Podcasts about rule no

City Cast hosts are on the pulse of what's happening in our communities. So Bianca Martin and all 12 other hosts sat down with City Cast CEO David Plotz to talk about creative local problem solving that might work in your hometown too and to commiserate about stressors affecting most of our cities, from unaffordable housing to bike lanes. Learn more about the sponsors of this June 20th episode: Habush Habush & Rottier, S.C. Wisco Home Goods Babbel - Get up to 60% off at Babbel.com/CITYCAST Merchant by Rule No. One Hospitality Group Learn more about your ad choices. Visit megaphone.fm/adchoices

The government is banning street vending at key public locations like roadsides, toll booths, railway stations, and traffic lights—starting with Accra. Authorities are urging the Ghana Police to help enforce this move to boost safety and reduce congestion - Yaw Barimah ( True Drivers Union )

 Do not save what is left after spending, but spend what is left after saving.The best investment you can make is in yourself. Someone is sitting in the shade today because someone planted a tree a long time ago.Only when the tide goes out do you discover who's been swimming naked.Risk comes from not knowing what you're doing.Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway.It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.Chains of habit are too light to be felt until they are too heavy to be broken.Price is what you pay. Value is what you get.Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.In the business world, the rearview mirror is always clearer than the windshield.The best thing I did was to choose the right heroes. The only way to get love is to be lovable. It's very irritating if you have a lot of money. You'd like to think you could write a check: 'I'll buy a million dollars' worth of love.' But it doesn't work that way. The more you give love away, the more you get.A public-opinion poll is no substitute for thought.Predicting rain doesn't count. Building arks does.Derivatives are financial weapons of mass destruction.Only buy something that you'd be perfectly happy to hold if the market shut down for 10 years.In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497.Wide diversification is only required when investors do not understand what they are doing.You do things when the opportunities come along. I've had periods in my life when I've had a bundle of ideas come along, and I've had long dry spells. If I get an idea next week, I'll do something. If not, I won't do a damn thing.My Video:  Quotes Warren Buffett https://youtu.be/sEnPyjXVUroMy Audio: https://divinesuccess.net/wp-content/uploads/2021/Podcast4/Quotes-Warren-Buffett.mp3

My Gated Community Has One Rule: No Laughing After Dark! | Creepypasta

MAMA Awards tickets are on sale now, Korean hotel new rule No Tattoos Zone, and After 6 movie Next Generation After 6 movie of Hardin and Tessa main characters and Emery and Auden, Tessa and Hardin's children characters also etc.

TIMESTAMPS: 0:00:00 "I work night shift at a REDACTED site. I need to QUIT my job." 0:36:48 "My neighborhood has ONE RULE. No laughing after dark." 1:08:28 "I snuck into Area 51. I regret EVERYTHING."

The Braverow home owners association is a real nightmare…. My Gated Community Has One Rule..No Laughing After Dark Written by Domenic Eagle Starring Romy Evans as Rowan Trevor Shand as Owen Allison Cossitt as Joanne Lorraine Thompson as Irene https://www.reddit.com/r/nosleep/comments/1dsiryh/my_gated_community_has_one_rule_no_laughing_after/ Follow Black Volumes on Youtube : https://www.youtube.com/@blackvolumes Featuring Stephen Knowles as The Antique Dealer Theme music by The Newton Brothers Additional music by  CO.AG (coagmusic@yahoo.com) Immaculate by Vivek Abhishek SUBSCRIBE us on YOUTUBE: https://bit.ly/3qumnPH Follow on Facebook : https://bit.ly/33RWRtP Follow on Instagram : https://bit.ly/2ImU2JV Learn more about your ad choices. Visit megaphone.fm/adchoices

[Content Warning]: Child Sexual Abuse, Financial Abuse, Emotional Abuse, Physical Abuse, Animal Cruelty, Kidnapping, Rape, Substance Abuse, Graphic descriptions of an attempted murder. Today Jan is joined by Author, Speaker, Survivor, and No BS enthusiast Arci Grey to talk neuroscience, trauma, and how to turn off the alarm system in your body and regain control of your life.  Arci Grey, Trauma Informed Business CoachArci is a survivor of  multiple traumatic events who takes an unconventional approach to healing trauma. Using what she calls Touchy-Feely Super Science(TM) (aka Applied Neuroscience) she helps you become the person you were meant to be and tap into the power of Post Traumatic Growth.Instagram: @arcigreyWebsite: www.arcigrey.comFocused AF signup:https://www.arcigrey.com/focused-afBooks:Resilient AF: CPTSD Workbook & PlannerRule No.1:No Dying How to Survive Murder and Anything Else Life Throws at YouPreOrder: https://www.arcigrey.com/ruleno1Book a Call with Arci:https://calendly.com/arci_grey/30min-supportIf you are someone you know is experiencing emotional distress or suicidal ideation, please access the resources below:National Suicide and Crisis Lifeline: Call/Text 988National Sexual Assault Hotline  (RAINN) : 1-800-656-HOPE (4673)National Alliance for Mental Illness: 1-800-950-6264Subscribe / Support / Contact:

Flying high in life requires not flying by the seat of your pants— and Eagles don't fly with pigeons. In this episode, Joey and Drew discuss what each of us seek in life (progress) and how ruthlessly planning and executing your day creates it. They break down Rule No. 8 of The Few (Plan Your Day) and offer a practical tool to live this rule daily (Daily Attack Plan). The official podcast of Few Will Hunt, the world's largest community of hard workers and 100% Made in the USA apparel brand. Family-owned and operated and headquartered in Philadelphia. We're on a mission to restore the dignity of hard work and help others live The Rules of The Few to strengthen ourselves and strengthen society. No entitlement or excuses are allowed here.Represent Few Will Hunt and be one of The Few.Few Will Hunt Apparel | https://fewwillhunt.com/Get 15% Off Your Entire OrderUse Code: FWHSHOWJOIN THE FEW:Website | https://www.fewwillhunt.com/Instagram | @fewwillhunt

Are you a breathing corpse? If you aren't growing each day, you are— you're simply waiting to die. In this episode, Joey and Drew break down Rule No. 7 of The Few (Die Growing) and explain the pledge of “growth to the grave”. They also offer a tool for this rule— a practical way you can live Rule No. 7 of The Few each day to change your life. The official podcast of Few Will Hunt, the world's largest community of hard workers and 100% Made in the USA apparel brand. Family-owned and operated and headquartered in Philadelphia. We're on a mission to restore the dignity of hard work and help others live The Rules of The Few to strengthen ourselves and strengthen society. No entitlement or excuses are allowed here.Represent Few Will Hunt and be one of The Few.Few Will Hunt Apparel | https://fewwillhunt.com/Get 15% Off Your Entire OrderUse Code: FWHSHOWJOIN THE FEW:Website | https://www.fewwillhunt.com/Instagram | @fewwillhunt

Are the successful in life and business just lucky? Joey and Drew prove they aren't. In this episode, they break down Rule No. 6 of The Few (“Luck favor hard workers”) and explain what “luck” actually is and how you can make your own. Joey and Drew also offer a tool for this rule— a practical way you can live Rule No. 6 of The Few each day to change your life.The official podcast of Few Will Hunt, the world's largest community of hard workers and 100% Made in the USA apparel brand. Family-owned and operated and headquartered in Philadelphia. We're on a mission to restore the dignity of hard work and help others live The Rules of The Few to strengthen ourselves and strengthen society. No entitlement or excuses are allowed here.Represent Few Will Hunt and be one of The Few.Few Will Hunt Apparel | https://fewwillhunt.com/Get 15% Off Your Entire OrderUse Code: FWHSHOWJOIN THE FEW:Website | https://www.fewwillhunt.com/Instagram | @fewwillhunt

The NFL is not changing the outcome!

In this episode, Joey and Drew discuss Rule #5 - If you risk nothing, you risk everything.  Taking risks can be scary, but nothing is more terrifying than regret.  Joey and Drew share insights and stories from their own entrepreneurial journey, and finally, offer a tool for the rule— a practical way that you can live Rule No. 5 each day to change your life.  Few Will Hunt Apparel | https://fewwillhunt.com/ Get 15% Off Your Entire Order Use Code: FWHSHOW  JOIN THE FEW: Website | https://www.fewwillhunt.com/ Instagram | @fewwillhunt  

In this episode, Joey and Drew explain how The Rules of The Few make FWH so much more than just clothing. They break down Rule No. 4: Comfort Is A Slow Death.  Prefer Pain. They discuss how pain experienced in life can be used as raw fuel to drive growth and derive strength. Finally, they offer a tool for the rule— a practical way that you can live Rule No. 4 each day to change your life.  Few Will Hunt Apparel | https://fewwillhunt.com/ Get 15% Off Your Entire Order Use Code: FWHSHOW  JOIN THE FEW: Website | https://www.fewwillhunt.com/ Instagram | @fewwillhunt 

In this episode, Joey and Drew explain how The Rules of The Few make FWH so much more than just clothing. They break down Rule No. 3: Bring The Few Energy. In every moment of every day, exude grit, gratitude, and go. Joey and Drew discuss each component of The Few Energy and what it means to them and The Few. Finally, they offer a tool for the rule— a practical way that you can live Rule No. 3 each day to change your life.  Few Will Hunt Apparel | https://fewwillhunt.com/ Get 15% Off Your Entire Order Use Code: FWHSHOW  JOIN THE FEW: Website | https://www.fewwillhunt.com/ Instagram | @fewwillhunt 

In this episode, Joey and Drew explain how The Rules of The Few make FWH so much more than just clothing. They break down Rule No. 2: To get, give. Always extend your giving hand first. Joey and Drew discuss how this rule brought FWH to where it is today in many ways. Finally, they offer a tool for the rule— a practical way that you can live Rule No. 2 each day to change your life.  Few Will Hunt Apparel | https://fewwillhunt.com/ Get 15% Off Your Entire Order Use Code: FWHSHOW  JOIN THE FEW: Website | https://www.fewwillhunt.com/ Instagram | @fewwillhunt 

In this episode, Joey and Drew explain how The Rules of The Few make FWH so much more than just clothing. They break down Rule No. 1: Do not be entitled. Earn everything. Joey and Drew pinpoint the origin of entitlement and its impact on society. Finally, they offer a tool for the rule— a practical way that you can live Rule No. 1 each day to change your life.  Few Will Hunt Apparel | https://fewwillhunt.com/ Get 15% Off Your Entire Order Use Code: FWHSHOW  JOIN THE FEW: Website | https://www.fewwillhunt.com/ Instagram | @fewwillhunt 

Real estate planners often think about how to reduce a project's carbon footprint. A new apartment complex under construction in Arizona is taking that idea one step further. Culdesac Tempe is designed to be entirely car-free. And not just for the good of the climate but as a lifestyle choice for people who want to get rid of the hassle and expense of a car-centric existence. But will large numbers of people really choose to ditch their cars altogether? Bloomberg's Ira Boudway went to Arizona to find out. Read more: This Development Wants Residents to Ditch Their Cars. In Phoenix. Listen to The Big Take podcast every weekday and subscribe to our daily newsletter: https://bloom.bg/3F3EJAK  Have questions or comments for Wes and the team? Reach us at bigtake@bloomberg.net.See omnystudio.com/listener for privacy information.

How have 3 years gone by so quickly?? Let's get together and see how fun it's all been!Time Stamps:

Louder was planning to drop a new episode this morning about a lawsuit alleging sexual harassment and workplace discrimination at The Source magazine in the early 2000s. But, because of circumstances beyond our control, we need to delay it. Our next episode drops on April 27. Listen for our full statement on the status of Rule No. 5.

Tyler Reddick shined at the EchoPark GP and outlasted several overtime finishes. These overtimes had fans questioning the overtime rule. The NASCAR community also chimes in on the new NASCAR rule for road courses: no stage breaks. —  From show creator Taylor Kitchen, welcome to Above The Yellow Line! Join me each week to discuss the latest from the world of NASCAR. Also, join the conversation most Thursday nights for live hangouts! Check out more ATYL / motorsport content: https://linktr.ee/_taylorkitchen_

Jurors! This week our hosts have returned with a packed docket. Eboni shares her insights on the newly released Chris Rock special, and jokes that were left out. They talk about Drew Sidora's divorce filing and why she needs to “keep it on the playground”, why Tory Lanez should remain low (pun intended), and why no one should ever play with Howard University! Bet On Black OUT NOW!Essence Magazine 2023 Must ReadJournalist, attorney, and star of Bravo's The Real Housewives of New York reshapes the cultural landscape of achievement by showing why Black unity is crucial to individual and collective success. Connect with us:Interval PresentsInstagram: @intervalpresentsTwitter: @IntrvlPrsnts Eboni K. Williams Instagram: @ebonikwilliamsTwitter: @ebonikwilliams Dustin Ross Instagram: @lookatdustinTwitter: @lookatdustin Holding Court is an Interval Presents Original Production from Uppity Productions in association with Dossie Media.  See omnystudio.com/listener for privacy information.

She's Baaack!!: Arci Grey on the Trauma-Informed Neuroscience of the Brain, Mind, and Body Episode 20 Arci Grey is back for her third episode with me…and I couldn't be happier with the outcome. You're in for a powerful, information-packed episode that will provide you with answers to your multiple questions about why you think and feel the way you do after the trauma of a rape or sexual assault. But, hey!, this episode isn't just for victims and survivors…it's for law enforcement, prosecutors, mental health providers, victim advocates, health professionals…actually, the information in this episode is for everyone. Because it gives you insight and perspective on how trauma affects your brain, your mind (yes, that's something other than your brain!), and your body; trauma affects it all. And aren't you ready for some clear, plain-talk answers to your questions? This episode is for you. A huge thank-you to Arci for giving of her time and energy (she's got TONS of it!) to being with me on this episode. She wanted me to make sure you are all aware that her new book “Rule No. 1: No Dying,” comes out next month, but that it's easy to pre-order your copy now through her website: arcigrey.com Thank you for listening to Sexual Assault Survivor Stories—the SASS podcast. Please tell all your friends and family about this podcast. And please subscribe, even if you don't listen to every episode; your support means the world to me. Also, please remember to do your part to bring justice to victims and survivors of rape and sexual assault; the best way to do this is to Start by Believing; because we all know someone whose life has been affected by rape or sexual assault.

Today Jan is joined by Author, Speaker, Podcast Host, and No BS enthusiast Arci Grey to talk neuroscience, trauma, and how to get you s#!t together. Arci Grey, Survivor Success CouchArci is an Author, Speaker and Survivor of ‘Almost Murder' who takes anunconventional approach to healing trauma. Using what she calls Touchy-Feely Super Science(TM) (aka Applied Neuroscience) she helps you become the person you weremeant to be and tap into the power of Post Traumatic Growth.Instagram:@arcigreyWebsite:www.arcigrey.comFocused AF signup:https://www.arcigrey.com/focused-afBooks:Resilient AF:CPTSD Workbook & Plannerhttps://amzn.to/3xjhz4bRule No.1:No DyingHow to Survive Murder and Anything Else Life Throws at YouPreOrder: https://www.arcigrey.com/ruleno1Book a Call with Me:https://calendly.com/arci_grey/30min-supportOur new online community Thrivivors has finally launched!!! Be sure to sign up for the newsletter over at www.thejanbrobergfoundation.org for more information and special discounts!This episode is sponsored by Betterhelp Online Therapy. Get in touch with the right therapist today! Use our link to get 10% off your first month: www.betterhelp.com/janBe sure to keep up to date on all the happenings around The Jan Broberg Show:The Jan Broberg Foundation website & Newsletter:https://www.thejanbrobergfoundation.org/Join us on Patreon: thejanbrobergshow.com/patreonBook: The Jan Broberg Story: https://janbrobergfoundation.org/jans-book/Trailer for A Friend of the Family: https://www.youtube.com/watch?v=FsOjzWsO5lsFollow us on all your favorite platforms:Podcast Site: https://www.thejanbrobergshow.com/Facebook: https://www.facebook.com/The-Jan-Broberg-Show-108777198557456Instagram: https://www.instagram.com/thejanbrobergshow/Twitter: https://twitter.com/janbrobergshow

20VC: Fundraising 101 Today we are going to walk through the process of raising a funding round for a hypothetical company. We will break it down by different stages in the fundraising process and at those stages I will talk about how each element differs according to the round being raised.  First, for 99% of fundraises it is a game of shots on goal. You need to have enough investors in the pipeline, it is a sheer numbers game. Miki Kuusi @ Wolt said on 20VC recently for his Series B he got 68 rejections before Laurel Bowden @83North said yes. Wolt sold in 2021 for $7BN to Doordash making a monster return for the company's investors. But 68 meetings before that yes, for the Series B. Also goes to show, you sometimes just need one true believer.  How to Create a Target List of Investors Now we know we need enough shots on goal, we need to bring together a target list of investors, put these investors in three buckets: Priority (5 names of people you really want.) Tier 2 (15 names of people you would like) Tier 3 (15 names of people you would take money from but would not invite to your birthday!)  So how do we choose who goes in what bucket? First, founder references speak volumes and lead to warm intros, so speak to your friends who are founders, ask which of their VCs have been the best, place even more weight on their recommendation if the company has not been a success. It is easy to be a VC champion when the company is flying, you often see the true colours of the VC when a company is really struggling or fails. Get a couple of names there and then analyse the VC landscape, you can do this on Twitter or the VCs website or blog and find the VCs that resonate best with your company. Look at the types of deals they have done before, are they interested in pre-seed fintech in Europe, do they do enterprise SaaS Series A in the Silicon Valley. You can see their portfolio, make sure it is a fit for them. I get about 200 inbounds per day across channel, about 150 are clearly not a fit for me because of stage, sector or location and so making sure the obvious are aligned is crucial. Then double down on their Twitter or public profile to see as much as you can about their values and how they portray themselves. Rule No 1, never work with assholes. Value alignment is really important. Now we have the five priorities and then I would say do the same for the Tier 2 and Tier 3 bucket, make sure they invest both in your stage, sector and geography.  The Biggest Mistakes Founders Make Pitching: So now we have our pipe of investors. A couple of big mistakes I see founders make in this next step.  They go to their priority names first. Do not do this. Your pitch both in delivery, style and messaging will improve so much with each meeting. Start with a couple where you would not be sad if they said no. Analyse in real time in those meetings what messages are hitting and what are not, where are investors spending the majority of the time, are there common questions that keep coming up. If so, create an FAQ page that is in the deck and that will prevent you from having to answer the most obvious in other meetings. With each meeting, you will find ways to iterate the deck, the messaging and the way you present.  Another massive mistake founding teams make, if you are doing a Zoom call and it is a first meeting, do not have more than 2 people on the call from your team. It makes it tough to get to the core of the discussion and removes a lot of the relationship building with too many people too soon. If the investor likes the opportunity, they will ask to meet more team members but do not put too much in front of them to the point it dilutes the message and pitch.  Now we have done the first investor meetings and we have iterated our deck and messaging in accordance with the feedback we got. We now progress to taking meetings with investors we want as our partners.  How to Master the Subtleties of a First VC Call: Every investor call usually starts with each side telling a little about themselves and how they came to be the founder or the VC. As the founder, practice your intro, make it succinct, concise, break it into three chapters, a minute per one is a good guidance. In these you want to show a couple of things, founder problem fit or in other words, why you specifically have the right experience or skills to attack this problem. I also like to understand “insight development” as taught to me by the famous OG of seed investing, Mike Maples @ Floodgate. Insight development is the notion that the best companies are founded on a unique insight that the founder has about a product or market that is different to the way the world currently sees it. Include these two in your intro. Keep the intro to no more than 3-4 mins.  For the VCs intro, it is important to try and understand a little more about them. Many VCs give boring and bland intros; “we do Series A and B in Europe and like to lead rounds.” Very standard response and so you should ask them how they like to work with their founders, ask them about a company that struggled and how they worked with the founder to help. Ask them about their decision making process for reserves and pro rata. This creates more of a conversation which will instantly give you as a founder more gravitas in the eyes of the VC.  Use the deck as a vitamin and not a painkiller. I hate pitches where it is read off slide by slide. I would not have the slides showing at all, I will have asked for a deck pre the meeting and I should have gone through it before. The call is for me to ask about questions I want to understand more or double click on. That said, the deck can often be useful as a crutch and so it can work well to have it ready and refer to certain slides as and when necessary.    The 7 Sins of Fundraising Decks: So while we are on the deck, I want to go through a couple of elements that I so often see and they are killer mistakes: Length: Keep the deck less than 10 slides. If you need a couple more to show data or additional research, put it in the appendix at the end of the deck.  Introduction: First slide, company name and then answer the question; if I had a billboard in Times Sq, what would it say on it? 10 words max. From your first slide alone, there should be no doubt about what your company does.  The Team Slide: where do people go wrong here. They put 12 faces on it with their names. No information about the people, where they worked, why they are the best team to solve this problem. A totally useless slide if done like this. So do not do this. Instead, take 4 of those people, break the slide into quadrants and expand on those 4 people's backgrounds to why they are perfectly suited to do what they are doing. Fewer people more context.  The Useless Advisor Slide: Aligned to the terrible pictures of many team members with no context, the advisor slide, honestly, advisor slides just carry such little weight these days, they are not worth having. Take it out, it is not needed.  Market Sizing Errors: This is a massive one. I see so many make the mistake on market size slide. Say we have a CRM for hairdressers, taking a very random example here, so often I will see a $100BN market, thats the TAM for the hairdressing market or the CRM market, but we are CRM for hairdressers so that is not the right representation and is entirely misleading. It is much better to start with that, then show the slither of wallet spend that hairdressers spend on software and then show the even smaller slither that they spend on CRMs. Use the market sizing slide as a way to show your insight and intellect both into how the market is carved up today but also how it is going to change in the future. There is always the debate of what matters more, large market or amazing founders, the truth is, a massively growing market can cover a lot of operational sins and so showing how the market is and will expand and what causes this, the why now, will always be important. But do not show the massive market for hairdressing or whatever it is, I have seen more $1TN TAM for pet grooming businesses that you can imagine. So do not do that.  Exit Slides are Terrible: I do not see this so often now but do not have an exit slide in the deck for your early stage company, the wrong type of investors will be attracted to you if they like this slide, it encourages short term thinking and is not the right way to present for a company that will reshape an industry so no exit slide.  Why You Should Not Invest: One thing I love in startups and always have when I present my funds is a slide, why you should not invest in me. I think the most important thing for all founders is to be aware of their biggest weaknesses and then have clear action plans on what they are doing to mitigate the chances of them impacting their success. So have a slide that says, hey, these are our 3 biggest weaknesses and then tied to each one, this is what we are doing to solve it. This inspires trust in the relationship with the investor and really shows your self-awareness and strategic thinking. How To Structure The Size and Composition of Your Funding Round: Now at some point in the discussion the size of the round and the price of the round will be asked. Use this as a chance to show your calibre as a founder.  You Cannot Sit With Us (You Get The Joke!!!): Massive mistake founders make is they structure a round that does not allow for a VC to invest. What do I mean by this? VCs that lead rounds need to own at least 8% very minimum and if you come in raising $2M on a $25M cap, that is not enough allocation for the VC and pro-rata amount and then angels as well. Do not prohibit the VC from investing because of the structure of your round. For that example, $5M on $25M would allow for the VC to have 12.5% ownership, a smaller fund to have 3-4% and then a 3-4% allocation for angels.  Is This Check Meaningful?: An important question to ask is: is the check size being invested by the lead a material check size for them and their fund? For example, if the check size they are investing is less than 1% of their fund, it is not that meaningful, if it is less than .5%, it really is not meaningful. Now this could be bad as it means they are unlikely to be able to provide you with the same time and attention they would larger checks. That said, Jason Lemkin has also commented before on the benefits of this as they will leave you alone to execute, they will not put much pressure on you as you are not a core position and it is really yours to execute from there.  Do Not Do a Range: In terms of the actual size of check being raised, I do not like ranges. There is a massive difference between 3 and 5 million, and that impact on your runway is huge and so state a clear and direct number you are raising and what runway that will provide.  Milestone Hitting and Showing Resource Allocation: Use the question of how much are you raising to show your insight into the milestones that you need to hit over the next 18-36 months. Never raise less than 18 months, you also do not need to raise more than 36 months. Plan for a 6 month fundraise and execution 99% of the time always takes longer than you anticipate. With that in mind, I always prefer 24 months as the right period to raise for, this will give you 18 months heads down execution and then 6 months to raise.  Fundraising Rounds are To Prove Hypotheses: If we assume that fundraising rounds are science experiments and you have to prove or disprove a set of hypothesis with this time and money, make sure you can clearly articulate what you need to prove and by when. For the love of god do not say, this is the last round we will ever need to raise before we are immensely profitable, I could have a fund the size of Softbank if I had a dollar for everytime someone said that to me.  How to Answer the Question of Valuation: When you say the size of the raise, say $2M, the basic assumption is that each round will dilute 15-20% and so the average VC will think of a $10M post money valuation straight away when you say a $2M raise. That said, you do not want to anchor yourself to a price, you are running a process as transactional as it sounds and I am not saying you want to optimise for price by any means but the majority of the time, it is best to say, “hey we are raising $2M and we will let the market decide on the price”. This is a great way to answer the question as this will not put anyone off, it will not anchor you to a price and it will also show you are savvy as to the raise process which any incoming investor should want to see as your ability to raise the next round is fundamental for them. Again, use this question to show your sophistication and knowledge as to the finer details of how to navigate a fundraise successfully.    How to Choose Your Lead Investor?   The biggest problem of the last 2 years was people chose their lead having met them once. They will be a partner to you for 10 years and you will not be able to get rid of them, it is literally harder to remove an investor than it is to get divorced. Brian Singerman @ Founders Fund said on the show recently about how he was unable to do his job in COVID as he could not meet founders in person. It is so important to meet your lead investor in person before signing the deal, so much can be gained and learned from those meetings in person. Then there is the question of how do I really get to know someone, especially if it is in a compressed timeline, there are ways that you can accelerate a relationship and getting to know someone, make sure to ask: What would success look like to them with this investment? What are the 1-2 core ways they believe that you will not achieve your outcome? What worries them? Can they give you a reference for founders they have worked with where it has not gone to plan? Also do off sheet references and try to find others where it did not go to plan. You can find their email with the Google Plugin by Clearbit and that is super easy. That should reveal alot.  I also find really being vulnerable, talking about ambitions, inspirations, fears, childhood, my mother has MS and it is a tough and horrible thing to see your mother suffer with, I will discuss that and how it has changed me and my mindset in many ways.  How to Set a Timeline in a Fundraise? In this deliberation phase where you are waiting for a term sheet, you do need to create some form of urgency. Investors often need a reason to move and so it is good to put a timeline on the raise. 14 days is perfect, this is enough time for any VC to do the work they need to do but also if they cannot do it in that time without a plausible excuse, it is unlikely that they would have done the deal and so it will force timewasters to a no sooner and save you time.  Your Term Sheet is Ticking: One thing to be wary of is exploding term sheets. If any VC says you have to sign this here and now, that is BS. Do not do it and that is no way to start a 10 year relationship. That said, it is fair for them to set some form of timeline, otherwise, you can shop the term sheet; share it with everyone and use the first people to commit as leverage to create FOMO to get other people to commit. This can be a disadvantage of being a first mover as a VC but that is why they will often have some form of expiry date and that is not unreasonable.    When You Have Multiple Term Sheets: KISS (KEEP IT SIMPLE STUPID)   Then you have leverage and you can optimise the round on price, size of round, size of lead check to angel allocation etc etc. My advice here would always be do not over optimise. If the chosen partner is slightly lower, take it. Do not lose the right partner because of a small 5% difference in price or size of round. Another big mistake founders make when they have multiple term sheets is communication. It is fine if you need another couple of days to consider the decision but keep everyone updated. Let each investor who is waiting know, you are still thinking it through and will be back to them shortly. Name when you will have an answer, a communicated delay is fine, no communication is not. Then another massive mistake founders make is for the VCs they choose not to go with, they do not turn them down graciously. These investors could likely fund your next round, a bridge round and you never know when you might need them and so always turn them down super well and keep them on side, they could be helpful in the future. If a VC Does These 3 Things: Forest Gump It:  Now the massive red flags with leads in this process that we need to call out: Pay to Pitch: If any VC ever makes you pay to pitch them. This is unacceptable and we have to remove this from the industry. Tweet me the details of these investors, it can be anonymous but these bad actors need to be called out. Investment Tranches Kill Companies: If it is an early round and they want to do the investment in tranches. No. This is such an inhibitor for the business it will not allow you to allocate resources effectively or with confidence. Do not allow for tranches. A bad deal can sometimes be worse than no deal. Tranches does not set you up to execute against a plan, build a world class team and achieve what you can. Say no.  Early Signs of Excess Control and Ego: If they haggle immensely on salary over small amounts, if they suggest you should be on $60K not $62K and they make a big deal out of it. This is a sign of what they will be like to come. Do not accept it.  So now we have our lead VC locked in and we have to allocate the rest of the round. I would work hand in hand with my VC to construct the rest of the round. They will have angels they work closely with and think highly of. Use them to help map out those people and then make those intros for you.  How to Allocate Your Angel Allocation: Assemble your angel cap table as you would a sports team. Each person has a specific position which they are specialised to and have a world class skill in. Someone for marketing, hiring, regulation, PR, partnerships etc. A massive mistake I see so often is founders try to cram down all their angels to their smallest allocation so they can fit as many as possible. Do not do this. Give fewer people more allocation. The only thing that matters is that the check size matters to them. For some it will be $10K for others it could be $50K but fewer with more skin in the game is important.  Next I see so many founders drag out the process meeting just one more investor and just one more, after a certain time, just get it done, get it closed and move on.  Just Closed: Time to Prep for the Next Round So now we have closed the round, congrats. Now time to start prepping for the next round, one thing to remember, as a founder, you are always raising. So here is what we should do next: Sit down with our new lead investor and align on what we believe we need to hit to unlock the next round of funding. Will that next round come from them or external financing?  If external financing, what 5 names should we focus on? Make sure to send those 5 names monthly updates with your progress. Investors invest in lines not dots.  Make sure to meet them on a quarterly basis.  By the time of your next fundraise, following 6 face to face meetings and 18 updates, the investor and you will know if this is a partnership you want to pursue.  I want your feedback. Did you enjoy this post? Let me know on Twitter here. 

JERK or JUSTIFIED? Mom to be kicks people out of her shower for showing up empty handed

可以搜索公号【璐璐的英文小酒馆】加入社群，查看文稿和其他精彩内容哦~ Hi, there. 欢迎回到酒馆, 关注【璐璐的英文小酒馆】, 发现节目原稿和精彩好文, 逛逛全球好物, 在这里邂逅更广阔的世界. Hi everyone, and welcome back to Happy Hour. 欢迎回来酒馆Halloween Special.Now I know some of you are not really a big fan of the Horror Genre like me, but don't switch off yet, I promise you I will not scare you in this episode.And you remember last Halloween Special, we focused on all these stupid things people do in the horror films? think of today's episode as a sequel to that. So the Happy Hour Presents your survival guide in horror movies and TV shows. How many times have you screamed at the TV while watching a horror film？Yelling things like don't go down there you idiot, sell the house. Perhaps a lot of you think that if you were ever in that situation, you would definitely not be that stupid. 平时我们经常开玩笑说, 如果我们在宫斗剧里能够活到第几集; 但是咱们今天升级一下难度, 看看在恐怖剧集里你能活多久. The thing is we might think we can easily outsmart these dumb-dumbs in horror flicks. But the fact is even if you are the fastest the strongest or even the smartest, in the world of horror movies, no one is safe. In fact, your chances of survival are pretty low. One wrong move could mean a horrifying death. The good news is we've got the know-how to help you out. In the horror thriller genre, there a lot of conventions, well, cliches.其实像我这种 “阅片无数” 的狂热爱好者, 早已经摸透了恐怖惊悚片的套路, there're many tropes and cliches, today, you're going to learn how to survive in a horror flick. Rule No.1, be a good person, but not too good. I know that sounds a little contradictory, but it's going to help you make it out of this with your life, your sanity, and all your body parts still intact. 恐怖片看多了, 多半都能看出每个人的人设, and horror movies love to punish jerks, bad people. So if you're the mean cheerleader or the obnoxious jock, so if you're like the sexy but mean type, like to bully other people, then your days are numbered. Rude characters are usually killed off early; and the meaner you are, the more spectacularly brutal your death will be. Audiences just love to see jerks get what they deserve. So if you're mean, you know you're not gonna make it out alive. It's better to be the kind-hearted leading man or woman, because statistically you stand a much greater chance of surviving a night of terror. But here's the thing. You don't wanna be too nice or too good, because then you tend to do some pretty stupid things like helping the stranger by the roadside, taking in a poor little girl who's looking for her mommy. Just remembered a phrase, No good deed goes unpunished. 恐怖片里做好事不一定有好报, 所以第一条铁律 “做好人, 但千万别要做没有底线的傻好人.” That would significantly improve your chance of survival. Survival Rule No.2, don't investigate. What was that strange noise out in the woods？ I'd better go check it out, alone. What？That's the dumbest thing you could possibly do. Don't go into barns, basements, graveyards, ancient burial grounds, abandoned asylum, abandoned school, abandoned hospital, abandoned everything. They are abandoned for a reason, just don't go into them; because this is guaranteed a way to get you into some really sticky bloody situation. But if you still can't resist a temptation to investigate, then remember two things. Number one, don't ever split up with your friends. 可如果你的好奇心过于旺盛, 你非要去investigate,那么就记住不要split up with your friends, 不要跟你的朋友分开. If your friends so much as suggest splitting up, you should tell them to ‘shut up', because you know the minute you guys split up, you will face your final scene;And Number two, when you go for a quick investigation, don't ever say I'll be right back. No, you won't be right back. You will be bloody and hanging from the garage door, you know that.所以第二条铁律, 事出反常必有妖, 千万不要好奇心过剩, 什么事都想一探究竟. Rule No.3, turn around because who or whatever it is that frightens you, it's always behind you. While hiding from deranged knife-wielding thing of evil, you might ask yourself, where is it？The answer, right behind you. 不管是神鬼妖狐还是杀人魔, 只要你找不到他, 他一定就站在你身后. Learn from tho

This week, in episode 128, Shawn Busse, Paul Downs, and Liz Picarazzi talk about why it's so easy for tension to break out inside a business. Liz sees tension brewing between her people in the office and her people in the field. Shawn often sees friction at businesses between sales and those who have to deliver what sales sells. Paul says there's always the potential for tension when a project gets handed from one set of workers to another, and he's created a very deliberate process to address it. We have, he says, “really tamped down the civil wars and started solving the problems, as opposed to letting them fester.” Plus: Are Shawn and Liz going to hit their numbers this year? And have the owners seen their health insurance rates for next year?

GUESTS:General Michael FlynnRobert Knight, columnistIn contradiction to President Biden's promise to unify the country after the 2020 election, he and his administration have made the decision to accuse who he calls “MAGA Republicans” (Trump voters) as enemies of the state and the cause of all that ails America. He recently labeled tens of millions of Trump supporters as “semi-fascists” and then gave a fascist-looking and -sounding speech in Philadelphia with blood red lighting and two U.S. Marines behind him, blaming and vilifying those who oppose him.Robert Knight, columnist for The Washington Times, joins us on The Christian Worldview to explain what's behind this ominous move by the federal government.Also, General Michael Flynn, who served 33 years in the U.S. Army and was U.S. National Security Advisor to Donald Trump, will join us to explain why he and other conservatives are relentlessly attacked and vilified and why we must stand up and speak up for Constitutional freedoms. General Flynn is the keynote speaker at the Citizen's Council for Health Freedom event on Thu, Sept. 15 in Oakdale, MN (ticket deadline is Sunday, Sept. 11).Before we get to Robert Knight and General Flynn, we have one segment left with Pastor Travis Allen, as we discuss the drift taking place in Evangelicalism and the call to remain faithful in the midst of the compromise.

Hey Sox fans! The Chicago White Sox (62-59) are coming off a weekend where they split two games with the Cleveland Guardians and had the series finale postponed due to rain. The Sox remain two and half games back in the AL Central. The two games that they did play against Cleveland had no shortage of drama. Intentional walks with two strikes, failure to score a runner from third with nobody out, Johnny Cueto masterpiece, Joe McEwing rolling the dice and Yasmani Grandal getting hurt. The White Sox played tough against Houston until they didn't. What's going on with Giolito and can it be corrected? The Sox have a makeup game with Kansas City then three in Baltimore before returning home to face the Arizona Diamondbacks. Thank you for the continued support, Go Sox! --- Send in a voice message: https://anchor.fm/good-guys-talk-back/message

The album's second single, “Cut The Cord,” premiered on the “Loudwire Nights” nationally syndicated radio program on July 26, and the official video can now be seen on the band's official YouTube page. The video for “All Our Pieces” was currently streaming on the band's YouTube page as well. SPIN.com describes the new album as a “…masterful pop-rock effort…” and as Ed Roland explained to them about the song, “you got to go to that point where you say we're not clicking on all cylinders but we'll get there, you know it's there because you had it before.” VIBRATING sends the band's artistic spirit into the next stratosphere. All ten songs positively pulsate with the boundless energy that has been COLLECTIVE SOUL's aural calling card for over three decades. From the propulsively gnarly kiss-off of “Cut the Cord” to the reflective midtempo jangle of “Take” to the heart-wrenching reality check of “Rule No. 1” — replete with a soaring string section, no less! — to the choir-backed emotional crossroads of “Where Do I Go,” VIBRATING contains 42 minutes of irrefutable sonic evidence of a band wholly uninterested in sitting still. VIBRATING is the follow-up to their critically acclaimed tenth studio album, BLOOD, which was released June 21, 2019 on Fuzze-Flex Records/ADA. It garnered impressive debuts on various Billboard's charts, including #3 on the “Alternative Albums” chart. Elsewhere, it debuted at #4 on the “Independent Albums” chart, #5 on the “Rock Albums” chart, #12 on the “Digital Albums” chart, #15 on the “Top Current Albums” chart, and #19 on the “Internet Albums” chart.

The album's second single, “Cut The Cord,” premiered on the “Loudwire Nights” nationally syndicated radio program on July 26, and the official video can now be seen on the band's official YouTube page. The video for “All Our Pieces” was currently streaming on the band's YouTube page as well. SPIN.com describes the new album as a “…masterful pop-rock effort…” and as Ed Roland explained to them about the song, “you got to go to that point where you say we're not clicking on all cylinders but we'll get there, you know it's there because you had it before.” VIBRATING sends the band's artistic spirit into the next stratosphere. All ten songs positively pulsate with the boundless energy that has been COLLECTIVE SOUL's aural calling card for over three decades. From the propulsively gnarly kiss-off of “Cut the Cord” to the reflective midtempo jangle of “Take” to the heart-wrenching reality check of “Rule No. 1” — replete with a soaring string section, no less! — to the choir-backed emotional crossroads of “Where Do I Go,” VIBRATING contains 42 minutes of irrefutable sonic evidence of a band wholly uninterested in sitting still. VIBRATING is the follow-up to their critically acclaimed tenth studio album, BLOOD, which was released June 21, 2019 on Fuzze-Flex Records/ADA. It garnered impressive debuts on various Billboard's charts, including #3 on the “Alternative Albums” chart. Elsewhere, it debuted at #4 on the “Independent Albums” chart, #5 on the “Rock Albums” chart, #12 on the “Digital Albums” chart, #15 on the “Top Current Albums” chart, and #19 on the “Internet Albums” chart.

The album's second single, “Cut The Cord,” premiered on the “Loudwire Nights” nationally syndicated radio program on July 26, and the official video can now be seen on the band's official YouTube page. The video for “All Our Pieces” was currently streaming on the band's YouTube page as well. SPIN.com describes the new album as a “…masterful pop-rock effort…” and as Ed Roland explained to them about the song, “you got to go to that point where you say we're not clicking on all cylinders but we'll get there, you know it's there because you had it before.” VIBRATING sends the band's artistic spirit into the next stratosphere. All ten songs positively pulsate with the boundless energy that has been COLLECTIVE SOUL's aural calling card for over three decades. From the propulsively gnarly kiss-off of “Cut the Cord” to the reflective midtempo jangle of “Take” to the heart-wrenching reality check of “Rule No. 1” — replete with a soaring string section, no less! — to the choir-backed emotional crossroads of “Where Do I Go,” VIBRATING contains 42 minutes of irrefutable sonic evidence of a band wholly uninterested in sitting still. VIBRATING is the follow-up to their critically acclaimed tenth studio album, BLOOD, which was released June 21, 2019 on Fuzze-Flex Records/ADA. It garnered impressive debuts on various Billboard's charts, including #3 on the “Alternative Albums” chart. Elsewhere, it debuted at #4 on the “Independent Albums” chart, #5 on the “Rock Albums” chart, #12 on the “Digital Albums” chart, #15 on the “Top Current Albums” chart, and #19 on the “Internet Albums” chart.

Rule No. 1: Don't troll Portuguese drug dealers.

Bartlett UPC http://www.upcbartlett.org

In this episode you'll learn:    The basics of the RD exam and what "computer-adapted exam" means  3 proven strategies that will help you pass on the first attempt  Why Jenny thinks people are using practice questions all wrong  Bonus tips that could save you from getting NO score on the exam Mindset strategies to get yourself prepared to dive into studying   Resources mentioned:  Free Exam Toolkit - allaccessdietetics.com/rd-exam-toolkit Pass Class - The complete program designed that gives you a method and all the tools to help you implement that method without feeling overwhelmed. allaccessdietetics.com/pass-class Pass the Exam Prep - The study guide used in Pass Class, that teaches you the Study Smarter Method. allaccessdietetics.com/pass-the-exam-prep   About That's it.  That's it. makes convenient, all-natural fruit snacks from 100% real fruit. These plant-based super snacks are made with simple, recognizable ingredients and contain absolutely no added juices, purees, concentrates, added sugars or hidden anything. Just real, whole fruits… Seriously, that's it. That's it. has a whole portfolio of plant-based super snacks that includes: Fruit Bars, Mini Fruit Bars, Probiotic Fruit Bars, dark chocolate Truffles, organic apple Crunchables, and the new coffee energy bar, Kick. Use the code AAD20 for 20% off your entire purchase at www.thatsitfruit.com.

Tips on how to navigate a recession! Follow the podcast on Instagram The information, views, and opinions expressed during Financial Flex with Lex are solely my own and do not represent those of my employer. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal, investment, or financial advice. --- Send in a voice message: https://anchor.fm/financial-flex-with-lex/message Support this podcast: https://anchor.fm/financial-flex-with-lex/support

Bord Gáis Energy ambassador Gearóid Hegarty was at the launch of Bord Gáis Energy's The Gift of the GAAB at Croke Park in Dublin. The Gift of the GAAB is a first-of-its-kind talent show that will search Ireland to find the best amateur pundits and give them a platform to showcase their talents. People of all ages and from all parts of the country are encouraged to take part. If you would like to find out more or you know someone who is hurling mad and has The Gift of the GAAB, contact bge@giftofthegaab.ie. 2022 marks the sixth year of Bord Gáis Energy's sponsorship of the GAA Hurling All-Ireland Senior Championship. He joined Ger on #OTBAM on Tuesday morning.

Rule No 1 in space is 'don't rock the boat' - and certainly don't talk about politics. But Putin's bombs are visible from the International Space Station, and a war of words over Ukraine may have put joint efforts in space in real jeopardy.This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today and get one month free at: thetimes.co.uk/storiesofourtimes.Guests:- Col. Terry Virts (ret), former commander of the International Space Station.- Jacqui Goddard, Miami Correspondent, The Times.Host: Manveen Rana. See acast.com/privacy for privacy and opt-out information.

Duncan McLeod, founder and editor at Techcentral on Icasa's proposal that telecommunications operators be forced to roll over data bundles for a minimum of six months. Dr Kingsley Makhubela, director at RiskRecon warns that South Africa needs to protect itself against a pending global economic catastrophe. Chantal Marx, head of equity research at FNB Wealth and Investments on finding and investing in great small stocks See omnystudio.com/listener for privacy information.

In this episode, we take on Rule No. 3 from "12 Rules for Life" by Jordan Peterson: "Make friends with people who want the best for you". We'll discuss why you might be surrounding yourself with people who aren't there to see you flourish, or at least, are passively dragging you down.Support the show (https://buymeacoffee.com/mindfully)

In this episode, we take on Rule No. 2 from "12 Rules for Life" by Jordan Peterson... "Treat yourself like someone you are responsible for helping". Join us as we discuss why you're worth taking care of--but why you might not feel like you are.Support the show (https://buymeacoffee.com/mindfully)

The allure of finding a big winner is difficult to resist for most equity investors. After all, we're doing it to make money! However, there's just as much (if not more) benefit from avoiding losers as there is from picking winners. Or as Warren Buffett has famously put it: "Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.” Simple maths supports this hypothesis too – a 50% loss requires a 100% gain just to get back to breakeven. This is especially true in the world of small caps, where Katie Hudson from Yarra Capital operates. “When they go wrong in small companies, they go wrong in a big way. It's not uncommon to see a 50% reduction in the share price on the back of a company having a misstep.” In this episode of The Rules of Investing podcast, Katie share some strategies for avoiding portfolio bombs. She also tells us how she exploits inefficiencies in the markets to produce outsized returns, and shares an Aussie small cap that markets are underestimating.

Luthiers Question Time with Ben Crowe, master luthier of Crimson Guitars and host of Crimson Custom Guitars, the premier guitar building channel on YouTube. In this weekly podcast Ben answers a series of questions on life, the universe and guitar making.. not necessarily in that order.  The questions are recorded during a pair of live streams on the Crimson channel from which only the most interesting, entertaining or possibly compromising answers make this podcast. Check out the rest of what Ben does with his team of luthiers and toolmakers at http://www.crimsonguitars.com Crimson is also one of the largest in person luthiers schools in the world with hundreds of happy students attending courses yearly.. you too could build your own guitar, or two.. it is our mission to facilitate that in as many ways as possible.Today we cover everything from where to begin with guitar building, truss rod slot routing disasters, and finishing tips. Ben plays ‘would you rather' which sees him choosing between re-fretting Ritchie Blackmore's guitar while he watches or eating crushed glass…Is putting a pickup in the fretboard a good idea? Can you use titanium for a truss rod? Should I shield active pickups? All of this and more to come.Bonus coffee bean guitar story.

There are five rules to the game of Mormonism; all of them from the perspective of church leaders: Rule No. 1–We are going to hide stuff from you. Rule No. 2–We are going to try to keep you from finding the stuff we are hiding from you. Rule No. 3–We are going to lie about… Read More »MORMONISM LIVE !: 011: The Rules of the Game

Warren Buffet, often called the Oracle of Omaha is a font of wisdom.  He is perhaps the most successful investor in history.  So, he knows a lot of lessons we can all benefit from.  In today's show we'll dissect 19 life-changing lessons from Warren Buffett. 1.“Risk comes from not knowing what you're doing.” 2.“Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks.” Many investors don't review their portfolio – they think their underperforming investment isn't costing them anything 3.“It is not necessary to do extraordinary things to get extraordinary results.” Property investment is simple – but not easy – buy a high growth quality asset and hold it for the long term So many people delay investing because they think they need to understand how it all works or to have lots of money before they can get started. You don't. Just do it. Do it now. Time is ticking, and the most powerful force in personal finance is compounding interest, but it needs time to work its alchemy. This quote is accurate for lots of aspects of life. You don't have to do an extraordinary amount of exercise to improve your health nor do you have to be an extraordinarily gifted athlete to get started. You don't have to be extraordinarily attractive or have an extraordinary game to ask that cute girl or boy out and find extraordinary love. To get extraordinary results, you just have to do a lot of normal things in the right direction. 4.“After all, you only find out who is swimming naked when the tide goes out.” Look what's happening in the property markets now – a rising tide lifts all ships, but what happens when the tide goes out? 5.“Price is what you pay. Value is what you get.” 6.“It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.” 7.“The investor of today does not profit from yesterday's growth.” Look for leading indicators, not lagging indicators Some extreme examples are mining towns, Perth and Darwin The same will be said about Hobart in a few years' time 8.“It's better to hang out with people better than you. Pick out associates whose behavior is better than yours, and you'll drift in that direction.” One way to make yourself better is to spend time with people better than you. At whatever it is you want to be better at. If you want to get in shape, join a running or cycling club. If you want to eat better, only eat with people who already eat well. 9.“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” 10.“Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.” 11.“If you get to my age in life and nobody thinks well of you, I don't care how big your bank account is, your life is a disaster.” 12.“I don't look to jump over 7-foot bars: I look around for 1-foot bars that I can step over.” Small improvements, over time, can make a monumental difference to your habits and your life. 13.“You only have to do very few things right in your life so long as you don't do too many things wrong.” No one can be good at everything all the time. Everyone can make mistakes. But what you are good at and where you make your mistakes is what counts. If you invest early and often, you don't have to have a big, impressive career making tons of money. 14.“Rule No.1: Never lose money. Rule No. 2: Never forget rule No.1.” 15.“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” When people get greedy, prices go up. When they get fearful, the prices go down. If you follow the herd and get greedy, you are likely to overpay for something that has an inflated value. If you go against the herd, you can get a great deal. 16.“Our favorite holding period is forever.” “If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes. Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio's market value.” 17.“Never invest in a business you cannot understand.” 18.“Someone's sitting in the shade today because someone planted a tree a long time ago.” Long-term thinking (and investing) and planning allow us and others to reap the rewards in the future. If you saved up $500 and opened a Betterment account today and added another $500 a month ($6,000 a year) and earned an average of 7% for the next 20 years, you would have more than $265,000, over a quarter of a million dollars! If you got a late start and doubled those dollar amounts, $1,000 to start and $1,000 a month ($12,000 a year), but halved the amount of time to ten years, at the same 7%, you would have just over $179,000. There is no substitute for planting that tree early. 19.“Diversification is a protection against ignorance. It makes very little sense for those who know what they're doing.” The bottom line:  These Warren Buffett quotes are nearly all common sense. He doesn't claim to be smarter than anyone else (although he is), he just sticks to common sense and some core principles when he invests. We should all be like Warren.  Links and Resources:  Michael Yardney Metropole Property Strategists Metropole's Strategic Property Plan – to help both beginning and experienced investors Ahmad Imam - Metropole Properties Sydney  Some of our favourite quotes from the show:  “Many investors think they understand about the property market because they know a little bit about the home that they've lived in or interest rates, but that's a risk because they don't understand the nuances of what creates property markets to move, to change… what drives property markets.” –Michael Yardney  “If you can only own three or four investment properties, shouldn't you be owning the best ones?” –Michael Yardney  “There's no real way of getting something way, way below market price, because if it is, it's likely there's something you're missing.” –Michael Yardney  PLEASE LEAVE US A REVIEW  Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how