Podcasts about securitisation

A Future of Finance interview with Milo Guastamacchia, Founder and CEO or Yooro.Technology-driven securitisation platform Yooro aims to simplify investor access to private markets, focusing on investors in the European Union, UK, Switzerland and the UAE. The company's Founder and Chief Executive Milo Guastamacchia speaks to Bob Currie about how this is reshaping approaches to fundraising in unlisted markets, while attracting new and wider categories of investor that may not have been attracted previously to private capital issues or structured products.The result, says Guastamacchia, is a more “democratic” pathway for private markets investment, delivering better access to the market, greater transparency and improved ‘voice' for the investor.The sweet spot for Yooro is to apply securitisation and tokenisation in tandem, bringing real-world assets into a digital DLT-based environment and building secondary market liquidity in those instruments. Assets are typically held by a special purpose vehicle wrapper under Luxembourg law.More broadly, the discussion reflects on Yooro's formation and ambitions, delivery of its Securitisation-as-a-Service methodology, and what the future holds as it expands its product set and solutions coverage. Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of Morningstar DBRS' “European Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, was joined by Ketan Thaker, Managing Director, European Real Estate & NPL Ratings at Morningstar DBRS and Simon Webb, Managing Director, Finance and Capital Markets at LiveMore Capital, to discuss lending into retirement.With a focus on the UK, the panellists explored the lending solutions available to borrowers over 50, the current market dynamics that are shaping this niche market segment, and how the market has evolved over time with the products on offer. They also shared their thoughts on the credit considerations of residential mortgage-backed securities (RMBS) deals that are either entirely or partially composed of later-life loans and discussed the credit rating angle, key considerations, and whether servicers are equipped to manage such a distinct asset class.Related Content: Rating European Structured Finance Transactions Methodology (19 November 2024)https://dbrs.morningstar.com/research/443199By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In the latest episode of Morningstar DBRS' “European Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, was joined by Lorenzo Simonte, Assistant Vice President, European NPL Ratings and Norman Pepe, Partner at iLS London-Milan to discuss a unique development in the Italian securitisation market: a proposal to securitise unpaid tax bills due to the Italian national tax system.The panellists explored how this can be made possible and how current Italian securitisation law makes provisions for such transactions. They also explored the credit rating angle, key considerations, and whether servicers are ready to manage such a unique asset class.Related Content: “Italian Unpaid Fiscal Claims: A Potential New NPL Subcategory”https://dbrs.morningstar.com/research/449419By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

Securitised credit is emerging as a key driver in financing the green transition, offering investors opportunities to support ESG initiatives without sacrificing return. This episode of Fixed on ESG navigates how securitisation helps fund green assets, the challenges of measuring financed emissions, and the evolving regulatory landscape in the U.S. and Europe. We break down the mechanics of green securitisation and discuss how investors can navigate this space. PGIM Fixed Income's Taylor Chatlos, ESG Specialist, hosts this discussion with David Klausner, ESG Specialist, and Edwin Wilches, CFA, Co-Head of Securitised Products. Recorded on March 12, 2025.

In the latest episode of Morningstar DBRS' “European Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, was joined by Ketan Thaker, Managing Director, European Real Estate & NPL Ratings, to discuss bridging loans.In recent years the market has seen expansion in the use of bridging loans due to their less onerous lending criteria and expedience in availability of credit to the borrower. Due to the market expansion, originators now have a track record of origination and monitoring these portfolios, and the expectation is to see a first public European securitisation backed by the pool of bridging loans.Related Content: Methodology “European RMBS Insight Methodology” https://dbrs.morningstar.com/research/449129By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In the latest episode of Morningstar DBRS' “European Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, was joined by Dinesh Thapar, Vice President, European Commercial Real Estate Ratings, to discuss key trends affecting the European office sector.Our analysts discussed how the definition of so-called "prime" office space is evolving and how, as interest rates come down, overall European commercial real estate investments seem to be turning a corner. They also examined whether, in light of this, the office sector is moving in line with the broader market or some of the issues more entrenched.To wrap it up, they highlighted the impact the aforementioned trends had on Morningstar DBRS-rated commercial mortgage-backed securities (CMBS) transactions with large office exposure and also provided our 2025 outlook for the European office sector.Related Content: Commentary – “European CMBS: Office Sector in Focus”  https://dbrs.morningstar.com/research/444135/european-cmbs-office-sector-in-focusBy downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

Nicolette Moser, Senior Director, Market Practice and Regulatory Policy, ICMA, provides an update on ICMA's response to the recent EU Commission's Targeted Consultation on the functioning of the EU Securitisation Framework.

In the latest episode of our “European Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, is joined by Erin Stafford, Managing Director of North American Real Estate Ratings, and Mirco Iacobucci, Senior Vice President and Sector Lead of European Commercial Real Estate Ratings, to discuss the current state of the commercial real estate (CRE) sector and commercial mortgage-backed security (CMBS) markets both in Europe and the U.S. Our analysts discussed the CMBS subsectors that continue to face headwinds, others that are either evolving and surviving, as well as others that are emerging as a new subasset classes. Our analysts reflected on the performance of CMBS credit ratings and the challenges that must be addressed in an environment of higher interest rates for a longer period. They also shared their credit outlooks as well as views on issuance in the CMBS market.By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

Securitization is the financial alchemy of taking not easily or non tradable assets, pooling them together, and selling tradable shares or securities in that pool to investors. Many people blame securitisation for the financial crisis of 2007 as many worthless mortgages had been included and given a much higher value by the ratings agencies. Now there are moves afoot to restart the use of securitisation in Europe in order to create a capital market union and boost private sector investment. Needless to say there are detractors. Joe spoke to Julia Symon is Head of Research and Advocacy with Finance Watch.

Welcome back to the Firm Analyst! We have a range of stories to cover this week, including: the Labour government's autumn budget and what this means for SMEs, the PE industry and the economy at large; Zilch's use of a securitisation facility to fund its Buy Now Pay Later operations and why this funding technique remains popular in the financial markets; and what BlackRock's approach to HPS - an alternative lending giant - tells us about the growing importance of private credit in the global economy. I hope you enjoy the episode! Link to access on all platforms: https://linktr.ee/thefirmanalyst

In this episode of Morningstar DBRS' “European Securitisation Insights” podcast, host Mudasar Chaudhry, who leads our European Structured Finance Research team, is joined by Adriana Alvarado, Senior Vice President, Sector Lead of Global Sovereign Ratings and Ketan Thaker, Managing Director of European RMBS & Covered Bond Ratings to discuss the impact of the new Labour government on the UK's housing market. The episode explored the shift to the newly elected Labour Party-led government after 14 years of Conservative Party-led rule, the election result's impact on the UK economy, and the key takeaways from this change. As always, house prices and housing availability are important to UK voters. The panel discussed the views presented in the pre-election Labour Party manifesto, particularly those around housing plans for the next parliament. Past governments have repeatedly failed to meet housebuilding targets, and the speakers examined whether the problem lies in the number of houses built or other factors at play. The panel also delved into our credit view on how the new government's proposed policies could affect the performance of UK residential mortgage-backed security (RMBS) transactions.By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode, Mudasar Chaudhry, who leads European Structured Finance Research at Morningstar DBRS, is joined by Mirco Iacobucci, Senior Vice President, Sector Lead, European Real Estate Ratings, and Patrizia Catanese, Assistant Vice President, European Real Estate Ratings, to discuss how disclosures on energy efficiency and their implementation are addressed within the European commercial mortgage-backed securities (CMBS) sector.We delve into details on how Morningstar DBRS' environmental, social, and governance (ESG) criteria framework incorporates ESG considerations in the credit rating process with reference to commercial real estate and how real estate assets contribute to carbon emissions. In the context of our analysis, we discuss how we evaluate the impact of the energy efficiency data, if available, on cash flow, value, and loan refinancing prospects. The conversation also revolves around some regulatory and disclosure requirements coming into force in the near future, which may affect CMBS.Related Content: Commentary - Energy Performance in European CMBS: Reporting and Regulations: https://dbrs.morningstar.com/research/428005By downloading or listening to this podcast, you are agreeing to the Morningstar DBRS disclaimer and legal terms and conditions found at dbrs.morningstar.com/about/disclaimer and dbrs.morningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. Morningstar DBRS will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode, Mudasar Chaudhry, Head of European Structured Finance Research at Morningstar DBRS, is joined by Lorenzo Simonte, Assistant Vice President, European Nonperforming Loan (NPL) Ratings at Morningstar DBRS, and Norman Pepe, Partner at iLS , to discuss the role of different types of servicers in the context of Italian NPL transactions. We further discuss the decisions of some Italian courts that consider the distinction between master servicing and special servicing activities to be in breach of the Italian Securitisation Law. We also delve into details of how these developments may affect the credit ratings of Italian NPL transactions.By downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only. 

In this episode, Mudasar Chaudhry, Head of European Structured Finance Research, is joined by Richa Pandey, Analyst for European Structured Finance Research, and Christian Aufsatz, Managing Director and Head of European Structured Finance, to introduce Energy Performance Certificates (EPCs). We discussed if there is quantitative relationship between energy-efficiency improvements and lower probability of default for associated loans as well as if EPCs of residential properties can affect credit ratings. We also discussed some regulatory and disclosure requirements, which can further assist with the availability of consistent EPC data. While the speakers acknowledged the presence of some initial evidence of credit implications related to EPC factors, their current significance falls short of justifying their inclusion as pertinent for quantitative credit analysis.Related Content: Commentary - RMBS: Not All EPCs Created Equal: https://www.dbrsmorningstar.com/research/410781/rmbs-not-all-epcs-created-equalCommentary - Residential EPCs versus Credit Relevance: https://www.dbrsmorningstar.com/research/421101/residential-epcs-versus-credit-relevanceBy downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode Mudasar Chaudhry, Head of European Structured Finance Research, is joined by Christian Aufsatz, Managing Director, Head of European Structured Finance, and Marcos Alvarez, Senior Vice President, Global Head of Insurance, to give an introduction to climate change scenarios and how climate risk could result in an increase in debt issuers' default probability or a reduction in asset valuations. Speakers discuss the intersection of climate and credit analysis, and what DBRS Morningstar is focusing on as a credit rating agency. We further explore who ultimately pays for losses caused by climate change.Related Content: Commentary - ESG: Climate Risk and Credit: https://www.dbrsmorningstar.com/research/413235/esg-climate-risk-and-creditCommentary - European Securitisation and ESG-Related Issuance: Credit Relevance of Indirect Exposure to ESG Factors https://www.dbrsmorningstar.com/research/417250/european-securitisation-and-esg-related-issuance-credit-relevance-of-indirect-exposure-to-esg-factorsMethodology - DBRS Morningstar Criteria: Approach to Environmental, Social, and Governance Risk Factors in Credit Ratings: https://www.dbrsmorningstar.com/research/416784/dbrs-morningstar-criteria-approach-to-environmental-social-and-governance-risk-factors-in-credit-ratingsBy downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode of DBRS Morningstar's “European Securitisation Insights” podcast, Mudasar Chaudhry, Head of European Structured Finance Research, is joined by Paolo Conti, Head of European ABS, to discuss the proposed updates to DBRS Morningstar's "Rating European Consumer and Commercial Asset-Backed Securitisations" methodology. Speakers shared thoughts on what residual value (RV) risk is and why it matters in European ABS transactions. The proposed updates to the methodology relate to a revision of our approach to RV risk and the application of stresses to salary assignment loans. In particular, our revised approach provides for the incorporation of dependency on the remaining term.Related Content: The proposed “Rating European Consumer and Commercial Asset-Backed Securitisations” methodology is available on DBRS Morningstar's website at the following link: https://www.dbrsmorningstar.com/research/420356/dbrs-morningstar-requests-comments-on-proposed-methodology-for-rating-european-consumer-and-commercial-asset-backed-securitisations.By downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this second episode of Allen & Overy's Market Horizons podcast series on the political agreement of the draft EU Green Bond Regulation, Maria Green, a Counsel PSL who supports A&O global securitisation practice, and Axel de Backer, a Senior Associate in A&O's Banking & International Capital Markets practice in Brussels, look at this new Regulation from the securitisation perspective. Together, they analyse why the new European Green Bond label could present challenges for securitisation transactions and give rise to new complex disclosure considerations. In addition to this podcast, please also refer to the discussion of the draft Regulation from the mainstream debt perspective, which was covered in the podcast of 29 June 2023 “The EU Goes for gold with its Green Bond Regulation” and a related article.

We often discuss blockchain technologies and crypto in reference to personal wealth-building strategies and personal finance. However, financial institutions that lend money in an institutional setting are also exploring how they can utilize blockchain to speed up and simplify the lending process. Sid Powell is here to talk about his platform Maple that allows for these transactions, what this change means for the future of lending, and so much more. This week, episode 168 of the Tech Intersect™ Podcast is about the future of lending in a decentralized world! POWERED BY ADVANTAGE EVANS™ ACADEMY Fast-track your journey from cash to crypto with the Digital Money DEMYSTIFIED Quick Start Bundle now at DigitalMoneyDemystified.com. Sid Powell is the CEO and Co-founder of Maple, a private credit platform built on the rails of blockchain's distributed data ledger technology for institutional lenders to run alternative credit strategies. Prior to Maple, Sid was the Treasurer at Angle Finance in Melbourne and a Senior Associate of Securitisation for Corporate Finance at the National Australia Bank. Some of the talking points Sid and I go over in this episode include:What is Maple and what makes it different than other lending platforms?The power of utilizing stablecoins for transactions.How institutions who want to lend via blockchain are navigating the differences in regulations between countries.How lending via blockchain will improve accessibility and diversity in the digital money space.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate, and review the podcast and tell me your key takeaways!CONNECT WITH SID POWELL:LinkedInTwitterMapleCONNECT WITH DR. TONYA M. EVANS:Questions and requests: hello@techintersectpodcast.com Follow: Twitter @AtTechIntersect | Instagram @TechIntersect Web: Tech Intersect Podcast  Connect for exclusive content: https://advantageevans.activehosted.com/f/6 AI for TeachersWelcome to 'AI for Teachers,' your essential podcast unlocking AI's game-changing...Listen on: Apple Podcasts SpotifyRegulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

Episode 1 The EU Green Bond Regulation and Securitisation is a relatively new area of finance that has been gaining traction in recent years. The European Commission recently proposed a framework for the issuance of green bonds, which would provide more transparency and clarity to investors. Additionally, the European Central Bank has also been exploring ways to use securitisation as a tool to fund green projects. These initiatives have created an optimistic climate for green finance in Europe, with increased investor interest and potential for growth. For more information, visit our website.

Episode 1 The EU Green Bond Regulation and Securitisation is a relatively new area of finance that has been gaining traction in recent years. The European Commission recently proposed a framework for the issuance of green bonds, which would provide more transparency and clarity to investors. Additionally, the European Central Bank has also been exploring ways to use securitisation as a tool to fund green projects. These initiatives have created an optimistic climate for green finance in Europe, with increased investor interest and potential for growth. For more information, visit our website.

Tom Darcy is an Author. Activist, Actionist, Co- founder of Right2homes non profit, co founder of IBIG. Please check out Episode #200 where we discuss how to beat the Banks with their Evil Evictions. ============================== All my 5 Podcasts  / Video Channels / Donations https://bio.link/podcaster  How to Win in Court without a Solicitor https://www.awakeningpodcast.org/store/ Video also on Spotify What we Discussed: - The Number of Evictions increasing again (2min) - His own Eviction while his son was knocked out (3mins) - The Evil Eviction Process (7mins) - The Banks overcharging on Interest ( 10mins) - Irish Woman living in a Car with 3 Children (12-20 mins) - All the Benefits the Ukraine people are getting that the Irish are denied - The Corrupt TV Staation yet pensioners put in prison for not paying the TV lisence (24mins) - Irish made products a lot cheaper in North Ireland ( Under UK Imperialism) (28mins) - Ignored by the Irish Media ( 33mins) - Charles Strewart Parnell (35mins) - Minister that was a bond holder was negociating on his own behalf (40mins) - His Court of Appeal on Tuesday 4th July that could stop Eviction in Ireland (42 mins) - Judges for and against Securitisation (49mins) - How to Help Tom in the Court (55mins) and more How to Contact Tom https://waitingforthesheriff.com/ https://www.tiktok.com/@tomdarcy1 ======================================= More about Roy: All Podcasts + Coaching and Social Media https://bio.link/podcaster  How to Win in Court without a Solicitor https://www.awakeningpodcast.org/store/ https://awakeningpodcast.org/ Video https://www.bitchute.com/channel/y2XWI0VCPVqX/ https://rumble.com/user/Awakening

In this two-part series of DBRS Morningstar's “European Securitisation Insights” podcast, host Mudasar Chaudhry, Head of European Structured Finance Research, focuses on the climate risk and potential impact on credit.  Mudasar is joined by Christian Aufsatz, Head of European Structured Finance, and Rehanna Sameja, Senior Vice President of European RMBS, to give an introduction to climate change, climate change scenarios, and how climate risk could increase an issuer's default probability or a reduction in asset valuation(s). The guests also delved into how DBRS Morningstar considers climate risk in its rating analysis of European structured finance transactions and, in terms of time horizons, how climate risk compares with typical time horizons for other types of credit risk.Related Content:ESG: Climate Risk and Credit: https://www.dbrsmorningstar.com/research/413235/esg-climate-risk-and-creditBy downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode of DBRS Morningstar's “European Securitisation Insights” podcast, host Mudasar Chaudhry, Head of European Structured Finance Research, focuses on the European auto asset-backed securities (ABS) sector and key changes in transaction structures within this space due to rising interest rates.Chaudhry is joined by Guglielmo Panizza, Vice President, and Miklos Halasz, Assistant Vice President, both from our European ABS team to discuss how increasing interest rates are affecting excess spreads and how portfolio asset repricing is evident in European auto ABS transactions.Related Content:European ABS: Excess Spread Compression in Auto ABS: https://www.dbrsmorningstar.com/research/413373/european-abs-excess-spread-compression-in-auto-absOldie but not Goldie: Vehicle Manufacturer Analysis in European Auto ABS: https://www.dbrsmorningstar.com/research/410084/oldie-but-not-goldie-vehicle-manufacturer-analysis-in-european-auto-abs By downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

In this episode of DBRS Morningstar's “European Securitisation Insights” podcast, host Mudasar Chaudhry, Head of European Structured Finance Research at DBRS Morningstar, focuses on the European small and medium-size enterprise (SME) sector. He is joined by Carlos Silva, Head of European Structured Credit, and Maria Lopez, Senior Vice President of European Structured Credit, to discuss how the recent rise in interest rates is affecting both the assets and liabilities sides of European SME securitisation transactions. They further delve into details of how originators and issuers continue to evolve lending practices and transaction structures, respectively, as well as the potential impact of these changes on credit ratings.By downloading or listening to this podcast, you are agreeing to the DBRS Morningstar disclaimer and legal terms and conditions found at dbrsmorningstar.com/about/disclaimer and dbrsmorningstar.com/about/termsandconditions, including that the information provided is not investment, financial or other advice. DBRS Morningstar will not be liable for losses arising from your use of the information. Please note that the content of this podcast is intended for European audiences only.

The 9fin editorial team ask where are the deals? Securitisation reporter and acting levfin editor Owen Sanderson discusses CLO trends in 2023 and demand for new issuance.

Amer Siddiqui and Oliver WardJanuary 2023

In this episode, Gordon Kerr, Head of European Research discusses the Outlook for European Securitisation in 2023. In the first of a two-part series, Gordon engages with KBRA analysts to cover consumer-oriented collateral in European securitizations. Collateral challenges are expected to be the focus for 2023 as the recessionary environment takes hold and consumers face increased cost of living. KBRA analysts, Ken Egan from sovereign ratings, Killian Walsh from European ABS, and Kali Sirugudi from European RMBS cover the various challenges ahead for European consumers and their impact on securitization. A copy of the full European 2023 Outlook report can be found on kbra.com.

Shalini Chhabra is the Managing Partner at 3i (Impact India Investments) Partners, a Silicon Valley-based Impact Fund with the objective of supporting enterprises looking to solve some of the most pressing challenges faced by India's lower-income millions. She is a seasoned Banker with over two decades of experience in Credit Risk Management. She has managed diverse portfolios including Large Corporate, Inter-bank, SME, Financial Institutions including Mutual Funds and Insurance, Government / PSUs, and Structured Finance including Supply Chain Financing, Factoring, Securitisation, Inter-bank Participation etc. She has also managed Risk Policy and processes, Basel Implementation and Development of Risk models for PD estimation for HDFC Bank. She is huge proponent of gender equality, and currently mentors young students with AFH (“Aspire for Her”), hoping to bring about the change in perspective and reduce, if not eliminate the various self-limiting reasons for success by Women. Prior to becoming a VC, Shalini was also an experienced angel in the impact space, primarily looking at livelihoods creation at the Bottom of the Pyramid.Episode notes:1. Career in banking (3:34)2. Learning from the banking sector that Shalini has carried over to VC (6:25)3. Framework for risk appetite (18:05)4. What has Shalini learned about herself as a result of her work in banking and venture capital? (28:42)5. Shalini discusses what it takes to be a fund manager and success frameworks for operators (44:50)6. Shalini's professional career (58:50)7. Shalini's views on investing in personas (1:05:24). . . Social Links: 3i Partners on Linkedin: https://www.linkedin.com/company/3i-partners-india/Podcast on Twitter: https://twitter.com/thedesi_vcAkash Bhat on Twitter: https://twitter.com/bhatvakashPodcast on Instagram: https://instagram.com/thedesivcAkash Bhat on Instagram: https://instagram.com/bhatvakash

The first significant post-Brexit changes to UK financial services regulation were announced on December 9 by Jeremy Hunt, Chancellor of the Exchequer. The so-called 'Edinburgh Reforms' represent an attempt to honour government election manifesto promises and include possible changes to the Senior Mangers Regime, short selling, Solvency II and research rules under MiFID 2, among others. In this episode of Compliance Clarified, Lindsey Rogerson and Rachel Wolcott, senior editors in London, join Alexander Robson, editor-in-chief in London, to discuss the reforms and their potential impact. Wholesale markets review https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1057897/Wholesale_Markets_Review_Consultation_Response.pdf Securitisation review https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1040038/Securitisation_Regulation_Review.pdf Hill Review https://www.gov.uk/government/publications/uk-listings-reviewShort selling https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1122840/SSR_CfE_-_Official_Publication.pdf National AI strategy https://www.gov.uk/government/publications/national-ai-strategy-ai-action-plan/national-ai-strategy-ai-action-planFCA board minutes mentioning Regulatory Decisions Committee annual report (section 6) https://www.fca.org.uk/publication/minutes/fca-board-minutes-28-october-2022.pdfAvailable only to subscribers of Regulatory Intelligence (behind a paywall) ANALYSIS: Edinburgh Reforms leave much for finance firms to engage with in Hunt's post-Brexit rules overhaul http://go-ri.tr.com/tAS9ij Senior managers regime sets accountability bar high, few are rejected or punished http://go-ri.tr.com/46kAH4 The Regulatory Intelligence podcast series "Compliance Clarified" covers the range of topics that affect compliance officers in financial services firms. The podcasts have been designed to help compliance officers make sense of the often-challenging world of financial services regulation which is now overlaid with expectations that are not in the black and white of any rulebook. The role and remit of the compliance officer is ever-growing, and senior compliance officers have had to become polymaths, mastering not only detailed subject matter expertise but also the qualitative mysteries of culture and conduct risk. Compliance Clarified covers the hot topics of the day and the challenges faced, and aims to offer up practical ideas for emerging good practice.

In this episode, Gordon Kerr, Head of European Research is asked questions by Luigi Griffo from KBRA's European Investor Relations about the results of a recent survey. Investors in the European Securitisation market were asked their views for issuance and performance in the short to medium term. This is the second KBRA survey in 2022, providing a dynamic picture as views change. The first survey in June 2022 painted a concerning picture as many challenges lay ahead. The environment still presents a difficult future, but the context has changed, as have investors views. Take a listen to some of the interesting views presented. A copy of the full report for December 2022, as well as the June 2022 survey can be found on kbra.com.

In December 2021, the Securities and Exchange Board of India, which also regulates commodity markets, issued directions banning new derivative contracts in seven agricultural commodities. This ban covered more than 70 percent of the traded volumes in the Indian agricultural commodity futures market. What were the reasons for this sudden move, and what repercussions did this have for the spot markets in these commodities? What signals do such sudden moves by regulators send to markets, and how do agricultural markets and commodity derivative markets tend to react to such moves?In this episode of Interpreting India, Harsh Vardhan joins Anirudh Burman to help unpack these issues pertaining to India's commodity markets.Episode ContributorsHarsh Vardhan is a Senior Advisor with leading international management consulting firm Bain & Company. He has over 30 years of experience in the financial services sector and is actively involved in policymaking related to financial sector in India. He chaired the Committee on the Development of Securitisation for Housing Finance appointed by the RBI in2019. Recently he was a member of the Cross Border Insolvency Rules of Regulations Committee (CBIRC) of the Ministry of Corporate Affairs. He is an Independent Director on the board of Karur Vysya Bank and National Commodities Clearing Ltd and chairs the Risk Management Committees of the board for both.Anirudh Burman is an associate research director and fellow at Carnegie India. He works on key issues relating to public institutions, public administration, the administrative and regulatory state, and state capacity.--Additional ReadingDid SEBI's Ban on Agri-Futures Work? by Harsh Vardhan and Bhargavi Zaveri-ShahThe Ban on Agri Commodities Future is Weak in Law and Economics by Bhargavi Zaveri-Shah and Harsh Vardhan--

Rachid Ajaja, CEO & Co-Founder, Alliance Block The future of finance is an integrated system in which the internet of things will become the economy of things, helping to increase capital flows and technological innovation. IoT devices will become digital assets trading value independently without intermediaries. Robin Amlôt of IBS Intelligence discusses the interconnected relationship between the EoT and DeFi technology with Rachid Ajaja, Chief Executive Officer and Co-Founder of Alliance Block.

A continuation into the world of financial markets. We look at money markets, bond markets and securitisation!

In this week's episode, host Maryam Tanwir and panellist Yasmin Homer discuss the role of technology in the securitization of European borders with MEP Patrick Breyer and researcher Ainhoa Ruiz. It was 71 years ago that the 1951 UN Refugee Convention codified the rights of refugees to seek sanctuary and the obligation of states to protect them. In 2015 Angela Merkel famously declared, “Wir schaffen das,” that we can do it. Yet, in 2021, the International Organisation for Migration has described 2021 as the deadliest year for migration routes to and within Europe since 2018. At least 1315 people died on the central Mediterranean crossing, while at least 41 lives were lost at the land border between Turkey and Greece. The creation of a “Fortress Europe” emerges as an issue beyond borders, getting to the heart of what it means to be a citizen in a globalised, technologized world. It combines political, social, and economic interests, with the inclusion of private interests and the development of border technology for “corporate interest.” The question of accountability is at the core: if state policy includes, and can depend, upon the lobbying of private security companies, who are they beholden too? If this technology is produced for commercial interest, can its application be done fairly, without bias, or without profit? Securitisation constructs a constant psychological reality of war, impinging on the rights of those trying to get in the fortress, and those already inside. The only difference between the two is luck of circumstance.

Daniella Siretz, Director, Securitised Product Structuring, provides a special 5 in 5 spotlight on the key trends for ESG Securitisation.For more on the key ESG trends shaping the market this month, be sure to check-out our January newsletter.To get the latest 5 in 5 episodes as soon as they're available, remember to hit ‘subscribe', and if you found the content useful click ‘like' so it's easier for others to find. NB: This was recorded on 19 January 2022. For any terms used please refer to this glossary: https://ci.natwest.com/insights/articles/insight-glossary/Please view our full disclaimer here: https://www.natwest.com/corporates/disclaimer.html

Zee Entertainment and Sony Pictures have finalised their merger after 90 days of negotiations. This deal is expected to change the country's entertainment landscape. The pact is seen as complementary to both the groups. But, more importantly, it allows Zee founder Subhash Chandra to retain his family's hold over the company. We'll see how the future will unfold for the Chandra family as they still address investors' concerns over corporate governance issues. Soon after the news of merger came, the stock of Zee entertainment soared 2.58 per cent before taking a plunge. It settled a tad below its previous close. Half of the companies listed in the past two months are trading below their issue prices now. These include the likes of RateGain Travel and Technologies, Star Health and Allied Insurance, Paytm, and Policybazaar. Besides, recently listed companies, especially from the digital space, have tumbled nearly 50% from their recent highs. Yet, market watchers don't see them as value buys just yet.   Just like the IPOs, investors should also tread with caution while purchasing cryptocurrencies. If global investors are to be believed, India emerged as the fastest-growing crypto market in the world this year. The sudden rush of huge money and RBI's tough stance against the digital currency have put the government in a fix. A Bill to regulate it remained a work in progress even as the winter session of Parliament was adjourned sine die yesterday. So, what is puzzling the government? And overall, how was the year 2021 for cryptos?  Even as it maintained a tough stance against cryptocurrencies, the Reserve Bank of India ushered in several reforms across sectors this year. Among them was changing the norms for securitisation of assets like loans. The minimum holding period before an asset is securitised was reduced from 12 months to six months. This is expected to boost volumes in the space. But what exactly is securitisation? We have an explainer for you and more in this episode of the podcast.

Let us assume that a property loan company wants to raise funds. Under normal circumstances, it would take a loan from a bank or sell bonds to investors. The interest rate on the bonds depends on the company credit rating and other financial parameters.    The company can also sell some of its loans directly to willing buyers, thereby converting a future income source into cash today. However, it may be harder for the buyer of such loans to trade it again in the secondary market.  But the lender can raise money by pooling these property loans and selling it as a package to a Special Purpose Vehicle, which in turn converts this pool of loans into tradable securities that are sold to investors. This is known as securitization.  It is the process of taking often illiquid financial assets and converting them into liquid marketable securities for the purpose of raising funds.  Any type of asset with steady cash flows can be securitized, such as housing loans, gold loans, vehicle loans, personal loans, education loans, credit card receivables, trade receivables etc. Generally speaking, the securitization process involves three main entities: the original lender, a special purpose vehicle, and the investors.  The originator or the original lender is the bank or an NBFC that has loaned the money to borrowers. These loans sit on its books as assets. The assets of the financial institutions are then securitized by an issuer, such as a special purpose vehicle or SPV in short. The SPV converts the pooled assets into tradable, interest-bearing securities. The SPVs can be a company or a trust. Companies like Axis Trustee Services or IDBI Trusteeship Services provide trusteeship services to such Special Purpose Vehicles in India. In the final step, these instruments are sold to investors who will be receiving fixed or floating rate payments. The payments are funded by the expected cash flows from the underlying portfolio. Usually, the originator collects the payments from borrowers and passes them on to the SPV which then distributes it to investors. Securitization allows the original lender to remove the associated assets from its balance sheet, thus freeing up its capital for further lending. It is an alternate form for financial institutions to raise money. It also creates liquidity by letting small investors participate in instruments that would normally be unavailable to them. Most importantly, securitization enabled the transfer of credit risk for the lenders. Watch video

What is blockchain securitisation? Beyond purely digital assets, blockchains can also be used to represent real world assets like securities. However, while these new tokenisation innovations will create new highly liquid markets for real estate, stocks and startups, they have also uncovered a legal minefield and practical concerns that need to be addressed when bridging the real world to digital world divide. Government regulation also has to be determined as the world floods with some legitimate and many illegitimate ICO projects that will drive the future online economy. Buy the actual book on Amazon paperback & Kindle. https://amzn.to/2WRHRGg Listen to this episode on Youtube | https://youtu.be/1ckR_d_GPGw Audiobook Podcast Youtube Playlist | https://youtube.com/playlist?list=PL-cj8Q_B0xWFybnr3Z_DZlYzSy_hBDgbo Feel free to support this work by liking, subscribing and leaving a comment on our podcast page, sharing on social media, or making a contribution on Patreon. https://www.patreon.com/maximbeatty This work contains the music track RW Smith - Dig Deep that is licensed under a Creative Commons Attribution license | Source: https://directory.audio/free-music/hip-hop-rap/5933-rw-smith-dig-deep | Author: RW Smith

It is possible to create a society in which our collective safety and wellbeing are prioritised. Developing trusting, healthy relationships with all of our patients is essential to this work. However, Prevent – with the government's stated aim of identifying “vulnerability to radicalisation” – compromises all of this, and is a source of harm and increased marginalisation. Why is the NHS the only healthcare system in the world with a legal obligation to engage with such a strategy? What aren't you being told about Prevent in safeguarding training? Learn more in our series of online Alternative Trainings on Prevent. This training will seek to shed light on some unanswered questions about Prevent. We will hear from: Latifa Akay—writer, producer and Head of Collective Care at Act Build Change. Prior to this, Latifa worked as Director of Education at Maslaha. She is a trustee at the Inclusive Mosque Initiative, Ameen—a GP in east London, and a member of Medact's Securitisation of Health group, Mashal Iftikhar—a member of Medact's Securitisation of Health Group and an NHS doctor training in psychiatry. She is passionate about health equity in mental illness and the intersection of criminal justice with mental health services. This event recording is particularly aimed at people who work or are training in, study, or who have worked in health.

On the 25th May 2021 we held our second Alternative Training on Prevent in Healthcare to explore what you aren't being told about Prevent in safeguarding training. The training shed light on some unanswered questions about Prevent and we heard from: Members of Medact's Securitisation of Health Group (SHG) Susan Wright ─ a crime and human rights barrister acting for defendants, NGOs and other organisations on a range of public law matters Reem Abu-Hayyeh ─ Campaigns and Policy Lead: Peace and Security at Medact Dr Lyn Jenkins ─ a retired GP/ ophthalmologist, bereavement support volunteer, and heading up In My Own Bed Please, a lobby group advocating for improved palliative care at home in emergencies

This episode is also available as a blog post: https://10leaves.ae/publications/adgm/adgm-spvs-as-securitisation-vehicles What are the benefits of setting up a securitisation vehicle in the ADGM? In the ADGM, securitisation of a wide range of assets, loans, bonds, incomes and risks is allowed. In addition to this, risks related to debt, movable or immovable property, tangible and intangible assets are also allowed to be securitised. In general, anything that is a store of future income can be securitised in the ADGM. The ADGM SPV is governed by Common Law, and it's direct applicability in the ADGM provides legal certainty and comfort to foreign investors. SPVs also have access to the ADGM Courts, which provides a mechanism for registration and enforcement of contracts, again under Common Law. There are no restrictions on foreign ownership in the ADGM, and so ADGM SPVs can issue 100% of it's securities and shares to foreign nationals. The ADGM SPV is a low-cost and flexible vehicle. There are no office-space requirements (the services of an ADGM registered agent would suffice), and multiple classes of shares are allowed. Also, an ADGM SPV has access to the extensive Double Taxation Avoidance Treaty Network that the UAE has in place with most major countries around the globe. In this case, there are additional requirements to fulfil from the Ministry of Finance. The ADGM is a zero-tax jurisdiction and there are no corporate, withholding or income taxes in the centre. 100% of the profits of an ADGM SPV can be repatriated.

It is possible to create a society in which our collective safety and wellbeing are prioritised. Developing trusting, healthy relationships with all of our patients is essential to this work. However, Prevent ─ with the government's stated aim of identifying “vulnerability to radicalisation” ─ compromises all of this, and is a source of harm and increased marginalisation. Why is the NHS the only healthcare system in the world with a legal obligation to engage with such a strategy? What aren't you being told about Prevent in safeguarding training? We hosted a training session for health workers to shed light on some unanswered questions about Prevent. At the training we heard from: • Members of Medact's Securitisation of Health Group (SHG) • Dr Tarek Younis ─ a cultural and clinical critical psychologist and lecturer in psychology • Marcelo Camus ─ member of Medact's SHG, a social practice artist and co-founder and organiser of the Social Art Network • Reem Abu-Hayyeh ─ Campaigns and Programme Lead: Peace and Security at Medact

This episode is also available as a blog post: https://10leaves.ae/publications/luxembourg/luxembourg-securitisation-vehicles Why setup a securitisation vehicle in Luxembourg? In Luxembourg, securitisation of a wide range of assets, loans, bonds, incomes and risks is allowed. In addition to this, risks related to debt, movable or immovable property, tangible and intangible assets are also allowed to be securitised. In general, anything that is a store of future income can be securitised in Luxembourg. Issuers mainly use securitisation as an alternative to funding from banks and other formal lending institutions. Luxembourg offers many investment vehicles that can be used for securitisation transactions. Luxembourg has an extensive Securitisation Law, that is innovative and designed for cross-border transactions, especially in the European Union. This has become very popular and there are currently more than 1500 securitisation vehicles, with over 7,000 compartments in Luxembourg, resulting in over 35% market share in all of Europe. Other advantages include: choice between various legal structures – companies and well as investment fund structures the securitisation vehicle can be supervised or non-supervised Such vehicles can be listed Tax-neutrality Higher levels of investor protection Can create compartments Recognition of ring-fencing

Important Legal Provision Section 21 of the Recovery of Debts and Bankruptcy Act, 1993 – “Deposit of amount of debt due, on filing appeal - Where an appeal is preferred by any person from whom the amount of debt is due to a bank or a financial institution or a consortium of banks or financial institutions, such appeal shall not be entertained by the Appellate Tribunal unless such person has deposited with the Appellate Tribunal fifty per cent of the amount of debt so due from him as determined by the Tribunal under section 19: Provided that the Appellate Tribunal may, for reasons to be recorded in writing, reduce the amount to be deposited by such amount which shall not be less than twenty-five per cent. of the amount of such debt so due to be deposited under this section.” Observations by the Court According to the Court, S. 21 “employs the phrase “appeal shall not be entertained” indicates that it injuncts the Appellate Tribunal from entertaining an appeal by a person from whom the amount of debt is due to the Bank, unless such person has deposited with the Appellate Tribunal, fifty percent of the amount of debt so due from him as determined by the Tribunal under Section 19 of the Act. The proviso to the said Section, however, grants the discretion to the Appellate Tribunal to reduce the amount to be deposited, for reasons to be recorded in writing, but such reduction shall not be less than twenty-five per cent of the amount of such debt which is due. Hence” Therefore, considering the above, the Court opined that “the High Court does not have the power to waive the pre-deposit in its entirety, nor can it exercise discretion which is against the mandatory requirement of the statutory provision as contained in Section 21.” Thus, any waiver of pre-deposit to the entire extent by the High Court would be against the statutory provisions and, therefore, not sustainable in law. Held by the Court In order to further explain S. 21, the Court considered an analogous provision contained in Section 18 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 relating to pre-deposit in order to avail the remedy of appeal and considered its interpretation in the case of Narayan Chandra Ghosh v. UCO Bank, (2011) 4 SCC 548. The summation of reasoning is provided as under: - 1. There is an absolute bar to entertainment of an appeal unless the condition precedent i.e., the condition of pre-deposit, as stipulated, is fulfilled. The language of the provision is clear and admits of no ambiguity. 2. “It is well-settled that when a Statute confers a right of appeal, while granting the right, the Legislature can impose conditions for the exercise of such right, so long as the conditions are not so onerous as to amount to unreasonable restrictions, rendering the right almost illusory.” 3. No court, much less the Appellate Tribunal, a creature of the Statute itself, can refuse to give full effect to the legal provisions. 4. A total waiver would be against the statutory provisions. Concluding Remarks This is another case by the Supreme Court wherein it had to conduct an interpretative exercise to understand the true purport of a legal provision. Condition of pre-deposit is something that may act as a technical barrier against the right of appeal of a litigant if the bar of deposit is too high. However, DRT and DRAT are tribunals that deal exclusively with financial and banking disputes wherein money is of prime importance. It is equally true that unscrupulous parties try to take advantage of the legal proceedings to shy away from paying the banks their lawful dues. Thus, a holistic view would suggest that as long as the condition of pre-deposit is onerous, it is to be sustained by the Courts. Though I concur with the reasoning of the Court, yet the legislature must consider bringing about a change in S. 21 of the Recovery of Debts and Bankruptcy Act, 1993 and further reduce the bar in relation to pre-deposit. Due to Covid-19, many people are suffering immense financial hardships and the legislature must be cognizant of this fact. The financial power of people in general has diminished considerably and in such a scenario, the pre-condition of deposit of 50% of the amount due or even 25% is something that may be excessive for a person on the verge of bankruptcy. For the time being, it would be appropriate if the legislature can reduce this bar to 10% or even lesser.

As we approach the need to build back from the unprecedented economic shock of the pandemic and governments consider the form recovery will take, members of the ICMA Future Leaders legal working group discuss the potential opportunities and challenges in this area.

THE SECURITISATION OF SOUTH AFRICAN MUSLIMS POST 9/11 - MOHAMED NATHEEM HENDRICKS by Radio Islam

Nimisha Srivastava, Global Head of Credit Research at Willis Towers Watson, explains what has driven the downturn and subsequent recovery in credit markets during the COVID crisis. With a varying outlook across different areas of the credit landscape, she also sets out her views on different ways of lending money, in terms of the type of borrower, loan structure, securitisation, liquidity, and looking for “bargains” in fallen angels and distressed credit.

On the 2nd July 2020 we held the online launch of our latest report ‘False Positives: the Prevent counter-extremism policy in healthcare'. This report brings together new research that seeks to shed light on the implications of the Prevent duty in UK health services. Prevent is a controversial strand of the government's counter-extremism strategy that obliges public service providers and workers to ‘have due regard to the need to prevent people from being drawn into terrorism'. We heard from a panel of experts on the subject, including: Dr Hilary Aked – Research Manager at Medact and a writer and investigative researcher with a background in political sociology Dr Mayura Deshpande – Consultant forensic psychiatrist, deputy Chief Medical Officer at the Southern Health NHS Foundation Trust, and chair of the Ethics and Professional Practice Committee at the Royal College of Psychiatrists Dr Tarek Younis – Cultural and critical clinical psychologist, and currently a Lecturer in Psychology at Middlesex University Rosalind Comyn – Policy and Campaigns Officer at Liberty, where she leads work across policing and counter-terrorism Read the report and key findings: https://www.medact.org/prevent-report Read our Peace & Security Campaigner's article on mental health and deaths after police contact: https://www.opendemocracy.net/en/ournhs/mental-health-and-deaths-after-police-contact-why-senis-law-is-welcome-but-mo/ Read our Campaign Assistant's blog on the expansion of policing powers during the coronavirus pandemic: https://www.medact.org/2020/blogs/policing-the-pandemic/ Read black feminist organiser and Global Health academic Sarah Lasoye's blog on the police's use of tasers: https://www.medact.org/2019/blogs/on-tasers-policing-and-imagining-new-responses-to-violence/ Sign up to our Securitisation of Health mailing list: https://www.medact.org/project/securitisation/ Find out more about joining Medact as a member: https://www.medact.org/membership/

Vic and Becky discuss examples of securitisation theory from recent weeks, while having at home fun playing Across the Nation, the game no one is talking about. WARNING: may contain rusty nails.

In this episode: Millions in debt Debt charity deals with 9500 earning £40,000 If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.   Other articles at www.moneytipsdaily.com   Brexit Property Effect – Invest or Wait? Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.   In this episode: Brexit Effect Wait or Invest Is this a flip market? Are we due for a correction? Long term...   UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth...   More money looking for places to invest that there are good places to invest More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day: Securitisation. Securitisation is the financial practice of pooling various types of contractual...   When is a ‘Freehold’ not worth the paper it’s written on When is a ‘Freehold’ effectively not worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Buyers of new build houses may be shocked to... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.   In this episode: Brexit Effect Wait or Invest Is this a flip market? Are we due for a correction? Long term investment – get rich long, not get rich quick. Education is the key.   If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.   Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth...   More money looking for places to invest that there are good places to invest More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day: Securitisation. Securitisation is the financial practice of pooling various types of contractual...   When is a ‘Freehold’ not worth the paper it’s written on When is a ‘Freehold’ effectively not worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Buyers of new build houses may be shocked to... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. Would you like an opportunity to attend a free No Money Down Property Discovery Day? email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.    

Drowning in Sea of Debt By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: Millions in debt Debt charity deals with 9500 earning £40,000 If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com Brexit Property Effect – Invest or Wait? Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: Brexit Effect Wait or Invest Is this a flip market? Are we due for a correction? Long term... UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... More money looking for places to invest that there are good places to invest More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day: Securitisation. Securitisation is the financial practice of pooling various types of contractual... When is a ‘Freehold’ not worth the paper it’s written on When is a ‘Freehold’ effectively not worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Buyers of new build houses may be shocked to... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: · Brexit Effect · Wait or Invest · Is this a flip market? · Are we due for a correction? · Long term investment – get rich long, not get rich quick. · Education is the key. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... More money looking for places to invest that there are good places to invest More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day: Securitisation. Securitisation is the financial practice of pooling various types of contractual... When is a ‘Freehold’ not worth the paper it’s written on When is a ‘Freehold’ effectively not worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Buyers of new build houses may be shocked to... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Weekly Money News Roundup If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day Leveraged Buyout A leveraged buyout (LBO) is the... More money looking for places to invest that there are good places to invest More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day: Securitisation. Securitisation is the financial practice of pooling various types of contractual... When is a ‘Freehold’ not worth the paper it’s written on When is a ‘Freehold’ effectively not worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Buyers of new build houses may be shocked to... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. Would you like an opportunity to attend a free No Money Down Property Discovery Day? Email me at Charles@CharlesKelly.netor send me a message through Facebook or my Money Tips Daily community.

Britain needs both megabuilds but also a specialised SME property project finance market. Mike Bristow CEO of CrowdProperty a P2P based in Birmingham offers (to both sides) development finance loans and improves risk-returns by disintermediating the SME property finance market. We also debate whether P2P itself is morphing into asset securitisation for institutions (and to […]

Much Fintech (online wealth managers qv) is just “putting lipstick on a pig” – digitising existing processes at oldskool prices. No-one can say this about CrossLend who securitise loans ~200,000 times cheaper than oldskool prices and securitise down to...

Benefits from securitisation well exceed the current offering of securitised debt and assets. An international financial centre ready to securitise a sunrise industry can fill a large void -- and earn large profits. Hong Kong's own experience has been to make casino bet instruments, rather than productive assets. Yet, it does not have to be that way. For more, see: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2495259

Securitisation is Coming to the UK

A startling allegations of securitisation fraud by the Big Four banks has been revealed. According to Banking Law Advisor's Advocate Douglas Shaw, banks have been deceiving home owners as if they are still the registered bond owners, when in fact they are not. This allows them to collect mortgage bond payments on behalf of the new owners and take judgment against defaulting borrowers, neither of which is legal where the bond is securitised. Sakina Kamwendo speaks to Banking Law Advisor's Advocate Douglas Shaw

In this public seminar, Dr Jude Howell, Professor of International Development at London School of Economics and Political Science (LSE), argued that the securitisation of NGOs post-9/11 has raised both practical issues about aid delivery and the security of NGO workers, as well as broader questions around the purpose of aid and development of civil society. Dr Jude Howell is Professor of International Development at the London School of Economics and Political Sciences (LSE). She was Director of the London School of Economics and Political Science Centre for Civil Society between 2003 and 2010, running a wide range of internationally focused research projects and events on civil society. She was Director of the Economic and Social Research Council (ESRC) research programme on non-governmental public action and Series Editor of the Palgrave Press book series on Non-Governmental Public Action, in which her book The Global War on Terror, Aid and Civil Society (with Jeremy Lind), 2009, appears. She has written extensively on issues relating to civil society, development, security, gender and governance, and on China in particular. This public seminar was presented by the Development Policy Centre at Crawford School of Public Policy, The Australian National University.

Transcript -- Professor Ole Waever from the University of Copenhagen discusses Securitisation theory

Professor Ole Waever from the University of Copenhagen discusses Securitisation theory

This episode is part of our coverage of the Bitcoin 2014 Conference which took place in Amsterdam from May 15 to 17, 2014. These interviews were conducted by Siân Jones and focus on the area of regulation. Topics covered in this episode: Patrick Murck, General council of the Bitcoin Foundation Preston Byrne, Securitisation lawyer at Norton Rose Fulbright in London This episode is hosted by Siân Jones. Show notes and listening options: epicenter.tv/bitcoin2014-08

This episode contains the audio of an Australian Securitisation Forum lunch series panel held on 28 February 2013 at Ernst & Young in Melbourne. The subject was the Basel Committee on Banking Supervision's consultative document on revisions to the securitisation framework issued in December 2012. Submissions are due by 15 March 2013. A panel made up of David Addis, from Cygnus Advisory and Dennis Craig from National Australia Bank discussed the consultative document.

An interview with Chris Dalton, the CEO of the Australian Securitisation Forum, the first securitisation peak body in the world. The interview was recorded on Tuesday 12 February 2013. In this interview, Chris talks about his background, the background to the ASF, some of the things the ASF has achieved and what’s on the agenda for this year.

Episode 2 contains the audio of an Australian Securitisation Forum evening series panel held on 12 February 2013 at Clifford Chance in Sydney. The subject was the Basel Committee on Banking Supervision's consultative document on revisions to the securitisation framework issued in December 2012. Submissions are due by 15 March 2013. A panel made up of David Addis, from Cygnus Advisory, Stephen Maher, from Macquarie Bank and Dom Di Gori from ANZ discussed the consultative document.

Episode 1 of the Securitisation Matters podcast. This contains a brief background about Cygnus Advisory and David Addis and then an interview with John Barry, the head of securitisation for National Australia Bank. The interview was recorded on 19 October 2012 and additional material was added prior to publication on 21 November 2012. The interview covers John's background, his experience through the GFC and the outlook for the Australian securitisation market.

Human Rights Consortium Speaker(s): Professor Roger Zetter and Dr Paresh Kathrani 'New Challenges in Refugee Integration': Changing Identities, declining protection: the securitisation of asylum and refugee policy in Europe To mark the 60th a...

Human Rights Consortium Speaker(s): Professor Roger Zetter and Dr Paresh Kathrani 'New Challenges in Refugee Integration': Changing Identities, declining protection: the securitisation of asylum and refugee policy in Europe To mark the 60th a...

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Human Rights Consortium Speaker(s): Professor Roger Zetter and Dr Paresh Kathrani 'New Challenges in Refugee Integration': Changing Identities, declining protection: the securitisation of asylum and refugee policy in Europe To mark the 60th a...

Are military priorities distorting aid budgets? A panel of experts discuss the relationship between the UK's development budget and the country's foreign policy objectivesRead more on international aid's 'dirty secret'

Are military priorities distorting aid budgets? A panel of experts discuss the relationship between the UK's development budget and the country's foreign policy objectivesRead more on international aid's 'dirty secret'

Third and Final lecture in the 2010 Leverhulme Lecture series held in the Law Faculty, St Cross college in November 2010.

In this week’s podcast: We look at the predicted effect the UK immigration cap is likely to have on the vast numbers of non-EU workers employed in the City. We ask what this will mean for the big banks. We hear from our office in New York in our new weekly feature Stateside - with Justin Baer reporting back on the week’s top banking stories in America. We then look at securitisation, the state of Northern Rock and the plans that the Banking Commission has up its sleeve. Presented by Patrick Jenkins, with Sharlene Goff and Jennifer Hughes in the studio and Justin Baer in New York. Produced by LJ Filotrani See acast.com/privacy for privacy and opt-out information.