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Message 1: Defeating Worry Isaiah 43:2 Hebrews 13:5 Areas of Need ● Personal Pressures — Inner Struggles ● People Problems — Relational Struggles ● Private Pitfalls — Moral Struggles ● Painful Plunges — Failure and Despression ● Providential Predicaments — Life Crises ● Profound Pain — The Ultimate Test Isaiah 43:2 Matthew 11:30 Two Clarifications About Worry 1. “Don't Worry” ≠ “Don't Plan” Matthew 6:34 2. “Don't Worry” ≠ “Don't Care” Philippians 4:6 Bible Character Theme: The Sparrow ● Matthew 6:26 ● Matthew 10:29 What Worry Really Is 1. A Conflict with God's Creation Matthew 6:25 2. A Challenge to God's Care Matthew 6:26 Luke 12:6 3. A Contradiction of Human Capability Matthew 6:27 4. A Carelessness of God's Provision Matthew 6:28–30 5. A Conformity to the World's Thinking Matthew 6:31–32 ● Psalm 34:8 ● Psalm 145:9 9 Ways to Stop Worrying and Start Living 1. Live in “Day-Tight Compartments” Matthew 6:34 2. Ask: “What Is the Worst That Could Happen?” 3. Put a Stop-Loss on Worry 2 Corinthians 10:5 4. Write It Down Habakkuk 2:2 5. Stay Busy 2 Thessalonians 3:11–12 6. Don't Lose Sleep Over It Psalm 127:2 7. Don't Sweat the Small Stuff Philippians 4:11 8. Fill Your Mind with Faith 9. Help Others Galatians 5:13 Psalm 119:105
Billig kaufen, teuer verkaufen. Aktien handeln könnte so einfach sein. Doch wie so oft im Leben, gibt es auch hier die unterschiedlichsten Interessen. Denn die einen wollen ihre Bestände möglichst teuer veräußern, die anderen möglichst billig einsteigen. Die Börsenplätze fungieren hierbei als Mittler zwischen beiden Parteien und nicht selten stehst du als Privatanleger dabei Profis gegenüber, die ihre Vorteile zu nutzen wissen. Also keine Chance auf gute Kurse für dich? Doch, denn da gibt es die Möglichkeit, dass du deine Order mit sogenannten Zusätzen kräftig pimpen kannst um möglichst genau den Kurs zu erhalten, den du dir wünscht. Was es also mit Limit, Stop-Loss & Co. auf sich hat, das klärt Falko Block, Anlage-Stratege im Bereich Privatkunden-Sales mit seinem Gast, Edda Vogt Managerin für Finanzinformationen bei der Deutschen Börse.
The medical stop-loss market is in trouble. With industry-wide loss ratios running dangerously high, several major reinsurance carriers have recently decided to exit the market entirely. If you are an advisor putting small, 25-life groups into self-funded plans, you need to understand the extreme volatility you are exposing them to.My guest, Mehb Khoja, the newly appointed COO of BCS, joins me to discuss the current state of the stop-loss and reinsurance markets. We break down why the stop-loss model is breaking under current loss ratios, why self-funding isn't always the right answer for smaller employers, and how BCS is strategically using ancillary and voluntary benefits as a form of medical cost containment. We also discuss his journey from pension actuary to C-Suite executive and why introverts can make some of the best salespeople in the industry.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaKEY MOMENTS(00:00) From Pension Actuary to Insurance COO(01:54) Why Introverts Make Excellent Salespeople and Advisors (04:54) The Destiny Health Story: Selling Early Wellness Programs in the Mid-2000s (09:07) Who is BCS? The Hidden Carrier Behind the Blue Cross Blue Shield Networks (12:00) The Stop-Loss Crisis: Why Major Carriers Like Swiss Re Are Exiting the Market (15:02) The Danger of Small Group Self-Funding: Why 25 Lives Might Be Too Volatile (19:15) Integrating Ancillary Benefits as a Medical Cost Containment Strategy (23:25) Transition from Chief Growth Officer to Chief Operating Officer (25:47) Lightning Round: 5 AM Workouts, Cold Plunges, and Peter ThielCONNECT WITH ANDY NEARY
On this episode of Voices of Self-Funding, host Ramesh Kumar welcomes Jonathan Socko, President of East Coast Underwriters, LLC, a Managing General Underwriter (MGU) specializing in Stop Loss insurance. Jonathan shares his perspective on stop-loss underwriting for small groups and unveils the blueprint for a remarkable success story: a 30-life employer group that has been successfully self-funded for 10 years with their PMPM costs increasing only 10% over that decade. You'll learn: - The crucial role of partner cohesion between the broker, TPA, and stop-loss carrier to manage claims proactively. - Why data transparency and a specific data flow are non-negotiable for effective claim prediction and management. - The essential mindset shift—and commitment to aggressively attacking costs—that ensures a small group's self-funded plan remains successful and sustainable. Don't miss this conversation for an insider's view on stop-loss and the strategy that delivers long-term savings. At zakipoint Health, we are transforming the healthcare experience by delivering transparency, direction, and personalized support to members of self-insured plans. Our powerful platform unifies all benefit services, data, insights, and tools into one intelligent ecosystem empowering members to make informed decisions and take proactive steps toward better health outcomes. With AI at its core, zakipoint Health functions as the “Intel Inside” of healthcare navigation driving engagement, reducing risk, and delivering measurable cost savings. Employers and partners benefit from robust reporting, actionable insights, and tools that not only identify healthcare risks but also guide members toward high-value care. By bridging the gap between complexity and clarity in the U.S. healthcare system, we help organizations lower costs, improve outcomes, and support healthier, more engaged populations making healthcare less stressful and more effective for millions. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen
This CEO Is Disrupting The Insurance Industry With Tech & AI. “Never confuse effort for success”GuestTim Johnson (Founder & CEO)CompanyHealth In Tech, Inc. (Nasdaq: HIT)Websitehttps://healthintech.com/Tim's BioTim Johnson is the founder and CEO of Health In Tech. He has spent his entire career in the insurance industry, beginning on the property and casualty side at a small regional insurer before moving to larger firms including Liberty Mutual and AIG. He later transitioned to the brokerage side, working at leading brokerage firms where he built captives and developed alternative risk solutions.Mr. Johnson has over 30 years of experience as an entrepreneur and has founded multiple successful companies in the medical insurance sector. He has extensive knowledge in the stop-loss insurance and self-funded benefits space, and between 2005 and 2007, he helped pioneer some of the country's first Stop Loss captive programs for healthcare, applying proven techniques from the P&C world that had not previously been widely used in employee benefits. He also launched his own insurance carrier and built a vertically integrated platform offering underwriting, claims, repricing, and medical management services.Seeing how far behind healthcare was in technology, Tim began building Health In Tech with a system designed to help brokers quote and bind health plans more quickly and efficiently. That early tool ultimately evolved into the AI-powered platform Health In Tech is known for today.Company Bio:Health in Tech (“HIT”) is an insurance technology platform company, which offers a marketplace that aims to improve processes in the healthcare industry through vertical integration, process simplification, and automation. By removing friction and complexities, we streamline the underwriting, sales and service process for insurance companies, licensed brokers, and TPAs.Marketplace: We are a health insurance marketplace where insurance companies can list various stop-loss policy options for self-funded benefits plans. Licensed brokers registered on our platform can log in, upload certain required information, select policy plans, obtain a bindable quote and sell them to small businesses. Our technology enables us to medically underwrite insurance policies and usually produce bindable quotes within approximately two minutes, allowing us to deliver an integrated and seamless sales cycle.Customizable Solutions: Beyond policy underwriting and sales, our marketplace offers customization of health benefits plans, vendors, claims, and network services. Brokers can select customized plans that suit their customers.Accessibility and Savings: We make self-funded benefits plans and stop loss insurance accessible online for small businesses. We aim to deliver meaningful cost savings for low-risk, small employers with comparatively healthy employees through a digital medical underwriting process. We seek to deliver time savings for employers, brokers, TPAs, and carriers, by leveraging both external and internally developed technology.HIT was founded on the belief that self-funded benefits plans and stop loss insurance should be simple and streamlined with significant transparency. With over 30 years of industry experience of our management team, we understand the complexities of the healthcare insurance market, and we know how to integrate the multifaceted aspects of the industry. Our solutions and technology platforms do exactly this through vertical integration, process simplification, automation, and digitalization.
"I've got a patient in Washington state. He's traveling 100 miles every other week to receive an infusion. We moved this patient into the home and saved the plan $700,000 on this one patient...on gout treatment."Why are infusion drugs quietly destroying your health plan's budget?This week, my guest is Rob LaHayne, Co-Founder of Leap Health. We pull back the curtain on one of the most overlooked and expensive categories in healthcare: Specialty Infusion Care. Because these drugs are administered by a medical professional, they are billed through the medical plan under "J&Q Codes" - subjecting them to massive hospital markups and "buy-and-bill" margin games.In this episode, Rob explains how Leap Health is solving this by taking over the supply chain, procuring the drugs transparently without margin, and redirecting patients to their own homes or convenient infusion centers. We discuss how these J&Q codes are often the hidden culprit behind breached stop-loss deductibles and skyrocketing renewals, and why shifting the site of care is a win for both the employer's budget and the patient's quality of life.If you're a benefits consultant trying to figure out why your client's medical spend is out of control, or an employer tired of paying massive hospital markups for necessary medications, you need to understand J&Q codes.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com/Spencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: The Hidden Problem of J&Q Codes (00:04:13) Rob's Background & The Genesis of Leap Health (00:08:24) Why Hospital "Buy-and-Bill" Margins Drive Up Costs (00:13:22) How Leap Health Provides Transparent, Zero-Margin Pricing (00:16:31) Shifting Site of Care: The Power of Home Infusions (00:23:44) Overcoming Headwinds: Patient Engagement & Plan Design (00:27:01) Taking Over the Supply Chain to Bypass the "BUCA" PBMs (00:32:51) Stop-Loss Renewals: Why Identifying J&Q Codes is Critical (00:37:04) Saving $700,000 on a Single Gout Patient (00:41:39) The Future: Unbundling the Health Plan & "Point Solution Fatigue" (00:45:41) Closing Thoughts: Why Consultants Must Request J&Q Code DataKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
"I've got a patient in Washington state. He's traveling 100 miles every other week to receive an infusion. We moved this patient into the home and saved the plan $700,000 on this one patient...on gout treatment."Why are infusion drugs quietly destroying your health plan's budget?This week, my guest is Rob LaHayne, Co-Founder of Leap Health. We pull back the curtain on one of the most overlooked and expensive categories in healthcare: Specialty Infusion Care. Because these drugs are administered by a medical professional, they are billed through the medical plan under "J&Q Codes" - subjecting them to massive hospital markups and "buy-and-bill" margin games.In this episode, Rob explains how Leap Health is solving this by taking over the supply chain, procuring the drugs transparently without margin, and redirecting patients to their own homes or convenient infusion centers. We discuss how these J&Q codes are often the hidden culprit behind breached stop-loss deductibles and skyrocketing renewals, and why shifting the site of care is a win for both the employer's budget and the patient's quality of life.If you're a benefits consultant trying to figure out why your client's medical spend is out of control, or an employer tired of paying massive hospital markups for necessary medications, you need to understand J&Q codes.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com/Spencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: The Hidden Problem of J&Q Codes (00:04:13) Rob's Background & The Genesis of Leap Health (00:08:24) Why Hospital "Buy-and-Bill" Margins Drive Up Costs (00:13:22) How Leap Health Provides Transparent, Zero-Margin Pricing (00:16:31) Shifting Site of Care: The Power of Home Infusions (00:23:44) Overcoming Headwinds: Patient Engagement & Plan Design (00:27:01) Taking Over the Supply Chain to Bypass the "BUCA" PBMs (00:32:51) Stop-Loss Renewals: Why Identifying J&Q Codes is Critical (00:37:04) Saving $700,000 on a Single Gout Patient (00:41:39) The Future: Unbundling the Health Plan & "Point Solution Fatigue" (00:45:41) Closing Thoughts: Why Consultants Must Request J&Q Code DataKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
Ryan Siemers, founder of Aegis Risk, returns to HR Benecast to discuss the latest trends in medical stop loss insurance and what they mean for employers navigating today's self-funded health plan landscape. In this episode, Ryan breaks down current stop loss market cycles, the high-cost claim drivers impacting employer health plans and the legislative and regulatory developments influencing stop loss coverage. Access Aegis Risk's Medical Stop Loss Premium Survey at Stop Loss Premium Survey | Aegis Risk. Watch or listen to Benefits Bites and Health Care Headlines. Register for upcoming Employers Health webinars or watch on demand at Events - Employers Health. Sign up for our monthly newsletter here. Find additional helpful benefits strategies and resources at Articles | Employers Health.
"We don't view ourselves as a TPA, we view ourselves more as a platform... our goal is to simplify and reduce the barriers of entry into the TPA space."The role of the Third-Party Administrator is undergoing a massive evolution. No longer just a back-office claims processor, the modern TPA is being asked to serve as the high-tech, high-touch "nucleus" of the entire health plan.My guest this week is Vinny Esposito, CEO of Reflect Health (formerly S&S Health). Drawing on a decade of experience in the hedge fund world, Vinny recognized a massive opportunity to bring scalable, asset-light infrastructure to the self-funded market. Today, Reflect Health acts almost like the "Intel Inside" of the industry, licensing its proprietary claims technology to other TPAs and health plans.In this episode, we explore exactly what it takes to build the TPA of the future. We discuss how to solve "point solution fatigue" through a centralized marketplace, the mechanics behind infusion drug carve-outs, and how to successfully deploy dynamic deductibles to incentivize better care routing. Vinny also shares his bold vision for "frictionless claims" paid instantly at the point of service, moving us closer to an Amazon-style shopping experience for healthcare.If you want to understand the technological and administrative innovations driving the self-funded market forward, this episode provides the blueprint.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: Competing on Service in the TPA Market (00:01:56) Meet Vinny Esposito & Reflect Health (00:03:35) Rebranding from S&S Health (00:07:32) From Hedge Funds to Healthcare Disruption (00:11:05) The Platform Model: Licensing Tech to Other TPAs (00:15:05) The Marketplace & Infusion Drug Carve-Outs (00:19:14) How the TPA Role is Expanding (The "Nucleus") (00:24:12) Direct Contracting, RBP, and DPC Integration (00:29:15) Dynamic Deductibles & Tiered Networks (00:33:25) Curing "Point Solution Fatigue" (00:41:09) The Future of Stop-Loss and Preventative Care (00:45:44) The Fiduciary Breaking Point & 80% Renewals (00:50:26) Frictionless Claims & Amazon-Style HealthcareKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
"We don't view ourselves as a TPA, we view ourselves more as a platform... our goal is to simplify and reduce the barriers of entry into the TPA space."The role of the Third-Party Administrator is undergoing a massive evolution. No longer just a back-office claims processor, the modern TPA is being asked to serve as the high-tech, high-touch "nucleus" of the entire health plan.My guest this week is Vinny Esposito, CEO of Reflect Health (formerly S&S Health). Drawing on a decade of experience in the hedge fund world, Vinny recognized a massive opportunity to bring scalable, asset-light infrastructure to the self-funded market. Today, Reflect Health acts almost like the "Intel Inside" of the industry, licensing its proprietary claims technology to other TPAs and health plans.In this episode, we explore exactly what it takes to build the TPA of the future. We discuss how to solve "point solution fatigue" through a centralized marketplace, the mechanics behind infusion drug carve-outs, and how to successfully deploy dynamic deductibles to incentivize better care routing. Vinny also shares his bold vision for "frictionless claims" paid instantly at the point of service, moving us closer to an Amazon-style shopping experience for healthcare.If you want to understand the technological and administrative innovations driving the self-funded market forward, this episode provides the blueprint.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: Competing on Service in the TPA Market (00:01:56) Meet Vinny Esposito & Reflect Health (00:03:35) Rebranding from S&S Health (00:07:32) From Hedge Funds to Healthcare Disruption (00:11:05) The Platform Model: Licensing Tech to Other TPAs (00:15:05) The Marketplace & Infusion Drug Carve-Outs (00:19:14) How the TPA Role is Expanding (The "Nucleus") (00:24:12) Direct Contracting, RBP, and DPC Integration (00:29:15) Dynamic Deductibles & Tiered Networks (00:33:25) Curing "Point Solution Fatigue" (00:41:09) The Future of Stop-Loss and Preventative Care (00:45:44) The Fiduciary Breaking Point & 80% Renewals (00:50:26) Frictionless Claims & Amazon-Style HealthcareKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
Momentum Trading Alliance Cohort 2 begins March 7th.If you'd like to join this small-group mentorship and trade with more structure and clarity, book a call here:https://calendly.com/tylerstokes-com/strategy-callWelcome to season 4, episode 12 of the Stock Trading for Beginners Podcast!In this episode, we answer a question that's been coming up frequently inside the group:Should I be using a stop-loss?Resources:Apply to the mentorship here: https://stokestrades.com/joinJoin our FREE Skool group: https://www.skool.com/tradingThe honest answer inside the Momentum Trading Alliance framework is: it depends.Not on the strategy — but on how you are executing the strategy.This is where the Trading Avatar system becomes critical.What We Cover:Stop-Losses Are a Tool — Not a RuleStop-losses aren't right or wrong. They're simply a risk management tool. The real question is whether that tool fits your trading identity.Avatar 1: The Active TraderFor active traders, stop-losses are often appropriate and recommended.This avatar:Trades more frequentlyManages lower timeframesTakes profits soonerPrefers tighter risk controlIn this context, stop-losses:Define risk before entryPrevent short-term trades from becoming long-term holdsEnforce disciplineLimit emotional “hope holding”Stops should always be structure-based — not emotional.Avatars 2 & 3: Swing & Momentum TradersFor higher timeframe traders, stop-losses are not the primary risk management tool.These avatars:Trade bullish weekly structureEnter at support with confluenceExpect normal pullbacksUse small, incremental position sizingTight stops often work against this approach. In bullish markets, price frequently dips into support before continuing higher. A tight stop can remove you from a valid trend.Instead, risk is managed through:Proper position sizingStructure-based invalidationPatienceConsistencyExits happen when structure breaks — not simply because price moves temporarily against you.The Real Issue: Mixing StylesProblems arise when traders mix avatars.Entering like a momentum trader but exiting like an active trader creates inconsistency and stress. Risk management must match execution style.Both approaches work. What matters is alignment.TakeawayIf you're confused about stop-losses, it's likely not a strategy issue — it's an identity issue.Once you define your trading avatar, risk management decisions become clearer and emotions decrease.For deeper training on avatars, structure, and execution, join our free Skool community above.See you in the next episode.
Dagens ämnen: 0:00 Intro 5:05 Rapporter, Bonesupport och blankningar 13:57 Novo Nordisk 21:17 Fastigehetsbolag 26:17 AI 35:53 Index 42:58 FDA 44:13 Veckans Fill or Kill www.instagram.com/fillorkillpodden Tack RoboMarkets! http://gorobo.pro/2aue @RoboMarketsSE Tack @avanzabank! www.avanza.se
Sunstone Health CEO Joshua Resnikoff joins Chris Lustrino to explain how Sunstone uses AI on healthcare claims data to proactively identify children with developmental delay—starting with epilepsy and autism—and help families reach the right specialists and diagnostics faster.They break down what claims data is, why the healthcare system is reactive by default, and how Sunstone's approach can compress what often takes years into roughly weeks by flagging high-need cases, coordinating advanced diagnostics, and delivering actionable next steps. Joshua also shares Sunstone's go-to-market strategy (positioned as an employer-paid benefit), why the pricing model is designed to reduce “point-solution bloat,” and how expansion could move across employers, TPAs, reinsurers, and large insurers. 00:00 Needle-in-a-haystack intro03:13 What Sunstone does (AI + claims data)05:32 Flagging patients vs. diagnosing07:21 Employer benefit + privacy model15:54 GTM + sales cycle reality17:57 Outcome-based pricing model20:16 Unit economics ($10k per case)22:11 Expansion paths + other diseases26:23 Fundraise use of proceeds28:03 Investor closing
Seit kurzem notiert mit Perpetuals.com ein neues Fintech-Unternehmen an der US-Technologie-Börse Nasdaq und firmiert dort unter dem Kürzel PDC. An der Spitze des Unternehmens steht mit Patrick Gruhn erstmals seit dem BioNTech-Gründer Ugur Sahin im Jahr 2019 wieder ein deutscher Manager als Co-CEO eines an der Technologiebörse gelisteten Konzerns. Perpetuals.com hat sich auf Krypto-Derivate spezialisiert.Im Podcast heute gibt uns Patrick Gruhn, den viele noch aus seiner Zeit bei FTX kennen, Einblicke in das Nasdaq-Listing, Krypto-Derivate, den CFD-Markt und wie sich Liquidationskaskaden verhindern lassen können. Die Themen:
Thu, 12 Feb 2026 04:45:00 +0000 https://jungeanleger.podigee.io/2953-inside-umbrella-powered-by-wikifolio-02-26-strategie-stresstest-mit-stop-loss-welle-high-beim-handelsvolumen-sowie-plus-bei-den-aum cc4ee1ab48e096d66696cb2da6dee65a Folge 02/26 (insg. Ep. 14) des Podcasts Inside Umbrella by wikifolio. Die Umbrella-Strategie, die steht für Richard Dobetsberger aka Ritschy, der auf Europas grösster Social Trading Plattform wikifolio wiederum der grösste Player nach Assets under Management ist. Es war ein schwieriges Monat, die Jänner-Gewinne mussten wieder abgegeben werden. Es wurde ein Strategie-Stresstest mit einer Stop Loss-Welle, einem High beim Handelsvolumen sowie Plus bei den Assets under Management und temporär höherem Cash-Anteil. Wir sprechen natürlich auch über die Neulinge Deutsche Post und BHP sowie die Verkäufe von Novo Nordisk und Barrick Mining. Daten: 11.2. Mittelkurs: 3990 (+3890 Prozent seit Start 2012), Vormonat 4120 ( Mittelkurs) -3,1 Prozent, Jahreswechsel fast exakt 4000 ytd 2025-Performance final: +22 Prozent, ytd 2026 -0,25 Investiertes Kapital: 180 Mio. Euro (176) Handelsvolumen last 30 Tage: 27,8 Mio. Euro (Rekordmonat war 22 Mio.), 2025 knapp 200 Mio. . - Fragen zur Beantwortung in der Folge 15 (03/26) am 12.3. an service@wikifolio.com oder christian.drastil@audio-cd.at - die bisherigen Folgen von Inside Umbrella: https://audio-cd.at/search/inside%20umbrella - https://www.wikifolio.com/de/at/p/ritschy?tab=about (dort findet man auch YouTube-Videos zur Strategie). - Börsepeople-Folge Richard Dobetsberger: https://audio-cd.at/page/podcast/6482 - wikifolio Rankings von aktuell mehr als 30.000: https://boerse-social.com/wikifolio/ranking - Sample Jingle: Shadowwalkers About / Risikohinweis: Christian Drastil wurde im Q4/24 in Frankfurt als "Finfluencer & Finanznetworker #1 Austria" ausgezeichnet. Der Jingle, der on the Job weiterentwickelt wird, basiert auf einem Sample der befreundeten Shadowwalkers, da werden wir ebenfalls einiges erzählen. Die hier veröffentlichten Gedanken sind weder als Empfehlung noch als ein Angebot oder eine Aufforderung zum An- oder Verkauf von Finanzinstrumenten zu verstehen und sollen auch nicht so verstanden werden. Sie stellen lediglich die persönliche Meinung der Podcastmacher dar. Der Handel mit Finanzprodukten unterliegt einem Risiko. Sie können Ihr eingesetztes Kapital verlieren. Und: Bewertungen bei Apple (oder auch Spotify) machen mir Freude: http://www.audio-cd.at/spotify http://www.audio-cd.at/apple . Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 2953 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts)
Falko Höhnsdorf ist seit 13 Jahren wikifolio-Trader und reitet Trends lieber als den perfekten Tiefpunkt zu suchen. Sein Tradername GMSE steht für "Global Markets and Stock Exchange". Im Talk geht es um zwei wikifolios: "Global Top 20" als Auswahl der stärksten Titel und vor allem um sein Kernprodukt "Fond-Werte Trend Trading": https://go.brn-ag.de/504 . Sein Ansatz ist simpel: den Index mit dem Index schlagen. Drin sein, solange der Markt steigt, bei frühen Warnsignalen raus, Crashphasen wie 2020 oder 2022 möglichst meiden und später günstiger wieder einsteigen. Er handelt fast nur ETFs, arbeitet mit Stop-Loss und schaut auf Marktbreite, ifo und Zinsen statt auf Sentiment. KI sieht er grundsätzlich positiv, aber er will aktuell die Dollar-Lastigkeit reduzieren und mehr Richtung Euro-Investments.
The percentage amount for your stop-losses and where to put them at when trading the stock market can be very difficult to determine. In this podcast episode, Ryan talks about times when it works using tight stop-losses versus very wide stop-losses and the tricks that you can use to narrow the stop-loss even further.Be sure to check out my Swing-Trading offering through SharePlanner that goes hand-in-hand with my podcast, offering all of the research, charts and technical analysis on the stock market and individual stocks, not to mention my personal watch-lists, reviews and regular updates on the most popular stocks, including the all-important big tech stocks. Check it out now at: https://www.shareplanner.com/premium-plans
Le café est noir, les écrans sont rouges, mais Apple vient de rallumer la lumière.
Does "playing it safe" actually kill your bankroll?In this episode, we open the War Room to answer a critical mathematical question: If we tighten our "Stop Loss" to save money, does it improve our bottom line? TRG ran 300 AI-verified simulations of the TRG 4: Win More, Keep More system to find out. The results were catastrophic. We break down the "Suffocation Effect" and explain why your variance needs oxygen to survive.Plus, the "Black Spot on the Sun." TRG gets raw about the "Corporate Morality Police" (Linktree, Google, and Big Tech) trying to de-platform the show, and why he almost pulled the plug on everything.IN THIS EPISODE:The Rant: The hypocrisy of the "Vice Flag" and why we refuse to let the algorithms stop the signal.The War Room: The data proves it—tightening your negative exit from -8 to -6 destroys your recovery curve.Travel Audit (AC 2025): A 4-year update on the Atlantic City leaderboard. Who is the new King of the Coast: Ocean, Borgata, or Hard Rock?Questions My Sons Ask: Is your Casino Host ghosting you? The difference between "Expedia Speed" and "Host Value."The Lounge: We talk to a literal Rocket Scientist (John Silva) about his new app, Craps Dice Control Trainer, and how to use physics to analyze your throw.LINKS & RESOURCES:The App: Email john@insanelycoolsoftware.com (tell him TRG sent you for a promo code).The Squad: casinokombat.com/chipSupport: If you or someone you know has a gambling problem, call 1-800-GAMBLER.© 2025 Volcanic Dingo, LLC. All Rights Reserved. The House owns the math; we own the transaction.
"I asked him, 'What is it that you're teaching undergraduate students about benefits?''…Just two slides. That blew me away." - Kyle MinickMy guest this week is Kyle Minick, Vice President of Employee Benefits at Summit Financial Group. Kyle returns to the show to expose a massive systemic failure: Universities are not teaching HR professionals how to manage their second-largest expense.Kyle shares the shocking story of how he discovered that major university HR programs dedicate almost zero curriculum to healthcare strategy. Instead of complaining about it, he decided to fix it. We discuss the 6-week accredited college course he built from scratch to teach the next generation of buyers about Stop-Loss, PBMs, and TPA contracts before they enter the workforce.But before we dive into the classroom, we dissect the broken market they are inheriting. We debate why Reference-Based Pricing (RBP) is failing in hospital-dominated markets like Texas, why relating prices to Medicare might be backfiring, and whether the government should step in to establish a "median price" for care.Tune in to see how we can bridge the education gap and finally train buyers to demand better.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Why RBP Struggles in Texas Monopolies (00:03:30) The "Medicare Price" Fallacy (00:11:00) Should the Government Set a Median Price? (00:25:00) The Education Gap: How Universities Failed HR (00:29:25) The "Two Slide" Curriculum Problem (00:33:00) Kyle's Solution: Building an Accredited Benefits Course (00:43:00) Teaching HR to Audit Their Consultants (00:54:30) The Syllabus: Stop-Loss, PBMs, and Contracts (01:07:00) How to Enroll & The Future of Benefits EducationKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
"I asked him, 'What is it that you're teaching undergraduate students about benefits?''…Just two slides. That blew me away." - Kyle MinickMy guest this week is Kyle Minick, Vice President of Employee Benefits at Summit Financial Group. Kyle returns to the show to expose a massive systemic failure: Universities are not teaching HR professionals how to manage their second-largest expense.Kyle shares the shocking story of how he discovered that major university HR programs dedicate almost zero curriculum to healthcare strategy. Instead of complaining about it, he decided to fix it. We discuss the 6-week accredited college course he built from scratch to teach the next generation of buyers about Stop-Loss, PBMs, and TPA contracts before they enter the workforce.But before we dive into the classroom, we dissect the broken market they are inheriting. We debate why Reference-Based Pricing (RBP) is failing in hospital-dominated markets like Texas, why relating prices to Medicare might be backfiring, and whether the government should step in to establish a "median price" for care.Tune in to see how we can bridge the education gap and finally train buyers to demand better.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Why RBP Struggles in Texas Monopolies (00:03:30) The "Medicare Price" Fallacy (00:11:00) Should the Government Set a Median Price? (00:25:00) The Education Gap: How Universities Failed HR (00:29:25) The "Two Slide" Curriculum Problem (00:33:00) Kyle's Solution: Building an Accredited Benefits Course (00:43:00) Teaching HR to Audit Their Consultants (00:54:30) The Syllabus: Stop-Loss, PBMs, and Contracts (01:07:00) How to Enroll & The Future of Benefits EducationKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
If you'd like your question answered on next month's episode, call/text 469-213-6381 and leave us a voicemail/text.Each month on Last Month In Healthcare, producer Nathaniel joins me to discuss the previous month's podcasts, headlines, and listener-submitted questions.This month, we're doing something a little different to close out 2025. Instead of just looking back at December, we are ranking the biggest healthcare stories of the entire year on a Tier List, from "Not Impactful" to "Super Impactful." We cover everything from the FTC suing the Big 3 PBMs and the J&J fiduciary lawsuit dismissal to the "bloodbath" of 2026 renewals and the explosion of GLP-1 usage.Plus, we debut a new "Explain Like I'm 5" segment where I break down complex concepts like Reference-Based Pricing, Captives, and Stop-Loss using simple analogies involving candy shops and dirt bikes. Finally, we answer a listener question about building confidence as a young professional in the industry.Chapters:0:00 - Intro: Last Year in Healthcare0:51 - Tier List19:05 - Explaining Insurance To A 5-year-old24:24 - Ask Spencer Anything
If you'd like your question answered on next month's episode, call/text 469-213-6381 and leave us a voicemail/text.Each month on Last Month In Healthcare, producer Nathaniel joins me to discuss the previous month's podcasts, headlines, and listener-submitted questions.This month, we're doing something a little different to close out 2025. Instead of just looking back at December, we are ranking the biggest healthcare stories of the entire year on a Tier List, from "Not Impactful" to "Super Impactful." We cover everything from the FTC suing the Big 3 PBMs and the J&J fiduciary lawsuit dismissal to the "bloodbath" of 2026 renewals and the explosion of GLP-1 usage.Plus, we debut a new "Explain Like I'm 5" segment where I break down complex concepts like Reference-Based Pricing, Captives, and Stop-Loss using simple analogies involving candy shops and dirt bikes. Finally, we answer a listener question about building confidence as a young professional in the industry.Chapters:0:00 - Intro: Last Year in Healthcare0:51 - Tier List19:05 - Explaining Insurance To A 5-year-old24:24 - Ask Spencer Anything
Today wasn't just a drift; it was a statement. Sustained selling pressure has pushed Nifty below yesterday's close, and the structure looks weak. We are staring at a crucial breakdown point. With resistance firm at 26,220, the path of least resistance is now down. We've isolated a specific "Short Trade" trigger at 25,950 with a strict Stop Loss to protect your capital. Tune in to find out where the bottom lies.
Today wasn't just a drift; it was a statement. Sustained selling pressure has pushed Nifty below yesterday's close, and the structure looks weak. We are staring at a crucial breakdown point. With resistance firm at 26,220, the path of least resistance is now down. We've isolated a specific "Short Trade" trigger at 25,950 with a strict Stop Loss to protect your capital. Tune in to find out where the bottom lies.
Today wasn't just a drift; it was a statement. Sustained selling pressure has pushed Nifty below yesterday's close, and the structure looks weak. We are staring at a crucial breakdown point. With resistance firm at 26,220, the path of least resistance is now down. We've isolated a specific "Short Trade" trigger at 25,950 with a strict Stop Loss to protect your capital. Tune in to find out where the bottom lies.
Geldbildung.de - Finanzielle Bildung über Börse und Wirtschaft
Mit Stop-Loss-Aufträgen können wir unsere Gewinne sichern und unsere Verluste begrenzen. Der Einsatz von einem Stop-Loss-Auftrag klingt sinnvoll und durchdacht. Risikomanagement mit Stop-Loss-Aufträgen: wie sinnvoll ist das wirklich? Jeden Sonntag mehr Geldbildung direkt in Dein E-Mail-Postfach. Seit 2014. Schließe Dich über 10.000 cleveren Geldbildern an: Jetzt Teil der sonntäglichen Community werden Werde Teil des ICs von Geldbildung, hole Dir Geldbildung als Sparringspartner an Deine Seite und lerne regelmäßig spannende Investment-Cases kennen: Jetzt Mitglied werden Hinweis: die in dieser Podcast Folge genannten Informationen sind zu keinem Zeitpunkt als Anlageempfehlung zu verstehen.
RDV le Jeudi 27 Novembre pour le LIVE BLACKFRIDAY IVT M'écrire ? ➡️ Contactez-moi ici : Morning Mood : morningmood@xavierfenaux.comContact Pro : xavier.fenaux.pro@gmail.com
echtgeld.tv - Geldanlage, Börse, Altersvorsorge, Aktien, Fonds, ETF
Softbank fliegt raus, Buffett kommt rein – was steckt hinter diesen Bewegungen im echtgeld.tv-Depot? Im aktuellen Update für November nimmt Tobias Kramer die besten Aktien im Depot seit Ende September unter die Lupe – mit klaren Konsequenzen: Softbank wird nach starker Performance verkauft, Alphabet teils reduziert, dafür bei Berkshire Hathaway kräftig nachgelegt.
“I absolutely think we're in that tightening, hardening market... the days of the employers who were average risk seeing single digit rate increases, that's gone. It's going to be a double digit rate increase market going forward." - Jay RitchieThe president of one of the largest stop-loss carriers is here to deliver the State of the Union for our market. My guest this week is Jay Ritchie, President of Tokio Marine HCC, and he shares the current state of the market and what to expect for 2025-2026 renewals.Jay breaks down the trends his team is seeing, including the explosion of multi-million dollar claims driven by NICU stays and new gene therapies. We discuss why industry-wide loss ratios have jumped, how the post-COVID "rebound" is impacting rates, and why the core stop-loss product has remained unchanged while the innovation now centers on risk measurement.But the conversation isn't all negative; we also discuss the path forward. We explore why data is the future of underwriting, how active risk management through captives creates stability in a volatile market, and why treating your stop-loss carrier as a partner, not a commodity, is more critical than ever.Tune in for the State of the Union for our industry as we head into 2026.Chapters:(00:00:00) The 2025-2026 Stop-Loss State Of The Union (00:06:18) A 40-Year Career in Stop-Loss (00:21:33) The Explosion of Million-Dollar Claims Post-ACA (00:40:26) Why Loss Ratios Are Climbing Across the Industry (00:55:40) How Captives Create Stability in a Hard Market (01:07:07) Partner vs. Commodity: The Future of Stop-Loss (01:29:02) Why Data is the Future of UnderwritingKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
“I absolutely think we're in that tightening, hardening market... the days of the employers who were average risk seeing single digit rate increases, that's gone. It's going to be a double digit rate increase market going forward." - Jay RitchieThe president of one of the largest stop-loss carriers is here to deliver the State of the Union for our market. My guest this week is Jay Ritchie, President of Tokio Marine HCC, and he shares the current state of the market and what to expect for 2025-2026 renewals.Jay breaks down the trends his team is seeing, including the explosion of multi-million dollar claims driven by NICU stays and new gene therapies. We discuss why industry-wide loss ratios have jumped, how the post-COVID "rebound" is impacting rates, and why the core stop-loss product has remained unchanged while the innovation now centers on risk measurement.But the conversation isn't all negative; we also discuss the path forward. We explore why data is the future of underwriting, how active risk management through captives creates stability in a volatile market, and why treating your stop-loss carrier as a partner, not a commodity, is more critical than ever.Tune in for the State of the Union for our industry as we head into 2026.Chapters:(00:00:00) The 2025-2026 Stop-Loss State Of The Union (00:06:18) A 40-Year Career in Stop-Loss (00:21:33) The Explosion of Million-Dollar Claims Post-ACA (00:40:26) Why Loss Ratios Are Climbing Across the Industry (00:55:40) How Captives Create Stability in a Hard Market (01:07:07) Partner vs. Commodity: The Future of Stop-Loss (01:29:02) Why Data is the Future of UnderwritingKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.When it comes to trading, most people focus on entries—where to get in, what price to buy, what signal to follow. But the truth is, exits matter even more. A great entry means nothing if you don't know when to get out. That's why today's breakdown is all about exit strategies and how OVTLYR data helps traders maximize gains while protecting capital.Too many traders let emotions run the show. They hold losers too long, sell winners too early, or chase after signals without a clear plan. That's where discipline comes in. With structured exits, you can remove guesswork, stay consistent, and actually compound results over time.Here's what you'll learn in this video:➡️ Why exits matter more than entries: The hidden truth most traders ignore and why exits drive profitability.➡️ Using OVTLYR signals: How data-driven buy and sell triggers cut through the noise and keep you disciplined.➡️ Order blocks explained: Why these levels act as magnets for price and how they help refine your exits.➡️ ATR stops for risk control: A smarter way to trail positions that adjusts to volatility instead of using static numbers.➡️ Second-chance trades: How you can still profit even if you miss the first buy signal, with examples from stocks like Nvidia and Robinhood.➡️ Monte Carlo simulations: Proof that tested exit rules dramatically improve expectancy and lower drawdowns.➡️ The psychology of exits: How sticking to the plan removes fear and greed from your trading decisions.➡️ Rolling options for safety: Why rolling positions forward helps you manage risk and keep credit in your pocket.➡️ The power of cash as a position: Why sometimes the best exit is no trade at all, and how that protects your long-term capital.This video isn't about chasing hype or reacting to headlines. It's about building a trading process that works in all market conditions. OVTLYR's edge is the ability to combine technical signals, risk management tools, and psychological discipline into one framework that helps traders win more often and lose less.The data is clear: traders who use structured exit strategies massively outperform those who trade by gut feeling. That's because exits define risk, control losses, and let profits run. Whether you're swing trading, day trading, or holding positions longer term, exits are the make-or-break factor.If you've ever been frustrated by selling too soon, holding too long, or giving back gains, this breakdown is for you. Watch until the end to see how OVTLYR simplifies exits, strengthens your trading plan, and gives you the confidence to stay consistent no matter what the market throws your way.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
One of the many reasons a skilled, independent actuary is crucial to your health plan strategy: setting the right individual stop-loss limit.Do you just go with what you did last year? Follow “best practices” blindly? Take whatever a vendor recommends? In this episode, we break down:How to approach stop-loss decisions strategicallyWhy good data is your best friend Common mistakes employers make when self-fundingHow actuaries help you budget accurately & protect your planI was thrilled to have Nick Allen, career actuary and Founder/CEO of Blue Raven, back in the studio for this second half of our 2-part series on why actuaries matter so much in the health plan ecosystem.If you missed Part 1, go back and catch it—then dive into this powerful conclusion!About the Show:The H.I.T. Podcast (Powered by Montage Insurance Solutions): A thought leader in the space, curating the top news and information to deliver a brief, high impact overview designed specifically for the Human Resources professional, business person, and company executive.
Sponsored by Pepperstone. Is your stop loss helping you—or hurting you? The textbook says “set it and forget it,” but real-world trading isn't always that simple. In this episode, I explore alternative ways to manage risk: scaling out, discretionary cuts, wide circuit-breaker stops, and active intraday adjustments. If you've ever felt like tight stops kill good trades—or wide stops dig bigger holes—this discussion will help you rethink how you manage risk in dynamic markets.
En el episodio de hoy doy respuesta a algunas de vuestras preguntas en una nueva edición del consultorio bursatil. Hoy hablamos sobre mineras de BTC, invertir sin riesgo, mejores indicadores técnicos, Stop Loss...Únete al canal GRATUITO de WhatsApp: https://whatsapp.com/channel/0029VaTrH1L72WTwHEGtyr0mSígueme en instagram: https://instagram.com/arnau_invertirbolsaTodo lo que hacemos en Boring Capital: https://boringcapital.net/Consulta nuestras rentabilidades pasadas en Boring Capital: https://boringcapital.net/informes-rentabilidadSígueme en Twitter: https://twitter.com/ajnoguesSuscríbete a nuestra newsletter: https://mailchi.mp/1a1f327fc3d5/ideas-de-swing
This week on Let's Get Real – we're tearing into the headlines from the week of August 4th and not holding back. From FBI-confirmed pump-and-dump scams designed to leave you holding the bag… to TikTok layoff videos that could wreck your career before you even hit “upload”… to an Iowa task force actually floating performance-based pay and benefit cuts for teachers—yeah, they really said that.I'll break down exactly what's going on, why it matters to YOU, and the moves you should be making to protect yourself, your money, and your future. No sugarcoating, no corporate spin—just straight talk and action steps.Watch the full episode here: https://youtu.be/ZH5YSIMvW9Y Learn more at: blackmammoth.com Book your Power Hour here: https://www.blackmammoth.com/powerhourWelcome to the No BS Wealth Podcast with Stoy Hall, your candid guide to financial clarity. In our third year, we're spicing things up by enhancing community ties and bringing you straight, no-fluff financial insights. Connect with us on NoBSWealthPodcast.com, and follow Stoy on social media for the latest episodes and expert discussions. Tune in, join the conversation, and transform your financial journey with us—no BS!As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.
In this second discussion with Andreas Mang and Jon Camire of Blackstone, Stacey Richter has an advanced discussion on the intricacies of stop-loss reinsurance for high-cost claimants. This show today, for sure, it's for plan sponsors and anyone on or about plan sponsors; but also listen if you are serving high-cost claimants some other way. Because what you'll learn here today is some insights relative to how plan sponsors go about making sure that they can pay you—like if you work for, for example, some clinical organization. There's a, I don't know, 101 starting point of this conversation if you need it on stop-loss, which is episode 478 from a couple of weeks ago. This show is the, let's say, 201-level conversation that I'm having with Andreas Mang and Jon Camire about, as I said, stop-loss insurance and stop-loss insurance considerations. Emphasizing the importance of eligibility audits and aggregating buying power, the guests highlight best practices to avoid overpaying for coverage and ensuring comprehensive risk management. This episode is sponsored by Havarti Risk, which I am so thankful for. The show, Relentless Health Value, actually does cost an unexpectedly large sum of money to create and produce; so I always appreciate when somebody offers to sponsor a show or help sponsor a show. === LINKS ===
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In this episode of Learn to Swing Trade the Stock Market, we're diving deep into one of the most important—but often overlooked—skills in trading: knowing when to exit a trade early, before your stop loss is hit.Stop losses are a critical part of risk management, but they aren't the only signal to exit a losing position. Smart swing traders learn how to recognize when a trade thesis has broken down before taking a full stop-out.You'll learn:✅ How to evaluate a top-down market shift and recognize when broader conditions invalidate your trade.✅ Why headline risk in your stock's sector can signal an early exit.✅ How broken technical structures and invalidated patterns can help you cut losses faster.✅ The role of volume analysis in confirming (or contradicting) price action.✅ Why using a consistent A+ trade checklist improves your decision-making—even when things go wrong.This episode is a must-listen if you're ready to stop holding onto hope and start managing your trades with clarity and control.Want to know how to identify high-probability swing trades before you place your next order? Download the same checklist used by the Disciplined Traders Academy to find trades with the edge. Free Download – The DTA A+ Trade Set-Up List -> Free Download – The DTA A+ Trade Set-Up List ->
Host Stacey Richter discusses the intricacies of stop-loss coverage with Andreas Mang and Jon Camire from Blackstone. The episode focuses on defining stop-loss insurance and exploring its critical role in protecting self-insured employers from catastrophic financial losses. The conversation delves into the nuances of individual and aggregate stop-loss policies, laser claims, and the importance of selecting an experienced consultant to navigate this complex landscape. The episode is essential listening for those managing high-cost claimants and exploring self-insurance options. This is a two part show. The second show will cover major fails, mistakes that happen with stop-loss when somebody doesn't understand or do everything that we talk about. So, tune back in for the next part of this conversation, in two weeks. Thank you to Havarti Risk for sponsoring this weeks episode. Havarti Risk empowers healthcare leaders like you to make smarter decisions that increase quality and lower cost of care. https://havarti-risk.com/ === LINKS ===
Podcast de Mercado Abierto
Podcast de Mercado Abierto
Víctor Galán, analista de Planeta Bolsa, repasa los títulos de BBVA, Iberdrola, Intel, Repsol, American Express o Alstom, entre otros
Podcast de Mercado Abierto
On this episode of the Astonishing Healthcare podcast, we explore the nuances of stop-loss insurance with Capital Rx's Mike Miele, FSA, MAAA (Senior Vice President of Insured Services). With premiums on the rise due to high-cost claims reaching levels actuaries never thought possible, self-insured plan sponsors need new options and better tools to monitor their costs. Mike, who is a healthcare actuary by training, discusses everything from "What is stop-loss?" and who it's for to what's driving high-cost claims to new heights, the rise of a pharmacy-only stop-loss option, and options plan sponsors have to mitigate risk when "it's not a good time to be in a risk-taking business." Mike comments on broader cost drivers, using GLP-1s as an example, preliminary book-of-business trends (2024 vs. 2023), the importance of surveillance on emerging claims, and more! Related News & Content:Sun Life sees stop-loss problems spiking: Will it force employers to buy fully insured coverage? (BenefitsPro)AH031 - Dissecting Pharmacy Cost Drivers and the Value of PMPM, with Kristin Begley, PharmD, and Mike Miele, FSA, MAAACapital Rx Unveils Healthcare's First Unified Pharmacy and Medical Claims Processing PlatformPlease visit Capital Rx Insights for more information, including this episode's transcript!
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! ---
In this episode of the Learn to Swing Trade the Stock Market podcast, we dive into one of traders' most critical decisions: when to exit a losing trade before it hits your pre-determined stop loss. While stop losses are an essential tool for managing risk, there are times when leaving a trade early can protect your capital and save you from unnecessary losses. Here's what you'll learn in this episode: Market Conditions: How to assess overall market health, including market breadth and advancing versus declining stocks, to determine if your trade aligns with current trends. Sector Performance: Understanding sector momentum and how the top-down trading strategy can guide your decision is crucial. Technical Breakdowns: Key signs that your trade's technical setup has broken down include support, resistance, and moving averages. External Factors: How to respond to unexpected news, earnings reports, or macroeconomic events that impact your trade's logic. Emotional Awareness: Why your emotional state matters and how to avoid letting fear or stress cloud your judgment. Key Takeaways: Protect your capital by recognizing when a trade no longer fits your strategy. Use a checklist approach to evaluate the trade objectively before exiting. Learn to weigh market conditions, sector trends, and stock-specific signals to make confident decisions. This episode is packed with actionable insights to help new and experienced traders develop a disciplined approach to cutting losses effectively. If you have a question or topic you want to be discussed on the podcast - email Brian at brian.montes@icloud.com Interested in joining the Disciplined Traders Academy & Community? https://bit.ly/3Mm41N9
Why you should never risk ‘x' number of pips per trade Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Watch Prop Firm Masterclass Click Here to Download my Lot Size Calculator #557: Why you should never risk ‘x' number of pips per trade In this video: 00:30 – Every trade you take should have the same percentage risk. 01:49 – Use my lot size calculator. 03:20 – Your losses are equal on every trade. 04:17 – Compounding on your gains. 05:10 – A 90% winning trader who loses money. 06:05 – View my Masterclass. 06:24 – Book a call to chat with us. 06:32 – Blueberry Markets as a Forex Broker. Today, I'm going to explain why every trade that you take should have an equal percentage risk of your account. It's really important you get this right and it will massively help improve your trading performance. So let's get into that a more right now. Hey traders! Andrew Mitchem here at The Forex Trading Coach. with video on podcast number 557. Every trade you take should have the same percentage risk. So today I'm going to explain to you why every single trade that you take, regardless of the currency pair or the direction or even the market or what time frame you take the trade on and what the size of stop losses. It doesn't matter. Every single trade that you take should have the same risk. It's really important to do that and not many people understand why. So let me explain more. You see, when it comes to risk, a lot of people think that they should risk x number of pips per trade. Downside of course, to that is a pip is meaningless. It doesn't mean anything at all. It depends on what time frame trade you're on. you know, you could have a, you know, huge stop loss in terms of pips on a weekly chart and very small on a five minute chart, for example. And the danger that is people go, I can't trade a weekly chart because I need to take too much risk. The other type of trader out there will say, I'm going to put one standard loss on, or 0.5 or 0 point 1 or 0.01, whatever it is, depending on the size of your account. And you do that on every single trade. But of course, if you understand trading, you realize that each currency pair, if we're talking forex, pays a different amount per pip of movement depending on what, the pair is and what your own account denomination is. As well. So there's flaws to both sides of those. Use my lot size calculator. If you use my lot size calculator and I'm going to put a link to it if you don't already have it, it's available free of charge. It's on MT4 or MT5 is a trading script. All you do is you download that, put that on to your trading platform. Simple to use. You literally can do it in like 10 seconds. Drag the script on to the chart you are wanting to trade. The script will know what that currency pair is or what that market is. It also knows the balance of your trading account, and it also knows what your account denomination is in what currency it's in. It could be New Zealand dollars or US dollars, a euro, yen, whatever it is that you are trading on your account. So it's a very clever, simple script. You literally drag it onto the chart. You enter the size of the Stoploss and Pepsi, delete it. Just quickly calculate that it's real easy to do of each trade that you take, and the risk that you're taking, it's defaulted to half a 1% risk. That's what I suggest you do. But you can change that around a quarter percent, 2%, whatever it is you want. But you literally drag the script on. You enter the stop loss of the of the trade. You say it's like 55 pips, you've got a 0.5% risk. Press okay. And it will tell you the lot size needed on that particular trade. So if you're trading that currency, pair with a 55 pip stop loss on your account and the trade goes against you, you will lose in this case half of 1% of your account.
In this episode of NABIP's Healthcare Happy Hour, sponsored by Nationwide Insurance, our new host, David Saltzman, interviews Sarah Ann Flaherty and Adam Sheehan from AccuRisk about the differences between fully insured and self-insured health plans. They discuss the benefits and risks of each type of plan, as well as the role of stop-loss insurance in self-funded plans. They also explore the flexibility and cost-saving potential of self-funded plans, as well as the importance of data analysis and employee engagement in making informed decisions. The conversation concludes with a discussion on the inclusion of ancillary benefits in self-funded plans.