Podcasts about TAM

OPEN HEAVENSMATALA LE LAGI MO LE ASO LUA 10 MATI 2026(tusia e Pastor EA Adeboye) Manatu Autu:  Maua o le manuia lelei 1 (Attaining good success 1)Tauloto Tusi Paia: Ioane 14:23  “Ona tali atu lea o Iesu, ‘ua fa‘apea atu ‘iā te ia, “‘Āfai e alofa mai se tasi ‘iā te a‘u, e tausia e ia la‘u ‘upu; e alofa fo‘i lo‘u Tamā ‘iā te ia; e ō mai fo‘i i mā‘ua ‘iā te ia, matou te nonofo ma ia.”Faitauga - Tusi Paia: Roma 8:31-39Afai e tau ma finau le fanau a le Atua i mea faʻalavelave ma luitau, e masani ona latou manunu'a ai i ia tauiviga ae lei maua le taui o le manumalo. Ae e i ai se auala e sili atu mo fanau a le Atua e manuia ai, o le maua o le manumalo e aunoa ma se taua, e pei ona tatou vaai ai i le tusi o Roma 8:37 e faapea ua tatou manumalo a'ia'i i nei mea uma lava, ona o ia ua alofa mai ia te i tatou. O le a ou talanoa atu i lenei mataupu i le asō, e faʻaauau atu ai le mataupu faasolo na amataina i le lua aso talu ai.A alofa le Atua i se tagata, e na te faia i latou ia manumalo aiai, o lona uiga latou te fiafia i le manumalo, e aunoa ma le tau. E te manatu i se tagata e fusu malosi ia manumalo i se fusi o le siamupini, ona ia tuuina atu lea i lona to'alua faatasi ma le tupe na manumalo ai, o lona uiga, ua manumalo foi lona to'alua e aunoa ma le fusu i le fusuaga! I lea tulaga, na manumalo lona toalua i le fusi o le siamupini e aunoa ma le tau. Ou te tatalo e foai atu e le Atua mata'utia, ia te oe le manumalo e aunoa ma lou tauina o ni taua, i le suafa o Iesu. E iai nisi e faapea mai, e alofa le Atua i tagata uma, peitai e lē sa'o. E to'a sefulu ma le lua (12) so'o a Iesu, ae sa vavalalata atu nisi ia Iesu nai lo isi. E te manatua sa ave e Iesu tau o Peteru, Iakopo ma lona uso o Ioane i luga o le mauga na liua ai Iesu (Mataio 17: 1-3). O soo ia sa mafuta vavalalata ma Iesu nai lo isi. Peitai o se tasi o i latou, o Ioane, na sili atu lona latalata ia Iesu. Mo se fa'ataitaiga, ina ua fesiligia Iesu e le ‘au so'o e ta'u le igoa o le tagata o le a faalata ia te ia, e lei tali sa'o mai Iesu seia oo ina fesili sao iai Ioane ia te ia (Ioane 13: 21-26). Le ‘au pele, e iai le mea lilo lea ou te fia faasoa ia te oe, e te faia e alofa tele mai ai le Atua ia te oe. Na fetalai Iesu i le Ioane 14:23, afai e te alofa Ia te Ia, e te tausi i lana Upu, ma o le a alofa tele lona Tamā ia te outou o le a afio o ia i totonu ‘iā te ‘outou. O se alofa faʻapitoa lea ua ia faasaoina mo i latou e usitaʻia ana poloaʻiga. Afai e te soifua e tusa ma lona finagalo, e tauina e le Atua taua mo oe, ma e leai se tasi e mafai ona faasagatau atu ia te oe (Roma 8:31). O le a faʻatumulia lou olaga i mea matagofie e faaalia ai le alofa faʻapitoa o le Atua ia te oe. E tusa lava pe foliga mai o le a faʻaumatia oe, e faʻatonutonu e le Atua auala uma e alofaina ai oe ma oo ina e fa'aeaina (Tanielu 3:8-30). Le ‘au pele , o lou alofa i le Atua i le tausia o ana afioga e mautinoa ai lou maua o le manuia ma manumalo e aunoa ma lou tauina o se taua. Po'o e tausia uma poloaʻiga a le Atua? I le suafa o Iesu, Amene. 

Ján 12,27-36 27 Teraz je moja duša vzrušená. Čo mám povedať: Otče, zachráň ma pred touto hodinou? Ale veď práve pre túto hodinu som prišiel. 28 Otče, osláv svoje meno!“ Tu zaznel z neba hlas: „Už som oslávil a ešte oslávim.“ 29 A zástup, ktorý tam stál a počul to, hovoril: „Zahrmelo.“ Iní vraveli: „Prehovoril k nemu anjel.“ 30 Ježiš povedal: „Nie kvôli mne zaznel tento hlas, ale kvôli vám. 31 Teraz je súd nad týmto svetom, teraz bude knieža tohto sveta vyhodené von. 32 A ja, keď budem vyzdvihnutý zo zeme, všetkých pritiahnem k sebe.“ 33 To povedal, aby naznačil, akou smrťou má zomrieť. 34 Zástup mu odpovedal: „My sme počuli zo Zákona, že Mesiáš zostane naveky! Ako to, že ty hovoríš, že Syn človeka musí byť vyzdvihnutý? Kto je to ten Syn človeka?“ 35 Ježiš im povedal: „Ešte krátky čas je svetlo medzi vami. Kráčajte, kým máte svetlo, aby vás nezastihla tma, lebo kto potme kráča, nevie, kam ide. 36 Kým máte svetlo, verte v svetlo, aby ste sa stali synmi svetla!“ Keď to Ježiš povedal, odišiel a ukryl sa pred nimi. Aby ste boli synovia Svetla! Žiť vo Svetle – to by sme chceli. Prečo sa nám to však nedarí? Jedným z dôvodov je to, že tu pôsobí aj Boží (a náš) nepriateľ, satan, knieža tohto sveta. Snaží sa nás ovplyvňovať tak, aby sme si Božieho Syna Ježiša Krista ani nevšímali, nedôverovali Mu a nerešpektovali Ho a aby sme tak ostali v jeho (diabolskej) pasci – vo tme. Takto „zatemnil boh tohto sveta myseľ neveriacich, aby sa im nerozsvietilo svetlo evanjelia o sláve Krista, ktorý je obraz Boží“ (2Kor 4,4). Ale „kto chodí v tme, nevie, kam ide“ (v.35). Veď ako často si (pod vplyvom satana) ešte aj namýšľame, že práve vtedy sme slobodní, keď si chodíme po svojich cestičkách, že Božie Slovo máme podľa svojho (obmedzeného) rozumu posudzovať a čomu nerozumieme, tomu ani neveriť a nerešpektovať to. Ostáva nám však Ježiš (v. 36). Tú tmu, našťastie, nemusíme nijako vyháňať – stačí nám len vpustiť dnu Svetlo a ona aj sama zmizne. Aby sme teda boli „deťmi Svetla“, musíme predovšetkým v Neho veriť a plne Mu dôverovať. Veď On z lásky k nám za všetky naše viny (aj za tú nedôveru a svojvoľnosť) obetavo zaplatil Svojím životom, keď bol „povýšený zo zeme“ na golgotský kríž. Tam nám predsa presvedčivo dokázal, že nás má radšej než Svoj život, takže Mu môžeme plne dôverovať, a preto by sme Ho mali aj plne rešpektovať. Modlitba: Pane náš, Ty si Svetlo sveta (J 8,12) a o nás si povedal, že aj my sme to isté (Mt 5,14). Pomôž nám každý deň znovu Teba nechať plne zavládnuť v nás, aby si Ty ako Svetlo vyhnal z nás všetku tmu! Aby sme boli synovia Svetla! Amen! Pieseň: ES 286 Autor: Miki Lipták Neboj sa, veď som s tebou, neobzeraj sa, veď Ja som tvoj Boh, posilním ťa a určite ti pomôžem. Izaiáš 41,10 Pane, daj Svojim služobníkom, aby ohlasovali Tvoje slovo s úplnou odvahou. Skutky apoštolov 4,29 Jób 7,11-21 •  Modlíme sa za: Moravské Lieskové (PoS) Otázky na rozjímanie: Ako dnes kráčam v Ježišovom svetle, kým je ešte medzi nami, aby ma tma nezastihla v nedôvere kniežaťu sveta? Čo pre mňa znamená veriť v Svetlo povýšené na kríži, ktoré všetkých pritiahne k sebe a vyhodí satana von? Ako môžem dnes vpustiť Svetlo do svojej tmy, aby som sa stal synom svetla, plne dôverujúc Ježišovi? Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

Pojďme se teď podívat do Krkonoš, konkrétně do Malé Úpy. Tam zavítala naše reportérka-stopařka Zuzana Boučková.

Featuring: Ace, Ammosart, Belghast, Kodra, Tamrielo, and Thalen   Hey Folks! We are down an Ash this week, but we start off talking about the Path of Exile League launch. Bel and Ace have different opinions of the league mechanic than Kodra, so we talk a bit about that.  We also talk about the new holy strike and how it is so much better than glacial hammer.  From there, Ace and Kodra talk about Everything is Crab and convince the rest of us that we should also be playing it.  Kodra discusses the mixed bag that was Emerald City Comic Con, and Tam ventures forth into more Retro gaming with Kolibri.  Kodra discusses Croak and a few other Steamfest demos that he played after last weeks show, and Bel shares some thoughts about how chill the World of Warcraft community seems to be right now.  Finally, a quick topic about Pokopia, which we will likely revisit on another episode.   Topics Discussed: Path of Exile Mirage League Everything is Crab Emerald City Comic Con Kolibri Croak and other Steamfest Demos Heroics Actually Chill Pokopia 

Favour Obasi-ike, MBA, MS delivers a deep dive into winning local SEO using Google Business Profile. He explains how local SEO works through the formula of product/service plus location, then breaks down the technical backbone — sitemaps, robots.txt, and no-index tags — revealing how one misconfigured tag can make an entire website invisible to Google. Real client case studies include a bakery in Georgia invisible on Google from two miles away, and a massage therapy business paying $16–$32 per click for keywords they could rank for organically. Dr. Fashion and Celese Williams contribute insights on keyword research, engagement, and why AI still needs the human element for conversions.Book SEO Services? Save These Quick Links for Later>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book SEO Services with Favour Obasi-ike⁠>> Visit Work and PLAY Entertainment website to learn about our digital marketing services>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our exclusive SEO Marketing community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠>> Read SEO Articles>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to the We Don't PLAY Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠>> Purchase Flaev Beatz Beats Online>> Favour Obasi-ike Quick Links>> Start Recording your Podcast with Riverside Today | Sign Up with My Affiliate Link HereTimeline and Timestamps[00:13] Welcome and introduction[02:38] Dr. Fashion on the importance of online visibility.[04:34] Origin story of Google Maps and its free iPhone launch.[07:07] What is local SEO? Product/service + location formula.[19:58] No-index tags — how one setting blocks your entire site.[24:44] Dr. Fashion on targeting low-competition keywords.[27:28] Three essentials: Google Business Profile, website, social media.[36:10] Zip code marketing and the "set it and forget it" trap.[37:03] Google gives you 30 service slots — most businesses use only a few.[39:05] TAM, SAM, and serving within a 35-mile radius.[43:23] Google ranks webpages and links, not websites.[54:15] Organic traffic vs. paid ads for local businesses.[57:05] Case study: bakery invisible on Google from two miles away.[65:00] LinkedIn engagement at 3.8% vs. Instagram at 0.7%.[70:00] Podcasting as a nesting ground for compound growth.[77:41] E-E-A-T: Experience, Expertise, Authority, and Trust.[80:00] Celese on why AI needs human design for conversions.[86:01] Live SERP API search demo for Canadian results.Memorable Quotes"Google does not rank your website. Google ranks your webpage.""The only way to create capacity is by building it.""You can't even be on ChatGPT if you're not on Google.""I'd rather have so much organic feedback that I can run ad campaigns for branding, not survival.""If you don't have the words people type in your domain, you have no conversation."FAQs AnsweredWhat is local SEO?Product or service plus location, optimized so nearby people find you through search.What is a no-index tag?It tells search bots not to index a page. If left on by default, your entire site becomes invisible to Google.What are sitemaps and robots.txt?Sitemaps list your content for search engines. Robots.txt instructs bots on what to crawl or block. Both must work together.How many services can I list on GBP?Google allows about 30 service listings — most businesses only use a fraction.Does SEO still matter with AI search?Yes. If you are not on Google, you will not appear on ChatGPT, Perplexity, or any AI search tool.Key TakeawaysConnect your website to Google Search Console and ensure proper indexing. Use city and state in your URLs for local ranking. Fill all 30 service slots on GBP. Build organic content to reduce ad spend. LinkedIn outperforms Instagram for B2B.E-E-A-T is the code of conduct for local search visibility.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Az új részben a világvégéről beszélgettünk. Különféle kérdésekre kerestük a választ. Például, hogy mit könnyebb elképzelni: a kapitalizmus, vagy minden más megszűnését? Na és mit köszönhet a tudomány annak, hogy annyian fürkészték az Apokalipszis jeleit? Persze filmekkel és sorozatokkal is készültünk: amíg a Tánc a sivatagban azt mutatja meg, hogy annyira tönkrement már minden, hogy még kivonulni sincs hová, addig a Pluribus azokkal viaskodik, akik a régi világ helyreállítása kapcsán annyit kérdeznek csak, hogy minek. Tartsatok velünk! Ez itt a Semmi kóla, a Partizán filmes-kultúrtörténeti podcastja.00:00 - Beköszönés01:12 - Miért lett médiajelenség a 2012-es világvége várása?06:14 - A kapitalizmus végét vagy a világét könnyebb elképzelni?11:50 - Mit köszönhet a tudomány az Apokalipszisnek?20:41 - Meg kell tekinteni a Végítéletet24:33 - Tánc a sivatagban45:54 - Pluribus1:07:49 - András László: Mikor van végeKövessétek a Semmi kólát az Instagramon!https://www.instagram.com/semmikolapodcast/Hivatkozott tartalmak:Hosszan tárgyalt filmek és sorozatok:Pluribus (2025)Tánc a sivatagban (Sirat, 2025)Cikkek, egyebek:Mark Fisher: Kapitalista realizmus. Nincs alternatíva? Fordította: Tillmann Ármin, Zemlényi-Kovács Barnabás (Napvilág, 2020)Johannes Fried: Hány nap még a világ? A modern tudomány születése. Fordította: Lénárt Tamás (Atlantisz, 2022)IV. Károly császár önéletrajza. Fordította: Nagy Balázs (ELTE Eötvös, 2010)Isaac Newton: Észrevételek Dániel próféciáiról és Szt. János Apokalipsziséről. Fordította: Szabó-Nagy Zsuzsanna Z. (D7, 2012)Szerbhorváth György: Az apokaliptikától a tudományig – hogyan okosodtunk a végítéletet várva? (Átlátszó, 2023)Csatlakozz a Partizán korszakalkotó projektjéhez: https://csapat.partizanmedia.hu/forms/csatlakozz-egy-igazi-partizanos-akciohoz-3?source=direct_link&Támogasd te is a Partizánt adód 1%-ával!Partizán Rendszerkritikus Tartalomelőállításért Alapítvány19286031-2-42Legyél rendszeres támogató!https://www.partizan.hu/tamogatas—Választási barométer:https://valasztas.partizan.hu/—Csatlakozz a Partizán közösségéhez, értesülj elsőként eseményeinkről, akcióinkról!https://csapat.partizanmedia.hu/forms/maradjunk-kapcsolatban—Legyél önkéntes!Csatlakozz a Partizán önkéntes csapatához:https://csapat.partizanmedia.hu/forms/csatlakozz-te-is-a-partizan-onkenteseihez

In the second of our two-part panel discussion from Morgan Stanley's TMT conference, our analysts break down the complexity of financing AI's infrastructure and the technological disruption happening across industries.Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome back to Thoughts on the Market, and welcome to part two of our conversation live from the Technology, Media and Telecom conference. I'm Michelle Weaver, U.S. Thematic and Equity Strategist at Morgan Stanley. Today we're continuing our conversation with Stephen Byrd, Josh Baer and Lindsay Tyler. This time looking at financing AI and some of the risks to the story. It's Friday, March 6th at 11am in San Francisco. So yesterday we spoke about AI adoption. And while there's a lot of excitement on this theme, there've also been some concerns bubbling up. Lindsay, I want to start with you around financing. That's another critical component of the AI build out. What's your latest on the magnitude of the data center financing gap, and what role [are] credit markets playing here? Lindsay Tyler: Yeah, in partnership with Thematic Research, Stephen and team, and colleagues across fixed income research last summer, we did put out a note, thinking about the data center financing gap, right? So, Stephen and team modeled a $3 trillion global data center CapEx need over a four-year timeframe. So, in partnership with fixed income across asset classes, we thought: okay, how will that really be funded? And we came to the conclusion that the hyperscalers, the high quality hyperscalers, generate a good amount of cash flow, right? So, there's cash from ops that can fund approximately half of that. But then we think that fixed income markets are critical to fund the rest of the funding gap. And really private credit is the leader in that and then aided by corporate credit and also securitized credit. What we've seen since is that yes, private credit has served a role. There is this difference between private credit 1.0, which is more of that middle market direct lending. And then private credit 2.0, which is more ABF – Asset Based Finance or Asset Backed Finance. And what we see there is an interest in leases of hyperscaler tenants, right? We've also seen in the market over the past nine months or so, investment grade bond issuance by hyperscalers. Obviously, a use of cash flow by hyperscalers. We've seen the construction loans with banks and also private credit per reports. We've also seen high yield bond issuance, which is kind of a new trend for construction financing. We've seen ABS and CMBS as well. And then something new that's emerging in focus for investors is more of a chip-backed or compute contract backed financings, like more creative solutions. We're really in early innings of the spend right now. And so, there is this shift. As we start to work through the construction early phases, the next focus is: okay, but what about the chips? And so, I think a big focus is that, you know, chips are more than 50 percent of the spend for if you're looking at a gigawatt site. And it depends what type of chips and kind of what generation. But that's the next leg of this too. So, it's kind of a focus, you know, for 2026. Michelle Weaver: And how do you view balance sheet leverage and financing when you think about hyperscaler debt raising magnitude and timelines? Lindsay Tyler: So just to bring it down to more of a basic level, if you need compute, you really might need two things, right? A powered shell and then the chips. And so, if you're looking for that compute, you could kind of go in three basic ways. You could look to build the shell and kind of build and buy the whole thing. You could lease the shell, from, you know, a developer, maybe a Bitcoin miner too – that is converted to HBC. And then you kind of buy the chips and you put them in yourselves. Or you could lease all the compute; quote unquote lease, it's more of a contract. In terms of the funding, if you're thinking about the cash flows of some of the big companies – think of that as primarily being put towards chip spend. If you're thinking about the construction that's kind of split between cash CapEx but also leases. And so, what we've seen is that there is more than [$]600 billion of un-commenced lease obligations that will commence over the next two to five years, across the big four or five players. And then my equity counterparts estimate around [$]700 billion of cash CapEx that needs this year for some of those players as well. So, these are big numbers. But that's kind of how, at a basic level, they're approaching some of the financing. It's a split approach. Michelle Weaver: And what have you learned around financing the past few days at the conference? Anything incremental to share there? Lindsay Tyler: Sure. Yeah. I think I found confirmation of some key themes here at the conference. The first being that numerous funding buckets are available. That was a big focus of our note last year is that you can kind of look at asset level financing. You can look at public bonds, you can look at some equity. There are these different funding buckets available.The second is that tenant quality matters for construction financing. I think I've seen this more in the markets than maybe at this conference over the past two to three weeks. But that has been a focus of pricing for the deals, but also market depth for the deals. A third confirmation of a key theme was around the neo clouds and also the GPU as a service business models. Thinking about those creative financings, right. Are they thinking about from their compute counterparties? Would they like upfront payments? Might they look to move financing off [the] balance sheet, if they have a very high-quality investment grade rated counterparty? So, there is some of this evolution around those solutions. And then a fourth key theme is just around the credit support. And Stephen has and I have talked about this around some of the Bitcoin miners – is that, you know, there can be these higher quality investment grade players that might look to lend their credit support. Maybe a lease backstop to other players in the ecosystem in order to get a better pricing on construction financing. And we are seeing some press pickup around how that might play out in chip financing down the road too. Michelle Weaver: Mm-hmm. AI driven risk and potential disruption has been a big feature of the price action we've seen year-to-date in this theme. Stephen, what are some asset classes or businesses you see as resistant to some of this disruption? Stephen Byrd: We spend a lot of time thinking about, sort of, asset classes that are resistant to deflation and disruption. And what's interesting is there's actually a handful of economists in the world that are doing remarkable work on this concept. That they would call it the economics of transformative AI. There are three Americans, two Canadians, two Brits, a number of others who are doing really, really interesting work. And essentially what they're looking at is what do economies look like? As we see very powerful AI enter many industries – cause price reductions, deflation… What does that do? They have a lot of interesting takeaways, but one is this idea that the relative value of assets that cannot be deflated by AI goes up. Very simple idea. But think of it this way, I mean, there's only, you know, one principle resort on Kauai. You know, there's a limited amount of metals. And so, what we go through is this list that's gotten a lot of investor attention of resistant asset classes or more of the resistant asset classes that can go up in value. So, there are obvious ones like land, though you have to be a little careful with real estate in the sense that like, office real estate probably wouldn't be where you would go. Nor would you potentially go sort of towards middle income, lower income housing. But more, you know, think of industrial REITs, higher-end real estate. But there are a lot of other categories that are interesting to me. All kinds of infrastructure should be quite resistant, all kinds of critical materials. Metals should do extremely well in this. But then when you go beyond that, it's actually kind of interesting that there; arguably there's a longer list than those classic sort of land and metals examples.Examples here would be compute… Michelle Weaver: Mm-hmm. Stephen Byrd: I thought Jensen put it, well, you know, if there's a limited amount of infrastructure available, you want to put the best compute. And ultimately, in some ways, intelligence becomes the new coin of the realm in the world, right? So, I would want to own the purveyors of intelligence. It could include high-end luxury. It could include unique human experiences. So, I don't know how many of y'all have children who are sort of college age. But my children are college age, and they absolutely hate what they would call AI slop.They want legit human content, and they seek it out. And they absolutely hate it when they see bad copies of human content. And so, I think there is a place in many parts of the economy for unique human experiences, unique human content, and it's interesting to kind of seek out where that might be in the economy. So those would be some examples of resistant assets. Michelle Weaver: Mm-hmm. Josh, software's been at really the center of this AI disruption debate. How would you compare the current pullback in software multiples to prior periods of peak uncertainty? And do you think any of these concerns are valid? Or how are you thinking about that? Josh Baer: Great question. I mean, software multiples on an EV to sales basis are down 30 – 35 percent just from the fall, I will say. And that's overall in the group. A lot of stocks, multiple handfuls, are down 60-70 percent over the last year. And what's being priced in is really peak uncertainty, a lot of fear. And these multiples, now four times sales – takes us all the way back about 10 years to the shift to cloud. And this time in many ways reminds us of that period of peak fear. In this case, what's being priced in is terminal value risk. We talked about this TAM yesterday. But you know, who is going to win that share? How is it divided from a competitive perspective across these model providers? The LLMs with new entrants. Of course, the incumbents. And this other idea of in-housing. Michelle Weaver: Mm-hmm. Josh Baer: So, there's competitive risk, there's business model risk. Are companies going to need to change their pricing models from seat-based to consumption or hybrid. And then last margin risk. Just thinking about the higher input costs and higher capital intensity. And so, you know, all of those fears are being priced in right now. Michelle Weaver: And we, of course though, had a bunch of these companies live with us at the conference. How are they responding to some of these risks? How are they addressing these investor concerns? Josh Baer: Most of the companies here from our coverage are the incumbent software vendors. And I think that the leadership teams did a really nice job coming out and defending their competitive moats and really articulating the story of why they are in a great position to capitalize on the opportunity. And the reasons can vary across different companies. But some of the commonalities are around enterprise grade, trust, security, governance, acceptance from IT organizations.The idea of vibe coding all apps in an organization get squashed when you actually talk to companies and chief information officers. For some companies there's proprietary data moats, network effects. All of that's on top of existing customer relationships. And so, you know, that was the message from the companies that we had. That we're the incumbents. We get to use all of the same innovative AI technology in the same way that all these different competitive buckets do. But we have, you know, that differentiation in that moat. And so, we're in a good place. Michelle Weaver: I want to wrap on a positive note. Stephen, what did you hear at the conference that you're most excited about? Stephen Byrd: I'd say the life sciences. A few investors pointed out that perhaps AI has a PR problem these days. And I do think showing a significant benefit to humanity in terms of improved health outcomes, whether that's just better diagnosis, you know. Away from this event, but I was in India the week before and, you know, AI can have a powerful benefit to the people who suffer the most in terms of providing very powerful medical tools in a distributed manner. So, I'm a big fan there.But you know, in many ways, curing the most challenging diseases plaguing humanity. The kind of problems involved in providing those and developing those cures are perfect for AI. So that, for me – stepping way back – that is by far the most exciting thing. Michelle Weaver: Josh, same to you. What are you most excited about? Josh Baer: From my perspective, it's potentially the turning point for software. The ability to showcase that we are at this inflection point and acceleration. To actually see that it takes time for our software companies to develop new AI technologies. Put that into products that have been tested and proven and go through the enterprise adoption cycle. And that we're at the cusp of more adoption – that's what our survey work says. And to see that inflection, I think can help to rerate this sector. Michelle Weaver: Lindsay, same question for you… Lindsay Tyler: Maybe I'll tie it to markets. I've already had a lot of more conversations with equity investors over the past, how many months? There's a big fixed income focus right now, which is a great, you know, spot and really interesting opportunity in my seat. And there's a lot of interesting structures coming to be right now in the credit space. So, I think it's an exciting time. Michelle Weaver: Lindsay, Stephen, Josh, thank you very much for joining to recap the event and let us know what you learned at the conference. To our audience, thank you for listening here live. And to our audience tuning in, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen. And share the podcast with a friend or colleague today.

Live from Morgan Stanley's TMT conference, our panel break down where AI is already delivering real returns—and where rapid advances are raising new risks.Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, U.S. Thematic and Equity Strategist here at Morgan Stanley.Today we've got a special episode on AI adoption. And this is a first in a two-part conversation live from our Technology, Media and Telecom conference.It's Thursday, March 5th at 11am in San Francisco.We're really excited to be here with all of you taping live. And we've got on stage with me. Stephen Byrd, he's our Global Head of Thematic and Sustainability Research; Josh Baer, Software Analyst; and Lindsay Tyler, TMT Credit Research Analyst.So, Stephen, I want to start with you, pretty broad, pretty high level. We recently published our fifth AI Mapping Survey that identifies how different companies are exposed to the broad AI theme. Can you just share with us some insights from that piece and how stocks are performing with this AI exposure?Stephen Byrd: Yeah, it's interesting. I mean, we've been doing this survey now, thanks to you, Michelle, and your excellent work, for quite a while. And every six months it is pretty telling to see the progression.I would say a few things that got my attention from our most recent mapping was the number of companies that are quantifying the adoption benefits continues to go up quite a bit. And to me that feels like that's going to be table stakes very soon as in every industry you see two or three companies that are really laying out quite specifically what they expect to be able to do with AI and lay out the math. I think that really is going to pull all the other companies to follow suit. So, we're seeing that in a big way.We do see adopters, with real tangible benefits performing well. But a new thing that we're seeing now, of course, in the market is concerns that in some cases adoption can lead to dramatic deflation, disruption, et cetera. That's coming up as well. So, we're seeing greater concerns around disruption as well.But broadly, I'd say a proliferation of adoption, that that universe of companies continues to grow, increases in quantification of the benefits. So, that is good. What's really surprised me though, is the narrative among investors has so quickly moved from those benefits which we've talked about into flipping that to toggle all negative, which I know some of our analysts have to deal with every day. The mapping work suggests significant benefits. But the market is fast forwarding to very powerful AI that is very disruptive in deflation. And that's been a surprise to me.Michelle Weaver: Mm-hmm. Josh, I want to bring software into this. Your team has been arguing that AI is actually good for software. And it's really something that you need that application layer to then enable other companies to adopt AI. Can you tell us a little bit about how much GenAI could add to the broader enterprise software market? And how are you thinking about monetization these days?Josh Baer: Of course. I think the best starting place is a reminder that AI is software, and so we see software as a TAM expander. And in many ways, even though this is extremely exciting innovation, it's following past innovation trends where first you see value accrue and market cap accrue to semiconductors, and then hardware and devices, and then eventually software and services. And we do think that that absolutely will occur just given [$]3 trillion in infrastructure investment into data centers and GPUs.There's got to be an application layer that brings all of these productivity and efficiency gains to enterprises and advanced capabilities to consumers as well. And so we see AI more as an evolution for software than a revolution. An evolution of capabilities and expansion of capabilities. LLMs and diffusion engines absolutely unlocked all of these new features of what software can do. But incumbents will play a key role in this unlock.And our CIO surveys really support that. Quarterly we ask chief information officers about their spending intentions, and these application vendors who we cover in the public markets are increasingly selected as vendors that companies will go to, to help deploy and apply AI and LLM technologies.So, to answer your question, we estimate GenAI could unlock [$]400 billion in incremental TAM for software; for enterprise software by 2028. And this is based on looking at the type of work able to be automated, the labor costs associated with that work, the scope of automation, and then thinking about how much of that value is captured typically by software vendors.Michelle Weaver: And you have a bit of a different lens on AI adoption. So, what are some of the ways you're hearing software customers using these AI tools and anything interesting that popped up at the conference?Josh Baer: To echo what Stephen laid out, I mean, all of our software companies are using AI internally, both to drive efficiencies, but also to move faster. So thinking about product. Innovation, you know, the incumbents are able to use all of the same coding tools and, you know, …Michelle Weaver: Mm-hmm.Josh Bear: … products geared to developers to move faster and more efficiently on R&D. So, they're doing more. From a sales and marketing perspective, a G&A perspective, every area of OpEx, our software companies are in a great position to deploy the AI tools internally.I think more important[ly], speaking to this TAM and expanded opportunity, is our companies have skews that they're monetizing. It might be a separate suite that incorporates advanced AI functionality. It might be a standalone offering, or it might be embedded into the core platform because the essence of software is AI and it, you know, leading to better retention rates and acceleration from here.Michelle Weaver: Mm-hmm. And Stephen, going back to you on the state of play for AI, we had the AI labs here and we heard a lot about the developments and what's to come. So, what's your view on the trajectory for LLM advancements and what are some of the key signposts or catalysts you're watching here?Stephen Byrd: Yeah, this is for me, maybe the most important takeaway of the conference – is this continued non-linear improvement of LLMs, which we've been writing about for quite some time. And just to give you an example, we think many of the labs have achieved a step change up in terms of the compute that they have, in some cases 10 x the amount of compute to train their LLMs. And that [if] the scaling laws hold – and we see every sign that they will – a 10x increase in compute used to train the models results in about a doubling of the model capabilities.Now just let that sink in for a moment. Let's just think about that. A doubling from here in a relatively short period of time is difficult to predict. It's obviously very significant and I think several of the LLM execs at our event sounded to me extremely bullish on what that will be. A lot of that I think will be evident in greater agentic capabilities.But also, I'd say greater creativity. It was about three weeks ago, three of the best physics minds in the world worked with an LLM to achieve a true breakthrough in physics – solving a problem that had never been solved before. A couple of days ago, a math team did the same thing. And so, what we're seeing is sort of these breakthrough capabilities in creativity. This morning I thought Sam speaking to, you know, incredible increases in what these models can do – which also brings risk. You know, I think it was interesting he spoke to, you know, the risk of misalignment, the risk of what these models are doing.But for me, that's the single biggest thing that I'm thinking about, and that's going to be evident in the next several months.Michelle Weaver: Mm-hmm.Stephen Byrd: So, you know, on the positive side, it leads to greater benefits from AI adoption. And to Josh's point that, you know – more and more the economy can be addressed by AI, I do get concerned about the risk that that kind of step change will create greater concerns about disruption and deflation.That causes me to think a lot about that dynamic. Interestingly, we think the Chinese labs will not be able to keep pace just for one reason, which is compute. We think the Chinese labs have everything else they need. They have the talent, the infrastructure. They certainly have the energy, power. But they don't have the chips.If what we laid out with the American models turns out to be true, I could see a chain reaction where the Chinese government pushes the Trump administration for full transfer of the best technology to China. And China could use their rare earth trade position to ensure that. So, that's sort of the chain reaction I've been thinking about.Michelle Weaver: Mm-hmm. So, let's think about then bottlenecks in the U.S. Power is still one of the main bottlenecks. We had several of the solutions providers here at the conference. So, what are you thinking in terms of the size of the power bottleneck in the U.S. and how are we going to fix that?Stephen Byrd: Yeah, absolutely. I am bullish on the companies that can de-bottleneck power, not just in the U.S., a few other places. Let's go through the math in terms of the problem we face and then the solution.So, we have this very cool – it is cool if you're a nerd – power model that starts in the chip level up, from our semiconductor teams. And from that, we build a global power demand model for data centers. We then apply that to the U.S.Through 2028 we need about 74 gigawatts of data centers, both AI and non-AI to be built in the United States. I don't think we'll be able to achieve that for lots of reasons. But starting from that 74, we have sort of 10 gigs that have been recently built or are under construction. We have 15 gigs of incremental grid access, but after those two, we have to go to unconventional solutions, meaning typically off-grid solutions, over 40 gigawatts of unconventional solutions.So that will be repurposing Bitcoin sites, which could be sort of 10 to 15 gigawatts. That'll be big. Renewable energy, fuel cells will be part of the solution. Gas turbines will be a big part of the solution. Co-locating at a few nuclear plants. I'm less bullish than I used to be on that. But when we net all that out, we think the U.S. is likely to be 10 to 20 percent short of the data center capacity that will need to be in.It's not just a power grid access issue, though, that's a big one. Labor is now showing up as a huge issue. Many of the companies I speak to trying to develop data centers struggle with availability of labor. Electricians being one very tangible example. In the U.S. we need hundreds of thousands of additional electricians.So, for any of your children, like mine, thinking about careers, you know, you'd be surprised [at] the amount of money that people are making in the infrastructure business that does feel like it's a labor shift that's going to have to happen, but it's going to take years. So, in that context, we had a number of the Bitcoin companies at our event here. And the economics of turning a Bitcoin site into hosting a data center are extremely attractive. I mean, extremely attractive.To give you a sense of that. Before this opportunity presented itself to these Bitcoin players, those stocks tended to trade at an enterprise value per watt of about $1 to $2 a watt. Then we started to see these deals in which the Bitcoin players build a data center and lease them to hyperscalers. Those deals – depends a lot on the deal but – have created between $10 and $18 a watt of value. Let me repeat that. 10 to 18 – relative to where these stocks were at 1 to 2.Now many of these stocks have rerated, but not all of them. And there's still quite a bit of upside. And what we've noticed is the economics that the hyperscalers are paying are trending up and up and up. Because of this power shortage that we're dealing with. So, a lot of exciting opportunities are still in the power space.Michelle Weaver: Great. Well, I think that's a good place to wrap this first part of our conversation around AI adoption and the state of play. We'll be back again tomorrow with Part Two, looking at financing and risks.To our panelists, thank you for talking with me. And to our audience, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Oh boy, things continue to wrap up for our main characters!We'll keep this brief: Perrin and his forces attack Malden while Faile tries to escape Galina's trap.Stuff happens! Fighting, deaths, tears.We then switch to Elaine who sets in motion her completely foolhardy plan to capture the Black Ajah sisters in Caemlyn, but gets kidnapped herself. More deaths, more tears but the Sea Folk finally earn their keepTell us what you thought!X - @BloodAndAshPodBluesky - @bloodandashes.bsky.socialEmail - moritz@bloodandashespodcast.comYouTube - Blood and AshesFacebook - BloodAndAshesPodcastWeb - www.bloodandashespodcast.com (Now with voicemail capabilities!)Discord - Blood and Ashes (If the link doesn't work, drop me a message and I'll email you a fresh one)Merch - Blood and Ashes Merch! (If you send in some good ideas, we'll use them too!)Enjoy!Mo, Willie and Jody

A new measure led by State Senator Christopher Belt aims to boost access to mental health support and enhance suicide prevention statewide. The proposal requires public buildings throughout Illinois to display the contact details for the 9-8-8 Suicide & Crisis Lifeline, ensuring immediate help is more accessible. The legislation calls for evidence-based suicide prevention education in grades 6 through 12 and increases support for those leaving state correctional facilities. Tammy Bush, President of Tam's Beautiful Butterflies, emphasizes that visibility and education can save lives. Senate Bill 2771 is currently awaiting review by the Illinois Senate Behavioral and Mental Health Committee.

OPEN HEAVENSMATALA LE LAGI MO LE ASO TOONAI 7 MATI 2026(tusia e Pastor EA Adeboye) Manatu Autu:  A iai le malamalama 3 (When there is light 3)Tauloto Tusi Paia: Mataio 5:15 “Latou te lē tutuina fo‘i le molī i le tu‘u ai i lalo o le mea e fua a‘i saito, ‘ae tu‘u i luga lava o le tu‘ugāmolī ‘ia pupula atu ai i ē o i le fale uma.”Faitauga - Tusi Paia: Ioane 4:7-18, 25-30O se tasi o o'u afafine fa'aleagaga, o se uo, ma sa vasega faatasi ma lo'u toalua, sa feagai ma se faafitauli tele- kanesa o le alāleo po o le fa'a'i (tulou). Sa fai mai foma'i pau le auala e laveaiina ai lona soifua o le aveese o lona alāleo, o lona uiga e lē mafai ona toe tautala. Na fai lona ta'otoga ma na amata ai i lea aso ona lē toe mafai ona tautala le afafine. Peita'i na fa'aauau pea la matou tatalo ma le loto talitonu e faamalolō o ia e le Atua. O se tasi aso ina ua faatoa ou fo'i mai i se malaga ae ou vaaia se fafine o ta'avalevale i luga o le fola o le fale. Ina ua tepa mai i luga sa ou iloa atu ai o le uō a lo'u toalua ma sa faapea mai, “o a'u lenei Tamā, ua toe mafai ona ou tautala.”Le au pele e, e lē mafai ona e maua le ituaiga vavega e pei ona fa'amatala i le tala ae lē faia sau molimau. O le ituaiga vavega lea e fa'agaganaina tagata uma o loo siomia oe ma ta'utino ua na o le Atua e faia ma tutupu ai vavega. A suluia e le malamalama o le lalolagi se tagata, e lē mafaia e lea uso ona taofiofi lona fofoga e lē tautala. O le fafine Samaria i le faitauga mai le Tusi Paia o le asō, na avea ma fai evagelia i le taimi na fetaia'i ai ma le malamalama. Na alu atu o ia i lona nuu ma tāla'i atu i tagata uma e omai e vā'ai i le malamalama. E lē mafai ona e maua le malamalama ma nanā i lalo o le mea e fua a'i saito (Mataio 5:15).O le malamalama ua lē na o faamanuiaga ma vavega na te momoli maia; e sau fo'i ma galuega ma tiute fai. Ina ua uma ona fa'asa'oloto le tagata ululeaga o Katara i le Mareko 5;2-20, na ave i ai e Iesu se galuega e fai, o le ta'u ma faamatala i isi tagata e uiga i le vavega na faia e Iesu mo ia. E le mafai ona sau se uso i le malamalama ae fa'aauau pea ona ola i se olaga fa'asamasamanoa. I le malamalama e tatau lava ona e faataunuuina le finagalo o le Atua. Ina ua uma le fa'asa'olotoina o le tagata faavalevalea, na alu atu o ia i nofoaga uma ma tāla'i atu i tagata, “O a'u o se tagata sa leaga le ulu ma mau i tuugamau, peita'i na ma fetaia'i ma le malamalama, ma avea ai nei a'u ma fai evagelia.” Na faapena fo'i ina ua maua Peteru e le malamalama, na avea o ia ma fai faiva o tagata. Ina ua o'o Paulo i totonu o le malamalama mamalu lenei na avea o ia ma misionare lauiloa, na tala'iina le talalelei i soosemea. E lē mafai ona e sau i le malamalama ae tumau le nofonofovale. O le malamalama e faamalosi'auina tagata e o atu i le lalolagi ma lauga le talalelei i tagata uma lava (Mareko 16:15).Le au pele e, soosemea e te alu i ai, e finagalo le Atua ia e fa'asusulu atu lona malamalama. Fai ma valaauina o lou olaga le ta'uta'u i tagata uma e te fetaui i ai, e uiga i le mata'utia o le malamalama na fa'asa'olotoina oe. Ou te tatalo mo oe i le asō ia suluia oe e le malamalama ma avatu ia te oe se ta'utinoga e lē mafai ona e natia, o le a e tala'ia se tala fou ma usu se pese fou, i le suafa o Iesu, Amene.

“Skończyły się czasy romantycznego IT - to jest taka sama praca jak każda inna, 9-17 i ludzie chcą wrócić do swojego życia.” Łukasz otwiera odcinek o zarządzaniu zespołem najbrutalniej jak się da - bo Kuba zapytał na Discordzie: “czemu to trwa tydzień, jak ja bym zrobił w kilka godzin?” Łukasz dodaje twist: “Jesteście bardzo niereprezentatywną próbką osób pracujących obecnie w IT.”

Paulinho, Dri, TAM, André Nascimento e Ju Delfino entram pela quarta e última porta do Cemitério dos Livros Esquecidos para concluir esta série espetacular de Carlos Ruiz Zafón com O labirinto dos espíritos.Ouça mesmo se você não leu este livro ou os anteriores. Esta é uma excelente oportunidade para ter o primeiro contato com a obra.Precisa do livro? Compre-o pelo link abaixo e de quebra ainda ajude o Ichthus a crescer cada vez mais.→ O labirinto dos espíritos (Carlos Ruiz Zafón): https://ichthus.com.br/o-labirinto-dos-espiritos* * *► GOSTA DO ICHTHUS PODCAST? ◄SÓ CONTINUAREMOS A EXISTIR COM A SUA AJUDA!Escolha AGORA MESMO sua faixa de apoio mensal em nossa campanha de financiamento coletivo no Catarse (pode ser qualquer valor) acessando: https://catarse.me/ichthusAgora, se você REALMENTE não tem condições de se comprometer com um valor mensal, por menor que seja, mas deseja nos abençoar esporadicamente, você também pode, sempre que possível, fazê-lo através de DOAÇÕES AVULSAS ou RECORRENTES de qualquer valor via PIX.Nossa chave PIX é: 17.558.300/0001-93* * *Outra forma de ajudar o Ichthus é SEMPRE fazer TODAS as suas compras na Amazon partindo do nosso link de afiliação: https://ichthus.com.br/amazonPode ficar tranquilo que nenhum item será mais caro por conta disso.* * *E que tal continuar esta conversa em nossa comunidade no Discord? Por lá organizamos várias leituras coletivas (inclusive da Bíblia), transmitidos AO VIVO a gravação de podcasts do Ichthus (e você pode participar via chat) e muito mais. Participe acessando: https://bit.ly/leituracoletiva (É TUDO DE GRAÇA!)Se preferir, também temos o nosso canal no Telegram. Inscreva-se em: https://t.me/clubeichthusE, agora, também temos o nosso canal no WhatsApp. Inscreva-se em: https://ichthus.com.br/whatsapp* * *O Ichthus Podcast é um oferecimento do Estúdio Ichthus. Você pode ouvir este e outros programas em nosso site (https://ichthus.com.br) ou nas principais plataformas de áudio (como Spotify, Deezer, Apple Podcasts, Google Music, Amazon Music e tantas outras).Procure por "Ichthus Podcast" em seu aplicativo favorito e assine nosso feed gratuitamente para não perder nenhum episódio.* * *Finalmente, lembre-se de compartilhar este episódio de todas as maneiras possíveis. Este é o melhor jeito de você demonstrar carinho por nós e ajudar este projeto a crescer cada vez mais. Ah, e não esqueça de nos marcar (@clubeichthus) na sua postagem.Agora sim, pegue seu fone de ouvido e bom podcast!

Ferrol acollerá este 8 de marzo unha manifestación con motivo do Día Internacional das Mulleres Traballadoras. A mobilización, convocada pola Marcha Mundial das Mulleres, partirá ás 19.00 horas da Praza de Amada García baixo o lema “Feminismo é revolución: terra viva, pobos libres, vidas dignas”. A convocatoria enmárcase nun contexto que as organizadoras cualifican de crise global do sistema capitalista, con aumento do militarismo, das desigualdades e da precariedade. Desde o movemento feminista denuncian que o incremento do gasto militar e as políticas económicas actuais conviven coa falta de investimento en servizos públicos, afectando especialmente ás mulleres. Tamén sinalan a situación de Galicia nun modelo económico dependente, que precariza o emprego e intensifica a explotación do territorio. A crise do custo da vida, a sobrecarga dos coidados e a defensa da soberanía alimentar e do territorio serán outros eixos centrais da mobilización. A Marcha Mundial das Mulleres defende un feminismo internacionalista, antirracista e popular que aposta por transformar o sistema para garantir igualdade real, dereitos sociais e vidas dignas.

Dziś odcinek 1 z 5-odcinkowej serii dedykowanej prowadzącym warsztaty rękodzieła-----------------Chcesz prowadzić warsztaty rękodzieła lub robisz to od lat i szukasz środowiska wzrostu - zaglądaj tutaj: PROWADŹ WARSZTATY RĘKODZIEŁA PO MISTRZOWSKUWięcej podobnych treści w BIBLIOTECE:https://oplotki.pl/produkt/biblioteka-akademii-rekodzielnika-wszystkie-biznesowe-materialy-dla-tworcow-handmade-razem/Tam również te niepublikowane odcinki podcastów, nagrania szkoleń stacjonarnych, masterclassów online, kompleksowych kursów (np. wyceny, prowadzenia warsztatów rękodzieła), porad specjalistów (księgowość dla rękodzielników, aspekty prawne) i wieeeele więcej - WSZYSTKO, co może Cię wesprzeć w prowadzeniu biznesu w oparciu o rękodzieło lub rzemiosło.Chcesz wesprzeć ten podcast?Tutaj znajdziesz link do dobrowolnej zrzutki, która pomaga finansować ten projekt:https://suppi.pl/oplotkiChcesz zasponsorować dany odcinek lub serię odcinków wykupując promocję dla TWOJEJ DZIAŁALNOŚCI w tym podcaście?Pisz: agnieszka@oplotki.pl

Kdybyste chtěli na vlastní oči vidět rostlinu, která takové obry plodí, museli byste se vydat na Seychely, stejně jako to udělal náš host Dopoledního expresu, botanik Libor Kunte. Tam poznáte jednoho z tamních endemitů: palmu zvanou Lodoicea seychelská, jejíž semena jsou největší na světě. Už sama mateřská rostlina má další unikátní vlastnosti: její řapíky dorůstají až osmi metrů a teprve potom se rozvětví do vějířovitých listů, semeno se na rostlině se vyvíjí 6-7 let a klíčí rok i déle. Seychelané si této palmy neobyčejně váží, každá má svůj registrační list, stejně jako jednotlivá semena. Víc vám poví Libor Kunte, ředitel Střední zahradnické a zemědělské školy v Děčíně-Libverdě. Moderuje Slávka Brádlová.

Kdybyste chtěli na vlastní oči vidět rostlinu, která takové obry plodí, museli byste se vydat na Seychely, stejně jako to udělal náš host Dopoledního expresu, botanik Libor Kunte. Tam poznáte jednoho z tamních endemitů: palmu zvanou Lodoicea seychelská, jejíž semena jsou největší na světě. Už sama mateřská rostlina má další unikátní vlastnosti: její řapíky dorůstají až osmi metrů a teprve potom se rozvětví do vějířovitých listů, semeno se na rostlině se vyvíjí 6-7 let a klíčí rok i déle. Seychelané si této palmy neobyčejně váží, každá má svůj registrační list, stejně jako jednotlivá semena. Víc vám poví Libor Kunte, ředitel Střední zahradnické a zemědělské školy v Děčíně-Libverdě. Moderuje Slávka Brádlová.Všechny díly podcastu Host Dopoledního expresu můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

No novo episodio das Womansplainers, Carme, Sara, a Malvada Profe e Ghanito reciben a Faula, investigadora do Morrazo que traballa en Glasgow, para falar sobre as cores desde unha perspectiva científica, lingüística e cultural. O programa parte dunha pregunta provocadora: existen realmente as cores? Explícase que non son propiedades fixas dos obxectos, senón interpretacións cerebrais da luz, como demostran o daltonismo ou a sinestesia. Tamén se aborda como mudou o concepto de cor ao longo da historia, sen esquecer a parte talvez máis curiosa que é como as linguas organizan e nomean as cores de maneira diferente, condicionadas por factores sociais e culturais.Non fiques pálida e dalle ao play!

The aesthetic us millennials had thought we’d left in the vault for good is officially back. This week, Tam and Lucinda are diving into the Noughties Fashion Revival—from the red carpets of the early 2000s to Gen Z's new takes on some of these classic trends. They’re unpacking the "tiny girl, big bag" era, the return of the iconic Chloe Paddington, and why JW Anderson's Pigeon Bag from And Just Like That has become a cautionary tale for the costume designers of the new Devil Wears Prada sequel. The girls also tackle the trends that give us all a little fashion PTSD: low-rise jeans, dresses over pants, and the trucker hat’s high-fashion makeover. Whether you're leaning into the nostalgia or watching from a safe distance, here is how to do Noughties 2.0. Lucinda's Boujie: Polo Ralph Lauren Cotton Canvas Vintage Ralph's Garage Trucker Hat, $152.40. Tam's Boujie: Araminta James AJ Terry Pant Mocha, $149. Lucinda's Budget: Cotton On Sandy Mini Skirt, $49.99. Tam's Budget: Best & Less Womens Straight Leg Terry Fleece Trackpant, $25. GET YOUR FASHION FIX: Watch us on Youtube the best bits from this episode goes live at 8pm tonight! Follow us on Instagram Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. Feedback? We’re listening! Call the pod phone on 02 8999 9386 or email us at podcast@mamamia.com.au Discover more Mamamia Podcasts here CREDITS: Hosts: Tamara Holland & Lucinda Pikkat Producer: Ella Maitland Audio Producer: Jacob Round Video Producer: Artemi Kokkaris Just so you know — some of the product links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping! Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Entramos pela quarta e última porta do Cemitério dos Livros Esquecidos para concluir esta série espetacular de Carlos Ruiz Zafón. Com Paulinho Degaspari, Dri Degaspari, TAM, André Nascimento e Ju Delfino.

On this episode of Can You Hear Me?, co-hosts Eileen Rochford and Rob Johnson sit down with Tam Lawrence, CEO of Exposure + TV, to explore “Betting on Yourself: Turning Pain into Purpose.” Tam shares how the unexpected twists in her marketing journey shaped her leadership—and how embracing those moments can redefine your impact. Thank you for listening to "Can You Hear Me?". If you enjoyed our show, please consider subscribing and leaving a review on your favorite podcast platform. Stay connected with us: - Follow us on LinkedIn! - Follow our co-host Eileen Rochford on Linkedin! - Follow our co-host Rob Johnson on Linkedin!  

Millennial moms are great at planning. But what about the hobbies that sneak up on you? Erin & Tam share how a spontaneous kitchen experiment became a reminder not to overthink when trying something new. We explore how saying yes in the moment can bring connection, creativity, and a little spark back into everyday life.   @theartofhobbyness www.artofhobbyness.com

Kış mevsimi ve Ramazan'ın getirdiği o dingin enerji, aslında bir büyüme fırsatı. Tam da bu süreçte kendimizi sorgulamak ve farkındalığımızı artırmak adına bir yola çıktık. Hazırladığımız özel soruları her bölümde ayrı ayrı ele alarak, birlikte yanıtların peşine düşüyoruz. Keyifli dinlemeler... https://www.organikbeyinler.net/ https://www.instagram.com/organikbeyinlerpodcast/

OPEN HEAVENSMATALA LE LAGI MO LE ASO LUA 3 MATI 2026(tusia e Pastor EA Adeboye) Manatu Autu:  O le agasala e faalumaina 1 (Sin is a reproach 1)Tauloto Tusi Paia: Roma 6:23 “Auā o le oti, o le totogi lea o le agasala; a o le ola e fa‘avavau, o le mea foa‘ifuaina mai lea e le Atua, i lo tatou Ali‘i o Keriso Iesu.”Faitauga - Tusi Paia: Ioane 5:1-15I le faitauga o le Tusi Paia i le asō, na faamalolo e Iesu se tagata na ma'i mo le 38 tausaga. I se taimi mulimuli ane, na maua atu e Iesu i le malumalu ma lapatai ia te ia e ‘alo ese mai le agasala ina ne'i oo atu i ai se ma'i e sili atu ona leaga. O le lapataiga a Iesu ua faaalia ai, o le agasala a le tagata e oo mai ai  le faalumaina ma pulea ai o ia e malosiaga o le pouliuli. Afai e agasala se tagata ae lē salamo, fai mai le tauloto o le asō, e totogi e le tagata le tau o le agasala, ma o le tau, o le oti.I le Mareko 2:1-12, o loo faamatala e le Tusi Paia se tagata supa pe pipili na avatu ia Iesu. E toafā tagata na amoina o ia i lona moega agai i le fale sa a'oa'o ai Iesu, ua lē mafai fo‘i i latou ‘ona fa‘alatalata atu ‘iā te ia, auā le motu o tagata, ‘ona latou tatala lea o le taualuga o le fale e tautonu ifo ‘iā te ia, ‘ona latou tu‘utu‘u ifo ai lea o le moega o lo‘o ta‘oto ai le supa. Ina ua silasila atu Iesu ia te ia, na ia silafia e manaomia e lea tagata se vavega, ma na fetalai muamua atu Iesu, "Lo'u atalii e, ua fa'amagaloina au agasala." I nisi fa'aupuga, sa fetalai atu Iesu, "Se'i vagana ua lafoai ese au agasala, e te le maua le vavega o loo e sa'ilia."O le agasala, e na te taofia tagata mai le mauaina o latou vavega, ma e manaomia le ave'esea o agasala uma o taofia le maua o faamanuiaga a le Atua ma faaavaanoa ai le ala mo vavega. O agasala a le tagata pipili na oo ai i se tulaga pagatia, ae ina ua fetaiai ma le malamalama, na faaumatia le tulaga pagatia. A fesootai se tagata ma le malamalama, e faaumatia soo se ituaiga pouliuli i lona olaga. Afai e iai se tulaga faalumaina i lou olaga na mafua mai i se agasala, a'o e ole atu i le Alii mo le fa'amagaloga i le asō, ma folafola e te lē toe foi i ai, ou te folafola atu, e ‘auina atu e le Alii lona malamalama i lou olaga e aveese ai le tulaga faalumaina, i le suafa o Iesu.  Le ‘au pele, o le agasala, e fa'alumaina, e oo mai ai le maasiasi ma le oti. Ae o le amiotonu, e viia ma faaeaina e le Atua (Faataoto 14:34). Ina ia si'itia oe e le Atua, e tatau ona e tautino ma salamō mai  so'o se agasala i lou olaga. E naunau Iesu e avatu ia te oe se amataga fou pe a e liliu atu Ia te Ia. ‘Aua neʻi avea au agasala e taofia ai lou olioli i le fesoasoani a le Atua; taʻutino ma salamo mai au agasala i le asō, ona aveeseae lea e lou Tamā i le lagi soo se mea e faalumaina oe (1 Ioane 1:9).  E mafai e le agasala ona taofia le malamalama o le Atua mai le susulu atu ia te oe, ma ana faamanuiaga mai le tafe atu i lou olaga, i le suafa o Iesu, Amene. 

Featuring: Ammosart, Ashgar, Belghast, Kodra, Tamrielo, and Thalen   Hey Folks! We started out down an Ace and a Kodra, but picked up a Kodra as we went.  Ash informs us that Nextfest is happening, and a few of us realized it.  We talk a bit about the various games that have demos right now, or at least will for the first day after this show releases.  From there, Tam shares his thoughts about Under the Island, a charming Zelda-like.  Tam also talks about attempting to get into some of the later retro gaming consoles like the PS2, PS3, Saturn, and Dreamcast on the Ayn Thor.  Bel is spun up because this week he has two big topics to talk about, first starting with the Path of Exile Mirage announcement and the sweeping endgame changes.  From there, he talks about getting sucked back into World of Warcraft and mainlining the new expansion.  Finally, we have a bit of a quick topic as we discuss the Dune Awakening Double Experience and Resources Event that is happening currently.   Topics Discussed: Nextfest is Happening Under the Island Slightly Less Retro Gaming Ayn Thor Path of Exile Mirage Reveal World of Warcraft Midnight Expansion Dune Awakening Double Resources Event

OPEN HEAVENSMATALA LE LAGI MO LE ASO SA 1 MATI 2026(tusia e Pastor EA Adeboye) Manatu Autu: Fa'asa'oloto Mai Fetu'u Tuufaasolo I Auga Tupulaga. (Deliverance From Generational Curses)Tauloto Tusi Paia: Efeso 1:3 “Ia fa‘afetaia le Atua, o le Tamā o lo tatou Ali‘i o Iesu Keriso, o lē ‘ua fa‘amanuia mai ‘iā i tatou i mea uma lava e manuia ai i la le Agaga, i mea o i le lagi, ‘ona o Keriso;”Faitauga - Tusi Paia: Ieremia 31:27-31Sa sau ia te a'u se tamaita'i e tolusefulu tolu (33) ona tausaga, ua fai lona aiga, mo se tatalo. O lona faafitauli, o loo fai pea ana feau vai (tulou) i le moega pe a moe i le po ma ua fa'amāasiasia ai lava ia. Sa ou fai i ai e lē o se faafitauli lea tulaga ma o le a avatu e le Atua ia te ia se totoga fou. Peita'i a'o lei faia le tatalo na fai mai le māfine, “Lau susuga e le na o a'u o loo mafatia i lea tulaga i lo'u aiga.” Na fa'aauau ona faamatala mai ia te a'u, e maua ai lona tinā, tinā o lona tinā, ma fafine uma o lona aiga i le fa'ama'i lea o le fa'asusū moega pe a momoe i le po (tulou). Na o'u iloa ai i le taimi lea o le faafitauli o le māfine e alu i auga tupulaga. I le suesuega atili o le mataupu na o'u iloa ai o le faafitauli na amata mai i se mea na tupu i le va o se isi tagata ma le tinā o lona tinā, ma folafola ai e lea tagata se fetu'u i luga o lona tinā matua e faapea, “e amata atu nei, o fafine uma o lou aiga o le a fa'asusũ moega (tulou), sa ou fai i le māfine, “tu'u lou ola iā Iesu Keriso ona e alu ese lea ma le toto o lou aiga fa'aletino ae avea oe ma tagata fou. Na talia e le tinā le faaolataga ma na fo'i mai i le aso no soso'o ai ma le olioli tele. O le taimi lea ua le sau na o ia, a ua omai ma isi fafine o lo latou aiga. Na faapea mai le māfine ia te a'u o le taimi muamua lea ua lelei ai sana moe i le po atoa ma ua le susū ai lona moega. O isi fafine na latou omai na ofo uma o latou ola ia Iesu ma na uma ai fo'i ma le fetu'u. Ou te avatu le talalelei mo oe, afai o aafia lou aiga i se fetu'u mo ni auga tupulaga, e faaumatia i le asō, i le suafa o Iesu. A omai tagata i totonu o le aiga o le Atua, na te fa'afouina mea uma lava i o latou olaga (2 Korinito 5:17), ma agava'a ai i latou i manuia tuufaasolo i auga tupulaga. Soosemea sa polokaina ma faalavelave i tagata ona e mafua mai o latou gafa ma tupuaga, o le taimi e avea ai Iesu Keriso ma o latou Fa'aola, e lē toe i ai se malosiaga o le fili ia i latou auā ua ulufale i latou i se aiga fou, aiga o le Atua. I lona aiga Paia, o i ai le ola, tamāoaiga, poto, fua tulu'i, olioli, filemu, ma mea lelei uma lava. O le soifua tului o se faamanuiaga mo i latou uma o i le aiga o le Atua, ma i vaega o le olaga na pagatia ai i latou ona o le agasala a o latou tuaā e tupuga mai ai, na folafola e le Atua o le a ia āsia i latou i lona alofa le mavae ma lona alofa mutimutivale (Esoto 20:6).I le aiga o le Atua, e lē toe sa'o ai le fa'aupuga faapea e ai e tamā le vine moto ae magiagia ai nifo o le fanau (Ieremia 31:28-30). E alu loa se uso ia Keriso, avea loa ia ma suli o le itū paia o le Atua ma avea ana faamanuiaga sautualasi ma vaega o lona olaga i aso ta'itasi, o measina ia a soose tagata faatuatua. Le au pele e, ua e auai i le aiga o le Atua? Ia faia sau faaiuga i le asō, I le suafa o Iesu, Amene.

Čo s manželom, ktorý zapína smerovky aj na kruhovom objazde, ako zistiť majiteľa auta podľa evidenčného čísla a ako zabrániť vodičom, aby sa v zápche zipsovali cez druhý jazdný pruh. Aj toto sú vaše otázky, na ktoré odpovedáme v novej epizóde podcastu Autobazar.EU.Môj muž zapína smerovku v kruháči doprava, aj keď neodbočuje. Trvá na svojom a nechce si nechať poradiť. Čo s ním?Kruhové objazdy sú večnou témou slovenských motoristov aj napriek tomu, že mali dostatok času osvojiť si dopravné predpisy, ktoré sa v tomto kontexte nemenia.Váš pán manžel sa dopúšťa veľkej chyby, keď používa smerové svetlo aj v prípade, že pokračuje v jazde rovno. Dopravné predpisy definujú, že na okruhovom objazde sa smerové svetlo môže použiť iba pri výjazde z kruhového objazdu. Tým, že váš manžel ponecháva zapnuté pravé smerovky, dáva všetkým vodičom čakajúcim pred kruhovým objazdom zreteľný signál, že môžu do objazdu vojsť.Na okruhom objazde platia nasledovné dopravné predpisy podľa § 20, § 25 a § 30 a Zákona o cestnej premávke č. 8/2009: Ak je kruhový objazd označený dopravnou značkou „Kruhový objazd“ spolu s dopravnou značkou „Daj prednosť v jazde!“ alebo „Stoj, daj prednosť v jazde!“, vodič v kruhovom objazde má prednosť (§ 20 ods. 5) Vodič nesmie zastaviť a stáť na kruhovom objazde (§ 25 ods. 1 písm. r) Znamenie o zmene smeru jazdy vodič nedáva pri vjazde do kruhového objazdu. Pri jazde po kruhovom objazde vodič dáva znamenie o zmene smeru jazdy, ak z takej križovatky vychádza (§ 30 ods. 5).Paradox: Kto bude vinníkom nehody?Kuriozitou je, že aj v prípade vzniku škodovej udalosti alebo dopravnej nehody nebude váš muž vinníkom, pretože bol na hlavnej ceste. A vodiči mieniaci vojsť do kruhového objazdu musia dávať vozidlám, ktoré sú už na kruhovom objazde. To, že tieto vozidlá mali alebo nemali zapnuté niektoré smerovky, prednosť v jazde nemení.Samozrejme, že nesprávnym použitím smerových svetiel sú ostatní vodiči účinne oklamaní, avšak ich povinnosť dať prednosť v jazde vozidlám na hlavnej ceste sa tým neruší.Slušne čakám v zápche a obiehajú ma cez ľavý pruh. Ako im v tom mám legálne zabrániť?„Dobrý deň. Chcem sa spýtať jednu vec. Každý deň idem v kolóne v hlavnom meste na vjazde alebo výjazde z obchvatu, kde sú 2 pruhy. Poobede je tu všade zápcha a všetci čakajú, kým sa na nich dostane rad, tak ako to má byť. Niektorí ale idú aj cez ľavý pruh, všetkých vodičov predbehnú a na konci sa potom tlačia do kolóny. Počítajú s tým, že vybabrú so systémom. Ako im v tom LEGÁLNE zabrániť?“ pýtal sa náš čitateľ s prezývkou Dodi na Facebooku.Spočiatku nás otázka čitateľa do našej dopravnej poradne prekvapila, pretože poukázala na skutočnosť, že ako vodič nepozná alebo ignoruje pravidlo zipsovania a rovnomerného využívania všetkých dostupných jazdných pruhov v jednom smere jazdy. Neodpovedali sme, k otázke sa vraciame teraz - považujeme za správne napraviť našu chybu a upozorniť ostatných vodičov, ako reagovať správne, eticky a v súlade s dopravnými predpismi.Jednoznačná odpoveď je nie, nemôžeme ostatným vodičom brániť v zipsovaní preto, že využívajú na jazdu aj druhý jazdný pruh a skracujú tak kolónu či zápchu.Snaha o ich vytrestanie môže byť dokonca považované za trestný čin, ak by ste v dôsledku takéhoto absurdného konania spôsobili na inom vozidle škody alebo niekoho zranili - čo by sa veľkou pravdepodobnosťou stalo.V zmysle § 10 platí nasledovné: Tam, kde sa dva jazdné pruhy zbiehajú do jedného jazdného pruhu tak, že nie je zrejmé, ktorý z nich je priebežný, vodič jazdiaci v ľavom jazdnom pruhu je povinný dať prednosť v jazde vodičovi v pravom jazdnom pruhu; to neplatí pri súbežnej jazde, keď vodič idúci v pravom jazdnom pruhu je povinný umožniť vodičovi prvého vozidla v ľavom jazdnom pruhu zaradenie sa do kolóny idúcich vozidiel, ak ten dáva znamenie o zmene smeru jazdy vpravo. Tam, kde sa jazdné pruhy v jednom smere jazdy zbiehajú, vodič idúci v priebežnom jazdnom pruhu je pri súbežnej jazde povinný umožniť vodičovi prvého vozidla nachádzajúceho sa v jazdnom pruhu, ktorý sa zaraďuje do priebežného jazdného pruhu, preradenie do priebežného jazdného pruhu.Ako zistiť majiteľa podľa evidenčného čísla?Predstavte si situáciu, že pred vašou príjazdovou cestou parkuje cudzie vozidlo a zavadzia vám, prípadne ste niekomu poškodili auto pri parkovaní a chcete ho kontaktovať. Lenže, v aute a na aute nie sú žiadne indície, ako majiteľa kontaktovať. Ja napríklad aj pri parkovaní v meste či nákupných centrách dávam za čelné sklo malý papierik s mojím telefónnym číslom, práve pre tieto prípady a viackrát sa mi to už osvedčilo.Sme ale v situácii, že majiteľa nepoznáme, a tak ho prirodzene chceme zistiť podľa evidenčného čísla. Napriek tomu, že samotné evidenčné číslo vozidla nie je osobný údaj, a preto ho fakticky môžeme fotiť a zverejňovať na internete napríklad pre nesprávne parkovanie, tak údaj o majiteľovi už osobným údajom je. Preto ani reporty o histórii vozidla, povedzme od Cebie, neobsahujú údaje o konkrétnych majiteľoch vozidiel.Z tohto dôvodu nie je nikde verejne dostupný register majiteľov vozidiel podľa ich EČV, po starom ŠPZ. Keď niekomu poškodíte vozidlo a chcete ho kontaktovať, najlepšie je jednoducho na mieste vyčkať niekoľko minút. Prípadne, ak ste napríklad v nákupnom centre, vyhlásiť jeho evidenčné číslo do rozhlasu s tým, nech príde k autu. Dobrým zvykom je zanechať na seba kontakt a vysvetlenie za stieračom, hoci podľa zákona by ste to robiť nemali. Ak sa ten lístok znehodnotí alebo stratí, alebo ak narazíte na konfliktnú protistranu, môže byť váš odchod považovaný za odídenie z miesta škodovej udalosti.Zistiť majiteľa podľa EČV teda takto priamo nejde, a to ani cez občas zmieňovaný register Slovenskej kancelárie poisťovateľov - ten vám len prezradí, v akej poisťovni má vlastník vozidla uzatvorené PZP. Môžete do poisťovne zavolať a vec objasniť, že by vám ale poskytli priamy kontakt na vlastníka vozidla, nie je isté.Zdanlivo najhorším, ale na druhej strane predpisovo správnym postupom, je zavolať na políciu. V takomto prípade ale počítajte s účasťou polície, a teda aj s blokovou pokutou, ktorú vám budú mať právo policajti uložiť za priestupok proti bezpečnosti a plynulosti cestnej premávky od 50 do 150 eur.Zmienené články z našej poradne:Môj muž zapína smerovku v kruháči doprava, aj keď neodbočuje. Trvá na svojom a nechce si nechať poradiť. Čo s ním?https://magazin.autobazar.eu/otazka-citatelky-moj-muz-zapina-smerovku-v-kruhaci-doprava-aj-ked-neodbocuje-trva-na-svojom-a-nechce-si-nechat-poradit-co-s-nim-clanok9063.htmlSlušne čakám v zápche a obiehajú ma cez ľavý pruh. Ako im v tom mám legálne zabrániť?https://magazin.autobazar.eu/otazka-od-vas-slusne-cakam-v-zapche-a-obiehaju-ma-cez-lavy-pruh-ako-im-v-tom-mam-legalne-zabranit-clanok9550.html

VŠECHNY EPIZODY V PLNÉ DÉLCE NAJDETE NA HEROHERO.CO/STUDION „Na síti X mě označují za perverzní dominu českého veřejného prostoru nebo depilátorku delfínů. Píšou to chlapi, podle kterých jsem moc dominantní a moje profese je zbytečná. Bojí se mě určitý typ mužů, takoví slabší, je mi jich líto. Síť X je Sama doma pro muže, ať si to tam ventilují,“ směje se ve Studiu N designérka Veronika Rút, která v Česku bojuje s vizuálním smogem a radí městům, jak vytvořit přívětivý veřejný prostor. Jedním z témat, které vnáší do společenské debaty, je otázka výdejních boxů, které zaplavily české ulice. Vytvořila proto nezávislou odbornou iniciativu, která připravila pravidla, jak s plechovými skříněmi nakládat. „Některé firmy se urazily a najaly si falešného novináře, aby mě zdiskreditoval,“ popisuje v rozhovoru. „Jsme východní Evropa, tohle je totiž nižší kultura podnikání, kterou na Západě nevidíme. Tam firmy vědí, že už tam to město stojí osm set let a dalších osm set let tam stát bude, a tak je lepší se domluvit. U nás se to s vidinou krátkozrakého aktuálního zisku snaží firmy zpomalit, aby se například nevydávaly tržní řády,“ říká designérka. Kvalita veřejného prostoru podle ní přitom přímo souvisí s tím, koho lidé volí. „Nejvíc voličů SPD bydlí u nadúrovňových křižovatek, protože je tam špatná dostupnost obchodů. Když jste ve vykořeněném místě, které nikomu nepatří a máte strašně daleko základní věci, tak snadněji propadnete extremismu. Není tam prostor k setkávání, a tak si nevybudujete v okolí vztahy. Pokud chceme být odolnou demokracií a mít silnou společnost s kvalitními vztahy, musíme mít prostor, kde se budeme potkávat s jinými názory,“ tvrdí. Podchody, nadchody a nadúrovňové křižovatky považuje za klíčové chyby 20. století. „Dneska už víme, že lidi mají chodit po povrchu, protože to nejsou krysy. Frustrace a demotivace pramení ze zanedbaných prvků ve veřejném prostoru. Člověk má potom pocit, že nic nemá smysl – když jdete kolem oprýskaných zábradlí a musíte je neustále obcházet dokola, má to katastrofální dopady, vede to totiž v nízkou sebeúctu a nároky. Když potom přistane u kašny výdejní box, je vám to jedno,“ doplňuje Veronika Rút. Která města jsou v naší zemi nejošklivější? A která naopak pracují s veřejným prostorem nejlépe? Kde se vzal v Česku pocit, že auta mají mít přednost před vším ostatním? Proč se politici bojí měnit města k lepšímu? A jak může každý z nás bojovat s vizuálním smogem? Podívejte se na celý rozhovor na herohero.co/studion

OPEN HEAVENSMATALA LE LAGI MO LE ASO TOONAI 28 FEPUARI 2026(tusia e Pastor EA Adeboye) Manatu Autu: Aao taumatau o le Atua (Gods right hand).Tauloto Tusi Paia: Efeso 2:6 “Ua na toe fa‘atutū fa‘atasi mai fo‘i, ma fa‘anonofo fa‘atasi i tatou ma Keriso Iesu i mea o i le lagi.”Faitauga - Tusi Paia: Salamo 110:1-3O le fa'aupuga “aao taumatau” e tāua tele I le Tusi Paia. O loo fa'aalia ai se tulaga o avanoa aloaia, se nofoaga mamalu ma fa'aaloalogia. Mo se fa'ata'ita'iga, o lo tatou Alii o Iesu Keriso o loo afio i le itu taumatau o le Tamā (Eperu 1:3). Ua fa'aalia fo'i I le Eperu 12:2, ina ua uma ona puapuagatia Iesu ma maliu i luga o le satauro, ona nofo ai lea o Ia i le itu taumatau o le nofoalii o le Atua. O le aao taumatau o le Atua ua fai ma sui o lona malosi silisili ma lona mana. Fai mai le 1 Peteru 3:22 “o ia o lo‘o i le itū taumatau o le Atua, ‘ina ‘ua afio a‘e o ia i le lagi, na to‘ilalo ‘iā te ia o agelu, ma faipule, ‘atoa ma ē malolosi.”O le tagata o loo faatatau i ai le fuaiupu ua taua i luga, o Iesu. O Ia o loo afio i le aao taumatau o le Atua ma le mana uma lava e gaua'i atu i le Atua. Po o le a lava se tulaga maualuga faalelalolagi o galue ai se uso, e sili atu lava le mana ma le pule o i le aao taumatau o le Atua. O le aao taumatau o le Atua o le nofoaga e gaua'i i ai agelu uma, Pule ma le mana uma i le Atua. Fai mai fo'i Salamo 18:35; o le aao taumatau o le Atua o le nofoaga o tausiga ma fesoasoani. Fai mai le fuaiupu tauloto o le asō, ona o i tatou o fanau a le Atua, ua nonofo faatasi i tatou ma Keriso, ma talu ai o lo o i ai Keriso i le aao taumatau o le Atua, o loo tatou i ai fo'i faatasi ma Ia.O le i ai i le aao taumatau o le Atua o lona uiga, e lē taitai e mativa i fesoasoani ma foa'i. O lona uiga e te maua pea e lē aunoa i le taimi e manaomia ai le fesoasoani tele e te manaomia. O i latou o i le aao taumatau o le Atua, e lē itiiti i latou auā o lona aao taumatau o le nofoaga o le mana, e pei ona o tatou vaaia i le Mareko 14:62; fai mai, ‘“Ona fetalai atu lea o Iesu, “O a‘u lava lea; ‘tou te iloa fo‘i le Atali‘i o le tagata e nofo i le itū taumatau o Lē e ona le mana,' ‘e sau fo‘i o ia i ao o le lagi.”' O lona uiga, o i tatou kerisiano, o tagata o le mana ma le fa'ama'ite. Tatou te ola fiafia i le fesoasoani, tausiga ma le manuia mai le Atua. Paga lea, peita'i e ui o lo tatou fa'asinomaga lea o le fanau a le Atua, a o loo ola pea nisi kerisiano mamao ese mai le mea moni auā faapei o le atalii faamaumauoa i le Luka 15:11-32; na ta'asē i latou mamao ese mai le aao taumatau o le Tamā. Ua o latou usitai i le valaau a le agasala ma fa'atigā i le alofa tunoa o le Atua i luga o latou olaga. Le au pele e, afai e te le'i talia ma gaua'i i le Atua, po ua e ta'asē mamao ese fo'i mai ia te Ia, ou te valaaulia oe i le asō e te sau ia te Ia. O loo tuitui le Alii i le faitoto'a o lou loto (Fa'aaliga 3:20); tatala lou loto ia te Ia, o loo faatalitali lou Atua e talia oe i ona aao mafola; aua e te tuua lou Tamā ia faatalitali ai pea mo oe. Sau e talia ma fiafia i lou nofoaga i le aao taumatau o lou Atua, i le suafa o Iesu, Amene.

ACIM Quote:There are those who have reached God directly, retaining no trace of worldly limits and remembering their own Identity perfectly. ²These might be called the Teachers of teachers because, although they are no longer visible, their image can yet be called upon. ³And they will appear when and where it is helpful for them to do so. (⁠ACIM, M-26.2:1-3⁠)Today's Guest:Donna Lee Humble joins Tam and Matt to share a story of viewing an apparition while at work in a moment of desperation. She also talks about a forgiveness with her family.Find Donna's Books on Amazon.comSeek, Not for Love: Removing Your Barriers to Peace, Authenticity and Enlightenment. https://www.amazon.com/Seek-Not-Love-Authenticity-Enlightenment/dp/1737262622/andPeace Beyond Belief: Transcending Your World From the Inside Outhttps://www.amazon.com/Peace-Beyond-Belief-Transcending-Inside-ebook/dp/B0DRW8QRRKAlso look for Donna Lee's books on Spotify soon!Be a Guest on Miracle Voices:Think your forgiveness story could inspire others? Submit your forgiveness story for consideration here: https://www.miraclevoices.org/formWould You Like To Support Miracle Voices with a Donation?Visit https://www.miraclevoices.org/donateClosing ACIM Quote:Your task is not to seek for love, but merely to seek and find all of the barriers within yourself that you have built against it. (⁠ACIM, T-16.IV.6:1⁠)

CJ sits down with Mike Jung, Co-Founder and Managing Partner of Founders Circle Capital. They unpack the rise of structured liquidity, how secondaries went mainstream, and what CFOs should know before running a tender. Mike shares lessons from the dot-com era, AI's “super cycle,” and what separates durable growth companies from hype.—SPONSORS:RightRev is an automated revenue recognition platform built for modern pricing models like usage-based pricing, bundles, and mid-cycle upgrades. RightRev lets companies scale monetization without slowing down close or compliance. For RevRec that keeps growth moving, visit https://www.rightrev.comRillet is an AI-native ERP built for modern finance teams that want to close faster without fighting legacy systems. Designed to support complex revenue recognition, multi-entity operations, and real-time reporting, Rillet helps teams achieve a true zero-day close—with some customers closing in hours, not days. If you're scaling on an ERP that wasn't built in the 90s, book a demo at https://www.rillet.com/cjTabs is an AI-native revenue platform that unifies billing, collections, and revenue recognition for companies running usage-based or complex contracts. By bringing together ERP, CRM, and real product usage data into a single system of record, Tabs eliminates manual reconciliations and speeds up close and cash collection. Companies like Cortex, Statsig, and Cursor trust Tabs to scale revenue efficiently. Learn more at https://www.tabs.com/runAbacum is a modern FP&A platform built by former CFOs to replace slow, consultant-heavy planning tools. With self-service integrations and AI-powered workflows for forecasting, variance analysis, and scenario modeling, Abacum helps finance teams scale without becoming software admins. Trusted by teams at Strava, Replit, and JG Wentworth—learn more at https://www.abacum.aiBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsMetronome is real-time billing built for modern software companies. Metronome turns raw usage events into accurate invoices, gives customers bills they actually understand, and keeps finance, product, and engineering perfectly in sync. That's why category-defining companies like OpenAI and Anthropic trust Metronome to power usage-based pricing and enterprise contracts at scale. Focus on your product — not your billing. Learn more and get started at https://www.metronome.com—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNMike: https://www.linkedin.com/in/mikjunghttps://www.founderscircle.com/CJ: https://www.linkedin.com/in/cj-gustafson-13140948/https://www.mostlymetrics.com—TIMESTAMPS:1:08 Founder Circle origin3:15 The founder liquidity insight5:16 Staying private longer problem6:04 Secondary market control vs chaos8:44 Secondaries over IPOs10:12 Liquidity keeps VC alive11:27 Ask Jeeves dot-com lesson12:26 $190 to $1 + AMT reality13:10 Sponsors — RightRev | Rillet | Tabs16:39 Private share opacity risk20:25 Founder + employee liquidity playbooks21:55 Early investors need liquidity too22:31 Cap table math actually matters24:17 SPV fee stacking insanity25:37 Sponsors — Abacum | Brex | Metronome28:54 Tender offer guardrails30:09 Minimum vs maximum liquidity balance33:01 Growth stage sweet spot + IPO bar rising34:17 AI Cambrian explosion34:58 Buying fear vs buying hype36:29 AI growth sustainability37:19 Founder-led advantage + product velocity38:47 TAM is created, not measured41:06 Anti-portfolio lessons43:01 What is a supercycle44:34 Do supercycles end in crashes?46:16 AI's unprecedented adoption curve48:31 Community as a moat52:50 Earning the right to be on the cap table

hema.to is building AI-powered diagnostic infrastructure for cytometry—a specialized area of laboratory medicine analyzing immune system data to detect blood cancers like leukemia and lymphoma. Unlike radiology or pathology where AI solutions are abundant, cytometry has remained largely untouched by the AI wave, creating both opportunity and isolation for the Munich-based company. In a recent episode of BUILDERS, we sat down with Karsten Miermans, CEO at hema.to GmbH, to discuss why they're deliberately keeping sales founder-led despite having paying customers, how South America became an unexpected beachhead market, and what it actually means to build infrastructure versus point solutions in healthcare. Topics Discussed:  From consulting project to venture-backed company: recognizing scalability in hindsight  The workflow integration problem killing healthcare AI implementations  Infrastructure versus technology: why healthcare AI isn't just about the algorithm  Learning ideal customer profile after 18 months of being "all over the place"  Why South America's governance structure enables faster adoption than the US  Resisting the urge to hire sales before achieving true repeatability  The 10-year vision: shifting from "watch and wait" to "predict and prevent" in immune disease GTM Lessons For B2B Founders: Pattern matching fails when you're an outsider—budget 18+ months to find your beachhead: Karsten assumed every application of their diagnostic method was the same and spent a year and a half "blue eyed" (naively optimistic) before identifying their true ICP. The outsider advantage lets you reimagine workflows insiders can't, but you'll incorrectly assume transferability across use cases. Don't expect repeatability in year one when entering regulated, workflow-dependent markets. Infrastructure requires multi-stakeholder orchestration—resource for enterprise complexity from day one: Karsten distinguishes technology (point solutions, single users) from infrastructure (shared resources requiring data exchange and workflow integration). In healthcare, this means integration into hospital systems, databases, and electronic health records across multiple stakeholders. "Every sale becomes enterprise sales" even for individual labs because of this infrastructure requirement. Founders building horizontal platforms should model sales cycles and resource requirements as enterprise from the start, regardless of deal size. Your ICP is cognitively overloaded—they won't understand your category innovation: Doctors are "under so much pressure that they just don't have any cognitive capacity left" to philosophically evaluate why AI might be difficult to implement or how infrastructure differs from technology. They need problems solved within their existing mental models. Skip the category education. Frame everything as workflow enhancement, not innovation. Let sophistication emerge through implementation, not pitch decks. Revenue doesn't equal repeatability—know when you're still in discovery mode: Despite having paying customers, Karsten explicitly states "we're not at product-market fit yet" because they're "discovering and learning things with every new laboratory hospital" around data privacy, integration, and AI deployment. The PMF signal isn't customer count or revenue—it's when the process becomes predictable, customers refer others, and you stop discovering new requirements. Hiring sales before this point scales complexity, not revenue. Regulatory friction determines market sequencing, not just market size: US governance complexity turns every deal into heavy enterprise sales with "many stakeholders," while South America proved "much more willing to move with fewer processes," making them "just much faster to adopt innovative technology." This wasn't strategy—Karsten's CTO speaks Spanish through a personal connection. But the lesson transfers: for infrastructure plays in regulated markets, test adoption velocity in lower-governance environments first to build proof points, even if TAM looks smaller on paper. In healthcare, marketing is clinical evidence—customer success creates your GTM flywheel: Karsten spends minimal time on marketing because beyond the first 5-10 users, doctors "want to see clinical evidence, they want to see papers, they want to see maybe that a friend of theirs is using it." Marketing in healthcare isn't content or demand gen—it's peer validation and published proof. Founders should structure early customer engagements to generate this evidence, not just revenue. The "marketing sales flywheel really does kick in much more once you have product market fit" because PMF enables the evidence generation required for credibility. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Gyorsjelentésekkel foglalkoztunk: elsőként az Nvidiával, amely felülmúlta az elemzői várakozásokat. Vendégünk Móró Tamás, a Concorde vezető stratégája volt. A második részben a Magyar Telekom negyedéves jelentéséről kérdeztük Fekete Beatrixot, a Portfolio részvénypiaci elemzőjét. Főbb részek: Intro – (00:00) Nvidia – (01:19) Magyar Telekom – (09:12) kép forrása: Jonathan Raa/NurPhoto via Getty ImagesSee omnystudio.com/listener for privacy information.

Dnešné volebné právo je väčšinou univerzálne, čo znamená, že právo voliť majú rovnako ženy ako aj muži, a nikoho veľmi nezaujíma, ako ste na tom s majetkom. Len musíte mať aspoň 18 rokov. Kedysi však tomu nebolo tak. Demokracia sa totižto zrodila už v Grécku. Určite ste už počuli o priamej aténskej demokracii. Tam však mohli voliť len slobodní muži starší ako 30 rokov s majetkom. Kľúčové slová: politológia, demokracia, občianska náuka, maturita Tento podcast ti prináša 4ka. Jediná štvorka, ktorá ťa nebude v škole mrzieť.

Tam McManus says it is a must win game for Celtic at Ibrox on Sunday against Rangers. Peter and Tam discuss the possible formations, the bookies odds and a possible matchwinner on the day in one of the biggest derbies of the season.

Omni Talk Retail is live from eTail West 2026 with coverage powered by NetElixir. In this interview, Anne Mezzenga speaks with Kelly Cook, CEO of Davids Bridal, fresh off the stage to discuss the company's bold “Aisle to Algorithm” strategy and what she calls the bridal tech revolution. David's Bridal is expanding beyond a $4B bridal TAM into the broader $70B wedding ecosystem, building what Kelly describes as an AI and asset light approach to retail and media within the wedding industry. Key themes from the conversation: • The “tech sandwich” model: high tech before and after the in store bridal appointment • Virtual try on, AR wedding visualization, and agentic AI guiding brides through 300 planning tasks • A vision for one click wedding planning powered by immersive augmented reality • How partnerships and retail media are unlocking value beyond the dress • Why large scale transformation requires fearless talent and cultural clarity Kelly also shares three leadership lessons for retail executives navigating transformation, including her now famous advice: be somebody's shot of whiskey, not everybody's cup of tea. Thank you to NetElixir for supporting our eTail West 2026 coverage. #eTailWest #RetailTransformation #AIinRetail #Weddings #RetailInnovation #DigitalTransformation

Valentine’s Day might've passed, but Grace Lam's date night outfit tips are always relevant for building our fashion confidence and date night looks. Tam is joined by fashion powerhouse and former Vogue China fashion director, Grace Lam. She’s also one of the hosts of Unleashed, Mamamia’s brand new podcast for Gen X women who need a laugh right now. She's worked with the likes of Jude Law, Hugh Grant, Kate Moss, and Naomi Campbell... but today she's helping us get ready for date night. She's taking us through her top international styling tips, which brands we need to be watching right now, and why she wants you to stop buying "boring" staples and start raiding your partner's wardrobe. Plus, the $80 shoes she gets stopped for in the street, and why "intentional styling" is the secret to never having a wardrobe meltdown again. Listen to Mamamia's brand new podcast Unleashed, wherever you get your podcasts. EVERYTHING MENTIONED: Chaumet Jewellery Chanel Handbags Grece Ghanem Deering Prank Project Rixo BOUJIE & BUDGET: Grace's Boujie: High Tide J.W. Anderson. Tam's Boujie: St. Agni Thong Detail Heel $429. Grace's Budget: Clementine Double-Strap Slingback Mary Jane Pumps - Red $96. Tam's Budget: Heaven Mayhem Clemmie Earrings $162. GET YOUR FASHION FIX: Watch us on Youtube this episode goes live at 8pm tonight! Follow us on Instagram Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. CREDITS: Host: Tamara Holland Guest: Grace Lam Producer: Ella Maitland Audio Producer: Jacob Round Video Producer: Artemi Kokkaris Just so you know — some of the product links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping! Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Amanda Greeley has been thinking about Spence since 2017. She didn't rush it.Before launching the racket sports brand, she built Tink & Tiger out of Brooklyn's garment district during Instagram's pre-ad era, founded Thelma footwear (picked up by J. Crew before her Italian manufacturer collapsed during the pandemic), and led creative direction at Serena & Lily. She's someone who has done this before — multiple times — and has the scar tissue to prove it.In this episode, we get into what it actually looks like to build a brand in today's DTC climate: tighter investor appetite, more expensive paid media, and a fundraising environment that has completely reset from the Warby Parker window of the early 2010s. Amanda is candid about all of it — what's working, what she'd do differently, and why she's more optimistic now than ever about the racket sports category.We also talk about the creative tension at the core of Spence — nostalgia versus futurism — and why tennis, pickleball, padel, and squash represent one of the most underserved brand opportunities in the market right now.Topics covered:— Why the DTC fundraising window has closed and what that means for founders building today— The Lululemon and Nike comparison: what happens when a brand expands the TAM instead of just serving it— Building in public: the risks, the upside, and why Amanda is leaning into it with Spence's journal— Surf and skate as a brand template for racket sports— AI in brand operations: where it's useful and where it produces forgettable creative— The optimization trap in wellness — and why racket sports is uniquely positioned outside of it— Why "idea people" only get so far, and what execution actually demands

Are sneakers dead? Or are they just "on ice"? This week, Tam and Lucinda are diving deep into the shifting world of footwear and why your favourite Sambas might be losing their cool factor. From the "Sneaker Economy" (where shoes can cost as much as a house) to the rise of the "Sneakarena," they’re breaking down what we’re actually putting on our feet in 2026. Plus, if you’re suffering from sneaker fatigue, Tam has the definitive guide to the "Fancy Flat" and the boots you’ll be wearing all through Autumn. EVERYTHING MENTIONED: Tam’s Boujie: Alohas Ambar Rift Black Leather Ankle Boots $480. Lucinda’s Boujie: Vivaia Square-Toe Lace-Up Satin Sneakerina $268. Tam’s Budget: Seed Heritage Marley Mesh Mule $149.95. Lucinda’s Budget: Charles & Keith Lace-Up Slip-On Sneakers - Taupe $119. GET YOUR FASHION FIX: Watch us on Youtube: This episode goes live at 8pm tonight! Follow us on Instagram: @nothingtowearpod Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. Feedback? We’re listening! Call the pod phone on 02 8999 9386 or email us at podcast@mamamia.com.au Discover more Mamamia Podcasts here CREDITS: Hosts: Tamara Holland & Lucinda Pikkat Producer: Ella Maitland Audio Producer: Jacob Round Video Producer: Artemi Kokkaris Just so you know — some of the product links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping!Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Tam tries organization as a hobby during a season of change and finds it's about more than bins and labels. We unpack the “new year, new me” urge to reset, borrowing systems from friends, and how cleaning out a drawer can sometimes feel like cleaning out your life. @theartofhobbyness www.artofhobbyness.com

Kış mevsimi ve Ramazan'ın getirdiği o dingin enerji, aslında bir büyüme fırsatı. Tam da bu süreçte kendimizi sorgulamak ve farkındalığımızı artırmak adına bir yola çıktık. Hazırladığımız özel soruları her bölümde ayrı ayrı ele alarak, birlikte yanıtların peşine düşüyoruz. Keyifli dinlemeler... https://www.organikbeyinler.net/ https://www.instagram.com/organikbeyinlerpodcast/

Featuring: Ace, Ammosart, Ashgar, Belghast, Kodra, Tamrielo, and Thalen   Hey Folks! This week, we talk about Dune Awakening and how many updates have been made since we last gave it a spin.  Shortly after last week's episode, Tam fired up the private server again, and we have been enjoying the changes. From there, we talk a bit about Enshrouded and Ace and Bel exploring the Hollow Halls, which is essentially that game's version of a raid dungeon. Ash, Kodra, and Tam talk about trying to shape their runs in Shape of Dreams, and from there, we talk a bit about Towerbolt.  Tam continues to dig deeper into Star Trek Online and begins engaging with proper buildcraft.  Lastly, we have a few quick topics as we discuss the Last Epoch Season 4 trailer and the upcoming Path of Exile Mirage league.   Topics Discussed Dune Awakening Mea Culpa Patch Enshrouded Hollow Halls Shape of Dreams Run Shaping Towerbolt Star Trek Online Buildcraft Last Epoch Season 4 Path of Exile Mirage

Fluent Fiction - Hungarian: Winter Reunion: Finding Strength in Sibling Bonds Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2026-02-22-08-38-20-hu Story Transcript:Hu: A Balaton partját hó borította.En: The shore of Balaton was covered in snow.Hu: A táj csendes volt, csak a fák ágai ropogtak a hidegben.En: The landscape was quiet, with only the branches of the trees creaking in the cold.Hu: Egy távoli fakunyhó előtt esett össze Eszter a nehéz hóval, miközben fenyőágakkal díszítette a verandát.En: In front of a distant log cabin, Eszter collapsed under the heavy snow as she decorated the porch with pine branches.Hu: Mindent tökéletesre próbált csinálni.En: She was trying to make everything perfect.Hu: Áron, aki épp visszatért külföldről, a fagyott tavat nézte az ablakból, nosztalgiát érezve minden pillantásnál.En: Áron, just returned from abroad, was looking at the frozen lake through the window, feeling nostalgic with every glance.Hu: Odabent Tamás ült a kandalló mellett.En: Inside, Tamás sat by the fireplace.Hu: A tűz melegítette a szobát, de a szívében még mindig ott volt a hideg, amit a nemrégiben történt szakítás okozott.En: The fire warmed the room, but in his heart, there was still the cold caused by a recent breakup.Hu: Megpróbálta figyelmen kívül hagyni a fájdalmat, a családra koncentrálva.En: He tried to ignore the pain, focusing on family.Hu: "Remélem, Áron nem mesél folyton a sikereiről.En: "I hope Áron doesn't keep talking about his successes.Hu: Nem vagyok most abban a helyzetben, hogy elhallgassam azokat," sóhajtott magában.En: I'm not in the state to listen to them now," he sighed to himself.Hu: Eszter bement a házba, és mosolyt erőltetett az arcára.En: Eszter went inside and forced a smile on her face.Hu: "Nemsokára ebéd," mondta, de belül továbbra is aggódott a munkájáért, ami nem ment olyan jól, mint ahogy remélte.En: "Lunch will be ready soon," she said, but inside she continued to worry about her job, which wasn't going as well as she had hoped.Hu: Áron megfordult, és a testvéreit nézte.En: Áron turned around and looked at his siblings.Hu: Érezte a feszültséget a levegőben.En: He sensed the tension in the air.Hu: "Eszter, mesélj, mi van veled?En: "Eszter, tell me, what's going on with you?"Hu: " próbálta oldani a hangulatot, közben előkészítve a talajt, hogy elmondhassa saját történetét a külföldi életről.En: he tried to ease the mood while preparing to share his own story about life abroad.Hu: Eszter megállt.En: Eszter paused.Hu: "Semmi különös, csak a szokásos munka," válaszolt, miközben kerülte Áron tekintetét.En: "Nothing special, just the usual work," she replied, avoiding Áron's gaze.Hu: De a pillanatnyi csendet Tamás szakította félbe.En: But the momentary silence was broken by Tamás.Hu: "Miért nem meséled el, milyen nehéz volt az új helyzetben helytállni?En: "Why don't you tell us how tough it was to cope in the new situation?"Hu: " vetette oda Áronnak kicsit keserűen.En: he threw at Áron a bit bitterly.Hu: Áron megértette, hogy nemcsak neki vannak nehézségei.En: Áron understood that he wasn't the only one facing difficulties.Hu: "Igazából," kezdte lassan, "sokkal nehezebb volt, mint gondoltam.En: "Actually," he started slowly, "it was much harder than I thought.Hu: Nem találom a helyem, és számítanék rátok.En: I can't find my place, and I'm counting on you guys."Hu: "A beismerés könnyített a légkörön.En: The admission eased the atmosphere.Hu: Eszter is megnyílt, tapintatosan elmondta, hogy félelmei vannak a munkahelyén.En: Eszter also opened up, tactfully revealing her fears at work.Hu: "Nem mindig érzem, hogy jól teljesítek," vallotta be.En: "I don't always feel like I'm performing well," she admitted.Hu: Tamás mélyet sóhajtva megszólalt: "Akkor legalább nem vagyok egyedül," mondta halkabban.En: With a deep sigh, Tamás spoke: "At least I'm not alone," he said more quietly.Hu: "Néha úgy érzem, nem jól csinálok semmit.En: "Sometimes I feel like I'm not doing anything right."Hu: "Ahogy a nap eltűnt a horizontról, a testvérek a fagyott tó partjára sétáltak.En: As the day disappeared beyond the horizon, the siblings walked to the edge of the frozen lake.Hu: A hó ropogása hangot adott minden lépésüknek.En: The crunching of the snow gave sound to their every step.Hu: "Talán mindenki harcol valamivel," mondta Áron, most már bátrabb.En: "Maybe everyone is battling something," Áron said, now a bit braver.Hu: "De együtt könnyebb.En: "But it's easier together."Hu: "Eszter megfogta a testvérei kezét.En: Eszter held her siblings' hands.Hu: "Tartsuk össze.En: "Let's stick together.Hu: Szükségünk van egymásra," mondta halkan.En: We need each other," she said softly.Hu: A család úgy döntött, hogy gyakrabban találkoznak.En: The family decided to meet more frequently.Hu: "Többet, mint évente egyszer," mosolygott Tamás, most már egy kicsit derültebbnek tűnt.En: "More than once a year," smiled Tamás, now seeming a little brighter.Hu: A Balaton lassan befedte az éjszakát.En: Balaton slowly covered the night.Hu: A testvérek visszasétáltak a házba, a szívük melegen verte át a hideg téli éjszakát.En: The siblings walked back to the house, their hearts beating warmly through the cold winter night.Hu: Együtt, újra egy család voltak, tisztelettel és szeretettel egymás iránt.En: Together, they were a family again, with respect and love for one another. Vocabulary Words:shore: partjátcreaking: ropogtakcabin: fakunyhócollapsed: esett összedecorated: díszítettepine: fenyőnostalgic: nosztalgiátfireplace: kandallóadmission: beismeréstension: feszültségettactfully: tapintatosanbrave: bátrabbbitterly: keserűenperforming: teljesítekhorizon: horizontoncrunching: ropogásaglance: pillantásnálmomentary: pillanatnyisibling: testvéreiease: könnyítetttogether: együttrespect: tisztelnisigh: sóhajtvafears: félelmeilandscape: tájsituation: helyzetbenwarmed: melegítettestick: tartsukfrequently: gyakrabbandisappeared: eltűnt

OPEN HEAVENSMATALA LE LAGI MO LE ASO GAFUA 23 FEPUARI 2026(tusia e Pastor EA Adeboye) Manatu Autu: O Le Atua E Leai Se Tapula'a (5) - The Unlimited God (5)Tauloto Tusi Paia: Hakai 2:8  “O lo‘o ‘iā te a‘u le ario, o lo‘o ‘iā te a‘u fo‘i le auro, ‘ua fetalai mai ai le ALI‘I o ‘au.”Faitauga - Tusi Paia:  Salamo 50:10-15I ni nai aso ua tuanai atu, sa ou talanoa atu e lē mafai ona taofia le Atua pe tetee mai nisi, pe lē fetaui le taimi pe le talafeagai le siomaga. O le a faagasolo atu pea i le asō i le talanoa atu i auala na te pulea ai mea e faia e tagata ma e lē taofia i le lelava o oloa.Fai mai le Salamo 24:1 “O le lalolagi ma mea ‘ua tumu ai o a le ALI‘I ia; o le atu laulau ma ē o nonofo ai.”E leai se mea e telē tele e le mafai ona faia e le Atua Matautia, o Lē na faia le lalolagi ma mea uma o tumu ai. O le tagata pito i mauoa i le lalolagi atoa i le taimi nei, e na te umia na o sina vaega itiiti o le oa o le lalolagi atoa. E le gata i lea, o le oa ma le tamaoaiga o tagata pito mauoa i le lalolagi, ua na o se tulutulu i le moana pe a faatusa i faulaiga oa na tuu e le Atua i le lalolagi. I le Mareko 6: 35-44 ina ua tumutumu atu le motu o tagata i luma o Iesu, na popole le ausoo pe faapefea ona fafaga i latou. Na fetalai atu Iesu, ia saili mai ni falaoa, ae na latou maua na o se meaai a se tamaitiiti. Ou te mautinoa na manatu le au soo e ataata nei Iesu pe a avatu, peitai na faaaoga e Iesu lenei tamai meaai ma faateleina e fafagaina le sili atu ma le 5000 tagata. A e avatu na o sina vaega o lou tamaoaiga i le Alii, o le a ia faamautinoaina e te maua mea uma e sili atu i mea e te manaomia. I le 2 Tupu 4:42-44, na sau se tagata ma meaai ia Elisaia, e tausia o ia mo ni aso poo vaiaso. Peitai e lē na o le pau lea, e 100 isi tagata, o atalii o perofeta sa auai ma ia. Ina ua fai atu Elisaia i lana auauna e avatu sina meaai i tagata, na manatu le auauna pe faapefea ona lava lenei meaai itiiti. Peitai ina ua auina mai le Upu a le Atua e leai se tapulaa, o sina meaai itiiti lea na fafagaina le 100 o tagata, ma e tele meaai na totoe. A oo mai le Upu a le Alii i luga o sina mea o loo ia te oe, e faateleina ma e lava ma totoe. I le upu tauloto mai le Tusi Paia o le asō, na fetalai le Atua o le auro ma le ario o ia e ana. E faapena foi i le faitauga o le Tusi Paia o le asō na fetalai le Atua o loo ia te ia manu uma i le vao matua ma manu e tata‘a i mauga e afe. O le Atua e leai se tapulaa o ana oa, ma o se tasi o auala e te fiafia ma maua ai, o le ola i se olaga faafetai. A e loto faafetai i le Atua mo mea uma ua ia faia, e sili atu mea e faia e le Atua. O le finagalo lea o le Atua ia te oe, ia e avatu le faafetai (1 Tesalonia 5:18). Le au pele e, ia avea le loto faafetai i le Atua, le Tamā i le lagi e avea ma masani o lou olaga. E leai se tapulaa o mea e faia e le Atua mo oe pe afai e te masani e avatu le faafetai ia te ia i mea uma ua e maua, i le suafa o Iesu, Amene. 

Fluent Fiction - Hungarian: Dreams in the Vineyard: A Journey from Grapes to Art Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2026-02-21-23-34-02-hu Story Transcript:Hu: A Balatonfüredi szél hidegen fújt, ahogy Bence a szőlőtőkék között sétált.En: The Balatonfüredi wind blew cold as Bence walked among the grapevines.Hu: Az ég szürke volt, és a hegyeken vékony hóborítás csillogott.En: The sky was gray, and a thin layer of snow glistened on the hills.Hu: Már közeledett a szőlőszedés napja, amelyet a család minden évben nagy odafigyeléssel várt.En: The day of the grape harvest was approaching, which the family awaited with great care every year.Hu: Bence azonban most valami mást érzett.En: However, Bence felt something different now.Hu: Nem az örömteli várakozást, hanem a gyomrában kavargó aggodalmat.En: Not the joyful anticipation, but a swirling anxiety in his stomach.Hu: Bence apja, Tamás, mindig is azt szerette volna, ha Bence viszi tovább a családi borászatot.En: Bence's father, Tamás, had always wanted Bence to carry on the family winery.Hu: A szőlő és a bor az ő életük része volt, generációkon átívelő örökség.En: Grapes and wine were a part of their life, a legacy spanning generations.Hu: Bence viszont másra vágyott.En: But Bence longed for something else.Hu: A festészet, a színek és formák vonzották, nem a szőlőprés és a hordók.En: He was drawn to painting, to colors and forms, not to the grape press and barrels.Hu: Tamás fújtatva dolgozott a tőkék között, Judit pedig vidáman vágta a szőlőt.En: Tamás worked tirelessly among the vines, while Judit happily cut the grapes.Hu: Mindketten büszkén tekintettek munkájuk gyümölcsére, de Bencének úgy tűnt, mintha ezek a szőlőfürtök láncok lennének, amelyek fogva tartják őt.En: Both of them looked proudly at the fruits of their labor, but to Bence, these grape clusters seemed like chains that held him captive.Hu: „Bencém, gyere segíts!En: "Bencém, come help!"Hu: ” kiáltotta Tamás.En: called Tamás.Hu: Fia bólintott, de lassan lépett közelebb.En: His son nodded but approached slowly.Hu: A kezében a metszőolló hideg fémből volt, szinte égette a bőrét.En: The pruning shears in his hand were cold metal, almost burning his skin.Hu: Munka közben gondolatai megállíthatatlanul kalandoztak el.En: While working, his thoughts roamed uncontrollably.Hu: Képzeletben már rég a vászon előtt állt, ecsetje a levegőben táncolt.En: In his imagination, he was already standing before a canvas, his brush dancing in the air.Hu: Nem sokkal később, mikor a nap kezdett hanyatlani, Bence úgy érezte, elérkezett az idő, hogy végre beszéljen.En: Not long after, when the sun began to set, Bence felt it was time to finally speak.Hu: Leszegett fejjel megállt szülei előtt.En: With his head bowed, he stopped in front of his parents.Hu: „Apa, anya…” kezdte ügyetlenül, „valamit mondanom kell.En: "Apa, anya..." he began awkwardly, "I need to tell you something.Hu: Én.En: I...Hu: én festeni szeretnék, nem bort készíteni.En: I want to paint, not make wine."Hu: ”Tamás arca megdermedt.En: Tamás' face froze.Hu: Judit azonban egy pillanatra felnézett, majd meleg mosollyal közelebb lépett fiához.En: However, Judit looked up for a moment, then stepped closer to her son with a warm smile.Hu: „Tudod, Bence, én is mindig szerettem a festészetet.En: "You know, Bence, I always loved painting too.Hu: Mikor fiatal voltam, festettem is pár képet” – vallotta be csendesen.En: When I was young, I even painted a few pictures," she admitted quietly.Hu: Ők ketten összenéztek, mintha most ismerték volna meg valódi önmagukat.En: The two of them exchanged a look, as if they were truly seeing each other's real selves for the first time.Hu: „Támogatunk téged, fiam” – mondta Judit.En: "We support you, my son," Judit said.Hu: Tamás bólintott, bár szemében ott bujkált az aggodalom.En: Tamás nodded, though a hint of worry lingered in his eyes.Hu: Bence csak állt ott, de most könnyedén vette a levegőt.En: Bence just stood there, but now he breathed easily.Hu: Érezte, hogy végre a saját útjára léphet, de nem kellett elhagynia a családját.En: He felt he could finally step onto his own path without having to leave his family.Hu: A tradíciókat, a szőlőt és a bort is valahogyan össze tudja majd egyeztetni a festészettel.En: Somehow, he could reconcile tradition, the grapes, and wine with painting.Hu: A délutáni nap eltűnt, és a hóval borított hegyek rózsaszín árnyalatúvá váltak.En: The afternoon sun disappeared, and the snow-covered hills turned a rosy hue.Hu: Az élet nem változott meg teljesen, de Bence tudta, hogy új utat talált.En: Life did not change completely, but Bence knew he had found a new path.Hu: Ablakot nyitott a jövőre, ahol a bor és a festészet közösen lehetnek részei világának.En: He opened a window to the future, where wine and painting could be a part of his world together.Hu: Mert a szív és a hagyomány együtt adtak új ízt az életének.En: Because heart and tradition together gave a new flavor to his life. Vocabulary Words:grapevines: szőlőtőkéklayer: rétegglisten: csillogharvest: szüretanticipation: várakozáslegacy: örökségdrawn: vonzottgaze: tekintetclusters: fürtökchains: láncokcaptive: fogva tartottpruning shears: metszőollóburning: égetőimagination: képzeletcanvas: vászondancing: táncoltawkwardly: ügyetlenülfrozen: megdermedtworry: aggodalomlinger: bujkáltreconcile: összeegyeztetrosy hue: rózsaszín árnyalatflavor: íztirelessly: fújtatvaquietly: csendesenexchange: összenéztekgently: könnyedéntradition: hagyományproperly: helyesenfuture: jövőre

What actually happens when you're doing all the marketing and nothing is landing? Is it your strategy... or is it something deeper?In this raw, real, and out of the ordinary episode, Leonie Dawson does something she's never done publicly before — she takes co-host Tamara Protassow through a deep, live soul coaching session in real time, right here on the podcast. No edits. No script. Just pure intuitive magic.Tamara is actively marketing a new six-month soul-led group container — something her community has literally asked for — and yet? Crickets. So instead of just tweaking her sales page, Leonie goes under the surface to find out what's really blocking the energy.What unfolds is nothing short of spectacular. They move through inner child healing (hello, 13-year-old Tam who just wants to be in her library with snacks and zero responsibilities), energy rebalancing, ancestral timeline healing going ALL the way back to prehistoric times, a detour to Stalin's Russia, and a healing message courtesy of... Bad Bunny. (You read that right.)This is soul coaching, energy clearing, business strategy and ancestral healing — woven together into one completely wild, deeply moving, and occasionally very funny journey.And the update at the end? Well. Within 72 hours of the session, just at Leonie's predicted time, Tam received a VIP enrolment at $1,200. The inner work and the outer work, together? That's where the miracles live.This episode is for you if:You're a creative, soul-led woman who's showing up, doing the marketing, and still feeling like something's blocked. If you've ever suspected the real issue isn't your strategy — it's the ancestral, energetic, or inner-child stuff underneath it — this episode is going to blow your mind wide open.

Welcome back, folks, strap in for a big one!Mat and the Band continue to impress Tuon as she slowly begins to realise just who she has tied herself to.Rand and his entourage take a trip to meet who they think is the Daughter of the Nine Moons, and boy, do things escalate quickly. Many important beans are spilled as a result!And we also check in with Perrin and Faile, both of whom have set their plans for Faile's freedom in action, blissfully unaware of what the other is doing.Tell us what you thought!X - @BloodAndAshPodBluesky - @bloodandashes.bsky.socialEmail - moritz@bloodandashespodcast.comYouTube - Blood and AshesFacebook - BloodAndAshesPodcastWeb - www.bloodandashespodcast.com (Now with voicemail capabilities!)Discord - Blood and Ashes (If the link doesn't work, drop me a message and I'll email you a fresh one)Merch - Blood and Ashes Merch! (If you send in some good ideas, we'll use them too!)Enjoy!Mo, Willie and Jody

Trener Robotics is solving a fundamental problem in industrial automation: the 5 million robotic arms deployed globally operate without intelligence, relying on 60-year-old procedural programming methods. With $38 Million in total funding—including a just-closed $32 Million Series A—the company compressed an 18-month journey from pre-seed to Series A by focusing ruthlessly on CNC machine tending. In this episode of Category Visionaries, I sat down with Asad Tirmizi, Founder of Trener Robotics, to unpack how 14 years of research in robotics and AI converged with market timing to create what judges recognized as this year's biggest innovation in machining—despite the founding team having zero machining expertise. Topics Discussed: Why Trener Robotics chose CNC machine tending over higher-visibility applications like airplane cleaning The capital efficiency trade-offs between sales cycle length, development complexity, and runway Partnering with three of the five largest robot OEMs controlling 4.3 million of 5 million deployed units Expanding to six countries (Norway, Denmark, Sweden, Portugal, Spain, US) through integrator networks Converting technical curiosity into closed deals in a risk-averse industry with 60-year-old workflows Building training materials in Portuguese for markets the founding team has never visited GTM Lessons For B2B Founders: Sales cycle length determines survival, not TAM size: Trener Robotics rejected compelling applications with massive TAM like airplane cleaning because sales cycles would burn through runway before reaching scale. Asad was explicit: "If your sales cycle is too long, your funding is too less and your development time is too much, that's it, you're out of business." They chose CNC machine tending specifically because manufacturers already budget for robots, understand ROI calculations, and have existing vendor relationships. Calculate your actual time-to-close from first meeting to signed contract, multiply by customer acquisition cost, and build your runway model around that reality—not the TAM slide in your deck. Niche dominance beats horizontal expansion every time: Despite having technology capable of 100+ applications, Trener Robotics committed to machine tending exclusively. Asad's framework: "Making 100 skills is easy. Distributing 100 skills, maintaining 100 skills, marketing hundred skills—that's where most startups break when scaling, not when incubating." The constraint forced them to become the definitive solution for one workflow, enabling repeatable sales motions and concentrated marketing spend. Most founders intellectually agree with focus but fail operationally—they take revenue from adjacent use cases "just this once." Don't. Pick your beachhead, win it completely, then use that cash cow to fund expansion. Industry awards are underutilized credibility hacks: Trener Robotics won the Machine Tool Innovation Award—the machining industry's most prestigious recognition—despite being roboticists with no machining background. This wasn't luck. They studied what innovations historically won, trained their models on data that would produce award-worthy results, and positioned the submission around industry pain points. The award opened OEM partnership conversations that would have taken years otherwise. Identify the 2-3 awards that matter in your category, reverse-engineer what wins, and build your product roadmap accordingly. Third-party validation converts skeptical enterprise buyers faster than any sales deck. Channel partner economics need structural win-win design: Trener Robotics secured partnerships with three of the five largest robot OEMs (controlling 86% of deployed units globally) by solving a specific problem: OEMs sell hardware but lose recurring revenue to system integrators who program robots. Trener Robotics' AI models let OEMs capture software subscription revenue while reducing integrator programming costs. Asad acknowledged they're still learning: "I would not by any stretch of imagination say we have proven how good we are in managing channel partners. It's a journey we are on." But the structural economics work because both sides make more money. When designing channel programs, don't just offer margin points—restructure the value chain so partners access new revenue pools they couldn't capture before. Interest signals are worthless without conversion timeline mapping: Asad's painful admission: "Interest does not mean sales. Pilots do not mean sales. Even letter of interest or contracts to test your equipment does not mean sales." As a technical founder, he initially conflated technical validation with buying intent. The fix: obsessively measure time between interest signal and closed deal, then segment by customer type, deal size, and decision-maker level. Only after mapping this could they accurately forecast and avoid the "too much time in the gray area of interest turning to sales" trap. Build a conversion funnel that tracks days-in-stage, not just stage progression percentages. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Our Head of U.S. Internet Research Brian Nowak joins U.S. Small and Mid-Cap Internet Analyst Nathan Feather to explain why the future of agentic commerce is closer than you think.Read more insights from Morgan Stanley.----- Transcript -----Brian Nowak: Welcome to Thoughts on the Market. I'm Brian Nowak, Morgan Stanley's Head of U.S. Internet ResearchNathan Feather: And I'm Nathan Feather, U.S. Small and Mid-Cap Internet Analyst.Brian Nowak: Today, how AI-powered shopping assistants are set to revolutionize the e-commerce experience.It's Tuesday, February 17th at 8am in New York.Nathan, let's talk a little bit about agentic commerce. When was the last time you reordered groceries? Or bought household packaged goods? Or compared prices for items you [b]ought online and said, ‘Boy, I wish there was an easier way to do this. I wish technology could solve this for me.'Nathan Feather: Yeah. Yesterday, about 24 hours ago.Brian Nowak: Well, our work on agentic commerce shows a lot of these capabilities could be [coming] sooner than a lot of people appreciate. We believe that agentic commerce could grow to be 10 to 20 percent of overall U.S. e-commerce by 2030, and potentially add 100 to 300 basis points of overall growth to e-commerce.There are certain categories of spend we think are going to be particularly large unlocks for agentic commerce. I mentioned grocery, I mentioned household essentials. We think these are some of the items that agentic commerce is really going to drive a further digitization of over the next five years.So maybe Nathan, let's start at the very top. Our work we did together shows that 40 to 50 percent of consumers in the U.S. already use different AI tools for product research, but only a mid single digit percentage of them are actually really starting their shopping journey or buying things today. What does that gap tell you about the agentic opportunity and some of the hurdles we have to overcome to close that gap from research to actual purchasing?Nathan Feather: Well, I think what it shows is that clearly there is demand from consumers for these products. We think agentic opens up both evolutionary and revolutionary ways to shop online for consumers. But at the moment, the tools aren't fully developed and the consumer behavior isn't yet there. And so, we think it'll take time for these tools to develop. But once they do, it's clear that the consumer use case is there and you'll start to see adoption.And building on that, Brian, on the large cap side, you've done a lot of work here on how the shopping funnel itself could evolve. Traditionally discovery has flowed through search, social or direct traffic. Now we're seeing agents begin to sit in the start of the funnel acting as the gatekeeper to the transaction. For the biggest platforms with massive reach, how meaningful is that shift?Brian Nowak: It is very meaningful. And I think that this agentic shift in how people research products, price compare products, purchase products, is going to lead to even more advertis[ing] and value creation opportunity for the big social media platforms, for the big video platforms. Because essentially these big platforms that have large corpuses of users, spending a lot of time on them are going to be more important than ever for companies that want to launch new products. Companies that want to introduce their products to new customers.People that want to start new businesses entirely, it's going to be harder to reach new potential customers in an agentic world. So, I think some of these leading social and reach based video platforms are going to go up in value and you'll see more spend on those for people to build awareness around new and existing products.On this point of the products, you know, our work shows that grocery and consumer packaged goods are probably going to be one of the largest category unlocks. You know, we already know that over 50 percent of incremental e-commerce growth in the U.S. is going to come from grocery and CPG. And we think agentic is going to be a similar dynamic where grocery and CPG is going to drive a lot of agentic spend.Why do you think that is? And sort of walk us through, what has to happen in your mind for people to really pivot and start using agents to shop for their weekly grocery basket?Nathan Feather: I think one of the key things about the grocery category is it's a very high friction category online. You have to go through and select each individual ingredient you want [in] the order, ensure that you have the right brand, the right number of units, and ensure that the substitutions – when somebody actually gets to the store – are correct.And so for a user, it just takes a substantial amount of time to build a basket for online grocery. We think agentic can change that by becoming your personal digital shopper. You can say something as simple as, ‘I want to make steak tacos for dinner.' And it can add all of the ingredients you want to your order. Go from the grocery store you like. And hey, it'll know your preferences. It'll know you already like a certain brand of tortillas, and it'll add those to the cart. And so it just dramatically reduces the friction.Now, that will take time to build the tools. The tools aren't there today, but we think that can come sooner than people expect. Even over the next one to two years that you start to get this revolutionary grocery experience.And so, it's coming. And from your perspective, Brian, once agentic grocery shopping does start to work, how does that impact the broader e-commerce adoption curve? Does it pull forward agentic behavior in other categories as well?Brian Nowak: I think it does. I think it does lead to more durable multi-year, overall e-commerce growth. And potentially in some of our more bull case scenarios, we've built out – even an acceleration in e-commerce growth, even though the numbers and the dollars added are getting larger. But there is some tension around profitability.We are in a world where a lot of e-commerce companies, they generate an outsized percentage of their profit from advertising and retail media that is attached to current transactions. Agentic commerce and agents wedging themself between the consumer and these platforms potentially put some of these high-margin retail media ad dollars at risk.So talk us through some of the math that we've run on that potential risk to any of the companies that are feeding into these agents for people to shop through.Nathan Feather: Well, in our work for most e-commerce companies, a majority – or sometimes even all – of their e-commerce profitability comes from the advertising side. And so this is the key profit pool for e-commerce. To the extent that goes away, there is one potential offset here, which is the lower fee that agentic offers for companies that currently have high marketing spend. To the extent that agentic offers a lower take rate, that could be an offset.But we think it's going to be very important for companies to monitor the retail media landscape and ensure they can try to keep direct traffic as best as possible. And things like onsite agents could be really important to making sure you're staying top of mind and owning that customer relationship.Now, on the platform side, search today captures an implied take rates that are 5-10 times higher than what we're seeing in the early agentic transaction fees. If this model does shift from CPC – or cost per click – towards a more commission based model, Brian, how do you think search platforms respond?Brian Nowak: I think the punchline is the percentage of traffic and transactions that retailers or brands or companies selling their items online that's paid is going to go up. You know, while search is a relatively more expensive channel on a per transaction basis, search works because there's a very large amount of unpaid and direct traffic that retailers benefit from post the first time they spend on search.Just some math on this. We're still at a situation where 80 percent of retailers' online traffic is free. Or direct. And so if we do get into a situation where there's a transition from a higher monetizing per transaction search to a lower monetizing per transaction agent, I would expect the search platforms to react by essentially making it more challenging to get free and direct and unpaid traffic. And we'll have that transition from more transactions at a lower rate; as opposed to fewer transactions at a higher rate, which is what we have now,Nathan, in our work, we also talked about a Five I's framework. We talked about inventory, infrastructure, innovation, incrementality and income statement, sort of a retailer framework to assess positioning within the agentic transition. Maybe walk us through what your big takeaways were from the Five I's framework and what it means that retailers need to be mindful of throughout this agentic transition.Nathan Feather: Well, for retailers, I think it's going to be very important that you're winning by differentiation. Having unique, competitively priced inventory with infrastructure that can fulfill that quickly to the consumer and critically staying on the leading edge of innovation.It's one thing to have the inventory. It's another thing to be able to be actively plugged into these agentic tools and make sure you're developing good experiences for your customers that actually are on this cutting edge. In addition, it's one thing to have all of that, but you want to make sure there's also incrementality opportunity.So [the] ability to go out, expand the TAM and gain market share. And of course what we just talked about with the margin risk, I think all of those are going to be very important. And so on balance for retailers, we do see a lot of opportunity. That's balanced with a lot of risk. But this is one of those key transition moments that we think companies that really execute and perform well should be able to perform nicely.Now finally, Brian, over the next five years, how do you think agent commerce reshapes competitive dynamics across the internet ecosystem?Brian Nowak: I think over the next few years, we're going to realize that agentic commerce is no longer a fringe experiment or a concept. It's a reality. And we may get to the point where we don't even talk about agentic commerce or agentic shopping. We just say, “‘This cool thing I did through my browser.' Or, ‘Look at what my search portal can do. Look at how my search portal found me this product. Look at how my groceries got delivered.' And it'll become part of recurring life. It'll become normal.So right now we say it's agentic, it's far off. It's going to take time to develop. But I would argue that every year that goes by, it's going to be becoming more part of normal life. And we'll just say, ‘This is how I shop online.'Nathan, thanks for taking the time todayNathan Feather: It was great speaking with you, Brian.Brian Nowak: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen. And share the podcast with a friend or colleague today.

The Deal You Never Knew Existed. Subscribe to our Newsletter: https://theultimatepartner.com/ebook-subscribe/ Check Out UPX: https://theultimatepartner.com/experience/ In this deep dive, Jay McBain reveals the harsh reality of the “28 Moments” in a modern B2B buying journey, using a multi-million dollar SAP deal at AstraZeneca as a wake-up call for vendors. He explains how traditional marketing leads are failing in the “decade of the ecosystem,” where trusted partners like NTT and SoftwareOne are winning deals in “light blue” partnership moments months before a customer ever downloads an ebook. If you aren’t visible in the seven-layer stack or collaborating with the partners who hold the customer’s trust, you aren’t just losing the deal—you're losing the entire market. https://youtu.be/NO-P6X2dTAo?si=8e_sVesqvwaC0M-E Key Takeaways Most vendors lose major deals without ever knowing a transaction was even taking place. The average considered purchase involves 28 distinct moments of research and influence before a sale. Trusted partners often close the deal in the “middle moments” months before the money is actually spent. Traditional marketing leads (MQLs) are often too “flimsy” compared to deep partner-led relationships. Winning in the ecosystem requires being part of a “seven-layer stack” of integrated technology and services. Data-sharing platforms like Crossbeam and Workspan are now essential to seeing the “invisible” pipeline. If you're ready to lead through change, elevate your business, and achieve extraordinary outcomes through the power of partnership—this is your community. At Ultimate Partner® we want leaders like you to join us in the Ultimate Partner Experience – where transformation begins. Key Tags: 28 Moments, Jay McBain, Ecosystem Strategy, AstraZeneca SAP Deal, Seven Layer Stack, B2B Buying Journey, Partner Ecosystem, NTT, SoftwareOne, Channel Strategy, Buyer Intent, Informa TechTarget, Collaborative Selling, Crossbeam, Partner Tap, Workspan, Marketplace Tracking, Co-selling, Tech Integration, Revenue Architecture, Pipeline Growth, Trusted Advisor, Digital Transformation, SAP Optimization, Microsoft AWS Competition. Transcript: [00:00:00] Jay McBain: So if you’re a vendor trying to get into that seven layer stack and you don’t have that relationship, or you don’t have the knowledge that NTT or software one is going in, this will have been a deal that would’ve never hit your pipeline and you’ll have no knowledge. So you will have lost this deal without knowing there was a deal. [00:00:19] Vince Menzione: We’ve been talking 28 moments, but you have a slide. I thought we’d spend some time here because, you know, every conversation with you is about 28 moments, but you finally took the time to analyze one of your deals or one of the deals that was going on with one of your clients and come up with the 28 moments. [00:00:36] Vince Menzione: I thought we’d spend a little time here because this journey slide is a wake up call. Uh, it’s, it’s, it’s all around. Why, why we need to think about all of those. Points we need to think about communities and analysts and marketplaces and proof of concepts and architecture and everything else. I thought maybe you’d take us through this a little bit. [00:00:53] Vince Menzione: ’cause this was for a client, AstraZeneca, by the way. This was, uh, if you don’t know this, ICI Americas was the precursor of mm-hmm. AstraZeneca. It was the first SAP customer in North America. [00:01:03] Jay McBain: Nice. I did [00:01:04] Vince Menzione: not know that. That’s why Microsoft and SAP both headquartered. In that area, near nearby, that client. [00:01:10] Vince Menzione: That’s, uh, news, new news. [00:01:11] Jay McBain: And by the way, this is an SAP deal we’re looking at. Yeah. Uh, so two things here. One is that, um, while I was declaring the decade of the ecosystem, you know, spending time with you and Boca, in between that time we got acquired. Canals, which was Latin for channel, got acquired by oia, part of Informa TechTarget, part of this bigger informa company, which is a Fortune 100 company outta the uk. [00:01:32] Jay McBain: Fantastic. You know, we’re part of this massive organization that is really around buyer intent. How, you know, a tech target and, uh, running hundreds of magazines like Information Week and Computer Week that customers and partners read running hundreds of events, the biggest events on the planet. [00:01:49] Vince Menzione: Crazy [00:01:49] Jay McBain: in B2B, like Black Hat and all these things are run by [00:01:52] Vince Menzione: Yeah, [00:01:53] Jay McBain: informa. [00:01:53] Jay McBain: So it’s got this massive mountain of data. About the 28 moments. So when you start to think if you’re a CMO and you start to think about the early moments, you, you think about somebody reading an ebook or, um, going to a, a webinar or going onto a LinkedIn live just like this one. Yeah, going to a major event and getting a pair of socks from you. [00:02:13] Jay McBain: Um, but anything early in the journey. These are the m qls. These are the things that I need enough of them to be credible before I hand them over to my sales team. ’cause I don’t wanna be laughed out of the room. Hey, they read an ebook. They must, AstraZeneca must be buying millions of dollars of stuff. [00:02:27] Vince Menzione: Traditional marketing lead. [00:02:29] Jay McBain: Traditional marketing lead. So they’re a bit nervous about sharing that. And then later on, the sales motions, the demos and all the progression of the sales. This was the two decades before us, the decade of sales, decade of marketing. But the 28 moments, just to take a step back, if you haven’t heard, it is just a considered purchase. [00:02:46] Jay McBain: It’s about psychology, human psychology. When you go and buy a car, second most expensive thing that you will purchase you on average will go through 28 moments getting ready for that purchase. Some people go through two moments and they just drive to the Cadillac dealership to see Larry, who’s been selling Cadillacs to the family for 80 years. [00:03:04] Jay McBain: Yep. Some people spend 58 moments. That’s probably me. [00:03:07] Vince Menzione: That’s you, a, [00:03:08] Jay McBain: you know, going through all the depreciation, watching every YouTube video, you know, going to the end of the earth. But the average is 28. So you start to think about this, this is the same buying a car considered purchase, that you would buy a million dollars in software. [00:03:21] Jay McBain: From Microsoft or SAP. So when you look at these moments, you start to think, you know, how is you before you buy that car, downloading the invoice price, downloading this month’s backend rebates. Should I buy it in January? Should I buy it in February? All these decisions you make before you get to that dealership, you’re smarter than the salesperson, smarter than the sales manager. [00:03:39] Jay McBain: You know what 5,000 people bought the car for within 50 miles of you? I mean, you’re just so smart. You actually don’t need the dealership anymore. Just Carvana to me, hand me the keys. Exactly. But now in buying technology, hardware, software services, customers are getting this smart. And here’s all the moments they take to get this smart. [00:03:57] Jay McBain: But the thing we always had in mind in this decade of the ecosystem was the 96% there are trusted people. Yeah. Spending decades building that trust that come in in critical moments. They’re not marketing moments, they’re not sales moments. They are fully partnership moments. Yeah. And they’re on this slide in light blue. [00:04:15] Jay McBain: So if you were to look at this deal and, and somebody in marketing is finding these eBooks and webinars and they think there might be something, AWS got a direct hit on their website. So there’s something brewing at AstraZeneca. It, it might be in, it’s a big pharmaceutical company, so you’re probably spending millions of dollars if something’s brewing. [00:04:31] Jay McBain: Yep. But guess what? At the same time, in December on this six month journey. Partners come in with five different paid projects, consulting, advisory design projects, and in this case it was NTT software one, Yash and uh, ISV was there. Yep. But NTT won three different. Deals right at that critical stage. It wasn’t Accenture, it wasn’t Deloitte, NTT at this particular department of AstraZeneca had spent the decades building those relationships. [00:04:58] Jay McBain: So they were the one, and they won critical part of this. And so that’s when the deal is won. And it’s not at April when the money’s being spent. Yeah, it’s, it’s not in March when a couple more ISVs joined the mix, that seven layer stack that solves this particular problem, it was right there. So if you’re a vendor trying to get into that seven layer stack and you don’t have that relationship, or you don’t have the knowledge that NTT or software one is going in, this will have been a deal that would’ve never hit your pipeline and you’ll have no knowledge. [00:05:30] Jay McBain: So you will have lost this deal without knowing there was a deal, which makes up again, the majority of your tam. [00:05:34] Vince Menzione: Yeah. [00:05:35] Jay McBain: But what if I did have this agentic ability to see this deal coming, and I’m a cybersecurity company, I’m just competing for layer five of the deal, but I know that it’s all happening in December. [00:05:46] Jay McBain: So the two things that jump out on this particular slide is one, they don’t just show up in December. [00:05:51] Vince Menzione: Yeah, [00:05:51] Jay McBain: this went closed one in their Salesforce CRM in August, September, well, before the customer ever read an ebook. So now you’re not dealing with a flimsy MQL. You’re dealing with a couple of great, you know, top partner 1000 sized firms. [00:06:09] Jay McBain: One of them is a partner, 30 firm. [00:06:11] Vince Menzione: Exactly. [00:06:12] Jay McBain: That is absolutely going into and earning hundreds of thousands of dollars in services to guide the customer to a millions of dollars in purchase. And, and you can imagine in that boardroom. With A CMO saying, Hey, I got this stuff here. And the head of channels or partnerships saying, no, no, this is real. [00:06:32] Jay McBain: Here’s the names, faces, and places. Yeah. And here’s how it’s happening. And this is exactly, this is the Gantt chart, this is the show up, this is the project, this is the outcome. This is exactly how it’s playing out. Now if I could go back and the board and the C-suite should be asking us, well, how many more deals like this can you see? [00:06:50] Vince Menzione: Yeah. [00:06:51] Jay McBain: If our TAM is, you know, how many billions of dollars? Could you double our pipeline by seeing more of these middle moments? And if we got a couple of months to spend with these partners before they get in front of the customer, could they build more of our portfolio into the deal so we’re not just layer five, maybe we’re layer three and layer five. [00:07:10] Vince Menzione: This slide screams at me. Integr Tech integration Cha. A partner channel integration of tech, uh, whether it’s Crossbeam, whether it’s Partner Tap, whether it’s work span, or any of these other technologies, tackle any of these technologies that are tracking marketplace, that are tracking partner to partner, co-selling. [00:07:30] Vince Menzione: Getting the integration points. The only way to really understand the situation here, because this is a multinational company. Yeah. It’s being touched at all PO points around the globe. And to understand who’s calling who, who’s influencing who, and getting a real view, you know, a uber view of what that looks like is super important. [00:07:47] Jay McBain: It is. And you know, if I’m trying to sell like a cross beam or partner tab or work span or something into my executive team, I’m just showing them this slide. [00:07:54] Vince Menzione: Exactly. [00:07:54] Jay McBain: Would you like to know about this deal? Like you see, October is the start of the timeline here. Would you like to know about this deal in August, September? [00:08:00] Vince Menzione: Yep. [00:08:01] Jay McBain: Would you like to know about it automatically? Again, we’re not waiting for somebody, a human in a cubicle to go fill out a form. We’re not waiting for them to call somebody at our in, in a cubicle at our company. Yeah. We’re literally age genically sharing platforms, and so when this triggers that AstraZeneca and now triggers in our CRM system as well, our team on AstraZeneca gets notified and it gets notified in September before the 28 moments even starts. [00:08:27] Jay McBain: This, the power of this, of doubling, tripling your pipeline and then winning a bigger yield, a bigger percentage of that pipeline. This is the holy grail of our industry, and no one’s gonna get to a hundred percent. You’re not gonna have a hundred percent of your tam covered by your pipeline. No one’s gonna win a hundred percent of that. [00:08:43] Jay McBain: But again, we only have to be 10 or 20% better than our competitors and we need to start moving on this now. [00:08:50] Vince Menzione: So your imperative for the partners here, well everyone watching here today, I mean, this screams to me build your ecosystem strategy in such a strong and succinct way. What else would you say to them? [00:09:00] Jay McBain: I mean, the second thing that jumps out, you see two AWS direct touches here. This is something that this would be inbound. This AWS would see this deal in their pipeline. [00:09:09] Vince Menzione: Yeah. [00:09:10] Jay McBain: Because the customer came to them. AWS lost this deal. Crazy. So Microsoft won this deal. I, I mentioned Microsoft outgrowing AWS Yeah. [00:09:19] Jay McBain: ’cause in this particular case, NTT and Software One and Yash came in with Microsoft. Yeah. To solve an SAP optimization, Microsoft, and, you know, seven layer deal. So whether you’re in AWS, whether you’re in Microsoft, whether you’re anywhere else in this industry, you’re thinking like, you’re not gonna probably overtake what happens in December. [00:09:39] Jay McBain: These are the most trusted, smartest people in the room. And whatever happens in those projects is the seven layer stack the customer’s gonna buy in March, April. So I, I start to think about this and go, I need to win. ’cause NTT has a wonderful relationship with AWS. [00:09:55] Vince Menzione: They do, [00:09:56] Jay McBain: I mean, partner of the year level. [00:09:57] Jay McBain: I mean, they’ve got 10,000 people certified. I mean, there’s just a, you know, there’s no one at AWS that, um, you know, would take a, a loss here because it’s a wonderful relationship. And Software One, they [00:10:09] Vince Menzione: go back to Microsoft actually 30, 40 years though they do. They were Dimension data before that. Yeah. [00:10:14] Vince Menzione: And they have the long hit Legacy And Software One. Software one as well. You, [00:10:19] Jay McBain: you know, well Software one is Microsoft’s biggest reseller, uh, in Europe. And now with Crayon, you know, one of the biggest in the world. So I would be nervous if I was looking at this and saw Software one coming in with NTT and watching these things take place if I were able to see this back in September, October and work with these companies. [00:10:38] Jay McBain: That’s where kind of Microsoft came into the picture. And this never hit Microsoft’s pipeline. No Microsoft salesperson ever worked on it, but millions of dollars came to Microsoft. Yeah. Uh, out of this deal. So there are examples of where Microsoft gets touched and AWS wins the deal. So this isn’t meant to say that it happens in every case, but it’s meant to say data rules the future, and agent ai, the ability to plumb in these boxes. [00:11:00] Jay McBain: Working with Informa tech, target people that can plumb in the boxes for you with third party data, helping you with the light blue boxes. We gotta be obsessed over these light blue boxes. [00:11:11] Vince Menzione: It’s incredible. The Ultimate Partner Winter Retreat is gonna be here in the Boca Studio. This is the third year that we’re gonna be here in Boca. [00:11:21] Vince Menzione: This is always a favorite of our community members, our executive members, our sponsors and speakers. We’ll all be here in the studio, which is a really intimate setting. We can see upwards of 40, 50 people. Uh, we’ll be hosting an incredible dinner at the Boca Resort overlooking the golf course. That’s an incredible property and, uh, we’d love to have you join us. [00:11:45] Vince Menzione: Thank you for being part of the ultimate Partner community, and I hope to see you this year at one of our events. Thank you.