Podcasts about marine insurance

You're listening to the Arctic Circle Podcast.In today's episode, we're diving into how ocean data and analysis are enabling technologies that can support better decision-making across the Arctic - socially, environmentally, and economically.We'll explore the ocean data value chain, and take a look at both established and emerging use cases, from aquaculture and commercial operations to government and defense. We'll also talk about how ocean and climate data are being used in dynamic risk management, and how they're helping drive innovation in insurance.Joining us today are:Blaine Grimes, Chief Ventures Officer at Gulf of Maine Ventures, Gulf of Maine Research InstituteÓlavur Gregersen, CEO of Ocean RainforestSteve Woll, COO and Head of Business Development at Ocean Data NetworkDan Bookham, Senior Vice President for Business Development and Commercial Lines at Allen Insurance & FinancialThe conversation and the audience Q&A are moderated by Dan Berger, Director of the Maine North Atlantic Development Office at the Maine International Trade Center.This panel was organized by the Maine International Trade Center and NORA – North Atlantic Cooperation, and it was recorded live at the 2024 Arctic Circle Business Forum.Arctic Circle is the largest network of international dialogue and cooperation on the future of the Arctic. It is an open democratic platform with participation from governments, organizations, corporations, universities, think tanks, environmental associations, Indigenous communities, concerned citizens, and others interested in the development of the Arctic and its consequences for the future of the globe. It is a nonprofit and nonpartisan organization. Learn more about Arctic Circle at www.ArcticCircle.org or contact us at secretariat@arcticcircle.orgTWITTER:@_Arctic_CircleFACEBOOK:The Arctic CircleINSTAGRAM:arctic_circle_org

The Chinese marine insurance market is an important one. It continues to grow off the back of the world's largest commercial fleet and a range of domestic initiatives. In this podcast we speak with Ge Qi, Head of Reinsurance at Cosco Shipping Captive Insurance Company, a Director of the Shanghai Institute of Marine Insurance and a member of IUMI's Ocean Hull Committee. Ge Qi gives a unique insight into the current status of the Chinese market and explains how he believes the market will grow and develop over the coming years.

David Blades and Christopher Graham, AM Best, discuss the latest inland marine Insurance trends, including pet insurance profitability and travel insurance recovery.

Join George and Patrick in this episode of the Aftershow as they talk about the latest class, Navigating the Waters of Inland Marine Insurance. Not yet a member … Read More » The post IJA Aftershow: Patrick Wraight appeared first on Insurance Journal TV.

For several years, obtaining insurance has been one of the bigger challenges in buying a Great Loop boat. This week, Jon Horton of Jack Martin & Associates returns to our podcast to update us on what to expect in 2025. Is it becoming easier to get insurance your Great Loop boat? Listen to find out! The Great Loop is a waterway route followed by "Loopers" who cruise the 6,000-mile Great Loop route aboard their own boats completing a circumnavigation of the eastern U.S. and part of Canada via mostly protected inland waterways. The Great Loop route follows the Atlantic Intracoastal Waterway, the Chesapeake Bay, and the New York Canals northwards, goes across the Great Lakes, south on the Inland Rivers, and then east Gulf Coast to complete the Loop.

Over the last few weeks, we've brought you several episodes from our experts here at Lloyd's List briefing you on what to expect in each respective sector in 2025. Insurance editor David Osler is rounding that series off with a look at what the marine insurance market can expect over the next 12 months. The sector was thrust into the limelight in March last year, when containership Dali allided with the Francis Scott Key bridge in Baltimore, which tragically resulted in the deaths of six construction workers. That casualty could wind up being the costliest in maritime history by the time it's run its course though the US judicial system, and the International Group of P&I clubs is already on the hook for some serious cash. David explains how that case will affect P&I insurance moving forwards, as well as highlighting the extra capacity hitting the hull and machinery market which could drive down prices for shipowners. To listen to the rest of out ‘What to look out for series', head to Soundcloud, Spotify, or wherever you get your podcasts. You can also listen to every episode of the podcast on the Lloyd's List app.

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Need to speak to an insurance professional today? Call HH Insurance at (727) 498-5551 or visit their website! HH Insurance is all about changing the stereotype of insurance companies in Florida. They are focused on the customer and a commitment to serving them. The team is focused on providing a simple buying experience to you and meeting your asks. Jake Holehouse from HH Insurance discusses the complexities of insurance, particularly regarding the most recent hurricane season. They cover challenges in the insurance industry, the impact of hurricane damage in Florida and the Southeast, and the importance of understanding policy details. Jake dives into topics like building codes, flood insurance, boat insurance, and liability coverage, offering insights on how to ensure proper coverage and avoid common pitfalls. A must-listen for anyone looking to better understand their understanding of insurance. 00:00 Introduction and Sponsor Message 00:34 Guest Introduction: Jake Whole House 00:57 Impact of Recent Hurricanes on Insurance 02:22 Building Codes and Hurricane Resilience 04:57 Challenges in Insuring Older Homes 13:29 Flood Insurance and Coverage Issues 16:57 Boat Insurance and Common Mistakes 33:37 Starting an Insurance Business 38:53 Key Factors in Boat Insurance 39:09 Charter Boat Insurance Considerations 41:24 Media Exclusions and Crew Coverage 44:20 Hurricane Plans and Coverage 46:13 Travel and Coverage Territory 47:59 Lightning and Theft Coverage 53:35 Understanding Policy Endorsements 57:40 Finding the Right Insurance Agent 01:05:55 Liability and Physical Damage Coverage 01:11:02 Marine Insurance for Businesses 01:13:14 Conclusion and Contact Information All of my other socials can be found here : https://linktr.ee/TomRowlandPodcast The Tom Rowland Podcast is presented by Star brite! Clean and protect with Star brite, a leading manufacturer of appearance, maintenance, and performance chemicals and accessories, serving the marine, RV, automotive, powersports, hardware, and home care industries for over 50 years. Headquartered in Fort Lauderdale, FL, and with its manufacturing plant in Montgomery, AL, the company produces "Made In The USA" products, including its flagship ethanol fuel treatment, Star Tron Enzyme Fuel Treatment. https://bit.ly/48tNW0y Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen to our latest podcast if you want to discover how marine insurance has been faring in 2023 and into 2024. We feature Jun Lin and Astrid Seltmann from the IUMI Facts & Figures Committee who talk about the current state of marine insurance within the wider context of the macro-economy. Both guests presented their findings at our 150th anniversary conference in Berlin and this podcast gives an overview of their presentations in advance of IUMI publishing its annual Stats Report later this month.

This episode of the Lloyd's List podcast is brought to you by Lloyd's Register — visit www.lr.org/en for more information Law and insurance editor David Osler assembles a star-studded line-up at the International Union of Marine Insurance annual conference in Berlin to assess the strength of the market in 2024

In this podcast we are joined by Michele Cibrario from SwissRe and Vice Chair of our Offshore Energy Committee. Michele discusses the general shift in the energy markets from fossil fuel to renewables with a focus on the offshore industries. He then drills down into the implications and opportunities for marine underwriters giving ample advice and food for thought.

This week we wrap up our 2024 update series by talking about marine insurance. Jon Horton with Jack Martin and Associates joins us to discuss what to expect when seeking insurance for your Great Loop boat in the coming year.    The Great Loop is the boating adventure of a lifetime. Loopers follow the 6,000-mile route in their own boats, cruising up the east coast, into the Great Lakes, through the inland rivers, and through the Gulf of Mexico. Learn more at www.greatloop.org.

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/european-studies

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/french-studies

Privilege, Economy and State in Old Regime France: Marine Insurance, War and the Atlantic Empire Under Louis XIV (Boydell Press, 2023) closely analyses the rise and fall of Louis XIV's marine insurance institutions in Paris, which were central to the French monarchy's efforts to stimulate commerce, colonial enterprise and economic growth. These institutions were the projects of two leading ministers, Jean-Baptiste Colbert and his son, the Marquis de Seignelay. While both men recognised that marine insurance was crucial for protecting commercial investment in French maritime endeavours, Colbert looked to private enterprise to lure capital away from passive investments in state debt towards the marine insurance industry. Seignelay, by contrast, leveraged the tools of privilege on which the French economy was built by creating the first chartered company in the history of marine insurance. In exploring the global insurance portfolios of the men and women who joined these institutions - and the conflicts that arose when maritime incidents came into dispute - the book identifies the absolute monarchy itself as the source of the institutions' struggles. While the markets of Amsterdam and London thrived in the long run, Parisian insurers were made to bear the burden of maritime and colonial losses during Louis XIV's costly wars to make up for the state's inadequate protection of French shipping, the French Atlantic empire and the Parisian market. This encapsulates, the book argues, the overarching system of risk management that lay at the heart of absolutism itself. This book emerged from Wade´s prize-winning dissertation: "Privilege at a Premium: Insurance, Maritime Law and Political Economy in Early Modern France, 1664-c. 1710" (University of Exeter, 2021). Lewis Wade is a Marie Skłodowska-Curie Postdoctoral Fellow at Leiden University. His doctoral thesis was the recipient of the British Commission for Maritime History's Boydell & Brewer Prize for the best doctoral thesis in maritime history and the Association of Business Historians' Coleman Prize for the best doctoral thesis in business history.. This book is available open access here. Also mentioned in the podcast is: Harris, R., Going the Distance: Eurasian Trade and the Rise of the Business Corporation, 1400-1700 (Princeton UP, 2020).  Learn more about your ad choices. Visit megaphone.fm/adchoices

As life insurance and assurance became more common, companies that offered coverage ran into in problems in the 18th and 19th century. Part 2 also covers how Insurance has been used by gamblers as a grisly amusement. Research: Bell, John. “London's Remembrancer … “ E. Cotes. London. 1665. Accessed online: https://quod.lib.umich.edu/e/eebo2/A27350.0001.001?rgn=main;view=fulltext Bellhouse, David R. “A New Look at Halley's Life Table.” Journal of the Royal Statistical Society.” 174, Part 3, pp. 823–832. 2011. https://www.medicine.mcgill.ca/epidemiology/hanley/c609/material/BellhouseHalleyTable2011JRSS.pdf Bennetts, N., (2019). MORGAN, WILLIAM (1750 - 1833), actuary and scientist. Dictionary of Welsh Biography. Retrieved 22 Dec 2023, from https://biography.wales/article/s12-MORG-WIL-1750 Boyce, Niall. “Bills of Mortality: tracking disease in early modern London.” The Lancet. April 11, 2020. https://doi.org/10.1016/S0140-6736(20)30725-X Chatfield, Michael and Vangermeersch, Richard, "History of Accounting: An International Encyclopedia" (1996). Individual and Corporate Publications. 168.https://egrove.olemiss.edu/acct_corp/168 CLARK, GEOFFREY. “Life Insurance in the Society and Culture of London, 1700-75.” Urban History, vol. 24, no. 1, 1997, pp. 17–36. JSTOR, http://www.jstor.org/stable/44612859 de Roover, Florence Edler. “Early Examples of Marine Insurance.” The Journal of Economic History, vol. 5, no. 2, 1945, pp. 172–200. JSTOR, http://www.jstor.org/stable/2114075 Fouse, L. G. “Policy Contracts in Life Insurance.” The Annals of the American Academy of Political and Social Science, vol. 26, 1905, pp. 29–48. JSTOR, http://www.jstor.org/stable/1011003 “James Dodson's tables of premiums, 1756.” Institute and Faculty of Actuaries. https://www.actuaries.org.uk/learn-and-develop/research-and-knowledge/library-services/historical-collections/archive-equitable-life-assurance-society/highlights-equitable-life-archive/james-dodson-s-tables-premiums-1756 Eggen, Olin Jeuck. "Edmond Halley". Encyclopedia Britannica, 21 Dec. 2023, https://www.britannica.com/biography/Edmond-Halley Greenwood, Major. “The First Life Table.” Notes and Records of the Royal Society of London. October 31, 1938. Volume 1, Issue 2. https://royalsocietypublishing.org/doi/abs/10.1098/rsnr.1938.0017 Harford, Tim. “What makes gambling wrong but insurance right ?” BBC News. March 20, 2017. https://www.bbc.com/news/business-38905963 Ivry, David A. “Historical Development of Some Basic Life Insurance Terminology.” The Journal of Insurance, vol. 28, no. 3, 1961, pp. 65–69. JSTOR, https://doi.org/10.2307/250376 Lewin, Chris. “The Creation of Actuarial Science.” ZDM – Mathematics Education. 2001. Vol. 33. https://subs.emis.de/journals/ZDM/zdm012i2.pdf Ogborn, M.E. “The Professional Name of Actuary.” Journal of the Institute of Actuaries. 1956. https://web.archive.org/web/20081217144303/http://www.actuaries.org.uk/__data/assets/pdf_file/0020/25382/0233-0246.pdf Rose, I. Nelson. “How Insurance Became (Mostly) Not Gambling.” Gaming Law Review and Economics.Nov 2014.864-872.http://doi.org/10.1089/glre.2014.1892 ROWELL, A. H. Journal of the Institute of Actuaries (1886-1994), vol. 88, no. 3, 1962, pp. 387–89. JSTOR, http://www.jstor.org/stable/41139514. Accessed 27 Dec. 2023. Thomas, R., & Chambers, Ll. G., (1959). PRICE, RICHARD (1723-1791), philosopher. Dictionary of Welsh Biography. Retrieved 27 Dec 2023, from https://biography.wales/article/s-PRIC-RIC-1723 “Actuary Overview.” Best Jobs. U.S. News and World Report. https://money.usnews.com/careers/best-jobs/actuary Walford, Cornelius. “History of Life Assurance in the United Kingdom.” Journal of the Institute of Actuaries and Assurance Magazine, vol. 25, no. 2, 1885, pp. 114–33. JSTOR, http://www.jstor.org/stable/41135809 Walford, Cornelius. “History of Life Assurance in the United Kingdom (Concluded).” Journal of the Institute of Actuaries (1886-1994), vol. 26, no. 6, 1887, pp. 436–65. JSTOR, http://www.jstor.org/stable/41136141 Whittle, Matt. “How To Become An Actuary: Responsibilities, Practice Areas And Certifications.” Forbes. Nov. 29, 2022. https://www.forbes.com/advisor/education/become-an-actuary/ See omnystudio.com/listener for privacy information.

Actuarial science is all about calculating risk – risk of injury, illness, death, risk of market shifts and financial outcomes. Part one covers the earliest population tables and early examples of life insurance and assurance.  Research: Bell, John. “London's Remembrancer … “ E. Cotes. London. 1665. Accessed online: https://quod.lib.umich.edu/e/eebo2/A27350.0001.001?rgn=main;view=fulltext Bellhouse, David R. “A New Look at Halley's Life Table.” Journal of the Royal Statistical Society.” 174, Part 3, pp. 823–832. 2011. https://www.medicine.mcgill.ca/epidemiology/hanley/c609/material/BellhouseHalleyTable2011JRSS.pdf Bennetts, N., (2019). MORGAN, WILLIAM (1750 - 1833), actuary and scientist. Dictionary of Welsh Biography. Retrieved 22 Dec 2023, from https://biography.wales/article/s12-MORG-WIL-1750 Boyce, Niall. “Bills of Mortality: tracking disease in early modern London.” The Lancet. April 11, 2020. https://doi.org/10.1016/S0140-6736(20)30725-X Chatfield, Michael and Vangermeersch, Richard, "History of Accounting: An International Encyclopedia" (1996). Individual and Corporate Publications. 168.https://egrove.olemiss.edu/acct_corp/168 CLARK, GEOFFREY. “Life Insurance in the Society and Culture of London, 1700-75.” Urban History, vol. 24, no. 1, 1997, pp. 17–36. JSTOR, http://www.jstor.org/stable/44612859 de Roover, Florence Edler. “Early Examples of Marine Insurance.” The Journal of Economic History, vol. 5, no. 2, 1945, pp. 172–200. JSTOR, http://www.jstor.org/stable/2114075 Fouse, L. G. “Policy Contracts in Life Insurance.” The Annals of the American Academy of Political and Social Science, vol. 26, 1905, pp. 29–48. JSTOR, http://www.jstor.org/stable/1011003 “James Dodson's tables of premiums, 1756.” Institute and Faculty of Actuaries. https://www.actuaries.org.uk/learn-and-develop/research-and-knowledge/library-services/historical-collections/archive-equitable-life-assurance-society/highlights-equitable-life-archive/james-dodson-s-tables-premiums-1756 Eggen, Olin Jeuck. "Edmond Halley". Encyclopedia Britannica, 21 Dec. 2023, https://www.britannica.com/biography/Edmond-Halley Greenwood, Major. “The First Life Table.” Notes and Records of the Royal Society of London. October 31, 1938. Volume 1, Issue 2. https://royalsocietypublishing.org/doi/abs/10.1098/rsnr.1938.0017 Harford, Tim. “What makes gambling wrong but insurance right ?” BBC News. March 20, 2017. https://www.bbc.com/news/business-38905963 Ivry, David A. “Historical Development of Some Basic Life Insurance Terminology.” The Journal of Insurance, vol. 28, no. 3, 1961, pp. 65–69. JSTOR, https://doi.org/10.2307/250376 Lewin, Chris. “The Creation of Actuarial Science.” ZDM – Mathematics Education. 2001. Vol. 33. https://subs.emis.de/journals/ZDM/zdm012i2.pdf Ogborn, M.E. “The Professional Name of Actuary.” Journal of the Institute of Actuaries. 1956. https://web.archive.org/web/20081217144303/http://www.actuaries.org.uk/__data/assets/pdf_file/0020/25382/0233-0246.pdf Rose, I. Nelson. “How Insurance Became (Mostly) Not Gambling.” Gaming Law Review and Economics.Nov 2014.864-872.http://doi.org/10.1089/glre.2014.1892 ROWELL, A. H. Journal of the Institute of Actuaries (1886-1994), vol. 88, no. 3, 1962, pp. 387–89. JSTOR, http://www.jstor.org/stable/41139514. Accessed 27 Dec. 2023. Thomas, R., & Chambers, Ll. G., (1959). PRICE, RICHARD (1723-1791), philosopher. Dictionary of Welsh Biography. Retrieved 27 Dec 2023, from https://biography.wales/article/s-PRIC-RIC-1723 “Actuary Overview.” Best Jobs. U.S. News and World Report. https://money.usnews.com/careers/best-jobs/actuary Walford, Cornelius. “History of Life Assurance in the United Kingdom.” Journal of the Institute of Actuaries and Assurance Magazine, vol. 25, no. 2, 1885, pp. 114–33. JSTOR, http://www.jstor.org/stable/41135809 Walford, Cornelius. “History of Life Assurance in the United Kingdom (Concluded).” Journal of the Institute of Actuaries (1886-1994), vol. 26, no. 6, 1887, pp. 436–65. JSTOR, http://www.jstor.org/stable/41136141 Whittle, Matt. “How To Become An Actuary: Responsibilities, Practice Areas And Certifications.” Forbes. Nov. 29, 2022. https://www.forbes.com/advisor/education/become-an-actuary/ See omnystudio.com/listener for privacy information.

Join us in this riveting episode as we explore the fascinating world of marine insurance with Chris Coleman, a seasoned Yacht Insurance Agent and the Commercial Director of Oversea Insurance. Born in Broward County and raised near Georgia's Lake Lanier, Chris's journey back to South Florida marked the start of his notable career in the marine insurance industry.In this insightful discussion, Chris unveils the complexities and challenges of insuring everything from luxury yachts to shark diving operations. He shares his unique perspectives on the evolving nature of marine laws and insurance requirements, reflecting his passion for the ocean and his commitment to revolutionizing this niche industry.Beyond his professional endeavors, learn about Chris's community involvement and hobbies, which reveal a dynamic personality equally passionate about life on and off the water.Tune in to discover the untold stories and insider insights from a true expert navigating the intriguing and ever-changing seas of marine insurance.Chris ColemanOversea InsuranceYoung Professionals In YachtingMerrill CharetteBrought to you by SHIPSHAPE.PRO - Innovative platform that bridges the gap in marine repair& MIDA.PRO - Marine Industry Digital Agency - Web dev / MarketingPodcast - SHIPSHAPE INTERNATIONAL OCEAN INSIGHTSupport the show

Boat insurance can be very confusing! With many different coverage options on offer, it can be hard to know where to start. Marine Insurance Now explains it all in its new guide to the basics of boat insurance. Learn more at https://marineinsurancenow.com/understanding-the-basics-of-boat-insurance/ Marine Insurance Now City: New York Address: 60 W 23rd St Website https://marineinsurancenow.com/ Phone +1-877-675-4340 Email scott.hall@betteronlineinfo.com

Before you take your boat out for its first adventure, it's important to make sure you really understand the risks involved. Discover the importance of boat insurance in this expert report from Marine Insurance Now. Learn more at https://marineinsurancenow.com/the-importance-of-boat-insurance/ Marine Insurance Now City: New York Address: 60 W 23rd St Website https://marineinsurancenow.com/ Phone +1-877-675-4340 Email scott.hall@betteronlineinfo.com

The International Union of Marine Insurance conference is the annual health check for the shipping industry's risk cover and as such offers an important, if not at time impenetrably complex view of the sector as a whole. This week's podcast offers up a clear explanation of everything you need to know about marine insurance from the people who understand it best. Consider this week's edition your best, and perhaps only opportunity to learn the marine insurance sector in under 25 minutes x FOR some, it's Glastonbury or Coachella, others have Glyndebourne or Last Night of the Proms. In the world of marine risk, it's the annual International Union of Marine Insurance conference, and this year's insurance festival comes from Edinburgh with added bagpipes and ill-advised kilts worn by men with homeopathic claims to Scottish heritage. The fact that global marine premiums jumped 8.3% in the past year is, granted, a niche headline announcement, but to those gathered in Scotland this week, it's a case of turning the excitement factor up to 11. Insurance-speak can sometimes make even shipping jargon sound comprehensible, but the plain English explanation is startlingly simple. More ships are being insured at higher prices, fewer of them are sinking, and everybody goes home happy. Hull & machinery insurance has certainly witnessed something of a turnaround in the last five years. H&M underwriters - who up until that point had been losing money in the aggregate for around 20 years – are actually making some for a change. Likewise, P&I clubs are currently publishing combined ratios of below 100% for the first time since the late 2010s. If you don't know what we are talking about, keep listening and you will be expert by the end of the show. Finally, it's worth noting that Europe is holding its own even though London continues to cede ground to Asian insurers, and still has over half the market. Our man Dave Osler is now on his ninth IUMI conference, and has been up in Edinburgh with the microphone talking to some of the main movers and shakers for this week's edition. Speaking on this week's edition: Chair of IUMI's hull committee and chief executive and chief underwriter at American Club affiliate American Hellenic Hull Insurance company – Ilias Tsakiris Chair of the International Group of P&I Clubs - Nick Shaw IUMI vice chair of the Facts and Figures Committee and analyst/actuary of the Nordic Association of Marine Insurers (Cefor) - Astrid Seltmann

In our latest podcast, Isabelle Therrien, IUMI Cargo Committee Chair and Senior Vice President Canada, Marine Cargo at  Falvey Insurance Group, discusses misdeclared goods and the related challenges facing shipping and the marine insurance industry. Isabelle emphasised the importance of increasing awareness and collaborating with all relevant stakeholders to ensure dangerous cargo is adequately declared and handled throughout the supply chain. An common example for DGs are lithium-ion batteries which will also be on the agenda of this year's Cargo Workshop at the IUMI annual conference in Edinburgh.

On this special episode of the IUMI podcast, chair of IUMI's Data & Digitalisation Forum, Patrizia Kern, interviews Osher Perry, founder and CEO of ShipIn Systems. ShipIn offers onboard CCTV solutions for vessels that allows shoreside personnel to get the visibility needed during critical operations. It is also an IUMI Professional Partner. Together, Patrizia and Osher discuss the digitisation of marine insurance, working with clients in an age of rapid digital expansion, accessing relevant data, implementing digitised business conduct, and much more.

Simon Prestø-He is the intelligence officer on the loss prevention and emergency response team at the Norwegian Yacht Club. August and Simon sat down for a chat in the situation room at the club.   -- If you liked this conversation you'll LOVE The QUARTERDECK, 59 North's 'deep dives on the art of seamanship.' Join our interactive community and get involved in the conversation at quarterdeck.59-north.com. First two weeks FREE, then multiple pricing options thereafter.  -- ON THE WIND is presented by Athletic Greens. Podcast listeners can redeem their special discount at athleticgreens.com/onthewind. The show is also presented by Broadreach, worldwide adventure travel programs for teenagers. Sign up at gobroadreach.com/onthewind.

The Poseidon Principles for Marine Insurance (PPMI) are a global framework for assessing climate alignments of insurers' hull and machinery portfolios. The PPMI use the ambitions of the International Maritime Organization's (IMO) greenhouse gas emissions strategy and the Paris Agreement as benchmarks. The first annual disclosure report of the PPMI signatory companies has just been published.    In this episode of the IUMI podcast we spoke with Pauline des Vallières, Sustainable Insurance Manager at SCOR where she has been part of the Marine division during the last five years. Pauline explains what the PPMI are, how they work, and why marine insurance companies have signed up to publicly disclose the carbon footprint of their H&M portfolios.

For newer boaters, obtaining insurance coverage for a Great Loop boat has been a challenge for the past few years. Jon Horton of Jack Martin & Associates joins us this week to share what he expects from the marine insurance marketplace in 2023.

#173.With Prof. Francesca Trivellato discussing the myth/legend of the Jews inventing Bills of Exchange (credit)We discussed the definition of Bills of Exchange and Marine Insurance, how the legend/myth of attributing their creation to Jews began, who really created them, Ètienne Cleirac and his work, the scope and meaning of usury, the definition of "credit", what happened to the legend after the 17th century, and more. To purchase "The Promise and Peril of Credit":  https://amzn.to/3EYY83ZFor a short article with an excerpt from the book:  https://aeon.co/essays/what-is-the-link-between-medieval-and-modern-antisemitism

The annual marine insurance confab, IUMI, was held in Chicago this year. So Lloyd's List selflessly hopped on a flight with microphones in hand to gather insights from the sector's most influential figures for this week's edition of the podcast. Featuring: • Rama Chandan of QBE Singapore, outgoing chair of IUMI's ocean hull committee. • P&I, and International Group chief executive Nick Shaw • Richard Neylon, a partner with law firm HFW • IUMI president, war risk underwriter Frederic Denefle • Richard Turner - International Head of Marine at Victor Insurance, former President of the International Union of Marine Insurance

We hear about the cost of marine insurance for companies with Mike McDonnell who runs Viking tours in the midlands.

Looking back at 2021, it's been a challenging time in marine insurance with climate change's impact and a wave of supply chain issues. In this episode, #IBTalk dives into the biggest challenges of the marine space, effective strategies to enhance risk management, and the product innovations to look forward to this year. Sponsor CNA shares success stories from customers who have faced big challenges with climate and CAT-related losses.

The current crisis in Ukraine has directly impacted shipping in the area as well as the safety and welfare of many seafarers. In this podcast Lars Lange, IUMI Secretary General, discusses the impact of the crisis and international sanctions on global shipping and marine insurance, the current situation for war risk insurers, what challenges underwriters of Russian related risks are experiencing, what IUMI is doing to help its members during this crisis, plus much more. 

Find  Underwriters of the United States: How Insurance Shaped the American Founding here.

On this week's episode of the Great Loop Radio podcast, Ken Marks of Marks Marine Insurance is our guest.  Ken will update us on the status of the Marine Insurance marketplace in 2022 and what insurers are requiring of boaters in terms of boat size and previous boating experience.

Rich Soja, global head of inland marine at AGCS, talks driver shortages, claims changes, opera and more

Lloyd’s List is team up with its sister publication Insurance Day this week for our first joint edition of the Podcast looking at the insurance implication and scenarios in the wake of the Ever Given casualty in the Suez Canal. Jonathan Humm, who leads the marine hull team at Aegis London, and Stephen Hawke, managing director of PL Ferrari, the P&I specialist broker join the discussions this week as we examine the marine insurance fallout from shipping biggest traffic jam

This episode starts with why have insurance on your boat and then moves to how do policies differ, what's covered and what's not, how can you save money, what to do if you have a loss, and all the basics so that boat owners can be empowered with info.  

On this week's episode of the Great Loop Radio podcast, Ken Marks of Marks Marine Insurance joins us to provide an update on the status of the marine insurance marketplace.  Ken will discuss the current challenges for those seeking to insure their Great Loop boat and provide useful information to help you work your way through the process.

THE International Union of Marine Insurance conference is the highlight of the marine insurance year. But, thanks to the pandemic, what was supposed to have been a four-day physical gathering in Stockholm has metamorphosed into a two-week virtual event. Nevertheless, attendance was substantially up and the standard of the online presentations has been as high as ever. So we’re delighted to have the influential trade association’s secretary general, Lars Lange, as our guest on the Podcast this week.

In this episode we discuss two scenarios: 1. Whether Marine insurance companies will cover any losses sustained by their customers as a result of COVID-19; and, 2. Whether Marine insurance companies themselves can limit their liability resulting from COVID-19.

Marine insuramce

In the first of a new series of IUMI Podcasts, President Richard Turner discusses the impact of the recent and unprecedented pandemic on the marine insurance market. He discussed specific lines of business as well as the industry as a whole. Richard Turner, a marine insurance expert with over 30 years' experience, delves into the challenges facing world trade, the ramifications Covid-19 may have on premiums, the delays in projects due to reduced investment and other related issues.

History of marine insurance

Marine ins aeries

With hurricane season upon us and many Loopers farther south than they usually are at this time of year due to COVID-19 related travel restrictions, this week's Great Loop Radio podcast covers storm-related coverage for your boat.  Jon Horton of Jack Martin & Associates joins us to discuss insurance trends, whether insurers are making any accommodations for those "stuck" in the hurricane zone, and expectations for hurricane coverage.

Our Marine Division Manager, Captain Paul Nowak, has worked in commercial and marine insurance for 30 years and understands the marine industry and its unique exposure to risk. Paul and I go deep into a conversation about why boating is such a great way to relax and how it can change your state of mind. Paul talks about his years of experience on the waters in the valley and how he became the area's leading marine insurance specialist. If you are ready to buy a boat, have been a boat owner for years or wonder what's up with boating, check out this episode. Oh! And we also talk about insurance for boats, marinas and more! Find us on our social media platforms:Facebook Twitter InstagramGet a Boat Quote! Get a Home auto or business quote!

In this special Episode of The kisscapades Podcast we feature Julius Kibera the Managing Director of Reliable Consultants Insurance Agency, RCA are an Insurance & Investment Agency. They offer a variety of insurance packages from their Partner Companies which include: Jubilee Life Insurance, Britam, Liberty, First Assurance, UAP, Old Mutual, APA Insurance, CIC Group, Kenya Orient, Madison Group, Resolution Insurance, Heritage Insurance Company, AAR Insurance, PACIS, AIG Corporate Insurance, GA Insurance & Sanlam. RCA offer the following products on behalf of their Partner Companies: Life Cover,Education Funds,Unit Trusts, Wealth Management, Savings/Investment funds,Retirement/Pension funds, Medical Cover-Corporate & individual, Personal Accident Cover, Travel Insurance, Group Life Insurance, Motor Insurance, Marine Insurance, Fire & Perils, Burglary Insurance, All risk insurance, Public Liability, Money Insurance, WIBA, Group Personal Accident, Employer Liability, Contractor All Risk, Golf Insurance, Animal & Crop Insurance, Credit Insurance, Fidelity Guarantee, Performance Bonds, Goods in Transit Cover, Bid & Performance Bonds, Professional Indemnity Insurance and much more. Contact: Julius Kibera the Managing Director, Reliable Consultants Insurance Agency Kampus Towers, 5th Floor – University Way Office : 0722-642257 / 0732-380047 Mobile : 0722-761811 / 0733-761810 E-mail : jkibera@reliableconsultants.co.ke Website : www.reliableconsultants.co.ke Follow our Social Media Platforms @thekissbandit @kisscapadespodcast Watch the Podcast Videos on YouTube: https://www.youtube.com/thekisscapadespodcast

"There is a lot of hype around blockchain which is natural with emerging and innovative technologies. I think one of the things that's most encouraging about that hype is what it has led to: incredible collaboration across different industries."Stefan Schrijnen, Director of Insurance at EY, talks to us about where and why blockchain is a good fit for the industry, the complexities that we need to overcome and what is on the horizon. Listen now to hear Stefan's insight into Insurwave, the world's first blockchain-enabled insurance platform in production.

Over a dozen Lloyd's syndicates have dropped marine underwriting in recent months, with more assessing whether to drop out. In this episode, we ask what is happening in the world of marine insurance and what's next.Visit www.theshippingexchange.co.uk and for social media search The Shipping Exchange on Facebook, Twitter, LinkedIn and Instagram!

The International Union of Marine Insurance held its winter meeting in London earlier this week, and David Osler caught up with a trio of the trade association’s leading lights. Richard Turner, Helle Hammer and Lars Lange reveal what they think the year ahead holds in store, and look forward to the organisation’s conference in Toronto in September. xx Key players in the International Union of Marine Insurance set out their perspectives for 2019 in this week’s Lloyd’s List podcast, recorded after the organisation’s winter meetingin London earlier this week. According to IUMI president Richard Turner, the trade association’s priorities for the year ahead are membership services, education, lobbying and digitalisation. As a consequence of Brexit, Mr Turner has recently upped sticks from London to Luxembourg to head up RSA’s specialty business, and he also discusses his move to the Grand Duchy. Oslo-based Helle Hammer, who is managing director of the Nordic Association of Marine Insurers, known as Cefor, offers some thoughts on contaminated bunkers and the insurance implications of the impending International Maritime Organization sulphur cap. And finally, IUMI secretary general Lars Lange – who commutes into Hamburg – discusses his expanded role as IUMI’s delegate to the IMO, which will take him to London more often. Finally, all three look forward to this year’s IUMI conference, which takes place in Toronto in September. The common theme will be ‘confronting the chaos for a sustainable future. Don’t forget, you can now subscribe to the Lloyd’s List Podcast via iTunes and Spotify, as well as most other podcast providers. And make sure you are registered for a free account on Lloydslist.com so you can receive our Daily Briefing e-mail.

Steve from Coverfreight gives our listeners and understanding of how marine insurance works. We discuss why it's important for shippers to insure their cargo and who should cover insurance based on the IncoTerms agreed. Steve gives insight into some of the common problems and claims made when shipping goods Internationally. We give tips on how shippers should choose a marine insurance provider for their business operations. This podcast is brought to you by www.IncoDocs.com

On this week's episode of Great Loop Radio, Jon Horton of Jack Martin & Associates joins us to share information about insuring your boat during hurricane season.  The season begins today, and with one named storm already, this could by another busy season.  Jon will share details on what insurers will expect you to do to be covered during a storm. 

Here’s what we cover with Paul Taffinder, MS Amlin’s Director of Strategy and Innovation: • How Blockchain is paving the way for real-time underwriting by giving insurers and shipping companies unprecedented round-the-clock insights into exposures • Making the marine insurance market better, faster and cheaper through smart contracts for auto-settlement, auto-payment and a faster claims process • MS Amlin’s Tactical, Radical and Exploratory approaches to innovation, across blockchain, robotics, sensor tech and data analytics

Recently I've gotten to know today's guest, John Shettle, and all along I've been trying to figure out how to just hook up the cables and suck as much information out of him as I could. But how do you ask someone: hey can I just pepper you with the most challenging questions I can think of in insurance for an hour or so.. you know, for fun? I'll tell you how.. you start a podcast and pretend "it's all for the audience". John Shettle is awesome. He's currently an operating partner at Stonepoint Capital and grew up at a family-run MGA, running brokerage and underwriting divisions before taking that company public. The breadth and depth of John's experience is extraordinary. As another highly successful insurance executive put it to me recently, you can never have enough time with John. I'm honored to have the chance to bottle a bit of him up for us all. Subscribe to the Not Unreasonable Podcast in iTunes, stitcher, or by rss feed. Sign up for the mailing list at notunreasonable.com/signup. See older show notes at notunreasonable.com/podcast.

The New York Times wrote a great article of fishers in Maine, USA who were diversifying their lone revenue stream of fishing lobsters by farming oysters and kelp. You might wonder, "Why in the world would they want to do that?"  Apparently, they say they cannot rely on income based on the seasonal fluctuation of wild stocks anymore. The lobster fishery seems to be doing quite well; however, many fishers are cautious in believing that the stock can sustain its population size with the changing temperature and the potential for disease in warming seas. Listen to the episode to find out more. Also on the Program: 1) Mexico ready to create the largest Marine Reserve in North America; and, 2) Marine Insurance companies teaming up with Oceana to make it harder for Blacklisted fishers to get insurance for their boats to combat over fishing. Let me know what you think of the episode by joining our Facebook Group for the Podcast. This episode was brought to you by Octo (Open Communications for The Oceans). Check out their recent MEAM (Marine Ecosystem And Management) issue helping inform the Marine Science and Conservation field around the world. Support Speak Up For Blue's Efforts to create a free pr=resource program for Ocean Citizen Scientists to help move Marine Science and Conservation forward by collecting information for various Citizen Science program. Contribute to our Patreon Campaign

With the rise of maritime commerce came the need for insurance. This lecture looks at the origins of insurance, and how it shaped the City and the Industry: http://www.gresham.ac.uk/lectures-and-events/gresham-and-defoe-underwriters-the-origins-of-london-marine-insuranceThis lecture explores the astonishing history of marine insurance underwriting in London by reaching back to Lombard Street in the 1400s, revealing the underwriting activities of some well-known characters, explaining the origins of the Lloyd's market, and shedding light on this critical industry's 300 years of world leadership from LondonThe transcript and downloadable versions of the lecture are available from the Gresham College website: http://www.gresham.ac.uk/lectures-and-events/gresham-and-defoe-underwriters-the-origins-of-london-marine-insurance Gresham College has been giving free public lectures since 1597. This tradition continues today with all of our five or so public lectures a week being made available for free download from our website. There are currently over 1,500 lectures free to access or download from the website.Website: http://www.gresham.ac.ukTwitter: http://twitter.com/GreshamCollegeFacebook: https://www.facebook.com/greshamcollege

This Friday, October 25, our Guest Host will be Cary R. Wiener of Pantaenius American Yacht Insurance. Cary will discuss: · Implication of secret implied warranties. You probably won’t find these in your policy, but you’re still bound to them!   · Review of clauses found in most yacht insurance policies. What do these mean, and what property or liability risks do they cover?   · How to negotiate with your insurance company for better terms. What are common “exclusions” most policies contain? How do policies differ regarding exclusions made?   · Open forum. Ask Cary anything about marine insurance and marine law.  

Welcome to this P and I Marine Insurance podcast from Coracle and The London P&I Club This podcast is available in English and Mandarin - this is the MANDARIN version.

Welcome to this P and I Marine Insurance podcast from Coracle and The London P&I Club This podcast is available in English and Mandarin - this is the ENGLISH version.

Welcome to this P and I Marine Insurance podcast from Coracle Online and The London P and I Club This podcast is available in English and Mandarin To learn more about the Marine Insurance markets, why not take Coracle's Marine Insurance course?

Welcome to this P and I Marine Insurance podcast from Coracle Online and The London P and I Club This podcast is available in English and Mandarin To learn more about the Marine Insurance markets, why not take Coracle's Marine Insurance course?

Al Golden will be our Guest Host to discuss Marine Insurance.

This week our guest will be Al Golden of International Marine Insurance Services. Al will be telling us all about the things to look for when you shop for marine insurance.