Podcasts about spend more

If you've been anywhere close to a retirement podcast over the last 10-20 years, you've heard of the 4% rule. And like many people, you might have questions about it. We're going to hear about it directly from the horse's mouth as we talk to Bill Bengen, who first articulated the 4% withdrawal rate as a rule of thumb for withdrawal rates from retirement accounts. The 4% rule is not a rigid rule but a guideline. Its application requires careful consideration of individual factors, including health, life expectancy, and specific financial circumstances. Bengen encourages retirees to tailor their withdrawal strategies based on their unique situations. Our discussion also explored required minimum distributions (RMDs), which may necessitate higher withdrawals in later years of retirement. However, Bengen suggests that for most people, RMDs would not exceed the calculated withdrawal rates until a very advanced age, making the two compatible. Core Points: The 4% rule, initially a worst-case scenario calculation, suggests a 4% annual withdrawal from retirement savings. This has since been refined Research indicates a more generous 4.7% withdrawal rate is now possible due to portfolio diversification and lower investment costs Higher withdrawal rates might be feasible (5-5.5%), depending on market valuations and inflation Early retirement withdrawal timing significantly impacts long-term success Consider individual circumstances, market conditions, and inflation when adjusting withdrawal strategies Resource: Pre-order Bill Bengen's new book, "A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More" https://www.bengenfs.com/order-my-book Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today inApple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Welcome to Episode 46 of the Freedom Factory podcast! This week, host Brandon Cunningham dives deep into a critical topic that affects everyone striving for financial freedom: understanding and managing money as an asset rather than a liability. If you've ever felt like money controls you instead of the other way around, this episode is an eye-opener!Brandon walks through foundational money principles that can radically shift how you see your finances—giving you a roadmap to turn earned money into leveraged wealth. If you're building a network marketing business, affiliate income, or other entrepreneurial ventures, knowing how to multiply money instead of just making it is the key to escaping the cycle of trading time for money.What You'll Learn in This Episode:Why Money Is a Liability (Until You Give It a Job) – The shocking truth about why simply saving money can actually make you poorer over time.How Inflation Eats Your Wealth – The hidden danger of letting money sit idle and why traditional saving strategies no longer cut it.The Power of Leveraging Money for Financial Freedom – How to put your dollars to work in ways that generate compounding returns.Breaking Out of the ‘Make More, Spend More' Trap – Why increasing income alone doesn't create wealth if you don't know how to keep and multiply your earnings.How to Use ‘Buckets' for Money Growth – Brandon's personal strategy for safe, medium, and high-risk investments that maximize returns.Smart Investments vs. Paying Off Debt – The surprising truth about whether paying off a mortgage early is actually a smart move.This episode is packed with actionable insights that will shift your financial mindset, help you develop a wealth-building strategy, and set you on the path to true financial independence. Whether you're a network marketer, entrepreneur, or just someone who wants to gain control of your financial future, this is an episode you can't afford to miss!Ready to transform your mindset and achieve your goals? Subscribe now to "Freedom Factory" podcast and never miss an episode!#MoneyMindset #FinancialFreedom #PassiveIncome #LeverageIncome #WealthBuilding #NetworkMarketing #AffiliateIncome #SmartInvestments #FinancialEducation #EscapeTheRatRace #WealthStrategy #FinancialIndependence #FreedomFactoryPodcast

Despite ongoing economic concerns and declining consumer confidence, a new survey shows that people still plan to increase their travel spending, even as they cut back on entertainment like movies and live events. Eurostar is experiencing a strong rise in bookings from U.S. travelers, with CEO Gwendoline Cazenave noting no signs of a slowdown and emphasizing seamless travel as key to continued growth. Meanwhile, Singapore is set for a tourism boost thanks to Lady Gaga's May concerts, which have driven a significant surge in travel bookings and accommodation searches. Exclusive: U.S. Outbound Travel is 'Booming,' Says Eurostar CEO Consumers Plan to Spend More on Travel and Vacations Despite ‘Gloomy' Sentiment Will Lady Gaga's Singapore Concert Match the Taylor Swift Effect? Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.

Do you feel like you're always busy but not productive? Do you end the day exhausted but with little progress to show for it? You're not alone! Productivity isn't just about doing more—it's about doing the right things while eliminating what drains your time and energy.In this episode, Jen breaks down six major productivity thieves that might be keeping you stuck, overwhelmed, and spinning your wheels. If you're serious about getting more done, making real progress in your business, and freeing up time for what truly matters, this is the episode for you!

This week, Bob Iger gears up to save Disney. Nielsen Ratings Show Notes Disney Working to Be on Technical Par With Netflix, Iger Says (variety.com) Disney CEO ‘Extremely Confident' in Streaming Profits This Year - Bloomberg Trian Calls on Disney to Spend More on Lower-Cost Projects, Introduce ‘Streaming Margin' Incentive for Execs in Long-Awaited White Paper (yahoo.com) Family Of Walt Disney Supports Bob Iger In Company's Proxy Fight With "Hedge Fund-Backed Opportunists" Patton Oswalt To Host Game Show ‘The 1% Club' For Amazon & Fox (deadline.com) Jake Paul to Fight Mike Tyson in Live Netflix Boxing Event Netflix Exec: 'We've Now Talked to Every League, Every Athlete, Every Team' Ben Affleck's The Accountant Sequel Moves to Amazon From Warner Bros. Rooster Teeth Is Shutting Down After 21 Years 'Shogun' Hits 9 Million Views and Beats 'The Bear' Season 2 as FX's Biggest Hulu Premiere 'Upload' Renewed for Fourth and Final Season at Amazon ‘Avatar: The Last Airbender' To End With Season 3 After Netflix Renewal (deadline.com) ‘Happy Face': James Wolk Joins Paramount+ Series 'Nine Bodies In A Mexican Morgue' Greenlit By MGM+; Eric McCormack To Star In Anthony Horowitz Limited Series Recommendations AEW Revolution The Thaumaturge on Steam Octopath Traveler II Final Fantasy VII Rebirth Air

In this episode of the Energy News Beat Daily Standup, the hosts, Stuart Turley and Michael discuss various energy-related topics, including Biden's plan to earmark millions of acres of public land for solar development, Colorado's proposed bill to end oil well drilling by 2030, New York State's transition from natural gas to renewables, advancements in geothermal energy by Fervo Energy, controversial legislation in Canada regarding fossil fuel advertising, consumer reluctance to spend more on energy subsidies for transitioning to renewables, and the disconnect between politicians' decisions and consumer behavior. They express concerns about the practicality and consequences of these policies, highlighting the need for informed decision-making and a return to energy sanity to avoid driving society into energy poverty.Highlights of the Podcast00:00 - Intro01:25 - Biden plan will earmark millions of acres of public land for solar development05:56 - The industry is preparing its biggest political fight yet in the state.10:03 - New York State Proposes ‘Rapid Act' and Other Bill to Aid in Transition to Renewable Energy and Away From Natural Gas12:13 - Fervo Energy Drilling Results Show Rapid Advancement of Geothermal Performance14:09 - NDP ‘anti-fossil fuel advertising' draft legislation – worthy of both the 1956 Soviet RSFSR Criminal Code or the other end of the political spectrum17:03 - Do Municipal Politicians Actually know Where Electricity Comes From19:34 - 70% of Consumers Unwilling to Spend More on Energy Sustainability: EY Survey21:46 - OutroPlease see the links below for articles that we discuss in the podcast.Biden plan will earmark millions of acres of public land for solar developmentFebruary 11, 2024 Stu TurleyOn Jan. 17, the Biden administration unveiled a draft analysis of a plan that identifies millions of acres of public land as suitable for utility-scale solar development across 11 Western states — and millions more that […]The industry is preparing its biggest political fight yet in the state.February 11, 2024 Stu TurleyColorado legislators are planning a bill to stop oil and gas drilling in the state by 2030, revoking the ability to permit new wells this decade and creating panic in the industry about its future. […]New York State Proposes ‘Rapid Act' and Other Bill to Aid in Transition to Renewable Energy and Away From Natural GasFebruary 12, 2024 Mariel AlumitGovernor Kathy Hochul's Executive Budget proposal (the Transportation, Economic Development, and Environmental Conservation budget bill (A.8808/S.8308)) includes two pivotal energy proposals: the Renewable Action Through Project Interconnection and Deployment Act and the Affordable Gas Transition […Fervo Energy Drilling Results Show Rapid Advancement of Geothermal PerformanceFebruary 12, 2024 Mariel AlumitDrilling operations at Fervo's Cape Station show 70% year-over-year reduction in drilling times and pave the way for rapid geothermal deployment PALO ALTO, CA (February 12, 2024) – Today at the Stanford Geothermal Workshop, Fervo Energy […]NDP ‘anti-fossil fuel advertising' draft legislation – worthy of both the 1956 Soviet RSFSR Criminal Code or the other end of the political spectrumFebruary 13, 2024 Mariel AlumitComedian Yakov Smirnov reminisced in 2014: “As a comedian in the Soviet Union, I was censored by the “Department of Jokes.” Well, actually it was called the Humor Department of the Censorship Apparatus of Soviet Ministry of Culture. […]Do Municipal Politicians Actually know Where Electricity Comes FromFebruary 14, 2024 Mariel AlumitBased on what's happening around the world, here in Canada and in your local village, town, or city it should seem apparent that many of the politicians we elect are totally convinced mankind is causing […]70% of Consumers Unwilling to Spend More on Energy Sustainability: EY SurveyFebruary 14, 2024 Mariel AlumitMore than two thirds of consumers report being unwilling to spend more time or money on sustainable energy actions, despite high levels of energy sustainability awareness, as affordability and access perceptions hold back clean energy […] Follow StuartOn LinkedIn and TwitterFollow Michael On LinkedIn and TwitterENB Top NewsENBEnergy DashboardENB PodcastENB Substack– Get in Contact With The Show –

In this episode of the Energy News Beat podcast, hosts, Michael Tanner and Stuart Turley cover various energy-related headlines. They discuss PG&E becoming California's most expensive power provider, highlight the lack of understanding among municipal politicians about electricity sources, and delve into China's contradictory role in the clean energy transition. The segment also touches on consumer unwillingness to spend more on energy sustainability efforts, along with updates on the oil and gas finance markets. Despite some market fluctuations, they express optimism and encourage listeners to stay informed. Additionally, they mention upcoming podcast episodes featuring industry experts and sponsors like World Database. Highlights of the Podcast00:00 - Intro01:12 - PG&E becomes California's most expensive power provider03:11 - Do Municipal Politicians Actually know Where Electricity Comes From05:42 - China Paradoxical Role in the Clean Energy Transition07:25 - 70% of Consumers Unwilling to Spend More on Energy Sustainability: EY Survey10:23 - Markets Update11:07 - US crude stockpiles rise, products draw down as refining slumps - EIA14:26 - OutroPlease see the links below for articles that we discuss in the podcast.PG&E becomes California's most expensive power providerFebruary 14, 2024 On Jan. 1, PG&E started charging 13% more for power. The rate hike – expected to cost an average family another $33 a month – will pay to bury power lines and other wildfire mitigation […]Do Municipal Politicians Actually know Where Electricity Comes FromFebruary 14, 2024 Mariel AlumitBased on what's happening around the world, here in Canada and in your local village, town, or city it should seem apparent that many of the politicians we elect are totally convinced mankind is causing […]China's Paradoxical Role in the Clean Energy TransitionFebruary 14, 2024 In a world grappling with climate change, China's role in the clean energy transition is under intense scrutiny. Last year, the nation installed an impressive 217 gigawatts of solar power, prompting climate watchdogs to predict […]70% of Consumers Unwilling to Spend More on Energy Sustainability: EY SurveyFebruary 14, 2024 More than two thirds of consumers report being unwilling to spend more time or money on sustainable energy actions, despite high levels of energy sustainability awareness, as affordability and access perceptions hold back clean energy […]Follow StuartOn LinkedIn and TwitterFollow Michael On LinkedIn and TwitterENB Top NewsENBEnergy DashboardENB PodcastENB Substack– Get in Contact With The Show –

The ugly truth about inflation is households are having to pay more, to buy less. We have seen this in a number of data points, the most recent is from the UK, where the Office of National Statistics just released their latest data for October. It revealed that UK retail sales fell unexpectedly, adding to … Continue reading "Spend More, To Buy Less!"

Ensuring You Get to Spend More of Your Hard Earned Money & the Government Gets to Spend Less, Ep #49For many of my clients during the fall, I implement a powerful strategy called a Roth conversion, which can significantly lower the taxes paid during retirement. In this episode of the One for the Money podcast, I review this strategy that can help retirees spend more of their own money rather than the government. Listen to the end, where I share additional powerful tax-saving strategies you may want to consider during your employer's open enrollment. In this episode...Retirement tax planning [01:20]Timing Roth IRA conversions [05:38]The importance of tax diversification [12:16]When Roth conversions aren't the best idea [13:20]HSAs and healthcare expenses [15:19]Planning for retirement taxesWe've all made poor decisions when it comes to spending. However, our spending is still way better than the government's bridges to nowhere, costly, incomplete high-speed trains, or countless other examples of wasteful government spending. This reason is why I love helping clients keep more of their money to spend by utilizing tax-saving strategies.These strategies are necessary because people don't pay less in taxes accidentally. Instead, lower taxes result from executing strategies over many years and being proactive with tax planning. Most Americans have two options. They can hope taxes will be lower in the future, or they can take action to retire as diversified as possible. Benefits of Roth conversionsRoth conversions are a great way to become tax-diversified and reduce taxes when conditions are right. Roth conversions work just as they sound, converting portions of not-yet-taxed retirement accounts to never-again-taxed accounts. There are no income limitations, but since income taxes will be paid in the year of the conversion, it makes the most sense to complete Roth conversions in the years when your income is lower. When the math works, a Roth conversion is one of the best strategies to mitigate taxes. Most Americans save for retirement in traditional or pre-tax retirement accounts. This money will be taxed upon withdrawal during retirement. Consequently, retirement accounts are essentially co-owned with Uncle Sam. How much is owned by Uncle Same will depend on whatever the tax rates are in the future.Reasons not to do a Roth conversionAlthough Roth conversions can be a great option, there are some reasons why you may not want to consider them. Since the converted amount cannot be used for tax payment, you would have to make sure you have the tax money saved up. Also, if you expect to be in a lower tax bracket in retirement, then a Roth conversion may not be the best decision for you. If you have a child who is applying to college and seeking financial aid, a Roth conversion would show you as having a higher income, which may affect your child's eligibility for financial aid. It's crucial to weigh the benefits against these factors and consider speaking with a certified financial planner and a tax professional to help you make an informed decision.Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Resources & People MentionedNational Debt ClockHistory of the US Federal Budget Deficit

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about why Buy Now Pay Later, aka Pay in 4 services, have become a disaster for so many, especially Gen Zers.  Clark Stinks: Segments 1 & 2 Pay In 4 Is A Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Airline Credit Cards for 2023: Are They Right For You? Select Delta Customers Will Receive a Valuable New Credit Card Perk Cruises for Singles and Solo Travelers Investors criticize federal retirement savings program over new system AnnualCreditReport.com / 4 Ways To Get Your Free Credit Score Safely Order High Security Checks Online - Costco Checks Sam's Club Checks - High Security Checks Costco vs. Sam's Club: What Is the Difference? 10 Best New Products at Costco in October NYTimes: Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement.   Buy Now Pay Later users: young and well-off but nearing a financial cliff, poll shows New York Fed: Many Buy Now, Pay Later users are financially fragile Vanguard Personal Advisor Review Elliott Report Member's Mark Luggage at Sam's Club Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers Willing to Spend More on Beef Versus Other Proteins

Find us on social media: Facebook & InstagramEmail us: hello@thetinlounge.com Discussion:Lost Your Passport? Here's How to Get a New One QuicklyStats: 62% of Americans Planning to Spend More on Travel in 2023Travelers Believe That Working With Advisors Is Only Way to Get a True Luxury Experience As heard on Excess Baggage:Northstar Travel Group Announces New Co-Chairs for Black Travel Advisory BoardSince the pandemic, more agencies are charging fees. The reasons are varied, but momentum is rising.Oceania remixes beverage offerings on debuting VistaEurobound Introduces Family Itinerary to Paris and ProvenceFirst-Ever Luxury River Cruises to Set Sail on Colombia's Magdalena RiverHomebelike Expands Into MexicoSea Cloud II to Debut for Lindblad Expeditions in 2024Marriott Is Bringing the Ritz-Carlton to Lake ComoChina Reopens Borders to Travelers for First Time in Three YearsSee omnystudio.com/listener for privacy information.

Tonight, Drama, Dee, and Anand discuss the CPI's upcoming print, wealthy consumers' travel plans, Lululemon's Black Friday sales, Shein's founder's success, Twitter's Twitter files, and Grant Wahl's death. Timeline of What Was Discussed: It's a whole new world post-kid. (1:24)  The upcoming CPI print expectations. (7:08)  Wealthy consumers' travel plans for 2023. (12:57)  Athleisure is here to STAY! (18:28)  What is Shein selling? (24:44)  What have the Twitter Files exposed? (31:48)  The conspiracies surrounding Grant Wahl's passing. (58:04)  My guy TJ! (1:04:56)  Related Links/Products Mentioned  Investors Grow More Confident Fed Will Pull Off a Soft Landing  Majority of Wealthy Consumers Plan to Spend More on Travel in 2023  Lululemon touts ‘biggest day ever' on Black Friday as sales jump 28%  Founder Of Fast-Fashion Phenomenon Shein Joins Ranks Of China's Richest After New Fundraising  Twitter Files Part 1: What Secret Details The Document Revealed And What Is It Impact?  Former NYT columnist Bari Weiss releases ‘Twitter Files Part Two'  Watch The Murdochs: Empire of Influence  Twitter to relaunch Twitter Blue at higher price for Apple users  Grant Wahl's Wife, Dr. Céline Gounder, Says She's 'in Complete Shock' After His Death  Connect with Group Chat! Watch The Pod #1 Newsletter In The World For The Gram Tweet With Us Exclusive Facebook Content We're @groupchatpod on Snapchat

Let's slay Goals together Goals:. Fasting, Affirmations, Saving Challenge,Get certified for accounting,Spend More time with my kids,Make $1,000 in 7 days become a budget guru. Wake up @ 4am or 5 am, make a schedule --- Send in a voice message: https://anchor.fm/queenlive/message Support this podcast: https://anchor.fm/queenlive/support

"We know that we're not powerless against wildfires. It's a question of, 'what are the steps? What are the actions that really make a difference?'" -Alister Watt   "Wildfire doesn't acknowledge boundaries— we need to be thinking about resilience and preparedness with that in mind." -Daniel Gorham Episode Description:  When it comes to disasters, building materials are not just useful—they're essential. Every time we build something that can help prevent fires from happening or spreading, we're influencing how wildfire impacts our properties and the community we live in.    The Insurance Institute for Business & Home Safety (IBHS), an independent, 501 (C) nonprofit scientific research and communications organization, works to provide practical solutions to build more resilient communities.    This week, we are joined by the organization's Chief Product Officer Alister Watt and Research Engineer, Daniel Gorham to talk about how our choice of building materials can make a difference during a disaster. They also help us understand the trend of fires in the wildlands vs urban communities, how the layout of an environment influences the extent and gravity of a disaster's impact, why we need to change our view of aesthetics, what ember casts are and how to prevent them from entering our homes, and how Wildfire Prepared, a project of IBHS, can help us get better insured. Connect with After The Fire USA:  Website: https://afterthefireusa.org/ Facebook: https://www.facebook.com/RebuildNorthBay/ Twitter: https://twitter.com/AfterTheFireUSA Instagram: https://www.instagram.com/afterthefireusa/ LinkedIn: https://www.linkedin.com/company/atf3r YouTube: https://www.youtube.com/channel/UCuTefxZgWUJkDVoZGZQpxgQ Highlights: 02:13 Meet Alister and Daniel and Their Work with IBHS 06:29 Understanding the Trend: Wildland vs Urban Fires 12:09 Rural Community Fire vs Condensed Fire 17:42 The Role of Insurance in Disaster Preparedness 21:04 A Change Needed in Our View of Aesthetics 24:50 It's All About Ember 30:24 How to Prevent Embers From Entering Our Homes 39:37 We Are Not Powerless Against Wildfires 45:13 Recreating Hazards: What Happens "During"  49:53 Spend More to Build It Right 52:58 The Benefits of Being Prepared

LIVE on KPFT 90.1 FM: I went to the gasoline pump and got extremely angry. Why do we allow them to do this to us? Our vote matters more than ever! Dems Say Bill to Kill Price Controls Shows GOP 'Wants You… to Spend More' on Meds: "If you thought Republicans were done trying to repeal overwhelmingly popular healthcare policies that bring down costs—think again," said Sen. Patty Murray. Democratic leaders on Friday blasted a new Republican bill that would roll back modest prescription drug pricing reforms that U.S. President Joe Biden recently signed into law. On my way to KPFT 90.1 FM Houston, I stopped for gas. I found it over $3.00 again. Suffice it to say, I went to Costco.. We do not have to take this. The extortion will only stop when we vote out the oil company benefactors. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

Sara and Ricky develop several new mantras for fall, such as our new favourite: "Think Less, Spend More." It's a creed we already live by! Sara is now spending money at a rate that Ricky has never witnessed before. Ricky splurges on some Scandinavian design. And Sara and Ricky discuss important topics such as closet maintenance, IKEA candles, the perfect leather jacket, and finding a fragrance that makes people run from you and to you in equal measure. Happy shopping! --- Send in a voice message: https://podcasters.spotify.com/pod/show/theconsumerists/message

“We set out on a path to learn as much as we could to make local material be as good if not better than the traditional supply chains.” Paul Timmins Welcome back to a brand new episode of the Woodpreneur Podcast. Today your host Steve Larosiliere sits down with Ben Christensen and Paul Timmins of Cambium Carbon. Ben is the CEO and co-founder of Cambium Carbon, and Paul is the Director of Wood Products at the company. At Cambium Carbon, their priorities go beyond just selling wood products; their mission is to create a solution for significant problems such as climate change. "I wanted to take it to the next level and tie that into addressing climate change. We're a public benefit company, and we focus on helping the communities that we work with, our milling partners, and the different supply partners we work with across the country. Then we reinvest in the forests where we see that salvage wood comes from. We have a 15% tree planting commitment. We work with many amazing local planting organizations, and anytime we sell the table or wood product or flooring, we put that directly back into community planting. That's what we're all about.” Ben Christensen Read More ps. join our personal branding workshop coming up at the end of June! Build Your Wood Brand Organically to Sell More Wood Products & Services without having to Spend More on Ads! 3 Day Personal Branding Workshop For Wood Entrepreneurs Live - June 20 - 22, 2022 This is for Woodworkers, Carpenters, Furniture Makers, and Sawmills.

Happy first Sunday of 2022 lovelies. If you find some shitty emotions bubbling up today, we've got tips for you (and some of those involve stepping away from the online shopping sales!). LINKS ‘Depressed Women Shop & Spend More’ - Marketing Charts. ‘Buying Time, Not Stuff, Might Make You Happier’ Shots – Health News : NPR. Follow The Space on Instagram @thespace_podcast. Follow Nova Podcasts on Instagram @novapodcastsofficial. CREDITS Host: Casey Donovan @caseydonovan88.Writer: Amy Molloy @amymolloy.Executive Producer: Elise Cooper.Editor: Adrian Walton. Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

In a crowded marketplace, differentiating yourself and your business is key to ensuring the success of your future. How can you differentiate yourself amongst all of the competition? Ian Garlic talks to Jon Morris, the CEO of Ramsay Innovations LLC, about the two main questions every business should answer in order to stand out amongst their competitors. Discover how Jon started and grew his own agency with $10,000 and his own positive experiences with consultants. What You'll Learn:How Jon Started and Grew His Agency with $10kMaking the Decision to Spend More on MarketingHow The Formula of EBITDA is a Key to SellingThe Benefits of Paying for Consultants Two Questions Every Business Needs to Answer to Differentiate Themselves Connect with Jon:Ramsay InnovationsLinkedInEmail Jon TodayResources:Connect with IanBook a Discovery Call Today with Our ExpertsSubscribe to the YouTube Channel See acast.com/privacy for privacy and opt-out information.

Two very interesting and important topics have us thinking deep on this week's episode of Our 2 Cents.We're discussing a mindset shift that occurs for retirees when the time comes to spend that nest egg, and whether many investors truly know what investments they own and why. Let's dive in!Article Analysis - "Want a Better Retirement? Spend More of Your Money":Switching from a saving mindset to a spending one has proven difficult for many retirees.Find out what makes some retirees spend double the amount annually in retirement than their peers.What are the two driving reasons retirees don't feel comfortable spending in retirement?Quote of the Month:We dissect a quote from successful investor Peter Lynch and how it relates to your investment portfolio and mutual funds.With roughly 7,943 available funds, how do you choose which one you pick?What are the primary criteria for assessing funds? Hint: there's a lot. We'll explain.

Welcome back to another episode of your favourite LFC podcast, Kop End Fracas, powered by Touchline Media Group. In this weeks episode your host Krish is joined by Ellis and Julian to discuss all things happening with Liverpool Football Club. This week the cast discussed: - Liverpool's Transfer Strategy - Do FSG Need to Spend More? - Keeping Up With The Jones' - Ideal Transfer Windows And much more! Join Fanslide today: https://play.fanslide.com/wcQYrlAUZgb Be sure to follow us on Twitter to keep up to date with all the latest LFC and KEF news - @KopEndFracas Love what you hear? Want more Kop End Fracas content? Then gain exclusive content and perks by subscribing to our Patreon, today! - patreon.com/kopendfracas Learn more about your ad choices. Visit podcastchoices.com/adchoices

His gym currently pulls in $140K+ in monthly recurring revenue! As his Loud Rumor Account Manager, Alexa Zimmerman details how Mark does it and the 4 reasons his Marketing is FREE each month: #1: Spend More (might sound counterproductive, but listen in around 12:40) #2: Offer “FREE” (give people a taste of what you do: 20:44) #3: Follow a Proven Sales Process (how this gym signed 86 members in one month: 30:30) #4: Get “Qualified” Leads Not “Quality” Leads (this is critical: 33:29) Alexa also dives into which platform your gym should advertise on, how, and how much to spend to go beyond “breaking even” and start profiting. The data you’re able to collect at your gym, and through advertising, allows you to duplicate your best members over and over again. In other words, the members who are most loyal, wear your gear outside of your studio, brag about you, and spend way more than just their monthly membership dues… that’s who you want to attract through advertising, get referrals from, and sign up daily!

OverOps is a continuous reliability solution that enables companies who create software to ensure rapid code changes do not impact customer experience. Using OverOps, teams can quickly identify, prevent, and resolve critical software issues. OverOps analyzes your code at runtime to produce optimized software data that tells you when, where, and why code breaks. With robust CI/CD integrations and open APIs, OverOps ensures software reliability from testing to production.Why one email app went to war with Apple - and why neither one is right60% of Businesses Plan to Spend More on Cyber InsuranceCox slows Internet speeds in entire neighborhoods to punish any heavy usersHong Kong Residents Are Erasing Their Own Internet Histories Before China's Big CrackdownMost Contact-Tracing Apps Fail Basic SecurityU.S. falls out of the Top 10 internet speeds in the worldMassive cyber-attack against AustraliaChef Software and Lead Compliance and Security Architect Galen Emery talks about cooking up compliance recipes. Hosts: Louis Maresca, Brian Chee, and Curt Franklin Guest: Galen Emery Download or subscribe to this show at https://twit.tv/shows/this-week-in-enterprise-tech. Sponsors: LastPass.com/twit extrahop.com/ENTERPRISE Linkedin.com/TWIET

OverOps is a continuous reliability solution that enables companies who create software to ensure rapid code changes do not impact customer experience. Using OverOps, teams can quickly identify, prevent, and resolve critical software issues. OverOps analyzes your code at runtime to produce optimized software data that tells you when, where, and why code breaks. With robust CI/CD integrations and open APIs, OverOps ensures software reliability from testing to production.Why one email app went to war with Apple - and why neither one is right60% of Businesses Plan to Spend More on Cyber InsuranceCox slows Internet speeds in entire neighborhoods to punish any heavy usersHong Kong Residents Are Erasing Their Own Internet Histories Before China's Big CrackdownMost Contact-Tracing Apps Fail Basic SecurityU.S. falls out of the Top 10 internet speeds in the worldMassive cyber-attack against AustraliaChef Software and Lead Compliance and Security Architect Galen Emery talks about cooking up compliance recipes. Hosts: Louis Maresca, Brian Chee, and Curt Franklin Guest: Galen Emery Download or subscribe to this show at https://twit.tv/shows/this-week-in-enterprise-tech. Sponsors: LastPass.com/twit extrahop.com/ENTERPRISE Linkedin.com/TWIET

OverOps is a continuous reliability solution that enables companies who create software to ensure rapid code changes do not impact customer experience. Using OverOps, teams can quickly identify, prevent, and resolve critical software issues. OverOps analyzes your code at runtime to produce optimized software data that tells you when, where, and why code breaks. With robust CI/CD integrations and open APIs, OverOps ensures software reliability from testing to production.Why one email app went to war with Apple - and why neither one is right60% of Businesses Plan to Spend More on Cyber InsuranceCox slows Internet speeds in entire neighborhoods to punish any heavy usersHong Kong Residents Are Erasing Their Own Internet Histories Before China's Big CrackdownMost Contact-Tracing Apps Fail Basic SecurityU.S. falls out of the Top 10 internet speeds in the worldMassive cyber-attack against AustraliaChef Software and Lead Compliance and Security Architect Galen Emery talks about cooking up compliance recipes. Hosts: Louis Maresca, Brian Chee, and Curt Franklin Guest: Galen Emery Download or subscribe to this show at https://twit.tv/shows/this-week-in-enterprise-tech. Sponsors: LastPass.com/twit extrahop.com/ENTERPRISE Linkedin.com/TWIET

OverOps is a continuous reliability solution that enables companies who create software to ensure rapid code changes do not impact customer experience. Using OverOps, teams can quickly identify, prevent, and resolve critical software issues. OverOps analyzes your code at runtime to produce optimized software data that tells you when, where, and why code breaks. With robust CI/CD integrations and open APIs, OverOps ensures software reliability from testing to production.Why one email app went to war with Apple - and why neither one is right60% of Businesses Plan to Spend More on Cyber InsuranceCox slows Internet speeds in entire neighborhoods to punish any heavy usersHong Kong Residents Are Erasing Their Own Internet Histories Before China's Big CrackdownMost Contact-Tracing Apps Fail Basic SecurityU.S. falls out of the Top 10 internet speeds in the worldMassive cyber-attack against AustraliaChef Software and Lead Compliance and Security Architect Galen Emery talks about cooking up compliance recipes. Hosts: Louis Maresca, Brian Chee, and Curt Franklin Guest: Galen Emery Download or subscribe to this show at https://twit.tv/shows/this-week-in-enterprise-tech. Sponsors: LastPass.com/twit extrahop.com/ENTERPRISE Linkedin.com/TWIET

OverOps is a continuous reliability solution that enables companies who create software to ensure rapid code changes do not impact customer experience. Using OverOps, teams can quickly identify, prevent, and resolve critical software issues. OverOps analyzes your code at runtime to produce optimized software data that tells you when, where, and why code breaks. With robust CI/CD integrations and open APIs, OverOps ensures software reliability from testing to production.Why one email app went to war with Apple - and why neither one is right60% of Businesses Plan to Spend More on Cyber InsuranceCox slows Internet speeds in entire neighborhoods to punish any heavy usersHong Kong Residents Are Erasing Their Own Internet Histories Before China's Big CrackdownMost Contact-Tracing Apps Fail Basic SecurityU.S. falls out of the Top 10 internet speeds in the worldMassive cyber-attack against AustraliaChef Software and Lead Compliance and Security Architect Galen Emery talks about cooking up compliance recipes. Hosts: Louis Maresca, Brian Chee, and Curt Franklin Guest: Galen Emery Download or subscribe to this show at https://twit.tv/shows/this-week-in-enterprise-tech. Sponsors: LastPass.com/twit extrahop.com/ENTERPRISE Linkedin.com/TWIET

8SpokenLayer April 22, 2020 This is the spoken edition of the American Institute for Economic Research for April 22, 2020. A longer text version is hosted at AIER.org, along with many other articles. Spend in Good Times, Spend More in Bad By Veronique de Rugy Remember the days when I was complaining that the budget deficit was about to reach $1 trillion? Those days seem now so quaint. After three separate coronavirus stimulus bills, Uncle Sam’s deficit for this fiscal year will be $3.

Shaun Buck has been a successful serial entrepreneur for almost two decades. He currently owns and operates The Newsletter Pro, based out of Boise, Idaho. The Newsletter Pro has only been operating since 2011, but it has rapidly grown into the nation's largest custom newsletter company, mailing millions of newsletters annually. The Newsletter Pro has been recognized for its tremendous growth by Inc. Magazine, making the Inc. 500 list twice and the Inc. 5000 list once. The Newsletter Pro has also been named one of the best places to work in Idaho for the past four years. Shaun was named “Man of the Year” by the Leukemia & Lymphoma Society and is a successful business coach to owners of million-dollar businesses. What the podcast will teach you: How Newsletter Pro helps customers through their online and offline newsletter, sending millions of newsletters per month Why offline, physical newsletters are still highly relevant even in the digital era, and how physical newsletters have high penetration and conversion rates How Newsletter Pro has grown to a 25,000 square foot building with 75 employees in just nine years in business Shaun shares insights from his book Stop Losing Customers!: Transform Your Business, Life, and Profits by Getting Customers to Stay Longer, Spend More, and Cheerfully Refer! Why relationship-building was the key to Newsletter Pro's growth and is the cornerstone of Shaun's book, and what strategies Shaun uses to build strong relationships How Shaun made the transition from day-to-day operations to taking the time to build strategic relationships, and why properly nurturing prospects is vital How long term nurturing of relationships for more than a year helped Newsletter Pro generate more than 1.2 million dollars in revenue What steps business owners can take to improve and smooth out their marketing strategy as they grow their business How to get a free copy of Shaun's book Stop Losing Customers! and other free resources through the Newsletter Pro website Resources: Complimentary copy of Stop Losing Customers! by Shaun Buck: Text “EEP” to (208) 269-9111 Website: www.NewsletterPro.com Website: www.newsletterPro.com/freebook

Thanks to technology, we can now access many kinds of music at any time, and carefully curate not just our playlist but our very identities. How is this instant availability changing the way we consume music, and how is music technology shaping our lives?Dr Adrian North heads the School of Psychology at Curtin University and researches the social and applied psychology of music. His research concerns music and well-being in both specific and the general populations, in areas such as using digital music in everyday life to improve mood; the impact of music on consumer behaviour and theories behind musical preference and taste.In this episode, Dr Adrian North answers these questions and more, delving into streaming services, taste-setters, why music recommendation algorithms are so inaccurate, and how musical trends can predict stock market turbulence, gross national product and even a recession.Does instant gratification in music have psychological benefits? [02:49]Which variables influence musical tastes? [05:55]Why recommendation algorithms are getting it wrong and how your phone could help [15:20]How music can predict a nation's mood and economy [24:48]The death of the genre [31:10]LinksNorth's research:How do location and control over the music influence listeners' responses?The Role of Location in Everyday Experiences of MusicMusic listening in everyday life: Devices, selection methods and digital technologyRelated articles:How streaming affects the length of songsHas 10 years of Spotify ruined music?How technology has transformed and complicated music fandomGot any questions, or suggestions for future topics?Email thefutureof@curtin.edu.au.Curtin University supports academic freedom of speech. The views expressed in The Future Of podcast may not reflect those of the University.Music: OKAY by 13ounce Creative Commons — Attribution-ShareAlike 3.0 Unported — CC BY-SA 3.0 Music promoted by Audio LibraryYou can read the full transcript for the episode here.

One of the biggest challenges I face, and still do in my business, is around money and the way I view and interact with money. I will go as far as to say it was the SINGLE BIGGEST OBSTACLE between me and running a successful, profitable business.  I had to make some significant shifts in my mind, in order to take my floristry business from suffering to profitable. In this episode I want to share with you 5 very significant mindset shifts I had to make when it came to money. I strongly believe every creative needs to make these shifts in their mind to see money start to flow into their business. These mindset shifts have become five mantras that I remind myself of:  1. I am not my Ideal Client 2. Money is not Evil 3. I Need to Spend Money (wisely) to Make More Money 4. There is Enough Work to Go Around (My Competition is not really my Competition)  5. People are Always Willing to Spend More than They Let on.   MAKE IT HAPPEN FREEBIE Grab my Free Money Mantra Poster here. Print it out & post it on your wall as a daily reminder. 

„Sicherheitshalber“ ist der Podcast zur sicherheitspolitischen Lage in Deutschland, Europa und der Welt. In Folge 13 sprechen Thomas Wiegold, Ulrike Franke, Frank Sauer und Carlo Masala über die aktuelle Krise rund um den Iran und das vom Scheitern bedrohte Nuklearabkommen. Droht ein Krieg zwischen den USA und dem Iran? Als zweites Thema beleuchten die vier Podcaster Sinn und Zweck des neuen Europäischen Verteidigungsfonds und hinterfragen, ob er wirklich so sehr zum transatlantischen Spaltpilz taugt wie die Trump-Administration behauptet. Am Ende steht wie immer der „Sicherheitshinweis“, der kurze Fingerzeig auf aktuelle, sicherheitspolitisch einschlägige Themen und Entwicklungen - diesmal zu Neutralität in Europa (Servus, Österreich!), chinesischen Fischerbooten und Blendlaser-Verbot, dem aktuell erschienenen Friedensgutachten sowie der Verlegeübung für die Very High Readiness Joint Task Force (VJTF). Iran: 00:02:33 Europäischer Verteidigungsfonds: 00:38:44 Sicherheitshinweis: 01:00:30 Unser Shop ist online: https://shop.spreadshirt.de/sicherheitshalbershop/ Erwähnte & weiterführende Literatur: Thema 1 - Kriegsgefahr zwischen USA und Iran? John R. Bolton: To Stop Iran’s Bomb, Bomb Iran, NYT, 26 March 2015, https://www.nytimes.com/2015/03/26/opinion/to-stop-irans-bomb-bomb-iran.html?smid=nytcore-ios-share Colin Kahl: This is how easily the U.S. and Iran could blunder into war, Washington Post, 23 May 2019, https://www.washingtonpost.com/outlook/this-is-how-easily-the-us-and-iran-could-blunder-into-war/2019/05/23/40dbbcae-7c07-11e9-8ede-f4abf521ef17_story.html?utm_term=.79b50a66fb0a Oliver Meier und Azadeh Zamirirad: Was Europa jetzt noch tun kann, um das Atomabkommen mit Iran zu retten, SWP “Kurz Gesagt”, 9. Mai 2019, https://www.swp-berlin.org/kurz-gesagt/2019/was-europa-jetzt-noch-tun-kann-um-das-atomabkommen-mit-iran-zu-retten/ Thema 2 - Europäischer Verteidigungsfonds Brief der US Under Secretaries an Federica Mogherini: https://int.nyt.com/data/documenthelper/1073-19-5-1-02-letter-to-hrvp-moghe/6cdebd319d226b532785/optimized/full.pdf#page=1 Antwortbrief der EU: https://int.nyt.com/data/documenthelper/1069-european-commission-reply-to-u/6cdebd319d226b532785/optimized/full.pdf#page=1 Steven Erlanger: Europe Vows to Spend More on Defense, but U.S. Still Isn’t Happy, New York Times, 6 June 2019, https://www.nytimes.com/2019/06/06/world/europe/us-defense-spending-nato.html Aaron Mehta and Sebastian Sprenger: European defense industry could come to regret new US weapons fund, Defense News, 30 May 2019 https://www.defensenews.com/global/europe/2019/05/30/european-defense-industry-could-come-to-regret-new-us-weapons-fund/ Pierre Tran: A jet sale to Egypt is being blocked by a US regulation, and France is over it, Defense News, 1 August 2018, https://www.defensenews.com/global/europe/2018/08/01/a-jet-sale-to-egypt-is-being-blocked-by-a-us-regulation-and-france-is-over-it/ Sicherheitshinweise Thomas Exercise Watch: „Military Mobility“ für die VJTF und erste Logistik-Übung https://augengeradeaus.net/2019/06/exercise-watch-military-mobility-fuer-die-vjtf-und-erste-logistik-uebung/ SHAPE: NATO Exercises https://shape.nato.int/nato-exercises SHAPE: Allied National Exercises https://shape.nato.int/exercises/allied-national-exercises Frank Konfliktherd südchinesisches Meer und Erosion des Blendlaserverbots https://www.nzz.ch/amp/international/suedchinesisches-meer-laserangriff-auf-australische-helikopter-ld.1485486 & https://www.unog.ch/80256EDD006B8954/(httpAssets)/8463F2782F711A13C12571DE005BCF1A/$file/PROTOCOL+IV.pdf Rike Österreichische Neutralität Carlo Friedensgutachten 2019: https://friedensgutachten.de/

In an increasingly crowded market where your marketing costs are going up and your ROI is going down, what do you do? Don’t get discouraged. On this replay of our weekly LIVE show, Trevor walks you through why you need to ramp up your marketing in order to outlast the competition and gives you practical advice on how to increase your credibility with buyers and sellers so you can close more of leads you have coming in. Listen in! Catch us live every Thursday at 1 PM PST on Facebook or Carrot.com/ask 11:50 Why your ROI is suffering21:20 #1 Close the Credibility Gap... “Your customers are searching for burrito reviews, why would they not search for you?” Read this blog post: Inside the mind of a motivated house seller blog post: 22:20 “You not only have to be discoverable, but you have to be available.” 25:30 How do you preframe someone? What should you say on phone calls? Check out this episode: The Psychology of Negotiation: How To Talk With A House Seller to Close More Deals + Help More People w/ John Martinez: 28:30 “Your customers are looking for ways to be able to trust you.”32:00 #2 Have Multiple Profit Strategies37:30 “The way to increase your conversion rate is simply by building more relationships.” 42:45 Doing creative deals from other investor’s “bad leads”. 44:00 Serve the strategy AND serve the person.47:50 What's your credibility score? 52:00 #3 Spend More! In an increasingly crowded market where your marketing costs are rising… If your online ROI is dropping, don’t cut off those marketing arms. Find out why. 59:00 Recap! 1:05 A short story to get you motivated... Never give up!   LINKS: Inside the mind of a motivated house seller blog post: The Psychology of Negotiation: How To Talk With A House Seller to Close More Deals + Help More People w/ John Martinez: EP 122: 100+ Deals This Year Turning Other Peoples DEAD Leads Into Deals / Tang Nguyen and the “Odd Brothers”

Now here is a true challenge, staying positive in a negative environment. Sure there are pockets of positivity but you can’t turn on the news, browse your social feed, or have a water cooler conversation without negativity layered in. Do you feel like a positive person? Someone who sees the glass half full vs half empty? Always searching for the silver lining, turning a frown upside down? Well, congratulations! Now, more than ever, that is a rare characteristic. Because at every turn we are met with negative emotions, situations, and outcomes. Have you ever heard “If you can’t beat them, join them”? If you haven’t it feels like everyone else has. Negativity perpetuates itself, breeds dissatisfaction and clutters the mind.  And when the mind is cluttered with negativity, happiness is much harder to come by. Debbie Downer and Steve Stuck in the Mud are real and they want friends, lots of friends. “They control how I feel in the morning, and are always there when I to sleep. They often cause me to feel out of control. They dictate how I react to the people around me. They often cause me to feel offended, angry or hurt, whether it was truly justified or not. They never cease to remind me of my shortcomings and flaws, making me feel inferior and often undervalued. They constantly try to pull me down with discouragement or hopelessness, stealing my peace and joy.” Who are “they,” you ask? They are negative thoughts. It’s time to give yourself an intervention and change lanes. If you see your self careening off the road at a high rate of speed, pump the breaks and make some healthy and positivity changes before you are so off course that you don’t even realize your there...NEGATIVE. Spend MORE time with positive people. You are the average of the people you spend the most time with.   Redirect a negative conversation into a positive light. This starts with empathy, not sympathy. Empathy means you “understand” and Sympathy means you “agree”. If you can’t redirect, simply change the subject. No need to scold, just abort the conversation.   Lead by example: a good day starts and ends with you. It’s all YOUR perception. When you wake up what are you willing to embrace and what are you willing to let go.   Thoughtfully respond vs react. You can’t control the situation but you can control your reaction to it. Molehill meet Mountain.   Seek solutions instead of pity partygoers. Of course, situations can be disappointing but instead of focusing all your energy on what you should have done focus the majority of your efforts on what you can do next time.   Smile, even when it’s painful. Smile at someone so you get a smile back and if you don’t, that’s ok...they got yours!   When you’ve established a healthy boundary for yourself be open to listening. Be a sounding board without offering advice or a solution. Some people just need to tell someone in a safe environment.   Every day can’t be packed with rainbows. Real life is about highs and lows and sometimes the lows let us appreciate the highs. Take a breathe and work through it knowing it’s temporary if you make it.   Close the vault on things you can not change. Painful memories don’t have to live in your present. It won’t change the fact that you experienced them, that you suffered, and that you hopefully survived.  Don’t let the negative points from the past steal your positive future.   Keep your eyes fixed on the horizon. Life is short and drama is the sludge that keeps you from moving forward. Step over and onward - no one has time for that saga. CHALLENGE: Don’t be that guy or girl who can’t let things go. Don’t be the one who has to point out the obvious shortcomings of the everything around them even the guy standing closest. Look up not down and see the bigger picture. You are the one making a strong push forward or limiting your potential.   I know YOU can do it! MUSICAL FEATURE: AnnaliseEmerick www.annaliseemrick.com  

The MariGold Bars "Hit The Gym with a Strength Coach" Segment Pat Davidson, TJ Lopez and Mike Stella Share the Stage   We spoke about: Each of their topics at the AMP Fall Seminar on September 15 on Long Island, NY When: Saturday, September 15th, 8:00am-6:00pm Where:Athletic Movement Protocol (AMP), 275 Robbins Ln, Syosset, NY 11791  (516) 802-0152 CEUs: .6 CEUs, or 6 contact hours being applied with the NSCA COST:  $345 Thanks to MariGold Bars- Go to Use the code StrengthCoach10to save $10 off your first order   The Business of Fitness with Results Fitness University Rachel Cosgrove discusses "Making Money in Your Business- Part 2- Getting Current Clients to Spend More"   The Functional Movement Systems Segment Gray Cook continues a 7 Part Serieson "The Functional Capacity Screen"- Part 6 in this episode- "Energy Storing"   TrainHeroic "Data Driven Coaching Segment" Adam Dawdyis with Tim Robinson to discuss "Readiness and Camp Season" Click here to start your Free 14 Day Trial. If you decide you love it, tell them Anthony sent you and you will get 10% off the Pro or Elite Edition!  

Growth Marketing Strategies Kevin and Graham apply more growth marketing strategies to the 7 Levers of Business Growth model. You may be interested in listening to Episode 111 where we applied 10 other top growth marketing strategies to the 7 levers of business growth. First up then is a quick recap about the 7 levers. Here is a diagram of the levers that will help you understand them. The inspiration for the 7 Levers comes from Pete Williams. Hear his episode here Kevin and Graham ran through the 7 levers of business growth that we are applying marketing strategies to: Suspects - browsing, but not yet buying Prospects - they've signalled to you whatever it is you are selling. Conversions - getting prospects to being customers Average item price - sell more expensive products (can you raise your average price by 10%) Average items per sale (do you want chips with that?) Transactions per customer - can you get your clients to buy more frequently? Margins - what can you do to improve your margins by 10%? Check out Jo Summers Effective Procurement episode. GROWTH MARKETING STRATEGIES #1 Segment Your List If someone is on your list, there is a fair chance they already know you. But do they like and trust you? How do you convert them into customers? So we think this marketing strategy is all about conversion. You can increase the chances of getting a sale. On your list you will have people who have joined you at different times. Customers and prospects. Can you segment customers base on their transaction? Make your list aware of the next step by selling other products or more of the same product. Think about their buying frequency and purchase cycle and purchase topics. Does segmentation actually feed most of the levers? Do you have a MESSAGE TO MARKET match? Are you tailoring your message that is relevant to them? http://thenext100days.org/wp-content/uploads/2018/07/Segmentation.mp4 #2 Spend More on Leads Than Your Competitors Here you are attracting people to your business. As a nascent business, one of the very best growth marketing strategies you can follow is to ensure your pricing policies enable you to spend more on marketing than your competitors to DOMINATE your market. Graham mentioned Mark Taylor and eSalesHub who explain that rarely do people attract leads from every UK conurbation. This is a question YOU SHOULD BE WARY OF ASKING.... "What is the cheapest thing we can do to get customers?" http://thenext100days.org/wp-content/uploads/2018/07/Outspend-Your-Competitors.mp4 This is as much about a mindset. You will never have the ability to outspend if you have the cheap mindset. Really successful businesses figure out a way to outspend their competitors. That starts when you consider marketing strategies like pricing for example. If you have too little in the kitty to outspend your market, it is highly unlikely you'll dominate your market, local or otherwise. Buying Effectively or Having the Ability to Outspend? Kevin and Graham discussed the logic for spending effectively or having the ability to outspend. http://thenext100days.org/wp-content/uploads/2018/07/Ability-to-Outspend-to-Dominate-v2.mp4 #3 Create a "Category of One" in Your Market This is one of the best growth marketing strategies you can follow if you are small business. Don't be vanilla. From the 7 Levers we are focusing on suspects and prospects. Why should they choose you versus every other option available to them, including doing nothing? Kevin mentioned our episode with Duncan Wardle and how he approached innovation by listing the rules of a market and taking away one of those rules to see what difference it would make to the way you distinguish yourself from others. Listen also to the episode with Tania Angelis - would you say that channelling angels sets her apart? Is she in a category of one? Yes, I'd say so. http://thenext100days.

On this show, Tony asks the questions you would love to ask someone who is high up in the police force! Scott, a S.W.A.T Team law enforcement officer, talks about being a policeman in today’s world. Tony asks the questions you would love to ask. Among topics discussed being the huge talking topic in USA right now about gun control, the media’s portrayal of police officers out in the field and the law enforcement code of ethics. Scott gives his personal account of these topics and has great stories to go with it. Find out more in this episode of the Box N Life podcast with Tony Jeffries. Make sure to leave a 5 star review and to check out the show notes for this episode, please visit the Box N Life podcast site  Scott the “Police Man” (3:36)  Gun availability (7:48)  Police officers getting bad rap (17:20)  Law Enforcement Code of Ethics (38:50) o Not in the business of PR  Keyboard warriors (49:44) Featured  The WODCAST Podcast - http://www.wodcastpodcast.com/  Scott McGee (@1ScottMcGee) | Twitter/Instagram  Scott’s website - https://thesisuway.com/ Resources  7 dead in Santa Monica College shooting, gunman may have had help (article) - http://articles.latimes.com/2013/jun/07/local/la-me- ln-santa- monica-college- shooter-dead- - 20130607  Parents of teen gunman killed by off-duty officer at Northlake Mall in Charlotte, North Carolina speak out (article) - http://www.nydailynews.com/news/national/parents-teen- gunman-killed- off-duty- officer-speak- article-1.2477589  Cop who forcibly arrested nurse for refusing to draw blood is fired (article) - http://nypost.com/2017/10/10/cop-who- forcibly-arrested- nurse-for- refusing-to- draw-blood- is- fired/  Cause of Death: Sloppy Doctors (article) - http://content.time.com/time/health/article/0,8599,1578074,00.html  Graham v. Connor (Wikipedia) - https://en.wikipedia.org/wiki/Graham_v._Connor  Law Enforcement Code of Ethics – IACP - http://www.theiacp.org/codeofethics  Box N Life Podcast EP 69: Private Planes & Earn More, Spend More - https://www.boxnlifepodcast.com/69  JK Rowling apologizes for claiming Donald Trump refused to shake disabled boy's hand (article) - http://www.telegraph.co.uk/news/2017/07/31/trump-didnt- snub-son- jk-rowling- criticised- mother-disabled- child/ People Mentioned  J.K. Rowling (@jk_rowling) · Twitter

Tony and Glenn answer listener questions. Was bad judging to blame in the most recent fight with Canelo/GGG? Andre Ward's recent retirement and they answer questions regarding Rio Ferdinand and much more! Listen now and make sure to leave a 5-star review if you enjoyed the episode. Show Notes Ep 70 – Tony and Glen answer your questions Tony gets verified! (4:55) Guys talk scorecard from Canelo/GGG fight (7:10) Q & A #1 – What are your thoughts on the Parker/Fury fight? (14:45) Q & A #2 – What are your thoughts on Andre Ward’s retirement? What is in Billy Joe Armstrong’s future? (19:05) Q & A #3 – Rio Ferdinand’s future as a boxer? What is the difference between amateur and pro boxing? (28:40) Q & A #4 - Is boxing becoming tarnished now that Rio Ferdinand has become a pro? (37:36) Q & A #5 – How do fighters deal with nerves and what do they feel like on fight day? Can you sum up that feeling in words? (43:50) Q & A #6 – How do you handle a client who discredits your coaching because you haven’t boxed before? (54:38) Q & A #7 – What’s the best advice you would give a novice boxer when they are just starting out? (59:18) Q & A #8 – Who do you got with Vasyl Lomachenko vs Guillermo Rigondeaux? (1:01:28) Q & A #9 – If you could have a comeback fight who would you consider more dangerous, Rio Ferdinand or Minnie Mouse? (1:03:50) Related Links/Products Mentioned Tony Jeffries (@tony_jeffries) • Instagram/Twitter Glenn Holmes (@glennholmesla) • Instagram/Twitter Box 'N Burn Boxing Fitness Gym (@boxnburn) • Instagram Box 'N Life podcast (@boxnlife) • Instagram Judge Adalaide Byrd expected to be sidelined for the rest of 2017 following Golovkin-Alvarez scorecard (article) - http://www.latimes.com/sports/boxing/la-sp-golovkin-alvarez-byrd-20170920-story.html PETER FURY RAGES AT DAVID HIGGINS IN JOSEPH PARKER vs HUGHIE FURY PRESS CONFERENCE!! (YouTube) - https://youtu.be/uMZYkbu3Irk Box N Life Podcast Ep. 25 with Tony Bellew - https://itunes.apple.com/us/podcast/tony-bellew-star-of-creed-world-boxing-champion/id924241760?i=1000361704356&mt=2 After Canelo Alvarez vs Gennady Golovkin something needs to change (article) - http://www.boxingnewsonline.net/after-canelo-alvarez-vs-gennady-golovkin-something-needs-to-change Box N Life Podcast EP 46: MILLIONAIRE TRAITS - https://itunes.apple.com/us/podcast/46-20-habits-of-eventual-millionaires/id924241760?i=1000383231777&mt=2 17-year-old boxer dies after collapsing in the ring during amateur bout near Derby (article) - http://www.independent.co.uk/sport/general/boxing/boxer-dies-derby-south-normanton-17-year-old-collapses-in-ring-a7649511.html The fighter’s mindset: have you ever thought of what a fighter thinks before a fight? (Blog post) - https://www.boxnburn.com/single-post/2017/09/04/The-fighters-mindset-have-you-ever-wondered-what-a-fighter-is-thinking-before-a-fight Tony Jeffries Boxing | Ring Entrance & Interview Sunderland 2009 (YouTube) - https://youtu.be/YSKq4iJEjMI Box N Life Podcast EP 69: Earn More, Spend More - https://www.boxnlifepodcast.com/ People Mentioned Canelo Alvarez (@Canelo) | Twitter/Instagram Gennady Golovkin (@GGGBoxing) · Twitter Adalaide Byrd Oscar De La Hoya (@OscarDeLaHoya) · Twitter Joseph Parker (@joeboxerparker) · Twitter Hughie Lewis Fury (@hughiefury) · Twitter Tony Bellew (@TonyBellew) · Twitter David Haye (@mrdavidhaye) · Twitter Anthony Joshua (@anthonyfjoshua) · Twitter Andre S.O.G. Ward (@andreward) · Twitter Paul Smith Jnr (@paulsmithjnr) • Instagram Billy Joe Saunders (@saundersbillyjoe) • Instagram (@bjsaunders_) · Twitter Tyson Fury (@gypsyking101) • Instagram Rio Ferdinand (@rioferdy5) • Instagram/Twitter Ismayl Sillakh (@IsmaylSillakh) | Twitter Robin Deakin (@rockinrobinbox6) · Twitter

Joe shook off the plague and won a major prize all in one week. In celebration, we debate and discuss the lottery, choosing numbers, and the endowment “effect.” Into the mailbag we go and discuss our Speluncean episodes, an executioner’s privilege, robotic burritos and sandwiches, engineering happiness and social welfare functions, school funding, freedom, bro country, speed trap brief return, Canadian real estate as political barometer, the rougiest judge, knitting, and the Re-Framing. This show’s links: Gregory Klass and Kathryn Zeiler, Against Endowment Theory: Experimental Economics and Legal Scholarship Oral Argument Hymn 1 and Hymn 2 Regina v. Dudley and Stephens (and more about the case) Robot or Not burritos Christian List, Social Choice Theory (in the Stanford Encyclopedia of Philosophy) Vox’s The Weeds podcast Gannon v. State (and Trevor Graff and John Eligon, Court Orders Kansas Legislature to Spend More on Schools) San Antonio Independent School District v. Rodriguez About bro country Oral Argument 84: Felker’s Chickens (guest Steve Vladeck) Steve Vladeck, Vehicle Problems vs. Unusual Vehicles: The Supreme Court’s Bizarre Cert. Grant in Welch The Oyez podcast feed for 2015 Supreme Court oral argument and the collection of Oyez feeds in iTunes Josh Blackman and Howard Wasserman, The Process of Marriage Equality

If You Love It, Don't Be Afraid to Spend More by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Ron Siegel of Anaheim Hills CA, Craig “Gunny” Donor of Fontana CA, and Paul Chabot of Rancho Cucamonga discuss: current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on ESPN and NBC Talk Radio Ron, Gunny, and Paul Discuss: How did the Patriot Guard Riders come into existence; How is the PGR funded; Running for Congressional Office; Serving America; Home Ownership Builds Wealth; Holiday Shoppers Are Ready to Spend More; Need a Nudge, or a Shove, for Retirement Savings; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                ·       800.306.1990  ·       Ron@RonSiegelRadio.com ·       www.RonSiegelRadio.com ·       Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·       www.Facebook.com/RonSiegelRadio ·       Comp Home Valuation: Text “PEAR” to “79564” ·       Comp Area Trusted Prof: Text “ATP” to “79564”        

We continue to Worship Fully, Spend Less and look today at Giving More. It's a time when we are encouraged to think outside and live outside our own wishes and desires and reach out with both with gratitude and with generosity. But as we have been discovering through our series, GIVE MORE doesn't have to mean SPEND MORE!

- Apple Confirms Press Event on Thursday 16 October  - IDC Says Mac Cracks Top-Five PCs Worldwide for First Time Ever  - comScore Shows iPhone as Top Smartphone in the States Before iPhone 6  - CNBC: People Saving on Traditional Goods to Spend More on Tech  - Gruber Thinks Storage May Be to Blame for iOS 8 Adoption Slowdown - Apple Calls GTAT Bankruptcy Decision Surprising  - Apple Publishes HomeKit Specs for Manufacturers  - Fitbit: No Plans to Work with Apple HealthKit  - Engadget: Ways to Make Fitbit Work with Apple Health App  - Working Apple 1 Up for Auction This Month  - Transporter - Syncing and Sharing Made Simple and Secure. Learn More at  and Get 10-Percent-Off with Offer Code MOSK10   

Before coach Bill Belichick and quarterback Tom Brady, took the New England Patriots to the top of the NFL they still had a product that needed to be sold. Patriot’s owner, Jonathan Kraft, drafted Lou Imbriano to revitalize the teams marketing and sales. Lou shares with Host Jim Lobaito the common sense marketing and relationship building tips he wrote about in his book “Winning the Customer: Turn Consumers Into Fans and Get them to Spend More."