Podcasts about Rockefeller

Bonus Stop: Edzel Ford's home, son of Henry Ford! After touring Greenfield Village I decided I wanted to go to a bonus stop instead of another day at Greenfield Village. I was stunned by the outward aesthetic  similarities of the Stan Hywet mansion. My wheels were spinning and memories flooded my mind from all the visits I had going to Stan Hywet from going with my mom to even working there.  Railroads The Stan Hywet mansion is located in Akron, OH, my hometown, the “Rubber Capitol of the WORLD”! I shared a lot about the history of Firestone and Goodyear, who used a lot of rubber making tires, in this episode. But on this day of my fieldtrip, I thought about what made Ford so successful? It was making the gasoline engine car affordable for more people, specifically farmers. I gave a little background on Rockefeller and Vanderbilt too to prove my point of “access equals success”. And remember in the other homes the extensive libraries? Access to education and knowledge, right? And you know what made those two successful? The railroads because it provided transportation and access to more products and places. They were able to get their products to more people.  And what do you think gave the North the upper hand in the Civil War? The railroads because they could transport supplies. And the other thing that made Ford so successful was his ability to pay his employees a higher pay than other companies. He was making more profit therefore able to pay his employees a higher rate.  I couldn't help but to think about Eleanor Ford's role (Edzel's wife) in their home. She lived for 35 years still after Edzel passed. She had a sitting room off of her bedroom upstairs, that she turned into her study. She ran her household manager responsibilities from that study. And although she wasn't fond of the entertainment wing, she knew it was expected of her to entertain. She was very philanthropic and sat on many boards. But she was the queen of productivity. You see she would have multiple board meetings going at one time and then she could just pop in and out as they were being conducted. Genius! Internet Just like railroads were the gateway to transporting goods and people, now Google, Facebook, Apple, and Microsoft transport information. And just like the Goodyears and Rockefellers could get their products to more people, it is the same way I can impact more lives. They have been able to be really successful in a shorter amount of time than before the internet and able to provide better benefits for their employees due to their success.   Organize 365® could not be what it is today without the internet. It gets more products to more people. It provides a more level playing field because it is accessible to all. And it has allowed me to learn about business and manufacturing. And because of the internet … we have podcasts! Yet another avenue to learn and/or get your message out. I always like to think of how women made their mark on change in society through their uniqueness. Artificial Intellagance I don't even know what to do with AI! (sigh) As technology advances so too does our ability for everyone to be successful due to a more level playing field for small businesses. Technology, transportation, and information provides access to more education. I wanted to take this series to think about where we have been as women, how it is now as women, and where we are going for women. What change could you have on society by doing what you are uniquely created to do?  EPISODE RESOURCES: The Sunday Basket® Sign Up for the Organize 365® Newsletter  Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

If you're a law firm owner who feels like you're working harder but keeping less, this conversation is going to hit home. Bridgit Norris sits down with Frank Rekas, a CPFA with 34 years in financial services who serves as a “Personal CFO” to attorneys and has earned the nickname “The Tax Whisperer.” Frank's not just another advisor—he's built a systematic approach to help lawyers minimize taxes, protect assets, and grow wealth with purpose.From uncovering hidden leaks in your finances to strategies for building generational wealth, Frank reveals why winging it with your money is costing you more than you realize.Stick around, because this episode gives you the clarity and confidence to finally make your money work as hard as you do.Key Takeaways from Bridgit and Frank:1. Stop Winging It With Your FinancesMany attorneys bring in strong revenue but fail to track or plan their money, leaving them vulnerable to overspending, missed deductions, and tax surprises.Building even small proactive systems gives you control instead of chaos.2. Proactive Tax Planning Beats Reactive ReturnsMost CPAs look backwards, filing returns instead of helping clients plan ahead.Frank stresses the value of collaborating with proactive tax professionals who align entity structure, retirement contributions, and deductions to keep more money in your pocket.3. The Right Retirement Plan Unlocks Big SavingsA simple 401(k) often isn't enough for high-earning attorneys.Leveraging cash balance or defined benefit plans can allow six-figure contributions, creating massive tax savings while building long-term wealth.4. Protect and Pass on Generational WealthThrough approaches like the Rockefeller method, life insurance can be more than protection—it can become a tool for passing down wealth across generations and putting your heirs in a stronger financial position than you started with.5. The First Step Is Deciding to ActWhether you're new or twenty years into practice, it's never too late to put the right plans in place.Progress starts with one intentional step—like a 30-minute call with an advisor—to begin turning scattered finances into a strategy. "Every decision has a consequence—even not doing something is a decision." — Frank RekasGet in touch with Frank:Website: https://palmwealthpartners.com/Email: frank@palmwealthpartners.comLinkedIn: https://www.linkedin.com/in/frankrekas/Book time to meet with Frank

David Senra is the host of the Founders podcast. For the past nine years, David has intensely studied the life and work of hundreds of history's greatest entrepreneurs. His new podcast, David Senra, showcases conversations with the best-of-the-best living founders and extreme winners.This episode is brought to you by:Cresset family office services for CEOs, founders, and entrepreneursOur Place's Titanium Always Pan® Pro using nonstick technology that's coating-free and made without PFAS, otherwise known as “Forever Chemicals”AG1 all-in-one nutritional supplementTimestamps:[00:00:00] Who is David Senra?[00:01:11] Brad Jacobs: Roll-up king and positive-driven billionaire founder.[00:02:26] Rare positive archetypes: Ed Thorp, Sol Price, Brunello Cucinelli.[00:06:04] Michael Dell as another exception; fear of failure and motivation.[00:06:47] Negative self-talk, excellence, and its ripple effects.[00:08:26] Jensen Huang story: “Why do you suck so much?”[00:08:54] Inspiration from Dan Carlin's Hardcore History.[00:10:00] Derek Sivers: unconventional, philosophical entrepreneur.[00:11:04] Learning equals behavior change, not memorization.[00:11:48] Jeremy Giffon insight: biographies as substitute mentors.[00:12:37] Reading biographies as one-sided conversations.[00:13:16] The chain of influence.[00:14:09] Podcasting as “relationships at scale.”[00:14:28] Coping with trauma and breaking cycles.[00:20:18] Note-taking process: books, Post-its, ruler, Readwise.[00:29:27] OCD tendencies and love of doing things the hard way.[00:31:04] Comparing our reading/re-reading workflows.[00:35:04] A family falling out and the randomness of student housing.[00:38:58] David's introduction to my work during his MySpace-era college years.[00:40:07] Podcasting influences: Jocko Willink, Kevin Rose's Elon Musk interview.[00:44:14] Five-and-a-half years of obscurity before breakthrough.[00:46:50] Graphtreon and experiments with subscription models.[00:49:25] Patrick O'Shaughnessy's endorsement sparks growth.[00:51:23] Sam Hinkie and Patrick connections fuel momentum.[00:52:19] Transition to ads and joining Patrick's network.[00:55:17] Edwin Land: patron saint of founders and Steve Jobs' influence.[00:57:02] Lessons from Sam Zell, Jay Pritzker, and William Zeckendorf.[00:58:48] Need a generous, well-connected person? You can't go wrong with Rick Gerson.[01:03:04] Edwin Land's philosophies: Differentiation and doing to excess.[01:04:30] Entrepreneurial archetypes and conflicting advice.[01:06:00] Daniel Ek as an alternative founder archetype and mentor.[01:10:59] Further founder archetypes and contrasts.[01:13:41] What is an anti-business billionaire?[01:19:55] Advice from “shark” Michael Ovitz about the value of truth in one's inner circle.[01:22:30] The hands-on approach of practical founders who live for the love of their business.[01:23:28] Doing one thing relentlessly.[01:23:51] “This can't be my life” as a powerful motivator.[01:26:57] Low introspection as a common trait among founders — and its implications about human nature.[01:30:15] Robert Caro: The only writer David believes should be allowed to write thousand-page biographies.[01:32:40] James Dyson's persistence vs. the risk of blind stubbornness.[01:34:22] Todd Graves (Raising Cane's) as an example of relentless focus on one idea.[01:35:41] Separating fact from fiction in biographies/histories.[01:41:55] Considering trainable vs. non-trainable attributes in potential role models.[01:46:11] Perusing Charlie Munger's library.[01:49:35] Dealmaking lessons on Eddie Lampert's superyacht.[01:55:34] The smartest person David knows.[01:56:55] David's obsessive craftsman approach to podcast creation.[01:58:51] Why David decided to begin a second podcast.[02:01:21] The economics of trust.[02:03:40] The benefits of cultivating a purposeful aloofness about current events.[02:07:11] Using the pulpit of publicity for good, not evil.[02:09:57] New show frequency/dynamic and how David plans to balance the burden of running two shows.[02:13:30] Teamwork with essence of turtle.[02:15:40] Adapting the Rockefeller “secret allies” strategy to podcasting.[02:17:56] Chris Hutchins: The mad scientist of podcasting?[02:18:30] Working with Rob Mohr and Andrew Huberman of SciComm.[02:20:54] Why David focuses on 24-hour cycles over long-term planning.[02:24:54] Does David worry the extra workload will disrupt his lifestyle?[02:30:18] What makes one potential guest more interesting to David than another?[02:34:34] Making an impact vs. happiness.[02:36:32] Playing the status game when your heart's not in it is for suckers.[02:44:23] Travel observations and the rarity of truly unique experiences.[02:46:26] Books as philosophical operating systems.[02:48:39] Parting thoughts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Russell Brunson Show, I take you inside my collection to talk about one of the most influential men in history… Andrew Carnegie. At one time, he was the richest man in the world, and his ideas shaped generations of entrepreneurs and thinkers, including Napoleon Hill. I share some rare books and artifacts from Carnegie, including a signed copy of Around the World and a first edition of The Gospel of Wealth. But more importantly, I unpack the lessons from The Gospel of Wealth, an essay that had the biggest impact on me from Carnegie's work. He believed that dying rich was a disgrace, and that wealth should be used to build opportunities for others, not just handed down. I contrast his philosophy with Ayn Rand's views, and talk about how those ideas play out in business today, especially when it comes to philanthropy, profits, and building something that lasts. Key Highlights: How Andrew Carnegie influenced Napoleon Hill and Think and Grow Rich The core message of The Gospel of Wealth and why it matters today How I realized Ayn Rand's philosophy and Carnegie's approach to giving were actually similar and not contradicting each other Why charity tied to strong offers works better than guilt-driven giving Lessons from Carnegie, Rockefeller, and Vanderbilt on building generational wealth By the end, you'll see why Carnegie's vision for wealth still applies to entrepreneurs today, and how you can use these lessons in your own business and life. And if you want my notes from this essay, you can find them below! ⁠⁠⁠⁠⁠⁠⁠⁠http://russellbrunson.com/notes⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sellingonline.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clickfunnels.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Garrett Gunderson has worn a lot of hats—New York Times bestselling author, financial educator, entrepreneur, and even stand-up comedian. And in this episode, he connects the dots between all of them to give advisors fresh tools for both business and life.We explore what advisors can borrow from stand-up comedy to level up their presentations, how the Rockefellers built a system to preserve wealth while the Vanderbilts lost theirs, and the advanced tax strategies that capture the attention of entrepreneurs and high-net-worth clients.3 of the biggest insights from Garrett …#1.) How Comedy Translates Into More Engaging PresentationsAdvisors face the same challenge as comedians: keeping an audience engaged. Garrett explains why presence matters more than polish, how to handle disruptions with confidence, and why the best connection often comes from the unplanned moments.#2.) The Rockefeller Method in ActionTwo wealthy families took very different paths: the Rockefellers built a system that preserved wealth for seven generations, while the Vanderbilts lost theirs in just three. Garrett unpacks the specific tools—like trusts, family constitutions, and insurance—that made the difference.#3.) The Tax Plays That Make Affluent Clients Lean InEntrepreneurs and high-net-worth families don't want surface-level advice—they want strategies they've never heard before. Garrett shares advanced ideas like reclassification of income, overlooked deductions, and even how donating art can unlock surprising tax advantages.SHOW NOTEShttps://bradleyjohnson.com/135FREE GIFT + JOIN THE DBDL INSIDER CREWToday's Gift: Get a free digital copy of Garrett's book, "What Would the Rockefellers Do? "To get access to today's gift, visit GarrettGunderson.com/bradFOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The boys unravel the origin story of one of America's most powerful dynasties — the Rockefellers. From humble beginnings in upstate New York, John D. Rockefeller's rise from a disciplined teenager loaning out $50 at 7% interest to becoming the richest man in American history is both awe-inspiring and deeply controversial.Starting with Rockefeller's early years — a religious, frugal upbringing shaped by his con-artist father and devout mother — and follow his obsessive focus on efficiency and control as he dives headfirst into the oil refining game in Cleveland. By his early 30s, Rockefeller had turned the chaotic oil boom into a ruthless game of consolidation, vertical integration, and railroad manipulation. He built the Standard Oil empire brick by brick, buying out competitors during the infamous “Cleveland Massacre” and pioneering the first true industrial monopoly in U.S. history.But Rockefeller's influence didn't stop at oil. In the second half of the episode, we pull back the curtain on one of the most chilling conspiracy claims tied to his legacy: the hostile takeover of American medicine. We explore how, through the Rockefeller Foundation and the infamous 1910 Flexner Report, Rockefeller helped discredit homeopathy, herbalism, and natural healing — clearing the way for a petrochemical-fueled pharmaceutical empire. Was this philanthropy? Or a calculated campaign to monopolize health the same way he had monopolized oil?And what about the claim that Rockefeller's empire merged with IG Farben, forming a global "Drug Trust" that shaped modern medicine, media, and even cancer treatment options in America? We trace how petrochemical byproducts went from industrial waste to everyday ointments, pills, and shampoos — and how the very industry meant to heal us may have been designed from the start to profit off of our sickness.From dimes handed to children to dimes dropped into drug patents, this episode peels back the layers of the Rockefeller legacy. Innovator or villain? Savior or saboteur? It all depends on who writes the history — or who owns the printing press.This is The Rockefellers — only on The Conspiracy Podcast.www.patreon.com/theconspiracypodcast

Iserbyt's whistleblowing on education (Prussian model, common core), Theosophical roots (Bailey, Lucifer Trust), Cumbi's new age insights, and technocracy's legacy. During our podcast break, enjoy this replay of Courtenay's appearance on William Ramsey Investigates from June 2025. Key topics: Charlotte Iserbyt's whistleblowing: "The Deliberate Dumbing Down of America," exposing Prussian education, common core, and planned economy agendas. Education's evolution: From critical thinking to compliance, tied to Tavistock, Frankfurt School, and technocratic control (e.g., Deli method, sensitivity training). Theosophical roots: Alice Bailey, Lucifer Trust, UN's one-world religion, and spiritual eugenics influencing education and governance. Constance Cumbi's parallel work: Uncovering new age deception, rainbow symbolism, and transhuman agendas. Technocracy's legacy: Historical ties to Rockefeller, Carnegie, and modern movements like Game B/Dark Enlightenment pushing singularity. ➤ Read Charlotte Iserbyt's book:  "The deliberate dumbing down of America" Get Constance Cumbey's book: "The Hidden Dangers of the Rainbow: The New Age Movement and Our Coming Age of Barbarism" 

This week, Jonathan Alter shares the astounding story of one of the great grifts—how a man passed himself off as a Rockefeller for 40 years and became a member of the ruling elite. Then Christine Muhlke looks at Union Square Cafe, one of New York City's most loved restaurants, as it celebrates its 40th anniversary. And finally, as Netflix releases House of Guinness, Joseph Bullmore gives his thoughts on the Irish clan that turned stout into a legendary family fortune.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A big morning in Washington: the President holding a much-anticipated call with Chinese President Xi Jinping, as House lawmakers vote to avert a shutdown and RFK Jr's vaccine advisory panel meets for a second day. Carl Quintanilla, Sara Eisen, and David Faber broke the latest headlines on all 3 stories this hour - along with more on the market impact with Rockefeller International Chairman and longtime market veteran Ruchir Sharma. Plus: what all these new guidelines for vaccine makers means for pharma stocks - as the group underperforms on the year...   Also in focus: Apple fans around the world lining up to get their hands on the latest iPhones, with new models officially now on sale. Hear a read from the ground at one of the company's NYC stores - and discussion with one analyst who's keeping his hold rating on the name.    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Crazy Wisdom, Stewart Alsop speaks with Samuel, host of The Remnant Podcast, about the intersections of biblical prophecy, Gnostic traditions, transhumanism, and the spiritual battle unfolding in our age. The conversation moves from Dr. David Hawkins' teachings and personal encounters with the Holy Spirit to questions of Lucifer, Archons, and the distortions of occult traditions, while also confronting timelines of 2025, 2030, and 2045 in light of technological agendas from Palantir, Neuralink, and the United Nations. Together they explore the tension between organic human life and the merging with machines, weaving in figures like Blavatsky, Steiner, and Barbara Marx Hubbard, and tying it back to cycles of history, prophecy, and the remnant who remain faithful. You can find Samuel's work on The Remnant Podcast YouTube channel and follow future updates through his Instagram once it's launched.Check out this GPT we trained on the conversationTimestamps00:00 Stewart Alsop welcomes Samuel of The Remnant Podcast, connecting through Dr. David Hawkins' work and reflecting on COVID's effect on consciousness.05:00 Samuel shares his discovery of Hawkins, a powerful encounter with Jesus, and shifting views on Lucifer, Gnosticism, Archons, and Rudolf Steiner's Ahriman.10:00 They trace Gnosticism's suppression in church history, Frances Yates on occult revival, the Nicene Creed, Neoplatonism, and the church's battle with magic.15:00 Discussion of Acts 4, possessions, Holy Spirit, and Gnostic inversion of God and Lucifer; Blavatsky, Crowley, occult distortions, and forbidden knowledge in Enoch.20:00 Hawkins' framework, naivety at higher states, Jesus as North Star, synchronicities, and the law of attraction as both biblical truth and sorcery.25:00 Transhumanism, homo spiritus, Singularity University, Barbara Marx Hubbard, hijacked timelines, Neuralink, and Butlerian Jihad.30:00 Attractor patterns, algorithms mimicking consciousness, Starlink's omnipresence, singularity timelines—2025, 2030, 2045—and UN, WEF agendas.35:00 Organic health versus pod apartments and smart cities, Greg Braden's critiques, bio-digital convergence, and the biblical remnant who remain faithful.40:00 Trump, MAGA as magician, Marina Abramović, Osiris rituals in inaugurations, Antichrist archetypes, and elite esoteric influences.50:00 Edward Bernays, Rockefeller, UN history, Enlightenment elites, Nephilim bloodlines, Dead Sea Scrolls on sons of light and darkness, Facebook's control systems.55:00 Quantum dots using human energy, D-Wave quantum computers, Gordy Rose's tsunami warning, Samuel's book As It Was in the Days of Noah: The Rising Tsunami.Key InsightsThe episode begins with Stewart Alsop and Samuel connecting through their shared study of Dr. David Hawkins, whose work profoundly influenced both men. Samuel describes his path from Hawkins' teachings into a life-altering encounter with Jesus, which reshaped his spiritual compass and allowed him to question parts of Hawkins' framework that once seemed untouchable. This shift also opened his eyes to the living presence of Christ as a North Star in discerning truth.A central thread is the nature of Lucifer and the entities described in Gnostic, biblical, and esoteric traditions. Samuel wrestles with the reality of Lucifer not just as ego, but as a non-human force tied to Archons, Yaldabaoth, and Ahriman. This leads to the recognition that many leaders openly revere such figures, pointing to a deeper spiritual battle beyond mere metaphor.The discussion examines the suppression and resurgence of Gnosticism. Stewart references Frances Yates' historical research on the rediscovery of Neoplatonism during the Renaissance, which fused with Christianity and influenced the scientific method. Yet, both men note the distortions and dangers within occult systems, where truth often hides alongside demonic inversions.Samuel emphasizes the importance of discernment, contrasting authentic spiritual awakening with the false light of occultism and New Age thought. He draws on the Book of Enoch's account of fallen angels imparting forbidden knowledge, showing how truth can be weaponized when separated from God. The law of attraction, he argues, exemplifies this duality: biblical when rooted in faith, sorcery when used to “become one's own god.”Transhumanism emerges as a major concern, framed as a counterfeit path to evolution. They compare Hawkins' idea of homo spiritus with Barbara Marx Hubbard's transhumanist vision and Elon Musk's Neuralink. Samuel warns of “hijacked timelines” where natural spiritual gifts like telepathy are replaced with machine-based imitations, echoing the warnings of Dune's Butlerian Jihad.Technology is interpreted through a spiritual lens, with algorithms mimicking attractor patterns, social media shaping reality, and Starlink rendering the internet omnipresent. Samuel identifies this as Lucifer's attempt to counterfeit God's attributes, creating a synthetic omniscience that pulls humanity away from organic life and into controlled systems.Finally, the conversation grounds in hope through the biblical concept of the remnant. Samuel explains that while elites pursue timelines toward 2025, 2030, and 2045 with occult enlightenment and digital convergence, those who remain faithful to God, connected to nature, and rooted in Christ form the remnant. This small, organic community represents survival in a time when most will unknowingly merge with the machine, fulfilling the ancient struggle between the sons of light and the sons of darkness.

Pip goes to a Rockefeller mansion, You Stink (Joe sees Spinal Tap 2), Twisted Sister is reuniting, Charlie Kirk

Here's a summary of the conversationBig questions & themesHow much ethical responsibility should ultra-large owners (e.g., Rockefeller then, Bezos now) bear for actions taken by distant agents or employees? Scale makes direct control impossible, so culpability is murky.Judging historical “robber barons” by modern standards is tricky; industrialization also delivered massive societal benefits (railroads, wartime production capacity).Amazon is held up as dramatically improving consumer welfare (especially for the poor) via lower prices and strong service, while critics cite worker treatment, monopoly power, and harm to small businesses.Labor vs. capital, unions, and managementCore debate: unions as necessary counterweight when management fails vs. unions creating “unworkability” that drives capital and jobs away (Detroit cited as cautionary tale). Costco is praised as a high-wage, high-retention alternative model.Employer tactics to tilt the bargain ethically: example of a company buying employees' vehicles (tax-efficient, lowers risk for workers, boosts retention/switching costs).Broader historical lens: serfs vs. slaves, incentives for care and productivity, and how modern safety nets (welfare/healthcare) parallel older community/Church supports. Stoic anecdotes (Epictetus) surface around dignity and perception.Philanthropy & legacyCarnegie's Gospel of Wealth, vanity vs. anonymous giving, and building “Costco-like” efficiency in philanthropy (e.g., modern academies/foundations) as a model for high-leverage charity.Investing, Bitcoin, and riskInvesting philosophy favors cash-generative, mispriced assets over non-productive “greater-fool” bets. Deep-value plays can be incredible on paper but hinge on fraud risk and management quality.Bitcoin: skepticism despite multiple near-miss chances; best pro-BTC case framed as asymmetric payoff vs. zero, but dismissed as a gambling instrument. Includes a tragic anecdote about an early holder who sold, missed the upside, and later died by suicide (mentioned briefly without detail).Personal/closing notesReflections on reputation, how people judge with limited info, and trying to align business incentives with personal values and community. Light closing chatter about upcoming travel.

In November 1910, a group of the most powerful bankers and politicians in America boarded a private train under strict secrecy. Their destination: a private resort on Jekyll Island, Georgia. What began as a supposed “duck hunt” was in reality one of the most consequential secret meetings in U.S. history. Over the course of ten days, representatives of the Rockefeller, Morgan, and Warburg financial dynasties — along with Senator Nelson Aldrich — drafted a plan that would lay the foundation for the Federal Reserve System. This episode uncovers who was there, why secrecy was essential, what they discussed, and how their work set the stage for the Federal Reserve Act of 1913. We reveal the strategies, the families, and the lasting legacy of a meeting shrouded in mystery and suspicion.#JekyllIsland #FederalReserve #BankingHistory #SecretMeeting #Rockefeller #Morgan #Warburg #Rothschild #USHistory #AmericanHistory #FinancialHistory #MoneyAndPower #HiddenHistory #FederalReserveAct #BankingDynasties #EconomicControl #MonetaryPolicy #WallStreetHistory #HistoryUncovered #BehindTheScenes #TheFed #PowerAndMoney #ConspiracyHistory #RoadToJekyllIsland #EconomicPower #TruthRevealed #BankingSecrets #LetstalkNetwork #CentralBank #CurrencyControl #HistoryMatters #PoliticalHistory #MoneyTalks #EconomicHistory #FinanceReform #NationalMonetaryCommission #PanicOf1907 #SecretHistory #BankingElite #SystemOfPower

What if you could protect your family and earn on the same dollar twice?That's exactly what I'm doing with a $5M policy right now.It keeps my family safe.My money earns money on itself.Plus I can put that capital back to work in real estate.This isn't new. It's the same strategy the Rockefellers used to build generational wealth.And my friend Tom Laune has been setting these up for investors for over 13 years.Most investors let their capital sit locked up in a single deal.And end up in a cash crunch.The wealthy know how to put the same dollar to work.Here's how…I borrow at 5%.I put it back to work at 10% in a deal.And my money still compounds inside the policy.Every year you wait is interest you'll never get back.If you want your money safe, liquid, and multiplying while you flip, lend, or buy rentals…CLICK HERE To Go Your Bulletproof Wealth Strategy >>He'll walk you through exactly how to set this up…and if it's the right move for you.LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

What if the secret to unlocking world peace, generational wealth, and breakthrough health technology could all be found in one room—and you're about to get inside?In this electrifying kickoff episode of the Thrive LouD “Global Passion Project” series (1 of 5), host Lou Diamond takes you behind the scenes at an exclusive gathering in Southampton, NY, where the world's most influential visionaries are connecting passion, power, and purpose to transform the future.Get ready for candid, no-holds-barred conversations with powerhouse guests like J. Bradley Hilton, Shane Hackett, and healthcare entrepreneur Richie Hosein. This episode peels back the curtain on never-before-heard insights into:The biggest generational wealth transfer ever—and how legacy families like the Hiltons and Rockefellers are rethinking their impactBridging the worlds of AI, blockchain, and health for a whole new era of human potentialPractical strategies the wealthy are using to merge health and wealth in the face of today's chronic illness epidemicThe untold story behind Hilton Hotels' founding mission for international peace—and how this vision is being supercharged with 21st-century tech and empowermentHow innovators are blending philanthropy, business, and cutting-edge science to tackle problems from longevity to chronic fatigue… and what might surprise you most about the methods they usePlus: insider habits from the high performers in the room for stoking daily motivation and resilience, no matter the challenge. Whether you're a legacy builder, entrepreneur, or impact-seeker, you'll walk away with a shot of inspiration—and an inside track on the sparks flying among today's gamechangers.Episode Overview:[00:00:02] – Shane Hackett introduces the Thrive Loud mission and Lou Diamond as “Master Connector”[00:00:25] – Lou welcomes listeners to the Global Passion Project series and sets the scene in Southampton, NY[00:01:17] – J. Bradley Hilton and Shane Hackett share what makes this event—and their work—revolutionary[00:02:44] – Delving into generational legacies, transitioning wealth, and the technological leap from Silicon to Graphene Age[00:03:52] – The real-time challenges: accelerating change, aligning partnerships, and the push to launch global initiatives[00:05:08] – Hilton family history: from hotelier legacy to a mission for world peace through connection and entrepreneurship[00:06:34] – Shane Hackett on merging family offices, technology, and the health crisis shaping new investment paradigms[00:08:40] – The closer ties between health and wealth—and why both are more connected than ever before[00:10:01] – Lou welcomes Richie Hosein, entrepreneur and healthcare leader, to share his passion and purpose[00:11:37] – Richie Hosein's formula for growing impactful businesses, with a special focus on health innovation[00:12:32] – How passion-driven connections and personal story drive innovation in healthcare[00:13:35] – The daily rituals and mindset strategies top performers use to stay resilient and thrive[00:16:04] – Where to find and follow Richie Hosein's work, plus a snapshot of his mission in healthcare and innovation[00:16:59] – Final reflections: what guests hope to achieve—and the ripple effect the Global Passion Project is set to haveTune in for a front row seat to the legacies, tech, and missions that could shape our tomorrow.

Check Out Edward Collins Channel: https://www.youtube.com/@edwardcollins_upleveled Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: www.betterwealth.com/wwrd-book Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL   Darren and Christina are back for part 6 of The Rockefeller Method featuring a closer look at Garrett Gunderson's book “What Would the Rockefeller's Do?” Today, they're taking on Dave Ramsey and Suze Orman. For years, Ramsey and Orman have told millions of people that cash value life insurance is a terrible product and that you should “buy term and invest the difference.” But is that really true or are they leaving out some crucial details?     In this episode, we break down: Why Dave and Suze's advice isn't all bad (and when it actually makes sense). The BIG flaws in “buy term and invest the difference” once you factor in fees, volatility, taxes, and term costs. Why whole life insurance, when designed properly, can be the foundation for wealth creation and legacy building. How the Rockefellers used this exact strategy to build and protect generational wealth. The scarcity vs. abundance mindset behind Ramsey's approach compared to the Rockefeller strategy. Real numbers and Truth Concepts examples that show the massive difference between average returns and actual returns. We'll also cover why only about 1% of term policies ever pay out, how volatility crushes mutual fund returns, and why permanent life insurance can give you both freedom in retirement and a guaranteed tax-free legacy. Whether you're a Ramsey fan who's skeptical of whole life, or a wealth creator looking for a proven strategy that's worked for generations—you'll want to hear this breakdown.   Show notes:   00:00 - Introduction   2:20 - Addressing some quotes from Dave and Suze   6:45 - “Buy term and invest the difference”   15:25 - Reducing long term insurance costs   16:15 - The foundation of the Rockefeller method   22:45 - How much insurance coverage do you actually need?   27:55 - Wrap up BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   FACEBOOK: https://www.facebook.com/controlandcompound   JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.   The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.  

De verborgen macht achter wereldheerschappij en pandemieën onthuld In deze aflevering van de Saul's Place Podcast duiken we diep in de verborgen machtsstructuren die al eeuwenlang de wereldpolitiek bepalen. Van het Britse Imperium tot moderne globalistische netwerken: handel, oorlog, propaganda en trigger events zoals COVID-19 worden keer op keer ingezet om wereldwijde controle uit te oefenen. We bespreken hoe instituties, NGO's, media en financiële machten samen invloed uitoefenen op soevereiniteit, economie en samenleving. Ontdek de connecties tussen pandemieën, biowapenindustrie, het internationale recht, en de eeuwige strijd tussen unipolaire hegemonie en multipolaire samenwerking. Als je geïnteresseerd bent in geopolitiek, verborgen agenda's, de rol van de elite en de strijd om macht in de 21e eeuw, dan is dit een aflevering die je niet mag missen. Tekst met dank aan: Gezond Verstand https://survey.podtrac.com/start-surv... Fund Saul's Place Podcast: https://www.paypal.com/donate/?hosted... #geopolitiek #wereldheerschappij #globalismeuitleg #geopolitiekeanalyse #covidwaarheid #wereldmachtspel #britseimperiumgeschiedenis #rockefelleragenda #biowapenindustrie #saulsplacepodcast Wie heeft echt de macht in de wereld, Rockefeller familie invloed, Geheime machtstructuren wereld, Globalisme uitgelegd, Britse imperium geschiedenis, COVID-19 als trigger event, Biowapenlaboratoria Fort Detrick, Klaus Schwab Great Reset, Multipolaire wereld orde, Saul's Place podcast afleveringen

Welcome back to shoptalkpodcast ep490, J and Dame are back for another week of foolishness — and this one's loaded. We're 10 weeks from the big 500 and already plotting an in-person celebration. Dame shares a real health/life update (surgery prep, mending relationships, gratitude) and Jay recaps the long weekend: on-the-grill adventures, Arts Beats & Eats (including that cordoned-off smoke zone), and a Detroit photo wave he needs to flood the timeline with. From beard phases and wave checks to hotel-griddle steak lore, it's already chaos.Then we get into it: Detroit's underground fight scene vs bare-knuckle spectacles, a viral “Who's Mans Is This?!” case that led to a 15-months-to-20-years sentence over stolen ashes, and a dad leaving his kid on a porch (clown behavior). We unpack vengeance vs wisdom (Jay's “Zen book” bars), elder care, rumors and the internet, and why “watch your mouth” is still premium advice.Rap talk gets spicy: leaked Young Thug jail calls, calling out the “we go #1 too” cap and fake streams, why a Kendrick feature isn't owed to anybody, and the difference between real-world reach and “lit b***es and players.” We also salute a Pokémon creator who turned blatant racism into real-life consequences (chef's kiss). Finally, we debate National Guard deployments, policing that communities don't respect, poverty's tie to violence, parents vs “super predators,” the Oregon refuge standoff memory, and the AI future creeping faster than folks think.Countdown to Ep. 500 + event teaserDame's surgery prep, reconnection & perspective shiftGrills, steaks, and Arts Beats & Eats recapUnderground fights vs. barn-brawl culture“Who's Mans Is This?!”: urn theft case → heavy sentencePorch-drop parenting = certified bozo moveZen bars on anger & revengeYoung Thug leaked calls, Kendrick/Drake context, fake streams talkPokémon racism → Navy career-ending receiptsNational Guard in cities, policing, Detroit murders, and povertyAI 2027/2030 fears & what humans can't outsourceMC Breed — “Let's Go to the Club” (RIP Breed). Dedicated to Dan.

Key Takeaways: Plan an exit strategy early: Agree with business partners ahead of time on how to handle transitions so changes go smoothly. Learn from Rockefeller's example: Strategic buying can be a smart way to reshape and grow a business. Combine discipline with emotional intelligence: Managing money well and handling emotions wisely can make partnerships and operations more successful. Work with the right people: Choose partners or employees who share your values and vision to support long-term growth. Value different perspectives: Appreciating different personalities and viewpoints can lead to more innovation and business success.   Chapters: Timestamp Summary 0:00 Strategies for Buying Out Business Partners 3:37 John D. Rockefeller's Clever Business Takeover Strategy 4:49 Navigating Business Partnerships and Finding the Right Fit 6:58 Building Intelligent Organizations Through Emotional Intelligence and Diversity 10:04 Exxon's Legacy of Consistent Dividends Since 1882   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

A reporter once asked John D. Rockefeller, “How much money is enough?”Rockefeller, widely considered the wealthiest American of all time and the richest person in modern history, replied, “Just a little bit more.”Sadly, Rockefeller would never have enough money to be satisfied.When it comes to our possessions, the Bible consistently calls us to be content with what God has given us. Contentment leads to thankfulness and discontentment leads to selfishness.Take time to write out all the good things that God has blessed you with. Let's set a good example for our boys by deciding to be content with God's unbelievable goodness to us.For more information about a Proven Process that is helping boys grow into godly men, visit Trail Life USA or RaisingGodlyBoys.com.

Todd Drowlette, a commercial real estate broker with over $2 billion in closed deals, joins to discuss his upcoming A&E show, "The Real Estate Commission," which premieres October 12.  Todd emphasizes that commercial real estate is "a trillion dollar industry hiding in plain sight."  He points out that people interact with commercial real estate every day - when they go to a grocery store, coffee shop, gas station, or office building - without consciously thinking about it.  Commercial real estate loans are about to face a major challenge, with many 5-year loans needing refinancing at much higher interest rates, potentially creating significant market opportunities for investors. Check out the "The Real Estate Commission" show on A&E starting October 12th. Resources: Follow Todd Drowlette on Instagram at @bettertalktoTodd and check out Real Estate Commission Show Notes: GetRichEducation.com/569 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, why is that convenience store, gas station or coffee shop located on that exact corner that it's on? It's strategic, and how does a deal like that really get negotiated? We're discussing this and more with an A and E television and streaming star today on get rich education   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Sudbury, Ontario to Sudbury, Pennsylvania, and across 188 nations worldwide, you're listening to one of America's longest running and most listened to real estate investing shows this is Get Rich Education. I'm your host. Keith Weinhold, how did that ever happen? Here I am more slack jaw than a patient in a dentist's chair. But back with you for the 569th consecutive week. Anyway, this is the time of year where many people have just gone back to school. Here at GRE you go forward to school as you learn about what's really going to make a difference and move the financial meter in your future. Now, the world's best known negotiators include Mahatma Gandhi and Nelson Mandela today, the former FBI agent Chris Voss is perhaps the world's best known negotiator. You'll recall that we've hosted Chris Voss on the show twice here and talked a good bit about real estate negotiation. Then, I mean, who can forget my mock negotiation with him over a four Plex building, which played out right here on air. It was obvious who won that debate, but Chris is an all around negotiator, not specific to real estate. I thought, wouldn't it be great to get sort of a Chris Voss, but specific to real estate here on the show for you, and that's what we're doing today. So you're really going to enjoy this week's guest. He's also the star of a real estate reality show on the A E Network that's going to make its big, flashy debut next month. Now I had a small negotiation, I suppose, over email with one of my property managers in Florida recently, yeah, I got an email from my manager saying that an air conditioning unit needed to be removed and replaced in one of my single family rental properties there in Florida. Attached was a quote that they obtained from a company for $6,350 and there's conveniently a button for me to hit to approve this charge. But I did not hit the Approve button on that 6350, price. I requested that they provide me with two more quotes. And yes, remember, you pay your property manager often eight to 10% of the monthly rent in management fees they are working for you. So what are they working on to earn that make them go to work and do this for you? All right, for substantial work items, it's a reasonable request for you to seek three quotes. And all right, while they were tracking down the two other quotes, I went to AI. I asked chat GPT, what should the cost be to remove and replace an air conditioner in a 1500 square foot home in Florida? Chat GPT answered, 5500 to $7,500. For a standard three ton system in a 1500 square foot home. All right, so the first number the manager gave me that was sort of right in the middle of that range. A few days later, the second quote came in at 6150, all right, 200 bucks less than. The first one, I replied to them that if the third one doesn't come in substantially lower, that I am going to go seek quotes myself. A couple days later, the third and final quote came in, and it was 4990, yes, so I accepted it. This is about $1,300 less than the first quote that they gave me just for returning a few emails, and it will make the tenant happy to have a new air conditioning system. Newer systems tend to be more efficient, so it's probably going to make the tenant's electricity bill lower as well, and it probably makes it easier for me to justify future rent increases too. That tenant's been there for quite a few years. I'm thinking six years, and today's low home buyer affordability is probably going to keep them renting for a while. And the other thing that could keep them there longer is a new air conditioning system, and that is the biggest rental property expense, or the most I even had to get involved in quite a while, because remember, at GRE marketplace, almost every property there is either brand new or completely renovated. Your cap x expenses should be small for years. Let's meet this week's featured guest.   Keith Weinhold  6:31   Have you ever wondered why that coffee shop is on that corner that they're on, or why your grocery store is located just where it is? And how do those deals get negotiated? That's what you'll see on an upcoming new series on A and E. It starts October 12. It's called The Real Estate Commission. There are no scripts. The show captures real life deals as they unfold, as they crumble and fall apart and maybe come back together again. The star of that show is with us today. He believes he will tell you that he's the most prolific commercial real estate broker in the nation, and he has the experience and the gravitas to back that up, because he brings over two decades as a broker, and he's the managing director at Titan commercial Realty Group in New York. He's closed more than 1700 deals. Yes, 1700 deals totaling over $2 billion across the commercial real estate sectors. He's represented everyone from local startups to national REITs. Hey, welcome to get rich education, Todd Drowlette   Todd Drowlette  7:36   thank you, and that was quite the introduction. I don't think I could pop up myself.   Keith Weinhold  7:40   You've got a full interview is worth the time here to live up to that. Todd, you know, more than 10 years ago, I started living this life where it seems like everything that I say gets recorded and uploaded to the internet, and now you're gone down that same road similar to that. Tell us about your forthcoming reality TV and streaming show that starts next month. What can viewers really expect to see?   Todd Drowlette  8:04   There's over 100 shows on national TV about slipping houses, renovating houses, residential brokers. Ours is the first show ever on television to feature commercial real estate and to be entirely about commercial real estate. So it's a docu series. It's an there's eight episodes in the season. It follows my team at Titan and I doing actual real deals, from helping a divorce attorney search for new office space to investors to selling multi family properties. So viewers will be able to kind of see behind the scenes and see actual documented deals as they happen, fall apart, come back together again. I'm hoping the viewers will take away the fact that, yes, you have to be sophisticated and understand what's going on, but it's something that the average person can be involved in. Commercial real estate is a trillion dollar industry hiding in plain sight. You know, people go to the grocery store, like you said, they go to the coffee shop, they go to the gas station, they go to their office building. People use and interact with commercial real estate every single day. It's just like the air. You're not consciously thinking about it, even though you're using it almost every moment of the day,   Keith Weinhold  9:10   right? It's something that we all need and interact with. It's almost non discretionary, whether we're buying something at a retail store or filling up at a gas station? Yeah, I think to some people, commercial real estate sounds unapproachable. And as you watch this series, you're thinking, Oh, that's the life that that somebody else lives. It's really not that unapproachable. Does this series really help break that down?   Todd Drowlette  9:36   It does, and we made a very conscious decision. So I represent some very large corporations, but the series follows like smaller business and entrepreneurs, and seeing kind of people from the beginning or in different transitions of their business, like I'm growing but you're seeing in real life, actual successful business people. You're seeing them to react to real situations and that kind of moment where there. Like, Man, I think I'm ready to grow and expand. But what if I'm wrong? What if the economy turns Am I doing the right thing? And you're kind of watching us guide them through that process. But you see, you know so much of the internet is reception and people going, Oh, look at this. Look how successful I am. This. You're seeing successful people, and knowing that there's no guarantee in life like the best you're ever going to make is a calculated decision. But there's no point where your life where you're so successful that it just doesn't matter if you lose. Like the deals get larger and the stakes get higher, and every decision you make is potentially a pitfall. So you're going to see real entrepreneurs and real business executives dealing with those decisions of, when do I move? Do I invest? Do I buy? You know, I have this property, I need to get rid of it, and what's that process look like? I love commercial real estate. I can go on, on about it. What I'll be really excited to see is if the everyday person finds commercial real estate interesting,   Keith Weinhold  10:54   doers don't wait for uncertainty to abate, or else they would never get anything done. Doers educate themselves and make strategic moves despite the uncertainty and Todd shortly, I do want to ask you more about negotiation and just how that coffee shop gets that prime corner spot, if you will. But first dropping back a bit more introspective, I know that some have called this the series that launched five new real estate careers already. So how transformative is this? Personally for you to do this show, besides making mom proud, it probably changes how others think of you and how you think of yourself.   Todd Drowlette  11:32   Well, my mom thought I was nuts to national television, but she's proud, but thinks I'm crazy and she's probably not wrong. How this whole thing came about was we had a show also called The Real Estate Commission, that was on Facebook watch that we averaged about 1.3 million views per episode. The premise of that show that was also called The Real Estate Commission, was, Can four successful real estate brokers take just anyone off the street and turn them into the next 100 million dollar real estate agent. It was two commercial brokers, two residential brokers. When covid happened, I said to Brandon in my office, who's part of the cast of the show, on a I was, you know, looking back now, we know how covid played out, but at the time, it was like they made the announcement, I'm somebody who works 80 hours a week, and I'm looking at potentially, could we be a year with not working and doing nothing. So I'm like, we really need to do something to market. I go, why don't we do a reality show about real estate? And he's like, What in the hell do you know about producing a TV show? I go, well, nothing, but the whole world stopped. There's got to be people. We must know, people in TV who might be sitting at home and might be willing to help produce the show. And he started laughing. He goes, Well, actually, one of my college roommates is high up at Viacom, so we called him, and we put together a whole production team of 50 people in the middle of covid, put out a casting call and filmed the show, and it did really well. And then we kind of went around to the networks and made a deal with a E, but with A and E, I really wanted to show off commercial real estate and kind of show it to the average person and show them, hey, here's this thing that people can participate and be a part of. And it's a super interesting industry because, like, when I was 22 I was the youngest exclusive Starbucks broker in the country. So have you said that coffee shop that ends up in the corner? I was the guy that, you know, Starbucks would run their software and say, you run traffic counts that are available on, you know, state, D, o, t websites. People don't realize when you're driving down the road and you see the rubber thing goes, that's actually either a traffic engineer or the state, and they're seeing how many cars a day, but they're also tracking to the hour on which side of the road. So like, why is McDonald's on the pm side of the road? Or why is Starbucks or Duncan or seven brew coffee? Why are they on the am side of the road? Because they know, looking at the traffic patterns, who's going where. So when we would negotiate a deal like that, they would say, Hey, here's the target markets we want to be in. I was the boots on the ground, so to speak. That says, Okay, let me look up the tax records and let me look up the tax maps. I know they need three quarters of an acre to an acre to fit on. They want to be at a traffic light. We need this many cars per day. Hey, it's great. If we're across the street from a university or a hospital or a major office park or a grocery anchored shopping center. Can we get out in the out parcel? There's a deal structure to it, and then you negotiate the rent and how much tenant improvement dollars, or what contributions the landlord is going to make to the deal. And that's kind of how we identify, you know, locations and negotiate. And as a broker, I get paid a percentage of that overall lease value or a sales transaction,   Keith Weinhold  14:36   well, talking about making decisions in the face of uncertainty. I mean, there it is. Case in point, you put together the architecture of a show like this during the pandemic, during the height of uncertainty. That was a really interesting thing that you said when you talk about how, for example, you probably do want to have a coffee shop located, I would imagine when you're in bound on the right. Side of the road there sort of for am traffic, 100%   Todd Drowlette  15:05   the same reason, like restaurants that are more dinner based business, businesses will be on the pm side the afternoon drive home. Or liquor stores typically like to be on the pm side of the road because people are going home, they pop in and just continue on their way home,   Keith Weinhold  15:20   right? That makes total sense to me. Todd, you do have this great command of real world negotiation tactics, helping to be sure that those prime locations, sort of like we just described, play out and happen from this $2 billion in closed deals, which is a remarkable figure. I'm sure a lot of it has to do with who you work with, who you're negotiating with. Trump was negotiating Manhattan real estate deals, and now that's pretty different, as he's trying to broker a ceasefire agreement among foreign nations. So you've got all these stories, from working with small business owners to multinational brands. So can you tell us about how who you work with changes your approach?   Todd Drowlette  16:04   You have to always know what your goal is, and the more research you know about who you're negotiating with, and the more you understand them, the better you're going to do right. Sometimes winning in negotiation is about winning. Sometimes winning in negotiation is just about not losing so sometimes I have clients that say, Get me that particular piece of real estate. I don't care what it costs me. Just get it under any circumstances. I don't care you have I have other clients like, I represent a clothing chain that's like, similar to a TJ Maxx or Marshalls. They've been around 40 years, called label shopper. They're in secondary and tertiary markets all over the country. They are very inexpensive, and they pay very low rent, and they're opportunistic. So the approach for every single deal is completely different on depending what the person's trying to do, but the tactics always the same. I always try to, as a broker, you're in the middle, so I'm always trying to figure out what are the actual deal breakers and what's motivating this side that side, and then you meet somewhere in the middle. And I try to do deals where nobody feels like you bend them over a barrel, you know, and they have a vendetta for 20 years, because it's a very small world in a very long life. So if you really stick it to somebody to the point where they hate you over it, you don't know what's that deal next week or 20 years from now that you really need and find out that person is the kid of the person you really stuck it to, and now, all of a sudden, that deal you need comes back to haunt you from the deal that you won 20 years ago. So I try to like, let people keep their pride intact, and there's a lot of like for just general negotiations. A lot of people negotiate against themselves without even realizing it. So most people fear silence, and I always say, whoever talks first loses. So if I throw out like a number, like if you were selling me something, and I said, I think my top number is $100,000 I will not speak until the other person speaks, because most people are afraid of silence. And if I throw that number out, I'm gonna go, Oh my God, he's not responding. That number is too low, and I'm instantly gonna go, well, maybe I could pay 120 or maybe I could pay 150 I've seen people do it a million times. So when I'm negotiating against people, whatever they say to me, I never respond until they talk a second time, because I wanna see how much line there is in that run before it gets to the end, and whatever number they stop at, that's where the negotiation starts. And so many people do that. They just negotiate against themselves, unintentionally   Keith Weinhold  18:31   get comfortable with silence. Oh, you just brought up so many good points there. Todd, such an important one in negotiating. You sort of touched on it is that successful negotiation is finding out what the other side wants. I might be willing to pay you full price if you give me my timeline, say you get me to the closing table in 30 days rather than 90. So terms often mean more than price. So can you speak more about how to find out what the other side wants and making sure they actually get it while still getting what you need.   Speaker 2  19:03   It depends on person. I mean, generally, this crazy and dumb of an answer as it sounds, is I just ask anyone who's blooming knows I'm a very direct person. If I won't ask you on Monday morning, how was your weekend, if I don't sincerely care how your weekend was, I'm very much a get to the point type of guy, and I find in negotiating, unless I know the person in advance, or I've done research, that there's somebody who likes to circle the wagons and go around I'm kind of a very direct right to the point kind of person. So I'll say, listen, here's things that are important to my client, what's important to you, and let me see if we can work something out that either we both can mutually agree upon and feel good about or if we can't get a deal done, I always say, I'll take a quick no over a long maybe any day. I find most people will tell you like it kind of throws people off, because most people are slick and sly, and they kind of like circle the wagons. I think people, if they like my personality, they'll find it refreshing, because whatever I say or mean is what really what I say or mean, I'm not hiding anything. So when I say, Listen, I have a client. This is what they want. Can we get this done? You'd be amazed when you're candid with people, how directly candid most people are, because it kind of throws them off, and they don't really have any choice but to be honest   Keith Weinhold  20:17   yeah, how weird this guy actually says what he means. It means what he says. A lot of people really aren't used to that type of approach. You're listening to get rich education. We're talking with the star of the upcoming A E show the real estate commission. Todd Drowlette, more, when we come back, I'm your host. Keith Weinhold    Keith Weinhold  20:35   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy?    Keith Weinhold  21:08   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds, just sitting there doing nothing. Check it out. Text family. 266, 866, to learn about freedom family investments, liquidity fund again. Text family to 66 866,   Robert Helms  22:16   Hi everybody. It's Robert Ellens with the real estate guys radio program. So glad you found Keith Weinhold and get rich education. Don't play your Daydream.   Keith Weinhold  22:35   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking with the star of the upcoming A and E show, Todd Drowlette. He's not shy. He will also tell you that he is the most prolific commercial real estate broker in the entire nation, and it's great to have him here. Todd, I know that through all your dealings, again, 1700 deals, it's put you in between a lot of interesting situations. And it sure isn't always about the numbers. Sometimes it's about the story,   Todd Drowlette  23:06   a very interesting story. So I mentioned earlier that I have a client called label shopper, that's a off price clothing chain. I was doing a deal in Oxford Maine, which is a very small town, and, you know, Central Maine, and I called up this time when fashion bug had gone out of business, and we were taking over closed fashion bugs, and they said, You got to talk to Bob. I didn't know who Bob was. Bob gets on the phone. He was the biggest stone Buster you could ever imagine. I'm negotiating the deal with and talking to him, and I realized the guy kind of just wanted to fight, and he had multiple shopping centers that he wanted us to look at. And I'm like, Bob, we have enough time to get up there. And he's like, Oh no, no. I'll send my helicopter down to millionaire in Albany, New York, and I'll pick you guys up. I'll show you my three shopping centers. I'll have you back in the early afternoon. And the same guy, while he said that was literally arguing over a difference of $5,000 on my commission that I wanted for the deals. And like, I go, I'm like, Bob. So I googled the guy, and then I realized he was a billionaire, and he had founded the NASCAR track in Loudoun, New Hampshire. I said to him, I go, I'm going to say something to him, and I'm not going to speak until he speaks. And I literally go, Bob, give me the difference of the five grand on the fees. I go, stick your helicopter. I go, and I'll drive up. And I literally stared at the clock on my wall for 33 seconds. And then finally, he's like, well, well, all right, I'll give you the money. But if you don't like that, you can go to Plum hell. And I started laughing, and I said, Okay, I go. I'll call you on Monday. So I call him up on Monday. Okay, Bob, we're gonna take the deal. We're gonna we'll drive up. And he's like, No, you sob. He's like, I'm sending the helicopter anyway. It's gonna pick you up tomorrow at 9am we end up flying up to his huge estate in Lake Winnipesaukee. We land in this like, looks like Beverly Hills, manicured garden. This guy walks up to me with his son, gets in the helicopter. After he looks at my client, Peter and I, and goes, which one of you two is Jesse? I go, Jesse, I'm like, I'm Todd, and he's Peter. He goes, No, Jesse, James robbing me blind on the commission. We birthed out laughing, and then we were friends ever since, unfortunately, he died recently, but he was, like, the most fascinating, coolest guy I met him. He was in his mid 70s. He went into his 80s, but he was literally a self made guy that, you know, grew up in Connecticut on a tobacco farm. Parents had no money, you know, never went to college, and just the most fascinating guy he could decide on a deal on the back of a napkin with a pencil he always kept in his pocket. So you never know in the world, like who you meet and who you're going to become friends with, and that's just funny stories of really fascinating, interesting people I met in very unlikely places,   Keith Weinhold  25:51   amazing. You just don't know everyone's story when you first meet them. 100% Todd, a lot of your experience has given you insight on how to help develop some of the best real estate technology in order to make deals more efficient. For example, I know you developed a software platform that's soon launching that competes with costar and LoopNet. So tell us more about what you're doing in the real estate technology space and about trends there.   Speaker 2  26:18   So we have software that's the same name as the show the realestatecommission.com it's kind of a category killer. So very, very low monthly price. People can post properties. They can search commercial properties. There's blogs so you can follow up and learn you know about commercial real estate. You can find traffic counts that we referenced earlier. You can run demographic reports and say, Hey, in this particular block, or from this street over to this river, or in one mile or three miles or five miles, how much money does the average person have? What are median incomes? What race are they? What's their education levels? That's all information that exists in the public domain, but software companies charge a fortune for it, even though it's public information. Just to aggregate it, we've put all the information, and we want the information to be inexpensive and available to the average user. The other interesting thing about what's happening right now is the larger companies are kind of asleep at the wheel, where you can buy your way to the front of search results in Google and Bing, the amount of daily searches that are going to platforms like chatgpt and other AI search engines is astronomical, and you can't buy your way to the front of those search engines right now. So if you're up on your SEO search engine optimization game, it's like resetting the clock 20 years that you have another chance to bite at the apple to get customers and clients potentially directly in front of you to your platforms. So it's a really exciting time and software right now.    Keith Weinhold  27:46   That's interesting how consumers have shifted away from Google and some of the more conventional search engines, where deep pocketed people and companies can buy their way to the top. So tell us more about really the opportunity there, because that's really interesting.   Todd Drowlette  28:01   So essentially, if you understand so search engine optimization, SEO, if people don't know what that is, that's essentially you can do things to optimize your apps or your websites that allows people it's how the Internet finds you, so to speak. So there's basically ways that you can put in code that aren't complicated things, but you can also specifically submit those things to directly to chat, GPT and the other platforms, and then they go through and they index your site, and again, they're looking at it, going well, what's the most relevant so if you look at how people are searching and what the terms are, you can figure out those terms, and then you can make sure you come up at the top of those search results. And like I said, a lot of the bigger companies in different industries, from residential real estate to commercial real other things, those people rely heavily on just buying their way to the top of search results. And you can't do that right now. And I don't remember the last stat I saw was about 30 days ago, and it was something insane, like 180 million searches a day are being done on just chat. GPT, so that is a huge market that people can get their way to the top of, where you're not competing directly with a big boy, so to speak.   Keith Weinhold  29:11   Yeah, this is a way for you to get found for sure. Todd, dealing with commercial real estate, we know that that entire industry has been subject to these interest rate resets, where in the residential one to four fixed mortgage rate world, we really haven't been so I'd love to know from your perspective, and being this broker that does all this negotiating from your unique vantage point, how have higher interest rates changed things   Speaker 2  29:39    I'm often told To never make predictions, because you can be wrong. I'm somebody who's made calculated risks my entire life, and I'm not afraid of being wrong. The commercial real estate industry, I think, is about to have a coming to God moment that I think we're three to nine months away from, and the reason for that is, unlike residential loans that are 20 or 30 year. Or 15 year mortgages that are self amortizing. Commercial loans typically have a 20 or 25 year amortization, but only a five year term, or sometimes you're lucky, a 10 year term. And what happened was, when covid drove interest rates down, I have some clients that had interest rates that were 2.5 2.8% and the problem with that is interest rates are now over six so we're coming up on that five year period where you could have the same tenants, the same income, the same taxes, same expenses, if you have to refinance in the next three to six months, and those rates don't drop by at least a point, there's going to be blood in the streets like you've never seen. It's going to make the financial meltdown in 2008 2009 look like a walk in the park because you have so many loans. That's why Donald Trump, even though he's a president, that guy is, was and will always be a real estate guy. He isn't saying why he's doing it, but the reason he's pushing for the Fed so much to drop the rate is because commercial real estate is going to get murdered if the rates don't drop by at least three quarters of a point to a point in the next three to six months. That's why you're seeing the heavy pressure from Donald Trump to the Fed, because there's a lot of commercial real estate guys that have been playing musical chairs, and there's one chair for every 10 people when the music stops. So anyone listening who's only been in one to four in that unit, if you're sitting on cash, you're going to have the opportunity to buy small strip centers, you know, small office buildings, smaller properties where you can get your feet wet, where banks are going to be giving these things back, just trying to get out from underneath them. I'm willing to be wrong. I can be the guy who said it. If something drastically doesn't change the next three to six months, you're going to have major defaults. Another thing nobody's talking about is, for the last year, home loans and credit card default rates have been sky high through the roof, which means the economy is strong, as people are acting like the economy is. It's kind of like the emperor's new clothes or new robe. The economy is walking stark naked down the street, and everybody's pretending that it's wearing, you know, fine linens. And I think the rubber is about to hit the road if interest rates don't drop very quickly.   Keith Weinhold  32:04   Tell us how bad you think it will get. For example, nationally, we've seen apartment building values fall 25 to 30% or more, and some certainly not all, but some office buildings fall in value 80% tell us more. How bad will it get? Who will it be worst for?   Todd Drowlette  32:25   So the problem with a lot of commercial loans. So a lot of commercial loans, the banks are lending money to borrowers based on the credit of the leases of the tenants. Like when you own a residential portfolio, they're looking at your credit score, your assets and liabilities, deciding, okay, we're lending you the money and we have recourse. We're gonna come after you if this doesn't work out. There are a ton in commercial real estate of non recourse loans, meaning the only thing I'm risking as the owner is this property and my down payment. If this goes bad here bank, here's the key back. You can't come after me. Personally. You can't affect my more. This is non recourse. So as those large office tenants go bad, or the economy goes bad, and all of a sudden their credit ratings, of those things drop, you're going to have banks left holding the bag to the tune of hundreds of billions, if not a trillion dollars. It's going to be bad,   Keith Weinhold  33:15   and who knows if the banks will get bailed out. I don't really know if that's the right formula, if that's the right example to set there where we publicize losses and privatize gains.   Speaker 2  33:28   I mean, they might argue it worked in 2008 2009 but even if that's the case, you still have a lot of people commercial real estate's driven by ego. So before the the actual foreclosures that can take one to two to three years to finalize out with the court systems. You still will have people doing short sales. So there will be a big opportunity for people to make a leap into commercial real estate. And guys ahead of me that you know taught me the business always said you make money in real estate when you buy, not when you sell. Anytime you can buy $1 for 50 cents, you buy that dollar. So if the market drops, and you know, that's a great location of a great property that has a good roof, has good mechanicals, is in a great location. If that thing was trading for $4 million and you can buy it for 1.5 million today, that's when you buy and then you write it back up. And you know, there's guys like me, I negotiate and broker for a living, so I have an advantage that I can go out and get the tenants and find the tenants. But there's guys that do what I do, and women that do what I do, all over the country. So people can start aligning themselves with local commercial real estate experts. And maybe it's the time that they can say, You know what, maybe I'll buy a 10,000 square foot office building and give it a try. Maybe I'll buy a two or three unit strip center that has a nail salon or a beauty salon or things in it that Amazon isn't going to come along and knock out of business.    Keith Weinhold  34:52   What sectors are going to have the best opportunities?   Todd Drowlette  34:55   I'm heavy, heavy, heavy on office so I'm a big proponent of reading books that are out of college. Be right. So I love reading books that were written interviewing the robber barons, you know, the Rockefellers, the carnegies, but were written at the time they were still alive. And there's one thing, when you go back to like the panic of 1893 or 2001 you can go back and look at all these things that happen, and things are based on cycles. And one thing I can tell you with absolute certainty is the people who don't panic in times of panic when everything drops and falls apart. They're the people that in the shortest window in a two to three year recovery period where that dollar dropped at 50 cents, and it's just coming back to $1 but they bought it at 50 cents. They're the guys in like every 10 or 15 or 20 years that ride a two or three year upscale when everybody else is panicking, that's when they buy the stocks, that's when they buy the real estate, when it's low, and then they ride it back just to normal. It doesn't have to get better, it just has to go back to sea level. And I think that's about to happen in commercial real estate. And I think office is a great market because it's been getting murdered in the headlines since covid, but in any headline, there's always an opportunity, because that scares a ton of people out and people will fire sale stuff because they think it's bad and there isn't bad real estate, there's bad deals. And if you overpay for something, they're the people who get hurt. If you underpay and buy something in a value, you can make deals other people can't, and you don't take the hits the way other people take the hits. People need to be conservative. So many real estate people are like, Oh, put as little cash into the deal. Borrow as much as you can. Highly leverage, leverage deals, leverage deals. And that's fine when it works, but when it doesn't work. You know, people who could have a $50 million net worth that become broke overnight because they never took the money off the table. To me keep some of that money in, pay down your debt and just increase your cash flow and work off the cash flow. That's always been my strategy. I have friends who make a fortune and they live that high life. I like calculated risks, and to me, I never want the bank to be my boss. I like being the boss's bank, and if you owe them too much money, and especially if people cross collateralize loans and say, this is a great property, but let me borrow against it to buy this property and this property, that can be the domino effect when it goes badly all of a sudden now you put all your assets at risk. I always strongly encourage people to not do that and to keep their loans and to keep their assets separate.   Keith Weinhold  37:18   Yeah, loan terms can certainly be more precarious on the commercial side than the residential side, much of it due to fixed versus variable. History doesn't repeat. It often rhymes, and sometimes in some sectors, you want to be that buyer, when the reaction to you buying is like, are you nuts? What are you doing? Maybe office is at that point. Todd, this has been a great chat about negotiation and industry trends and more. Again, the Real Estate Commission, the show on A E debuts October 12, Todd. Do you have any last thoughts, or maybe a call to action for our audience if they want to learn more about what you're up to?    Speaker 2  37:56   Yeah, if they want to visit the realestatecommission.com my instagram handle is at better talk to Todd and at the real estate commission, and the show begins airing on October 12, on a next day streaming. And I think people, if they have interest in real estate, will find this show fascinating, if not at me at better, talk to Todd and tell me what you think of the show,   Keith Weinhold  38:20   Todd. It's been an engaging chat. Good luck on the TV show. It's been great having you here.   Todd Drowlette  38:25   I would love to come back anytime, and thank you so much for having me. I always appreciate your time. And I love the podcast,   Keith Weinhold  38:31   yeah, and I appreciate that Todd is a GRE fan. It's always great to have celebrity listeners like him, but to me, it's just as special to have you as a listener. What a wide ranging conversation between Todd Drolet and I today. It just shows the breadth of his knowledge. And Drolet is spelled D, R, O, W, l, e, t, t, e. You know, these prominent negotiators, including when we had Chris Voss here, they don't have this disposition of some vicious pit bull. Instead, they come off as reasonable. It doesn't feel hard nosed like using well placed silence that Todd talked about today, he's a pragmatist, and even comes off as likable. See if you can feel that, and video helps here, the video of our chat today might be on our get rich education YouTube channel by now, when you drive around, have you wondered about that? Before? You know that was super interesting about how coffee shops are on the am side of the road, meaning, as you're inbound toward a city center, they'd be on the right side a liquor store on the pm side. You've got to think about how humans interact with real estate. For example, a car wash that's best placed on the. Pm side of the road. I mean, most commuters, they don't leave extra time during their morning commute to get their car washed. They don't want to feel rushed. People are more likely to wash their car after work. So it'll be on the right side outbound, which is the pm side. And let's keep in mind too, that the US and Canada, for better or worse, have car centric cultures. So these things matter here more than they would in, say, the Netherlands, the location of commercial real estate. I mean, it comes down to tax maps and traffic counts and income levels in this AMPM side, and some want to be at a traffic light, you're going to get more traffic if it's already stopped or slowed down, is it across from a university or a hospital or a grocery anchor shopping center that makes it more desirable for a location? So really some interesting demographic and economic considerations there. Todd likes office real estate as return to Office. Policies help somewhat with absorption there. It is not accurate to say that office real estate is dead, perhaps permanently contracted. Is more like it, yes, the scenes from another popular show, the office with Dunder Mifflin in Scranton, Pennsylvania. Those scenes are diminished, but they are going to live on. Speaking of popular shows, check out our friend Todd Drolet in the real estate commission starting October 12 on A E, besides being entertained, it might make a daunting topic like commercial real estate feel somewhat more approachable for you. Big thanks to Todd Drolet. As far as listening to get rich education every week, what you've got to do on most platforms to ensure that you don't miss it is be sure to find the Follow button. Hitting follow will get it delivered until next week, I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 3  42:08   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  42:31   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate, video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866, you    Keith Weinhold  43:47   The preceding program was brought to you by your home for wealth, building, get richeducation.com   

Frankie Val, Adel Nero, and Zak “RedPill78” Paine tackle the disturbing details of the Minneapolis church shooting, exposing the shooter's trans identity, manifesto, and ties to a dark subculture that idolizes mass killers. They rip apart mainstream media spin that tries to mask the real issues, pointing instead to mental illness, SSRIs, and the dangers of gender ideology pushed on kids. The hosts discuss RFK Jr.'s call to investigate psychotropic drugs, the CDC shake-ups under Trump, and how decades of Big Pharma corruption have destabilized public health. From Fort Bragg's “dead wife summer” tied to anti-malarial drugs, to homeopathic alternatives buried by Rockefeller medicine, the episode is a raw, unflinching look at how greed and lies have poisoned society. They close with Trump's crackdown on crime in D.C., Kash Patel labeling the attack domestic terrorism, and Tulsi Gabbard's revelations about 2020 election “burn bags,” weaving it all into a bigger picture of cultural decay and a fight for accountability.

Twenty years ago this week, Hurricane Katrina—still the costliest natural disaster in U.S. history—made landfall in New Orleans. Many mark the storm as the transition point to a new age of extreme weather impacts. The Federal Emergency Management Agency more than tripled the size of its Disaster Relief Fund going forward as a result of Katrina and two other major hurricanes in 2005.  Yet two decades later, disasters of this scale have become so common that FEMA has been on track to run out of its Disaster Relief Fund for the second year in a row, unless Congress issues an emergency aid package.  And in this anniversary week, more than 180 FEMA employees have endorsed a letter submitted to members of Congress, urging their defense of the agency's continued operations in spite of the President's stated intent to eliminate or severely curtail its funding. The 36 co-signers that opted to use their names have been placed on administrative leave until further notice, The New York Times reports.  This is the context for today's conversation with the host and co-creator of the Peabody Award-winning podcast miniseries “Floodlines”, Vann R. Newkirk II.  Vann traces the events surrounding Hurricane Katrina as a demonstration of the ways a community's risk exposure and recovery assistance are often determined by race and class.  These disparities became nationally visible both in the immediacy of the disaster and long after, as some New Orleanians were able to return and recover their homes and livelihoods, while for many others such recovery still remains out of reach.    Duke and Vann also look at Hurricane Katrina's invigoration of a national and federal movement for environmental justice. Now that this work is being targeted and dismantled, they discuss how to maintain focus in the face of such dramatic reversals and the implications for the next major storm.   Be sure to tune in again next week when we look further into the post-Katrina recovery period with one of its primary leaders, HR&A President and CEO Jeff Hébert, who formerly served as first deputy mayor for the City of New Orleans, executive director of the New Orleans Redevelopment Authority, and as one of the first chief resilience officers appointed under Rockefeller's 100 Resilient Cities initiative.  Relevant content from Vann R. Newkirk II Listen to the “Floodlines” podcast series, including “Part 9: Rebirth”, released five years later  “Why the EPA Backed Down” (The Atlantic, September 2024)  “What America Owes the Planet” (The Atlantic, June 2024)  “The Coronavirus's Unique Threat to the South” (The Atlantic, April 2020)  “Climate Change is Already Damaging American Democracy” (The Atlantic, October, 2018)   Relevant articles and resources  “Banks accounts for $20B climate program frozen amid Trump administration scrutiny” (The HillI, February 2025)  “The Color of Coronavirus: COVID-19 Deaths By Race and Ethnicity in the U.S.” (APM Research Lab, October 2023)  “An Exodus Unlike Any Other: Why Half the People in This Community Moved Away After Hurricane Katrina” (ProPublica, December 2022)  “Flooding Disproportionately Harms Black Neighborhoods” (Scientific American, June 2020)  “Hurricane Flooding and Environmental Inequality: Do Disadvantaged Neighborhoods Have Lower Elevations?” (Socius, 2017)  “Remembering Katrina: Wide racial divide over government's response” (Pew Research Center,  August 2015)  Related Ten Across Conversations podcasts  Catherine Coleman Flowers: A National Voice for Rural and Unincorporated America  Financing Our Future: Justice40's Legacy Beyond November  Envisioning a Just Future for All with Dr. Robert Bullard  Credits:Host: Duke ReiterProducer and editor: Taylor GriffithMusic by: Hanna Lindgren, Lupus Nocte, HushedResearch and support provided by: Kate Carefoot, Maya Chari, Rae Ulrich, and Sabine Butler  About our guest:Vann R. Newkirk II is a senior editor at The Atlantic and is host and co-creator of the 2021 Peabody Award-winning podcast miniseries “Floodlines,” which documented Hurricane Katrina, and of the 2023 podcast miniseries “Holy Week”. He is an ASU Future Security Senior Fellow, Fellow of the New America Political Reform Program, and 2022 Andrew Carnegie Fellow. In 2024, Vann was named Journalist of the Year by the Washington Association of Black Journalists.

By the late 1980s, Christian Karl Gerhartsreiter is now known as New York City bond trader Christopher Crowe. But even the Wall Street lifestyle is not quite glamorous enough for him. So he decides to transform once again, this time into a billionaire heir: a Rockefeller. With his new last name, he meets the woman of his dreams and settles into the leisurely life he's always wanted. But when his past catches up with him — skeletons and all — it'll all go up in flames. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're excited to welcome back estate planning attorney Bill McQueen of Legacy Protection Lawyers! This episode dives into common estate planning mistakes, the nuances of trusts versus wills, and strategies to protect your assets and heirs. From funding trusts correctly to understanding step-up in basis, Medicaid planning, and safeguarding inheritances from creditors, Bill breaks down complex topics in a clear, practical way.   Learn more about Bill and Legacy Protection Lawyers Contact info: www.legacyprotectionlawyers.com Phone 727-471-5868   Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com   Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information discussed during this podcast are not intended to provide tax or legal advice. Investments involve risk, and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed on this podcast. Past performance is not indicative of future performance. Insurance products and services are offered and sold through individually licensed and appointed insurance agents.   Marc: It's time once again for another edition of Retirement Planning Redefined with John and Nick, Financial advisors at PFG Private Wealth. Find them online at pfgprivatewealth.com. That's pfgprivatewealth.com. And we're excited to have our guest speaker, Bill McQueen, back with us to continue our conversation about estate planning, and trusts, and probate, and all these pieces that we need when it comes to our retirement strategies. And, of course, Bill is from Legacy Protection Lawyers based out of St. Petersburg, Florida, and we appreciate your time once again. Bill, welcome in. How are you?   Bill McQueen: Doing wonderful. Thank you.   Marc: Absolutely. Good to have you back. Nick, my friend. What's going on this week? You doing all right?   Nick: Oh, yeah, just fighting the Florida heat.   Marc: Well, if you picked Florida, right, it's hot.   Nick: I will lose. Yeah, I will lose, for sure.   Marc: I mean, versus Buffalo, right? You got your choice there.   Nick: Yeah. Rochester, yeah, close enough. But, yeah-   Marc: Oh, yeah. Okay.   Nick: ... for sure. This time of year, I'd rather be there, but it's understandable.   Marc: Par for the course? All right, I got you. Well, we're happy to have Bill back. And, of course, if you guys have questions about estate planning, definitely reach out to he and his team at LegacyProtectionLawyers.com. That's LegacyProtectionLawyers.com. And Bill, we were talking a lot about, obviously, trusts and funding them, and all the different kind of pieces that go in there. So, on this final episode, this part four of the series, we want to talk about some of the common mistakes and things that you guys see as professionals, then try to help people avoid these or highlight some of the things. So, we talked as we finished off about the funding issue of a trust. What are some other common mistakes that you tend to see?   Bill McQueen: First off, I would say it might not be considered a common mistake, but a common misconception. A lot of people who think that, "Well, hey, I've created this revocable trust, and so my assets aren't in my individual name. Now they're held by my trust. And so, if something were to happen and I were to be sued, for some reason, my wealth is protected inside this trust." And unfortunately, that's not the case with a revocable trust. Again, the revocable trust just acts as a substitute for your last will and testament. And because the person who creates it has so much control over those assets, they can do anything they want with those assets. If somebody were to sue them, there'd be a lawsuit of some sort, and a judgment was entered against that person who created that trust. Those creditors can get at those assets that are inside the revocable trust no differently than if they were held in the person's individual name. So, that's something that we always need to advise clients that they're well aware of. There may be other ways to protect their wealth from creditors, but putting them in a revocable trust does not give them credit or protection from that standpoint.   The other thing that comes up fairly frequently is, I have real estate, and should I put it in my revocable trust or not? If that real estate is something that's not your primary home or your residence here in Florida, we would definitely say do that, and especially if the clients own real estate outside the state of Florida. They might have a vacation home in North Carolina or something like that. If they own that home in their individual name and they die, and we're using a will-based plan, not only are we going to have to do a probate administration down here in the state of Florida, but we're also going to have to do one in the state of North Carolina as well, a second one, because each state's very protective of their real estate. Whereas if they go ahead and deed that real estate into the revocable trust, then we avoid probate both in Florida and in North Carolina.   The issue, though, as to the primary residence, because under Florida law or Constitution, that's considered your homestead, and there are certain benefits that come from that, like a tax break, and it makes your home creditor protected, there are some restrictions on where your homestead can go, who can get it after your death if you're survived by a spouse or minor children. And so, that comes into play as to can we put that home into the revocable trust? And it used to be we would usually advise people not to do that if they're married because of these restrictions that were involved. Now we can do it if it's done properly, but there needs to be some special waiver language and things that are included in the deed. And unfortunately, if somebody puts it into their trust and they don't do the deed properly, then when they die, it's considered what we call an invalid devise. And that home may be going to people other than where they wanted it to go underneath the terms of their trust. So you can do it, and we do it for clients, but you definitely want to make sure you're getting good advice when you're setting something up like that.   Nick: Yeah, I would say that's one of the most common questions that people have. Oftentimes, what leads people to act, obviously, hopefully, it's from working with advisors and stuff like that, but people talk amongst themselves. A lot of times, it's friend or family that are like, "Hey, my brother just retired and they got a trust put into place. Do you think I should do something like that?" And sometimes, the answer's like, "Well, hey, we've been telling you to do it for the last 10 years. But also, yes, there's things that can make sense to do, but you need to make sure that you work with somebody to understand the nuances." Because I would say one of the most common mistakes that people make is when they do talk with their peers, siblings, etc., that oftentimes they don't understand the dynamics between the differences of their situations. And so, somebody like Bill and the people at Bill's team can help walk them through how that works. And the majority of people, no matter what the situation is, when they're working with an advisor or an attorney, they have some sort of real estate holding, and so that's often one of the most common questions.   Marc: Yeah. No, it makes sense. With you asking that and talking about that, Nick, Bill, what's your thoughts on people who say, "Well, who should draft this?" Right? Or, "Can I just go on to one of these, for lack of a better term, robo-advisors or robo-lawyers?" Right? I mean, you should be sitting down with an attorney in your area because state to state, law is probably a little bit different. I'm sure there's some things that are probably the same from place to place, but you want to make sure you're getting advice on your specific situation, not one of these cookie-cutter type deals.   Bill McQueen: No, a really good point. Estate planning is specific per the state where you're residing, and that's the laws that will apply at the time of your death, so it is important that you're talking to an attorney who is licensed in that particular state where you live. But I would definitely advise against a do-it-yourself estate plan.   Marc: Right.   Bill McQueen: And there are a lot of, especially with the internet nowadays, various online programs where you can draft your own will or trust. The big problem with that is you'll never know if you're the drafter of a do-it-yourself will or trust, whether you did it right, because we won't know that. We won't implement it until after your death.   Marc: And you won't know until it's too late. Well, it's too late for you, obviously, but your heirs are suffering. Right?   Bill McQueen: So, if there's problems with it, we can't go back and correct it or change it. So that's very important. I also always tell people it would be ... I highly recommend you go to somebody who specializes in the area of trust and estates planning. You wouldn't want me to handle a criminal law matter for you, and you probably don't want a criminal lawyer to try to draft your will or trust.   And just to show you what the problems can be, as recently as within the last decade here in our state of Florida, our Florida Supreme Court had a case, that's our highest court here in Florida, where a lady drafted her own will. Actually, I think it was pre-internet. It was a form will or whatnot, but she left out of that will what we call the residuary provision, which is where the remainder of her estate goes, and that's where the bulk of her estate would go. And it was very clear, the court said, that her intentions were to leave it to her sister, but that's not what the will said. It was done improperly. And so the wealth went to someone else, and the court said they felt really bad about that, but they have to go with what the will said. And the will was validly executed and everything. It just wasn't properly constructed, and so, unfortunately, her estate went somewhere other than where she wanted it to go, and we don't want that to happen.   Marc: Yeah. In a world where we can turn to the internet for so much stuff, there's just certain areas where I feel like it's just not a good idea. Right? Legally has got to be one of those. It's got to be the tops for a lot of those things. Nick, what else?   Nick: Yeah. And these things tie together a little bit. I was having a conversation with a client the other day, and I've seen this in other instances, where clients in their 40s, the parents of the clients are in their 70s, and there's some concern on future healthcare planning. And from the standpoint of the transition potentially to Medicaid and/or titling assets, whether it's a home, whether it's other types of assets like investments, so obviously non-retirement, putting the kids on accounts to try to protect those assets per se and the future inheritance while somebody to qualify. Now, I know this is a long, convoluted thing, but I guess, just in general, especially in the state of Florida, maybe helping people understand is that primary homestead residence protected and/or just the definition or an explanation of step up in cost basis and how big of a deal that can be to somebody down the road. I know it's a lot there, so break it up and down, whatever.   Bill McQueen: That was a lot, Nick. The issue regarding Medicaid, what I would say there is if we have clients where somebody, a parent, has maybe been diagnosed with early onset of dementia or something like that, so there's a high likelihood that they are going to need long-term care in the future. When that arises, they'd like to qualify for Medicaid as soon as possible. We can help them do that through using a trust. It's an irrevocable form of a trust where we can move assets that otherwise would be what we call countable assets, meaning that the government says you have to spend those assets first before Medicaid will take over and start paying for the long-term care. And we can move them into this irrevocable trust so that when they do reach that stage that they need the long-term care, hopefully, they can qualify right away. And this wealth that's in this trust will then ultimately still be there and able to go on to their kids rather than go to pay for the nursing home care.   That, though, has to be done well in advance of qualifying for Medicaid or trying to, basically, five years in advance. So, this is definitely a very proactive, forward-looking planning-type procedure. And it's not something that can be done once they need to get on Medicaid right away or on the near-term standpoint from that part of the equation. Here's my basic advice. Whether it's Medicaid or anything else, people will say, "Hey, well, what I'm going to do, I'm going to put my children's names on accounts with me in joint names, so one, they can maybe help pay my bills and stuff like that. Two, when I die, that asset will just pass by operational law to my child, so it won't go through the probate process, and I don't have to worry about probate."   I highly advise clients typically not to do that. One: when you put your child's name on that account with you jointly, at least as to regards to the bank or the brokerage house, that child now has the right to take all those funds that are in that account. Hopefully, they won't do that while you're still alive, but that could possibly happen. But two, the child might get sued or go through a divorce, and somebody else now might be trying to take those funds that are in the parent's account. So we would highly advise against that and instead, let that child maybe be given a durable power of attorney that I think Nicole spoke with you about in one of the earlier episodes so that they can help pay bills and do stuff like that, but they have no ownership rights in those accounts that maybe somebody else could get at those accounts that the parents will need before their death.   One big thing for estate tax or death tax planning purposes, the amount of wealth now that people can leave at their death or give away during their lifetime is at an all-time high watermark. Very few people pay federal estate taxes anymore, less than one-tenth of 1% of the US population. And here in Florida, as a Florida resident, all we're concerned about is the federal estate tax laws. So, instead, what we focus on is income tax planning for our clients. And so it would be much better for actually those parents not to, for instance, give away assets before they die to their children because what happens is if the parents die owning assets that have a lot of appreciation in them, that's been unrealized, and by example, maybe they've got a house that they bought for $200,000 30 years ago that today is worth a couple of million dollars here in Florida, if they give that house away to the child before their death, the child gets what we call a basis in that asset that's a carryover basis. It's equal to the $200,000 the parents paid for it.   And so, if the children ever sell that house, maybe after the parents die, they're going to have to recognize income tax or capital gains tax on that million eight of gain. If instead they hold onto the home, the parents, and when they die, they leave it to the children, that home then gets a step-up in basis for income tax purposes to what the house is worth at the time of the parent's death, the $2 million. So if the children sell the house soon after their parent died, they're going to pay no income tax, no capital gains tax, they get the full $2 million, and Uncle Sam doesn't take any of it in the form of income taxes. So, it's very important that people be cognizant of what the potential income tax effects could be if they're talking about giving away assets prior to their death versus holding onto them and passing them to their beneficiaries after death.   Marc: Yeah, tax efficiency, right? It's just as important when we're no longer here, and our heirs would certainly appreciate that as well. Any final thoughts or anything that I didn't cover, Bill, that you'd like to share with folks when it comes to estate planning in general and what you guys do at your firm?   Bill McQueen: Sure. I guess one thing I would just mention, and we've talked a lot about probate avoidance, but with a trust, a trust can do a whole lot more. And I guess I would just give one example. It's not uncommon for us to have families nowadays that are often blended families, so it's a married couple and they have children from earlier marriages. For those of my generation that grew up watching The Brady Bunch, a family like that. And by using a trust properly, what usually most married couples want to do, one thing we don't know from an estate planning standpoint which spouse is going to die first. And usually, the spouses want to make sure the surviving spouse is well taken care of for his or her remaining lifetime, and then the assets go down to all of their children from both sides of the family.   So, one way to do that is just when the first spouse dies, they leave everything outright to the surviving spouse, with the hope and understanding they're going to leave everything to all six children in this example. But what can happen is when they do that and they leave the assets to the surviving spouse, that now becomes his or her assets. And again, they can change their estate plan after that first spouse died. Instead, what can be done through that revocable trust is we leave assets into a new trust, a marital trust for the benefit of that surviving spouse, so he or she's well taken care of for the rest of their life, but that trust, that marital trust, is irrevocable. And so, the first spouse to die knows their surviving spouse is going to be well taken care of, but they also know when the surviving spouse dies, where the assets are going to go, and it's locked in that it will go to their children as well and not just maybe the surviving spouse's children.   And then the last thing I would say is when we pass the assets to the children, often, most people think the easiest thing is just to leave assets to the children outright. And that can be done that way, but it's often not the most effective. Often, nowadays, we will leave the assets to the children in a trust, and we'll let the children be the trustee of their own trust so they get their share of the inheritance. They have it in their own trust that they're the trustee of, but this type of trust does give that child asset protection. So, if the child ever gets sued during their lifetime, be it age 25 or 85, a creditor can't get at the inheritance inside that trust.   Also, if the child is married or gets married and unfortunately goes through a divorce, their former spouse has no rights to the assets inside this trust either, because legally, the child does not own those assets individually. They're owned by this trust that the child controls and the child's the primary beneficiary of, but it's insulated from what I'll call bad people being able to get at their inheritance from that standpoint. So, that's really how we try to protect that inheritance and pass it down to the people we want and keep those creditors and predators away from their inheritance from that standpoint.   Marc: Got you. Yeah. I'll ask you this final question, and I set Nicole up with this as well. Just in general, I think, mindsets have changed through the years, but people often, many years ago, thought, "Well, you have to be really wealthy to A, have a financial advisor, and B, have a trust. You must be a Rockefeller or something like that." And that's just not the case anymore. So, are you seeing more people starting to realize or understand that this could be a useful tool for them in working with someone, and not just something for the ultrarich?   Bill McQueen: Oh, definitely. We serve clients of all different sizes and net worths, and I tell my clients there is no bright line test as to when it makes sense to have a trust as your primary estate planning document versus a will. But if I had to use a rule of thumb, I would say if somebody has assets that are over a couple of hundred thousand dollars, it probably is more beneficial to use a trust as the primary estate planning document rather than a will because, again, looking back to my youth, there used to be a commercial, the Fram oil filter commercial, that they always said, "Pay me now or pay me later."   Marc: Right, yeah.   Bill McQueen: Yes, putting a trust-based plan into place is probably more expensive than a will-based plan, but it's not that much more expensive, and all the benefits you get far exceed the cost of when they do die, what it's going to cost going through the probate process. So, just looking at it from a cost factor alone, I would say most anybody would pretty much benefit from having a trust-based plan versus a will-based plan.   Marc: Bill, does that include the home value as well? Obviously, those have skyrocketed the past few years, so it'd be pretty easy to get to a couple of hundred grand.   Bill McQueen: It would, yes. And I would include the home value in that as well, yes.   Marc: Okay. All right, Nick, any final thoughts from you before we go?   Nick: Really, I think the takeaway, and a lot of things have been pointed out, and something that we try to emphasize with people, whether it's financial planning, whether it's legal planning, is that strategy and how just a couple of decisions can make a dramatic impact on somebody's overall situation and plan. Oftentimes, and Mark, you alluded to it, where people, for many years, had this perception of, whether it's an advisor or an attorney, it's something that only people with really substantial amounts of money have. And if anything, people with substantial amounts of money, they have a bigger buffer. You know what I mean? And can make more mistakes and recover, but really, a handful of decisions for a typical client that's worked hard their whole life, saved a whole bunch, paid off their house, want to enjoy their retirement and hopefully pass on some money to their kids, they can really benefit from strategy planning and adapting to what's going on.   Marc: Yeah. For lack of a better term, Middle America, right? I mean, a lot of folks in Middle America could certainly use a team, a financial and legal team. And so, if you need some help, reach out to, of course, Bill and Nicole and their team there at Legacy Protection Lawyers. That's LegacyProtectionLawyers.com. That's where you can find them online, Legacyprotectionlawyers.com, or call 727-471-5868. We'll put a link in the show descriptions of this week's podcast as well. And you can also, as always, go to Pfgprivatewealth.com to get in touch with John and Nick. Don't forget to subscribe to the podcast, Retirement Planning Redefined, on Apple, or Spotify, or whatever podcasting app you enjoy using. Bill, thank you so much for your time. Great information. We really enjoyed having you here.   Bill McQueen: Thanks for having me, Mark and Nick, appreciate it very much. Enjoy it.   Nick: Thanks, Bill.   Marc: And we'll see you next time here on Retirement Planning Redefined with John and Nick.

In this episode of Unleashing Intuition Secrets, host Michael Jaco is joined by Noah from Optimum Nutrition to unpack one of the most controversial health questions of our time: raw milk vs. pasteurized milk. Together, they explore the history of pasteurization and how it reshaped public perception of milk, the health risks linked to pasteurized milk, and the powerful benefits of raw milk that have been overlooked or suppressed. From its rich nutritional profile — packed with vitamins, enzymes, and probiotics — to the ways it supports immunity and gut health, this conversation reveals why so many believe raw milk is a truly superior natural food. Michael and Noah also offer practical guidance on safely sourcing and consuming raw milk, empowering you to make informed decisions about what's really nourishing your body. If you've ever wondered whether we've been misled about “milk doing a body good,” this episode will open your eyes and challenge everything you thought you knew. Get the New Peptide Bundle!  USE CODE JACO & SAVE 10% https://www.liveoptimum.co/products/intuitive-bundle   00:00 Introduction and Guest Welcome 01:37 The Benefits of Raw Milk 05:23 Historical Context of Milk Consumption 09:24 Rockefeller's Influence on Milk Pasteurization 15:14 The Shift from Naturopathic to Allopathic Medicine 24:40 Modern Raw Milk Advocacy 36:06 The Importance of Epigenetics and Probiotics 36:59 Personal Experiences with Milk and Health 38:28 Bodybuilding and Milk: Myths and Facts 39:13 The Benefits of Raw Milk 41:17 Nutrient Profile of Raw Milk 51:02 Probiotics and Enzymes in Raw Milk 57:37 Sourcing and Quality of Raw Milk 59:19 Supplements to Complement Raw Milk 01:01:56 Conclusion and Product Promotion     LANDING PAGE for people to get a "FREE" precious metals consultation with Dr. Kirk Elliott: https://www.kepm.com/jaco/ Affordable Cell Activation Technology with LifeWave: Experience miracles with a deep discount as a Brand Partner https://www.lifewave.com/michaeljaco https://michaelkjaco.com/liveyoungerwithmj/ Power of the Patch Information Resource: Go to: https://liveyounger.com/ AGE REVERSAL WITH GHK-Cu Copper Peptides contained in X-39 and X-49 https://copperpeptidebreakthrough.com Join us every week for Michael Jaco's Miracle Monday Meeting at 6:00 PM EST for Product Testimonials & Questions This 50 Minute Meeting Will Teach You Everything You Need To Know About Phototherapy & LifeWave!! ~ Great for Guests, Customers & Brand Partners ~ ⏬ Click the link below for Meeting access ⏬ Join Zoom Meeting https://us06web.zoom.us/j/87949021063 JoinMichaels Business Builder Webinar ~ Friday 6:00 EST Tune in weekly to Michael Jaco's LifeWave Business Builder Webinars feature LifeWave's top leaders sharing proven strategies, business tips, and real-world success stories to help you grow your organization and achieve lasting financial success. ⏬ Click the link below for Webinar access ⏬ https://us06web.zoom.us/j/86714931635?pwd=WQ8UTQc8o95A1g5q7bOAnRW79mPJep.1 Shop Intuitive Wellness Products to reverse the devastating effects of the vaccine impacts on cardiovascular, reproduction and greater potential for death at any time in history. Also increase overall health and resistance to all disease and inflammation. https://intuitivewellness.michaelkjaco.com/ INTUITIVE ULTRA CLEANSE/INTUITIVE OCEANS VIDEO ON DETOXING ALL FOODS: https://www.diseasediscoverychallenge.vip/food-dtox WAVWATCH - The revolutionary selfcare watch that's designed to support the health of your mind AND body! This one-of-a-kind watch provides anxiety relief, pain support, productivity boost, immune system enhancement, and more!

How many female entrepreneurs, merchants and industrialists can you name? We all know the names Rockefeller, Medici and Ford, but what about Priscilla Wakefield, who founded the first bank for women and children? Or the businesswoman Julia Felix, who built a property empire in Ancient Rome? In her new book, Economica: A Global History of Women, Wealth and Power, Dr Victoria Bateman charts the vital contributions made by women to humanity's path from poverty to prosperity. In this episode, she sat down with historian Caroline Dodds Pennock for a wide-ranging conversation - from the market queens of 18th century West Africa to the everyday working women of the Industrial Revolution, to the women who laid the foundations for the computer industry. She shows that throughout history, civilisations thrive when women are working alongside men, and decline when women are forced away from paid work into the home, and explores the lessons these histories hold for our economic future. Victoria Bateman is a feminist economist and academic. Economica is available now. If you'd like to become a Member and get access to all our full conversations, plus all of our Members-only content, just visit intelligencesquared.com/membership to find out more. For £4.99 per month you'll also receive: - Full-length and ad-free Intelligence Squared episodes, wherever you get your podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series - 15% discount on livestreams and in-person tickets for all Intelligence Squared events  ...  Or Subscribe on Apple for £4.99: - Full-length and ad-free Intelligence Squared podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series … Already a subscriber? Thank you for supporting our mission to foster honest debate and compelling conversations! Visit intelligencesquared.com to explore all your benefits including ad-free podcasts, exclusive bonus content and early access. … Subscribe to our newsletter here to hear about our latest events, discounts and much more. https://www.intelligencesquared.com/newsletter-signup/ Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

One of the most important years in American history was 1913, and everything really changed after that. The bankers took control of the United States banking system and the US Dollar with the Federal Reserve Act, lighting the slow fuse towards economic destruction and the subjugation of the general public. The collection arm of the Federal Reserve was also born in 1913 when the Internal Revenue Service was created by Congress, and the battle against Americans began. The Rockefeller Foundation began the process of taking control of the American medical industry, all while pushing eugenics through think tanks such as the Population Council. Even the American Cancer Society turns out to be a Rockefeller scam, also launched in 1913. The Octopus of Global Control Audiobook: https://amzn.to/3xu0rMm Hypocrazy Audiobook: https://amzn.to/4aogwms Website: www.Macroaggressions.io Activist Post: www.activistpost.com Sponsors: Chemical Free Body: https://www.chemicalfreebody.com Promo Code: MACRO C60 Purple Power: https://c60purplepower.com/ Promo Code: MACRO Wise Wolf Gold & Silver: www.Macroaggressions.gold LegalShield: www.DontGetPushedAround.com EMP Shield: www.EMPShield.com Promo Code: MACROChristian Yordanov's Health Program: www.livelongerformula.com/macro Above Phone: abovephone.com/macro Promo Code: MACRO Van Man: https://vanman.shop/?ref=MACRO Promo Code: MACRO My Patriot Supply: www.PrepareWithMacroaggressions.com The Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471 Augason Farms: https://augasonfarms.com/MACRO Activist Post: www.ActivistPost.com Natural Blaze: www.NaturalBlaze.com Link Tree: https://linktr.ee/macroaggressionspodcast

Send us a textDo you meticulously plan your business strategy but wing it when it comes to your family's future? You're not alone. In this powerful episode, Tyler McCart shares a wake-up call for marketplace Christians about the glaring disconnect between how we approach business planning versus family planning.Tyler recounts a story from speaker Randy Pope who, at a business conference, challenged executives on this very contradiction. These leaders unanimously agreed they would never invest in a venture without a comprehensive plan, yet when asked about their life and family plans, the room fell silent. This revelation becomes the springboard for Tyler's passionate call to create family constitutions—frameworks that unite spiritual values with financial legacy.Drawing from biblical principles and personal experience, Tyler explores how a family constitution serves as the North Star for generational wealth transfer that honors God. He outlines practical steps for defining family values, creating a shared vision, and establishing governance structures that can preserve both spiritual heritage and financial resources across multiple generations. Just as Moses documented Israel's stories in the Torah, Tyler encourages families to document their values and formative stories to guide future generations.This isn't about controlling your children's paths, but rather establishing a structure that can help pass along generational values and wealth for three generations or more. Tyler references the Rockefeller family's seven-generation success as an example of what's possible with intentional planning.Ready to stop compartmentalizing your faith and finances? Connect with Tyler about family banking and legacy planning through the contact information in the show notes. Whether you're just starting your personal life plan or ready to create a comprehensive family constitution, this episode provides the blueprint for building a legacy that matters.Support the show

We all dream of building our own funding empires, but there's one giant wall that stops almost everyone dead in their tracks: getting a consistent flow of quality leads. It can be the most frustrating part of the business. But what if I told you the problem isn't your strategy, but your mindset? In this episode, I'm breaking down the one thing all the greats—from Rockefeller and Carnegie to the billionaires of today—understood about getting their name out there. It's about being bold and unapologetic about the value you provide. You'll hear a story about two of our partners who landed new business just by having a conversation over lunch. Find out the simple mental switch you need to flip to start attracting opportunities everywhere you go. When it comes to lead generation, I see two main paths you can take. While one involves paying for ads, the other is a powerful, no-cost strategy that completely transformed our business. We used this exact method to sign up 400 referral partners in our first year, which has now grown to over 12,000 partners sending us thousands of leads every month. You'll have to listen to find out how we did it, and how you can start building your own lead-generating machine today. For More Info: https://MyFundingMachine.com Email: info@7figures.com

Another season of The Gilded Age has ended, and the frocks are more shocking than the bullets. As episodes build to the climactic end-of-season balls, we see the power shifts fracture the old ways, inviting in bold new energy. Even divorcees and suffragists are welcome on the dance floor! Join us as we break down Episodes 5-8 of Season 3: Gladys & Bertha fight a second revolutionary war at the Dukedom's dinner table (hint: come at seven, wear the biggest tiara you own, and be prepared cut your opponent with sharp words); Peggy triumphs in dance-floor romance and in her career; and Ada takes her seat at the head of the table. Then there's that other war: Mrs Scott vs Mrs Kirkland in the dressmaker's fitting room (come at noon, try on your gorgeous gowns, and prepare to throw your sickest burns). We cheer for both young Jack (or as Agnes calls him ‘a Rockefeller in livery'), and Oscar, who movingly mourns John while growing an inspired beard. And we grumble about the men who are making a mountain out of a molehill (ahem, Railroad Daddy). BONUS: More Downton Abbey callbacks than there are diamonds around Mrs Astor's neck! So drape yourself in your jewels, sip delicately at your champagne, and enjoy the podcast! And tune in for our Downton Abbey film podcast in September! (sniff, sniff) as we say goodbye to Downton! Your hosts: Shannon Bowen https://instagram.com/theshannonbowen Therese Shechter https://instagram.com/trixiefilms Brandi Sperry https://www.instagram.com/oui_brandi/

Don't Blame the Latte: Your Burn Rate Is Eating You AliveThe Silent Reason You're Always BrokeThere's a meme that won't die: “Don't blame me for my daily latte—it's not why I can't afford a house in America.” But here's the rub: it isn't the latte by itself. It's the latte plus the Starbucks sandwich, the DoorDash dinner, the Amazon Prime, the Netflix, the Disney+, the YouTube TV, the Hulu, the gym membership you never use, the $1,200 phone you upgrade every two years, the Uber rides, the subscription boxes, the automatic monthly charges you don't even notice anymore. Add them up, and suddenly you're living like a Gordon Gekko yuppie from Wall Street—without actually being rich. That is your burn rate. And your burn rate is the silent killer of wealth.Most people don't even know the term. In business, burn rate is how fast a startup burns through its cash. If your expenses outpace your revenue, the company dies, no matter how good the pitch deck looks. Now zoom out: your life is a company. Your paycheck is your revenue. Every “normal” convenience you've convinced yourself you're entitled to is an expense. And most Americans are burning cash at a startup's pace without ever realizing it.Think about it: a Starbucks venti caramel macchiato with extra pumps? Call it $7–$8. Add a pastry—because of course you did—and you're at $12. Do that five times a week, and you've quietly spent $250 a month on coffee shop culture. That's three grand a year. Add DoorDash: one burger meal for $14 becomes $28 after delivery fees, service fees, and tip. Do that three times a week? Another $350–$400 a month, five grand a year. Now add streaming: Netflix, $16. Disney+, $14. Hulu, $18. HBO/Max, $17. Paramount+, $12. YouTube TV, $73. Amazon Prime, $15. Suddenly your “cheap entertainment” costs $165 a month, nearly $2,000 a year.Keep tallying. The $1,200 iPhone with $40 monthly insurance. The $80 unlimited data plan. The fast fashion wardrobe that falls apart every season. The gym you don't use. The Uber you grab instead of the bus because it's “just ten bucks.” Before you know it, your “burn” is $3,000–$4,000 a month just to maintain a lifestyle you think of as normal. That's $36,000–$50,000 a year—money that could be a down payment, an index fund, or a cushion against the next emergency.Contrast that with 1965: Dad made $6,900 a year. Mom stayed home. They had two or three kids. One family car, maybe a black-and-white TV. Vacations were once a summer, maybe to the beach or Grandma's house. There was no burn rate in the modern sense. They didn't pay subscriptions for entertainment—they had three channels. They didn't replace phones every two years—they had one rotary phone on the wall for decades. A “splurge” was meatloaf with ketchup or maybe a color TV. Today's “middle-class normal” would have looked like Rockefeller living to them.Now, I'm not wagging my finger. I've lived both sides. I rent a studio apartment. I cook bulk ground beef, eggs, and butter. I buy my watches used on eBay, my bags secondhand. My coffee is Café Bustelo brewed at home. My rower is a 20-year-old Concept2 I got for cheap. And still—I fall into the same trap as everyone else. I subscribe to every damn streaming service. I justify little “conveniences” that pile up. I know the burn rate game.Here's the brutal truth: if you make $70k a year and your burn rate is $50k, you're broke. If you make $200k and your burn rate is $190k, you're broke. And no revolution, no socialism, no political system is going to fix that. Because the second you normalize luxuries as entitlements, you've built yourself a treadmill. And treadmills don't make people rich. They just keep you running.Stop telling me a $7 latte doesn't matter. Stop telling me the subscription stack doesn't count. Add it up. Run the numbers. Look at your burn rate. That's why you're not rich.

  In this dynamic episode of the Breakfast Leadership Show, I sit down with Ted Santos—founder of Turnaround Investment Partners—for a powerful conversation on leadership, disruption, and transforming companies from the inside out. With over two decades of experience turning around distressed businesses and scaling organizations growing faster than they could handle, Ted brings a wealth of insight. He shares his early leadership journey as a COO in the transportation and translation sectors, where he radically improved operations by shifting culture and introducing new service lines. One standout story: how his lack of industry knowledge in translation actually became his superpower. Ted spearheaded cultural translation services for websites—an innovative leap that reshaped how companies approached global communications. That sparked a familiar theme for me. I reflected on my own healthcare leadership journey—stepping into the industry without direct experience. Sometimes, not knowing “how it's always been done” is exactly what's needed to drive game-changing innovation. Reimagining Growth Through Diverse Lenses We explored how bringing in external perspectives—whether from different industries, cultures, or life experiences—is a powerful way to break the echo chamber of internal assumptions. I shared a story from my days running a multicultural healthcare clinic, where dialogue and inclusion—not rigid policies—became the key to navigating cultural complexity and driving operational excellence. Ted offered insights on his disruption framework for organizations, helping leaders embrace volatility and turn it into a strategic advantage. Discomfort as a Catalyst for Innovation Ted and I went deep into why organizations must learn to disrupt themselves before the market does. Drawing on both history and personal experiences, Ted cited icons like Rockefeller and Ford, reminding us that lasting innovation doesn't come from comfort zones—it comes from shaking them up. As leaders, we must be willing to challenge norms, ask uncomfortable questions, and reinvent systems. I added some examples from my own path—like pivoting to virtual events long before it became a necessity—and how that foresight unlocked unexpected growth. Leading With Boldness in a Changing World Ted laid out a compelling case for what he calls "disruptive leadership"—the ability to invent new possibilities and even “create problems” that force organizations to stretch. We discussed how leaders must confront blind spots (both personal and organizational), embrace continuous learning, and build the muscle to delegate strategically if they want to scale sustainably. Owning Your Narrative: Responsibility and Reinvention We closed on a deeply personal note—how early life experiences shape behavior, and how owning your story is the first step in transforming it. Ted and I unpacked the role of ego, unconscious patterns, and the necessity of unlearning behaviors that no longer serve our leadership. It's a conversation about growth, yes—but more importantly, about responsibility. Innovation isn't just about ideas—it's about the inner work we do to lead ourselves and others through disruption. Connect with Ted Santos: Ted's work is ideal for organizations navigating rapid change or seeking bold new strategies. If you're looking to challenge your current trajectory, this episode is your invitation to start. Ted Santos is the ultimate “Disruptor of Limits”—a bold strategist who trains and develops  CEOs and executives to stop solving problems and start creating them to fuel breakthroughs that redefine industries.   As the creator of the Disruptive Leadership Model, Ted flips conventional wisdom on its head, proving that chaos isn't a threat—it's the catalyst for transformation. With a track record of turning impossible visions into unstoppable growth, Ted challenges leaders to think bigger, act bolder, and turn uncertainty into opportunity.   Whether he's helping businesses scale without breaking or reshaping corporate cultures to thrive under pressure, Ted is the go-to expert for leaders who refuse to settle for incremental growth and are ready to disrupt their way to dominance.

In this episode of American Dynasties, we pick up where we left off—at the height of Standard Oil's power. John D. Rockefeller's empire controlled more than 90% of the U.S. oil market, but cracks were beginning to show.We'll follow the rise of investigative journalist Ida Tarbell, whose groundbreaking exposé revealed the hidden tactics behind Standard Oil's success. We'll explore the wave of public outrage her work ignited, the legal battles that reached all the way to the Supreme Court, and the landmark 1911 decision that shattered Rockefeller's monopoly.This is the story of how one man's business brilliance collided with the growing demand for fairness in the American marketplace—and how the fall of Standard Oil forever changed the way America does business.

Who is Kimberly?Kimberly Gawne is a dedicated professional in the field of alternative education, known for her insightful critiques of the traditional public school system. With a focus on Canada and the United States, Kimberley frequently addresses a common concern shared by parents, educators, and observers: the outdated nature of public school curricula, many of which have remained unchanged since the 1990s. Her work highlights the urgent need for educational reform and innovation, as she humorously notes that some educational materials are older than she is. Through her advocacy, Kimberly aims to inspire a modernized, dynamic approach to education that better serves current and future generations.Key Takeaways00:00 Public School Curriculum Criticisms05:11 Parental Involvement in Education Crucial06:59 Thoughtful Outsourcing Responsibilities10:44 Discover Kimberly's Journey & Resources14:17 "Unasked Killer Question"_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at https://systemise.me/newsletterFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Here's how you can bring your business to THE next level:If you are a business owner currently turning over £/$10K - £/$50K per month and want to grow to £/$100K - £/$500k per month download my free resource on everything you need to grow your business on a single page :systemise.meIt's a detailed breakdown of how you can grow your business to 7-figures in a smart and sustainable way————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDSAlternative education, public schooling system, homeschooling, outdated curriculum, classroom sizes, private school, parent involvement, educational complaints, teacher frustration, educational outsourcing, parental responsibility, school PTA, student learning styles, burnout in homeschooling, educational support, star students, tutoring services, socialization in homeschooling, educational accountability, flexible learning, educational resources, school system reform, individualized education, factory-style education, John D. Rockefeller education, educational history, digital education, parent educator communication, modern curriculum, real-world preparationSPEAKERSKimberly Gawne, Stuart WebbStuart Webb [00:00:32]:Hi there, and welcome back to five questions over coffee. I have my coffee here in front of me. I need it at the moment because a man has just stopped it started chopping down a tree outside. So if there's a noise, that's what it is. I'm delighted, however, to be here with Kimberly Gorn. Kimberly, is gonna be talking to us about providing alternative education solutions for parents who are dissatisfied with the public schooling system. So, Kimberly, I love I love the attitude you brought with you as well. You've promised me you won't have skate stage fright.Stuart Webb [00:01:06]:You're just gonna do it. So I love the attitude. Let's do it together. How are you doing?Kimberly Gawne [00:01:12]:I'm doing well. It's really nice to be able to chat with you. Thank you for having me on. I appreciate it.Stuart Webb [00:01:17]:No problem at all. So, look, Kimberly, let's start with the the obvious first question. For anybody who is, who is at the moment sort of maybe themselves, struggling with the public schooling system, what are the sort of sort of thoughts that they have? Who who are they? Who is it you're trying to reach, and what is it you're trying to tell them?Kimberly Gawne [00:01:38]:I would say that the I mean, that's a good question. I get that I get asked that a lot is what are the complaints. Right? Because, I work in the alternative education space, and so a lot of people say that, well, you know, what what complaints are there with the public school system? They asked me to specify. And I kind of make a joke of it, and I say, well, a shorter list is what's not wrong with the public school system. The most common ones that I hear from people in terms of complaints, whether they're parents, whether they're educators, or whether they're just kind of on the sidelines of looking at how public education works is the curriculum. The fact that the curriculum itself is so outdated, so outdated, especially in I I can't speak for European education as much, but in Canada and The US, public school education, some of those curriculums have not been updated since nineteen nineties. Like, they're older than me. Not to you know, like, people aging is a different thing.Kimberly Gawne [00:02:36]:Curriculums aging is quite another. I think it's really important to make sure that we have accurate and updated information that we're teaching to children, let alone, you know, with the framework that we're teaching as well, or that from which we're teaching. Mhmm. So curriculum is definitely the biggest one. That's the biggest complaint that I hear. The other complaint is, the classroom sizes. And there's no getting around that no matter how you look at it. Public school or private school, you are typically in a class of anywhere from 15 to 30 plus children.Kimberly Gawne [00:03:10]:And and that's not that you're not able to really talk to the kids. You're not able to really teach them, in the way that they learn best. Right? That's one of the biggest frustrations I see from parents. I also see that from educators, but on the different side of the perspective because they're expected to teach all 30 children to the best of those kids' understanding, and they just can't. It's not possible.Stuart Webb [00:03:33]:Great. So, you know, I think we we can all we can all identify with with people who have you know, if you're you're a business owner, you don't wanna be trying to sort of reach out to 30 customers at a time. So, you know, parents are in the same situation. So tell me, what are these people I often say this about sort of, you know, when somebody sort of sees a a business person that's tried to solve a problem, parents are trying to solve this problem as well. What what are the sort of things you've seen that they've tried to do and maybe made mistakes trying to solve as part of their, desire to get their children better educated as part of their frustrations with with watching this situation at their school?Kimberly Gawne [00:04:20]:I see I see some commonalities when it comes to parents, trying their best. And this is not to say that, you know, parents don't have good, good intentions. Of course, they do. We all have good intentions when it comes to our children, especially when it comes to their education. One of the common mistakes that I see parents making when it comes to their child's education is outsourcing it without any sense of responsibility, without any sense of responsibility. One of my favorite things to say is that the public school system is glorified babysitting. I get a lot of hate for that, but it's true if you think about it. What else are are parents doing other than sending their children to a public school that's going to just babysit their kids all day while the parents are at work.Kimberly Gawne [00:05:11]:If the parent themselves does not have any responsibility, any communication, any sort of, initiative to go and talk to the teachers, to go and get involved with the school activities, to go you know, if there's a PTA, go get involved with the PTA. If there's no responsibility on the part of the parent in terms of getting involved with their kids' education, the children are the ones that suffer because those are the kids that will fall through the cracks. Because the teachers, quite simply, don't have the brain space and or the time, to be quite honest with you, to give all 30 children the the best of what they are able to give them because they have Of course. They have, what, forty five minutes or fifty minutes or, you know, maybe seventy five if you're talking about high school. If you have a child whose parents are not involved and whose parents are not, as active in their school life, that child is going to suffer because nobody's looking out for that kid's best interest in terms of educationally speaking. Right? In in my in that specific context for me, no no one's looking out for their educational interests. So that's a really common mistake that I see parents making is outsourcing without any sense of responsibility. There's nothing wrong with outsourcing, but you still have to be involved because you're you as the parent are your child's first, you're you're the child's first barrier to or the first first guardian to, getting that good education, to be able to to speak for your child if they're, you know, in elementary school, they're in grades one through eight.Kimberly Gawne [00:06:43]:They're not really able to speak for themselves in terms of what's best for their best educational interest. You as the parent, that's your job. And if you're not saying anything because you're not involved, there that no one else is going to do that for you.Stuart Webb [00:06:59]:And I think that's a really good message that you've given with the fact that too much outsourcing is done without thought of the responsibilities you own as the sort of parent or, the the the, you know, if we we think of, you know, too many times people outsource things without really thinking about their responsibilities within the process, which is exactly what you've described. A parent just sort of, you know, says, well, I I don't know what else to do. I'm just gonna I'm just gonna leave it and hope for the best. And that's where things go wrong, isn't it? When you hope for the best, we often we often fail to realize that actually there, you know, there are things we can do. There are things we can the actions we can take in order to improve, if not if not, drastically change the situation.Kimberly Gawne [00:07:50]:Absolutely. Absolutely. And like I said, it's not there's nothing wrong with outsourcing because you can't do it all yourself. That's another mistake I see parents making is that they they can they're like, okay. Well, I'm gonna homeschool my children. I'm gonna do all of it myself. You will burn out so fast. Absolutely.Kimberly Gawne [00:08:07]:Yeah.Stuart Webb [00:08:07]:Yeah. You know, if you if you're if you're busy working or if you don't have the the necessary income in order to be able to afford to sort of have one parent take the time off, then then it becomes very difficult, doesn't it?Kimberly Gawne [00:08:19]:Mhmm. Yeah. Absolutely. Even if you have a parent, we have I have quite a few clients actually who that's a sort of, that's the sort of category that they fall into where there's one parent who is actively working and away from home, and then there's the other parent, usually the mom, because that's just how the dynamic works, who's homeschooling kids, who's chosen to make the time to homeschool the children. But when you have multiple children, I and I'm speaking from experience here, when you have multiple children that you're trying to homeschool in the same household at once, it is a lot. It is a lot. So there's nothing wrong with outsourcing, but you still have to be involved. Right? You can't just outsource with that and say, okay.Kimberly Gawne [00:08:57]:Now it's this person's job. I'm they you know, I'm I'm paying them the money. They'll just they'll just take care of everything. You as the parent still have to be an active participant in your child's journey, whatever that looksStuart Webb [00:09:09]:like. So is there a a piece of advice, an offer you can you can provide people who are currently watching this and going, this is me. This is me. I'm I'm kind of intrigued to know more. What what what is the valuable piece of advice that you would you would offer them?Kimberly Gawne [00:09:24]:I would say that the most valuable piece of advice I could offer parents at whatever stage they might be at in their child's journey, This is perhaps more of a reassurance than advice. It is never too late to start over. It's never too late to say, hey. Something needs to change because this isn't working anymore. Right? Yeah. And in order to say that, it requires a sense of accountability as to, like, hey. This isn't working for me. This isn't working for my child, more importantly.Kimberly Gawne [00:09:57]:What can we do to change it? Instead of sitting there and saying, oh, well, you know, it's already ruined. They're already in public school. You know, they're already in private school. It's it's not working, but whatever. What else do you do? I would encourage people to look outside the box. There's so many different solutions for alternative education these days, and public school is just not it's just not where it's at anymore in terms of preparing children for the real world, in terms of fitting a family's flexible lifestyle. It it is just not there. So my piece of advice, look around you, take stock of what the world is like, ask yourself, is this public school system preparing my child for what this world is going to be like in ten years or even in five years.Stuart Webb [00:10:44]:And I'd encourage everybody to go to the link that I'm just showing at the bottom of the screen at the moment, which is www.systemize.me/free-stuff. We'll have links to Kimberly's website, her LinkedIn profile, and and everything there so that you can you can find out more about what Kimberly's talking about here and and and understand the sort of actions that you can take in order to solve these problems if, you are, who, if you're one of the people that, that that you you feel it's Kimberly is talking to you at the moment. Kimberly, can I just sort of find out a little bit more about how you got to be well who you are today? What was it? Was there a book? Was there a was there a a course, a program, a life situation that eventually brought you to the realization that you need to take this sort of responsibility for stepping into the outsourcing breach, if I can put it like that.Kimberly Gawne [00:11:47]:Mhmm. I I just laugh. I'm just chuckling as you're saying that because it was definitely not a book. It's simply not a book or a course, or program. It was, as we mentioned, a life situation, that brought me to starting like, to to starting star students and to being able to, provide that for families. I graduated teachers college in March or rather in April, of twenty twenty. So ifStuart Webb [00:12:15]:people were to graduate.Kimberly Gawne [00:12:17]:I'm telling you. We went home, and it I I remember it to the day. It was Friday, 03/13/2020, because that was the Friday before March break. To make a long story short, we we decided we were taking two weeks, and I never saw my kids again that I was teaching. That was a that that was the five let me call that the the cherry on the icing on the cake of a long line of complaints that I had, with my with the public school system in my six years of post secondary education. So I really had to take a hard look once I graduated. I did that year. I had to take a hard look at, is this something I really want to do? And the answer was no, quite frankly, because it was not something that I was willing to sign myself up for.Kimberly Gawne [00:13:05]:It was not something that I wanted to have be my fulfillment. I could not I I could not see myself doing the a public school teaching job and coming home every day, Monday to Friday, for the next forty years, looking in the mirror and genuinely saying to myself, I did a good job today with those kids.Stuart Webb [00:13:26]:Yeah. Yeah.Kimberly Gawne [00:13:27]:That was what it came down to. That was what it came down to. I realized I could not do that. I could not look myself in the mirror and say I did a good job with those kids. I said if I can't do it after, you know, two years of being in school, in a school, how am I gonna do that for forty? For the next forty, right, or thirty or whatever my code would be in the public school system. So that I mean, that was where it started because I I was kind of I I said, okay. Well, that's not I I can't I can't do that. What am I going to do instead? And star students was born to make a long story short, star students was born from that.Kimberly Gawne [00:14:04]:It was born from the desire to do something different and the desire to see something different for the kids of this generation and for future generations because they don't deserve what they're getting in the public school system. They don't.Stuart Webb [00:14:17]:And and I think that's a that's a a brave action to take at a very tough time for the world anyway. But, I mean, that is a that was a that was a driving force clearly, and and I guess that's what led you to this, which is kind of what I'm expecting you to be thinking at the moment. Do you know he still hasn't asked me that killer question, which I just don't understand why he hasn't got this? So, you know, I'm obviously unable to think what that killer question is because otherwise, I wouldn't now be asking you to say, what's the question that you think I should be asking you so that you can really sort of get me to understand exactly the next actions I should take. So what's that question that you think you would like to answer? And then, obviously, once you've asked it, you need to answer it, Kimberly, because that's the way this works.Kimberly Gawne [00:15:05]:Right. The I would say the killer question that I always that is always the number one thing that people ask me when it comes to homeschooling. They find out that, you know, we provide homeschooling services and and tutoring services. Tutoring services is something that people can, understand because it's in our cultural schema. Right? When people find out that Star Students is very much about homeschooling and we provide a variety of homeschooling supports, the first question that people always ask without fail, when they when they talk about homeschooling is, oh my goodness. How are you gonna homeschool children? They need to be socialized. What do you mean you're taking it from public school or some sort of variety of that? Right? That is the killer question I get asked. I get asked that on podcast.Kimberly Gawne [00:15:51]:I get asked that by parents. I get asked that by, teachers, public school educators. Right? What do you mean? Are you gonna homeschool your children? You can't you can't do that. They won't be socialized. That's my killer question, I would say. Because the answer, I think, really shakes a lot of people. It really makes a lot of people think about how our world is set up. I very simply respond to that question, and I say, is public school actually educating your children, or is it indoctrinating them into the nine to five factory style workforce? Not one person.Kimberly Gawne [00:16:34]:Every single person has that look on their face. They just oh, you're right. If you look into the public school education, history, if you look into the history of how public school education got started, it was John d Rockefeller that started our public school education. Not to get on a history tip. I am a history fan. I'm a history major, actually. Not to get on a history tip, but John d Rockefeller started the public school education system with the intent with the publicized intent of making sure that he had factory workers and not thinkers. So if that doesn't say to you about the intentions of what the public school system intends to do to your children, if that doesn't say something to you, I I don't know what will.Kimberly Gawne [00:17:25]:That that's my killer that's my question. Gives people a lot to think about.Stuart Webb [00:17:32]:And I was about to say and I think that is an interesting point at which to say, this is where people let's go back once again. Have a look at what Kimberly's, Kimberly says in in her profile and and and the, the the website get and where where you talk about getting getting started with with homeschooling. So, Kimberly, I'm just gonna, I'm gonna leave people with that thought, and ask them to check you out further. And at this point, I'm just gonna say, look. If you would like to get onto the main list so that you get access to that free stuff or if you would like to, to to hear about the people that are coming up on the podcast coming up, go to this form, which is www.systemize, that's with an s, not a a zed or z,systemize.mesubscribed, s y s t e m I s e, Me forward / subscribe. And, you'll just get a it's just simple form, email, first name, and then you get an email once a week, which basically tells you about who's coming up on the podcast. Now outside my window, the tree is being heavily chopped down, so I don't know if you can hear that. So I'm just gonna thank I'm gonna thank Kimberly.Stuart Webb [00:18:48]:Okay.Kimberly Gawne [00:18:49]:So you're good.Stuart Webb [00:18:51]:Thank Kimberly for her time now. Kimberly, thank you so much for coming on to talk about this. I really hope that people do get on and, listen to some of this stuff that you're saying because I think it's important. Kimberly, thank you so much for being with us. I trust, that the kids continue to behave. I I know, I know in the background, you've got quite a lot of activity, so enjoy the time with them. They grow up very fast, and, eventually, they become less educated and less trouble, but an awful lot, a lot of my distant to you. So enjoy the time you got with them now, and thanks for coming on and talking to us.Kimberly Gawne [00:19:29]:Thank you so much for having me. It was a pleasure. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe

Cleyvis Natera is a novelist, short story writer, essayist, and critic, whose debut novel, Neruda on the Park, was a New York Times Editor's Choice and awarded a Silver Medal by the International Latino Book Awards. Her second book, The Grand Paloma Resort, is out now. In today's episode, Cleyvis and Annmarie discuss the often long and winding road to literary publication, marathons versus triathlons, and the high cost of luxury travel both on and off the resort. Episode Sponsors: McNally Jackson – Independent booksellers with locations in Nolita, Williamsburg, Seaport, Rockefeller, and Downtown Brooklyn. To find your next great read, drop by or shop online at www.mcnallyjackson.com Books Are Magic – A family-owned independent bookstore in Brooklyn, committed to being a welcoming, friendly, and inclusive space for all people. We believe that books are indeed magic and that literature is one of the best ways to create empathy, transportation, and transformation. Stop by or shop online at booksaremagic.net. Titles Mentioned in This Episode: Neruda on the Park, by Cleyvis Natera The Grand Paloma Resort, by Cleyvis Natera The Farming of Bones, by Edwidge Danticat In the Time of Butterflies, by Julia Alvarez  How Not to Drown in a Glass of Water, by Angie Cruz (You can listen to our WPL conversation with Angie here.) Here's the trailer for the Netflix series Envidiosa. Follow Cleyvis Natera: Instagram: @cleyvisnatera Twitter/X: @cleyvisnatera Bluesky: @cleyvisnatera.bsky.social‬ cleyvisnatera.com **Writing Workshops and Wish Fulfillment:  If you liked this conversation and are interested in writing abroad, consider joining Annmarie for a writing retreat in Italy in September, 2025. You can travel to a beautiful place, meet other wise women, and write your own stories. We'd love to help you make your wishes come true.  This will sell out. Act now and join us! Or if you're looking for an online class to jumpstart your memoir, you can find that here.  Or for women interested in an online Saturday morning writing circle, you can sign up here or message Annmarie to learn more.  Photo Credit: Beowulf Sheehan Learn more about your ad choices. Visit megaphone.fm/adchoices

Protect Your Retirement W/ a PHYSICAL Gold IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - Noble Gold is Who I Trust   Ok, so here's the deal: There will NEVEr be ANY REAL justice for the Epstein human trafficking crimes because ALL pizzagate and pedogate ROADS lead directly to the top of the pyramid: Rothschild and Rockefeller and the intelligence agencies. Sam Anthony joins me to discuss this revelation and the REAL news of the day.   Equity Crowd Funding for YOUR NEWS begins HERE for $1.60 per share: https://issuanceexpress.com/nico-regcf/   SHOP Peptides, use SGT15 for 15% off: www.limitlesslifenootropics.com/SGT15 https://rumble.com/embed/v6v3ome/?pub=2peuz

Click here to watch the video version. In this episode of the "From Busy to Rich" podcast, hosts Wesley Young and Justin Lakin explore the crucial difference between inheritance (tangible assets) and heritage (values, wisdom, and traditions) in financial planning. Using examples like the Vanderbilts and Rockefellers, they highlight how intentional heritage planning sustains wealth across generations. The discussion covers creating family constitutions, overcoming resistance to change, and embracing fear as a catalyst for growth. Listeners are encouraged to help clients build lasting legacies by integrating strategic asset management with purposeful family culture and values, ensuring both financial and personal prosperity for future generations. In today's episode we will cover: Distinction between inheritance (tangible assets) and heritage (intangible values). Importance of heritage planning alongside inheritance planning. Historical examples of wealth preservation: Vanderbilt vs. Rockefeller families. The role of family constitutions in defining values and governance. The impact of fear on personal growth and legacy building. Mindset types: grounded optimists, grounded pessimists, and ungrounded Resistance to change and the importance of innovation in wealth stewardship. The significance of storytelling in connecting generations to their heritage. Family Constitution Examples We hope you enjoy this episode, and we would love to hear your feedback by having you leave a review. Have a question for us to answer on the podcast? Let us know here! If you're an advisor and want to further explore these or other topics, you can learn more at www.wesyounglive.com. Maybe you're interested in taking your own planning journey in a new direction, in that case we would love to have you join us in one of our coming Transform Learning Series.

Andrew For America is starting to believe that everything we are ever told through our "screens" is a lie. Conspiracies are seemingly becoming mainstream, and Andrew believes that the culprit is the "intelligence communities" of the world. In this episode, Andrew talks about how Neil Postman believes that we are "entertaining ourselves to death," the failures of Dan Bongino and Kash Patel, how Tulsi Gabbard is allegedly abolishing Operation Mockingbird, how Obama was allegedly the mastermind behind the Russian Collusion hoax, how the Rockefeller's used feminism to get women into the work force and to get children away from their parents so the government could indoctrinate them, and how Andrew is starting to believe that reality is "scripted." Andrew plays clips from Neil Postman, Alex Jones, Shawn Ryan, Yuval Noah Harari, Ghislane Maxwell, former CIA operator John Stockwell, and former CIA director William Casey to help illustrate his points.The song selection is the song, "Wish" by the band Much The Same.Visit allegedlyrecords.com and check out all of the amazing punk rock artists!Visit soundcloud.com/andrewforamerica1984 to check out Andrew's music!Like and Follow The Politics & Punk Rock Podcast PLAYLIST on Spotify!!!Check it out here: https://open.spotify.com/playlist/1Y4rumioeqvHfaUgRnRxsy...politicsandpunkrockpodcast.comhttps://linktr.ee/andrewforamericaFollow Future Is Now Coalition on Instagram @FutureIsOrgwww.futureis.org

William Joseph Donovan—better known as “Wild Bill”—was a soldier, spy, and lawyer. He was the founder of the Office of Strategic Services, or the OSS, which later morphed into the CIA.William Donovanhttps://en.wikipedia.org/wiki/William_J._DonovanLucis Trusthttps://en.wikipedia.org/wiki/Lucis_TrustFaith in Actionhttps://en.wikipedia.org/wiki/Faith_in_Action

Interview starts at 30:50   Barbie Rivera joins us for a deep chat about her book "Enough Is Enough!: Exposing the Education System After Their Failed Attempt to Label and Drug My Son", schooling, medication pressure on kids, and the state of small private schools and homeschooling.   We also get into the German psychologists, Rockefeller influence, motherhood, micro schooling, ADHD, over prescription with kids, Common Core, No Child Left Behind, the Covid nightmare, preschool stories, Firefly home schooling and the side effects of students.   https://barbierivera.com/ https://helpmiami.org/   Become a Lord or Lady with 1k donations over time. And a Noble with any donation. Leave Serfdom behind and help Grimerica stick to 0 ads and sponsors and fully listener supported. Thanks for listening!! Help support the show, because we can't do it without ya. https://www.amazon.com/Unlearned-School-Failed-What-About/dp/1998704904/ref=sr_1_3?sr=8-3   Support the show directly: https://grimericacbd.com/ CBD / THC Gummies and Tinctures http://www.grimerica.ca/support https://www.patreon.com/grimerica http://www.grimericaoutlawed.ca/support www.Rokfin.com/Grimerica   https://www.eventbrite.com/e/experience-the-ultimate-hunting-adventure-in-alberta-canada-tickets-1077654175649?aff=ebdsshcopyurl&utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=organizer-profile&utm-share-source=organizer-profile   The Eh- List site. Canadian Propaganda Deconstruction https://eh-list.ca/ The Eh-List YouTube Channel: https://youtube.com/@theeh-list?si=d_ThkEYAK6UG_hGX Adultbrain Audiobook YouTube Channel: https://www.youtube.com/@adultbrainaudiobookpublishing https://grimericaoutlawed.ca/The newer controversial Grimerica Outlawed Grimerica Show Check out our next trip/conference/meetup - Contact at the Cabin www.contactatthecabin.com Our audio book website: www.adultbrain.ca www.grimerica.ca/shrooms and Micro Dosing Darren's book www.acanadianshame.ca Grimerica on Rumble: https://rumble.com/c/c-2312992 Join the chat / hangout with a bunch of fellow Grimericans Https://t.me.grimerica https://www.guilded.gg/i/EvxJ44rk   Leave a review on iTunes and/or Stitcher: https://itunes.apple.com/ca/podcast/grimerica-outlawed http://www.stitcher.com/podcast/grimerica-outlawed Sign up for our newsletter https://grimerica.substack.com/ SPAM Graham = and send him your synchronicities, feedback, strange experiences and psychedelic trip reports!! graham@grimerica.com InstaGRAM https://www.instagram.com/the_grimerica_show_podcast/ Tweet Darren https://twitter.com/Grimerica Can't. Darren is still deleted. Purchase swag, with partial proceeds donated to the show: www.grimerica.ca/swag Send us a postcard or letter http://www.grimerica.ca/contact/ Episode ART - Napolean Duheme's site http://www.lostbreadcomic.com/ MUSIC https://brokeforfree.bandcamp.com/ - Something Old Felix's Site sirfelix.bandcamp.com - Should I

Is Trump biting the hands that fed him? PLUS, Shaun talks to Professor Gary Galles, adjunct scholar at the Mises Institute and author of Freedom in One Lesson: The Best of Leonard Read, about the arrogance of the welfare state and the importance of defending our existing property rights. And Jacob Nordangard, author of Rockefeller: Controlling the Game, tells Shaun about he was forced to reevaluate everything he thought about the oil industry as he uncovered the world's greatest scandal in the Rockefellers.See omnystudio.com/listener for privacy information.

Jacob Nordangard, author of Rockefeller: Controlling the Game, tells Shaun about he was forced to reevaluate everything he thought about the oil industry as he uncovered the world's greatest scandal in the Rockefellers.See omnystudio.com/listener for privacy information.

Most of us grew up believing school was our golden ticket — a noble path to knowledge, success, and the elusive American Dream. Turns out, that dream was engineered to keep you obedient, predictable, and poor. In this episode, Chris, Saied, and Rajeel peel back the curtain on the greatest con ever run on the masses: the education system. With wit, fire, and a touch of irreverence, they trace the origins of modern schooling to the Prussian model — a system deliberately designed to churn out soldiers, compliant workers, and docile consumers for industrialists like Rockefeller and Carnegie. It's not a bug. It's the feature.➡️ We break down how the very structure of school — from its bells and rows to its obsession with grades — trains you to tolerate boredom, obey authority, and measure your worth by someone else's approval. If you've ever wondered why entrepreneurship feels foreign, risk feels scary, and freedom feels unattainable, this is your wake-up call. The machine that conditioned you doesn't even exist anymore, yet it's still teaching you to fit in and punishing you if you don't. Tune in as we expose the scam, laugh through the pain, and (most importantly) show you how to unlearn the lies — for yourself and your kids.

Michelle Young is an award-winning writer and journalist, and the author of the narrative non-fiction book The Art Spy: The Extraordinary Untold Tale of WWII Resistance Hero Rose Valland, which is longlisted for the 2025 American Library in Paris Book Award. In today's episode, Annmarie and Michelle talk about Rose Valland, an unsung hero of the French war effort, and how an unlikely heroine infiltrated the Nazi leadership to save the world's most treasured masterpieces. Episode Sponsors: McNally Jackson – Independent booksellers with locations in Nolita, Williamsburg, Seaport, Rockefeller, and Downtown Brooklyn. To find your next great read, drop by or shop online at www.mcnallyjackson.com Bluestockings – A collectively-run NYC activist center, community space and feminist bookstore that offers mutual aid, harm reduction support,    non-judgemental resources, and a warming/cooling place that is radically inclusive of all genders, cultures, expansive sexualities and identities. Bluestockings seeks to empower all people to challenge oppression and participate in creating a society which is equitable, cooperative, and free, and we strive to empower our worker-owners through non-hierarchy,   cooperation, and consensus-based decision making, providing an example of the society we are working toward. Stop by or shop online at bluestockings.com. Titles Mentioned in This Episode: The Art Spy: The Extraordinary Untold Tale of WWII Resistance Hero Rose Valland, by Michelle Young The Aviator and the Showman: Amelia Earhart, George Putnam, and the Marriage that Made an American Icon, by Laurie Gwen Shapiro, the aviator and the showman Here's the trailer for the 1964 film, The Train, starring Burt Lancaster.  Follow Michelle Young: Instagram: @michelleyoungwriter Threads: @michelleyoungwriter Twitter/X: @michelleyoungny Bluesky: @‪michelleyoung.bsky.social michelleyoungwriter.com **Writing Workshops and Wish Fulfillment:  If you liked this conversation and are interested in writing abroad, consider joining Annmarie for a writing retreat in Italy in September, 2025. You can travel to a beautiful place, meet other wise women, and write your own stories. We'd love to help you make your wishes come true.  This will sell out. Act now and join us! Or for women interested in an online Saturday morning writing circle, you can sign up here or message Annmarie to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices