Podcasts about BACS

Pour les adolescents issus de bacs technologiques industriels, la Prépa TSI représente une voie d'excellence vers les écoles d'ingénieurs. Cette filière exigeante mais très structurante permet de consolider les compétences scientifiques et technologiques tout en préparant efficacement aux concours d'entrée des grandes écoles. Comprendre son fonctionnement, son programme, ses attendus et ses débouchés est essentiel pour aider votre enfant à faire un choix post-bac éclairé.✅ DANS CET ÉPISODE, NOUS ABORDONS :Présentation de la Prépa TSI et public viséBacs technologiques éligibles et passerelles possiblesProfils d'élèves et qualités nécessairesProgramme scientifique et technologique de la filièrePédagogie et encadrement en prépaAccès à la Prépa TSI et sélection ParcoursupConcours et écoles accessiblesDébouchés professionnels après la Prépa TSILa vie en prépa : rythme, autonomie et cohésion

Pour un élève moyen en classe de Seconde il peut être tactique de choisir un bac technologique qui correspondra bien à son profil. Pourquoi? Pour reprendre confiance en lui et se constituer un meilleur dossier, par exemple. Il existe 8 bacs technologiques. ✅ DANS CET ÉPISODE NOUS ABORDONS :les 8 bacs technologiques

Le Bac STAV Sciences et Techniques de l'Agronomie et du Vivant, est l'un des 8 bac technologiques accessibles après la seconde générale et technologique. Ce bac technologique est uniquement proposé par les lycées agricoles, publics ou privés. Ce Bac STAV Sciences et Technologies de l'Agronomie et du Vivant s'adresse aux élèves manifestant de l'intérêt pour l'environnement et les défis sociétaux en lien avec l'alimentation et les territoires.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STAV

Le bac STMG permet de découvrir des nouvelles matières : le droit, l'économie, la science de gestion et le management. Ce bac propose un enseignement plus concret. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STMG

Ce bac technologique s'adresse aux élèves qui ont un certain niveau en danse, en musique ou en théâtre et qui souhaitent continuer leur lycée en pratiquant leur passion. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac S2TMD

Le bac STHR, Sciences et technologies de l'hôtellerie et de la restauration, est pour vous, si vous êtes attiré par le monde de l'hôtellerie et de la restauration.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STHR

Le BAC STD2A, Sciences et Technologies du Design et des Arts Appliqués, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les secteurs de l'art, de la conception et la réalisation d'objets ou d'espaces.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STD2A

Le BAC ST2S, Sciences et Technologies de la Santé et du Social, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les relations humaines, les études du paramédical et du social.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac ST2S

Le BAC STL, Sciences et Technologies de Laboratoire, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les cours de sciences comme la SVT ou la chimie et par les travaux pratiques et les expériences en laboratoire.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STL

Le BAC STI2D s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par l'industrie, l'innovation technologique, la préservation de l'environnement et la conception de nouveaux produits.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STI2D

Le bac STHR, Sciences et technologies de l'hôtellerie et de la restauration, est pour vous, si vous êtes attiré par le monde de l'hôtellerie et de la restauration.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STHR

Le BAC ST2S, Sciences et Technologies de la Santé et du Social, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les relations humaines, les études du paramédical et du social.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac ST2S

Le BAC STL, Sciences et Technologies de Laboratoire, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les cours de sciences comme la SVT ou la chimie et par les travaux pratiques et les expériences en laboratoire.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STL

Ce bac technologique s'adresse aux élèves qui ont un certain niveau en danse, en musique ou en théâtre et qui souhaitent continuer leur lycée en pratiquant leur passion. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac S2TMD

Le bac STMG permet de découvrir des nouvelles matières : le droit, l'économie, la science de gestion et le management. Ce bac propose un enseignement plus concret. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STMG

Le BAC STD2A, Sciences et Technologies du Design et des Arts Appliqués, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les secteurs de l'art, de la conception et la réalisation d'objets ou d'espaces.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STD2A

Le Bac STAV Sciences et Techniques de l'Agronomie et du Vivant, est l'un des 8 bac technologiques accessibles après la seconde générale et technologique. Ce bac technologique est uniquement proposé par les lycées agricoles, publics ou privés. Ce Bac STAV Sciences et Technologies de l'Agronomie et du Vivant s'adresse aux élèves manifestant de l'intérêt pour l'environnement et les défis sociétaux en lien avec l'alimentation et les territoires.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STAV

Le BAC STI2D s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par l'industrie, l'innovation technologique, la préservation de l'environnement et la conception de nouveaux produits.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STI2D

Pour un élève moyen en classe de Seconde il peut être tactique de choisir un bac technologique qui correspondra bien à son profil. Pourquoi? Pour reprendre confiance en lui et se constituer un meilleur dossier, par exemple. Il existe 8 bacs technologiques. ✅ DANS CET ÉPISODE NOUS ABORDONS :les 8 bacs technologiques

Financial fraud is evolving fast — are you ready to spot it before it hits? In this power-packed session, fraud prevention expert Sunny Banerjee shares insider strategies to detect, stop, and stay ahead of threats like BEC scams, pig butchering, and real-time payment fraud. Walk away with enterprise-level controls and simple, actionable steps to safeguard your business and clients for years to come.

Ludovic Bacs is a Toronto based DJ and music programmer at the club Sounds Good. Ludo sat down with us to discuss Romania becoming too expensive, DJjing on a Wednesday afternoon, PBR&B, spending summers in Romania as a kid, whether or not Tony Price goes to the gym in a suit, learning to DJ in high school, Facebook events, throwing his first party in a condo party room in North York, getting truckers to smuggle discount booze over the border, Deadmau5, having a sense of humour about party fliers, his first time going to Detroit, Montreal dance floors, knowing how to read a crowd, winter parties, Acute Pizza, the best Cevapi in Toronto, Mexico City, cost vs value and much more!Ludovic BacsJosh McIntyreNick Marian----COLD PODJoin us on Patreon to access all episodes and weekly one on one podshttps://www.patreon.com/c/coldpod

Dining out on acronymsWe use abbreviations every day - in writing, texting, note-taking, talking and, of course, in paymentsThere are a few different categories of abbreviations, and acronyms is one of themWhen you shorten a phrase by using just the first letter of each word and then pronounce it as a new word, you're using an acronymPayments aficionados often dine out on acronyms with the first letters often replacing the full phraseIt's been a while since Direct Debits were processed by Bankers Automated Clearing Services or you purchased your house with a payment sent via the Clearing House Automated Payment ServiceIt has been many years since both Bacs and CHAPS entered our vocabulary as clear derivations of long established payment scheme namesBack in 2006/7 a name was needed for a new kid on the payments blockIt was time to invent a name for the near real time payment system scheduled for introduction by the UK banks in May 2008.Today's global payments naming convention would have led to this new payment type to be christened Instant Payments but 2006/7 was a long time ago and, as a deferred net settlement or Near Real Time system with a SLA time of 2 hours perhaps an “instant” moniker would not have been appropriate.For a time it looked like the new payment type might be called Immediate Payments but if “instant” didn't work then it was unlikely that “immediate” would either. Also, an additional complication that was that Immediate Payments Limited wasn't a company that the Payment System Operator (at the time CHAPS Clearing Company Limited) owned.So with a distinct lack of creative innovation we ended up with a Faster Payment and an acronym of FPS - with the “S” being interchangeable between Service, System and Scheme!Today, we all know Faster Payments (and don't really care about what the “S” stands for) but did you know that, in 2008, the UK nearly ended up with what was referred to as a Scandinavian model designed to deliver a “same day Bacs1”?The term “Swedish model” is referred to as the special institutional arrangements of a society that is sometimes described as a middle way between capitalism and socialism.In the second half of the first decade of the 2000's a different type of Swedish model was about to take centre stage for the “same day Bacs” payment type slated for launch in May 2008.In response to the demand for a “same day Bacs” payment by Payment Systems Task Force set up by the Office of Fair Trading (OFT) the industry initially offered ELLE(Early for Late and Late for Early) where a payment submitted by midday would be delivered by close of business that day and one submitted after midday would be delivered by midday the next day.However, in December 2005 the Payment Systems Task Force accepted an APACS2recommendation for a still more ambitious target on payment times to ensure access to funds within a couple of hours of any payment being made, and allowing payments to be sent 24 hours a day, 7 days a week, to be available by November 2007 (later amended to May 2008).With the ELLE acronym ceasing to be relevant and naming options including instant and immediate not really working the industry opted for the easy option of a Faster (than Bacs) Payment - along with three variations of “S”.And the rest, they say, is history - interestingly despite the “couple of hours” translating into a two hour SLA the Faster Payment Scheme has actually delivered an instant or immediate transfer of funds between the remitter and the beneficiary (albeit with a deferred net settlement happening in the background) so, perhaps, an instant payments moniker could have been used instead of defaulting to a Faster (than what?) Payment.Whilst the naming convention may leave a lot to be desired we should be thankful that sense prevailed and the “same day Bacs” design chosen was the Faster Payments Scheme / Service / System that we have enjoyed for the last 15 years - the UK would have been mush poorer with Elle.

Ce matin, lundi 26 mai avec Vincent, Marie-Ève et Jean-Michel Josiane Aubuchon et les déjeuners Vincent vend quelque chose dans ses crushs Les chansons à écouter selon votre horoscope de la semaine ?

Baked Beans, Spaghetti Hoops & Macaroni CheeseA Light Hearted Tinned Food Tour of UK Payment Systems

What would you sacrifice for freedom? For Monet Bacs, Strategic Director at the LIBRE Initiative in Arizona, her father's answer was clear—everything. In this moving episode, host David From sits down with Monet to explore the legacy of her father, who fled Guatemala in search of opportunity, safety, and a future he couldn't find at home. Arriving in the U.S. as a teenage exchange student who spoke no English, Monet's father built a life rooted in hard work, sacrifice, and unwavering belief in the American Dream. “I'd rather be homeless in America than live under tyranny,” he once said—and he lived those words, choosing struggle in freedom over comfort in oppression. Monet also opens up about her grandfather's horrifying experience in communist Cuba and how her father's heartbreaking death during COVID, amid a broken healthcare system, ignited her passion for meaningful policy reform. Today, she works through the LIBRE Initiative to empower Hispanic communities with access to economic opportunity, education, and better healthcare—carrying forward the legacy of sacrifice and service passed down by her father. It's a powerful story of resilience, purpose, and what it truly means to honor freedom.

Who built John? We find out that it takes more than just a village/borough/nation to raise such a superhunk. He has an entire team behind him, like all of the top athletes of his generation. And not just any top athlete superhunk, but one on the verge of yet another birthday.With this year's birthday, Elis has pushed the present boat out even further than the standard BACS. John's got more gifts coming out of his A than he does roulade, and they will no doubt be sweet and wreak yet more havoc on his energy levels.Plus there's loads of other stuff to get into including the struggles of eating a big salad, yet more wins and a belting follow up to Elis's paint travails.Get in touch via WhatsApp on 07974 293 022 or elisandjohn@bbc.co.uk if you're more old school.

Le bac STHR, Sciences et technologies de l'hôtellerie et de la restauration, est pour vous, si vous êtes attiré par le monde de l'hôtellerie et de la restauration.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STHR

Schweizer Firmen geraten je länger, je mehr in das Visier von Cyberkriminellen. Es ist sogar die Rede von 200 Millionen Angriffen pro Monat. Das Bundesamt für Cybersicherheit soll deshalb mehr Budget erhalten.

Welcome to another exciting episode of Digitals in Accrual World! This week, we're dissecting the latest tech updates in the accounting world. FreeAgent introduces property ownership splitting for the MTD rollout, GoCardless partners with Form3 to enhance BACS payment connectivity, Link My Books joins the Visma family, and Ignition debuts auto-pricing tools to streamline revenue operations. We also delve into Modulr's integration with Nomi for seamless payroll payments and Ecologi's acquisition of Net Zero Now to help businesses achieve net-zero emissions. Plus, an insightful interview with Matt Lowry from ApprovalMax on combatting fraud in the age of AI. Stay tech-savvy and fraud-free, folks!   00:00 Coming Up 00:50 Intro ~~~~~~~~~~~~~~~~ App News 03:05 FreeAgent Update: Line by line property split  03:53 GoCardless to provide BACs payments 04:58 Linkmybooks joins Visma 07:34 Ignition introduces autopricing 09:44 Modulr Nomi integration 11:19  Ecologi acquires Net Zero Now ~~~~~~~~~~~~~~~~~~~~~~ 16:36 Combatting Fraud - ApprovalMax 23:44 Like and Subscribe

2025. március 04., csütörtök 9-10 óra Verseny az arany szobrokért - Az idei Oscar díjkiosztó értékelése Magyar idő szerint március 3-án, hétfő hajnalban rendezik meg az idei Oscar-gálát, mi pedig megint szurkolhatunk egy magyar jelöltnek: Jancsó Dávidot a legjobb vágás kategóriájában jelölték A brutalista című filmen végzett munkájáért. A brutalista az idei Oscar-díj egyik nagyágyúja a tíz jelölésével, de mi a helyzet a többi filmmel? Telex: Ezek az idei Oscar-jelöltek – mit érdemes róluk tudni? Dudás Viktor, filmszakértő EQUILOR TŐZSDENYITÁS: Czibere Ákos, elemző HEURÉKA ÉLMÉNY: A kvantumkommunikáció vajon mi? A kvantumkommunikáció számos érdekes megoldást kínál számunkra, mint a kvantum alapú kulcsszétosztás, kvantum alapú véletlenszámok, illetve a kvantuminternet. Tekintettel arra, hogy a február 3-i Millásreggeli adásban a kvantumszámítógépekről beszélgettünk, most a fókuszt a kvantumkommunikációra, ennek az üzleti jelentőségére, a Quantum Innovation Summit-on elhangzott víziókra és a magyar fejlesztésekre/lehetőségekre helyezzük. 2025. február 25-27. között rendezték meg meg Dubajban a Quantum Innovation Summit 2025 rendezvényt. Quantum Innovation Summit 2025 a kvantum nemzetközi éve, egészen pontosan a kvantumtudomány és kvantumtechnológia nemzetközi éve (International Year of Quantum Science and Technology), https://quantum2025.org/ Egyébként is évente egyre több kvantumos szakmai rendezvény volt, de 2025-ben még több/még hangsúlyosabb rendezvények vannak szerte a világon. Quantum Innovation Summit-et február 25-27. között szerveztek meg Dubajban. Immár második alkalommal volt ez a rendezvény Dubajban, de első alkalommal vettek részt rajta magyarok. Magyarországról hárman utaztak ki, az egyik magyar delegált egy hazai cégtől, a másik magyar delegált egy hazai kutatóintézettől, Bacsárdi László pedig a Műegyetem képviseletében. Bacsárdi László, a BME Hálózati Rendszerek és Szolgáltatások Tanszékének egyetemi docense

Bacstel-IP: In the room where it happenedSummaryIn this podcast episode of Payments Unpacked, Mike Chambers reflects on the Bacstel IP migration, a significant technological overhaul in UK banking that took place 20 years ago. He discusses the challenges and successes of migrating over 100,000 organisations to a new internet-based payment system, highlighting the importance of collaboration among banks, software providers, and IT teams. The episode emphasizes the legacy of this migration and its impact on modern payment systems in the UK.TakeawaysThe Bacstel IP migration was a pivotal moment in UK banking.Over 100,000 organizations migrated to a new payment system.The project involved extensive planning and collaboration.Bacstel IP improved security, speed, and efficiency of payments.The migration was largely successful, with high user satisfaction.Bacs processes a significant portion of UK salaries and payments.The transition was largely unnoticed by the general public.The project was part of a £100 million technology renewal program.Key individuals played crucial roles in the migration's success.The legacy of the migration continues to shape financial technology today.Sound Bites“In the room where it happened”"It was one of those pivotal moments."Chapters00:00 The Bacstel IP Migration: A Historical Overview02:59 The Impact of Technology on UK Payments05:45 Reflections on Success and Legacy

Le tri des déchets, c'est la base ! Parfois ce n'est pourtant pas en place dans certaines entreprises. Nadine s'est vu confié cette mission et en a profité pour s'occuper du sujet des mégots de cigarette (qui occupaient alors les pots de fleurs). Elle explique pas à pas la démarche pour que les fleurs retrouvent leur place et que les mégots soient valorisés en combustible, dans cet épisode "retour d'expérience" ___________________ Restons en contact : Site internet : ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ecoloauboulot.jimdofree.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ E-mail : cassandre@ecoloauboulot.fr LinkedIn : ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/ecolo-au-boulot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram : ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ecolo_auboulot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Le livre : "Ecolo au boulot, 60 écodéfis pour s'engager" aux éditions Jouvence

Le BAC ST2S, Sciences et Technologies de la Santé et du Social, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les relations humaines, les études du paramédical et du social.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac ST2S

This week Clint speaks with Christy Goodwin. Christy joined the Louisiana Baptist Children's Home & Family Ministries staff in May 2019 as a Foster Care and Adoption Specialist for the Shreveport region. In May 2024, Christy was appointed as Connect1Child Director of Foster Care & Adoption Services. Christy received a Bachelor of Arts in Sociology from Louisiana Tech University and a Master of Social Work from Stephen F. Austin State University. Christy is a Licensed Clinical Social Worker with over 10 years of experience in foster care and adoption. She and her family also had the opportunity to serve as foster parents in Orleans Parish while her husband attended New Orleans Baptist Theological Seminary. Christy is passionate about individuals, families, churches and organizations working together to respond to the current foster care crisis. When asked about her favorite part of her job, Christy said, "When a gospel-centered person or family answers the call to foster, I love seeing their friends, families and church members wrap around them with practical support and prayer. With Connect1Child, no one fosters alone."    Handles:  Facebook: @connect127.org Instagram: @connect1childlbch Website: www.connect1child.org

SITE INTERNET : https://www.f2asystemes.com/

SITE INTERNET : https://www.f2asystemes.com/

2025. február 3., hétfő 9-10 óra MIHÁLOVITS GAZDA: A takarmány célú rovarpiac forradalmi robbanás előtt áll: szakértői becslések szerint az évtized végére az EU-ban eléri az évi 2 milliárd eurós összforgalmat, éves szinten 1 millió tonna rovarlisztet termelve. A magyar Agroloop Hungary Kft. hivatalosan is megnyitotta 13 ezer négyzetméteres takarmányfehérje-gyártó üzemét az üllői Aerozone Parkban, amiről a cég társalapító-ügyvezetőjével, Percze Rajmonddal beszélgettünk. TŐZSDENYITÁS: Varga Zoltán, az Equilor Befektetési Zrt. senior elemzője számolt be nekünk a nyitást követően kialakult árakról, hírekről. HEURÉKA ÉLMÉNY: 2024. június 7-én az ENSZ 2025-öt a kvantum évének nyilvánította. Mi a kvantumtechnológia alapja. Milyen pillérei vannak a kvantumtechnológiának Európában? Hol tart a kvantumszámítógépek fejlődése? Számos kérdéssel bombáztuk Bacsárdi Lászlót, a Budapesti Műszaki Egyetem Hálózati Rendszerek és Szolgáltatások Tanszék, egyetemi docensét.

Veszélyesek-e a kényszergyógykezeltek a társadalomra? Ha nem, mégis mért vannak bezárva? A magyar pszichiátriai ellátórendszer problémáiról és a legnagyobb hazai intézet, a szentgotthárdi viszonyairól egy új könyv, A láthatatlanok apropóján beszélgettünk a szerzővel, Bacsák Dániellel és Boros Ilonával, a TASZ Egyenlőség programjának vezetőjével.See omnystudio.com/listener for privacy information.

A magyar pszichiátriai ellátórendszer problámáiról és a legnagyobb hazai intézet, a szentgotthárdi viszonyairól egy új könyv, A láthatatlanok apropóján beszélgettünk a szerzővel, Bacsák Dániellel és az intézet egykori igazgatójával, Kapócs Gáborral.See omnystudio.com/listener for privacy information.

Le Café de l'e-commerce, c'est le podcast qui vous propose de faire votre veille e-commerce, différemment, dans vos oreilles, même quand il fait moche et que c'est déjà la rentrée.Dans cet épisode, on rattrape l'été. Vous pensiez avoir tout louper des news e-commerce pendant la trêve estivale : cet épisode est le vôtre !

Scientists have found unsettling details about the potential health risks of common household cleaning products. And yet Big Cleaning capitalizes on fear of germs, bacteria, and disease to sell us home cleansers with traditional chemical compounds on the regular.It behooves us to ask ourselves whether the ways things have always been done align with our own values. On today's show Zac Kieffer argues it's high-time we redefine what it means to clean. Here's a preview:[3:00] Three reasons why it's important to perpetually question the way we clean and disinfect[8:00] Are you disinfecting correctly? (Answer: Probably not.)[16:00] Ammonia! 2-Butoxyethanol! BACs! Here's what cleaning companies don't want you to know about the (very powerful) chemical compounds in traditional cleansers[21:00] Big Cleaning and fear-based marketing[28:00] Does microfiber = microplastics? Resources mentioned: Episode #417: How To Buy Soap  E-Cloth (Minimalists15 for 15% off site-wide) Cleaning Products Emit Hundreds of Hazardous Chemicals, New Study Finds (via EWG)   This show is listener-supported. Thank you for supporting! Join our (free!) Facebook community here. Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube @sustainableminimalists Say hello! MamaMinimalistBoston@gmail.com.

Scientists have found unsettling details about the potential health risks of common household cleaning products. And yet Big Cleaning capitalizes on fear of germs, bacteria, and disease to sell us home cleansers with traditional chemical compounds on the regular. It behooves us to ask ourselves whether the ways things have always been done align with our own values. On today's show Zac Kieffer argues it's high-time we redefine what it means to clean.   Here's a preview: [3:00] Three reasons why it's important to perpetually question the way we clean and disinfect [8:00] Are you disinfecting correctly? (Answer: Probably not.) [16:00] Ammonia! 2-Butoxyethanol! BACs! Here's what cleaning companies don't want you to know about the (very powerful) chemical compounds in traditional cleansers [21:00] Big Cleaning and fear-based marketing [28:00] Does microfiber = microplastics?   Resources mentioned: Episode #417: How To Buy Soap  E-Cloth (Minimalists15 for 15% off site-wide) Cleaning Products Emit Hundreds of Hazardous Chemicals, New Study Finds (via EWG)   This show is listener-supported. Thank you for supporting! Join our (free!) Facebook community here. Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube @sustainableminimalists Say hello! MamaMinimalistBoston@gmail.com.

Send us a Text Message.Join BAF and BACs, Sammy and Snow, along with our Peanut Gallery, Adam and Anna, as we rank our top 5 table games—board or card! It's a fun episode where we also discuss the themed Monopoly games we'd love to see!Support the Show.Don't forget to follow us on Instagram for show updates, plus behind-the-scenes photos of the drinks we've enjoyed on the show and pint review cards!"If you're enjoying our show, please consider leaving us a 5-star review on Spotify, Goodpods, or Apple Podcasts! Your support means the world to us."Don't miss out on our exclusive offers and ways to support the show:- Elevate your beard game with amazing products like Beard oil, Balm, Cologne, and more from https://copperjohnsbeard.com. Use code BAF10 at checkout for a 10% discount!- Fuel your day with kickass coffee from http://coffeebros.com. Use code BAF10 at checkout for 10% off your order!- Subscribe to our Patreon for access to UNCUT, RAW shows in video form, and early episode releases for just $5 a month! Click the link below to join: https://www.patreon.com/barrelagedflickspodcast- Explore our selection of T-shirts, Hoodies, Tank tops, and more at our new Barrel Aged Flicks podcast Store: https://whatamaneuver.net/collections/barrel-aged-flicks-podcast- Dive into the amazing network at www.deluxeeditionnetwork.com and discover other kickass podcasts!And don't forget to follow us on social media for updates:- Instagram: https://www.instagram.com/barrelagedflickspodcast/- Facebook: https://www.facebook.com/barrelagedflickspodcast- Twitter: [Insert Twitter handle here]

Jonny Fry is Group Head of Digital Assets Strategy for ClearBank Ltd, established in 2015 becoming the first bank in over 250 years to be regulated as a clearing bank in the UK. Jonny is also CEO of TeamBlockchain Ltd as research and publishing firm that produces Digital Bytes, a weekly analysis focused on the commercial opportunity of using blockchain technology and digital assets. He is a NED of TURN, a blockchain-powered reporting platform for the asset management industry and is an advisor to a number of other firms. Jonny is chairman at Gemini Capital UK,  which owns a Dublin based fund administration platform where he is regulated by the Central Bank of Ireland. For over 20 years Jonny was CEO of Premier Asset Management Plc, a London Stock Exchange-listed asset management company. RECORD OF EXCELLENCE Respected speaker and moderator, Jonny Fry is a recognized figure in blockchain and digital assets sectors, earning him the CryptoA.M. 2022 "Influencer of The Year" Award.   More about ClearBank ClearBank are the UK's 5th clearing bank (Barclays, HSBC, Lloyds and NatWest being the others). They are Direct Participants of Bacs, CHAPS, Faster Payments and C&CCC, as well as being Principal Members of Mastercard and Visa. ClearBank also provide an API driven multi-currency solution (12 currencies) offering 24 x 7 access to the UK Payment Schemes processing payments in almost real time. All funds are held at the Bank of England, ClearBank does not lend or provide overdrafts/credit – Client funds are therefore accessible in full, 24 x 7. LinkedIn ,Twitter --- Support this podcast: https://podcasters.spotify.com/pod/show/crypto-hipster-podcast/support

Acquired by Mastercard in 2017, the UK's Vocalink manages the UK's Bacs payment system, ATM LINK switching platform, and the Faster Payments System, FPS. To make this more tangible, consider these statistics: Vocalink processes over 90% of UK salaries, more than 70% of household bills, 98% of state benefits, and powers 60,000 ATMs.  Vocalink's influence goes beyond the UK, with technology that powers fast payments infrastructure in countries such as the US, Thailand, Sweden, the Philippines, Peru, and Saudi Arabia - just to name a few. Vocalink's origin story, which began in 1998, spurred payments modernization efforts worldwide. For this episode, we sat down with Gregor Dobbie, former CEO of Vocalink, to discuss what we can learn from Vocalink's journey and what the future holds for core payment systems.

A Missouri court recently found NAR, HomeServices of America and Keller Williams liable for $1.8B in damages for conspiring to keep commissions artificially high.   And there's a long list of copycat lawsuits advocating a shift in the way commissions are paid in real estate.   So, what might that look like? What does it mean for you and your business?   Rob Levy has been a licensed Portland REALTOR since 1988 and currently serves as Principal Broker with The Rob Levy Real Estate Team, a top-producer in the Pacific Northwest.   On this episode of The Portland Real Estate Podcast, Rob joins hosts Joe Fustolo and Steve Nassar to walk us through the lawsuits against NAR and discuss how buyer's agents might be paid in the future.   They describe how the decoupling of commissions will impact first-time homebuyers and why buyer's agents will have to sell what we do to consumers moving forward.   Listen in as Rob explains how decoupling commissions will increase the barrier-to-entry in real estate and learn how to adapt to a change in how BACs are paid and thrive in a ‘specialist's market.'   Key Takeaways   What's behind the $1.8B lawsuit against NAR (and the long list of copycat lawsuits) Rob's insight on how the real estate industry resisted change in 1993 when buyer's agency came out Why the listing agent and buyer's agent are both paid by the seller right now How buyer's agents might be paid by homebuyers or negotiate commissions when an offer comes in Why buyer's agents being paid by buyers is bad for the industry and first-time homebuyers Why buyer's agents will have to sell what they do to consumers moving forward How a shift in the way BACs are paid will impact the attrition rate for REALTORS How a decoupling of commissions might be a good thing for listing agents How the decoupling of commissions will increase the barrier-to-entry in real estate Why it's crucial for real estate agents to anticipate and adapt to change The similarities and differences between the current market and the Great Recession Opportunities to buy in the current real estate market (and how first-time homebuyers are priced out) How the recent dramatic rise in interest rates killed demand in the real estate market Life events that drive people to buy and sell homes regardless of the market   Connect with Rob   The Rob Levy Real Estate Team   Connect with Joe Soldera Properties Joe on LinkedIn Connect with Steve Steve's Team at Premiere Property Group Steve on LinkedIn   Resources   Sitzer v. NAR Industry Lawsuit Watch on BAM RPAC The Compound Effect by Darren Hardy

For the recipient of abuse in a relationship, the abuse can continue after a separation. But what happens when the couple becomes involved in court proceedings and divorce court. Kaytee Gillis, LCSW has some answers. She is a psychotherapist, author, and consultant. She works with survivors of traumatic relationships, and has extensive experience working with survivors of childhood neglect and family trauma. Kaytee's blog on Psychology Today, Invisible Bruises, received over 5 million views over the past year. On this episode of the Psychology Talk Podcast, Kaytee discusses the issue of the weaponization of the courts by emotionally abusive partners. Many of these concepts and tips for navigating the legal system are in her new book IT'S NOT “HIGH CONFLICT” IT'S POST-SEPARATION ABUSE: When Abusers Weaponize the Courts as a Form of Retaliation.https://www.kaytlyngillislcsw.com/The Psychology Talk Podcast is a unique conversation about psychology around the globe. Your host Dr. Scott Hoye discusses psychology and mental health trends with practitioners and experts to keep you informed about issues and trends in the industry. Dr. Hoye is a clinical psychologist and the director of Chicago Psychology Services, in Chicago, IL., USA.https://psych-talk.comhttps://www.instagram.com/psychtalkpodcast/https://www.facebook.com/psychtalkpodcasthttps://chicagopsychservices.com

Industry expert Mike Chambers chats with Bottomline's Richard Ransom on what changes corporates can expect from NPA and how it might impact their business. Hear what it means for Bacs and ISO20022, faster payments, direct debits, account-to-account payments, and the new overlay services it brings. Companies will need advice and guidance on design, infrastructure, and deployment, so they must start getting up to speed sooner rather than later.

12/23 Hour 4   2:00 D Smith sits in 20:30 Junks get more gifts! 24:15 Juding the Gingerbread houses 36:00 Final BACs

It feels like a lifetime since Elis, John and Producer Dave were all in the same room together, but fresh from their respective trips away (stag do and golf do) not only were they returning to the studio… They were also returning to give YOU a lesson in how live radio should be: fast, loose, and with off-the-cuff quizzes. After Elis's shocking revelation that he doesn't wash his face the guys chat to a skin doctor about whether a change of routine is needed, John throws Elis under the bus when testing out his accent skills, Producer Dave offers some parenting advice on escalator safety and John shares his deep understanding of chancel insurance.