Podcasts about Financial intelligence

In this episode of Owned and Operated, we shift focus to a critical yet often overlooked pillar of business success: leadership development and management training. With insights from Amir of Snowball Industries, we dig into how identifying and nurturing potential leaders is foundational to scaling tier two and tier three service businesses.The discussion explores the evolution from technical expertise to soft skills as the driving force behind effective leadership. We unpack the core values that matter most—empathy, urgency, financial intelligence, and humility—and how they shape team culture, performance, and long-term growth. John and Amir also examine structured training programs, peer learning opportunities, and practical management tools that enable owners and operators to build sustainable, high-performance teams.For anyone acquiring or operating in remote and niche sectors like HVAC or turf installation, this conversation delivers actionable insight into creating a leadership framework that fuels operational excellence and employee retention.

Are you ready to unlock the secrets to financial empowerment and strategic vision? Today's episode features a dynamic conversation with Anne Myong, a global transformational leader and operating partner at How Women Invest. Join Julie Castro Abrams as they delve into the critical aspects of financial intelligence, portfolio decisions, and building wealth, specifically tailored for women investors. Anne shares her remarkable journey from Fortune 100 boardrooms to startup success, offering invaluable insights on navigating economic cycles, leveraging compounding interest, and making impactful investment choices. Get ready to elevate your financial acumen and gain the strategic perspective needed to achieve your investment goals and create lasting financial freedom. This week's episode 168 of How Women Inspire Podcast is about financial intelligence and strategic vision for women investors! This episode was created in partnership with the Nasdaq Foundation. Together, we are working to educate, inspire, and engage women from diverse backgrounds on venture investing and entrepreneurship. Did you know that only 2% of venture funding goes to women-led companies? Together, we are working to show that women are the new face of venture investing.In this episode of How Women Inspire Podcast, Anne Myong is sharing the importance of starting your investing journey early and actionable steps you can take right now to have financial conversations with your kids to impact them for a lifetime. Anne Myong is a board member, investor, and advisor to eCommerce, medical device, technology, social media, AI, and retail organizations on finance, audit, mergers & acquisitions, business development, and corporate governance. Anne is on the board of Align Technology, Inc. (NASDAQ: ALGN), Audit Committee Chairperson, a SEC-qualified financial expert, and a member of the Compensation and Human Capital Committee. From 2016-2022, she was a Board Director, Treasurer, and Chairperson of the Audit and Finance Committees of Goodwill Industries International, a $6B donated goods retail and workforce development non-profit organization.Some of the talking points Julie and Anne go over in this episode include:Opportunities for women to start investing, even with small amounts, and exploring venture capital as an investment class.How women can educate themselves about finance and investing.Anne's leadership experience across countries and companies.Building wealth and long-term financial strategies.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about How Women Inspire at https://www.howwomenlead.com/podcast CONNECT WITH ANNE MYONG:LinkedInCONNECT WITH JULIE CASTRO ABRAMS:LinkedIn - JulieHow Women LeadHow Women InvestHow Women GiveInstagram - HWLLinkedIn - HWLFacebook - HWL

➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory In this "Lessons" episode, investment strategist Andy Tanner reveals why most new investors fail—not from lack of effort, but from skipping the most important step: finding mentors before chasing deals. Learn how shifting from a culture of financial advice to one of deep education can transform your investing mindset, why systems and clear criteria reduce fear and uncertainty, and how mastering four core pillars—fundamental analysis, technical analysis, cash flow positioning, and risk management—equips you with the financial intelligence needed to build lasting, resilient wealth.➡️ Show Linkshttps://successstorypodcast.com YouTube: https://youtu.be/R1z59pKMSu8 Apple: https://podcasts.apple.com/us/podcast/andy-tanner-educator-investor-author-the-four-pillars/id1484783544 Spotify: https://open.spotify.com/episode/5F0KyNLPa7frsNgBvgzS4z ➡️ Watch the Podcast on YouTubehttps://www.youtube.com/c/scottdclary See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

หนังสือ Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean ของ Karen Berman and Joe Knight - วิชางบการเงิน เป็นวิชาที่สำคัญอย่างยิ่งต่อนักลงทุนทุกคน - หากเราไม่ศึกษางบการเงินเลย เราจะขาดนัยสำคัญที่เรียกว่าแก่นของบริษัทไป - การเชื่อมโยงของงบการเงิน จะทำให้เราตระหนักรู้ได้เลยว่าไม่มีอะไรที่จะทำให้เราพลาดได้เท่ากับการไม่สังเกต - งบกระแสเงินสดมันคือการดูการไหลเข้า และไหลออกของการเงินในบริษัทนั้น ๆ มันคือเคล็ดลับที่ไม่ลับของสินทรัพย์ - บางคนอาจจะไม่ใช่นักลงทุนก็สามารถศึกษาได้ เช่น อยู่สายการเงินอื่น ๆ เพื่อเพิ่มข้อสังเกตของความผิดปกติต่าง ๆ ที่เราควรเห็น

Today you're going to learn about the main tenets of financial intelligence. This is the stuff you didn't learn in school, and your kids won't learn either, unless you take the initiative to teach them the value of financial education. I hope you're ready to take notes, because I'm going to share ten foundations to financial intelligence that you need to know to build a better future for your family. Whether you're a beginner or you just need some reminders to sharpen your skills, this episode is going to arm you with the skills and mindset shifts you need to create your own path to wealth.

How To Do Risk Management In Finance? Financial Intelligence #wealth #business #debt #freedom #we #wealth #business #debt #freedom There are numerous ways to make money: Before we start investing in real estate, make sure we understand the differences.Get our products and tools to build wealth today: https://bit.ly/masterinvestorpartnersUse the link: https://crypto.com/app/68rxkbmmfc to sign up for Crypto.com Resources, courses, eBooks and more: www.masterinvestor.moneyAll contents © 2025 Master Investor. All rights reserved.Summary: Investment risk and financial intelligence are correlated.The chance of becoming a successful investor is minimized when we are risk averse.Rather than being "conservative," put these strategies for managing investment risks into practice.At the end of today's talk, will cover our bonus question: What Is The Secret to Getting Wealthy? The real meaning of "pay ourselves first" and the reason why the wealthy don't save money like the poor do.Investors frequently ask themselves, "How much risk am I willing to take?"When discussing our investments with financial planners or stockbrokers, they will always ask about our risk tolerance, which refers to whether we are conservative or aggressive. Financial intelligence is related to risk management. Risk is not knowing what we are doing. Once more, the emphasis is on us rather than the investment.We describes risk as investing blindly without understanding.When considering investment opportunities, many individuals may describe themselves as "conservative." In practice, this term is frequently confused with "uneducated."Evaluating investment risk in another way The investment risk dissuades many individuals, who are preoccupied with the notion that safety and comfort are worth more than the benefits of investing, which is risky.They mistakenly believe that investing is dangerous when, in fact, the risk lies with the investor.The CASH-FLOW CIRCLE and Investment Risk Some people think that intelligent people secures a good employment and saved their money instead of making dangerous investments.Evaluating investment risk in other ways Each cash flow circle, corresponds to a particular kind of individual and way of thinking.Finish reading the full article here: https://masterinvestor.beehiiv.com/p/...Go to www.masterinvestor.education for more services and products.SUBSCRIBE, COMMENT, AND SHARE. Get in our inner circle with one of a digital course to help anyone build the asset column through sound investing: www.masterinvestor.moneyGet our ebooks: 1- How to build cash flow with the internet? Turn Passive Income On: http://www.masterinvestor.money2- The 10 new Rules Of Money: https://bit.ly/10newrulesofmoney3- How to invest in crypt to build wealth? Understanding Bitcoin and Blockchain: https://bit.ly/howtoinvestincryptotob...The simple definition of a fake asset is one that promises to make us richer but in actuality robs us blind. We need three things: 1- Capture Page (www.masterinvestor.education/pages/affiliate)2- Email Auto Responder (www.masterinvestor.education/pages/affiliate)3- Hot leads (www.masterinvestor.education/pages/affiliate)Then, we need to offer something of value in exchange for their email and name. Then, after we obtained the visitors of our capture page's information and email address. Like, comment, and subscribe. Join our community here: www.masterinvestor.educationJoin Mater Investor's community, subscribe. DISCLAIMER: This video and description may contain affiliate links, which means that if you click on one of the product links, we receive a commission. This helps support the channel and allows me to continue to make videos like this. We will never support or push a product we don't believe in. Thank you for your support!All contents © 2025 Master Investor. All rights reserved.

In this episode, Josselyne Herman-Saccio interviews Krisstina Wise, a real estate mogul and millionaire coach, about the importance of mindset and taking control of personal finances. Krisstina shares her experiences of overcoming financial scarcity and the fear of money. She emphasizes the need to break free from limiting beliefs and develop a healthy relationship with money. By empowering ourselves through financial management, we can achieve financial stability and create residual income. They also explore the concept of feminine financial power and the need for women to gain confidence and take ownership of their money. Get your Freedom With Money Workshop with Tyrone Jackson, Josselyne and Robin Quivers from The Howard Stern ShowFree Millionaire Formula Find Krisstina at:InstagramYoutube Connect With MeWebsite: beunmessablewith.comInstagram: @beunmessablewithLinkedin:Facebook:  Email: Book a FREE exploration call with Josselyne 

This week, John and Elliot discuss the latest pronouncements from the US Treasury about the Corporate Transparency Act, the new head of the Treasury's Office of Terrorism and Financial Intelligence, the case of theft from a non-profit to support cancer patients, the 2024 Corruption Perceptions Index from Transparency International, and other items impacting the financial crime prevention community.

Our January 2025 Post Conference Review is live, and I always look forward to the weeks following a Career Conference and visiting with our recent alumni. It's the culmination of an incredible amount of effort both from the candidates and our team. Seeing these talented JMOs, some having spent over two years in the Cameron-Brooks Development and Preparation Program, receive offers and make career decisions is nothing short of inspiring. It's not just about the job offers; it's about the journey. The relationships built. The challenges overcome. The lessons learned. Watching LinkedIn light up with posts from our alumni celebrating their new careers, surrounded by the support of their community, is one of the best parts of my job. To all the JMOs, client companies, and the entire Cameron-Brooks team—thank you for making another Career Conference a success! And most importantly, congratulations to the January 2025 Candidates and Companies! The Panel In this episode, I sat down with three recent Cameron-Brooks alumni who shared their firsthand experiences from the Career Conference and the critical “follow-up” process. They pulled back the curtain on what it was really like—insights, surprises, and everything in between. Meet the panel: Liam O'Hara, TransDigm Group, Inc. – Captain, Army Air Defense Frank Cebreros, Amcor – Captain, Army Armor Ty McAvoy, Civco Medical Solutions – LTJG, Surface Warfare Officer The "follow-up process" refers to the structured steps that take place after their Career Conference, where candidates interview with multiple companies in person or on-site with the objective to go deeper and learn more, and then secure offers. Once offers are in hand, they have the ability to evaluate options, compare, and then make the best decision for them based on: Fit! Career Goals Career Opportunities Nature of work Team Chemistry Culture Salary Location Topics of Discussion and Sample Questions Asked Here's a sneak peek of what we discussed and questions that were asked: Career Conference Statistics – January 2025 data Sample Opportunities – What industries and roles were available Best Interview Prep Tips & Techniques – What works Salary Expectations – Did the opportunities align with expectations? Why Cameron-Brooks? – The value of our partnership Hiring Manager Conversations – What to expect The Impact of Study Groups – How they drove preparation and confidence The Power of Community – Why going through this with a network matters How to Ace Your Interview – Actionable insights for success And much more! Key Themes Some of the key themes that emerged from our conversation were: 1.) The Power of Relationships – Your network is everything. Having a community that sharpens you, pushes you, and walks alongside you through this transition is invaluable. Study Groups, the Discord platform, follow-up trips—these relationships make all the difference. 2.) Applying the Reading Program – Books like Integrity Selling and Financial Intelligence weren't just theory—they shaped how these candidates approached their interviews and careers. Learning, applying, and operationalizing these concepts set them apart. 3.) The Follow-Up Team's Impact – There's an entire engine behind the scenes—coordinating logistics, travel, and on-site interviews. Field rides, plant tours, site visits—these aren't just meetings; they're opportunities to connect, learn, and solidify decisions. Final Thoughts These Career Conference recap conversations are a goldmine for those preparing for their own transition. Whether you're deep in the Development and Preparation Program or just starting to explore your options, learning from those who've walked this path before you is invaluable. If you're a JMO looking for answers, we're here to help. Cameron-Brooks has spent over five decades guiding military officers through one of the biggest transitions o...

In this episode of the ChinaPower Podcast, Mr. Edward Fishman joins us to discuss the evolving landscape of economic warfare and the United States' strategic use of economic tools against China and other global actors. Drawing from his new book, Chokepoints: American Power in the Age of Economic Warfare, he explains how sanctions, tariffs, and export controls have become central to great power competition and explores how today's hyper-globalized economy has created chokepoints—critical areas where one state holds a dominant position, allowing for few alternatives. He examines the most potent weapons in the U.S. economic arsenal, and how their use—or mere threat—can compel adversaries to shift behavior. Mr. Fishman provides an insider's account of the Trump administration's economic warfare strategy against China and the rationale behind its approach. He also analyzes China's dual-track approach to economic warfare, the Biden administration's use of economic warfare against Russia, and the role of U.S. firms in carrying out Washington's policies. He concludes with recommendations for how the U.S. can refine its strategy to more effectively compete with China. Edward Fishman is a leading authority on economic statecraft and sanctions. He teaches at Columbia University's School of International and Public Affairs and is a senior research scholar at the Center on Global Energy Policy. He also advises companies on geopolitical strategy and invests in early-stage technology startups. Previously, he served at the U.S. State Department as a member of the Secretary of State's Policy Planning Staff, at the Pentagon as an advisor to the Chairman of the Joint Chiefs of Staff, and at the U.S. Treasury Department as special assistant to the Under Secretary for Terrorism and Financial Intelligence. His writing and analysis are regularly featured by outlets such as The New York Times, The Wall Street Journal, The Washington Post, Foreign Affairs, Politico, and NPR. He holds a BA in History from Yale, an MPhil in International Relations from Cambridge, and an MBA from Stanford.

கணக்கியல் நுண்ணறிவு AI – ACCOUNTING INTELLIGENCE & FI : Financial IntelligenceFI: Financial Intelligenceகணக்கியல் நுண்ணறிவுகணநேர மதிப்பு மிகு இயல்புஇணங்கிய நிலைய கால அளவுகணமும் இயங்கும் சுற்றும் சுழல்நாணய மதிப்பீடு தொகுதி தரவு.தரவுக் கூறும் வகை நிலைவரவு செலவு கணக்கு வைப்பு பதிவுதரவுத்தள பகுப்பு அளவறியும் கூறுபாடுபரவும் நிலைப்பு ஆற்றல் இலக்கு.இலக்கு குறியீடு கணக்கிருப்பு பேரளவுஇலக்கத்தின் கூற்று விளம்பும் படியாக்கம்இலக்கில் வைக்கும் அறிக்கைத் தளம்நிலவும் வல்லமை மேலாண்மை திறமை.திறமை துணிவு மேன்மை அளவிடும்திறந்தவெளி பசுமை இல்லச் சூழல்காற்றுசிறப்புறும் உருப்படிவ அமைப்பு நிலைத்தருக்கும்திறமுறை ஈட்டும் பொருள் வருவாய்.Abstracts:FI Environmental monitoring systems can analyze large datasets from sensors to monitor environmental parameters like air quality, water quality, and biodiversity, helping identify potential environmental issues. The Accounting Reality reference is to include the information contained in it using further more in usable manners.The sustainable development in utilizing artificial intelligence (AI) is within the accounting practices to promote environmentally and socially responsible for business operations.It is primarily by improving the accuracy, efficiency and comprehensiveness of environmental impact assessment and reporting.This article explores the AI driven models with accounting process enumeration with Machine Learning and Natural Language Processing with the abundant resource's available along with Ecolonomy measurement Values.Keywords: Monitor, Reality, Ecolonomy, Environmental Impact.——–Introduction:The environmental impact increases by improving data analysis based on various sources such as energy consumption, waste management system, etc., and should be evaluated in reality in accordance to the periodic destruction of the Earth on the environmental impact.The ‘goals', in accordance with Acrostic way of expression in English language may be defined as for Accounting Artificialintelligence is ‘G'enerally ‘O'btaining ‘A'ccounting ‘L'evel ‘S'ystem.Automated reportingAccounting intelligence, AI, is in the state of being machine learning in large-scale language modeling to automate the process of collecting and compiling standard data, reducing manual errors and improving the efficiency of reporting tables.The Predictive analytics would provide by analyzing historical data, Accounting Intelligence in AI can predict potential environmental risks and opportunities, allowing companies to proactively implement sustainable development goal strategies.Predictive Analytics By analyzing historical data, accounting intelligence in AI can predict potential environmental risks and opportunities, enabling organizations to proactively implement sustainable growth targeting strategies.Supply chain transparency in managing account details.AI can be used to a large extent to analyze supplier data and identify potential sustainability risks in the supply chain.AI with supply chain management accounting intelligence promotes responsible sources of practicing at every stage of production at diversity levels.The Stakeholder engagement with AI-powered dashboards can provide clear and accessible sustainability information to stakeholders, enhancing transparency and accountability.Several examples of AI applications in sustainable accounting inCarbon footprint calculation method.Ecolonomy (collectively termed eco-economy) combined with AI impact on carbon footprint accounting can help in the process of quantifying the greenhouse gas (GHG) emissions of an individual's or multiple companies' products.A management accountant of any company with artificial intelligence can input data, analyze large datasets to identify patterns and trends, and predict future financial values.They can also detect anomalies that indicates fraudster insights to support better decisions making in the hierarchy application.‘Values' defines as ‘ Visionary Accounting Leverage Unique Environmental Situation', in Acrostic Definition for Ecolonomy.In The Digitalization era, Ecolonomy as per the view of Bert Kroese, The Term GDP is a poor measure of welfare. The GDP Values focuses on the present value and ignores the future. The depletion sources of Production capacities does not portrait the value future prosperity.The Tectonic Shifts in the Global Ecolonomy need to shift its information on Treating Data as Produced asset and itsFintech Related environmental impact assessment and allocation of resources can provide adequate protection consumption values, compiling Ecolonomy activity with the system of national accounts.Environmental Assessment:The AI concept for strengthening of environmental accounting and sustainable finance on measuring and transforming investment decisions has been in the processing taken into consideration with accurate for an organisation striving for effective climate action.Accounting for globalization understanding with Special Purpose Enterprises (SPE) can be calculated by sensors in factories, satellites producing images of forests.Based on the company's development designs, the company's emissions process profile with Multinational companies can be compared and analyzed within a national accounting context.A sustainable ecosystem of accounting for well-being at diversity levels is within the process of the National Accounting System.Food Growth along with distribution of House Hold Amenities can be measured and using the Present AI driven models.In the process of environmental degradation, the production cost frontier level does not depict the correct information of pollution in the process of the air atmosphere.Natural capital as a distinct category of any enterprise has a large direction of atmospheric pressure and pollution levels in the destruction of earthly living standards.The common shareable resources of degraded soil atmospheres are to promote the common shareable attributes of national accountability. Thus, a global competence center can focus on the development and use of natural resource assessment with Environmental Accounting Reality.The Common public shareable resources of ‘Ecolonomy' can be measured by calculating plus and minus Values in Genuine Progress Indicator (GPI) in Graded Existence.These are the best way in which to measure the climate impact of an entity's activities.The Consumption data can accurately value and calculate a company's carbon footprint by analyzing energy level with AI model. AI can analyze waste management system on the disposal patterns to identify areas for improvement and reduce waste generation.The Water level usage monitoring apparatus withAI-enabled sensors can monitor water consumption in real-time, allowing for efficient water management.The accuracy of AI-driven with abundant challenges and considerations can provide with the sustainability reporting depends heavily on the quality of data collected.AI's algorithms should be designed to avoid bias and promote responsible decision-making with good ethical standards.The Accuracy of an organizations environmental, social governance especially for Sustainability report should involve on the current trends with historical data reporting.The Implementation costs for AI systems to report on ever increasing temperature is required to picturize in at every moment in the Industrial sectors so as to alert the significant improvements of Climate Changes and along with the Common shareable cost of Shareable resources futuristic upfront cost of investment decisions in general. For AI model, attention has to carry forward to make the deployment of AI Ethical standards with responsibility accounting.‘AI holds significant promise for transforming sustainability accounting by improving environmental impact assessment and reporting.'Through advanced data analytics, real-time monitoring and improved transparency, AI can help organizations achieve their sustainability goals, ensuring a more sustainable future.Predictive modeling:AI can build complex models to predict future environmental changes based on current data, enabling proactive measures to mitigate negative impacts.Optimization algorithms:AI can optimize resource allocation and energy usage in various systems, like smart grids and industrial processes, leading to reduced environmental footprint.A life cycle assessment method can be used to assess the overall environmental impact of an artificial intelligence system, considering its development, operation and disposal phases.Artificial Intelligence can contribute to ecological values in different types.AI-powered image of Wildlife conservation recognition systems can monitor animal populations and identify threats to endangered species.AI can analyze large climate datasets to predict future weather patterns and potential climate change impacts with Climate change modelling.Agricultural operations should have sufficient impact on artificial intelligence levels.It improves irrigation and fertilizer use in agriculture, reducing water wastage and environmental impact.AI can improve waste sorting and recycling efficiency by identifying different waste materials.Important considerations when measuring ecological values:Data quality with quantification should haveAccurate and reliable environmental data which is crucial for effective AI analysis.Ethical implicationsAI systems must be developed and used responsibly to avoid unintended negative environmental consequences.The Transparency involves in Account figures conclusions and explainability with the facts is to be understandable with the relevant AI model reaches its conclusions is important for evaluating its environmental impact.Conclusion:The Common public development in the surroundings is a permanent feature for encouraging people to understand and using in unity in diversity with Accounting in Reality.There are a few key points for quantifying environmental values in AIAn environmental monitoring system problem should be readily accounted for. Transparency includes the results of accounting statistics and can be interpreted with facts, which is important to assess its environment when reaching its conclusions with the relevant AI model.Reference: Information about Ecolonomy and Econology in ACROSTICWay in the below you tube video link.(https://youtu.be/CbLLKevHaVI?si=jyALNvIDUgGe7xrz

The unemployment rate has decreased to 31.9 percentage points in the fourth quarter, a 0.2 percentage drop from 32.1 percent in the third quarter. This was announced by Stastician-General, Risenga Maluleke a short while ago from Pretoria in Tshwane. This becomes the second decease in unemployement since the third quarter of the year 2023. Maluleke explains. Jon Gericke spoke to Mphahlele Ndlovu from the Department of Financial Intelligence at Unisa

Hosts Mallory and Seth dive into the books that have profoundly shaped their leadership philosophies. From timeless business classics to modern leadership must-reads, they share personal anecdotes, key insights, and how these books have influenced their careers. If you're looking to sharpen your leadership skills, rethink your approach to work, or just add some solid reads to your bookshelf, this episode is for you.Their Book Recommendations:How To Be a Great Boss - Gino Wickman and Rene Boer The First 90 Days - Michael WatkinsFinancial Intelligence - Karen Berman and Joe Knight Linchpin - Seth GodinKey TakeawaysLeadership wisdom in print – Books like The Contrarian's Guide to Leadership and The First 90 Days provide invaluable frameworks for becoming a more effective leader.Decluttering your learning habits – Seth shares why he donated 1,000+ business books and how it changed his mindset.The power of delegation – How to Be a Great Boss introduces the “Delegate and Elevate” method to help leaders focus on their strengths.The business side of leadership – Financial Intelligence is a must-read for marketers and leaders who want to master financial decision-making.Navigating change – Leading Change by John Kotter offers an eight-step framework for organizational transformation.Why AI makes Linchpin more relevant than ever – Seth Godin's classic on being indispensable in an evolving workplace takes on new meaning in the age of AI.Why Seth Donated 1,000+ Business Books‍ At one point, Seth owned over a thousand marketing and business books—until he gave almost all of them away. The decision wasn't about decluttering; it was about mindset. He realized he had been reading out of self-doubt rather than genuine curiosity. His takeaway? Read intentionally, not out of obligation. This led to a more thoughtful approach to learning and a more focused book collection, including only the works that truly resonated with him.‍The Books That Shaped Our Leadership Approach ‍Mallory and Seth each brought a list of their top leadership books, and surprisingly, some picks overlapped. Both agreed that The First 90 Days by Michael Watkins is an essential read for anyone stepping into a new leadership role. Whether you're joining a new institution or taking on more responsibility in your current role, the book provides a roadmap to navigating those crucial first months.Mallory highlighted How to Be a Great Boss, which introduces a simple but powerful framework for delegation. The “Delegate and Elevate” model helps leaders identify what tasks they should focus on and what they should offload to empower their teams. Seth emphasized the importance of Jim Collins' work, particularly Good to Great, for understanding how to build high-performing organizations.‍Bridging the Gap Between Marketing and Finance ‍One of the most overlooked skills for leaders—especially in higher education—is financial literacy. Mallory recommended Financial Intelligence, a book that helps non-financial professionals understand balance sheets, income statements, and cash flow in a way that's practical and approachable. If you want a seat at the leadership table, you need to be fluent in the language of finance.‍‍The Role of AI and Why Linchpin Matters More Than Ever Seth Godin's Linchpin has been a staple for years, but Mallory argues it's more relevant now than ever. In a world where AI is taking over repetitive tasks, the book's core message—being indispensable by focusing on creativity, empathy, and problem-solving—is crucial. AI can handle the data, but it's humans who bring strategic insight. If you've read Linchpin before, this might be the perfect time to revisit it through the lens of today's evolving workplace.‍More Book Recommendations for Leaders Seth wrapped up the conversation with a speed round of additional must-reads:Marketing & Strategy: Ogilvy on Advertising, Ryan Holiday's Ego is the EnemyBiographies & Memoirs: Shoe Dog (Phil Knight), Steve Jobs (Walter Isaacson)Mindfulness & Philosophy: Zen Mind, Beginner's Mind, Tao Te ChingWant More Leadership Insights?If you're looking for an actionable guide to integrating AI into your leadership strategy, check out The AI Playbook for Institutional Leaders. This free resource breaks down AI adoption into three phases, offering checklists and frameworks to guide your institution's approach. Download it now on Enrollify's site under the Guides section, and be sure to explore our other resources on leadership, enrollment marketing, and higher ed trends. - - - -Connect With Our Co-Hosts:Mallory Willsea https://www.linkedin.com/in/mallorywillsea/https://twitter.com/mallorywillseaSeth Odell https://www.linkedin.com/in/sethodell/https://twitter.com/sethodellAbout The Enrollify Podcast Network:The Higher Ed Pulse is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — the next-generation AI student engagement platform helping institutions create meaningful and personalized interactions with students. Learn more at element451.com.Attend the 2025 Engage Summit! The Engage Summit is the premier conference for forward-thinking leaders and practitioners dedicated to exploring the transformative power of AI in education. Explore the strategies and tools to step into the next generation of student engagement, supercharged by AI. You'll leave ready to deliver the most personalized digital engagement experience every step of the way.Register now to secure your spot in Charlotte, NC, on June 24-25, 2025! Early bird registration ends February 1st -- https://engage.element451.com/register

Send us a textMaster business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Too many leaders hide behind financial data, delaying action until every number is perfectly in place. But in reality, execution drives results—not spreadsheets.In this episode, Steve challenges the mindset that waiting for the “right” data is necessary and explains why intuition, strategy, and decisive action matter more.If you want to grow and scale, stop using numbers as a crutch and start making moves.Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Support the show

Stephen Grootes speaks to Advocate Jan Augustyn, Inspection and Enforcement Manager at the Financial Intelligence Centre talks about the penalties non financial businesses and professional firms could face if they fail to submit risk and compliance returns to the FIC. In other interviews, Wandile Sihlobo, Agricultural Business Chamber economist, talks about why 2025 is likely to be a year of recovery for South African agricultureSee omnystudio.com/listener for privacy information.

In this episode Ari sits down with the the US Treasury's Caroline Horres of the Office for Terrorism and Financial Intelligence to discuss Treasury's playbook for mitigating illicit finance risk in the cryptocurrency space. Caroline, the primary author of Treasury's DeFi and NFT risk assessments and part of the US delegation to the Financial Action Task Force, discusses how the department uses its authorities to target darknet markets, ransomware groups, terrorist financiers and other criminals, while using enforcement actions to emphasize the importance of financial crime compliance. Today's Guest Caroline Horres, Senior Policy Advisor, US Department of the Treasury Host: Ari Redbord, Global Head of Policy, TRM Labs

Join us for an insightful chat with Siqi Chen, CEO of Runway and a visionary in AI and finance, on this episode of Count Me In! Host Adam Larson sits down with Siqi to explore the incredible potential of AI in streamlining our work, making complex tasks more intuitive. Discover the fascinating world of prompt engineering and how Runway, Siqi's brainchild, is redefining tools for strategic thinking.Siqi shares his unique journey from working on Mars rovers to revolutionizing financial planning. Dive into a discussion on the democratization of data, the evolution of finance from a backward-looking to a forward-thinking strategy, and the shortcomings of traditional tools like spreadsheets. This episode is full of compelling insights on making financial models accessible and integrating context seamlessly into complex projects. Sponsor:Today's episode is brought to you by U.S. Bank. U.S. Bank is a trusted financial partner for our clients, businesses and communities. We believe in doing the right thing and putting people first. It's an honor to be recognized as one of the World's Most Ethical Companies® by the Ethisphere Institute for the tenth consecutive year. From commercial credit cards and program management tools to innovative payment technologies and transportation offerings, U.S. Bank Corporate Payment Systems has the right solution to help your organization reduce payment costs, enhance control and streamline your entire payment processing function. We'll partner with you to uncover your challenges and provide smart, clear and honest guidance to help you meet the financial goals for your business. Visit usbank.com/corporatepayments to learn more.

หนังสือ Financial Intelligence for Entrepreneurs: What You Really Need to Know About the Numbers ของ Karen Berman, Joe Knight and John Case - งบการเงินเพื่อผู้ประกอบการ ย่อมเป็นสิ่งที่เน้นย้ำว่าเราจะต้องศึกษาหาความรู้ให้มากที่สุดเท่าที่ทำได้ - การเงินมันเป็นศิลปะมากกว่าวิทยาศาสตร์ มันคือการดูความสมมาตรว่า งบนี้ทำไมถึงเป็นแบบนี้ ยังไงก็ต้องสอบทานอีกรอบหนึ่ง - เมื่อเงินสด ไม่ใช่เป็นกำไรที่บันทึกไปที่งบกำไรขาดทุน แต่เป็นสิ่งที่เราต้องตามไปดูงบกระแสเงินสดต่ออีกทอดหนึ่งด้วยว่า มันสัมพันธ์กันอย่างไร - แล้วการที่สุขภาพการเงินของบริษัทนั้นจะดีขึ้นได้ เราก็ต้องดูวิธีการบริหารเงินเป็นหลัก เพราะผู้บริหารบางคนลงทุนหนักจนเพิกเฉยสภาพคล่องไปเลย - ทั้งนี้ หนังสือเล่มนี้เหมาะกับผู้ประกอบการที่เพิ่งเริ่มต้นอ่านงบการเงิน ยังไงแล้วถ้าหากเราเป็นเจ้าของบริษัท เราก็ต้องทำเป็นเกือบทุกอย่าง โดยที่เป็นการป้องกันการบิดเบือนทางการเงิน

Auquan is revolutionizing financial services by automating the labor-intensive, data-heavy workflows that consume valuable time for investment professionals. With $8 million in funding, Auquan is building an AI-powered intelligence platform that transforms how financial firms extract insights from unstructured data. In this episode of Category Visionaries, we spoke with Chandini Jain about her journey from running arbitrage trading strategies at a Chicago trading firm to founding a company that's reinventing financial workflows through AI. Topics Discussed: The data overload problem in financial services that led to Auquan's creation Auquan's pivot from serving early adopters to developing a more scalable SaaS model The evolution of AI adoption in financial services from skepticism to cautious optimism The distinction between "shallow work" and "deep work" AI tools Why financial services has seen little innovation since Bloomberg and how AI is changing that The need for AI tools that understand domain-specific nuances for specialized knowledge workers   GTM Lessons For B2B Founders: Focus on co-development with early customers: Chandini emphasized the importance of working closely with early customers to shape the product. Rather than rushing to sign many customers initially, they focused intensely on one customer: "Customer one. Will you help us co-develop this product? We will give it to you for very cheap. But in exchange, we want lots of product feedback, we want access to all the users, we want access to your data." This approach helped them build a product truly aligned with market needs. Pivot when you find problem-market fit but not product-market fit: Auquan initially signed deals with major asset managers but hit a wall after customer #3. Chandini recognized they had "problem market fit" but not product-market fit: "There was a problem that the market was facing that needed to be solved. Just the way we were solving it was not going to work." This realization led to a substantial pivot that eventually unlocked growth. Create new roles to bridge the technology-adoption gap: Auquan created "outcome engineers" to ensure successful implementation of their AI solution. These specialists "take an underlying product and then they sit with the customer and they make sure that product is able to deliver outcomes exactly in the manner that the customer wants." This approach accelerates time-to-value and helps educate users about AI capabilities, addressing a major barrier to adoption. Differentiate between horizontal and vertical AI applications: Chandini articulated a clear framework distinguishing "shallow work" (horizontal) from "deep work" (vertical) AI tools. B2B founders should recognize that "if you try to use a shallow work tool to achieve a deep work outcome... your time to value is going to be so large because you will require so much setup and training and customization." Understanding where your AI solution fits in this framework helps position it correctly in the market. Raise funding from investors who share your vision of the problem: When fundraising, Chandini found success by identifying investors who already understood the problem space: "It is so much easier to raise money if you find the people who see the world as you see it." This alignment allows conversations to focus on your specific approach and execution plan rather than convincing investors the problem exists in the first place.   //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe.  www.GlobalTalent.co  

In today's episode, Derrick Kinney interviews successful entrepreneur, investor and one of the sharks from the hit TV show Shark Tank, Daymond John, on how his successes and failures have taught him that financial intelligence is the key to business and personal success.   What You Will Learn: ● How Daymond shares about his false perception of money as a kid and how he didn't start to really make money until it was a byproduct of doing something he was passionate about ● Money is a tool that can be used for good or for bad ● Daymond shares how early on he was almost homeless due to his lack of financial intelligence ● What the power of broke is and why it's crucial to business success ● The 3 main things you need to be aware of if you are considering starting a business ● What it looks like to empower those around you for mutual success ● The 3 parts to the negotiation process ● Why it's important to be selfish in a good way ● How giving is such an important factor in financial success   Inspirational Quotes: ● “Overnight success takes 15 years.” - Daymond John ● “Money is a tool..and if you know and have financial intelligence, and you know how it works then you are able to build things with that tool.” - Daymond John ● “Whether you're making $30,000 a year or $30,000,000 a year, financial intelligence is crucial.” - Daymond John ● “Sometimes we halt negotiations halfway through because we internalize way more and we're not thinking about the best interest of that person or we're not asking the right questions.” - Daymond John ● “What can I do that's in my control to make a positive difference?” - Derrick Kinney Recommended Resources: ● Power Shift by Daymond John ● 5 Ways Your Resentment of Money is Ruining the World (free download)

To learn more about TBML and the fight against it, Mahika Ravi Shankar, Assistant Editor at Trade Finance Global (TFG), spoke with Catherine Estrada from the Asian Development Bank (ADB) and Sumera Baloch from Pakistan's Financial Monitoring Unit (FMU).   Read here: https://www.tradefinanceglobal.com/posts/podcast-adb-works-with-unodc-and-financial-intelligence-units-to-shine-light-in-the-shadows-of-tbml/

Wellness + Wisdom | Episode 688 What are the key elements to achieving lasting financial success? Mark Moss, Entrepreneur + Educator, joins Josh Trent on the Wellness + Wisdom Podcast, episode 688, to share strategies for achieving financial freedom, the importance of a clear lifestyle vision for success, how money is the byproduct of your skills, and why Bitcoin is a more honest and transparent alternative to the fiat monetary system. "Money's not the thing that you chase. Money is a byproduct of the skills that you've developed and the relationships that you have." - Mark Moss

Dr. Robert Ramirez is a seasoned business professor, author, and speaker recognized as a thought leader in cultural intelligence (CQ). With a career spanning from roles as a Director of Information Technology in major corporations to academia, Dr. Ramirez combines his experience in management and technology to educate future business leaders. He authored the book "Achieving Financial Freedom: Building Wealth through Passive Income in the New Digital Age of Financial Intelligence" and is working on a new title titled "Retirement Crisis in America." His unique perspective on cultural intelligence and passive income strategies offers valuable insights into achieving long-term financial wellness. In this compelling episode of Mr. Biz Radio, host Ken "Mr. Biz" Wentworth engages with Dr. Robert Ramirez to explore the intriguing concepts of Cultural Intelligence (CQ) and the fundamentals of establishing passive income streams. This episode is a knowledge-sharing journey, as Ken learns alongside his audience about the relatively new concept of CQ which emphasizes understanding cultural dynamics, especially in global teams, to enhance collaboration and respect in professional settings. Dr. Ramirez delves into his personal career journey, highlighting how cultural sensitivity and intelligent business strategies can significantly impact professional success. Key Takeaways: -CQ involves understanding and respecting cultural differences to create effective and collaborative work environments, particularly important in global business settings. -Building multiple streams of income is essential for financial security, especially in retirement. Focus on depth before breadth to ensure revenue streams are successful. -Real estate and smart investing are recommended pathways for creating passive income, providing financial stability and growth potential. - Identifying and monetizing hobbies or previous work experience can be a rewarding way to develop passive income and enhance personal satisfaction. -Utilizing technology such as AI and embracing modern financial instruments, like ETFs and cryptocurrencies, can yield substantial returns if managed wisely. --- Support this podcast: https://podcasters.spotify.com/pod/show/mrbiz/support

Welcome Fraud Fighters! SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them! --------------------In this episode of Banking on Fraudology, host Hailey Windham engages in a heartfelt and informative conversation with Freddy Massimi, a distinguished fraud fighter and program lead at the Anti-Human Trafficking Intelligence Initiative (ATII). They delve into the essential role of financial institutions in combating human trafficking and raising awareness about elder financial exploitation, sharing insights into Freddie's impactful work and initiatives like Operation Shamrock.Freddy discusses the critical importance of beginning as a volunteer to sustain passion in aiding vulnerable populations, advocating for continuous involvement and education about rules and regulations. He emphasizes the need for improved collaboration between financial institutions and law enforcement to ensure better information sharing and fraud prevention techniques.Tune in to learn about the dynamic landscape of fraud prevention, the emotional and financial impacts of scams, and Freddie's passion for protecting individuals and institutions from financial crimes. Don't miss this enlightening discussion that underlines the significance of empathy, vigilance, and community engagement in the fight against financial and human trafficking crimes.Anti-Human Trafficking Intelligence Initiative's Human Trafficking & Child Exploitation Risk Services: Free Intelligence Briefings for Financial Institutions: https://traffickingintel.org/atii-intel-briefings/------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ Banking on Fraudology is part of the Fraudology Podcast Network.Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

Join Nick Lamagna on The A Game Podcast with our guest Esteban Nicholas Andrade!  Esteban is a full time real estate investor and marketing expert who came over from Colombia with zero English and self confidence and used that pressure to create diamonds and millions of dollars.  He was bit by the entrepreneur bug when working for Chrysler and learned his people and English skills while driving for Uber and sending money back to his family in Colombia. Esteban became fluent in business and real estate quickly producing over 1 million dollars in his first 18 months!  He is now a skilled real estate investor and marketer who runs multiple companies including Hesel Media where he helps real estate investors and wholesalers find off market properties and scale to 10 deals per month.  He is The co-founder of Remote Latinos connecting businesses with hiring and training top Remote Talent in Latin America.  He somehow still finds time to host Rei Preneurs podcast!  He is an expert in marketing and conversion and is on a mission to help 2000 investors grow their business through his systems and processes of lead generation.  He has a groundbreaking new program he Is launching to connect rockstars with rockstars!   Topics for this episode include: ✅ What are some top says to get real estate leads today? ✅ What kind of self talk do successful people practice? ✅ Tips for a higher sales conversion in your business ✅ The 3 phases to build an extraordinary company ✅ How to connect with latino virtual assistants  + More See the show notes to connect with all things Esteban ! Connect with Esteban: Esteban Andrade on Facebook Esteban Andrade on Instagram Esteban Andrade on LinkedIn Esteban Andrade on Youtube Esteban Andrade on Twitter Esteban Andrade on TikTok REIPreneurs Podcast subscribe here   Connect with Hesel Media: www.heselmedia.com Hesel Media on Facebook Hesel Media on LinkedIn Hesel Media Agency on Youtube Hesel Media on Facebook   Connect with Remote Latinos: www.remotelatinos.com Remote Latinos on Instagram Remote Latinos on LinkedIn Remote Latinos on Youtube Remote Latinos on Facebook --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers

In our upcoming two-part episode on financial intelligence for runners, we dive into valuable tips and strategies for maximizing travel points and credit card benefits. We start by chatting with Ben Kimenkul (@bensbigdeal on Instagram), who shares why marathon runners should consider earning travel points over cash back, and how these points can be a game-changer for race-related travel. Ben walks us through choosing between credit cards with or without annual fees, explaining the perks that can justify the cost, especially for frequent marathoners. We also discuss essential benefits like TSA Precheck, lounge access, and rental car insurance that can make travel smoother and more cost-effective. For those tall athletes who need extra legroom, Ben covers how to use points for first-class cabins and hotel stays to enhance your race experience. Ben also shares insider tips on using points to book last-minute flights, covering race entry fees, and finding the best credit cards for marathoners, like the BILT card for earning points on rent or the Capital One Venture X for families. He emphasizes the importance of strategic spending to accumulate points and offers advanced tips to avoid baggage fees, such as linking your reservation to someone with elite status. Following this, we talk to Chris Heuisler, the Running Concierge at Westin Hotels, about how Westin supports marathon runners with specialized amenities and services, including nutritious food options, tailored environments for performance and recovery, and partnerships with local race organizers. Chris shares insights on what runners should consider when selecting a hotel for their marathon travel and how Westin accommodates the specific needs of runners, particularly those traveling across time zones. Don't miss this comprehensive discussion to help you travel smarter and perform better at your next race! We are now on YOUTUBE:Youtube https://www.youtube.com/@RunningPodcast  TIFOSI OPTICS: Use our 20% off code “MRP20” or use this link: https://tifosioptics.com/discount/MRP20  RUNUR athletics runur.run  code: runur_mrp20 Free UCAN sample pack: UCAN.co/mrp Use code MRP for 20% off!Support our podcast and check out our RunSwag Tshirts ·  Our website: ⁠www.marathonrunningpodcast.com ⁠ ·  Our Instagram: ⁠@runningpodcast⁠ ·  Our Amazon Storefront: ⁠Amazon Storefront⁠ ·  Join our Facebook group: ⁠SpeedStriders Facebook Group⁠ ·  Youtube https://www.youtube.com/@RunningPodcast

Join Nick Lamagna on The A Game Podcast with our guest Alex Ottewell! Alex is a massively successful real estate investor that for decades was known as the king Of Trailers and made multiple six figures monthly.  This former boat mechanic was a familiar face at the real estate auctions for over a decade.  Over the years he achieved success in flipping and went on to create vertical businesses to complement his real estate including a cold calling company. Alex made a bold move and completely scrapped his flipping business and dove head first into a game of higher risk and reward in the oil and gas industry. He is now the Chief Executive Officer at One World Petroleum. Alex has always been a dynamic personality and no BS, straight shooter.  His big personality has always made him polarizing and someone who people gravitate towards and respect.  It is no surprise he is now already making international waves in the industry even as the new kid on the block as he is on his way to creating his goal of a billion dollar company in oil and gas! You will not want to miss his journey! Topics for this episode include: ✅ Why this investor is going all in on oil and gas ✅ Why I am buying existing oil and gas sites instead of new ✅ Have electric cars started the end of the oil and gas industry ✅ How much money do you need to buy a drill site for oil and gas ✅ How to map out a new business plan + More See the show notes to connect with all things Alex ! Connect with Alex: Alex Ottewell in Instagram Alex Ottewell in Tiktok Alex Ottewell in Facebook Alex Ottewell in LinkedIn Alex Ottewell in YouTube   Connect with One World Petroleum: investinpetroleum.com --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers

Let me know your thoughts on the show and what topic you would like me to discuss next.Ever felt like financial success is just out of reach? Learn from Connor Tyson, a financial advisor who transformed his life from financial turmoil to triumph, and gain the insights you need to do the same. Connor joins us on the Revolutionary Man Podcast to share his journey and provide actionable steps to achieve financial clarity, build a solid safety net, and overcome stagnation in various areas of life. Understand the importance of adopting new financial habits and taking control of your financial future.Struggling with financial stress and its impact on your relationships? We tackle this head-on by exploring the emotional challenges many men face when dealing with financial instability. Discover the SMART consumer method—Self-awareness, Motive, Affordability, Research, and Time—and how it can transform your financial decision-making. We'll also discuss the benefits of joint bank accounts for couples, enhancing communication and coordination in managing finances together.Building wealth isn't just about numbers; it's about mindset. Connor dives into essential habits like budgeting, prioritizing expenses, and shifting from a scarcity mindset to one of abundance. Learn how to confront limiting beliefs about money, and uncover the power of empathy, active listening, and setting passionate goals. Finally, explore the importance of financial coaching to create a secure future for yourself and your family. Visit www.progressfc.com for a complimentary consultation and join the Awakened Man community to start forging a new path.Key moments in this episode:05:41 Common Financial Struggles12:36 SMART Consumer Tips14:02 Joint Bank Accounts and Trust17:08 Financial Infidelity19:57 Building Good Financial Habits24:00 Money Mindset and Limiting Beliefs26:23 Indicators of Financial Success29:19 Mentorship and Advice31:12 Final Takeaways and Contact InformationHow to reach Connor:Website: https://progressfc.com/ Facebook: https://www.facebook.com/connorthefinancialcoach Instagram: https://www.instagram.com/connorthefinancialcoach/LinkedIn: https://www.linkedin.com/in/connor-tyson-chfc%C2%AE-07391a45/Support the showThanks for listening to the Revolutionary Man Podcast. If you want more information about our programs use the links below to check us out. It could be the step that changes your life.

In the aftermath of the 2008 financial crisis, many were left to pick up the pieces of shattered dreams and dwindling bank accounts. Dr. Robert Ramirez was one of them. But instead of succumbing to despair, he transformed his setback into a powerful comeback. Today, he's an investing and business expert, guiding countless individuals on their paths to financial freedom. In this episode, I sit down with Dr. Robert Ramirez, a renowned investing and business expert, author, educator, and speaker. Dr. Ramirez's journey is one of resilience and triumph; after nearly losing everything in 2008, he rebuilt his life and dedicated his career to helping others achieve financial security. In this episode, we'll dive into the crucial topic of "Negotiating Financial Freedom," exploring how to build wealth through passive income in today's rapidly evolving digital economy. Get ready to gain valuable insights and strategies that can empower your financial future! In episode 492 of the Fraternity Foodie Podcast, we find out what it's like to manage all the programs for undergraduates and graduates at DeVry University, what is the retirement crisis, what are the financial myths of retirement, how young professionals can start to earn passive income, how students can learn to invest for themselves, what are the non-negotiable habits of good investors, how we can use Artificial Intelligence to simplify our lives, and what our listeners will learn by reading his book called, "Achieving Financial Freedom: Building Wealth through Passive Income in the New Digital Age of Financial Intelligence". Enjoy!

In the dynamic world of international trade, staying ahead of the curve is essential. Join us as we unpack the latest developments that are shaping the industry, from shifts in US sanctions enforcement to the operational challenges faced by major ports and the evolving global metal market. In this episode of the Simply Trade News Roundup, our expert hosts Annik, Lalo, and Andy delve into a range of topics that are crucial for trade professionals to understand. From the appointment of a new acting Under Secretary for Terrorism and Financial Intelligence at the US Treasury Department to the power outage challenges at the Port of Los Angeles, and the implications of China's diminishing demand for metals, this episode covers a diverse array of issues that can impact global trade, importing, and exporting. Main Points and Takeaways: 1. US Treasury Department's New Leadership: - Brad Smith has been named the acting Under Secretary for Terrorism and Financial Intelligence, responsible for overseeing sanctions and foreign relations. - Experts believe this appointment will provide much-needed direction and leadership in the enforcement of sanctions, which is crucial for US foreign policy. - Lalo expects consistent enforcement of sanctions under the new leadership, while Andy predicts a crackdown on non-compliance within the next 30-60 days. 2. Power Outages at the Port of Los Angeles: - The Port of Los Angeles has experienced nine power outages in 2022 alone, causing significant disruptions to operations. - The reliance on overhead power lines and infrastructure challenges have raised concerns about the operational efficiency and reliability of the port. - Annik expresses concern about the impact on trade and logistics, while Andy argues that California's energy policies, such as the mandates for electric vehicles and equipment, are straining the electrical grid. - Lalo highlights that the neighboring Port of Long Beach, with its preparedness measures and backup power, has experienced fewer interruptions. 3. China's Diminishing Demand for Metals: - China's overproduction of rare earth minerals has led to a supply surplus, influencing global prices and market sentiment. - While this trend poses challenges for US buyers, it also presents opportunities for more environmentally-friendly mining practices. - Lalo wonders if this surplus could impact the tariffs on steel and aluminum imports to the US, while Andy suggests that the shift away from China in global supply chains is a contributing factor. This episode of the Simply Trade News Roundup provides valuable insights into the evolving landscape of international trade. By staying informed on these critical developments, trade professionals can better navigate the complexities of global trade and identify potential opportunities or risks. Whether you're involved in importing, exporting, or any aspect of the international trade ecosystem, this episode offers a comprehensive overview of the factors shaping the industry, empowering you to make more informed decisions and stay ahead of the curve. Enjoy the show! Sign up for the upcoming Forced Labor training (Supply Chain Tracing) here: https://globaltrainingcenter.com/forced-labor-supply-chain-tracing/  Find us on YouTube: https://www.youtube.com/@SimplyTradePod  Host: Annik Sobing: https://www.linkedin.com/in/annik-sobing-mba-b226251a2/ Guest Host: Renee Chiuchiarelli: https://www.linkedin.com/in/renee-chiuchiarelli-8964a19/  Producer: Lalo Solorzano: https://www.linkedin.com/in/lalosolorzano/ Co-Producer: Mara Marquez: https://www.linkedin.com/in/mara-marquez-a00a111a8/ Contact SimplyTrade@GlobalTrainingCenter.com or message @SimplyTradePod for: Advertising and sponsoring on Simply Trade Requests to be on the show as guest Suggest any topics you would like to hear about Simply Trade is not a law firm or an advisor. The topics and discussions conducted by Simply Trade hosts and guests should not be considered and is not intended to substitute legal advice. You should seek appropriate counsel for your own situation. These conversations and information are directed towards listeners in the United States for informational, educational, and entertainment purposes only and should not be In substitute for legal advice. No listener or viewer of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal advice from counsel. Information on this podcast may not be up to date depending on the time of publishing and the time of viewership. The content of this posting is provided as is, no representations are made that the content is error free. The views expressed in or through this podcast are those are the individual speakers not those of their respective employers or Global Training Center as a whole. All liability with respect to actions taken or not taken based on the contents of this podcast are hereby expressly disclaimed.

Wellness + Wisdom Episode 662 This is a special replay of episode 555 with Mike Dillard. Are you aware of your purchase habits and beliefs around money? In this episode, you will learn how your self-worth defines your relationships with money, why you need to search for success within yourself, and why you need to master one skill in order to generate sales. "If you don't have a conscious plan for your money that means it's not being appreciated, respected, and looked after. It will go to somebody else who does appreciate it, respect it, desire it, and want it." - Mike Dillard

n this episode of the CPM Customer Success podcast, we delve into the world of OneStream Financial Intelligence and uncover the powerful capabilities it offers to modern businesses. Join us as we explore what OneStream Financial Intelligence is, why it's crucial for today's fast-paced business environment, and the incredible benefits it brings to organizations.  We'll start with an overview of OneStream's unified Corporate Performance Management platform and its built-in financial intelligence features. Learn how automated financial consolidations, built-in currency translations, and advanced financial analytics can transform your financial operations, ensuring accuracy, compliance, efficiency, and deeper insights.  Hear messaging from OneStream's founders as they share their insights and real-world examples of how Financial Intelligence has revolutionized financial management for OneStream customers.  Whether you're a finance professional seeking to streamline processes or a business leader aiming to enhance financial insights, this episode is packed with valuable information to help you understand and leverage the full potential of OneStream Financial Intelligence.  Tune in and discover how you can transform your financial operations from a cumbersome, error-prone process to a streamlined, efficient, and accurate system with OneStream Financial Intelligence.  Subscribe or follow now to stay updated with future episodes of the CPM Customer Success podcast and start your journey towards financial transformation today! 

Lawyers and Estate Agents Accused of "Wilful Non-Compliance" by Financial Intelligence CentreHost Motheo Khoaripe and Ismail Momoniat, National Treasury DDG explore the obstacles preventing SA from being removed from the grey list and whether he is still hopeful that South Africa would be able to meet the 10-month deadline for providing the Financial Action Task Force with hard data about its efforts to stop money laundering and terrorist funding.    Sasol looks to another court to rule in its favour on the gas priceAs Sasol looks for another court to rule in its favour by deciding to appeal the decision of the Pretoria high court that set aside Nersa's approval of the group's maximum gas prices, Motheo Khoaripe speaks to Jaco Human, CEO of the Industrial Gas Users Association of Southern Africa on the matter as the association lead the charge to bring Sasol and Nersa to court.See omnystudio.com/listener for privacy information.

When any finance business partner–a CFO or an FP&A professional–wants their counterpart across the table in marketing, sales or HR, to understand the essentials of numbers, they hand them the business classic, Financial Intelligence, A Manager's Guide to Knowing what the Numbers Really Mean. First published in 2006, the book has been named in the Top 100 Business Books of all time and remains a word of mouth sensation and continues to sell rapidly nearly two decades on. The classic was authored by former CFO, Joe Knight and Karen Berman. Until her untimely death 10 years ago, Karen, was also a force in engaging all employees in improving a company's finances Based on the principles of the book, Joe Knight, Partner and Senior Consultant with the Business Literacy Institute,  trains execs at some of the biggest companies in the world including NBCUniversal, Electronic Arts, and McKesson on business partnering and the importance of getting a business to understand and embrace their numbers and works. He has also been a guest on Bob Brinker's Money Talk show on KABC ratio and CNBC's Morning Call program. In addition his engaging keynote addresses, include "The Love affair with EBITDA" and "The Secrets of Finance Revealed". As CFO of Setpoint Companies, he spearheaded the financial education of engineers in this automation and roller coaster company and tells us some of his adventures from this journey and secrets to finance business partnering at the highest level. In this episode  The origins of the writing one of the most famous business books   Why I hated my time in finance at Ford Motor Company and how it shaped my thinking and journey Busting the fallacy you shouldn't share your numbers with your business Why actuals are not actual but just a guess (accountants close your ears).  How business partnering has changed  The metric of Financial literacy has stayed at 38% in companies for large companies nearly 20 years on Why it hurts operators if they don't understand the numbers  Focusing on three to five numbers  My experience with GE and NBC  The art of using limited data in finance  Harry Potter roller coasters and what it taught me about the ridiculous focus on EBITDA  Having seven Kids Not being a “numbers” person but a accretive person with numbers  Business Literacy institute: https://www.business-literacy.com/ Contact: mail@business-literacy.com

FINRA's Financial Intelligence Unit acts as a nerve center for information on emerging threats impacting the financial industry with the aim of providing actionable intelligence to firms, other regulators and law-enforcement to keep investors safe. On this episode, Blake Snyder, senior director of FIU, joins us to share how the group has grown and matured over the last few years and how they are evolving the way they share information, including through the introduction of the new Threat Intelligence Products, or TIPs.Resources mentioned in this episode:Episode 33: AML in the Securities IndustryEpisode 86: Introducing FIUTIP: Protecting Vulnerable Adult and Senior InvestorsInvestor Insight: Pig Butchering ScamsInvestor Insight: Ramp-and-Dump ScamsRegulatory Notice 22-25National Cyber-Forensics and Training Alliance (NCFTA)InfraguardFIU@finra.org Find us: X / Facebook / LinkedIn / E-mail

In today's episode, we discuss the conviction of five men behind the illegal streaming service Jetflicks (https://www.bleepingcomputer.com/news/legal/five-men-convicted-for-operating-illegal-streaming-site-jetflicks/), the U.S. Treasury's sanctions on 12 Kaspersky executives following a software ban (https://thehackernews.com/2024/06/us-treasury-sanctions-12-kaspersky.html), and the details of the Change Healthcare ransomware attack that exposed sensitive medical data for millions (https://www.bleepingcomputer.com/news/security/change-healthcare-lists-the-medical-data-stolen-in-ransomware-attack/). We cover the implications of these events on national security, legal consequences, and the impact on affected individuals. 00:00 Intro 01:00 Five Men Convicted for Jetflicks Piracy Empire 03:30 U.S. Treasury Targets 12 Kaspersky Execs in Sanctions 06:06 UnitedHealth Confirms Massive Data Breach Details 09:56 Outro Video Episode: https://youtu.be/gEFHGaSbbCI Thanks to Jered Jones for providing the music for this episode. https://www.jeredjones.com/ Logo Design by https://www.zackgraber.com/ Tags: Jetflicks, illegal streaming service, pirated, FBI, movie piracy, TV show piracy, online piracy, streaming crackdown, illicit streaming, cybersecurity, U.S. Treasury, sanctions, Kaspersky, cyber threats, ransomware attack, UnitedHealth, Change Healthcare, health data breach, personal information theft, medical data theft Search Phrases: How did Jetflicks operate as an illegal streaming service Tactics used by Jetflicks for piracy FBI shuts down Jetflicks streaming service Impact of Jetflicks on movie and TV industry U.S. Treasury sanctions on Kaspersky executives Cyber threats from Kaspersky cybersecurity ban Details on the Change Healthcare ransomware attack UnitedHealth data breach impact Types of information stolen in Change Healthcare attack Consequences of UnitedHealth's health data breach Five men convicted for operating illegal streaming site Jetflicks https://www.bleepingcomputer.com/news/legal/five-men-convicted-for-operating-illegal-streaming-site-jetflicks/ Key Information: Conviction Details: A federal jury in Las Vegas convicted five individuals for operating Jetflicks, a significant illegal streaming service. Jetflicks ran from 2007 to 2019 before the FBI shut it down. Service Scale: Jetflicks offered over 10,500 movies and 183,000 TV episodes, pirated from platforms like Netflix, Hulu, and Amazon Prime. The service attracted tens of thousands of paid subscribers, providing new episodes often the day after their TV release. Financial Impact: The operation generated millions of dollars in illicit gains. The U.S. Department of Justice noted substantial financial damages to copyright owners but did not provide specific figures. Individuals Involved: Kristopher Dallmann, Douglas Courson, Felipe Garcia, Jared Jaurequi, and Peter Huber were all convicted. Dallmann faces additional charges for money laundering, making his potential sentence up to 48 years in prison. The other four face maximum sentences of five years each. Next Steps: Sentencing will be decided by a federal district court judge, with the date yet to be scheduled.` U.S. Treasury Sanctions 12 Kaspersky Executives Amid Software Ban https://thehackernews.com/2024/06/us-treasury-sanctions-12-kaspersky.html `- Sanctions Announcement: The U.S. Treasury's Office of Foreign Assets Control (OFAC) sanctioned 12 senior executives at Kaspersky Lab, following a ban by the Commerce Department on Kaspersky software and services in the U.S. Actionable Insight: Be aware of potential impacts on global cybersecurity dynamics and consider alternative security solutions if currently relying on Kaspersky products. Commitment to Cybersecurity Integrity: Brian E. Nelson, Under Secretary of the Treasury for Terrorism and Financial Intelligence, emphasized the U.S. commitment to protecting its cyber domain from malicious threats. Question for Listeners: How do you think these sanctions will affect global cybersecurity policies? Share your thoughts with us. Scope of Sanctions: Sanctions target 12 C-suite and senior-level executives but do not extend to Kaspersky Lab itself or its founder and CEO, Eugene Kaspersky. Engagement Tip: Consider discussing in your team meetings how leadership changes at major cybersecurity firms could impact your organization's security posture. List of Sanctioned Executives: Key roles affected include the COO, Deputy CEO, Chief Business Development Officer, and several vice presidents and heads of business units. Critical Implication: Monitoring the leadership shakeup can provide insights into potential changes in Kaspersky's operational strategies. Commerce Department Ban: As of July 20, 2024, Kaspersky is prohibited from offering its software and services in the U.S., having been added to the Entity List due to national security concerns. Efficiency Note: Prioritize reviewing and updating any Kaspersky-related security protocols before the ban takes effect. Russia's Response: Russia claims the ban is a typical move by the U.S. to limit foreign competition, while Kaspersky asserts it has no ties to the Russian government.` Change Healthcare lists the medical data stolen in ransomware attack https://www.bleepingcomputer.com/news/security/change-healthcare-lists-the-medical-data-stolen-in-ransomware-attack `- Massive Data Exposure Announced: UnitedHealth confirms the types of medical and patient data stolen in the Change Healthcare ransomware attack. Affected data includes health insurance details, medical records, billing info, and personal identifiers like Social Security numbers. Key takeaway: Be vigilant with your health data; monitor for signs of misuse. Scope of the Breach: UnitedHealth CEO reveals that approximately one-third of Americans might be impacted. Actionable Insight: Consider enrolling in credit monitoring and identity theft protection services offered by Change Healthcare. Impact and Response: The attack led to significant disruptions in the US healthcare system, especially affecting pharmacies' ability to process claims. Educational Note: Multi-factor authentication (MFA) could have prevented this breach. Ensure your organization implements MFA for all access points. Ransom Payment and Fallout: UnitedHealth paid a ransom of $22 million, which resulted in internal conflict among the attackers. Despite the ransom payment, some data was still leaked, leading to additional demands. Financial Impact: The breach has cost UnitedHealth $872 million so far. Next Steps for Affected Individuals: Formal data breach notifications will be sent out in July. Affected individuals can visit changecybersupport.com for more information and to sign up for free credit monitoring. Listener Engagement: Have you checked if your healthcare provider offers identity theft protection? Share your experiences with us!`

Whether you're balancing a high-powered career with family life or planning major life transitions, Eric and Kali Roberge have you covered! Join us as they share their journey into wealth management, highlight common financial missteps young families make, and offer insights on aligning financial strategies with personal definitions of wealth. Press play now!     Key takeaways to listen for The importance of early financial planning What wealth truly means beyond just money Experts' approach to managing high-profile careers Why both partners' involvement is crucial in financial planning How an open dialogue helps adjust family and financial goals      Resources The Family Board Meeting by Jim Sheils | Kindle, Paperback, and Hardcover   Take control of your finances with a complimentary one-page financial plan from Beyond Your Hammock! Schedule your consultation today at http://beyondyourhammock.com/schedule and start navigating the right path to financial freedom!     About Eric and Kali Roberge Eric Roberge, CEO and Financial Advisor, and Kali Roberge, COO & Creative Director of Beyond Your Hammock, who also happens to be husband and wife. Eric and Kali understand the challenges of financial planning around families and children because, as parents themselves, they're in the trenches. They've had to have those tough conversations, make hard choices around career tradeoffs, and balance family life with personal priorities and time. They also know what it takes to build a financial plan that serves every family member.     Connect with Eric and Kali Website: Beyond Your Hammock Instagram: @beyondfinances LinkedIn: Eric Roberge CFP®     Connect with Us To learn more about us, visit our website at www.18summers.com or email us at info@18summers.com. To get a copy of our book “The Family Board Meeting”, click here.   Subscribe to 18 Summers Podcast and leave a rating and written review!     Social Media Channels Facebook Group: 18 Summers LinkedIn: Jimmy Sheils Instagram: @18summerstribe

"...expos(ing) the activities of dictators and human rights abusers, while sharing stories of those doing good around the world."   We're on Patreon! Join the community: https://www.patreon.com/politicsandreligion   It would mean so much if you could leave us a review: https://ratethispodcast.com/goodfaithpolitics    Hagar Hajjar Chemali is a YouTube host and creator of “Oh My World!” which covers the major world news of the week in an easy-to-understand and entertaining way.  Hagar is also an adjunct professor at Columbia University's School of International and Public Affairs and a nonresident senior fellow with the Atlantic Council's GeoEconomics Center. She writes on national security and is featured regularly as a guest expert on MSNBC, CNN, BBC, Bloomberg, and one of our favorites, Politicology. Prior to all this, Hagar was Director of Communications and Spokesperson for the U.S. Mission to the United Nations under President Obama, Spokesperson for Terrorism and Financial Intelligence at the U.S. Department of the Treasury, Director for Syria and Lebanon at the National Security Council at the White House, and she was a Senior Policy Advisor on Asia, and Policy Advisor on the Middle East in the Office of Terrorist Financing and Financial Crimes at the U.S. Treasury. But the most important thing you need to know about Hagar is that she, her 3 kids and her dad are excellent dancers!   01:24 Guest Introduction: Hagar Hajjar Chemali  02:00 Hagar's Work and Background  04:32 The Crush List and Zeitouna  08:58 Civil Dialogue and Empathy  18:01 Navigating Media and Information  23:18 Columbia Protests and Student Engagement  43:28 Sanctions and Counter Illicit Finance  48:02 Global Economic Concerns  49:52 Ukraine Conflict: A Long-Term Struggle  52:09 The Role of U.S. Leadership  55:52 Transnational Repression and Authoritarianism  01:05:13 Mentorship and Career Reflections  01:19:06 The Importance of Diverse Perspectives  01:30:39 Conclusion and Future Conversations   You can also find Corey on all the socials @coreysnathan such as www.threads.net/@coreysnathan.   Talkin' Politics & Religion Without Killin' Each Other is part of The Democracy Group, a network of podcasts that examines what's broken in our democracy and how we can work together to fix it.   Very grateful for our sponsor Meza Wealth Management. Reach out to Jorge and his team: www.mezawealth.com   https://youtube.com/@ohmyworldshow   https://www.instagram.com/geekoutwithhagar   https://www.instagram.com/ohmyworldshow/

Welcome to another episode of Category Visionaries — the show that explores GTM stories from tech's most innovative B2B founders. In today's episode, we're speaking with Chris McCall, CEO & Co-Founder of Valid8, a verified financial intelligence platform that's raised $14.8 Million in funding. Here are the most interesting points from our conversation: Genesis of Valid8: Chris shared the origin story of Valid8, inspired by a high-profile Ponzi scheme investigation and the need for verified financial data. First Customer Journey: It took two and a half years to acquire their first paying customer due to the high bar for quality and feature completeness required by accountants and lawyers. Market Segmentation: Valid8's primary markets are accounting, government, and legal, with accounting being the largest segment, followed by state and federal government clients. Marketing Philosophy: The company recently invested in marketing, focusing on a sage persona that delivers deep subject matter expertise to highly sophisticated professionals. Category Creation: Chris explained the emerging category of Verified Financial Intelligence (VFI), which ensures data quality and supports evidence-based professional opinions. Future Vision: Valid8 aims to drive transparency and efficiency in the financial system by reducing sample risk and enhancing data transparency, ultimately lowering the cost of capital.   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co

Welcome to another enlightening episode of Building the Premier Accounting Firm with Roger Knecht, the podcast for owners of accounting businesses and accounting professionals. Today, Ben Risser, the visionary behind Provident Financial Services, joins Roger to share his unique path from aerospace engineering to becoming a highly sought-after fractional CFO. Here are the main themes from the episode. The Multifaceted Role of a CFO: Ben sheds light on the critical importance of CFOs in working alongside business owners. He emphasizes the role of CFOs in ensuring financial clarity, fostering growth, and managing cash flows efficiently.  Transitioning Careers: Hear about Ben's remarkable journey from the world of aerospace engineering to real estate, and finally to finance, where he has made a significant impact. Ben's story is a testament to the power of transferable skills and the importance of financial intelligence in any industry. Financial Intelligence for Small Businesses: Roger and Ben discuss why clear reporting and a deep understanding of a company's financial trajectory are non-negotiable for small businesses.  The Evolution of Financial Roles: Roger and Ben explore the shift from traditional compliance roles in finance to more advisory positions. Ben discusses how this evolution affects businesses and the growing need for financial education among executives. Support Systems: The significance of family support and the impact of personal relationships on professional success form a heartwarming part of Ben's story. It's a reminder of the human element in the cutthroat world of business and finance. A Non-Traditional Path to CFO: With no formal accounting training, Ben's approach to the CFO role is unconventional yet incredibly effective. This segment is particularly inspiring for those feeling constrained by their current career paths or educational backgrounds. Conclusion: Ben Risser's journey is a compelling narrative of career evolution, overcoming personal challenges, and the undeniable importance of financial literacy and strategic management in today's business landscape. Whether you're an aspiring CFO, a business owner, or simply someone interested in the transformative power of financial intelligence, this episode offers rich insights and inspiration. Tune in to gain a deeper understanding of the financial intricacies that drive business success and the human stories behind them.   Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Ben is offering his free guide "From Sales to Equity: What your financial statements are trying to tell you about your business"  Get your copy now: www.providentfinancialservicesltd.com    Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: “Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds” – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. “in the BLACK, nine principles to make your business profitable” – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. “Your Strategic Accountant” - Understand the 3 Core Accounting Services you should offer as you run your business. help your clients understand which numbers they need to know to make more informed business decisions. “Your Profit & Growth Expert” - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Learn what it is you can do to become an author, leveraging your expertise to market your services effectively and get the clients you deserve.  This is a webinar you don't want to miss.  Learn from Mike Capuzzi what a Shook is and how you can use it to position yourself as the Premier Accounting Firm in your area.  This is a must-see presentation so get ready to take some great notes.   In addition to becoming an author, see what you can do to follow the Turnkey Business plan for accounting professionals.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.  Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter   Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777

In the debut episode of our podcast, we speak with Farouk Ferchichi, Group President of Envestnet | Yodlee and Global Head of Envestnet Data & Analytics about his fintech entrepreneurial background and how what he's learned along the way is being applied now in his work at Envestnet. Our chat covers things like: Effective ways to sell transformation internally Data democratization in the age of drowning in data and data command & control. What is “financial wellness” and is it the same for everyone? The different services financial customers need at every stage of their financial journey. What's the best role for AI to play right now in financial management and advisement? Useful links: Yodlee.com Farouk Ferchichi on LinkedIn

Greg Lopez has served as the CFO and VP of operations at companies including Futurism, a digital media company, Wirecutter (acquired by the New York Times) and Gawker Media (acquired by Univision). Now Greg is a consultant at high-growth companies working with clients ranging from a “family owned business doing $20 million”,  “SaaS businesses doing $10 million a year” to private equity-backed business doing $500 million a year.” In this episode he provides his formula for success in FP&A and finance: How a career in finance suited my character traits and passions Learning the full aspects of finance, FP&A and business partnering Building to a commercial mindset as CFO Acting as an investigative journalist for the business   Why finance needs to lead in defining metrics in a startup Moving from a bigger company to a startup - what you need to know  Increasing the feedback loop in finance teams  Expectations of CFO in a startup  Favorite KPIs - from contribution margin and profit to Sales cycle velocity Variables and determining drivers for the business  One of the biggest finance challenges - developing talent and cyber attacks  Lightning round: pickup basketball and lessons for finance Best Excel feature: introducing Scenario planning and modeling using Watch Window  Contact Greg @glopeztweets on X glopez@eventusag.com Linkedin: https://www.linkedin.com/in/greg-lopez-4b248b88/ Show Notes: Recommended reading: How A Hulk Hogan Lawsuit Launched A Career in M&A | Greg Lopez https://podcasts.apple.com/us/podcast/how-a-hulk-hogan-lawsuit-launched-a-career-in-m-a-greg-lopez/id1642784919?i=1000606411968 Financial Intelligence, Revised Edition: A Manager's Guide to Knowing What the Numbers Really Mean: Berman, Karen, Knight, Joe, Case, John: 9781422144114: Amazon.com: Books Startup CXO: A Field Guide to Scaling Up Your Company's Critical Functions and Teams (Techstars): Blumberg, Matt, Birkeland, Peter M., Dorsey, Scott: 9781119772576: Amazon.com: Books The Ten-Day MBA 4th Ed.: A Step-by-Step Guide to Mastering the Skills Taught In America's Top Business Schools: Silbiger, Steven A: 9780062199577: Amazon.com: Books Amazon.com: Financial Planning & Analysis and Performance Managem

Managing money can seem scary, but it's essential for everyone who wants to be financially secure. In this episode, Kevin Palmieri and Alan Lazaros talk about how easy it is to keep track of three money-related numbers daily. This simple approach can help you build up a lot of wealth over time. They also discuss how, sometimes, doing things that feel uncomfortable in the short term can lead to big rewards in the future. It's all about making intelligent, simple choices today that will help you tomorrow.Links mentioned:Next Level Dreamliner - https://a.co/d/f1FWAQANext Level Monthly Meet-up - https://www.nextleveluniverse.com/monthly-meetups/Next Level Group Coaching - https://www.nextleveluniverse.com/group-coaching/Group14 starts on April 9th, 2024; Discount Code for NLGC (30% off): NLULISTENER______________________NLU is more than just a podcast; we have many more resources to help you achieve your goals and dreams.For more information, please check out our website at the link below.

In this Short Talk episode Judith Germain and Ben Risser discuss financial intelligence vs financial literacy and how it empowers business owners to make better financial decisions. Key Takeaways Financial intelligence provides high-level, actionable data to make key business decisions. Financial literacy is the ability to understand financial information. Together they provide financial situational awareness. Many small business owners operate financially blind between meetings with their accountant. A fractional CFO can provide guidance throughout the year. A CFO can help prevent costly mistakes and position a business for growth. Their fee is small compared to the value they provide. Accurately projecting cash flow is critical for a business to have financial situational awareness. A CFO provides an experienced, strategic perspective. In this conversation Ben shares that accurately projecting cash flows is critical but difficult, determining distributions and avoiding shortages. Financial partners provide strategic foresight to balance owner isolation in decision-making. Ben Risser is an aerospace engineer turned Fractional CFO, focused on helping executive leaders replace financial uncertainity with Financial Situational Awareness, thereby increasing their mission impact. You can find out more about our guest and today's episode in this Maverick Paradox Magazine article here. --- Maverick leadership is all about thinking outside the box and challenging the status quo. It's about having the courage to take risks and the confidence to lead in a way that is authentic and genuine. But amplifying your influence as a leader isn't just about having a strong vision or a big personality. It's also about having the right leadership capability and being able to execute on your ideas and plans. The consequences of not having the right level of influence as a leader can be significant. Without the ability to inspire and motivate others, you may struggle to achieve your goals and make a real impact. How Influential Are you? Take the scorecard at amplifyyourinfluence.scoreapp.com and see.  Catalysing Transformation - 1 min video Judith's book: The Maverick Paradox: The Secret Power Behind Successful Leaders.  Judith's websites:  The Maverick Paradox Magazine - themaverickparadox.com The Maverick Paradox Website - maverickparadox.co.uk Judith's LinkedIn profile is here, her Twitter profile (MaverickMastery) is here, Facebook here and Instagram here.  

Learn how to escape or even avoid crushing student debt  I am beyond thrilled to bring to you a remarkable young women, Bri Franklin, who co-founded the non-profit The Prosp(a)rity Project to help others avoid the massive amount of debt she incurred by attending an expensive college and being ignorant of the student loan consequences. She could have let the financial burden she experienced after graduation defeat her, but she decided to defeat it. Over many years she has worked tirelessly to pay off almost all of her debt. Now her mission is to help others in the same boat. Listen in, be inspired, and please share far and wide. Watch and listen to our conversation here Key takeaways from our conversation: Young people: think very carefully about who you want your future self to be, and make sure that the you of 10 or 20 years from now thanks you and is appreciative for the actions that you take today. Taking out loans have the potential to either upgrade your life or set you far behind the eight ball. Bri: If I could do it all over again, I absolutely would have heeded the advice of being very careful before just blindly signing any paperwork. College used to close the gap between socioeconomic groups, but now unfortunately, because of some bad acting, it has become the opposite and is now growing the wealth gap between socioeconomic classes and race communities. Predatory lending is subprime lending, taking advantage of a customer for the sake of financial gain. It's basically taking advantage of customer and consumer ignorance, which tends to adversely impact people in black and brown communities. Bri's hope is to educate young people and their parents through the educational system long before they make college loan decisions. Want to connect with Bri? You can find her on LinkedIn, Instagram, Facebook, Twitter, and her website The Prosp(a)rity Project. More stories of courageous entrepreneurs making a real difference in people's lives: Hamilton Perkins—An Inspiring Entrepreneurial Success Story Theresa Carrington—Transforming Impoverished Artisans Into Entrepreneurs  Lynette Guastaferro—Transforming How Teachers Teach In Over 700 Urban Schools Ivy Gordon—Providing A Powerful Voice To The Sexually Abused Additional resources for you My two award-winning books: Rethink: Smashing The Myths of Women in Business and On the Brink: A Fresh Lens to Take Your Business to New Heights Our new book, Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success, co-authored by Edie Fraser, Robyn Freedman Spizman and Andi Simon, PhD Our website: Simon Associates Management Consultants Read the transcript of our podcast here Andi Simon: Welcome to On the Brink With Andi Simon. Hi I'm Andi Simon. Remember, my job is to get you off the brink. And the way I like to do that is to help you listen to people, or see them if you're watching the video, who can help you really understand the challenges in front of us in these fast changing times, and how you can see, feel and think about them with a fresh perspective. I like that fresh lens because unless you see somebody who's addressing a problem, you really don't understand the words, even if you read about it or maybe watched a video. There's something very personal about some of the challenges that we're facing that you might be as well. And so how do you address them? So I met Bri Franklin, and Bri came to one of our book launch events for Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success. And I must tell you that the book tour has been extraordinary as well. I'm enjoying the people we meet there. So she and I spoke afterwards. Let me give you a bit of a biography of her bio, and then she'll tell you much more about her own journey. And I think it's an important one that you understand. Bri Franklin is a businesswoman, philanthropist and student debt expert and thought leader with a passion for the socioeconomic and holistic empowerment of Black girls and women. And I think you're going to think about this for all girls and women, but particularly women of color who are dealing with things in a particular fashion. Having taken on a financial burden that eventually ballooned to nearly $120,000 in student debt through her undergraduate studies at Dartmouth College, Bri developed an acute appreciation for the challenges many student debt holders experience, including their diminished ability to establish financial independence, take advantage of personal freedoms, or launch a business venture. There was an article I was reading today about how the student debt for the generation who's coming into the markets today is limiting their ability to buy a car. Today, a car is so expensive, it's often as expensive as buying someplace to live. And 52% of the young people are living at home, not necessarily because they want to, because it's impossible to find a place they can afford even if they share it. So our economy and our society is very challenging for young people because of the student debt and the inability to get past it. In recognizing the extent to which other Black women in particular experience adversity at the hands of the $2 trillion student debt crisis and the lack of financial literacy, particularly not knowing what it means, not knowing what to do about it, Bri formed The Prosp(a)rity Project as a solution for eradicating the systemic barriers. Her work has been profiled in outlets such as Forbes, BuzzFeed, Authority Magazine, and Thrive Global, and she's attracted support from audiences worldwide, generating nearly $400,000 in revenue. But I think this is a more complicated and serious opportunity for you to understand what's happening, how it's impacting lots and lots and lots of young people, particularly Black women, and what we need to do to teach them how to be literate, but also how to use it wisely. Even businesswomen tell me that they don't understand the finances and they don't go after capital. So this is a big long term opportunity for us to educate them. Thank you for joining me today. Bri Franklin: Oh my gosh. Well, your intro was incredibly flattering. Thank you so much for making space and the opportunity for me to be a guest today. Andi Simon: You are a beautiful and brilliant woman. I'd like you to share with the audiences your own journey because as you shared it with me, I went, oh my gosh, we have to have you on our podcast so people can appreciate that, that nothing is a straight line from here to there. And your journey is not unique. There are many others just like you, but yours is the one we're going to focus on. Who is Bri Franklin and what has been your journey so far? You're a young person, but it's been a complicated one. Bri Franklin: It certainly has. I like to say that I had a very atypical post-graduation trajectory, and it was very much a jungle gym and not a straight line or ladder. So I came out of Dartmouth. I was the first in my family not to go to college but to go Ivy League. So I grew up in the Deep South, from Atlanta, Georgia, and always performed at the top of my class, student honor roll, principal's list. You get the idea. And everyone just always told me, you've got to go to the Ivy League. You know, that's where it's at for you and that's where you're going to thrive and excel. And so I really internalized that and thought, this is the only way to really honor my academic inclinations to the best of my ability. I started with one of the schools in my top choices and I ended up getting accepted, and it was between Dartmouth and Emory University. So, again, as an Atlanta native, it was a very close call because Emory was offering quite a bit of financial aid to the tune of all but $5,000 in grants, and that would have applied across all four years. So if I had chosen there, I would have walked away with no more than $20,000 in debt. That's if I hadn't done work-study or anything to offset my obligation versus the $100,000 that I came out of Dartmouth with. And the deciding factor was, I was looking at the opportunity of going to an Ivy League and being in those circles, and the 18-year-old version of myself was also very much motivated by getting away from my parents and being able to break camp and go do my own thing. Not the best decision or reason for accruing so much debt, but that is how my story goes. So I came out of Dartmouth in 2017, as I mentioned, with $100,000 in debt principal, and then it quietly ballooned to about $116,000 within two years because of both interest and ignorance, on my part, and because of that ignorance, I also aimlessly wandered into other kinds of debt, and that included credit cards, and a car that was way outside my budget. It impacted every level of my life, socioeconomically and mental health, and put me behind the eight ball in terms of achieving the typical milestones that young twenty-somethings often have made in the past, with little to no friction. So, and having dealt with that personally, I just became incredibly empathetic to others in that situation because it showed me that this was not the result of anything that I had done as far as breaking rules. In fact, I was trying to follow the rules, but unfortunately it worked against me because of what I now discovered is called predatory and subprime lending. So that's exactly what my work focuses on resolving at a systemic level. Andi Simon: When you went off, I'm curious, we all have kids and grandkids who are looking at college. And were you knowledgeable about student loans when you made the decision to go to Dartmouth without the grants as opposed to Emory with the grants? And was the reputation that much more powerful, did the colleges help you at all? Bri Franklin: I get asked this a lot because people really were stuck trying to figure out why would I take the route that I did when Emory was literally making it so much more financially feasible? And that was because at 18, I call it the Know-It-All factor. A lot of teenagers are guilty. I think that's almost the rule of thumb is that being adolescent and teenage, you just get in your own way sometimes and you think you know everything and that you've got all the answers. And that was really how I functioned, because no one had explicitly taught me what all was at stake. You know, people just said things that were very nebulous, like, that's a lot of debt. But I also would hear things like, oh, but you're going to Dartmouth and you're going to get hired immediately, and you'll be able to write your own ticket. That was everyone's favorite phrase: guidance counselors, teachers, relatives. A lot of people were just so convinced that by virtue of attending a school of that pedigree, that was automatically going to translate into an optimized advantage in the job market and increase my earning potential. And so I just absorbed those promises and I didn't really think to probe beneath the surface and take a step back and consider. Based on having majored in English literature, not having done a traditional internship, I didn't know the first thing about networking. I didn't know how to play those Ivy League cards. So I really came out almost with no measured advantage right away. And, you know, for all intents and purposes, I think in those initial years, I could have been off to a stronger start coming out of Emory, but it was definitely a delayed gratification thing. And at these stages of my career, in my life, the Dartmouth Circle has come back full circle, and it's now paid off in dividends in terms of the opportunities and the rooms that it puts me in. But I had to actively work for that, it was very much something I had to go out of my way to make up for lost time on, and it cost me quite a bit in the interim. Andi Simon: What's so interesting is that you're a smart woman, and yet understanding the culture that you're going into, there was no way to imagine it. You were imparting upon it your own sense of how it was going to benefit you. Even being an English major without having an internship, you were having a great time being you, and it wasn't necessarily a good set up for the future, even if you didn't have the debt. You're missing something. We talk in business about mentors or sponsors. Well, here's an 18 year old who needed somebody who could guide you through your labyrinth and the jigsaw that you were going to be going through so you came out wiser, not poorer. So it's interesting, as the listener is listening or viewing, how did you get yourself past the $116,000 in debt? Were you able to figure out a way out of it? Because I have a hunch that's part of Prosp(a)rity Project‘s foundation. Bri Franklin: So the short answer is, I'm still working through it. Unfortunately, I have not completely cleared it. However, I have made progress. I paid off about $40,000 of those various debts. So the total number, including the car, the credit cards, at the time was about $123,609. And I say, zero common sense. So I was able to shave off about $40,000, and I rolled up my sleeves and I threw pride completely out of the window. And in 2019, I say that was my aha! I had a moment. I'd gotten so far behind on my loans, which for my private lenders alone were about $750 a month, irrespective of income. So because I came out and I was working temp jobs and contracts, I mean, I was making $15 an hour on a good day. And so I say my income was inconsistent at best, nonexistent at worst. And the fact that my debt was constant regardless of what I was earning, that was, of course, very challenging to overcome. And just even at a practical level, having conversations with the lenders on the phone, the representatives, trying to appeal to them, get them to cut me a break, get them to give me some extra flexibility, it didn't always go over well. And so it all blew up in the summer of 2019, where my credit had taken a hit by about 150 points overnight because I fell more than two months late on my loans. And that also spilled over to my co-signers, my dad and step mom at the time; both of them had signed on to those initial private loans, and that had consequences for their credit. And it put us at odds interpersonally. And those relationships were always very valuable to me growing up over the years. So it was just a cobweb of dysfunctionality and heartache, really. And so that was helpful, though, because it was able to just reroute me and caused me to take stock of my situation and just decide, as I said at the event, it may have started with these external factors. “This situation is terrible and I am irritated by it.” But even though it didn't start with me, it ends with me. And so that's why I rolled up my sleeves. I got two part-time jobs. I worked retail, which as an Ivy League graduate, takes a lot of humility to suck up the courage in your hometown, of all places, where you're running into classmates and teachers and all kinds of people who are like, wow, that's where Dartmouth landed you. It was very much a pride component to it. But I was so motivated to get out of debt, I really didn't care. I was like, if people are going to judge me for this, that's their problem. I'm getting money by ethical means, and it's building character, which it really did. So that was the foundation. I did what Dave Ramsey calls the debt snowball, and I started with the smallest balance listed out regardless of interest. And then I began chipping away. And because it does work as a psychological boost, when you can see the numbers go away, you feel like I can do this. And it doesn't feel like I'm draining the ocean with a teaspoon. This money does count for something. It is making a difference. It sets you up for progressive wins. And so I continued to keep those jobs through the end of that year, and I kept Orangetheory when I moved to the Bay area in 2020. I stayed and I enjoyed the increased pay difference because of the California minimum wage being twice of Georgia's. But I was able to stay with family friends and not have to pay rent. So I got all the upside and none of the financial downside, and I just aggressively knocked those loans down. And then once Covid hit, then it was starting from scratch all over again. And then once I started up The Prosp(a)rity Project, that summer was when I finally felt like my purpose was walking into place and I could see myself continuing down this route. And if all went well, being able to eventually climb out of debt along with the people that we helped. Andi Simon: You know, I'm a visual person, and your story almost looks like a movie. Hopefully one day it's real on the one hand, but I'm listening to you share with us the agony, the catalytic moment, the moment at which you realize that I can't keep going like this. The impact you had on your family. None of this should be missed by the listener or the viewer because this is a very smart woman who found herself in a difficult situation that she's working out of. It's not like she won the lottery but it is without a whole lot of help. It's not as if everybody's walking around on those, either the credit card or the car, but it is. And she's also a representative of the generation that is finding themselves very much like herself in difficulty. You know, I'm a smart person. How did this happen? And once you got past that, how this happened, did it? Then how do I do something about it? Well, I can work hard. But now you've got Prosp(a)rity Project. Are you working on anything else? Or is this your business that you're going to turn into a solution? Bri Franklin: Yes! So Prosp(a)rity Project, this was my 24/7 life commitment for the last three and a half years. So we started up in the summer of 2020, and that took us all the way through this past December. And so we're now at an exciting point of pivot where we're using the last three and a half years of expertise, leadership, partnerships, just all of the gains and the wins that we've been able to accomplish collectively and through our work and turning that into an even more forward thinking solution. So for context, Prosp(a)rity Project‘ is a 501 C3 nonprofit. The mission is leveling the socioeconomic playing field for communities most susceptible to and impacted by predatory lending. And in our first iteration of work, that was exclusively serving debt constrained, college educated Black women. We launched what's called the 35*2 Free initiative, which draws its name from those two guiding statistics: $35 billion of student loan debt, as well as a 35% rate of financial literacy that Black women in the US hold collectively. And so through that program, it's a multi-pronged approach of not just helping that group pay down student loan debt, which we did up to $10,000 per person, but also training them on finance through what we call FinTech. So it's six months of personalized financial guidance to give them a better roadmap for how to manage and steward their money and eventually build wealth, coupled with eight weeks of career development training, where they can put that into practice and then use that to go out for higher paying jobs and pivot into more lucrative industries, etc. And so in doing those pilot runs, we did one virtual in 2022 with 12 women, we did a hybrid in the DC, Maryland, Virginia area last year with eight program members. We now have almost two dozen basically MVP's, that we've been able to coach and get to know personally and turn that into the basis for an app that does the same thing, but to another degree by helping prevent it altogether with teenagers. So we're calling it Cadet Prosperity. And this is taking that IP and all of the user experiences and live journeys of these women, turning it into gamified avatars that can then coach and pay that information forward to middle and high schoolers who are sitting ducks, basically, for more predatory lending and usury. So it's very exciting to bring it full circle and be able to help at critical scale. Andi Simon: Let me see if I can take what you said and play it back so that I fully understand it. First of all, what's predatory lending? You know, let's clarify the words. Bri Franklin: So predatory lending, as I've been explaining it in conversations and defining it through our work portfolio, is basically subprime lending or taking advantage of a customer for the sake of financial gain. So a lot of times that looks like very cryptic and underhanded paperwork or not being completely forthright in the terms, not going to great lengths to really make sure that the user understands what it is they're signing up for. So it's basically taking advantage of customer and consumer ignorance. And that typically tends to adversely impact people in black and brown communities, whose parents or grandparents also were susceptible and didn't know how to train them and break that cycle themselves. So it's basically exploitation in the lending industry. Andi Simon: Um, okay. Good. So understanding that, the other side of it is the ignorance of people to what that means and how to do it. And what you have had is now a dozen approximately folks who have gone through your program, which does two things, one of which is, begins to develop their career skills and the other helps them work off their debt, which if you combine the two, should get them a pathway to, I'll say, prosperity at least, so that they can see the end of the tunnel and celebrate where they're actually going to arrive. And if you don't know where you're going, it's difficult to get there. And now we've turned the nonprofit into a for-profit application for gamification, for younger borrowers. Is that what I hear? Bri Franklin: You summed it up beautifully. Andi Simon: Well, I heard what you said, but I also know sometimes, as the listener is paying attention to it, they don't quite necessarily put all the parts together. And I know that you've gotten on the one hand a training and development program nonprofit is that going to stay around, or are you going to move everything into a for-profit mode? Bri Franklin: In all transparency, that's a decision that we're going to be huddling on in a couple of weeks just to weigh the pros and cons either way. I want it to be completely certain, whichever direction we move it in, so that it wasn't a start-stop, because there's still a lot of merit to keeping the nonprofit intact. But at the same time, in just taking stock of the current fundraising climate, I think, user listeners and audience members who are also in the philanthropic space, we can all collectively agree that 2023 was not a great year. And especially in our case, being a social justice-founded organization that was unapologetically Black, serving for so long, it was a moment in time and certainly not a forever movement.  And so we've seen a lot of appetites go back to pre-George Floyd pre-COVID business as usual. There's a diminished sense of urgency around closing the gap for the black and brown community. So, my inclination is that we will at least just focus our efforts on the for-profit, even if we don't legally retire the nonprofit, just perhaps having it on freeze for the time being until we can reintroduce these initiatives, perhaps through a foundation at some point down the line, once the for-profit is revenue-generating and off the ground. Andi Simon: This is very important to hear, because your business challenge isn't like other business challenges. The not-for-profit side needs funding through different sources than a for-profit side does. Right. And the application is now up and ready to go. And in schools themselves, if I remember you were telling me, not yet. Bri Franklin: The FinTech app, we are in the very early stages, looking to raise pre-seed funding and just building out our initial team. And we do have a target go to market by next January when we would be ready to roll it out, ideally as a first version into schools. But, we definitely got our work cut out for us before then. Andi Simon: I think you've opened up a very different opportunity where individuals, schools, training centers…my head's already thinking about folks who I need to introduce you to, who you get into the high school training milieu and are really concerned about developing those young folks with the right skills and tools to do it. It's very interesting and just curious, strategically, are you thinking of this being something bought by schools or by individuals or by parents? I mean, who's the market? Bri Franklin: So my co-founder and I, we just ironed this out over the last 48 hours. So we're looking at B2B to see, the sell would potentially be to perhaps like a large banking institution, perhaps a tech developer itself like Apple and have it pre-installed on devices that are going to schools from the distribution standpoint and honoring the fact that a lot of school budgets tend to be very shoestring and don't have a ton of money set aside for major app rollouts. It's subsidized largely from school partnerships. We're thinking that it would be one of those two routes as we see it right now. Andi Simon: That's exciting, because if you get the endorsement of a distribution channel like an Apple or something, or even the banks who could really see this as part of their community development initiatives, you get legitimacy and co-branding on it. And that takes it from a startup to something that could have great legs and go further. When you have tested it, have you tested it? I mean, I'm sort of trying to remember what we talked about, but have you tested it among youngsters and do they find it a wonderful game? Bri Franklin: So the game itself is still being developed behind the scenes. However, we have been in touch with their would-be gamers' parents, so we do have some focus groups that we've built out with mothers, fathers, of middle and high schoolers. And again, going back to drawing from my own experience, that know it all factor, we're trying to get the best of both worlds, where we are that conduit for mom and dad, because we realize that a lot of this information is as simple as table talk, dinner table conversation. But there's the lalala, I can't hear you because you raised me sort of thing going on. And so we're trying to solve for that, but also not have it backfire to where it interferes with screentime parameters and household rules, parents keeping kids off of devices past certain hours or things like that. Certainly not letting it slide into an addictive user experience or anything. So we are trying to have those conversations now. So that informs the build out and saves us having to go back and rewrite or take out things once we've already done the heavy lifting. Andi Simon: It's so interesting because everything has its challenges. We have a society where the youngsters are quite not savvy on how to use applications like these. Can we use them to really educate them so that they can be wiser and make better decisions as they're approaching their adulthood? At the same time, that it could interfere with their focus on other studies and other pieces. Bri, this is so profound because the problem isn't a little one. It's a big one. I'm glad you're sharing it with us because I'm not sure how I would learn more about it. It's sort of like, where does this fit into the whole context of what's going on out there? You can hear about, a president wanting to eliminate student debt and then people objecting to it, and it just breaks your heart. To some degree, it is a reflection of our society. Bri Franklin: It is. And that's where we also see the opportunities because it's a knowledge gap on so many levels. And I've done personal crusading, you know, through going in and speaking to companies and trying to build the empathy because so many people put blinders on because they remember how it used to function when they were in college, which is how it was supposed to work. Higher education used to be a gap-closing convention. That was how people were achieving upward mobility in the 40s when the GI Bill was first introduced, that paved the way for the current student debt crisis. It looked nothing like it does now. Student loans were capped at 1,000 USD per year, and it was directly tied to a boost and a measurable advantage in the job market post-graduation that you then use to repay the loans in full, get your mortgage, marry, start a family, and live your most prosperous life. And then, around in the 70s, people started to catch on just how lucrative it really was and how much demand there was. That's when it privatized and opened the floodgates for the hell that we know today. And, you know, the Student Loan Marketing Association became what we know as Sallie Mae. And then there was the lobbying in 2004 that prevented people from being able to discharge their loans through bankruptcy. So there's just been so many factors that are greed and profit driven, as opposed to opportunity and people driven. And so that's where we're coming in to reset the clock and the board and just say, time out, things like this cannot go on. My motto was that every bubble bursts, just like the housing bubble burst. And so many others. We've seen an economic collapse before. I don't think this will be any different. And so that's why we are positioning this as something that is not only innovative, but critically necessary. I've gone so far as to compare it to a vaccine against the virus of predatory lending, or the equivalent of equipping teenagers with a driver's license so that they can legally operate a car. We're saying debt doesn't have to be the enemy. It's the ignorance that creates the problem and has potential to turn it from a tool to a trap. So we're solving for a lot, and it's educational at every turn, which is why we want parents to be on board with us and to not look at this as a tool to create controversy or to challenge their beliefs in a way that undermines their parenting, but rather to bring them up to speed and help them understand what's at stake for their child. Andi Simon: You are a very articulate young woman. Thank you. I loved listening to what you just said because you really understand the complexity of this. There's no simple answer. And you have a passion and a purpose. You understand it and you want to stop it. And I am just honored that you are on our podcast today to share it. Thank you for joining us. It's just so much fun. I think we're about ready to wrap up. A couple of things you want our listeners to remember or our viewers to hear you say: one, two or three things that are really important for youngsters to know and parents to be aware of, and the universities that won't pay attention to right now. Bri Franklin: Yes, because I do have advice for all three groups, but I'll stick to those first two. So for young people, if you're listening, if you hear this in Mom and Dad's car ride or come into it on your own, I would say think so carefully about who you want your future self to be, and you want to make sure that the you of 10 or 20 years from now thanks you and is appreciative for the actions that you take today. Because things as serious as taking out loans have potential to really either upgrade your life or set you far behind the eight ball, and take it from someone who has spent all of her 20s trying to catch up and get back on track to achieve the things that used to be so typical for my age group. If I could do it all over again, I absolutely would have heeded the advice of being very careful before just blindly signing any paperwork. For parents on the other side of that coin, I know that there's a tendency to just say college or bust and to insist that our children, our nieces, our nephews are keeping the family legacy alive by going to our alma maters or just going to college. It's become more of a tradition. But we've got to remember the why again. College used to be unanimously gap closing, and now, unfortunately, because of some bad acting, it's become the opposite and is growing the wealth gap between socioeconomic classes and race communities and everything. And so we want to just make sure we're setting our kids up for success no matter what that educational means looks like. Andi Simon: All right, now I'll let you talk to those colleges. So the warning for them is…? Bri Franklin: Do better. I think that there certainly is a place for academia, and I have great respect for what's come out of colleges: vaccines, academic research, forward-thinking initiatives. And I remember the upsides of my own college experience, but it's just unacceptable to keep driving tuition rates up with no correlation to how that's going to better the student's job experience post-graduation. So I would say that the short of it is that we have to remember that it's about serving people and not gaining profit. Andi Simon: Yes, I agree. What a wonderful podcast to share with our audiences today. I can't tell you how much I've enjoyed meeting Bri Franklin, and I think you should take a look at the Prosp(a)rity Project and see how you, too, can be of help to her and to those who are trying. Now, they're just the two of you, or is it a bigger organization than that? Bri Franklin: So on the 24/7 main buildout it is myself and my co-founder, but we are basically migrating our existing task force from Prosperity Project over to Cadet Prosperity. We've begun to start getting feelers out there for advisors and potential board members. So we're growing quickly. But in terms of the day to day diligence, it is myself and Kaylee for right now. Andi Simon: You're great. Great. Well, I'm honored to have you here today. It's been a pleasure. Let me say goodbye to our audience. Thank you for coming. Remember our newest book, Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success has just become a really cool book. And I can only tell you that I've written three but this one touches my heart because as I open it, people in the audience say, ah. I actually had a client who yellow marked it all and when I met with her, she went, oh, you've changed my life. It's available on Amazon, Barnes and Noble in your local booksellers. I can only tell you that I met Bri through a book tour event at Eileen Rosenthal's in Washington, DC, and every time I do one, I meet some others who say, oh, this is a great book. It's the wisdom of 102 women, and they can't wait to share with you what they've learned and how you can succeed as well. Thanks for joining me today. Bri Franklin: Thank you again for having me. The conversation just went by in a flash, and I look forward to this being the first of many dialogues that we have. Andi Simon: I'm looking forward to it as well. I'm going to stop and say goodbye to all of you who come. You remember you've taken us to the top 5% of global podcasts. I'm honored. Thank you so much. Keep sharing and sharing Bri's so that her message can get out there to parents, kids and everyone else. Bye bye now.     WOMEN MEAN BUSINESS® is a registered trademark of the National Association of Women Business Owners® (NAWBO)

How can you teach your children financial intelligence? What are the best resources you can arm yourself with in order to pass down important lessons about money? That's the first question I'm answering on this Q&A episode of Investing in Real Estate! This episode features three of your great questions about financial education resources, minimizing high taxes, and deciding what to do with a highly appreciated property with low cash flow. Click play to hear my answers to your questions!

Building a Healthy Relationship with Money: The Key to Enjoyment   In this episode, Tonya talks about the importance of treating your money like a cherished relationship. She discusses the need to nurture our finances and enjoy the value that money brings to our lives. Tonya emphasizes the balance between saving and spending and encourages listeners to find joy in their financial journey. Join her in the Money Garden workshop to explore your relationship with money further. Episode Details: 01:37 How to enjoy money. 05:47 Trusting yourself with money. 10:07 Balancing saving and spending. 14:02 Celebrating financial milestones. 19:57 Enjoying money and letting go. 22:09 Relaxing around money.   Quotes: "Because at the end of the day, money is a tool that we have to enhance our lives and the lives of those around us." "We can get into these patterns around our spending that keep confirming stories that we have about ourselves around money." "Girl, give me peace over a Chanel bag any day of the week." "I had a whole crisis a few years ago where I found myself more successful financially than I'd ever been. I was so full of anxiety, and now I can see why. I was just hitting a self-image limit." 'I was not even planning to say this, but it just occurred to me, that part of enjoying money is being willing to let it go."   Useful Resources:    The Money Garden Workshop: https://schoolofselfimage.com/money     Join Now!  https://schoolofselfimage.com/join     FREE Download: https://schoolofselfimage.com/self-image-manifesto/     Join us at SOSI South!:  http://schoolofselfimage.com/south     Sign up for the  Weekly  Edit!  http://schoolofselfimage.com/edit   Connect with Self-Image Coach Tonya Leigh:     Website:  https://schoolofselfimage.com     Instagram:  https://www.instagram.com/tonyaleigh       Facebook: https://www.facebook.com/TonyaLeighOfficial     TikTok: https://www.tiktok.com/@thetonyaleigh        YouTube: https://www.youtube.com/@TonyaLeighOfficial    

The Money Garden: Design, Nurture, and Enjoy Your Financial Life In this episode, Tonya Leigh discusses the concept of elegance in budgeting. She emphasizes the importance of spending in a way that enhances life and brings abundance, rather than scarcity and fear. Tonya shares her personal practice of having a monthly "money date" to intimately connect with her finances and make intentional decisions. She highlights the positive impact this practice has had on her net worth over the years. Tonya also mentions her upcoming workshop, "The Money Garden," where she will delve deeper into money mindset and intentional money management. Living within our means is also highlighted as an important aspect of an elegant budget. Overspending can lead to stress, anxiety, and a sense of scarcity. The host encourages living within our means to create a sense of abundance and wealth. This means appreciating and fully utilizing what we already have before bringing in new things. It is about being mindful of our purchases and avoiding buying things that will go unused or sit in our closets. Overall, the episode promotes the idea of an elegant budget as a way to create a fulfilling and abundant life. It encourages conscious spending that is driven by joy, excitement, and alignment with our values and goals.  Episode breakdown: 00:01 Elegance in spending. 05:10 The elegant budget. 09:41 The Three Mothers 12:44 The Pareto principle. 17:09 Investing in personal growth. 23:38 Maximizing your means. Quotes: "Between overindulgence and frugality is elegance." "Go out there, eat the cake, spend the money, dance on tables, enjoy life today." "Eating what you want, when you want, spending as much money as you want today is stealing from your future in some ways." "People can call me superficial, they can call me whatever they want, but I love pretty things." "I want to be wealthy in all of the ways and not just financially." "Are you ready to tend to your wealth, watch it grow and make money feel beautiful?"   Useful Resources:    Money Garden Workshop: http://schoolofselfimage.com/money    Join Now!  https://schoolofselfimage.com/join     FREE Download: https://schoolofselfimage.com/self-image-manifesto/     Join us at SOSI South!:  http://schoolofselfimage.com/south     Sign up for the  Weekly  Edit!  http://schoolofselfimage.com/edit   Connect with Self-Image Coach Tonya Leigh:     Website:  https://schoolofselfimage.com     Instagram:  https://www.instagram.com/tonyaleigh       Facebook: https://www.facebook.com/TonyaLeighOfficial     TikTok: https://www.tiktok.com/@thetonyaleigh        YouTube: https://www.youtube.com/@TonyaLeighOfficial                

Lessons, not Mistakes: Transforming Your Relationship with Money In this episode, Tonya Leigh discusses reframing money mistakes as money lessons. She shares three personal money lessons she has learned and how she has grown from them. The first lesson involves being scammed by a store in Aspen and realizing the importance of not making purchases out of pressure or scarcity. The second lesson involves selling stocks during the market downturn in 2020 and learning the importance of understanding investments and seeking expert advice. The third lesson involves hiring an interior designer and not thoroughly reading the contract, leading to unexpected costs and the importance of asking questions and understanding financial agreements. Leigh emphasizes the need to forgive oneself for past money mistakes and focus on designing a wealthy self-image. She also promotes her upcoming workshop, The Money Garden, where she will teach participants how to nurture and enjoy their financial garden. Episode details: 00:55 Money struggles and self-image. 06:11 Living a rich life. 09:30 Stop beating yourself up. 16:08 The pressure to buy. 23:41 Learning from financial mistakes. 26:09 Ask questions about your money. 30:41 Money garden workshop rendezvous.   Quotes: "What if there are no money mistakes, just money lessons?" "But don't let someone pressure you into buying anything ever." "Don't make decisions out of scarcity because it's just going to keep perpetuating scarcity." "Because what I know is that mistake is really just a lesson."   Useful Resources:    Join Now!  https://schoolofselfimage.com/join     FREE Download: https://schoolofselfimage.com/self-image-manifesto/     Money Garden Workshop: hthttps://schoolofselfimage.com/money     Join us at SOSI South:  http://schoolofselfimage.com/south     Sign up for the  Weekly  Edit!  http://schoolofselfimage.com/edit   Connect with Self-Image Coach Tonya Leigh:     Website:  https://schoolofselfimage.com     Instagram:  https://www.instagram.com/tonyaleigh       Facebook: https://www.facebook.com/TonyaLeighOfficial     TikTok: https://www.tiktok.com/@thetonyaleigh        YouTube: https://www.youtube.com/@TonyaLeighOfficial