Dans une volonté de toujours répondre à vos besoins et envies chers auditeurs et auditrices, de vous proposer des épisodes toujours plus qualitatifs, d'explorer les sujets 360 degrés en maintenant des formats courts, je vous propose depuis ce début d'année des séries thématiques. La 1ère série de 2023 était sur les enjeux de l'année. La deuxième commence aujourd'hui autour un sujet d'actualité central, sous-jacent aux actuels mouvements sociaux : l'emploi des seniors. Un sujet catalyseur des évolutions nécessaires du travail : de notre relation au travail, du lien de subordination inhérent aujourd'hui au contrat de travail, des temps de travail et des conditions de travail. De répondre à cette demande universelle : celle de travailler autrement pour ne plus faire de la retraite une libération. J'ai le plaisir d'ouvrir aujourd'hui cette série avec Laetitia Vitaud, Dirigeante de Cadre noir, une autrice experte du futur du travail. Nous avons avec Laetitia un échange à 360 degrés à la fois sur : La définition de la séniorité, s'il y en a une. La réalité derrière les chiffres de l'emploi des seniors. Pourquoi nous avons besoin de toutes les générations en entreprise - spoiler : Laetitia prend l'exemple des technologies, intéressant. L'âgisme et ses ravages - Laetitia a relevé le matin même un propos saisissant. Le tabou des types de carrière en France. L'importance des rôles modèles. L'aménagement du temps de travail, des conditions de travail, du rapport au travail, de notre rôle dans le travail. L'importance d'avoir un portefeuille d'activités que l'on fait évoluer en fonction de nos envies et de nos besoins et ce quelque soit l'âge - avec un volet transmission à la fois car transmettre c'est la meilleure façon d'apprendre. Et tellement d'autres choses. Bonne écoute !
When it comes to data sources in Real Estate, everyone has access to the same information, but there are ways to optimize utilization of the data to get higher returns. At Cadre, they've developed proprietary software that leverages much of the data available in the Real Estate industry to make better risk adjusted investments for their investors. Dan Rosenbloom, Chief Investment Officer of Cadre, is in charge of the overall strategy for Cadre's funds which have transacted over 4 Billion in Real Estate holdings in major markets and have generated a 27.5% Internal Rate of Return. Cadre is a platform where you can invest in as little as $10,000 in individual deals.
La chronique de Benaouda Abdeddaïm
Ce jeudi 2 février, la mise en place d'un index par l'Ukraine, qui souhaiterait que plus aucun cadre dirigeant occidental ne travaille pour une entreprise russe, a été abordée par Benaouda Abdeddaïm dans sa chronique, dans l'émission Good Morning Business, présentée par Laure Closier et Christophe Jakubyszyn, sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Le 3 février 2013, la France affronte l'Italie dans le Tournoi des Six Nations. A la cinquante-cinquième minute de jeu, après un choc violent avec un autre joueur, le capitaine du XV de France, Pascal Papé, s'effondre sur le terrain. Blessé au dos, il doit renoncer successivement au tournoi, à la fin de saison avec son club et à son statut de capitaine.Éloigné des terrains pendant plusieurs mois, Pascal sombre dans la dépression et tente de mettre fin à ses jours à deux reprises. Il parvient à se soigner, aidé par une psychologue, et retrouve le chemin des terrains. En 2016, il dévoile ce qu'il a vécu dans un livre, « Double jeu », dans lequel il revient sur son enfance douloureuse, sa carrière et sa dépression. Pour Code source, Pascal Papé raconte son histoire au micro de Raphaël Pueyo.Crédits. Direction de la rédaction : Pierre Chausse - Rédacteur en chef : Jules Lavie - Reporter : Ambre Rosala - Production : Raphaël Pueyo et Thibault Lambert - Réalisation et mixage : Julien Montcouquiol - Musiques : François Clos, Audio Network, Epidemic Sound - Identité graphique : Upian - Archives : France 2, RMC Sport. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
What up Famiglia?! I hope you are all doing well. Thanks for tapping back in! This week it is my honor and pleasure to introduce you to some of my cultivation partners! These gentlemen have been cultivating cannabis since 2001 and have been growing commericially since 2019. What I found most interesting and impressive about this dynamic duo is that they are not only childhood friends but they have damn near worked every job they ever had together! Having a best friend as a business partner for so many years is almost unheard of, and they make it look easy! They both studied a few years of Greenhouse and Integrated Pest Management. Both of these gentlemen have undergrad degrees in Entomology & Biological Sciences. In other words, these guys know their stuff! I am excited to share with you the story of COO and CEO of Cadre Verde, Casey and Kenneth! I also want to give a special shout out to the rest of the Cadre Verde team as they are some of the coolest, hardworking, down to earth peeps you will ever meet! Much love homies! You know what time it is... Roll em up, pack em up, fire up those rigs, get that puffco ready, do what you gotta do because we're about to vibe out with the Cadre Verde Famiglia! As always,Peace, Love, & Good PizzZaJ PeezyShop Merch: goodpizzza.comInstagram: @good.p1zzzaInstagram: @goodpizzzapodcastShow some love: patreon.com/goodpizzza
Afternoon Drive with John Maytham
Guest: Prof Steven Friedman Researcher Professor at the Faculty of Humanities at University of Johannesburg joins John to discuss the DA's court battle against the cadre deployment policy. See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Afternoon Drive with John Maytham
Guest: Bernadette Wicks | Reporter at EWNSee omnystudio.com/listener for privacy information.
Will the DA have a case on its court bid to have the ANC deployment policy declared unlawful and unconstitutional? Political analyst Lukhona Mnguni says the party might have a case against the ANC's controversial policy.See omnystudio.com/listener for privacy information.
Get Better at Beach Volleyball
Hosting a successful and stress-free volleyball tournament is possible. Learn the tricks of the trade from experts Craig Lenniger and Mark Burik in today's podcast episode. Discover the key elements and planning strategies for a smooth and seamless tournament experience. Don't miss out on this valuable information!
Outrageous Love the Podcast: Our Journeys to Responsiveness
We are taking the journey to responsiveness to the Pacific Northwest in Everett, Washington specifically. There, we meet two "sizzling hot" CLR cadre members (educators). What is a CLR cadre member? Listen in and find out. The first cadre member is Jennifer Caione who serves as an instructional coach and is bringing her passion for students and equity work together in her CLRness. The second cadre member is 5th grade teacher Stevie Peretti, who, like Jennifer, has unconditional love for her students and equity work. Together, they are a dynamic duo for CLR with two very different but similar journeys. What unfolded was an interesting discussion about intersectionality. As always, Dr. Hollie will challenge us with his two cents and a question of commitment to CLR in the new year. Learn more about CLR and Dr. Hollie at www.culturallyresponsive.org and Twitter @validateaffirm
Il y a quelques temps, nous vous avons ouvert une ligne téléphonique et un répondeur pour nous laisser des messages sur vos interrogations et vos histoires sur le monde du travail. Vous avez été nombreux et nombreuses à nous écrire, et l'une des choses qui est ressortie, c'est que vous avez été nombreux à nous avoir raconté avoir changé de vie professionnelle. Alors on vous a rappelé pour en savoir plus, et cette semaine dans Travail (en cours), nous vous proposons d'écouter ces témoignages de virages professionnels. Dans cet épisode, vous entendrez l'histoire de Laure, qui était cadre chez Orange, avec une carrière bien partie et toute tracée devant elle, et qui a décidé de quitter son travail pour se reconvertir dans la maroquinerie. Travail (en cours) est un podcast de Louie Media. Présentatrice : Camille Maestracci. Cet épisode a été tourné et monté par Louise Hemmerlé. Louise Hemmerlé est en charge de la production. La musique est de Jean Thévenin, la réalisation a été faite par Cyril Marchan. Le mix a été fait par le studio la Fugitive. Si vous souhaitez nous partager une histoire par rapport au travail, vous pouvez nous écrire sur Instagram, Twitter ou à email@example.com.Pour que les podcasts de Louie soient accessibles à toutes et tous, des retranscriptions écrites des épisodes sont disponibles sur notre site internet. Si celle de l'épisode que vous cherchez n'est pas encore disponible, vous pouvez nous envoyer un mail à firstname.lastname@example.orgPour prendre un rdv de 30 minutes gratuit avec Même Pas Cap! cliquez sur ce lien : memepascap.fr Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
We have quite a few updates to share with y'all! We are doing a full reconstruction of how the podcast will operate starting with today's episode! First and foremost, we want to assure you that these changes are meant to improve the quality of what we are putting out there for you. Juggling both series at once, while achieving the high quality level we expect from ourselves and know that you deserve, has been increasingly difficult. As y'all know, we are big proponents of mental health awareness and setting healthy goals and boundaries. With all of that being said, we are making these changes with the hopes that you all get the BEST of the Cadre in 2023! New Year, New (but same chaotic) Us! We love you all and appreciate your endless love and support! ✨SJM Sundays - These will be exclusively SJM Book Episodes that you have come to know and love so dearly. We will be continuing with ACOSF and then moving on to Crescent City afterwards. ✨PUBLIC Thursday Episodes AKA “Bonus Episodes” - These bi-weekly episodes will be covering a PLETHORA of things such as: book boyfriends, video games, tv shows/movies, TOG deep dives, mental health, etc. The list could go on forever. The best part - Our Deep Diver patrons will be voting for what we cover every other week on these public episodes. This is a new benefit for patrons exclusively. ✨Patreon Exclusive Episodes - These bi-weekly episodes will mainly consist of “shoot the $hit” episodes and Wine Night Patron Episodes.
"The Week on Wednesday" with Van Badham & Ben Davison
Van Badham and Ben Davison return in 2023 by breaking down the collapse in support for Dutton's Liberal/National Coalition, why the post Gen X generations are not buying the culture wars and how the combination of material pain caused by insecure work, housing affordability & neo-liberal economics has joined the existential threat of climate change to alter generational voting patterns. Van and Ben also look at how the ACMA letter to the ABC exposes the neo-liberal success at "institutional capture" and why the fallacy of "non-political" appointments has seen ideologues who oppose policies of the elected government exercising power in Australia. The chaos engulfing the US Congressional process to appoint a speaker is a stark example of how important continual vigilance and engagement is in protecting democracy. While Murdoch issues demands via Fox News the Republicans STILL only have one candidate but won't use their slim majority to appoint him if he doesn't bend the knee. Van and Ben discuss how involvement in your union, join at australianunions.org.au/wow, and engagement with what is happening in your community is vital for democracy to thrive. Plus there is good news about garbage powered cars! And we give shoutouts to our Cadre and Extend the Reach supporters who have gone to www.buymeacoffee.com/weekonwednesday to help us grow our audience.
La Slovaquie en direct, Magazine en francais sur la Slovaquie
Actualités. Notre rédactrice en chef Josefina Mikleova se chargera de vous remettre en personne les bons voux de votre station radio préférée. Au cours de la deuxieme partie de l'émission, nous reviendrons sur des témoignages collectés par nos confreres de Radio Prague dans le cadre des 30 ans du divorce de velours entre les Tcheques et les Slovaques.
Un immense merci à Y-Lan pour son passage dans Histoires d'Argent !Pour suivre Y-Lan sur Instagram : https://instagram.com/letteringcreatif
Warriors, Fall In…It's time for formation.If you're an avid listener of TMF, you'd recall that I sat down and had a conversation with Professor of Military Science LTC Michelle Parlette about Army ROTC opportunities, well contacting her lead me to the San Diego State University Army ROTC Recruiter Dr. Michael Brantley.So today, we're going to learn who he is and he'll take us even deeper into the many opportunities that are out there for young adults seeking to challenge themselves beyond just a college education.Connect with Michael on IG:https://www.instagram.com/sdsu_army_rotc_recruiter/Connect with Michael on Twitter:https://twitter.com/SDSU_ROOConnect with Michael on LinkedIn:https://www.linkedin.com/in/mikejbrantley/Email Michael: email@example.com or firstname.lastname@example.orgCall Michael at: (619) 249-5609San Diego State University Army ROTC Websitehttps://armyrotc.sdsu.eduSan Diego State University Army ROTC Facebook:https://www.facebook.com/SDArmyROTC/Army ROTC San Diego State University Cadre Contact:https://armyrotc.sdsu.edu/cadreSan Diego State University Army ROTC Instagram:https://www.instagram.com/sdarmyrotc/San Diego State University Army ROTC Recruiter (ROO) Instagram:https://www.instagram.com/sdsu_army_rotc_recruiter/Other Nearby Partnered Programs with San Diego State University are: University of San Diego | University of California San Diego | Point Loma Nazarene University | Army ROTC | Aztecs Instagram:https://www.instagram.com/aztecs_rotc_bulldogs/Find Universities with Army ROTC Programs:https://www.goarmy.com/careers-and-jobs/find-your-path/army-officers/rotc/find-schools.htmlArmy ROTC National Scholarship Information:https://www.goarmy.com/careers-and-jobs/find-your-path/army-officers/rotc/scholarships.htmlArmyGeneral Army ROTC Information:https://www.goarmy.com/careers-and-jobs/find-your-path/army-officers/rotc.htmlNational Guard Schlorships with Army ROTC Programs Information:https://www.nationalguard.com/tools/guard-scholarshipsArmy National Guard Simultaneous Membership (SMP) Program Information:https://www.nationalguard.com/simultaneous-membership-programArmy ROTC Cadet Command Facebook:https://www.facebook.com/ArmyROTC Check out our websitePlease Support & Donate to the Podcast: https://www.buymeacoffee.com/themorningformUSA Made socks with a Purpose. 20% off with code: TMFhttps://www.solediersocks.com/tmfEpisode Powered By Act Now Education
Chris Waddle parfois pas trop apprécier sur ses terre en Angleterre sont pays de base et bah en France et plus précisément la canebière la ses le coqueluche de tout les supporter marseillais de ses drible chaloupé a un pied gauche assez monstrueux sur la surface adverse même si avec l'équipe nationale ses pas sa sont passage en France reste a être dit.
In the latest episode of “Cut the Small Talk”, I have a conversation with Tania Ali, CEO & Founder of Cadre Style. In this episode, we talk about how Tania practiced law for 13 years before making a huge pivot into the fashion world. Tania's personal passion to live a more eco-friendly lifestyle, led her to create @cadre.style a business dedicated to sustainability and reducing fashion waste. In the episode, we cover the range of emotions that come with starting a business including self-doubt and fear, and learning how to trust your gut through it all.To shop cadre style you can visit: https://cadrestyle.com/and for 20%off use code: welcome20To find Cadre Style on instagram: @cadre.styleTo connect with Tania on instagram: @yourbestietaniaThis podcast is also sponsored by Better Help, if you are interested in starting therapy at an afforable price you can visit BetterHelp.com/CutTheSmallTalk to for 10% off.
Carina, @carina.trajectorycoach brings a deep background in personality and behavioural analysis and is qualified in a wide range of psychometric assessment tools. She holds extensive certifications in communication, body language, negotiation and interviewing techniques, leadership development and executive coaching. She has worked within organizations as an embedded specialist, as well as in private practice. She holds a Masters of Strategic Studies from The Centre for Military, Security and Strategic Studies. Supported by the Department of National Defence and Government of Canada while completing her graduate research, Carina contributed cutting-edge research and techniques in the realm of counter-terrorism and has shared these contributions internationally. She holds subject matter expertise in cyber operations, psychographic profiling, threat assessments, investigative techniques and intelligence analysis. She provides Critical Thinking and SOCMINT (Social media intelligence) training for a wide variety of public and private sector clients through Toddington International and private practice. Serving as Cadre and Head of Analysis with the Special Forces Experience, Carina translates this skill set to human optimisation and life elevation, in the context of post-traumatic growth. She specialises in working with high-performance individuals to build a solid foundation of self-awareness and map out growth trajectories at the tactical and strategic levels. This process of deep inner exploration lays the foundations upon which the pillars of potential can rise. She has worked with a wide variety of clients in behavioural and mindset optimisation from olympic athletes to new parents, to undercover operators.
According to Department of Personnel and Training orders, only 33 of 73 appointments made by govt in the past 4 weeks were of IAS officers, which means 55% were of non-IAS officers.----more----Read the article here: https://theprint.in/india/how-modi-govt-is-training-non-ias-officers-for-top-posts-to-tackle-cadre-crunch/1266777/
"The Week on Wednesday" with Van Badham & Ben Davison
Van Badham and Ben Davison sat down with NSW Labor Leader Chris Minns to discuss his campaign, why privatisation doesn't work, why his former school teacher dad inspires him to respect the power of education to change lives and what it will take to fix the gig economy, workers rights and local manufacturing. Join Van, Ben and the NSW Labor leader as they discuss the need to put workers at the centre of reform, how each of us can improve our communities by talking with people about the issues we face and why being opposition leader is a hard job but doesn't have to mean always being negative. Van and Ben also discuss the Pampas strike and the failure of Zambrero to protect workers in their supply chain. A deeper dive with workers involved in the campaign will be in next week's episode. Don't forget wherever you work, whoever you work for you need to be a union member and can join at australianunions.org.au/wow And the good news is the re-election of Democratic Senator in Georgia Raphael Warnock! Plus we give shout outs to all our www.buymeacoffee.com/weekonwednesday Cadre and Extend the Reach supporters.
Private assets have traditionally been accessible only to large institutional investors and venture capitalistsBut that's quickly changing, thanks to investment platforms like Fundrise.Fundrise is an online real estate investment platform with over 300,000 active users. Through Fundrise, everyday investors can access real estate markets and deals that they normally would not have been able to invest in on their own.In today's episode of The Modern CFO, host Andrew Seski speaks with Fundrise CFO Alison Staloch about the democratization of private markets, alternative asset management, investor communications and transparency, and more.Show Links Check out Fundrise Listen to Onward, a Fundrise Production Subscribe to The Distance Newsletter, a Fundrise Publication Connect with Alison Staloch on LinkedIn Check out Nth Round Connect with Andrew Seski on LinkedIn TranscriptPlease note that the transcript is AI-generated and may contain errors. The content in the podcast is not intended as investment advice, and is meant for informational and entertainment purposes only.[00:00:00] Andrew Seski: Hello everyone and welcome back to another episode of The Modern CFO Podcast. I'm your host, Andrew Seski. Today's episode highlights one of my favorite topics again: thoughtful democratization and access to alternative investments. I know you've heard me discuss secondaries and venture funds with Aman and Andrea, regulating accreditation and the history of Reg CF with Woodie, even angel investing with Oslene. But today, I'm thrilled to take another approach at this topic, which is so important and so critical at this time, with Alison Staloch, the CFO of Fundrise. Alison, thank you so much for being here. [00:00:43] Alison Staloch: Thanks for having me, Andrew. Super excited for the conversation. [00:00:45] Andrew Seski: So could you give us a quick overview of Fundrise? I know it's actually the largest direct-to-investor real estate platform in the US today. Is that right? [00:00:54] Alison Staloch: Yeah, that's right. So Fundrise is a FinTech company with a mission, a really broad mission, of building a better financial system for individuals. But today, that means alternative asset management, primarily focused in real estate, really with the idea of giving everyday people access to the private markets that they were historically excluded from whether due to lack of scale, lack of wealth. And in that mission, we've built a capital-raising machine founded in regulatory excellence that allows us to scale thousands of individuals' investments to then utilize capital deployment technology to compete for alternative assets with the Blackstones and Starwoods. And with the launch of our venture capital fund and now with the Sequoias of the world, we have about three and a quarter billion in equity AUM offered exclusively through diversified portfolios. And our goal right now is to disrupt the private markets by using technology and new approaches on old industries to give outsized returns back to investors. [00:01:52] Andrew Seski: So I really like this approach and we're gonna go into the nuances of risk/reward investment profile for the differences between institutional investing and retail. But I'd like to go back in time first because you are a relatively recent CFO and in this industry. So I know you cut your teeth in the world of finance at KPMG, so Big Four experience. I want to take a minute to discuss your early career. And I think that sometimes people think that Big Four audit or accounting background is a qualification for a direct route to a CFO position, but you also worked at the SEC. So I want to kind of balance some of these, the regulatory knowledge that you have and some of the experiences that you had that are gonna make you and continue to allow you to be a really successful impact engine at Fundrise. [00:02:41] Alison Staloch: Yeah, so I joined Fundrise as CFO last year, so 18 months in the making. I've been a CFO for a whole 18 months. Like you said, prior to that, I was in audit, I was at the SEC. I was in a policy-oriented regulatory role as the chief accountant for the Division of Investment Management, which is the division that regulates registered investment companies and registered investment advisors and sets policy for them. And I think that that background has been particularly important for Fundrise. We have kind of a business built on regulatory discipline and that's been a huge differentiator for us, really has set us apart. I always joke like, oh, we literally chose to play in like, all of the securities laws, not just like one of them. And whether that's Regulation A+ or the 40 Acts, I think the structure that we've built requires a ton of regulatory compliance and discipline for a company of our size and for really kind of a startup to deal with. And we've focused on that regulatory excellence within the organization since the beginning, innovating within the regulatory requirements. I think within Regulation A+ we're, I think we're the biggest user and the most successful operator in that regulation. [00:03:53] And so, that comfort with the compliance and the regulatory discipline was one reason that I felt comfortable moving to Fundrise from the SEC. But obviously, my background is heavily, heavily accounting. And when you think about finance, it's obviously much broader than that. I think it makes sense for Fundrise and where we are. But certainly as we look to the future, we'll want to focus on hiring finance team members with different backgrounds that complement my background.[00:04:23] Andrew Seski: Yeah, it almost seems like we're teasing out your definition of a modern CFO, so we could really, we could start there as well. I think that we get an overwhelming amount of guests who just argue that CFOs, the new breadth of responsibilities has really changed, especially today, whether it's, like you just mentioned, hiring, human resources, being a leader that attracts other team members from more diverse backgrounds and keeping them engaged. The retention I think is a huge issue right now in the churn of employment. So, really curious as to what you think. Even though it's been 18 months, these have been a pretty volatile and unique 18 months to take on this leadership position. So, really curious to hear it from your perspective. [00:05:05] Alison Staloch: Yeah, so I think there's two things I'd mention. Maybe one more kind of like a mantra or approach to being a CFO today. And second, what I think is really important for a mission-oriented business like Fundrise to consider when hiring a CFO. So the first one, I think it's that you have to be constantly evolving. The CFO role is constantly changing, but what I mean is that as a modern CFO you must be constantly evolving as an individual and as a professional. Like you said, like any C-suite or senior leadership role, there's a really broad spectrum of knowledge and disciplines underlying the role and especially when you're in a high-growth environment of a tech company. So you can't possibly know everything, but you need to be agile and responsive to the needs of the business. And I think on top of that, being the CFO of a startup is very different than that of a late-stage kind of pre-IPO business is very different than that of a matured, institutionalized business. Obviously, my lens at Fundrise is kind of mid- to late-stage. We're a mission-oriented business and, again, my first CFO role, so take this all with a grain of salt. But I think what that has meant for me is really being able to flex as an individual, as a professional, and relying on resources, whether that's internal team members or external consultants to kind of help you have that breadth of knowledge. [00:06:21] I remember, the SEC is a regulator. Whenever you are engaging with the public, you share this disclaimer, I'm sure you've heard it: the views I express today do not reflect those of the commission and commissioners, my colleagues, and staff. And I'm thrilled to be on the other side of that and to not have to watch what I say so closely. But I still have a disclaimer, which is, I think every day I want people to know I reserve the right to get smarter. And I think that's been true my entire career. When you ask people if they have a five-year plan, I would always laugh at that because I had a 50-year plan . But that 50-year plan did not point me with the expectation of landing in a CFO role. It did not point me to working at the SEC nonetheless as the chief accountant of a major operating division. It didn't even actually point me to being an accountant in the first place. I was pre-med in undergrad. I was a psychology major. That knowledge has actually like, really, really been incredibly useful in leadership roles. But I think it's the ability to pivot, to embrace discomfort in doing things you've never done before, and then again to constantly evolve. That has served me so well in my first 18 months as CFO. I want to say ask me again in five years, I might have a different answer.[00:07:33] Andrew Seski: Right. Well, we'll do that. I'll mark it on my calendar now. I want to ask; point to something that you sort of teased a second ago on the complexity of the security environment and regulatory environment in general here. And I'm curious as to what you think about investor relations and investor communications and transparency because you have your own investors and stakeholders of Fundrise itself. Yet you also have thousands, I think I saw 150,000 investors since 2012 come through the platform. [00:08:07] Alison Staloch: 380,000, I think. [00:08:09] Andrew Seski: Okay, alright. So, that posits a unique challenge in ensuring transparency because I think that the compromise of understanding risk can be, it's a hard thing to help people go point them to the right resources just because of the breadth of the variety of background and education in alternative investments, understanding liquidity risk, understanding risk in general, and understanding alternatives and what opportunity cost of capital they have elsewhere. So all of that to say, I'm curious as to how you think about investor communications and transparency for Fundrise's stakeholders and how maybe that standard that you have to set in terms of transparency and communication with 300,000 plus investors, maybe those translate across, maybe you've created this really high bar for the rest of us to learn from in terms of managing our own stakeholders. Our firm here does not have 300,000 shareholders, yet we feel a very powerful need to be really transparent with them. So, kind of curious as to how those interact with each other and the standard that you set.[00:09:22] Alison Staloch: Yeah, so it's interesting you asked that. I think because of the technology, because of the apps that we work through and how we engage with our investors directly, not through any intermediaries, we have a tool handy to communicate with them as often as we want really. And so, it's funny sometimes when I ask our auditors for feedback, they always say, you disclose a lot. And that's actually really rare, right? That you over-disclose. But we put out emails to our investor base every time we acquire a property or some major update happens that information is readily available in the app. You can go find it. We think that there are investors that don't care and they don't want to know every minute detail. But we think there are a lot of investors who also are interested in learning about that. And making that all available in the app gives them a tool at their disposal to go research anything that they want. We also have an investor relations team that handles incoming inquiries and certainly a lot of time in engaging with investors that have questions. [00:10:31] And then in terms of understanding risk, I think something that's obviously, well, I think it's obviously unique about our platform, is that because of our incentive alignment, we're endeavoring to cut out the middleman. We don't work with sponsors of real estate anymore. For example, don't charge a 2 and 20. We don't have a promoter carry. And so, our incentives we think are therefore more aligned with investors to not have huge, huge risk because we don't need home runs 'cause we're not getting a carrier promote. And so, I think that also makes our platform a little bit interesting in communicating the risk and volatility of our returns to investors. [00:11:13] Andrew Seski: Yeah, that's a really good point. I think that understanding all of the stakeholders in any sort of investment's really important just to ensure incentive alignment. And also, you point to a huge trend that we're gonna see in the venture world where maybe scaling at all costs and growth at all costs isn't the best for the entire industry, and maybe momentum in the venture world will be less of a strategy and maybe those dollars will switch. I think we're already starting to see growth at all costs, which to extending runway and being more protective over that runway. If we have more of a market turndown, I think we're gonna end up seeing a lot of consolidation of talent, a lot of consolidation of venture dollars. I think deal flow might slow a little bit. I think rounds might stay pretty large, but I think it's gonna be really competitive in the next few years. So, I think finding allocations into those environments is also really tough. [00:12:07] We hosted, we actually hosted an event last year called Bridging the Gap in Private Equity. And we had a multifamily office investor, private equity investor, VC, and a small-cap hedge fund all get out on stage and talk about access and liquidity. And in the real estate world, I think about, there's a firm called Cadre. There are a couple of people who are really trying to hammer this point home that even extremely wealthy individuals, even family offices, RAAs, have an incredibly difficult time competing with institutional dollars because it's far easier for an investment firm to manage one to two pension relationships or endowments or any other institutional dollars than it is 300,000 individuals. And a lot of that can be solved through reporting efficiencies like technology. But even getting access to in a competitive environment like alternatives is really difficult. KKR just listed one of their healthcare funds on Securitize, trying to see if they could democratize some access, but I still think those were all qualified purchasers, qualified buyers. [00:13:20] So there's a huge conversation here around access. I'm really curious to know. Obviously, Fundrise is really unique in terms of way, way smaller investment size minimums, right? And I just don't know that that exists elsewhere. There are fundraising platforms out there, but I worry that those have sort of a Costco-effect of startups and everything. I like the fact that Fundrise does a really great job of communicating and showcasing exactly what the offering is. And I really like the competition of fees. I think that's healthy for the environment altogether. I think you should be able to prove your value in competing in this space. So, that was kind of a small diatribe on my part, but it's really interesting.[00:14:03] Alison Staloch: Yeah, no. I mean, to answer, I think you alluded to this. But, yeah. Our investment minimum is $10. I don't think that there's anyone else out there offering investments in institutional quality real estate for a $10 minimum. And that obviously requires a ton of technology. Like you said, in some ways, it is easier to manage bespoke needs of a couple of institutions. But I think we think that that's where technology is the differentiator. We have salespeople on staff and that's because salespeople salivate over the institutional investor over the $10 million, $20 million, $100 million investor, right? But our software doesn't care. It doesn't care if you're a $10 investor or if you're a thousand dollar investor or if you have millions to bring to the platform. I think that's where we're able to reach scale. And then now, we've been able to source institutional quality real estate and we are competing with the Blackstones and the Starwoods for real estate. That took some time to build up, but I think those are the reasons that we've been able to do that.[00:15:10] Andrew Seski: So I actually learned about…I want to move a little bit away from the traditional real estate offerings because the Innovation Fund is really interesting to me as well. I think there have been a few swings attempting to do this elsewhere that I'm not positive have gone as well. I suppose out there, I'm trying to think if there are a handful of public entities that are venture firms that maybe you could buy the GP stake in but pretty rare. I want to talk about the innovation fund, and I want to share, I probably shouldn't be promoting another podcast on The Modern CFO, but I learned about the Innovation Fund from the Acquired Podcast. There was a Fundrise advertisement throughout it. And I immediately went over to the site and I was actually pretty fascinated by some of the data and the deck that is out there. So I'd love to learn a little bit more about it and if it is the same access to retail or how that fund is gonna be structured.[00:16:05] Alison Staloch: Yeah, yeah. Absolutely. So, the Acquired guys are good colleagues and we love being able to advertise on, that's just an amazing podcast. So, glad you mentioned it. But yeah, so the Innovation Fund, we launched in July, taking a really slow approach to fundraising there. But I think there's really two reasons why we think this fund is so important. So, one, we want to give individuals access to investment opportunities they've been closed out of. This will be the same situation as our real estate funds, low dollar requirement minimum. And we think a low fee structure will allow them to get into pre-public companies, the private market equity, in the same way that they've been able to access real estate through our platform. But secondarily, we also want to offer founders an alternative to venture capital. We've avoided venture capital as a pre-IPO company. And that's been, it's been really unique. It's really allowed us to control our own destiny. [00:17:04] And so, we think that founders, I guess I would say we think we're reaching an inflection point in private company financing. Not only do founders and leaders want different sources of capital, I think they're going to require it after the insolvency that probably will stem from this coming crisis. And so, we think our timing has come together perfectly there. It's a massive opportunity to fund the next public companies while they build. And because of that exponential growth that you see in private companies today, you really can't be successful if you're not built on some massive technology-enabled solution, in our opinion. We think the outcomes are non-linear. So, price matters less than quality. We want great companies at good prices, not good companies at great prices. And we think that will really speak to founders. [00:17:51] I also think, you and I were hitting on this before we got started, the FTX Exchange meltdown. I think that's been really interesting, too. When you think about VC, I think there's so many venture firms that dumped their investors' money into something that it seems pretty clear they didn't understand or fully vet, whether it was fraud or lack of disclosure, I think the related party relationship, I just don't see how that didn't raise any red flags. And I think it's possibly part of a longer-term meltdown of trust in venture capital from both investors and founders. They've spent too long riding the coattails of their last successes. What do they say? Being successful in venture comes from being successful in venture, right?[00:18:33] Andrew Seski: Right. I haven't heard that one, but I like it.[00:18:36] Alison Staloch: And we think that's not enough anymore, at least in tech. And I think part of that is that venture has had a lot of power over founders, over entrepreneurs. The power to fund at like really insane pricing was their advantage. And we think the ability to truly evaluate the quality and sophistication of the technology will become the driver for successful venture investing instead. And you kind of see this already with venture firms, like they might have an engineer or two on staff or maybe one of their partners is a former engineer. But I think we would say, what if you had 150 technologists on your team who are currently and actively in the practice of building technology, something that changes literally every day, who could evaluate the technology of a portfolio company? And so, that's what we're doing. We think the ability to evaluate the fundamentals of the technology, which is the exponential growth driver of tech companies, is gonna be so much more important than the pricing power over capital that flows to pre-IPO companies. [00:19:34] Andrew Seski: That's fascinating. I really love the fact that there are differentiated approaches arising because it is a reflection of a pretty crying need. Is there gonna be a full-time venture team on the Fundrise staff that's coming? Or are there existing investors that are really passionate about the space, is it gonna be industry-specific or relatively vague? Is it gonna be, are there gonna be multiple funds or is there just gonna be one target, really large fund? Really curious about some of the dynamics here. [00:20:03] Alison Staloch: Yeah. So we already have a small team built out that has worked through the analysis of our buy box. And taking all of the like pre-public tech companies and narrowing them down to here are the ones that we think are probably good. And then starting to have conversations with those founders and leadership teams and then where there's interest, mutual interest, then starting to bring in our team of engineers to look at the technology and see what they think about the quality. Right now, I think the intent is to just have the one fund. We want to take a slow start to getting it up and running. We've started fundraising, but very, very slowly. And it won't open to all cohorts until probably sometime next year. But yeah, I think the plan for now is just the one fund and let's see where we can get traction and how we can engage with founders that, again, have an interest in an alternative source of capital.[00:21:02] Andrew Seski: Yeah, I think it's really interesting to think about the dynamics of growth where I think the venture scenario still forces binary outcomes and they want them fast because a handful of companies are going to return the entirety of the fund. And I don't know if that's a really healthy environment for founders. It sort of promotes just some sort of reckless business behaviors I think that aren't necessarily very healthy whereas if you've got family office investors and more patient capital, or it sounds like this new Fundrise innovation fund could be a new participant in building out that ecosystem. It's really interesting to see. There's a Stanford professor that I follow really closely who puts out the average SaaS route to, typical timing to IPO. And there are a handful of firms in the last few years that are one to three years. It's pretty incredible to see how the typical timeline from seven to 10. And it also forces the question: is all this value creation synthetic when the public markets get to evaluate? There has been, I mean, there was a huge bump in IPOs in technology and then the public market sort started to dry up again in terms of IPOs 'cause it's a little rockier and more volatile at the moment. But it's really interesting to see the public evaluate these companies that are not profitable and public. [00:22:29] So, there are some success stories still. There are the Ubers out there in the world and, but it's really interesting to see what's synthetic growth on paper and if there's going to be more liquidity solutions that are available for founders that can relieve that pressure valve a bit. I think that there's a more likely scenario that we have richer companies that take their time to grow properly. And I think that'll end up being great for the ecosystem. Also, probably better for investors over the long term. So, really, really interested to see that competition grow outside of the institutional dollars that are back in the VCs.[00:23:06] Alison Staloch: Yeah. And especially for those investors that get to have access to that when founders choose that alternative source. I think what you said is super interesting. I would think about this from a CFO perspective, too; a mercenary CFO, one who isn't focused on your mission can be as bad for you as a company as the wrong venture firm because they'll get you to the next milestone. I mean, you might be falling over the finish line, but you'll make it. But the future of your business will no longer be their opportunity because they're so focused on that like shortsighted milestone that they're trying to reach. And in the process of doing that, it can destroy your team, it can destroy your culture, it can destroy your mission, and maybe even ultimately the actual benefit that you're trying to create for your customer. So I think it's like super, super important that private companies are getting an alternative source to protect that. [00:24:02] Andrew Seski: Yeah. At the very least, it should be competitive. I think that's just healthy for the ecosystem as well. So we're making some pretty bold claims here. I want to also think about how we think this is gonna play out. So one of the things I really like to talk about is sort of short term, 12 month versus three to five year goals, priorities, and what you're thinking about in terms of what I think is gonna be a pretty aggressive shakeup in both public and private markets, which may actually be an interesting time to build the things that you're building. So I want to take a step back and think a little bit more broadly about the space. [00:24:37] Alison Staloch: Yeah. So I think we spend a ton of time right now talking about what the next 12 months will bring. In our minds, we think this crisis is likely to be a slow, long, drawn out one over the next 24 months and really thinking about what does that mean for the business and what challenges will that bring up but also what opportunities will that bring up for us and for our investors. And so, we think that the only place to be at the moment is on the sidelines, kind of hoarding capital, waiting for the opportunistic rescue money plays to those opportunities to come up. [00:25:14] I think longer term, one of the things, I'll say even longer, longer than three to five years, I think the technological developments that are coming and how they will impact both health and wealth preservation are really interesting. I think there's going to be massive shifts in how we think about that over the near term and then what tools are available to us. I'm gonna sound a little bit like a futurist, but I think we're living at a time when life expectancy has the opportunity to really change. I think many Gen X and millennials will easily see their hundreds. I think Gen Z will see that as an average. If you look back 25 years ago, we barely had the internet. 15 years ago, we finally got smartphones. A lot has happened even in the last two years during the pandemic. And I think we're gonna see an exponentially different world in 20 to 30 years. [00:26:05] And so, what we'll see over the next three to five that will make that possible from a health perspective I can't really predict. That's not my area of expertise. But I think the healthier you remain, the more you'll be able to capture benefit from those technological advantages. But from a wealth perspective, I think it'll require you to step outside the traditional approach to retirement and investing. 60/40 stock bond allocation won't cut it anymore and private market investments really need will grow. And those who don't access it will be left behind. But I think that combined with a lot of the other paradigm shifts happening in the world right now — conversion to remote work environments, the wealth accumulation of millennials and Gen Z, death of the pensions, shift to self-management, and even like the distrust in institutions, the embracing of autonomy in individuals, network effects — all of those things. These coming years, we'll see individuals really owning their investment choices. It's really exciting I think for us because it means there's gonna be a lot of unsupervised capital out there from asset managers, old line asset managers who aren't thinking about individuals.[00:27:10] Andrew Seski: Yeah, you can already see some of this happening, consolidation of the RA space. The interesting way that Gen Z is choosing more nontraditional career paths and creating wealth in really unique ways. So, I think you're right. I think all of this is taking hold today and we'll definitely see indications of the next three to five years. [00:27:27] I think I've got a unique opportunity here also to discuss with you what you think the future of accreditation may look like. It's hard to speculate given the sort of more responsive nature of the SEC. It's hard to proactively regulate. I understand that it's a very, very challenging job to protect investors yet also democratize access to a space while educating on risk. And I think it's, like you mentioned, just a different world today, though, given the amount of access to complex investment theses and strategies. And if you take the time, I think you can be fairly sophisticated. I think it's a hard industry to cut your teeth in no matter what, given the risk associated with any highly illiquid investment. But as the world becomes more sophisticated and more comfortable with investing online, doing proper diligence and comparing that to the diligence of some of the best firms, I think it's fair to say that if you can gamble away at a casino, there's a good point that investors are who you can demonstrate education. Actually, I know Jason Calacanis is working really hard to create some sort of standard. I think he's raising a new fund, I'm not sure. But I think he's working very hard on that as well. And I know a lot of the regulators want to provide some more clarity on. I think maybe some of this will come, I hope not as a backlash from the crypto space in terms of investor protection. I hope we don't get set back too far. But curious as to your perspective on what the future of accreditation may look like and qualified purchase definitions and all that fun stuff.[00:29:06] Alison Staloch: Yeah, no. I mean, I could be wrong, definitely could be wrong. I don't know that we'll see anything in this administration doesn't seem to be a top priority for them. But I think that's the challenge of being on the staff. Like there's people, I met so many people when I was on the staff who are interested in learning from people out in practice, people out in industry, what makes sense, what do you think. But they have the challenge of, they're oscillating between these politically appointed leaderships. At different times, wants you to engage, wants you to talk to people. And other times, they won't allow it. But I think they are smart enough to meet you where you are. I know, like my former colleagues on, when I was on the staff, like, we read your tweets, they view your Reddit posts. They're watching your TikTok videos. And so, I think keep speaking to them, engaging with them. But have the patience to understand that I think regulatory processes is so complex. There's limited resources. People can only focus on so much. I do hope that, like you said, because of the advancements and the way people are accessing investments, some future version of the staff will see that and think about unique ways to modify the definition and the requirements to meet accredited investor status.[00:30:26] Andrew Seski: Well, maybe we'll see the advancement in, I think, well, the JOBS Act actually came out through the desire for more engagement from the public. Maybe it's a more cyclical thing that we discuss more proactively in market cycles. So maybe there's a way that that goes forward or if capital gains tax increases, maybe there will be more private investment exposure to drive revenue in the government.[00:30:53] But I really want to segue into my favorite part of the podcast which is always the question, do you feel that there's anything underestimated in the world today? Whether it's something in the world of finance or something completely unrelated. It's my favorite thing to learn from. CFOs think, very unique vantage points and perspectives as to an area that maybe we're not thinking about but that you feel we should draw some attention to. [00:31:21] Alison Staloch: Yeah. I love, I mean, I love this question. It's so big and broad. So, I'll maybe go big and broad but mention a few different things. To me, it's the power of the individual. And I think the dominance of the individual, rise of the individual, and the exponential value of scale that can come from empowered individuals. And we hear this a lot, right? Like, your vote matters, your wallet matters. But I think people really have a lot of agency over their future right now and including how you build wealth. I think that's super important. Obviously, that plays to our strategy, right? We believe that small but many is less fragile than large and few.And so, that's why we've targeted an individual investor. I think we think smart money won't be the big money, but the collective sentiments of the smaller dollars that aggregate to large effects and accrue benefits to the individual as well, which, again, puts the power back in the individual.[00:32:15] And I think that change is really underestimated by institutions today. And most importantly in wealth management, I think they still devote the broad swath of their resources to other institutions. And I think that's gonna continue to work for them for some time. Like, that's not changing immediately, but I think the switch is happening now. And you don't want to be behind on that work of engaging with the individual. And then I think from an individual perspective, I think that's where you have to focus on constantly evolving, constantly adapting to the resources and the opportunities that become available to you and taking advantage of those. [00:32:50] Andrew Seski: I really like that. I always say in these episodes that people should go back and just hit that back 30-second button and re-listen to a piece of the podcast. I really think that's an important trend that's already taking place, already capturing a lot of attention. And maybe we're seeing the rise of the next Blackstone as we speak right now. So that, I think that's really powerful; that the collective maybe the next institution just in a different way that we think about it. [00:33:17] One of the things that we didn't cover that I really wanted to was the transition to Fundrise. I think that you mentioned briefly the really formal institutional background of the Big Four of government. I'm kind of curious as to maybe for some of the other aspiring CFOs or CFOs who are relatively new in their position, how is that risk profile in your mind, has it changed since in the last 18 months? And what was the onus and catalyst for that for you?[00:33:50] Alison Staloch: Yeah. It's honestly been like such a big transition. In a lot of ways I was going from, I said this recently, like I was just judging what other people were doing from an auditor regulator perspective and not actually doing the work. And, man is doing the work a lot harder than you think when you're on the other side judging. But I think that transition from institutionalized organizations to a startup is just complex and challenging for so many reasons. I think a big piece of it is the mindset of technical specialization, right? Like when you work at a big institution, being very narrow and deep is super important. But then coming to a company like Fundrise earlier stage, then certainly where I've been in the past, you have to be able to step outside of that perspective of this very narrow accounting standard is so important and think about what does this mean more broadly for the organization? What's best for the company as a whole? And balancing all of those things. And I think that's, it's really challenging. I think I was prepared for it, but I don't think I was prepared for how difficult it would be. I'm really lucky to have a leadership team that appreciates that; that understands what a big transition that was gonna be. And so, they've like taken, they've brought me along on this journey so far. But I think if you're not prepared for that, that will be a struggle. [00:35:18] Andrew Seski: Yeah, no. I really appreciate it. I think that's a great comment on the mindset shift that needs to take place for those thinking about making the leap to a similar company of size to Fundrise. [00:35:29] The last thing I'll mention is kind of fun. We were chatting about, it seems like we're both voracious consumers of articles and information. And for those listening, Alison's got a pretty full bookshelf behind her. And it's always funny to say we're chatting about the Newsfeed that Nth Round has and just curious if there are any that standout. We talked about the Acquired Podcast. That's really great for deep dives. And me personally, I'm very lucky I get to have conversations like this. Is there any sort of your favorite outlet? It's very hard to curate your social media to get all the information and data that you want but curious if you do anything interesting or have read anything that we should all take a look at. Let's put you on the spot. [00:36:09] Alison Staloch: Yeah. No, no, no. I love the question. It's so true. I always, like I keep hoping for some curated outlet that will — it for me so I don't have to. I think one of my favorite things to read — do you read Matt Levine Bloomberg? [00:36:22] Andrew Seski: Yep. Sure.[00:36:24] Alison Staloch: Yeah. So like I would highly, highly recommend him.I think it obviously speaks to my background. He focuses a lot on securities laws and. I'll tell an interesting story about him. I've kind of always, always read him. He recently, this is maybe in the last year, picked up on a nuance of like the accounting standards that don't work, particularly as it relates to digital assets. So with digital assets, if you're an operating company, you're in intangible accounting, and so it's impairment accounting. And so, you can never actually write it up. You can only write it down. If you think about huge companies like Tesla and Micro Strategies that have so much Bitcoin on their books, it's held at like the lowest price, the lowest market value that's been out there since they purchased it, which is just insane, right? And Matt Levine picked up on this and I just, I love that like somehow he was able to find that. But we used to joke that we should have a trigger as regulators or standard-setters that if Matt Levine picks up on complexity as a result of regulatory standards, then we should probably be looking at that. But he's, I mean, I highly recommend. So entertaining and so much fun to read. [00:37:33] Andrew Seski: Oh, thanks so much for that. I really appreciate it, Alison. And I should probably mention we've covered a lot of topics around alternative investing. Obviously, none of this is investment advice. Everyone should spend a lot of time managing their assets, talking to their advisors, and making really informed decisions. But I do have to say that Fundrise also puts out a lot of really great educational resources that I've had the opportunity to explore recently and I can definitely vouch to their quality. So, highly recommend checking out the website. Alison, is there a way for people to get in touch with you if they'd like to learn more, or is the website the best way to explore the new, all the new things that are happening at the firm?[00:38:15] Alison Staloch: Yeah. I think I'd say like Fundrise in general, our website, our app, sign up for our email. You don't have to be an investor to get information about the acquisitions we're making and our portfolio and our strategy and our letters. And then check out our podcast. It's called Onward. Not to mention another podcast but that we're slowly building that up. We also have a newsletter called The Distance, where we talk about long-term thinking broadly, not just as it relates to an investment strategy. And then for me, LinkedIn is probably the best. I'm on Twitter. I read a lot of it, but I'm a lurker. I don't actually tweet so. [00:38:52] Andrew Seski: Excellent. Alright. Thank you so much, Alison. It's been another episode of The Modern CFO Podcast and I hope you have a chance to circle back in five years.[00:39:05] Alison Staloch: It's great. Thank you so much, Andrew. I appreciate it.
Pourquoi tout le monde déteste les Français ? Il y a quelques semaines, je t'ai proposé un podcast intitulé "Pourquoi les Français détestent les Anglais ?". Cette fois-ci j'essaie de comprendre d'où vient cette francophobie qui existe un peu partout dans le monde ? Le French Podcast est une série de podcasts en français facile, c'est-à-dire, un français accessible dès le niveau B1 du Cadre européen (niveau intermédiaire) qui aborde à chaque fois un sujet sur la culture française et / ou francophone.
The Alternative Investment Podcast
Market selection can make or break any commercial real estate investment, in any sector. But when should technology drive the decision, versus expert insight and experience? Dan Rosenbloom, head of investments at Cadre, joins the show to discuss Cadre's "MVP" approach to market selection, and why it's a core part of the company's investment strategy. Show notes: https://altsdb.com/2022/11/dan-rosenbloom-073/
Welcome to another episode of The Action and Ambition Podcast! Joining us today is Ryan Williams, the Founder, Executive Chairman, and Co-Chairman of the Global Investment Committee at Cadre, a groundbreaking commercial real estate investment platform that offers institutional and individual investors the opportunity to access expertly curated real estate opportunities. Cadre offers lower minimums, lower fees, and unprecedented potential for liquidity to its investors, institutions, and individuals. Cadre's data-driven and transparent investment platform opens participation in a historically opaque and illiquid asset class. Tune in to learn more!
Barry and Keith talk about the two sides of "What If" coin in a man's life. But being a father seeker isn't a game of chance.Got a question? Want advice? Email Barry at email@example.com--Follow FatherSeekers OnlineFS Facebook FS Instagram FS YouTube FatherSeekers goes beyond the podcast as a non-profit seeking to identify and address the social and generational outcomes of fatherlessness.Get discussion guides and even more content at FS Website
Many men chose the pathway of the lone wolf to deal with their loneliness by accommodating it, giving it a place to live in their souls. We know those lonely men don't change; they don't grow. The truth is we nurse our wounds with loneliness, and our condition worsens.A Cadre eliminates lone wolfs.Changed men make the difference:Changed men change each other.Changed men change their families.Changed men change their cultures.Got a question? Want advice? Email Barry at firstname.lastname@example.org--Follow FatherSeekers OnlineFS Facebook FS Instagram FS YouTube FatherSeekers goes beyond the podcast as a non-profit seeking to identify and address the social and generational outcomes of fatherlessness.Get discussion guides and even more content at FS Website
A great conversation with three young comrades from The Cadre Journal! A fairly wide ranging conversation focused on why it's critical to push anti-imperialism for the youth, and why it's important that we learn from the Global South, its revolutionaries and theorists. The Cadre Journal is a student-run podcast and journal on Marxism, Anti-Imperialism, and Communism. You can follow them on twitter @thecadrejournal. Here's Joseph's article A Prologue to the Swazi Revolution - One Year in the Making. Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory We also have a new (free!) newsletter you can sign up for!
Accountability is more than correction, more than pointing out mistakes and failures. It's more about walking together with like-minded men, in step with the Holy Spirit, imitating the life of Christ in our everyday lives. Pastors Barry and Keith discuss the importance of accountability and practical steps to maintain accountability. Got a question? Want advice? Email Barry at email@example.com -- Follow FatherSeekers Online https://fatherseekers.captivate.fm/fatherseekers-facebook (FS Facebook) https://fatherseekers.captivate.fm/fatherseekers-insta (FS Instagram) https://fatherseekers.captivate.fm/fatherseekers-youtube (FS YouTube) FatherSeekers goes beyond the podcast as a non-profit seeking to identify and address the social and generational outcomes of fatherlessness. Get discussion guides and even more content at https://fatherseekers.captivate.fm/fatherseekers-web (FS Website)
Afternoon Drive with John Maytham
Guest: Ivor Chipkin | Executive Director at Public Affairs Research Institute Cabinet has officially moved against cadre deployment in favour of merit-based appointments throughout the public service by adoption of 'The National Framework towards the Professionalisation of the Public Sector'. Ivor Chipkin is a leading scholar of government and public policy in South Africa, and he joins John to assess the policy. See omnystudio.com/listener for privacy information.
Ryan Williams, founder and CEO of Cadre, talks about using real estate as an inflation hedge, its risks and rewards, and where he's seeing strength in the market. He finishes with a discussion of how retail investors can gain access to real estate deals previously reserved for institutions and high net worth individuals. Irusha and Justin finish with a discussion on CoStar (CSGP), Rollins (ROL) and Heico (HEI). For more episodes, visit investors.com/podcast.
Join us as we hear from the Northeast sector Q. He goes over some GrowRuck happenings and his life experience from the military. Thank you for listening to our podcast, please consider leaving a review or subscribing. Other interesting things can be found at highimpactman.com
Doin' The Work: Frontline Stories of Social Change
Episode 58 Guests: Jewel Patterson, MS; Edgar Ibarria; Nicole Bates, JD Host: Shimon Cohen, LCSW www.dointhework.com Listen/Subscribe on: Apple Podcasts, Google Podcasts, Stitcher, Spotify Follow on Twitter & Instagram, Like on Facebook Join the mailing list Support the podcast Download transcript We are now offering our Racial Justice & Liberatory Practice Continuing Education Series at Columbia University, Michigan State University, and the University of Houston. Join us! Thank you to this episode's sponsor! The University of Houston has a phenomenal social work program that offers face-to-face master's and doctorate degrees, as well as an online and hybrid MSW. They offer one of the country's only Political Social Work programs and an Abolitionist Focused Learning Opportunity. Located in the heart of Houston, the program is guided by their bold vision to achieve social, racial, economic, and political justice, local to global. In the classroom and through research, they are committed to challenging systems and reimagining ways to achieve justice and liberation. Go to http://www.uh.edu/socialwork to learn more. In this episode, I talk with Jewel Patterson, Edgar Ibarria, and Nicole Bates about their work organizing to end the school-to-prison pipeline in California. Jewel is a lead organizer with COPE, Congregations Organized for Prophetic Engagement, a Black-led, faith-based, grassroots nonprofit in the Inland Empire. Edgar is a senior lead organizer with CADRE, a parent-led organization in South L.A. Nicole is a movement lawyer with C4LL, The Collective for Liberatory Lawyering. They define the school-to-prison pipeline and explain how criminalization functions in schools, disproportionately affecting Black and Brown students and families. Jewel and Edgar share how they organize with students and families, as well as examples of the ways students and families are impacted. Nicole discusses the legal issues and strategies that she and other C4LL lawyers use to challenge and change legislation. We talk specifically about their work to change the law on the school discipline category called “willful defiance”, which is a vague term allowing suspensions and expulsions for “disrupting school activities or otherwise willfully defying the authority of school staff.” This change has resulted in fewer suspensions and expulsions in lower grades, yet it needs to be expanded to upper grades and high school, so the work continues. They discuss surveillance in schools, metal detectors, police in schools, the lack of counseling, and how they organize to change all of this and reimagine safety, including the victory of defunding school police 25 million dollars and reinvesting that money in a Black student achievement program. They explain how they build power, the importance of coalitions, movement lawyers, and some of the successes, as well as challenges, of their efforts. They cover so much and really break it down in ways that can provide a blueprint for others. I hope this conversation inspires you to action. Jewel Patterson, COPE IG: JustJewel__ www.COPEsite.org IG: COPE2000_ Facebook: COPE Inland Empire Edgar Ibarria, CADRE www.cadre-la.org IG: cadreparents Twitter: @CADREparents Facebook: Community Asset Development Re-defining Education (CADRE) Nicole Bates, C4LL, The Collective for Liberatory Lawyering www.c4ll-ca.org IG: liberatorylawyersca LinkedIn @The Collective for Liberatory Lawyering
Access and Opportunity with Carla Harris
In America, real estate investment has been the primary way for people to build wealth that they can sustain and pass down to their children. But the vast majority of those who get a piece of the real estate pie are white men. Real estate investment has a long history of systemic inequity due in part to racist lending practices and exclusionary urban planning Despite the challenges, there are BIPOC entrepreneurs working to change the exclusivity of this industry. On this episode, we hear from two individuals working to make real estate investing more accessible. First, we hear from real estate consultant Lisa Phillips about how she turned her initial failure in real estate investing into a successful consulting business helping other Black professionals navigate an industry that kept them out. Then host Carla Harris sits down with Ryan Williams, Founder and Executive Chairman of Cadre. Ryan discusses what inspired him to create the fintech platform and how it aims to democratize real estate investment.https://www.morganstanley.com/what-we-do/inclusive-innovation-and-opportunity Disclaimer textThe guest speakers are neither employees nor affiliated with Morgan Stanley & Co. LLC. (“Morgan Stanley”). The views and opinions expressed herein do not necessarily reflect those of Morgan Stanley. The information and figures contained herein has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Morgan Stanley is not responsible for the information or data contained in this podcast. This podcast does not provide individually tailored investment advice and is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.© 2022 Morgan Stanley & Co. LLC, Members SIPC.
Cadre Danny is the man behind the Grow Ruck events in F3 listen in to hear about some behind-the-scenes and growth of Grow Ruck
En général, les pyramides, les momies ou encore les fabuleux trésors funéraires permettent d'identifier assez rapidement la civilisation de l'Égypte ancienne. Pourtant, de nos jours, un seul geste, une seule pose perpétuée dans notre imaginaire collectif évoque cette période de l'histoire : la pose de profil. Adhérez à cette chaîne pour obtenir des avantages : https://www.youtube.com/channel/UCN4TCCaX-gqBNkrUqXdgGRA/join Pour soutenir financièrement la chaîne, trois choix: 1. Cliquez sur le bouton « Adhérer » sous la vidéo. 2. Patreon: https://www.patreon.com/hndl 3. UTip: https://utip.io/lhistoirenousledira Avec: Laurent Turcot, professeur en histoire à l'Université du Québec à Trois-Rivières, Canada Script: Perrine Poiron Musique issue du site : epidemicsound.com Abonnez-vous à ma chaine: https://www.youtube.com/c/LHistoirenousledira Facebook: https://www.facebook.com/histoirenousledira Instagram: https://www.instagram.com/laurentturcot Les vidéos sont utilisées à des fins éducatives selon l'article 107 du Copyright Act de 1976 sur le Fair-Use. Pour aller plus loin: G. Robins, Proportion and Style in Ancient Egyptian Art, Austin, 1994 E. Warmenbol (ed.), Beautés d'Égypte. "Celles que les ans ne peuvent moissonner", catalogue d'exposition, Treignes, 2002, p. 25-32 Christophe Barbotin, « Aspective et perspective dans la pensée égyptienne de l'histoire », Pallas, 105, 2017, 27-39. D. Laboury, « De l'individualité de l'artiste dans l'art égyptien », dans G. ANDREU (éd.), L'art du contour. Le dessin dans l'Égypte ancienne, Paris, 2013, p. 36-41 D. Laboury, « L'artiste égyptien, ce grand méconnu de l'Égyptologie », dans G. ANDREU (éd.), L'art du contour. Le dessin dans l'Égypte ancienne, Paris, 2013, p. 28-35 D. Laboury, "Portrait versus Ideal Image", dans Willeke WENDRICH (ed.), UCLA Encyclopedia of Egyptology (peer reviewed online publication), Los Angeles (2010): http://escholarship.org/uc/item/9370v0rz R. Tefnin, « Regard de face-regard de profil. Remarques préliminaires sur les avatars d'un coupe sémiotique », Annales d'Histoire de l'art et d'archéologie 17, 1995, p. 7-25. V. Angenot, “Cadre et organisation de l'espace figuratif dans l'Égypte ancienne”, in Thierry Lenain and Rudy Steinmetz (eds), Cadre, seuil, limite. La question de la frontière dans la théorie de l'art, Brussels: La Lettre Volée, 2010: 21-50 #histoire #documentaire #égypte
Life = Choices; Choices = Life
In this episode, I interview my friend and colleague, William Freeman. William is a veteran of both the Air Force and the Army and works with me as one of the Cadre of speakers for the military's Yellow Ribbon Reintegration Program. In this interview, he becomes incredibly authentic and vulnerable, sharing his journey of self-discovery which included taking a good look at himself and making the changes necessary to become the man he wants to be. It is an inspiring journey, touching on the topics of relationships, anxiety, psychotherapy and success. You won't want to miss this one! To contact William for more information, he can be reached by email at firstname.lastname@example.org or phone at 717-418-7484. --
Part II of the Rise From The Shadows: Behind the Mask Season 2 Finale is now available at www.theshadowspodcast and https://linktr.ee/ShadowsPodcast. (5:30) Jay Ly is the founder and President of Golden Compass LLC and is a military veteran. Jay thought he lived and served with a purpose while having the opportunity to fight for what he believed in. He was living the dream. He was an Explosive Ordinance Disposal Technician in the United States Navy. Listen to Jay walk us through an intense moment during a deployment in Afghanistan that nearly left himself and his team of 25 dead as he was stressed and distracted thinking about his deployment pay. Jay equates this to our real lives and just as he did, we don't recognize the time bombs around us due to our daily worries and stressors. Jay gives us some pointers on how to recognize these anxious moments and how to live a life of freedom. Jay Ly's LinkedIn: https://www.linkedin.com/in/jay-ly/ (22:20) Amy Wade returns for the second straight season of Rise From The Shadows! She's a Senior Non-Commissioned Officer in the United States Air Force and just finished her time as the Commandant at the Langley Airman Leadership School. Amy does some self-reflecting on the important connections she's made over the course of the past three years. She also talks about the moments in time that she shared with her Cadre during their meetings around the table. Amy Wade's Facebook: https://www.facebook.com/luvmyboys823 (30:56) Adam Boubede is a Senior Non-Commissioned Officer in the United States Air Force. He returns to the Shadows to discuss something that holds us back throughout life, the fear of failure. Fear is a reaction, but courage is a decision. Adam motivates us to walk a new path. He encourages us to let go of the past and act as if you can't fail. Adam Boubede's LinkedIn: https://www.linkedin.com/in/adam-boubede/ The Shadows Podcast returns on Monday, September 26 with an all new look and sound! Our first guest back is with former University of Georgia Running Back and the #7 overall pick in the 1989 NFL Draft, Tim Worley! At the end of this episode you can hear a sneak preview of Tim explaining the events with police officers on April 13, 2008. Head over to our YouTube channel and make sure you subscribe and hit the notifications icon so that you don't miss any future episodes. Thanks to Lake Chamberlain for the new Shadows Podcast theme song, Killer Wolf https://open.spotify.com/track/3zAhSxxceuPsmIJy3LvJLp --- Support this podcast: https://anchor.fm/shadows-podcast/support
EN CE MOMENT PROFITEZ DES SERVICES HELLOFRESH AVEC LE CODE "PAPATRIARCAT" POUR AVOIR JUSQU'À 90€ DE REDUCTION SUR CE LIEN : https://www.hellofresh.fr/papatriarcat*********************************************************************
Musician, writer, and podcast host Jason Myles joins Rob in the virtual bunker to talk about his background in music and radical politics, his essay on Woodstock '99, and what we can do in everyday life to advance a better world.Show Notes:This is Revolution podcastTIR Video EssaysRemembering Woodstock '99
Ils sont l'emblème de la ville de Saumur. Des cavaliers d'élite dont les prouesses ont été inscrites en 2011 par l'Unesco sur la liste représentative du patrimoine culturel immatériel de l'humanité. Les écuyers du Cadre noir forment un corps de cavaliers enseignants et formateurs, experts en techniques équestres, auprès de l'École nationale d'équitation. Certains s'entraînent même aux compétitions de haut niveau dans les trois disciplines olympiques : dressage, saut d'obstacles et concours complet d'équitation.
Tarang Gupta has a conversation with Nelson Chu, Founder and CEO of Percent, a disruptor unlocking exclusive access to private credit investments for accredited investors. In this episode you will hear about: - What inspired Nelson to launch Percent - How Percent manages risk-return for investors - Credit default swaps for the private market - Importance of culture in building a thriving organization And much more! About Nelson Chu Nelson is a serial entrepreneur with years of experience at Bank of America and BlackRock. Prior to Percent, Nelson founded a strategy consulting firm helping companies build products and raise capital for growth, creating over $1B in equity value. He also serves as an advisor to an ultra-high-net-worth family office and is an angel investor with investments in BlockFi, Cadre, Clover Health, and Tala. About Percent Founded in 2018, Percent leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders to raise the debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $600 million in transaction volume. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang's Twitter: twitter.com/tg_tarang Tarang's LinkedIn: linkedin.com/in/taranggupta100
Today's guest is Ryan Williams, Cadre's founder and executive chairman. Cadre is a tech-enabled commercial real estate investing platform backed by Goldman Sachs, Andreessen Horowitz, Ford Foundation, Harvard Management Company, Khosla Ventures, Thrive Capital, General Catalyst, and others. A native of Baton Rouge, Louisiana, entrepreneurship runs deep in Ryan's veins. In this episode, Ryan and Julia discuss his entrepreneurial journey and building that entrepreneurial muscle, from his time selling sports sweatbands as a teenager to first investing in real estate as a college student. With his college roommate, Ryan began his career in real estate investing in Atlanta during the 2008 subprime credit crisis. The pair purchased foreclosed properties using pooled funds from classmates and, in many cases, helped those families buy back the homes. After working at Goldman Sachs and Blackstone Group, Ryan launched Cadre, which sits at the intersection of finance, technology, and real estate. Ryan recognizes that real estate ownership is a significant driver of economic prosperity. Since its founding in 2014, Cadre has closed more than $5 billion in transactions, delivered a greater than 25% net average IRR, and returned more than $400 million to investors. His vision involves opening up more access to investing in commercial real estate.
Mike Horn, explorateur professionnel, devait obéir à deux règles quand il était petit : rentrer à la maison avant 18h et rentrer en un seul morceau. Dans cet épisode on parle de discipline, de la notion de risque et bien sûr d'exploration. Une autre définition de l'aventure se dessine au fil de cet échange. De ses expéditions polaires à l'éducation de ses filles, Mike transmet cette soif de liberté tout en expliquant mélange de préparation minutieuse et de sauts dans le vide dont il a le secret. On pourrait le prendre pour un fêlé, une tête brûlée avec 7 vies de chat, mais ce serait mal le connaître. Réfléchir oui, mais pas trop, sinon en devient malheureux. Pour Mike, tout est relatif, que l'on soit face à un ours devant sa tente ou face à un peloton d'exécution. Interrogé sur ses histoires à dormir debout, qui frôlent parfois la tragédie, Mike invoque le désir de survie viscéral au moment de prendre des décisions vitales. Celle de participer à lutter contre la dégradation de la Nature, de la fonte des glaces au continent de plastique, en fait partie. Mike présente son dernier projet, Inocel, et expose le potentiel de l'hydrogène pour une mobilité plus propre. Un épisode qui réveillera assurément l'aventurier qui sommeille en vous ! Bonne écoute ! TIMELINE : 00:24:05 : Le pacte familial 00:33:35 : S'amputer les doigts et autres histoires 00:51:21 : La préparation 01:01:34 : Le bonheur et le risque 01:28:08 : Projets futurs 01:38:09 : Gérer les critiques 01:41:54 : Son échec de vie préféré On a cité avec Mike Horn plusieurs anciens épisodes de GDIY : #129 - Sébastien de Lafond – MeilleursAgents – Réconcilier humanité et rentabilité #178 - Kilian Jornet - Alpinisme et ultra-trail - Ne pense pas au résultat, l'objectif c'est de progresser #185 - Frédéric Jousset - Webhelp & Art Explora - Voir beaucoup plus grand, agir pour aller plus vite #260 – Jean-David Blanc - Molotov - Le surdoué de l'informatique qui a fondé AlloCiné et Molotov en anticipant les grandes évolutions des médias Mike Horn vous recommande de lire : Ses livres : “Latitude zéro” & “Survivant des glaces” Avec Mike Horn, on a parlé de : Chaîne YouTube de Mike Horn “Discipline equals freedom” de Jocko Willink Laurent Bourgnon Stéphane Peterhansel, pilote du Paris-Dakar Cyril Despres, son copilote pour le Paris-Dakar en 2021 Le dernier projet de Mike Horn : Inocel, une société qui met la technologie hydrogène à la disposition de la mobilité par voie terrestre et maritime. La musique du générique vous plaît ? C'est à Morgan Prudhomme que je la dois ! Contactez-le sur : https://studio-module.com. Vous souhaitez sponsoriser Génération Do It Yourself ou nous proposer un partenariat ? Contactez mon label Orso Media via ce formulaire. Vous pouvez contacter Mike Horn sur Facebook, Instagram et suivre ses aventures sur sa chaîne YouTube.
Should commercial real estate investment be more attainable? Dustin Cohn, the Chief Marketing Officer of Cadre, makes a case for “the democratization of commercial real estate.” Tune in to hear Dustin getting the word out about the potential opportunity. Tune in to learn:What is it like to join a blossoming company after being part of a larger one? (12:25)The importance of earning early wins while building a foundation (15:00)About the “democratization of commercial real estate” (19:00)How to raise awareness and build brands (27:30)Mentions:"The Art of Possibility"Marketing Trends is brought to you by Salesforce Marketing Cloud. For more great marketing insights, sign up for The Marketing Moments newsletter. You'll get ideas to help you build better customer relationships, invites to upcoming events, and access to the latest industry research. Subscribe at https://sforce.co/MarketingMomentsMission.org is a media studio producing content for world-class clients. Learn more at http://www.mission.org.
On this episode of the Ones Ready podcast, the team sits down with the TSgt Ty Hatcher is currently a sitting instructor and Flight Chief for the Pararescue Apprentice Course in New Mexico. You'll see this first hand, but Ty is a pretty humble dude, but everything we've seen and heard is that he's a great instructor and his record certainly shows it. We had a great time speaking with him just like all of our guests and we know you'll take something away from this episode!The podcast is a way for us to give back, serve each one of you, and build our community up with the most educated and well-train members. Please enjoy the episode and give us your feedback. If you liked it and feel so inclined, please leave us a review. If we didn't answer your questions, please let us know, and thank you for your support!Want to watch this episode on Youtube? https://www.youtube.com/OnesReadyHave a question? Email us at email@example.comFollow us on Instagram @onesreadyFollow us on YoutubeFollow us on FacebookCollabs:Alpha Brew Coffee Company - Promo Code: ONESREADYTrench Coffee Company - Promo Code: ONESREADYEberlestock - Promo Code: OR10Hoist - Promo Code: ONESREADYStrike Force Energy - Promo Code: ONESREADYCardoMax - Promo Code: ONESREADYOut of Regs Pomade - Promo Code: ONESREADY18A Fitness - Promo Code: 1ReadyATAC Fitness - Promo Code: ONESREADY