Podcast appearances and mentions of Colin Walsh

As part of the Executive Leadership Series, sponsored by Naehas and recorded live at the Financial Brand Forum, i was joined by Colin Walsh, the founder and CEO of Varo Bank – a true pioneer in the financial services industry. In 2020, Varo made history by becoming the first consumer fintech company to receive a national bank charter, transforming from an ambitious startup into America's first all-digital, nationally chartered bank. Under Colin's leadership, Varo has revolutionized banking through innovative technology, human-centered design, and a mission to improve the financial health of millions of Americans. We explore Varo's remarkable journey, their challenges, and how they leverage AI and product innovation to create sustainable competitive advantages in an increasingly crowded digital banking landscape. This episode of Banking Transformed is sponsored by Naehas Naehas provides financial institutions with a centralized platform to efficiently manage product creation, pricing strategies, compliance, and disclosures. By automating complex processes and integrating advanced governance tools, Naehas significantly reduces operational risk and accelerates execution. Trusted by 6 of the 10 largest U.S. banks, our solution supports top-tier institutions in delivering precise, compliant offers with speed and accuracy. ⁠https://www.naehas.com/?utm_source=financialbrand&utm_medium=referral&utm_campaign=Banking_Transformed_podcast

Consumer confidence serves as a vital statistical measurethat reflects how consumers feel about both current and anticipated economicconditions. It acts as a key indicator of the overall health of the economy.Recent data has shown a troubling decline in consumer confidence, a trend thatcould have significant ramifications for entrepreneurs.  In April, the Conference Board's Consumer Confidence Indexplummeted to its lowest level in five years, a stark indication of shiftingsentiments among consumers. Adding to this concerning picture, a recent surveyfrom The Associated Press-NORC Center revealed that nearly half of Americansare apprehensive about the prospect of a recession, highlighting widespreadanxiety about the economic landscape. Colin Walsh, who has successfully built and sold beautycompanies valued over half a billion dollars—most notably the sale of OUAI toProcter & Gamble—has navigated numerous challenges associated with scalingbusinesses while striving to maintain balance and fulfillment. His extensiveexperiences have greatly shaped his strategic approach at Procter &Gamble's Specialty Beauty division and are also central to his innovative newventure, YayDay. In our recent conversation, Colin delved into varioustopics, including business leadership, the intricacies of entrepreneurship, andthe crucial timing for scaling a business. For more information:  please visit: https://www.myyayday.com/ à If you wish toconnect, with Colin  feel free to reachout via email at colin@myyayday.com or follow along on Instagram at@colin.j.walsh.

The Echo Sport Podcast takes in all the latest GAA action. This week we break down the Rebel rout of All-Ireland champions Clare on Sunday afternoon. Pat Ryan's side up to target the inside line and the reward was six goals, with Cork finally converting the chances they've been creating throughout the league.Brian Hayes was the official TG4 Man of the Match but Declan Dalton was also unstoppable and Shane Barrett showed his best All-Star form. However, was it a case of going too well, too soon? Did the Rebels show too much? The weather and the crowd made it feel like championship but Clare now know exactly what to expect on Easter Sunday in the Munster Championship opener.The other major talking point from the game, and across the hurling weekend, was the flurry of red cards shown. On the local front, Fr O'Neills had a fine win in Division 1 over champions Sars while Charleville impressed against Blackrock.William Buckley was electric as St Finbarr's defeated Glen Rovers and Colin Walsh excelled for Kanturk in their loss to Douglas, while in Division 2, Daire Connery and Kevin Moynihan were superb for Na Piarsaigh in their draw with BallincolligYou can listen to the Echo Sport Podcast every week wherever you get your podcasts or on www.echolive.ie/podcast Hosted on Acast. See acast.com/privacy for more information.

This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a mission to create a banking experience that truly works for everyone. With the unique distinction of being the first consumer fintech to be granted a bank charter in US history, Varo is redefining banking with innovative products tailored to modern consumers' needs. From managing fraud and credit risk to building trust and leveraging a cutting-edge tech stack, they delve into the strategies that power Varo's ability to stay agile and customer-focused. Whether it's delivering accessible savings and lending solutions or tackling the challenges of financial inclusion, Varo Bank's story is one of innovation and impact. Tune in for a wide-ranging discussion on how Varo is using digital banking to create financial inclusion by addressing the real financial challenges that Americans face every day. https://www.youtube.com/watch?v=1lIqYB3d4IY

On this month's episode, host Nicole Flattery is joined by writer Colin Walsh to read and discuss Clara Kumagai's story, ‘Real Boys', originally published in Issue 35, Volume 2: Winter 2016 – Fear & Fantasy. Colin Walsh‘s first novel, Kala, was published in 2023. A number one international bestseller, Kala won the Irish Book Award for Newcomer of the Year, was shortlisted for the Waterstones Debut Fiction Prize and the John McGahern Book Prize, and is currently shortlisted for the Nota Bene Prize. Kala was named a book of the year by NPR, the Guardian, Dua Lipa's Service95 Book Club, GQ Magazine, and The Independent, amongst others. Walsh's short stories have won several awards, including the Hennessy Literary Award and the RTE Francis MacManus Short Story Prize. His work has been published in The Stinging Fly and broadcast on RTE Radio 1 and BBC Radio 4. He grew up in Galway and lives in Belgium. Clara Kumagai is from Canada, Japan and Ireland. Her fiction and non-fiction for children and adults has been published in The Stinging Fly, The Irish Times, Banshee and The Kyoto Journal. Her debut YA novel, Catfish Rolling was nominated for the 2023 Carnegie Medal for Writing, a finalist for the 2023 Great Reads Award and won the 2023 KPMG Children's Books Ireland Book of the Year Award. Nicole Flattery is a writer and critic. Her story collection Show Them A Good Time, was published by The Stinging Fly and Bloomsbury in 2019. Her first novel, Nothing Special, was published by Bloomsbury in 2023. The Stinging Fly Podcast invites writers to choose a story from the Stinging Fly archive to read and discuss. Previous episodes of the podcast can be found here. The podcast's theme music is ‘Sale of Lakes', by Divan. All of the Stinging Fly archive is available to subscribers.

Some of the UK's top crime fiction critics have selected four terrific debuts and the authors will discuss them with 2024 Festival Programming Chair, Ruth Ware. Colin Walsh's Kala is a heartbreaking thriller set on the west coast of Ireland, a tale of secrets building to a stunning climax. The Kellerby Code by Jonny Sweet is a piercing portrayal of toxic friendships and the potential for brutality that might lie within us all. The atmospheric Where They Lie, a haunting tale of secrets and startling truths, is the absorbing debut from Claire Coughlan. Martta Kaukonen's Follow The Butterfly is a powerful, poignant and gripping exploration of whether a killer can be cured, or stopped.

Neobanks are reshaping the banking sector with expanding membership and revenue. Notable neobank leaders, Jason Wilk of Dave and Colin Walsh of Varo Bank, will present at TechCrunch Disrupt 2024 in San Francisco. Dave Bank has 10 million members and reported $73.7 million in revenue for the first quarter, while Varo Bank serves 7 million members with revenues of approximately $129 million. The executives will explain their growth strategies in a competitive market and provide insights into their visions for digital banking. TechCrunch Disrupt 2024 will occur from October 28 to October 30 at the Moscone Center, attracting over 10,000 industry leaders to discuss trends such as AI, SaaS, and space.Learn more on this news visit us at: https://greyjournal.net/ Hosted on Acast. See acast.com/privacy for more information.

In the rapidly evolving landscape of fintech, few stories stand out as vividly as that of Colin Walsh, founder of Varo Bank. He has had remarkable accomplishments, including raising over $1B and running a company with a team dispersed worldwide. Varo Bank has attracted funding from top-tier investors like Warburg Pincus, TPG, HarbourVest Partners, Lone Pine Capital, and Gallatin Point Capital.

Colin Walsh of Varo Bank joins Nate to discuss Scaling Varo to $1B+, The Future of Banking, & Why the Biggest Opportunity in Fintech is Financial Inclusion. In this episode we cover: Entrepreneurship, Risk-Taking and Founding a Fintech Company Financial Innovation and Customer Needs in the Industry Financial Challenges and Technology Solutions Becoming a Bank and Offering Financial Products to Consumers AI's Impact on Financial Services, Operational Risk, and Productivity Guest Links: Twitter LinkedIn Varo The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter. Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Miguel Armaza sits down with Colin Walsh, CEO & Co-Founder of Varo Bank, a neobank and the first consumer fintech to be granted a bank charter in the US. In a past life, Colin held leadership positions at American Express, Lloyds Banking Group, and Visa. Varo has raised close to a billion dollars and is back by Blackrock, David Rubenstein's Declaration Partners, Warburg Pincus, and a long list of investors.You can also learn more about Colin and Varo in his own podcast, the Varo Prosperity Podcast.We discuss:Finding Product Market Fit and why this process can often take yearsAdvantages and disadvantages of being a regulated institution and why Colin is proud that Varo secured a banking charterMaking tough decisions and how Varo redefined itself over the last couple of yearsColin's take on the big re-bundling of fintech… and a lot more!Live Recording Alert! Join us for a live Fintech Leaders recording and Happy Hour with Stuart Sopp, CEO & Co-Founder of Current, a multibillion-dollar fintech built in New York City.  See you at Barclays Rise New York on Monday, October 16 to kick off New York Tech Week. Register here --> https://bit.ly/3sMaIBjWant more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join almost 60,000 readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

"There's always this thing that makes you kind of gravitate towards an idea… that you just feel this kind of throb or this pulse that's there within it.” Colin Walsh's debut novel, Kala, bridges the literary and the thrilling with a group of friends confronting their teenage years as the unraveling of a mystery from their past throws one small Irish town into turmoil. Walsh joins us to talk about creating his characters' voices, weaving together multiple timelines, the challenges and nostalgia of teenage friendships and more with guest host, Jenna Seery. We end this episode with TBR Topoff book recommendations from Madyson and Marc.     This episode of Poured Over was hosted by Jenna Seery and mixed by Harry Liang.        Follow us here for new episodes Tuesdays and Thursdays (with occasional Saturdays).        Featured Books (Episode): Kala by Colin Walsh  Frank Sinatra Has a Cold by Gay Talese  My Phantoms by Gwendoline Riley    Featured Books (TBR Topoff):  When the Stars Go Dark by Paula McLain  Devil House by John Darnielle  

Consistency, transparency, and genuine passion for service are the driving forces behind Colin Walsh, CEO and co-founder of Varo Bank. Colin talks about the importance of being a champion for the Main Street consumer at Varo, which focuses on providing financial services and tools that empower consumers, particularly those living paycheck to paycheck, to achieve better financial stability and growth.

63, Colin Walsh, "Kala"

Colin Walsh, debut author, joins Oliver to talk about his novel Kala, a coming-of-age murder story and a cross between literary fiction and a thriller.

We've got a literary thriller in store for you this week! In the seaside town of Kinlough, Ireland, three old friends are thrown together for the first time since the disappearance of their friend Kala... Fifteen years later Helen has reluctantly returned for her father's wedding; Joe is a world-famous musician back in town for a gig; and Mush has never left, too scared to venture beyond the counter of his mother's café. When two more girls go missing, the past and present collide as these estranged friends are forced to confront the events that led to Kala's disappearance, and to try to stop history from repeating itself... Colin Walsh's debut novel Kala is published by Atlantic Books and available now. We recommend buying a copy from your local indie bookshop or you can visit our shop on Bookshop.org. 'A gritty heartbreaker of a thriller... Part heartfelt coming-of-age tale, part brutal Irish noir, this is a spectacular read for Donna Tartt and Tana French fans.' - Kirkus Podcast programmed by Matt Casbourne Produced and edited by Megan Bay Dorman Learn more about your ad choices. Visit megaphone.fm/adchoices

“Kala is the Sinatra of the book. You have all these different perspectives on her. My hope was that having these panoramic perspectives would create spaces for the reader to create their own relationship to Kala.” A town with a series of dark secrets, upended by the reopening of a decades old-wound. When the horrors of the past have scarred and warped their victims over time, how does despair manifest when it all comes back to haunt them? Kala is the debut novel from Colin Walsh. The book takes us to the Irish village of Kinlough, introducing us to three friends, Helen, Joe and Mush. In the past we see the events of a terrifying summer unfold, and in the present a body is unearthed in the woods and two girls have gone missing. In this episode we explore Colin's many feats of literary genius that have brought this incredible thriller to life. In this episode, you will learn: Why you can't always plan your most crucial writing decisions. How playing with perspectives can give one character multiple personalities. An interesting way of adapting writing style to mimic the distinct personalities that feature in your book. Find out more about Colin here. Your host is inkjockey founder Mark Heywood. Behind The Spine is an inkjockey production, and the audio accompaniment to The Writing Salon. Sign up to the newsletter here. You can buy copies of our anthology series here.  You can view the full transcript here. Connect with the show: Instagram: https://www.instagram.com/behindthespinepodcast/ Facebook: https://www.facebook.com/BehindTheSpine Twitter: https://twitter.com/BehindTheSpine Website: www.behindthespine.co.uk

This week on From the Front Porch, Annie recaps the books she read and loved in May. As always, we're offering a Reading Recap Bundle, which features Annie's three favorite books she read this past month. You automatically get 10% off your books when you order your Reading Recap Bundle! You can get the books mentioned in this episode on our website (type “Episode 426” into the search bar to easily find the books mentioned in this episode): The May Reading Recap Bundle ($55) includes: Better Than the Movies Monsters Life Council Better Than the Movies by Lynn Painter Kala by Colin Walsh (Releases July 25) Monsters by Claire Dederer Excavations by Kate Myer (Releases July 4) Bright Young Women by Jessica Knoll (Releases October 3) The Life Council by Laura Tremaine The Celebrants by Steven Rowley (Releases May 30) From the Front Porch is a weekly podcast production of The Bookshelf, an independent bookstore in South Georgia. You can follow The Bookshelf's daily happenings on Instagram at @bookshelftville, and all the books from today's episode can be purchased online through our store website, www.bookshelfthomasville.com.  A full transcript of today's episode can be found here. Special thanks to Dylan and his team at Studio D Podcast Production for sound and editing and for our theme music, which sets the perfect warm and friendly tone for our Thursday conversations.  This week, Annie is reading Kala by Colin Walsh. Olivia is reading Lay Your Body Down by Amy Suiter Clarke. If you liked what you heard in today's episode, tell us by leaving a review on Apple Podcasts. Or, if you're so inclined, support us on Patreon, where you can hear our staff's weekly New Release Tuesday conversations, read full book reviews in our monthly Shelf Life newsletter and follow along as Hunter and I conquer a classic. Just go to patreon.com/fromthefrontporch. We're so grateful for you, and we look forward to meeting back here next week. Our Executive Producers are...Ashley Ferrell, Cammy Tidwell, Chanta Combs, Chantalle C, Kate O'Connell, Kristin May, Laurie Johnson, Linda Lee Drozt, Martha, Nicole Marsee, Stacy Laue, Stephanie Dean, Susan Hulings, and Wendi Jenkins.   Thank you to this week's sponsor, Visit Thomasville. Summer is a wonderful time to see Thomasville, Georgia!  If it's time to hit the road for a quick getaway, we're exactly what you're looking for! You can rekindle your spark, explore historical sites, indulge in dining out, shop at amazing independent stores, and finally relax and unwind. There's no better getaway than Thomasville!  Whether you live close by or are passing through, we hope you'll visit beautiful Thomasville, Georgia – it's worth the trip! Plan your visit at ThomasvilleGa.com.

This week on From the Front Porch Annie and Bookshelf floor manager Olivia are discussing beach read book flights: the perfect literary pairings to take to the beach this summer. To get your beach read book flights, visit our website: The Rom-Com Flight, $42 Better Than the Movies by Lynn Painter Love Buzz by Neely Tubati-Alexander The Layover by Lacie Waldon    The Thrills & Chills Flight, $67 Never Saw Me Coming by Vera Kurian The First Day of Spring by Nancy Tucker Three by D.A. Mishani The Things to Ponder Flight, $69 The Teachers by Alexandra Robbins Monsters by Claire Dederer The Life Council by Laura Tremaine   The Just a Touch of Murder Flight, $56 Murder at Mallowan Hall by Colleen Cambridge The Maid by Nita Prose Lavender House by Lev AC Rosen   From the Front Porch is a weekly podcast production of The Bookshelf, an independent bookstore in South Georgia. You can follow The Bookshelf's daily happenings on Instagram at @bookshelftville, and all the books from today's episode can be purchased online through our store website, www.bookshelfthomasville.com.  A full transcript of today's episode can be found here. Special thanks to Dylan and his team at Studio D Podcast Production for sound and editing and for our theme music, which sets the perfect warm and friendly tone for our Thursday conversations.  This week, Annie is reading Kala by Colin Walsh. Olivia is reading Lay Your Body Down by Amy Suiter Clarke. If you liked what you heard in today's episode, tell us by leaving a review on Apple Podcasts. Or, if you're so inclined, support us on Patreon, where you can hear our staff's weekly New Release Tuesday conversations, read full book reviews in our monthly Shelf Life newsletter and follow along as Hunter and I conquer a classic. Just go to patreon.com/fromthefrontporch. We're so grateful for you, and we look forward to meeting back here next week. Our Executive Producers are... Cammy Tidwell, Chanta Combs, Chantalle C, Donna Hetchler, Kate O'Connell, Kristin May, Laurie Johnson, Linda Lee Drozt, Martha, Nicole Marsee, Stacy Laue, Stephanie Dean, Susan Hulings, and Wendi Jenkins.  

Ashwood City travel to The Emirates Stadium on Easter Weekend. Club Chairman Sir Patrick Nolan informs Chris 'Woody' Woodall and Colin Walsh of his Zoom meeting with the local council. Meanwhile, Administrator Tom Beattie has completed his dreaded 'Black Folder'. Paul Waggott as Patrick NolanHelena Doughty as Jess TateAdam Jarrell as Chris 'Woody' WoodallJohn Brannoch as Colin WalshMatthew Malthouse as Tom BeattieNatalie Green as Elaine WrightChirstopher Swift as Reuben ThomasAdditional Voices:Adam JarrellJoel EmeryEpisode written by:Joel EmeryEdited by:Adam JarrellDirected by:Adam JarrellExecutive Producer:Joel EmeryWith thanks to:The Ashwood City Season Ticket Holders & Shareholderswww.patreon.com/ashwoodcityWARNING. This podcast contains explicit language and content some listeners may find objectionable.This is a work of fiction. Any similarities to persons living or deceased, organisations, places or events is purely coincidental. All scenarios are from the author's imagination. This podcast is protected under copyright.Listener discretion is advised.The Offensive is property of Primley Limited. Hosted on Acast. See acast.com/privacy for more information.

In September of 2020, we interviewed Colin Walsh just after Varo became the first challenger bank to receive a national bank charter. So much has happened in banking and the economy over the past two years and especially since the collapse of Silicon Valley Bank, impacting both traditional and non-traditional financial institutions. After a major funding round last year, Varo made a number of major changes to respond to competitive and marketplace challenges, including a reduction in marketing expenses and staff, a refocus on product innovation, and a focus on existing customer engagement. We revisit Colin Walsh, founder and CEO of Varo on the Banking Transformed podcast. In this episode, Walsh discusses the opportunities and challenges Varo has faced, and provides insight into the future of Varo and neobanks in a world disrupted by the recent events at Silicon Valley Bank. This episode of Banking Transformed is sponsored by Microsoft: See how Microsoft can help to unlock new opportunities at speed through innovative business models, deliver differentiated customer experiences across channels, products and services, and redefine new ways of working. More at Microsoft.com/financialservices This Episode of Banking Transformed is sponsored by FIS How do you find your feet on ground that's constantly shifting? You have to read The Global Innovation Report from our partners at FIS. From embedded finance and ESG to crypto, decentralized finance and the metaverse, FIS pinpoints the trends you need to watch – and explains how innovation can give you an advantage, in good times and bad. Discover how the latest innovations could affect your business. Explore the research today by visiting www.fisglobal.com/global-innovation-report FIS. Advancing the way the world pays banks and invests.

As CEO of OUAI, the Los Angeles based hair care and lifestyle brand, Colin Walsh has demonstrated his inspiring leadership qualities and dedication to the growing beauty industry over the past 16 years. His mission to remain curious about life and continue to work and play every day with people who inspire him to be his best, has given him an unparalleled perspective across Sales, Marketing, Product Development and Distribution, allowing him an understanding of the business from all viewpoints and cementing him as a leader in the space. Prior to joining OUAI, Canadian-born Walsh, was the CEO of DevaCurl and VP/GM of MATRIX USA within the Professional Products Division of L'Oréal. He also co-authored, “ON: A Brilliant Way to Live and Work” with motivational psychologist Dr. Lew Loscony; a book designed to provide practical tips and powerful insights on creating greater passion and purpose in work and everyday life.   Interviewed by Mortimer Singer.

Award winning journalist and broadcaster Aingeala Flannery, author of THE AMUSEMENTS, a polyphonic portrait of the seaside town of Tramore in County Waterford Ireland.Aingeala chats about:the journalism career and how she transitioned to writing fictionher wonderful novel, how she wrote it and her reasons for setting it in Tramorestructure and composite novelswhat makes a narrative satisfyinghow painting a wall in her kitchen with blackboard paint was involved in the edits of The Amusements.I hope you enjoy listening to this episode as much as I did recording it. All the books that we mention are listed in the show notes and you can check them out or purchase them in my episode specific Novel Experience Bookshop.org shop HERE.Guest: Aingeala Flannery Twitter: @missflannery IG: @aingealaflannery Books: The Amusements by Aingeala FlanneryHost: Kate Sawyer Twitter: @katesawyer IG: @mskatesawyer Books: The Stranding by Kate Sawyer & This Family (coming May 2023. Available to pre-order now!)Aingeala's recommendations:A book for fan's of Aingeala's work: Olive Kitterage by Elizabeth Strout, A Visit From The Goon Squad by Jennifer Egan, The Green Road by Anne EnrightA book Aingeala has always loved: The Gathering by Anne EnrightA book that's been published recently or is coming soon: The Red Bird Sings by Aoife Fitzpatrick, Service by Sarah GilmartinOther books discussed in this episode: The Maples by John Cheever, Where I End by Sophie White, Karla by Colin Walsh, Juno Loves Legs by Carl Geary,Novel Experience with Kate Sawyer is recorded and produced by Kate Sawyer - GET IN TOUCHTo receive transcripts and news from Kate to your inbox please SIGN UP FOR MY NEWSLETTER or visit https://www.mskatesawyer.com/novelexperiencepodcast for more information.

Read by Naoise Dunbar. It is Leaving Cert night in a small Irish town. School is done. Eoin is all buoyed up thinking how the whole world lies ahead of him when off-guard he recognises a childhood friend whose life is on a different path.

The World Cup break approaches and Ashwood City desperately needs a new manager to take the reins during the much needed downtime. Chris 'Woody' Woodall and Colin Walsh get to work with their array of scouting talent, Patrick however is distracted by an old acquaintance.Paul Waggott as Patrick NolanHelena Doughty as Jess TateAdam Jarrell as Chris 'Woody' WoodallJohn Brannoch as Colin WalshChristopher Swift as Reuben ThomasEpisode written by:Joel Emery Edited by:Adam Jarrell Directed by:Adam Jarrell Executive Producer:Joel EmeryWith thanks to:The Ashwood City Season Ticket Holders & Shareholderswww.patreon.com/ashwoodcity WARNING. This podcast contains explicit language and content some listeners may find objectionable. This is a work of fiction. Any similarities to persons living or deceased, organisations, places or events is purely coincidental. All scenarios are from the author's imagination. This podcast is protected under copyright. Listener discretion is advised. The Offensive is property of Primley Limited. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Office Hours, Spencer speaks with Colin Walsh, CEO and Founder of Varo Bank about the importance of their startup getting its charter and being FDIC insured, what it's like leading the way of a "challenger bank" in the fin-tech space, the tough decision he's had to make to stay competitive, and how the bank aspires to create financial inclusion by focusing on its younger customer base. Colin also talks about his journey through the financial services industry having worked for large corporate institutions like Wells Fargo, Visa, American Express, and Lloyd's Banking Group.

S3, E27: The Brewers dropped an important series from the Mets before salvaging the week with a series win in Cincinnati. They're now just 1.5 GB of the Phillies, but running out of time with just 10 games left in the regular season. Do they have another Postseason berth in store? The bullpen has been nothing short of a liability, blowing late leads in a manner Brewer fans are not used to. Devin Williams has continued to be himself, but which other late-inning relievers can the Brewers trust? Matt Bush? Taylor Rogers? Peter Strzelecki?? If the Brewers do make it to the Postseason, will it be because of the offense or the pitching? Believe it or not, the hitting has performed better this year than the pitching. And as always, a Colin Walsh name drop. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/bleedingblueandyellow/message Support this podcast: https://anchor.fm/bleedingblueandyellow/support

Once described as the Winston Churchill of banking, Colin Walsh is a true industry veteran, taking on senior roles at Lloyds and American Express before founding Varo in 2015. Today, Varo has over 4 million customers, and remains the first and only consumer FinTech with a US banking charter. 

CEO Colin Walsh describes how Varo Bank, a US consumer fintech, was founded to make a powerful impact on systemic financial inequality. Learn how they created a platform that would allow them to overcome inequality and give millions of Americans the tools to improve their financial health, while creating an economically viable business.

On this week's packed Red Business with Jonathan Healy- Hear about how the Mardyke Christmas Market was born, with Frank Brennan and Jay Woodard. Stephen Jiang from Fervor + Hue tells us about the digital journey his home interiors store has been on, and why Cork businesses need to take security seriously, according to Colin Walsh of Netwatch.

This week on Disposable Heroes we have one of our oldest friends in the drum community, Colin Walsh from Pour Habit!

Cork Sports Sunday 21/11 Kanturk 3 goal hero Colin Walsh Senior A Hurling Championship Final post match See acast.com/privacy for privacy and opt-out information.

A progressive activist group in Medford, MA has been very successful in getting candidates elected to both the city council and the local school board which has raised concerns among parents as to what the future holds for school curriculums. One local man has decided to not just vent at public meetings but to put his money where his mouth is, running for the board. Dan speaks with Medford resident, firefighter, and school board candidate Colin Walsh.

In this week's Breaking Banks we talk to Colin Walsh, Founder and CEO of Varo on their record breaking raise of over half a billion dollars. We also talk to Steven Walcheck, Chief Innovation Officer of FIS and the EVP behind Impact Labs about their successful incubator born during covid, along with the founder of GoCart, Ashleigh DePopas, their latest project. https://youtu.be/5UawHObcFAo

The long-awaited tribunal finally sees Kyle Francis-Clarke and The Professional Footballers' Association take on Chris 'Woody' Woodall and Colin Walsh of Ashwood City Football Club.Adam Jarrell as Chris 'Woody' Woodall John Brannoch as Colin WalshJennifer Tierney as Hannah Ingram QCEsmonde Cole as KFCThomas Mitchells as Judge Philip GrayEpisode written by:Joel EmeryEdited by:Adam JarrellDirected by:Adam JarrellExecutive Producer:Joel EmeryWith thanks to:The Ashwood City Season Ticket Holders & Shareholderswww.patreon.com/ashwoodcityWARNING. This podcast contains explicit language and content some listeners may find objectionable.This is a work of fiction. Any similarities to persons living or deceased, organisations, places or events is purely coincidental. All scenarios are from the author's imagination. This podcast is protected under copyright.Listener discretion is advised.The Offensive is property of Primley Limited. See acast.com/privacy for privacy and opt-out information.

Season 2 is here!  Our first episode of this year should have the theme, meeting guests where they are.  We welcome back Sarah Bland who is a regular on the podcast, for which I’m very thankful. Sarah is a leading project manager in our biomedical informatics department, and is extremely knowledgeable about informatics and precision medicine, very funny, but who also has life experiences very relevant to this episode that she shares.Alissa Abeler and Hannah Smith are a wonderful team. In their professional life they are the singer/songwriter duo called The Daily Fare. Check out their brand of Indie Americana music in this episode and on their websitehttps://www.thedailyfaremusic.com or on Facebook.  They also have had "quite the year" and take this episode in a critical direction. Thank you!Dr. Colin Walsh is a national expert in predictive analytics (AI, machine learning) focusing on mental health and behavioral disorders. Colin is a physician who cares deeply about wellness issues.---- So, what data do we need to manage life after COVID? That was the initial focus of the episode.  But one of the themes of the conversation is what are the questions people need to be asking today so that we can capture the information they need us in healthcare to know?Speaking of questions, I need to hear from you about topics you want us to cover. I’m on Twitter @KBJVanderbilt, and you can also leave me comments on my Facebook site for informatics in the round, or on this site. 

S1, E29: Peter rejoins us today as we go through a few notable moves the Brewers made over the past week, highlighting some Minor League free agents that could play real roles in the Crew's success this year. More news across the league as MLB righted its wrong by officially "elevating" the Negro Leagues' status to Major League, and some fun talk about Yadiel Rivera. Colin Walsh, like always, is brought up in this episode. If you’d like to support our podcast, we’d greatly appreciate! Head over to https://anchor.fm/bleedingblueandyellow/support to help us keep our podcast up and running and providing you with better content! Be sure to check out our blog at https://bleedingblueandyellow.wordpress.com/blog-2/, and remember to subscribe, rate, and review our podcast! Find us on Instagram and Twitter @brewerspodcast. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bleedingblueandyellow/support

Until recently, fintech firms have usually partnered with traditional banks to provide banking services as opposed to going through the lengthy and costly process of getting their own bank charters. Breaking away from that model, Varo Money became the first challenger bank to receive a national bank charter. The national charter from the Office of the Comptroller of the Currency (OCC) was the first ever granted to a fintech company, allowing Varo to offer credit cards, make loans and generate insured deposits nationally. We caught up with Colin Walsh, founder and CEO of Varo Money, Inc., Varo, which began offering mobile-only banking services in 2015. Walsh discusses why Varo pursued a national charter, the benefits of being a mobile-only bank, and how to gain scale in an industry that already has too many players.

S1, E10: Brewers split the series with the White Sox, and drop of 3 from Cincinnati in their weekend set. The old "Chinese home run" (please do not actually use this term) is discussed, as is the Brewers' all-time great infielder Colin Walsh. Be sure to check out our blog at bleedingblueandyellow.wordpress.com, and remember to subscribe, rate, and review our podcast! Find us on Instagram and Twitter @brewerspodcast. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bleedingblueandyellow/support

Dr. Scott Nelson and Dr. Colin Walsh discuss with William Zellmer, Contributing Editor for AJHP, the role of artificial intelligence in pharmacy and its application to the medication-use process. The report under discussion will appear in the October 1, 2020, issue of AJHP. Recorded July 15, 2020. AJHP is the official journal of the American Society of Health-System Pharmacists. www.ajhpvoices.org

Dr. Scott Nelson and Dr. Colin Walsh discuss with William Zellmer, Contributing Editor for AJHP, the role of artificial intelligence in pharmacy and its application to the medication-use process. The report under discussion will appear in the October 1, 2020, issue of AJHP. Recorded July 15, 2020. AJHP is the official journal of the American Society of Health-System Pharmacists. www.ajhpvoices.org

This episode was produced remotely using the ListenDeck standardized audio production system.   You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Colin Walsh,  Co-founder & CEO of Varo.  After three years and multiple rounds of applications, the FDIC approved Varo’s application to become a national bank that can hold customer deposits.  Until now, fintech firms have managed to partner with community & regional banks. Varo is the first consumer fintech of its kind to get the FDIC’s approval.       Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesday's remotely recorded interview with  Doug Scott from Ethic.   About the host: John, is the host of the ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin.   He’s a highly sought after fintech, VC and financial services industry enthusiast and connector. He’s in the center of the fintech ecosystem, keeping current with the ever-innovating industry.  Stay in the fintech know by subscribing to ‘Bank On It’, Follow John on LinkedIn, Twitter, Medium

This episode was produced remotely using the ListenDeck standardized audio production system.   You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Ashok Narasimhan,  Co-founder & CEO of Omnyway,  Omnyway connects the in-person retail payment POS system to a digital experience.  Ashok has successfully exited from 4 companies and was one of the original founders of Verifone.     Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear Thursday's remotely recorded interview with  Colin Walsh from Varo.   About the host: John, is the host of the ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin.   He’s a highly sought after fintech, VC and financial services industry enthusiast and connector. He’s in the center of the fintech ecosystem, keeping current with the ever-innovating industry.  Stay in the fintech know by subscribing to ‘Bank On It’, Follow John on LinkedIn, Twitter, Medium

This episode, I'm joined by Colin Walsh of @worldofmonarchy, as we discuss the royal events of May 2020, including the Royal Baby in Luxembourg and the VE Day 75th Anniversary, and also talk about some past, cancelled, and future royal occasions! You can find me on social media as ‘The Royal Watcher' [@saadsalman719 on Twitter and @the_royal_watcher on Instagram], as well as on royalwatcherblog.com! Please use the #RoyalWatcherPodcast on social media and tell me what you want me to talk about in future episodes!

Colin Walsh is the CEO and co-founder of Varo Money, which is on track to become the first mobile-centric national bank in U.S. history. Colin founded Varo with a specific vision: to help millions of people improve their financial lives. Colin is uniquely positioned to lead the mobile bank revolution and has more than 25 years of experience in consumer banking at large global financial institutions. He led Europe’s largest credit and charge card business as an Executive Vice President at American Express. Colin also led the UK’s largest mortgage and savings businesses at Lloyds Banking Group, and served as Managing Director for the firm’s retail bancassurance, credit, debit and merchant acquiring businesses. Under Colin’s leadership and with an experienced team, Varo is building the best banking company in the country for consumers looking to build their financial health. The team recently launched No Fee Overdraft, the first-ever service of its kind to remove fees on overdrafts.

Everyone in this modern day and age want to improve their financial life. This is specifically what Varo Money is advocating. Today, Dr. Diane Hamilton talks to Colin Walsh, the company’s CEO and Cofounder, about its goal to become the first mobile-centric national bank in US history. Colin talks about their business model and explains how Varo Money makes each transaction more flawless and convenient by creating innovative solutions around credit. Be informed about the future of banking and see what Colin and his company can offer you and your financial needs!   Love the show? Subscribe, rate, review, and share!Here’s How »Join the Take The Lead community today:DrDianeHamilton.comDr. Diane Hamilton FacebookDr. Diane Hamilton TwitterDr. Diane Hamilton LinkedInDr. Diane Hamilton YouTubeDr. Diane Hamilton Instagram

Trailblazing is hard work. It is not easy to carve out a path no one has followed before, knowing where you want to go but not precisely how to get there. That is exactly what today’s guest has done. Colin Walsh is the CEO of Varo, and Varo is the first fintech startup to become chartered as a national bank.

BREAKING BANKS - EPISODE 332: Navigating the crisis In this week’s special edition we get up close with the CEOs of Varo and Moven on the collaboration. Then Greg Palmer and Brett King interview ex White House staffer Adrienne Harris on what life is like in the West Wing during a crisis like COVID-19. TOPICS DISCUSSED: [2:15] Marek Forysiak addresses Moven’s decision to start focusing exclusively on enterprise. [4:05] Colin Walsh started Varo with the belief that Americans need a better bank. [12:25] Adrienne Harris shares her views on how the fintech industry will perform during the economic downturn. [17:10] Greg Palmer looks to fintechs to prove that they can walk the walk and put customer needs first during and after the COVID-19 crisis. [18:30] How can fintechs help deliver money more quickly to those who need it most? [20:00] We need cleaner, better data. [26:05] Brett King speaks to Greg Palmer about what the fintech community is doing to help out during the COVID-19 pandemic. [29:50] Adrienne Harris describes what it’s like in the White House in the times of disaster. [35:00]  How much of the government response is a pre-planned workflow versus in the moment? [36:35] We discover Greg Palmer was a part of the Model UN in high school. [41:55] Adrienne Harris talks about the work she’s currently doing. [44:55] How did the 2008 crisis compare us for the COVID-19 crisis? GUESTS: Adrienne Harris Colin Walsh Marek Forysiak  RESOURCES MENTIONED: Varo- https://www.varomoney.com/ Moven- movenenterprise.com Obama Administration Gates Foundation- www.gatesfoundation.org Breaking Banks is the #1 global fintech radio show and podcast, created by Brett King. Tune in for a look at how technology and customer behavior will bring about more changes in banking in the next 10 years, than in the last 200 years. Listen every Thursday at 3pm eastern time, noon pacific on the VoiceAmerica Business Channel. Subscribe at Provoke.fm to hear the show nearly 2 million listeners from 72 countries are raving about. FULL SHOW TRANSCRIPTION Brett King: (00:04)Welcome to Breaking Banks. Now, this is a special edition of Breaking Banks. Coming up in the show we have Adrienne Harris, who as many of you guys will know, was an adviser to the Obama administration, a special advisor to the President on banking. And we’re going to get into how she would be responding to the coronavirus crisis, if she was still in the White House today, and how they would go about gaming that and dealing with that crisis. It’s a really interesting discussion coming up. Brett King: (00:34)But before that, I wanted to bring a couple of friends onto the show. As you guys have seen, we’ve had some changes in with the Moven team as well. So we’ve got Marek Forysiak joining us, who’s the CEO of Moven. Marek, welcome back to the show. Marek Forysiak: (00:48)Thanks, Brett. Thanks for having me on. Brett King: (00:49)And also Colin Walsh from Varo Money. Colin, welcome to Breaking Banks. Colin Walsh: (00:54)Thanks, Brett. Great to be on the show. Brett King: (00:57)Now let’s start off with Marek. If we can get you to jump in, first of all, is give us a bit of context of how the coronavirus situation affected the decision strategically in Moven, in terms of our recent pivot to enterprise and why that eventuated in this partnership with Varo Money. Marek Forysiak: (01:18)Sure. Thanks, Brett. Coronavirus and COVID-19, that really wasn’t the determining factor for us when we made our decision late last year to shift our emphasis exclusively towards enterprise. That business for Moven, which began back in 2016 has continuously grown. Recently, Moven signed a multi-year, multi-country deal with Saudi Telecom to further expand upon that business. So the momentum on enterprise has been consistent over the past several years. Marek Forysiak: (01:59)What COVID-19 did as we were ...

Join Louis Mendez, Tom Wallin, Benji Cloke and Ollie White as they look back at the 2-1 win over Barnsley. They hear the highlights of the game and also our exclusive post-match interview with Lee Bowyer. They hear what fellow supporters made of the game in our new feature Fans Views from the Fans Bar, and also discuss what they've made of our business during the transfer window that has just ended. Finally, they get to hear from Charlton legend Colin Walsh, after his appearance at the special 80's night at The Valley during the week.Charlton Live is available live on Thursday and Sunday evenings from 7pm - head to www.charltonlive.co.uk to listen in.You can also hear us on the go via the tune in app - search for Charlton Live.Our shows are available as podcasts via Acast, iTunes, Deezer and many other platforms.To contact us - email studio@charltonlive.co.uk or tweet @charltonlive See acast.com/privacy for privacy and opt-out information.

Suicide impacts us all. Whether it is from someone we know personally, to a well-loved celebrity, losing someone to suicide is never easy. According to Save.org, Suicide is the 10th leading cause of death in the US for all ages, with one death occurring every 12 minutes. In our society, we want to do all we can to help those suffering from suicidal thoughts to get the help they need, however, identifying symptoms before an attempt is made can be difficult. In this episode, we will look at how predictive AI us being used to stop suicide before it happens. To discuss this topic I am joined by two guests. My first guest is an Assistant Professor of Biomedical Informatics, Medicine, and Psychiatry at Vanderbilt University Medical Center, Dr.Colin Walsh. In addition to Dr.Walsh, I am also joined by the CEO of Behavioral Signals, a pioneer in emotion AI for speech recognition technology, Rana Gujral. And for our Neuron to something piece, we will look at a recent study that analyzing emotions triggered by events such as losing a phone or someone else holding it.

Considering that smartphone apps are just a dozen years old, the technology has exploded far beyond anything Steve Jobs might've imagined when he unveiled the first iPhone. Now in 2019, the reality of mobile-centric banking has arrived, with Varo Money already delighting customers to the tune of 13,000-plus five star reviews on the App Store and Google Play. Colin Walsh, Varo's CEO and co-founder, describes the journey from blueprint to charter, and how Varo hopes to help millions of customers improve their financial lives.

Colin had a huge career in finance (GE Capital, Amex and Wells Fargo). He got the experience, identified the problem, and started Varo to re-invent the model. Also, banking in the US vs UK.

Do you find yourself stressing? Tensing up? Setting overly high expectations for yourself and your art? Today’s guests Sarah and Colin Walsh are going to have you get into some frothy goodness with your art and teach you to be your own friend aaaand give yourself a hug.   Sarah and Colin Walsh are co-creators of Tigersheep Friends, a husband and wife illustration duo that love to create fun and quirky products like art prints, enamel pins, tote bags, pillows and T-shirts. Reveling in the weird, listening to music, drinking coffee, people watching, eating tacos and partaking in kung fu pillow fight dance parties gives them the special blend of energy it takes to make the kind of art they feel proud of. Their hope is to be a positive force in the world with their art!   TODAY WE WILL LEARN HOW TO Take a break when you get frustrated Have no cherished outcomes Be a good friend to yourself Pay attention to your FUN barometer Condition like an athlete    FIND TIGERSHEEP FRIENDS, SARAH & COLIN WALSH HERE: TigerSheep Friends Etsy Shop @tigersheep_friends on Instagram Sarah Walsh’s Website @sarahwalshmakesthings on Instagram @colinwalshillustrations on Instagram   VISIT THE SHOW NOTES AT LETSHIGHLIGHTREAL.COM FOR The TOP 10 HIGHLIGHTS from today's episode Additional RESOURCES mentioned  Visually designed QUOTES to inspire you, and for you to share on Pinterest to inspire others A PROMPT to help you go deeper and get a little more real with yourself Be sure to follow us and connect further on Instagram & Pinterest!  

Mark is determined to win a medal at his school's sports day. Read by Liam O'Brien

In our latest podcast, Peter Jankovsky (WG'20) is joined by Colin Walsh, the CEO and Co-Founder of Varo Money. Varo Money is on track to become the first mobile-centric national bank in US history after gaining approval for a national bank charter. We previously spoke with Colin in the early days of Varo's launch and are excited to welcome him back to the podcast to share his experience in the market. In this extensive interview, Colin shares: * His unique founding story and the value proposition behind Varo * The rationale for Varo's decision to pursue a national bank charter * His vision for what's next for Varo - including both product and geographic expansion * Challenges that Varo has overcome since launching in the market * Advice for entrepreneurs seeking funding * His views on the competitive landscape for consumer banking in the US Prior to starting Varo, Colin spent over 25 years working in consumer banking at global financial institutions. He was previously an EVP at American Express, leading Europe's largest credit and charge card business, and an MD at Lloyd's, leading the UK's largest mortgage and savings businesses. Feedback? Questions? Send us a note at whartonfintech@gmail.com

There are the celebrated authors: Checkov, Joyce, Mansfield, Munro. There are the big questions: “What makes a truly great short story?” “Where does the form originate?” “What can short stories do that other forms of literature can’t?” But before any of this, there’s a question that’s not that easy to answer at all: What is a short story? This week I’m joined by Dr Paul March-Russell, Lecturer in Comparative Literature at the University of Kent, and author of The Short Story: An Introduction and Colin Walsh, an award-winning short story writer from Galway, Ireland.  We discuss whether you can really define what a short story is, some great examples of the form, and what short stories can do that other forms of literature simply can’t. For more details, links, and transcripts head to wttepodcast.com (http://wttepodcast.com/fantasy) Join the WTTE community and support the show on Patreon! (http://www.patreon.com/wtte)

Considering that smartphone apps are just a dozen years old, the technology has exploded far beyond anything Steve Jobs might've imagined when he unveiled the first iPhone. Now in 2019, the reality of mobile-centric banking has arrived, with Varo Money already delighting customers to the tune of 13,000-plus five star reviews on the App Store and Google Play. Colin Walsh, Varo's CEO and co-founder, describes the journey from blueprint to charter, and how Varo hopes to help millions of customers improve their financial lives.

Varo Money might become the first challenger bank to get a national bank charter. CEO and co-founder Colin Walsh explains his company’s mission and how becoming a bank might help.

The US could be one of the most lucrative markets for digital banks, but few new entrants have launched there. Why? How ripe is the opportunity, really? Monzo, N26 and Revolut have all stated intentions to launch in the US, though none have yet navigated the regulatory requirements. Colin Walsh is the CEO and co-founder of Varo Money, which is on track to become the first mobile-centric national bank in U.S. history. Prior to founding Varo, Colin spent 25 years in consumer banking at American Express, Lloyds Banking Group and Wells Fargo. How successful will digital banking startups be in US? Let us know on Twitter @rebankpodcast. If you like today's episode, please take 30 seconds to rate us on iTunes and share it with a friend. Thank you very much for joining us today. Please welcome, Colin Walsh.

Tune in as we sit down and pop some bubbly with our first guest on Sh*tbaked, Colin Walsh! Colin (aka Radar) grew up in Bay Bulls, Newfoundland. Listen as he shares his experiences as a young single male coming of age as he roams the streets of St. John's. Yes, we meant it to word it like that.

Heidrick & Struggles' Liz Simpson talks to Colin Walsh, CEO and founder of Varo Money. Walsh explains how banking has become ripe for disruption and the role technology has been playing to transform the sector. He discusses both his journey as a leader and the skills he has been seeking in his team to thrive through change. See acast.com/privacy for privacy and opt-out information.

Most consumers, especially next-gen consumers, don't have access to the tools they need to live healthy financial lives. They grapple with problems such as erratic cash flow, limited savings, and access to responsible credit. Banks and fintechs offer no holistic solutions. We interviewed Colin Walsh, CEO and co-founder of Varo, an app that integrates basic banking products with financial health tools. Before starting Varo out of his guest bedroom, Colin spent 25 years working in traditional financial services companies. Varo's mission is to improve the financial life of the customer. They want to merge big bank capacity with startup fintech focus to create a bank that helps people live better.

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

With all the activity in fintech over the past decade one thing we haven’t seen a lot of yet is the emergence of digital banks, at least in this country. Given the daunting regulatory challenges it is not something that many entrepreneurs focus on. Our next guest on the Lend Academy Podcast is someone who […] The post Podcast 142: Colin Walsh of Varo appeared first on Lend Academy.

With all the activity in fintech over the past decade one thing we haven’t seen a lot of yet is the emergence of digital banks, at least in this country. Given the daunting regulatory challenges it is not something that many entrepreneurs focus on. Our next guest on the Lend Academy Podcast is someone who […] The post Podcast 142: Colin Walsh of Varo appeared first on Lend Academy.

When someone commits suicide, their family is left heartbroken as they search for answers. Why? How come? Suicide is the second-leading cause of death among young people between the ages of 15 and 34 in the U.S., and clinicians have limited tools to identify those most at risk. A new machine-learning technique documented in a paper published in Nature Human Behaviour could help identify those suffering from suicidal thoughts. Colin Walsh, a data scientist at Vanderbilt University Medical Center, hopes his work in predicting suicide risk will give people the opportunity to ask “what can I do?” while there’s still a chance to intervene. Walsh and his colleagues have created machine-learning algorithms that predict, with unnerving accuracy, the likelihood that a patient will attempt suicide. In trials, results have been 80-90% accurate when predicting whether someone will attempt suicide within the next two years, and 92% accurate in predicting whether someone will attempt suicide within the next week. A very special episode of Life, Liberty & The Pursuit of Pleasure with personal stories that are shared in the spirit to inform and educate. Co-hosts Jenna Smith, Missy Crutchfield and Linda Martinelli join Malcolm to discuss the emerging technology and pay tribute to the countless lives that were taken too early... SPECIAL INCENTIVE FOR OUR FANS, EXCLUSIVE OFFER FOR HEALTHYCELL TALK RADIO – CATCH THE NEWEST EPISODE DAILY 5pm EST 7 days a week, Encore at 11pm EST & for our Europe Listeners, 9am GMT Your Smartphone, APPLE APP or ANDROID APP Our DIGITAL MEDIA PLAYER directly in your web browser Talk Radio Networks: iHeart Radio, TuneIn, Aha Radio, RadioGuide.FM + more PODCAST – ON-DEMAND on iTunes, Google, iHeart Radio and more LISTEN ON APPLE PODCAST LISTEN ON GOOGLE PLAY LISTEN ON THE PODCAST APP ON-DEMAND AT AMERICA OUT LOUD 24/7 LINK TO LIFE, LIBERTY & PLEASURE SHOW PAGE

Join Louis Mendez, Tom Wallin and Nathan Muller as they look back at the 1-0 defeat to Portsmouth as the club celebrated the 25th anniversary of the return to The Valley. They hear from a disappointed Karl Robinson and read out your emails on the game. They also hear from the scorer of the first goal back at The Valley in 1992 Colin Walsh, and speak to fan Vince Nieszwiec who tells them about the infamous moment he snogged Derek Hales on the pitch before that special game.Charlton Live is available live on Maritime Radio on Thursday and Sunday evenings from 7pm - head to www.maritimeradio.london or www.charltonlive.co.uk to listen in.You can also hear us on the go via the tune in app - search for Charlton Live.Our shows are available as podcasts via Acast, iTunes, Deezer and many other platforms.To contact us - email studio@charltonlive.co.uk or tweet @charltonlive See acast.com/privacy for privacy and opt-out information.

If you have a phone, you’re familiar with all the different technology offerings to share payments, buy food, pay bills, etc. There’s so much we can do with our phones these days that you almost don’t need a computer anymore (almost). What about your bank account? Up until a few years ago the thought of […] Read more...

Here’s a question: Would you like to file your taxes with just a keystroke, after your electronic devices automatically organized all your information and prepared the return? Here’s another -- do you think you’ll still be driving, five years from now? Today’s episode is a far-ranging conversation with Al Ko, Senior Vice President and Managing Director of the Consumer Ecosystem at Intuit. Among other things, he heads up Mint, which is deeply innovating about healthier ways for us to live our financial lives. Al reminds us that Intuit founder Scott Cook pioneered PFM -- personal financial management that leverages technology to simplify financial tasks (That story is recounted memorably in Eric Ries’ book The Lean Startup.)  Intuit then acquired Mint. PFM tools work wonderfully, if you have the time and motivation to pay active attention. Unfortunately, though, most of us don’t. It’s been estimated that maybe two percent of people actively use PFM tools. The other 98% struggle, and juggle our many financial tasks, and sometimes drop those balls. Al says American consumers pay $77 billion a year, just in credit card late fees. Just for, basically, forgetting to send in even the minimum payment by the due date. Fortunately, big trends are bringing new solutions are starting to make the juggling easier, or even unnecessary. Finance will still be complicated, but it will feel simple. This is critical, because complexity is one of the main drivers of people’s financial problems and bad financial health. Financial services are just inherently complicated, intrinsically hard to understand and hard to manage. If we can make it easy, a lot of problems simply go away. The foundational breakthrough is that technology can now easily consolidate our disparate financial information in one place, electronically. Once it’s all there, technology tools can easily organize and analyze it. Then that consolidated information can be teed up, through new PFM tools, to give us at-a-glance insight on where we stand -- comprehensively, always up to date, and also benchmarked, if we want, against our goals, like what we’re saving for, or against emerging standards that can help us know whether we’re financially healthy, or not. Next, and crucially, new tools can also easily take the initiative to send us alerts, reminders, to do things like paying a bill, or like pausing before we make a payment that will cause us to fall short on the next rent payment.  Not wait for us to look up a bill or find a statement, but initiate a reminder, in the midst of our busy lives. Now add in behavioral science-based tools, so that, instead of being boring, our financial management can become engaging, even entertaining and fun, or even funny (see my past podcast with Digit). Behavioral science can also “hook” us on good behavior through rewards and reinforcement that are psychologically effective. And then, as Al explains in this episode, all this will become universally accessible across all our devices.  We’ll be able to get those reminders, or get our questions answered, anywhere, anytime, all the time -- in our house, our car, our phone, our watch. And we’ll be able to do it, when we want to, just by talking. We’ll use smart voice assistants like Alexa, the Amazon Echo, or Google Home.  No need to open apps, or look things up. No need, even, to find the phone, or even press a button. We’ll simply be able to speak, into the air. That may not seem like a big deal to you if you’ve been using, say, Siri, but back to the point on behavioral psychology, the tiny nuance of easiness can make a huge difference in actually using a solution. Your voice assistant increasingly will be your full financial assistant (Capital One customers can already use Alexa for banking). If you want it to, it will greet you as your pour your morning coffee and say, “The electric bill needs to be paid today. It’s $28.” And you’ll say, “Okay, pay it.” And then you can say, “What’s my account balance?” And, “Have I saved enough for my vacation?” And, “Where am I on my savings goals?” Now add in geolocation. For better or worse, our phones know where we are. So we’ll soon have financial apps that will send us a text, or vibrate the watch on our wrist, with a message:  “I see we’re at the grocery store. We can spend $75 here today.”  Or, “I see we’re walking toward the coffee shop. You asked me to remind you that this week’s latte budget has already been spent. Keep walking!” We’ll also be able to give our assistant, our helpful bot, a personality, an avatar, with a persona that is most motivating for us, whether it’s, say, a basketball coach or a friendly dog. As Al explains in today’s show, Mint has a new bill-pay app that already does some of these things,  and it has many more tools like these on the drawing board. They are not science fiction. These technologies already exist, and innovators are working fast to bring to us. Are there new risks in these new tools? Sure. There are risks and drawbacks in all innovations, and we should be working on addressing them. But here’s how I view that trade off. I’ve spent my whole career working with efforts to protect and empower financial consumers through regulation. And now, I look at these new technologies and realize, these are the solutions. With tools like these (and many more that are emerging) everyone will be able to live a healthy financial life, in the sense of easily understanding and managing their money. Easy budgeting, easy bill-paying, easier saving, easier investment, easier selection of the best product, easier self-discipline -- all of it. To make that happen, there’s a key challenge to solve for:  how will tools like these become profitable enough that providers will offer them to everyone? What are the business models that will evolve, and how can we be sure they’re transparent and fair? I talked about that with Al Ko, and about the need for consumer empowerment on using financial data, and about what Mint does today, and will be doing soon, and about its ambitious future vision around for Powering Prosperity and Financial Freedom, globally. More information My past podcast with Colin Walsh of Varo, which offers a financial assistant chatbot. More for our listeners Remember to review Barefoot Innovation on ITunes, and please sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at  jsbarefoot.com.   Also go to jsbarefoot.com to send in your “buck a show” to keep Barefoot Innovation going. Please also join my facebook fan page, and follow me on twitter. Support our Podcast - Send "a buck a show" And watch for upcoming podcasts including John Ryan of Conference of State Bank Supervisors, Colleen Briggs of JPMChase, and a series I’ll be recording from the ABA Regulatory Compliance Conference in Orlando. My guests will include Andy Sandler of BuckleySandler, and also Gene Ludwig and Alistair Renee of IBM’s Watson Financial on how artificial intelligence and machine learning will transform compliance. Last but not least, I’m now the chair of the board of CFSI, the Center for Financial Services Innovation. Be sure to join us at the Emerge conference in Austin. There’s nothing else like it! 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Christophe Williams chats with Colin Walsh, Co-Founder and CEO of Varo. Varo is redesigning mobile banking and the personal financial management experience. Before founding Varo, Colin held a number of senior executive posts at American Express, Lloyds, and Wells Fargo. https://twitter.com/colindwalshsf https://twitter.com/VaroMoney www.varomoney.com/

I’ve been looking for a chance to do a podcast with today’s guest for months. Colin Walsh is the founder and CEO of Varo, an online tool that aims to make it easy and affordable for consumers to manage their financial lives. Colin and I first met at last year’s fintech conference hosted by the Federal Reserve Bank of San Francisco, and I’ve enjoyed, ever since, watching the rapid growth of his startup. Varo was still in development when we talked and is now in private beta, with plans to launch next year. I find them especially interesting in many ways, including that they raised $27 million this year; that the founders are very experienced banking executives; and that they are creating an ambitious product to meet multiple consumer needs at once. Maybe my favorite thing is that they are creating the Varo Bot, a chatbot that uses artificial intelligence to actually take the initiative to help customers manage daily money tasks easily and well. The move toward fintech solutions that are proactive instead of reactive is a real breakthrough, because it attacks one of the biggest obstacles to consumer financial health -- people not really understanding how best to manage their money, or just not thinking about that question before, rather than after, they spend or borrow. Varo is solving for that. Colin has two and a half decades of leadership experience with global brands in Europe and the US, including as an EVP at American Express, Managing Director at Lloyds Banking Group, and an EVP at Wells Fargo. In this episode Colin explains his motivation in undertaking a fintech startup after years at big companies. He talks about why Varo’s initial focus is simple, transparent mobile tools for millennials. He talks about the power of starting from a clean slate, with no legacy of what he calls “bad revenues,” and no challenges caused by having data “trapped in silos,” which is a major problem for banks. He also has thought-provoking advice for both banks and regulators. Here are some links: Varo is at www.varomoney.com He also refers to the book Scarcity: Why Having Too Little Means So Much, by Sendhil Mullainathan and Eldar Shafir on consumer decision-making behavior. I know you’ll enjoy hearing his insights. And more for our listeners: To help you keep up with innovators like Varo, I’ve been launching a series of social media channels that feature all my podcast guests as well as my blog posts and speeches. Sign up for my new monthly newsletter at jsbarefoot.com, head to my new facebook fan page, and please follow me on twitter.  I have some big news coming up – I’m co-founding a RegTech venture, so don’t miss hearing about it! Also, please send in your “buck a show” to support Barefoot Innovation. We now have thousands of listeners around the world, and we need support to keep the show coming and keep it timely, with my little band of part-time helpers. Support our Podcast Meanwhile, be sure to come back next time, when my guest will be the CEO of Ripple, Chris Larsen. Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Today’s program is really special, because my guest is Brigitte Madrian. Brigitte is the Aetna Professor of Public Policy and Corporate Management at the Harvard Kennedy School, and also co-director of the Household Finance working group at the National Bureau of Economic Research. She is a leading expert in behavioral economics and consumer decision-making regarding both health and finance, and in finance,especially savings and retirement. Importantly to me, she is also my faculty advisor for the book I’m writing. Regular listeners know I’m spending two years as a Senior Fellow at the Center for Business and Government in the Kennedy School.  As I started into my fellowship last year, I had the great fortune of linking with Brigitte as my faculty advisor for the book.  She is part of the movement in economics that’s rethinking the classical theory that assumes that everyone behaves rationally. That work goes to the very heart of the condundrum in consumer finance, where both policymakers and industry have to grapple with the fact that consumers don’t always make the choices that are best for them. Understanding the many reasons why that happens, and how to elicit better decisions, is one of the keys to improving consumer financial health. For this podcast, I met with Brigitte in her office on a lovely summer day. The Kennedy school is a complex of brick buildings clustered on the bank of the Charles River – it’s located about halfway between the Harvard Business School, on the other side of the river, and the old Harvard Yard, which is the traditional heart of the college (Harvard was founded in 1636). The Kennedy School has been undergoing construction ever since I got here – I get a fascinating display of cranes and I-beams and such from my little office space in the Belfer building – but Brigitte and I had a quiet talk during summer semester, with most of the students away. She came to Harvard about 10 years ago, and in our talk, she quoted someone once saying that professional schools tend to be run very much like the professions they represent. It’s certainly true of the Kennedy School, which is all about gathering together a multiplicity of voices to grapple with public policy challenges. And it’s especially true for my center, which is the Mossavar-Rahmani Center for Business and Government. All of our fellows are working on finding practical solutions at the nexus of public policy and the private sector. That’s what Brigitte has done in her research. She started out by looking at data on retirement plans (her first paper was about automatic enrollment), and she found the results so compelling that she didn’t even need to do statistical analysis to see that automatic enrollment led to dramatic increase in savings plan participation, especially among the groups least likely to participate -- employees who were younger, lower-paid employees, newly-hired, black and latino. The automatic enrollment caused an amazing 50-60% increase in plan participation. That paper got a lot of attention and led her to a 20 year research agenda trying to understand financial decisions. I think you’ll be very interested in her views about the track record for policies like financial literacy education and financial incentives to save. She pinpoints complexity as a critical problem, and she’s not a fan of disclosure as the solution. Our talk was especially timely because we met shortly after release of an important study she helped produce, by the Retirement Security and Personal Savings Commission of the Bipartisan Policy Center in Washington.   The report is titled Securing Our Financial Future, and makes recommendations for policymakers on how to increase income security for older individuals. She’ll describe some of the highlights. I’m excited about behavioral economics because when these insights are combined with new technology, it becomes possible to create vastly better financial products. You may remember my discussion with Ethan Bloch of Digit, which incorporates these same principles of letting people save automatically instead of through daily effort, and in trying to bring financial decision-making time to zero. Easy and sound financial management is suddenly becoming possible. Brigitte’s biography: Brigitte Madrian is the Aetna Professor of Public Policy and Corporate Management at the Harvard Kennedy School.  Before coming to Harvard in 2006, she was on the Faculty at the University of Pennsylvania Wharton School (2003-2006), the University of Chicago Graduate School of Business (1995-2003) and the Harvard University Economics Department (1993-1995).  She is also a research associate and co-director of the Household Finance working group at the National Bureau of Economic Research. Dr. Madrian’s current research focuses on behavioral economics and household finance, with a particular focus on household saving and investment behavior.  Her work in this area has impacted the design of employer-sponsored savings plans in the U.S. and has influenced pension reform legislation both in the U.S. and abroad. She is also engaged in research on health, using the lens of behavioral economics to understand health behaviors and improve health outcomes; in the past she has also examined the impact of health insurance on the job choice and retirement decisions of employees and the hiring decisions of firms. Dr. Madrian received her Ph.D. in economics from the Massachusetts Institute of Technology and studied economics as an undergraduate at Brigham Young University.  She is the recipient of the National Academy of Social Insurance Dissertation Prize (first place, 1994) and a two-time recipient of the TIAA-CREF Paul A. Samuelson Award for Scholarly Research on Lifelong Financial Security (2002 and 2011). Also…. Please sign up for our mailing list, which includes our newly-launched newsletter highlighting events of the month and my thoughts about them. I have some big news coming up – I’m co-founding a Reg-Tech venture, so don’t miss hearing about it! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you! Also, please send in your “buck a show” to support Barefoot Innovation. Have you ever noticed that we often have long lapses of time between when we record a podcast and when we post it? That’s because the show is free, but takes huge amounts of time to produce. And we produce it on a shoestring – I work with my little cadre of young part-timers. If we can develop more revenue, we want to get onto a more frequent and regular schedule. You won’t belive the amazing episodes I have already recorded, but haven’t yet been able to share. So if you love the show – and I hear constantly that people do, and we have thousands of people listening around the world – it would be great for you to send in a little bit of support. Support our Podcast Remember, follow me on twitter at @joannbarefoot, and please review us on iTunes. And come to my new Facebook fan page HERE Last but not least, come back next time for an exciting conversation with Colin Walsh, right around the time he is launching his new fintech venture….Varo. See you then!

The HP-85B Microcomputer, Part 2 Hello, and welcome to episode 64 of the Floppy Days Podcast, where old computers come to live.  I’m Randy Kindig and I’m happy to bring you this episode this month.  This episode is Part 2 about the HP Series 80 line of microcomputers.  Last month I interviewed 2 well-known members of the HP Series 80 community, Everett Kaser former HP engineer who worked on the Series 80 and runs kaser.com and Vassilis Prevelakis of series80.org.  This month, they are back to help me talk about the history of these fabulous machines.  It’s a fascinating conversation with two gentlemen who have a lot of love of and knowledge about these machines. I want to thank Everett for providing the intro to this episode with his memories of the Series 80. Before getting into the meat of the program, I do intend to talk briefly about any new vintage computer acquisitions, upcoming shows and feedback. Ok, let’s fire up the ol’ HP-85 and see what we can learn. Links Mentioned in the Show: Co-hosts Everett Kaser Website - http://www.kaser.com/hp85.html Vassilis Prevelakis Website - http://series80.org New Acquisitions Compute’s Atari Collection Volume 2 Edladdin Joystick - http://www.edladdin.com/ Book - Microcomputer Experimentation with the Intel SDK-85 by Lance Leventhal and Colin Walsh - https://www.amazon.com/Microcomputer-Experimentation-Intel-Sdk-85-Leventhal/dp/013580860X Shows VCFMW - September 10-11, 2016, Holiday Inn Elk Grove Village, Elk Grove Village, IL - http://vcfed.org/wp/festivals/independent-festivals/vintage-computer-festival-midwest/ Chicago International Faire - Saturday, October 15th, Evanston Public Library - Contact Faire Chairman Hal Shanafield for more info. VCFe-CH - Vintage Computer Festival Europe, Zurich, Switzerland, November 19-20, 2016 - http://vcfe.ch Feedback Andy Collins blog - http://www.randomorbit.co.uk/?p=50 List of TRS-80 Clones - https://en.wikipedia.org/wiki/List_of_TRS-80_clones Modern kit computers: Breil Computers, the australian MicroBee (http://www.microbeetechnology.com.au/) http://rc2014.co.uk/  (Via Tindie) https://hackaday.io/project/9077-trs-80-model-1-on-a-pic32 https://hackaday.io/project/5565-trs-80-compatible-clone https://hackaday.io/project/75-z80-microcomputer-system

Today we have our first-ever episode on Insure-tech. Happily, it also turned out to be one of the most fun, funny and thought-provoking shows we've ever done. I'm pretty sure it's the first one where we've talked about the internet of things, and CRISPR gene research, transportation as a service, and drones. My fascinating guest is Caribou Honig, founding partner of QED Investors. QED is a venture fund cofounded by Caribou, Frank Rotman, and Nigel Morris, who first came together in the early days of Capital One. They have helped launch some great fintech companies - for instance LendUp and DriveFactor. Caribou's investments span an array of marketing, payments, and insurance technology companies, particularly where B2C customer acquisition drives the business success. He developed a passion for data-driven marketing when he led key marketing initiatives at Capital One, including responsibility for a $50 mm marketing budget, managing a 200-person underwriting operation, and cracking the code on digital credit card originations. Recent investments led by Caribou include, Remitly, TheMuse, and KNIP.  He also serves on the Advisory Council for the CFSI Financial Solutions Lab. As you'll hear in our conversation, moreover, he's a Renaissance man. He holds a bachelor's degree in Physics and Philosophy from Harvard University, an MBA from the Darden School of Business, and a JD from the University of Virginia School of Law. He and his wife have two children and, what he describes as two occasionally annoying dogs. Over the years He's taken time off to be Mr. Mom and to listen to the universe, as he puts it. And of course, he has an interesting name, which he'll explain in our discussion. I reached out to Caribou because I knew he was working in Insure-Tech, which has been on a slower track than other kinds of fintech but is starting to gain real traction. Caribou is Chairman of the InsureTech Connect, a new conference that's scheduled for October 5-6 in Las Vegas. I found our conversation incredibly interesting, especially in how insurance is being transformed by types of technology that have nothing to do with finance -- because its product is usually about managing risks in the physical world ranging from health to roofing materials to self-driving cars. As it turned out, about half of our talk is on insurance, and half is on his broader thoughts oninnovation, and also on regulation. He really sparked my own thinking on some of the tough regulatory issues, like how to resolve the conflicts between alternative data and fair lending disparate impact, and the pros and cons of state-based regulation, and his advice to regulators. Plus I'm stilling thinking about "parametric insurance" - skipping the adjudication process and agreeing in advance to let outside parameters - big data - determine the appropriate claim. New ideas, everywhere! Finally, for all you innovators in the audience, note that Caribou shares an open invitation to bring him interesting ideas.  I know you'll enjoy hearing him.   Vote for my SXSW Panel! Also, remember to vote to help get my Regulation Innovation panel selected for SXSW 2017 - it's at http://panelpicker.sxsw.com/vote/67829. My panelists will be Simple's Josh Reich, Adrienne Harris of the White House, and CFSI's CEO, Jennifer Tescher. We need your vote - voting is only open to  September 2. And please plan to come to SX in Austin.   Support Barefoot Innovation! Don't forget to send in your buck-a-show to support Barefoot Innovation -- and leave a review on ITunes. Support the Podcast Upcoming Shows Finally, come back next time. We have fantastic guests coming up, including Lauren Saunders of the National Consumer Law Center, Sam Hodges of Funding Circle, Colin Walsh of Varo, and Harvard professor Brigitte Madrian. See you soon!   Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Colin Walsh talks about his MLB debut on Opening Day and COO Rick Schlesinger discusses the happenings at Miller Park in 2016.