Podcasts about cfa chartered financial analyst

Urmi Hossain is a woman who wears many hats: self-published author, speaker, blogger, polyglot, mentor, and holder of both the CFA (Chartered Financial Analyst) and CAIA (Chartered Alternative Investment Analyst) designations. She works in the financial services industry in Canada, where she lives. Her first book, Discovering Your Identity: A Rebirth from Interracial Struggle, reflects her journey of being a third-culture kid. Passionate about women's empowerment, Urmi is the Social Media Lead for Women in Leadership's Victoria Chapter and the Campaign Manager at Femme Influence. She is a big proponent of learning and self-development; one of her passions is public speaking. She has been part of the Toastmasters club since 2019 where she served as the roles of both VP of Education and President. In her free time, she enjoys reading thriller and mystery books and working out such as boxing, HIIT workouts, and running.

Joseph Graham leads the efforts of Lord Abbett's nvestment Strategist team. This team serves as the client-facing extension of Lord Abbett's Investment team, communicating with institutional clients and prospects regarding asset allocation topics, market environment, current portfolio positioning, and the firm's market outlook. Mr. Graham currently has a focus on high grade and multi-sector fixed income, including convertibles, but also has an extensive background in quantitative tools and equity portfolio management. Mr. Graham joined Lord Abbett in 2015. Prior to joining the firm, he was a Founder and CIO of two quantitative hedge funds: HudsonView Capital Management and Route 3 Capital; an Analyst and Portfolio Manager at Millennium Partners and at LibertyView Capital Management; and an Investment Banking Associate at Morgan Keegan. He has been in the financial services industry since 1999. Mr. Graham earned a BS in finance and philosophy Summa Cum Laude from Washington University and an MBA with Honors from the Wharton School of Business at the University of Pennsylvania. He is also a holder of the CFA® (Chartered Financial Analyst) designation.

In this captivating show, Frank generously shares his journey, experiences, and the story behind his company, CappThesis. With keen insight, he identifies trading opportunities by discerning financial chart patterns and presenting them in an organized manner to facilitate understanding among clients. Frank's contributions extend beyond mere analysis; he plays a pivotal role in educating investors about the financial markets, guiding both enthusiasts and major players like hedge funds through the intricacies of trading. Understanding the nuanced needs of his clients, Frank leverages his expertise and extensive background to spot trends and patterns, enriching the information available to those who seek his guidance. Meet Frank Cappelleri, the visionary founder and president of CappThesis, LLC. His firm serves as an independent beacon of technical analysis research, delivering invaluable daily market content and trade ideas to a diverse clientele of active investment managers, financial advisors, and private investors. With a robust background spanning 25 years on Wall Street, Frank's journey encompasses roles as an equity sales trader, technical analyst, research sales specialist, and desk strategist. Recognized for his expertise, Frank is a trusted contributor to CNBC and holds esteemed designations including the CFA (Chartered Financial Analyst) and CMT (Chartered Market Technician). This show promises to be an enriching experience, offering viewers a unique opportunity to gain insights into how Frank empowers active investors with unparalleled market intelligence, giving them a distinct competitive advantage. You can connect with Frank: Website https://cappthesis.com Email frankcapp@cappthesis.com X https://twitter.com/FrankCappelleri YouTube https://www.youtube.com/@cappthesis LinkedIn https://www.linkedin.com/in/frank-cappelleri-cfa-cmt-a319483/ Instagram https://www.instagram.com/cappthesis/ Get your Dominate Your Day Book https://chriswarnes.com/book/

In Episode #14 of NAPFA Nation, David Flores Wilson, Managing Partner of fee-only wealth management and financial planning firm Sincerus Advisory, talks with podcast host Marie Swift about his experience representing his Guam in the 200-meter run at the 1996 Olympic Games in Atlanta, Georgia, and his involvement with the Lower East Side Girls Club and other non-profit organizations. To prepare for the Olympics, he took a gap year after high school, and split time between training in Australia and back in Guam with Coach Carl Cruz. He says he would not be where he is today without his family's support, a great education, hard work, and a bit of luck/timing. He has a deep appreciation for the land and people that make the Chamorro culture so unique. Given his background, it's no surprise that he enjoys traveling, reading, Brazilian Jiu-jitsu, yoga and snowboarding in his free time. Wilson discusses his professional credentials, including being a CFA® (Chartered Financial Analyst) and CFP® (Certified Financial Planner) professional, as well as earning designations such as AEP (Accredited Estate Planner) and CEPA (Certified Exit Planning Advisor), and how he specializes in working with business owners and entrepreneurs, providing comprehensive financial planning services. He also works with Gen X and Gen Y clients who are still accumulating wealth, providing pro-active life event and transitions planning (college financial planning, marriage, real estate purchases and sudden wealth). In terms of philanthropy, he encourages clients to be pursue purpose and to be proactive when it comes to giving back. In a nutshell, here's what you'll learn about: The collaborative approach that he and fellow Sincerus partner Dan Ryan took when merging their two independent financial planning firms  The commitment they have to building a firm that offers opportunities for the next generation Creating meaningful impact through financial planning  The pros and cons of using rating systems to evaluate charities and nonprofits based on one's goals and passions  A NAPFA Member since 2018, David Flores Wilson, CFA, CFP®, AEP®, CEPA, was named by Investopedia as one of the Top 100 Financial Advisors in 2019 and 2020. His financial guidance has appeared on CNBC, Yahoo! Finance, the New York Times, US News & World Report, Kiplinger, and InvestmentNews. He sits on the Board of Directors as Treasurer for the Lower East Side Girls Club, and is active with the Entrepreneur Organization Accelerator Program, Estate Planning Council of New York City, Advisors in Philanthropy (AiP), and the Exit Planning Institute. Learn more at www.SincerusAdv.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

Robert Alcorn is the Co-Founder & CEO of Clearpool, a decentralized capital markets ecosystem. He is also a CFA (Chartered Financial Analyst) holder and has obtained the Fintech Certificate in Future Commerce from the Massachusetts Institute of Technology.    In this episode, we delve into the intersection of finance and technology as Robert shares his insights and experiences in leading Clearpool, a digital bank that is reshaping the industry. Join us as we explore how this cutting-edge fintech firm leverages technology to revolutionize the traditional banking model, challenging established norms, and providing unparalleled services to its customers.   Robert Alcorn là Co-Founder & CEO của Clearpool, một hệ sinh thái thị trường vốn phi tập trung. Anh cũng là người sở hữu chứng chỉ CFA (Chartered Financial Analyst) dành cho các nhà phân tích tài chính chuyên nghiệp và chứng chỉ Fintech về Thương mại Tương lai của Học viện Công nghệ Massachusetts.   Trong tập mới nhất của Web3+, hãy cùng lắng nghe Robert Alcorn chia sẻ những hiểu biết và kinh nghiệm của mình khi xây dựng Clearpool, khám phá cách công ty Fintech này tận dụng công nghệ để cách mạng hóa mô hình ngân hàng truyền thống và cung cấp các dịch vụ vượt trội cho khách hàng của mình.   00:00 - Guest and topic intro 01:08 - Guest's experience in traditional capital market  03:55 - What is Clearpool? 09:16 -Do credit evaluators limit the coverage of Clearpool's product? 11:16 - Coming up 11:40 - Method for rating credit 13:01 - The traditional capital market and Clearpool capital market 16:13 - The product component of Clearpool 23:32 - Coming up 23:58 - Clearpool API 27:18 - The main challenge while building Clearpool 29:27 - The process when building a new feature for Clearpool 35:33 - How can people in the Vietnamese market participate in Clearpool? 39:07 - What's next for Clearpool? 41:48 - Closing   Dẫn Chuyện - Host | Cris D Tran Kịch Bản - Scriptwriting | Cris D Tran Biên Tập – Editor | Thu Bình  Truyền thông - Social |  Cẩm Vân  Sản Xuất -  Producer | Anneliese Mai Nguyen  Trợ Lý Sản Xuất - Producer Assistant | Ngọc Huân  Quay Phim - Cameraman | Tuấn Khanh, Nhật Trường Âm Thanh - Sound | Tuấn Khanh  Hậu Kì – Post Production | Hải Long Phiên Dịch - Translator | Thắng Lưu Nhiếp Ảnh - Photographer | Nhật Trường Thiết Kế - Design | Nghi Nghi  Trang Điểm - Makeup Artist | Ngọc Nga   #Vietsuccess #VietsuccessBusiness #Web3 #Defilending

En este episodio converso con Javier Ruiz, director de Inversiones y socio en la gestora Horos Asset Management y anteriormente en Metagestión, acumulando una experiencia de más de 15 años como gestor profesional donde ha obtenido rentabilidades muy destacadas siguiendo la filosofía de inversión en valor o Value Investment pero también pasando por largos periodos en que ha tenido que soportar estoicamente que los mercados no le dieran la razón en sus decisiones de inversión.Javier es Licenciado en Economía por la Universidad de Salamanca y Máster en Finanzas por la Universidad Pontificia de Comillas (ICADE). Además, posee el título de CFA (Chartered Financial Analyst) y es profesor del Máster en Value Investing y Teoría del Ciclo en el Centro de Estudios Superiores OMMA y del Título de Experto en Bolsa de la Universidad de Alicante. Este episodio está patrocinado por MyInvestor, el neobanco participado por Andbank España, que actualmente ofrece una interesante cuenta remunerada al 2,00% TAE hasta 50.000€ para nuevos clientes o invirtiendo un mínimo al mes. Además, tiene una amplia oferta de fondos de inversión con muy bajas comisiones y un gestor automatizado para invertir en fondos indexados de forma global.Indice de Temas comentados: Inicios profesionales en Metagestión y la gran crisis de 2008 Trampas de valor Descubrimiento de la Escuela austriaca de economía La fragilidad de los bancos El caso de Pescanova Creación de Horos A.M. Por qué invierten en Hong Kong y no en Japón La importancia de la gestión de capital en las empresas La gran divergencia entre el Value y los índices Toma de decisiones en Horos El debate sobre el potencial de revalorización de los fondos Cartera personal de inversiones Recomendaciones de inversión por clases de activos Lecturas recomendadas Google versus Microsoft en Inteligencia Artificial Más información con enlaces a los contenidos comentados en el blog de Juan Such:https://www.rankia.com/blog/such/5889269-73-inversion-valor-escuela-austriaca-estoicismo-javier-ruiz-horos

Robert Alcorn is the Co-Founder & CEO of Clearpool, a decentralized capital markets ecosystem. He is also a CFA (Chartered Financial Analyst) holder and has obtained the Fintech Certificate in Future Commerce from the Massachusetts Institute of Technology.    In this episode, we delve into the intersection of finance and technology as Robert shares his insights and experiences in leading Clearpool, a digital bank that is reshaping the industry. Join us as we explore how this cutting-edge fintech firm leverages technology to revolutionize the traditional banking model, challenging established norms, and providing unparalleled services to its customers.   Robert Alcorn là Co-Founder & CEO của Clearpool, một hệ sinh thái thị trường vốn phi tập trung. Anh cũng là người sở hữu chứng chỉ CFA (Chartered Financial Analyst) dành cho các nhà phân tích tài chính chuyên nghiệp và chứng chỉ Fintech về Thương mại Tương lai của Học viện Công nghệ Massachusetts.   Trong tập mới nhất của Web3+, hãy cùng lắng nghe Robert Alcorn chia sẻ những hiểu biết và kinh nghiệm của mình khi xây dựng Clearpool, khám phá cách công ty Fintech này tận dụng công nghệ để cách mạng hóa mô hình ngân hàng truyền thống và cung cấp các dịch vụ vượt trội cho khách hàng của mình.   00:00 - Guest and topic intro 01:08 - Guest's experience in traditional capital market  03:55 - What is Clearpool? 09:16 -Do credit evaluators limit the coverage of Clearpool's product? 11:16 - Coming up 11:40 - Method for rating credit 13:01 - The traditional capital market and Clearpool capital market 16:13 - The product component of Clearpool 23:32 - Coming up 23:58 - Clearpool API 27:18 - The main challenge while building Clearpool 29:27 - The process when building a new feature for Clearpool 35:33 - How can people in the Vietnamese market participate in Clearpool? 39:07 - What's next for Clearpool? 41:48 - Closing   Dẫn Chuyện - Host | Cris D Tran Kịch Bản - Scriptwriting | Cris D Tran Biên Tập – Editor | Thu Bình  Truyền thông - Social |  Cẩm Vân  Sản Xuất -  Producer | Anneliese Mai Nguyen  Trợ Lý Sản Xuất - Producer Assistant | Ngọc Huân  Quay Phim - Cameraman | Tuấn Khanh, Nhật Trường Âm Thanh - Sound | Tuấn Khanh  Hậu Kì – Post Production | Hải Long Phiên Dịch - Translator | Thắng Lưu Nhiếp Ảnh - Photographer | Nhật Trường Thiết Kế - Design | Nghi Nghi  Trang Điểm - Makeup Artist | Ngọc Nga   #Vietsuccess #VietsuccessBusiness #Web3 #Defilending

Use my link & code for 15% off your order:Affiliate Linkhttps://www.livingprana.co/paulgreeneAffiliate CodePAULGREENERYANWith an extensive background in alternative medicine and a passion for holistic health, Ryan has studied, apprenticed, or received certification in massage, yoga, astrology, reiki, Acutonics, Traditional Chinese Medicine, and nutrition. Like many who gravitate to the healing path, it was his own dark night of the soul that led Ryan down a very different path than his degree in business had otherwise prepared him.After nearly dying from a severe mold infestation many years ago, Ryan went on an emergency deep dive to recover his mental and physical health. With the assistance of gifted healers and nutritionists, he slowly regained the balance he had lost. Along the way, Ryan discovered the health-enhancing benefits of functional foods, and explored at length ways he could enhance his body and his brain's capacity to absorb specific nutrients through unique combinations of superfoods, adaptogens and nootropics. After years of optimizing his own health and that of his clients, the time has come for Ryan to extend his love of serving superfood pancakes beyond his friends and family, and share them with the world!BRIANAs a CFA (Chartered Financial Analyst), Brian has invested in, built, and consulted with entrepreneur-led businesses for more than a decade; helping many entrepreneurs optimize their businesses and create lasting growth for themselves and their customers. Brian's decision to start his own company was informed not only by his desire to build something that aligned with his passion and purpose, but also a personal health crisis he could no longer ignore.Throughout his life, Brian struggled with malnutrition, weight issues, digestive discomfort, and as a result, a significant lack of confidence and motivation. At the unhealthiest point of his life, extensively overweight and in a state of physical and emotional distress, Brian reached his breaking point. On a mission to literally save his own life, he committed to radical transformation. Significantly altering his diet and exercise regimen, Brian took on a level of discipline and commitment that allowed him to shed over 65 pounds and rediscover his natural energy and excitement for life. More importantly, he sustained this outcome by maintaining a healthy balance of taking care of his body while indulging responsibly. This process of rebirth unlocked his passion and commitment to enhancing his well-being and inspiring others to do the same.

¿Pensando en obtener un CFA (Chartered Financial Analyst)?

Rozhovor s Ondřejem Klečkou, obchodním ředitelem SBA Funds SICAV nejen o akcii InPost, ale také o tom, jak se mu dařilo ve fondu v loňském roce a za poslední dva měsíce, jak vnímá aktuální situaci na trhu anebo jaké jiné zajímavé investiční příležitosti na trhu vidí. (Natočeno 10. března 2022) Poslechněte si také rozhovor s Ondřejem na téma Event-driven strategie a zkušenosti s eToro natočený 19. srpna 2021. BIO:Je absolventem Fakulty financí a účetnictví na VŠE a držitelem titulu CFA (Chartered Financial Analyst). Studoval také v USA na Duke University, The Fuqua School of Business. Na kapitálových trzích se dlouhodobě zaměřuje na vyhledávání taktických příležitostí a speciálních situací napříč typy aktiv. Má rozmanité mezinárodní pracovní zkušenosti z centrálního bankovnictví, investičního managementu, správy majetku a poradenství top managementu.V PODCASTU SE DOZVÍTE:Popis společnosti, IPO a proč si vybral společnost InPost (0:52)Akvizice s Mondial Relay (6:50)Základní data (8:20)Exapanze (15:02)IPO a Mondial Relay akvizice (15:59)Dluh 600 mil. EUR (21:08)Valuační metriky (23:09)Jeho pozice, výhled  a rizika (24:45)Jeho portfolio za loňský rok  a aktuální výsledky za první dva měsíce (34:11)Jeho výhled na dění na Ukrajině a Raiffeisenbank (37:39)Akcie - které jsou nejlákavější v současné době (43:13)Jak vnímá aktuální situaci na akciových trzích (44:14)ODKAZY:Odkaz na Dopis akcionářům zmíněný v podcastuPartnerem podcastu je Strike.Market, alternativní data pro vaše investice.Vaše zpětná vazba je pro mě důležitá. Máte-li k podcastu jakékoliv poznámky, zašlete mi je, prosím, na lenka@schanova.com. Děkuji. 

Listen as Debra Ohstrom, CFA (Chartered Financial Analyst), with DebraOhstrom.com talks to host Erin Kienzle about empowering women in their finances, why she focuses on women's finances on DebraOhstrom.com, how her story led her to opening this business for women, where to begin investing if you haven't already started … and more. So, kick back, grab your favorite drink, get comfortable and listen in.

After a holiday hiatus, and a lot of time spent on our 2022 Investment & Market Outlook Guide, our team of U.S. expat financial advisors is back with our first installment of Gimme Some Truth for Expats in 2022. Syl Michelin, our resident CFA® (Chartered Financial Analyst), again headlined this year's guide with his market outlook piece, a comprehensive look at the year that was in 2021 and what may be on the horizon in 2022, along with factors to keep in mind. Together, Syl; Syan Farmer, CFP®, J.D.; and Keith Poniewaz, Ph.D., dig deeper into Syl's piece and focus on key elements for Americans abroad – and those investing internationally – to keep in mind as we begin a new year. LINKS Watch - YouTube 2022 Investment & Market Outlook Guide Webinar - 2022 Global Markets Outlook, feat. Gregg Guerin, First Trust Global Portfolios Walkner Condon's YouTube Channel Educational Materials for Expats Contact Us Speak to One of Our Financial Advisors --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message

In this week's episode, I talk with Phil Huber, the Chief Investment Officer at Savant Wealth Management and author of the new book The Allocator's Edge. This episode does not include financial advice.* Rather, we talk about the advice Phil gives other people about their finances and the book he wrote about financial advice. We begin the episode with a discussion about financial advising and what goes into becoming a CFA (Chartered Financial Analyst) and a CFP (Certified Financial Planner). We also talk about how it's important to find the right financial advisor as a person's financial life becomes more complex. I ask Phil if any of his clients ever ask if he can YOLO them so hard with investing, and he discusses advisors' business of growing and preserving wealth responsibly. Phil's new book focuses on alternative investments, and he gave us a glimpse of what those investments are. He demonstrates how diversifying clients' portfolios help manage risk. Phil explains catastrophe reinsurance, and we discuss the recent proliferation of alternative investing apps and platforms and how barriers are being broken down to previously inaccessible asset classes for average investors.   Any conversation involving alternative investments would in one way or another, end up with crypto. Phil talks about how advisors are trying to navigate crypto and the current difficulties of incorporating it into clients' investment portfolios as well as possibilities for its inclusion in the future. We end the episode talking about the process of writing a book and how it differs from blogging. Phil wrote The Allocator's Edge for himself ten years ago. By reading his book, Phil believes that investors can become more comfortable discussing and using alternative assets.   Links:    The Allocator's Edge by Phil Huber - https://amzn.to/3m1tu1d   Savant Wealth Management - https://savantwealth.com/    Phil Huber's Twitter: https://twitter.com/bpsandpieces  Topics:   (2:12) - What do you learn as a CFA?   (4:30) - Is there value in normal people getting a CFP or CFA just to make them more stable in their financial knowledge?   (5:35) - At what point does having a financial planner become a necessity?   (7:18) - How are you sure that you're bringing on a competent financial advisor?   (9:18) - How much range is there in the recommendations you give a client or what you specialize in with your practice?   (17:36) - “Diversification preserves wealth, but focus creates it.” Do you see this statement as true with the clients you work with?   (21:43) - How do you hammer home the concept of increasing a client's savings rate?   (25:07) - How do you prepare to be level-headed through times when facing the fears of clients?   (29:00) - The Allocator's Edge    (39:30) - A discussion on Inflation   (42:05) - Catastrophe reinsurance   (46:11) - Accessibility to the average investor   (50:25) - Cryptocurrency   (1:00:42) - Is there a missing product that needs to be built for more mainstream crypto adoption?   (1:06:37) - How does blogging compare to writing a book?   (1:09:11) - How long have you been working on this book?   (1:15:15) - What are the prerequisites to reading this book?   (1:17:57) - What is the ‘Yolo' portfolio?   (1:19:36) - Wrap Up Additional Episodes If You Enjoyed: Mitchell Baldridge: Defeating Taxes, Crypto & Financial Planning   Jason Hitchcock: Your Guide to Web3 (DeFi, NFTs, and The Metaverse)   David Perell: Intellectual Openness & Mental Models for Success   If you want to support the podcast, here are a few ways you can:  >> Buy a copy of the Navalmanak: www.navalmanack.com/  >> Share the podcast with your friends and on social media  >> Give the podcast a positive review to help us reach new listeners  >> Make a weekly, monthly, or one-time donation: https://app.omella.com/o/9Bufa  >> Follow me on Twitter: @ericjorgenson >> Learn more and sign up for the “Building a Mountain of Levers” course and community: https://www.ejorgenson.com/leverage  I appreciate your support!     Important quotes from Naval on building wealth and the difference between wealth and money:   How to get rich without getting lucky. - Naval Ravikant   Making money is not a thing you do—it's a skill you learn. - Naval Ravikant   I came up with the principles in my tweetstorm (below) for myself when I was really young, around thirteen or fourteen. I've been carrying them in my head for thirty years, and I've been living them. Over time (sadly or fortunately), the thing I got really good at was looking at businesses and figuring out the point of maximum leverage to actually create wealth and capture some of that created wealth. - Naval Ravikant   Seek wealth, not money or status. - Naval Ravikant   Wealth is having assets that earn while you sleep. - Naval Ravikant   Money is how we transfer time and wealth. - Naval Ravikant   Ignore people playing status games. They gain status by attacking people playing wealth creation games.    You're not going to get rich renting out your time. You must own equity—a piece of a business—to gain your financial freedom.  - Naval Ravikant   The most important skill for getting rich is becoming a perpetual learner. You have to know how to learn anything you want to learn. The old model of making money is going to school for four years, getting your degree, and working as a professional for thirty years. But things change fast now. Now, you have to come up to speed on a new profession within nine months, and it's obsolete four years later. But within those three productive years, you can get very wealthy. - Naval Ravikant     Important quotes from the podcast by Naval on Leverage:   “Give me a lever long enough and a place to stand, and I will move the earth.”  —Archimedes    To get rich, you need leverage. Leverage comes in labor, comes in capital, or it can come through code or media. But most of these, like labor and capital, people have to give to you. For labor, somebody has to follow you. For capital, somebody has to give you money, assets to manage, or machines. - Naval Ravikant   Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media). - Naval Ravikant   Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you. - Naval Ravikant   Code and media are permissionless leverage. They're the leverage behind the newly rich. You can create software and media that works for you while you sleep. - Naval Ravikant   If you can't code, write books and blogs, record videos and podcasts. - Naval Ravikant   Leverage is a force multiplier for your judgment. - Naval Ravikant   Apply specific knowledge, with leverage, and eventually you will get what you deserve. - Naval Ravikant   “We live in an age of infinite leverage, and the economic rewards for genuine intellectual curiosity have never been higher. Following your genuine intellectual curiosity is a better foundation for a career than following whatever is making money right now.” - Naval Ravikant   Important Quotes from the podcast on Business and Entrepreneurship   There is no skill called “business.” Avoid business magazines and business classes. - Naval Ravikant   You have to work up to the point where you can own equity in a business. You could own equity as a small shareholder where you bought stock. You could also own it as an owner where you started the company. Ownership is really important.     Everybody who really makes money at some point owns a piece of a product, a business, or some IP. That can be through stock options if you work at a tech company. That's a fine way to start.    But usually, the real wealth is created by starting your own companies or even by investing. In an investment firm, they're buying equity. These are the routes to wealth. It doesn't come through the hours. - Naval Ravikant

Alexandra Jackson, Fund Manager of the Rathbone UK Opportunities Fund. The fund has returned 20% ytd (as at 22.10.21) and has an impressive track record over the longer term. Here, we learn about Alexandra's selection criteria of scalability, durability, quality and governance. This does lead to some UK tech companies, which do exist! She outlines how the team assessed the portfolio during the March 2020 Covid crises, and reflects on lessons learned, referring to their score card to take emotion out of investing decisions. She makes it all sound so easy! 00:41 Alexandra's background 02:05 The performance of the fund v FTSE All Share and peers 03:54 Approach and learnings from March 2020 06:05 Investment selection criteria: Scalability: Future #FUTR & Keystone Law #KEYS Durability: Diploma #DPLM Quality: Halma #HLMA Governance: Greggs #GRG 10:47 Valuations 12:05 Lower PE stocks in the portfolio: MJ Gleeson #GLE, Beasley #BEZ 13:53 IPOs: Oxford Nanopore Technologies #ONT; Bites Technology Group #BYIT 16:57 Current sentiment to capital raises 17:32 UK tech, including Kainos #KNOS & Molten Ventures #GROW 22:14 What are the most exciting stocks that could move the dial in the next year: Intermedia Capital #ICP; Accsys Technologies #AXS; Greggs #GRG 24:54 Learning from mistakes 26:45 Qualities that make a good Fund Manager Alexandra Jackson manages the Rathbone UK Opportunities Fund, (formerly named Rathbone Recovery Fund) which she has run since 2014. She joined Rathbones in January 2007 and was formerly Assistant Fund Manager on the Rathbone Global Opportunities Fund. Alexandra holds the IMC and is a CFA (Chartered Financial Analyst) charterholder. Rathbone Funds UK: rutm.com Rathbone UK Opportunities Fund: https://www.rathbonefunds.com/uk/individual-investor/multi-asset-fixed-income-and-equity-funds/rathbone-uk-opportunities-fund

Rozhovor s investičním ředitelem SBS Funds SICAV Ondřejem Klečkou o event-driven strategii, zkušenostech s obchodováním na platformě eToro, aktuálnímU dění v Číně nebo o jeho novém působení v SBS Funds SICAV (natočeno 19. srpna 2021).AKCIE: Avast, ČEZ, Wise Group AB, Affirm Holdings , Snowflake, SoFi, DIDI, KE Holdings, Amazon, C3.ai BIO: Ondřej je absolventem Fakulty financí a účetnictví na VŠE a držitelem titulu CFA (Chartered Financial Analyst). Studoval také v USA na Duke University, The Fuqua School of Business. Na kapitálových trzích se dlouhodobě zaměřuje na vyhledávání taktických příležitostí a speciálních situací napříč typy aktiv. Má rozmanité mezinárodní pracovní zkušenosti z centrálního bankovnictví, investičního managementu, správy majetku a poradenství top managementu. V současné době působí na pozici investičního ředitele v SBS Funds SICAV.V PODCASTU SE DOZVÍTE:Založení fondu pod Meridon Funds (2:05)SBS Funds SICAV  (6:24)Event-driven podfond a jeho strategie (8:12)Zkušenosti s eToro (10:31)Event-driven strategie (14:37)Investiční proces u event-driven strategie (21:43)Dluhopisy Malediv, Srí Lanky a Savarinu (48:32)Dění v Číně, regulace, akcie (54:09)Cloud jako investiční příležitost, Amazon (01:12:08)Snowflake (01:15:40)Event-driven strategie u biotechnologických firem (01:18:16)Do jakých akcií by nikdy neinvestoval (01:19:32)ODKAZY:Odkaz na report Event-driven SBS podfondu ke dni 30.6. 2021 Odkaz na prezentaci z workshopu na téma Event-driven strategieTipy na zdroje k alternativním datům:  Seeking Alpha, Sumzero, Lucena Research, HedgeSPA, Benzinga, Cbonds, finviz, Commonstock, Quiverquant, Tradingview, Stockstory, GoodJudgment, Beat.MarketNenechte si ujít letošní ročník České investiční konference, který proběhne 8. a 9. listopadu 2021. Více informací na https://www.ceskainvesticnikonference.cz/program/Partnerem podcastu je Strike.Market, alternativní data pro vaše investice.Vaše zpětná vazba je pro mě důležitá. Máte-li k podcastu jakékoliv poznámky, zašlete mi je, prosím, na lenka@schanova.com na twitteru @lenka_schanova. Děkuji. 

Sunt Alina Hlipcă-Radovici! Sunt în primul rând om pasionat de viață și de povești inspiraționale. În al doilea rând, sunt fondator și marketer în agenția de marketing pe care o reprezint. În același timp sunt fondatorul comunității MarkeTales - comunitatea femeilor cu povești magice și sunt dedicată în a sprijni comunitatea prin inițiative care să aducă valoare în viețile românilor de pretutindeni.

Rozhovor s Jiřím Dopitou z akciového fondu VAULT, který navazuje na podcast s Jakubem Skryjou (o založení fondu VAULT, jeho investiční strategii a akciích v portfoliu). Jirka v rozhovoru mluvil o změnách v portfoliu za první kvartál tohoto roku a podrobně popsal fundamentální analýzu společnosti Viasat, kterou nedávno nakoupili do portfolia. Kromě společnosti Viasat také zmínil Naked Wines, JOST Werke, Technogym nebo The Progressive Corporation.Akcie: VSAT, JST, TGYM, PGR, WINE Bio: Jiří má 6 let zkušeností na kapitálových trzích, zejména s investováním do akcií. Před založením fondu VAULT pracoval přes 3 roky v investiční skupině Verdi Capital, kde se z pozice analytika podílel na investicích do veřejně obchodovaných akcií a dluhopisů. Při studiích pracoval jako investiční analytik ve společnosti AAKON Capital, kde analyzoval jednotlivé investiční příležitosti a výkonnost všech částí investičního portfolia. Jiří Dopita vystudoval finance na Institutu ekonomických studií Fakulty sociálních věd Univerzity Karlovy a je držitelem odborného titulu CFA (Chartered Financial Analyst). V podcastu se dozvíte:Hokejová rodina (1:13)Změna v portfoliu (2:20)Nákup warrantu (2:25)JOST Werke, Technogym (4:24)Nové akcie v portfoliu (6:00)The Progressive Corporation (6:13)Generování investičních nápadů (11:39)Screening akcií (18:45)Viasat - plány do budoucna (24:48)Viasat - konkurence (27:07)"Příznivá valuace" - co to v jeho pojetí znamená (34:30)Dividendy - je důležité, zda-li vyplácí společnost dividendy? (39:44)Technická analýza (41:47)Viasat - inovace (42:28)Naked Wines (46:30)Jak dlouho analyzuje akcie (48:11)Odkazy na informace, které Jirka zmiňuje v podcastu:VAULT Dopis akcionářům za první čtvrtletí 2021Zajímavé podcasty: https://yetanothervalueblog.com/, https://www.scuttleblurb.com/Firma, která má jako top holding Viasat: http://covestreetcapital.com/Reddit: https://www.reddit.com/r/SecurityAnalysis/Zajímavý Twitter účet:  https://twitter.com/jj_shipley/status/1254524787768131585Formulář 13-F Dataroma: www.dataroma.comTwitter Jiřího Dopity: @DopitaJDalší ročník České investiční konference proběhne 8. a 9. listopadu 2021. Přednášky a workshopy z České investiční konference 2020 si můžete zakoupit zde. Partnerem podcastu je Strike.Market, alternativní data pro vaše investice.Vaše zpětná vazba je pro mě důležité. Máte-li k podcastu jakékoliv poznámky, zašlete mi je, prosím, na lenka@schanova.com. Děkuji. 

Tom Antonelli, CFA® CHARTERED FINANCIAL ANALYST™ is on to take us into what happened Thursday with the day traders, Reddit, GameStop and (the very ironically named) Robin Hood platform. See omnystudio.com/listener for privacy information.

23. Карьера на стероидах В этом эпизоде мы обсудим карьерный рост, какую стратегию выбирать и как добиться успеха и признания как можно раньше. А также, поделимся какие внешние факторы и ваши решения в жизни влияют на продвижение по карьерной лестнице

This podcast consist of the information related to CFA as a Career option.

Eric Schleien sits down with fund manager, Christian Olesen to discuss his largest position, Cambria Automobiles, based in the UK. Christian is a value investor who is not afraid to go anywhere and everywhere to look for value. He's invested in many obscure markets and obscure securities and we discuss some of those themes on this episode as well. For any hardcore value investing junkie, this episode is one you will surely not want to miss. About Christian Christian Olesen is the investment manager of the Olesen Value Fund. Previously, Christian worked in a dual role of Analyst and Trader for Xaraf Management, a group within Paloma Partners that focuses on a variety of equity and credit strategies. Before that, Christian was Senior Associate in the research department of DebtTraders Group, a New York-based broker-dealer specializing in distressed and high yield bonds, and Senior Financial Analyst in the corporate finance advisory services group of Stern Stewart & Co., a New York-based financial advisory firm best known for its proprietary EVA® (Economic Value Added) concept. Christian holds a B.S. in Economics, with concentrations in Finance and Accounting, from The Wharton School, University of Pennsylvania. He also holds the CFA (Chartered Financial Analyst) designation. Christian can be reached through LinkedIn Connect with Eric Schleien:  Visit Eric Schleien's Podcast: https://www.EricSchleien.com/Podcast Visit Eric Schleien's Twitter: https://twitter.com/ericschleien Visit The Intelligent Investing Podcast's Twitter: https://twitter.com/investingcast Like The Intelligent Investing Podcast on Facebook: https://www.facebook.com/theintelligentinvestingpodcast/ Follow Eric Schleien on Facebook: https://www.facebook.com/eric.schleien Visit Granite State Capital Management's Website: https://www.GSCM.co Follow Eric Schleien on Instagram: https://www.instagram.com/ericschleien/

In this episode, podcast host and author of “Control Your Retirement Destiny”, Dana Anspach, covers Chapter 11 of the 2nd edition of the book titled, “Working Before & During Retirement - Your Human Capital.” If you want to learn even more than what there is time to cover in the podcast series, you can find the book “Control Your Retirement Destiny” on Amazon. Or, if you are looking for a customized plan for your retirement, visit us at sensiblemoney.com to see how we can help.   Chapter 11 – Podcast Script Hi, this is Dana Anspach. I’m the founder and CEO of Sensible Money, a fee-only financial planning firm. I’m also the author of Control Your Retirement Destiny, a book that covers the numerous decisions you need to make as you plan for a transition into retirement. This podcast covers the material in Chapter 11, on your human capital - your ability to earn a living. If you like what you hear today, go to Amazon and search for Control Your Retirement Destiny. And, if you are looking for a customized plan, visit sensiblemoney.com to see how we can help. ------------- What is the biggest asset you have? Most of you will likely answer your home, or maybe your IRA or 401k account. If you’re a business owner, perhaps it’s your business that comes to mind. This might be the correct answer, if you are about to retire, but what if you’re still 5 to 10 years away from retirement, or thinking about partial retirement? Your biggest asset could be your ability to earn income. This is what we call your Human Capital. Traditional financial planning often ignores this important and valuable asset. On Twitter, one podcaster who goes by the Twitter handle of “@ferventfinance” wrote that “95% of discussions, books, and articles on the topic of finances concentrate on budgeting, investing, and debt repayment. Yet, the one thing that will probably move the needle the most is increasing income.” People are often surprised when we show them that the value of their future earnings can be in the millions. Even part-time work can be worth a lot. Take the case of Marian, age 59. She works in IT with a stable job and a $140,000 per year salary that goes up with inflation like clockwork. To maintain affordable health care insurance, she plans to work to her 65th birthday. When you factor in the employer contributions to her retirement plan, and the health care benefits for her and her spouse, her remaining 6.5 years of work are worth a million dollars. Their total financial assets are $1.7 million, and their home equity is about $750,000. Her remaining human capital is a big asset. In percentage terms, it’s about 40% of their total net worth. You would not be quick to walk away from a million-dollar account. Yet, some people walk away from a job without realizing the value of that asset. Once you walk away, in many careers, it can be difficult to get back in at the same level. That means you want to give some thought to what retirement really means to you. For example, I have a client who is a CPA, in his mid-50’s, who asked me one day, “Dana, do you have clients who actually retire… and enjoy it?” He loves the business he has built and the challenges that come with growing a business. It’s hard for him to imagine getting up and not going to work each day. I chuckled when he asked this question. Because, yes, I have many clients who retire and enjoy it. And a few who retire and end up back at work within a year because they found it so unenjoyable. Before you retire, you have to give thought to what makes you tick. In this podcast episode, I’ll offer two different views on how you might think about, and use, your human capital. There is the “mercenary approach,” and the “thrive approach”. Then I’ll cover a few stories to help you figure out what retirement means to you. And I’ll wrap up with two tips on what to be aware of if you do work part-time in retirement. I’ll start with the mercenary approach. This is about providing your time to the highest bidder. I took the phrase “mercenary approach” from the book Die Broke, originally written in 1998 by authors Stephen Pollan and Mark Levine. I believe updated versions of the book are available. I read their original book a long time ago, and their concept stuck with me. In the book they suggest you maximize your career potential by going to wherever you can earn the most. Then you save as much as you can. In their book, if you follow their approach you slowly convert your savings into annuities to provide guaranteed income in retirement that replaces your earned income. I think this approach is interesting, and, no doubt, it may work for some. It means potentially choosing work that is not fulfilling, in order to focus your human capital efforts to accomplish a maximum return on time invested. This mercenary-like approach can be combined with an extremely downsized lifestyle to reach retirement far more quickly than you may think. This approach is currently referred to as the “FIRE” movement, F-I-R-E, which stands for Financial Independence Retire Early. Many blogs such as Early Retirement Extreme and Mr. Money Mustache cover this concept. If your goal is to get out of traditional work as quickly as possible, following the FIRE movement makes sense. Financial independence can be achieved in a far shorter time period than you may think, but it requires sacrifice. The advantage is that once you reach financial independence, you then have the freedom to choose what type of work you might want to do—if you want to work at all. Another version of the mercenary approach involves people who take high paying jobs overseas, or high-risk jobs on oil rigs, or in places like Alaska. Some workers choose this as a strategy. They want to make as much as possible as quickly as possible and then later on plan to “settle down” to a more normal life after hitting a specific financial target. Some might take on such a role for a year – others for five to ten years. A more moderate approach is to spend time figuring out what academic programs, credentials, or certifications will help boost your income. Evaluate the financial cost of any program against the potential increase in income you might expect, and make sure you talk to many people in your industry to find out whether they think additional education will actually translate into increased income. I went through this process in considering the CFA (Chartered Financial Analyst) designation. This is a designation held by many investment analysts, mutual fund managers, and institutional money managers. I am interested in the designation even to this day, but it involves a significant time commitment. The industry leaders I spoke with said that for the career path I was choosing, they did not think it was necessary for me. I listened, and instead, I have chosen other designations, such as the Retirement Management Advisor designation, that more directly correlate with the work that I do and the direction of my firm. Overall, when I consider the mercenary approach and the FIRE movement, I respect it, but I don’t personally resonate with it. I prefer the thought of a life well-worked, which for me, means I need work that I thrive on. That takes us to the thrive approach.The thrive approach is about finding work you love.You start by figuring out what makes you tick and what type of work puts you “in the zone”. When you find a niche you thrive in, it changes everything. If you enjoy what you are doing, you are likely to work longer, and it won’t feel like work. How do you find work you love? I’ve done all kinds of things. Career counseling, coaching, and online assessment tools to name a few. I want to share two big breakthroughs that I had. The first was a coaching process called Rediscover Your Mojo designed by executive coach Lisa Stefan-Martin. Lisa is one of my best friends, and she was my roommate for three years. So I had the benefit of daily executive level coaching conversations. Then, I went through her formal Rediscover Your Mojo process while it was in the design stage. At the time, I was frustrated with the direction of my business. I was looking for answers and hoping she could help me find them. To my surprise, what I got out of the process were valuable insights that have profoundly affected the way I operate on a daily basis. Professional coaching changed the way I make decisions. I didn’t get a nice neat “answer” about a career decision; instead I got tuned in to my internal compass. Now, it is far easier for me to find my own answers to tough decisions. I’ve worked with several coaches over my career, and I highly recommend it. My second huge breakthrough occurred in 2010. I stopped trying to be like other people and started being who I was. And a funny thing happened: work no longer felt like work. Instead, each day it felt like I got to go play. Sure, there were tasks that I had to do that I didn’t love. It wasn’t completely Goldilocks. But it was different. I owe the difference to the Kolbe A Index assessment tool. At the time I discovered Kolbe, I was struggling with one of my associates at work. I always had ideas and wanted to figure out how to do things more efficiently. I liked to follow the latest trends in financial planning and test out new software packages. My associate had more of the “if it ain’t broke, don’t fix it” mentality. One day, he said something to me along the lines of, “Why can’t you just be happy and leave well enough alone?” I thought about that for a while and wondered, “Well, why can’t I? Is something wrong with me?” Then I found Kolbe and through their assessment process, I discovered my Natural Advantage was that of an entrepreneur. No, nothing was wrong with me. I am supposed to change things. Instead of fighting myself I went full force ahead into seeing what I could create, and I haven’t stopped since. I love it. Kolbe had such a profound effect on me that, in 2011, I chose to invest in its certification class and become a Kolbe Certified Consultant, simply because I wanted to know more. The more I learned, the more I became convinced that an incredible amount of progress remains to be made in the field of human capital. All employers should strive to build productive work environments. Right now, though, that task is likely something we each have to tackle on our own. If your retirement income plan calls for working until age 70, and you’re currently 50, why wouldn’t you spend some time, and perhaps work with a professional coach, to figure out what type of work you thrive on? In my opinion, 20 years is too long to do work you don’t enjoy. If you’re closer to retirement age but realize that traditional retirement is not for you, you’ll also want to do some soul searching. Brainstorm various ways you can use your upcoming free time in retirement to work on something you’ll find fulfilling. Many in the 55–64 age range choose to start a business. The Kauffman Foundation shows the rate of entrepreneurship for this age group has grown substantially. Starting a business isn’t easy. I’ll attest to that. Yet, if it is work you thrive on, even when it’s hard, it is still fulfilling. Be cautious though about risking your retirement funds on a business. You can risk your time. But maybe not your nest egg. Of course, continuing to work is not always about choice. It is often a matter of necessity. The mother of one of my close friends spent every summer in Alaska working in a dinner theater well into her 70s. In this way, she was able to save enough over the summer to supplement her Social Security throughout the remainder of the year. She had to work, yet, she found a solution that got her out of the Arizona heat in the summer and allowed her to earn enough in a few months’ time so that, for the rest of the year, her time was her own. If you must supplement your income, explore every avenue you can think of. Do you have skills, hobbies, or specialized training that can be used to generate income? Can you teach part-time or turn your craft into a saleable product? A few years ago, over the Fourth of July, I stayed at a bed and breakfast in the mountains. The couple who owned it had recently retired, and this home was their retirement dream. They enjoyed people and entertaining. They wanted a beautiful house with a view, and by turning it into a business they found a way to afford it. The town near their bed and breakfast hosts an annual arts festival. As I walked around talking with the vendors, many were retired, enjoyed traveling and had found a way to support their lifestyle by turning their craft into a source of income, which also enabled them to deduct many of their travel expenses. There are numerous creative ways to use your human capital. Explore them all, just as you would explore options on how to use your financial resources. Another thing I want to cover in this podcast is the concept of what retirement means to you. To illustrate, I’ll share three retirement stories. One for Dr. Barry, one for Mary and one for Ed. Dr. Barry is age 80 and still a practicing physician. He works three days a week, down from four days a week a few years ago. When he and his wife last came in, I asked if he had any thoughts about fully retiring. He said, “I am a doctor. I’ve been a doctor my whole life. When I go to the office, staff members are respectful to me. Students in residency come through, ask me questions, and graciously thank me for my time. Every day it’s Dr. Barry, Dr. Barry. If I retire, who will I be? I’ll be nobody.”Dr. Barry loves—and thrives on—his work. If you are like this, retirement can be an unfulfilling experience. Part-time work can help ease the transition to retirement, both financially and psychologically. On the psychological side, it allows you to slowly figure out what to do with your newfound leisure time. On the financial side, part-time work gets you used to the idea of withdrawing money from savings to live on. I have seen many people who are afraid to retire, even though the numbers say they can afford it. The thought of withdrawing money from savings on a regular basis can be frightening. A gradual transition to retirement can help you get comfortable with it. Contrast Dr. Barry with Mary. Mary and her husband were excellent savers. When Mary reached age 55, her company offered an early retirement package. We ran through the numbers and decided that, from a financial perspective, they would be fine. Mary was excited. A year later, she came in for a review and told me she was busier than ever. She had always been actively involved in her church and she was having a wonderful time volunteering and contributing in ways she never had the time for before.Traditional retirement worked well for Mary. She had activities lined up that she found fulfilling, things she and her husband had planned for years Next, let’s take a look at Ed. Ed sidled up to me at a social event. He wasn’t my client, but we’d known each other for years, and he knew what I did for a living. He looked around to make sure no one was listening. And said, “Dana, I’ve got to tell you. I’m having trouble with this.” I instantly knew what he was talking about. I’d heard he had sold his business and retired a few months prior. I replied, “Yes, a lot of people do. Particularly career-oriented people such as professionals and business owners.” He continued, “It’s only been a few months, and I’m thinking, is this it? I’ve got to find something to do.”We talked for a while. Ed had run a successful business for years. He had carefully planned his exit strategy. He had been busy in his first few months of retirement, but it wasn’t the right kind of busy. It wasn’t satisfying. Ed was used to leading a team, making decisions, and working toward goals. To be happy in retirement, he needed to find a way to continue to use these skills. Retirement is a big life transition. It’s not for everybody. It may not be for you. You will need to figure out what type of retirement will work for you. Like Dr. Barry, do you want to find a way to schedule a gradual transition? If you’re like, Mary can you figure out a way to stay involved with an interest of yours so that you can continue to contribute? If you’re married, what does your spouse want? What will you do with your time in retirement? Do you have activities you are excited about pursuing? These are important questions to answer. The last thing I want to talk about in this podcast is how working in retirement can impact your finances. Overall more income makes your plan look better. But keep in mind, more income also impacts your taxes. Some people take up part-time work in retirement and are surprised by how that impacted the amount of taxes they pay on their Social Security for example. Or, if you began Social Security early, and you are not yet full retirement age, your earnings will be subject to the Social Security earnings limit. Go back and listen to the Chapter 3 podcast if you need to brush up on this topic. In general, as long as you plan ahead, you’ll be fine. And, if you’re taking up self-employment for the first time, make sure you understand how taxes on self-employment income work. You’ll be paying both the employer and employee share of FICA taxes on any net income. Net income amount you make after all eligible business expenses. Most self-employed people need set aside funds each month and make quarterly estimated tax payments. In conclusion, we’ve covered both the “mercenary approach” and the “thrive approach” to how you use your human capital. We also covered several different types of retirement stories so you can begin to think of what type of retirement might work for you. And the last thing we touched on was the need to plan for taxes if you work part-time in retirement. Remember, your human capital is one of your biggest assets. Use it wisely. ------------- Thank you for taking the time to listen today. Visit amazon.com to get a copy Control Your Retirement Destiny in either electronic or hard copy format. You can also visit sensiblemoney.com, to see how a staff of experienced retirement planners can help.  

In this Episode: Matthew talks with Omar Khan, CFA a 10-global real estate investment expert who has completed transactions worth $3.7 Billion in capital financing and M&A transactions. Matthew and Omar share best practices (and a couple of laughs) about proactively growing your network to stay on the top of your future customer’s mind How to build relationships in new markets The important ingredients of your network-time, relationships, and value Why it’s unpredictable where your network will take you…and that’s a good thing Tips for building your email list Key Highlights You Don’t Want to Miss [10:16] Why the typical advice about building your network (aka “just go to your real estate networking event” advice) doesn’t always work [10:35] A unique marketing experiment Matthew tried while in Thailand tried that ended up with Omar and Matthew meeting and working together [14:22] The advantage of travel in developing new perspective [21:19] How to build an email list [23:09] The importance of contacting your list more than one time Key Takeways When it comes to networking, you need to be three things-intentional, proactive, and persistent Your network is one of the most powerful things you can have in real estate The strength of your network is more important the numbers Networks require time to develop, but are worth every minute Your mindset while developing a networking is the most important About Our Guest Omar Khan, CFA (Chartered Financial Analyst) is a multifamily syndicator for Boardwalk Wealth, in Dallas, Texas. After landing in Texas less than three years ago with no network or contacts, he was landing multi-million-dollar deals. A global traveler who has lived in Dubai, Toronto, Calgary and resides in Dallas, Texas. On his spare time he enjoys listening to jazz music and playing with his son. One weak point Omar would like to improve on in his business is Marketing. LinkedIn Website Email: omar@boardwalkwealth.com

Michala Janatová je specialistkou na investování a finanční trhy, kde se pohybuje již 14 let. Po vysoké škole začínala jako administrativní pracovník v ČSOB, kde následně zůstala přes 10 let a prošla si jak asset managementem tak privátním bankovnictvím. Tam měla na starosti vývoj finančních produktů, tvorbu analýz, přípravu platforem a zajišťovala servis pro privátní bankéře. Po zajímavé kariéře v bance se rozhodla odejít na volnou nohu, kde usedla ke stolu společně s klienty a dnes jim radí jak investovat své peníze. Odlišuje se především tím, že nepřijímá žádné provize od poskytovatelů investičních produktů a je placena přímo od klienta na bázi hodinové sazby. Míša toho má hodně za sebou a má velký přehled o finančním trhu. Jako jediná nezávislá investiční konzultantka má uznávaný titul CFA (Chartered Financial Analyst), aktivně píše články o investování na svém blogu a také je externím spolupracovníkem portálu www.investicniweb.cz. Dnes tak máte skvělou možnost nahlédnout do fungování jedné z největší banky v České republice a jaké to je přejít na volnou nohu a začít podnikat sám na sebe.

In the second hour of the Father's Day weekend show, Chris and Brian share their thoughts on minimum wage, household income, and the importance of the creation of wealth. Brian discusses what was involved in earning his certification of CFA(Chartered Financial Analyst) and his process in selecting a stock. They close the hour discussing the three things that drive economic growth and the lack of labor. Great conversation!

In episode #4, Yvonne and Shamash talk to Emma Slade about how she went from being a high-powered banker travelling the world, to a Buddhist Nun and founder of a charity working in Asia. More info here: Emma Slade had an international career as a highly successful CFA (Chartered Financial Analyst). She was known for her dynamism, intelligence and analytical skills. But a deep seated desire to enquire into the deeper aspects of what it is to be a human being was brought to the surface following a life-changing visit to Jakarta, Indonesia. This led her on a journey from banking to Buddhism, which eventually led her to taking ordination as a Buddhist nun and founding the charity Opening Your Heart To Bhutan. Her well-honed financial and management skills are now benefiting the charity which changes the lives of hundreds of disabled children in the small Himalayan kingdom of Bhutan. Her first book, Set Free, detailing her inspirational story, was published in April 2017. All proceeds from the book go to the charity she founded: Opening Your Heart to Bhutan. The book can be ordered on Amazon. Find out more about Emma's work here: http://www.emmaslade.com Find out more about our work here: http://thezenofbusiness.com

Jon Stein. He’s the CEO and founder of Betterment. With his passion about making life better and his career experience advising banks and brokers, he founded Betterment in 2008. Jon is a graduate of Harvard University and Columbia Business School. He holds a Series 72463 and he’s a CFA (Chartered Financial Analyst). His interests lie in the intersection of behavior, psychology and economics. What excites him most about his work is making everyday activity and products more efficient, accessible and easy to use. Famous Five: Favorite Book? – The First Tycoon: The Epic Life of Cornelius Vanderbilt What CEO do you follow? – Jeff Bezos Favorite online tool? — Greenhouse How many hours of sleep do you get? — 6-7 If you could let your 20-year old self, know one thing, what would it be? – Jon could have taken risks a bit earlier in life   Time Stamped Show Notes: 01:15 – Nathan introduces Jon to the show 02:05 – Betterment is the largest independent investment advisor online 02:10 – Betterment manages your money in the way old institutions can’t 02:19 – Betterment automates the best practices of investing and the same technology drives the cost down for you 02:32 – Betterment is leading in their industry 02:45 – Betterment charges a fee that is the percentage of the asset finder management 02:50 – It is 2.5%, which is the lowest in the industry 03:15 – “We have to put our customers’ best interest first” 03:30 – Betterment currently manages $8.2B 03:50 – Jon studied economics and behavioral biology as an undergraduate 03:58 – When Jon graduated from Harvard, 80% of the graduates took to the finance industry 04:47 – Jon didn’t want to follow the people he knew in finance 04:31 – Jon wanted to help people so he thought he’d study medicine 04:50 – Jon found himself back in New York, consulting banks 04:58 – It was 2001-2002 when Jon got his pre-med from Harvard 05:13 – Jon was 23 when he went back to New York, in 2003 05:45 – The banks were not paying attention to what their customers wanted 06:58 – Jon realized that the industry was fundamentally flawed 07:12 – There was no scaled advisor that served the market and the people like Jon could 07:28 – Jon started at Columbia Business School in 2008 and he already the idea for Betterment even before he started there 08:10 – Jon didn’t know how to code when he started and just learned in business school 08:46 – Jon didn’t have student debt while he was in business school and he saved some money from his consulting 09:14 – During the early days, Jon and his co-founders didn’t need a lot of money 09:30 – Jon and his co-founders have invested their own money into Betterment 09:39 – Their initial investment was less than 400K 10:14 – Betterment has raised a total of $205M 10:34 – “I always wanted to build a company that would impact the lives of millions of people for the better” 11:04 – From Day 1, Jon knew that Betterment would be a capital intensive business 11:20 – Team size is 220 11:26 – About half of the team are engineers and product managers 11:31 – Most of the team is involved in building the business 12:14 – Most of Betterment’s customers are from word-of-mouth 12:46 – Betterment’s paid acquisition 13:03 – Betterment’s goal as a company is to make noise 13:11 – There’s now a better way to manage money 14:11 – People should put their money in Betterment rather than in Vanguard because they’re burning money 14:18 – Betterment can make them more money on their assets 14:39 – Warren Buffett is an active investor himself 14:45 – Jon thinks that Warren Buffett’s advice was great during his time, but the technology has moved forward 15:11 – Betterment will make you more money than you would make in a single fund 15:27 – Betterment’s website has all the information about how they work 16:00 – Betterment’s role is to maximize people’s money 16:07 – Vanguard is a fund company that sells you funds 16:10 – Betterment is independent from their funds 17:17 – “We are growing faster than any firm in the history of this space” 17:42 – People are becoming aware of what Betterment is doing 18:21 – 240K customers have invested in Betterment 18:44 – There’s no minimum amount to invest 19:24 – “We’re building an institution for the next century and we’re not interested at selling right now” 19:35 – Betterment’s revenue is driven from their 2.5% of the asset management finder 19:48 – Average revenue 21:05 – The Famous Five   3 Key Points: Just because it has worked in the past, does NOT mean it will still work today. There are better ways to manage your money, especially with the new advancements we have in technology. Take risks as early on as you can.   Resources Mentioned: The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences Organifi – The juice was Nathan’s life saver during his trip in Southeast Asia Klipfolio – Track your business performance across all departments for FREE Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator– The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible– Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Freshbooks – Nathan doesn’t waste time so he uses Freshbooks to send out invoices and collect his money. Get your free month NOW Show Notes provided by Mallard Creatives

Today's interview was conducted in a hotel lobby, face to face, so there is quite a bit of background noise. Still, I find it's a lot more fun to interview people this way, as opposed to over Skype, so I'll keep doing in person interviews whenever I get the opportunity. Barbara Stewart, CFA (Chartered Financial Analyst) researches and writes about women and finance. She speaks globally about issues relating to women, money and financial literacy. Barbara has written many useful and easy to understand articles which you can find on her website www.BarbaraStewart.ca. Barbara's advice is to work with your strengths, be deliberate about going for the things that interest you and try to talk more about your accomplishments to others. Thank you, Barbara, for taking the time out of your schedule to talk to The Strong Women's Club!