrelease

How to Avoid Mobile Money (MoMo) Frau.d in Ghana – Tips to Stay Safe!

Ein Leben ohne Bank? Für uns unvorstellbar in anderen Gegenden der Welt schon vielleicht Realität? Könnte man zumindest an Orten wie Kenia schon meinen. Denn statt Bankkonto setzen dort viele auf einen Zahlungsverkehr aus SMS-Basis. Auch in den Philippinen, Indien, Tansania, Lesotho… die Liste ist lang. Ein Leben ohne Bankkonto – mit dem digitalen Euro könnte das auch für uns Realität werden.**********In dieser Folge:00:02:40 - Alternative Bezahlsysteme - WTF is M-Pesa?00:10:40 - M-Pesa vs. Bank - Von Unterschieden und (Un-)Sicherheiten00:17:18 - Entering Digitaler Euro - Was bedeutet das für uns in Europa?00:23:16 - Wahres für Bares / Fazit**********An dieser Folge waren beteiligt: Gesprächspartner: Volker Brühl, lehrt und forscht als Wirtschaftswissenschaftler und Bankenexperte am Center of Financial Studies, Goethe-Universität Frankfurt Gesprächspartner: Rebecca und Emanuel, M-Pesa-Nutzer aus Kenia Hosts: Anne-Catherine Beck und Bo Hyun Kim Recherche und Faktencheck: Lino Krukenberg und Laura Mattausch Produktion: Uwe Breunig Redaktion: Anne Göbel**********Die Quellen zur Folge:Aker, Jenny, et al. "Mobile Money." VoxDevLit, Vol. 2, No. 2 (2023): 1-33. Suri, Tavneet, und William Jack. "The long-run poverty and gender impacts of mobile money." Science, 10. Juni 2016, Vol. 354, No. 6317, S. 1288-1292. Safaricom Newsroom. How M-Pesa was created. Safaricom.Statista. M-Pesa customer numbers 2024. Statista, 2024.Safaricom. FY24 Results Booklet. Safaricom, 9. Mai 2024.Alle Quellen findet ihr hier.**********Weitere Beiträge zum Thema:Neue Bezahlmöglichkeit: Was uns der digitale Euro bringen könnteMedikamente Ozempic und Wegovy: Wie Spritzen den Finanzmarkt aufmischenCash in de Täsch: Wie shady Bargeld wirklich ist**********Habt ihr auch manchmal einen WTF-Moment, wenn es um Wirtschaft und Finanzen geht? Wir freuen uns über eure Themenvorschläge und Feedback an whatthewirtschaft@deutschlandfunknova.de.**********Den Artikel zum Stück findet ihr hier.**********Ihr könnt uns auch auf diesen Kanälen folgen: TikTok und Instagram .

Srinivas Nidugondi, Chief Operating Office, Digital Financial Solutions, Comviva TechnologiesWhat makes digital payments better than cash? It's a simple question with complex answers that change from country to country as digital payment solutions are shaped by the cultures in which they are embedded. It is clear, however, that fast or slow the rising trend in digital transactions is leaving cash behind. Srinivas Nidugondi, Chief Operating Officer FinTech for Comviva Technologies speaks on all things payments to Robin Amlôt of IBS Intelligence

Jesus said, "I am the way, the truth, and the life." But what does that mean for us today? We discuss the nature of truth, its connection to Christ, and how it shapes our faith and actions as believersBe blessed as you listen.The Timothy Project is a crowd funded discipleship ministry that seeks to train and disciple young believers presenting them perfect to Christ.What we do here is made possible by your generous gifts & donations. If you've been blessed and seek to support us, kindly find our giving options below:Mobile Money: 0530424347 - The Timothy Project (Reference: Support)Keep tabs on our ⁠website⁠ for exciting blog posts. You can also interact with us on our social media platforms below.⁠⁠⁠⁠Facebook⁠⁠⁠⁠ ⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠ ⁠⁠⁠⁠X⁠⁠⁠The Timothy Project... Presenting Every Man Perfect...

Send us a textMobile money has become a cornerstone of the financial technology (FinTech) sector. In this episode Darren Franks chats with Nikolai Barnwell, Founder and CEO of pawaPay about the world of mobile payments.

Our guest this week on The Long Form podcast is Jonathan Ledgard.  An acclaimed technologist, Jonathan is not only a professor in AI, he is the CEO and Founder of Tehanu, the first ever Interspecies Money service.We shall discuss his experience the impact of technology on how we relate to each other and the world and answer the question; can a mountain gorilla send mobile money? Listen to the Long Form with Sanny Ntayombya podcast on Apple Podcasts https://podcasts.apple.com/rw/podcast/the-long-form-with-sanny-ntayombya/id1669879621Listen to the Long Form with Sanny Ntayombya podcast on Spotify: https://open.spotify.com/show/7HkkUi4bUyIeYktQhWOljcFollow Long Form with Sanny Ntayombya on Twitter: https://x.com/TheLongFormRwFollow Long Form with Sanny Ntayombya on Instagram: https://www.instagram.com/thelongformrw/Follow Long Form with Sanny Ntayombya on TikTok: https://www.tiktok.com/@longformrwFollow Sanny Ntayombya on Twitter: https://x.com/SannyNtayombya About Long Form with Sanny Ntayombya:The Long Form with Sanny Ntayombya is a weekly podcast intent on keeping you up to date with current affairs in Rwanda. The topics discussed range from politics, business, sports to entertainment. If you want to share your thoughts on the topics I discuss use the hashtag #LongFormRw on Twitter and follow us on Twitter and Instagram on our handle @TheLongFormRwBe a part of the conversation.

Le Sénégalais Omar Cissé est le fondateur et directeur général de InTouch, start-up spécialisée dans le paiement mobile. Dix ans après sa création, quel bilan fait-il de sa progression et comment a-t-il adapté son modèle économique ? Il est notre Grand invité de l'économie RFI - Jeune Afrique. Au micro de Bruno Faure (RFI) et Aurélie M'Bida (Jeune Afrique), le diplômé de l'École supérieure polytechnique de Dakar, ingénieur de conception en informatique, s'exprime aussi sur les défis économiques du Sénégal dirigé par Bassirou Diomaye Faye et Ousmane Sonko, sa place dans le monde et en Afrique de l'Ouest, sa position face aux pays de l'Alliance des États du Sahel (AES), l'avenir du franc CFA, le rôle des diasporas ou encore le débat sur l'immigration en Europe.

Le Sénégalais Omar Cissé est le fondateur et directeur général de InTouch, start-up spécialisée dans le paiement mobile. Dix ans après sa création, quel bilan fait-il de sa progression et comment a-t-il adapté son modèle économique ? Il est notre Grand invité de l'économie RFI - Jeune Afrique. Au micro de Bruno Faure (RFI) et Aurélie M'Bida (Jeune Afrique), le diplômé de l'École supérieure polytechnique de Dakar, ingénieur de conception en informatique, s'exprime aussi sur les défis économiques du Sénégal dirigé par Bassirou Diomaye Faye et Ousmane Sonko, sa place dans le monde et en Afrique de l'Ouest, sa position face aux pays de l'Alliance des États du Sahel (AES), l'avenir du franc CFA, le rôle des diasporas ou encore le débat sur l'immigration en Europe.A voir aussi, notre grand entretien sur l'économie sénégalaise avec Abdoulaye Ly, directeur exécutif du Club des Investisseurs Sénégalais (CIS) :

Smartphone-Banking ist in Afrika weit verbreitet. Fintechs haben traditionelle Banken in vielen Bereichen überflüssig gemacht. Außerdem: Die Starinvestoren Buffett und Burry schichten um.

Increasing interoperability between mobile money and card systems as a means to broaden Africa's access to the global financial system is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Christian Bwakira, group chief commercial officer at Onafriq. The discussion highlights: Onafriq's efforts to increase mobile money penetration in Africa; challenges faced by Africans using mobile money to transact online; opportunities for remittances; and increasing interest from global payments providers. Business Day Spotlight is a MultimediaLIVE Production.

Thank you for listening to Mobile Money by moomoo. The podcast will be taking a short break over the summer. We look forward to kicking off a brand-new season of discussions about investment strategies, market trends, and financial growth in the fall. Plus, a new line-up of exciting guests. Stay tuned and thanks again for listening.  DISCLAIMERS: The opinions expressed are those of the host and any guest speaker or social media personality, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.     The information contained on this podcast Is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results. 

Episode summary:   In this episode of Mobile Money by moomoo, host Justin Zacks welcomes Chris of TikTok's @Chris.Stocks. Known for his viral street chats and trivia quizzes with strangers, Chris has built a significant following by asking everyday people about their money habits and living situations. The episode dives into the origins of Chris's content and explores his unique journey as an influencer.  Tune in to hear Chris's take on:  The perks of paper trading  Mastering your money mindset  Navigating expenses and discerning needs from wants   The link between wealth and happiness   Beginner-friendly investing strategies  Approach to long-term financial stability  We'll flip the script and challenge Chris with some of moomoo's specially crafted trivia questions. Plus, listeners get a chance to join in on the fun with moomoo's exclusive financial trivia quiz — where Cash Rewards and prizes are up for grabs!  QUIZ LINK: Take the moomoo Financial Quiz here: https://forms.office.com/r/3JJs16epUf   

In this week's episode of Mobile Money by moomoo, we dive into a candid conversation with Seth Godwin (@sethgodwin), who shares his personal financial journey from maxed-out credit cards to becoming a personal finance influencer. Seth opens up about the shame that often surrounds money, highlighting the importance of breaking the stigma and having honest conversations about personal finance.  Throughout the episode, Seth takes us through his experience with different budgeting methods, including the zero-based budget and the 50/30/20 rule, which helped him regain control of his finances. He emphasizes the importance of giving every dollar a job and ensuring every expense is accounted for each month.  Seth also shares his perspectives on investments and offers sound advice on avoiding get-rich-quick schemes. Instead, he advocates for a slow and steady approach to investing and shares his automated investment strategy that has proven successful for him.  The episode also touches on the topic of auto loans and the financial pitfalls that often come with purchasing a car. Seth discusses the rapid depreciation of cars and the challenges of negative equity, providing listeners with insights on how to navigate the financing process and make informed decisions when purchasing a vehicle.  Join us for an engaging and informative conversation that will help you take control of your financial future and approach money with greater confidence.    Disclaimer: The opinions expressed are those of the host and any guest speaker or social media personality, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.     The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.   

In this episode of Mobile Money by moomoo, host Justin Zacks takes listeners on a comprehensive journey through the labyrinth of financial jargon and acronyms. With a career deeply entrenched in financial markets, Zacks aims to demystify the complex terminology that can often leaves investors overwhelmed and confused. Starting with the basics, Zacks breaks down fundamental market terms such as balance sheets and income statements, providing listeners with a clear understanding of the financial health of companies. He elaborates on key concepts like assets, liabilities, equity, COGS (Cost of Goods Sold), and EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), shedding light on their significance in evaluating company performance. Zacks delves into the world of traders' lingo, distinguishing between day traders and swing traders while unraveling the intricacies of common and preferred stocks. He explains how different trading strategies, such as long-only, long-short, and arbitrage funds, operate within the market ecosystem. As the discussion evolves, Zacks explores the colorful language of market animals, from bulls and bears to whales and fish, offering insights into the psychology behind market sentiments. He also ventures into the realm of online trading communities and social media-driven investment strategies, discussing phenomena like FOMO (Fear of Missing Out), YOLO (You Only Live Once), and diamond hands. The episode provides a comprehensive guide to help novice and seasoned investors navigate the intricate landscape of financial markets with confidence. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.  

Episode summary: Do you know which factors impact your credit score the most? Or how long it takes to up your credit score? Host Justin Zacks speaks with one half of The Credit Brothers, Joshua Steil, to find out what credit is and why understanding credit can help you to build a stronger financial future. The pair dive into: Credit's impact on purchasing a home How you can repair damaged credit How credit impacts investing How listeners can take proactive steps to build and manage their credit wisely Joshua shares his personal journey with money and how his upbringing in a financially literate family inspired his interest in the subject. He explains how he and his brother, Chris, became the Credit Brothers through their shared passion for understanding traditional and unconventional credit usage. Listen and subscribe to Mobile Money by moomoo now on Apple Podcasts, Spotify, or wherever you get your podcasts. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results. Dollar-cost averaging does not ensure a profit and does not protect against loss in declining markets. It involves continuous investing regardless of fluctuating price levels. Investors should consider their ability to continue investing through periods of fluctuating market conditions. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing strategy will be successful.

For the Writing Africa Podcast Episode 36, we say goodbye to Kenyan publisher Henry Chakava as we speak about awards, books, and events around African letters. We also have an exclusive interview with legendary academic Carol Boyce Davies. Remember that you can support the work we do archiving African and Black literature via PayPal, Mobile Money, or Patreon starting at $3 a month. For more information please click here.

Episode summary:   Is all debt bad?   Is owning a home always better than renting?   Should everyone have an emergency fund?  On this week's episode of Mobile Money by moomoo, host Justin Zacks debunks common financial myths and emphasizes the importance of setting goals, diversifying income, and making informed financial decisions.     Drawing from user surveys, Zacks reveals a spectrum of savings habits among listeners, emphasizing the importance of considering individual financial contexts.     Zacks explores the taboo surrounding money talk and the value of financial literacy and active participation in managing one's financial future.    Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.     The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results. 

Episode summary: In this episode of Mobile Money by moomoo, host Justin Zacks explores the dynamic relationship between luck and skill in investing, just ahead of St. Patrick's Day. Zacks delves into the historical origins of luck, referencing iconic dates like the Ides of March and St. Patrick's Day, and discusses how folklore has influenced our perceptions of luck in trading. Drawing on concepts such as the Capital Asset Pricing Model (CAPM) and the Sharpe ratio, Zacks emphasizes the importance of understanding risk and probability in investment decisions. Through real-life anecdotes, including the legendary trade by hedge fund manager John Paulson, Zacks illustrates the significance of identifying mispriced securities and attempting to time market movements accurately. The podcast also touches on the psychology of trading, stressing the need for discipline and rationality amidst market fluctuations. Enjoying the podcast? Be sure to rate and subscribe! Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.

Episode summary: “People love to say that women act on emotion, or they have those kinds of thoughts when dealing with things. But actually, I think that's a good thing to kind of have that in some aspect.” In this special episode of Mobile Money by moomoo, we celebrate International Women's Day by exploring the experiences, challenges, and successes of women who invest. Guests Novia and Kaitlyn share their unique investing journeys, shedding light on the barriers they've overcome and the lessons they've learned along the way. From mediation and journaling to investing in sectors of personal interest, tune in to hear how each guest navigates the market and continues to grow her portfolio. Happy trading and Happy International Women's Day! Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.     The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.    Cryptocurrency ETFs are speculative and involve a high degree of risk. An investor may lose all or substantially all of an investment in the Fund. Bitcoin has historically exhibited high price volatility relative to more traditional asset classes, which may be due to speculation regarding potential future appreciation in value among other factors. The performance of these ETFs should follow bitcoin prices closely, minus fees and the fund's trading costs. Important Information: Before investing in an ETF, you should read both its summary prospectus and its full prospectus, which provide detailed information on the ETF's investment objective, principal investment strategies, risks, costs, and historical performance (if any). You can find prospectuses on the websites of the financial firms that sponsor a particular ETF, as well as through your broker.  A Word About Risk: Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to market volatility and the risks of their underlying securities, which may include the risks associated with investing in smaller companies, international securities, commodities, fixed income, and more. An ETF may trade at a premium or discount to its net asset value (NAV).     Margin trading entails greater risk, including, but not limited to, risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Please assess your financial circumstances and risk tolerance before trading on margin.    Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options j.us.moomoo.com/00xBBz.

Episode summary: Are you ready to start learning how to better navigate tax season? The latest episode of Mobile Money by moomoo is here to guide you through the intricacies of tax filing with need-to-know insights and invaluable tips. From understanding different tax types to introducing advanced strategies to help manage taxes, we've packed this episode with some of the topics you need to know to tackle the 2024 tax season head-on. Join host Justin Zacks, Vice President of Strategy at Moomoo Technologies, as he touches on a few complex tax concepts (read: tax loss harvesting). Whether you're a seasoned investor or just starting out, this episode has something for everyone. Listen to the full episode of Mobile Money by moomoo, now on Apple Podcasts, Spotify, or wherever you get your podcasts from.   Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk, and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.

About this episode: In this episode of Mobile Money by moomoo, our host Justin Zacks sits down with moomoo Singapore's Olivia Higgins to explore the intriguing differences between financial landscapes in Singapore and the United States. From the cost of living to investment trends, Olivia and Justin dive deep into the nuances of each country's economy, shedding light on topics like: Housing expenses: Discover surprising comparisons between rent prices in Manhattan and Singapore. Wage dynamics: Explore the impact of minimum wage and tipping cultures on income distribution. Investment preferences: Gain insights into the sectors that drive investment interest in Singapore and the US. Sustainability initiatives: Learn about Singapore's green plans and how it could impact potential investment opportunities. Tune in to gain a broader perspective on global markets and understand how interconnected economies can shape investment strategies. Listen to the full episode of Mobile Money by moomoo, now on Apple Podcasts, Spotify, or wherever you get your podcasts from. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.

About this episode: Love is on the air in this week's episode of Mobile Money by moomoo. Host Justin Zacks is joined by moomoo Singapore's Olivia Higgins and moomoo Australia's Jessica Amir to discuss the financial side of Valentine's Day. Our international moomoo panel explores: - How Valentine's Day differs across the globe, from the US to Australia to Asia. - The stocks connected to popular Valentine's Day gifts, like jewelry and experiences. - Tips for managing financial stress as a couple during the holiday. - Investing in yourself and your future for financial self-love. Listen now on your favorite podcast platform and let us know your thoughts in the comments below. #StockTrading #ValentinesDay #Investing Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.

Mobile money has created many opportunities for users. But its fees can be expensive. One solution: create competition between mobile money providers in Africa through interoperability. But if we reduce the profitability of providers, might it also reduce network coverage, and therefore financial inclusion too? Nicola Limodio tells Tim Phillips about the upside and downside of competition in Africa's mobile money market.

Bitcoin Adoption in Africa: Empowering Women with NoelynIn this episode, I'm thrilled to bring you Noelyn's inspiring story and her journey into the world of Bitcoin. Born and raised in Kenya, Noelyn experienced the harsh realities of the 2008 financial crisis, a pivotal moment that steered her towards studying financial engineering in college. Her quest for financial security led her to explore various investment strategies. Noelyn shares her insights from working in the banking and tax industries, revealing how these experiences highlighted the constraints of centralized finance and ultimately drew her towards Bitcoin. "With self teaching," she said, "once you get the Bitcoin bug, it itches you, you want to start telling the whole world about it." Currently, she's making a significant impact at Exonumia by translating Bitcoin content into Swahili, thereby increasing accessibility and understanding of Bitcoin in Africa. This episode also touches on a critical issue: the societal expectations for African women to secure financial independence before marriage as a safeguard against economic vulnerability and marital abuse. Noelyn passionately advocates for greater female participation in the Bitcoin community, emphasizing the role of decentralized finance in empowering women. Tune in for an enlightening discussion about financial independence, empowerment, and the transformative power of Bitcoin.00:00 Introduction00:03 The Struggles of Women in Kenya00:27 The Importance of Educating Women00:50 Welcome to Orange Hatter Podcast01:11 Exclusive Retreat for Women in Bitcoin Space02:35 Interview with Noelyn: Her Journey into Bitcoin02:47 Noelyn's Background and Early Interest in Finance03:02 Noelyn's Experience with the 2008 Financial Crisis04:54 Noelyn's Career Journey and Exploration of Investment Options04:58 Noelyn's Experience in the Banking and Taxation Sector12:31 Noelyn's First Encounter with Bitcoin14:39 Noelyn's Transition from Traditional Finance to Bitcoin15:23 Noelyn's Advocacy for Bitcoin15:44 Noelyn's Father's Reaction to Bitcoin17:25 The Challenge of Unlearning Traditional Finance22:20 Noelyn's Talk at El Salvador23:42 The Impact of Financial Struggles on Family Life25:15 Cultural Shifts: Delaying Marriage and Childbearing26:59 Empowering Women through Bitcoin Education27:32 The Ripple Effects of Financial Dependence30:16 The Journey into Bitcoin 31:06 Translating Bitcoin Content into African Languages32:52 Overcoming Challenges in Bitcoin Adoption37:06 The Role of Mobile Money in Bitcoin Adoption39:49 The Importance of Self Custody in Bitcoin44:18 The Future of Bitcoin in Africa46:18 A Call to Women in Bitcoin48:19 Conclusion: Join the Bitcoin Community*** Check out the Orange Hatter Women's Retreat at www.orangehatter.com/yucatan ***To learn more about Bitcoin: Join the Orange Hatter Women's Reading Club. Please email to Tali@orangehatter.com for the private telegram group and zoom link.HODL UP is available at www.freemarketkids.com.Remember: Knowledge is empowerment!

This interview was recorded at GOTO Amsterdam for GOTO Unscripted.http://gotopia.techRead the full transcription of this interview hereJohn Davies - CTO & Co-founder at Velo PaymentsLars Hupel - Chief Evangelist at Giesecke+DevrientRESOURCEShttps://en.wikipedia.org/wiki/Central_bank_digital_currencyhttps://en.wikipedia.org/wiki/M-Pesahttps://www.iso20022.org/iso-20022Johnhttps://twitter.com/jtdavieshttps://linkedin.com/in/jdavieshttps://johntdavies.comLarshttps://mastodon.hupel.info/@larshttps://linkedin.com/in/lars-hupelhttps://lars.hupel.infoDESCRIPTIONJohn Davis and Lars Hupel explore the distinctiveness of CBDC compared to cryptocurrencies. They emphasize the technical underpinnings, architecture, and practical applications of CBDC, focusing on its potential to facilitate offline payments, enhance security, and ensure efficient, instantly settled transactions. The conversation underscores the flexibility of CBDC and its coexistence with existing payment methods, making it a compelling topic for tech-savvy individuals.In summary, this discussion offers technical audiences valuable insights into CBDC's technical foundations and its transformative potential in the digital payment landscape.RECOMMENDED BOOKSRafal Ganowski • CBDCRodrigo Belone • New Money: The Guide to CBDC'sJoseph J Wang • Central Banking 101Vlad CryptoGuy • CBDCs: Introduction to Central Bank Digital CurrencyTwitterInstagramLinkedInFacebookLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

"Embrace the incredible journey of self-love and empowerment! In this uplifting podcast, we explore the profound importance of believing in yourself, nurturing self-love, and the transformative power of mind-body wellness. Join us for friendly discussions, inspiring stories, and practical tips on how to cultivate a positive mindset, cherish your unique qualities, and embark on a fulfilling journey of self-discovery. Let's work together to rebuild, strengthen, and celebrate the incredible you!" "Dive into the transformative world of 'Balanced Living,' where each episode unpacks the keys to holistic health, mindful wealth creation, and mastering mobile money strategies. Join us on a journey to optimize your well-being, unlock financial opportunities, and discover the art of achieving balance in every aspect of your life. Get ready for insightful discussions, expert interviews, and actionable tips to cultivate a harmonious and prosperous lifestyle."

About this episode: In this episode, we explore Initial Public Offerings (IPOs), uncovering the fundamental essence of these market entries. Explaining the concept of IPOs and their significance in the financial sphere, we dissect the standout IPOs of 2023, highlighting both the most successful and disappointing launches (read: Birkenstock). Join our host, Justin Zacks, as he navigates through the dynamic landscape of IPOs, discussing the changing regulatory frameworks that influence the frequency and nature of these public offerings. From the remarkable success stories to the cautionary tales, we examine how evolving regulations shape the number and quality of IPOs seen in today's market. About our host: This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Past performance is no guarantee of future results. IPOs can be risky and speculative investments, and may not be appropriate for every investor. Learn more.

That's What I Ced Podcast (LIVE) with Cedric and Connie (**May Contain Explicit Language**)Support the Live Podcast & Stream: - Donations and Tips (Via Paypal or use of a debt/credit card) - https://streamlabs.com/cedricdsanders - Website: https://thatswhaticed.com- Merch: https://thats-what-i-ced-merch.printify.me/products Welcome to "That's What I Ced," the dynamic podcast where Ced and his wife Connie delve into the realms of financial awareness, personal development, motivation, and relationships, all with a side of humor and authenticity.As hosts of "That's What I Ced," Ced and Connie bring a refreshing perspective on embracing imperfections and finding beauty in life's quirks. Join them as they share their own experiences, discuss relatable anecdotes, and engage in insightful conversations with experts and guests who have mastered the art of living imperfectly perfect lives.In each episode, Ced and Connie guide you through the ups and downs of various topics, providing practical advice, actionable strategies, and heartfelt encouragement. From navigating financial challenges to fostering personal growth, strengthening relationships, and igniting motivation, they offer a holistic approach to living your best imperfectly perfect life.With their engaging banter, genuine chemistry, and lighthearted humor, Ced and Connie create an inclusive space that celebrates authenticity, vulnerability, and self-acceptance. Listeners can expect an entertaining blend of personal stories, expert insights, and interactive discussions that leave you feeling inspired, uplifted, and empowered. "That's What I Ced," is the podcast that reminds you that imperfections are what make us uniquely human. Whether you're looking to improve your financial well-being, enhance personal development, ignite motivation, or cultivate thriving relationships, Ced and Connie have got you covered.Subscribe now to "That's What I Ced" on my website (provided below) and join Ced and Connie on a transformative journey towards embracing your beautifully flawed self. Get ready for laughter, growth, and a fresh perspective that will empower you to live life to the fullest, one imperfectly perfect moment at a time.#ThatsWhatICed#Comedy#PersonalDevelopment#FinancialAwareness#Crypto

Greetings Glocal Citizens! This week on we're moving into the new year with some wise words and insights in Part 2 of my conversation with Ghanaian investor and developer of new businesses, Eric Osiakwan. With 25 years of experience spanning 32 countries in Africa gained through a number of successful tech start-ups, Eric is a leading pioneer of internet in Africa. Having worked in multiple countries building internet service providers (“ISP”) and ICT businesses, some of his successful exits include iBurst in South Africa, One2Net in Uganda, and BusyInternet in Ghana, to name a few. Eric also founded and ran the Africa ISP Association for eight years, during which the ISP industry grew by almost 120 percent. He then moved on to leading efforts to build submarine cables on the continent. Eric was part of a public-private partnership in Kenya that built and launched the TEAMS submarine fibre cable, the first to connect East Africa to the rest of the world. He subsequently contributed to the building of terrestrial fibre networks in Ghana and Nigeria. As we learned in Part 1 of the conversation, he Co-Founded Angel Africa List, Angel Fair Africa and currently heads Chanzo Capital (https://www.chanzocapital.com/#abt), a venture and growth capital firm, investing capital, capacity and community in high-tech startups and scaleups in Kenya, Ivory Coast, Nigeria, Ghana and South Africa. Where to find Eric? ericosiakwan.com (https://www.ericosiakwan.com) On LinkedIn (https://www.linkedin.com/in/ericosiakwan) On Facebook (Eric Osiakwan) On Instagram (Instagram (@eosiakwan)) On X (https://twitter.com/eosiakwan) What's Eric reading? Works by Cheikh Anta Diop (https://www.amazon.com/stores/Cheikh-Anta-Diop/author/B000APFJ2O?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true) Other topics of interest: How Greater Accra (Tema) is the geographical center of the Earth (https://www.ghanaweb.com/GhanaHomePage/features/Is-Ghana-Really-The-Centre-Of-The-World-221634) About Panafest (https://panafestghana.org/history-of-panafest/) and Kojo Yankah (https://pahmuseum.org/founder/) On Ghana's Joseph Project (https://www.npr.org/templates/story/story.php?storyId=10802304) Year of Return (https://www.yearofreturn.com) Full Circle Africa Economic Conference (https://fullcircleafrica.org) Stripe Payments Platform (https://stripe.com) Safaricom and the roots of Mobile Money (https://en.wikipedia.org/wiki/M-Pesa) United Nations Economic Commission for Africa: African Information Society Initiative(AISI) (https://repository.uneca.org/handle/10855/14949) UNDP Internet Initiative for Africa (http://web.undp.org/evaluation/documents/essentials_5.pdf) What are Internet Exchange Points? (https://www.cloudflare.com/learning/cdn/glossary/internet-exchange-point-ixp/) The African Internet Service Providers Association (https://icannwiki.org/AfrISPA) ICANN (https://www.icann.org) and Esther Dyson (https://en.wikipedia.org/wiki/Esther_Dyson) About TEAMS (https://www.teams.co.ke) Bongo Hive (https://bongohive.co.zm) About the BenBen App (https://benben.com.gh) On Eric's book KINGS of Africa's Digital Economy (https://medium.com/@eosiakwan/the-kings-of-africas-digital-economy-tedxberkeley-by-eric-osiakwan-4a211e746955) Special Guest: Eric Osiakwan.

About the episode: This week, we look back at the monumental market moments that defined 2023. From the Silicon Valley Bank collapse to the shocking performance of AI chip companies, we unpack the highs, lows, and unexpected turns that shaped financial landscapes worldwide. Our host Justin Zacks dissects the key trends across various industries, exploring the impacts of geopolitical events, policy changes, and emerging market disruptions. Tune in to gain a comprehensive understanding of the 2023 market landscape and equip yourself with valuable insight to help you make informed decisions for your financial journey in 2024. About our host: This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider  the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Past performance is no guarantee of future results.

About the episode: Curious about the housing market's sizzling momentum and why it's not cooling down? In this week's episode of Mobile Money by moomoo, we delve into the red-hot housing market that refuses to cool down, exploring the intricate relationship between interest rates, inflation, and the relentless surge in real estate. We uncover why conventional expectations of market cooling haven't materialized and examine how the current inflationary environment and interest rate landscape are fueling this momentum. Host Justin Zacks navigates the complex interplay of economic factors, offering a comprehensive understanding of why the housing market remains steadfast in the face of anticipated adjustments. About our host: This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.  The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions.

Overview: Today, we're going to talk about Nomba (formerly known as Kudi) , the FinTech payments solutions provider. We'll explore the story across the following areas: African & Nigerian SME context Nomba's early history  Product & monetization strategy Competitive positioning & potential exit options Our overall outlook. This episode was recorded on December 3, 2023 Companies discussed: Nomba (Kudi), MoniePoint (TeamApt), Yoco, Kuda Bank, Flutterwave, Paystack, Stripe, Safaricom, Brass Banking, TradeDepot, Sabi, Paystack, Flutterwave, MTN, Airtel, Bumpa, Vendease, Orda, OPay, OnePipe, Paga, FairMoney, Omnibiz, Interswitch & Kippa Business concepts discussed: SME Agency Banking, Informal retail, banking, Open banking & Mobile Money, Merchants solutions, Points-of-Sale devices, SME Lending & hardware and software bundling Conversation highlights: (01:25) - Nomba context (06:29) - Context of African SMEs and Informal retail (19:10) - Founding story and founders' background (29:02) - Fundraising (43:07) - Partnerships, Geographical expansion and Team (47:55) - User metrics (52:55) - Product and Monetization strategy (1:02:24) - Competition and options for exit (1:12:35) - Olumide's overall thoughts and outlook (1:18:50) - Bankole's overall thoughts and outlook (1:24:40) - Recommendation and small wins  Olumide's recommendations & small wins: Recommendation: TBD Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Jay-Z at Madison  Square Garden. Incredible. He performs so many of his hit songs with an ensemble of other artists. I was jumping of my chair rapping along. Charlie Munger died last week.. What a hero. What a legend. What a mind. I love the guy. I can recommend all his books and videos Bankole's recommendations & small wins: Recommendation: Constellation Software on Business Breakdowns Small win: Running in Paris and Ray-Ban Meta glasses Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

About the episode:  Fast, free, and right at your doorstep — the trifecta of online shopping that has reshaped consumer expectations around the globe. Welcome to a world where patience is no longer a virtue, at least when it comes to delivery times. In an era where instant gratification is increasingly becoming the norm, how has two-day shipping impacted our shopping habits and expectations?  In this episode of Mobile Money by moomoo, host Justin Zacks explores America's insatiable demand for fast delivery services, focusing on the nation's fixation with Amazon and the evolution of expedited deliveries. Zacks delved into why fast delivery has become a necessity rather than a luxury in American consumer culture. Through a blend of insights, statistics, and real-life anecdotes, this episode investigates America's relationship with speedy deliveries and invites listeners to contemplate the future landscape of instant gratification in the realm of e-commerce and beyond. About our host:  This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users.  He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app.    Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.  The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. 

Welcome to Fintech Fridays, a brand new podcast segment by The Sound of Accra Podcast, exploring current financial trends and technology impacting the nation of Ghana, whilst analysing what that means for you and me, in micro episodes.  Happy December! If you are listening in December 2023, I'm confident a lot of you are preparing to jet over to Accra for the holiday festivities. If you are looking to transfer money within the country or convert your foreign money digitally to use in Ghana, then you definitely want to listen to this episode. Summary in This Week's episode Cedis depreciates from 15 Cedis to the Pound Sterling for the first time since March 2023: One of the reasons I suspect for the Cedis depreciating could be the Ghana Cocoa Board securing a loan from International Banks of a whopping $800 million dollars, to buy Cocoa from Farmers. The interest rate is at an all time high of 8% Mobile Money transactions in Ghana hits a Trillion Cedis: Mobile Money transactions in the first eight months of 2023 reached a record GH₵1.190 trillion, according to the September 2023 Summary of Economic and Financial Data from the Bank of Ghana.This is a jump from GH₵655.97 billion recorded during the same period in 2022. It's clear for sure that Mobile Money has increased in usage despite the E-levy. Bank of Ghana suspends money transfers for Top Remittance and Fintech apps: The Bank of Ghana have suddenly blocked the activity of many African based and international Fintech and Remittance apps, including Lem-fi, Xoom by PayPal, Boss Revolution, Wise and many others, in mid-november, because they did not have approval from the Bank of Ghana. This is according to the Foreign Exchange Act 2006. Car Loans to be available through Ghana Card: Now, have you got a Ghana card and living in Ghana? You soon could qualify to apply for Car Loans. The Ghana card is gradually becoming the gateway to ghana in all things buying and selling. It is the main digital ID issued to citizens and foreigners in Ghana. It is required for almost every public and private sector transaction – from applying for a passport, to financial and business transactions, to registering a SIM card, to finding employment, among other uses. Our Socials YouTube: https://youtube.com/thesoundofaccrapodcast Instagram: https://www.instagram.com/thesoundofaccra/ TikTok: https://www.tiktok.com/@thesoundofaccra  Twitter: https://twitter.com/thesoundofaccra Facebook: https://web.facebook.com/thesoundofaccra Linkedin: https://gh.linkedin.com/company/the-sound-of-accra   Our Website: https://thesoundofaccra.com   Sponsor a podcast series or segment https://thesoundofaccra.com/sponsorship/  Learn how to start, launch and monetise a podcast and acquire your first 1000 listeners: https://atozpodcasting.com Register your interest for our private community for entrepreneurs and creatives https://thesoundofaccra.com/community/  Leave us feedback https://thesoundofaccra.com/feedback/  Leave us a review https://ratethispodcast.com/thesoundofaccra    Listen to more episodes below  https://thesoundofaccrapodcast.podbean.com/  All our other links  https://linktr.ee/thesoundofaccrapod

About the episode: In this episode, we uncover the patterns, trends, and nuances that may influence the stock market's behavior throughout the year. We explore the concept of market seasonality and how various factors, from weather patterns to cultural events, can impact market trends. Our discussion delves into historical data, highlighting seasonal cycles and their effects on different sectors and industries. From the "Sell in May and go away" to the "Santa Claus Rally," we analyze specific seasonal phenomena and their influence on investor behavior. Learn how these trends tend to influence and help shape market sentiment and trading strategies. We explore examples that align with market seasonality while emphasizing the importance of a diversified investment approach. While seasonality often provides valuable insights, we also address exceptions and challenges in relying solely on seasonal patterns. Our discussion sheds light on mitigating risks associated with over-reliance on seasonal trends. About our host: This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. Past market behavior and investment performance does not indicate or guarantee future success. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions.

About the episode: Join host Justin Zacks as he sits down with financial content creator Russell Faigen (@investwithruss) to chat about the investing strategies of the “TikTok Generation” and how they differ from traditional investment approaches. The pair explore the role of social media platforms, like TikTok and YouTube, in educating and empowering young investors to make informed financial decisions. Discover how the ever-evolving technology and information landscape has shaped Gen Z's approach to investing and why this generation is rewriting the rules. Gain valuable insights into the tools, apps, and resources that Gen Z investors are utilizing to build their portfolios and achieve financial independence. About our host: This episode of Mobile Money by moomoo was hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions.

About the episode: If you're like the millions Americans with outstanding loans, paying off debt is a constant struggle. Whether it's credit card debt, car payments, or student loans, making those monthly payments can feel overwhelming. But what happens when the clock stops ticking? That's precisely what happened three years ago when the former U.S. president Donald Trump paused federal student loan repayments at the beginning of the COVID-19 pandemic. For over three years, payments and interest were on hold. Last month, repayments resumed — and suddenly, millions of Americans are now back on the hook for average monthly payments. Join us as our host Justin Zacks discusses the impact of the restart of student loan repayments and debunks some of the most common misconceptions surrounding student debt. Whether you're struggling with your student loans or want to understand the wider impact it has on the lives of borrowers, this episode has got you covered. About our host: This episode of Mobile Money by moomoo is hosted by Moomoo Technologies Inc.'s Vice President of Strategy and Growth, Justin Zacks. Justin Zacks began his career on the trading floor, trading equities and foreign exchange derivatives for companies including UBS and Prudential-Bache Securities. Before joining moomoo, Zacks was a reporter for Bloomberg's equities division. Prior to this, he analyzed and provided commentary on M&A and event driven situations at both Reorg and Dealreporter. Zacks received a B.S. in Economics from the University of Pennsylvania's Wharton School of Business. Zacks helps to identify risks and new growth opportunities for the company's online trading business while also assisting in optimizing its existing business lines. Zacks also provides internal and external thought leadership about market dynamics and trading while also serving as the spokesperson for the company in the US. Zacks guides and facilitates the distribution of moomoo's news products to its users. He is an active member of the Moo community where he interacts daily with users in a special social section of the moomoo trading app. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The information contained on this podcast is general in nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions.

Tune in every week to hear from industry professionals, everyday traders, and first-time investors, as we bring you a fresh perspective on market news. Mobile Money is opening the money conversation and helping you make sense of complex financial topics, one episode at a time. Coming soon on Apple, Spotify, or wherever you get your podcasts from.   The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod.

In the latest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Cedric Atangana, CEO & Co-Founder, WeCashUp to delve into his incredible motivation to start a mobile money operator, the value of mobile money to Africa's economy, and why investors should pay attention to Francophone Africa. This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com (https://partner.visa.com/) Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Cedric Atangana and Miranda Perumal.

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the boom of mobile money, its value to the region, and what it has changed for people in Sub-Saharan Africa. This week's guests include: Miranda Perumal, Head of Digital Partnerships, Fintech and Ventures - SSA, Visa Ham Serunjogi, Co-Founder & CEO, Chipper Cash Hassan Bourgi, Founder, DJAMO In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Ham Serunjogi, Hassan Bourgi, and Miranda Perumal.

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: The impact of mobile phones & mobile money for people in poverty, published by GiveDirectly on June 21, 2023 on The Effective Altruism Forum. In our main program, GiveDirectly gives those who don't already have a mobile phone the option to buy one, subtracting the ~$15 cost from their first transfer, an offer taken by 90% of recipients. Your donations then go directly to the SIM card in their phone, a technology called mobile money. The primary benefits of direct cash – improved earnings, health, education, etc. – may obscure a secondary benefit of our work: connecting people to a mobile network. Below we lay out what the evidence shows impact and how we specifically extend impact. Access to mobile money and phones has distinct benefits A large analysis found mobile money access alone (without cash grants or other aid) has lifted 194K or 2% of Kenyan households out of extreme poverty by increased savings, resilience, and access to better business opportunities. Other research finds mobile money usage can help African families be more resilient to economic shocks, access healthcare more often, and have more social closeness and lending reciprocity than similar households without mobile money. Even without access to mobile money, simply owning a phone improves resilience and earnings by reducing travel costs and increasing social connection. Phone ownership also allows for innovative responses to shocks and disasters. During COVID-19 lockdowns, the government of Togo targeted and sent cash aid fully remotely, taking advantage of the fact that some 90% of their citizens already owned a phone. Health officials in low income countries have harnessed phone data to track disease outbreaks. GiveDirectly overcomes structural obstacles to bring mobile access We issue mobile phones and free SIM cards to households that need one. Our staff walk recipients through how to use this new technology, guiding them to set their unique PIN and check their balance. We also sensitize them to fraud risks and inform them what fees they should expect when they visit an agent to cash out. A government ID is required to register for mobile money, so in some cases we coordinate with local governments to hold ID-issuing campaigns ahead of our enrollment. But even with phones, many villages will still struggle to access the benefits of mobile devices due to other structural hurdles. Here are some solutions we implemented to help: We bring cell network where it never reached before. 16% of Africans do not live within reach of a mobile network, with the biggest gaps in the poorest regions due to a lack of demand – telcos only build towers where they believe they'll have customers. However, when GiveDirectly starts a project, we're creating thousands of new subscribers. Our project reaching 15K families in Kiryandongo, Uganda motivated two telcos (MTN & Airtel) to extend coverage and mobile money agents to the area. In Maryland, Liberia, where we've enrolled 11.5K households in our basic income program, we co-financed 10 new cell towers with local telco MTN, bringing cell coverage for the first time to over 2,400 adults across 21 villages (see video below). We get cash to remote communities. Over 75% of recipients choose to cash out rather than keeping their transfers in their mobile money account, as many rural merchants only accept cash. In some rural areas, banks and agents do not have enough cash on hand for hundreds of families to withdraw large amounts in a matter of days. GiveDirectly collaborates with national banks and mobile money operators to ensure sufficient liquidity in the regions where payments are about to go out. In some of the most remote areas, we arrange for mobile money agents to travel to village centers to cash out recipients. The final challenge of charging phones without an ...

Overview: Today, we're going to talk about DPO Group. We'll explore the story across the following areas African payments context DPO group's early history Product & monetization strategy Competitive positioning & potential exit options overall outlook. This episode was recorded on Mar 5, 2023 Companies discussed: DPO Group, Network International, Flutterwave, Paystack, Interswitch, Safaricom, MTN, Airtel, Takealot.com, Superbalist.com, Safaricom, Yoco, PayPal & Chipper Cash Business concepts discussed: Bootstrapping, Payments ecosystem, payments partnerships strategy, payments infrastructure, low-end disruption, banking regulation, Mobile Money, E-commerce payments, Virtual cards & payments M&A strategy Conversation highlights: (04:40) - Africa Payment Context at time of DPO's founding (12:46) - DPO Group Founding and early history (14:05) - Founder Background (25:57) - Fundraising and Growth (29:48) - Acquisitions and Partnerships (51:30) - Product and Monetization Strategy (1:00:05) - Competition (1:08:35) - DPO's exit to Network International (1:27:15) - Bankole's overall thoughts and outlook (1:39:10) - Olumide's overall thoughts and outlook (1:47:01) - Recommendations and small wins Olumide's recommendations & small wins: Recommendation: The War of Art: Book for creators and artists to get over the hump and release their inner creative expression to the world Recommendation: Naval Ravikant podcast with David Deutsch talking about Physics. Amazing episode. Having two of them together is incredible. Like having a rap collabo. Recommendation: Fela in Versace. Shit is too nice.I love songs that combine unrelated ideas Small win: Soul Cycle for the First time. Dope shit. Bankole's recommendations & small wins: Recommendation: Stratechery Podcast - Eric Seufert and Ben Thompson & Mike Munger on EconTalk on Decision-making Small win: I signed up for a gym membership for the first time ever Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com