Podcasts about normalcy

Join the Everyday Miracles podcast with Julie Hedenborg as she welcomes Father Matt Marino from St. Augustine, Florida. In this powerful episode, Father Matt shares his incredible testimony of survival after a brutal and unexpected stabbing. He details the miraculous events and divine intervention that saved his life, his journey of faith, and the profound sense of peace and forgiveness that he felt throughout this harrowing experience. Father Matt's story is a testament to the power of community, the miraculous nature of faith, and the importance of forgiveness. Stay tuned for an inspiring prayer for those struggling with fear and unforgiveness.      00:00 Preview   02:00 Father Matt's Background   06:05 The Attack before breakfast   16:13 The Aftermath and Medical Miracle   27:54 Forgiveness and Reflection   30:42 Startling discovery of demonic voices heard by attacker   32:40 Returning to Normalcy   36:21 Final and Prayer     Ephesians 4:32 "Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you."      How to reach Father Matt:   https://www.trinitysta.org/    About Father Matt:   An adolescent atheist turned Episcopal priest, Matt likes to drink coffee, talk about Jesus, and will shamelessly invite himself aboard your sailboat. Matt has been rector of Trinity since April Fools day, 2019. Also on Matt's resume: Basketball coach, history teacher, recovery planner, Young Life Area Director, summer camp program architect, youth/young adult director for the Diocese of Arizona, seminary instructor, church planter, consultant, and ballboy for the Phoenix Suns. Each of those experiences has left him more in wonder at the grandeur of the One who made us and calls us home through the cross and empty tomb. Matt and Kari have two grown children, Gabrielle and Luke, who love God and his church. Matt blogs at thegospelside.com

Uzair talks to Colonel Ajai Shukla (retired) about the fallout of the Pahalgam terror attack in Kashmir. We spoke about the state of the insurgency in the region, how their tactics and strategies are evolving, and what can be done to improve security. In addition, we also touched on the prospects of a India-Pakistan war and potential off ramps that could be available for either side to take. Colonel Ajai Shukla (Retired) is a columnist and freelance journalist. He writes on strategic affairs, defence policy, military technology and the defence economy. He has written extensively for Business Standard, a pan-India daily; and for The New York Times, Guardian, BBC, Al Jazeera and South China Morning Post. He hosts a defence affairs blog, Broadsword (ajaishukla.com), which is visited daily by over 5,000 readers from across the world. Chapters: 0:00 Introduction 2:00 Normalcy in Kashmir 6:00 Evolution of tactics 11:40 Intelligence failures and counterinsurgency 19:20 Evidence about links to Pakistan 25:30 India-Pakistan tensions 31:10 General Munir's strategy 35:10 Conclusion

Today, I am talking about how to shift your mindset and energy when imposter syndrome hits, not only in business but in your personal life, and so much more! As an online business owner, we are constantly stepping out of our comfort zone and so it's very normal for us to have fears, so today we are going to talk a little more about this. Topics we cover include:  Everyone experiences imposter syndrome What impostor syndrome can look like Overcoming imposter syndrome    And so much more!    Times to check out: (5:48) Normalcy of being in online space (11:00) What is imposter syndrome? (15:05) My experiences  (17:58) Social media boundaries   FREEBIES: Create Your Program that Sells in 3 Easy Steps (free guide) https://melissalincoaching.lpages.co/2024-create-your-program-that-sells-fcm     Quiz: Your Next Business Strategy: https://www.themelissalin.com/quiz   WORK WITH MELISSA: Are you ready to take your online coaching business to the NEXT level? Have you been wanting to start coaching, finally start making a full time income doing what you love? The Fierce Business Academy might be the right fit for you! Head to the link below for more details and to hop on the waitlist! The Fierce Business Academy: https://www.themelissalin.com/academy  The 6 Figure Fierce Business Mastermind: https://www.themelissalin.com/mastermind  The Caption Capsule https://www.themelissalin.com/captioncapsule   Promo Code: PODCAST to save $$$ on The Caption Capsule!   Find me on social media for more daily content!  Instagram: https://www.instagram.com/the_melissalin/ Facebook: https://www.facebook.com/melissa.lin.180410 Facebook Group: https://www.facebook.com/groups/fiercebusinessbabes/ Fierce Business Academy: https://www.themelissalin.com/academy  

(5:00) Normalcy returns to FSU sports, Max Williams is polarizing(14:00) What breaks does FSU need to breakthrough in Omaha this year?(25:00) Generating Discussion sparked by Cummins(38:00) How does this roster stack up to ACC opponents?(46:00) Hard to tell if 13-0 was the real Norvell or 2-10?(55:00) Mike, Alabama, 2024(1:00:00) How did FSU collapse worse than a gutted 2024 Michigan?(1:03:00) Thoughts on the portalMusic: Broadside - I Think They Knowvitaminenergy.com | Shake it and take it!

(5:00) Normalcy returns to FSU sports, Max Williams is polarizing(14:00) What breaks does FSU need to breakthrough in Omaha this year?(25:00) Generating Discussion sparked by Cummins(38:00) How does this roster stack up to ACC opponents?(46:00) Hard to tell if 13-0 was the real Norvell or 2-10?(55:00) Mike, Alabama, 2024(1:00:00) How did FSU collapse worse than a gutted 2024 Michigan?(1:03:00) Thoughts on the portalMusic: Broadside - I Think They Knowvitaminenergy.com | Shake it and take it!

Welcome to the Holy Smokes podcast, where we explore the realms of faith, friendship, fine tobacco, and drink. Joining us today is RJ Moeller. In this episode, RJ shares his journey from growing up as a pastor's kid in the suburbs of Chicago to becoming a force in the entertainment industry. We discuss RJ's passion for storytelling through journalism and film, his experiences working with personalities like Dennis Prager and Adam Carolla, and his move from Los Angeles to Nashville for a more fulfilling life. Tune in for insights on the creative process, balancing art with business, and RJ's unique perspective on faith and community. Grab your favorite cigar and drink, and enjoy the conversation!   00:00 Pizza Snob to Wisconsin Convert 05:55 Types of Pastor's Kids 15:11 "Finding Passion and Inspiration" 18:30 Roots of Lifelong Passion 23:37 The Art of Story Collaboration 29:53 Balancing Family and Film Ambitions 36:12 Navigating Hollywood Representation 41:01 Unexpected Turn: ESPN Documentary Idea 45:18 Network Success and Spiritual Dilemma 49:41 Desire for Normalcy and Classic Entertainment 56:31 "Commitment and Courage in Filmmaking" 01:02:17 "Comedic Memoir Series Inspired by Life" 01:03:57 Wholesome Adventure Films Needed

In this engaging conversation, Dr. Joel Pash, a leading expert in penile enlargement, discusses the nuances of the procedure, the psychological aspects of size, and the importance of confidence in men's health. He explains the methods used for enlargement, particularly focusing on the injectable hyaluronic acid, and addresses common misconceptions and risks associated with various enlargement methods. The discussion also touches on the societal stigma surrounding the topic and the normalization of seeking help for such procedures. Dr. Pash shares humorous anecdotes from his practice and emphasizes the importance of informed decision-making when it comes to cosmetic procedures.Chapters00:00 Introduction to Penile Enlargement02:53 Understanding the Need for Enlargement06:00 The Science Behind Girth vs. Length08:58 The Procedure: What to Expect12:05 Post-Procedure Insights and Effects15:06 Cost and Investment in Confidence17:58 Natural Methods and Myths20:48 The Risks of Unregulated Procedures23:53 Common Mistakes in Enlargement Attempts27:03 Humor in the Field of Penile Health30:02 The Normalcy of Seeking Help32:52 Future Directions in Penile Health36:01 Connecting with Upsize Clinic

In this session, biblical scholar Dominic Crossan examines the fundamental conflict between two visions of peace in the ancient world. He contrasts Augustus' Res Gestae (carved imperial boasts of achievements) with Paul's letters, revealing how Rome established "peace through victory" while Paul offered an alternative vision based on justice and non-violence. Crossan traces this tension back to Genesis, where human civilization begins with Cain's fratricide and escalates through generations of violence, contrasting sharply with the divine vision of creation centered on Sabbath justice. Through archaeological evidence from Galatian sites where Paul traveled, Crossan demonstrates how these competing worldviews physically manifested in the landscape, ultimately challenging us to consider whether humanity's inherent tendency toward escalating violence makes us a sustainable species or whether we must embrace Paul's alternative vision of peace through justice. To access all 5 of Crossan's lectures, submit questions, and join future live streams, head here to join the class. You can WATCH the conversation on YouTube John Dominic Crossan, professor emeritus at DePaul University, is widely regarded as the foremost historical Jesus scholar of our time. He is the author of several bestselling books, including The Historical Jesus, How to Read the Bible and Still Be a Christian, God and Empire, Jesus: A Revolutionary Biography, The Greatest Prayer, The Last Week, and The Power of Parable. He lives in Minneola, Florida. Previous Podcast Episodes with Dom & Tripp Paul & the Fictional History of Luke-Acts Paul & Thecla Ask JC Anything Diana Butler Bass & John Dominic Crossan: The Resurrection of Jesus Brian McLaren & John Dominic Crossan: The Message of Jesus & the Judgement of Civilization Brian Zahnd & John Dominic Crossan: God, Violence, Empire, & Salvation Why the Biblical Paul is Awesome Christian Resurrection & Human Evolution The Cross & the Crisis of Civilization The Coming Kingdom & the Risen Christ The Parables of Jesus & the Parable of God How to think about Jesus like a Historian the Last Week of Jesus' Life Jesus, Paul, & Bible Questions Saving the Biblical Christmas Stories the most important discovery for understanding Jesus The Bible, Violence, & Our Future Resurrecting Easter on the First Christmas   From Jesus' Parables to Parables of God  Render Unto Caesar on God & Empire Join Dom Crossan at ...Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. A Five-Week Online Lenten Class w/ John Dominic Crossan Join us for a transformative 5-week Lenten journey on "Paul the Pharisee: Faith and Politics in a Divided World."This course examines the Apostle Paul as a Pharisee deeply engaged with the turbulent political and religious landscape of his time. For details and to sign-up for any donation, including 0, head over here. _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Nathan and Guy Adami are joined by Brian Belski, Chief Investment Strategist at BMO Capital Markets. The discussion covers a wide range of topics, including Belski's bullish outlook on the S&P 500, with a price target of 6,700. They delve into the dynamics of the secular bull market, cyclical trends, and the path to normalcy in market returns. Belski shares his views on the impact of geopolitical events, trade tariffs, and sector-specific performances, particularly in technology and financials. The conversation also touches on consumer sentiment, the role of AI, and the implications of monetary policy on market behavior. Belski emphasizes the importance of a diversified investment strategy and the potential opportunities in small and mid-cap banks. The episode provides a comprehensive overview of current market conditions, offering valuable insights for investors navigating these uncertain times. — FOLLOW US YouTube: @RiskReversalMedia Instagram: @riskreversalmedia Twitter: @RiskReversal LinkedIn: RiskReversal Media

Send us a textBefore the World Premiere of his very first play, Judson Jones streamed into the Playwright's Spotlight. We discussed his background in theatre, film, and television and his journey to writing his first play and any challenges he overcame. We dove into hitting  the flow state, introducing new ideas, the appreciation of new works, storytelling through Post-It notes, working with deadlines, collaborating with designers and the benefits of simplicity and justification as well as eliminating and having an outside eye. We wrap with delving into devices vs dialogue, working with sensitive subject matter, writing out of order, and observing the loss of grace in society. It's a very heartwarming conversation. Enjoy!  His play Canaan Unremembered opened March 24th at the Court Square Theater in Long Island City, New York and runs through April 19th, 2025. For tickets, visit -https://www.theatreeast.org/canaan-unrememberedJudson Jones is a playwright and award-winning producer and director who has had the privilege of collaborating on the premieres of Tim Blake Nelson's Eye Of God, Christopher Durang's The Vietnamizaton of New Jersey, David Crawford's Harvest, Bennett Windheim's Normalcy, Megan O'Brien's The Jungle Book, Daniel MacIvor's The Soldier Dreams, and Devil and the Deep with Air Supply‘s Graham Russell. He serves on the Board of Directors for Texas Dramatists, is a member of Actors' Equity and SAG/AFTRA, and an instructor at the Kanbar Institute of Film & Television, Tisch School of the Arts, NYU and the Stella Adler Studio of Acting.To watch the video format of this episode, visit - https://youtu.be/IiK0f9MXhlELinks to resources mentioned in this episode -Powerhouse Theatre - https://www.vassar.edu/powerhouseWebsite and Socials for Judson Jones -IG - @judsonjonesFacebook - https://www.facebook.com/judson.jonesWebsites and socials for James Elden, PMP, and Playwright's Spotlight -Punk Monkey Productions - www.punkmonkeyproductions.comPLAY Noir -www.playnoir.comPLAY Noir Anthology –www.punkmonkeyproductions.com/contact.htmlJames Elden -Twitter - @jameseldensauerIG - @alakardrakeFB - fb.com/jameseldensauerPunk Monkey Productions and PLAY Noir - Twitter - @punkmonkeyprods                  - @playnoirla IG - @punkmonkeyprods       - @playnoir_la FB - fb.com/playnoir        - fb.com/punkmonkeyproductionsPlaywright's Spotlight -Twitter - @wrightlightpod IG - @playwrights_spotlightPlaywriting services through Los Angeles Collegiate Playwrights Festivalwww.losangelescollegiateplaywrightsfestival.com/services.htmlSupport the show

Jeffrey Spaide, a retired veteran and engineer, lived in the quiet town of Wilkes-Barre, Pennsylvania. Known for his reserved but friendly nature, Jeffrey took pride in his home and enjoyed working on his house, yard, and garden. However, his peaceful existence was disrupted by his neighbors, Lisa and James Goy, who were known for their rowdy and disrespectful behavior. The Goys often antagonized Jeffrey, leading to escalating tensions over trivial matters like parking and property disputes.On February 1st, 2021, after a heavy snowstorm, the conflict reached a tragic climax.Sources:https://allthatsinteresting.com/jeffrey-spaidehttps://www.kniffenfuneralhome.com/obituary/Jeffrey-Spaidehttps://www.reddit.com/r/NoahGetTheBoat/comments/185dbxb/argument_between_neighbours_over_snow_ends_in/?force_seo=1https://www.pahomepage.com/top-news/neighbor-recounts-helping-victims-in-plains-township-deadly-shooting/https://www.scribbr.com/research-bias/normalcy-bias/.https://en.wikipedia.org/wiki/Normalcy_biashttps://www.crave.ca/en/tv-shows/fear-thy-neighbor/bullets-in-the-snow-s9e2 Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Since the November election, one of the most concerning issues in our culture is the threat of normalcy. Over the past five years of chaos, many have turned to Bible prophecy, perhaps linking turmoil to the return of Christ. But Scripture tells a different story. The Bible is clear about the conditions surrounding the rapture. So, what should Christians be watching for? And how do current events align with God's Word? Join us as we explore what the Bible says about the times we're living in.

Episode 4327: Start Of The Return To Normalcy As Market Tumbles

Bralynn and Dr. Kirk Elliott continue the conversation about investing – and especially in precious metals during our current economy.  There's a paradigm shift occurring, and we need to adapt in order to be good stewards of the finances God gives us in our business.TOPICS:– Gold is everywhere in heaven and God shows up in gold– We are made in God's image and we are not junk– Gold is in Father's heart– Debt causes us to care about interest rates– Buy low and sell high– Normal bias – we become creatures of our past– Debt shackles us– People can afford more when the cost of borrowing goes down– Gold and silver goes up in uncertain times– Maximize return while minimizing risk– Gold is up 30% last year and Silver is up 40% last year– Leave emotions out, be like a robot– View your money as God's money– Stock market is at an all time highGOLD NUGGETS:1) There's one thing in particular that drives a company's business success or failure more than anything and that is the interest rate cycle.2) Normalcy bias means it didn't happen in the past, so it's not going to happen now.3) Lowering interest rates cause people to spend more. Then corporate America becomes more profitable which allows the price to earnings ratios to change in the Stock Market and it booms.4) Lowering all taxes like income, property, capital gains, and estate taxes creates a framework for success.5) The value of bonds are up and if you want to sell a bond now is the best time in the history of America. The reason is, the closer rates are to zero, the higher the price of the bond.6) When interest rates go up, your cost of debt services and everything else goes up. 7) In real estate, people finance houses. As the rates go up the value of housing has to go down for it to be equally affordable.8) Now that interest rates are going back up it is going to be different because people are going into a paradigm shift. It's a fundamental shift in the economy that neither you or I can control, so we need to adapt to it.9) If America thinks that the government can fix what is wrong in society, the price of gold will stay low. If they think that the government is going to break it, then gold will go up. QUOTES:– Proverbs 22:7 The rich rule over the poor, and the borrower is a slave to the lender.– Americans do one thing better than anyone else on the planet, we spend money.– Be wise as servants with what God has given us.– Interest rate cycles are an average of every 28 years.– Take advantage of the trend rather than the trend taking advantage of you.– Stop focusing on how we are different and focus on what we have in common.– Ecclesiastes 3:1 To every thing there is a season, and a time to every purpose under heaven.– We were not created to just survive, we were created to thrive.  Sometimes thriving requires a team.– I want to be remembered as an extravagant giver. LINKS for DR. KIRK:– Connect with Dr. Kirk and his team: https://www.kepm.com/– Visit his blog: https://sovereignadvisors.netLINKS for BRALYNN:– Coaching for Business and for Healing: http://SpiritCenteredBusiness.com– Get Bralynn's Book! Discover Your Business Destiny: Co-Creating, Stewarding and Standing to Manifest God's Divine Plan http://SpiritCenteredBusiness.com/bookCopyright © 2025 Bralynn Newby Int'l, LLC. All rights reserved.

Between Magic and Dreams is a fantasy novel set in Atlanta, GA. It is a thrilling story that will capture your imagination and keep you on the edge of your seat. See the world through the eyes of Kwen Phifer, a college student on the verge of graduation who unexpectedly finds himself on a perilous journey. He encounters Deedle, a mythical creature, who brings chaos and mayhem to Kwen's predictable existence. As one of two champions set to duel for the possession of this realm, he must discover the extraordinary within himself to meet the challenge and do so quickly. A phenomenon known as the New Light is already ushering shadows of the forgotten past into our world. Normalcy becomes a fleeting memory when Kwen is tasked with defending our reality by defeating the champion of the opposing forces in an epic showdown. Science and magic would soon clash in a duel to the death. Kwen struggles to cast aside his fears and find it within himself to do what must be done. Can he conquer his adversaries and save our reality? Between Magic and Dreams: https://www.betweenmagicanddreams.com/ YouTube Hidden Chapters: Between Magic and Dreams - Hidden Chapters: Cromies https://youtube.com/playlist?list=PLTsVz0BS7bTMehuK08L4GQET_xbmrDUpL&si=mU9lKyUwovGiQuyp Ways To Support Basil and Sage, visit them at https://basilandsage.com/. Use code WEBSTERSTYLE10 GoTieLess: Use the code WEBSTERSTYLE to get 10% off your purchase. https://gotieless.com/?ref=websterstyle Beard Organics: www.beardorganics.com/WEBSTERSTYLE Become a Producer on Patreon for just $1 per month. https://www.patreon.com/websterstyle Pete and Pedro: Use the link https://bit.ly/3rClqHK to get 10% off your first purchase. El Viajero Coffee use WEBSTERSTYLE for a 10% discount at checkout https://elviajerocoffee.com/ Try Dubby energy drink. Get 10% off your first purchase with code WEBSTERMAN https://www.dubby.gg/discount/WEBSTERMAN?ref=4Ff8bGGh #comics #indiecomics #crowdfunding #creator #writer #comicbooks #zoop #style #crowdfunded #comicbookcreator #interviews #geek #blerd #blerdlife #geeklife #blerdcon #blerdcon2024 #amazon #urbanstyle #urbanstylecomics #blacksuperheroes #blacksuperhero #blackcomiccreators #fantasy #magic #betweenmagicanddreams

Normalcy has returned to The United States Army as they have announced that they are no longer allowing Transgenders to join and will not take part in any operations relating to sex changes. Sly reacts to all of this!    THE SLY SHOW ON SOCIAL MEDIA:  Gab: https://tinyurl.com/5b4vs5e5 X: https://tinyurl.com/3ep5fsas Instagram: https://tinyurl.com/mr2eppe2   THE SLY SHOW ON PODCAST PLATFORMS:  Rumble: https://tinyurl.com/5n7ckx2k BitChute: https://tinyurl.com/mux34ft8 Spotify: https://tinyurl.com/2wtnpeps Apple Podcasts: https://tinyurl.com/5emahx7a Amazon Music: https://tinyurl.com/3e82bcp4 Pandora: https://tinyurl.com/msu9fx5f Audible: https://tinyurl.com/57k4uryu Audacy: https://tinyurl.com/y68fsf8z IHeart: https://tinyurl.com/4jacnshz TuneIn: https://tinyurl.com/4vr2c6fw Podchaser: https://tinyurl.com/ypfbvj9c Listen Notes: https://tinyurl.com/2p8wsa3h Player FM: https://tinyurl.com/88nec53k Podcast Addict: https://tinyurl.com/2p86c862 Antenna Pod: https://tinyurl.com/3txcjh74 Podcast App: https://tinyurl.com/4nwn3js4

Four days after N Biren Singh resigned as chief minister of Manipur, President's rule has been imposed in the state. Singh's resignation is seen as a belated one by many. Since May 2023 when violence flared up, more than 250 people have been killed and 60,000 have been displaced and unable to return to their homes. There has also been a huge proliferation of armed groups running amok. Given Singh's abject failure in the past 21 months to quell the violence, what took him so long to resign? Will President's rule bring back normalcy in the state? And what options can the government explore to restore trust among the divided communities and bring back normalcy? Guest: Pradip Phanjoubam, editor with the Imphal Review of Arts and Politics. Host: G. Sampath, Social Affairs Editor, The Hindu. Edited by Sharmada Venkatasubramanian.

Several executive orders by the Trump administration have been lauded as simple “common sense.” However, Dr. Jonny warns that the word common is a movable target and we need to be more focused on what is “normal sense” than what is common. Normalcy is directly tied to a standard and abnormal behavior is tied to sin. We should courageously hold His standard for the benefit, well-being and health of America!

Sunday Morning Live 9 February 2025In this episode, I examine the balance between uniqueness and normalcy in our thinking, particularly in relation to creativity and reality. I reflect on political dynamics, deplatforming, and how these shifts redirected my focus from politics to philosophy. We discuss narcissism, the importance of boundaries, and the question "Do I exist to you?" as a means to evaluate relationships. I highlight emotional responses and the need to recognize one's value in navigating toxic dynamics. Ultimately, I encourage listeners to appreciate their worth and foster relationships built on mutual respect and understanding.GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Also get the Truth About the French Revolution, multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material, as well as targeted AIs for Real-Time Relationships, BitCoin, Peaceful Parenting, and Call-Ins. Don't miss the private livestreams, premium call in shows, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2022

Jonah Wendt, Advancing American Freedom's policy advisor. Pres. Trump's EO slashing DEI from govt. and the return to normalcy

Recorded on Sunday February 2nd 2025, at around 6 PM Pacific Time.

Heads of state of the East African Community (EAC) and the Southern African Development Community (SADC) issued a joint statement Wednesday. It calls on all parties in eastern Democratic Republic of Congo to cease hostilities and observe an immediate and unconditional ceasefire. The leaders, meeting virtually, also called for a peaceful settlement of the conflicts. Reporter Al Katanty Sabiti Djaffar in Goma tells me that life in the eastern DRC city was slowly returning to some normalcy on Wednesday, but under M23 control

It's the last episode (at least for now) of The Open Bedroom Podcast! Reflection on the Journey (00:01:37) She discusses feeling settled in her relationships and shares her love for Scott. Relationships Overview (00:03:22) Jennifer talks about her ongoing relationships with Steph and Jess, highlighting their dynamics. Normalcy in Polyamory (00:04:51) She describes a typical day in her polyamorous life, emphasizing its normalcy. Conclusion of the Podcast (00:06:22) Jennifer announces the pause or end of the podcast, expressing gratitude to listeners.

Do you feel pressured to conform to what society deems 'normal"? In this episode of RiseUp – Live Joy Your Way, Kamini Wood unpacks the pervasive “lie of normalcy” and its impact on how we live and view our lives. She explores how societal expectations can lead us to compromise our authenticity. Kamini shares strategies for breaking free from these pressures, such as developing self-awareness, aligning decisions with personal values, and rewriting the story of your life. Tune in to discover how embracing your truth can help you live authentically and inspire others to do the same.For more information and resources to continue your growth journey, visit Kaminiwood.com.RiseUp - Live Joy Your Way is edited and produced by Earfluence.

Doree and Elise discuss how to be a supportive sister as a new mom, the different ways being proud of yourself and feeling fulfilled can look as you age, and the staggering savings that pet insurance brought one listener. This episode contains a sponsored segment by Bausch + Lomb. Visit miebo.com to learn more.To leave a voicemail or text for a future episode, reach Doree & Elise at 781-591-0390. You can also email the podcast at forever35podcast@gmail.com.Visit forever35podcast.com for links to everything they mention on the show or visit shopmyshelf.us/forever35.Follow the podcast on Instagram (@Forever35Podcast) and sign up for the newsletter at forever35podcast.com/newsletter. Hosted on Acast. See acast.com/privacy for more information.

A good honest conversation never hurt anyone!! A quick update so that communication is clear, Detty December has turned into Jolly January so the podcast is still on annual leave. Normalcy will resume (Thursday 16th of January) here's to a successful 2025 for us and you guys also!!! Please make sure you like, comment & SUBSCRIBE to the YouTube channel - https://youtube.com/@offthecuffpodcast8726?si=Y00zBKPY2eEa8HVi Twitter/Instagram - @offthecuffpod Fols - @folsforever Vans - @mrvans7 Chrissy - @ceeceehermes / @ceecee_noir

The city of New Orleans is inching back to normalcy after the New Year's Day truck attack that killed 14 in the famed French Quarter. Laura Barrón-López reports on how the area's residents are coping with the tragedy and what comes next. PBS News is supported by - https://www.pbs.org/newshour/about/funders

The Guy Benson Show 12-26-2024 Learn more about your ad choices. Visit podcastchoices.com/adchoices

CNN Michael Smerconish looks back at other memorials from tragic deaths and asks if others will memorialize the UnitedHealth CEO. NYU Stern Business School Professor Scott Galloway shares his take on the public condemnation towards the healthcare industry after a suspect shot and killed UnitedHealth's CEO Brian Thompson. Two New Jersey state representatives are asking the federal government to step in and take down these drones to understand their origin. ACLU lawyer Lee Gelernt addresses the legal and ethical challenges of whether undocumented migrants could be arrested at schools, places of worship, and domestic violence centers.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode is the second Wacky Wednesday episode for today and it looks at Noreen's story from Chapter 8 of Phase 3 of the From Ashes to Destiny curriculum. This also is an introduction to Step 8 of the Twelve Steps which focuses on acknowledging the harm we did to people and being willing to make amends. In Noreen's story we look at questions including: How would you describe Noreen's mom's feelings about having to raise Noreen's daughter? What pain and heartache would need to be addressed in making amends? What simple acts of normalcy could facilitate reconciliation with people you have harmed in your addcition? --- Support this podcast: https://podcasters.spotify.com/pod/show/a2d--from-addict-to-disci/support

Episode 254 – Iconic Normalcy Hosts – Daniel, Jason and Alex In this EP we review the recently released Iconix products Use Coupon Code CLIXEDOFF at Troll and Toad for 5% off all your Heroclix purchases. Howard and Lucky Dice Games are valued sponsors of Clixed Off. Take a look at Howard's store, Lucky Dice Games at – https://www.ebay.com/str/luckydicegamesllc Have you joined the all-in-one marketplace to buy, sell, and discuss HeroClix with fellow players, collectors, and enthusiasts? Auxxit is a platform built to help users find great deals, and even greater connection. Our HeroClix Community Markeptlace is waiting for you! https://www.auxxit.io/register?affiliateCode=EcJhwyjFzQ Clixed Off is everywhere! Follow us on- www.clixedoff.com Facebook Clixed Off Facebook Discussion Group- Clixed Off Heroclix Podcast Discussion Group @ClixedOff on Twitter @clixedoff On Instagram SoundCloud- @ClixedOff Podbean- clixedoffpodcast.podbean.com/ Clixed Off YouTube channel- www.youtube.com/channel/UCMwLQGH6hJZL38gaYY0Yn4w Discord channel discord.gg/xxYdbxU Thanks for listening and tune in next time! Thanks to Patrons Alec Musser Allan Duer Andrew New Andrew Young Atlas Horn Brian Poling Chris Souther Coffee and Clix Dean Fergeson Dennis Ryan DennisDeVH Edison Lee Emmanuelle Olavarria Ethan Jacobs forrest7778 G Chiello HyperTime Jacob B Jason Hair Jay Major Joshuaparlin Kurt Thomas Michael Holt Miles Cain Nolan R Fidler Peter Marshfield Peter Melton Richard McClure SCOTT A CUNNINGHAM Shant Barsoumian Steven Bumbera The Bradcast Show Tony Cannavino

Trish Lollo President of St. Louis Children's Hospital & Lindsey Stephenson President of KVC Missouri return to KMOX to update their plans on the proposed new childrens' behavioral health facility in Webster Groves. With Megan Lynch.

From railroad conductor to becoming a successful real estate investor and replacing his day job in just 3 years. On today's episode, Keith chats with one of our very own GRE listeners about what he did to build his portfolio to quit his steady union job.  Hear about the importance of having a clear "why" for investing and setting specific goals. We discuss the concept of inflation profiting on debt and how it contributes to wealth building Leveraging cash-out refinances and 1031 exchanges as a strategy to scale up and diversify.  Resources: Check out Grant Francke's book “The Unlikely Investor” here. Show Notes: GetRichEducation.com/531  For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com  GRE Free Investment Coaching:GREmarketplace.com/Coach  Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com  Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866  For advertising inquiries, visit: GetRichEducation.com/ad  Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Best Financial Education: GetRichEducation.com  Get our wealth-building newsletter free— text ‘GRE' to 66866  Our YouTube Channel: www.youtube.com/c/GetRichEducation  Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, it's a highly relatable show today because you're going to meet a fellow GRE listener and real estate investor like you that use the principles of this show to build wealth, and he reached real estate financial freedom even faster than I did today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one, start yourself right now at mid south homebuyers.com that's mid south homebuyers.com   Keith Weinhold when you want the best real estate and finance info, the modern Internet experience limits your free articles access, and it's a replete with paywalls, and you get pop ups and push notifications and cookies disclaimers, ugh. And no other time in history has it been more vital to place nice, clean, free content in your hands that actually adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write ours myself. It's got a dash of humor, and it is to the point to get it. It couldn't be more simple. Just type up a text message with the letters G, R, E in the body and send it to the phone number, 66866, and when you start the free newsletter, you'll also get my one hour fast real estate course, completely free. Subscribe to my Don't quit your Daydream newsletter, and your mind will be wired for wealth. Text GRE to 66866, text GRE to 66866.   Corey Coates  2:57   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  3:13   Welcome to GRE from Washington Crossing Pennsylvania to cross City Florida and across one area, nations worldwide, you're listening to one of America's longest running and most listened to real estate shows. I'm Keith Weinhold, and you're listening to get rich education here for you every single Monday, every week, without fail. This is the voice of real estate investing Since 2014 you know, being successful in real estate such that you can quit your job when you're young enough to enjoy it is counter cultural, even kind of Bohemian. I mean, just imagine telling yourself this or saying this to somebody else. First, I had a lot of debt, then my situation got even better, because we had a surge of high inflation, and it's all making me rich. To that, most conventional financial wisdom would reply like, Dude, are you nuts? Maybe. But I'll tell you what, I'm not normal. I wouldn't want to be normal. That's a real pejorative, right there. Normalcy is, like, slanderous. Yep, you gotta get iconoclastic. Well, it's all grounded in fundamentals. Yep, inflation dilutes your debt for you, and it's almost perfectly predictable that that's gonna happen too by following principles just like that aligned with GRE 's inflation triple crown, and that real estate pays five ways. The guest that you'll meet today, yeah, he did reach financial freedom faster than I did. You're gonna hear about how he did it. It's like I've said on the show here before. I am divulging to you the information that I wish I had when I started out, because if I had this when I began, I would have reached financial freedom sooner. You know, after I bought my first ever income property, that fourplex, I didn't buy my next investment property for almost five years. Okay, it was not a fast timeline for me, but after about four years from buying that seminal first property, I started analyzing what it was doing for me, and I well, not only wanted to buy more, but I would soon learn that really the lessons I extracted from that property, I ended up articulating that in ways that no one else that I know of has. Today's listener guest is from a Midwestern MSA of 343,000 people that we haven't discussed on the show before, at least in any detail. And that's also the market that he invests in. Let's meet him.   Keith Weinhold  6:05   From time to time, we like to have a GRE listener on the show to learn about how the show has changed their life, and also discover you know just what you're out there doing as a real estate investor. And this is because other listeners can find these episodes so relatable. Today's listener guest is from Nebraska, and he listened to GRE in the commute to and from his job for years back when he still had one, because he's a success story. Since he has replaced his day job income with rental properties in just three years, which is a remarkably fast timeline, and now he's got more time freedom for his passions or for his family and kids. So we're gonna learn about how he did that. Hey, welcome to the show. GRE listener GrantFrancke, Thanks, Keith. Honored to be here. Frankie is spelled F, R, a, n, C, K, E, and Grant, this is great that you've been on this fast timeline to produce financial freedom. But before we talk about that, let's back up. Tell us about your beginning like your family situation in your now, I guess former job.   Grant Francke  7:09   great question. So I started it out as a conductor for BNSF Railways. So I was a trained conductor. I started out there pretty much right out of high school. It's a great job if you don't have any family or kids because you're gone all the time you work crazy hours. Yeah. So it was great before I was married, but then I got married, I was like, I don't really love this as much. And then once we had our two kids, I was like, I've got to find something else that can get me that time, freedom to spend more time with them. And stumbled on real estate and started going that route.   Keith Weinhold  7:40   Some people don't have that mindset. They justify working overtime because, well, I'm away from my kids, but I'm working for them, but with financial freedom, you really can have both a time for your children when you want it and the income that you desire a railroad conductor. So I believe that's different from a railroad engineer, right? The railroad engineer is the person that kind of drives the train and changes the speed in the conductor. They're the one that's sort of making sure that the staff and the cargo and the passengers are taken care of. Is that what a railroad conductor does?   Grant Francke  8:12   Yep. So we only did cargo freight, so I was in charge of, like, how fast we could go, what was all in the train, talking to the dispatcher and making sure we're going the right directions and and taking the right sightings, and then if anything broke down on the train, we'd have to go back and take care of it. But yes, the engineer is the one who he physically drives a train, and we're kind of like the co pilot.   Keith Weinhold  8:32   You talked about how you were away, and it takes an awful lot of hours. You based there in Nebraska, geographically, what kind of routes Did you run?   Grant Francke  8:41    It's 300 miles from Lincoln. So I was based out of Lincoln Nebraska. So it's about 300 miles, yeah, so we did to Kansas City, cook Nebraska, some places out in Iowa, up north, to Sioux City. And those trips ranged from 36 to 48 hours, round trip for us to be gone and back.   Keith Weinhold  8:58   making the economy run there, but this was, you know, rather time consuming, obviously pretty disruptive to one schedule there when you're working long shifts or away for these long periods of time. So okay, it sounds like you got the idea that you wanted something where you could control your time better. There are so many ways to produce income in an informal sense, there's entrepreneurship, which might be something like you could have launched your own app or started a donut shop. Then there's something more passive when it comes to investing. I mean, most people that are working at a job, they even think, Oh, hey, I have my investing bucket covered because I invest through my employer in 401k and that's good enough. But somehow you must have had this notion in you that this wasn't good enough. So tell us about how and why real estate.   Grant Francke  9:42   I've always been like, somewhat handy. So I was gonna go and just be a GC or a handyman. I was Googling around, and I found a post that said that the best customers for handymen are landlords, because they keep you busy and they always got work. I was like, Oh, that's great idea. So I stumbled upon a podcast. Where it was a handyman who became a landlord, he recommended a book on there called Rich Dad, Poor Dad. So I went and got that book, and then my life was changed after that.   Keith Weinhold  10:11   It's amazing how that little purple book influences so many of us. Okay, so that sort of opened you up to the concept of real estate investing and Rich Dad content is terrific. A lot of times, though, it doesn't really get down into the nuts and bolts too much. So just in your educational journey, where did you progress from the rich dad school of thought?   Grant Francke  10:30   Yeah, so Rich Dad, Poor Dad kind of taught me about that not spending your giving your time for money is creating that loop of the money. So after that, you know, I started off just listening to all the podcasts. You know, I'd listen to your podcast, bigger pockets, Kathy Fettke, I'd listen to all those just on repeat, reading all the books that I could get my hands on. Because I was just once, I started learning about real estate. And it did scratch that entrepreneurial bug that I did have. It kind of gave me the both of the passive income and being able to build a business for myself as well. So I just went through all the education that I possibly could, podcasts, books, you name it. I was obsessed with it.   Keith Weinhold  11:08   Yeah, all right. Well, it's all about doing the right thing before you do things right, like we say here on the show. All right. So it sounds like you were confident that you were doing the right thing. You were in real estate. Tell us about the start, especially buying that first property. What was that like?   Grant Francke  11:25    Yeah, it was nerve wracking, right? It was a small, up down duplex in Lincoln, Nebraska. It's really one of my only properties I've actually gotten that's been on the market on the MLS. Just got an agent went and bought it and it was a good deal, like it cash flowed. Well, I took it down. I was managing it myself, and I still do manage my portfolio myself. I do vividly remember, like sitting in the living room of that doing my showings, and I just did after three or four showings, I couldn't get it rented, and I was listening to one of your podcasts, and you were talking about the different ways that real estate pays you, besides the income, and that really kept me motivated. This is a long term journey. This isn't a short term get rich quick thing. You know, by getting a tenant in there, it might take a month, but then they're going to pay down your note, you're going to get the tax benefits, you're going to get all those different items Flowing into you from real estate. So I remember that vividly from that first deal is listening to Keith in the living room.   Keith Weinhold  12:16   Yeah, being a profiteer in real estate, it's a little, maybe just a little like the iceberg analogy. Maybe only the top 20% of the iceberg is visible in what you see as profit. You're thinking about monthly income, and maybe you're thinking about appreciation. You don't see everything else below the iceberg that's underwater, I should say rather, like the inflation profiting on the debt and the loan amortization in the great basket of tax benefits, you sent me a paper letter earlier this year. One thing you wrote about is how the show influenced you, because you vividly remember sitting on the floor of your first ever vacant rental unit. So presumably it was in this Nebraska duplex, one of those units we're talking about here in this the show kept you motivated. You thought you were failing because you didn't get the unit rented after the first three showings, which I think we know now is sort of funny. That's really normal, even in a good rental market. You know, it could take more showings than three until you get the right match between a tenant that wants the unit and a tenant you'd accept. I mean, the tenant themselves, they have to accept all sorts of things. Uh, maybe they don't like the parking situation. Your unit layout has to be right. In my first ever property, which, as you know, was a four Plex, one problem I had is some tenants just didn't like the fact that the only bathroom in these four Plex units was upstairs. And then it's funny, as soon as you get the showing, say it's the sixth showing that you get it rented out, the problem's over. It's solved. You're back to 100% occupancy. And you wonder why you ever thought you had a problem. That's just sort of how that goes.   Grant Francke  13:43   Yeah, hindsight is always 2020. It's really stressful in the moment, but just keeping in mind that the different ways it pays you the different avenues of income that come from it, and that's even something like it was conceptually, I understood it, but it really didn't take effect for me till it was like five, six years down the road, and you go, look at your loan balance, and you look at what the inflation's done, you're like, well, that's a substantial amount of money that you've made just passively getting your tenants to pay down your debt.   Keith Weinhold  14:09   Yeah, some don't even think about the fact that your tenant is paying down your principal for you, an advantage that homeowners don't have, because homeowners, they just have $1 that goes from their cash pocket over to their equity pocket every month. But in your rental property, your tenant is doing that for you, and then inflation is, in almost all cases, paying down your loan silently, even faster than what that tenant is doing for you.   Grant Francke  14:31   It's amazing concept. Once you can can, can wrap your head around it   Keith Weinhold  14:35   all right, so you started with this duplex in your local area, Nebraska. Is there anything else to say about that first property, or is it more about the growth from there? That's more, yeah, it was   Grant Francke  14:46   the growth from there. That one was just like I said, kind of a base hit, and then we started scaling up after that. So my next purchase was another duplex, and I happened to find it on Craigslist, back when that was a thing, that you could find properties on Craigslist, and it was actually a retired engineer, rare. Order that was selling a duplex. I was like, Oh, this is great. We hit it off really well. Had a great transaction. I closed on time. I did what I said I was going to do, and then I was looking around on the assessor's website, and he had five more single family houses that were clearly rentals. I told him at the closing table. I'm like, Hey, if you ever want to sell those rentals, just let me know. You know, I'd love to scale our portfolio up. He ended up offering to sell or finance me those five properties with a minimum down payment. Well, just because we had just a great relationship, I showed up, I did what I said I was going to do, we ended up getting seven properties from that guy.   Keith Weinhold  15:33    Wow, that is huge, a way to scale up fast. So just with your behavior, your work ethic, the fact that you did what you said you were gonna do, you know, that engendered some sort of interest in the other party to offer you, seller financing. What percent down did you put on that next batch of properties?   Grant Francke  15:50   We did 10% down, great, and we had 5% interest on it, and we had a balloon payment due in, I think it was seven years so funny story about that. He sold all his rental properties. He was going to Florida to retire and just relax and and be a retired guy. He called me about two and a half years later. He's like, Hey, I still have the bug. I found a property I want to buy. Is there any way you could refinance the seller financing and close out my notes so I can use that capital to buy something? I was like, Yeah, Larry, I get it. Yeah. Let me see. I'll talk to the bank and see what I can do. But in those two years, I had done enough improvements in those properties and raised the rents, took care of them. When I went to refinance those five properties, I was able to pay two of them off, so I only had a loan on three and pay him back on the proceeds. So throughout that transaction, I pretty much had two properties free and clear, and then three houses on 30 year notes from Fannie and Freddie.   Keith Weinhold  16:44   How did you come up for the down payments with all this? Was this something you were able to do with income from the job as a railroad conductor?   Grant Francke  16:52    Well, that refinance was more like a burr model, so I was able to do all that with the equity inside that property. So those five single families that are refinanced. Was just all the equity inside those properties. So I didn't have to put any more money out. It was just the equity that was able to pay off the other two. And then I had the three on the notes, from appreciation, from appreciation, and, yeah, forced appreciation. So I was fixing up the units, raising the rents, you know, changing out flooring, redoing bathrooms, doing all that myself while I was still at my w2 job.   Keith Weinhold  17:21   Okay, really getting hands on, because you do have this bent of sort of a GC or a handyman, something that I personally didn't have, maybe this would have accelerated my wealth building faster had I done that. You're realizing that a source, you know, it doesn't have to be your own money from your own job. When you've got leverage, and you had 10 to one leverage on these, I believe it was what five single family homes that you had added seller financing that really multiplies you wealth substantially faster compound leverage, rather than compound interest. But a lot of people just let that equity die in their properties, rather than pulling it out a tax free event through a cash out refinance and moving it along.   Grant Francke  18:03   Yep. So we kept that process on. We buy a duplex that was needs some repairs. Nothing like crazy rundown, but you fix it up over 6,12, months, you do a refinance, and you just keep that ball rolling. And it makes the whole process really easy.   Keith Weinhold  18:15   I know that you are pretty open to discussing your assets, discussing your unit mix. So tell us about more of that expansion. What you brought it up to, and the exciting time when you've replaced your salary because you had enough income from the units.   Grant Francke  18:31   Yeah, so we would just keep that snowball method going of refinancing those two paid off properties we had, we had a line of credit against those as well, if we needed that for a down payment, or if we wanted to pay cash for something, we could use that leverage, that money from the bank and buy the property, do the refinance at the end, and pay it all back. And, you know, be out of pocket with minimal cash out of pocket for us. We just kind of kept that process going. And then once we had about 30 units, I would say so, about three years. So I started buying in 16, and then in September of 2019 is when I resigned from BNSF Railway and went full time.   Keith Weinhold  19:06   That's a great timeline. You mentioned some paid off properties there. And you know how I'm the proponent of leverage in good debt in all of them. But really you talked about despite the fact that you had, I think, two paid off properties, it sounds like single family homes. Early on, you were still able to leverage the fact that they were paid off as collateral for getting more loans. So you are still using those as other people's money despite the fact that they were paid off.   Grant Francke  19:31   Absolutely we still use it to this day. That's if we need a down payment, if we need a chunk of cash. That's where we go to is grab those from that line of credit.   Keith Weinhold  19:39   Talk to us more about sort of the sourcing of the financing. There were you getting together with some local banks in order to get good terms where you can collateralize some of your existing portfolios assets?    Grant Francke  19:52   So we used to use a small community bank here in Nebraska. I started with them, probably 2018 and I've been with them since you just create a really good relation. With them. They trust me. They know what I'm doing. They know if I bring them a deal like I'm not hiding anything, I'm not showing them certain numbers, it looks better like they trust what I'm doing. I trust that they're going to take care of me as well. It's always good to have a few in their back pocket. But if you have a really good relationship with one small community bank, it can take you pretty far.   Keith Weinhold1  20:18   Tell us about how you built that relationship with the community bank. I think a lot of people hear about how to do that. This doesn't mean going bowling with a banker and having to be your buddy for watching the NFL on the weekend. So I guess, how do you demonstrate that you're a capable business person to a local bank in order to get good treatment?   Grant Francke  20:37   That's a great question. So my first couple deals, I created a full deal pitch deck sheet that I brought in in a laminated folder of pictures, timelines, my past history of what I've done. So I started off on the right foot of showing them that I was very professional. And then the same thing, like with Larry, with the seller finance properties, I showed up. I did what I said I was going to do. I didn't close late. I always was on time. I was on time for my meetings. I was on time for my closings, just staying top of mind with them too. So if I didn't have a deal going on, I'd stop in when I was depositing some laundry change and just chat with my banker or chat with the check guy, and just make sure I stay top of mind with them.   Keith Weinhold  21:14   Yeah, it's a little bit like how people classically think about as interviewing for a job. It sort of sounds like you took a page out of that book, and you're sort of interviewing for a loan, if you will, tell us about your portfolio size now, and kind of what that asset mix is like.   Grant Francke  21:30   yeah, so we're up to about 120 units now, all in the Lincoln Nebraska area, all multi family, small, multi family. We saw those single family houses we hold on to. But otherwise it ranges from duplexes, four plexes, some six, eight units are mixed in there as well. So we're still just buying, like, just boring cash flowing deals. That's one thing I always say is, like, I just buy boring real estate. I don't want anything super stressful or super crazy, like, I'm not infilling to build ADUs. I'm just buying boring cash flowing rental properties.   Keith Weinhold  22:02   It really can be pretty boring. Real estate is really slow moving. Yeah, it's almost like the more boring the area of the nation that you invest in, the more likely that it's not a trendy place. And, you know, people are wearing Carhartt rather than Lulu Lemon. It's almost like that's an indicator of what a good market is we're talking with Grant Francke. He's a GRE listener. He's telling us how he built his portfolio from being a railroad conductor to going ahead and doing this on the side and leaving his day job. When we come back, we're going to talk about, was he nervous and like just what level did he have to get to before he had the confidence to quit his job and replace his salary. You're listening. To get rich, education more. We come back. I'm your host. Keith Weinhold.   Keith Weinhold  22:02    Oh, geez. The national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text FAMILY to 66866, to learn about freedom, family investments, liquidity fund, on your journey to financial freedom through passive income. Text, FAMILY to 66866.   hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation, because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lending group.com that's Ridge lending group.com   Caeli Ridge  24:35   this is Ridge lending group's president, Caeli Ridge listen To get rich education with Keith Weinhold, and remember, don't quit your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. It's one of my favorite types of episodes because we're talking about a GRE listener, much like you, with what you can do, where he started, what the architecture of his portfolio building was, and a big part of that is you don't really want to be debt free in real estate. You want to be financially free. You want to build enough income in order to replace the income from your day job. I want to talk about that part grant replacing your salary. That sounds really good in concept, we know that's what you need to do. When I personally was at that point, I still remember how scared I was to walk out from my cubicle where I was employed at a State Department of Transportation and walk across the hall and tell my boss's boss, Therese, that I'm giving my two weeks notice. I've got to admit, I was still scared. My heart's still racing a little bit just bringing it up and talking about it. So why don't you tell us about at what point you replaced your salary?   Grant Francke  25:55   My wife's an accountant. She's really good at like, Excel spreadsheets, so we made an Excel spreadsheet that factored in the tax benefits of real estate that I would get as a full time real estate investor. What my income was. I went to the lowest paying job at the railroad just to see if we could live off of that paycheck. So once we hit that cash flow number, which was, it wasn't a great big number, it was like 4800 a month or something, once we hit that number, she said, All right, I think we can do it. We're good to go. So I went in, and I only had one of my buddies at the railroad that knew I was going to resign that day. I was going to go in and resign, then clean out my locker. I got there, it was like, well, I'll just clean my locker out first and then make sure this is exactly what I want to do. I got my locker cleaned out. Everything was in my truck, and I walked in, and it was the most terrifying thing that I've ever done, you're walking away from a great union job with a heck of a pension that I've been there for at that time, 13 years, you know. So I had some seniority built up. I just went back to like my family again and thinking about all the times I'm going to spend with my kids, with my wife, the trips we'll be able to take, the memories we're going to be able to make, and the hard work that I put in those first three years of just grinding doing all the work myself, managing all the properties myself, that gave me that push. I was like, No, I can do this. These numbers make sense. The math adds up, and we're going to make it work. That's   Keith Weinhold  27:13   great. And by the way, I also walked away from a union job with the pension guaranteed retirement benefits, and they were guaranteed in the state's constitution because I had a state government job, so that pension wasn't going to go away, and I just went ahead and walked away from all that. Yeah, it certainly is a scary thing. It takes a certain level of confidence in order to go ahead and quit your job. But here's what I think, Confidence comes on the person that you made yourself be to on the side, build this portfolio and become the type of person that can demonstrate to a local bank that you're credit worthy and that you're an ethical operator. That's sort of a skill set that you build, such that if something went wrong and you had to go get a job again, you just sort of have a skill set where you know you could get another job. That's the confidence to quit.   Grant Francke  28:05   Yeah, once I had that confidence, built up and confidence in myself, you're kind of trained as even a man, just to not be proud, you know what I mean. But once I was proud of myself and what I built, it gave you that confidence, that I could walk in and say, No, I can do this on my own. I don't need this job. I'm done with it.   Keith Weinhold  28:20   Right to not need an employer. So not only walking away from a union and pension benefits and a paycheck, you're also walking away from paid vacation days and paid holidays. But yeah, I mean, part of that confidence is like, I know that I can, you know, furnish this myself. I'm not dependent. I don't need someone else. And that's really that feeling of freedom.    Grant Francke  28:42   Yep, absolutely, it's a very freeing feeling.    Keith Weinhold  28:45   On this show, a lot of investors start out with single family homes and part of that scaling process, and I really help encourage, hey, the rate of return from home equity is always zero on doing a cash out refinance, or a 1031 exchange, and at some point, say, maybe your single family homes, you probably have a few that are less desirable than others. Maybe you have a few single family homes in your rental portfolio that have higher interest rates. You just have a few where you just can't seem to keep them occupied very long. They're the ones that are ripe for doing a 1031 exchange or a cash out refinance. Why don't you talk more about sort of those next sets of properties where you might relinquish a couple single family homes and get into some of those properties, a four Plex, a six Plex, an eight Plex, a 10 Plex, and just sort of some of the differences in managing, since you're still self managing, is that right?    Grant Francke  29:37   Yeah, we just actually completed our first 1031 exchange about two months ago. Great. Oh, yeah. So we actually sold two duplexes. So we sold four units and bought 17 in the 1031 exchange. The cash flow is going to be as we buy them right now. We're getting a little bit better cash flow. But you know, the ability to scale that and the management side, for me is much easier. If I would rather manage 117 unit than 17 single families, spread out all the way around. I only have one lawn to work worry about, totally on one roof. I have one sewer system to worry about. It seems scary in the beginning, but now that why I'm at where I'm at, I would much rather take down a 10 Plex than 10 single family houses.   Keith Weinhold  30:19   100%. oftentimes single family homes, you know, they tend to be scattered. They're probably not all going to be in the same development that introduces management difficulties. Of course, I circumvent that because I totally use professional management for all of my properties. So that's really not problem or a hold up for me, where it sure would be with you. Yeah, there really is that mental leap. I've owned a few properties that have been 10 plexes or in that area, and there are just things to do with there that we know we don't need to deal with in single family homes or duplexes, there might be one central communal laundry room that you have to manage. And you know, how are you going to keep that clean? I had one particular eight Plex building while the kids just had their bicycles parked here and there in the front yard, and it looked junky. And my property manager built a screen, just like a fence, where you had to keep your bicycles behind there, and that really increased the curb appeal of the place. If that's a single family home, you don't really care so much about that grant. I once had an 11 unit building. It had four units on the top floor, four units on the middle floor and three units on the bottom floor. There was a laundry room where the fourth would have been. So we had 11 families live there, and there were about 14 parking spots for this 11 Plex building. And figuring out who was going to park where was a real mess. Some people had more than one car. Some people had seniority, so they felt like they should have gotten some of the spots we had the building next door where people tried to park at our 14 spots. That was such a mess. I told my property manager to you, go figure it out. You go assign the spot. So my point is, there are a whole bunch of dynamics when you kind of get into this 10 or so unit area that you just don't have with rental, single family homes.   Grant Francke  31:58   Absolutely. Yeah, I've had to have many conversations with people telling them I manage properties, not parking. I don't just figure it out be adults. I don't want to hear about your parking dilemmas, which I get too. You know, you also have, you have noise complaints, and you want to make sure everybody's being respectful of their neighbors when you get into those bigger buildings. So there are definitely pros and cons. But boy, if I, if I could have a 10 single families on the same street, that would be, you know, ideal management wise, that would be a lot easier, but it's just tough to get everything together.   Keith Weinhold  32:24   Is there any other guidance you can give with scaling up? Because a lot of people just continue to let so much equity accumulate in any one property, and they're not scaling up, you're sort of leaving some meat on the bone. There any other strategic things one can think through?   Grant Francke  32:38   Just take advantage of your cash out refinances when you can, I'm a proponent of leverage, but not over leveraged to where your negative cash flow on it, if you can cash out, refinance, pull your equity out, and still be making some money off of it, that's really going to allow you to scale over time, a lot larger than just holding that one duplex and waiting for it to give you that cash flow, that financial freedom. You really got to take that equity out, spread it out over multiple properties, and then watch them all scale up at the same time.   Keith Weinhold  33:05   There's probably less risk when one does that. People are averse to making that move because they think about how they're taking on more debt. But the more you cash out and scatter it into more properties, you've got more diversification geographically, if you want to. And really, I think the mindset that helps people with this is, when you do a cash out refinance, you didn't lose any equity. You really transferred some of your equity.   Grant Francke  33:30   yep, tax free too, which is something you harp on, like it's tax free money. You get to walk away and not pay taxes on it.    Keith Weinhold  33:38   It's really amazing. All right, well, so you have a substantial portfolio of about 120 units in is it all in and around Lincoln Nebraska?   Grant Francke  33:47   Yep, Lincoln Nebraska and a couple small communities around there, some more college type towns that have industries in them as well. But all the Lincoln Nebraska area.   Keith Weinhold 33:55   we don't talk about Lincoln Nebraska here on the show very often. What kind of personality does the market have? Whether that's, you know, like you mentioned, is there a preponderance of student housing? Are there particular economic sectors that really help float and drive that market? Tell us about Lincoln as a real estate investment market.   Grant Francke  34:13   Like I said, with boring real estate, it's a great boring real estate town. We've got a couple universities in Lincoln. It's a big ag area, obviously, so surrounded by the the ag industry. But it's also got some great tech jobs that are coming in. It's just a very steady it doesn't have a lot of the ups and downs. You know, 2008 was obviously tough with everybody, but there wasn't this massive housing correction here. We're just kind of slow and steady, which is that's kind of my pace.   Keith Weinhold  34:39   typical of what I call a stable market, where, conversely, you tend to have the volatile markets that are on the coast. I'm going to imagine in 2008 it didn't go down in value nearly as much as markets, but in the big housing price run up in 2021, I'm going to guess you got some really nice appreciation, but probably not as much as a lot of the other markets as well.   Grant Francke  34:58   Yeah. Absolutely that depreciation, then that inflation run up, was pretty substantial. But, yeah, it's just a really boring real estate market that just steady. There's some great rentals. There's a lot of people that move into, move into town, from Lincoln, from outside, that go to school or start out here, and then they go somewhere else. So it's great town.   Keith Weinhold  35:16   What about some other things in the character of the market? What are property taxes, like one or 1.2% per year based on the value of the property. That's about a national average. How does Lincoln look that way?   Grant Francke  35:29   Yeah, it's a little bit higher. Right now, there's been some fighting in our legislature about how they're trying to fix that, because we have a really fairly good budget in Nebraska tax wise. So they're fighting to get us some relief now, but it's a little bit, I guess, like 1.3 or 1.4 right now in Nebraska.   Keith Weinhold  35:43   a little higher than the national average. But really, the more important metric, one I talk about a lot, because it's so simple, is approximately, let's say, for a rental, single family home, is what is the ratio of the rent income per month to the purchase price?   Grant Francke  36:00   Yeah, it's tough to find those 1% deals anymore. Those are tougher to come by. I think if you're buying a single family right now, you're probably going to be, at that .75% of the income to the property. If you get into multifamily. We're still finding deals that are decent around that 1%   Keith Weinhold  36:15   so with the 710, of 1% rent to price ratio as an example, on a $200,000 purchase price property, that would be a rent of $1,400 so you can find something like   Grant Francke  36:28   that. It sounds like that's usually about, yeah, for single family, I think that's what we're seeing. But like I said, multi family, we're getting pretty close to that 1% still with with some added rent.   Keith Weinhold  36:37   Do you think about branching into other markets? Like a lot of our investors do, not everyone lives in an investor advantage market like Lincoln, but even those that do say, if they live in a Columbus, Ohio or in Indianapolis, Indiana, they might want to add a couple markets for diversification, maybe Metro in Alabama and another one in Florida. Do you plan to continue to grow right there, since you have these great local relationships with local banks.   Grant Francke  37:03    I mean, it'd be tough. There is a couple of markets we've looked at, like San Antonio, I really like that one. And then Louisville, Kentucky. I've been there a few times, and it's just a great town. And I think there's some really good industry down there too. So those are the two that would be on my list. I haven't taken a massive action on getting down there yet, but if I were, that's probably be where I go.   Keith Weinhold  37:21   Of course, San Antonio is going to have those higher property taxes, but I just visited San Antonio last month. They really look to be the beneficiary of this near shoring movement, with more companies relocating to Mexico, this is great. We talked about how you grew your portfolio. Are there any other strategies overall that you employ any mindsets that you make actionable, either that you learned about on this show, or just anything else that you do in there grant your keys to success, your formula.   Grant Francke  37:49   The big thing for me is like, my why? Like, why did I do this? And why was I doing it that was huge for me in the beginning, and my, why was my wife and kids like? I wanted to spend more time with them. So when you know your why, like, all these tough things that happen, because, like, you know pipes are going to break, tenants are going to be tenants, and things are going to go wrong. So if you know your why and why you're doing that, it makes it so much more easy to get through those difficult times. So it's really a mindset thing, which is kind of odd thing to say, but it's a mindset thing, because things are gonna go wrong, so you gotta have a strong why behind you.   Keith Weinhold  38:22   Did you write down your why?   Grant Francke  38:24   I did? Yes, I'm big in goal setting as well, so I write goals and like, every year and then quarterly as well. So writing down my why and knowing that, it helped me when I was working on those properties and driving back and forth, listening to get rich education, just knowing why I was doing this, it made it a lot easier.   Keith Weinhold  38:42   Yeah, there's something about writing it down. I've even learned that using blue ink on yellow paper, somehow there is something about doing that in particular that really helps create this imprint in your mind. But however you do it, yeah, writing it down is so important, and that way this goal doesn't become a morphous or malleable when you do that.   Grant Francke  39:03   yeah, it sets it in stone. You can look at it. It's actually physically there. It's not something just conjestually in your head. It's actually something that's taken place.   Keith Weinhold  39:10   You have had such success. Gosh, congratulations on that, such that you even created a resource. But before I ask you about that, is there just any last thing that you'd like to talk about in your journey overall, whether that's goal setting and having a good why, or any GRE concepts, or just really anything else that's led to your success, to have 120 units.   Grant Francke  39:32   it really goes back to, like I said, my why, and then the education. So I do want to thank you again, like, for all the podcasts and and all the information you put out. It was uh very, impactful on me as I was learning the reason that why GRE always spoke well to me is like you would talk about conjectural things, about real estate and cash flow and all this, but it was also the larger economic process of how things worked, how things mixed together. So having that in my brain too and in my back pocket really gave. Me the confidence to attack these things when inflation started happening. I'm like, Oh, that was nothing I ever thought about. But I've heard you talk about it for hours and hours on the end. So I'm like, I understand how this works now, and I know how I'm positioned. I can use it to my advantage as well. So a lot of those things helped me out scaling up and just taking all those resources that we got from the show.   Keith Weinhold  40:17   Yeah, we're actually beneficiaries of inflation here, which is certainly pretty counter cultural. With your success, you put together a resource, and I definitely want you to share it with our audience, because this is something I really think they can benefit from, because they can relate to your story. I'm pretty confident.   Grant Francke  40:35   appreciate it. Yeah, so I wrote a book. It's called the unlikely investor. It's available on Amazon, but it's just a book that I took, kind of my story from a w2 employee to scaling up to where I am. Now, some of those tips and tricks in there. I have maybe plagiarized some stuff from Keith's podcast, and we talked about some the different pillars of wealth that you get from real estate. But it really just kind of goes into the mindset part too, of finding your why, goal setting, and then the basics of real estate investing on up through scaling up to a decent sized portfolio.   Keith Weinhold  41:07   Oh, I know, in every instance you credited me in the book.   Grant Francke  41:11   I do. I did, yeah.   Keith Weinhold  41:13   I really don't care. It's more about, you know, people getting the information, rather than me getting any credit for that. That's great. And you know the name The unlikely investor? When I learned that that was a title of your book, for a moment, that threw me off. I'm like, I wonder what that means. But you know what? No, I think I know what that means. You can tell me, but I'm an unlikely investor. I went to college for geography and regional planning. That was my double major. I thought I'd be a geography teacher. It's just really unlikely that I got into real estate, I didn't have this bent in me anywhere within academia. So why do you call it the unlikely investor?   Grant Francke  41:49   That same story, you know, I had a great w2 job, I had a great union, a great pension. There's really no reason that I had to go out and do this. It's very unlikely. You know, if you look at the numbers of our peers that actually do what we've done. It's extremely unlikely that we did it, so it was a great call to action of like, No, you can do this. It may seem unlikely, but it's possible.   Keith Weinhold  42:09   Oh, well, I think that title is 100% appropriate. That was good to talk with you more, and I really want to thank you for coming onto the show, because you're going to help out a lot of people with your story and you the listener. If you find it relatable, check out. Grant's new book just published this year. It's called The Unlikely Investor Grant Francke, it's been great having you here on GRE    Grant Francke  42:33   appreciate it. Keith, it's an honor.   Keith Weinhold  42:40   Grant mentioned the tax breaks when you leave your job quickly, so as not to gloss over that when you're at the point where you're getting close to leaving your job, if that's even a goal of yours, some people want to get in real estate just for some additional income. But like he said, it was at a point where he and his family needed just $4,800 of rent income per month. That was back a few years ago there, and your number will almost surely be higher than that with the inflation that we've had. But you know, figure that in once you quit your job, you're probably going to identify for what's known as the real estate professional designation, as outlined by the IRS, what that is, is the status that gives you some really nice tax breaks. And one way in which you qualify is that real estate needs to be your principal activity, meaning you expand more of your time per week in real estate than you do any other discipline. Now, I'm not a CPA, but frequent guests here, Tom wheelwright and I, we have discussed the real estate professional designation on a prior episode, and every year, there's a form that I quickly fill out myself confirming my ongoing real estate professional designation. Now you're probably not going to be able to qualify for that when you still have a day job, because that's going to be your principal activity, where you spend most of your time each week, and also before you do quit your job, if that's a goal of yours, well, it is a good time to first qualify for loans Fannie and Freddie like the steadiness of a w2 income. So qualify for your last few loans before quitting. There might even be a seasoning period in there as well. Now, when it comes to today's guest grant, when he reached out to the show here, you know there's something about his approach that engenders this willingness to want to collaborate with him. I think I shared with you before that we get 50 times as many requests to be a guest on the show as we have available slots, but Grant, I guess, exudes this professionalism while being humble, and it just makes you want to see him win, and yeah, no wonder his local banks want to make him loans. I gave a formal written endorsement of Grant's new book earlier this year the. Forwarders, written by Brandon Turner, the book titled The unlikely investor. I mean, I might be an even less likely real estate investor than Grant because he's somewhat handy. That's a skill a handle. He's got that I don't have. I am a writer and well then somehow became, I guess, an unlikely podcaster or two in the book. He also writes that if you're unhappy in real estate investing, it means that your system is broken. So if you're seeking an approachable, relatable book, one where you can really, like, put yourself in the author's shoes and tell yourself, you know I can do that and I can be that. Well, then check out grant Frankie's book called The Unlikely Investor. More great shows coming up for you every Monday here. I'm grateful for your listenership. I'm your host. Keith whitehold, don't quit your Daydream.   Speaker 2  46:03   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  46:23   The preceding program was brought to you by your home for wealth building. Get rich education.com    

Host Jason Schreurs and clinical social worker Eli Nowak of Break to Broken talk about the freedom and empowerment he felt after opening his own practice. Using an eclectic approach to mental health, Eli encourages his clients to search for identity and individuality. http://breaktobroken.bandcamp.com Featured song clips: Beat to Broken - "Normalcy" from White & Gray + 2 (2024) Black Flag - "Gimmie Gimmie Gimme" from Damaged (SST Records, 1981) Fugazi - "Margin Walker" from Margin Walker (Dischord Records, 1989) Beat to Broken - "Still Breathing" from White & Gray + 2 (2024) The SCREAM THERAPY BOOK is now available! Scream Therapy: A Punk Journey through Mental Health is a memoir-plus that has been heralded by New York Times best-selling authors. Like the podcast, it links the community-minded punk rock scene with the mental wellness of the punks who belong to it. ORDER A COPY OF THE BOOK! screamtherapyhq.com/book SCREAM THERAPY MERCH! teepublic.com/user/scream-therapy About this podcast: Scream Therapy explores the link between punk rock and mental health. My guests are members of the underground music scene who are living with mental health challenges, like myself. Intro/background music clips: Submission Hold - "Cranium Ache" Render Useless - "The Second Flight of Icarus" Contact host Jason Schreurs - screamtherapypodcast@gmail.com

In Episode #48.2 of the RattlerGator Report, host J.B. White brings heartfelt reflections on Thanksgiving, the American dream, and the journey back to normalcy. With thoughtful commentary on immigration processes, generational wealth, and community values, J.B. explores what it means to live in a land of plenty while navigating the challenges of modern America. Celebrate the holiday spirit and gain bold insights into resilience, national pride, and the importance of hard work in this inspiring episode. Don't miss it!

As your host anticipates the US election, he acknowledges the Harris/Walz campaign for their excellence. Of course, your host had no idea at the time of this recording what the results of the election were going to be and so careful listeners will probably sense some optimism, which will soon be punished. As for Clyde, who cares?Support Obscure!Read Michael's substackFollow Michael on TwitterFollow Michael on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Jackie talks about normalcy bias.  How it can comfort us while also bypassing necessary steps that need to be taken.    

Summary In this episode, Chase Smith and Coach Chris delve into the topic of cravings, exploring their origins, the science behind them, and various strategies to manage them effectively. They discuss the normalcy of cravings, the emotional and psychological triggers that can lead to them, and the environmental factors that influence our eating habits. The conversation also covers practical strategies, including behavioral techniques, mindfulness practices, and the importance of pre-tracking meals to help individuals navigate their cravings without guilt. The hosts emphasize that cravings are a natural part of life and provide listeners with actionable tips to work through them while maintaining a balanced approach to nutrition. Chapters 00:00 Understanding Cravings: An Introduction 03:40 The Normalcy of Cravings 06:34 Biological Factors Behind Cravings 09:31 Psychological Triggers and Environmental Influences 12:20 Differentiating Between Hunger and Cravings 15:29 Strategies to Manage Cravings 18:34 Physical and Nutritional Strategies for Cravings 22:23 Understanding Cravings and Meal Timing 25:11 Behavioral Strategies for Managing Cravings 29:49 Mindfulness Techniques and the Zen 10 Method 35:44 Balancing Indulgence and Discipline 40:57 Pre-Tracking and Food Freedom SUBMIT YOUR QUESTIONS to be answered on the show: https://forms.gle/B6bpTBDYnDcbUkeD7 How to Connect with Us:  Chase's Instagram: https://www.instagram.com/changing_chase/ Chris' Instagram: https://www.instagram.com/conquer_fitness2021/ Facebook Group: https://www.facebook.com/groups/665770984678334/ Work with Conquer Fitness and Nutrition for 1:1 Coaching: https://api.leadconnectorhq.com/widget/bookings/consultation-call-with-chris  Join The Fit Fam Collective (Free 7-day Trial then $37/month): https://info.conquerfitnessandnutrition.com/fit-fam-collective

Warren G. Harding, the 29th president of the United States, came into office during a time of great transition. Following the tumultuous years of World War I and the progressive reforms of Woodrow Wilson, the country was yearning for stability. Harding's campaign message of a “Return to Normalcy” resonated deeply with Americans who were eager for less international engagement and more domestic focus. He would go on to serve from 1921 until his untimely death in 1923, a presidency marked by scandal, economic prosperity, and a push to restore a pre-war America. Podcast Notes: https://ancestralfindings.com/warren-g-harding-a-return-to-normalcy Genealogy Clips Podcast https://ancestralfindings.com/podcast Free Genealogy Lookups https://ancestralfindings.com/lookups Genealogy Giveaway https://ancestralfindings.com/giveaway Genealogy eBooks https://ancestralfindings.com/ebooks Follow Along https://www.facebook.com/AncestralFindings https://www.instagram.com/ancestralfindings https://www.youtube.com/ancestralfindings Support Ancestral Findings https://ancestralfindings.com/support #Genealogy #AncestralFindings #GenealogyClips

Normalcy? In 2024? Are you sure? I'm trying to unpack how niche behaviours, trends and belief systems have exploded into the mainstream, making everything feel ‘normal' and yet totally strange at the same time. Australians online are becoming hyper aware and paranoid of cool in a way that feels uncharacteristically American.  We'll also dive into the mental gymnastics of trying to be aware of what is popular and important to people (thus cool) and the ever shifting standards. Also!! Didn't Carl Jung teach us about individuation for a reason. The belief that knowing and celebrating the chosen self is far more important than confirming.    Timestamps 00:00 intro + iphone notes 01:30 the elusive concept of normalcy 02:43 Australian coolness and American takeover 06:09 the sisyphean pursuit of normal and cool 15:32 don't deny what is happening in the shadows 17:49 light + shadow = individuation 24:02 creative practices and wrapping up   Links Carl Jung Shadow Work

Alison Gibson is 2-time Olympian, NCAA champion, and Texas Longhorn. We dive into her Olympics experience, faith, life purpose, and the importance of having an anchor in life. We also discuss how sometimes when we ask God for something, He will give it to you, but it may look different than how we envisioned it. Connect w/ AlisonInstagramSponsor a MOHI ChildAlison's blogConnect w/ JeremyInstagram

After a very long week last week, we're hoping for a return to normalcy this week. Not just for those in the paths of Hurricanes Milton and Helene but Apalachee High School in Winder, Georgia as students return and football resumes at the school where a tragic shooting took place.  Carmen is realizing she is a bit of a "tree hugger" as she sees so many trees down in the wake of Hurricane Milton.  Dave found a couple of "easy" recipes for some Gala apples he had picked up in the...

After a very long week last week, we're hoping for a return to normalcy this week. Not just for those in the paths of Hurricanes Milton and Helene but Apalachee High School in Winder, Georgia as students return and football resumes at the school where a tragic shooting took place.  Carmen is realizing she is a bit of a "tree hugger" as she sees so many trees down in the wake of Hurricane Milton.  Dave found a couple of "easy" recipes for some Gala apples he had picked up in the...

In This Episode The Fed just cut rates. The 50-basis point cut was welcome news for many financial institutions, but the pressures the industry faces are not going away. In fact, rate cuts may mask the underlying changes going on. In our first segment, Jason Henrichs connects with Lake Michigan Credit Union's EVP, Chief Lending and Experience Officer, Eric Burgoon and James White, General Manager, Banking at Total Expert talk about the future of banking. Customers are always in search of highest yield and the best terms. It's easier than ever to move money and customers have options. Institutions need to be reliable, relatable and credible. To do that institutions need an overarching organizational strategy and data to drive personalized products. Where can you find everyone from the collective world of money? Vegas of course, October 27-30! To provide insight into Money 20/20 2024 and this year's money and fintech story, Chief Strategy Officer Scarlett Sieber and Zach Anderson Pettet, VP of Global Fintech Strategy, connect with Brett King to talk about the conference and the dynamics as they see it shaping financial services. Keynotes from industry experts and rising stars lead the agenda with sessions on open banking, AI, borderless payments, embedded finance, fraud, policy & regulation and of course, they've built in lots of fun...no spoiler alerts here! If you are headed to Vegas, join us for the Fintech Luminaires reception. You can apply for an invitation with this link: https://lu.ma/p0zcx7ki See you in Vegas!! https://youtu.be/3lIHDhzVfnU

This week, Vanessa and Matt explore the theme of Normalcy in Chapter 11 of Harry Potter and the Half Blood Prince! They discuss Hagrid's grief, Ron's tryout, and Slughorn's continued pursuit of Harry! Throughout the episode we consider the question: how does despair manifest?Thank you to Alison for this week's voicemail! Next week we're reading Chapter 12, Silver and Opals, through the theme of Access with Jackson Bird.--It's two sickles to join S.P.E.W., and only two dollars to join our Patreon for extra bloopers every week! Please consider helping us fill our Gringotts vault so we can continue to make this show. Hosted on Acast. See acast.com/privacy for more information.

The CrossFit Games continued in Fort Worth, Texas and at times, things seemed like they might be getting back to normal. However, the shadow of Lazar Djukic's death on Thursday continues to loom over everything taking place at Dickie's Arena. Sean, Tommy and Lauren talk about the different feelings they experienced on the competition floor, in the athlete warmup area and watching at home.  If you'd like to support the Djukic family, you can use the link below to donate. https://www.gofundme.com/f/lazar-dukic-support-fund

The Kamala Harris campaign put together a "White Dudes for Harris" virtual meeting, and it was as bad as we thought it would be. Meanwhile, the mainstream media take another cue from the Democrats and collectively cry that Republicans are the weird ones. We decide to start a campaign of our own. Trump (kinda) clarifies his comments about Christians no longer having to vote after he becomes president. The Olympics continue, and we have the highlights, lowlights, and medal count. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.

The Kamala Harris campaign put together a "White Dudes for Harris" virtual meeting, and it was as bad as we thought it would be. Meanwhile, the mainstream media take another cue from the Democrats and collectively cry that Republicans are the weird ones. We decide to start a campaign of our own. Trump (kinda) clarifies his comments about Christians no longer having to vote after he becomes president. The Olympics continue, and we have the highlights, lowlights, and medal count. Learn more about your ad choices. Visit megaphone.fm/adchoices