Podcasts about Rockefeller

The surveillance state may be entering a dangerous new phase. You've heard the warnings about Flock cameras, but what if an even more powerful player is entering the field?Then, a new study puts popular avocado oil products under the microscope, with results that may make you question what's really in your healthy snacks.Plus, Del sits down with Australian homeopath Melissa Kupsch for a fascinating look at the history and future of homeopathy. From its ties to the royal family and the Rockefellers to its place in modern medicine, could homeopathy play a much bigger role in the future of healthcare?Guests: Melissa Kupsch, BSc (Hons) HomAirdate: August 20, 2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-highwire-with-del-bigtree--3620606/support.

HEALTH NEWS   Chamomile Rinse Matches Chlorhexidine in Reducing Plaque and Gum Inflammation, Trial Finds A few minutes of sprinting could make a bigger impact than 90 minutes of moderate running Ultra-processed foods linked to higher prostate cancer risk in men Cinnamon Supplementation Associated With Lower Blood Sugar and Cholesterol in Review of 21 Meta-Analyses Healthy lifestyle cuts hearing impairment risk by 14%, metabolism is key driver     Chamomile Rinse Matches Chlorhexidine in Reducing Plaque and Gum Inflammation, Trial Finds Western University of Arad (Romania), August 12 2026  (Natural News)   A chamomile herbal rinse reduced plaque buildup and gum inflammation on par with chlorhexidine. Researchers enrolled 175 healthy adults and divided them into five groups: chamomile, sage, ginger, placebo, or chlorhexidine rinses, the report stated.   Over twelve weeks, researchers tracked plaque accumulation and gingival inflammation using standardized dental indexes. Participants rinsed daily with their assigned solution, and measurements were recorded at intervals across the study period.    Chamomile's effect relies on plant compounds including apigenin and chamazulene, which act through anti-inflammatory pathways, while chlorhexidine works through strong antimicrobial action, researchers said. Chamomile flower material contains acylated derivatives of apigenin 7-O-glucoside. Every active rinse, including chamomile, produced significant reductions compared to placebo. Chamomile performed statistically on par with chlorhexidine, the rinse most dentists reach for first.  Chlorhexidine is a prescription-strength antiseptic that dentists consider the gold standard for controlling plaque. Long-term chlorhexidine use commonly causes tooth staining, taste changes, and irritation of soft tissue inside the mouth.   A few minutes of sprinting could make a bigger impact than 90 minutes of moderate running Rockefeller University, August 13 2026 (Eurekalert) Three minutes of sprinting can do something that 90 minutes of moderate exercise apparently cannot: dramatically reshape the molecular contents of the bloodstream. Rockefeller researchers comparing different intensities of exercise found that six sets of 30-second, all-out sprints altered nearly a quarter of the proteins measured immediately afterward. Moderate, continuous cycling for 90 minutes altered fewer than one-quarter of one percent. And while moderate running on a treadmill changed more proteins than cycling, it still altered far fewer than a quick sprint. Sprinting triggered changes in more than 200 metabolites. It also caused an immediate surge of proteins involved in blood-vessel growth, tissue remodeling, and hormonal signaling. Some of these proteins appear to enter the bloodstream through an expedited cell signaling process known as ectodomain shedding—rather than being newly made and secreted, portions of proteins already sitting on the cell surface were cleaved off and rapidly released into circulation. The researchers also found that human fat cells exposed to blood collected after sprinting underwent extensive changes in gene activity, shifting how the cells process fuel, respond to hormones, and sense nutrient availability. Not so with moderate exercise which produced a more modest response. It was not until three hours after completing that exercise that a meaningful wave of the fatty acids and liver-derived proteins that typically appear in response to the demands of endurance exercise were found in the bloodstream.    Ultra-processed foods linked to higher prostate cancer risk in men Florida Atlantic University, August 12 2026 (News-Medical)     Ultra-processed foods (UPFs) account for nearly 60% of adults' and 70% of children's energy intake in the United States.  New research from Florida Atlantic University provides evidence that men with higher consumption of UPFs have increased risks of prostate cancer.  Published in The American Journal of Medicine, the study provides analyses from a large and nationally representative data from 17,024 U.S. men ages 18 and older. Researchers used two 24-hour dietary recalls to calculate the percentage of daily calories participants consumed from UPFs.  Men in the three higher-consumption groups of UPFs had a 29% greater risk of prostate cancer, while those in the two highest-consumption groups had a 30% greater risk, compared to those in the lowest consumption group. After adjustments, the increased risk remained significant, ranging from 24% to 31%. Men with the highest UPF intake alone had a possible 34% higher risk, although the finding did not reach statistical significance, potentially reflecting the smaller number of prostate cancer cases in that group.     Cinnamon Supplementation Associated With Lower Blood Sugar and Cholesterol in Review of 21 Meta-Analyses Lanzhou University Second Clinical Medical College (China), August 11 2026 (Natural News) A pooled analysis of 21 meta-analyses, including 139 placebo-controlled comparisons, found cinnamon supplementation associated with lower HbA1c, total cholesterol, LDL cholesterol, and blood pressure, according to a report published in Frontiers in Nutrition. The report stated that the strongest effects occurred at daily amounts above 1.5 grams, or roughly three-quarters of a teaspoon, for periods of two months or less. Compared with placebo, cinnamon supplementation was tied to a measurable reduction in HbA1c, the blood test doctors use to track blood sugar control over the previous several months, the article stated. Total cholesterol and LDL cholesterol also declined, and blood pressure readings improved, according to the analysis. Ceylon cinnamon, sometimes labeled 'true cinnamon,' contains only trace amounts of coumarin, while Cassia cinnamon, the variety commonly found on supermarket shelves, contains higher levels, according to the article. For daily use, experts cited in the report recommend limiting Cassia cinnamon to about one teaspoon or less, with occasional larger amounts considered unlikely to cause harm.   Healthy lifestyle cuts hearing impairment risk by 14%, metabolism is key driver Fudan University (Japan), August 12 2026 (News-Medical)     Hearing impairment ranks as the third largest contributor to global disability among sensory disorders, with prevalence rising across younger and middle-aged populations alongside older adults.  The Fudan University team conducted an analysis of 441,844 UK Biobank participants aged 40 to 69 at baseline, with a median follow-up of 14.22 years. The researchers constructed a comprehensive lifestyle score spanning seven behaviors: smoking status, alcohol consumption, physical activity, sleep duration, sedentary time, social engagement, and dietary supplement use. Over the study period, 20,743 incident cases of hearing impairment were documented.  Participants with an ideal lifestyle had a 14% lower risk of developing hearing impairment than those with a poor lifestyle. Among individual factors, smoking cessation offered the greatest preventive benefit, followed by reduced sedentary time; dietary supplement use showed no protective effect, and social contact frequency was not significantly associated with hearing risk. The study's core insight emerges from its quantitative mediation analysis, which revealed metabolic dysfunction as the dominant biological pathway linking lifestyle to auditory health. Metabolic biomarkers–most notably BMI and HDL-c–mediated approximately 16.5% and 14.0% of the total lifestyle–hearing association respectively. In contrast, each inflammatory marker contributed less than 6% of the effect, playing only a secondary role. 

In this packed hour, Walter and his callers dive into the deep end of the world's most gripping secrets, starting with the controversial collapse of World Trade Center Building 7 on 9/11 and leading to a covert White House-authorized military operation at White Sands using high-pulse microwave weapons to down alien UAPs. The rabbit hole goes even deeper as they question who was actually running the government during the Biden administration, expose the Rockefeller-era origins of the public school system, and chat with a part-time Dollar Tree cashier about the economics of SNAP cards and cheap greeting cards. Plus, hear about a trucker's close encounter with Cicero police and the mystery of Dollar Tree dog chews made from water buffalo lungs imported from India.

https://www.patreon.com/breakingsocialnorms/posts/chester-pt-1-dog-166947672?pr=true (*Unlock ad-free early access w/ monthly bonus content!)Today we're starting a deep dive to get to the bottom of the death of Chester Bennington! In Part 1 we're going to discuss who he was and his connections to Chris Cornell, Temple of the Dog, Hunger Strike, Dog Island, John Podesta, Pizzagate, Rockefellers, UFOs, Canada's MKULTRA Lincoln Park base and LOTS of Epstein connections!  You can now sign up for our commercial-free version of the show with a Patreon exclusive bonus show called “Morning Coffee w/ the Weishaupts” at Patreon.com/BreakingSocialNorms  OR subscribe on the Apple Podcasts app to get all the same bonus “Morning Coffee” episodes AD-FREE with early access! (*Patreon is also NOW enabled to connect with Spotify! https://rb.gy/r34zj)Want more?…Index of all previous episodes on free feed: https://breakingsocialnorms.com/2021/03/22/index-of-archived-episodes/Leave a review or rating wherever you listen and we'll see what you've got to say!Follow us on the socials:instagram.com/theweishaupts2/Check out Isaac's conspiracy podcasts, merch, etc:AllMyLinks.com/IsaacWOccult Symbolism and Pop Culture (on all podcast platforms or IlluminatiWatcher.com)Isaac Weishaupt's book are all on Amazon and Audible; *author narrated audiobooks*STATEMENT: This show is full of Isaac's and Josie's useless opinions and presented for entertainment purposes. Audio clips used in Fair Use and taken from YouTube videos.

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Peter on YouTube    / @peterakirby  Peter's website: https://peterakirby.com/  Peter's book: https://www.amazon.com/Chemtrails-Exp...Peter on Rumble:  https://rumble.com/user/PeterAKirby?e...Peter A. Kirby is a world-renowned independent researcher, investigative author, and activist specializing in deep dives into suppressed and controversial subjects. His groundbreaking work on geoengineering and weather modification has earned him international recognition. Peter is the author of "Chemtrails Exposed: A New Manhattan Project", widely regarded as the most comprehensive book on the subject. He hosts The Abstract on Rumble and provides sharp social commentary on TruthSocial. His research has been translated into every major language and featured across major alternative media platforms. Peter has appeared on Coast to Coast AM, The Corbett Report, Project Camelot, SGT Report, Business Game Changers, and many others.#podcast #health #news  #usa #youtube #live #livestream

Connect With ChazIn December 2006, John Vasquez attempted suicide. That is how he describes it. The person he was that day, a man drowning in opiate addiction and low self-worth, died. He considers it the beginning, not the end.Fourteen years later, the COVID pandemic shut down the gym he had built using Alex Hormozi's Gym Launch program, and he found himself sleeping on his parents' couch with two kids, back in the house he grew up in, watching his parents' same patterns around money and fear play out in real time. That was the moment he drew a line in the sand.Today Coach JV runs three seven-figure business ecosystems, has a Rockefeller Trust set up for his family for generations, and has built a massive social media following teaching financial literacy, micro and macroeconomics, and cryptocurrency education to people who were never taught any of it. In this conversation with Chaz Wolfe, Coach JV breaks down his 5-part financial framework, why Ray Dalio is the lens through which he reads the global economy, why paying yourself first is not just a strategy but a frequency shift, and how he is raising his kids to be the first generation to break the pattern for good.Key Takeaways:Drawing the line in the sand is not a motivational phrase. It is a moment when you become more committed to the pain of change than to the pain of staying the same. That specific shift is what changes the trajectory.You have to give up something to become something. And most people are addicted to their old self. The subconscious programming laid down in childhood drives adult behavior more than most people ever acknowledge.Coach JV's 5-part financial framework: Foundation, meaning rewire your belief system around money and trace where it came from. Financial Literacy, meaning understand what money actually is, how banks work, and what the Federal Reserve has done to the dollar since 1913. Discipline, meaning budgeting and asking do I need this or do I want this. Income Creation. And finally, Protection, Compounding, and Growth.The US dollar has collapsed 99 percent in purchasing power since the Federal Reserve was created in 1913. School, job, 401(k) is a strategy of hope. You are hoping the market aligns when you retire. That is not a plan.Pay yourself first every single time. Before bills. Before spending. Money goes into your freedom account first. What is left is what you live on. This changes your frame of mind and eliminates frivolous spending automatically.America is at 120 percent debt-to-income ratio. The average middle-class American needs to earn $160,000 per year to truly be middle class now. The regional banks are in a tough position. Bond yields inverted in 2023. These are not opinions. These are Ray Dalio's documented patterns.Cryptocurrency is going to move significantly on the back end of this cycle. But what goes up must come down hard. Buy the rumors, sell the news. When the mainstream is telling you to get in, you should have been out days ago.Define your principles before anything else. For Coach JV: business principles are integrity, honesty, and uncompromising belief in God. Personal principles are peace, freedom, and family structure. If anything disrupts those three, the answer is a hard no. A $10 million contract offer that disrupts family structure is still a no.Ask your son when he falls: are you hurt or are you scared? Manage what is hurt. Acknowledge the fear. Then get back up and do it again together. This is the framework Coach JV uses to rewire what he never received.Everything happening in the global economy right now is a historical pattern. It has happened before. When you understand the waves of energy, it is the greatest time in human history to build wealth for your family if you are paying attention.If you are a contractor business owner doing $1M+ and you feel stuck in the day-to-day, we built GTK for you.Through peer mastermind and 1:1 coaching, we help you:increase profitinstall real systemsbuild a team that runs the businessget your time backVisit www.gatheringthekings.com for information on how to apply.Connect with Chaz Wolfe (Host):WebsiteFacebookInstagramLinkedInYouTubeProfit Starts with Better Books!Clean books. Clear reports. Monthly bookkeeping built by business owners, for business owners.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showLike what you heard? Share this episode with a friend and leave us a review on Apple Podcasts or Spotify! Join the conversation by visiting GatheringTheKings.com and apply to connect with other high-performing entrepreneurs and their families.

Find Tim Constantine & Six Sensory Podcast: https://open.spotify.com/show/3LVS0BihTLQDzb5DRtpx63?si=96Isq12bSkWh94CkRuKltwYouTube: https://youtube.com/@sixsensorypodcast?si=KXoO5h47Y1RErmoSPatreon: ⁠⁠⁠patreon.com/TimConstantine⁠Become a supporter of this podcast: https://www.spreaker.com/podcast/cult-of-conspiracy--5700337/support.

Families like the Rothschilds and Rockefellers are not only behind people like Jeffrey Epstein, but have also been significant backers of the communist movement worldwide. They believe that Marxism is the next logical step in human evolution, and that it constitutes progress toward the world government they have long hoped for. Their tactics include seizing control of the four centers of power, and using gene editing tools to attempt to clone a superhuman race of people. To subscribe, go to: www.AgendaWeekly.com  

Bianchi thinks way to many games are on TV nowadays. Mike thinks people shouldn't complain about all these games being on streaming services because back in the day you were lucky to see more than one game. Is Mike right are we way to spoiled? We love trivia on this show so we start a new segment Beat The Bulldog! We did a best of the week so you can hear some of our favorite moments from our guest in the pass week! Jim Coventry From Rotowire.com, and MLS Apple Tv analyst Dax McCarty joins Game On!

In this episode, Madelyn O'Farrell and Santosh Sankar unpack the data center boom and the idea of compute as the next utility powering an “industrial renaissance.” They explore how AI models are commoditizing, shifting value to the application layer, and draw historical parallels to industrialists like Rockefeller and Carnegie in terms of capital intensity, vertical integration, and long-lived infrastructure. The discussion dives into the biggest bottleneck (access to energy and grid capacity) along with underwhelming GPU utilization, the need for better observability and efficiency, and trends like prefab “constructuring” in data center construction. They also highlight labor and skills constraints in specialty construction, tools like Record Lens to digitize field operations, and the potential for a Foxconn-style contract manufacturer for electrical equipment. The episode closes on what excites them about founders in this space: deep problem understanding, real industrial pain points, and the ambition to build in the physical economy rather than chasing AI hype. Highlights from their conversation include: Setting up Compute as a New Utility and AI Data Center Boom (0:38) Why Compute Becomes a Utility and Implications for Trillion Dollar Tech (3:50) Drawing Parallels Between AI Infrastructure and the Industrial Revolution (6:56) Capital Intensity, Supply Chains, and Long Lived Industrial Assets (7:50) Financing Data Centers Like Power Plants and Identifying Key Bottlenecks (11:44) Energy Queue, Grid Constraints, and Alternative Generation Opportunities (12:25) Efficiency, Grid Utilization, and Rising Importance of Operational Arbitrage (15:13) Utilization, ROI vs. Dark Capacity, and Lessons from the Dot Com Era (21:23) Constructuring Trend and Prefab Manufacturing for Data Centers (26:16) Record Lens and AI Native Project Management for Grid Scale Construction (29:24) Idea of a Foxconn Model for Electrical Equipment Manufacturing (32:47) Standardization, Certification, and Cyber Risk in Grid Infrastructure (36:22) Founder Traits, Industrial Ambition, and Solving Top Three Customer Problems (38:00) Gold Rush Dynamics, Real Pain Points, and Building in the Physical Economy (41:31) FInal Thoughts and Takeaways (42:42) Dynamo Ventures is a venture firm backing founders upgrading the physical economy. As intelligence moves into critical infrastructure and technology collides with physics, industry is entering a new era of transformation - the industrial renaissance. Born from the dirt and grit of supply chains and shaped by operations, not spreadsheets, Dynamo focuses on the complex realities of building in the real world. We invest in companies transforming infrastructure, manufacturing, logistics, transportation, and the systems that power global commerce. Dynamo works closely with founders who combine ambition with a bias to action, bringing a builder mindset to venture capital through deep operational insight, systematic pressure-testing and hands-on partnership. Our purpose is simple: to back the relentless shaping the industrial renaissance. Learn more at www.dynamo.vc Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Matthew Ehret picked a provocative episode title on purpose, and then spends the hour arguing against the very narrative it seems to promise. Joined by researcher Mike King, contributor to Ehret's book Black Sun Rising, the two dig into why the popular "evil Jews run everything" trope is, in their view, itself a limited hangout, a partial truth used to steer people away from older, deeper power structures. Expect a wide ranging conversation on genealogy, the forged Protocols of the Elders of Zion, the so called Black Nobility, and how families like the Rothschilds and Rockefellers fit into a much longer, murkier story stretching back to Rome. King also shares his own journey through internet conspiracy culture and how he learned to separate solid research from recycled propaganda. It is dense, contrarian, and not for the faint of attention span.

“Obituaries are about life, about the lives that people have lived. Death only figures in one sentence.” — Sam Roberts This is, remarkably, episode 3,000 of Keen On America — three thousand conversations since the show launched on TechCrunch in 2010. Fitting, then, that today's guest has written nearly 1,500 obituaries for the New York Times. Sam Roberts is a reporter on the Times' obituaries desk and has a new book about the art of the obit entitled Are They Dead Yet? We recorded this a week before airtime, so I began by asking who's going to die in the interim. He wasn't sure — but noted that the Times keeps 2,000 advance obituaries ready. There are, he added, never enough. Beware, though, the Rockefeller curse. Roberts wrote David Rockefeller's advance obituary, whereupon he learned that three other Times reporters had written Rockefeller advance obits — and all three were dead. (Rockefeller made it to 101.) Borrowing from Citizen Kane, Roberts hunts for the Rosebud moment, the epiphany that defines a life. He hunts for the soul of the subject, not the résumé. Hence his cheerful paradox that obituaries are about life, whereas death only figures in one sentence. As for famous last words, he's a skeptic — most were composed later by better writers. The real ones, he suspects, are “help,” or “get me a drink.” And the obituarist's own Rosebud moment? We have to go back to Brooklyn when he was a six-year-old boy. His father walked him to the corner to watch the Rosenberg funeral procession pass. “I want you to see history as it's happening,” he explained. Half a century later, Roberts got David Greenglass to admit he had lied about the testimony that sent his own sister, Ethel Rosenberg, to the electric chair. From the Times' Portraits of Grief after 9/11, Roberts learned the book's deepest lesson. There are no ordinary lives. Who would you miss more — your mayor or your mailman? Or maybe your obit writer (or even your podcaster)? Sam promised that if he died before airtime, he'd call. The phone hasn't rung. I'm still going too. On to episode 3,001. Five Takeaways •       2,000 Obits, Never Enough. The Times keeps some 2,000 advance obituaries on file, regularly updated — and people still surprise the desk (and presumably themselves) by dying unexpectedly. Print once had a deadline or two a day; now there's a deadline every minute. The occupational hazards are real: three Times reporters wrote advance obits of David Rockefeller and predeceased him — Roberts, the fourth, survived to see his run when Rockefeller died at 101. And the genre changes its readers: “no man who has seen his own obit is ever the same again.” Alfred Nobel, mistakenly obituarized as dynamite's merchant of death, endowed the Nobel Prizes in response — proof that a premature obituary can be the most consequential document a man ever reads.•       The Rosebud Method. Roberts' organizing device comes from Citizen Kane: the Rosebud moment, the epiphany — a teacher, a meeting, an accident — that changed the trajectory of a life and made it worth recording. The model, via The Economist's Ann Wroe, is the soul rather than the stenography: Wikipedia has the chronology; the obituary hunts the essence. Advance obits are never vetted by their subjects — facts checked, yes; the portrait, never — because an obituary is a news story, not a eulogy. And the form's great secret is optimism: obituaries are about life. Death gets one sentence. (Famous last words, meanwhile, are mostly posthumous fiction. The real ones: “help,” or “get me a drink.”)•       Giuliani, Trump, Epstein. The hardest working file on Roberts' desk: Rudy Giuliani — aggressive prosecutor, the mayor who proved New York governable, then a bitter Trump apologist indicted under the same statutes he once used on mobsters. How do you compress that into a lead paragraph? Andrew's suggestion — a narrative of somebody who had a soul and then sold it — requires Shakespeare; Roberts insists on newspaper objectivity, omitting nothing and editorializing never. The Trump obituary already exists (its subject, Roberts guesses, would sue). And context keeps moving after death: Bush the defeated loser became Bush the elder statesman; Epstein's reputation kept falling posthumously. Of the 150,000 people who die each day, three or four make the Times.•       The Rosenberg Rosebud. Roberts' own epiphany arrived at age six, on a Brooklyn street corner where his father took him to watch the Rosenberg funeral procession: “I want you to see history as it's happening.” His family otherwise met death with denial — six months after his father died, an aunt asked how Arthur was doing could only answer “so-so.” The Rosenberg thread ran through his whole career: decades later, for his book The Brother, David Greenglass admitted to Roberts that he had lied about the most incriminating testimony against his sister Ethel — evidence that, truthfully given, would likely have spared her the electric chair. When Roberts assigned graduate students to write his own advance obituary, none of them led with that. He would.•       No Ordinary Lives. From Portraits of Grief — the Times' profiles of virtually every victim of the World Trade Center attack — Roberts drew the book's central lesson: there are no ordinary lives. Who would you miss more, your mayor or your mailman? Carlyle asked whether history belongs to Hannibal or to the anonymous man who invented the spade. The desk has honored the principle in both directions: a front-page obituary for Hercule Poirot (the most famous Belgian, as Andrew noted), and a Jesus of Nazareth obituary written as the Times would have run it in AD 33 — ending, for lack of further confirmation, with the report that he was buried and his body disappeared. No beat generates more reader feedback. “As long as they're reading it, I'm happy.” About the Guest Sam Roberts is a fifty-year veteran of New York journalism, an obituaries reporter and former Urban Affairs correspondent at the New York Times, and the host of the Times' “Close Up,” which he inaugurated in 1992. His many books include The Brother, Grand Central, A History of New York in 101 Objects, and Only in New York. A history adviser to Federal Hall, he lives in New York with his wife and two sons. Are They Dead Yet? The Art of the Obit (Bloomsbury, August 11, 2026) draws on the nearly 1,500 obituaries he has written for the Times. References: •       Are They Dead Yet? The Art of the Obit by Sam Roberts (Bloomsbury, August 11, 2026). Carl Hiaasen: “Mordantly wonderful.” Roz Chast: “I almost died laughing.”•       The Brother by Sam Roberts — in which David Greenglass admitted lying about the testimony that sent his sister, Ethel Rosenberg, to the electric chair.•...

Hay años que son fechas. Y hay años que son personajes. 1870 es un personaje: en nueve meses coronó tres veces, en tres ciudades distintas, a tres hombres que no se conocían entre sí. Un contador de Cleveland. Un anciano en Roma. Un general que casi no hablaba. Ninguno sabía que estaba sentando las bases de cómo tú y yo entendemos el mando ciento cincuenta años después.En este episodio cerramos el Ciclo del Origen: los tres en la misma mesa, auditados esfera por esfera — y al final, el cuarto hombre, el que ninguno pudo imitar.Lo que vas a escuchar:— Enero, Cleveland: Rockefeller corona el número. El cuaderno de columnas separadas donde anotó cada centavo desde muchacho, el imperio que la Corte partió en treinta y cuatro pedazos, y la enfermedad que nos dejó: la cortoplacitis del retorno — la incapacidad de sostener nada que no rinda en el próximo trimestre.— Las dos mesas: en una diezmaba y oraba antes de cenar; en la otra desangraba competidores con tarifas secretas. Domingo santo, lunes depredador. Y las facturas de las dos mesas las cobró la misma persona: su hijo.— Julio, Roma: Pío IX corona la certeza. La tormenta, los 533 votos, la silla declarada incapaz de errar. La única factura que no muere con su dueño: se hereda con el cargo.— Septiembre, Sedán: Moltke corona el sistema. Un imperio entero desmontado por un cronograma, un emperador prisionero, y la factura más fría de las tres: la máquina no necesita a nadie. Ni al enemigo ni a su creador. Y el detalle que amarra el año: el sistema derribó al protector de la certeza.— El diagnóstico: columnas separadas. Una para la fe, otra para el negocio, otra para la casa — cada una firme, ninguna conectada. Al edificio no lo tumba la falta de columnas: lo tumba el sismo, cuando las columnas no están amarradas entre sí.— El cuarto hombre: Jesucristo, el ser unificado. No se atrincheró: se entregó. Se dejó preguntar, se dejó examinar, lo crucificaron para callar la verdad — y la verdad salió de la tumba caminando. Formó a doce y dejó la obra en pie sin él (Gálatas 2:20).— Y la aplicación de la semana: tus decisiones en dos listas — las que pagan este trimestre y las que pagan en diez años — y las tres trincheras que tienen tu nombre en la puerta.Rockefeller acumuló. Pío IX se blindó. Moltke se sistematizó. Cristo se entregó.¿En cuál de las tres trincheras estás — o realmente vives en una sola pieza?Serie: El alma del mando · Ciclo del OrigenMás en danilocarrillo.com

Stijn Schmitz welcomes back Colonel Douglas Macgregor to the show. Doug is a Retired U.S. Army Colonel and Decorated Combat Veteran. He offers a stark assessment that the Middle East conflict is fundamentally a Jewish war with no vital strategic interest for the United States, describing it as already regional and increasingly merging with other global flashpoints. He argues that the recent halt in hostilities is merely a pause, not a resolution, as no underlying issues have been settled. The conversation highlights how three conflicts—Ukraine, the Gulf region, and the cold war with China—are converging into a larger, dangerous alignment of Russia, China, and Iran against US and Israeli interests. Macgregor warns that Iran has effectively weaponized the Strait of Hormuz, and a potential Houthi blockade could cripple Saudi Arabia's ability to export oil, threatening the existence of Gulf states unless they expel American forces. He contends that the US has been militarily defeated by Iran's strategic use of new technology and space-based surveillance, yet political pressure from Zionist billionaires and the Israel lobby prevents President Trump from disengaging. This dynamic, he argues, will likely restart the bombing campaigns. The discussion shifts to the profound economic implications, with Macgregor predicting severe market fragility, potential bank runs, and even a depression. Against this backdrop, he sees gold becoming more valuable than ever, propelled by central bank buying, de-dollarization, and monstrous US debt. He cites predictions of gold reaching $13,000 to $15,000 per ounce, possibly sooner than 2031 if conflict reignites. Macgregor reveals his personal investment philosophy of holding cash and precious metals exclusively, emulating J.D. Rockefeller's strategy of maintaining liquidity to capitalize on distressed opportunities. He praises Palisades Goldcorp for its strong cash position and strategic investments in gold, uranium, and other critical minerals, positioning it for substantial upside in a deteriorating global economy. He concludes by emphasizing the decline of US hegemony and the urgent, yet ignored, need to accept a new world order. Timestamps: 00:00:00 – Introduction 00:01:22 – Israel Iran Conflict Update 00:03:02 – Three Merging Global Conflicts 00:09:08 – China Cold War Risks 00:12:28 – Houthi Implications 00:14:30 – A Jewish War 00:23:36 – Conflicts & Impacts on Oil 00:30:44 – Joining Palisades Gold Board 00:32:37 – Gold Price Predictions 2031 00:38:12 – Gold Vs. Aliens/Other Commodities 00:44:41 – Doug’s Personal Finance Strategy 00:48:09 – Wrap Up and Resources Guest Links: Website: https://douglasmacgregor.com X: https://x.com/DougAMacgregor Substack: https://substack.com/@coloneldoug YouTube: https://www.youtube.com/@macgregorwarriordiplomacy Articles: https://breakingdefense.com/author/doug-macgregor/ Douglas Macgregor is a decorated combat veteran, an author of five books, a PhD, and a defense and foreign policy consultant. Macgregor was commissioned in the Regular Army in 1976 after 1 year at VMI and 4 years at West Point. In 2004, Macgregor retired with the rank of Colonel. In 2020, the President appointed Macgregor to serve as Senior Advisor to the Secretary of Defense, a post he held until President Trump left office. He holds an MA in comparative politics and a PhD in international relations from the University of Virginia. Macgregor is widely known inside the U.S., Europe, Israel, Russia, China and Korea for both his leadership in the Battle of 73 Easting, the U.S. Army's largest tank battle since World War II, and for his ground breaking books on military transformation: Breaking the Phalanx (Praeger, 1997) and Transformation under Fire (Praeger, 2003). Macgregor's recommendations for change in Force Design and “integrated all arms-all effects” operations have profoundly influenced force development in Israel, Russia and China. In 2010, Macgregor traveled to Seoul, Korea to advise the ROK Ministry of Defense on force design. In 2019, Transformation under Fire was selected by Lt. Gen. Aviv Kohavi, Chief of the Israeli Defense Force (IDF), as the intellectual basis for IDF transformation. His fifth book, Margin of Victory: Five Battles that Changed the Face of Modern War from Naval Institute Press is available in Chinese, as well as, English and will soon appear in Hebrew. In 28 years of service Macgregor taught in the Department of Social Sciences at West Point, commanded the 1st Squadron, 4th Cavalry, and served as the Director of the Joint Operations Center at SHAPE during the 1999 Kosovo Air Campaign for which he was awarded the Defense Superior Service medal. In January 2002, at Secretary of Defense Donald Rumsfeld's insistence the USCENTCOM Commander listened to Colonel Macgregor's concept for the offensive to seize Baghdad. The plan was largely adopted, but assumed no occupation of Iraq by U.S. Forces. Macgregor has also testified as an expert witness before the Senate and House Armed Services Committees and appeared as a defense analyst on Fox News, CNN, BBC, Sky News and public radio. He is fluent in German.

“Jared Kushner is one of the most powerful American diplomats of the twenty-first century — and he has no skill set to speak of that I can see.” — Casey Michel Four years ago, the muckraking journalist Casey Michel came on this show to discuss how the United States has built the greatest money-laundering scheme in history. That pre-Trump 2.0 America, he says, looks quaint. His new book, United States of Oligarchy: How America's Wealthiest Ally with Dictators, Weaken the U.S., and Destroy Democracy, describes an American casino where the Trump family has become the dealer with a perennially stacked deck. The word “oligarchy” comes with 2,500 years of baggage. Aristotle, not averse to aristocracy, nonetheless warned of the rule of the few. Teddy Roosevelt preferred “plutocracy” as a way of describing the baronial rule of the late 19th century American capitalists. And, of course, it took a Roosevelt — the sickly scion of upper-crust New York — to dilute his own oligarchic caste with anti-trust law and inheritance & progressive income taxes. Exhibit A in this American oligarchy is Jared Kushner, who has leveraged his father-in-law's rotten casino to ally with dictators and destroy democracy both in America and around the world. Michel says Kushner has “no skill set to speak of” — apart, of course, from an insatiable greed for wealth and power. The banality of the deal. So what to do? Michel is waiting for a 21st century Teddy Roosevelt — he names Talarico and Ossoff — who will tax and perhaps even prosecute Kushner and his fellow oligarchs. But I fear he is waiting for Godot. Teddy isn't coming back. Nor is FDR. Don't expect the banality of the current highly lucrative deal to end anytime soon. Five Takeaways •       Child's Play. The anonymous shell companies and mystery donations of American Kleptocracy — dire enough in 2022 — now read as quaint. The scale has exploded (crypto, prediction markets, AI as accelerant), and so has the shamelessness: a Qatari luxury airliner gifted to a sitting president, and a $1.8 billion slush fund that will compensate January 6 rioters while granting Trump's family, inner circle, and “associates” carte blanche from tax audits, past and future. America has had corrupt administrations — Grant, Harding, Nixon — but nothing, Michel argues, on this magnitude. Trump himself is symptom rather than cause: the culmination of trends decades in the making. “Shameless does not begin to describe it. I have to laugh — otherwise, I'm sure I'd just be crying.”•       From Aristotle to the Trillionaire. Aristotle popularized oligarchy: rule of the few — who must also be the wealthiest. Teddy Roosevelt preferred “plutocracy,” and the Founders fought over “aristocracy”; Michel meets the 2020s where they are. The through line he found in the research: America's anti-oligarchic champions come from inside the elite — above all TR, the sickly, bloodlet, electroshocked child of upper-crust New York who grew into the singular force against concentrated wealth: inheritance tax, progressive income tax, and a bully pulpit used without apology. Today's benchmark: Gilded Age fortunes — Rockefeller's $30 billion in modern terms — are pocket change beside centibillionaires and America's first, briefly minted trillionaire.•       Exhibit A: Jared Kushner. One of the most powerful American diplomats of the twenty-first century — Israel and Gaza, Russia and Ukraine, the Gulf — with, in Michel's judgment, no skill set to speak of: a string of failures from 666 Fifth Avenue to the New York Observer, redeemed by the single best thing he ever did, marrying Ivanka Trump. MBS bragged Kushner was “in his pocket”; James Comer told an intermediary to tell him to fuck off — making Kushner, Michel suggests, a genuinely bipartisan target for future investigations. Andrew pushed back — the network of autocrats is real, the Harvard degree is real — and the conversation settled on Arendt: not evil, but indifferent to good and evil. What Kushner cares about: Ivanka and her father, his bottom line, and carrying water for Benjamin Netanyahu.•       The Incentive Machine. Michel's deeper argument indicts structures, not sinners: virtually none of this is illegal, which is precisely the problem. Corporate secrecy, campaign finance, and offshore taxation build an architecture in which allying with dictators is the rational move — if your competitor will meet MBS or Xi, you must too. Hence the corporate class's standing ovation for Xi Jinping in San Francisco; Google's Project Dragonfly censorship engine; Musk's Tesla leverage in Beijing (and DOGE actions conspicuously in Chinese interest); the NBA's progressive branding beside its Rwandan and Emirati partnerships; and Ireland, the thriving democracy at the bottom of the tax-haven barrel. Michel is happy to call the CCP one of history's most monstrous regimes — and to note that no ideology, only rank financial interest, lays American CEOs at its feet.•       Waiting for Teddy. Does oligarchy actually weaken America? Michel points to the Iran war's aftermath — collapsed interceptor stocks, an intact Tehran regime, Gulf monarchs getting their dirty business done at American expense — plus Greenland threats, wobbling alliances, and the nuclear proliferation he expects among abandoned allies. Andrew pressed the counter-case three times: Wall Street at record highs, half of America holding retirement accounts. Michel's answer: inequality beyond anything in the national experience — and a political moment, left and right, hungry for anti-oligarchic leadership. The GOP just moved to kill the shell-company database; the remedy is a twenty-first-century TR — a Talarico, an Ossoff — willing to be denounced as a communist agitator. “If Teddy Roosevelt can be, I suppose anyone can.” About the Guest Casey Michel is an author, investigative journalist, and director of the Combating Kleptocracy Program at the Human Rights Foundation. He is the author of American Kleptocracy — named by The Economist one of the best books for understanding financial crime — and Foreign Agents, and his writing on offshoring, foreign lobbying, and illicit wealth appears in The New York Times, Financial Times, The Atlantic, and Foreign Affairs, among others. He has testified before the Senate Judiciary Committee on illicit financial networks and national security, holds a master's from Columbia's Harriman Institute, and is currently sanctioned by the Russian regime for his work. United States of Oligarchy (St. Martin's Press, August 4, 2026) is his third book. References: •       United States of Oligarchy by Casey Michel (St. Martin's Press, Augu...

Downeast Mike Episode 139 *News & Commentary* Thursday, August 6, 2026Our Motto: Some of this is whimsy – some of this is true – the interpretation of it all is entirely up to you! Did you know? Downeast Mike contains no mean words! Just wholesome goodness from Downeast Maine. In today's episode: Bell-bottomed Navy (1977)Maine Man Bites Police Cruiser (1977) Rockefeller Gets Tax Refund (1907) Caves, Wildcats and More (Various)Thank you for listening! Contact Downeast Mike: mike(@)downeastmike.com

Diving into the letters John D. Rockefeller wrote to his son.-----Sources:The 38 Letters From J.D. Rockefeller to his sonTitan - Ron Chernow-----4:30 - Your destiny is determined by your actions10:00 - Self-control and discipline11:25 - Planning luck is planning life13:34 - Work as a key to happiness16:15 - Does it keep you up at night17:35 - Don't be a passive person20:00 - Mortgage for the future21:25 - On failure25:05 - Belief is necessary31:17 - Excuses are the source of failure32:55 - Attitude determines achievements34:10 - Greed is necessary36:50 - Keys to wealth41:45 - The importance of self-reflection46:35 - Two types of people to avoid49:50 - The peace of conscience is the only reliable reward.

It is the first of our Spiderwebs of Babe Paley episodes this week! Today, we are taking a journey into the past with reporting from The Saturday Evening Post from June 22, 1963 to spend a little time with Happy Rockefeller. Happy and Nelson Rockefller have just married, and oh my, it is a scandal for the ages. With much commentary about Happy's earlier days, this one does really include everything you like - and the spiderwebs too! Continue your investigation with ad-free and bonus episodes on ⁠⁠⁠Patreon⁠⁠⁠! To advertise on Done & Dunne, please reach out to ⁠⁠⁠info@amplitudemediapartners.com⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Capital Hacking, Josh sits down with renowned investor, entrepreneur, and Cashflow Ninja host MC Laubscher to discuss how business owners can apply family office principles—without needing millions of dollars.MC shares insights from over 20 years of studying successful entrepreneurs, investors, and family offices, introducing the framework behind his new book, "The Family Office for Business Owners: Build a Family Wealth System as Powerful as Your Business."Listeners will learn how to create a family operating system, preserve wealth across generations, establish a family bank, improve governance, and think like long-term wealth builders rather than simply business operators.Chapters:00:00 – Introduction & episode overview03:08 – MC Laubscher's background and journey into investing10:06 – How the new book came to life17:50 – Why every business owner should think like a family office19:54 – The Five Pillars of a Family Wealth System29:10 – Succession planning and preparing the next generation33:15 – Creating a Family Bank with Infinite Banking35:02 – Asset management, long-term investing & final insights39:33 – Where to get the book and connect with MC40:07 – Closing remarks and outroConnect with MC:https://www.producerswealth.com/familyofficebook  https://producerswealth.com/ https://a.co/d/08uE6kKR Learn More About Accountable Equity:Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#registerTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

In Layer 10 of Exposing the Matrix, we examine the psychological machinery used to shape human behavior through fear conditioning, dopamine addiction, online rage, identity politics, isolation, pornography, emotional manipulation, and endless distraction. From government messaging and corporate algorithms to the pornography empires profiting from broken men, modern systems keep the human mind overstimulated, divided, exhausted, and easier to control. This episode names the institutions and individuals involved while showing how believers can resist the manipulation, renew their minds through Scripture, and stand firmly in the truth of Jesus Christ.Closing song "Guard Your Mind"https://suno.com/song/da4c6a01-1a16-4537-bf46-c85e2b1f15a8Support our work: Zelle 719-651-0642

John D. Rockefeller became the richest man the world had ever known by thinking differently about business, competition, and family.  This episode isn't just the story of Standard Oil. It's about the principles that built one of history's greatest business empires and what they can teach us today.  Along the way, you'll see the rise of Standard Oil, the public backlash that made Rockefeller America's most hated businessman, the breakup of his company, and the philanthropic legacy that continues to shape the world today. Enjoy! ------ Chapters: (00:00) The Making of John D. Rockefeller (04:56) The Search for Belonging (07:33) Business Lessons From his Mother (10:54) The Unlikely Lessons he Learned from His Father (15:09) When Rockefeller Decided to Get Rich (17:50) The Relentless Job Search (21:21) Learning How to Run a Business (29:49) The Power of a Good Reputation (34:57) The American Oil Boom (36:34) Rockefeller's Biggest Early Bet (43:28) Rockefeller and Henry Flagler (46:21) The One-Drop Difference (49:22) Building Standard Oil's Partnership (53:06) How Rockefeller Used Leverage (56:43) From Competition to Cooperation (01:00:43) Why America Turned on Rockefeller (01:08:54) The Cleveland Massacre (01:17:41) Rockefeller's Private Family Life (01:25:45) Rockefeller and the Panic of 1873 (01:29:39) A Private Life, A Public Empire (01:32:50) Standard Oil's Pipeline War (01:38:40) Creating the Standard Oil Trust (01:42:37) The Fortress on Broadway (01:48:07) The Backlash Against Standard Oil (01:54:33) Ida Tarbell Takes On Rockefeller (02:02:00) Rockefeller's Failed Media Strategy (02:14:31) How Standard Oil Stayed One Step Ahead (02:16:06) Breaking Up Standard Oil Made Him Richer (02:19:40) Why Rockefeller Gave It All Away (02:26:28) The Weight of the Rockefeller Name (02:28:52) Rockefeller's Hardest Goodbye (02:34:22) Why Rockefeller Gave Away Dimes (02:38:46) The Richest Man Couldn't Buy Time (02:41:41) John D. Rockefeller's Legacy ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ ------ Thank you to the sponsors for this episode: +CoinShares: Delivering Reason to Digital Asset Investing. ⁠https://coinshares.com/⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

As You Wish Talk Radio Real Disclosure, the Great Inversion, and the Call to Rise in Universal Law James Gilliland discusses real disclosure, higher-dimensional contact, the great inversion, controlled UFO narratives, spiritual accountability, and living with an open mind, loving heart, and pure intent. Real Disclosure and the Players Behind the Story In this episode of As You Wish Talk Radio, host James Gilliland opens by saying he wants to discuss “real disclosure,” the “great inversion,” and what he believes people need to understand about the forces involved. He presents a spiritual and extraterrestrial framework involving lower-dimensional forces, fallen Anunnaki, reptilians, grays, insect beings, demonic energies, and what he describes as dark cabal activity. He uses this framework to argue that mainstream UFO disclosure has become, in his view, a controlled and exhausted narrative rather than a truthful release of information. Ancient History, Suppressed Teachings, and the Vibrational Continuum James moves through a wide-ranging account of ancient history, biblical interpretation, Anunnaki stories, flood narratives, the firmament, King James, the Council of Nicaea, the Ethiopian Bible, and what he calls “recycled ignorance.” He argues that people must seek deeper ancient knowledge rather than accept limited religious or historical programming. From there, he describes a vibrational continuum, with lower fourth-dimensional forces associated with demonic or parasitic energies, mid-fourth-dimensional souls caught in reincarnation cycles, upper fourth-dimensional teachers and guides, and fifth-dimensional Christ or Buddha consciousness as the beginning of unity consciousness. Higher Councils, Ascension, and Contact With Enlightened People The episode then shifts into James's description of higher-dimensional beings and councils, including Pleiadian, Orion Council of Light, Sirian, and Andromedan groups. He says the planet is undergoing an ascension process and that human physical, mental, emotional, astral, and etheric bodies are being challenged, purged, and healed as part of that shift. James emphasizes that spiritually and technologically advanced beings will not contact the status quo, entertainment-driven UFO personalities, or those embedded in chaos, but will instead connect with people who have created a heart-centered, peaceful, service-oriented space. The Great Inversion and Accelerated Karma A major theme of the program is what James calls the great inversion, which James says the Pleiadians explained the great inversion to him as an energetic process in which what people have put out returns to them condensed, amplified, and accelerated. He says this is not God punishing people, but karma and universal law coming back into balance. In his view, those who have acted with kindness, love, generosity, service, and integrity will experience uplifting returns, while those involved in predatory behavior, corruption, manipulation, trafficking, exploitation, and control will lose the power and gains they accumulated through harmful means. Controlled Disclosure, Ufology, and Following the Money James sharply critiques what he sees as controlled disclosure and entertainment-driven ufology. He references congressional efforts, public disclosure figures, media personalities, intelligence ties, Rockefeller and CIA influence, paid narratives, dark money, and people he believes are part of planned opposition or limited hangouts. He encourages listeners to follow the money, examine people's deeds rather than their words, look for agency and family ties, and ask who is truly talking about spiritually and technologically advanced beings capable of ending war, disease, and destructive energy systems. ECETI, Contact Evidence, and Lessons From Betrayal James discusses his own long history with contact, saying ECETI has documented decades of sightings, ships, landings, videos, photographs, and experiences witnessed by guests, scientists, and visitors. He asks why this body of experience is not included in mainstream disclosure events, conferences, or documentaries. He also shares a personal account of being financially and spiritually betrayed in a project connected to Hawaii, whales, dolphins, UFO contact, healing work, and ascension efforts. He frames that experience as another example of people presenting high ideals while acting with self-interest once money and opportunity appear. Universal Law, Personal Accountability, and the Closing Skywatch The closing message urges listeners to stop focusing on titles, claims, performance, or spiritual branding and instead examine whether people are living according to universal law. James defines that path through open-mindedness, a loving heart, pure intent, service to others, healing old wounds, releasing trauma, making a personal connection with Creator, and becoming “worth contacting.” After the main talk, the transcript shifts into a skywatch-style field segment where people react emotionally to lights or objects in the sky powering up, followed by a promotional invitation to join ECETI, watch As You Wish Talk Radio, view skywatch videos, and explore workshops on self-mastery, herbalism, grounding, and shielding.

There was so much happening in 1973 that impacts our current world that it deserves a deeper examination. As the Vietnam War was pretending to come to an end so that Kissinger could collect his laughable Nobel Peace Prize, the Trilateral Commission was just coming into existence to facilitate open borders and world government for the next half century. Nixon was fighting off a coup with the Watergate situation while the oil companies were plotting to screw the entire world with a scheduled war in the Middle East in order to artificially drive up prices by 300%. South America was slated for regime change through the CIA's Operation Condor, while China was opened up so that Rockefeller and Bush could build thousands of factories to change the world while putting trillions of Petrodollars in their pockets.---Macroaggressionswww.Macroaggressions.ioMerch StoreLink Tree Video ChannelsRumble | YouTube | BrighteonActivist PostNewsletter Sign UpAudiobooksHypocrazyThe Octopus of Global ControlSupport Our SponsorsReplace Your Mortgage: www.WipeOutYourMortgageNow.comGround Luxe Grounding MatsC60 Power | Promo Code: MACROChemical Free Body | Promo Code: MACROWise Wolf Gold & SilverLegalShield: www.DontGetPushedAround.comChristian Yordanov's Health ProgramThe Dollar VigilanteNesa's Hemp | Promo Code: MACROAugason Farms

Dimitri and Khalid are finally back with the eighth installment of SJ's deep political meta-series CONTRA. We start off by checking in with the Big Boy star of CONTRA VII, Illinois Gov. JB Pritzker, including: the long march of the Big Boy meme accounts, unpacking the fuzzy allegations that the Pritzkers and Rockefellers have been “funding” pro-Palestine protests, and where the Pritzkers actually stand on Gaza in 2024. We then begin our dive into Alan A. Block's “All Is Clouded By Desire” and its dracular protagonist, the Palestine-born “businessman” Bruce Rappaport, whose collaborations with the venerable Bank of New York resulted in the greatest heist of the 20th century: the wholesale looting of the post-Soviet economy by Russian gangsters, Western banks, and an intricate web of sus international intelligence assets in the early 1990s. [Originally aired August 17, 2024] For access to weekly premium SJ episodes, upcoming installments of DEMON FORCES, and the Grotto of Truth Discord, subscribe at https://patreon.com/subliminaljihad.

The Boston Tea Party is the most misunderstood event in American history. Every schoolchild learns it was an antitax protest, proof that Americans have always hated paying taxes. But the Tea Act of 1773 was actually a tax cut. Parliament lowered the duties on tea to bail out the East India Company, a corporation deemed too big to fail, and the Sons of Liberty destroyed ninety thousand pounds of tea not because taxes were too high but because a distant government was using fiscal policy to serve corporate interests without the colonists' consent. The colonists of Massachusetts kept collecting taxes locally even as they defied the British, simply redirecting the money to a patriot treasurer. They didn't want freedom from taxation. They wanted the power to tax themselves. That distinction, argues Vanessa Williamson, is the key to understanding everything that has happened in American politics since. Today's guest is Vanessa Williamson, author of The Price of Democracy. We discuss how the Boston Tea Party was actually a protest against a corporate tax cut for the East India Company, not against taxation, why Shays's Rebellion terrified the founders into writing a Constitution deliberately designed to keep ordinary citizens away from the public purse, and how the Whiskey Rebellion revealed the pattern that would repeat across American history: when poorer people demand fairer taxation, elites respond with force or legal constraints or both. We look at how the Gilded Age Supreme Court declared the income tax unconstitutional, why it took a twenty-year populist campaign and a constitutional amendment to bring it back, and how Rockefeller's lawyers warned that a graduated income tax "realizes most completely the supreme danger of democracy." Williamson argues that free countries are high-tax countries, that authoritarian governments are bad at collecting revenue, and that the antitax movement in America has always been an antidemocratic movement, using supermajority requirements, property tax caps, and fiscal limitations to ensure that even when the people vote for a functioning government, the rules written by a previous generation's oligarchs prevent them from getting one.See omnystudio.com/listener for privacy information.

World Political Exposure (audio) Compiled Tues. 21 July 2026 12:01 am EST by Judy Byington https://operationdisclosureofficial.com/2026/07/21/restored-republic-via-a-gcr-as-of-july-21-2026/ The Deep State Has Been Stealing Elections Around The World For 20 Years Med Beds Have Been Produced And Running Since The 1970s Musk Is Building A Home Med Bed For Public Use Healthcare run by Big Pharma will never cure disease. A nation run by the media will never know the truth. A country run by banks will always be in debt. A state run by war will never know peace. …Julian Assange on Telegram Gethsemane | The Tabernacle Choir at Temple Square & a Children's Choir “You are a treasure, created with purpose and love by God. Every day is a new chance to shine your light in the world.” Judy Note: On Tues. 21 July 2026 the Quantum Financial System will be unveiled in a worldwide broadcast that securely transmitted via the Quantum Communication Network. The fundamentals of this system, as well as the concrete actions that any citizen can take to start utilizing it, will be revealed.   The enemy has full infiltration of your home, and not a single shot was fired. Billions have been invested in the slow poisoning of humanity. They do not want you waking up. They want you a slave to the system forever. The enemy's biggest weapon was distraction. While everyone was arguing: • Technology became more powerful. • Privacy became optional. • Debt became normal. • Convenience replaced freedom. • Information became harder to verify. • Algorithms began deciding what billions of people see. • Fear became profitable. • Outrage became a business model. • Independent thinking became increasingly rare. • The loudest voices drowned out the most important questions. The strongest prison is built when people stop asking questions, stop verifying information, and accept every narrative without thinking for themselves. Stay curious. Question everything. Verify everything. Think for yourself. What we thought we knew, but didn't really know and now are supposed to know but don't have a clue. With clones, doubles, made up movies Hollywood style and Trump's Military Alliance throwing more popcorn at us, it gets sooo confusing: Mon. 20 July 2026 US Secretary of State Marco Rubio Fox News: “I designated two additional Mexican cartels, the Juárez Cartel and Los Viagras, as Foreign Terrorist Organizations and Specially Designated Global Terrorists. Under President Trump's leadership, we will never stop fighting against violent narco-terrorists from flooding our nation with deadly drugs.” Mon. 20 July 2026 After years of being lied to and gaslit by the mainstream media, voting companies, and crooked politicians, voting systems were always connected to the internet and NOT air-gapped, with IP addresses confirming foreign servers were sending and receiving data to these machines during the 2020 election. Not only did the machines have internet access, they were bought and came standard with foreign made 3G/4G modems already installed in the machines, with remote wireless backdoor access to manipulate the vote count in real time. …Dan Bongino on Telegram Jessie Czebotar claims she witnessed Hillary Clinton, George Bush, Dick Cheney, Joe Biden and others at S-----c Rituals and child hunting parties run by the Rothschilds.   The entire “fossil fuel” scam was invented by the Rockefellers and the Smithsonian in the late 1800s to create artificial scarcity and jack up prices to insane levels. Oil is abiotic. It is a liquid mineral cooked deep in the Earth's mantle under crushing pressure and scorching heat. If people knew oil is basically tap water for the planet, endlessly generated from below, the entire parasitic geopolitics of wars, sanctions, and price manipulation would evaporate overnight. 75 entry-level driving schools are now under investigation for FRAUD. 24,000 drivers who can't speak English were already taken off the roads — and 4 states had to cancel 28,000 licenses issued ILLEGALLY. 9,500 schools have already been CANCELED from the federal registry. “Thousands of unqualified trucking schools have already been taken off the federal registry, but Homeland Security and the Department of Transportation are working to do even more.” Possible Timing: On Thurs. 16 July 2026 the Quantum Financial System went live worldwide. Every major bank connected. Old fiat system dead. GCR gold-backed currencies of 209 nations igniting. NESARA GESARA debt jubilee implemented. Saint Germain Trust of 890 trillion activated for the people. Constitutional Republic restored July 4. US Inc dissolved. On Thurs. 16 July 2026: President Trump signed Executive Order 2026-1947 declaring Med Bed Technology released to the public. Non-invasive treatments under an hour use specific wavelengths so the body heals itself. Free Med Bed access for the general public worldwide soon. Since 2019 the AMA opposed release citing threats to Big Pharma and insurance. Internal AMA email to 847,000 doctors admitted PEMF efficacy for tissue regeneration but threatened license loss and criminal charges for use. On Thurs. 16 July 2026 at 03:17 am Geneva time the WHO deleted over 14,000 pages proving electromagnetic frequency therapy effectiveness including 70-94% tissue regeneration rates, 67-89% cancer remission data, and memos on the frequency problem destroying health economics. On Sat. 18 July 2026 Japan became the first nation to approve Med Bed technology for public hospitals. Three types authorized: PEMF Regeneration Chamber (7.83-14.1 Hz for cancer and o---n failure), Torsion Field DNA Repair Unit (528 Hz for genetic disorders and aging reversal), Biophotonic Coherence Restorer (full-spectrum light for immune restoration). Deployment begins September 1 2026 across 340 hospitals. South Korea approval expected August 2026, India Q4 2026, United States within 120 days. Pharma stocks crashed, emergency meetings called it reckless endangerment. On Mon. 20 July 2026: Temporary Martial Law at maximum alert. EBS preparing decoded pages within hours. 10 days of communication darkness imminent. Military forces positioning for global shutdown protocols. Large scale arrest operations approaching. Hillary Clinton scheduled Tues. 28 July 2026 for Crimes Against Humanity and Children. MedBeds online next week. Global streams of healing centers activating. Free access to Med Beds everywhere by mid August. Regenerative pods reverse aging, regrow limbs in minutes, erase chronic disease, activate DNA and pineal gland. Cabal deep state melting as suppressed military technology from tunnels and Starlink networks floods the planet. Big Pharma dies. Humanity reborn in the Restored Republic. The Great Awakening is here. Nothing can stop what is coming. Global Currency Reset: On Thurs. 16 July 2026 the Quantum Financial System went live worldwide. Every major bank connected. Old fiat system dead. GCR gold-backed currencies of 209 nations igniting. NESARA GESARA debt jubilee implemented. Saint Germain Trust of 890 trillion activated for the people. Constitutional Republic restored July 4. US Inc dissolved. Mon. 20 July 2026 BOOM: “ABOLISH THE IRS” Trends After Trump Exposes Tax System — “FOREIGN COUNTRIES CONTROL OUR POLITICIANS” | Tax Day 2026 VIDEO – amg-news.com – American Media Group   Mon. 20 July 2026 Martial Law: On Tues. 21 July 2026 the World will see what was previously kept under wraps: the Quantum Financial System's formal public unveiling. In a worldwide broadcast that is securely transmitted via the Quantum Communication Network, the fundamentals of this system, as well as the concrete actions that any citizen can take to start utilizing it, will be revealed. The Quantum Network operates on real-time synchronized quantum nodes that are impervious to manipulation, interference, and surveillance. No current supercomputer can crack the level of security provided by quantum encryption, which secures every transaction, account, and asset. This is financial sovereignty for everyone, not just the wealthy. You'll discover how to get into your biometric-assigned account. You will observe how Rainbow Tokens work in this system as actual, gold-backed value. You will comprehend the reasons behind the phase-out of every antiquated technique, including fiat money, third-party processors, and credit networks. Tomorrow's demonstration will feature real-time, secure, and instantaneous international transfers that are carried out without the need for banks, apps, or approval delays. Humanitarian initiatives will be funded in a matter of seconds. Blocked assets will be reactivated and redirected to the individuals. Most significantly, you will witness how corruption at its source is prevented from affecting your identity, wealth, and future. This is the culmination of everything. The Alliance has been dismantling the system from within for years, removing layers of control and deceit. The replacement is now prepared—not as a substitute, but as the only practical option for the future. There won't be any going back after tomorrow. This is the end of the days of financial slavery, hidden taxes, and weaponized inflation. Pay close attention. Everything will be exposed by the light. You can never unsee the truth once you've seen it. Not in theory, but in practice, the quantum era has arrived. It's not just a reveal tomorrow. It is the start of your involvement in a system designed for the people, freedom, and truth. Early Mon. Morning 20 July 2026 at exactly 03:00 EST, Protocol 19 entered its final, non-reversible completion phase. The Black Swan Event was kinetic. Protocol 19 has been fully completed. The Federal liquidation was terminal. …Tier4b ISO20022 on Telegram The Federal Reserve System has officially lost its primary administrative routing certificates, and the legacy paper matrix has run out of broadcast range. The Global White Hat Alliance has finalized the hard-override, and the operational logs for the next 48 hours are locked into the live backend: CHAPTER 1: THE SYSTEM FLIPS Protocol 19 has triggered the absolute migration of global monetary routing. The legacy SWIFT network data hubs in Brussels and New York have been permanently decoupled from the primary ledger lines. The entire baseline architecture has transitioned to the Quantum Financial System (QFS) — where every single transaction pool, international settlement, and corporate clearance is forced to execute through clean, digital asset-backed channels. CHAPTER 2: THE GOLDEN STANDARDS ACTIVATION The era of speculative, print-on-demand fiat paper is dead. The US Dollar and Euro corporate illusions are hitting an absolute wall. Under the strict enforcement of the new global economic protocols, every currency digital asset line must be anchored directly to verified, audited physical precious metals. The unbacked, synthetic liabilities that the Cabal used to manipulate energy and housing sectors are being rendered dead assets in real-time. CHAPTER 3: THE MEDIA SPECTRUM DECAPITATION The mockingbird Media synchronization is breaking in broad daylight. As the financial infrastructure of the old elite collapses, their private funding lines for the major media cartels are hitting absolute zero. Decentralized truth networks via secure Starlink quantum encryption relays are already spreading across the global bandwidth, completely bypassing the corporate gatekeepers and preparing the public grid for the unsealed military tribunal disclosures.   Pay close attention to the sudden, unannounced early bank branch closures and restricted digital access notices at major commercial banking institutions in your area today. They cannot generate paper debt to balance their sheets anymore, and their private authority keys have been permanently revoked. They designed the matrix to make you believe their financial iron curtain was indestructible. But the master switch has been flipped from the inside, the validation metrics are live, and the old world has officially run out of air. The reset is going kinetic. The sovereign era is fully live. The baseline shift was running on live banking clearing nodes right now. While the corporate financial channels are desperately trying to cover up the sudden “administrative outages” across major commercial branches with routine server maintenance notices, the raw ledger telemetry shows the truth: The private central Banking Cartel has been legally and physically severed from individual wealth management. On Mon. 20 July 2026 at exactly 02:00 UTC, the SWIFT protocol clearance keys were permanently overridden. The transition to the ISO 20022 Quantum Financial System (QFS) standard entered its non-reversible execution phase. Here is the unedited, verified inside telemetry straight from the Tier 4B operational hubs: THE REVALUATION MATRIX IS LIVE ON CORE SCREENS The treasury screens inside secure liquidation vaults are displaying internal asset-backed adjustments. The revalued currency rates—led by the primary resource-backed baskets including the Iraqi Dinar and sovereign Zim bonds—are locked behind Quantum-encrypted firewalls. The fiat paper illusion printed out of thin air is officially dead equity. WE THE PEOPLE — SOVEREIGN DIRECT ACCESS Under the strict mandates of the Restored Constitutional Governance and NESARA/GESARA legal structures, bank intermediaries no longer own or control your capital. Every QFS-verified account is 100% direct-access by the account holder alone. No federal tax confiscation, no unconstitutional debt holds, no institutional freezing. THE TIER 4B NOTIFICATION WINDOW The encrypted Safe-Link algorithms are primed for deployment. The appointment slots for private exchange and humanitarian project funding are fully structured under high-security Alliance protection. • Standard Sovereign Holdings: Instantly credited onto digital asset ledgers backed 1:1 by gold and physical commodities.   • Humanitarian Project Lead Holdings: Accessing specialized asset-allocation tiers to fund immediate local infrastructure, free energy, and community rebuilding. Look at your local commercial bank interface. Look at the unprecedented, synchronized limitations on large fiat paper withdrawals worldwide. They cannot generate fractional-reserve debt anymore because the master ledger requires 100% physical metal backing for every single transaction code. The power has been permanently stripped from the private elites and handed directly back to “We The People.” Check your secure devices. Organize your project documentation. Keep your financial parameters completely quiet. The old world is out of money. The sovereign era is fully operational tonight Judy Note: No one knows the exact date for notification of appointments for Tier4b (us, the Internet Group) to exchange foreign currencies, but deadlines shown in the above Timing indicate it to be very soon. We have been told that Wells Fargo, which is controlled by the Chinese Elders – (the ones who own the gold behind the Global Currency Reset) – will send out emails to currency and bond holders worldwide telling them how to set redemption & exchange appointments. It is advised to exchange/redeem your foreign currency at an official Redemption Center (RC) rather than a bank. You can only redeem Zim at a RC, the Dinar Contract Rate can only be given at a RC and banks will offer you lower exchange rates than what you can obtain at a RC. You can only set up your new wallet (bank account) at a RC. It was my understanding that most banks were under control of the Cabal and would soon play a different roll in the Global Financial System. Mon. 20 July 2026: Iran just hit Kuwait's power grid. Iran just attacked Bahrain. Israel claims Netanyahu's arrest is imminent. And somewhere in a classified bunker, someone just activated a contingency protocol. A protocol called “Global Lockdown.” …Mr. Pool Final Chapter on Telegram A military strategist from Pentagon's War Games Division revealed,”Iran attacks on Kuwait, Bahrain aren't random. Coordinated with Israel collapse. Netanyahu arrest destabilizes. Perfect moment for lockdown card.” “Lockdown protocol ready for years. Pandemic 2.0. Economic collapse. Martial law. Deep state waiting. They tried 2020. Trying again now.” “Trump knows. Military knows. We've been watching. When they move, we counter. When they lock down, we unlock.” “Iran escalation is real but distraction. While world watches, deep state moves pieces. Activating protocols. Preparing lockdown.”   “Netanyahu arrest isn't justice. It's destabilization. Creating chaos for lockdown. We see it. We're stopping it.” Why now: “Evidence overwhelming. Lockdown protocol documented. Deep state plans exposed. Move now or they execute.” “Trump authorized military countermeasures. Not Iran retaliation. Counter-ops against deep state. Against lockdown machinery.” “Iran escalation is cover. Netanyahu chaos is cover. Underneath, dismantling lockdown apparatus. Destroying their ability.” “When public, people understand. Not about conflict. About preventing enslavement. Stopping final takeover.” What's coming: “More exposure. More evidence. Lockdown was planned. Chaos orchestrated. Deep state ready for control.” “Military moving. Trump moving. Evidence compiled. Truth prepared for release.” “Lockdown protocol exposed, world wakes. People understand: one crisis from permanent control. Everything changes.” Operation Unlock ✓ activated Phase 1: Evidence Gathering ✓ complete Phase 2: Deep State Exposure ⟳ live (Iran chaos cover) Phase 3: Lockdown Protocol Destruction ⟳ July 20-August 5 Phase 4: Truth Release ⟳ August 6-31 The lockdown isn't happening. The Deep State is falling. The control grid is being destroyed. Trump authorized it. The military is executing it. Freedom is real. The world isn't locking down. The world is waking up. Everything changes. Operation code: Unlock-7719 Status: active Target: global lockdown apparatus Fri. 17 July 2026 THE METRICS FOR THE PLANETARY RESET ARE RUNNING LIVE ON THE TERMINALS….Tier4b ISO20022 on Telegram The sudden, unprecedented data sync drops hitting international administration hubs today (Fri. 17 July 2026) are not technical failures. The global apparatus is entering the primary activation sequence. The operational strategy is mapped directly onto the verified 3-Day Bay of Pigs defense protocol, immediately triggering the subsequent 10-Day full-spectrum shutdown of the legacy grid. The Military EBS is fully primed for direct, un-censored broadcast to all TV and Radio frequencies worldwide. Simultaneously, the old corporate government structures are being systematically stood down to make way for the definitive GESARA Blockchain Elections. The future administrative model will be exactly 10% the size of the current matrix—run entirely by uncorrupted, vetted sovereigns. The entire planet is transitioning into the QUANTUM GESARA baseline. We are witnessing the absolute, non-reversible shift: • Quantum Financial System (QFS) • Quantum Voting System (QVS) • Quantum Healing Matrix • Quantum Internet Framework The old infrastructure is being completely erased. The legacy internet network—built under Operation Mockingbird to control human consciousness—is hitting a terminal wall. No more Microsoft dominance. No more corporate media monopolies. The entire digital field is being rebooted through secure Starlink nodes. The private intelligence networks used by the old establishment to weaponize society are being permanently disassembled as we speak. The Mossad, Five Eyes, and CIA architectures have lost their cryptographic master access. Moving forward, the only validated network on the planet will be Military Intelligence operating under Alliance directives. The baseline of the new economy is locked into the metal-backed Rainbow Treasury Notes and the internationally regulated, gold-standard ISO 20022 USA Coins.   The MOAB (Mother of All Bombs) is no longer a kinetic threat—it is the synchronized execution of the Global Currency Reset, the return of the Precious Metal Standard, the full deployment of Quantum GESARA, and the absolute DECLAS (Declassification) of everything on Earth. Look closely at the irregular technical groundings and the sudden system “freezes” across international sectors tonight. The old world is losing its broadcast range. THE RESTORATION IS FULLY LIVE. What We Think We Know as of Tues. 21 July 2026: Mon. 20 July 2026 Iran Nuclear Facility About to Bomb US, Destroyed by US: Iran Thought 2,000 Feet Of Granite Protected Fordow… Then America UNLEASHED This Mon. 20 July 2026 BREAKING SPECIAL REPORT: Trump's Election Bombshell & The Rubio-Bessent “SHADOW GOVERNMENT” Exposure – The Empire's War on Builders [VIDEO] – amg-news.com – American Media Group Mon. 20 July 2026 BOMBSHELL ALERT: Treasury Secretary Scott Bessent Orders MASSIVE BANK AUDITS by IRS in $18 Billion Minnesota Welfare Laundering Scandal | VIDEO – amg-news.com – American Media Group Mon. 20 July 2026 EXPLOSIVE REPORT: THE $100,000,000,000 “DEATH” RACKET: RFK Jr. Exposes the Massive Healthcare Fraud Draining America [VIDEO] – amg-news.com – American Media Group Mon. 20 July 2026 TOP INTEL OPERATIVES FACE JUDGMENT DAY: DOJ Launches Grand Jury To Crush Obama, Clinton & Russiagate Traitors In History's Biggest Political Coup Case – amg-news.com – American Media Group Mon. 20 July 2026 MIRACLE ALERT: The Secret Healing Power of MORINGA Is Finally Exposed – Rejuvenate Your Body, Boost Immunity & Fight Inflammation Naturally! – amg-news.com – American Media Group Mon. 20 July 2026 BOOM: “ABOLISH THE IRS” Trends After Trump Exposes Tax System — “FOREIGN COUNTRIES CONTROL OUR POLITICIANS” | Tax Day 2026 VIDEO – amg-news.com – American Media Group Mon. 20 July 2026 Hillary Clinton's email to John Podesta: confirms that the Kenyan Administration: Barack Obama + Hillary Clinton + Saudi Arabia + Qatar founded ISIS. …Nesara Gesara on Telegram Julian Assange: “ISIS is funded by Saudi Arabia and Qatar. This is the most significant email in the whole collection… The Government of Saudi and the Government of and Qatar that has been funding ISIS… Under Hillary Clinton and Clinton emails revealed… the largest ever arms deals in the world was made in Saudi Arabia, more than $80 Billion dollars. In fact during her tenure as Secretary of State total arms exports from the United States in terms of the dollar value doubled…” In other words, during Hillary Clinton's time as Secretary of Bribery, the Obama's State Department approved massive arms sales — particularly to Saudi Arabia. The result was the rise of terrorist groups like ISIS, funded largely by the very people who were bribing the Clinton Foundation. In short, the death, the be-headings, and the destruction were, in large part, due to Barack Obama and Hillary Clinton. Mon. 20 July 2026 Fox News: Border Czar Tom Homan claims ICE Agents under siege from leftist hate, but delivered record results: Border czar calling it like it is, agents facing 9000% threat spike, vehicle attacks, rhetoric turning families into targets. Dems and media vilifying them daily as “N---s” and “secret police” while they enforce the laws THEY passed. Yet ICE is smashing records: Historic June arrests, 40%+ increase, removing criminals and threats. Prioritizing public safety despite 100+ injunctions and shutdown sabotage. Homan: “I have their six.” Real Americans stand with our ICE heroes, moms, dads, patriots keeping us safe. Enough with the hate that endangers lives. Back the Blue (and ICE)! Deportations continue. America First.” Mon. 20 July 2026 THE OBAMA FILES ARE WORSE THAN WE THOUGHT. His lawyers didn't show up to negotiate. They showed up to BEG. …The Great Awakening on Telegram Here's what Bondi's team found inside the Tehran servers under Obama's codename — RENEGADE: — 14 wire transfers to a Swiss account linked to Hezbollah between 2014-2016. Total: $1.7 billion. The same $1.7 billion he told Congress was “frozen Iranian assets.” — A signed directive authorizing the CIA to stand down during the Benghazi attack. Not typed. HANDWRITTEN. — Communications with Epstein's handler, dated March 2015, discussing “the island arrangement” and “the Chicago package.” — A backchannel to Tehran through Valerie Jarrett, active from 2012 to 2024. Yes. 2024. Two years AFTER he left office. He didn't just betray America. He was running a shadow government from his basement in D.C. while pretending to be retired. His lawyers are now offering FULL COOPERATION in exchange for immunity. Trump said no. No deals. No mercy. No escape. The man who divided America for 8 years is about to face the America he tried to destroy. And she's awake. Mon. 20 July 2026 THEY HAVE BEEN LYING TO YOU ABOUT OIL FOR 150 YEARS. …The Great Awakening on Telegram Oil is not rare. It is not made from dead dinosaurs. It is the second most common liquid on Earth after water and it is literally the planet's lifeblood. The entire “fossil fuel” scam was invented by the Rockefellers and the Smithsonian in the late 1800s to create artificial scarcity and jack up prices to insane levels. They fed you the biotic lie so you would believe oil is some finite dinosaur soup that is about to run dry. Total fabrication. Oil is abiotic. It is a liquid mineral cooked deep in the Earth's mantle under crushing pressure and scorching heat. It is the natural lubricant for tectonic plates and the grease that keeps the planet's massive gears turning smoothly. That is why wells drilled dry in the 1970s are filling back up again today. The Earth is pumping fresh oil from below and regenerating it nonstop. It does not run out. We are sucking the lubricant out of the planet's engine and now the whole machine is starting to shake. More earthquakes. Creaking faults. Grinding plates. Coincidence? No. We are stripping the oil that keeps the Earth's crust sliding properly and the system is literally seizing up. The so-called “fossil theory” is the greatest economic hack in human history. Real crude oil has almost zero biological markers. No nitrogen, no phosphorus, nothing that would survive if it came from dead organisms. It is pure polymeric hydrocarbons, primordial stuff from the Earth's own formation. Thomas Gold tried to warn the world. He proved hydrocarbons like methane and oil rise from the deep mantle, not from ancient swamps. The establishment destroyed his reputation because the truth would collapse their entire control grid. If people knew oil is basically tap water for the planet, endlessly generated from below, the entire parasitic geopolitics of wars, sanctions, and price manipulation would evaporate overnight. They do not want you to know the Earth makes its own oil. They need you scared, dependent, and paying through the nose while they bleed the planet dry. Wake up. The dinosaurs had nothing to do with it. This is the biggest lie they ever sold us and it is k-----g the engine of the world. Mon. 20 July 2026 DHS is aggressively TARGETING CDL truck driving schools who fraudulently give licenses to foreigners and illegal aliens that end up k-----g Americans. GOOD! SHUT THEM ALL DOWN! …Dan Bongino on Telegram President Trump is also moving to replace illegals with VETERANS in the truck driver workforce. 75 entry-level driving schools are now under investigation for FRAUD. 24,000 drivers who can't speak English were already taken off the roads — and 4 states had to cancel 28,000 licenses issued ILLEGALLY 9,500 schools have already been CANCELED from the federal registry “Thousands of unqualified trucking schools have already been taken off the federal registry, but Homeland Security and the Department of Transportation are working to do even more.” “The two federal agencies are announcing a collaboration to enforce rules and regulations at trucking schools all across the country.” Sun. 19 July 2026 Fox News BREAKING: DEEP STATE DESPERATION EXPOSED! They tried to K--L President Trump mid-flight. …Robert F. Kennedy Jr. on Telegram On July 9, 2026, as Trump departed Turkey aboard the brand-new Qatari-donated Boeing 747-8 — his future Air Force One — the Deep State launched a cowardly cyber strike from Langley, Virginia. They targeted the plane's electronic controls in a blatant assassination attempt. But Trump — always ten steps ahead — switched to the older Air Force One at the last second. What the Fake News called a “routine security precaution” was actually a brilliant trap. This was the beginning of the Great Purification. Encrypted comms intercepted. Traitors scrambling. NYT journalists hit with emergency subpoenas because they had obituaries and “air disaster” stories pre-written and ready to publish. They were waiting for the crash. THEY. FAILED. AGAIN. Trump just exposed the entire rat nest. The storm is here. Justice is coming. Sun. 19 July 2026: They've been stealing elections for at least 15 to 20 years, not just here in the United States, but around the world. Now they're exposed and running out of options….Steve Bannon on Telegram In the Georgia 2020 election at the State Farm Arena, we have them on video pulling out hidden suitcases full of ballots that were separate from all of the other ballots and running the same stacks of ballots through machines all throughout the night, with NO observers present, which is completely illegal, after they stopped the count, lied to observers, telling everyone they're going home. We have multiple states and counties destroying evidence, no chain-of-custody documents, counterfeit ballots, dead people voting, 120% voter turnouts, IP addresses from outside the country confirmed communicating with our election machines, etc… Members of our own government, the CIA, DHS, CISA, the EAC, all knew these machines and companies were compromised, but cleared them anyway for use in U.S. elections. That alone should tell you how deep and corrupt the system really is and what we are truly up against. Sun. 19 July 2026 Unclassified & Un-redacted Files Pending Release. …Julian Assange, The 17th Letter (JFK Jr.) on Telegram: The Benghazi files. The JFK files. The Jeffrey Epstein files The MLK Files. The RFK files. The 9/11 files. The Seth Rich files. The Hunter Biden laptop files. The January 6th files. The C---D-19 origin files. The Fauci files. The Nord Stream sabotage files. The Roswell files. The UFO/UAP files. The Malcolm X files. The Tuskegee Experiment files. The MKUltra files (full scope). The Operation Northwoods files. The Iran-Contra files (unredacted). The Snowden leaks (classified portions). The Las Vegas shooting files. The Clinton email server files. The George Floyd autopsy files (unreleased details). The Area 51 files (beyond Roswell). Mon. 20 July 2026 A FORMER NSA ELECTION SECURITY DIRECTOR JUST WENT PUBLIC. TRUMP'S DECLASSIFICATION REVEALED EVERYTHING. THE VULNERABILITIES WERE WORSE THAN ANYONE IMAGINED. …QAnon on Telegram He contacted us through an encrypted channel 48 hours ago. His identity has been verified by three independent cybersecurity experts. He worked in NSA's Election Security Division 2016-2024. He calls it “The Silent Breach.” His words. Unedited: “Foreign actors penetrated our election infrastructure for 8 years. Real-time breaches. We did nothing.” “In 2016, I documented 47 vulnerabilities in 12 states. They said: ‘This stays classified.'” “By 2018, Chinese intelligence accessed voter databases in 7 states. We knew. We did nothing.” “By 2020, evidence of foreign interference in 19 states. Logs. Timestamps. Everything.” “I told my director we must go public. He said: ‘It destroys confidence. We can't allow that. So they classified it. They buried it. They silenced me.” “In 8 years, I witnessed:”  127 confirmed foreign intrusion attempts into election infrastructure  34 successful penetrations of voter registration systems  19 states with documented vulnerabilities  Zero public disclosures  Zero accountability “Millions voted in systems we knew were compromised. Foreign actors had access. We could have fixed it. I couldn't sleep. For 8 years.” WHY HE'S TALKING NOW: “Trump's declassification changed everything. The documents are coming out. The vulnerabilities are being exposed. The truth cannot be hidden anymore.” “I have 8 years of documentation. I have the intrusion logs. I have the foreign IP addresses. I have the names of officials who covered this up. I have the proof that this was known and ignored.” “I am ready to testify. Under oath. Before Congress. Before the American people.” “127 foreign intrusion attempts. 34 successful breaches. 19 compromised states. Zero accountability. That's not national security. That's treason.” HIS FINAL MESSAGE: “To every American who voted: Your vote might have been compromised. I'm sorry. We knew. We did nothing.” “To every election official who was kept in the dark: You were lied to. The vulnerabilities existed. Your superiors knew.” “To the people who silenced me: The truth is coming. And you cannot stop it.” OPERATION ELECTION TRUTH ✓ ACTIVATED PHASE 1: Declassification ✓ LIVE PHASE 2: Public Exposure ⟳ JULY 21-25 PHASE 3: Accountability ⟳ AUGUST 1 The documents are being released. The vulnerabilities are being exposed. The cover-up is ending. Trump declassified it. The NSA tried to hide it. But the truth is coming out. SHARE THIS. WAKE THEM UP. DEMAND ACCOUNTABILITY. The election security cover-up is finished. Med Bed Body Regeneration Therapy Since 1898 when famed inventor Nicola Tesla first discovered Med Bed Regenerative Therapy, it has been known to heal the body without use of drugs or surgery. Back then American doctors were healing people from all kinds of diseases and injuries using Frequencies, Light, Sound and Electromagnetic Fields taught at universities and practiced in hospitals. By 1910 the Rockefeller Foundation, wanting to make money off of pharmaceuticals, bought and closed over 160 Medical Schools that taught Homeopathy. In their quest for wealth the Rockefeller Foundation's influence also soon covered the legal aspects. Doctors refusing to prescribe drugs lost their license. Researchers studying Frequency based healing lost their funding. By 2019 the American Medical Association were forced to formerly recognize the healing affects of Med Beds, “The AMA acknowledges that peer-reviewed evidence supports the biological efficacy of PEMF therapy in tissue regeneration, pain management, and immune modulation. However, widespread adoption would destabilize existing treatment revenue models and insurance reimbursement structures.” However, concerned about a loss of income in both medical practice and pharmaceuticals, the AMA sent a warning to all 847,000 Licensed American Doctors: “Any physician who recommends, prescribes, endorses, or refers patients to electromagnetic frequency-based therapy will face immediate license revocation, removal from insurance networks, and potential criminal liability under state medical practice statutes.” On Wed. 15 July 2026 President Trump reviewed a 3,400-page classified report that documented 61 years of suppressed frequency healing research on Med Bed technology. It proved that Med Bed treatments could reverse aging, detox cells, activate stem cells, rewire nervous systems and naturally regenerate o----s including heart, liver and kidneys. Trump immediately signed Executive Order 2026-1947, which declassified Med Bed Technology for civilian use, then warned the Medical/Drug Professions of possible indictment if they held up deployment of Med Beds. [Note: NSFW content, CSA/SA content, medical speculation, and other sensitive content in this report was redacted for safety. The full unredacted report can be downloaded below.]

“We have a Justice Department which is now 100% the political pawn of the president,” warns Brookings senior fellow Jonathan Rauch. “He points, and they shoot.” Point and shoot. Like an old Kodak camera. Not exactly assuring words, you might think, from a man who begins our conversation looking back at the first six months of 2026 by announcing that he's significantly less alarmed than he was a year ago. Yes, Rauch acknowledges, Trump's approval ratings have sunk, the courts have pushed back, Elon Musk's DOGE rampage has petered out. And yet the pointing and the shooting goes on. Rauch, who only months ago diagnosed eighteen “distinct and unmistakable signs” of an American fascism in a much touted Atlantic piece, now admits he may never crack the Trumpian code. Every time you nail it to the wall, he says, it morphs, creeps or sails away. Like an Iranian gunboat in Hormuz. Slippery stuff for the liberal Brookings analyst. Fascism one month, McKinley-style imperialism the next, then Gilded Age plutocracy — although without those ontologically undeniable Carnegie libraries. Meanwhile, America's 250th birthday party fizzled into what Rauch calls a “damp squib,” its reflecting pool turning an opaque green rather than a clarifying blue. A muddy madness in DC. Still, amidst all the opacity, Rauch remains a defiantly optimistic liberal. In contrast with yesterday's guest, the reality hallucinating Turi Munthe, Rauch believes not only that there is an ontological reality, but that it's good. Frank Fukuyama was right, Rauch insists. Liberalism is not only the only political system that creates wealth, produces knowledge and settles disputes, but also establishes an undeniable reality. Liberals just need to relearn how to clearly tell its story. Perhaps. Though storytelling is certainly simpler when nobody is waving a gun at you. Five Takeaways •       Less Alarmed, Still Scared. Rauch opens with the good news: he is significantly less alarmed than he was a year ago, when the administration was running rampage, putting agencies out of business and demanding Greenland. Approval ratings have dropped, so Trump has less political space; the courts have pushed back, so he has less judicial space; Stephen Miller has vanished from view. And then comes the caveat that gives the episode its title: the Justice Department is now 100% the political pawn of the president — he points, and they shoot — and Trump has shown that as his ratings fall, he becomes more willing, not less, to use those tools. •       I May Never Crack the Code. Only months ago, Rauch diagnosed eighteen distinct and unmistakable signs of a modern American reinvention of fascism in The Atlantic. He doesn't regret the essay — but he has gone back to being confused. The Trump phenomenon is slippery: every time you nail it to the wall, it morphs, creeps or slides away. Fascism one month, McKinley-style imperialism in Venezuela the next, an Iran war with no rationale at all. Trump is such an improviser, and so disorganized, that Rauch concedes there is an element of randomness he may never decode — though he accepts Andrew's suggestion that attention is now the coin of the political realm. •       Not the Gilded Age — No Carnegie Libraries. The new inequality, Rauch argues, is different in kind: a class of people almost superhuman in the wealth they control, and strangely narcissistic and nihilistic toward the broader society. The Gilded Age tycoons did some bad things, but they also built — Carnegie's libraries, Mellon's National Gallery, Rockefeller's University of Chicago, Stanford's university. This group builds rockets and sounds, in the case of Marc Andreessen, like a parody of an Ayn Rand novel — or, as Andrew corrects him, not a parody at all: they simply repeat what they've read. Even so, Rauch is not sorry to see politics reacting to a world where Musk can casually drop $300 million into a presidential race. •       The Gloves-Off Court and the Accelerating Presidency. The Supreme Court term brought the clearest statement yet of the conservative agenda: Humphrey's Executor overturned after eighty years, making it far easier for presidents to fire agency heads at will; what remained of the Voting Rights Act effectively gutted; birthright citizenship surviving by a shockingly narrow margin. The imperial presidency is not new, Rauch notes — what's new is the speed. A president can now simply refuse to run a congressionally mandated agency, and the Senate, forty quietly nixed nominations notwithstanding, remains lacking in spine. The Todd Blanche nomination, he says, is the next test of whether any line exists at all. •       Fukuyama Was Right — and Liberals Should Say So. Rauch sees a moral vacuum and, for the first time, a craving to fill it: the pope's AI encyclical, multi-faith clergy bearing witness in Minnesota, the Episcopalians and Latter-day Saints finding their voices. His prescription for the second half of 2026 is a liberal one, in the nineteenth-century sense — science, markets, constitutions, rule of law. Fukuyama, widely misunderstood, was right: there is only one system that produces knowledge, peace, freedom, and wealth on a global scale, and it's ours. It needs fixing — he cheers the bipartisan housing bill Trump refused to sign — but liberals must relearn how to tell that story, and how to brag. About the Guest Jonathan Rauch is a senior fellow in Governance Studies at the Brookings Institution and a contributing writer at The Atlantic. He is the author of nine books, including The Constitution of Knowledge: A Defense of Truth (2021), Cross Purposes: Christianity's Broken Bargain with Democracy (Yale, 2025), and Kindly Inquisitors: The New Attacks on Free Thought. A recipient of the National Magazine Award, he serves on the boards of Heterodox Academy and Civic Life, and is a longtime friend of the show. References: •       Rauch's Atlantic essay identifying eighteen “distinct and unmistakable signs” of a modern American reinvention of fascism — the piece he stands by, even as he admits the phenomenon keeps morphing. •       His recent essays for The UnPopulist on why liberal societies need grand stories about themselves, and why liberals must relearn how to brag about liberalism. •       Jonathan Rauch and Peter Wehner in The New York Times — the earlier argument, which Rauch says still holds, that the Republican Party is more dangerous to the constitution and the rule of law than the Democratic Party. •       Tim O'Reilly in The Economist — on Elon Musk building a form of capitalism that Adam Smith would hate. •       Francis Fukuyama — whose widely misunderstood The End of History thesis Rauch defends: there is only one system that creates wealth, produces knowledge, and settles political disputes on a global scal...

In this episode of Exposing the Matrix, we examine the rise of pharmaceutical and medical power. From the transformation of American medicine under Rockefeller influence to the modern pharmaceutical industry's history of dangerous drugs, recalls, and corporate misconduct, we ask whether today's healthcare system is driven more by profit than by patients. Join us as we explore the history, the influence, and the questions every informed person should be asking.Email: thefacthunter@mail.comOuttro: "Still Pointing North" https://suno.com/song/96478ea5-f8f1-4e9a-8b0f-985967921764

Flexner's Poisoned Empire and the Rockefeller Medical Cartel! Today we are going nuclear on the biggest heist in American history — bigger than Standard Oil, bigger than the Federal Reserve, bigger than any election scandal you've ever heard. We're talking the Rockefeller medical cartel, the Flexner Report takeover, how they turned your body into a lifelong subscription service for poison pills, why natural remedies got demonized like they were the enemy of the state, and why this whole rigged game smells like inter-party shenanigans from top to bottom. Web Site: www.DontTreadonMerica.com https://linktr.ee/DontTreadonMerica Email the show: Donq@donttreadonmerica.com DTOM Store (Promo code DTOM for 10% off) Sponsors: www.makersmark.com Celsius Live Fit www.NordVPN.com  Promo Code: DTOM www.alppouch.com/DTOM www.dubby.gg Promo code: DTOM Social Media:   Don't Tread on Merica TV   DTOM on Facebook   DTOM on X    DTOM on TikTok    DontTreadonMericaTV   DTOM on Instagram    DTOM on YouTube  

Our new bestie, Griffin Matthews, joins us all the way from Madrid, Spain. In addition to being an incredibly talented actor in series like Flight Attendant and She-Hulk, he's also muy guapo. Today, he talks to Laci about the scammer for scammer scheme, where a couple (Andrea Bartzen and Matthew Tomasko) pretend to be members of the Rockefeller and Cartier families. From Miami to New York City, they squat, swindle, and scrape a living off the unsuspecting jet-set community. Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com. Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Griffin Matthews: @griffinsthreadSee omnystudio.com/listener for privacy information.

Jacob Nordangård is the Swedish researcher, author and heavy metal guitarist who first introduced James to the shocking - and true! - detail that it is the Rockefeller family which is mainly behind the Climate Change scam. Here James joins Jacob for round two of a wide-ranging conversation about everything from the nonsense of global warming [Jacob knows: he used to be an environmental activist] to the total control mechanism (aka The Digital World Brain) our would-be technocratic overlords are planning to impose on us. Also on the menu: the deliberate, soul-sapping ugliness of Town Planning or why every town in the world now looks so samey and so depressing. https://jacobnordangard.se/en/ ↓ ↓ This Delingpod is very kindly sponsored by https://sinacrisps.com The crisp you can eat without the guilt. No seed oils and just 3 ingredients. Use code: JAMES with your purchase for 15% off. ↓ ↓ How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, James tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here: https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole To support independent, no-holds-barred journalism and gain first and full access to all James's content, subscribe directly at https://www.jamesdelingpole.co.uk x

Listen as Walter and a cast of eccentric, colorful callers bounce wildly between hilariously relatable everyday grievances—like screaming cats, printer malfunctions, endless password resets, and high-pressure oil changes—to massive historical conspiracies. Tune in to uncover the hidden "truths" about free energy channeled through 19th-century fireplaces, the corporate collusion that destroyed America's electric trolleys, the Rockefeller-designed education system, and the suppressed history of Tartaria. Learn more about your ad choices. Visit megaphone.fm/adchoices

A real estate investor borrowed $160K from his life insurance and never stopped compounding. Here's how.CFP Mark Willis returns to break down the Bank On Yourself strategy and how real estate investors are using life insurance cash value as a source of capital without slowing their growth. He walks through a real client who borrowed $160,000 from his policy to fund a fourplex while the policy kept compounding untouched, why he agrees with Dave Ramsey that most whole life insurance is a bad deal, and what makes the 2% version different. The conversation also covers the Vanderbilt and Rockefeller families as a case study in generational wealth, how a policy loan compares to a HELOC, and where AI still falls short as a financial advisor.Key topics:How a policy loan funded a fourplex without losing a dollar of compoundingWhy most whole life insurance is a bad deal, and what the 2% version looks likeVanderbilts vs Rockefellers, why some families keep generational wealth and others lose itPolicy loans versus a HELOC, side by sideWhy AI still can't replace a financial advisor's judgmentGuest bio:Mark Willis is a Certified Financial Planner and co-author of The Business Fortress, How to Grow, Protect, and Exit Your Business with Confidence. He specializes in Bank On Yourself and infinite banking strategies for business owners and real estate investors.Links:Learn more from Mark and get free chapters of The Business Fortress at kickstartwithmark.com, mention the book title in the form notesWork With RealDealCrewIf you're already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let's talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagram

The standard understanding of life insurance goes like this: you buy a policy, pay the premiums, file it away, and hope it never gets used. Protection for your family if you die. That's it. But that's not what wealthy families are doing. American dynasties, high-profile entrepreneurs, and the country's biggest banks have been using life insurance as an active wealth-building tool for generations. Not as a replacement for investing. Alongside it. Valued specifically for what it gives them that a brokerage account never can: liquidity, access to capital, and control. https://youtu.be/773_NczfBww What follows unpacks the actual mechanics and why none of it is reserved for people with a Rockefeller-sized net worth. Table of ContentsThe core ideas:How do the wealthy use life insurance?The Trust and Insurance CombinationThe Cascading EffectThe Problem: Sequence of Return RiskThe Buffer in PracticeDo rich people have life insurance?How do the wealthy use life insurance?What is the Rockefeller strategy with life insurance?Why do banks own so much life insurance?Is using life insurance to build wealth instead of investing?What is the volatility buffer strategy?What is a family bank, and how does it work?Do I have to be wealthy to use this strategy? The core ideas: Wealthy families treat life insurance as a managed asset, not a forgotten product The Rockefeller blueprint combines trusts and whole life to create a cascading, multi-generational capital system Banks hold roughly $250 billion in life insurance for the same reasons: liquidity and stability Walt Disney, Ray Kroc, and others borrowed against policy cash value to fund businesses banks wouldn't touch Dr. Wade Pfau's research shows that whole life as a volatility buffer outperforms the "just invest the premium" alternative A family bank isn't a metaphor. It's a functioning system anyone can build. How do the wealthy use life insurance? Wealthy families use whole life insurance as the foundational “before asset” — a private, liquid capital base that comes before investing and supports every other financial move. They value it for tax-advantaged cash value growth, accessible liquidity that isn't tied to market cycles, asset protection from creditors in most states, and above all, control over their capital.  Through a combination of policy loans and trusts, they fund businesses, protect assets across generations, and create a cascading system in which each death benefit replenishes the capital pool for the next generation. The same mechanics are available at any level of wealth with a properly designed policy. How the Wealthy Use Life Insurance Differently Than Everyone Else Wealthy families could absorb financial mistakes more easily than almost anyone. A bad investment, a failed business, a lawsuit. They'd survive. Yet they still put guardrails in place, specifically through whole life insurance. If the people who can most afford mistakes still protect themselves this way, what does that say for everyone else? For someone for whom a serious financial mistake isn't just painful but potentially devastating, the case is even stronger. The mindset shift is this: wealthy families don't see a life insurance policy as a product they bought and filed away. They see it as an asset they manage and deploy. The attributes they value aren't what most people focus on.  They care about accessible liquidity that isn't tied to market cycles, so a bad year in equities doesn't force their hand. They care about asset protection from creditors and lawsuits, which whole life provides in most states (not all). And above everything: privacy, flexibility, and access to capital. Life insurance is private. The only way to know someone owns a policy is if they tell you. That's part of why this strategy stays largely out of view.  Some of the U.S. presidents who have publicly disclosed their assets have shown whole life among them. That's notable, not because presidents are financial geniuses, but because they're disclosing what they actually have. The wealthy don't open with "what return does this get?" They open with control, access, and certainty. That order of questions matters. The Rockefeller Blueprint: Trusts, Policy Loans, and the Cascading Death Benefit The Rockefeller name comes up constantly in Infinite Banking conversations. Almost nobody explains what they're actually doing. The Trust and Insurance Combination Here's the mechanism. The Rockefeller family combines legal structure and whole life insurance. A family bank can be structured in many ways, depending on the family's goals, need for asset protection, and desired level of complexity. It may be as simple as outright policy ownership, or it may involve a trust, an LLC, a holding company, or a layered structure where a trust owns a holding company that owns an LLC designed to manage family capital. The structure can vary, but the purpose is the same: to create a private, liquid capital base using whole life insurance. That capital can then be accessed and directed toward productive uses, such as buying businesses, investing, funding education, or building assets that strengthen the next generation. The Cascading Effect When a family member dies, the death benefit doesn't just get handed out. It's held in trust and distributed according to the family's stated intentions, then refills the capital pool for the next generation, who repeat the same cycle. This is simultaneously a legacy strategy, a banking strategy, a liquidity strategy, and a values-transfer strategy. The trust and the insurance connected together are what make it continuous. Neither piece alone does what both pieces do together. One nuance worth flagging: trusts are not income-tax magic. In most cases, a trust does not eliminate income tax; it simply determines who reports and pays it, whether that is the trust, the grantor, or the beneficiaries. What trusts can do well is provide structure, accountability, estate-tax planning when properly designed, and a measure of asset protection depending on the type of trust, state law, and how much control is retained. That is real value, but it is a different kind of value than people sometimes imagine.  This isn't a strategy reserved for famous dynasties. It works at a personal level too, one generation funding policies for the next, death benefits flowing down to nieces, nephews, grandchildren. Generation One is the hardest. The message isn't that you need to do this at scale immediately. It's about thinking long-term and taking small, high-quality steps. How a Death Benefit Becomes the Next Generation's Foundation The generational laddering concept, developed by Nelson Nash, sits at the heart of any family banking formula. A life insurance policy pays a death benefit. That death benefit funds the premiums on the next generation's policy. That policy pays its own death benefit, which funds the generation after. You can even skip a generation, grandparents to grandchildren. Each cycle creates a larger pool of capital. It's a growing family bank, not a one-time inheritance. The contrast between the two paths is concrete. A $1 million death benefit split four ways gives each child $250,000 outright. No strings. No direction. That's cutting the cord of accountability. The money is gone from the system. Whatever you hoped they'd do with it is just a hope. Hold that same death benefit in a trust, with clear intentions that it continues purchasing life insurance, and you have something different. Accountability with guardrails. Clarity and protective measures built into the structure. Not mandating, not controlling from the grave, but providing guidance and continuity. The goal isn't to control what your children do. It's to give wealth a structure that keeps it circulating in the family rather than dissipating in a single generation. Why Banks Hold Hundreds of Billions in Life Insurance This is the part many have never heard. Banks need somewhere to park their Tier 1 capital. Tier 1 capital is the core equity capital that absorbs losses and prevents insolvency. Regulators require banks to hold it and demonstrate they can access it quickly. What banks have consistently chosen as one of those safe places is life insurance. Bank-Owned Life Insurance, or BOLI, is how it works. Banks take out policies on highly compensated employees and hold the cash value as a capital asset. They use whole life, universal life, and a product designed specifically for banks. As employees age out, they cycle policies onto new people. Regulators cap life insurance at roughly 25% of Tier 1 capital. The numbers, as of June 30, 2025, are not small: Bank of America: ~$25 billion JPMorgan Chase: ~$12 billion PNC Bank: ~$11 billion Truist Bank: ~$7 billion U.S. banks total: ~$250 billion These figures are publicly available via bank rankings at usbanklocations.com, presented here as illustration, not endorsement. The institutions whose entire job is managing capital and risk at the highest level have parked a quarter-trillion dollars here for liquidity and stability. That's worth paying attention to. Not because banks are infallible, but because the reason they use it is exactly the same reason the wealthy use it, and the same reason it's worth considering in a personal financial plan. How Famous Entrepreneurs Funded Their Dreams With Policy Loans Walt Disney wanted to build Disneyland, but the banks said no, so he borrowed against his life insurance cash value.  Capital he controlled, on his own timeline, repaid on his own terms. No restrictive bank covenants, no lost equity stake, no waiting for approval. He used it to help build what became a multi-billion-dollar empire. The key point: he borrowed from his own capital base while the policy kept doing its job....

Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold   As George Carlin said nearly two decade ago, "It's a big club and you and I are not in the big club." The great awakening in play globally right now has more to do with Israel, Zionism and endless wars than it does with the right-left paradigm. Attorney Tom Renz returns to SGT Report to discuss the current issues and crimes within MAGA and MAHA, the Trump administration and on both sides of the aisle within the US "government". Thanks for tuning in. Follow Mr. Tom Renz HERE: https://tomrenz.com/ https://rumble.com/embed/v7a4z2e/?pub=2peuz

How do family offices and ultra-wealthy families use life insurance to build, protect, and transfer wealth for generations? Want to See If Whole Life Insurance Can Improve Your Wealth? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityIn this BetterWealth episode, Caleb Guilliams sits down with Family Office Expert, Steven Bowles to break down the strategies behind dynasty trusts, estate planning, family banking, liquidity, tax-efficient wealth transfers, and how life insurance can help create lasting multi-generational wealth for 1,000+ years.Connect with Steven Bowles: https://www.linkedin.com/in/stevenbowles1/Watch the Interview on Youtube for Visuals - https://youtu.be/wV_sCxxH5EgLearn More About BetterWealth: https://betterwealth.comChapters:Defining the Family Office Structure: (0:01:57 - 0:05:08)Exploration of what constitutes a family office and when it becomes a necessary strategy for high-net-worth individuals.Legacy and Generational Thinking: (0:05:08 - 0:08:06)Insights drawn from ultra-wealthy families, such as the Rockefellers, and the importance of long-term planning horizons.The Strategy of Outsourcing Risk: (0:08:05 - 0:15:53)Analysis of why insurance is utilized as a tool for risk management rather than just a financial commodity.Liquidity and Wealth Preservation: (0:15:53 - 0:27:15)How insurance acts as a buffer against market volatility and provides necessary liquidity at the end of a lifetime.Family Harmony and Planning: (0:27:15 - 0:31:20)The intersection of estate planning, buy-sell agreements, and maintaining family unity through structured wealth transfer.Trust Structures Explained: (0:31:20 - 0:37:16)Understanding the role of irrevocable trusts, dynasty trusts, and the trustee's role in managing policy loans.Premium Finance Analysis: (0:37:16 - 0:42:46)A critical look at premium finance strategies, the risks involved, and the danger of treating insurance as an arbitrage play.Reviewing MPI and Kai-Zen: (0:42:46 - 0:53:56)Discussion on the potential risks of MPI and Kai-Zen.Deep Dive into Dynasty Trusts: (0:53:56 - 1:04:46)How intentionally defective grantor trusts function to remove assets from a taxable estate while providing long-term legacy benefits.Education, Stewardship, and Infinite Banking: (1:04:46 - 1:11:35)How wealthy families prioritize the lifetime education of the next generation to steward inherited wealth effectively.DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

When people hear the phrase “generational wealth,” they often picture trust funds, family empires, and names like Rockefeller or Kennedy. Real generational wealth is not just about leaving behind a large account balance. It is about passing down values, habits, opportunities, work ethic, and a clear understanding of how money can support a meaningful life.In this episode of A Wiser Retirement® Podcast, we discuss what it really takes to build generational wealth. The conversation goes beyond dollars and investments, focusing instead on how families can prepare the next generation to handle money responsibly, pursue their own goals, and carry forward a family legacy with purpose.Related Podcast Episodes: Ep 304. Under the Radar: Wealth Strategies for the Quietly RichEp 219. Do you have a wealth preservation plan?Related Financial Education Videos:Divorce Proofing Your Wealth: Beyond the Basic Prenuptial AgreementShould I Use Wealth Management?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom.  Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by Wiser Wealth Management. Thanks for listening!

A Special Industry Update, With Jason Diamond and Mindy Diamond Jason and Mindy Diamond revisit how advisor due diligence is evolving—from AI and enterprise value to firm stability, ownership, and optionality—and why those questions matter more than ever. In Summary Due diligence has always been about finding the right fit. But what advisors are evaluating has expanded considerably. In this replay of an Industry Update, Jason Diamond and Mindy Diamond revisit The Advisor Transition Playbook to explore how advisor priorities continue to evolve. Beyond the traditional reasons advisors consider change, they discuss newer factors shaping decisions today—from artificial intelligence and enterprise value to ownership structure, firm stability, and long-term optionality. The conversation reinforces that while every advisor's motivations are personal, the evaluation process has become far more strategic. Today's advisors aren't simply comparing recruiting deals or platforms. They're considering how today's decisions may influence the value, flexibility, and future of the businesses they're building. The Storyline For years, advisor movement was largely driven by familiar themes: bureaucracy, management changes, technology frustrations, and the desire for greater independence. Those factors remain important. But the conversations Diamond Consultants has with advisors today increasingly include questions that rarely surfaced just a few years ago. How should AI factor into firm selection? What is the long-term value of building enterprise value instead of simply maximizing a recruiting package? How important is a firm's ownership structure? And how should advisors think about stability in a marketplace where acquisitions, recapitalizations, and private equity investment have become commonplace? Jason and Mindy revisit the transition framework introduced in Part 1, focusing less on the mechanics of making a move and more on the evolving criteria advisors are using to evaluate their options. The result is a broader discussion about due diligence—not simply as a transition exercise, but as an ongoing strategic process for advisors seeking to build their best business life. Topics Covered Advisor due diligence Traditional vs. emerging drivers of advisor movement Artificial intelligence in wealth management Enterprise value and advisor ownership Recruiting deals versus long-term economics Reverse due diligence Firm ownership and stability Private equity in wealth management Advisor optionality Building a long-term advisory business Blubrry Player > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why are the traditional drivers of advisor movement still relevant? (4:00) Jason and Mindy revisit the longstanding push-and-pull factors that continue to influence advisor decisions, from bureaucracy and management frustrations to the desire for greater ownership and control. How has AI become part of the due diligence process? (13:50) The discussion explores why advisors increasingly expect firms to demonstrate a clear AI strategy—and why investment, integration, and vision may become meaningful competitive advantages. Why should advisors care about enterprise value, even if they don't technically own their business? (24:30) Jason and Mindy explain why more advisors are evaluating decisions through the lens of long-term business value rather than solely short-term economics. What does reverse due diligence really involve? (37:15) The conversation highlights why advisors should evaluate prospective firms with the same rigor firms use when evaluating advisors. How does firm ownership affect advisor optionality? (38:00) Private equity, acquisitions, and changing ownership structures have made it increasingly important to understand what happens if a firm's strategy changes after an advisor joins. Why has due diligence become more strategic than ever? (45:30) The episode concludes with a broader discussion about defining one's “best business life” and making decisions that align with long-term goals rather than reacting to short-term frustrations. Key Takeaways The reasons advisors evaluate change have expanded well beyond traditional frustrations such as bureaucracy and compensation. AI has become an increasingly important component of firm evaluation, not because it replaces advisors, but because it can enhance productivity and client service. Enterprise value is becoming a consideration even for advisors who currently work within employee models. Reverse due diligence is just as important as a firm's evaluation of an advisor, particularly when assessing ownership structure, capitalization, and long-term stability. The most effective transition decisions balance immediate economics with long-term flexibility, ownership, and optionality. Every advisor's definition of success is different, making clarity around personal goals the foundation of any due diligence process. https://youtu.be/WZbUZJZK1yc Quotable Moments “Every advisor deserves to live their best business life.” “Just because you're frustrated doesn't mean you should move. You need something worth moving toward.” “The question isn't simply what you're paid today. It's what you're building over time.” “Knowledge is power. Understanding what your business is worth should be part of every advisor's decision-making process.” FAQs Why are more advisors expanding their due diligence beyond compensation? While transition economics remain important, advisors are increasingly evaluating technology, AI capabilities, enterprise value, ownership opportunities, and long-term flexibility as part of the decision-making process. How should advisors evaluate a firm's AI strategy? Rather than looking for finished products, advisors should assess whether a firm has a clear vision, meaningful investment, and an integrated approach to using AI to improve advisor productivity and client experience. What is reverse due diligence? Reverse due diligence is the process of evaluating a prospective firm as thoroughly as the firm evaluates the advisor. It includes understanding ownership structure, financial stability, culture, technology, leadership, and long-term strategy. Why does enterprise value matter for employee advisors? Even advisors who do not currently own their businesses may benefit from understanding how different business models create opportunities for ownership, long-term value creation, and future monetization. How has private equity changed advisor due diligence? Private equity has introduced new opportunities for growth and capital, but it has also made it more important for advisors to understand ownership structures, investment horizons, and what future transactions could mean for their business. What does Diamond Consultants mean by an advisor's “best business life”? It refers to aligning an advisor's business model, goals, client experience, compensation, flexibility, and long-term vision in a way that best supports both the advisor and the clients they serve. While transition economics remain important, advisors are increasingly evaluating technology, AI capabilities, enterprise value, ownership opportunities, and long-term flexibility as part of the decision-making process. Rather than looking for finished products, advisors should assess whether a firm has a clear vision, meaningful investment, and an integrated approach to using AI to improve advisor productivity and client experience. Reverse due diligence is the process of evaluating a prospective firm as thoroughly as the firm evaluates the advisor. It includes understanding ownership structure, financial stability, culture, technology, leadership, and long-term strategy. Even advisors who do not currently own their businesses may benefit from understanding how different business models create opportunities for ownership, long-term value creation, and future monetization. Private equity has introduced new opportunities for growth and capital, but it has also made it more important for advisors to understand ownership structures, investment horizons, and what future transactions could mean for their business. It refers to aligning an advisor's business model, goals, client experience, compensation, flexibility, and long-term vision in a way that best supports both the advisor and the clients they serve. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Related Resources The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 1 Annual Advisor Transition Report Top 10 Tips for a Strategic Due Diligence Process Should I Stay or Should I Go? View the transcript of this episode… The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2 A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between. It's Part 2 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner, well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our Annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: There’s been a noticeable shift in how advisors are approaching decisions about their business, not necessarily in whether they’re exploring change, but in what they’re focused on when they do. Mindy is back with me for a continuation of our earlier conversation on the Advisor Transition Playbook. Last time, we spent time on the mechanics, how due diligence works, what a move actually entails, and how to think through the process. What’s become more apparent since then is that the inputs into that process are evolving. The traditional drivers are still there, but layered on top are a set of considerations that didn’t carry the same weight before. AI is one of them, and not just as a tool, but as a differentiator that advisors are starting to diligence more seriously. Enterprise value is another. Showing up in conversations, even for advisors who don’t technically own their business, but are thinking more critically about what they’re building over time. And then there are questions around stability, ownership, and flexibility. What happens to the firm itself and whether advisors retain the ability to adapt again if circumstances change. None of this is theoretical. It’s showing up in real time conversations. What we want to do here is unpack those new triggers of advisor movement and what they suggest about how decisions are being made today. So let’s get to it. Mindy, the legend, thank you for joining me. So glad to have you on. Mindy Diamond: Thank you. I’m so happy to be here. Jason Diamond: Great. Let’s dive right in. I’ll set the stage really quickly one more time. When we spoke about this topic last, we talked about the drivers of movement, what we’ll call in this conversation as the old or the legacy drivers of movement, and we spoke about the mechanics of the move. Before we get into the new drivers of movement, which I want to be the meat of the conversation, remind us, when we talk about the legacy drivers of movement …. And by the way, by saying legacy, I by no means want to suggest that they’re not valid today, because they’re equally valid, if not more so today than they were then. But when you think of the classic drivers of movement in our industry, what are they? Mindy Diamond: Yeah. So I would say, first of all, let’s start by saying that for every advisor, they’ve got a unique set of needs. So the first thing to say is that while you and I can talk about the categories of frustrations or things that might bother an advisor, they show up differently in each advisor’s life. So it’s important to note that everyone is unique. But generally speaking, if I had to package them, I’d say it’s number one that shows up most of the time is too much bureaucracy. A feeling that a firm or a model is just too hypervigilant in terms of compliance and it’s too bureaucratic and too hard to get things done. Number two would be some sort of change in or frustration with management. Something is going on that the person or persons that are responsible for managing the business are just not … They’re not the wind at their back. They’re obstreperous. They’re causing difficulty and frustration. And probably the third one would be less about a pain point and more about the desire to be something that they couldn’t where they were. The notion that they want to be more independent, they want to be a business owner and they just can’t do that. That doesn’t exist within the model where they work. Those probably have been the three ones top of mind, but I bet you’ll have some … You’ll add to that. Jason Diamond: I’ll add a couple. But before I do, I’ve heard you talk about this topic, maybe said another way as pushes and pulls. Can you explain what you mean by that? Mindy Diamond: Yeah. So I think that we think about the pushes, the frustrations, the things pushing somebody out the door, the factors that make it less easy or less fluid to do business. And there’s almost always pushes that exist when somebody comes to us, where they’re frustrated to some degree or another about certain things. But we tell people all the time that just to be frustrated should never be enough, because if all you’re doing is running from one set of problems, you’re very likely to run into maybe a different set, but still problems elsewhere. So a move needs to be driven in equal part, if not more, by pulls. Being pulled toward an opportunity that can be needle moving enough or better enough than where you are now. Pushes and pull. Jason Diamond: I love it. So let me ask you a little bit of a pointed question. Is a recruiting deal a valid pull factor? Mindy Diamond: So look, it’s different for every person. We’ve had advisors come and say, “I just went through a divorce and the most important thing to me is to recapitalize. And so a recruiting deal is really important.” And while I would never be one to say that’s not valid, it can be … And by the way, any advisor should want to and expect to better their financial situation. There should be economic gain. But it shouldn’t be the only or the primary reason for the move. So you want to monetize. The notion of wanting to monetize in the short term should be a factor in what model you pick, but it shouldn’t be the primary driver for a move. Jason Diamond: I agree with that wholeheartedly. I was going to say something I think maybe would’ve surprised you a little, which is like, yeah, I think recruiting deal is a very valid pull factor because what we’re saying is, it shouldn’t be the only pull factor. And sometimes it is and it makes us a little bit sad, I think, when that’s the case. But all of these factors you mentioned, and the ones I would add, I think that maybe technology would be another kind of factor that drives movement, all of these factors are not one specific reason. If you did the exit interview, either actually conducted the exit interview with advisors or thought exercise exit interview, I think they would point to a confluence of all of these factors. Compliance was a headache. I wanted to launch a podcast. I wanted to be able to send a timely communication to my clients. We used to hear that one during COVID a lot, right? By the time compliance approved something to send to clients, it was already stale. So do you agree with that, that it’s generally a confluence or a combination of these? Or in your experience, is it advisors are like, “No, compliance or the tech is so bad, I’m out”? Mindy Diamond: Yeah. So most often there’s a straw that breaks the camel’s back incident or thing where they’re willing to put up with a series of minor paper cuts, if you will. And then almost always there’s something that happens. You and I got a call the other day from a team that said that they had split from their partner and the management of the firm was favoring the ex-partner, making it harder for them to stay or making it less fun or feel good for them to stay. So while they gave me a laundry list of things that were imperfect, I don’t know that any one of the things that were imperfect up until then would’ve been enough to drive them out. But when that one thing, that feeling that they were a second class citizen came up, that was the straw that breaks the camel’s back and went from a minorly frustrated to, “I’m out of here.” Jason Diamond: Yeah. And there’s probably a hundred examples you could walk us through. And I wanted to just highlight too, this concept is not limited to the wirehouse or employee or captive firm world, this is equally relevant for independent advisors. Granted, some of the pushes and pull factors, some of the triggers are not necessarily the same, but the idea that advisors outgrow a broker dealer or an RIA or either need or want or desire in some way, shape or form, greater autonomy, flexibility, freedom, control is certainly not limited to the employee space. I just wanted to make that point. Mindy Diamond: And I think that’s absolutely right. I think the notion of that frustrations or limitations or bureaucracy only existed if you were a W2 employee at a bulge bracket firm. That went out the window. As the industry landscape has expanded and there’s more and more valid ways to be a financial advisor, there’s more and more ways for a firm or a model or an infrastructure to frustrate an advisor. And that’s not being overly negative. It’s just to say there is no perfection anywhere. Jason Diamond: Yeah, 100%. And by the way, to play a little bit of devil’s advocate on that, and then we’ll move on, I would just say there are pain points that might come from a firm being small and subscale as well. My firm doesn’t have efficient technology. They don’t invest enough in the business. They don’t provide a lead mechanism. They don’t have a robust banking and lending or investment solutions platform. So this stuff cuts both ways. An advisor can be frustrated or limited and an advisor can be excited. Pushes and pulls I think touch on, we’ve heard from advisors in every single pocket of the market, this is a relevant concept. Mindy Diamond: The theme of this is that every advisor deserves to live their best business life. That’s what people are in search of when they reach out to us or when they engage with us. What they’re looking for more than anything, and this is irrespective of where they work or how long they’ve worked or how much they manage, every advisor is in search of their best business life. And what defines their best business life is having the best quality of work life, but also the best ability to do what they want to do with their business, to serve their clients without limitations, to grow the way they want, to be paid a fair wage, and ultimately set up to maximize the value of the business they’ve built. Those are the definitions of one’s best business life. Jason Diamond: I used an even simpler definition of best business life and I stole it from you, which is the true north concept, which is if your true north is maximizing enterprise value and chasing the dollar and trying to build something that’s scalable and saleable, then great. If your true north is to build a lifestyle practice, there’s plenty of advisors who are successful and happy and content in that regard as well. And I think that’s what we’re talking about, is finding your true north and then it’s possible. I mean, that’s the beauty of the landscape. We’re talking about this, a lot of this is pain points or things that advisors experience. The exciting part of this is there’s never been a better time to be an advisor because of the breadth of choice they have and the ecosystem that’s been born to support advisors, to your point, across the spectrum. Mindy Diamond: Yeah. And it’s also, I think, worth saying that it starts with really good crystal clear clarity around not only what’s frustrating you, but what you want ideal to look like. Because I can’t tell you, or I can tell you because … I can’t tell our listeners, I can’t stress enough how often we get calls from advisors that tell us where they think they want to be or tell us they want to move. They have clarity about what’s frustrating them or what they want to change, but they don’t really have clarity about what they want it to look like. And the less clarity you have, the less likely you are to be successful in finding the exact right solution. So our work, the thing we probably do best is really work with advisors to help them. It doesn’t take long. In an hour conversation, we can help them to really get crystal clear on what they’re looking to solve for. Jason Diamond: Absolutely. All right. Great appetizer. We set the table. Let’s dive into the main course now. I want to talk now about what I’m calling the 2.0 triggers or the new triggers of movement. And to be clear, it’s not that these are more important or better or more significant drivers of movement. In fact, you could argue they’re probably at present less significant than the ones we just listed. But I think what we’re saying is these are triggers that are starting to come up more and more in conversations and we expect them to only proliferate further. And in that regard, they’re noteworthy and important for advisors because advisors should be reconciling not just what are the things I need to be worrying about today, but also what are the things I need to be potentially worrying about five years from now. So with that in mind, let’s dive in. I think the first one we have to start with is AI. And I always chuckle a tiny bit when we mention AI, we used to have to specify what are we talking about. Are we talking about artificial intelligence or alternative investments? And now it’s very clear. Everybody knows we’re talking about artificial intelligence. So the direction of the industry, no over-dramatization to say is at stake here. It’s that important of a topic. Let me ask you just very simply first, is this coming up in conversations with advisors? Mindy Diamond: Oh, all the time, but it’s almost table stakes. So I think the way it comes up is that people assume, advisors assume, and by the way, have the right to assume that AI is part of the tech stack. The notion that if I’m evaluating a firm and part of what frustrates me or part of what’s really important to me is cutting edge, really robust technology, part of what I am expecting is that a new firm is going to have really robust technology. And part of that is really robust access to AI. And has honed the AI in a way that’s user-friendly, that really answers or delivers on making me a better … Not replacing me as an advisor, but making me a better, more efficient advisor. Jason Diamond: 100%. And I would also add, so as I think about this AI topic, I don’t want this to become a conversation around, is AI going to replace advisors, because I think we both agree that’s not going to be the case. Especially at the top end of the market for quality advisors, I think they’re not going anywhere. But in my view, when we think about the trigger of movement, AI has the potential to be transformative because a couple kind of use cases or trigger cases come to mind, and I’d love to hear your thoughts. One is, do you think advisors will potentially consider a move because they’re worried about this? So in other words, play this logic out with me. I’m 55 years old and I’m like, “Oh man, AI might be coming from my job.” And there’s firms offering 400% of revenue to move my book. Maybe I should take that check and kind of de-risk and monetize while I can. What are your thoughts on that? Mindy Diamond: I absolutely think we’re already working with that fall into that category, but to say that is the only reason for the move would be wrong. I’m grateful that people trust us enough to be transparent with us. So they let us know that underneath the notion that they want to better serve clients, they ultimately want better access to A, B, and C, they want to be able to do D, E and F with less restriction, is really the main reason for the move. But underneath it, the notion that my book, I want to protect myself. My book may well be the biggest it’s ever going to be. It is going to be worth more today than it could be in the future if things don’t go my way. And if I know I’m going to move and one of my goals is to monetize, I might want to do that now. Jason Diamond: I agree. And that’s where the top deal story comes in also. Firms paying a top deal is a part of that story. It’s what you just said, plus advisors know firms are willing to pay incredible multiples. I mean, as we speak, UBS is in market with one of the largest deals in history. So those two narratives side by side, I agree. I think this becomes more of a kind of catalyst or driver movement. It’s come up in my conversations on both sides of the spectrum. It’s the tech savvy, AI savvy advisors who are excited about this, who are like, “I want to be the most AI enabled version of myself I can be. It’s going to make me a rockstar and it’s going to widen the gap with my peers,” but it’s also come up with the people who are, I think, rightly scared and fearful about what this might mean for their job. Mindy Diamond: Let me ask you, what are examples of the way you’ve seen some of the best firms who have embraced AI? What is their narrative? What is it that they’re saying to advisors that if you come here from a tech or AI perspective, you’ll be better because we’re able to do … Fill in the blank. Jason Diamond: Yeah. So a couple that come up. First of all, I want to make the important point. Advisors do not expect that firms, either their current firm or firms that they are diligencing prospectively, have this figured out or solved. Everybody understands this is a fairly new area that firms are still very much kind of developing their strategies in. What advisors want to see is a few things. They want to see though leadership, they want to see investment, and they want to see a strategy, right? Effectively, they want to see a step in the right direction, really. So I’ll give you a couple examples. There are a number of tech savvy RIAs, very tech-enabled, AI-focused RIAs, because I think this is easier to be nimble. I think where you’ll see this quicker probably is in the independent space. That what they’re doing is things like this. An advisor logs on to their workstation in the morning and their system queues them proactively, Mr. and Mrs. Smith may be good candidates for a Roth IRA conversion. And then if the advisor decides to contact the client in some way about it, the system will of course help them draft the communication, but then it’ll take it a step further and actually help them to process and transact that conversion. So soup to nuts, ultimately driving efficiency. That’s the name of the game. That’s why firms, I think, are excited about AI, at least the good firms. Because what I think they realize it will do is, the stuff that’s a waste of time that could be automated that advisors, and probably even more so their associates, client associates are spending time on, that should be a massive time saver for advisors. And I think if you play that story out, what does that mean? It should mean bigger books of business and therefore more productive advisors because they have more time to prospect and focus on their clients. Thoughts? Mindy Diamond: Yeah. So I think you said it perfectly, but it raises the question then. You say that the RIAs can be more nimble. You’re right. I mean, the big story around the biggest firms was like moving a battleship, it takes a long time to turn it. It’s not as nimble. So what and how are the bigger firms competing against the RIAs with respect to AI? And second question, we still always get questions, and rightly so, about Morgan Stanley has more money to invest… Jason Diamond: That was going to be part of my answer. Mindy Diamond: … than fill in the blank RIA. So how does that all work? Jason Diamond: That is absolutely going to be part of my answer, is that I have heard this question posed almost presumptively both ways. “Oh, it’s got to be that the RIAs are going to be the clear winners in this.” And I’ve also heard, “Oh, it’s got to be that the wirehouses are going to be the clear winners in this.” I don’t think it’s going to be channel specific like that. I think it is going to be firm specific. I think there’s going to be firms that are going to do this well and firms that are going to not do this well. But there’s going to be winners in the wirehouse space. There’s going to be winners in the regional firm space, with firms like Raymond James who are clearly trying to be on the cutting edge of this. There’s certainly going to be winners in the broker-dealer space. LPL is investing heavily in this, as are many of their broker-dealer competitors. And then of course the RIA space, where sometimes they may not have the budgets, but they have a couple things. They have private equity backing, sometimes. They have the custodians that they’re built on, right, or the tech vendors that they’re built on. So Schwab and Fidelity or Orion and Addepar. They have other ways to access these innovations. One of the things that comes up with this that your question I think gets at is, a similar question that was raised around technology stacks, which is strength of offering versus integration. And that’s where I think a firm like Morgan Stanley really will shine, is they should … Because they don’t put anything out that’s not well integrated. The big firms have generally done a pretty good job of that. Versus the RIAs. Sometimes we’ve heard feedback where, yes, you have access to you name it, right? You dream it up, you can go and buy it. But the left hand may not speak to the right hand quite as well. Mindy Diamond: Yeah, that’s actually a really good point. And integration is probably one of the biggest … If you ask an advisor when they talk about technology as either being one of their pushes or pulls, probably what they’re referring to more than anything is not only having the capability, but having the integrated capability. So that’s a great point. And I think your point is right, that the final chapter on this has not been written. Nobody thinks that it has. And so whatever answers you and I can talk about today about who’s winning this race, or this tech race or this AI race, will be totally different tomorrow. We all know that. But I think for purposes of this conversation, to say that an advisor having an expectation that their technology be outstanding and that AI be on the table, that a firm is embracing it and heading in the right direction, if you will, has the right thought leadership and the right willingness to invest in it is what advisors are really looking for right now. Jason Diamond: Absolutely. And this is a question too from the firm’s perspective, if you are a firm of any size, you must be able to answer that. This has become question 1A. And again, I don’t mean to suggest that I think AI is the number one most important factor driving advisor movement today. It very well might be at some point down the road. I don’t think we’re there yet. But I do think it’s the topic du jour or the hot topic, where every advisor is asking about this. So that means if you’re a firm, you need to be prepared to tell the story or at least have the vision. And I think what we’re hearing from both advisors and from firms is this, AI is going to … What is right now a gap between the good and the bad, the quality and the non, is going to become an absolute chasm, right? An absolutely mountainous gap between the best firms and the firms who are able to adapt this technology or this AI. And the same thing at the advisor level, between the AI-enabled superpowered advisor versus those who are in the dinosaur ages, for lack of a better term. Mindy Diamond: Yeah. And we’ll move on, but it is worth saying that the day of the standalone independent, the one man or one woman band who hangs out a shingle, and to use your term, running a lifestyle practice, nothing wrong with that, but it would be near impossible to imagine a world where a standalone independent can compete with a private-equity-backed RIA or an RIA that has a big pool of capital behind them or to compete with the major firms. And our point is the ability to compete is probably more important with respect to this topic than just about any other. Jason Diamond: Totally agree. Thank you for tying a bow on that because I think that’s a good place to leave the AI topic, at least for now. I’m certain we’ll have more to say on this one. By the time we release this episode, we’ll probably have more to say on it. So we’ll have to do a follow-up again. But I want to talk now about enterprise value. And this is one where if you’re an RIA or if you’re an advisor at an independent firm, this might sound like a duh, but hear me out on this one. The idea is as follows, if I’m a wirehouse advisor or any sort of captive advisor, I don’t technically own anything. Agree? Mindy Diamond: Agreed. Jason Diamond: Okay. So if that’s true, that I don’t technically own anything, I technically don’t have any sort of enterprise value or ability to monetize. But my premise here and why I would argue that enterprise value has become a driver of movement is even wirehouse advisors know … They see teams like OpenArc, a massive RIA that launched last year. They see their corner office peers breaking away, starting independent firms. They see them selling to asset managers, private-equity-backed RIAs, private equity firms in their own right for these massive multiples. And what I guess I’m getting at, and I’m curious if you agree is, if a wirehouse advisor, let’s say, sees their colleagues sell to a private equity firm for 20X, doesn’t that have to become a little bit of a catalyst for movement in its own right? Mindy Diamond: Without a doubt. Historically … Actually, let me date myself. When I started this business now 32 years ago, there was zero way for an advisor who was a captive employee of a firm, of any firm, to monetize their business. It’s why there was so much movement, because the only way they could monetize was to get paid a big fat transition deal to move from one firm to the other. Jason Diamond: Yep. Mindy Diamond: Obviously, we all know that first it started with the big firms, and then just about every brokerage firm on the street began to offer a retire-in-place program. And that is the big firms or a traditional brokerage firm’s way of allowing advisor to monetize in place from their perspective to stave off attrition. And for an advisor that believes that the status quo serves them well, that finishing their career, that leaving their legacy, that leaving their team at their firm is the best thing to do, then those retire-in-place programs, like Merrill’s CTP or Morgan’s FAP or UBS’s Alpha or a name at every firm has them, is the best gift to advisors there is. But the problem is that the next generation at those firms are buying an asset they don’t own. And so when we talk about enterprise value or the desire to build enterprise value as a real driver of movement, what we’re talking about is not only that advisors want ownership of an asset, because ownership translates into more control and autonomy and agency over building it the way you want to, but it also translates into maximizing the value of the business that you’ve built. So that’s a long-winded way of saying that the OpenArc deal you are referencing, for anybody not familiar, is a Merrill Lynch team, a legacy Merrill Lynch team in Atlanta that was managing more than 120 billion in assets, part retail, ultra high net worth client assets, and part institutional consulting assets. And believe me, I don’t want to make it sound like it was a snap that one day they’re happy and the next day they’re going independent. Over a 10-year period became more and more aware, driven by the pushes and more aware of the pulse. But ultimately, while there was a long list of things they wanted to be able to do that they couldn’t to best serve clients and grow the business, the real driver at the end of the day, or I shouldn’t say the real driver, but a major driver was the notion of building and owning enterprise value. Yes, they could have all gotten very attractive deals and retired with your Merrill CTP, but they wanted to own the business, they wanted cap gains treatment. And so they went through the sweat equity big time of building what they’re calling OpenArc for the ability for probably five, 10, 20 years, because there’s partners with all different ages, so at all different times, to be able to really maximize the value of the business they’ve built. Jason Diamond: Can I push back on that for … It’s a super helpful example, but my one thought is, okay, yeah, of course, 130 billion in assets, they should be concerned with enterprise value at that size. And the delta between caring about enterprise value and not is too great because those guys have, by all accounts, a phenomenal business that is rivaled by very few in the industry. Most of our audience does not fit into that stratosphere. So what about advisors in, let’s call it the million to $10 million space? Should they still care about this concept? Mindy Diamond: Again, it’s an inside job. It’s a personal thing. Some don’t. But the answer is yes. And if I were them, I would. Why? Because whether I am generating a million a year in revenue or $10 million a year in revenue, at the end of the day, I’ve got an asset. I’ve built a valuable asset. And I have the choice at the end of the day or the middle of the day to decide a million things about that asset. How do I want to live my business life? How do I want to serve my clients? Where do I want to work? But one of the biggest factors to determining where and how they want to work is, ultimately, do I want to be able to maximize the value of the business that I’ve built? And while there are few things that are really definitive in this industry, the one thing that is absolutely indisputably definitive is that if you build an independent practice like the ex-Merrill Lynch churned RIA OpenArc team did, you will ultimately build enterprise value exponential multiples greater than any way you could monetize the business as a traditional employee. Jason Diamond: And that math absolutely still holds up even at numbers smaller than we’ve mentioned. I totally agree with that. I’ll give you one other reason why I think you should care. And I’d love your thoughts on this one. I’ll ask it two ways maybe. I’ll tell you my take and then I’ll ask you yours. Morgan Stanley, let’s use as an example. Who are Morgan Stanley’s competitors? In my opinion, the legacy answer to that is, well, of course the wirehouses are Morgan Stanley’s competitors. Merrill, UBS, Wells Fargo, what maybe used to be a longer list, but today those four. I don’t think that’s the answer anymore. I think those are the direct competitors. But because of this enterprise value conversation, I think Morgan Stanley’s competitors are anyone and everyone who recruits financial advisors with books of business. Because if you think about it, an advisor who has a $3 million business at a wirehouse, even if they’re not actually going to do this, they don’t have any entrepreneurial spirit, no desire to go independent, they still know that they could. This is an option and a viable option. And firms are even figuring out ways to cut out the middle step, right? Because this was historically a two-step process. You’re a wirehouse advisor or a W2 advisor. You break away, launch an independent business to establish your enterprise value, begin building it, and then you monetize it. If you could cut out the middle step, or even if you couldn’t, I still think it’s pretty clear that if you’re an advisor, this is important because the firms know … Like when Morgan Stanley’s writing a recruiting deal, they’re kept honest by RIAs and acquirers just the same as their direct peer set. Do you agree with that or do you think I’m reading too far into this? Mindy Diamond: Oh no, I agree a thousand percent. I think that it is naive for anyone recruiting for or on behalf of a traditional firm to think that the only competition is another traditional firm. The days of pomposity for a senior leader at a traditional firm to say, “We’ve got the best technology, the best everything fill in the blank. We have no competitors.” That’s just naive. Because even if it’s true, you’ve got the best platform infrastructure fill in the blank, there is a multitude of advisors that value things different than what you can provide. Beauty is in the eye of beholder is probably a good way to say that. But at the end of the day, what we’re really talking about is when I started the business, because there was no way, no really good way for an advisor to really monetize their life’s work, the only thing they could or were focused on from a personal financial gain perspective was the short-term deal. What are they paying? What’s the transition deal? Now, of course they’re concerned about that. But almost to a person, they’re equally concerned about what I can build and what will this allow me to build in terms of the value of the business I’m building in the long term. So let me ask you, if we’re talking about an advisor that has the ability to monetize in the short term for what could be 4X and in some cases more than that these days, and we’re talking about the ability to maximize enterprise value, and we talk about the concept of moving once and monetizing twice, what kind of numbers are we talking about? Fill in the blanks there. Jason Diamond: It’s such a hard question to answer because I do genuinely believe recruiting deals, when you talk about 300 to 400% revenue deals in the recruiting space, they vary a little bit, but I feel pretty comfortable quoting those types of numbers that most firms are somewhere in the 300 to 400% of T12 realm. There are some outliers, we mentioned UBS. But the multiple or EBITDA based or enterprise value M&A market where we’re doing these legitimate buyout transactions, the valuations do vary quite a bit. But here’s how I think about it. First of all, most firms are not purchased or sold at top line revenue. Most are sold at some sort of adjusted EBITDA number, which factors in local expenses, platform expenses, but also advisor compensation. And then that adjusted number is typically multipled. The multiples are anywhere from 8X for small kind of, let’s say, million dollar revenue businesses up to, we’ve seen deals struck at north of 20X for some of these mega cap RIAs. Typically, just back of the envelope, if I had to quote, I typically estimate around 5X top line at capital gains is a good kind of ballpark valuation. But there is quite a bit of nuance to it, more so than the traditional recruiting space. And I do think, shameless plug, part of the value in working with somebody who’s an expert on the entirety of the industry landscape is just that. It’s the idea that you need to run the horse race across multiple verticals. The good advisors who work with us typically are looking at a wire like a Morgan Stanley or a Merrill. They’re looking at a boutique firm like a Rockefeller, or they’re looking at a regional like an RBC or a Ray J. They’re looking at an independent firm like an LPL or a Sanctuary. They’re looking all across the spectrum. Mindy Diamond: I think that’s exactly right. But the topic of enterprise value, you can see how powerful it is and how wise it is. For an advisor today, when considering their personal economics to consider not just the short term, but to weigh in or add in or factor in, what could I be building and what ultimately will that business be worth at the end of the day? Jason Diamond: Yeah, 100%. Short of going out and selling your business, what can advisors do then? So I’m an advisor, okay, I’m curious about this. Or is it just as simple as, “Yeah, you should know what your business is worth if you’re an advisor”? Mindy Diamond: Definitively yes, because I mean, we always believe that knowledge is power. And just like it’s important for you to understand what your options are within your own firm, how can I ultimately retire out and monetize my business where I am, I think it’s really hard to make a decision in a vacuum without having other perspective. And getting other perspective doesn’t have to be that you have to go out and take 20 meetings. It’s not that hard for you to figure out what your business is worth to make it a data point for whether or not you’re ultimately best to retire in place or go elsewhere. Jason Diamond: Yeah, that I think is the main takeaway. And the education point is so important. I think because these are relatively new concepts for a lot of advisors that haven’t formally shopped a business before, there’s a lot of resources available. And we’ll certainly link some as well on the page for the episode. Let’s shift gears now, our kind of final trigger 2.0, which is stability and ownership structure of the firm. And this has been a little bit of a hot topic. It’s honestly been a hot topic every year because it seems like things pop up every year. And a lot of times advisors don’t reconcile the question of who owns the firm or how stable is the firm until something happens. The firm gets bought, the firm goes bankrupt, like the First Republic scenario. What should a good advisor do proactively about the idea that if you’re a W2 employee or even an employee who’s affiliated with a broker dealer, you saw this with Commonwealth, you just don’t really have control over what the firm decides to do. Give me your thoughts on this. I know it’s a big topic. Mindy Diamond: Yeah. First of all, using Commonwealth an example, it’s a good one. Because for those unfamiliar, Commonwealth is a boutique broker dealer that was privately owned and whose tagline was, “We love our privately owned status and we are never going to sell,” until one day they did. And not only did they sell, but they sold to the biggest independent broker dealer in the country, ala LPL. That’s not good nor bad, it’s just a fact. So if Commonwealth, who had definitively said we’re never up for sale, suddenly sells, any time you’re an employee of a firm, you never know what tomorrow brings in. You’re not in control over whether it’s sold. So that’s one example. But as you’re talking about this, I’m thinking about, I’m probably going back 20 years, so I’m 10 years into my career and I talked to someone who had been a very successful Merrill advisor. So I’m going to say he was probably generating around $5 million in revenue at the time. Going back 20 years, that’s a pretty significant book of business. He was courted for years by what he thought was a top RIA. And in those days, remember 20 years ago, the RIA space wasn’t nearly as mainstream as it is now. But the story the RIA told him was that ultimately, one, he was going to be a partner in the firm, that was very appealing to him. So he was going to have equity in the firm and much more freedom and control. And locally, by the way, the RIA was a really high quality brand. He worked on a lot of the economics, the short term and the long term with them. They did a ton of due diligence on his book of business. But he failed to ask … And I didn’t represent him. I just know this story. He failed to ask or do enough due diligence about the stability of the firm. What we think is really important, we talk about this expanded landscape. If you’re looking at Morgan Stanley, I don’t think you necessarily need to see Morgan Stanley’s balance sheet. If you are talking to a firm that is anything but a bulge bracket or anything but a large firm, it’s really important to do what we call reverse due diligence and to really understand if a firm expects you to open your kimono and show everything about your business to prove your worth, it is equally important that you do the same for them. In this new world order where private equity has come in and there are so many different ways for a firm to be owned and to be capitalized, it’s very important that an advisor understand what’s going on behind the scenes. And one of the questions around stability, if a firm is private equity backed, is it permanent capital? Is it patient capital? Is the private equity firm going to look to sell and monetize in five years? And then who would the likely buyer be and what does that mean for you? So the question is a big question and it’s really important. Jason Diamond: I love everything you just said, except I do think even the wirehouses, wirehouse advisors, honestly, as much as anybody should be asking these questions. And I’ll give you an example right now, UBS. And UBS, it’s not a story of balance sheet stability. I don’t think anybody has concerns that UBS is going to fail. But UBS management has been very publicly, “Oh, we’re cutting costs.” There’s been some rumors, I think for years, probably dating back 30 years to when you started the business about UBS’s commitment to the US wealth management business. I think those questions about stability and ownership structure are still valid. And to me, the implication of it is twofold. One, what you said, reverse due diligence, ask the questions, plan B. But also the concept of the exits or the off-ramps or how many bites of the apple do you get. So if you’re an advisor and you sell your business to somebody and you sign garden leave and non-competes and non-solicits, the question of ownership structure of that firm becomes less relevant because you have no off-ramps and no ability to exit that business anyway. A lot of times that’s how advisors get comfortable with this concept. And that’s what firms will tell them too, frankly, and we’re living through the middle of this, by the way, with Commonwealth and LPL, is vote with your feet, right? To the extent advisors can, the offer … And this is like, you used the example of private-equity-backed firms. This is how Rockefeller addresses the question of their private equity ownership. If we sell to UBS, all of our advisors will leave. They have that built-in put option. So knowing where the off-ramps are or how many bites of the apple an advisor gets, I think is a big concept that ties into that. But we’re absolutely seeing this pop up, probably largely because of those two examples, Commonwealth and UBS this year, more so Commonwealth, to your point. Janney’s another example last year or two years ago now where KKR comes in and buys Janney. So when these examples happen, it seems like it triggers advisors to say, “Is this something that could happen to me and should I be thinking about this?” Mindy Diamond: Yeah. So let me ask you a question. You’re talking, you’ve mentioned UBS offering this outsized deal. So how does the notion of stability and ownership factor in? If an advisor is considering an unprecedented deal from UBS, what are the caveats or concerns with respect to stability and ownership? Jason Diamond: It’s the same list of considerations you should and would ask of any other firm you’re diligencing, except I think amplified even more in the case … If I was counseling an advisor who was looking at UBS, that would be what I would say, is exactly that. You’re seeing all of these departures and defections, and I would want to have conversations with those advisors and understand exactly why and have guarantees or assurances that I’m not going to suffer from those same pain points that force them to leave. Or, and I say this a little bit flippantly, but it’s a little bit true, I understand the devil that I’m getting into bed with, but for 550%, or whatever the deal might be, I can suck it up. And that’s something that some advisors might well say as well. Mindy Diamond: Yeah. Jason Diamond: I don’t want to end on the negative note of overly large transition, not there’s anything wrong with large transition deals, but as you look out, is there anything that’s coming up in your conversation with advisors that you view as the next wave of this? I’ll give you one that maybe you could touch on, and if you have another one, feel free to offer it in conclusion, but do you think age or advisors starting to succeed out of the business will become more of a driver of movement, even though to your point, advisors can access sunset deals? Mindy Diamond: I do actually, because I think the more the average advisor age increases, the more likely that those advisors are going to want to move on to do something else to monetize the business. And so much of the wave of movement we see is driven not so much by the senior advisor, because many seed advisors are happy enough with the ability to monetize their business in place. Even though it may not maximize the value of the business, it’s a close enough approximation and it means I don’t have to disrupt the apple cart. So we support that 100%. But where we get the calls is from the next generation that says, “Yeah, but hold on a minute. It’s a good way for me to take on a book of assets that I not otherwise have access to. And it’s great for my senior partner, my father, my mother, my whatever to monetize the business. But I’m buying an asset again that I don’t own and I ultimately don’t have control over all these things we’re talking about, the AI investment, the ability to create enterprise value, the stability, the cost cutting, all of it.” So I think it’s all of the above. You say, “What else is there?” I think that’s it. It’s all of the above. It’s anything and everything that drives movement. One, it’s personal, it’s highly unique, it’s different for every advisor. There are certainly themes, and we’re talking about them, but there’s a million different things. It’s personal. And while there are an awful lot of pushes, things that can frustrate an advisor, it is the most exciting time in our view to be an advisor, particularly a high quality one, because the options abound, the ecosystem is big, because the ability to monetize both in the short term and the long term is big, mammoth, exponentially bigger than it ever was before. And the true ability to really build an enterprise has never been greater. And I think all of those things, the desire for an advisor to be the best that they can be and live their best business life is probably the biggest driver of all. Jason Diamond: It’s really true these days, if you can dream it, you can probably build it. And we’ve said in the past, if you build it, they will buy it. It’s a great place to end. This was a really fun topic. I think that’s a spot on kind of fourth trigger, by the way, too. This sort of next gen is almost like the force multiplier or the amplifier of like they see all this other stuff and they’re asking these questions even more so. Because if I’m 60 years old, none of this matters all that much. It matters, but I’m out of the business in five to 10 years. Versus the next gen advisors are the ones who often bear the brunt of this. So I think a lot of really smart stuff. Thank you for sharing your wisdom and expertise. In the episode page, we’ll be sure we have our Industry Transition Report. And we’ve also created a tool, the top 10 tips for a strategic due diligence process, which is a great kind of practical hand-in-hand companion for this topic for advisors looking for more pointed tips on the due diligence process. So Mindy, thank you again. This has been a blast. Mindy Diamond: My pleasure. Thank you. Jason Diamond: Thank you for joining us. We'll be back with a new episode next week, so be sure to listen in. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2 A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between. It's Part 2 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner, well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our Annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: There’s been a noticeable shift in how advisors are approaching decisions about their business, not necessarily in whether they’re exploring change, but in what they’re focused on when they do. Mindy is back with me for a continuation of our earlier conversation on the Advisor Transition Playbook. Last time, we spent time on the mechanics, how due diligence works, what a move actually entails, and how to think through the process. What’s become more apparent since then is that the inputs into that process are evolving. The traditional drivers are still there, but layered on top are a set of considerations that didn’t carry the same weight before. AI is one of them, and not just as a tool, but as a differentiator that advisors are starting to diligence more seriously. Enterprise value is another. Showing up in conversations, even for advisors who don’t technically own their business, but are thinking more critically about what they’re building over time. And then there are questions around stability, ownership, and flexibility. What happens to the firm itself and whether advisors retain the ability to adapt again if circumstances change. None of this is theoretical. It’s showing up in real time conversations. What we want to do here is unpack those new triggers of advisor movement and what they suggest about how decisions are being made today. So let’s get to it. Mindy, the legend, thank you for joining me. So glad to have you on. Mindy Diamond: Thank you. I’m so happy to be here. Jason Diamond: Great. Let’s dive right in. I’ll set the stage really quickly one more time. When we spoke about this topic last, we talked about the drivers of movement, what we’ll call in this conversation as the old or the legacy drivers of movement, and we spoke about the mechanics of the move. Before we get into the new drivers of movement, which I want to be the meat of the conversation, remind us, when we talk about the legacy drivers of movement …. And by the way, by saying legacy, I by no means want to suggest that they’re not valid today, because they’re equally valid, if not more so today than they were then. But when you think of the classic drivers of movement in our industry, what are they? Mindy Diamond: Yeah. So I would say, first of all, let’s start by saying that for every advisor, they’ve got a unique set of needs. So the first thing to say is that while you and I can talk about the categories of frustrations or things that might bother an advisor, they show up differently in each advisor’s life. So it’s important to note that everyone is unique. But generally speaking, if I had to package them, I’d say it’s number one that shows up most of the time is too much bureaucracy. A feeling that a firm or a model is just too hypervigilant in terms of compliance and it’s too bureaucratic and too hard to get things done.

En este recap de junio hablamos de cuánto dinero está dejando realmente el Mundial en México, quién gana de verdad con los boletos y los Fan Fest, y por qué Estados Unidos no se siente tan mundialista como las sedes mexicanas.Analizamos la salida a bolsa histórica de SpaceX, el fugaz título de Elon Musk como primer “billonario” en español y el papel de la narrativa en las valuaciones, y cerramos con el nuevo round de Donald Trump contra el T-MEC, la apuesta del nearshoring y el reto de construir una economía mexicana menos dependiente de mano de obra barata.Sé parte de la primer temporada de Fírmame el Cheque. Si eres emprendedor y buscas inversión, entra a la liga que te dejaré a continuación, llena el formulario con la información de tu negocio y ya estarás compitiendo por un lugar en el programa: https://firmameelcheque.com/ 00:00 - Junio, mes del Mundial: sedes, camisetas y cómo se está viviendo la vibra en México y EUA01:41 - ¿De verdad hay derrama? Primeras cifras de consumo, ocupación hotelera y expectativas que no se cumplen02:10 - 700,000 personas en El Ángel y el Fan Fest de Monterrey metiendo 120,000 al día: fiesta y presión urbana a la vez03:27 - Picos de consumo vs cambio estructural: basura, seguridad y hoteles lejos del 80% esperado04:23 - “¿Quién gana de verdad con el Mundial?” FIFA, boletos, licencias y negocios locales con picos temporales05:16 - Infantino y los boletos caros: estudio de mercado, reventa y la pregunta de a quién debe ir el dinero08:24 - El Mundial sí está en México: contraste brutal entre el ambiente en CDMX/Monterrey y ciudades de EUA/Canadá10:24 - ¿Cuánta gente extranjera está viniendo? Poder adquisitivo, boletos carísimos y mundiales menos “amables” al bolsillo15:25 - La megasalida a bolsa de SpaceX: precio, monto levantado y valuación de 1.7 billones de dólares en español17:31 - SpaceX como infraestructura estratégica: cohetes, defensa, satélites, IA y narrativa de “empresa del siglo XXI”19:55 - Musk como mito: gente que compra su Tesla con las ganancias de Tesla y cómo eso alimenta la leyenda25:40 - Elon Musk, primer billonario “en papel”: cómo llega a más de 1 billón y por qué esa riqueza no está en efectivo27:34 - Rockefeller vs Musk: comparar fortunas ajustadas por inflación y porcentaje del PIB de EUA29:20 - Narrativa mata balance: por qué hoy las valuaciones dependen más del cuento que de los estados financieros33:28 - Trump y el T-MEC: amenazas, incertidumbre para el nearshoring y la necesidad de fortalecer mercado interno en México

A FREE Copy of Jeff's Book, Discernment Listen to the full episode here! https://youtu.be/gQ2QBj1VOWw   What can every entrepreneur learn from the Rockefeller family? In this episode of the Unemployable Podcast, Jeff Dudan sits down with wealth expert Garrett Gunderson to discuss the timeless financial principles that have helped wealthy families preserve their wealth for generations—and how those same strategies can benefit today's business owners. They discuss trusts, legacy planning, life insurance, good debt versus bad debt, protecting assets, avoiding costly investment mistakes after selling a business, and why focus often beats diversification. Whether you're building your first company or preparing for a successful exit, this conversation will challenge the way you think about wealth creation and wealth preservation. 

A FREE Copy of Jeff's Book, Discernment Listen to the full episode here! https://youtu.be/gQ2QBj1VOWw   What can every entrepreneur learn from the Rockefeller family? In this episode of the Unemployable Podcast, Jeff Dudan sits down with wealth expert Garrett Gunderson to discuss the timeless financial principles that have helped wealthy families preserve their wealth for generations—and how those same strategies can benefit today's business owners. They discuss trusts, legacy planning, life insurance, good debt versus bad debt, protecting assets, avoiding costly investment mistakes after selling a business, and why focus often beats diversification. Whether you're building your first company or preparing for a successful exit, this conversation will challenge the way you think about wealth creation and wealth preservation. 

Rothbard's summation: the Federal Reserve was a government-sanctioned cartel engineered by the Morgan, Rockefeller, and Kuhn, Loeb interests to enable coordinated inflation—achieved only with the legitimizing support of technocratic experts and academics.

The first organized big-business push for banking reform. Rothbard recounts how the 1896–97 Indianapolis Monetary Convention, backed by Morgan- and Rockefeller-tied elites, enlisted economists to press for the gold standard and a centralized, more “elastic” banking system.

The wealthiest families on earth don't run on luck. They run on a system. In this High Level Conversation, Keenan Beasley — founder and CEO of Factory Holdings — breaks down the operating system behind every dynasty that survived its founder: the family office. The same machine the Medicis used to fund the Renaissance and the Rockefellers used to become their own private bank, decoded for the culture that was never handed the blueprint.This is a conversation about coordination over competition. About turning culture and influence into capital and ownership. About treating your family the way the powerful have always treated theirs — as an institution built to last a hundred years, not a household scrambling after every funeral over who plans the next dinner.We move from the original meaning of the word "family" all the way to cultural sovereignty: the right to build, own, and pass down without asking permission. If you have influence but no infrastructure, attention but no ownership, this is the map.WHAT WE DECODEWhy "family" was always an economic institution, not a feelingThe family office explained: the operating system of the wealthy, and why the mindset is free even when the structure costs millionsStructure over luck: why outcomes trace back to the system a child is born intoBlack wealth, the coordination problem, and the infrastructure layer that's still missingMoney-making versus meaning-making, and why we traded the wisdom of elders for the noise of checksMedici, Rockefeller, and the keiretsu model: families that became banks, networks, and sovereign systemsAlpha versus beta, first checks, and how the rich actually right-size a betThe Factory mission: cultural and cognitive sovereignty, and the next 1,000 family officeSupport this podcast at — https://redcircle.com/19keys/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold Orsini, Rothschild, Rockefeller, the Council of 13. The Bank for International Settlements, the IMF, the World Bank and the Federal Reserve. The UN, the CFR and the New World Order. Just some of the names that come to mind when one speaks about the powers behind the throne of nearly every nation on earth. Mel K returns to SGT Report to discuss her new book and the Rulers of the Darkness of this world. Thanks for tuning in.   The Mel K show on Rumble: https://rumble.com/c/TheMelKShow?e9s=src_v1_cbl https://old.bitchute.com/video/qTaa2OW91Add/

Watch every episode ad-free & uncensored on Patreon: https://patreon.com/dannyjones Matthew Ehret is a journalist, lecturer, and founder of the Canadian Patriot Review. SPONSORS https://amentara.com/go/dj - Use code DJP22 for 22% off. https://mengotomars.com - Use code DANNY for 50% off for life. https://whiterabbitenergy.com/?ref=DJP - Use code DJP for 20% off. EPISODE LINKS https://substack.com/@matthewehret https://canadianpatriot.org FOLLOW DANNY JONES https://www.instagram.com/dannyjones https://twitter.com/jonesdanny OUTLINE 00:00 - The plan to reset society on 9/11 03:45 - Plato 12:21 - The fallacy of the creation of the universe 18:28 - Robert Sopalsky & the God-shaped hole 21:50 - Defining wisdom & the connection to truth 26:55 - Epstein's connection to ancient Roman empire 31:50 - Jacques Costeau's views on depopulation 37:57 - Cosmic radiation's impact on the Earth 47:48 - Adversarial scarecrows & trojan horse assumptions 53:05 - Thomas Malthus' prediction of cataclysms 58:39 - The 9 muses & the mystery of creativity 01:01:09 - Kepler's 3 laws 01:08:06 - The forbidden ways of thinking 01:11:01 - Matt's film on the UFO psy-op 01:13:30 - The Esalen program on psychedelics 01:18:03 - Why Satan chooses to be evil 01:26:57 - UFOs are a multi-generational magic trick 01:33:47 - The Rockefellers' control grid 01:41:44 - The one-world alien religion 01:50:20 - Plato's noble lie 01:55:49 - Plato's definition of a human being 02:00:05 - Straussians & Plato's secret doctrine 02:07:18 - What it means to be a Platanist 02:17:01 - Sketpicism of Telepathy Tapes & Uri Geller 02:24:11 - The power of self-deceit & belief 02:28:40 - Washington Irving Bishop 02:35:16 - Houdini's role in national intelligence 02:36:57 - The secret society that killed Lincoln & started the KKK 02:45:20 - Oneida cult 02:47:06 - The paradox of Presidential assassinations 02:52:50 - Shadow organization running the world today 02:57:15 - Dark strategy behind the Epstein files 03:05:10 - The Silicon Valley movement 03:12:39 - Tavistockian method of breaking people 03:15:27 - Suspicious names behind UFO disclosure 03:27:48 - The narrative that explains UFO disclosure 03:33:40 - Varginha, Brazil UFO incident Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Nobel family (which are the namesake of the Nobel prize), had a rags-to-riches story bigger than the Rockefellers or Morgans. The Nobel patriarch Emanuel fled debtor’s prison in 1837. He then travelled east and built a foundation for the largest oil empire in Russian history. Three generations of Nobels invented the world's first oil tanker, stopped the Royal Navy cold with undersea mines during the Crimean War, and outmaneuvered both Rockefeller and the Rothschilds in the world's first great corporate oil war. Then the Bolsheviks arrived. Lenin nationalized everything overnight, Stalin personally targeted the family patriarch for arrest, and the man who quietly made the Nobel Prize a reality had to escape revolutionary Russia in a horse-drawn cart wearing a disguise, with forged papers and three borrowed children to complete the ruse. It is one of the great lost stories of the nineteenth and twentieth centuries, overshadowing the very prizes that bear the family name. Today's guest is Douglas Brunt, author of The Lost Empire of Emanuel Nobel. We discuss how capitalism and Marxism grew up in the same Russian cities before their catastrophic collision, why Emanuel Nobel defied the King of Sweden to ensure his uncle Alfred's will was honored, and what it actually looked like when Lenin's pen stroke erased three generations of Nobel engineering genius in a single day. We explore this story of oil, revolution, and a dynasty that fueled the world and then vanished.See omnystudio.com/listener for privacy information.

Allie was joined by Megan Basham, culture reporter for the Daily Wire, to discuss her investigation into the After Party, a curriculum written by Curtis Chang, David French, and Russell Moore, which is being pushed onto churches in an effort to bring Christians of different political backgrounds together. Megan shares how this curriculum not only fails at its objective but is funded by secular progressives: Rockefeller Philanthropy Advisors. We discuss why Rockefeller's interest in bankrolling Bible studies is a red flag, including the fact that among the other initiatives funded are organizations that are pro-LGBTQ and pro-abortion. What's in the After Party curriculum and what message is it really sending? We also look at the "AND Campaign" and how it is also funded by the Rockefellers. We explain how politics is a way to love our neighbor and why getting it right matters for the church. --- Timecodes: (01:12) What is The After Party? / Rockefeller funding (07:50) What are their motivations? (15:00) What's in the curriculum? (32:28) The AND Campaign / moral equivalence (42:53) X / Twitter exchange about abortion / politics in Christianity (49:20) Can Christians vote Democrat? Links: Megan Basham: "Follow the Money to The After Party" https://www.firstthings.com/web-exclusives/2024/01/follow-the-money-to-the-after-party --- Relevant Episodes: Ep 607 | John MacArthur, Hillsong Documentary & SBC Drama | Guest: Megan Basham https://podcasts.apple.com/us/podcast/ep-607-john-macarthur-hillsong-documentary-sbc-drama/id1359249098?i=1000558899144 Ep 920 | Russell Moore, David French & the Fake Threat of Christian Nationalism | Guest: John Cooper https://podcasts.apple.com/us/podcast/ep-920-russell-moore-david-french-the-fake-threat/id1359249098?i=1000638231068 Ep 508 | My Response to John Piper, Tim Keller & Big Eva https://podcasts.apple.com/us/podcast/ep-508-my-response-to-john-piper-tim-keller-big-eva/id1359249098?i=1000539092606 Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠Share the Arrows is sponsored by:A'del Natural Cosmetics: AdelNaturalCosmetics.comRange Leather: RangeLeather.com/ALLIEWe Heart Nutrition: WeHeartNutrition.comBuy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ---► Buy Allie's book, "You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love": https://alliebethstuckey.com/book► Subscribe to the podcast:iTunes: https://apple.co/2UVssnPSpotify: https://spoti.fi/2FwkXxj► Connect with Allie on Social Media: https://twitter.com/conservmillenhttps://www.instagram.com/alliebstuckey/https://facebook.com/allieBlazeTV/► Relatable merchandise – use promo code 'ALLIE10' for a discount: https://shop.blazemedia.com/collections/allie-stuckey

This episode originally aired on July 5, 2025. From Apple News In Conversation: Americans have a long history of obsession with the ultrarich, from Carnegie and Rockefeller to Bezos and Musk. And today, the gap between the rich and the poor is bigger than ever as the billionaire class has ascended to new heights. In his book, The Haves and Have-Yachts, New Yorker staff writer Evan Osnos explores the extravagant lifestyles of the wealthy and their outsize influence on politics. He sat down with Apple News In Conversation host Shumita Basu to talk about this unique moment — when billionaires are both resented and envied by the public — and what it means for the rest of us.