Podcasts about railroads

ong Island Comedian Tom Kelly and producer Steve hit the road for another chaotic in-the-car episode of The Tom Kelly Show — recorded while driving through Long Island and ranting about everything from Riverhead drama to the controversial Massapequa school board election. Tom reacts to a Riverhead town councilwoman calling him a "wannabe comedian" during a public meeting after one of his Long Island comedy videos sparked controversy online. Tom explains why he believes he was actually celebrating Riverhead, why he only "punches up" in his comedy, and how the backlash accidentally made the original video even more popular. - ⏱️ TIMESTAMPS 0:00 – Tom reacts to people "bashing Riverhead" 0:22 – Sponsor shoutouts: ABC Home Outlet & AutoSpa Williston Park 1:12 – Long Island Science Center discussion begins 1:53 – Podcasting from the Jeep at Bay Park Eastway 2:27 – Classic Long Island roadside observations 3:15 – Tom explains the Riverhead controversy 3:38 – "I punch up, I don't punch down" 4:17 – Why Tom actually likes Riverhead 4:52 – A Riverhead councilwoman calls Tom a "wannabe comedian" 5:21 – Full clip from the Riverhead town meeting 6:17 – Riverhead's downtown redevelopment frustrations 6:48 – The Long Island Aquarium & Riverhead tourism jokes 7:41 – "I'm not a wannabe comedian. I'm a washed-up comedian." 8:08 – Tom says the Riverhead video was meant lovingly 8:44 – Railroad crossing interruption & Long Island chaos 9:14 – Tom reacts to the backlash video going viral 10:00 – "If I were REALLY bashing Riverhead…" 10:42 – Trying to rename the LIRR the "Long Island Choo Choo" 10:58 – Long Island Science Center controversy explained 11:58 – Tom discusses charging appearance/meeting fees 12:16 – Why Tom skipped the Riverhead town board meeting 13:00 – Tom softens toward Councilwoman Joanne Waski 14:29 – Breaking down the Science Center land dispute 15:28 – The Science Center's move to Tanger Outlets 16:02 – Tom asks listeners to leave positive reviews 17:09 – Transition into Massapequa school board politics 17:23 – Reaction to the controversial Massapequa election 17:42 – "The Save The Chief candidates won" 18:08 – Tom says he would have split his vote 18:15 – "How much do we spend to save the logo?" 18:34 – Long Island Railroad strike frustrations 19:08 – Overtime pay controversy & Newsday article discussion 20:03 – Tom's fantasy LIRR labor negotiation plan 20:37 – Strange LIRR overtime rules explained 21:04 – Triple turnout in the school board election 21:12 – "All because of a Chief and transgender bathrooms" 21:46 – Wrapping up another Long Island road episode 22:00 – "If you came for school board politics, stay for the funny"---------------- Socials: @TomKellyShow

ong Island Comedian Tom Kelly and producer Steve hit the road for another chaotic in-the-car episode of The Tom Kelly Show — recorded while driving through Long Island and ranting about everything from Riverhead drama to the controversial Massapequa school board election. Tom reacts to a Riverhead town councilwoman calling him a "wannabe comedian" during a public meeting after one of his Long Island comedy videos sparked controversy online. Tom explains why he believes he was actually celebrating Riverhead, why he only "punches up" in his comedy, and how the backlash accidentally made the original video even more popular. - ⏱️ TIMESTAMPS 0:00 – Tom reacts to people "bashing Riverhead" 0:22 – Sponsor shoutouts: ABC Home Outlet & AutoSpa Williston Park 1:12 – Long Island Science Center discussion begins 1:53 – Podcasting from the Jeep at Bay Park Eastway 2:27 – Classic Long Island roadside observations 3:15 – Tom explains the Riverhead controversy 3:38 – "I punch up, I don't punch down" 4:17 – Why Tom actually likes Riverhead 4:52 – A Riverhead councilwoman calls Tom a "wannabe comedian" 5:21 – Full clip from the Riverhead town meeting 6:17 – Riverhead's downtown redevelopment frustrations 6:48 – The Long Island Aquarium & Riverhead tourism jokes 7:41 – "I'm not a wannabe comedian. I'm a washed-up comedian." 8:08 – Tom says the Riverhead video was meant lovingly 8:44 – Railroad crossing interruption & Long Island chaos 9:14 – Tom reacts to the backlash video going viral 10:00 – "If I were REALLY bashing Riverhead…" 10:42 – Trying to rename the LIRR the "Long Island Choo Choo" 10:58 – Long Island Science Center controversy explained 11:58 – Tom discusses charging appearance/meeting fees 12:16 – Why Tom skipped the Riverhead town board meeting 13:00 – Tom softens toward Councilwoman Joanne Waski 14:29 – Breaking down the Science Center land dispute 15:28 – The Science Center's move to Tanger Outlets 16:02 – Tom asks listeners to leave positive reviews 17:09 – Transition into Massapequa school board politics 17:23 – Reaction to the controversial Massapequa election 17:42 – "The Save The Chief candidates won" 18:08 – Tom says he would have split his vote 18:15 – "How much do we spend to save the logo?" 18:34 – Long Island Railroad strike frustrations 19:08 – Overtime pay controversy & Newsday article discussion 20:03 – Tom's fantasy LIRR labor negotiation plan 20:37 – Strange LIRR overtime rules explained 21:04 – Triple turnout in the school board election 21:12 – "All because of a Chief and transgender bathrooms" 21:46 – Wrapping up another Long Island road episode 22:00 – "If you came for school board politics, stay for the funny"---------------- Socials: @TomKellyShow

CONTACT US TODAY! PATREON: http://www.patreon.com/wttmpodcast TikTok: https://www.tiktok.com/@windowtothemagic YouTube: http://youtube.com/windowtothemagic Email: podcast@windowtothemagic.com Voicemail: 1-307-GET-WTTM (438-9886)  On this episode, Paul visits Disneyland to meet up with LONGTIME listener and friend of the magic Rebecca for "Disneyland Railroad Monopoly."   Enjoy!!  69 mins ))HD BINAURAL((

In the process of searching for his missing brother, a man learns about a haunting that keeps occurring a few miles away. Patreon: ⁠patreon.com/thewarningwoods/⁠ Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thewarningwoods.myshopify.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Written and narrated by Miles Tritle Social:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.instagram.com/thewarningwoods⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thewarningwoods.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.milestritle.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Copyright 2026 Miles Tritle The Warning Woods podcast contains original works of horror fiction. Some locations may be real, but the characters and events are entirely fictional. Any resemblance to real individuals, groups, organizations, or events, unless otherwise specified, is entirely coincidental. Any names or titles belonging to real individuals, groups, or organization are not used intentionally unless otherwise specified. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I explore some of the history of the Grand Trunk Railroad moving their repair shops for their steam engines to Battle Creek in 1908, and it all surrounds an iconic photo taken the day it opened by photographer Isaac D Smith.For more information on Michael Delaware visit:MichaelDelaware.com

Self-driving cars, prom drama, internet chaos, and one of the realest conversations we've had in a while. This week we've got James Goff in the NNFA turtle lair as we dive into everything from Waymo mishaps and Tesla surveillance to growing up, comedy, and the stories that shape who you become. We get into why self-driving cars still aren't ready, Dave's evolving comedy and telling jokes about loss, wild prom stories and even wilder prom entrances, the weirdest commercials currently on the internet, married people behaving badly on social media, the backlash over a Black Professor Snape and why growing up in a group home teaches you life lessons the hard way. It's another splendiferous episode indeed! Watch “Gone in 60 Seconds"! → https://youtube.com/shorts/zaI8aiCV36E?si=KkQp5ksgcFI-AHUo DON'T FORGET TO LIKE, SHARE & SUBSCRIBE https://www.youtube.com/channel/UCLAUp-4rTF4q4XLujbJ51YQ MERCH https://nnfa.creator-spring.com/ BONUS CONTENT https://www.patreon.com/c/ImDaveTemple?utm_medium=clipboard_copy&utm_source=copyLink -----------------Follow host Derek GainesIG https://www.instagram.com/thegreatboy/ YouTube https://www.youtube.com/channel/UCEQDlfXd3hPcpTkU8xHYBTg Follow host Dave TempleIG https://www.instagram.com/imdavetemple/ YouTube https://www.youtube.com/@DAT46Follow guest James GoffIG https://www.instagram.com/cjamesgoff/ Follow No Need for ApologiesIG https://www.instagram.com/nnfapodcast/ TT https://www.tiktok.com/@noneedforapologies FB https://www.facebook.com/noneedforapologies/Produced by Teona SashaIG https://www.instagram.com/teonasasha/TT https://www.tiktok.com/@teonasasha -----------------To advertise your product on our podcasts please email jimmy@gasdigitalmarketing.com with a brief description about your product and any shows you may be interested in advertising on.SEND US MAIL:GaS Digital StudiosAttn: NNFA151 1st Ave # 311New York, NY 10003"No Need for Apologies" - NEW Episodes every Saturday at 3PM/ET on YouTube-----------------⏱️CHAPTERS00:00 Intro00:45 Welcome to the Show02:15 James Goff Joins the Show03:00 Dave's Waymo Disaster08:10 Catching Up With James09:26 Jokes on Grief13:00 Body Cam Videos Are Out18:40 Viral Courtroom Clip Breakdown24:13 Did You Go to Prom?36:55 Did you go to Prom?46:55 The Weirdest YouTube Ads Ever52:15 Married Men on Instagram 56:00 Adam22, Family & Priorities Debate01:02:00 Black Professor Snape01:09:00 Grouphome Stories01:15:22 Never Hearing "I'm Proud of You"01:16:00 OutroSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are these Luminary Lighthouse videos evidence of a Reset?  What else was going on pre and post Civil War? Follow This channel NOW:https://rumble.com/c/c-7873716Go to My site, use code: MEM10 for 10% OFFhttps://SemperFryLLC.com and get the best hot sauce in the world.Become a Member of FTJ Media for only $5/mo.https://FTJMedia.com and click "Go Pro"To join the Patreon, use this link:https://www.patreon.com/c/KristosCastJoin Dr. Glidden's Membership site here:https://leavebigpharmabehind.com/?via=pgndhealth⁠Code: baalbusters for 25% OFFMake Dr. Glidden Your DoctorUse Code BB5 here for your 90 Essential Nutrients:https://www.azurestandard.com/shop/brand/azurewell/2326The Azure Whole Food Essential Nutrients are 1. Whole Food Multivitamin, 2. Alaskan Cod Liver Oil, 3. Fulvic-Humic Energy Blend, 4. IP6 Supreme. I also recommend adding the Core Copper.Use code BB5 for your discount.Become a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.

For two months in the summer of 1972, a club-wielding, hair-covered creature stalked the railroad tracks of Defiance, Ohio — and the local police took it seriously enough to open an official file.EPISODE BLOG PAGE (includes sources and full transcript): https://weirddarkness.com/WerewolfCentralAUDIOBOOK: “The Black Eyed Kids” by G. Michael Vasey: https://amzn.to/4fIg2vWFEATURED STORIES IN THIS EPISODE: It's one of the most gruesome ways movie and television villains dispose of their victims… the acid bath. The body being tossed in a tub, barrel, or bin, slowly dissolving into soup – leaving no evidence behind. But the truth of acid baths is far more gruesome – even more so those who choose to use the method to get rid of a body. (Acid Bath Horrors) *** Defiance, Ohio was the location for one of the best true werewolf stories most people never talk about. (Welcome to Werewolf Central) *** If you're looking for some creepy places to visit this Halloween season, you can't get much creepier than cemeteries and graveyards. I'll share some of the most haunted ones that you might want to check out if you have ice in your veins. (The World's Most Haunted Graveyards) *** The scenery may be beautiful when driving this road, but locals have nicknamed it la carretera de la muerte (the highway of death). We'll look at Mexico's La Rumorosa Highway. (The La Rumorosa Hauntings) *** Many considered Edward Rulloff to be a genius – a man ahead of his time. Others had quite the opposite opinion of him, thinking him a fraud or a conman. But nobody expected they would also be adding the word “killer” to his description. (Genius, Conman, Killer)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:02:11.573 = Welcome to Werewolf Central00:08:48.888 = The World's Most Haunted Graveyards ***00:15:39.282 = Acid Bath Horrors00:28:47.923 = La Rumorosa Highway ****00:35:23.927 = Genius, Conman, and Killer00:46:26.735 = Show Close & Bloopers*** = Begins immediately after inserted ad breakLISTEN ON PODCAST APPS: Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.com/wdapps*No AI Voices Are Used In The Narration Of This Podcast*SOURCES and RESOURCES:“Welcome to Werewolf Central” by Nick Redfern for Mysterious Universe: https://weirddarkness.tiny.us/2c3p59aa“The World's Most Haunted Graveyards” from RealParanornalExperiences.com: https://weirddarkness.tiny.us/39z4fyaf“Acid Bath Horrors” by Abraham Rinquist for ListVerse: https://weirddarkness.tiny.us/znvcuzps“The La Rumorosa Hauntings” by Brent Swancer for Mysterious Universe: https://weirddarkness.tiny.us/5xj9sewk“Genius, Conman, and Killer” by Robert Willhelm for Murder By Gaslight: https://weirddarkness.tiny.us/dy9fmky5(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.Originally aired: March 14, 2023

In this episode of FTR's Rail Market Update, host Joseph Towers covers: STB accepts revised UPNS merger application as “Complete”.Procedural merger timeline delayed until certain deficiencies are remedied by Union Pacific and Norfolk Southern.Update on weekly rail traffic The Rail Market Update is hosted by FTR's Senior Analyst, Rail, Joseph Towers.  As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the PDF of the presentation.Download the PDF: https://www.ftrintel.com/rail-podcastSupport the show

Platform Chats host Walt Bleser sits down with Metro-North President Justin Vonashek, who turned a last-minute career fair resume into leading one of the nation's busiest commuter railroads. The conversation centers on a key shift: railroads don't just move trains—they move people, and those people don't have time for delays. Vonashek highlights Metro-North's post-pandemic rebound, strong on-time performance, safety culture, and continued operational improvements. He also points to major investments in new locomotives, infrastructure, and system upgrades, while maintaining service continuity. A strong emphasis is placed on workforce development, mentorship, and employee engagement—recognizing that even the most advanced systems depend on the people who keep them running. Bottom line: The future of rail isn't just infrastructure or technology—it's people. 

Head to the Wild West with Randy, Caly, and Visit Cheyenne President and CEO Jim Walter as they explore Frontier Days thrills, Front Range beauty, rich railroad history, and other top things to do in unforgettable Cheyenne, Wyoming.Subscribe to RV Destinations Magazine at https://RVDestinationsMagazine.com and use code PODCAST20 to save 20% on your subscription today!Hit the road and save! Book your stay at Love's RV Stop now and get 10% off with code DESTINATIONS10.0

This week, one of classic rock's most recognisable voices — singer, guitarist and songwriter Mark Farner, founding member of Grand Funk Railroad.With more than 30 million records sold worldwide, 16 gold and platinum albums and a string of massive hits including “I'm Your Captain,” “Some Kind of Wonderful,” “The Loco-Motion” and “We're An American Band,” Grand Funk Railroad became one of the biggest rock acts of the '70s. But in this deeply personal conversation, Mark reveals there's far more to his story than stadiums and success.Mark opens up about his childhood in Michigan and the devastating loss of his father when he was just nine years old. He shares how his family's Sunday gospel gatherings, filled with bluegrass music, harmonies and love, became the foundation for both his spirituality and his future career in music. He also talks about his Cherokee ancestry on his mother's side and the powerful influence spirituality had within the family from an early age.You'll hear the extraordinary story of how a young Mark experienced what he describes as a life-changing spiritual moment while watching evangelist Billy Graham on television — a moment that would shape the message and direction of his music for decades to come.Surprisingly, music wasn't Mark's first dream. He had originally planned on a future in football until injuries forced him off the field. That setback led his mother to rent him a guitar and arrange lessons, unknowingly setting him on the path that would eventually change rock history.Mark takes us through the early Michigan band scene, including his time with Terry Knight and the Pack alongside future Grand Funk drummer Don Brewer. He explains how the frustrations of struggling bands, freezing road trips and failed tours eventually led to the formation of Grand Funk Railroad with bassist Mel Schacher.One of the highlights is Mark's vivid recollection of the band's breakthrough appearance at the Atlanta Pop Festival, where three unknown musicians from Flint, Michigan stunned a crowd of 185,000 people and instantly realised their lives had changed forever.Mark also reflects on the unique musical identity of Grand Funk Railroad, explaining how the band's roots were grounded more in soulful R&B than traditional blues or heavy metal. He discusses wanting audiences to dance, feel joy and experience connection through the music.The conversation dives deeply into the creation of the band's most iconic songs. Mark reveals the remarkable spiritual experience that inspired “I'm Your Captain,” describing how the song arrived almost fully formed during a semi-conscious moment in the middle of the night after praying for music that could truly reach people's hearts.He also shares incredible behind-the-scenes stories about recording “The Loco-Motion,” including how producer Todd Rundgren spontaneously decided the band should record the song after hearing them casually singing it outside the studio.Throughout the interview, Mark speaks passionately about the emotional connection between musicians, instruments and songwriting. He explains how specific guitars and keyboards inspired entire songs and albums, including E Pluribus Funk and “Mean Mistreater.”Mark also discusses:The pressures and excitement of massive success in the '70sGrand Funk Railroad being labelled “the loudest band in the world”The unexpected breakup of the band in 1976His Christian music careerCharity work Family life, marriage and staying grounded despite fameWhy spreading love and positivity remains his greatest missionWarm, funny, spiritual and refreshingly honest, Mark Farner proves himself to be far more than simply a rock star. This is an uplifting conversation about resilience, creativity, faith and the enduring power of music to bring people together.If you love classic rock history, candid artist interviews and the stories behind timeless songs, this is an episode you won't want to miss.

We have been given a great incentive to come together as a community. We see plainly that the only way to a rational and stable existence is through ourselves, and not by a system of elected officials hijacked by nefarious players. This is not a time to usher in a more uncertain change simply for change's sake. This should be more of a restoration. A restoration of what we were under the impression we had, of sanity, of common law (cause no harm), and true leadership that cares about the well-being of the People.WE Will Turn This Around. We are either staring at eminent death in the coming months, or a revival of the spiritual power of true mankind. I say True mankind, because I suspect we have been living among imposters, SIMS, a great many Hylics. It may sound cold, but I don't think every humanoid is of the Benevolent Creator, the source from which we came.Go to My site:https://SemperFryLLC.com and get the best hot sauce in the world, plus find quick access to the 90 Essential Nutrients.  Use Code MEM10 from now 'til June 3rd for 10% OFF my hot sauces and Creatine-HCL.Be a Producer:https://GivesendGo.com/BaalBustershttps://buymeacoffee.com/BaalBustershttps://paypal.me/BaalBustersTo join the Patreon, use this link:https://www.patreon.com/c/KristosCastJoin Dr. Glidden's Membership site here:https://leavebigpharmabehind.com/?via=pgndhealth⁠Code: baalbusters for 25% OFFMake Dr. Glidden Your DoctorUse Code BB5 here for your 90 Essential Nutrients:https://www.azurestandard.com/shop/brand/azurewell/2326The Azure Whole Food Essential Nutrients are 1. Whole Food Multivitamin, 2. Alaskan Cod Liver Oil, 3. Fulvic-Humic Energy Blend, 4. IP6 Supreme. I also recommend adding the Core Copper.Use code BB5 for your discount.Become a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.

“S” is for South Carolina Railroad. In the early nineteenth century, Charleston sought to bolster its economy by attempting to attract trade from the west.

Welcome to a special re-release episode of the Crawfordsville Connection Podcast! In light of the continued progress surrounding the Market Street Railroad Crossing Project, we are re-sharing this important episode originally released following the breaking January 2025 announcement that the City of Crawfordsville was awarded funding through the U.S. Department of Transportation's Federal Railroad Administration Railroad Crossing Elimination Grant Program. As the City moves forward with the planning process for this transformational project, community engagement remains a top priority. Public open-house sessions are currently being held to provide updates, gather feedback, and answer questions from residents and stakeholders. The next public open house will take place on Wednesday, June 3, 2026, at 6:00PM at the Crawfordsville Career Academy, located at 2255 Phil Ward Boulevard. In this episode, listeners will hear more about the planning and development phases of the project, the data and research included in the grant application, and the next steps in the process. For additional project information, updates, and meeting details, visit www.CrawfordsvilleCrossing.com  To ask questions about this podcast or submit future topic ideas, please email Sarah Sommer at ssommer@crawfordsville-in.gov.      

The Railroad House Inn celebrated its bicentennial in 2023. Through those 200 years, the inn has witnessed a lot of history in Marietta, Pennsylvania. The oldest continuously operated bar in all of Lancaster County, Shank's Tavern, is also in Marietta. Both of these historic locations are reputedly haunted. Join us for the history and hauntings of the Railroad House Inn and Shank's Tavern. The Moment in Oddity features an arrow injury saving a woman's life. Our location was suggested by listener Kay Eberhart. Check out the website: http://historygoesbump.com Show notes can be found here: https://historygoesbump.blogspot.com/2026/05/hgb-ep-638-railroad-house-inn-and.html Become an Executive Producer: http://patreon.com/historygoesbump Music used in this episode: (Moment in Oddity) "Vanishing" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ Railroad Lady, Ambient Ethereal Guitar by ODennehy from Pixabay

We continue our conversation about the transcontinental railroad with a look at the impact of a connected America -- and what it means to be promised a new technology that will reshape everything.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Such An Episode!  On Deck we have Jane Stanford, born Jane Lathrop out of Albany New York, she married her lawyer husband who lost everything in a fire, went west to seek his fortune in the Gold Rush and found it selling supplies to miners and settlers.  When his wife joined him in San Francisco, he had become a railroad baron.  Eventually they had a child and Jane doted on the boy.  We won't tell you more here, but there's a death, a poisoning, a university being founded and not necessarily in that order in this powerful episode of the Family Plot Podcast!Become a supporter of this podcast: https://www.spreaker.com/podcast/family-plot--4670465/support.

In this episode of Building Texas Business, Chris Hanslik sits down with Joey Evans, head of business development, government relations, and transportation technology at TNW Corporation, for a conversation about an industry that quietly keeps Texas - and the rest of America - running. Joey introduces listeners to the world of short-line railroading and explains how TNW's four Texas railroads, located in Gonzales, Dumas, Brownwood, and at the Port of Victoria, serve as the critical first and last mile of freight movement across the state.Joey breaks down how short-line railroads fit into the national transportation network, why one rail car effectively removes four trucks from the highway, and what makes TNW's operation distinctive - including its flagship Dumas facility, which has grown into the largest privately owned rail car storage facility in North America. He also shares how the company built its proprietary technology platform, MyTNW, to give customers real-time visibility into their entire fleet, and how TNW has continued to push innovation in an industry that has historically lagged behind when it comes to technology adoption.The conversation covers TNW's approach to customer relationships, strategic planning, and staying nimble in the face of shifting market conditions and geopolitical uncertainty. Joey also discusses his work as president of the Texas Shortline Railroad Association and the significance of newly passed state legislation that lays the groundwork for dedicated state funding to complement federal infrastructure grants - funding that could accelerate rail upgrades across Texas by years and help the state compete with neighboring states that already have these programs in place.Joey also speaks candidly about his own leadership journey, from starting as a railroad conductor with no college degree to growing into a strategic role, and how mentorship, faith, and a shift away from purely transactional thinking have shaped the leader he is today. He talks about the importance of building a personal brand early in a career, the value of servant leadership, and why asking for help is a sign of courage rather than weakness.For business owners, entrepreneurs, and leaders interested in Texas infrastructure, economic growth, logistics, and what it takes to build a service-driven company with deep roots and long-term vision, this episode offers a compelling and eye-opening look at an industry that touches nearly everything - even if most people never think about it.LINKSShow NotesPrevious EpisodesAbout BoyarMillerAbout TNW Corporation

D&D 5e is accused of being 'artistically hollow' by one of tabletop gaming's biggest influencers, alongside Pathfinder, Draw Steel, and Daggerheart. So we explore if that's true?Quinns Quest review: https://www.youtube.com/watch?v=wH5-uQj4uOASaga of the Seasons 5e Adventure: https://ghostfiregaming.com/GGYT_GHVC_2026_5_242Email your questions to podcast@ghostfiregaming.comBen: @TheBenByrneDael: @dailydael Todd:  @ToddKenreck  Shawn: @shawnmerwinEditor:  @jberrt  Topics:00:00 - Intro05:04 - Gen Con events07:39 - Quinns vs D&D26:15 - Are Optimizers truly the villains?40:20 - Stories vs Railroads

Texas' top three Republican leaders are lining up behind Railroad Commissioner Jim Wright, giving the incumbent a major boost in an increasingly combative runoff for the agency that regulates the state's oil and gas industry. In other news, American Airlines and Southwest Airlines, both based in D-FW, each raised their bag fees by $10 last month; and Dallas' new 20-course tasting menu restaurant, Punk Noir, will open June 2. It will cost $295/person to experience. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode: 1572 High-pressure steam engines and transportation. Today, the first locomotive.

This week on Toon'd In!, Jim Cummings takes a special trip to the world-famous Bungalow Heaven Railroad for a unique and nostalgic conversation with host Nick Johnson! Known for creating one of the internet's most beloved backyard railroads and for celebrating the artistry of model trains, storytelling, and craftsmanship, Nick has built a passionate following through the charm and creativity of the Bungalow Heaven Railroad experience. Blending miniature railroading, cinematic presentation, and heartfelt conversations, the show has become a favorite destination for fans of trains, nostalgia, and imaginative entertainment.In this engaging and wide-ranging episode, Jim and Nick explore the fascinating world of garden railroading, the origins of the Bungalow Heaven Railroad, and the creative vision behind transforming a historic Pasadena bungalow into a living miniature railroad attraction. Nick shares how his love of trains evolved into a viral sensation, discusses the craftsmanship and engineering behind the layout, and reflects on building a community around nostalgia, creativity, and hands-on artistry. The conversation also dives into the intersection of storytelling and hobby culture, revealing how passion projects can inspire audiences around the world.Jim and Nick also dive deep into animation, voice acting, and the power of imagination, connecting the timeless magic of trains with the enduring appeal of cartoons and family entertainment. Jim shares behind-the-scenes stories from his legendary voice acting career, reflects on the universal appeal of beloved animated characters, and discusses the importance of preserving wonder, creativity, and practical artistry in an increasingly digital world. Along the way, the two swap stories about fandom, collectors, memorable encounters, and the shared joy that comes from creating experiences that transport audiences to another place and time.

Jerry of the Circus - Railroad Bridge Problems For Circus - 08/05/1937Become a supporter of this podcast: https://www.spreaker.com/podcast/harold-s-old-time-radio--4206392/support.

What's wrong with Greg in Reseda exposing himself to neighbors… and kids!? Killer kids on Ebikes. Orny recaps his encounter with a cocodrilo in Mexico after news of another cocodrilo attack in South Africa. Hantavieus back in the news. And what's with all the Alien Conspiracy talk.

In this episode of FTR's Rail Market Update, host Joseph Towers covers:Responses to the UP-NS merger applicationDick Kloster's road to the STBWeekly rail traffic The Rail Market Update is hosted by FTR's Senior Analyst, Rail, Joseph Towers.  As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the PDF of the presentation.Download the PDF: https://www.ftrintel.com/rail-podcastSupport the show

I'm so excited to talk about Big Thunder Mountain Railroad, which makes its return after a lengthy remodel. It has been well executed and it's as fun as ever--though perhaps in a slightly less bumpy way--at least for the moment. We will cover not only the history of this mountain but of its sister mountains at Disneyland, Tokyo Disneyland and Disneyland Paris. My business partner, Mark David Jones, joins me to discuss the original opening of Big Thunder here at Magic Kingdom, where he was part of the opening crew. He emphasizes how the attraction was the starting point for massive changes that would emerge at Walt Disney World in the years that followed, making it the resort destination of the world. And of course I'll give you my play by play review of the attraction in its refurbished state. So join us as Big Thunder Mountain Railroad Returns. Be sure to check out my latest endeavor, Disneyland Insights: Inspiration, Ideas & Magic for You and Your Organization. __________________________________________________ Disney Insights YouTube Page--Check it out and subscribe. DisneyInsights.com--So many resources at our home site. Be sure to subscribe to receive notice of upcoming podcasts. My newest book, A Century of Powerful Disney Insights, Volume I 1923-1973, The Walt & Roy Disney Years is available!  Also, check out my two of my other books, The Wonderful World of Customer Service at Disney and Disney, Leadership and You.  Also, for those examining other business benchmarks beyond Disney, check out Lead with Your Customer: Transform Culture and Brand Into World-Class Excellence. _______________________________________________________ Check out Zanolla Travel to book your next vacation!  David & Leah Zanolla ZanollaTravel.com Owner/Agents (309) 863-5469 _________________________________________________________ Performance Journeys This podcast and post is provided by J. Jeff Kober and Performance Journeys, which celebrates more than 20 years as a training and development group bringing best in business ideas through books, keynotes, workshops, seminars and online tools to help you take your organization to the next level. Want a Keynote Speaker? More than just nice stories, I offer proven insight and solutions having worked in the trench. Need Consulting? I've worked for decades across the public, private and non-profit arena.  Need Support? We offer so many classroom, online, and other resources to help you improve your customer service delivery, leadership excellence, and employee engagement. Contact us today, and let us help you on your Performance Journey!  

4.3 million industrial robots are already deployed globally. Robot costs have dropped 50% in 30 years. Payback periods are now 1 to 3 years. The reshoring of American manufacturing isn't a forecast — it's a buy order.This week on Money On Tap, Ben Brayshaw and Dan Michelon continue the series with The Railroads of Robotics — the picks-and-shovels playbook for physical AI and the next great industrial build-out.What you'll learn:Why three forces — reshoring, labor shortage, and 1–3 year robot payback — make automation inevitableThe four investable layers: robots · AI systems · software · hardwareA walk-through of the public names: Rockwell Automation, Teradyne, Emerson Electric, NVIDIA, Tesla (Optimus), AeroVironment, Applied Materials, AutodeskHow cobots are reshaping skilled-trades work — and what the NVIDIA CEO's "three-day work week" prediction really meansFive robotics-themed ETFs walked through: ROBO, BOTZ, IBOT, ARKQ, ROBTWhat to tell the kids and grandkids about which jobs will actually exist in 10 yearsThe geopolitical risk that could shelve this entire build-out overnightPlus Money In The News:United Airlines hikes fares up to 20% — CEO admits passing 100% of jet-fuel cost to consumersMusk vs. Altman: a $134B suit heading to court while SpaceX ($1.25T) and OpenAI ($850B) IPOs loomAdobe announces a $25B buyback (25% of market cap) while Big Tech keeps laying off — and the buyback nuance most investors missRead the companion blog: brayshawfinancial.com/blogSchedule a free consultation: app.greminders.com/t/9f3ce72e/initialconsultaFull Money On Tap episode library: brayshawfinancial.com/money-on-tapContact UsPhone: 855-226-8551Email: info@yourmoneyontap.comOffice: 116 South River Road, Bedford, NH 03110Web: brayshawfinancial.comWhat is "physical AI" and why does it matter for investors? Physical AI is the application of artificial intelligence to machines that operate in the real world — industrial robots, cobots, autonomous vehicles, drones, and humanoid robots. Unlike AI software that lives only on a screen, physical AI directly performs labor: assembling products, moving materials, inspecting quality, and operating equipment. For investors, it converts the AI thesis into measurable productivity gains and physical reshored capacity.

Tyler Goodspeed is the former chairman of the Council of Economic Advisors and is currently a chief economist in the private sector. In Tyler's first appearance on the podcast he discusses his new book highlighting a different way of looking at recessions, the challenge of breaking away from the human inclination of ascribing patterns to random phenomena, whether recessions are more Dorian Gray or Peter Pan, what history and stories like Jay Cooke tell us about recessions, how to evaluate supply side shocks and the 2008 Financial Crisis, why Milton Friedman's Plucking model might be the best we have at modeling recessions, and much more. Watch the full length video on our new YouTube Channel! Check out the transcript for this week's episode, now with links. Recorded on April 15th, 2026 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Timestamps 00:00:00 - Intro 00:00:43 - Recessions 00:07:07 - Epiphanies or Apophanies 00:26:40 - Peter Pan vs. Dorian Gray 00:33:40 - Jay Cooke and the Railroad 00:39:00 - Models of Recessions 00:47:55 - Supply Shocks 00:50:12 - Recessions in Different Places 01:00:25 - Outro

The news of Texas covered today includes:Our Lone Star story of the day: The GOP primary runoff race for Texas Railroad Commissioner has an element to it of which voters should be aware: The challenger is being bankrolled by folks angry at a specific decision taken by the RRC. A Houston Chronicle story gets it about as accurate as can be: Railroad Commission runoff exposes bitter divide in Texas oil industry. If you read it you can tell that it's not a 50/50 split but most against a few.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Webb County Sheriff Martin Cuellar faces removal attempt following indictment.May 11th is a big day for Texas tornado history: The great Lubbock tornado of 1970 – westernmost F5/EF5 tornado recorded in the United States. 1953 Waco tornado outbreak – On the same day as the Waco disaster, a high-end F4 tornado struck San Angelo, causing catastrophic damage. Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

In this episode of Horse First, Lockie Phillips sits down with long-time collaborator and now teaching team member, Lori Halliday. This conversation explores a shift happening quietly within horsemanship—a movement that is less visible, less performative, and increasingly happening beneath the surface. Together, they discuss what it means to carry forward work that challenges traditional systems, and why meaningful change often doesn't happen in the spotlight. Using the idea of an “underground railroad” of horsemanship, this episode looks at how people are being guided—sometimes gently, sometimes reluctantly—out of dominance-based approaches and into something more honest, more humane, and more sustainable for the horse. They also explore the responsibility of teaching within this space, how to avoid guru dynamics as the work grows, and what it means to develop real authority without losing independence of thought. This is a conversation about quiet influence, long-term change, and the kind of work that doesn't need to announce itself to be effective. Because not all progress is visible. But it is happening. BOOK IN WITH LORI HALLIDAY HERE: https://emotionalhorsemanship.com/lessons-and-coaching Connect with Lori's Non-Profit Ranch here:  https://www.horseandheart.org/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every seasone needs a salt episode!  And here it is.  It's mainly about why the South was without salt - and how that meant they couldn't keep food around.  That is - if they had been making enough.  Which they were not.This is also the last time I will blather on about the difference in railroad plans and how it helped back the Confeds into a corner they built themselves.Don't invest in your people and pay attention to technology and you will be left behind.  Especially if you are attempting to run your little corner of the world.  It happened before, It's happening now - and it will happen again.Music Credit: Fingerlympics by Doctor TurtleShow Notes: https://thehistoryofamericanfood.blogspot.com/Email: TheHistoryofAmericanFood at gmail dot comThreads: @THoAFoodInstagram: @THoAFood& some other socials... @THoAFood

Join Attractions Magazine contributing writers and correspondents as they bring you news and discussion about all things themed entertainment and parks, including Disney, Universal Studios and beyond on The Attractions Podcast. Topics of conversation on this week's episode of The Attractions Podcast: Universal Orlando summer 2026: what's new vs returning and what's best for every age group Six Flags Magic Mountain restores historic coaster name for America 250, park's 50th anniversary SeaWorld San Diego adds new nighttime drone show to summer lineup Legoland parks worldwide debut FIFA World Cup 2026 Experience this summer (Review) Big Thunder Mountain Railroad unearths new effects and a smoother ride at Walt Disney World The Attractions Podcast is brought to you by MEI-Travel and Mouse Fan Travel. They provide premium service and expert advice to get the most for your vacation time and dollars. Visit them at mei-travel.com. We welcome your suggestions and want you to be a part of the discussion. Please send your comments to info@attractionsmagazine.com with the subject line “The Attractions Podcast.” Statements or opinions herein are those of the hosts and advertisers and do not necessarily reflect the views of the producers, Dream Together Media LLC, or staff.

Transformative technologies create speculative frenzies. Robin Wigglesworth, host of the new FT podcast The Story of Money, joins Katie Martin and Rob Armstrong to talk about what financial history can teach us about today's AI-driven stock market. Also, we go short GameStop's attempt to acquire eBay, and long tiny ice cream treats.Subscribe to The Story of Money wherever you get your podcasts, and on the show's dedicated YouTube channel here. Learn more at ft.com/tsom. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Space just became an asset class. Q1 2026 alone saw $36 billion deployed — and the SpaceX IPO could be the first trillion-dollar offering in history.This week on Money On Tap, Ben Brayshaw and Dan Michelon walk through what they're calling the railroads of space — the picks-and-shovels companies quietly building the rails that everything else will ride on.What you'll learn:Why the SpaceX IPO is the single biggest catalyst hanging over the entire sectorThe three investable layers: access · infrastructure · application & dataA walk-through of the public names already in motion — RKLB, ASTS, IRDM, PL, RDWWhere robotics fits — and why Honeybee Robotics and Redwire matter more than people thinkThe four real risks: capital intensity, government dependence, boom-bust speculation, and SpaceX disruptionWhy an actively managed space-themed ETF may be the most prudent way for retail investors to participatePlus Money In The News:Active ETFs cross $1 trillion — and why the cost trade-off is worth it for many investorsRound Hill's DRAM ETF pulls $1B in 10 days, giving U.S. investors backdoor access to Samsung and SK Hynix$4 gas drives consumer confidence to a record-low 47.6% — lower than 2008 — and inflation expectations climb toward 4.8%Read the companion blog: brayshawfinancial.com/blogSchedule a free consultation: app.greminders.com/t/9f3ce72e/initialconsultaFull Money On Tap episode library: brayshawfinancial.com/money-on-tapContact UsPhone: 855-226-8551Email: info@yourmoneyontap.comOffice: 116 South River Road, Bedford, NH 03110Web: brayshawfinancial.comWhat is the "picks and shovels" approach to space investing? The picks-and-shovels approach focuses on the suppliers, infrastructure providers, and service companies that support a fast-growing industry — rather than betting on a single headline name. In space, that means owning the makers of satellites, components, ground networks, robotics, and data services that profit no matter which rocket company ultimately wins.

#TSGMultimediaPodcast #HistoricPreservation #ModelRailroading #Trains #RailroadsThis month's TSG Podcast includes:1:04 Intro/Welcome2:27 Arrival In Reno7:26 Layout Tour Shoot | Jim Petro's Rio Grande10:07 Day Of The Big Boy's Arrival | Portola14:07 A Cool Piece Of Memorabilia16:10 An Old Friend18:10 Big Boy Arrives20:18 Western Pacific Railroad Museum Big Boy Celebration Event23:27 You Never Know Who You'll Run Into | Chase Engley26:17 An Evening With Ed Dickens | WPRM Banquet27:35 Big Boy Departure30:53 A Cool HO Scale Model | Mike Coenhttps://youtu.be/cbMXntZxwpQ33:59 Op Session | Jim Petro's Rio Grande37:55 Talking Trainshttps://www.youtube.com/live/C7Q5tkqs8Xw?si=uGOY2WjxzGvCmN8842:28 Tuolumne Railroad Weekend | Railtown 189746:34 You Never Know Who You'll Run Into | Tom Tomasello50:36 Tuolumne Railroad Weekend | West Side Reunion56:11 Tuolumne Railroad Weekend | Sierra Seminar58:22 You Never Know Who You'll Run Into | Chris Rogers1:03:55 YV Days | Jack Burgess's YV Layouthttps://youtu.be/EHGkZHLqALY1:05:52 YV Days | Chasing Ghost Trains | Merced To Tunnel 11:15:39 YV Days | Chasing Ghost Trains | El Portal To Briceburg1:27:03 Catch Of The Month1:28:10 ConclusionHere are some of the ways you can support the content you love:Support our sponsors!Model Railroad Control Systems - Electronics for Operationshttps://modelrailroadcontrolsystems.com/Western Pacific Railroad Museumhttps://wplives.org/https://www.podomatic.com   Use code: TSGPODEngagement & Sharing:If you enjoy this content, please hit the "like" button and share it with your friends on social media! Leaving comments on this video's comment section also helps.Direct Financial Support:https://www.patreon.com/TSGMultimediahttps://www.paypal.com/paypalme/tsgmultimediahttps://tsgmultimedia.com/shop/Join TSG Multimedia on these other social media channels:FaceBook: https://www.facebook.com/tsgmultimediafaceInstagram: https://www.instagram.com/tsg_multimedia/BlueSky: https://bsky.app/profile/tsgmultimedia.bsky.social©2026 TSG Multimedia. All Rights Reserved.

In this episode of FTR's Rail Market Update, host Joseph Towers covers: Updated Section 232 tariffsWeekly rail trafficUpdated UP-NS merger application The Rail Market Update is hosted by FTR's Senior Analyst, Rail, Joseph Towers.  As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the PDF of the presentation.Download the PDF: https://www.ftrintel.com/rail-podcastSupport the show

In April of 1936, authorities initially believed that three-year-old Sonny Karmendi's death had been caused by a hit-and-run driver. But the truth soon brought to light one of the most shocking murders in the history of Blair County.

Justin interviews Fonzo Martinez, boys basketball head coach at McKinney Christian Academy in the Dallas–Fort Worth Metroplex, about his path from high school and college basketball—derailed by severe knee injuries—to working as a train engineer and in corporate sales before feeling called to coach. He details getting his start at Coram Deo Academy, rebuilding a losing program into a playoff and state tournament team, then moving to McKinney Christian, where he became head coach four years ago and has led a dominant run including TAPPS state titles in 2022 and 2026 (39–1 this year; 77–3 over two years). Martinez explains Texas scheduling and associations (UIL, TAPPS, SPC), emphasizes adjusting style to personnel, and shares culture-building practices like weekly leadership days, player speeches, peer feedback sessions, bench standards, and boundaries that prioritize family and healthy time commitments.00:00 Meet Coach Fonzo00:44 Playing Days and Knee Injury01:56 Railroad to Coaching Leap05:58 First Head Job at Coram Deo06:52 COVID and Move to McKinney09:04 State Title Run and Scheduling11:29 Texas Leagues Explained13:25 What New Coaches Miss17:32 Adapting Style to Personnel26:11 Offseason Rules and Multi Sport34:10 Culture Staples and Leadership Day35:44 Culture Over Winning36:33 Inside Leadership Day38:36 Weekly Player Speeches39:51 Practice Time Breakdown41:41 Attitude And 95 Percent Rule45:25 Role Clarity Exercises46:38 Peer Feedback Meeting49:21 Bench Energy Standards51:03 Stealing From Other Sports52:17 Player Led Timeouts58:47 Pregame Warmup Upgrades01:02:08 Changing Mind On Time01:05:55 Closing Thoughts

7. Pioneers, Soldiers, and the Irish Frontier Seeking better wages, many immigrants left New York for the frontier. John Colleen moved to Buffalo to work for the railroad, eventually seeing his children become successful lawyers and police captains. In Minnesota, Peter Lynch and his family worked for ten years in New York to save enough to purchase cheap government land, eventually building a thriving Irish farming enclave in a largely German region. Others, such as Edmund Butler, pursued careers in the U.S. Army, where he notably fought in the Indian Wars and played a pivotal role in the defeat of Crazy Horse in Montana. 72890 TIPERARY

In this episode, real estate investor Adam Sondgeroth shares his journey from working in the railroad industry to building a portfolio of over 100 units through creative financing, strategic partnerships, and proactive deal sourcing. Learn how he scaled rapidly, leveraged relationships, and took action to seize opportunities in the real estate market.Chapters:00:01:05 - Adam Sondgeroth's journey from railroad worker to real estate investor00:02:03 - Overview of Adam's real estate investments and creative financing strategies00:04:07 - The influence of entrepreneurial mindset and early inspirations00:10:49 - Building relationships and networking in real estate00:17:14 - Transitioning to larger multifamily deals and the importance of taking action00:19:05 - Case study of a successful multifamily investment and exit strategyConnect with Adam:https://www.linkedin.com/in/adam-sondgeroth-868138221/ Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

Raccoons, Railroad Chaos, and Too Much Dude!

“If Hamilton is an Obama-era hope musical, we are a Trump-era protest musical," said Nygel D. Robinson, co-creator of “Mexodus.” “Mexodus,” a high-energy Off-Broadway show that explores a lesser-known part of U.S. history: the Underground Railroad, south into Mexico. In the 1800s, thousands of enslaved Black people fled to Mexico, where slavery had been abolished decades before the United States. Maria Hinojosa speaks with “Mexodus” co-creators and stars, Brian Quijada and Nygel D. Robinson, about what they hope their hit show can teach audiences today about cross-racial and cross-border solidarity. Latino USA is the longest-running news and culture radio program in the U.S., centering Latino stories and hosted by Pulitzer Prize-winning journalist Maria Hinojosa. Follow the show to get every episode. Want to support our independent journalism? Join Futuro+ for exclusive episodes, sneak peeks and behind-the-scenes chisme on Latino USA and all our podcasts. Follow us on TikTok and YouTube. Subscribe to our newsletter. See omnystudio.com/listener for privacy information.

In recent decades, the railroad industry has consolidated from more than 40 Class One Rail carriers to only six with disastrous results for the rail workers and the public. Despite a 1990's moratorium on mergers, Union Pacific and Norfolk Southern are applying for a new merger, the first one to be transcontinental. Workers, passengers, farmers, and other industries are joining forces to stop this merger. Clearing the FOG speaks with Ron Kamikow, a co-founder of Railroad Workers United, about the state of our rail system, the impact of the potential merger and the campaign against it. Kamikow says the UP-NS merger would definitely lead to further consolidation and would disrupt the supply chain at a time when it is already fragile. For more information, visit PopularResistance.org.

Keith challenges the belief that all debt is bad and reframes it as a tool for building wealth when used intentionally.  He contrasts destructive consumer debt with productive investment debt, especially in real estate, and explains how inflation, long-term fixed-rate loans, and rental income can work together to grow net worth.  Keith explores the mindset shift from prioritizing safety and being debt-free to pursuing growth through leverage, highlights the opportunity cost of avoiding debt, and offers practical guidelines for using borrowing rationally rather than emotionally.  He also shows how modern economies and many wealthy individuals rely on strategic debt, positioning it as a key part of a more intentional, asset-focused version of the American Dream. Episode Page: GetRichEducation.com/600 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   welcome to GRE. I'm your host. Keith weinholder, there's bad debt, good debt and great debt. Are you using debt wisely, and are you ensuring that you stay in debt? Because debt is the American dream today, on get rich education milestone episode 600   Corey Coates  0:23   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard in every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:06   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:40   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:56   Welcome to GRE from Kennewick, Washington at Kennebunkport, Maine and across 188 nations worldwide. I'm Keith Weinhold, and you are inside get rich education. Yes, America's favorite slack jawed mammal on a microphone has got his act back on track, for your listening pleasure, since 2014 This is our 600th wealth building week in a row, you've been misled, not maliciously, not even intentionally, but somewhere along the way, a really expensive idea got planted inside your head, and it was once planted inside my head, that debt is bad, just blanketly bad, that the goal is to be debt free, that owing money to somebody else is something to escape as fast as possible. And look, I get it, if your mindset is in the old middle class consumer credit world like mine was for much of my life, debt feels heavy, it feels like risk, it feels like obligation, but the people telling you to avoid debt, they're the same people that never built much wealth now a reliance on 22% APR, credit card debt just To pay basic living expenses, because it's the only way that you could do it, merely making the minimum monthly payment that right there is the road to ruin. Why? Well, because the interest rate is high, because you have to pay it back yourself, and because it's unsecured, meaning that there's no collateral, and at the same time, the people quietly getting rich, what are they doing? They're using debt every single day. So debt is not the enemy, it's just the tool, and like any tool, it can build a house, or it can smash your thumb if you miss the nail. Well today we're going to separate the two, because if you understand this one concept, then you stop playing defense financially and start going on offense. In fact, I'll go further. Debt isn't the opposite of the American Dream used correctly. Debt is the American dream. Now, my turning point was really fueled when I made my first ever home, that $295,000 blue four Plex Building Two decades ago, with just my three and a half percent down payment. That meant that 96 and a half percent was borrowed. That's debt, and that fueled everything for me, and got the ball rolling on using that seminal four Plex to leverage even more debt and more property with 1031 exchanges and cash out refinances debt made that American dream free. Me because I could not have afforded $295,000 all cash back then. Now, a guest that we had on the show last year and the owner of a commercial lending company, Hannah Hannan, she recently talked about the virtues of debt. I met Hannah because we were both faculty members on last year's real estate guys Investor Summit at sea cruise. Well, Hannah went on a different cruise and saw in Jamaica that there were all these vacant and uncompleted houses just sort of weirdly stuck at different stages of construction. She asked the tour guide, why are these houses all abandoned? And and the tour guide answered, we don't have loans here in Jamaica. People have to work make money and then start the build, and then the build pauses while they make more money, and then they have to construct the next phase of the build as they go and go back to making more money like that. I mean, sheesh, that's awful. Can you imagine if you had to build a home or a rental property for yourself that way? Well, back here in the US, access to debt is what allows people to build wealth faster, especially in real estate, you can use other people's money control large assets, pay less in taxes and compound off a much smaller amount of capital. That's the difference. Debt availability is really good in the US compared to other nations, and that's the emphasis on the American part of today's episode. Debt is the American dream. Now, when it comes to the big misunderstanding, most people think that debt is really just one thing. They just lump it all like it's all bad, credit cards, car loans, student loans, mortgages. A lot of people, they really do. They just still throw it all into one mental bucket that's sort of labeled da, avoid that at all costs. I'm telling you, no way you cannot do that. I mean, this is like saying food is bad because candy exists. No, there's junk food and there's fuel. It's the same with debt. Consumer debt is a wealth killer. Investment debt is a wealth creator, and if you don't know the difference well, you end up avoiding the very thing that could move your life forward. Here's another way to think about it, debt doesn't make you poor. Using debt poorly makes you poor.    Keith Weinhold  7:36   In real estate, inflation is quietly paying your mortgage, even if you never made a principal payment at all. When you really understand this, it almost sounds too good to be true. Most people think inflation is just rising prices, and it is that, but they miss the other side of the equation. Inflation also shrinks debt, something I've been talking about for more than 10 years here. If you have a 30 year fixed rate mortgage, you're paying back that loan with future dollars that are worth less, and meanwhile, rents tend to rise, wages tend to rise, and asset values tend to rise, but your mortgage, it stays fixed. Inflation can't touch it, and that means that over time, your payment gets easier and easier to make. Oh, and then if you've got a tenant in place as well, oh, they're the one sending in the check for everything. And inflation is not just happening to you. It's now working for you. If you've got, say, a $500,000 mortgage loan, and inflation is 3% well, then inflation enriched you by $15,000 every single year. That's $1,250 a month just on this 500k mortgage loan. And if you've got an investment property rented out. You've even got the tenant paying down, oh, maybe $400 in monthly principal for you on the property, plus this $1,250 in inflation profiting, plus $100 of cash flow. This is $1,750 in monthly benefit before we've even added in your tax benefits and the appreciation potential. What made this all happen debt is what made it all a reality for you. When we talk about why the middle class fears debt, yeah, there is a mindset divide here. On one side, it simply says, get out of debt, stay out of debt and avoid risk. On the other we ask, How can I use that to acquire assets? So it's really like the first group is focused on safety and the second group is focused on growth, and after a while you have to ask bigger X. Potential questions like, do you want to live a life of safety, or do you want to live a life of growth? Now, I'm not knocking discipline, but there is a hidden cost to avoiding debt entirely. It's called opportunity cost. When you pay all cash, oh, well, then you lose leverage, you lose scalability, you lose tax advantages, and you often lose time. Hey, just like I would have by postponing my first four Plex purchase for, say, five plus years until I could have saved up all that money by myself. That's why playing it safe is often the riskiest move, because while you're sitting on the sidelines, inflation and rising prices are still in the game, and you've taken yourself out of the game. When we talk about the American dream, look, America was built on debt leverage.    Keith Weinhold  11:01   Zoom out for a second. This isn't just about you and me. America itself was built on debt. Railroads were financed with borrowed money that helped Cornelius Vanderbilt build his railroad empire in the 1800s in the 1900s highways were funded through government debt. Today, our entire suburbs are built on mortgages. Leverage didn't break the system. It built the system. So it's kind of ironic that today people are told the safest move is to avoid the very mechanism that built this modern economy that you and I are living inside every day. Debt is how things get done. Now, practically, yes, debt can absolutely wreck you if it's used poorly. So we think about some simple guardrails then favor fixed rate debt over variable match long term debt with long term assets, and you want to chiefly borrow for cash flowing or appreciating assets, and also stress test your deals assume that things won't go perfectly. So this certainly is not about being reckless. It's about being intentional. Debt should serve you, not the other way around. And now notice how I said to chiefly use debt for cash flowing or appreciating assets. I didn't say solely because you'll remember how last year, I talked to you about how I bought a new car for myself and financed as much as I was allowed, almost 100% debt. I had to make, like, a two or 3k down payment on the car because it was a special order. And once they start, you know, building it and customizing it for me, well, then they're at risk if they don't have a deposit, all right? Well, I found a way to make this car debt pretty good debt. Oh, and you might be thinking, oh, yeah, of course. Well, if you use it for business, you probably get some deductions that way. Oh, no, no. Business use totally a personal car, almost leveraged to the hilt, but it's not bad debt, and I'll tell you why. By the way, this isn't some high end exotic car. It's a BMW x3 SUV. It was like 53 or 55k and now how could I possibly call this good debt? Nope, I'm not running it out to other people or anything like that, because here, unlike income property, where a tenant pays it down, I do have to make these car payments myself. Well, in a word, the reason I did it this way is for the arbitrage. I got a fixed 3.99% interest rate for five years. Call it 4% Oh, I am almost certainly going to beat that by investing those dollars in real estate. So the 55k almost that I did not have to allocate to a car. Oh, well, that amount is enough for a down payment and closing costs on a cash flowing rental. That's probably going to pay me five ways with a total ROI that I expect to be multiples above the 4% interest rate, but the car's value depreciates. What about that debt on a depreciating asset? A car depreciates at the same rate whether it's bought all cash or all debt. It doesn't matter. Here is the better question, why tie up that much in a depreciating asset? 55k if I had paid all cash which I could have, I would have foregone returns and paid opportunity cost. Now, arbitraging car debt this way. That's not great debt. I don't put it in that category like real estate that pays for itself is and that is mostly because no tenant services. My personal car debt. For me, this car debt is just good debt, not great debt. Now how about some more guardrails? How can you keep yourself from going nuts and just trying to arbitrage everything. How would you know if you've gone too far? I mean, any person that's savvy with personal finance has to ask themselves a question, and that is always, what is the risk associated with this investment, or what is the risk associated with this debt, right? Because I already talked about the upsides of car debt this way. Well, the first risk is that I don't successfully arbitrage it. Rather than having the 55k sunk into the car, I have it invested elsewhere than say, it doesn't achieve a greater than 4% return. Well, the risk of that happening is small, maybe about a 10% chance. What's another big risk of leveraging car debt this way? Well, it's if you cannot make the monthly payment, which for me is about $1,050 a month, 1050 that's a comfortable payment. For me, if you can't make the payment that's called, you got yourself into an over leveraged condition. But for me, these risks are manageable. And this is applied thinking. This is clear eyed thinking, rational decision making, a level headed approach, a long term approach. It's common sense investing. Have a strategy and then invest your plan, not your emotions. Look paying off debt. That's often an emotional response, like when the debt is at a low interest rate and yes, understanding that debt is the American dream. Okay, this is still a pretty unconventional understanding, for sure, but it is pragmatism over emotions. When emotions go up, intelligence goes down. You can see that in a lot of places in your life. I can too. I think that a lot of the emotion happened to us when we were really young, perhaps age 12. And maybe you're saying, Oh, well, grandpa, he would not have arranged his finances this way. Grandpa wouldn't have leveraged all this real estate debt, and he sure wouldn't have thought that arbitraging car debt is savvy, but your grandpa was born before 1971 back when the dollar was still gold, backed if you're older now, your grandpa might have even been affected by living through the 1930s Great Depression. Our world does not work that way. Today, the dollar is no longer tethered to gold. It's just borrowed and lent into existence, and another Great Depression that's actually really unlikely. In the 1930s President Herbert Hoover refused to provide government support to prop up the economy, and sheesh today, any crisis is like immediately propped up by us printing a ton of dollars and then giving them out, just like covid stimulus checks and mortgage loan forbearance and all of that debt, debt, debt. Now I don't think that all of that is good, but you got to acknowledge that that's the world we live in today. If you're debt averse, because grandpa always said to stay out of debt, well then you know what you can take solace. Take comfort in the fact that today, ultimately, grandpa would have understood that the world changed, and he would want what is best for you.    Keith Weinhold  19:03   I'm get rich education. Host Keith Weinhold, this week, we're talking about why debt is the American dream on episode 600 with guidance that's practical, contrarian investor first and non emotional. Contrarian does not mean reckless. And by the way, just because something is mainstream, well, that doesn't necessarily make it bad, but in this case with debt, it often does. Here we're kind of back onto the old Mark Twain quote. Go out on a limb, that's where the fruit is. This is independent thinking for real world investors. It's where theory meets what actually works, and I'll discuss some specific actionable guidance for you before we're done today. But this is largely about ignoring the masses and following a clear incentive path. And what do the masses do? Now they kind of all gel together and get pumped up when they follow these debt free call in radio shows where the host advises the caller to always desperately retire debt at all costs. They'll even tell you work a second and a third job. You got to postpone vacations. They'll tell you to defer your life and go into lifestyle debt. Then in order to desperately stay out of financial debt, we're never going to get that time back. So just chill, take it easy with a lot of debt types inflation and sometimes tenants both passively pay it back for you. I mean, on these debt free call in radio shows, almost every time they give guidance, I kind of chuckle when I listen to this stuff. I sort of quietly ask myself, how would that path ever build wealth like when people are advised to retire 3% mortgage debt? Why dreadful sounding guidance like this happens is because it keeps irresponsible people from going over a cliff. That's all it serves to do. I mean, you're here listening to me because you're good with money, or you desire to be good with money and not give all your money away to creditors used intelligently. Debt isn't reckless. It's a tool, and it's one that lets you scale without trading every hour of your life for dollars. It seems to me that some of the groups of people that need to hear the debt is the American Dream message. They tend to be in a few groups. I need to be careful here, but I'm talking about groups like people with less financial education, engineers and women. It doesn't mean that people with less financial education are any less intelligent. And then when it comes to the engineering profession, you know that type of person tends to be unusually conservative, and I've worked for engineering firms in the past, so I wouldn't know this is somewhat of a paradox. Since engineers are the calculating types, you would think that they would have leverage and arbitrage figured out, and then women are a group that they tend to be more debt averse than most, and this is not a knock on women at all. In fact, women generally do a lot of things better than men do. I mean, I could go on and on there, like emotional intelligence and social awareness and relationship building and even multitasking and sticking to a plan, but I know couples where the husband does understand that it does not make a lick of financial sense to pay off the home, but he did it because the wife wants it so badly she deems that as security. But yeah, there was a time in my life where I thought that being millions of dollars in debt. Oh, that just sounded awful, like I thought that after graduating from college, but Oh, position well, with leverage in real estate, after a long time, you might get yourself where you're increasing your debt half a million bucks every year, but right alongside it, you're increasing your asset value 1 million bucks every year. Well, right there, since net worth is assets minus debt, you're increasing your net worth by a half million bucks a year because you have a big amount to leverage, because you've been a real estate investor for a long time. For example, debt made that American dream possible. But, yeah, the needling engineer type that's conventional and is like still the guy faithfully contributing to their 401 k which is locked up until their age, 59 and a half and keeps paying down debt. You know, they're the ones showing up to their engineering job in a pair of Dockers pants. I'm telling you, people that wear Dockers are not good debtors. I mean, do they still make stupid Dockers? I've got to look that up. Do those pants have pleats at the front or not? I don't even know.    Speaker 2  24:16   Levi's 100% cotton Dockers. If you're not wearing Dockers, you're just wearing pants.   Keith Weinhold  24:21   Oh jeez. And yeah, they still do make Dockers. I mean, the stereotypical needling engineer that dutifully contributes to a 401, K, he's got to have a complete dresser drawer full of stupid Dockers, no doubt.   Keith Weinhold  24:37   Hey, I can make a little fun of them, because I spent a lot of time in that world. I think it makes sense to contribute to a 401 K, by the way, but only up to the employer match amount. That way it's tax advantaged, and you're using other people's money one to one, but above that, oh, every dollar you lock inside a 401 k is $1 that can No. Longer leverage other people's money. That means no debt, no leverage, and a steep opportunity cost. Now to get a holistic picture here, we need to think through what are some reasons to pay down debt, or to pay off debt and completely retire it? Because there are some good reasons for doing that. I talked about credit cards earlier, student loan debt is also not good debt, because you must pay that debt, not somebody else, like a tenant, and now their interest rates are not as high as credit cards, but there's also no collateral with student loans. Maybe you could arbitrage it, like I did with my car, but student loan debt can't be discharged in bankruptcy. Like most other debt types, can you also want to pay off debt when an interest rate is working against you and not for you. Also, if you want to buy more property, but you need to lower your DTI in order to qualify with your mortgage loan underwriter that is lower your debt to income ratio before you take out another mortgage. Oh, well, that would be a reason, for example, to pay off a car loan. Another reason to pay off debt is if you're approaching retirement and you expect a decrease in your income, then you would want to revisit that here at GRE you might be structuring things to increase your income once you retire. That's its own discussion. They are some of the reasons to pay off debt. It makes sense sometimes, and with all those reasons, we've kept emotions out of it. But otherwise, yeah, bring on the good debt. Debt and loan are my two favorite four letter words the wealthiest people have the most debt. I've discussed that reality before on previous episodes, and I gave a lot of examples, like with Mark Zuckerberg and also with Jay Z and Beyonce, so I won't go into all that again. So therefore, let me discuss how, not only do the wealthiest people have the most debt, I mean, for example, I'm wealthier than I've ever been, and I simultaneously have the most debt that I've ever had. Not surprisingly, the wealthiest world nations have the most debt too. Let's look at it from the perspective of household debt as a percent of GDP. There are about 200 world nations, and sure enough, the US ranks pretty high 13th in this measure of household debt, the top 10 nations, counting them down from 10 to one is and look, they're all wealthy nations that have the most debt, Sweden, Denmark, Hong Kong, Norway, South Korea. Up to fifth is New Zealand. And then you've got the Netherlands at fourth, and then Canada, Australia, and number one is the nation that you probably think of as the most wealthy and stable in the entire world. It is Switzerland. They are number one in household debt per GDP, and then the poorest of the 200 world nations have the least debt and the highest interest rates and the least stable currencies. But see, the wealthy nations can borrow the most. These countries can borrow trillions because investors trust them. Their economies are productive and they can service the payments just like you see, say that I know you've got $5 million in debt. Just say that's true. All right. Well, now that's an interesting thing that I know about you, and now I can automatically deduce something else about you. I know that you must be pretty credit worthy for anyone to have even extended you that much credit. So a high debt level is a mark of creditworthiness. The richest people have the most debt and the richest nations have the most debt too. Debt is a contract with time. Here's the deeper idea, debt lets you pull future resources into today. It's financial time travel. But there is a catch. You need to deploy that capital into something that grows faster than the cost of borrowing. If you do that, you win. If you don't, then you just brought future problems into the present debt is time travel, and most people just waste the trip. That's why debt has a bad name. Debt Free surely is not the goal. But you know, even hitting a certain net worth or income mark is not an end goal. Their financial goal. But not the end. The end goal is genuinely living the best version of you. And in fact, let's listen to this together for a minute or two from the parallel truth. Are you really living? It's a little oversimplified, but this is quite a bit more substantive than civil engineers wearing Levi's 100% cotton Dockers. Don't be startled by the sound effects.   Speaker 3  30:23   If you really think working 50 years at a job you hate just to get a few years of so called Freedom makes sense, then I'm sorry to say, you have been brainwashed. This is not living. It's a trap. From the moment you're born, the system starts programming you. School doesn't teach you to think. It teaches you to obey, to sit still, follow orders and wait for permission. Then comes work, where your best years, your energy, your creativity, all get drained away to build someone else's dream. And they call that success. Retirement is the prize they dangle in front of you. Work hard now, they say, so one day you can finally rest. But by the time that day comes, your body's worn out, your fire's gone, and all those dreams you once had, they faded into routine. You traded your time for money and then your health to earn it back. And here's the cruel truth, that's not an accident. It's designed that way, a system built to keep you tired, broke and too distracted to notice what's really happening. They want you so busy surviving that you forget to actually live the scam is simple. They steal your youth when it's full of energy, passion and possibility, and then hand you back your freedom when you're too weak to use it. And the worst part, most people defend the very system that's enslaving them. They call it normal life. They laugh at anyone who questions it, because it's easier to believe the lie than to face the truth. But nothing about this is normal. It's just comfortable enough to stop you from revolting. They give you weekends, holidays and Netflix tiny doses of relief so you don't question the cage you live in. You were born to create, to explore, to build your own path, not to clock in and out until the day you die. The world doesn't need more workers. It needs more thinkers, more dreamers, more people brave enough to walk away from the illusion. So ask yourself, are you really living or just slowly dying inside a system that calls itself freedom?   Speaker 4  31:59   Yeah. Are you truly living or just existing with GRE plan, you can often retire in five to 10 years. So no debt isn't something to fear. It's something to understand. Because the difference between being stuck financially and moving forward faster than you thought possible, it often comes down to one thing, whether you avoid debt or you learn to use it, the American dream is not about being debt free. It's more about owning assets, leveraging wisely, and then letting time tenants and inflation do some of the heavy lifting for you, all of your life. Debt is the American dream, and I've got more on this for you today, coming up here on the show in future, GRE episodes, Rich Dad, Poor Dad. Author Robert Kiyosaki publicly states that he has $1.4 billion in debt, billion with a B, not because he's irresponsible, because he understands leverage and debt often entails a tax advantage with it too. Later this spring, Robert Kiyosaki returns to the show with me here. He's been one of our more recurrent guests over time. Next week, Redfin chief economist, Darrell fairweather, PhD, sits down with me here. Also a lot of other prominent guests lined up, like real estate influencer thatch Wynn will be here with me and lots of other great episodes coming up, including a lot of content that you wouldn't expect to hear that can make a real difference in your life. Be sure to follow or subscribe to the show and also tell a friend about the show today could very well be one of these paradigm shifting episodes that you want to share on social media. More straight ahead you're listening to debt is the American Dream On get rich education.    Keith Weinhold  33:50   Let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns. It's about intentionally placing money somewhere. Freedom, family investments works in real estate people use every day housing, senior communities, essential properties, things tied to living and not trends, their freedom notes. Offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy, so you can ask questions and determine alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves, book a clarity call. At freedom familyinvestments.com or text family to 66 866, text the word family to 66 866.    Keith Weinhold  35:12   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash, slash GRE, that's F, l, O, C, K, homes.com/gre   Tom Wheelwright  35:50   This is Rich Dad Advisor Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  36:02   You welcome back to get rich Education. I'm your host, Keith Weinhold its debt is the American dream on episode 600 now, just before taking the mic, about 30 minutes ago, I ate some raspberries. I looked at the package to see where they were grown Mexico. Someone in Mexico supplied them. There was a supply chain. Those raspberries were planted in rows with trellising grown, and then they need to be hand picked. They're highly perishable, and they need to be shipped a long way fast, therefore, I just simply had the exorbitant privilege of buying those raspberries from a lit refrigerated store shelf with my dollars. Well, effectively, a bank lent me those dollars. Most of my debt is real estate debt, where time, tenants and inflation service my debt for me. I mean, what an amazing world. I'm just here to control those flows, those flows of money between Mexican raspberry growers, for my property managers that manage my tenants and for the banks that provide the loan. I mean, gosh, debt really is the American dream. It made raspberries appear. This is a contrarian way of thinking, but it's calculated. It's unconventional, but it's first principles thinking, rather than emotions from grandpa. You know something I've said it before that. Hey, I'm proud that throughout my life I have never ridden the government dole. Once. Never have I done that. I've never accepted a subsidy, no covid stimulus checks. I've never accepted an unemployment check in my life, even though I could have been eligible one time. I'm proud of that, because otherwise taxpayers would have had to work for me and pay for me. But in a way, since so many of my mortgage loans are subsidized, I am riding the government dole to get 30 year mortgage money at a 7% interest rate, that's also tax deductible, so therefore maybe I'm paying 5% I mean, that's a really good deal, and the government backing makes banks want to provide lucrative loans to us, just like the FHA program that I personally began with on a fourplex, and Just like these first 10 Fannie, Mae, Freddie Mac backed investor loans that you can get for one to four unit properties. So although it's indirect, it's really like a government handout that we're getting. And what can we do when we can do our part in giving back by doing good in the world and providing good housing, not being slumlords. That's the path that we're on here and the future, it's always going to feel uncertain. Always, I'm encouraging you. You've got to plant the tree, you've got to take the leap. You've got to choose to believe that there is something worth building toward optimism is not about ignoring what's broken in the world. It's about deciding anyway to keep on going, and you're probably doing a lot right, working hard, earning, well, a little saving, but more investing. There's a problem that very few people talk about, labor income is taxed heavily, asset income is treated better, and then 401, K income, well, that doesn't even start arriving until you're about 60 or 70. And really, this is why a lot of high performing. Professionals eventually hit a wall. They make more money, but they don't feel much freer. The people who break out usually do one thing differently. They stop relying on one income source, and they start building income producing assets, and that's where I come in, you already know how to do things like budget and save. We all learned that quite a long time ago, and we've all heard the usual advice about maxing out your 41k waiting for years and just sort of hoping, and that might build a nest egg like that usually does turn into something, and it's better than nothing. It usually won't build outsized returns or freedom, though, and surely not while you're young enough to fully enjoy it. So get rich education is about a different path, building durable wealth through income, property, financial education and smarter leverage, certainly not day trading, certainly not get rich quick, just a proven framework for escaping overdependence on a paycheck, a generationally proven vehicle here and here you get the mindset and tactics to make generationally proven real estate a life changing investment because most people are Climbing the wrong mountain. A lot of smart professionals spend 30 years trying to save their way to freedom, but wealth usually grows faster when you own assets that produce income appreciate over time, offer tax advantages and can be financed with long term debt. That's how you get a lot of them. That is the difference between working hard and building leverage. So you can't out earn a broken wealth strategy.    Keith Weinhold  41:47   Most people earn income, but few people own income. You own the source of the income when you have rental property. A lot of smart professionals really learn that too late, Your salary alone doesn't even have the ability to make you wealthy, since wealth is freedom. So we use an abundance mentality to invest in assets that are scarce. Most people use a scarcity mentality, leading with loss aversion, to invest in something that's abundant and plentiful. So there is always opportunity out there in a market as big and as broad as the US residential real estate market. Where is that opportunity today? Well, I'll tell you that list prices rose 2% year over year to a median of 423k that's in the four week period that just ended according to Redfin. But notice I said that was the list price buyers haggled them down to about 389k that's really significant. It's really proof that sellers are willing to bend in today's markets. So therefore in most markets, I'm encouraging you to make an offer that's below the list price, as we know, available for sale property that is still scarce in a lot of the Northeast and Midwest, and supply is abundant in Texas and Florida. But here's the thing, although Florida inventory is higher now than it was pre pandemic over that six or seven year stretch, here's the new trend, and it's worthwhile to identify inflection points like this on a year over year basis. So looking at only the past one year, Florida inventory is now down 4% it's no longer going up. So it's possible that we've reached the peak of this new Florida supply. We could have hit the turning point now, and yet, builders are still buying down your mortgage rate to about 4% giving you that long term fixed rate on new builds. So I'm telling you, that's where the opportunity is now. As far as the rent side, nationally, I don't see rents going up significantly anytime soon, and that's for most everything, single family rentals all the way up to huge apartment buildings. Rent increases in the single family to fourplex space, they showed some real promise last spring, a year ago, but as we got into summer, they didn't really materialize. Now, although you get rent increases historically, it's never wise to buy and just assume that that is automatic. But I want to underscore the fact that you really should not count on a rent increase over the next year. So that's new builds.    Keith Weinhold  44:53   The other area ripe for opportunity. Here is burrs, buy, renovate, rent. Finance and repeat properties and among GRE listeners, burrs have been our most popular investment over the past two years. Yeah, Memphis, Little Rock, Birmingham and Kansas City, they are our hottest and most reliable burr markets, and we've really improved our burr operations since first helping you with those found the secret sauce, as far as helping you get the right provider that doesn't leave you hanging on the renovation, burrs are also good for you if you have fewer investment resources than what new build properties require. GRE coaching calls and our coaching program are completely free to help you with this now. Of course, our investment coaches listen to all the GRE episodes like you. They're aligned, and we have family guys that work here, like our investment coach Naresh. He has a wife and kids, and he's just the type of person that you want to see succeed in life and that you would enjoy working with over time. And we are all investors ourselves here, every one of us, so it doesn't hurt to set up a 30 minute consultation call to see if our GRE coaching program is right for you, some good, abundantly minded council for free. Our investment coaches have access to the best deals in real time. That alone is worth a connection. We're in constant communication with the top national providers in the best markets. So there might be an incentive today, like, say, a builder rate by down to 4% that didn't exist just two days ago or yesterday. So this is why investors are succeeding. They're also succeeding thanks to our recent Florida online live event. Connect with us to watch the replay and get in on these deals yourself. In fact, we have never seen so many incentives and price reductions in GRE history as we are right now. And see, here's the thing, when it comes to you making an offer below the list price, because our coaches work with other GRE listeners, they're going to know how low that seller is really going to go for you on that price. So that negotiation is some key information that you can learn. We have access to more than 200 deals nationwide, so contact our real estate investment coaches to get access and these burr properties can give you a super high ROI, because sometimes you can end up with as little as 10k or 20k of equity invested in an income producing single family rental. That's probably going to be 20k or more. And then with some of these developers that overbuilt in places like Florida, make that offer use good debt and take advantage of that interest rate in the fours. Buy low. And the reason that these new build deals provide positive income is because you buy at a lower purchase price overall, and you get a fixed rate in the fours, and you get a low property insurance rate, since they are new build properties, you don't need urgency right now so much as you need clarity, because there are opportunities, real ones, whether it's burrs in the Midwest or builder incentives in places like Florida, where you can Get those 4% rates. But the challenge isn't finding opportunity, it's knowing which one is right for you, and that's exactly what we help you do. And since our coaches are active investors themselves, they follow the same markets and the same providers and the same strategies that we talk about here on the show. So instead of guessing or going back and forth in emails, just get clear book, a quick call. It's free, it's 30 minutes, and it could save you months or years of going in the wrong direction. You can do that@greinvestmentcoach.com that's greinvestmentcoach.com the best thing you can do next is get aligned with the right opportunity. I'll chat with you in a week. I'm Keith Weinhold. Don't quit your Daydream.   Speaker 3  49:35   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively the.   Speaker 4  50:03   The preceding program was brought to you by your home for wealth, building, get richeducation.com

4. Pappalardo examines the Rangers' lives after the frontier closed. Captain Scott built railroads in Mexico, surviving further violence, while Brooks entered politics and founded Brooks County. Their stoic, disciplined style established the template for modern Rangers, though their later years were often marked by personal loneliness and a grinding existence. (4)1895 HOUSTON

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Usually, Lambden sailed through the winter months with nary a sniffle. And it seemed he would do so again, but just as the doldrums of winter gave way to the blossoms of spring, he developed a sore throat, a fever, and extreme exhaustion. He was undeniably ill, which meant there was no way he could board the Sleep Train. How will Lambden ever get through the long, dark night? You'll have to listen to find out. Thank you to CHLOE for the super important reminder message at the beginning! Thank you to the many premium subscribers who supplied sound effects used in this story! Thank you to HAZEL, EILA, BROOKE, ESME, HANNA, MAE, MAX, JD, CAMRYN, NORA, IZZY, LIAM, CORDELIA, HALEY, ISABEAU, DELILAH, LARAIYA, KELLY, SHAY, VIOLET, FRANNY, LUCIA, LILI, ADALINE, AUGUST, MASON, ELLERY, FLORENCE, and MAYA! Unlock the full Little Stories Library and access Little Stories for Sleep--an exclusive bedtime podcast--with Little Stories Premium! Join or GIFT a subscription at http://www.littlestoriespremium.com