Podcasts about personal financial advisors napfa

I'm excited to welcome Valerie Rivera on the podcast today. She is the founder of First Gen Wealth, an RIA specializing in no shame, no judgement financial advice for First Gen wealth builders in their 30s and 40s. I invited Valerie on the podcast to help share her story of overcoming lots of barriers including race, family of origin, education, class, financial safety net, and much more. I love her transparency in sharing each stage of her career journey and how she persisted in finding a path forward, even in the midst of challenge after challenge.  She is part of just over 1% of Latinas holding the CERTIFIED FINANCIAL PLANNER designation, the gold standard of financial planning. Valerie is a member of the Financial Planning Association (FPA), XY Planning Network, Fee-Only Network, The National Association of Personal Financial Advisors (NAPFA), and the CFP Board Diversity Advisory Group. She has contributed to publications such as The New York Times, The Wall Street Journal, Forbes, Business Insider, and others regarding her expertise in personal finance. In my discussions over the years with people in the military space, it often comes up that it feels daunting or different to try and make the leap into financial planning when you might not feel like you fit in. It's a stark fact that financial planning isn't as diverse as the population as a whole, much less those of us who want to serve based on our backgrounds or communities. If you feel like you might also struggle to fit in or find your way based on initial or past experiences in financial services as a whole, I hope you can take away some encouragement or inspiration to follow Valerie's example and not give up. We need you in this valuable profession!  Here's my interview with Valerie!   https://1genwealth.com/ https://www.linkedin.com/in/valerie-rivera-cfp/   

Ed Mahaffy founded ClientFirst Wealth Management, LLC. in 2007 after more than 23 years in the wealth management industry. Prior to launching ClientFirst, he spent 6 years as a portfolio manager and independent branch manager with Raymond James Financial Services, Inc., 6 years as a vice president and portfolio manager with Merrill Lynch, and over 11 years as a financial advisor and fixed income portfolio manager with Stephens, Inc. Designated as a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Financial Consultant, Ed holds a Bachelor of Science in Business Administration from The Citadel and earned his MBA from the University of Arkansas. He has had articles published in numerous publications, including Barron's magazine. In 2020, Ed was recognized by Arkansas Money & Politics Magazine as one of "2020's Best Financial Advisors.” Also in 2020, ClientFirst made Investors.com's 2020 Top Financial Advisors Firms List. Ed is a member of the National Association of Personal Financial Advisors (NAPFA) as well as the Financial Planning Association (FPA). At ClientFirst, Ed is president and senior portfolio manager.   Listen to this insightful RIA episode with Ed Mahaffy about the art of fee-only financial advising. Here is what to expect on this week's show: - How it's important to stay informed about your clients' lives and adapt to their financial plans accordingly. - Why it's vital to follow market trends and read periodicals, research papers, and whitepapers. - How the increase of interest rates could impact the bond market. - Why financial planners should be fully immersed in financial markets. - How advisors should prioritize transparency, client education, and aligning financial strategies with clients' goals and risk tolerance.   Connect with Ed: Links Mentioned: clientfirstwm.com LinkedIn linkedin.com/in/ed-mahaffy All information provided through the following presentation is for educational purposes only and does not constitute investment, legal or tax advice; an offer to buy or sell any security or insurance product. Please consult a financial adviser for more complete information based on your personal circumstances and to obtain personal individual investment advice.   Diversification and asset allocation do not ensure a profit or guarantee against loss.    Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC's Investment Adviser Public Disclosure website. www.adviserinfo.sec.gov/ Past performance is not a guarantee of future results. Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney Pullen is the President of the Pullen Consulting Group with more than 25 years of experience in individual and family coaching. In this revisited episode, Courtney joins us  to explain the importance of teaching financial literacy as early as possible to your children. He says that it would help if you were intentional when talking about wealth and finances with your family. Plus, Courtney explains how to pass on the proper values to your children around wealth. Tune in as we chat about grit, teachable money moments, and dealing with your own money issues.   IN THIS EPISODE: [01:50] When are kids ready to hear about how much money is in your family?   [04:20] You need to be intentional when it comes to talking about money.  [09:30] How wealth can hinder the process of instilling values to your children.  [12:30] We need to not deprive our children of the opportunity to earn.  [21:20] An example of how Courtney promotes grit into his children.    KEY TAKEAWAYS: You need to teach your kids financial literacy from a young age; the sooner, the better!  Let your kids make money mistakes; anything can be a great teachable moment. Define the purpose of your wealth; that way, you can pass on the proper values in your children.  Parents need to deal with their own money issues before teaching their children about money.  LINKS MENTIONED: Website www.PullenConsulting.com   LinkedIn https://www.linkedin.com/in/courtney-pullen-54a1035/ BIO: Courtney Pullen M.A. is the President of the Pullen Consulting Group.  He has more than 25 years of experience in individual and family coaching, business and management consulting, leadership development, communication, and team building.   Courtney received his graduate degree in Psychology from the University of Northern Colorado in 1983.  He was a Clinical Associate at the School of Professional Psychology at the University of Denver and an Adjunct Professor at the University of Colorado at Denver.  Courtney also spent 17 years as a Senior Consultant with Conversant Solutions, a Communication and Collaboration Consulting firm to Fortune 100 Companies.    Courtney has lectured frequently, conducted numerous workshops, and been published in the areas of individual and organizational change, behavioral finance, communication, and family wealth dynamics.  He is a former contributing editor to the Journal of Financial Planning and the Journal of Practical Estate Planning and is a faculty member of the Sudden Money Institute.  He also holds Fellow status in the Purposeful Planning Institute and is a graduate of the Newfield coaching program.    He has spoken at regional and national conference of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), Investment Management Consultants Association, (IMCA), and Young Presidents' Organization (YPO), as well as estate planning symposiums and family foundation conferences.   His primary focus is as a consultant to financial services firms and affluent families.  He is the author of Intentional Wealth: How Families Build Legacies of Stewardship and Financial Health.  He is also on CPWA faculty at the University of Chicago Booth School of Business.

Lauryn is hosting two Welcome to Wealth financial retreats this summer for young professional women. Want to go on an adventure and create a financial plan for your life? Learn more at the links below. Medellin, Colombia July 2023 Bali, Indonesia August 2023 Welcome to Round 2 of the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They will take you behind the numbers with real-life examples of financial situations to help you gain confidence and clarity to control your financial destiny. Are you thinking about working with a financial planner but don't know where to start? Chloe and Lauryn are sharing what you need to know about working with a financial professional. They're talking all about what kind of financial professional you should work with and how to know when you're ready to work with one.  In this episode, Lauryn and Chloé talk about: What financial planners do and how they help you When you need to start working with a financial planner and why it's before you have a bunch of extra money to invest The types of financial planners in the industry   6 questions to ask yourself when thinking about working with a financial planner How a financial planner can help you when making major life decisions Signs you're not ready to work one-on-one with a financial planner Things to avoid when working with a financial planner The terms to learn before finding a financial planner   If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams   If you want to connect further with Chloé Moore: Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore   Shared quote:  “To profit from good advice requires more wisdom than to give it.” - Wilson Mizner “Change is painful, but nothing is as painful as staying stuck somewhere you don't belong.” - Mandy Hale   RESOURCES MENTIONED: Questions to Ask a Financial Planner Three Overlooked Benefits Of Working With A Financial Advisor The value of working with a financial advisor 7 red flags that signal it may be time to dump your financial adviser in 2023 XY Planning Network Fee Only Network The National Association of Personal Financial Advisors (NAPFA)  

Money is a major source of concern for a lot of working Americans - 87%, according to a recent survey by the National Association of Personal Financial Advisors (NAPFA). And retirement isn't what it used to be - systems like social security haven't adapted to today's economy and lifespans. How can workers manage their finances and make sure they're saving enough - and early enough? Jeff Jones is the Board Chair for NAPFA. He gives us some advice on how to assess your financial situation, and how employers can help. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Are you prepared for the non-financial side of retirement? Take our free quiz ___________________________ What challenges and opportunities do women face in planning for retirement? I often say that my male clients can learn a lot from my female clients. Joining us today is Marjorie Fox, JD and CFP ®, co-author of WOMEN WISE: The Essential Guide to Lifestyle and Financial Decisions As We Age. We discuss: The disadvantages women face in planning for retirement The advantages women bring to retirement How to navigate the transition to retirement, and also the major life transitions in retirement The top 3 financial decisions women need to prepare for What people should look for in a financial advisor – and what to look out for Why being able to say No is important in retirement The most pleasant - and unpleasant - surprises in her own transition to retirement Do's and Don'ts she'd offer women listening on planning for retirement __________________________ Bio Founder and CEO of FJY Financial, LLC, a financial planning and investment advisory firm, Marjorie L. Fox, JD, CFP®, retired at the end of 2018 after more than thirty years in the financial planning profession. FJY Financial is known for its white paper “Implementing Internships,” its merger in 2014 with LifePoint Financial Partners in Midland, Texas, and for an internal succession plan that succeeded in passing Marjorie's ownership interest in the firm to the next generation of owners. The firm was named a “Best Place to Work” by the Washington Business Journal in 2013 and won the Schwab Impact Pacesetter Award in 2015. Marjorie served on the Board of Directors of the National Association of Personal Financial Advisors (NAPFA) and the NAPFA Consumer Education Foundation. She was named one of the “Twenty Most Influential Women to Watch” by Investment News in 2015 and in 2018 received NAPFA's Robert J. Underwood Award for Distinguished Service. Marjorie is a fourth-generation Californian who earned her B.A. from Pomona College and a law degree from UCLA. For almost forty years, she has called Virginia home. She and her longtime friend and professional colleague Eleanor Blayney, MBA, CFP® wrote Women Wise together in an effort to help single women in their 60s and 70s make financial and lifestyle decisions. _________________________ For More on Majorie L. Fox, JD, CFP® The Book: WOMEN WISE: The Essential Guide to Lifestyle and Financial Decisions As We Age - by Eleanor Blayney and Marjorie Fox _________________________ Podcast Episodes You May Like Retirement Planning Considerations for Women – Russ Thornton Advice for Successful Career Women Transitioning to Retirement – Helen Dennis Are You Ready for The New Long Life? – Andrew Scott What Can You Do to Age Better? – Anna Dixon _________________________ Get your copy of Win the Retirement Game Here's what readers are saying: "I wish I had this book when I retired." "A wonderful guide for the soon to be or recently retired..." "Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition." "This is the book I didn't know I needed after retiring!" "It's a quick read and not at all a “how to” but rather a fun exploration with real examples of how different people handled their fears and concerns about retiring." "This is a great gift for anyone anticipating retirement years or already in the thick of it." _________________________ Wise Quotes On Common Mistakes to Avoid "...And we call some of those mistakes, unforced errors and other mistakes, MIBIs and MIBMs - miss it by an inch, miss it by a mile. We define unforced errors as the mistakes you won't make if you take the time and make the effort to understand [things like ] Social Security...

Mike is a Director at Altfest Personal Wealth Management, helping clients with all aspects of their investment and personal financial planning lives. In addition, he is the Director of the Altfest Dental Practice Group and sits on the firm's Financial Planning and Healthcare Professionals Committees. Mike regularly advises clients on planning for retirement, structuring investment portfolios, various financial planning areas specific to healthcare professionals, as well as on Social Security, estate planning, and charitable giving. Mike joined Altfest Personal Wealth Management in 2002 and has served in both the financial planning and investment departments. He received his BA in Russian studies from Amherst College and his MBA from the Stern School of Business at New York University. He is a CFP® licensee who graduated from the Pace University Financial Planning program and a member of the National Association of Personal Financial Advisors (NAPFA) and the New York Tax Study Group. Listen in! Key Highlights: [00:01 - 12:53]  How to Stay Calm during Market Volatility Inflation is high, markets are volatile, and clients are concerned about their investments. Mike discusses how to communicate with clients and how to stay calm during these times. Over long periods, the market is usually up, but there have been down years too. Clients can use this information to help them feel more confident about their investments. People who take action solely based on volatility and not analysis have worse returns over long periods. .[12:54 - 26:56]  The Rise of Fee-Only Financial Advisors The number of financial advisors in the US is growing, and fee-only advisors are a growing percentage of this population. The growth in advisors is due to increasing education about advisor conflicts of interest and the benefits of working with a fee-only advisor. Changes in the tax code, social security, and other policies are to be observed to find opportunities for higher returns on the upside or protect against risk on the downside. Mike discusses how their firm is investing in technology and developing in-house investment strategies. [26:57 - 26:56]  Questions to Ask Your Financial Advisor Comprehensive wealth management is critical - ensure that this is what the financial advisor can offer. This way, you can get to your goals faster with less stress. Check out https://www.napfa.org/ (https://www.napfa.org/) for more information. Proactive clients who ask the right questions are more likely to succeed. Delegating tasks to experts can help reduce stress and prevent over-analysis. Sometimes, the best thing to do is nothing. It may be better to take a step back to reevaluate instead of taking action triggered by panic. [36:58 - 41:57] Closing Segment Get in touch with Mike Prendergast to learn more about wealth management! Key Quotes: “It's very easy when things are going crazy at this moment to let your emotions get take over. It's very natural…  But a few things that we need to remember is that one, you know, we've been through this before… We've had periods of extreme volatility before… and so, we'll get through this.” - Mike Prendergast “If the goal is for the medium to the long term, it usually doesn't make sense to change the strategy based on short-term, temporary events.” - Mike Prendergast “The clients that tend to be successful definitely tend to be proactive. They tend to be asking the right questions. They tend to be doing some research.” - Mike Prendergast Connect with Mike: Website: http://www.altfest.com/about (www.altfest.com/about)  Linkedin: https://www.linkedin.com/in/william-michael-prendergast-aa013918/ (https://www.linkedin.com/in/william-michael-prendergast-aa013918/)  Connect with me onhttps://www.linkedin.com/in/brian-c-adams/ ( LinkedIn)! LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you...

Join Caroline and Jason Hamilton, CFP, CRPC for an informative conversation on financial planning across the lifespan. We cover hot topics like retirement planning, social security, Medicare, and long term care insurance.   As a Certified Financial Planner™ Jason brings the technical expertise, education, experience, and ethics requirements investors are looking for to help them achieve their goals, optimize their investments, and keep more of their income and investment returns.   Jason is the founder of Keep It Simple Financial Planning, a fee-only registered investment advisor, managing over $40 million in assets for his clients, and is the Head of Family Financial Coaching at his family's nonprofit IDEAL, a community development corporation, located in East Los Angeles.    Fee Only Financial Planning Networks:  National Association of Personal Financial Advisors (NAPFA): https://www.napfa.org/ Garrett Planning Network: https://www.garrettplanningnetwork.com/ XY Planning Network: https://www.xyplanningnetwork.com/    Connect with Jason: Your Retirement Coach Facebook Group: facebook.com/groups/yourretirementcoach Website: keepitsimplefinancial.com Email: info@keepitsimplefinancial.com Connect with Caroline: Book your Summer Refresh! Website: https://carolinemorris.com Email: caroline@morrisclinic.com 

Cody's Bio:I am Cody Garrett, an advice-only financial planner passionate about helping families refine their path to financial independence (FI) as DIY investors. As a CERTIFIED FINANCIAL PLANNER™ professional, I specialize in comprehensive financial plan development, topic research, and personalized financial education. I believe that truly comprehensive financial advice can provide the clarity and confidence necessary for families to implement their own well-informed decisions.As a registered investment adviser, I am held to the fiduciary standard of care, legally and ethically required to act in your best interest when providing personalized financial advice. To provide transparency and avoid conflicts of interest, I do not receive any compensation from the sale of investment or insurance products and do not manage client investments. With advice-only financial planning, all recommendations are tailored to fit your personal objectives and values.As a trusted source, my financial education insights have been featured in articles by Forbes, Barron's, Yahoo Finance, FOX Business, MarketWatch, Morningstar, Business Insider, Morning Brew, and CNBC.I am an alumnus of The University of Houston and completed the CFP certification program at Rice University. I fulfilled the CFP Board's rigorous education, exam, experience, and ethics requirements. With tax efficiency as a core planning consideration, I also passed the IRS Special Enrollment Exam (SEE Part 1 – Individuals).I am a continuous learner who believes there is always room for personal and professional development. I am an active member of the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), the XY Planning Network, the FPA Next Generation Planner Editorial Advisory Board, and financial independence (FI) communities.Passionate about helping others receive conflict-free financial education, I write comprehensive yet concise articles about various planning topics at MeasureTwiceMoney.com.EXPERIENCEAs an advice-only financial planner, I have collaborated with hundreds of individuals and families to develop detailed strategies and provide clarity when making major financial decisions. With multi-generational planning opportunities, I have been fortunate to work with families of various ages, levels of wealth, educational backgrounds, and personal lifestyles. From the first dollar saved to the last dollar spent, I have helped families in all stages of life create a path to and through financial independence.Previous years of experience as a fee-only financial planner have provided opportunities to review thousands of financial documents, create tax-efficient wealth accumulation and income distribution strategies, develop and rebalance investment portfolios, and encourage healthy family communication around financial decisions. Every financial plan is different, and I enjoy going beyond the ‘rules of thumb' to help families refine their financial paths.Music in this episode is from Bensound.

Welcome to episode #22 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Geoffrey Brown and they discuss both exactly what NAPFA is and why what they do for their members could be important to you, as well as good advice for consumers who are trying to navigate the often confusing endeavor of working with a financial advisor.   Geoffrey E. Brown, CAE , is the Chief Executive Officer of the National Association of Personal Financial Advisors (NAPFA). In this role, he is responsible for the association's strategic direction, external relations, and ensuring its operational success. He has worked in the association management industry since 2000. Prior to joining NAPFA 2013, Brown had been an account executive with Sentergroup, a Chicago-based management consultancy specializing in associations and other nonprofit organizations.   Here is what to expect on this week's show: How Geoffrey became interested in, and involved in, the management of associations (specifically financial ones). A breakdown of the different ways that financial professionals charge you for their services. Why fee-based financial professionals are often the ones you should stay clear of, but fee for service can be great (which is confusing). Information about the fiduciary oath and the code of ethics that members of NAPFA commit to on a yearly basis. The types of licenses and certifications that NAPFA members have. A look at the retirement planning that NAPFA members partake in with their clients. Do most financial advisors know enough to properly advise their clients on Social Security? What should people look for when deciding which financial advisor to work with, and how do you find your options to begin with? The importance of finding someone who works with the type of niche that you yourself fall into. The opportunities that NAPFA members look for to continually grow and better their businesses.     Relevant Links: https://www.napfa.org Connect with Geoffrey & NAPFA: LinkedIn: https://www.linkedin.com/in/geoffrey-brown-cae-9039484/ YouTube: https://www.youtube.com/channel/UCz5dfb61JHACZuH3lNSwmwA Facebook: https://www.facebook.com/NAPFAFeeOnly/ Twitter: http://www.twitter.com/NAPFA     Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch a video exclusive from this podcast on YouTube: Friends Debate - Is A Break A Break-up? Want more accountability as you transition From Employee to Entrepreneur? Submit your questions in the comments or register for our Monthly Office Hours! If you're a returning listener, please leave a 5-Star Review for a shoutout on a future episode. Learn more about today's expert at: https://www.leahmariecollins.com.  Resources Mentioned In This Episode: Make Up to $1,000 a Day When You Invest With Teri Ijeoma Find a Black Woman Certified Financial Planner in This Thread Three Resources to Find a Fee-Only CFP: Garrett Planning Network XY Planning Network National Association of Personal Financial Advisors (NAPFA)

Courtney Pullen is the President of the Pullen Consulting Group with more than 25 years of experience in individual and family coaching. In this episode, Courtney joins us  to explain the importance of teaching financial literacy as early as possible to your children. He says that it would help if you were intentional when talking about wealth and finances with your family. Plus, Courtney explains how to pass on the proper values to your children around wealth. Tune in as we chat about grit, teachable money moments, and dealing with your own money issues.   IN THIS EPISODE:   [01:50] When are kids ready to hear about how much money is in your family?   [04:20] You need to be intentional when it comes to talking about money.  [09:30] How wealth can hinder the process of instilling values to your children.  [12:30] We need to not deprive our children of the opportunity to earn.  [21:20] An example of how Courtney promotes grit into his children.    KEY TAKEAWAYS:   You need to teach your kids financial literacy from a young age; the sooner, the better!  Let your kids make money mistakes; anything can be a great teachable moment. Define the purpose of your wealth; that way, you can pass on the proper values in your children.  Parents need to deal with their own money issues before teaching their children about money.      LINKS MENTIONED:   Website www.PullenConsulting.com   LinkedIn https://www.linkedin.com/in/courtney-pullen-54a1035/   https://oconnorpg.com/podcasts/financial-literacy-arming-the-next-generation-with-courtney-pullen   BIO:   Courtney Pullen M.A. is the President of the Pullen Consulting Group.  He has more than 25 years of experience in individual and family coaching, business and management consulting, leadership development, communication, and team building.   Courtney received his graduate degree in Psychology from the University of Northern Colorado in 1983.  He was a Clinical Associate at the School of Professional Psychology at the University of Denver and an Adjunct Professor at the University of Colorado at Denver.  Courtney also spent 17 years as a Senior Consultant with Conversant Solutions, a Communication and Collaboration Consulting firm to Fortune 100 Companies.    Courtney has lectured frequently, conducted numerous workshops, and been published in the areas of individual and organizational change, behavioral finance, communication, and family wealth dynamics.  He is a former contributing editor to the Journal of Financial Planning and the Journal of Practical Estate Planning and is a faculty member of the Sudden Money Institute.  He also holds Fellow status in the Purposeful Planning Institute and is a graduate of the Newfield coaching program.    He has spoken at regional and national conference of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), Investment Management Consultants Association, (IMCA), and Young Presidents' Organization (YPO), as well as estate planning symposiums and family foundation conferences.   His primary focus is as a consultant to financial services firms and affluent families.  He is the author of Intentional Wealth: How Families Build Legacies of Stewardship and Financial Health.  He is also on CPWA faculty at the University of Chicago Booth School of Business.

This week Brent and Rachel chat with the incredible Carolyn McClanahan, M.D., CFP, about how to protect our loved ones and clients from Elder Abuse. We focus on the financial side of things. The conversation gets into discussing the issue, its prevalence, and practical ways it can be addressed. Carolyn focuses on financial planning. She completed her undergraduate degree at Mississippi University for Women, medical school at the University of Mississippi, and residency in Family Medicine at Virginia Commonwealth University. In 1998, she was recruited to teach on faculty at the University of Florida, Shands, Jacksonville.  Carolyn is a member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association, and the American Academy of Family Physicians. She volunteers as a physician with Volunteers in Medicine Jacksonville, providing health care for the working uninsured. Carolyn speaks nationally to financial planners and physicians on the interplay between health and financial issues. She serves on the CNBC Financial Advisor Council and has been quoted in numerous publications, including the Wall Street Journal, Washington Post, and New York Times. She has appeared on CNBC, Hardball, and NPR. You can find Carolyn at https://www.lifeplanningpartners.com/ and on Twitter @CarolynMcC.

Episode 31 - Experience & Expertise Owen specializes in working closely with individuals, families, and foundations/endowments to help them put in place better financial practices that result in achieving their short and long-term aspirations. At Greenspring, he is an integral part of the financial planning committee and leads the Baltimore chapter of The National Association of Personal Financial Advisors (NAPFA). Creating the best client experience is a passion for Owen. You can learn more about Owen Demmerly by visiting his website here. https://greenspringadvisors.com/about/team/owen-demmerly-cfp/ WEALTH: Not getting enough clients? GO TO: www.CSIFG.com Book a FREE 15 minute Client Acquisition Consultation with Carter or one of his team members. HEALTH: Low on energy or overweight? Go towww.chemicalfreebody.com/enrichersand grab GREEN 85 Juice Formula or book a FREE 30-minute Health Strategy Session with Tim or one of his coaches. See omnystudio.com/listener for privacy information.

Today we talk about investing game plans to win and build wealth! Schedule a Call - https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: Financialdifference@danromansolutions.com Website: www.danromansolutions.com Instagram: www.instagram.com/bydanroman/ Twitter: Www.twitter.com/bydanroman TikTok: https://www.tiktok.com/@bydanroman? BUY NOW - SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+guide+%F0%9F%93%88 The National Association of Personal Financial Advisors (NAPFA) is the country's leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve. Our rich history began in 1983 when a group of advisors simply wanted to serve their clients without muddling the relationship with commissions. Since then we have developed high standards in the field and each advisor must sign and renew a Fiduciary Oath yearly and subscribe to our Code of Ethics. It's all a part of the mission of NAPFA. The association provides support and education for over 3,800 practitioners all over the country and is governed by the NAPFA Board of Directors and supported by our four Region Boards. Visit www.napfa.org --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/daniel-roman7/message

Geoffrey Brown, CAE is the Chief Executive Officer of the National Association of Personal Financial Advisors (NAPFA). He is responsible for implementing the association's strategic framework, and leading external relations, ensuring its operational success. Geoff is the past chair of Association Forum in Chicago. Host and Founder: Lowell Aplebaum - CEO & Strategy Catalyst at Vista Cova Producer and Operations: Amy Hager - Strategy Advisor at Vista CovaVideo and Audio Editing: Kaelyn SandersMusic: Slow Burn by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/4372-slow-burnLicense: http://creativecommons.org/licenses/by/4.0/

What you will learn:    This week's episode is one you won't want to miss. I have asked Courtney Pullen to join us and work with me and my parents, Marty and Maureen Palumbos – they hesitantly agreed.  My parents and I have massaged and updated their estate plan for several years.  At a high level the plan is for a portion of their estate to be divided among their four kids, a portion to fund a family foundation and then there is a life insurance trust designed to cover the expenses for Palumbos Family Vacation (PFV) for many years after my parents pass.  They have personally funded PFV for over 20 years as a way for the family to be all together for at least one week a year.    During this year's family meeting, it became evident that potentially not everyone wanted to continue PFV when my parents are gone – there were over 25 family members in attendance this year.  My parents are curious as to how to figure out what they should do and how do they have the conversation with the family.  They know that without a conversation PFV won't last.  So, what's next?    The idea here is to pull back the curtain and give you a glimpse at what good family coaching looks like.  I am removing myself from the advisory role and Courtney will be facilitating the entire conversation…we will see what happens.    Since I just learned in our 30-minute pre-show call that my mother isn't totally happy with their current estate plan, I'm a bit nervous and excited to see where this goes.  Now you know why we are calling this Family “Business” Unscripted.   This week's guests:    Courtney Pullen, M.A.  President, Pullen Consulting Group*    Courtney Pullen M.A. is the President of the Pullen Consulting Group.  He has more than 25 years of experience in individual and family coaching, business and management consulting, leadership development, communication and team building.  Courtney received his graduate degree in Psychology from the University of Northern Colorado in 1983.  He was a Clinical Associate at the School of Professional Psychology at the University of Denver and an Adjunct Professor at the University of Colorado at Denver.  Courtney also spent 17 years as a Senior Consultant with Conversant Solutions a Communication and Collaboration Consulting firm to Fortune 100 Companies.   Courtney has lectured frequently, conducted numerous workshops and been published in the areas of individual and organizational change, behavioral finance, communication and family wealth dynamics.  He is a former contributing editor to the Journal of Financial Planning and the Journal of Practical Estate Planning and is a faculty member of the Sudden Money Institute.  He also holds Fellow status in the Purposeful Planning Institute and is a graduate of the Newfield coaching program.   He has spoken at regional and national conference of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), Investment Management Consultants Association, (IMCA), and Young Presidents' Organization (YPO), as well as estate planning symposiums and family foundation conferences.  His primary focus is as a consultant to financial services firms and affluent families.  He recently published, Intentional Wealth: How Families Build Legacies of Stewardship and Financial Health.  He is also on CPWA faculty at the University of Chicago Booth School of Business.  ----   *Not affiliated with Lincoln Financial Advisors Corp.  CRN-3346680-112520 The content presented is for informational and educational purposes.  The information covered and posted are views and opinions of the guests and not necessarily those of Lincoln Financial Advisors Corp.    Michael Palumbos is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Family Wealth & Legacy, LLC is not an affiliate of Lincoln Financial Advisors Corp. Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances. 

Geof Brown is the CEO of The National Association of Personal Financial Advisors (NAPFA), the nation’s leading organization of fee-only comprehensive financial planning professionals. Today he joins the show to discuss NAPFA’s mission, as well as its history and why people should look into joining NAPFA—no matter what stage of their career they're in. He also shares the current membership status and future growth goals, including his vision for the organization going forward. Listen in as Geof explains how the NAPFA Genesis community within the organization helps to ensure new planners and fee-only firms are successful. You will hear his thoughts on the future of the profession and how to attract more diverse and inclusive candidates. If you are employed in or are considering a career in a fee-only firm, this episode is for you. You can find show notes and more information by clicking here: https://bit.ly/2GxGSJc 

Elite Military Service Leads to Smarter Investment Decisions David Blain, Blue Sky Wealth Advisors – The Sharkpreneur podcast with Seth Greene Episode 451 David Blain David L. Blain, CFA is the Chief Executive Officer and Senior Wealth Advisor at BlueSky Wealth Advisors, a fee-only, independent Registered Investment Advisor (RIA) he founded in 1999. He is responsible for defining the overall firm policies, strategy, and goals. He also formulates advanced financial planning and sophisticated tax strategies for clients and is responsible for setting the firm-wide investment strategy. David received a Bachelor of Science in 1989 from The United States Military Academy at West Point, where he was a Distinguished Honor Graduate and member of the Phi Kappa Phi Honor Society. Before his career in finance, he served with distinction for 10 years in U.S. Army Airborne, Ranger, and Special Operations units. He is a member of the CFA Institute, the National Association of Personal Financial Advisors (NAPFA), and the Financial Planning Association (FPA). He currently serves as Vice-Chairman on the Board of Directors of CarolinaEast Health System in New Bern, where he also chairs the Investment Committee. Previously David was on the Board of Advisors and Finance Committee of the West Point Association of Graduates, Treasurer for Big Brothers Big Sisters of South Eastern North Carolina, President of the Cumberland Interfaith Hospitality Network, Treasurer of Catholic Charities of the Diocese of Raleigh. He served as the Chairman of the New Bern Heart Ball and has provided countless hours of volunteer service to numerous other charitable organizations. In addition to his many board duties, he has coached youth league baseball and soccer teams in the New Bern area for more than a decade. David is a recognized speaker on investments, financial planning, and taxes. He has written for and been quoted in numerous trade journals and mass media outlets, including, Wharton Business Radio "Spotlight: Your Money", BusinessWeek, U.S. News & World Report, Money magazine, The Wall Street Journal, and other national and local publications. He was for five years the host of “All Things Money with David Blain,” a weekly television and radio program. Under his leadership, BlueSky has received several awards and accolades throughout its history for their quality of advice, growth rate, and client satisfaction. Listen to this informative Sharkpreneur episode with David Blain about lessons learned from the military and how they apply to the financial world. Here are some of the beneficial topics covered on this week’s show: ●    Why the best investment people can make is in their intellectual capacity. ●    How there are five basic habits you should use for financial success. ●    Why the secret to success is producing income that isn’t reliant on your labor. ●    How you need to save money and spend less money than you make. ●    Why you should only invest in the market what you don’t need for five years. Connect with David: Guest Contact Info Twitter @blueskywealth Instagram @blueskywealth Facebook facebook.com/blueskywealthadvisors LinkedIn linkedin.com/company/bluesky-wealth-advisors YouTube youtube.com/channel/UCVJsfx0dqkrsqKuFkecLCtw Links Mentioned: blueskywa.com/success davidblain.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Teaching kids about finances is an important life skill which can be easily incorporated in your daily lives. Having them understand the core concepts of finances will help them stay on the right track as they grow up.  Liz Frazier is a financial expert, being a Certified Financial Planner (CFP), and regular financial contributor on Forbes.com, focusing on everyday personal finance that anyone can understand and use. She’s also the author of Beyond Piggy Banks and Lemonade Stands: How To Teach Young Kids About Finance. (More information available here: https://lizfrazier.com/book/)  She holds an MBA from Wake Forest University and is a member of the Financial Planning Association (FPA) and the National Association of Personal Financial Advisors (NAPFA). Liz provides relatable, simple and entertaining advice for all of life’s stages and changes. She brings energy, fun and passion to each event. Her goal is to inspire others and give them the confidence and tools to live their best life.   ••••••••••• Music By ••••••••••••• Rising SpiritJay Man - Our MusicBox http://www.youtube.com/c/ourmusicbox Announcer: Adam Smith Sponsored by Beaners Fun Cuts for Kids Salons  

Is it true that women are not good with numbers? Find out in this episode as Kathleen interviews Stacy Francis, Founder of Savvy Ladies, about this myth and how her grandmother paid a high price for not being financially literate. To honor her grandmother’s memory, Stacy founded Savvy Ladies to empower women to take control of their finances and their lives. Special Announcement: The Savvy Ladies Annual Benefit Gala will take place on Thursday, November 21st at the Princeton Club of New York. Stacy and Kathleen will be in attendance and would love you to join them. Visit http://www.savvyladies.org/gala for more information. Stacy is a nationally-recognized financial expert who attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial Planner™ (CFP®) designation. She comes with over 18 years of experience in the financial industry and is dedicated to her ongoing professional education. Stacy is a Certified Divorce Financial Analyst® (CDFA®), a Divorce Financial Strategist™ as well as a Certified Estate and Trust Specialist (CES™). She is the Director of the Association of Divorce Financial Planners’ (ADFP) Greater New York Metro Chapter, the National Association of Personal Financial Advisors (NAPFA) and the Financial Planning Association (FPA). Stacy is one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council and she frequently appears in media outlets such as CNN, PBS, The Wall Street Journal and USA Today. Breaking Money Silence® Podcast was recorded at Sugarhouse Soundworks, LLC  

Rick Darvis is recognized as one of the leading experts in the financial planning field. He has written several books, developed financial software, and trained financial professionals across the United States. His knowledge has enabled him to be invited to speak on the financial and business development topics to his contemporaries at state CPA and FPA conferences in over 40 states. He has been a featured speaker at the Financial Planner Association's Success Forum, the Northeast /Mid-Atlantic National Association of Personal Financial Advisors (NAPFA) regional conference, the National Employee Benefit Forum, the New York Society of CPAs Personal Financial Planning Conference, and the AICPA's Tax Strategies for the High Income Individual Conference. Rick has also given seminars for the University of Arizona and the New York Student Financial Aid Administrators. Rick's accomplishments in the financial-planning field are:  Co-author of Paying for College: Tax Strategies and Financial Aid, a guide published by the American Institute of CPAs on college planning for accountants and financial advisors.  Contributing author of Personal Financial Planning, a Practitioners Publishing Company (PPC) guidebook.  Co-author of Planning for College Costs, a Practitioners Publishing Company (PPC) guidebook on college financial planning for accountants and financial advisors.  Author of A Roadmap to College & Retirement – Without Going Broke, a book designed to link college planning to retirement planning.  Provider of education programs and business development services for organizations, such as Microsoft, American Institute of CPAs, Oppenheimer, Western CPE, OneAmerica Insurance, State Farm Insurance, National Association of Personal Financial Advisors, Northwestern Mutual Insurance, Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Wells Fargo Financial Advisors, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Thrivent, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, Chase Bank, and Raymond James.  Quoted in: Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger's Personal Finance, NY Times, Smart Money, Wall Street Journal, Bloomberg's Personal Finance, Money, Bankrate, Nation's Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA's Market Facts, NAPFA Advisor, and AICPA's Planner.  Owned and operated businesses, such as, 6 CPA accounting firms, a national financial planning network with over 2,000 members, 3 restaurants, 3 insurance agencies, a business development contract with Microsoft, commercial rental properties, a farm/ranch operation, a recreation and fitness center, and retail sporting goods stores.

Host Lauryn Williams records a solo episode with a retrospective of past episodes, so if you've missed any, this is a good look at episodes worth going back and listening to. She also shares advice for planning a budget and managing your finances. Those you think may be good advisors may be selling a product, like insurance, instead of a service, like helping you set a budget and stick to it. Get ready for a soapbox moment, as well as some trusted resources. Resources: XY Planning Network - XYPlanningNetwork.com The National Association of Personal Financial Advisors - NAPFA.org Past Episodes Mentioned: Ep 022: Scholarships, Student Loans, and Choosing a Side Hustle with Deshaya Williams Ep 023: Difficult beginnings to pursuing your passion and the financial life you desire with Georgia Rappleye Ep 024: The Ultimate Financial Comeback Story with Marques Ogden Ep 025: Finding Financial Freedom with Rianka Dorsainvil Ep 026: “Always be an Intern” How learning from others led to a career in Acquisitions With DJ Moultrie Ep 027: Banking Budgeting and Business with Kayla McDowell Ep 028: Self Worth and Setting Goals: It’s an Inside Job with Jasmine Henderson Ep 029: Finding Freedom after the Podium, A Recovering Perfectionist’s Take on Finances with Samantha Arsenault Livingstone Ep 030: The NFL, Entrepreneurship, and Avoiding Costly Mistakes, With Jeron Mastrud Ep 031: Don’t Be Overcome By Your Student Loan Debt with Travis Hornsby Ep 032: Reverse Retirement and Financial Planning with Tashari Berry Ep 033: Spend Money Like you Spend your Time with Jeneba Tarmoh Ep 034: If You Don’t Have it, Create It with Alechia Reese Ep 035: Rebekah Aladdin Overcomes Generational Poverty and Strives for More Ep 036: Work hard, Save harder - Saving 60 Percent of Everything I Make with Jonathan Weislow Ep 037: Journey to Launch Financial Independence with Jamila Souffrant Ep 038: Using Investment Principles for Debt Solutions Ep 039: Feeding others first requires feeding yourself with Chef Latoya Rush If you have financial questions, suggestions for guests, or would like to share your own money memoir, please contact us through our website worth-listening.com. If you're liking the show, make sure to let me know by leaving a review or sending an email to podcast@worth-listening.com.

Paul Hynes is a Certified Financial Planner, and after 22 years at a large Wall Street investment firm, Paul left to form HearthStone, a Private Wealth Management firm.Paul is a member of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), and the Estate Planning Councils of San Diego and North County. Paul has set up a website and blog called Senior Safe & Sound. The goals are to educate and protect seniors while helping prevent the incidence of elder financial abuse.SPONSOR: www.SeniorCareAuthority.com

Paul Hynes is a Certified Financial Planner, and after 22 years at a large Wall Street investment firm, Paul left to form HearthStone, a Private Wealth Management firm. Paul is a member of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), and the Estate Planning Councils of San Diego and North County. Paul has set up a website and blog called Senior Safe & Sound. The goals are to educate and protect seniors while helping prevent the incidence of elder financial abuse. SPONSOR: www.SeniorCareAuthority.com