Raising The Curve

This week on The Curve Weekly, we're doing things a little differently - no edits, no cuts, just the full unfiltered conversation. From Nvidia's mind-blowing $4 trillion milestone (yes, trillion) to Wimbledon's £53.5 million prize pool and the financial legacy of Venus Williams, we're unpacking all of this weeks money headlines. We're also diving into why interest rates are pausing, what Nutella's parent company is buying now, and how the cost of climate change is creeping up faster than you might think. If you've ever been curious as to what goes on behind the scenes, you'll enjoy this one.Want to check out the Honeybloom necklaces we mention in this podcast? Here is the link!⁠⁠Leave us a message on The Curve Hotline

Welcome to our New York miniseries! Soph was in the states not too long ago and was lucky enough to sit down with the incredible Caitlyn Kumi, founder of Miss Empowher, Forbes 30 Under 30 honouree, and an all-around powerhouse. Caitlyn opens up about growing up Ghanaian-American, dealing with wildly inappropriate career advice from men in suits which became the catalyst for building her now global community of confident, empowered women.They talk about the emotional side of money and how that stems into relationships, why confidence (not just credentials) can be your biggest asset, and the actual financial red flags to look out for when dating. From managing your finances to managing your mentors (yes, there's a whole strategy), Caitlyn shares - this episode is perfect for someone looking for career + money motivation. ________________Follow Caitlyn KumiInstagram TikToc Miss Empowher Buy her book________________Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here⁠⁠⁠. You're welcome in advance.________________BePure is your go-to for immune health this winter. Whether you're already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠⁠ (discount auto-applied, no faffing required).________________WTF Does That Mean? A Guide to All the Jargony BitsMentorSomeone you go to for guidance and advice based on their own experience.CoachGives you practical, step-by-step advice and feedback to help you level up specific skills.ConnectorThe friend with the Rolodex—makes intros, links you with helpful people, and opens doors.StrategizerHelps you map out your goals and figure out the best moves to get there.SponsorA powerful advocate who champions you behind closed doors, think: putting your name forward for opportunities.Financial InfidelityWhen someone hides or lies about money matters in a relationship, like secret spending or hidden debt. Big yikes.Waist BeadsTraditional accessories worn around the waist or hips, often used in West African cultures for confidence, femininity, and body awareness.High-Yield Savings AccountA savings account that earns more interest than your basic one—perfect for building up that emergency fund.Index Fund (e.g. S&P 500)A type of investment that tracks a broad group of companies. Less risky, more chill. Great for long-term investing.Emergency FundA stash of cash (usually 3–6 months of expenses) to cover unexpected life curveballs like job loss or surprise vet bills.Personal Finance is PersonalA running theme of this ep—aka there's no one-size-fits-all. Your money strategy should fit your life.________________⁠⁠⁠Leave us a message on The Curve Hotline

Vic flies solo today, covering a wide range of money and market moments. From Jeff Bezos's high-profile wedding (and the importance of prenups) to how women invest differently than men, there's plenty to unpack.Vic also breaks down what an IPO is, why Figma's filing is big news, and what it means for Adobe and the broader stock market. Plus, she touches on Australia's new financial year and generous superannuation changes, Tesla's slipping sales, Warren Buffett's latest $6 million donation, and how Glastonbury might have pulled in a massive £80 million. It's a fun, info-packed episode — no jargon, just clarity._______________________WTF Does That Mean? A Guide to All the Jargony BitsPrenup (Prenuptial Agreement): A legal contract signed before marriage that outlines how assets and finances will be handled in case of divorce.IPO (Initial Public Offering): The process where a private company offers its shares to the public for the first time.Superannuation (Super): A retirement savings scheme, especially prominent in Australia, where employers contribute to a fund on behalf of employees.Market Sentiment: The overall attitude of investors toward a particular security or the financial market as a whole.Dividend: A portion of a company's earnings paid to shareholders — not mentioned directly, but useful in investment discussions!________________⁠⁠⁠Leave us a message on The Curve Hotline

This is the first episode in our BRAND NEW property series in partnership with BNZ! Whether you're buying your first home, thinking about investing, or just trying to wrap your head around how the property market works - this monthly series is for you. We're kicking it off with our first episode and some very exciting news... Soph finally bought a house!

No full episode this week—but Vic and Soph are still popping in for a quick chat (and a tiny bit of chaos). With their Investing Bootcamp launching on June 30th, the duo is deep in prep mode, so they're keeping it light and casual in this short catch-up.Expect some very relatable investing reflections, a few laughs about workouts gone wrong, and a surprise cameo from Miso. If you've been meaning to start investing but keep putting it off, the Bootcamp is made for you. It's everything Vic and Soph have learned, simplified and glow-up'd for beginners.________________Investing BootcampIf you've been meaning to finally do something with your money and build confidence with investing, join us for our ⁠investing bootcamp⁠ that kicks off on the 23rd June! You'll learn:How to split your pay and manage your moneyThe foundations of investing (without the jargon)How to actually get started - and stay consistentYou'll get access to: Our brand new Money + Investing Course2x live sessions with VicA private community of new investorsTools + tips to grow a strong, diversified portfolio12 months access to The Investing Club⁠Click here to join⁠________________⁠⁠⁠Leave us a message on The Curve Hotline

This week, Vic and Soph are jumping from investing confidence to global headlines—and back again. They kick things off with a reminder about The Curve's beginner bootcamp (starting June 30!), perfect if you've been putting off learning how to invest.They also chat through the world's first-ever dad strike in the UK, rising tensions in the Middle East and what it means for oil prices and your portfolio, AMEX's new fee hike, Gen Z's love of credit cards, and Nintendo's latest boom.Plus: vintage fashion obsessions, podcast photo fails, and a few too many thoughts on thirst traps. ________________Investing BootcampIf you've been meaning to finally do something with your money and build confidence with investing, join us for our ⁠investing bootcamp⁠ that kicks off on the 23rd June! You'll learn:How to split your pay and manage your moneyThe foundations of investing (without the jargon)How to actually get started - and stay consistentYou'll get access to: Our brand new Money + Investing Course2x live sessions with VicA private community of new investorsTools + tips to grow a strong, diversified portfolio12 months access to The Investing Club⁠Click here to join⁠________________Raising the Curve: 114 - Work Life Balance And Working Out What Is Important________________WTF Does That Mean? A Guide to All the Jargony BitsInvesting BootcampA four-week course by The Curve for beginners to learn personal finance and investing, including live sessions and community access.Dad StrikeA UK protest where fathers are demanding more paid parental leave—currently only two weeks are offered.Middle East TensionsOngoing conflict affecting oil supply, leading to higher prices and market volatility.Global DiversificationInvesting across different countries to reduce risk, especially during geopolitical instability.AMEX (American Express)A premium credit card company that's recently increased its annual fees.Nintendo SurgeA major share price jump after the launch of Nintendo's new gaming console.Vintage FashionPre-loved clothing finds—Vic shares her new appreciation for it.Thirst TrapsPhotos meant to attract attention; Soph and Vic reflect on past photo shoot moments.________________⁠⁠⁠Leave us a message on The Curve Hotline

You've heard about them, you've nodded politely when someone mentioned them - but do you actually know what bonds are? And more importantly, should you have them in your investment portfolio? In this episode, we break down bonds in a way that finally makes sense. You'll learn how bonds work, who they're for, when they make sense, and what kind of returns you can expect - plus why the word “junk” in finance isn't as trashy as it sounds. Whether you're saving for a house, want something a bit more chill than shares, or are just curious if bonds are the grown-up move your money needs - this ep is for you. Spoiler: you might already own bonds without even knowing it.

From Dublin's cloudy charm to the bizarre world of Labubu dolls, Vic and Soph cover a lot this week. They kick off with travel debates (beach club vs. ruins), before diving into one of the most unexpected stock surges of the year - and how spotting a trend like Labubu could've made you 600% richer.Then it's into something more personal: IVF and egg freezing. Soph opens up about her own experience, while Vic breaks down why the fertility industry is booming and what the Monash embryo mistake means for investing in this space.They also touch on how feedback shapes the podcast, the evolving value of interviews, and that now-infamous “girls are fighting” comment. Plus, US politicians' suspicious stock moves, mega-CEO paydays, and a quick shoutout to the incredible Emily.This one's part chit-chat, part curveball headlines, and part financial deep-dive - with a side of egg freezing quiz in the show notes.________________If you've been meaning to finally do something with your money and build confidence with investing, join us for our investing bootcamp that kicks off on the 23rd June!You'll learn:How to split your pay and manage your moneyThe foundations of investing (without the jargon)How to actually get started - and stay consistentYou'll get access to: Our brand new Money + Investing Course2x live sessions with VicA private community of new investorsTools + tips to grow a strong, diversified portfolio12 months access to The Investing ClubClick here to join!________________WTF Does That Mean? A Guide to All the Jargony Bits________________LabubuA collectible toy character designed by a Hong Kong artist, made popular through blind-box unboxing culture. It's become a viral sensation, with some rare versions selling for thousands.Blind BoxA packaging style where the specific item inside isn't revealed until it's opened. Common in collectible toys and figures, often used to encourage repeat purchases.Pop MartA publicly listed Chinese company that owns and distributes Labubu and other collectible figures. It's behind the booming success of the Labubu trend.IVF (In Vitro Fertilisation)A medical procedure used to help people conceive a child. Eggs are fertilised by sperm outside the body and then implanted into the uterus.Egg FreezingA fertility preservation method where a woman's eggs are extracted, frozen, and stored for future use.Insider TradingThe illegal practice of trading stocks or other securities based on material, non-public information—like confidential plans or upcoming announcements.SEC (Securities and Exchange Commission)A U.S. government agency that regulates the securities markets and enforces laws against market manipulation and insider trading.ETF (Exchange-Traded Fund)A type of investment fund that's traded on stock exchanges, like a stock. It holds a collection of assets (e.g., stocks, bonds) and can track specific sectors or trends.S&P 500An index of the 500 largest publicly traded companies in the U.S., often used as a benchmark for the overall performance of the stock market.________________Egg Freezing Survey________________The Curve Investing Club Free Trial________________⁠⁠⁠Leave us a message on The Curve Hotline

What's the real cost of unpaid labour, emotional load, and being the ‘nice girl' in a relationship? In this fiercely eye-opening episode, author Melissa Browne blows the lid off the money myths holding women back. From the dangerous mindset of “it's not worth her going back to work” to why 7 out of 10 men manage long-term investments for control, this conversation is packed with jaw-dropping stats, empowering reframes, and financial red flags every woman needs to know. Melissa shares practical advice on retirement savings splitting, negotiating unpaid labour, protecting yourself before and during relationships, and the truth about why investing is never selfish. If you've ever felt uneasy talking money in your relationship, this episode will give you the clarity, tools, and confidence to change the game.

This week on Curve Weekly: political chaos, market meltdowns, and a Swiftie-sized power move. Vic and Soph unpack the billionaire breakup of Elon and Trump (EV shade, Twitter tantrums, and all), dive into what's next for Tesla, and chat about why space is suddenly the place to invest.They also get into the IPO buzz (hi, Virgin Australia and Wise), plus Taylor Swift's epic move to buy back her music — and what it taught them about contracts, control, and calling the shots.Finance meets pop culture, with zero snore-factor. Let's go.________________⁠Here is the link for the free investing workshop for beginners on June 16.⁠________________WTF Does That Mean? A Guide to All the Jargony Bits________________EV Subsidies – Govt discounts for buying electric cars. Bye subsidies = bye Tesla share price.IPO – A company's stock market debut. A financial coming-out party.Fintech – Money tech like Wise, Sharesies, and your phone's wallet.Master Rights – Who owns the actual song recording. Taylor wanted these.Publishing Rights – Who wrote the song. Think lyrics + melody.Private Equity – Big money buying stuff to resell for more.Stock Exchange – Where shares are bought + sold.S&P 500 – The 500 biggest US companies.Capital Markets – Fancy term for the world of investing.Scott Galloway – Bold, brainy biz guy. Says what we're all thinking.________________⁠⁠⁠Leave us a message on The Curve Hotline

This one's for the mums - the ones juggling packed lunches, work meetings, and trying to remember when the last load of washing was switched. In this honest and thoughtful conversation, Amy Fraser shares her journey into motherhood (which did not go to plan), navigating single parenting, rebuilding her career, and the invisible labour so many women carry without question. We talk about the real cost of taking time out of the workforce, why your family is an asset, and how guilt seems to sneak into every corner of parenting. It's equal parts validating and practical - a reminder that if you're doing your best to hold it all together, you're not alone.Link to read Amy's blog.Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance.This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you're already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠Grab the bundle here⁠⁠ (discount auto-applied, no faffing required).⁠⁠Leave us a message on The Curve Hotline

New to investing? We've got you. Join our FREE beginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. ⁠Sign up here⁠

New to investing? We've got you. Join our FREE beginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. ⁠Sign up here⁠

New to investing? We've got you. Join our FREE beginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. Sign up here

Disclaimer: This episode includes discussions around fertility challenges, body image, and eating disorders. Please take care while listening and feel free to pause or skip this one if it's not right for you right now.This episode is all about the advice we really needed back when we were 20 - before the credit card mistakes, the emotional chaos of dating, and the very expensive dog beds. Vic and Soph get honest about what they'd do differently, from how they approached money, careers, and relationships, to the pressure to look a certain way. There's talk of comparison traps, pay rise regret, and the financial tip that could save you hundreds of thousands (yes, really). Plus, surprise voice notes from their mums with some brutally honest wisdom. It's equal parts therapy, roast, and financial intervention.Our Investing Course is made for beginners - it teaches you how to split your pay, budget like a boss, and start investing with confidence. Check it out here.If you've been through the egg freezing process, we'd love to hear from you - share your experience in our quick (and anonymous!) survey here.This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you're already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).⁠⁠Leave us a message on The Curve Hotline

The US stock market is officially back in its hot girl summer era, and we're here for it. This week, Vic and Soph break down why markets have jumped nearly 20% (hint: a temporary US-China tariff truce that's more “situationship” than solid relationship). We also dive into Warren Buffett's big bets on Japan and why investors are suddenly flocking to the Land of the Rising Sun. Meanwhile, over in pharma land, Novo Nordisk said “thank you, next” to the CEO who tripled their share price (rude), and Foot Locker just sprinted into a buyout deal - sending its stock price up 85% in a day. Whew. It's a week of plot twists in the world of money, but don't worry - we've got all the headlines, hot takes, and healthy skepticism covered.WTF Does That Mean? A Guide to All the Jargony Bits:Tariffs – Taxes on imported stuff. Countries throwing shade.Truce – A temporary pause in the tariff drama.ETF – A bundle of shares in one. Investing made easy.Japanese ETF – Same, but full of Japanese companies.Conglomerate – One giant company owning lots of others.Market Correction – A drop in prices after a high. Stocks chill out.Pharma Stock – A company that makes medicine.CEO Shake-Up – When the boss gets booted.Acquisition – One company buying another.Timing the Market – Trying to buy low, sell high. Good luck.Diversification – Spreading your money around. Safety in numbers.⁠⁠Leave us a message on The Curve Hotline

You've probably heard that investing in the stock market is the best way to build long-term wealth - but what about fixed income? In this episode, Soph chats to Gaby and Ali, the founders of Blossom, about why more investors (including themselves) are putting their money into fixed income products like bonds. They break down what fixed income actually is, how it compares to shares, and when it might make more sense - especially if you're saving for a short-term goal like a house deposit. We also dive into risk, returns, time horizons, and why fixed income isn't just for retirees. If you've been feeling nervous about market volatility or you're just sick of your savings earning next to nothing, this one's for you!⁠⁠Leave us a message on The Curve Hotline

Vic's Roman holiday was less Eat Pray Love and more Eat Pray Calculate, as she breaks down the economics of the Colosseum (€1.4 billion a year, no biggie), how the Trevi Fountain is basically a coin-powered charity machine, and why the Vatican might secretly be the hottest hedge fund in town. Plus, we bid an emotional arrivederci to Warren Buffett as he steps down from Berkshire Hathaway - if you'd invested $1k when he started, you'd have $55 million today. Gulp. We also chat about the rise and fall of Weight Watchers, Barbie's factory exit from China, and Palantir's explosive 45% rise this year, proving AI isn't just a buzzword - it's big business.WTF Does That Mean? A Guide to All the Jargony BitsBloomberg Terminal – Super pricey finance software for pros.Private Equity – Buying private companies to flip for profit.Bankruptcy – When a company runs out of money. Oops.Dilution – When your shares are worth less. Rude.Tariffs – Extra taxes on imported stuff. Supply Chain – How stuff gets made and delivered.Recession – When the economy has a bit of a breakdown.Berkshire Hathaway – Warren Buffett's mega investment biz.ROI – How much you made (or didn't) from investing.Defensive Stocks – Boring but steady. Survive bad times.⁠⁠Leave us a message on The Curve Hotline

Who needs a prenup when you've got trust, shared bank accounts, and four properties post-divorce? In this juicy, hilarious, and heartwarming chat, Soph sits down with radio legends turned podpreneurs, JJ Feeney and Dom Harvey to unpack what happens when the romance ends but the finances (and friendship) stay very much entangled. Expect honest talk about quitting high-paying jobs for happiness, podcasting as a business model (hello, Podlab!), and why JJ is definitely the spender of the duo. Plus, we touch on everything from dating younger partners, monthly charity donations, and whether money really buys happiness (spoiler: nah, but it helps if you want business class). If you've ever thought about leaving a relationship or a job, but you're not sure how to navigate it, this one's for you.

Billionaire beef is sizzling, and it's not just egos getting grilled. This week on The Curve Weekly, Vic and Soph unpack Amazon's bold move to start showing tariffs at checkout and what that means for consumers. Spoiler: it's not great for your wallet, and it could be a warning sign for rising inflation. We break down the ripple effects: how inflation hits your savings, why BP is scrambling to stay afloat, and why airline prices might be dropping (finally!).⁠WTF Does That Mean? A Guide to All the Jargony Bits:Tariffs – Taxes on imported stuff. Makes everything pricier.Inflation – Prices go up, money buys less.Interest Rates – Cost of borrowing or reward for saving.Buyback – A company buying its own shares. Bit of a flex.Reporting Season – Companies reveal their results.CPI – Tracks price changes in everyday stuff.Public vs Private – Public = shares for everyone. Private = invite-only.⁠⁠⁠Leave us a message on The Curve Hotline

You know that feeling when you just know you're being underpaid but have no idea how to tackle the awkward money convo? Meggie Palmer is here to save the day. In this electric episode from the archives, Meggie (founder of PepTalkHer and actual negotiation ninja) shares how she discovered she was being paid a lot less than her male peers - and what she did about it. Expect practical tips on negotiating pay rises, asking better questions, and building that all-important "FU fund" for career confidence. You'll leave this episode feeling empowered, informed, and ready to advocate for your value with confidence.This week we're teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here.T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.⁠⁠Leave us a message on The Curve Hotline

Heads up: This episode opens with a conversation about egg freezing and fertility - if you'd prefer to skip that part, jump ahead to 5:09.Tesla just posted its worst financial results in years - so why did the share price go up? In this week's episode, Vic and Sophie dive into the unexpected investor reaction and what Elon's renewed focus on the company might really mean. Plus, we cover Bitcoin's surprising comeback, why Revolut is shaking up traditional banking, what's really going on and how climate change is driving up chocolate prices. It's a week of curveballs in both markets and life - exactly the kind of conversation that makes you think twice about where the world (and your money) is heading.Sign up to our free workshop: What We're Investing In and Why. WTF Does That Mean? A Guide to All the Jargony BitsFinancial Results – A company's money report card.Share Price – The cost to buy one share.Global Growth – How fast the world's economy is growing.Tariffs – Extra taxes on imported stuff.Bitcoin – Internet money, owned by no one.Digital Gold – Bitcoin acting like gold during chaos.Decentralised – No one boss, everyone shares control.ETF – A bundle of investments in one.Neo-Bank – A bank that's online-only (and cooler).Revenue – All the money a company makes.Margin – Profit after paying costs.Volatility – Wild ups and downs in prices.⁠⁠Leave us a message on The Curve Hotline

We cannot actually believe this happened – the woman who created Sex and the City, the real-life Carrie Bradshaw, Candace Freakin' Bushnell, joined us on the pod. If that name alone hasn't made you hit play already, here's what you're in for: the truth behind the Carrie and Mr. Big dynamic (spoiler: she wanted to be Mr. Big, not marry him), the power of female friendships, what it takes to make it in a big city as a woman, the deeply ingrained sexism she fought her whole life, and her unapologetic choice not to have kids. This convo is raw, real, iconic – and quite possibly the most starstruck we've ever been. Sex and the City fans, this one's for you.Sign up to our free workshop: What We're Investing In and Why. This week we're teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -⁠Sign up here.⁠T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.⁠⁠⁠Leave us a message on The Curve Hotline

This week, Soph broadcasts live from her parents' kitchen (with some White Lotus background noise), armed with a paloma and a whole lotta feelings about egg freezing, the cost of being a woman, and why her Gossip Girl rewatch is the only hormone-free coping strategy she can actually afford. Expect big convos about the tariff tit-for-tat between China and the U.S., including why Apple stock soared and why Chinese factories are now selling $8 Lululemon leggings straight to your TikTok feed (yes, really). We're talking about how Hermes just served LVMH the ultimate glow-down by overtaking them in market value and China's $800B bond power play and how it could send the U.S. economy into a bit of a spiral. Oh, and over in Australia, there's talk of banning social media for under-16s - except YouTube, which gets a free pass for being “educational”.WTF Does That Mean? A Guide to All the Jargony BitsTariff – A tax on imports. Basically, countries throwing financial shade at each other.Bond – A boring-but-reliable IOU. You lend money, they pay you back (with interest).Interest Rate – How much extra you pay (or earn) when borrowing or saving money.Emergency Fund – Your oh-sh*t stash. For car repairs, surprise bills, or life.Insurance – Pay now so Future You isn't broke if things go wrong.Share Price – The cost of owning a slice of a company. It goes up, down, and all around.Stock Market – The big ol' shop for buying and selling company shares.Currency Strength – Strong currency = bougie holidays. Weak = staycation it is.Click here to listen to the full Abbie Chatfield convo we played in this episode.⁠⁠Leave us a message on The Curve Hotline

This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly's Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It's equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing.

Trump's been on the mic again - and the stock market's feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week's chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic's got investing whiplash, Soph's halfway to deleting social media, and honestly, we're all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets.WTF Does That Mean? A Guide to All the Jargony BitsTariffs – Taxes on imported goods. Makes stuff more expensive.Insider Trading – Buying or selling stocks using secret info. Very illegal.Interest Rates – The cost of borrowing or the reward for saving.Negative Interest Rates – You pay the bank to hold your money. Yikes.Inflation – Prices go up, your money buys less.Global Growth – How fast the world's economy is growing.Diversification – Spreading your money around to lower risk.Recession – When the economy shrinks for a while. Not cute.Term Deposit – A savings account you lock up for a fixed return.For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠Leave us a message on The Curve Hotline

Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you've ever felt like you're doing things out of order, this episode will make you feel seen - and inspired.Want to invest but don't know where to start? We've got you. The Curve's Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved⁠ here⁠: https://thecurveplatform.com/pages/become-a-member⁠⁠Leave us a message on The Curve Hotline

Hold onto your investing hats (and maybe your Shein sparkle tops), because this week's Curve Weekly is a wild ride through the chaos of Trump's new mega tariffs. We break down how the former president's dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit's accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet.WTF Does That Mean? A Guide to All the Jargony BitsIPO – When a company starts selling shares to the public for the first time. Like their stock market debut.ETF – A bunch of different shares bundled into one. Easy way to invest.Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100.Dollar Cost Averaging – Investing bit by bit over time instead of all at once.S&P 500 – The top 500 US companies. Big deal in investing.FTSE 100 – The 100 biggest companies in the UK stock market.Inflation – When prices go up and your money buys less.Diversification – Spreading your money around different investments.Private Equity – Investing in companies that aren't on the stock market.Recession-Proof Stocks – Companies that still make money even when the economy sucks.Portfolio – All your investments in one place.For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠Leave us a message on The Curve Hotline

This episode is all about demographics - what they are, why they matter, and how they're quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠⁠Tempo website.⁠⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠⁠ ⁠Tempo website⁠.⁠⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠⁠Leave us a message on The Curve Hotline

Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments!Want to invest but don't know where to start? We've got you. The Curve's Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here.⁠⁠Leave us a message on The Curve Hotline

Okay okay - we'll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you're just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what's behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠⁠Tempo website⁠⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠⁠Leave us a message on The Curve Hotline

AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it's too trendy. Oh, and yes - there are some solid gold rush analogies. You're welcome.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠ ⁠Tempo website⁠.⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠Leave us a message on The Curve Hotline

Blast from the past alert! We're dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ's OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it's a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you're a beginner investor or just need a refresher on the fundamentals, this one's for you.Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨⁠⁠Leave us a message on The Curve Hotline

Rachel's back in the hot seat for the second week running and she's really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla's rocky week and Formula 1 becoming the Real Housewives of sport, there's a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠Leave us a message on The Curve Hotline

Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we're joined by investing expert Zoe Wallis from Tempo to unpack what's happening in the U.S. economy, why Trump's policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump's crypto empire (yep, that's a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week's deep dive into investing in AI!Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠Leave us a message on The Curve Hotline

What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn't mean they're immune to money misalignments in their own marriage. From arguments over household budgets to Carissa's "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions!Register here⁠ to join our our free workshop 'When prices drop, investors shop'.Carissa & Tim co-founded Rival Wealth which is a financial advice practice in New Zealand. Just like The Curve, they are committed to an education-first approach which we love SO we have teamed up with them to offer a free, no-obligation half hour catch up with Carissa for anyone in The Curve Investing Club. Remember - the club has a 7-day free trial, so you can jump on, have a look around + get the details about getting your free 1:1. Click here to join the Investing Club: https://thecurveplatform.com/pages/become-a-member⁠⁠Leave us a message on The Curve Hotline

A quick note: we do touch on pregnancy and miscarriage in the first part of the episode. If that's not something you're up for today, feel free to skip to 12:16, where we dive into the finance chat.

Sophie's flying solo today (send help), but she's got an exciting update! The Curve is working on something BIG - like Diary of a CEO big. But perfection takes time, so no full episode this week. Instead, Soph dives into a listener's career dilemma: how do you navigate job hunting when you're newly pregnant? When do you tell your employer? And why does this still feel like such a tricky convo in 2025?! If you've got advice, drop a comment or slide into our DMs.Plus, we're on the hunt for a finance-savvy co-host for The Curve Weekly - so if that's you, hit us up! Please apply here: https://crtfumnrsp0.typeform.com/to/MjYs0CwI?mcp_token=eyJwaWQiOjc0Mzk3OSwic2lkIjo0MDY0MjM5MjIsImF4IjoiZGFkYzAxNzQxYTc5ZGQzNzQ1MzI0MGY3Y2M0ZThhYzciLCJ0cyI6MTc0MTgxNjI5MiwiZXhwIjoxNzQ0MjM1NDkyfQ.IOeCl4pWLZeaKpZpRdXLi0O6Mf0T97pSRQFkrTpa_CQ&typeform-source=l.instagram.com⁠⁠Leave us a message on The Curve Hotline

This week, we're unpacking the economic drama that's making headlines - because, honestly, the stock market has been messier than a bad spray tan. We're talking tariffs, and why new trade barriers between the US, Canada, Mexico, and China have investors sweating. Plus, Prada is thriving while other luxury brands struggle (Miu Miu, we see you), and we've got an update on TikTok's fate - spoiler: Serena Williams' husband is involved. And if you're still on the fence about investing, we break down why now is the time to get started (yes, even if the market looks rocky).The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and... Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠Leave us a message on The Curve Hotline

Sophie's got big news (no, not a baby - though the social media post might've fooled you). She's officially pre-approved for a mortgage!

No proper episode this week because… we're working on something BIG. Like, Stephen Bartlett-watching-our-trailer big. Yep, you read that right. We've been given the incredible opportunity to pitch The Curve to Flight Studio - the trailblazing studio behind Diary of a CEO - and let's just say, we are not taking this lightly. This opportunity means everything, and we want to get it right. So, no proper episode this week while we focus on making it the best it can be. I also just want to say a massive thank you - every follow, share, and listen has brought us to this point. We'll be back soon with regular episodes. Stay tuned…⁠⁠Leave us a message on The Curve Hotline

Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor's latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla's dramatic drop, the impact of Elon Musk's political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it's quietly becoming a serious competitor to Netflix. With Google (YouTube's parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we've a lot to unpack!If you love these conversations, The Curve's Investing Club is where it all happens. It's a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you're new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠ - ⁠https://www.tempo.co.nz/documents-and-disclosures⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠Leave us a message on The Curve Hotline

We took Raising the Curve live with Trade Me Property to talk all things property - because let's be honest, buying a home isn't as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she's still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered.This episode is proudly sponsored by Trade Me Property, New Zealand's largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3rFor more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterLeave us a message

Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones!We're throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it's just as relevant now - enjoy this one from the archives!"No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don't worry, we'll show you how. The Curve's Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here.Leave us a message

Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Episodes mentioned in this podcast: Budgeting 101 & How to Split Your Pay. Budgeting 102 & How to Actually Stick to It. Leave us a message

Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you! This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r Leave us a message

So, you set a budget in January… but have you actually stuck to it? Sophie hands over her bank statements (risky move) to Dani for a very honest financial check-in. From accidental gym memberships (oops) to short-term money goals, they break down how to tweak your spending without killing the fun. Expect chats about term deposits, cutting sneaky subscription costs, and the real struggle of balancing saving with actually enjoying life.

Elon Musk wants to buy OpenAI for a casual $98 billion - but Sam Altman basically replied with “lol, no.” Meanwhile, the NZ property market might be heating up, which is either thrilling or terrifying depending on your bank balance. Over at Goldman Sachs, they’ve decided diversity efforts are just too hard (insert dramatic eye roll), and Soho House is in the middle of a billionaire tug-of-war that’s juicier than a reality TV finale. Also on the agenda: China’s marriage rates are plummeting, and with fewer weddings come fewer babies - leaving the government scrambling to play matchmaker with housing perks and incentives, but Gen Z seems more interested in financial security than fairy tales. Episodes mentioned in this podcast: Signs You're Facing Financial Burnout & How to Fix It – If you've ever felt overwhelmed by money, this episode is a must-listen. Listen here. Why Buying a Home Feels Impossible – Sophie’s property journey takes an unexpected turn in this brutally honest deep dive into the housing market. Listen here. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. For more from The Curve: Investing ClubWebsiteInstagramYouTubeTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buying a home is supposed to be an exciting milestone, but for many, it’s an emotional minefield - especially when the system isn’t built for them. In part one of this three-part property series, Soph opens up about her long-awaited mortgage meeting, only to be met with disappointment instead of a celebratory “yes.” After years of saving, investing, and doing everything right, being told not yet feels like a gut punch. From the unique challenges of getting a mortgage as a self-employed woman to the frustration of watching others move forward while feeling stuck, this conversation is raw and real. Vic offers perspective, reminding that financial success isn’t just about property, and that setbacks don’t mean failure. For anyone who has felt like they’re falling behind - this one hits home. Watch this episode on YouTube. This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buckle up, because this week, we're diving into two massive stories shaking up the financial world. First up, Trump is back with a fresh batch of tariffs, sending markets into a tailspin and making investors everywhere question what’s next (and yes, avocados are at risk). We break down why global trade drama affects your portfolio and how companies are scrambling to keep up. Then, we tackle Google's surprising move to ditch its diversity, equity, and inclusion (DEI) goals - alongside other corporate giants like Meta and Amazon. What does this shift mean for the future of workplace diversity? And should you rethink where you invest your money? We break it all down, from trade war tensions to the shifting landscape of socially responsible investing. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Join The Curve’s Investing Club includes expert insights, exclusive perks, and a supportive community to help you grow your wealth. Ready to invest smarter? Start your 7-day free trial today. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.