Raising The Curve

Heads up: This episode opens with a conversation about egg freezing and fertility - if you'd prefer to skip that part, jump ahead to 5:09.Tesla just posted its worst financial results in years - so why did the share price go up? In this week's episode, Vic and Sophie dive into the unexpected investor reaction and what Elon's renewed focus on the company might really mean. Plus, we cover Bitcoin's surprising comeback, why Revolut is shaking up traditional banking, what's really going on and how climate change is driving up chocolate prices. It's a week of curveballs in both markets and life - exactly the kind of conversation that makes you think twice about where the world (and your money) is heading.Sign up to our free workshop: What We're Investing In and Why. WTF Does That Mean? A Guide to All the Jargony BitsFinancial Results – A company's money report card.Share Price – The cost to buy one share.Global Growth – How fast the world's economy is growing.Tariffs – Extra taxes on imported stuff.Bitcoin – Internet money, owned by no one.Digital Gold – Bitcoin acting like gold during chaos.Decentralised – No one boss, everyone shares control.ETF – A bundle of investments in one.Neo-Bank – A bank that's online-only (and cooler).Revenue – All the money a company makes.Margin – Profit after paying costs.Volatility – Wild ups and downs in prices.⁠⁠Leave us a message on The Curve Hotline

We cannot actually believe this happened – the woman who created Sex and the City, the real-life Carrie Bradshaw, Candace Freakin' Bushnell, joined us on the pod. If that name alone hasn't made you hit play already, here's what you're in for: the truth behind the Carrie and Mr. Big dynamic (spoiler: she wanted to be Mr. Big, not marry him), the power of female friendships, what it takes to make it in a big city as a woman, the deeply ingrained sexism she fought her whole life, and her unapologetic choice not to have kids. This convo is raw, real, iconic – and quite possibly the most starstruck we've ever been. Sex and the City fans, this one's for you.Sign up to our free workshop: What We're Investing In and Why. This week we're teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -⁠Sign up here.⁠T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.⁠⁠⁠Leave us a message on The Curve Hotline

This week, Soph broadcasts live from her parents' kitchen (with some White Lotus background noise), armed with a paloma and a whole lotta feelings about egg freezing, the cost of being a woman, and why her Gossip Girl rewatch is the only hormone-free coping strategy she can actually afford. Expect big convos about the tariff tit-for-tat between China and the U.S., including why Apple stock soared and why Chinese factories are now selling $8 Lululemon leggings straight to your TikTok feed (yes, really). We're talking about how Hermes just served LVMH the ultimate glow-down by overtaking them in market value and China's $800B bond power play and how it could send the U.S. economy into a bit of a spiral. Oh, and over in Australia, there's talk of banning social media for under-16s - except YouTube, which gets a free pass for being “educational”.WTF Does That Mean? A Guide to All the Jargony BitsTariff – A tax on imports. Basically, countries throwing financial shade at each other.Bond – A boring-but-reliable IOU. You lend money, they pay you back (with interest).Interest Rate – How much extra you pay (or earn) when borrowing or saving money.Emergency Fund – Your oh-sh*t stash. For car repairs, surprise bills, or life.Insurance – Pay now so Future You isn't broke if things go wrong.Share Price – The cost of owning a slice of a company. It goes up, down, and all around.Stock Market – The big ol' shop for buying and selling company shares.Currency Strength – Strong currency = bougie holidays. Weak = staycation it is.Click here to listen to the full Abbie Chatfield convo we played in this episode.⁠⁠Leave us a message on The Curve Hotline

This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly's Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It's equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing.

Trump's been on the mic again - and the stock market's feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week's chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic's got investing whiplash, Soph's halfway to deleting social media, and honestly, we're all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets.WTF Does That Mean? A Guide to All the Jargony BitsTariffs – Taxes on imported goods. Makes stuff more expensive.Insider Trading – Buying or selling stocks using secret info. Very illegal.Interest Rates – The cost of borrowing or the reward for saving.Negative Interest Rates – You pay the bank to hold your money. Yikes.Inflation – Prices go up, your money buys less.Global Growth – How fast the world's economy is growing.Diversification – Spreading your money around to lower risk.Recession – When the economy shrinks for a while. Not cute.Term Deposit – A savings account you lock up for a fixed return.For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠Leave us a message on The Curve Hotline

Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you've ever felt like you're doing things out of order, this episode will make you feel seen - and inspired.Want to invest but don't know where to start? We've got you. The Curve's Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved⁠ here⁠: https://thecurveplatform.com/pages/become-a-member⁠⁠Leave us a message on The Curve Hotline

Hold onto your investing hats (and maybe your Shein sparkle tops), because this week's Curve Weekly is a wild ride through the chaos of Trump's new mega tariffs. We break down how the former president's dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit's accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet.WTF Does That Mean? A Guide to All the Jargony BitsIPO – When a company starts selling shares to the public for the first time. Like their stock market debut.ETF – A bunch of different shares bundled into one. Easy way to invest.Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100.Dollar Cost Averaging – Investing bit by bit over time instead of all at once.S&P 500 – The top 500 US companies. Big deal in investing.FTSE 100 – The 100 biggest companies in the UK stock market.Inflation – When prices go up and your money buys less.Diversification – Spreading your money around different investments.Private Equity – Investing in companies that aren't on the stock market.Recession-Proof Stocks – Companies that still make money even when the economy sucks.Portfolio – All your investments in one place.For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠Leave us a message on The Curve Hotline

This episode is all about demographics - what they are, why they matter, and how they're quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠⁠Tempo website.⁠⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠⁠ ⁠Tempo website⁠.⁠⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠⁠Leave us a message on The Curve Hotline

Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments!Want to invest but don't know where to start? We've got you. The Curve's Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here.⁠⁠Leave us a message on The Curve Hotline

Okay okay - we'll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you're just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what's behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠⁠Tempo website⁠⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠⁠Leave us a message on The Curve Hotline

AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it's too trendy. Oh, and yes - there are some solid gold rush analogies. You're welcome.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠ ⁠Tempo website⁠.⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠Leave us a message on The Curve Hotline

Blast from the past alert! We're dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ's OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it's a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you're a beginner investor or just need a refresher on the fundamentals, this one's for you.Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨⁠⁠Leave us a message on The Curve Hotline

Rachel's back in the hot seat for the second week running and she's really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla's rocky week and Formula 1 becoming the Real Housewives of sport, there's a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same.Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠⁠Leave us a message on The Curve Hotline

Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we're joined by investing expert Zoe Wallis from Tempo to unpack what's happening in the U.S. economy, why Trump's policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump's crypto empire (yep, that's a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week's deep dive into investing in AI!Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠Leave us a message on The Curve Hotline

What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn't mean they're immune to money misalignments in their own marriage. From arguments over household budgets to Carissa's "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions!Register here⁠ to join our our free workshop 'When prices drop, investors shop'.Carissa & Tim co-founded Rival Wealth which is a financial advice practice in New Zealand. Just like The Curve, they are committed to an education-first approach which we love SO we have teamed up with them to offer a free, no-obligation half hour catch up with Carissa for anyone in The Curve Investing Club. Remember - the club has a 7-day free trial, so you can jump on, have a look around + get the details about getting your free 1:1. Click here to join the Investing Club: https://thecurveplatform.com/pages/become-a-member⁠⁠Leave us a message on The Curve Hotline

A quick note: we do touch on pregnancy and miscarriage in the first part of the episode. If that's not something you're up for today, feel free to skip to 12:16, where we dive into the finance chat.

Sophie's flying solo today (send help), but she's got an exciting update! The Curve is working on something BIG - like Diary of a CEO big. But perfection takes time, so no full episode this week. Instead, Soph dives into a listener's career dilemma: how do you navigate job hunting when you're newly pregnant? When do you tell your employer? And why does this still feel like such a tricky convo in 2025?! If you've got advice, drop a comment or slide into our DMs.Plus, we're on the hunt for a finance-savvy co-host for The Curve Weekly - so if that's you, hit us up! Please apply here: https://crtfumnrsp0.typeform.com/to/MjYs0CwI?mcp_token=eyJwaWQiOjc0Mzk3OSwic2lkIjo0MDY0MjM5MjIsImF4IjoiZGFkYzAxNzQxYTc5ZGQzNzQ1MzI0MGY3Y2M0ZThhYzciLCJ0cyI6MTc0MTgxNjI5MiwiZXhwIjoxNzQ0MjM1NDkyfQ.IOeCl4pWLZeaKpZpRdXLi0O6Mf0T97pSRQFkrTpa_CQ&typeform-source=l.instagram.com⁠⁠Leave us a message on The Curve Hotline

This week, we're unpacking the economic drama that's making headlines - because, honestly, the stock market has been messier than a bad spray tan. We're talking tariffs, and why new trade barriers between the US, Canada, Mexico, and China have investors sweating. Plus, Prada is thriving while other luxury brands struggle (Miu Miu, we see you), and we've got an update on TikTok's fate - spoiler: Serena Williams' husband is involved. And if you're still on the fence about investing, we break down why now is the time to get started (yes, even if the market looks rocky).The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and... Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠⁠Leave us a message on The Curve Hotline

Sophie's got big news (no, not a baby - though the social media post might've fooled you). She's officially pre-approved for a mortgage!

No proper episode this week because… we're working on something BIG. Like, Stephen Bartlett-watching-our-trailer big. Yep, you read that right. We've been given the incredible opportunity to pitch The Curve to Flight Studio - the trailblazing studio behind Diary of a CEO - and let's just say, we are not taking this lightly. This opportunity means everything, and we want to get it right. So, no proper episode this week while we focus on making it the best it can be. I also just want to say a massive thank you - every follow, share, and listen has brought us to this point. We'll be back soon with regular episodes. Stay tuned…⁠⁠Leave us a message on The Curve Hotline

Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor's latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla's dramatic drop, the impact of Elon Musk's political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it's quietly becoming a serious competitor to Netflix. With Google (YouTube's parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we've a lot to unpack!If you love these conversations, The Curve's Investing Club is where it all happens. It's a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you're new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here.The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠ - ⁠https://www.tempo.co.nz/documents-and-disclosures⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.⁠Leave us a message on The Curve Hotline

We took Raising the Curve live with Trade Me Property to talk all things property - because let's be honest, buying a home isn't as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she's still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered.This episode is proudly sponsored by Trade Me Property, New Zealand's largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3rFor more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterLeave us a message

Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones!We're throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it's just as relevant now - enjoy this one from the archives!"No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don't worry, we'll show you how. The Curve's Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here.Leave us a message

Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Episodes mentioned in this podcast: Budgeting 101 & How to Split Your Pay. Budgeting 102 & How to Actually Stick to It. Leave us a message

Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you! This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r Leave us a message

So, you set a budget in January… but have you actually stuck to it? Sophie hands over her bank statements (risky move) to Dani for a very honest financial check-in. From accidental gym memberships (oops) to short-term money goals, they break down how to tweak your spending without killing the fun. Expect chats about term deposits, cutting sneaky subscription costs, and the real struggle of balancing saving with actually enjoying life.

Elon Musk wants to buy OpenAI for a casual $98 billion - but Sam Altman basically replied with “lol, no.” Meanwhile, the NZ property market might be heating up, which is either thrilling or terrifying depending on your bank balance. Over at Goldman Sachs, they’ve decided diversity efforts are just too hard (insert dramatic eye roll), and Soho House is in the middle of a billionaire tug-of-war that’s juicier than a reality TV finale. Also on the agenda: China’s marriage rates are plummeting, and with fewer weddings come fewer babies - leaving the government scrambling to play matchmaker with housing perks and incentives, but Gen Z seems more interested in financial security than fairy tales. Episodes mentioned in this podcast: Signs You're Facing Financial Burnout & How to Fix It – If you've ever felt overwhelmed by money, this episode is a must-listen. Listen here. Why Buying a Home Feels Impossible – Sophie’s property journey takes an unexpected turn in this brutally honest deep dive into the housing market. Listen here. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. For more from The Curve: Investing ClubWebsiteInstagramYouTubeTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buying a home is supposed to be an exciting milestone, but for many, it’s an emotional minefield - especially when the system isn’t built for them. In part one of this three-part property series, Soph opens up about her long-awaited mortgage meeting, only to be met with disappointment instead of a celebratory “yes.” After years of saving, investing, and doing everything right, being told not yet feels like a gut punch. From the unique challenges of getting a mortgage as a self-employed woman to the frustration of watching others move forward while feeling stuck, this conversation is raw and real. Vic offers perspective, reminding that financial success isn’t just about property, and that setbacks don’t mean failure. For anyone who has felt like they’re falling behind - this one hits home. Watch this episode on YouTube. This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buckle up, because this week, we're diving into two massive stories shaking up the financial world. First up, Trump is back with a fresh batch of tariffs, sending markets into a tailspin and making investors everywhere question what’s next (and yes, avocados are at risk). We break down why global trade drama affects your portfolio and how companies are scrambling to keep up. Then, we tackle Google's surprising move to ditch its diversity, equity, and inclusion (DEI) goals - alongside other corporate giants like Meta and Amazon. What does this shift mean for the future of workplace diversity? And should you rethink where you invest your money? We break it all down, from trade war tensions to the shifting landscape of socially responsible investing. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Join The Curve’s Investing Club includes expert insights, exclusive perks, and a supportive community to help you grow your wealth. Ready to invest smarter? Start your 7-day free trial today. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Okay, bad news first: millennials are the first generation in history to be worse off than their parents (yep, studies confirm it). With homeownership rates down 28% compared to boomers at the same age and wages barely keeping up with inflation, the traditional path to wealth - buy a house, retire rich - is looking real shaky. But what if there was another way? Enter Avion Gray, co-founder of fintech platform BeLong, who's tackling the paradox of wealth head-on. She breaks down why we struggle to save, how attitudes toward risk are keeping us broke, and why investing needs a serious rebrand. We also dive into the Boost Loan - a game-changing way to invest more now - and her best tips for funding a business (without selling a kidney). Oh, and did we mention she’s also a stock-picking queen? We unpack Avion’s investing strategy, the stocks she holds (including one she regrets selling), and how she spots opportunities when the market freaks out. If you've ever felt stuck between paying rent and growing your wealth, this episode might just change your money mindset forever. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

AI just shook the stock market hard. Nvidia - aka the golden child of AI investing - lost $600 billion in a day, thanks to a mysterious new player from China. What is Deep Seek? Why is it supposedly 27 times more powerful than ChatGPT? And does this mean Nvidia’s reign is over? We break down the chaos, what it means for investors, and whether this is a buy-the-dip moment or a warning sign. Plus, a TikTok takeover twist, LVMH’s latest struggles, and a reminder that inflation is still gnawing at your savings like a sneaky little garden gnome. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In this throwback episode, we chat with Alec and Bryce, the dynamic duo behind Equity Mates, and our first-ever male guests! They spill the beans on avoiding lifestyle creep (you know, that sneaky habit of spending more when you earn more) and why your 20s are pure gold for investing. Bryce shares his textbook-perfect childhood money lessons (spoiler: he started saving at five!), while Alec talks about the spectacular failure of his first stock pick - and what it taught him. Whether you’re a total beginner or just looking for a motivational push to dust off your investing game, this episode is for all. Plus, you’ll find out which stock market indexes they love and why “companies die, but indexes are forever.” Let’s get you back on that investment bandwagon, shall we? For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we’re popping bottles - but not of champagne because shipments are down, and we’re not about to splurge on bubbly when everyone’s tightening their wallets. Today, we're unpacking why luxury brands and Puma are struggling while Netflix casually crushes records with 19 million new subscribers (thanks, password crackdown). We dive into Trump’s latest antics, from federal hiring freezes to TikTok’s temporary rescue mission that left influencers in a frenzy. Plus, why diversity, equity, and inclusion policies are taking a back seat, and what it means for the future of the workplace. So grab your headphones, pour yourself a budget-friendly Prosecco, and let’s make sense of the madness. Episode mentioned in this podcast: What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Meet Nina Mohanty, one of the most inspiring guests we’ve ever had on the pod. She’s a fintech founder, an investing trailblazer, and someone who can explain why immigrant communities are reshaping economies with more grit and innovation than most of us could dream of. Did you know immigrants in the US and UK are 5x more likely to start a business than native-born citizens? It’s not a coincidence - it’s a mindset. Nina breaks down the secret sauce behind this entrepreneurial success: from collective money practices to turning risk into reward, and why traditions like pooling resources are the ultimate hack for building intergenerational wealth. In a world where immigration is often politicised (and yes, we’re looking at you, Donald), Nina’s insights couldn’t be more timely. We explore the collective money mindset of immigrant communities, how generational wealth can actually be intergenerational, and how her platform Bloom Money is bringing these ancient traditions into the fintech age. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

The LA wildfires are among the most devastating natural disasters in recent history, with 12,000 structures lost, 200,000 people displaced, and $275 billion in economic damage. This episode explores the financial toll, from $20 billion in insurance claims to the ripple effects on housing and the global economy. We also provide actionable tips - auditing insurance, building emergency funds, and investing in climate-conscious companies - to help you prepare for an uncertain future. It’s a stark reminder of the cost of climate inaction and a call to build a more sustainable world. If you’re moved to help, below are some links to trusted organisations providing relief and support for those affected by the fires: 211 LA | California Community Foundation Fund | Direct Relief | Greater Los Angeles Education Foundation | Habitat for Humanity of Greater Los Angeles | Los Angeles Fire Department Foundation | Musicares | Pasadena Educational Foundation Eaton Fire Response Fund The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet. Date: Tuesday, 4th February Location: Alberts, Auckland NZ Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now! Ready to level up your investing game? Join our Investing Club today and start building your financial future - sign up here! Podcast recordings mentioned in this episode: RTC60: How to negotiate a pay rise with Meggie Palmer. RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

New year, new budget. In this episode, we chat about ditching outdated money habits, setting up a foolproof 3-bucket budget system (essentials, non-essentials, and surplus), and why jumping ship from your childhood bank could save you big bucks. Dani shares exactly how she splits her pay and explains why budgeting is less about penny-pinching and more about feeling financially light. Whether you're starting fresh, trying to fix a blowout, or just want to stop skipping dinner for dessert, this episode is packed with super helpful insights and actionable tips. Also… Paris? That’s a whole budgeting lesson in itself. Episode mentioned in this podcast: How financial literacy can change your life, with Norma Cassius. Want to invest but aren’t sure where to start? We have just created The Ultimate Money + Investing Course which is exactly what you need to get going. Imagine Netflix, Masterclass and every money self help book had a baby… it’s short, easy to follow with actionable steps designed to fast track you to not just thinking about investing, but actually doing it. We recommend all beginners do this course before joining the club. Find out more here: https://thecurveplatform.com/pages/universalmoneycourse The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet. Date: Tuesday, 4th February Location: Alberts, Auckland NZ Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most. We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?). But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode. The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet. Date: Tuesday, 4th February Location: Alberts, Auckland NZ Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025

Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?” We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same. Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London... To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ever felt the sting of financial FOMO? We've been there - cashing out too soon and watching those stocks skyrocket. But don't worry, we're here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we're bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We're also spilling the tea on Uber's latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren't always forever), and diving into Elon Musk's $56 billion Tesla bet. Will he come out on top, or will the courts call the shots? Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

The price of coffee is on the rise, thanks to climate change giving Brazil's beans a rough ride. Meanwhile, New Zealand's interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it's complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren't just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you'll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It's time to stop letting your savings collect dust and start making your money work for you! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Hey NZ, we've got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet! Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we're sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world's latest buzz: Netflix's first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry's squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won't want to miss! Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow - their value. Learn how to navigate authenticity checks, spot rare finds, and make your love for fashion pay off. If you've ever thought about the financial power of your favourite accessories, this episode is your insider's guide to stylish returns. The Bonhams Luxury Gift sale runs November 22nd – December 3rd 2024 and features a beautiful array of luxury pieces from Chanel, Hermes, Dior and more, just in time for Christmas. Browse the catalogue and bid online via their website. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

A peek into a hilariously earnest high school time capsule reveals tiny Vic's fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let's just say it's been a journey. Shifting gears to today's big money moves, Bitcoin is on a tear, nearing $90k, and we're dissecting the FOMO, the risks, and why it's okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett's $300 billion cash pile has us wondering - what does the Oracle of Omaha know that we don't? Plus, we share some all-too-relatable listener stories: from accidentally skipping council rates (oops) to learning the hard way about crypto scams. It's a crash course in why financial literacy, emergency funds, and a touch of scepticism are your best friends. Sprinkle in some love for long-term investing (shoutout to Buffett) and reflections on the realities of building wealth - slow and steady wins the race. Got a money mishap or a financial flex to share? Drop us a voice note on The Curve Hotline - we might just feature your story (and give you a virtual Curve cuddle)! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

OnlyFans has changed the game for content creators, and few have played it better than Grace Wears Lace. Rising from hotel receptionist to internet millionaire, Grace pulled in a jaw-dropping $1 million in her first year alone. Now, with a thriving business and three properties under her belt (soon to be four), she's proof that the platform isn't just about subscriptions - it's a lucrative business strategy, with monthly earnings ranging from $60,000 to over $100,000. Grace takes us through the unfiltered reality of her world, from the trial-and-error of content pricing to the explosive discovery of financial domination (or "findom"), where her clients actually pay her to control their finances. In fact, some even beg her to “drain” their accounts. It turns out that success on OnlyFans requires way more than just a few photos - it's a full-time hustle, a business model that involves marketing savvy, high-stakes decision-making, and a strong understanding of personal boundaries. Grace demystifies the misconceptions, breaks down the stereotypes, and gives a whole new meaning to “earning it on your own terms.” Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

With the recent election on everyone's mind, we're diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump's policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we're unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the rise in crypto, oil, and gas stocks - and why they may or may not align with our long-term goals. How can we stay committed to the companies doing good when the market rewards those that don't? And when billionaires are pocketing billions, where does that leave the rest of us? Join us for a reflective discussion on finding integrity and direction in today's financial landscape, even when it feels like everything's upside down. Watch this episode on YouTube. Podcast episodes mentioned: RTC21: Is cryptocurrency something you should be investing in? RTC140: Why investing isn't as scary as you think. Feeling fired up, frustrated, or just need to vent? Share your thoughts with us on The Curve Hotline - we're here to listen and keep the conversation going. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes could mean higher prices at your favourite coffee spot and how strategic salary perks might save you from unexpected tax surprises. We also touch on Donald Trump's headline-making appearance on Joe Rogan's podcast and its implications, Reddit's surprising first profit report after going public, Mars' multi-billion-dollar acquisition of Kellogg's snack division, and the staggering $20 decillion fine Russia imposed on Google. For more of Vic's top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.