Podcasts about BACS

It's a full-blown Stupid Newsapalooza on today's episode of The Treehouse Show!We start with a guy whose peaceful mushroom-picking adventure takes a slight turn when he gets attacked by a bear. Then it's off to Florida, where a man discovers a very old LIVE GRENADE and makes the questionable decision to pick it up and personally deliver it to the police station. Right idea. VERY wrong order.Then we meet a woman who somehow registered a .4 blood alcohol level, which sends the Treehouse crew down memory lane wondering just how high their own BACs might have gotten during their prime drinking days.And finally, Reddit delivers the relationship question we didn't know we needed: Should a woman leave her boyfriend because he can't keep it up... and says HER ASS is the reason?Apparently, he has a very particular preference.And no, it's probably not the one you're guessing.It's bears, booze, bombs, bad decisions and bedroom problems on today's Treehouse Show.About the show:Leave your worries outside and join Dan O'Malley, Trey Trenholm, and their hilarious guests for laughs about funny news and viral stories with ridiculous commentary inside the Treehouse Show. 

Bacsó György tréner, coach, aki egyebek közt azzal is foglalkozik, miként lehet az AI-t jól használni, különösen az oktatásban és a vezetői gondolkodásban. A beszélgetés egyik kiindulópontja egy egészen különleges kezdeményezés. Gyuri és kollégái - Németh Zoltán "Dr Prezi" és Marton Gábor - tanároknak kezdtek el AI-val kapcsolatos workshopokat tartani, eredetileg teljesen önkéntes alapon. Az első alkalom után gyorsan kiderült, hogy óriási az igény, hiszen pillanatok alatt betelt a létszám, azóta pedig már több mint száz iskola kereste meg őket azzal, hogy szeretnék helyben is látni ezt a tudást. A tanárok érdeklődése nagyon beszédes. Egyszerre keresik azt, hogyan tudja az AI megkönnyíteni a mindennapi munkát, az adminisztrációt vagy a felkészülést, és azt is, hogyan lehet a diákokat úgy tanítani, hogy közben ne butítsa el őket a technológia. Gyuri szerint itt dől el minden. Nem az a kérdés, hogy használják-e a mesterséges intelligenciát, hanem az, hogy miként kérdeznek tőle. Egy feladat megoldását kérik, vagy segítséget a megoldáshoz. Szóba kerülnek azok az eszközök is, amelyek már most képesek teljes tananyagokból beszélgetéseket generálni, mintha egy podcastet hallgatnánk. Egy tankönyv anyagából percek alatt készülhet egy párbeszéd, amelyet a diákok hallgatnak, elemeznek, vitatnak. A tanulás így nemcsak gyorsabb, hanem sokkal személyesebb és játékosabb is lehet. A beszélgetés túlmutat a technológián. Arról is szól, milyen állapotban van ma a tréneri és vezetői világ, mennyire nyitottak a szervezetek a fejlődésre, és hogyan változott meg az elmúlt húsz évben a tanulás ritmusa. Ma már nincs idő többnapos tréningekre, minden sűrűbb, gyorsabb, célratörőbb lett, miközben az igény a valódi tudásra továbbra is jelen van. Gyuri számára az AI egyelőre eszköz, amely segít rendszerezni, ötletet ad, gyorsít, de nem veszi át az irányítást. A hangsúly azon van, hogy az ember megmaradjon gondolkodó lénynek, aki használja a technológiát, nem pedig kiszolgáltatja magát neki. A Sláger FM-en minden este 22 órakor a kultúráé a főszerep S. Miller András az egyik oldalon, a másikon pedig a térség kiemelkedő színházi kulturális, zenei szcena résztvevői Egy óra Budapest és Pest megye aktuális kult történeteivel. Sláger KULT – A természetes emberi hangok műsora

durée : 00:05:13 - Dans la playlist de France Inter - Début février il présentait les Grammy Awards en compagnie de la rappeuse Doechii, le britannique Harry Styles est dans la Playlist de France Inter. Le chanteur est de retour avec non pas une mais trois annonces : une prochaine tournée, un nouveau titre en préambule d'un nouvel album en mars. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Das Bundesamt für Cybersicherheit (BACS) hat mit der Cybersicherheits- und Resilienzmethode (CSRM) einen strukturierten, aber bewusst pragmatischen Ansatz entwickelt, um die Cybersicherheit und die Cyberresilienz von Organisationen und Unternehmen zu verbessern. Im Mittelpunkt steht der erweiterte Grundschutzansatz: Eine festgelegte Menge von Basisanforderungen gilt grundsätzlich für alle Informatikschutzobjekte und muss unabhängig vom individuellen Schutzbedarf umgesetzt werden. Wenn ein erhöhter Schutzbedarf erkannt wird, werden zusätzliche technische und organisatorische Massnahmen (TOMs) ergänzt. Andreas Wisler und Sandro Müller diskutieren in dieser Folge über die neue Methode.

Pour les adolescents issus de bacs technologiques industriels, la Prépa TSI représente une voie d'excellence vers les écoles d'ingénieurs. Cette filière exigeante mais très structurante permet de consolider les compétences scientifiques et technologiques tout en préparant efficacement aux concours d'entrée des grandes écoles. Comprendre son fonctionnement, son programme, ses attendus et ses débouchés est essentiel pour aider votre enfant à faire un choix post-bac éclairé.✅ DANS CET ÉPISODE, NOUS ABORDONS :Présentation de la Prépa TSI et public viséBacs technologiques éligibles et passerelles possiblesProfils d'élèves et qualités nécessairesProgramme scientifique et technologique de la filièrePédagogie et encadrement en prépaAccès à la Prépa TSI et sélection ParcoursupConcours et écoles accessiblesDébouchés professionnels après la Prépa TSILa vie en prépa : rythme, autonomie et cohésion

Le bac STHR, Sciences et technologies de l'hôtellerie et de la restauration, est pour vous, si vous êtes attiré par le monde de l'hôtellerie et de la restauration.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STHR

Le BAC STI2D s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par l'industrie, l'innovation technologique, la préservation de l'environnement et la conception de nouveaux produits.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STI2D

Le BAC STL, Sciences et Technologies de Laboratoire, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les cours de sciences comme la SVT ou la chimie et par les travaux pratiques et les expériences en laboratoire.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STL

Le BAC STD2A, Sciences et Technologies du Design et des Arts Appliqués, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les secteurs de l'art, de la conception et la réalisation d'objets ou d'espaces.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STD2A

Le BAC ST2S, Sciences et Technologies de la Santé et du Social, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les relations humaines, les études du paramédical et du social.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac ST2S

Ce bac technologique s'adresse aux élèves qui ont un certain niveau en danse, en musique ou en théâtre et qui souhaitent continuer leur lycée en pratiquant leur passion. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac S2TMD

Le bac STMG permet de découvrir des nouvelles matières : le droit, l'économie, la science de gestion et le management. Ce bac propose un enseignement plus concret. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STMG

Le Bac STAV Sciences et Techniques de l'Agronomie et du Vivant, est l'un des 8 bac technologiques accessibles après la seconde générale et technologique. Ce bac technologique est uniquement proposé par les lycées agricoles, publics ou privés. Ce Bac STAV Sciences et Technologies de l'Agronomie et du Vivant s'adresse aux élèves manifestant de l'intérêt pour l'environnement et les défis sociétaux en lien avec l'alimentation et les territoires.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STAV

Pour un élève moyen en classe de Seconde il peut être tactique de choisir un bac technologique qui correspondra bien à son profil. Pourquoi? Pour reprendre confiance en lui et se constituer un meilleur dossier, par exemple. Il existe 8 bacs technologiques. ✅ DANS CET ÉPISODE NOUS ABORDONS :les 8 bacs technologiques

Pour un élève moyen en classe de Seconde il peut être tactique de choisir un bac technologique qui correspondra bien à son profil. Pourquoi? Pour reprendre confiance en lui et se constituer un meilleur dossier, par exemple. Il existe 8 bacs technologiques. ✅ DANS CET ÉPISODE NOUS ABORDONS :les 8 bacs technologiques

Le bac STMG permet de découvrir des nouvelles matières : le droit, l'économie, la science de gestion et le management. Ce bac propose un enseignement plus concret. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STMG

Le BAC STI2D s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par l'industrie, l'innovation technologique, la préservation de l'environnement et la conception de nouveaux produits.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STI2D

Le Bac STAV Sciences et Techniques de l'Agronomie et du Vivant, est l'un des 8 bac technologiques accessibles après la seconde générale et technologique. Ce bac technologique est uniquement proposé par les lycées agricoles, publics ou privés. Ce Bac STAV Sciences et Technologies de l'Agronomie et du Vivant s'adresse aux élèves manifestant de l'intérêt pour l'environnement et les défis sociétaux en lien avec l'alimentation et les territoires.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STAV

Le BAC STD2A, Sciences et Technologies du Design et des Arts Appliqués, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les secteurs de l'art, de la conception et la réalisation d'objets ou d'espaces.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STD2A

Le bac STHR, Sciences et technologies de l'hôtellerie et de la restauration, est pour vous, si vous êtes attiré par le monde de l'hôtellerie et de la restauration.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STHR

Ce bac technologique s'adresse aux élèves qui ont un certain niveau en danse, en musique ou en théâtre et qui souhaitent continuer leur lycée en pratiquant leur passion. ✅ DANS CET ÉPISODE NOUS ABORDONS :le bac S2TMD

Le BAC STL, Sciences et Technologies de Laboratoire, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les cours de sciences comme la SVT ou la chimie et par les travaux pratiques et les expériences en laboratoire.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac STL

Le BAC ST2S, Sciences et Technologies de la Santé et du Social, s'adresse aux élèves venant d'une seconde générale ou technologique intéressés par les relations humaines, les études du paramédical et du social.✅ DANS CET ÉPISODE NOUS ABORDONS :le bac ST2S

Financial fraud is evolving fast — are you ready to spot it before it hits? In this power-packed session, fraud prevention expert Sunny Banerjee shares insider strategies to detect, stop, and stay ahead of threats like BEC scams, pig butchering, and real-time payment fraud. Walk away with enterprise-level controls and simple, actionable steps to safeguard your business and clients for years to come.

Ludovic Bacs is a Toronto based DJ and music programmer at the club Sounds Good. Ludo sat down with us to discuss Romania becoming too expensive, DJjing on a Wednesday afternoon, PBR&B, spending summers in Romania as a kid, whether or not Tony Price goes to the gym in a suit, learning to DJ in high school, Facebook events, throwing his first party in a condo party room in North York, getting truckers to smuggle discount booze over the border, Deadmau5, having a sense of humour about party fliers, his first time going to Detroit, Montreal dance floors, knowing how to read a crowd, winter parties, Acute Pizza, the best Cevapi in Toronto, Mexico City, cost vs value and much more!Ludovic BacsJosh McIntyreNick Marian----COLD PODJoin us on Patreon to access all episodes and weekly one on one podshttps://www.patreon.com/c/coldpod

Dining out on acronymsWe use abbreviations every day - in writing, texting, note-taking, talking and, of course, in paymentsThere are a few different categories of abbreviations, and acronyms is one of themWhen you shorten a phrase by using just the first letter of each word and then pronounce it as a new word, you're using an acronymPayments aficionados often dine out on acronyms with the first letters often replacing the full phraseIt's been a while since Direct Debits were processed by Bankers Automated Clearing Services or you purchased your house with a payment sent via the Clearing House Automated Payment ServiceIt has been many years since both Bacs and CHAPS entered our vocabulary as clear derivations of long established payment scheme namesBack in 2006/7 a name was needed for a new kid on the payments blockIt was time to invent a name for the near real time payment system scheduled for introduction by the UK banks in May 2008.Today's global payments naming convention would have led to this new payment type to be christened Instant Payments but 2006/7 was a long time ago and, as a deferred net settlement or Near Real Time system with a SLA time of 2 hours perhaps an “instant” moniker would not have been appropriate.For a time it looked like the new payment type might be called Immediate Payments but if “instant” didn't work then it was unlikely that “immediate” would either. Also, an additional complication that was that Immediate Payments Limited wasn't a company that the Payment System Operator (at the time CHAPS Clearing Company Limited) owned.So with a distinct lack of creative innovation we ended up with a Faster Payment and an acronym of FPS - with the “S” being interchangeable between Service, System and Scheme!Today, we all know Faster Payments (and don't really care about what the “S” stands for) but did you know that, in 2008, the UK nearly ended up with what was referred to as a Scandinavian model designed to deliver a “same day Bacs1”?The term “Swedish model” is referred to as the special institutional arrangements of a society that is sometimes described as a middle way between capitalism and socialism.In the second half of the first decade of the 2000's a different type of Swedish model was about to take centre stage for the “same day Bacs” payment type slated for launch in May 2008.In response to the demand for a “same day Bacs” payment by Payment Systems Task Force set up by the Office of Fair Trading (OFT) the industry initially offered ELLE(Early for Late and Late for Early) where a payment submitted by midday would be delivered by close of business that day and one submitted after midday would be delivered by midday the next day.However, in December 2005 the Payment Systems Task Force accepted an APACS2recommendation for a still more ambitious target on payment times to ensure access to funds within a couple of hours of any payment being made, and allowing payments to be sent 24 hours a day, 7 days a week, to be available by November 2007 (later amended to May 2008).With the ELLE acronym ceasing to be relevant and naming options including instant and immediate not really working the industry opted for the easy option of a Faster (than Bacs) Payment - along with three variations of “S”.And the rest, they say, is history - interestingly despite the “couple of hours” translating into a two hour SLA the Faster Payment Scheme has actually delivered an instant or immediate transfer of funds between the remitter and the beneficiary (albeit with a deferred net settlement happening in the background) so, perhaps, an instant payments moniker could have been used instead of defaulting to a Faster (than what?) Payment.Whilst the naming convention may leave a lot to be desired we should be thankful that sense prevailed and the “same day Bacs” design chosen was the Faster Payments Scheme / Service / System that we have enjoyed for the last 15 years - the UK would have been mush poorer with Elle.

Ce matin, lundi 26 mai avec Vincent, Marie-Ève et Jean-Michel Josiane Aubuchon et les déjeuners Vincent vend quelque chose dans ses crushs Les chansons à écouter selon votre horoscope de la semaine ?

Baked Beans, Spaghetti Hoops & Macaroni CheeseA Light Hearted Tinned Food Tour of UK Payment Systems

What would you sacrifice for freedom? For Monet Bacs, Strategic Director at the LIBRE Initiative in Arizona, her father's answer was clear—everything. In this moving episode, host David From sits down with Monet to explore the legacy of her father, who fled Guatemala in search of opportunity, safety, and a future he couldn't find at home. Arriving in the U.S. as a teenage exchange student who spoke no English, Monet's father built a life rooted in hard work, sacrifice, and unwavering belief in the American Dream. “I'd rather be homeless in America than live under tyranny,” he once said—and he lived those words, choosing struggle in freedom over comfort in oppression. Monet also opens up about her grandfather's horrifying experience in communist Cuba and how her father's heartbreaking death during COVID, amid a broken healthcare system, ignited her passion for meaningful policy reform. Today, she works through the LIBRE Initiative to empower Hispanic communities with access to economic opportunity, education, and better healthcare—carrying forward the legacy of sacrifice and service passed down by her father. It's a powerful story of resilience, purpose, and what it truly means to honor freedom.

Who built John? We find out that it takes more than just a village/borough/nation to raise such a superhunk. He has an entire team behind him, like all of the top athletes of his generation. And not just any top athlete superhunk, but one on the verge of yet another birthday.With this year's birthday, Elis has pushed the present boat out even further than the standard BACS. John's got more gifts coming out of his A than he does roulade, and they will no doubt be sweet and wreak yet more havoc on his energy levels.Plus there's loads of other stuff to get into including the struggles of eating a big salad, yet more wins and a belting follow up to Elis's paint travails.Get in touch via WhatsApp on 07974 293 022 or elisandjohn@bbc.co.uk if you're more old school.

This week Clint speaks with Christy Goodwin. Christy joined the Louisiana Baptist Children's Home & Family Ministries staff in May 2019 as a Foster Care and Adoption Specialist for the Shreveport region. In May 2024, Christy was appointed as Connect1Child Director of Foster Care & Adoption Services. Christy received a Bachelor of Arts in Sociology from Louisiana Tech University and a Master of Social Work from Stephen F. Austin State University. Christy is a Licensed Clinical Social Worker with over 10 years of experience in foster care and adoption. She and her family also had the opportunity to serve as foster parents in Orleans Parish while her husband attended New Orleans Baptist Theological Seminary. Christy is passionate about individuals, families, churches and organizations working together to respond to the current foster care crisis. When asked about her favorite part of her job, Christy said, "When a gospel-centered person or family answers the call to foster, I love seeing their friends, families and church members wrap around them with practical support and prayer. With Connect1Child, no one fosters alone."    Handles:  Facebook: @connect127.org Instagram: @connect1childlbch Website: www.connect1child.org

Veszélyesek-e a kényszergyógykezeltek a társadalomra? Ha nem, mégis mért vannak bezárva? A magyar pszichiátriai ellátórendszer problémáiról és a legnagyobb hazai intézet, a szentgotthárdi viszonyairól egy új könyv, A láthatatlanok apropóján beszélgettünk a szerzővel, Bacsák Dániellel és Boros Ilonával, a TASZ Egyenlőség programjának vezetőjével.See omnystudio.com/listener for privacy information.

A magyar pszichiátriai ellátórendszer problámáiról és a legnagyobb hazai intézet, a szentgotthárdi viszonyairól egy új könyv, A láthatatlanok apropóján beszélgettünk a szerzővel, Bacsák Dániellel és az intézet egykori igazgatójával, Kapócs Gáborral.See omnystudio.com/listener for privacy information.

Le Café de l'e-commerce, c'est le podcast qui vous propose de faire votre veille e-commerce, différemment, dans vos oreilles, même quand il fait moche et que c'est déjà la rentrée.Dans cet épisode, on rattrape l'été. Vous pensiez avoir tout louper des news e-commerce pendant la trêve estivale : cet épisode est le vôtre !

Scientists have found unsettling details about the potential health risks of common household cleaning products. And yet Big Cleaning capitalizes on fear of germs, bacteria, and disease to sell us home cleansers with traditional chemical compounds on the regular. It behooves us to ask ourselves whether the ways things have always been done align with our own values. On today's show Zac Kieffer argues it's high-time we redefine what it means to clean.   Here's a preview: [3:00] Three reasons why it's important to perpetually question the way we clean and disinfect [8:00] Are you disinfecting correctly? (Answer: Probably not.) [16:00] Ammonia! 2-Butoxyethanol! BACs! Here's what cleaning companies don't want you to know about the (very powerful) chemical compounds in traditional cleansers [21:00] Big Cleaning and fear-based marketing [28:00] Does microfiber = microplastics?   Resources mentioned: Episode #417: How To Buy Soap  E-Cloth (Minimalists15 for 15% off site-wide) Cleaning Products Emit Hundreds of Hazardous Chemicals, New Study Finds (via EWG)   This show is listener-supported. Thank you for supporting! Join our (free!) Facebook community here. Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube @sustainableminimalists Say hello! MamaMinimalistBoston@gmail.com.

Scientists have found unsettling details about the potential health risks of common household cleaning products. And yet Big Cleaning capitalizes on fear of germs, bacteria, and disease to sell us home cleansers with traditional chemical compounds on the regular.It behooves us to ask ourselves whether the ways things have always been done align with our own values. On today's show Zac Kieffer argues it's high-time we redefine what it means to clean. Here's a preview:[3:00] Three reasons why it's important to perpetually question the way we clean and disinfect[8:00] Are you disinfecting correctly? (Answer: Probably not.)[16:00] Ammonia! 2-Butoxyethanol! BACs! Here's what cleaning companies don't want you to know about the (very powerful) chemical compounds in traditional cleansers[21:00] Big Cleaning and fear-based marketing[28:00] Does microfiber = microplastics? Resources mentioned: Episode #417: How To Buy Soap  E-Cloth (Minimalists15 for 15% off site-wide) Cleaning Products Emit Hundreds of Hazardous Chemicals, New Study Finds (via EWG)   This show is listener-supported. Thank you for supporting! Join our (free!) Facebook community here. Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube @sustainableminimalists Say hello! MamaMinimalistBoston@gmail.com.

Send us a Text Message.Join BAF and BACs, Sammy and Snow, along with our Peanut Gallery, Adam and Anna, as we rank our top 5 table games—board or card! It's a fun episode where we also discuss the themed Monopoly games we'd love to see!Support the Show.Don't forget to follow us on Instagram for show updates, plus behind-the-scenes photos of the drinks we've enjoyed on the show and pint review cards!"If you're enjoying our show, please consider leaving us a 5-star review on Spotify, Goodpods, or Apple Podcasts! Your support means the world to us."Don't miss out on our exclusive offers and ways to support the show:- Elevate your beard game with amazing products like Beard oil, Balm, Cologne, and more from https://copperjohnsbeard.com. Use code BAF10 at checkout for a 10% discount!- Fuel your day with kickass coffee from http://coffeebros.com. Use code BAF10 at checkout for 10% off your order!- Subscribe to our Patreon for access to UNCUT, RAW shows in video form, and early episode releases for just $5 a month! Click the link below to join: https://www.patreon.com/barrelagedflickspodcast- Explore our selection of T-shirts, Hoodies, Tank tops, and more at our new Barrel Aged Flicks podcast Store: https://whatamaneuver.net/collections/barrel-aged-flicks-podcast- Dive into the amazing network at www.deluxeeditionnetwork.com and discover other kickass podcasts!And don't forget to follow us on social media for updates:- Instagram: https://www.instagram.com/barrelagedflickspodcast/- Facebook: https://www.facebook.com/barrelagedflickspodcast- Twitter: [Insert Twitter handle here]

Jonny Fry is Group Head of Digital Assets Strategy for ClearBank Ltd, established in 2015 becoming the first bank in over 250 years to be regulated as a clearing bank in the UK. Jonny is also CEO of TeamBlockchain Ltd as research and publishing firm that produces Digital Bytes, a weekly analysis focused on the commercial opportunity of using blockchain technology and digital assets. He is a NED of TURN, a blockchain-powered reporting platform for the asset management industry and is an advisor to a number of other firms. Jonny is chairman at Gemini Capital UK,  which owns a Dublin based fund administration platform where he is regulated by the Central Bank of Ireland. For over 20 years Jonny was CEO of Premier Asset Management Plc, a London Stock Exchange-listed asset management company. RECORD OF EXCELLENCE Respected speaker and moderator, Jonny Fry is a recognized figure in blockchain and digital assets sectors, earning him the CryptoA.M. 2022 "Influencer of The Year" Award.   More about ClearBank ClearBank are the UK's 5th clearing bank (Barclays, HSBC, Lloyds and NatWest being the others). They are Direct Participants of Bacs, CHAPS, Faster Payments and C&CCC, as well as being Principal Members of Mastercard and Visa. ClearBank also provide an API driven multi-currency solution (12 currencies) offering 24 x 7 access to the UK Payment Schemes processing payments in almost real time. All funds are held at the Bank of England, ClearBank does not lend or provide overdrafts/credit – Client funds are therefore accessible in full, 24 x 7. LinkedIn ,Twitter --- Support this podcast: https://podcasters.spotify.com/pod/show/crypto-hipster-podcast/support

Acquired by Mastercard in 2017, the UK's Vocalink manages the UK's Bacs payment system, ATM LINK switching platform, and the Faster Payments System, FPS. To make this more tangible, consider these statistics: Vocalink processes over 90% of UK salaries, more than 70% of household bills, 98% of state benefits, and powers 60,000 ATMs.  Vocalink's influence goes beyond the UK, with technology that powers fast payments infrastructure in countries such as the US, Thailand, Sweden, the Philippines, Peru, and Saudi Arabia - just to name a few. Vocalink's origin story, which began in 1998, spurred payments modernization efforts worldwide. For this episode, we sat down with Gregor Dobbie, former CEO of Vocalink, to discuss what we can learn from Vocalink's journey and what the future holds for core payment systems.

A Missouri court recently found NAR, HomeServices of America and Keller Williams liable for $1.8B in damages for conspiring to keep commissions artificially high.   And there's a long list of copycat lawsuits advocating a shift in the way commissions are paid in real estate.   So, what might that look like? What does it mean for you and your business?   Rob Levy has been a licensed Portland REALTOR since 1988 and currently serves as Principal Broker with The Rob Levy Real Estate Team, a top-producer in the Pacific Northwest.   On this episode of The Portland Real Estate Podcast, Rob joins hosts Joe Fustolo and Steve Nassar to walk us through the lawsuits against NAR and discuss how buyer's agents might be paid in the future.   They describe how the decoupling of commissions will impact first-time homebuyers and why buyer's agents will have to sell what we do to consumers moving forward.   Listen in as Rob explains how decoupling commissions will increase the barrier-to-entry in real estate and learn how to adapt to a change in how BACs are paid and thrive in a ‘specialist's market.'   Key Takeaways   What's behind the $1.8B lawsuit against NAR (and the long list of copycat lawsuits) Rob's insight on how the real estate industry resisted change in 1993 when buyer's agency came out Why the listing agent and buyer's agent are both paid by the seller right now How buyer's agents might be paid by homebuyers or negotiate commissions when an offer comes in Why buyer's agents being paid by buyers is bad for the industry and first-time homebuyers Why buyer's agents will have to sell what they do to consumers moving forward How a shift in the way BACs are paid will impact the attrition rate for REALTORS How a decoupling of commissions might be a good thing for listing agents How the decoupling of commissions will increase the barrier-to-entry in real estate Why it's crucial for real estate agents to anticipate and adapt to change The similarities and differences between the current market and the Great Recession Opportunities to buy in the current real estate market (and how first-time homebuyers are priced out) How the recent dramatic rise in interest rates killed demand in the real estate market Life events that drive people to buy and sell homes regardless of the market   Connect with Rob   The Rob Levy Real Estate Team   Connect with Joe Soldera Properties Joe on LinkedIn Connect with Steve Steve's Team at Premiere Property Group Steve on LinkedIn   Resources   Sitzer v. NAR Industry Lawsuit Watch on BAM RPAC The Compound Effect by Darren Hardy

Le 40e album d'Astérix, "L'Iris Blanc" signé par Fabcaro et Didier Conrad sortira demain dans les bacs, diffusé à plus de 5 millions d'exemplaires dans 20 langues. Coup de coeur de Monique Younès. Invités prestigieux, coups de cœur, critiques, reportages, interviews : "Laissez-Vous Tenter" dresse un panorama de l'actualité cinéma, musique, littérature, médias, people... Ecoutez Laissez-vous tenter - Midi du 25 octobre 2023 avec Le Service Culture.

For the recipient of abuse in a relationship, the abuse can continue after a separation. But what happens when the couple becomes involved in court proceedings and divorce court. Kaytee Gillis, LCSW has some answers. She is a psychotherapist, author, and consultant. She works with survivors of traumatic relationships, and has extensive experience working with survivors of childhood neglect and family trauma. Kaytee's blog on Psychology Today, Invisible Bruises, received over 5 million views over the past year. On this episode of the Psychology Talk Podcast, Kaytee discusses the issue of the weaponization of the courts by emotionally abusive partners. Many of these concepts and tips for navigating the legal system are in her new book IT'S NOT “HIGH CONFLICT” IT'S POST-SEPARATION ABUSE: When Abusers Weaponize the Courts as a Form of Retaliation.https://www.kaytlyngillislcsw.com/The Psychology Talk Podcast is a unique conversation about psychology around the globe. Your host Dr. Scott Hoye discusses psychology and mental health trends with practitioners and experts to keep you informed about issues and trends in the industry. Dr. Hoye is a clinical psychologist and the director of Chicago Psychology Services, in Chicago, IL., USA.https://psych-talk.comhttps://www.instagram.com/psychtalkpodcast/https://www.facebook.com/psychtalkpodcasthttps://chicagopsychservices.com

Cyber Security is big business. In fact, it's estimated to be worth $160 billion. But that's likely to be peanuts compared to the value of cyber crime, which is estimated to cost the global economy $600 billion in 2022 - nearly 1% of the global economy. And just one corner of that - ransomware - costs the same in damage and paid-out fees as the entire cyber security industry: $160 billion. In fact, if ransomware was a country, its GDP would be higher than Morocco or Kuwait. In this episode, we'll be examining the rise of ransomware, where the risk lies in modern-day attacks, who is behind them, and what we can do about it.For Hewlett Packard Enterprise Senior Vice President and Global Chief Security Officer Bobby Ford, defeating ransomware is a constant and growing battle because its a straightforward payout for criminal gangs - there is no need to try and sell stolen data on the dark web or to foreign governments, you simply sell the victim back their access. He argues that the key to protecting ourselves is twofold. Firstly, use two-factor authentication wherever possible to guard against human weak-points such as opening infected emails. Secondly, be prepared to defend yourself. Be aware of the threats and where they are coming from, and mitigate them where you can, so long as it doesn't affect the running of your organisation. Beyond that, have a plan in place for being attacked, be that data recovery or, unfortunately, paying up. Chris Rogers is a Technologist at cyber security firm Zerto. He agrees that ransomware can be hard to avoid because humans are an inherent weakpoint, and ransomware attacks often come through human social engineering rather than password cracking. He points out that even momentary downtime can cause millions of dollars in damages. He agrees with Bobby that robust, quickly spooled up backups are an essential part of doing business. Unfortunately, that's easier said than done: Backups can sometimes be limited access, which is great for security but leaves organisations vulnerable if the key holder isn't immediately available. Beyond that, backups have to maintained incredibly regularly, as even a day's lost work for a large organisation can be a major blow. On the other hand, any back-up is better than no preparation at all. But how are cyber security threats like ransomware being treated at the very top of the tree? When it comes to cyber security, it doesn't get much more high value or (hopefully) secure than financial institutions. George Webster is chief Security Architect for HSBC. His office is tasked with quickly assessing threats, in particular APTs or Advanced Persistent Threats, and providing tools to counter them. He argues that the primary risk increase of the last couple of years has been people working from home, in situations where there are distractions and their security awareness may not be as strong as it was in the office. He also argues that on a wider level, it's not just staff who become more vulnerable as they are spread out: As ransomware becomes an increasing problem internationally, no organisation is safe anywhere in the world and being aware of the risk is key to countering it without shutting yourself off from the outside.The long show notes for this episode can be found here: https://community.hpe.com/t5/hpe-blog-uk-ireland-middle-east/ransomware-should-we-be-worried/ba-p/7183709#.Y_3FpHbP1PY 

Industry expert Mike Chambers chats with Bottomline's Richard Ransom on what changes corporates can expect from NPA and how it might impact their business. Hear what it means for Bacs and ISO20022, faster payments, direct debits, account-to-account payments, and the new overlay services it brings. Companies will need advice and guidance on design, infrastructure, and deployment, so they must start getting up to speed sooner rather than later.

In Episode 73 this week, The 966 features an exclusive conversation with Jacob Mumm, Senior Vice President for Bechtel and Managing Director for Bechtel Saudi Arabia. Bechtel's role in over 300 major projects throughout 80 years in Saudi Arabia, including the world's largest single industrial development project at Jubail, the ambitious Riyadh Metro project, "The Spine" at Neom, Ras Al Khair, and many more, make it a significant part of the story of modern Saudi Arabia. Bechtel was also recently chosen for a project management role in the building of Trojena, an alpine-themed resort area within Neom. The hosts also ask Jake about the engineering marvel that is the late Zaha Hadid-designed metro station at KAFD, whether the Riyadh metro will help alleviate traffic woes in a growing Riyadh, the increasing number of Saudi women working for Bechtel, and the importance of developing local talent in the Kingdom.

12/23 Hour 4   2:00 D Smith sits in 20:30 Junks get more gifts! 24:15 Juding the Gingerbread houses 36:00 Final BACs

It feels like a lifetime since Elis, John and Producer Dave were all in the same room together, but fresh from their respective trips away (stag do and golf do) not only were they returning to the studio… They were also returning to give YOU a lesson in how live radio should be: fast, loose, and with off-the-cuff quizzes. After Elis's shocking revelation that he doesn't wash his face the guys chat to a skin doctor about whether a change of routine is needed, John throws Elis under the bus when testing out his accent skills, Producer Dave offers some parenting advice on escalator safety and John shares his deep understanding of chancel insurance.

Aurel has an extensive career in watches and in the last few years, he and his wife Livia have partnered with Phillips Auction House to help run their watch department. Now, Aurel is of course a collector of watches himself, but instead of talking about his collection, we wanted to talk about the psychology of collecting. What makes someone go further than they had planned at an auction? What about the little nuances that makes a collector buy a piece that to the naked eye, may match the other 10 that they currently own? There are a lot of aspects of collecting that I feel a lot of us don't think about. Aurel has auctioned off some of the most important pieces known in the market. From Paul Newman's Paul Newman Daytona to many others, he has dealt with collectors and buyers of all kinds.- Phillips Watch Department: In Association with Bacs & Russo - https://www.phillips.com/watches- Auction Video of Paul Newman's, Paul Newman Daytona - https://www.youtube.com/watch?v=X0tjSUOvi5k&t=10sRecorded February 10th, 2021

We all know what a nuisance fleas and ticks can be, especially when it comes to how they affect our dogs. They are gross, annoying, and potentially harmful to our dogs' health. But many products aimed at killing and preventing fleas and ticks contain chemicals to not only kill the parasites, but poison the host as well … and that's your dog! Listen in as Ádám Bacsó shares the hard facts about fleas and ticks, the lifecycle for each, what diseases they can transmit, other health issues they can cause, the problems with pesticides, and the science behind how to prevent fleas & ticks naturally. There are safe treatments!

With John Robins now joining co-host Elis James on the more mature side of 40, the potential mood of our birthday boy was anyone's guess today. Luckily, the pep in John's step was there for all to see… or at least it was until our old friend technology did its level best to de-rail proceedings at every turn. Did it manage to? We'll let you be the judge of that, dear listener (it did, and now John is sad again), but when did a little bit of on air jeopardy hurt anyone? Enjoy the chaos.