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Join for a fun discussion with Pastor Joe Parker of New Life Church in Springfield Ohio.
In this episode, a Beechcraft is departing from Lancaster Pennsylvania bound for Springfield Ohio. During takeoff, the pilot reports an open door and is unable to hear anything through the radio. The pilot attempts to return to the airport, but during the return, the Beechcraft crash lands into a parking lot and bursts into flames. Several were injured in this incident. Follow Amy Tango Charlie on X/Twitter: https://twitter.com/atoocpodcast
Episode 573 - Voices In My Head (The Rick Lee James Podcast) - Chapel at SRMC Today's episode was recorded live at Springfield Regional Medical Center in Springfield Ohio. ----more---- Don't forget about our music sale on Bandcamp. Use the code “10off” on RickLeeJames.Bandcamp.com to get 10% off your purchase. Blessings, Rick Lee James Email: Rick@RickLeeJames.com Don't forget about our music sale on Bandcamp. Use the code “10off” on RickLeeJames.Bandcamp.com to get 10% off your purchase. Blessings, Rick Lee James Email: Rick@RickLeeJames.com Blessings, Rick Lee James Get the new song - Whatever You Do VINYL SALE THUNDER by Rick Lee James ONLY $9.99. (Plus you get a free digital download of the album) VINYL SALE - “KEEP WATCH, DEAR LORD” BY RICK LEE JAMES
Tu as déjà probablement entendu parler de “fake news”. Dans ce nouvel épisode du podcast pour les enfants « Qui a inventé » d'Images Doc, Julien t'explique ce que c'est et comment reconnaître ces fausses informations.En anglais, fake news cela signifie “fausse nouvelle”. Mais “fake” peut aussi se traduire par “feinter” ou “truquer”. Une fake news est donc une information déformée, voire totalement inventée, pour nous manipuler.La désinformation ne date pas d'hier ! Il y a 2500 ans, en Chine, le général Sun Tzu utilisait déjà la rumeur pour démoraliser ses ennemis. Au 18e siècle, Camille Desmoulins, révolutionnaire français, publiait de fausses nouvelles dans les journaux qu'il dirigeait pour combattre ses adversaires. Au 19e siècle, certains journaux inventaient des histoires sensationnelles pour attirer les lecteurs. Aujourd'hui, les journalistes n'ont plus le droit de raconter des choses fausses.Mais avec l'apparition d'internet et des réseaux sociaux, n'importe qui peut raconter n'importe quoi et le diffuser partout ! Voilà pourquoi il faut être prudent quand on tombe sur une histoire sensationnelle et se demander à qui elle peut bien profiter…Donald Trump, le président des États-Unis, accuse souvent certains médias de propager des fausses informations. En réalité, il a lui-même utilisé des fake news pendant sa campagne électorale. Il a par exemple affirmé que les migrants mangeaient les chats et les chiens des habitants de Springfield (Ohio). La police de la ville a démenti, mais la rumeur a été partagée des millions de fois, et comme Trump promettait de se débarrasser des migrants, on pense que ce genre de fake news a pu l'aider à être élu président.Les informations circulent très vite sur internet et les réseaux sociaux. Il est donc très important de vérifier ce qu'on lit ou voit. Pour cela, il faut faire attention à la source de l'information : regarder qui publie l'article ou la vidéo, chercher le nom du site ou de l'auteur, et se demander si c'est un site fiable. Les sites comme celui d'Images Doc sont écrits par des journalistes qui vérifient les informations qu'ils transmettent. Mais les fausses informations sont parfois difficiles à identifier. L'intelligence artificielle peut trafiquer des images, des discours, des vidéos. Elles paraissent tellement vraies qu'on les appelle des “deepfakes”. Heureusement, il existe des parades !
AP correspondent Ed Donahue reports on one community's fears about mass deportations.
Springfield Ohio became a talking point in this year's Presidential election after Donald Trump referred to Haitian migrants 'eating the cats and dogs'. Steven Edginton, GB News US Correspondent has been to Springfield Ohio to speak to some of the migrants there, investigate some reports that migrants are fleeing America in fear of a Trump presidency, and find our from locals about how Springfield has changed since the arrival of around 15,000 Haitian migrants.
Springfield Ohio became a talking point in this year's Presidential election after Donald Trump referred to Haitian migrants 'eating the cats and dogs'. Steven Edginton, GB News US Correspondent has been to Springfield Ohio to speak to some of the migrants there, investigate some reports that migrants are fleeing America in fear of a Trump presidency, and find our from locals about how Springfield has changed since the arrival of around 15,000 Haitian migrants.
The media are starting to tell the story of wild west open borders immigration as a new small town emerges as the latest Haitian drop zone. Kamala's emergency photo-op to suggest she cares about Helene victims was apparently staged as we hear from survivors helped by volunteers, not FEMA. Trump makes an offer to US automakers that may be too good to pass up and an Afghan national (who worked for the CIA!) reportedly planned to blow some stuff up here on election day. Why you can thank the Harris/Biden team for letting him in to America in the first place.
Patrick has a heated discussion with caller Frank that centers on the delicate and often contentious issues of racism and the "woke" agenda. Frank raises concerns about how people on the right, including Patrick (at least in Frank's opinion), “fail” to address the underlying racial issues. Patrick emphasizes his denouncement of all forms of racism, regardless of the source. Together, they discuss specific examples, including the recent situation in Springfield, Ohio, involving an influx of Haitian immigrants, and compare it to the relocation of Ukrainian refugees. Frank - We lose credibility when we don't address the root cause of the DEI agenda. (00:33) Mike (email) – Business owner in Springfield Ohio gets threatening letters from Trump supporters (19:59) Nicki - What is the Catholic Slap for confirmation? (24:34) AUDIO: Haitian asks his family member if they eat cats (26:56) Thomas - I have a good friend who no longer trusts Patrick because he supported that action of taking a door off as punishment to a child who is misbehaving (30:51) Mary – How can I help my nephew's girlfriend? She had no religion in her life, but she believes in God (42:03) Irene – We had to keep our daughters inside the house. We got a security system, and lights, and detection, and it still didn't work. What worked was nailing their windows shut. (47:32)
Third-party spoilers want to teach us a lesson and that lesson is. 'White male in his 50s or 60s' cited for killing geese in Springfield Ohio — not Haitians. Trump is lying in a way that could get people killed. Will right wing media echo him?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In the DC election interference case, Special Counsel Jack Smith filed his 180-page opening brief under seal last week, along with a request to release a redacted version to the public. MSNBC legal analysts Mary McCord and Andrew Weissmann analyze how this will play out, what aspects would need to be removed, and if/when the public might see a redacted version. Then, they head north to Manhattan, where a 5-judge panel held oral arguments in Donald Trump's appeal of his New York civil fraud judgement. And a few other headlines grabbed Andrew and Mary's attention this week from former New York Mayor Rudy Giuliani, current New York Mayor Eric Adams, and a defamation lawsuit from Springfield, Ohio. Plus: time to answer a few listener questions.Want to listen to this show without ads? Sign up for MSNBC Premium on Apple Podcasts. As a subscriber you'll also be able to get occasional bonus content from this and other shows.
SERIES 3 EPISODE 39: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:48) SPECIAL COMMENT: CBS must either agree to fact-check the Vice Presidential candidates in tonight's debate, or cancel it. Its entire history and reputation is at stake and so is much of the chance of saving the democracy, even for the amoral cowards like CBS ownership. But of course CBS won't cancel the debate: they've already spent more than $100 on it. So, to Plan B: Tim Walz must politely acknowledge the first question, ignore it, and take the debate over. Immediately tell the television audience that J.D. Vance is a compulsive and pathological liar. Tell them that he is Trump's deputy liar. Tell them as forcefully and as non-Midwesternly as possible, that this man is personally and indelibly responsible for death threats against white, Republican, small businessmen in Springfield Ohio because it is he, J.D. Vance, who personally and completely fabricated the Haitian immigrant story. Tell them about Jamie McGregor of McGregor Metal, Trump voter. Tell them that all Jamie McGregor did was say that his thirty Haitian-born employees “come to work every day, they don't cause drama, they're on time” and within hours the death threats started. Tell them that Jamie McGregor got so many death threats that they had to have a lockdown at his factory. Tell them that there are MAGA posters around town calling him, a MAGA guy, a traitor. Tell them that Jamie McGregor had vowed to never have guns in his house and now the family is taking firearms training and he just bought a Glock and it's for his daughter - his 14-YEAR OLD daughter. Tell them, Tim, that MAGA isn't just a threat to immigrants or people of color or Democrats. Tell them, that MAGA is a threat to the people IN MAGA because MAGA isn't about making ANYTHING great – it's about hatred and violence and cruelty. Tell them that Jamie McGregor's wife said “we're being hunted like animals.” TELL THEM that the latest person to be threatened with death is Jamie McGregor's 80-year old mother. And TELL THEM that this is all – all of it – the fault of, the personal responsibility of, the creation of, the goal of, this scumbag J.D. Vance. Point at him and tell him to get down on his knees and pray to his creator for forgiveness because he isn't getting any from Jamie McGregor or America. Put him on the floor in a pool of his own urine, and then metaphorically… gut him like a fish. B-Block (24:22) THE WORST PERSONS IN THE WORLD: Hey, Derrick Anderson, Republican nominee for Congress from the Virginia 7th, In your campaign photos! Great looking wife and kids! Whose are they? Annie Linskey, the same reporter who mocked Biden going to the family graveyard, now creates a new fascist talking point by falsely accusing Biden of being "testy" with a fool reporter Biden didn't suffer gladly. And it's the anniversary of the most patriotic idea John Roberts ever had and the one he never acted on. C-Block (37:10) THINGS I PROMISED NOT TO TELL: Hours before the death of Pete Rose, Baseball had one of its greatest meaningful games in history yesterday. 3-0 Braves in the 8th, ends 8-7 Mets and they go to the playoffs where they only need to win...eleven more games to win the World Series? We are destroying a sport to create a 90-second highlight package. It flashed me back to when the long season sent teams almost directly to the ultimate sporting event: the Mets and the 1969 World Series.See omnystudio.com/listener for privacy information.
Coach Dave Daubenmire joins Sheila on a fast paced BUCKLE UP show with Prayer! CAN YOU SPELL WOW?!Sheila's content is completely, 100%, viewer supported and funded. NO ADVERTISING NO INTERUPTIONSThank you for your kindness & generosity in keeping this ministry on air.SHEILA WEBSITE: https://sheilazilinsky.comHOW TO GIVE: https://sheilazilinsky.com/donate/****GET EXCLUSIVE CONTENT WHILE HELPING SHEILA by becoming her Patreon****Zelle® sheila@sheilazilinsky.comPayPal VENMO @SheilaZilinskyCASH APP $SheilaZilinskyBY MAIL: SEND CHECK OR INTERNATIONAL MONEY ORDER PAYABLE TO:SHEILA ZILINSKYBox 28032Kamloops, BCCanada V2C-OC9Sheila's Books & OCTOBER GIVEAWAY for DONATION WIN A SNEAL PEAK AT SHEILA's NEW BOOK COMING LATE FALLNEXT LEVEL WARFARE: GODS BATTLE PLAN FOR THE REMNANTFollow Sheila:Sunstacking coming OCTOBER 1, 2024 Telegram: https://t.me/realsheilazTwitter: https://twitter.com/RealSheilaZFacebook: https://www.facebook.com/realSheilaZInstagram: https://www.instagram.com/sheilazilinskyYouTube: https://www.youtube.com/sheilazilinskyRumble: https://rumble.com/user/RealSheilaZSHEILA TV https://sheilazilinsky.tv/Brighteon: https://www.brighteon.com/channels/sheilazilinskyPROMO CODE: "SHEILA" AT CHECKOUT FOR $DISCOUNT
Extremists have always used disinformation and fear-mongering to further their cause. But their rhetoric about immigration has stooped to new lows in recent months.Some of the lies are so outrageous it might be tempting to laugh. Haitian immigrants, for example, are not eating their neighbors' pets in Springfield Ohio. And 107% of American jobs have not been taken by “illegal aliens,” as Trump claimed. (107 percent? How would that even work?)But the misinformation is no laughing matter. It's having real effects on people around the country. In Springfield, for example, schools have been closing because of bomb threats. Every time the rhetoric goes up, violence goes up with it.Then there's misinformation that feels less absurd but is still absolutely incorrect. The idea that immigrants commit more crimes than native-born Americans, for example, is widely believed by many despite every statistic and research study proving the exact opposite. And economists have shown that immigrants aren't “stealing jobs.” Again, the opposite is true: immigration strengthens our economy and creates jobs for both native-born Americans and immigrants.On today's episode of The American Fabric, we're busting myths and tackling the fear-mongering head on.Don't miss our last episode tomorrow!Learn more about our guests:Lt. Colonel (retired) Alexander VindmanCongresswoman Delia RamirezDr. Andrea Bonior, psychologist and professorDr. Sara Sadhwani, professor of politics and immigrationSonal Jain, owner of Chamak Dhamak in Akron OHFor a transcript of this episode, please email theswppod@redwine.blue. You can learn more about us at www.redwine.blue or follow us on social media! Twitter: @TheSWPpod and @RedWineBlueUSA Instagram: @RedWineBlueUSA Facebook: @RedWineBlueUSA YouTube: @RedWineBlueUSA
Why are so many Haitains being flown into such select communities, like Springfield Ohio and Greeley Colorado? Perhaps a union complaint sheds some light on what may be a human trafficking operation involving meat packing plants. Plus stunning details emerge from the committee investigating the near-assassination of President Trump in Pennsylvania.
Tuesday, the Senate Judiciary Committee held a hearing titled: “‘When the President Does It, that Means It's Not Illegal': The Supreme Court's Unprecedented Immunity Decision”, and MSNBC legal analyst Mary McCord was called to testify before the committee. She and Andrew Weissmann reflect on what she laid out for the Senators concerning the fallout from the Supreme Court's immunity decision. Then, they review the flurry of filings in Trump's DC election interference case, where Jack Smith's team is expected to file a substantial opening brief on Thursday. And lastly, after weeks of harassment and bomb threats, a non-profit group in Springfield, Ohio filed citizen-led criminal charges against Donald Trump and JD Vance for repeating lies that have allegedly led to threats against Haitian immigrants living in the community.Further reading:Here is Mary's opening statement before the Senate Judiciary Committee.Here is the Just Security piece Andrew mentioned from Adam Klasfeld and Ryan Goodman, citing twelve instances of targeting supposed foes during the Trump administration: Chronology of a Dozen Times Trump Pushed to Prosecute His Perceived EnemiesWant to listen to this show without ads? Sign up for MSNBC Premium on Apple Podcasts. As a subscriber you'll also be able to get occasional bonus content from this and other shows.
Wednesday, September 25th, 2024Today, Trump's response to Jack Smith's appeal of Judge Cannon's dismissal of the Florida case is due; Judge Chutkan grants Jack Smith's motion to exceed the page limit for his immunity brief due tomorrow; the Supreme Court rules that an innocent man in Missouri should be executed; Judge Cannon is assigned the apparent Trump assassination attempt case with more charges expected; shots were fired at a Democratic campaign office in Tempe, Arizona; Vice President Harris has called for eliminating the filibuster to codify Roe; the head of Trump's Project 2025 told neighbors he murdered a dog with a shovel; criminal charges have been filed against Trump and Vance in Springfield Ohio; top Trump aide Johnny McEntee sent sexually explicit messages to teenagers; the Department of Justice is suing Visa for monopolizing debit card markets; Allison talks with Mary Trump; and Allison delivers your Good News. Go to drinkAG1.com/dailybeans to try AG1 and get a FREE 1-year supply of Vitamin D3 AND K2 AND 5 FREE AG1 Travel Packs with your first purchase.EVENT:Veterans and Military Families Evening Reception with Rep. Seth Moulton | September 25 Washington DC (KamalaHarris.com)EVENT:Creatives for Harris Virtual Rally 9.26.24 9PM ET, 6PM PT Registration LinkHarris Campaign Social Media Toolkit (kamalaharris.com)Give to the Kamala Harris Presidential CampaignKamala Harris — Donate via ActBlue (MSW Media's Donation Link)Come See AG Saturday, September 28th At The Sexy Liberal Save The World Comedy Tour!Phoenix, Arizona - Get Tickets at: https://sexyliberal.comGuest:Mary TrumpWho Could Ever Love You Mary L. Trump (macmillan)Mary Trump MediaStoriesMissouri executes Marcellus Williams despite prosecutors and the victim's family asking that he be spared (CNN)Manchin won't endorse Harris over vow to gut filibuster to codify abortion rights: ‘Shame on her' (CNN)Arizona Democratic campaign office damaged by gunfire, police say (12News)Project 2025 mastermind allegedly told colleagues he killed a dog with a shovel (The Guardian)Top Trump Aide Sexually Harassed Teenagers, Says Disturbing Report (The New Republic) Have some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsOR ADAM CONGREGATION FOR HUMANISTIC JUDAISM (oradamaz.org)Rural Dog Rescue Washington DC (ruraldogrescue.com)League Of Women Voters (lwv.org)M.A.F.I.A Cat Group Bristol County, MA (Instagram)https://www.project2025tarot.comSolarUndertheSun.orginfo@solarunderthesun.orgCheck Your Voter Registration!vote.orgThere is a new “Harris For President” Patreon tier:https://www.patreon.com/muellershewrote/membership Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.com Follow AG and Dana on Social MediaDr. Allison Gill https://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts
Donald Trump and JD Vance knew the stories they were telling about pets being abducted and eaten by immigrants in Springfield, Ohio were lies, yet they told them anyway. As the Wall Street Journal just reported: "How the Trump Campaign Ran With Rumors About Pet-Eating Migrants - After Being Told They Weren't True". Ever since Trump and Vance knowingly and intentionally told those lies, the people of Springfield have been in danger. There have been more than 30 bomb threats made to government buildings, schools, and people's homes. Stating the obvious, these bomb threats would not have been made but for the racist and dangerous lies told by Trump and Vance.Will they be held accountable for the damage they've done to the city and the people of Springfield?If you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support us and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Twitter: https://www.twitter.com/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Keith discusses his journey from an entitlement mentality to realizing the importance of wealth creation through real estate investing and shares the real estate shockwave that nobody is talking about. We are also joined by Caeli Ridge, President of Ridge Lending Group, as she explains the differences between owner-occupied and investor mortgage loans. Hear about the ease of entering real estate investing with no formal qualifications or high income required. Learn the concept of demographic shockwaves and how the aging population will influence housing demand in the future. How to ethically use other people's money to build wealth for yourself before you even own a property. Learn about the key differences between owner-occupied mortgage loans and investor mortgage loans, particularly the use of rental income in qualification. Resources: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/520 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 00:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, I'll discuss when I was an employee with a scarcity mindset, the real estate shock wave coming that no one's talking about, then, how you can ethically use other people's money to build wealth for yourself before you even own a property today, on get rich education. 00:24 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 01:09 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 01:25 welcome to GRE from Springfield Ohio to Springfield, Missouri and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education. It's great to have you back for another week, and I genuinely appreciate your listenership, and I am grateful to have such a large audience. I've got to tell you, admittedly, coming out of college and in my first couple full time jobs, I wasn't always a good employee. I guess I had somewhat of an entitlement mentality. I'm not sure where that came from. I don't know that I can blame anyone else on planning it inside me. I don't know where I got this notion. It sure wasn't from my parents, but I kind of felt like somebody owed me a job just because I have a college degree and I'm good at showing up on time, yeah, like, I'm just a good representative for your company. I mean, now I can see that no one owed me a doggone thing. In fact, I owed my employer value. An employer actually takes a big risk on you when they hire you, paying you to train you until you're productive there. I mean, the hiring process itself is even expensive. Well, though I felt like someone owed me a job just out of college, somewhat Oppositely, I never expected any sort of high income at all, and I had quite a modest income in my first couple years out of college, just like a lot of recent college grads do, until it grew into something more. But my humble geography degree, it conditioned me to think lower income. I knew that going to college in Pennsylvania for geography in what interested me, I mean, that's what I went with, what interested me not what I could make money in well, then I couldn't find a job in my geography field at all. No one would really pay me to describe Asia's mountain ranges to them. So what I ended up doing is working under engineers at a construction and engineering firm, a few of them, one engineering firm really liked me and designated me as their new marketing person. Of all things, they wanted me to call prospective clients on the phone and meet them cold in person, because they just thought somehow, when they met me, that I could win new business for the engineering firm, just I guess, based on how I communicated with other people at other engineering companies, even though I couldn't even talk the language of engineering. Well, anyway, these disciplines engineering, and really it was construction inspection that I did for a while. You know, that stuff, even the marketing stuff, it just didn't fill my soul. And you must have felt this way at your job before. If you don't feel it perpetually, you aren't aligned with your purpose on this earth, and you're spending so many of your faculties and so much of your waking conscious life at that job. Well, motivation to escape that is what got me reading about wealth mindset and real estate investing. Since anyone can do it, no degree needed, no certification, zero formal qualification. And now I think I mentioned this to you before, but it's worth bringing up here again, a turning point is when I read one life changing sentence, just one little what is it? A. Five word sentence in a rich dad book, that pivotal paradigm shifting, course correcting sentence was, being wealthy is a choice. And when I first read being wealthy is a choice, I just didn't believe it. I thought that Robert Kiyosaki, the author, was wrong. Well now I know that he was right. I had thought that being rich is unobtainable. You had to be born into it, so unless you won the lottery, you can't achieve more than middle class. Well, I was wrong about that. Now I can't really say something like, oh, well, a college professor said that rich people are bad or, you know, I don't have that story. I can't blame anyone else for growing up with a limited, scarcity mindset, really, other than myself in the context that was created around me. I mean, growing up in Pennsylvania, I just knew that the carts family and the domileskeys, they had more than us. And that's just the way it would always be. It's sort of preordained, and other families had less than us, and these family trajectories were just cast in stone as to how it had to be. But the good news is that it's not, and this is still what makes America great, the fact that it takes zero formal training, zero risk parents, and not even a high salary for you to do something like get a three and a half percent down payment loan for owner occupied FHA fourplex or 20% down for a single family rental that produces income from day one in The Southeast or Midwest, you can plant that seed that get other people's money working for you seed in just that way, even if you're interested in something as unprofitable as geography. Now, a huge reason that people disparage the wealthy is rooted in jealousy and envy, and that is not good. There's no goodness in those emotions, and that is because people don't think it's obtainable for them. It's obtainable for almost anybody. Learning that it is within your reach that completely breaks down your resentment of the rich. Yes, indeed, being wealthy is a choice. Well, people are obtaining wealth in today's real estate market. Here, Redfin reported that through the latest quarter ended real estate investors bought fully one in four of the nation's most affordable homes. That's up 3% year over year. And as Redfin puts it, it's a sign that investor activity is stabilizing, and as homeownership remains out of reach for many Americans, real estate investors are coming out of hibernation to take advantage of robust demand from renters. So investors are buying a greater proportion of affordable homes, some of them through our marketplace, GRE marketplace. Now over the long term, let's think about how US housing is going to be positioned for sustainable demand. Demography is destiny. That's a quote attributed to 19th century philosopher Auguste coon Tay, it means that the size and structure of a population will influence its future. So then all we need to do is track the age of a population over time to sharpen and give clarity to a forecast. It is axiomatic that in 10 years, a 25 year old will be 35 No kidding. Well, what's important about the age of 35 is that is the average age of today's first time homebuyer. It's between 35 and 36 All right. Well, the US is peak birth year occurred in 2007 we know that just look at demographics. Well, then add 35 to it. Add 35 years to 2007 This means that, on average, they will buy their first home in the early 2040s a lot of people are going to be forming their first household, whether it's rent or buy around the year 2040, I mean, the peak in all of American history, a lot more people will need homes. In fact, more than 13,000 Americans are turning age 35 every single day for the foreseeable future for more than a decade. This year is the first year where we've ever had over 13,000 Americans turning 35 every single day. And that is projected to continue to happen every single year through 2035 and that's as late as the Census Bureau projection that I have goes on. On that stat this baked in demographic housing demand. Hey, if we don't get serious about building more housing fast, and it's likely that we won't, this will be analogous to a demographic shock wave that hits the housing market. The population aging into homeownership is projected to exceed the population aging out, as in the death rate for a long time. This will pump housing demand, and that's not all. I've only talked domestically so far. This doesn't even account for additional demand from immigration. And immigrants tend to be younger and are renters for a long duration, or just forever. On top of immigration, the average number of people per household is falling as well. In 1960 3.3, people live per household in 1990 it was down to 2.6 by 2023 it was down to 2.5 this means that more housing is required just in order to shelter the same population. But of course, the population won't stay static. So to keep piling on with the housing demand here, the overall US population is projected to grow as well, from 342 million today to 383 million in 30 years. That's per the CBO. The demographics for senior housing are even more bullish. And of course, when I use the word bullish like this, this bullish sentiment that's from the investor side. If you're looking to buy your first home or find a place to rent, this is all more discouraging than perhaps all of our perpetual struggles to live a balanced life or lose weight. This baked into the cake. Demand is almost perfectly predictable, and it's of seismic importance to the real estate market. And yet, despite that fact, you know, more investors curiously fixate for month after month on something like the Fed's interest rate decision or the next jobs report. I mean, this is both harder to predict and way less significant than the sustainable demographic demand for rental housing that you got right there. So really, to sum up, this segment demographics reveal that housing demand should stay high for decades, long term, then you should expect higher home prices, higher occupancy rates and higher rents. And you can benefit by owning many rental properties. And our guest and I are about to discuss how you can do exactly that own many rental properties, and how to do it efficiently with less cash out of your pocket, including how you can start using other people's money before you even own a property when you're trying to qualify for a loan on a rental property, in some cases, you can Use a portion of the tenant's rent income toward your qualification income. Let's talk with this week's guest. There's one place that's created more financial freedom through real estate than any other lender in the entire nation that's time for a big welcome back to their president, Caeli Ridge. Caeli Ridge 13:23 Keith Weinhold, my friend, thank you for having me happy to be here, sir. Keith Weinhold 13:26 Oh, it's so good to have you here. You're a longtime friend of the show and so many of our listeners that you've helped originate investor mortgage loans. Caeli leads Ridge lending group. They're an investor centric lender. She does such a good concise job of explaining specifically what real estate investors need to know in optimizing your loan positions. In fact, on a previous episode, she once broke down every single line of a closing disclosure form for us one by one, detailing each individual closing cost and prepaid item and in there, besides being specific income property loan experts, they're really thorough and helpful that way. Well, Caeli, tell us about the key differences between owner occupied mortgage loans for buying a primary residence and investor mortgage loans for a rental property. Caeli Ridge 14:17 The key things are that on a rental property, probably the biggest difference is going to be that for a rental property, there's additional incomes that potentially we get to use to help offset that new monthly liability, aka the mortgage payment, p, i, t i, principal, interest, tax and insurance, we have access to income potentially to help offset that. So in the debt to income ratio category, it can be a huge boon or a huge benefit, depending on what the individual's qualifications are. Additionally, in that same theme, we're not just confined to a conventional Fannie Freddie loan for investors. We have things like the DSCR debt service coverage ratio that you would not be able to apply to a primary residence, but also allows for income to help identify whether the property qualifies for financing. Keith Weinhold 15:04 So for prospective investor borrower is wondering whether we'll have enough income to qualify for that property or not. Is it a certain percentage of the tenants rent income that is used in the investor borrowers qualification income? Caeli Ridge 15:19 absolutely, so conventional full doc mortgages they are going to receive in the acquisition year formula, because there's two formulas that will be used in underwriting. One is called the acquisition year. The other one is called the Schedule E I'll focus on the acquisition year. This is applicable from the date that they acquire the property and until that tax year's Federal tax return is filed. I needed to find up to in a minute they get up to 75% of the gross rents minus the proposed p, i, t, I, principal, interest, tax and insurance. Now I say up to because it depends on two primary criteria that the borrower must possess in order to get the full 75% so think about it this way. There's three buckets. Okay, the first bucket gets the full 75% of whatever the gross rents are. The easy math example that I give, let's say that the gross rents are $1,000 a month. The PI ti proposed payment is 500 a month. If they're in bucket number one, and they get the full 75% of 1000 they have 750 bucks, right? And from that they're going to subtract out the $500 of mortgage payment. In that example, it would leave them with a gain positive 250 so that individual came to us with a debt to income ratio of x as a result of purchasing this investment property, their DTI is going to go down because they're $250 richer monthly. So 75% is the maximum you can use in the acquisition year. That individual in that bucket has to demonstrate two things. One, they have a primary housing expense, whether that's a mortgage or they rent, either is fine. And then second, they need to be able to demonstrate that they can they've had 12 months of history in owning investment property. So if they have both of those two things, they get the full 75 if they have one or the other, they're in bucket number two, which gives us an offset. They cannot have the full 75% they don't get the full gain, but I can offset. So going back to my example, using $1,000 of income and $500 of mortgage payment, they can't have the 250 gain, but I can give them up to 500 making that a zero, right? It's covered completely the mortgage payment. It's not increased any debt or anything in the example. So DTI would stay exactly the same as where they began, when we started. And then finally, bucket number three would mean that individuals that have neither of those two things, no primary they live rent free, no primary house expense, and they do not have 12 months demonstrated history currently, of being an investor. They get zero of the rental income, so they've got to support the full new payment within their DTI and keep it within that 50% threshold. So that was a long explanation to the question, but I think that that pretty much covers it. Keith Weinhold 17:56 Now, That's really helpful. Okay, that can help the borrower's debt to income ratio. I guess a lot of cases is going to be helping it out by a small amount. What if, say that investors buying a new build rental property and there is no tenant, hence no rent income there yet. Caeli Ridge 18:11 I'm so glad you asked. So on a subject property basis, that is the property in which they're purchasing at the moment in time. It's called the subject property. Those properties do not need to be tenant occupied. We can use assumptive rental income from the appraisal on a rental property that will come with some additional forms. It's called a 1007, it's just the number on the page. Those are rental income comps. The appraiser has given us an average of what those rents are going to be, and that's what we're going to use the 75% calculation on. Keith Weinhold 18:41 Okay, that's really good to know new build or resale rental property, that's going to work the same with either one there. Now I know oftentimes that one wants to qualify. When we look at non order occupied properties, rental properties with conventional conforming loans from Fannie or Freddie, typically, one puts 20% down on those properties we've talked before. I think one can put as little as 15% down, although they would have PMI in that case, or alternatively, rather than putting 20% down, last time I checked, they could put 25% down and get a lower interest rate. So can you talk to us about the interplay of the percent down payment for rental property. Caeli Ridge 19:21 I'll start by saying, more often than not, when you do the math the capital expenditure, or in this case, the difference between 5% down 80 versus 75% divided by the monthly payment difference, you're going to find that the leverage is going to outperform the higher 80% will outperform the lower 75% but absolutely, to your point, the payment is going to be less for two reasons. At the 75% level, the interest rate will be lower because you've got more skin in the game. The interest rate, loan level, price adjustment for 75% is going to be more attractive than it will be at 20% down. So the rate will be lower. And of course. The loan amount is lower, so both of those combined characteristics are going to create better cash flow, it's true, and a lower monthly payment. However, the math that I always want to promote, that people are doing is looking at it side by side, all you have to do, and it's actually much easier than people, I think, assume. So you figure out the capital expenditure difference. Let's just use 100 grand, okay, because his math is simple. So you've got $5,000 in additional capital that you'd be bringing to the table for the 75% option, right? Versus retaining the five grand, the payment difference is 50 bucks a month. Okay? Whatever the number is, all you're going to do is take the five grand and divide that by the payment difference, and that will give the individual the number of months it takes them to recapture that capital for the savings. Generally, my opinion, per an investment property is that if that number is in excess of 36 months, it's going to take you over 30 or three years to recapture that capital versus the savings. I'd keep my money because I can do one of a few things with it. If I chose to, I could cash flow the 50 bucks myself every month for 100 months, if that was the math. Or I could apply that five grand and use it with some other monies, perhaps, and buy another investment property, or put it in different investment asset class that would provide a return so more often than not, when they do that math, my belief is, when I do it, I'd say even 95% of the time, the higher the leverage is going to be, the better return numbers. Keith Weinhold 21:27 We're philosophically aligned that way. We're leveraged proponents here, typically the smaller down payment, 20% is going to be better for you long term than 25% even though you'll get a somewhat lower interest rate on a rental property, putting 25% down rather than 20% when we pull back, we look at the interest rate difference between an owner occupied property and a rental property. What is the spread between the interest rate? Of course, you're going to pay higher interest rate on a rental property because it's a lot less likely that the borrower is going to walk away from their own home than they would a rental property. Caeli Ridge 22:02 exactly and this is a great segue into those LLPAs that I always like that we spend some time talking about. So llpa, loan level, price adjustment. So for the GRE listeners, this is a more complicated concept, so I'm going to try and quickly break it down. Keith loves it when I get so wordy. So llpa is a positive or a negative number that associates with the individual characteristics of the loan transaction. So one of those characteristics, obviously, is occupancy. The loan level price adjustment for a primary residence versus an investment property is quite different, and for the reasons exactly that you described, there's a lot less risk in a primary then there will be in a rental. Because if an individual needs to choose between defaulting on where they live and an investment property, if it came down to that, obviously they're going to maintain, yeah, so they got to choose. So skin in the game, risk, etc, generally speaking. And there's all those other variables too, credit score, loan size, loan to value, property type, purchase versus refi, those are all unique llpas That will have their own unique number. But in general terms, an owner occupied where you live is typically going to price out an interest rate about one percentage point lower than you would find on an investment property, generally, if we're comparing apples to apples. Keith Weinhold 23:15 talking about that risk difference for the lender, just like in the 20% versus 25% down. Example, there's less risk for the lender when you put 25% skin in the game. Hence the lower interest rate there too. Caeli, tell us about fitting the right mortgage type to the borrower. And of course, there are so many types. There's 30 year versus 15 year, fixed rate mortgages versus Adjustable Rate Mortgages, interest only, DSCR loans like you touched on. So tell us about getting that right fit for that individual borrower. Caeli Ridge 23:49 This is a bit of a rabbit hole. So what I would start by saying is we do at Ridge take a lot of time on the front end and identifying not only what their needs are, their goals are, but obviously what their qualifications are, and marrying all of those things together and coming up with a roadmap that I like to call it, depending on where the individual is in their journey of real estate investing, as the tax returns may continue to be filed, and how aggressive they want to be with their deductions, maybe some cost segregation. I know I'm getting a little bit technical here, but because we maintain and have all of those products, it's very, very uncommon, or very rare, that we find an investor, potential client, that we do not have some sort of loan product to satisfy what their end game or end goal is. And you know, maybe we continue to graduate them. Let's say that they start in a DSCR because they can't qualify for Fannie Freddie today, but that is their ultimate goal. We're going to provide them with the insight and the background or the feedback that plants the seeds and gets them to that place in six months or a year, or whatever. So I hope I answered the question, depending on their individual needs and goals and qualifications, of course, really will dictate which one of those is going to be applicable. Keith Weinhold 25:00 We've got a lot more to discuss, including, is it easier to approve w2 incomes from a day job versus 1099 from contract or gig work? And more, we're talking with the nation's foremost expert on income property. She is the president of ridge lending group, Caeli ridge. More, we come back. I'm your host. Keith Weinhold. hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group and MLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, you can start your pre qualification and chat with President Chaley Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com. That's ridgelendinggroup.com. Your bank is getting rich off of you, the national average bank account pays less than 1% on your savings. If your money isn't making 4% you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor two, earn 8% hundreds of others are text family, 266, 866, learn more about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family, 266, 866 Robert Kiyosaki 27:00 This is Rich Dad, Poor Dad Author Robert Kiyosaki, listen to get rich education with Keith Weinhold, Don't Quit Your Daydream. Keith Weinhold 27:18 Welcome back to get rich education. We're talking with Ridge lending Group President Chaley ridge. These discussions are great, because debt, through leverage, builds wealth even faster than compound interest, as I've discussed, and Caeli is really the linchpin in her company, and help makes that happen with reliable income property loans and Caeli today, there are a lot more people with sharing economy income, gig economy income, or doing contract work, and they're paid with a 1099 form that shows their income for that year, versus a w2 employee wage job. So can you tell us about whether it's easier to approve those that have a w2 income and that versus the 1099 Caeli Ridge 28:03 I don't know that I would classify it as easier as harder. It's just different. So on the 1099 first and foremost, if you don't have a 24 month history of having that kind of income, you're not going to get a conventional loan. And assuming that we're going to kind of keep on that path of Fannie Freddie's. Because remember, guys, if you can't fit into those boxes. We've got 10 others that we can look to to get the financing for. But if we're in the Fannie Freddie, that's really where this is applicable, the 1099 and the w2 I mean, they're really equal in terms of the overall process. The difference would be that with 1099 you must have that 24 month history. The calculation is that we're going to take an average, it gets a little bit convoluted, like anything else that is leverage or financing related, but a 24 month average of 1099 unless we can show that that individual, let's say that they're self employed and maybe a Schedule C, and they've got their 1099 coming in through that way. If they can show five year history of having license or being self employed that way, that instead of having to use a 24 month average, we'll use a 12 month average, and that may be to their advantage. Let's say that the most recent year filed is in a bit of a decline from the prior year. Let's just use 2022 and 23 let's say 23 is a little bit lower than 22 a 24 month average is not going to be as big a number than if I were to just to be able to take the 12 month average of the most recent year. So if that individual can demonstrate they have five years of being or receiving that kind of income, then instead of being a 24 month average, I get to choose and just do the 12 month average. So that would be one thing about the 1099 that I would say otherwise, yeah, they're just different. I don't know that one is harder than the other. As long as the qualifications are there, they're there. Keith Weinhold 29:43 When I think about this, I guess it does make sense from the lender perspective. If you're paid and shown income there on your 1099 from sharing economy work, gig economy work, or being self employed, that's more volatile work than having a day job. Um, as an employee. Caeli Ridge 30:01 Sure, absolutely. And if you can demonstrate that you have that history and you've been able to consistently earn and have those numbers, it's okay, yeah, but without the 24 months, you're not going to get a conventional loan. You're gonna have to look at DSCR or something else. Keith Weinhold 30:15 We're talking about what it takes to qualify for income property loans today with Ridge lending Group President Caeli Ridge, when we talk about that qualification bar that needs to be met. Caeli, you see so many loan applications in there. You have a team. You look at and deal with so many situations when you're free, you even pick up the phone, sometimes yourself, and you will talk to individual borrowers. So what do you see in there as the top reasons for not qualifying for an income property loan. Caeli Ridge 30:42 The top reasons for not qualifying for a conventional loan probably is debt to income ratio, yeah, more often than not of the three basic criteria, which are assets, enough cash to close or reserves, credit and then DTI, I would say it's the DTI category that more often than not, is the culprit for qualifying or not. And it may be as simple as how they filed their last year's tax return and saying, Okay, before you file 2024 don't do that until you send Ridge a draft, so that we can get ahead of what you may not have known to look for last time. They could be very simple, little easy fixes. And you know, sometimes maybe it's they don't want to pay the extra taxes, which sometimes that might be required. In which case we say, okay, let's pivot over to the DSCR options. In which case, by the way, just as a quick sidebar, I'm finding that gap is starting to narrow a little bit to the point that it's a lot more affordable in terms of the investment property and what cash flow is expected than it used to be. The differences between a Fannie Freddie rate and a DSCR rate is starting to narrow a little bit. So if you have to be DSCR, I would not shy away from that just because you assume I think it's going to be more reasonable for cash flow properties. Keith Weinhold 31:52 Yeah, I'll tell you, when I was an employee as a day job worker grinding in my eight by 10 cubicle, as it was back in the day, and I was buying income properties. Yeah, the main thing I would get held up on is that my debt to income ratio, my DTI, was too high, and my salary was pretty strong, although not fantastic, not astronomically high, but I felt like I was a guy that was pretty good, pretty prudent with my finances. And yeah, it didn't feel good to be told hey, Keith, to lower your DTI. You need to pay off your 3% automobile loan that's at a nice fixed interest rate. I didn't want to have to do that, but I was willing to do that to retire the small loan in order to qualify for the big loan. Caeli Ridge 32:36 That makes sense. I might just offer a comment in that regard. What you may have experienced at that time could have been what we call an overlay in the industry. So, yes, like anything, right? Lenders aren't created equal. Because we're so investor friendly and focused, we are going to go by the purest form of those Fannie Freddie guidelines. It's called a seller's guide. And as an example, let's just say that Fannie Freddie gives you 75% of the subject properties, gross rents, whereas B of A or I'm just picking on B of I don't know why, but some other lender may impose an overlay. It's like layers of risk and saying, No, we're not going to give you any rental income credit whatsoever, even though the guideline says that we can do it, our overlay says, No, we can't. So depending on who you're working with, credit unions are a little notorious for that being a little bit more restrictive in their box of guideline. So it may not always be what you think. So if you've had a lender, tell you DTI wise, you don't qualify, but you feel like this is not quite right. You should double check that, because it may be an overlay. Keith Weinhold 33:34 Everyone is interested in interest rates. It's been so interesting with what's happened the past few years, ever really, since the covid Emergency cut took place in 2020 and the volatility that we've seen in interest rates, then we saw interest rates max out in this cycle at about 8% almost a year ago. What does this declining interest rate environment mean at a mortgage loan company? And what do you see for the future of rates there? Caeli Ridge 34:02 Well, rates have been coming down. If you guys are watching the headlines, you're seeing those sound bites. We have started to see some more refinance activity than we were seeing before, certainly additional purchases as we start to see interest rates come down, I am of the opinion that we're going to continue to see some improvement in the rate department, dependent on some of the jobs reports that we'll be getting soon, so we'll see. But My money is on that, we'll continue to see some nice tailwind in the rate department throughout the rest of the year, and who knows what's going to happen? I mean, this is our election year, etc. We'll see how the rest of it plays out. Keith Weinhold 34:33 How does a prospective borrower get their financial house in order themselves before getting a hold of you and your team there, what are some of those checklist items that they should do themselves at home first? Caeli Ridge 34:47 like I said a bit ago, so you've got those three primary criteria. If you're wanting to qualify for those conventional full doc loans, think about your credit Do you know what that credit score is? Now, depending on some other variables, it doesn't have to be 800 Credit scores to qualify. I mean, we've got clients as low as 650 that are able to get financing conventionally, because they've got compensating factors, similarly for assets on the investment property side, the down payment and the closing costs and the reserves, none of those things can be borrowed or gifted. And that's very different than if it was an owner occupied, gifted and borrowed funds are okay for an owner occupied, for an investment property, they have to be sourced and seasoned, meaning your own funds over the last 60 days. So think about that. What your down payment is going to be an estimate of closing costs and make sure that you have the appropriate amount of capital. And then finally, that debt to income ratio. That's a slippery or one to try and calculate that for yourselves. But if you think about your minimum payments on your credit report. That's really all that goes into it. Minimum payments, not the debt load. The minimum payments on the credit report divided by the monthly income, gross income, you should be able to come up with a number, and 50% is that threshold. So if you can kind of just take that kind of mental back of the napkin of your own, you should have a pretty good gage on whether or not you think you're going to be in this box, or if getting into the game, or continuing to be in the game, is going to require some alternative loan types. Keith Weinhold 36:05 Inflation has been such a story for the past three or four years, but some people aren't aware that there's actually been credit score inflation. Last time I checked, the average credit score had been slowly rising in the United States. What's the highest credit score that gets one the lowest rate. Caeli Ridge 36:22 We're staying in the Fannie Freddie department, 760 and above is all the same bucket, if the individual qualifications are identical, if this one has an 850 credit and this one has a 760 credit, exactly the same in the interest rate department. Keith Weinhold 36:35 And then, once they've engaged with you, what about locking in their interest rate. What duration did they have prior to closing? Tell us about that timeline. Caeli Ridge 36:45 So an interest rate can be locked on a 15 day lock, a 30 day lock, a 45 day lock, even a 60 or 90 day lock, typically it's a 30 day lock that's the average. The shorter the period of lock, the better the rate and or points that you would pay. And the longer is the adverse right? The higher the rate of the higher the points. I like to look at locking an interest rate, usually when we get the appraisal back, because an appraisal can be the piece that might delay or there may be some issues. So I generally like to see the appraisal first. We've been in such a volatile area with interest rates and what might be happening in the ups and downs, etc. I've broken that rule quite a few times over the last couple of years, I would say today, floating may be to our advantage, just because we feel like rates are on the run and that they may continue to improve. Keeping in mind, once you lock in your interest rate, it is locked. Ridge does have a policy that if interest rates were to fall five, eight of a percentage point or point 625, you would have a one time automatic float down option. It's highly unlikely, and that's why we can kind of put that in there. But if it happened, we would honor that. Otherwise, when you're locked, you're stuck with that rate. You can't expect that if an eight through a quarter point comes off of or rates come down that much, that you're going to get a different rate. The only way to do that would be to let the existing one expire for 30 days and then relock market, which is not advisable. Keith Weinhold 37:59 Yeah, you the investor, has to think about how important a lock really is to you in this declining interest rate environment, almost everyone expects mortgage rates to fall more slowly than they rose. They spiked up so fast in 2022 Caeli, how does our audience engage with you? Get Started and go on their path to getting investment property loans. Caeli Ridge 38:24 Three ways to reach us. Obviously, we've got our website. Please check us out there. There's a lot of good information, ridgelendinggroup.com you can email us at info@ridgelendinggroup.com, and then finally, toll free is 855-747-4343 855-74RIDGE is that easy way to remember, and we'll be here on standby. Thanks, Keith. Keith Weinhold 38:43 Ridge is the same place where I get my income property loans. It's been great having you back on the show. Thank you. Yeah, strong. Well laid out material from cheyley here, as always, let me give us a perspective on creating value by having a good loan rather than not having the debt. Remember that just four weeks ago, here on Episode 516 it was the episode about is every debt worth paying off? And the short answer is no. I got a couple questions from listeners of that episode basically asking the same thing. Well, just say that interest rates are 6% and basically they're asking, well, if I pay all cash for a property or for a car, it doesn't matter what it is, then I avoid paying 6% interest. So right there is my six points of arbitrage. Well, to that, I say, okay, but look what if you think you can achieve a 12% investment return? Borrowing at six to invested 12 is a 6% spread. That's 6% arbitrage as well. But here's the thing, you've got a big advantage of doing this with the loan rather than the paid off condition. This is because. With the loan, you still have the use of your money. You haven't given it away. You still have your money, plus the six points of arbitrage in the paid off condition. You've got six points of arbitrage and you don't have the use of the money any longer. That's the big difference, and that's the value of having a loan, as long as you can service the payments. Getting back to mortgage loans, in today's episode, there are so many loan types for property, conventional, Fannie, Freddie's, dscrs, Portfolio loans, bridge loans, rehab loans, recourse and non recourse loan types, balloon loans, arms and a lot more. Caeli and I didn't discuss their all in one loan, which is like a big, flexible HELOC that you can put on your property. It's such a good product that can help you. You can ask about their all in one loan. When it comes down to what are the factors you need to be most attentive to? They are your assets, reserves, credit, income and debt to income ratio, unless dependent on the loan type that you want. So much attention is paid to interest rates, and some attention is warranted. They surely matter. Be mindful, though, that a quarter of a percent interest rate change on a 30 year loan per 100k borrowed that is just a difference of about $15 in monthly payment, $15 if you go from, say, 6% down to five and three quarters percent, so it takes a rate drop of a full 1% for a savings of about $60 then once you have some of Your finances in order, you can go ahead and do just what I've done for my own properties. For your next income property loan, you can give them a call or start at Ridgelendinggroup.com Until next week, I'm your host. Keith Weinhold, Don't Quit Your Daydream. 41:58 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 42:18 The preceding program was brought to you by your home for wealth building, getricheducation.com.
GWhat a CreepSeason 26, Episode 10“The Know-Nothing Party," Nativism, and Springfield, Ohio Today”If you have been keeping up with the news, you may have heard about the city of Springfield, Ohio, where there have been over 33 bomb threats (as of this posting) targeting its Haitian residents. How did this situation come about? Today, we will delve into the origins of the Know Nothing Party, also known as the American Party, a nativist political movement in the United States during the 1840s and 1850s. Understanding the history and policies of this party provides valuable insight into the current immigration debates in the U.S. Content Warning: Racism, bigotry, and general awfulness Sources for this episodeSmithsonianBritannica PolitcoCNNNewsweekSpringfield News-SunNew York TimesThe GuardianBBCSpringfield Commission Meeting August 27, 2024New York MagazineWashington PostNBC NewsThe AtlanticThe Dollop “Know Nothing”Be sure to follow us on social media. But don't follow us too closely … don't be a creep about it! Subscribe to us on Apple PodcastsTwitter: https://twitter.com/CreepPod @CreepPodFacebook: Join the private group! Instagram @WhatACreepPodcastVisit our Patreon page: https://www.patreon.com/whatacreepEmail: WhatACreepPodcast@gmail.com We've got merch here! https://whatacreeppodcast.threadless.com/#Our website is www.whatacreeppodcast.com Our logo was created by Claudia Gomez-Rodriguez. Follow her on Instagram @ClaudInCloud
Listen as everyday Americans push back against the culture of fear to expose their local officials' ignoring their pleas for help. Why HAVEN'T the leaders of Springfield Ohio done what Vivek Ramaswamy did last night by holding a town hall for all to attend? That's the $50 million question. JD Vance lights up another reporter as Oprah helps the deep state make Kamala Harris appear electable. Did it work? Listen and decide.
In the week since the presidential debate, former President Donald Trump's lies about Haitian immigrants in Springfield, Ohio, have sown chaos in the small city. Members of the Proud Boys, a right-wing extremist group, started showing up. Republican Gov. Mike DeWine said more than 30 fake bomb threats have been called in, forcing schools, government buildings and stores to close temporarily. Dr. Robert Baker, a political science professor at Springfield's Wittenberg University, talks about how Trump's debate comment is disrupting life in the city. Later, Miami Herald Caribbean correspondent Jacqueline Charles talks about how the situation on the ground in Haiti is driving people out of the country. And in headlines: House Speaker Mike Johnson failed to rally his conference to pass a spending bill to avoid a government shutdown, the U.S. Justice Department filed a $100 million legal claim against the owner and operator of the cargo ship that destroyed the Francis Scott Key Bridge in Baltimore, and Kentucky Democratic Gov. Andy Beshear signed an executive order banning the use of conversion therapy on LGBTQ minors.Show Notes:Check out Pro. Rob Baker's book – https://tinyurl.com/d9mjshysSubscribe to Priyanka's newsletter –https://www.shitiboughtandliked.com/Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday
This week, The Washington Post's Libby Casey, Rhonda Colvin and James Hohmann sit down with Senior Video Journalist Jorge Ribas, who just got back from Springfield, Ohio – where the neighborhood pets are decidedly not being eaten. The crew dives into why former president Donald Trump continues to lean into anti-immigrant rhetoric and how Springfield residents feel about the sudden wave of national attention on their city.Plus, a new Washington Post poll shows Trump and Vice President Harris are essentially tied in Pennsylvania – the key swing state that could determine the outcome of the 2024 presidential election.And does the Teamsters' decision not to endorse a candidate matter?
Steph talks about Trump thinking there was an audience at his debate, the threats that the people of Springfield Ohio are getting, and Steph's inability to get along with cats.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
TDC Podcast topics - Governor Gavin Newsome makes political parody ads illegal in CA., a couple examples of what is now illegal there from Mr. Reagan and Matt Orfalea, GLAAD report claims there's been a decrease in LGBTQ representation in tv and film, the reason critics are afraid of “Am I Racist” film, an article from a resident of Springfield Ohio, Kerstin Emhoff comes to the defense of Momala Harris, Israel doubles down on Hezbollah attacks, and email
After Sunday's second apparent assassination attempt, former Senator Claire McCaskill and former Harris senior advisor Symone Sanders Townsend reflect on the volatility of the moment, and the importance of taking down the temperature, while not shying away from calling out incendiary comments intended to stoke the flames. Then, the co-founder of Men4Choice, Oren Jacobson, joins the dynamic duo to break down his mission to reframe reproductive choice from being a ‘women's issue' to one that men fiercely advocate for as well. And lastly, as November inches closer and polls are dropping daily, a natural anxiety is ramping up among both campaigns. Claire and Symone dispense some wisdom on how to think about these snapshots that represent a moment in time.
With the same "baseless lies" smokescreen, the Left panics over the truth coming out over social media about life in Springfield Ohio after a Haitian immigrant invasion. Trump drops a bombshell at his MAGA rally in New York (with rapper Kodak Black in the front row) as a YouTuber does what the legacy media will not: Travel to Springfield to hear from residents themselves. Listen and then decide. Who is telling the truth?
Kamala Harris drives a contrast message with an appearance at the National Association of Black Journalists and gives a searing answer about Trump and Vance's lies about Haitian immigrants. Dan and guest host Addisu Demissie discuss Harris's off-the-cuff performance, how she can keep her momentum up post-debate, and Donald Trump's snoozer of a town hall in Michigan. Then they break down the latest polls and the overall state of the race with less than 50 days to go before the election. For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast.
The story of Springfield, Ohio—as told by the people who live there—is nothing like the one heard from the debate stage. Guest: Aymann Ismail, Slate staff writer. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices
Buck Sexton delves into the complex situation surrounding Haitian migrants entering the U.S. through legal avenues created by the Biden administration. He explains how programs like the CHNV parole system have allowed hundreds of thousands of migrants to bypass traditional immigration processes, leading to further concerns about border security. Buck also discusses the media's narrative surrounding Donald Trump, highlighting the ongoing demonization by the press and its potential impact on the 2024 election.See omnystudio.com/listener for privacy information.
In the past couple weeks, both former president Donald Trump and his running mate, Sen. JD Vance (Ohio), have pushed unfounded claims about Haitian immigrants stealing and eating pets in the small city of Springfield, Ohio. The story got its start with a viral Facebook post and quickly made its way from far-right corners of the internet into the Republican mainstream. Since the presidential debate between Trump and Vice President Kamala Harris, during which Trump repeated these claims, the town of Springfield has been struggling with the sudden national attention. More than 30 bomb threats have been made in Springfield in the past week, and some members of the Haitian community are fearing for their safety. National correspondent Danielle Paquette traveled to Springfield last week to speak with Haitian immigrants about how their lives have changed since the debate, and today on “Post Reports,” Martine Powers talks with her about what she learned. Then, democracy reporter Sarah Ellison explains exactly how this conspiracy took root online and how it spread so quickly. Today's show was produced by Peter Bresnan. It was edited by Reena Flores and mixed by Sean Carter. Subscribe to The Washington Post here.
Have Trump and Vance crossed the line into Federal Hate Crimes by using their campaign rhetoric to violently target the legal Haitian community in Springfield Ohio? Michael Popok examines and recommends that the DOJ warn the Proud Boys and other violent extremists that if they touch a hair on the Haitian community, they will be prosecuted. Go to https://joindeleteme.com/LEGALAF and use promo code LEGALAF for 20% off. Visit https://meidastouch.com for more! Join the Legal AF Patreon: https://Patreon.com/LegalAF Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown Lights On with Jessica Denson: https://www.meidastouch.com/tag/lights-on-with-jessica-denson On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices
The story of Springfield, Ohio—as told by the people who live there—is nothing like the one heard from the debate stage. Guest: Aymann Ismail, Slate staff writer. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's been so disheartening to see outlandish and offensive rumors about Haitian immigrants in Springfield Ohio turn into bomb threats, harassment, and arson. But it's also not surprising. It's the inevitable consequence of dangerous extremist rhetoric.During last week's debate, we saw Donald Trump attack immigrants at every turn. And JD Vance just admitted on television that he shared the story about Haitians in Springfield despite knowing it was a lie. “If I have to create stories,” he told Dana Bash of CNN, “then that's what I'm gonna do.”But that kind of negative messaging, those attacks on our neighbors, don't sit well with suburban women. And they certainly don't appeal to young people. This week we're joined by Olivia Julianna, an inspiring Gen Z activist.Olivia tells our hosts that young people care about the same issues as other generations - issues like affordable housing, abortion rights, gun violence, and childcare. So when we talk to the young people in our lives about voting, she advises us to start by asking what they care about. What issues affect them every day? Chances are, you'll be able to connect those issues back to policies that have a tangible impact on their lives.If you want to support Haitian immigrants in Ohio, Community Refugee & Immigration Services and the Haitian Community Help and Support Center are good places to start.Next week, we'll be taking a short break from The Suburban Women Problem to share a 3-episode miniseries about immigration called The American Fabric. Hosted by Rachel Vindman, this series will debunk myths and misinformation, examine what can be done politically, and give immigrants a chance to tell their own story. It'll appear in the regular podcast feed on Wednesday September 25th.For a transcript of this episode, please email theswppod@redwine.blue. You can learn more about us at www.redwine.blue or follow us on social media! Twitter: @TheSWPpod and @RedWineBlueUSA Instagram: @RedWineBlueUSA Facebook: @RedWineBlueUSA YouTube: @RedWineBlueUSA
SERIES 3 EPISODE 29: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:44) SPECIAL COMMENT: Trump's newest threat: quote: “the bullets are flying, and it will only get worse!” There WERE no bullets on Sunday, other than those fired by the Secret Service. There was no line of sight for any shots. There are thus far no charges other than gun possession and the reality of the case suggests there may never be. The man who voted for Trump in 2016 and wanted to shoot or shoot at hm in 2024 didn't even make the slightest attempt to resist arrest. Trump knows he was never in real danger. In fact he was genuinely put out that they wouldn't let him finish the round of golf he was cheating through when the would-be almost sorta kinda assassination attempt didn't-actually-take-place. JD Vance then followed with a tortured demand that America either let Trump do what he wants - including blaming the migrants for the security failures around him - including lying about the migrants - including destroying Springfield Ohio - or accept an America in which there's something wrong with falsely accusing beleaguered people with eating pets and those who make such accusations are subject to censorship and censorship inevitably leads to a bullet in the brain. Vance really said all this. And it all comes back to those ten words: “the bullets are flying, and it will only get worse!” Only getting worse, of course, is exactly what Trump wants. Any similarity between this madman and the president played by Martin Sheen in the Steven King film “The Dead Zone”: “The missiles are flying. Hallelujah, Hallelujah!” PLUS: Inside the attempts to defend yourself against political violence and the awful truth that you really can't, and based on my experience during 2006 when I repeatedly received mailings of fake anthrax, much of what we assume is security is actually just security theater. B-Block (35:10) THE WORST PERSONS IN THE WORLD: The leader of a Trumpler Youth Group named Brilyn Hollyhand thinks Trump was endangered by a "riffle." Speaker Mike Johnson's thumb is fine but Trump seems to be suffering from thumb erectile dysfunction. And his swipe at Taylor Swift may have cost him the support of Patrick Mahomes' wife Brittany because hatred and racism is cool but insulting Tay Tay is a bridge too far. C-Block (41:45) A SPECIAL SPORTSCENTRAL CENTER UPDATE: Baseball's annual suicide attempt. As the World Series TV audience shrinks to 10% of what it was fun 1978, what does the game need? Giant ADS on BOTH SIDES of every player's batting helmet! Along with a picture of an OSTRICH.See omnystudio.com/listener for privacy information.
Stigall has boiled down the left's official message to anyone challenging them. 24 hours after another attempt on Trump's life and few are asking questions except one neighboring county sheriff. News media is characteristically incurious while actually blaming Trump and people who support him for the event. Congressman Scott Perry has been the target of an overzealous FBI and responds to Hillary Clinton that - among other suggestions - we should be "punished" for misinformation. Millions of migrants being thrust into communities like Springfield Ohio is backfiring spectacularly on the left as well as they attempt to falsely blame Trump and Vance for threats there. And the CEO of JP Morgan warns of something worse than a recession possibly in the offing. Steve Moore joins Stigall to discuss what the next year could bring even with a Trump win. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.
SERIES 3 EPISODE 28: COUNTDOWN WITH KEITH OLBERMANN Republican candidate Domestic J. Terrorist has now broken the record for most sharks jumped in a single day – electric sharks, with frickin laser beams on their heads – and is claiming he was the target of another assassination attempt in which no shots were fired and none of it happened nearer than 400 yards away from him and there's no video and a preliminary ID shows a career criminal who was posting about his Republican dream ticket of Nikki Haley and Vivek Ramaswamy and within minutes Trump was fund-raising off it and trying to erase the memory of a post he'd made earlier in which he declared without context or rationality quote “I HATE TAYLOR SWIFT.” Meanwhile his running mate Jayvee Vance confessed on national television that he “creates” stories like this lie about a city in the state he represents in the Senate, a lie that has led to the evacuation of schools, a hospital and a university and city offices, and if he cannot be forced to resign his office, there must be at minimum on the Senate floor TODAY, a motion to expel or at LEAST censure him. Oh and Kamala Harris's lead over this procession of train wrecks – so many train wrecks that some of them wrecked while still at the STATION, while still in the TRAIN SHEDS – Kamala Harris's lead has extended to SIX points among likely voters.See omnystudio.com/listener for privacy information.
Monday, September 16th, 2024Today, threats of violence in Springfield Ohio increase after Republican lies about the Haitian immigrant community; Florida has been sued for using taxpayer money on a website promoting a Republican spin on the abortion initiative; Republicans are subpoenaing the Veterans Affairs to grill them on why they're registering veterans to vote; a settlement forces a Florida school district to restore LGBTQ+ books; a black man was found dead in North Carolina against tree with rope around his neck; opioid deaths have hit a three year low but are still higher than pre-pandemic levels; the Colorado mother that opposed reunification therapy for her kids will not be going to jail; and Allison and Dana deliver your good news.Helix is offering up to 25% off all mattress orders AND two free pillows for our listeners! Go to https://www.helixsleep.com/dailybeans.Give to the Kamala Harris Presidential CampaignKamala Harris — Donate via ActBlue (MSW Media's Donation Link)https://www.patreon.com/muellershewrote/membershipThere is a new “Harris For President” Patreon tier that gets you: Ad-free and early Beans and JackAll of the bonus episodes including the weekly wrap up an your notes and linksInvites to monthly happy hoursHarris for President Tee Shirt (Message us your size please!)Stickers (while they last)Access to the private Beans facebook group$2 of your first month will go to the Harris/Walz Campaign]StoriesGOP lawmakers to subpoena VA over decision to register voters at medical facilities before presidential election (Stars And Stripes)Javion Magee of Aurora, found dead against tree with rope around neck, not lynched, NC sheriff says (ABC7Chicago)Florida sued for using taxpayer money on website promoting GOP spin on abortion initiative (AP News)Florida school district must restore books with LGBTQ+ content under settlement (AP News)Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill https://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsPublic Service Loan Forgiveness (PSLF) (studentaid.gov)Hospice care (medicare.gov)Medicare Hospice Benefits PDF (medicare.gov)Fire in the Whole Embracing Our Righteous Anger with White Christianity and Reclaiming Our Wholeness Robert G. Callahan, II (wjkbooks.com)https://www.instagram.com/rcallahan_wacoNew “Harris for President” Patreon Tierhttps://www.patreon.com/muellershewrote/membershipvote.org Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.com Follow AG and Dana on Social MediaDr. Allison Gill https://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts
-- On the Show: -- Donald Trump survives another assassination attempt, this time from 58-year-old former Trump voter Ryan Wesley Routh -- While Joe Biden and Kamala Harris' reactions to the second failed assassination attempt of Donald Trump are quite sane, Elon Musk's reaction was very much the opposite -- Donald Trump self-destructs when asks how tariffs work, reminding us about his economic incompetence -- Jill Stein collapses under basic questioning from Angela Rye on a recent episode of The Breakfast Club -- A sick-looking and confused Donald Trump holds one of the strangest press conferences we've seen -- A turbo-glitching Donald Trump holds a rally in Las Vegas, Nevada, at which he misgenders Latin music star Nicky Jam as being a "hot" woman and generally falls apart -- A slurring Trump holds a wildly low energy rally in Tucson, Arizona at which he claims to have "won" the debate against Kamala Harris -- JD Vance admits he "created" the story about migrants eating cats and dogs during a disgusting interview with CNN's Dana Bash -- Donald Trump suffers a total meltdown after Taylor Swift endorses Kamala Harris, posting to Truth Social "I HATE TAYLOR SWIFT" -- On the Bonus Show: Trump plans to visit Springfield Ohio after baseless immigrant claims, Laura Loomer's cozy relationship with Donald Trump, Trump lashes out at NASDAQ over trading half of Truth Social, much more...
Steve, Todd, and Aaron are joined by BlazeTV host Jill Savage for the Deace Group, and the roundtable discusses how the culture war came for Springfield, Ohio, and why it could end up being a defining issue of the 2024 election. In Hour Two, it's another round of Feedback Friday. Learn more about your ad choices. Visit megaphone.fm/adchoices
Former Customs and Border Protection Commissioner Mark Morgan says Springfield, Ohio's Haitian migrant crisis is the direct result of the Biden-Harris administration's open border policies. “It's why we've been saying for a very long time that every state is a border state,” he says. Additional interviews with Alan Dershowitz on Merrick Garland's comments that the Justice Department will not become a political weapon after Trump criticisms and Rep. Tim Burchett. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Trump campaign is in trouble, John Legend reminds people he's from Springfield Ohio, and Shannon Sharpe has an embarrassing Instagram live moment. PreBorn Get 50% off your first month at http://www.PureTalk.com/Owens Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Subscribe to Club Candace: https://www.clubcandace.com Join The Candace Community on Locals: https://candace.locals.com #CandaceShow #Candace #CandaceOwens #News #Politics #Culture #PopCulture
In hour 3, Chris talks about Kamala's start in politics, thanks to a 1995 ABC news video that's surfaced with some funny stuff. Then we talk about Haitians in Springfield Ohio and what their diet is like... For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices
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WWI monument ignored in New York. Longtime residents of Springfield Ohio ignored. John Heidt with guitar news. Heard On The Show: ‘Without regard for human life': Prosecutors add murder charges against driver in deadly Park Tavern MPD applications jump 45%, Mayor says ‘imagine' campaign working How to watch the presidential debate between Trump and Harris Learn more about your ad choices. Visit megaphone.fm/adchoices
WWI monument ignored in New York. Longtime residents of Springfield Ohio ignored. John Heidt with guitar news.Heard On The Show:‘Without regard for human life': Prosecutors add murder charges against driver in deadly Park TavernMPD applications jump 45%, Mayor says ‘imagine' campaign workingHow to watch the presidential debate between Trump and Harris Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The clock is ticking on our chance to save red America from the invasion. Conservative media is busy jousting with the leftover questionable stories of Haitian invaders cooking cats, but that is allowing us to distract from what we do know. We have millions of invaders now flooding smaller cities and fundamentally changing them. I explain the need for a two-pronged approach, with House Republicans refusing to fund Biden's amnesty programs and red states refusing to allow them in. Unfortunately, conservatives at the national level are so divided that we can't even have an effective budget strategy. I warn that Biden is gradually granting legal status to these people, which will accelerate birthright citizenship and make it even harder for red states to slow the takeover. At the end, I change gears and discuss a new shocking revelation about the COVID shots causing urinary tract infections and how CDC officials knew about this from as early as December 2020! Learn more about your ad choices. Visit megaphone.fm/adchoices
If you don't have the supply of racism necessary to make America appear to be a racist country, how could you increase the supply? Well, you could just make it up. Or you could take a town like Springfield, Ohio, that had 60,000 residents, and you could bring into it 20,000 Haitian mostly illegal immigrants. They've come in apparently being promised jobs, secret jobs.m We also have to pay attention to something. When you import mass numbers of people from an island like Haiti, which is to be frank, hell on earth, these people cannot come here and be expected to enter into the fabric of America.What does God's Word say? Proverbs 16:12 ESV It is an abomination to kings to do evil, for the throne is established by righteousness.Episode Links:How “Secret Jobs” Drove ~20,000 Haitians--likely all illegal immigrants--into Springfield, Ohio. Illegal invading Haitians eat the neighborhood pets and protect wildlife. Concerned citizens speak at city council meetingAs 20,000 non-citizen Haitians destroy a town in Ohio and reportedly kill and eat peoples pets, here is Border Czar Kamala Harris bragging about allowing them to flood into our country: "We extended Temporary Protected Status to over 100,000 Haitian Migrants...They need support"REVEALED: Tim Walz helped secure millions in US funds for research center tied to Wuhan lab. Walz reportedly pushed for a $5 million federal earmark for the center in 2008 as well as helped it get $2 million as a congressman.REGIME MEDIA: ABC's Rachel Scott Dumps on Elon MuskDick Cheney Joins Vladimir Putin in Backing Kamala Harris.Legacy Media Now: Donald Trump is an extreme radical who has destroyed the principled Republican Party of Dick Cheney. Legacy Media Then: Dick Cheney is everything America most hates about Republican radicalism and is less popular than herpes.Ashley St. Clair: “See how they use Trump as the cover photo for this Russia story to imply influencers were paid to support him?Alan's Soaps alansartisansoaps.comUse coupon code ‘TODD' to save an additional 10% off the bundle price.Bioptimizershttps://magbreakthrough.com/toddfreeStart your journey to better health with MassZymes. Visit bioptimizers.com/todd today to get your MassZymes 10% off. Bonefroghttps://bonefrogcoffee.com/toddMake Bonefrog Cold Brew at home! Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark CapitalBulwark Capital Management (bulwarkcapitalmgmt.com)Learn about Bulwark's strategies with their FREE Common Cents Investing Guide. Get yours by calling 866-779-RISK or go to KnowYourRiskRadio.com.EdenPUREhttps://edenpuredeals.comUse code TODD3 to save $200 on the Thunderstorm Air Purifier 3-packGreenHaven Interactive Web Marketinghttps://greenhaveninteractive.comGet more leads & customers! Show up on Google. Dave is here to help. Renue Healthcarehttps://renue.healthcare/toddYour journey to a better life starts at Renue Healthcare. Visit https://renue.healthcare/todd
Today the Chicks chat about what to expect at tomorrow's debate, Kamala's big website update that includes policy details, and what Haitian immigrants are doing to pets in Ohio.Your privacy matters. Go to our sponsor https://aura.com/chicks to get a 14-day free trial and see if any of your data has been exposed. Visit https://ruffchicks.com to get your FREE Jumpstart Trial Bag of Ruff Greens for Dogs or NEW Meow Greens for Cats.Learn about Bulwark's strategies with their FREE Common Cents Investing Guide. Get yours by calling 866-779-RISK or go to https://knowyourriskradio.com
In this episode, Lisa delves into the impact of illegal immigration under the Biden administration, focusing on Springfield, Ohio. Mayor Rob Rue discusses the significant influx of illegal immigrants in his city, which has strained local resources such as public safety, health services, and education. He highlights the challenges posed by the rapid demographic changes and the community's concerns. Mayor Rue also emphasizes the need for federal action to support smaller cities like Springfield, which are struggling to cope with the increased demand for services due to federal immigration policies. The Truth with Lisa Boothe is part of the Clay Travis & Buck Sexton Podcast Network - new episodes debut every Monday & Thursday. See omnystudio.com/listener for privacy information.
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