Podcasts about Affinity

-Introduction What does a mid-sized brokerage have that it cannot actually use? A specialized book and the data behind it, and none of the underwriting, capital, filing, and admin machinery it would take to turn that book into a program it owns. The ten largest firms solved this by buying MGAs. Cole Riccardi built Authentic to rent that machinery to everyone else, and nine of the top ten retail brokerages now work with him on digital programs anyway. In this conversation he explains why he refuses to call Authentic a software company, what he got wrong in the first two years, and why he went after Main Street before he went after the hard market. Guest Bio Cole Riccardi founded Authentic in 2022 after five years at Aquiline Capital Partners, where he invested across the insurance value chain and became convinced that nobody was building affinity insurance programs at scale. He built the company with a co-founder and COO who spent fifteen years as an actuary at AmTrust and a CTO who came out of six years at Amazon, and the platform was architected as multi-carrier, multi-tenant, and multi-product from the first day. Authentic runs out of New York and Dayton, Ohio, is backed by FirstMark Capital, and now sits behind six carriers with programs spanning Main Street, energy, and inland marine. Key Topics -Programs should not be limited to the top ten - The largest brokerages own their own MGAs. Riccardi's argument is that everyone else already has the book and the data, and only lacks the machinery, which is a rentable problem. -An MGA that gives its software away - Riccardi is emphatic that Authentic never wanted to sell software and makes its money in the transaction flow. The technology is what makes it a better trading partner, not the product. -Affinity is product creation, not just distribution - For PushPress, Authentic went through the entire book and built four or five custom class codes that mapped to CrossFit gyms and similar facilities, rather than rating them off generic fitness codes. -Main Street first, on purpose - Rather than chase hard-market classes where premium comes fast, Authentic built a sizable Main Street book to prove that the configured programs were what moved business over, not market scarcity. -Same infrastructure, new practices - A Chubb energy underwriter joined with a thesis about independent power producers being underserved on casualty. That program launched in May, and an inland marine practice was announced the day of this recording. -The captive he overbuilt - Riccardi is direct that as a first-time founder he overcomplicated the early years by building custom captive cells on the back end. The captive still exists and takes smaller slices, but it is no longer the pitch. -Fast nos and the right to win - Authentic has no trucking underwriter and no capacity partner who will raise a hand for it, so brokers asking about long-haul trucking get turned down quickly rather than strung along. Notable Quotes "We never wanted to sell software. I always wanted to be in the transaction flow. We make money as an MGA today. That's always how we will make money." "Nine of the top ten work with us today on digital programs." "We've actually gone after Main Street to start and built up a pretty sizable book there. We wanted to do that so we could prove to ourselves that our technology mousetrap mattered and we weren't just writing business because it was hard to find markets elsewhere." "Can we challenge the status quo that MGAs need twelve points to operate? If you're built on modern systems, I don't think you do." Resources Guest: Authentic: https://authenticinsurance.com/ Authentic, For Brokers: https://authenticinsurance.com/brokers Cole Riccardi on LinkedIn: https://www.linkedin.com/in/cole-riccardi-63a243127/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Podbean, Apple Podcasts, and Spotify.

We built our sourcing model around one goal: know every owner of every software company long before they decide to sell. Ken Fine, Affinity's CEO, joins us to explain why relationships and not process are the keys to deal flow, and how AI can make that scalable (and even more human). We talk about the old way and new of sourcing, how AI turns messy inboxes into usable intelligence, and why the real alpha in private equity is more about who you know than what you know. Ken spent his earlier career building and scaling venture-backed software companies before taking the helm at Affinity, the relationship intelligence platform used by over 3,000 venture and private equity firms, including ParkerGale.  You can learn more about Affinity here.  

This lecture discusses key ideas from the ancient philosopher Plato's dialogue, the Lysis, focused on the nature of love and friendship This lecture focuses specifically on the end of the dialogue, which ends in aporia, the interlocutors considering themselves to be friends, but not being able to arrive at a satisfactory account of what friendship is or how it arises and works. They do consider one promising idea, however, which is that friendship in some way is between those who have an affinity or affiliation with each other (oikeios). To support my ongoing work, go to my Patreon site - www.patreon.com/sadler If you'd like to make a direct contribution, you can do so here - www.paypal.me/ReasonIO - or at BuyMeACoffee - www.buymeacoffee.com/A4quYdWoM You can find over 4000 philosophy videos in my main YouTube channel - www.youtube.com/user/gbisadler Purchase Plato's Lysis - https://link.amazon/B06g9uelJ

On Tuesday's edition of SaskAgToday with Ryan Young: Kevin Hursh breaks down AAFC's latest crop pricing outlook, a follow-up on cattle prices with Ventum Financial, and more.

On Monday's edition of SaskAgToday with Ryan Young: Recap of the SaskAgToday.com Roundtable, follow-up on Canada-U.S. trade & diesel prices, and more.

On Friday's edition of SaskAgToday with Ryan Young: Concerns over high diesel prices, Sask. Cattle Association holding district meetings, and more.

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

This week on The PetaPixel Podcast, the team stands firm in their belief that camera brands are misunderstanding the "smartphone generation" as they call it. Wish you could spend less time managing your photos and videos? Excire's award-winning software helps you instantly find any file, get organized, intuitively browse your catalog, and stay on top of culling! To get your Excire lifetime license or to download a 14-day free trial, visit https://www.excire.com/en/excire-foto/ PetaPixel viewers can receive 15% off their purchase with the special discount code PETAPIXEL.Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) OR you can pay over time with our 6 & 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankCheck out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.In This Episode:00:00 - Intro11:26 - A quick follow-up from last episode, all Pentax DSLRs are now discontinued, but a future is coming17:40 - Sigma turns 6519:29 - Fujifilm's Pal 2 camera is nothing like the original23:44 - Affinity's RAW photo processing just got way more robust25:46 - 54 lens caps had to be removed from Yellowstone's thermal vents this year28:35 - Lumix has a new 20mm f/2.530:32 - Ilford is releasing limited-edition film, for some reason36:02 - GoPro officially joined Micro Four Thirds38:05 - Camp Snap has entered its Minox era41:30 - Glass Imaging appears to have been acquired by OpenAI44:51 - Review round-up58:24 - Are we out of touch, or are the camera brands wrong? 1:08:18 - What have you been up to?1:11:45 - Tech support1:28:33 - Feel good story of the week

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

On Thursday's edition of SaskAgToday with Ryan Young: Saskatchewan's harvest over 40 per cent complete, Ottawa says it is still moving forward with research site closures, and more.

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

00:00:00 Ezra 1 – Proclamation of Cyrus to Build the House of the LORD00:02:07 Ezra 2 – Number of the People Which Returned from Captivity00:08:37 Ezra 3 – Altar Set Up and Foundations of the Temple Laid00:11:36 Ezra 4 – Adversaries Hinder the Building of the Temple00:16:04 Ezra 5 – Tatnai and Shethar-boznai Write a Letter to Darius00:19:12 Ezra 6 – Decree of Darius and Dedication of the House of God00:23:21 Ezra 7 – Ezra Goeth Up to Jerusalem with Commission from Artaxerxes00:27:59 Ezra 8 – Companions of Ezra and Fast Proclaimed at the River Ahava00:33:28 Ezra 9 – Ezra Mourneth for the Affinity of the People with Strangers00:36:55 Ezra 10 – Covenant to Put Away Strange Wives

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

Windows Week D arrives, and this time we get updates - a preview of Octoberʼs Patch Tuesday 24H2/25H2 Minor update with new Copilot key remaps, Wi-Fi in WRE, more 26H1 Major update that brings all new 26H2 features—Start, Taskbar, Search —to 26H1. Finally. Windows Insider Program Four new builds last Friday - Biggest change is Cloud Rebuild in WRE (in Experimental) gaining new capabilities. Software 30 years ago, Dave Plummer created Task Manager, and now heʼs vibe-coded a modern version that works on Mac and Linux too. Stardock announces a new Windows 11 utility called Snipboard. Clipchamp does AI upscaling to 4K now Hardware The Lenovo ThinkPad X9 15p Aura Edition is nearly perfect, with 11 hours of battery life. Googlebook revealed! Questions answered - $899 starting price is much lower than expected. This is Androidʼs Copilot+ PC moment - An AI PC? What a concept! AI/dev Microsoft announces a OneDrive + Copilot event in October - Also a separate Copilot event before then. Financial Times reveals internal OpenAI prediction of $278 billion in losses over the next five years. NYT copyright case discovery reveals what Microsoft and OpenAI really think about stealing content. Anthropic merges Cowork into chat, adds Docs and Slides. Google Labs CC turned into Gemini Daily Brief, so now itʼs an AI agent for families. Google opens up its Home smart home ecosystem to other AI assistants. XAML.io is a web-based vibe coding IDE for .NET apps and it looks amazing. XBOX and Gaming A big reorg and a small number of layoffs at XBOX sets off a new round of hand wringing. Tip and Picks Tip of the week: Get Auto SR on Panther Lake-based laptops Auto SR was designed to make gaming viable on Windows 11 on Arm/Snapdragon X/X2, but now itʼs available on Intel Core Ultra Series 3-based PCs and it is worth experimenting with. App Pick of the Week: Affinity Possibly the greatest free app in existence, Affinity just got 60 new features and is even better. Hosts: Leo Laporte and Paul Thurrott Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: trustedtech.team/twit originhq.com/windowsweekly

On Wednesday's edition of SaskAgToday with Ryan Young: The Saskatchewan NDP want the provincial government to provide immediate relief to farmers, but the Ag Minister says there is already a suite of BRM programs farmers can access.

What would Legacy look like if you went back to the format before Innistrad Block completely changed the metagame?That's the idea behind Classic Legacy.Innistrad introduced—or coincided with—the arrival of some of the cards and archetypes that became fundamental to how modern Legacy is played: Delver of Secrets, Thalia, Guardian of Thraben, Griselbrand, and the Miracles strategy. Classic Legacy stops before that transformation, forcing familiar archetypes to solve their problems without many of the cards we've come to treat as Legacy staples. Zac and Phil go through a series of Classic Legacy decks and ask:What did these archetypes actually look like before their defining cards existed?We look at:CounterTop / Blue-White Control without TerminusStorm without Past in FlamesCanadian Threshold without Delver of SecretsStone Blade-style decks without True-Name Nemesis or BatterskullLands before Dark Depths + Thespian's StageAggro Loam without Green Sun's ZenithMerfolk without Master of the Pearl TridentDredge before some of its later toolsAffinity before the Scars of Mirrodin artifact explosionOne of the biggest themes is just how much one card can reshape an entire archetype.Without Terminus, control decks had to rely on cards like Wrath of God, Moat, Engineered Explosives, and Pernicious Deed rather than building around a one-mana instant-speed sweeper. Without Past in Flames, Storm is forced to operate through older engines like Ill-Gotten Gains, creating a fundamentally different set of decisions and deckbuilding constraints. And without Delver, Canadian Threshold still looks familiar—but the deck loses the incredibly efficient turn-one threat that eventually streamlined the entire strategy. We also get into some of the weirdest consequences of playing in this earlier card pool: Lands without Crop Rotation, Merfolk with Coralhelm Commander, Aggro Loam with Necrogen Mists, Dredge with different Dread Return targets, and Affinity desperately waiting for Scars of Mirrodin. The result is a Legacy format that feels familiar—but requires you to solve problems that modern Legacy decks simply get to ignore.If you're a Legacy player, which modern staple would you miss the most?00:00 — What Was Legacy Before Innistrad?01:53 — CounterTop Without Terminus06:15 — Storm Without Past in Flames09:37 — Canadian Threshold Without Delver12:16 — Stone Blade Without Batterskull15:37 — Lands Before Dark Depths17:40 — Aggro Loam & the Missing Green Sun's Zenith20:39 — Merfolk Without Modern Lords24:25 — Dredge Before Modern Dredge30:10 — Affinity Before Scars of Mirrodin⏱️ Chapters

What would Legacy look like if you went back to the format before Innistrad Block completely changed the metagame?That's the idea behind Classic Legacy.Innistrad introduced—or coincided with—the arrival of some of the cards and archetypes that became fundamental to how modern Legacy is played: Delver of Secrets, Thalia, Guardian of Thraben, Griselbrand, and the Miracles strategy. Classic Legacy stops before that transformation, forcing familiar archetypes to solve their problems without many of the cards we've come to treat as Legacy staples. Zac and Phil go through a series of Classic Legacy decks and ask:What did these archetypes actually look like before their defining cards existed?We look at:CounterTop / Blue-White Control without TerminusStorm without Past in FlamesCanadian Threshold without Delver of SecretsStone Blade-style decks without True-Name Nemesis or BatterskullLands before Dark Depths + Thespian's StageAggro Loam without Green Sun's ZenithMerfolk without Master of the Pearl TridentDredge before some of its later toolsAffinity before the Scars of Mirrodin artifact explosionOne of the biggest themes is just how much one card can reshape an entire archetype.Without Terminus, control decks had to rely on cards like Wrath of God, Moat, Engineered Explosives, and Pernicious Deed rather than building around a one-mana instant-speed sweeper. Without Past in Flames, Storm is forced to operate through older engines like Ill-Gotten Gains, creating a fundamentally different set of decisions and deckbuilding constraints. And without Delver, Canadian Threshold still looks familiar—but the deck loses the incredibly efficient turn-one threat that eventually streamlined the entire strategy. We also get into some of the weirdest consequences of playing in this earlier card pool: Lands without Crop Rotation, Merfolk with Coralhelm Commander, Aggro Loam with Necrogen Mists, Dredge with different Dread Return targets, and Affinity desperately waiting for Scars of Mirrodin. The result is a Legacy format that feels familiar—but requires you to solve problems that modern Legacy decks simply get to ignore.If you're a Legacy player, which modern staple would you miss the most?00:00 — What Was Legacy Before Innistrad?01:53 — CounterTop Without Terminus06:15 — Storm Without Past in Flames09:37 — Canadian Threshold Without Delver12:16 — Stone Blade Without Batterskull15:37 — Lands Before Dark Depths17:40 — Aggro Loam & the Missing Green Sun's Zenith20:39 — Merfolk Without Modern Lords24:25 — Dredge Before Modern Dredge30:10 — Affinity Before Scars of Mirrodin⏱️ Chapters

On Tuesday's edition of SaskAgToday with Ryan Young: Following canola and wheat prices with Ventum Financial's David Derwin, and more.

On Monday's edition of SaskAgToday with Ryan Young: U.S. President Donald Trump says a deal to buy potash from Belarus is in the works, and more.

On Friday's edition of SaskAgToday with Ryan Young: A pair of farmers say harvest has been tough so far, a follow up on last month's Open Farm Days, and more.

Aaron Judge is injured again, which raises concerns about not only his health for the postseason, but also what Aaron Boone will do with his lineup. Joe Fortenbaugh joins to discuss his best bets for the week & his affinity for Apple Jacks! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Godforge affinity rework got over-complicated — so the team is changing it. Paul explains what is being simplified and why, Eitvile joins the podcast for the first time, and Alejandro is back to talk about what he has been building on the combat team.Fateless is a dynamic game studio founded by passionate content creators Simon Lockerby (Hellhades), Dan Francis (Phixion), and Hisham Saleh (Sham). Our mission is to create community-driven, immersive RPG Hero Collector games that emphasize player agency, storytelling, and strategic gameplay. Join us as we share our journey from concept to launch and beyond.Support the show

On Thursday's edition of SaskAgToday with Ryan Young: Saskatchewan's harvest is now 32 per cent complete, and more.

On Wednesday's edition of SaskAgToday with Ryan Young: Farm income impacted by rising input expenses and wet weather, a chat with the latest 620 CKRM Country Cookout winners, and more.

On Monday's edition of SaskAgToday with Ryan Young: How farmers have dealt with rain and how its been affecting harvest operations; a new CEO of the Saskatchewan Cattle Association, and more.

On Tuesday's edition of SaskAgToday with Ryan Young: Same story, different day as producers pick their spots to keep harvest going, and more.

Godforge is adding two new affinities, removing leader bonuses, and exploring a new family system for every hero — but is that too much change at once? This week, Brad is joined by Dirk, BradBodGaming, and Sop4lin to react to Simon's affinity-and-families video, discuss community concerns around clarity, restrictions, tower implications, accuracy, strong hits, and how impactful family bonuses should really be.Fateless is a dynamic game studio founded by passionate content creators Simon Lockerby (Hellhades), Dan Francis (Phixion), and Hisham Saleh (Sham). Our mission is to create community-driven, immersive RPG Hero Collector games that emphasize player agency, storytelling, and strategic gameplay. Join us as we share our journey from concept to launch and beyond.Support the show

Philadelphia explains how laws of affinity lead Henry VIII to marry his sister. Gage and Jessica question how (or if) such laws were actually enforced.   Check our garb here: https://tudor-time-machine.creator-spring.com

Chris Markowski delves into the current financial landscape, discussing the realities of debt, the bond market, and the impact of private equity on businesses. He emphasizes the importance of understanding market dynamics and warns against affinity fraud, urging listeners to be cautious and informed in their investment decisions.

On Friday's edition of SaskAgToday with Ryan Young: A federal funding announcement for the pork industry, a chat with the latest winner of the 620 CKRM Country Cookout, and more.

On Thursday's edition of SaskAgToday with Ryan Young: Harvest in Saskatchewan plodding along, more trade talk, and more.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  A Georgia investment firm allegedly used politics, religion, and promises of 18% returns to win investors' trust. Chris unpacks how affinity fraud works—and why shared beliefs, party loyalty, or faith should never replace financial due diligence.

On Wednesday's edition of SaskAgToday with Ryan Young: The President of the North Dakota Farmer's Union shares perspective on Canada-U.S. tariffs and trade, and more.

On Tuesday's edition of SaskAgToday with Ryan Young: AAFC releases initial list of qualified regions for the Livestock Tax Deferral, canola prices rising, and more.

Bryce started at Affinity Outdoors sharpening mower blades. Fourteen years later, he's helping run the entire operation. In this episode of The Cost of Doing Business, Bryce shares how growing through the ranks of the business made him a better leader and prepared him for more responsibility. Sometimes the best leaders are the ones who've done the work themselves. If you enjoyed this episode, join us at the SynkedUP Contractor Summit in Pittsburgh on September 10–11. Bryce and the Affinity team will take us inside their operation through a virtual tour. Visit synkedup.com/contractor-summit for the details. Check out Affinity Outdoors on IG: https://www.instagram.com/affinitylawnandlandscape/ Learn more about SynkedUP: https://www.synkedup.com   #contractor #leadership #landscaping #employeegrowth #synkedup  

On Monday's edition of SaskAgToday with Ryan Young: Additional discussion on the implications of tariffs from Canada and the United States.

This video breaks down the top 11 decks used by the pros from Pro Tour Marvel Super Heroes. There was 34 unique decks but we are highlighting the 11 most played decks from the event!4:55 Boros Energy 8:58 Affinity 11:49 Broodscale Combo 14:55 Tron (Eldrazi Tron) 19:48 Esper Goryo's 23:52 Amulet Titan 28:25 Izzet Prowess 32:40 Ruby Storm 40:22 Simic Neoform 46:23 Eldrazi Ramp 50:46 Esper BlinkTheRealNanMan https://linktr.ee/TheRealNanMan https://twitter.com/TheRealNanMan https://bsky.app/profile/therealnanman.bsky.social https://Twitch.tv/RealNanMan https://www.youtube.com/NanMan https://www.youtube.com/NanMansNerdCorner https://www.patreon.com/TheRealNanMan looking for gaming accessories? Check out Nerd Gear https://www.nerdgear.gg/nanman Make sure to use code NGNanMan for 5% off your entire order! Decklists will be available on Moxfiled: https://www.moxfield.com/users/NanMan

In this episode, we explore one of the most exciting emerging frontiers in cancer treatment: Pulsed Electric Field (PEF) ablation—a non-thermal technology that uses short bursts of high-voltage energy to disrupt cancer cells while preserving surrounding healthy tissue. Unlike traditional ablation methods that rely on heat or freezing, PEF works by creating microscopic pores in cancer cell membranes, leading to cell death without damaging critical structures like blood vessels, airways, or connective tissue. This unique mechanism opens the door to treating tumors that were previously considered too risky—or impossible—to ablate. Our discussion focuses on how PEF ablation is being delivered through robotic bronchoscopy, allowing physicians to reach lung tumors with unprecedented precision. This approach is especially relevant for patients with advanced or oligometastatic cancer, where local control may play a critical role in improving quality of life—and potentially survival. Emerging clinical evidence suggests that PEF may do more than just destroy tumors locally. Early data indicate it may also stimulate the immune system, creating a systemic anti-cancer response that could complement immunotherapy and other systemic treatments. This has raised important questions about whether local therapies like PEF could help shift outcomes even in advanced-stage disease. We also discuss the ongoing AFFINITY Trial, a pivotal clinical study evaluating the safety and effectiveness of pulsed electric field ablation in lung tumors. This trial represents a major step toward understanding how this technology may fit into the future standard of care. Learn more about the AFFINITY Trial: https://www.mdpi.com/2072-6694/17/21/3495 Learn more about the Propensity Matched Trial from Bill Moore at NYU in patients with Stage IV Recalcitrant Lung Cancer: https://www.lungcancerjournal.info/action/showPdf?pii=S0169-5002%2825%2900467-2 Whether you are a patient, caregiver, or clinician, this episode offers a clear and hopeful look at how energy-based, precision medicine is reshaping what's possible in cancer care—moving beyond palliation toward real opportunity. Key Topics Covered: What pulsed electric field ablation is—and how it works How robotic bronchoscopy enables precise delivery in the lung Why non-thermal ablation matters for safety and outcomes The potential immune and survival implications of PEF Ongoing research and the AFFINITY clinical trial 760-834-3564Transforming your health is more fun with friends! Join Chef AJ's Exclusive Plant-Based Community. Become part of the inner circle and start simplifying plant-based living - with easy recipes and expert health guidance. Find out more by visiting: https://community.chefaj.com/ ORDER MY NEW BOOK SWEET INDULGENCE!!! https://www.amazon.com/Chef-AJs-Sweet-Indulgence-Guilt-Free/dp/1570674248 or https://www.barnesandnoble.com/w/book/1144514092?ean=9781570674242 GET MY FREE INSTANT POT COOKBOOK: https://www.chefaj.com/instant-pot-download MY BEST SELLING WEIGHT LOSS BOOK: https://www.amazon.com/dp/1570674086?tag=onamzchefajsh-20&linkCode=ssc&creativeASIN=1570674086&asc_item-id=amzn1.ideas.1GNPDCAG4A86S Disclaimer: This podcast does not provide medical advice. The content of this podcast is provided for informational or educational purposes only. It is not intended to be a substitute for informed medical advice or care. You should not use this information to diagnose or treat any health issue without consulting your doctor. Always seek medical advice before making any lifestyle changes.

On Friday's edition of SaskAgToday with Ryan Young: Trade talks apparently in the home stretch, honey producers talk about how trade is affecting them, and more.

Send us Fan MailHello, passionate cruisers! This is Paul and this week on The Joy of Cruising Podcast; I am delighted to welcome Scott Fleming, President of Aon Affinity Travel Practice. Scott and his team work closely with major cruise lines to help design travel protection programs for today's travelers. Given The Joy of Cruising Podcast audience's passion for cruising, Scottcan offer a helpful, practical perspective on what cruisers should know about helping protect their trip before they set sail.  Scott Fleming is president of Aon Affinity's Travel Practice, where he leads customized travel protection programs for some of the world's most recognized travel companies. With more than 17 years of experience in the travel insurance industry, Scott has built a reputation for strengthening partnerships, guiding product strategy and driving growth across the industry. I will ask Scott to address: ·      Common disruptions that can impact cruises, including delays, missed connections, medical issues and trip interruptions ·      Common questions travelers should ask about protecting their trips ·      Why demand is increasing for travel insurance benefits like emergency evacuation and supplemental medical coverage ·      How to compare travel protection policies ·      What first-time and seasoned cruisers often misunderstand about travel protectionScott brings an approachable perspective that can help listeners feel more informed and prepared before their next sailing.Do you have a dream car? Support the showSupport thejoyofcruisingpodcast https://www.buzzsprout.com/2113608/supporters/newSupport Me https://www.buymeacoffee.com/drpaulthContact Me https://www.thejoyofcruising.net/contact-me.htmlBook Cruises http://www.thejoyofvacation.com/US Orders (coupon code joyofcruisingpodcast)The Joy of Cruising https://bit.ly/TheJoyOfCruisingCruising Interrupted https://bit.ly/CruisingInterruptedThe Joy of Cruising Again https://bit.ly/TheJoyOfCruisingAgainIntl Orders via Amazon

On Thursday's edition of SaskAgToday with Ryan Young: Harvest activity picks up a little bit in Saskatchewan, finer details on CUSMA being worked on, and much more.

Bilbo has been showing up everywhere—but I think we may have found one of the most interesting homes for him yet.Zac and Phil take a first look at Eight Emery, a new take on the classic Artifacts Blue / Affinity Stompy shell that uses Bilbo, Emery, and Loki, God of Mischief as a redundant set of powerful artifact engines. The idea is simple: instead of relying on Thoughtcast and Thought Monitor to generate card advantage, the deck uses Bilbo and Loki alongside Emery to repeatedly recur artifacts, generate value, and grind through removal.We break down:Why Affinity has fallen off the Legacy radarThe evolution from Thoughtcast/Thought Monitor to Bilbo + LokiPinnacle Emissary and the current artifact shellUrza's Saga and Kappa CannoneerHow Loki actually worksWhy Bilbo needs help getting into combatAether Spellbomb loopsPithing Needle's role in the deckBrazen Borrower + BilboSink into Stupor as a landOdawara and legendary permanentsHow the deck handles Null RodWhether Eight Emery could be an Eternal Weekend contenderAnd most importantly:Is Eight Emery actually better than traditional Eight-Cast?

Bilbo has been showing up everywhere—but I think we may have found one of the most interesting homes for him yet.Zac and Phil take a first look at Eight Emery, a new take on the classic Artifacts Blue / Affinity Stompy shell that uses Bilbo, Emery, and Loki, God of Mischief as a redundant set of powerful artifact engines. The idea is simple: instead of relying on Thoughtcast and Thought Monitor to generate card advantage, the deck uses Bilbo and Loki alongside Emery to repeatedly recur artifacts, generate value, and grind through removal.We break down:Why Affinity has fallen off the Legacy radarThe evolution from Thoughtcast/Thought Monitor to Bilbo + LokiPinnacle Emissary and the current artifact shellUrza's Saga and Kappa CannoneerHow Loki actually worksWhy Bilbo needs help getting into combatAether Spellbomb loopsPithing Needle's role in the deckBrazen Borrower + BilboSink into Stupor as a landOdawara and legendary permanentsHow the deck handles Null RodWhether Eight Emery could be an Eternal Weekend contenderAnd most importantly:Is Eight Emery actually better than traditional Eight-Cast?

Are you looking to break free from the time killing, mindless scrolling of phone addiction? Clark reviews the popular Brick Phone Lock—a $60 physical device paired with an app designed to lock you out of your most distracting apps. This tool might be a game-changer if phone addiction is actively hurting your productivity, work, and/or personal relationships. Also, a massive investigative report reveals how high-profile NFL players lost millions to a sophisticated e-commerce scheme using fake Shopify stores and manipulated earnings simulations. Clark breaks down how over $1 billion has been stolen from professional athletes—and what can be learned from it. Know how to spot the red flags, protect your hard-earned money, and avoid falling for the same trap—no matter who recommends the deal. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 10, 2026, episode of The Clark Howard Show.  Submit your opinions or questions: Ask Clark. STOP Scrolling: Segment 1 Ask Clark: Segment 2 Affinity Fraud: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Brick Phone Lock Review: Why This Device Is a Game-Changer Can a $60 Plastic Cube Solve Our Screen-Time Crisis? - The WSJ Is Frontier's GoWild! Pass Worth It? - Clark Howard  Is There a Safe Way to Use Your Debit Card? - Clark Howard  NFL Players Targeted in E-Commerce Scheme Using Fake Shopify Stores How To Find the Biggest Scams in Your Area - Clark Howard Why You Need Paper Evidence of Your Financial Accounts 7 Things To Know About Costco Pharmacy - Clark Howard 10 Ways To Save on Prescription Drugs - Clark Howard Travel Archives - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Coco Berthmann sold a survival story. Amanda Riley sold a cancer battle. Both were lies that raided communities, wallets, and trust. Journalists Sarah Ganim, Karen Given, and Charlie Webster tell the stories; cognitive scientist Daniel Simons explains why we get taken in.Make yourself harder to find, harder to hit: https://joindeleteme.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailWe review Police Academy (1984) starring Steven Guttenberg!

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris explains how affinity fraud exploits trust within churches, community groups, and other close-knit circles to steal billions from unsuspecting victims. He warns that scammers prey on shared beliefs and good intentions, reminding listeners that if an investment sounds too good to be true, it almost certainly is.

In part two of Red Eye Radio with Gary McNamara and Eric Harley, the U.S. Department of Housing and Urban Development will “aggressively” crack down on colleges and universities that continue to offer race-based “affinity” housing. Often referred to as “affinity” housing, some universities offer special residence areas for students of specific racial or ethnic identities. Universities often tout these specialized housing options as a way to promote diversity, community, and belonging. Also the latest on the war with Iran as Houthi terrorists in Yemen claimed responsibility for the strikes on two Saudi oil tankers that were moving through the Red Sea on Wednesday. The U.S. and Iran have been trading attacks for more than a week, fueling instability in the Strait of Hormuz and driving Brent crude to nearly $99 a barrel after a roughly 16% gain last week. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of The Bourbon Life Podcast, Mark is joined by Leah and Quint Pottinger, owners of Affinity Farms, for a fascinating conversation about the critical role agriculture plays in creating exceptional bourbon. Quint shares the remarkable history of his family's farm, which dates back to the late 1700s, making him a ninth-generation farmer. Together, Leah and Quint discuss their individual backgrounds, how they found themselves working together on the farm, and their commitment to preserving both the land and their family's legacy for generations to come. The conversation also explores the cutting-edge technology being implemented at Affinity Farms, including autonomous seeding and other precision agriculture practices that are helping shape the future of farming while maintaining a deep respect for tradition. Mark, Leah, and Quint then dive into the world of growing grains specifically for the bourbon industry. Quint explains how relationships with distilleries are built, the extensive planning required long before a crop is ever planted, and what it takes to consistently produce grain that meets a distillery's exact specifications. They also discuss the fascinating ways that soil composition, field location, growing conditions, and even neighboring vegetation can influence the flavor characteristics of the grain and, ultimately, the whiskey itself. Along the way, they enjoy three exceptional pours: Rock Hill Farms Single Barrel Bourbon Preservation Distillery Pot Distilled Single Barrel Rye (crafted exclusively from grains grown by Affinity Farms) Elijah Craig Barrel Proof C917 Whether you're a bourbon enthusiast, a whiskey nerd, or simply someone who appreciates the stories behind the bottle, this episode offers a unique look at where bourbon truly begins—long before the mash bill reaches the distillery. Be sure to pour yourself a great glass, sit back, and join us for another great episode of The Bourbon Life Podcast.