Podcasts about bunching

#598: Tax day is approaching, and if you're like most people, you might be overlooking deductions that could save you money. In our latest podcast episode, tax strategist Natalie Kolodij joins us to reveal common tax misconceptions and share strategies that could potentially lower your tax bill. "The tax code is 70,000 pages," Natalie explains. "There's so much. So I really like to have people focus on a handful of things to be mindful of." For W-2 employees who often have fewer tax advantages, Natalie highlights several overlooked deductions. If you live in a state without income tax (like Florida or Washington), you can deduct sales tax instead — especially on major purchases. Don't forget about personal property taxes on vehicles, boats or RVs either. Medical expenses can be deductible, but only amounts exceeding 7.5 percent of your adjusted gross income. Natalie suggests consolidating elective procedures into a single tax year to maximize this benefit. Charitable deductions offer surprising opportunities too. Miles driven while volunteering, expenses from fostering animals, and even home renovation materials donated to organizations like Habitat for Humanity can all qualify. Natalie also explains how "bunching" donations in alternate years can significantly increase tax savings compared to giving the same amount annually. The interview tackles major misconceptions about selling your primary residence. While many believe living in a home for two years makes all gains tax-free, Natalie clarifies that any "non-qualified use" periods (like when it was a rental property) can still be taxable. For small business owners and real estate investors, Natalie recommends tracking all business-related expenses — even seemingly minor ones like industry-related books or educational materials. She emphasizes the importance of proper record-keeping and having separate accounts for business expenses. As we navigate tax law changes following the recent election, Natalie's advice rings true: maintain flexibility in your tax planning and consider working with professionals who specialize in your specific situation. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro to tax day discussion (2:46) Common tax savings for W-2 employees (4:12) Standard vs itemized deductions explained (5:46) Often forgotten property tax deductions (6:58) Sales tax deductions for no-income-tax states (9:06) Medical expense deduction thresholds (12:53) Charitable giving strategies and overlooked deductions (17:51) Bunching donations in alternate years (22:20) Home sale tax exclusion misconceptions (30:44) Tax withholding changes and common mistakes (44:35) Bonus payment tax myths debunked (52:52) Finding the right tax professional (1:02:02) Small business and real estate investor tips (1:09:38) Best practices for tax record keeping (1:15:14) Preparing for potential tax code changes Learn more about your ad choices. Visit podcastchoices.com/adchoices

Party for Two with Jim Richards tackling the topics of the day, talking about the tow truck wars with Mark Mendelson and Touchdowns and Fumbles with Bob Reid.

As the end of November approaches, it's a great time to take a closer look at your financial plans and make any necessary tweaks to prepare for the year ahead. That's why this week, Jude and Marc are sharing some financial items that you should be thinking about as the year winds down. Whether it's reviewing your retirement contributions, exploring tax-saving strategies like QCDs, or tax-loss harvesting, let's make sure you're finishing the year on a high note.   Here's some of what we discuss in this episode: 0:00 – Intro 0:48 – The importance of tax loss harvesting 4:55 – Maximizing retirement contributions 8:23 – Optimizing tax brackets 10:29 – Charitable contributions and QCDs 12:41 – End of year savings and HSAs 16:02 – Bunching deductions   Get the "What Issues Should I Consider Before The End Of The Year?" Guide here: https://drive.google.com/file/d/1-uGZpXb4KdavKB2JEjolQot5xYIdZ7EM/view?usp=sharing   Connect: Website: https://centrusfs.com/podcast/   Call: 800-779-4592 Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/

In this episode, CII General Counsel Jeff Mahoney interviews Michael Ewens, the David L. and Elsie M. Dodd Professor of Finance at Columbia Business School. Professor is the co-author of a research paper recently published in the Journal of Financial Economics entitled "Regulatory Costs of Being Public: Evidence From Bunching Estimation."

On this episode of the Three-Inning Save podcast, we recap a winning homestand for the Dodgers, who did lose a series against the Phillies but then swept the Pirates. Teoscar Hernández is on fire, Tyler Glasnow is pitching like an ace, and we try to figure out what obstruction means. Also, brutal injuries for River Ryan and Brusdar Graterol, and a triumphant and emotional return for Freddie Freeman.  The Three-Inning Save is part of the Fans First Sports Network. Hosted by Eric Stephen and Jacob Burch, with questions from Craig Minami. Produced by Brian Salvatore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam and Wealthquest President David Kern continue their insightful dialogue on giving and generosity in this episode. They delve into tax-deductible methods of giving, highlighting the benefits of donating appreciated shares to avoid capital gains taxes. The conversation also explores the types of shares that may not be ideal for donation.  Furthermore, they discuss the advantages of donor-advised funds, combining charitable giving with effective tax strategies. This episode emphasizes the importance of integrating generosity with a comprehensive financial plan, ensuring flexibility and tax benefits in your philanthropic efforts.   Episode Highlights:  [02:55] We're now shifting gears to gifting to nonprofits or charities. This would be any 5013c that doesn't pay income tax. [03:11] You can be charitable and benefit these organizations and get a tax benefit in the process.  [03:26] Gifting shares or assets to charities. If you sell a stock that has increased in value, you'll have to pay income tax on it. If you gift that stock to a charity, neither of you pay taxes on it. [04:00] You can also record this on your Schedule A to see if it works for you this tax year. [05:08] You don't want to donate shares that have lost value. You want to donate shares with the lowest cost basis or the greatest amount of appreciation. [06:27] Think of a donor-advised fund like a holding pen for charitable donors. This fund can also receive appreciated securities. [09:53] Bunching is two years worth of giving in one year.  [12:27] Qualified charitable distributions or QCDs. Required minimum distributions RMDs.  [14:19] If you're already charitably inclined and you're going to give a certain amount, use a QCD instead of paying taxes on your required minimum distributions. [17:25] You can also make charities the beneficiaries of your accounts. If you leave an IRA to a charity, they won't have to pay taxes on that.  [18:47] Bonus: Specific to Ohio. Scholarship granting organization SGO is a new Ohio based tax scholarship program. It receives contributions from donors and grants scholarships to eligible students. [20:11] Giving to an SGO will reduce state tax liability.   Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.   Resources & Links Related to this Episode Wealthquest Get Started Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth David Kern The Power of Strategic Giving to Individuals - Part 2 What Motivates Generosity? - Part 1 Ohio SGO

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the “bunching” charitable contributions strategy and how it can help you maximize tax benefits. They explain why bunching contributions strategy for 2-3 years is a powerful tool in helping you take advantage of standard deductions. Listen in to learn how to bunch your charitable contributions into one year using the donor-advised fund. You will also learn why the donor-advised fund is the most flexible version of giving through the bunching strategy.In this episode, find out:The powerful impact bunching charitable contributions has on your tax scenario.How the donor-advised fund can help you overcome the standard deductions.Why the donor-advised fund is the most flexible version of giving with a tax benefit.How the bunching strategy allows you to gain deductibility by 2-3 years.Tweetable Quotes:“A donor-advised fund is a very key component of how we get to do the bunching strategy.”- Murs Tariq“Think of the donor-advised fund as the vehicle that's going to allow you to be able to group your deductions in one year.”- Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Matchweek 26 (or is it 27...?) has come and gone and Manchester United is licking their wounds after a 7-0 humiliation at Anfield...We look back at the match, preview the weekend, and look at the second group closing in on European places...

Matchweek 26 (or is it 27...?) has come and gone and Manchester United is licking their wounds after a 7-0 humiliation at Anfield... We look back at the match, preview the weekend, and look at the second group closing in on European places...

  What if one of these ten tax tools could be the tax opportunity that you've been missing? If you are looking to increase your wealth over your lifetime you'll want to ensure that you have the best tax planning strategies in place for long-term success.  Paying more taxes now to lower your lifetime tax rate may seem unconventional, but if you are serious about building wealth, this could be the kind of strategy to use. Listen in to hear our top ten tax planning strategies with our resident tax expert, Will Holt.  As life changes, your opportunities for tax saving change which is why it is important to stay on top of these changes. Make sure to check out all of our episodes to hear details on many of these tax-saving strategies and more. Subscribe now to never miss an episode. Outline of This Episode [2:12] Bunching multiple years of charitable giving together can be tax efficient [5:38] How to use highly appreciated stock as a gifting tool [6:32] Using qualified charitable distributions [10:22] Long-term financial planning is critical to long-term tax success [13:19] How to take advantage of tax loss harvesting [18:53] Use your retirement accounts  Resources & People Mentioned Article - Qualified Charitable Distributions – A Retiree's Secret Weapon to Slash Taxes Episode 59 - Tax Solutions for Charitable Giving Episode 104 - How an IRMAA Appeal Can Save You Thousands of Dollars in Medicare Premiums Episode 174 - Should You Use a Non-Qualified Deferred-Compensation Plan for Your Retirement Savings? Episode 140 - Choosing the Right Investment Vehicles to Save for Retirement Article - Tax Loss Harvesting: A Silver Lining in Bear Markets Episode 144 - Your Retirement Secret Weapon: The Mega Backdoor Roth Connect With Chad and Will https://www.financialsymmetry.com/podcast-archive/  Connect on Twitter @csmithraleigh @TeamFSINC Follow Financial Symmetry on Facebook Subscribe To This Podcast Apple Podcasts  Stitcher  Google Play

Sometimes your private practice schedule needs to change to meet your needs because your needs have changed, or you started a side hustle and you need to re-prioritize your time, or you moved to a new location, or hired an assistant!  Whatever your situation is, as life shifts, you shift as well.  One of the ways to stay on top of the ever-evolving and moving life is to create systems and schedules that are flexible and can be adjusted to suit you and your Canadian private practice.  In This Episode: Building your schedule   Give yourself more control  Make it work for you  Building your schedule   When I first started counselling, I worked on Saturdays because it was the cheapest day to rent the room for counselling sessions. For a couple of years, I worked on those Saturdays, and I appreciated the lessons from that time.  ‘I'm grateful for that time because it made me realize what it would be like to work on the weekends and if it was worth it for me.' – Julia Smith  Saturdays were quieter, it suited my clients, and I could save some money at the same time! But, after a while, those Saturdays got busy consistently, and I needed to make a change.  My needs and desires also changed, and because I wanted to shift my time around, it meant that I also had to shift my work schedule.  ‘It was great that I was saving money on Fridays by not going out but then I wasn't going out on Friday nights with friends either because I wanted to be completely awake and with it [for] my clients on the Saturday, but that meant I was missing out on a lot of things … after a couple of years, it just wasn't working anymore.' – Julia Smith  Give yourself more control You can give yourself some more control over your lifestyle by working out your schedule, such as:  Picking which time of day that you work best in, morning, afternoon, or evening  Adding breaks between sessions  Bunching clients and bunching work days Structuring blocks of admin time  ‘I like that my clients are not spread out throughout the day and that it's condensed into four hours and then I'm done, and I've seen the [number] of clients that I know I want to see in a day.' – Julia Smith  Make it work for you There is no “perfect schedule” or immaculate template out there because you need to structure it around your needs and wants.  You and your lifestyle will often change, so make your schedule work for you.  ‘My mindset is now, “What is going to work for me right now?” And that wisdom of knowing that it's probably not going to work for the rest of my life, and being open to trying out different types of schedules, switching it around when I need to, and being more flexible with my schedule.' – Julia Smith  Look at your Canadian private practice schedule. Is there something new that you can try? Explore, try another way, and do differently? Have fun with it!  Connect with me: Instagram Website  Resources Mentioned and Useful Links:  Ep 45:  How to Deal with Setbacks in Canadian Private Practice  Article: How to Set Up a Canadian Private Practice Website  Sign up for my free e-course on How to Start an Online Canadian Private Practice Rate, review, and subscribe to this podcast on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon, and TuneIn

Pallas Capital Advisors COO & Director of Planning, James Landry, ChFC, is joined by Eric Lalime, Managing Director, to discuss various ways to understand and navigate the world of charitable giving. Donation topics include: cash, Appreciated Securities, Bunching, Privately held stock, Donor Advised Stocks (DAFs), Qualified Charitable Distributions (QCDs), Charitable Trusts, private foundations and gifting artwork.

Pallas Capital Advisors COO & Director of Planning, James Landry, ChFC, is joined by Eric Lalime, Managing Director, to discuss various ways to understand and navigate the world of charitable giving. Donation topics include: cash, Appreciated Securities, Bunching, Privately held stock, Donor Advised Stocks (DAFs), Qualified Charitable Distributions (QCDs), Charitable Trusts, private foundations and gifting artwork.

Charitable giving is an important part of creating a legacy for those we love and impacting the world we live in. Accordingly charitable giving often plays a substantial role in the financial goals of many families, and while charitable giving is valuable in its own right, the savviest of individuals will go one step further to ensure they also obtain the maximum tax benefits from their charitable giving. In this episode we discuss how charitable bunching can increase the tax savings available to individuals who give charitably. If you are interested in learning how to maximize the tax savings you receive from your charitable contributions, we think you'll enjoy this episode. Thanks for listening! For those who are interested in even more detail on charitable bunching, check out our blog post covering the same topic at https://pw-wm.com/learn/tax-planning/saving-taxes-with-charitable-bunching/.

Humankind's domination of the planet has created a population explosion. Unfortunately, the Earth only possesses limited resources. There's a finite […] The post Line Bunching appeared first on Mat Labotka.

Learn about the difference between itemized deductions and the "Standard Deduction", and how you can pay multiple years of charitable donations in one year to maximize the tax savings. Thank you for listening to another episode of Wealth Game podcast. The goal is to get informal yet actionable advice directly to business owners and investors. The episodes are intended to be short and simple to allow busy professionals to get right to the point of growing their wealth and reducing their taxes. For topic suggestions, questions to cover, or collaboration requests please email questions@wealthgamepodcast.com. For additional information and links to all available platforms please visit our website at www.wealthgamepodcast.com

Buy Formby Asparagus cut by hand several times a week from 26 April till the end of June . In this podcast we look at Washing, Grading, bunching the Formby Asparagus. I have been buying Formby Asparagus for many years. This podcast washing grading bunching I find out how it gets to the shelves to be sold. What do you do with your asparagus? How do you cook Caroline makes an omelette with her asparagus. Thanks to David Brooks and Caroline Taylor for talking to Formby Podcast. If you have a story or a hobby. Contact Formby Podcast by email Formbypodcast@gmail.com @jayrayner1 @sara_meehan @RobSandilands @jessicafostekew @guardian #sparga #shoplocal #farm #formbyasparagus @BBCFarmingToday @FormbyBubble @bbcmerseyside @NTFormby @FormbyStLukes @FormbyStLukes #asparagus #formby #formbybeach @gracedent @SandgrounderDAB @radioacademy @Formbyreport

Today we're talking about a donor-advised fund. Find out how this niche charitable planning technique has helped some of our clients and could help you, too.     TIMESTAMPS:  1:27 – Donor-advised fund 4:15 – Bunching 7:42 – Why use this technique 8:40 – Super bunching 10:30 – Growth 11:42 – Highly appreciated assets   MORE INFORMATION:  https://www.cornerstonevegas.com/cornerstone-retirement-podcast/

This time of year I start getting itchy to plant something. It's too early to repot houseplants and certainly too early to start seeds, like tomatoes, indoors. But there are some veggies that can be started this early. Onions are a lot easier to grow from seed than you think. I started growing onions from seed indoors under grow lights a number of years ago because I noticed my local garden center only had a few varieties to buy. By growing your own transplants from seed you can explore odd-shaped Italian heirlooms, giant, sweet onions and onions good for pickling. I love growing red onions. Newer varieties are sweeter than white or yellow onions and some, such as 'Redwing', last long in storage. We're still eating red onion bulbs I harvested last summer! If you're looking for a conversation piece in an onion, try 'Kelsae Giant'. This northern onion can grow to 15 pounds and still retain its sweetness. Bunching onions, where you eat the tops and all, are a great way to get an early crop of onions in our area. They come with white or red coloring and you can even grow some in a sunny window for an early spring, indoor harvest. 'Pearl' is a small, white, pickling onion variety that produces quickly from a spring planting. When purchasing onion seed look for long or day neutral varieties. These are best adapted to our climate. Start seeds indoors under grow lights 2- to 3-months before planting in the garden. Trim the tops, if they get leggy. Don't worry about overcrowding because onions transplant well even with small roots.See omnystudio.com/listener for privacy information.

Scott describes a year-end tax planning technique called bundling. 

If you're wondering how you or your loved ones can be more charitable and more tax efficient, then don't miss today's show. Steven and Ben will be digging into this topic, outlining and explaining the various ways to give to your favorite charities in the most tax efficient way possible. You can find all show notes for this episode at: https://bit.ly/3r1EbV1

An accredited financial planning advisor, CFP, as well as an author that shares how history can teach us about finances, Patrick specializes in educating his clients about charitable giving and bunching strategies that saves them money each year in taxes. He has learned much about human behavior from his time in the armed forces (thank you, sir) and his journey through the securities industry. You'll enjoy today's conversation around how what financial strategy works for your co-worker at the water cooler or relative may not work for you. Comparing your plan to someone else's is an exercise in futility because everyone defines success differently and we each have our own idiosyncrasies that planners can assist and build a strategy around. Patrick's website: https://www.victoryindependentplanning.com/ Patrick's LinkedIn: https://www.linkedin.com/in/patrick-huey-cfp/ Compliance approval: 2021-124530 This podcast is for information purposes only. Michael Steven Huskey is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 6115 Park South Dr. Suite 200 Charlotte, NC 28210; 704.552.8507. Securities products and Advisory Services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Huskey Financial is not an affiliate or subsidiary of PAS or Guardian. Patrick Huey, CFP and Victory Independent Planning are not affiliated with or endorsed by PAS, Guardian, or Huskey Financial and opinions stated are their own. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

It's September, and year-end financial, tax, and charitable planning discussions between professional advisors and their clients are happening, or will be happening very soon! What is your client's planning outlook for the rest of 2021, and as we enter 2022? What questions are they asking? Do they have concerns about some of the new tax legislation that's being discussed in Washington right now? How will changes affect their financial planning? And what type of legacy do they want to live by and leave to their kids? Join me and episode guest Aalok Shah, CFP and Principal Advisor at Harbour Investments in Portland OR and Edmonds, WA as we explore these questions and more. Aalok and I will chat about how and why he discusses charitable giving options with his clients. He'll tell us a few stories and share examples of how and why he helps clients incorporate charitable goals in their financial, tax and estate planning. We'll also hear about the advice he's providing his clients in light of possible changes that may be made to federal tax laws, how capital gains is treated, and strategies for mitigating tax burdens especially as we close in on the end of 2021. Join us for this latest episode of "Looking Forward. Giving Back."! --- Send in a voice message: https://anchor.fm/lookingforwardgivingback/message

In this brief in between episode, Coach Patrick discusses the value of organizing your races in small clusters for better outcomes. The more intentional you can be with the structure of your season, the better outcomes you can expect to earn.   Being able to use a single base training build-up repeatedly instead of having to repeat the cycle over and over again. Capturing rapid learning opportunities to get better at decision-making for success and race day Increase familiarity with race day setup and better execution as a result

This Friday night episode is a debrief at the midpoint of the U.S. Open. Andy and Brendan react to Dick Bland, long an SGS notable, taking the freaking lead at a major. But has he gone too mainstream? There are some historical trends offered for why Torrey is a flawed venue but also why we may be in for an exciting sprint on the weekend. The subject of Bryson figuring out a swing fix in his dreams is debated. Is he an idiot or a genius that knows how to play the media? Or both? The Dylan Wu debacle is another exhibit in the embarrassment of having a KFT event opposite the U.S. Open. Biggest surprise nominees lead to a discussion on Matthew Wolff and Bubba, who has a truly horrendous U.S. Open record. A biggest MC disappointment discussion hits on Tony Finau, the Baton Boy, and J Kokrak.

Bunching up and playing with coffee beans for over 30 minutes. Sit back, relax, and enjoy --- Jupiter Organic CBD Get 10% off your order of Jupiter CBD by visiting GetJupiter.com and using code ASMR at checkout https://www.getjupiter.com/share/asmr --- Listen to Sleep & Study Soundscapes on your favorite podcast directory: Anchor: https://anchor.fm/sleep-and-study-soundscapes Apple Podcast: https://podcasts.apple.com/us/podcast/id1469835541 Breaker: https://www.breaker.audio/sleep-and-study-soundscapes Castbox: https://castbox.fm/channel/Sleep-and-Study-Soundscapes-id2183461?country=us Google Podcast: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy9jM2M3NmYwL3BvZGNhc3QvcnNz Overcast: https://overcast.fm/itunes1469835541/sleep-and-study-soundscapes RadioPublic: https://radiopublic.com/https%3A%2F%2Fanchor.fm%2Fs%2Fc3c76f0%2Fpodcast%2Frss Spotify: https://open.spotify.com/show/4DBmmybJbBaviEOR6X5Y02 Stitcher: https://www.stitcher.com/podcast/anchor-podcasts/sleep-and-study-soundscapes --- Contact Us: SleepandStudySoundScapes@gmail.com --- Sound profile: Coffee, Drink, Coffee Shop --- Send in a voice message: https://anchor.fm/sleep-and-study-soundscapes/message Support this podcast: https://anchor.fm/sleep-and-study-soundscapes/support

Bunching up on broccoli for as little as two weeks may be worth the…

Bunching up on broccoli for as little as two weeks may be worth the…

2020 is nearly done and over with. While that brings a sense of joy as the year has been difficult in so many ways, there might also be some anxiety when thinking about your year-end taxes. Whether you’re an individual concerned about how a new president and recovering economy will impact you, or you need to find some last-minute tax deductions, there’s plenty to be thinking about as the new year ticks over. Preparing for end-of-year taxes, estate planning, and maximizing tax deductions On this week’s episode, Kelly is joined by Lisa Colletti, a managing director in planning strategy and research at Aspiriant. Lisa and Kelly talk about the things you should be thinking about right now to help you on your 2020 taxes and what could be done now for 2021. Things like creating more tax deductions, maximizing your 401K contributions, using the CARES Act to tide you over, and even what GRAT is; can all assist when figuring out your taxes. Listen to Kelly and Lisa talk about year-end tax preparation: What should people be paying special attention to for year-end taxes How President-Elect Joe Biden’s proposed tax plan could impact individuals Economic uncertainty and what that might mean for end-of-year planning How the CARES Act can help people  Beginning to look at tax liability to ensure there are going to be no major surprises on your year-end taxes Hitting the maximum 401k contributions to improve your tax bill Bunching contributions and deductions to maximize your itemized tax deductions Estate planning and gift tax benefits, both on your federal and state taxes Maximizing 529 plan contributions Strategic moves you can make with your family business What is a GRAT (A grantor retained annuity trust)? And how you can use it in your estate planning Thinking about asset allocation for now and the future How to find a financial planner or financial advisor More about Kelly Phillips Erb: Kelly is the creator and host of the new Taxgirl podcast series. Kelly is a practicing tax attorney with considerable experience and knowledge. She works with taxpayers like you every day. One of the things that she does is help folks out of tax jams, and hopefully, keep others from getting into them. Links mentioned: Kelly’s Website – Taxgirl Lisa Colletti - Website Aspiriant - Website

Money Concepts Radio is a financial series brought to you by KDCR and Money Concepts – The Planning FirmTM in Sioux Center, IA.  The following is not to be construed as tax or legal advice.  Host: Thomas De Jong, M.S.  Download the entire series: https://theplanningfirm.egnyte.com/dl/E2IoFPFCRtDownload the series transcript: https://theplanningfirm.egnyte.com/dl/tTiaX6msxnAll securities through Money Concepts Capital Corp.  Member FINRA/SIPC.  Money Concepts Capital Corp. is not affiliated with The Planning Firm.TM  

It's Thanksgiving week here in the US, and even in Corona times, we are all here getting ready for slight over-abundance of eating! So, it's timely to ask, have you ever struggled with maintaining your ideal weight? It's a serious subject for many of us, including my co-host Shaun Daney and I.   But this week, Shaun and I go completely off script and instead, we talk the lighter side of the struggles around the perfect weight, and dealing with ill-fitting clothes including belts, bunching....blousing! The struggle is real, have a great Thanksgiving if you are celebrating and stay safe in Corona times!

As we close in on the end of 2020, this is a great time to do optimize your finances! The week I am covering some items from my year-end financial planning checklist. In this episode, I discuss the idea of bunching deductible expenses to potentially save money on your tax bill! Do you want a free PDF of my 14 point financial planning checklist? >> Send an email to travis@kinetixfp.com Interested in working with me? Schedule a quick chat >> https://kinetixfp.com/lets-connect/ Join my weekly e-letter >> http://bit.ly/taxsavvybook Disclosure: This is for educational purposes only and is not a recommendation of any kind. Please consult your financial professional for recommendations on your particular situation.

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Join NE IA Ag Engineering Specialist, Brian Dougherty, as he discusses with Dairy Field Specialists Jenn Bentley and Fred Hall possible reasons why cows might bunch during the summer months and ways to troubleshoot to find a solution! Resources referenced: Factsheet: Cow Bunching on Dairy Farms, Causes and Solutions Summer Ventilation and Heat Abatement Checklist for Dairy Barns

The theme this week is year-end tax-saving giving tips. I’m sharing with you how you can be generous, do good, and cut your tax bill all at the same time. Today, I’m talking about charitable bunching. The changes to the tax code with the Tax Cuts and Jobs Act, have made it harder for a lot of Americans to get a deduction for charitable contributions. This happened because the standard deduction amount was basically doubled, and so it no longer makes sense for many Americans to itemize. And when you don’t itemize, you don’t get credit for those donations you’re making. Unless you bunch your contributions with a little strategy called charitable bunching.  Here’s how charitable bunching works and how it might be relevant for you:  Charitable bunching is a strategy where you lump your charitable donations into one year, so instead of donating to charity every year, you would donate more dollars less often.  For example, if you donate $5,000 every year to charity, but switch to donating $15,000 every 3 years instead, you would still donate the same amount, but by donating a higher amount in a given year, the strategy of lumping or bunching those contributions into one year can help you qualify for itemized deductions and hence, allow you to continue to receive a tax deduction on those charitable contributions in the years that you bunch. This can be particularly useful in years where you have higher income or a bigger tax bill, as the accelerated giving that’s involved with bunching can reduce your tax bill. I’ve seen situations where people have used sizable giving in year’s where they made Roth conversions or had a significant taxable event, like they sold a business.  Making large donations in those years can sizably cut your tax bill, so it’s important to be aware that giving in big chunks can help you do good and save a boatload of taxes all at the same time.  Just be sure to talk to your tax advisor about this, since they will be able to help you decide on the right amount of bunching that will help you reduce your tax bill and/or qualify for itemized deductions in a given year.  That’s it for today. Thanks for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip.  --------- >>> Subscribe on iTunes: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Check out our blog: https://truenorthretirementadvisors.com/blog/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance, wealth management, fee only financial advisor, financial planner, financial podcast, retirement podcast, financial independence podcast, charitable donations, charitable donations 2018, charitable donations tax deduction, tax cuts and jobs act, 2019 charitable deduction rules, charitable giving rules 2019, charitable donations 2019, how much do people give to charity, donations tax deduction, new tax bill charitable deductions, donor advised funds, charitable bunching

Season 2 is off and running with a laugh filled episode where the guys talk about the early season winners and losers!Be sure to subscribe to us or your favorite pod catcher!

In episode 160 of Financially Simple, Justin gives 19 ways to reduce a Business Owner's taxable income. As a Small Business Owner, cutting costs and saving money is of immense benefit - especially when it comes to paying taxes. Justin lists possible 19 ways to reduce your taxable income. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening!  Transcription: BLOG: 20 Ways to Reduce Taxable Income: A Business Owner's Guide TIME INDEX: 01:25 - How to Lower a Business Owner's Taxable Income 02:36 - Contribute as Much as You Can to Your Retirement Accounts 04:39 - Tax Loss Harvesting 07:02 - Purchase or Keep Your Health Insurance 08:09 - Have an HSA Account 09:34 - Track Your Medical Expenses 11:26 - 529 Plans 13:05 - Flexible Savings Account 14:28 - Bunching 16:40 - Deduct Everything That You Can 18:02 - Invest in Yourself 19:06 - Give to Charity 20:15 - Buy Your House 21:28 - Move to a Different State 22:47 - Check Your Property Taxes 23:44 - Make Your House More Energy Efficient 24:34 - Make a Baby! 25:07 - Talk to a Tax Professional 25:46 - Defer Some Income 26:09 - Buy a Fuel Efficient Car 26:46 - Wrap Up ________________ USEFUL LINKS: Financially Simple Financially Simple on YouTube Financially Simple on Facebook Financially Simple on Twitter Financially Simple: The Ultimate Sale - Get the Book Here! _______________ BIO: Justin A. Goodbread, CFP®, CEPA, CVGA, is a nationally recognized financial planner, business educator, wealth manager, author, speaker, and entrepreneur. He has 20+ years of experience teaching small business owners how to start, buy, grow, and sell businesses. He is a multi-year recipient of the Investopedia Top 100 Advisor and 2018 Exit Planning Institute's Exit Planner Leader of the Year.DISCLOSURES:This podcast is distributed for informational purposes only. Statements made in the podcast are not to be construed as personalized investment or financial planning advice, may not be suitable for everyone, and should not be considered a solicitation to engage in any particular investment or planning strategy. Listeners should conduct their own review and exercise judgment or consult with their own professional financial advisor to see how the information contained in this podcast may apply to their own individual circumstances. All investing involves the risk of loss, including the possible loss of principal. Past performance does not guarantee future results and nothing in this podcast should be construed as a guarantee of any specific outcome or profit. All market indices discussed are unmanaged, do not incur management fees, costs and expenses, and cannot be invested into directly. Investment advisory services offered by WealthSource Partners, LLC. Neither WealthSource Partners, LLC nor its representatives provide legal or accounting advice. The content of this podcast represents the views and opinions of Justin Goodbread and/or the podcast's guests and do not necessarily represent the views and/or opinions of WealthSource Partners, LLC. Statements made in this podcast are subject to change without notice. Neither WealthSource Partners, LLC nor its representatives, the podcast's hosts, or its guests have an obligation to provide revised statements in the event of changed circumstances. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes the use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.   Advisors who wished to be ranked in Investopedia's Top 100 Financial Advisors list either self-submitted answers to questions compiled by Investopedia or were nominated by peers.  Rankings were determined based on the number of followers and engagement on social media, primary contribution to professional industry websites, and their focus on financial literacy.  Neither performance nor client experience, however, were considered.  No compensation was paid by WealthSource Partners, LLC or Justin Goodbread to secure placement on Investopedia's Top 100 Financial Advisors List.   The Exit Planning Institute's Leader of the Year is awarded to a nominee who is a CEPA credential holder who has made a significant impact or contribution to the exit planning profession or overall community through innovation and influence and is viewed by the Exit Planning Institute as a thought leader, risk-taker and specialist while showing characteristics of collaboration.   This podcast might recommend products or services that offer Financially Simple compensation when you use them. This compensation is used to help offset the cost of creating the content. We will, however, never suggest products/services solely for the compensation we receive.

Money Concepts Radio is a financial series, brought to you by KDCR and Money Concepts – The Planning FirmTM in Sioux Center, designed to bring clarity and direction to the often confusing waters of the financial world.  The following is not to be construed as tax or legal advice.  Host: Thomas De Jong, M.S.  Download entire series: https://theplanningfirm.egnyte.com/dl/JYBmtvrdKP.  Download series transcript: https://theplanningfirm.egnyte.com/dl/aukaSgdjaH.  All securities through Money Concepts Capital Corp.  Member FINRA/SIPC.  Money Concepts Capital Corp. is not affiliated with The Planning FirmTM  www.ThePlanningFirm.com  |  www.linkedin.com/in/ThePlanningFirm  |  www.facebook.com/ThePlanningFirm  

This week, we’re going back through the archives of the One Minute Retirement Tip to cover the most downloaded episodes, and covering a wide range of retirement topics that you might have missed along the way. Today we’re revisiting the topic of charitable giving and talking about charitable bunching. I really don’t want you to get your panties all in a bunch over it, because it’s actually a pretty cool strategy. And by the end of this tip today, you’re going to be like “Wow, that’s genius, Ashley!” Well, yes, I know...it is genius, but I have a little secret - I didn’t come up with this. I’m just bringin the bunching to the people! Ok, enough messing around...here’s how charitable bunching works and how it might be relevant for you: Depending on your tax situation, and the fact that the standard deduction has shot up for 2018, many people won’t benefit from the tax deduction on charitable contributions, like you may have in years past. Enter charitable bunching. It’s a strategy where you lump your charitable donations into one year, so instead of donating to charity every year, you would donate more dollars less often. So for example, if you donate $5,000 every year to charity, but switch to donating $15,000 every 3 years instead, you would still donate the same amount, but by donating a higher amount in a given year, the strategy of lumping or bunching those contributions into one year can help you qualify for itemized deductions and hence, allow you to continue to receive a tax deduction on those charitable contributions in the years that you bunch. Thanks for listening today. Tomorrow we’re going to talk investing in bonds. My name is Ashley Micciche and this is the One Minute Retirement Tip. That’s it for today. Thanks for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip. ---------- >>> Subscribe on iTunes: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Check out our blog: https://truenorthretirementadvisors.com/blog/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance, wealth management, charitable contributions limit, charitable bunching, retirement, investing, money, finance, stock market,charitable donations, charitable donations 2018, charitable donations tax deduction, new tax bill charitable deductions

In this episode, we discuss: -Bunching -Market update -And much more!

>>> Subscribe on iTunes: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Check out our blog: https://truenorthretirementadvisors.com/blog/ Tags: charitable contributions limit, charitable bunching, retirement, investing, money, finance, stock market,charitable donations, charitable donations 2018, charitable donations tax deduction, new tax bill charitable deductions Transcript: Today we’re talking about charitable bunching, and I really don’t want you to get your panties all in a bunch over it, because it’s actually a pretty cool strategy. And by the end of this tip today, you’re going to be like “Wow, that’s genius, Ashley!” Well, yes, I know...it is genius, but I have a little secret - I didn’t come up with this. I’m just bringin the bunching to the people! Ok, enough messing around...here’s how charitable bunching works and how it might be relevant for you: Depending on your tax situation, and the fact that the standard deduction has shot up for 2018, many people won’t benefit from the tax deduction on charitable contributions, like you may have in years past. Enter charitable bunching. It’s a strategy where you lump your charitable donations into one year, so instead of donating to charity every year, you would donate more dollars less often. So for example, if you donate $5,000 every year to charity, but switch to donating $15,000 every 3 years instead, you would still donate the same amount, but by donating a higher amount in a given year, the strategy of lumping or bunching those contributions into one year can help you qualify for itemized deductions and hence, allow you to continue to receive a tax deduction on those charitable contributions in the years that you bunch. Thanks for listening today. Tomorrow we’re going to talk about the best way to give to charity! My name is Ashley Micciche and this is the One Minute Retirement Tip.

Supporting charitable missions that are personally meaningful is important for many individuals. But being philanthropic means more than choosing which charities to endorse and how much to give; structuring gifts that provide the highest benefit to you and the charity is important too. In this podcast and our blog, A Day of Giving http://bit.ly/adayofgiving18, we explain the benefits and drawbacks of various giving strategies. Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.© 2018 AllianceBernstein L.P.

With the new tax law the standard deduction has nearly doubled making the ability to utilize itemized deductions harder. Today we discuss a technique called "bunching" to help take advantage of those itemized deductions. Podcast Host: Mike Jesowshek CPA, from JETRO and Associates To find out more on this topic and many others visit our website at www.JETROTax.com. You can also give us a call at 844-327-9272 or send your questions to us at Sales@JETROTax.com. We specialize in serving only small business owners helping them with bookkeeping, taxes, and payroll. When it comes to taxes we are not just a prepare and file firm we take it a step further and concentrate on tax savings throughout the year. To keep things simple and flexible, we created a menu of services that clients can bundle into a package completely customized to their needs. Pay only for the things you need, and nothing you don’t.

Learn why late buses cluster in threes, and which one you should choose; how you could get funding from the National Science Foundation for your big idea; and how long you should date someone before getting married, according to research. In this podcast, Cody Gough and Ashley Hamer discuss the following stories from Curiosity.com to help you get smarter and learn something new in just a few minutes: Here's Why Late Buses Cluster in Threes — and Which One You Should Choose The National Science Foundation Wants Your Idea for Their Next Project How Long Should You Date Someone Before Getting Married? Please tell us about yourself and help us improve the show by taking our listener survey! https://www.surveymonkey.com/r/curiosity-listener-survey If you love our show and you're interested in hearing full-length interviews, then please consider supporting us on Patreon. You'll get exclusive episodes and access to our archives as soon as you become a Patron! Learn about these topics and more on Curiosity.com, and download our 5-star app for Android and iOS. Plus: Amazon smart speaker users, enable our Alexa Flash Briefing to learn something new in just a few minutes every day! See omnystudio.com/listener for privacy information.

Don’t make charitable contributions every year and maximize the Standard Deduction!  Mike reviews a technique called “bunching deductions” in light of the new tax law.

Are you planning on having two (or more) kids under the age of two? If so, then you'll be part of a growing trend known as "baby bunching". But what type of parents are best suited for this lifestyle? Dr. Frederick Johnson, Chief of Pediatrics at Sharp Mary Birch Hospital (and self-proclaimed baby buncher) gives some great parenting tips including how to feed both kids at once, how to handle nap times and sleep schedules, as well as additional advice he's learned as a parent to five children.

In den letzten Jahren haben sich atomare Quantengase in optischen Gittern zu einem faszinierenden und interdisziplinär bedeutsamen Forschungsfeld entwickelt. Die in den periodischen Potentialen gefangenen ultrakalten Atome stellen ein ideales Modellsystem dar, anhand dessen sich grundlegende Fragestellungen der modernen Festkörper- und Vielteilchenphysik untersuchen lassen. In der vorliegenden Arbeit werden neue Methoden zur Manipulation und Analyse von Quantenzuständen in optischen Gittern demonstriert. Insbesondere wird mittels der sogenannten Rauschkorrelationsanalyse die Ordnung der Atome im Gitter bestimmt und erstmals fermionisches Antibunching an freien neutralen Atomen nachgewiesen. Grundlage für die vorgestellten Experimente ist eine im Rahmen dieser Arbeit neu entwickelte Apparatur, mit der sich simultan entartete bosonische und fermionische Quantengase aus 87-Rubidium und 40-Kalium präparieren und in einem dreidimensionalen optischen Gitter untersuchen lassen. Die Apparatur zeichnet sich durch eine Serie technischer Innovationen aus: Eine neuartige Spulen- und Fallenkonfiguration eröffnet einen hervorragenden optischen Zugang zu den präparierten Ensemblen und ermöglicht es, starke homogene Magnetfelder bei einer geringen dissipierten Leistung zu erzeugen. Dies sind wichtige Voraussetzungen, um definierte Gitterpotentiale verwirklichen und die interatomaren Wechselwirkungen mittels Feshbach-Resonanzen beeinflussen zu können. Das optische Potential geht aus der Überlagerung einer gekreuzten Dipolfalle und eines blauverstimmten dreidimensionalen Gitters hervor. Eine solche Kombination erlaubt es, sehr tiefe und relativ homogene Gitterpotentiale zu erzeugen sowie den externen Einschluss unabhängig von der Gittertiefe zu variieren. Des Weiteren lassen sich über eine frei einstellbare Wellenlänge speziesabhängige Gitter realisieren. Die Vereinigung der hier aufgeführten Technologien liefert uns eine außergewöhnlich flexible Plattform für das Studium maßgeschneiderter Quantenzustände in periodischen Potentialen. Durch den unabhängigen externen Einschluss kann erstmals ein Fermigas allein über dessen Kompression zwischen einem metallischen und einem isolierenden Zustand hin- und hergeschaltet und – in ersten Ansätzen – die entsprechende Dynamik beobachtet werden. Die Ergebnisse werden mit numerischen Simulationen verglichen. Neben der Durchführung von Transportmessungen lässt sich hieraus ein neues Diagnoseverfahren ableiten, das es ermöglicht, Quantenphasen, wie den bosonischen oder fermionischen Mott-Isolator, anhand der charakteristischen Kompressibilität zu identifizieren. Als weiteres Diagnoseverfahren wird die Korrelationsanalyse von Flugzeitaufnahmen vorgestellt. Durch die Auswertung von Hanbury Brown und Twiss (HBT)-Korrelationen im Quantenrauschen der expandierenden Atomwolken lässt sich die mikroskopische Ordnung der Atome im Gitter nachweisen. Ausgangspunkt für die Messungen sind jeweils vollständig spinpolarisierte bosonische Mott-Isolatoren und fermionische Bandisolatoren. Trotz identischer Dichteverteilungen innerhalb des Gitters, weisen die Korrelationen von Bosonen und Fermionen entgegengesetzte Vorzeichen auf. Mit diesen Messungen gelingt es erstmals, fermionisches Antibunching an freien neutralen Atomen zu beobachten und innerhalb einer selben Apparatur mit dem bosonischen Bunching zu vergleichen. Neben dem Nachweis dieses fundamentalen Quanteneffektes lässt sich die Ordnung und die Temperatur der Fermionen im Gitter bis hinauf zur Fermi-Temperatur bestimmen. Damit erweist sich die Korrelationsanalyse als ein robustes Verfahren, mit dem sich in Zukunft noch weitaus komplexere Quantenphasen in optischen Gittern untersuchen lassen.