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Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Has your business been impacted by the recent fires? Apply now for a chance to receive one of 10 free tickets to SuperCrowdLA on May 2nd and 3rd and gain the tools to rebuild and grow!Devin: What is your superpower?Alex: Thinking deeply and critically about a number of things.Crowdfunding has revolutionized how businesses raise capital, but not all crowdfunding is created equal. In today's episode, Alex Fisher, CEO and CCO of Netcapital Securities, shared how her team empowers businesses by leveraging a comprehensive suite of tools including Reg A, Reg D, and Reg CF offerings. Her insights highlight the importance of tailoring fundraising strategies to meet the unique needs of each company, ensuring both flexibility and success.Alex explained, “When people hear crowdfunding, they kind of lump all of the different offering types and ways to raise capital together.” Netcapital's approach, however, recognizes the nuances of these methods. For instance, Reg CF allows companies to raise up to $5 million from the general public, while Reg D removes the cap but limits investments to accredited investors. Combining these strategies can create opportunities for businesses to achieve their goals more effectively.For Alex, the innovation lies in the ability to use these regulations strategically. She noted, “Companies who look to utilize both offering types at the same time are being very strategic… using the Reg CF bucket to open the investment opportunity to their broad network,” including customers and social media followers. Meanwhile, Reg D can attract larger investments from accredited investors such as venture capitalists.One of the most exciting developments Alex discussed is the potential for liquidity in crowdfunding. While much of the focus has been on raising capital, Netcapital is exploring ways to offer investors opportunities for future liquidity. This forward-thinking approach benefits both issuers and investors, enhancing the overall value of crowdfunding.Netcapital's role as both a broker-dealer and a funding portal sets it apart from other platforms. “Under Reg CF, companies are limited to listing on one portal at a time,” Alex explained. “That restriction doesn't exist in Regulation A or Regulation D and doesn't apply to broker-dealers.” This flexibility allows Netcapital to collaborate with other platforms, creating a synergistic ecosystem that benefits companies and investors alike.By combining innovative strategies with a deep understanding of regulatory frameworks, Alex and her team at Netcapital are helping businesses raise capital smarter, faster, and more effectively.If you're considering crowdfunding for your business, Alex's expertise offers a roadmap for success. As she put it, “It's very facts and circumstances based… You want to understand the stage of the company, the industry, and the networks they're a part of.”tl;dr:Alex Fisher explains how Netcapital combines Reg CF, Reg A, and Reg D to fundraise strategically.She highlights the untapped potential for liquidity in crowdfunding, benefiting both issuers and investors.Netcapital's broker-dealer status allows for unique flexibility and collaboration across fundraising platforms.Alex's intellectual curiosity drives her personal growth and her ability to connect with clients.She shares actionable tips for fostering intellectual curiosity to fuel professional and personal success.How to Develop Intellectual Curiosity As a SuperpowerAlex Fisher's superpower is her intellectual curiosity, a trait she describes as “thinking deeply and critically about a number of things.” This mindset drives her to question established norms, explore new ideas, and continuously improve both personally and professionally. Alex explained, “It's about not just accepting things for how they are and constantly thinking about how to do things better.” Her curiosity fuels her ability to connect with clients on a deeper level, understanding not just their business goals but also their personal motivations.Illustrative Story:Alex shared how rekindling her love of reading helped her rediscover her intellectual curiosity. After years of focusing solely on textbooks, regulations, and professional development, she began reading for personal interest in 2022. Since then, she has read over 70 books, which has broadened her perspective and improved her ability to think creatively. This shift has positively impacted her professional life by enabling her to approach challenges with fresh ideas and a more holistic understanding.Tips for Developing Intellectual Curiosity:Ask “Why” and “How” Questions: Dive deeper into processes, systems, and decisions to understand their purpose and function.Read Widely: Explore books and resources outside your professional field to gain new perspectives.Embrace Continuous Improvement: Focus on finding better ways to do things, even if the current method works.Connect Personally: Take time to understand the motivations and passions of the people you work with.Be Open to Exploration: Allow yourself to engage in activities that don't have an immediate or tangible impact.By following Alex Fisher's example and advice, you can make intellectual curiosity a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileAlex Fisher (she/her):CEO & CCO, Netcapital Securities Inc.About Netcapital Securities Inc.: Netcapital Securities, a wholly owned subsidiary of Netcapital Inc. (Nasdaq: NCPL, NCPLW), is an SEC-registered, FINRA member broker-dealer.Netcapital Securities specializes in supporting companies with equity capital raises under Regulation A and Regulation D and in partnering with other broker-dealers to collaboratively syndicate deals.Website: netcapital.comBiographical Information: Alexandria (Alex) Fisher is a seasoned business strategist and compliance specialist, passionate about expanding founders' access to funding and investors' access to the private capital markets.Alex is currently the CEO and CCO of Netcapital's subsidiary broker-dealer, Netcapital Securities Inc., which specializes in supporting companies with equity capital raises under Regulation A and Regulation D and partnering with other broker-dealers to collaboratively syndicate deals.Alex is an advisor to startup companies and is a member of Global Women in Venture Capital (VC).Previously, Alex managed various regulatory compliance programs at a Series A venture-backed startup and at Fidelity Investments.Linkedin: linkedin.com/in/alexandria-fisherSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Make Money with Impact Crowdfunding, SuperCrowdLA and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on April 15, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, April 16, 2025, at 1:00 PM Eastern. Gene Massey, Chairman/CEO of MediaShares, will lead a session on "Secrets For Creating Great Content To Attract Investors." He'll share expert insights on crafting compelling content that engages and converts potential investors. Whether you're launching a crowdfunding campaign or looking to enhance your storytelling strategy, this session is a must-attend! Don't miss it!SuperCrowdLA: we're going to be live in Santa Monica, California, May 1-3. Plan to join us for a major, in-person event focused on scaling impact. Sponsored by Digital Niche Agency, ProActive Real Estate and others. This will be a can't-miss event. Has your business been impacted by the recent fires? Apply now for a chance to receive one of 10 free tickets to SuperCrowdLA on May 2nd and 3rd and gain the tools to rebuild and grow! SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Crowdfunding Made Simple with Devin D. Thorpe: AI-Powered Fundraising Strategies, Wednesday, April 9, 2025, at 1:00 PM ET.Devin Thorpe joins Entrepreneurs On Fire to share powerful insights on impact investing and doing well by doing good. Tune in on April 10 to hear Devin's inspiring conversation with host John Lee Dumas!Igniting Community Capital to Build Outdoor Recreation Communities, Crowdfund Better, Thursdays, March 20 & 27, April 3 & 10, 2025, at 1:00 PM ET.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe
Podcasts from the Unitarian Universalist Society of Oneonta, NY
Ben has been left stranded by Ian and Dave this week, so we've called in the cavalry!BBC Somerset's Liam McGuinn, Cider Drinker Elliot Watts and Gloverscast Ben are joined by the Goal Scoring Man of the Hour, Alex Fisher.We chat about the emotion of a first goal for over 300 days, we talk about how the season has been going... and where it's going, there's Farnborough chat, there's Aveley chat, and of course we take your GCQs!------Follow us on Twitter and Facebook. Leave us a review and share the pod with a pal. If you have an idea for the website, want to contribute or just want to send us a message, feel free to email ian@gloverscast.co.uk. Hosted on Acast. See acast.com/privacy for more information.
Extreme weather across the globe has claimed tens of thousands of lives this summer alone. From floods in Libya and China to drought in Sri Lanka and with heatwaves causing fires across much of Europe and North America, the devastating impact of climate change has never been clearer. As UN Secretary General Antonio Gutteres put it – we're no longer talking about global warming – but global boiling.So what can the world do to respond? Or do we now have to accept that these climate catastrophes are the new normal?To find out in this episode of The Agenda, Juliet Mann speaks to Niklas Hagleberg, Global Coordinator for Climate Change at the UN Environment Programme, Dr Alex Fisher, Program Director for Climate Ambition at ClimateWorks Foundation and Dr Clement Albergel from the European Space Agency.
Listen to John Golden interview Alex Fisher about his new book, "The Business Athlete." Alex discusses how his professional athletic background shaped his novel. They discuss mental toughness, coachability, and energy management. Alex stresses energy management and operating system knowledge. They emphasize the importance of a functioning structure and effective operations. John closes by endorsing Alex's book and emphasizing coaching.
The National League South season kicks off tomorrow, so we are here with a big Gloverscast season preview!On this episode we welcome Yeovil striker Alex Fisher to talk about his injury recovery, his views ahead of the season and some predictions. We've caught up with regular contributors, Chris Fox, Sheridan Robins and Elliot Watts about their thoughts ahead of the kick off. The Quiz is back, who can claim the crown for their own!Plus, we've had some messages from some supporters too...Follow us on Twitter and Facebook. Leave us a review and share the pod with a pal.We'd love to welcome some local businesses into the Gloverscast family through advertising. If you're a business that would like to speak to a dedicated audience of more than 1000 monthly listeners, please get in touch. Find out more about advertising with us here.If you have an idea for the website, want to contribute or just want to send us a message, feel free to email ian@gloverscast.co.uk. Hosted on Acast. See acast.com/privacy for more information.
Former Exeter player, Alex Fisher returns to give us an update on his broken leg and then gives us his take on Exeter's new signings. Thanks for listening! You can follow us on Twitter @mynewfootyclub and on instagram @mynewfootballclub And if you'd like to receive episodes early and be part of an Exeter community - where we chat once a month and talk lower league football and Exeter amongst other stuff, including creating our own make believe football team - Gorcester UTD then sign up to Patreon.com/davidearl Learn more about your ad choices. Visit podcastchoices.com/adchoices
Yeovil Town and ex Exeter City player Alex Fisher joins us to talk us through his leg break. Not for the faint hearted. Thanks for listening! You can follow us on Twitter @mynewfootyclub and on instagram @mynewfootballclubAnd if you'd like to receive episodes early and be part of an Exeter community - where we chat once a month and talk lower league football and Exeter amongst other stuff, sign up to Patreon.com/davidearlAlso, this podcast is now being streamed LIVE on Sunday mornings at 9.30am during the season. You can watch here, with a mug of tea - if you'd like. Hosted on Acast. See acast.com/privacy for more information.
In this episode, we will discuss the significant changes to the UK immigration regime post-Brexit, including the introduction of a new points-based system. Business travelers between the UK and the rest of the world in the post-Brexit landscape need to comply with often quite nuanced requirements to avoid issues. Subscribe to our podcast today to stay up to date on employment issues from law experts worldwide.Host: Philippe Durand (email) (August Debouzy / France)Guest Speakers: Moji Oyediran (email) & Alex Fisher (email) (Travers Smith LLP / England and Wales) Register on the ELA website here to receive email invitations to future programs.
Alysa has been waiting for years to have this very important conversation and it happens in this episode! She welcomes social psychologist, Dr. Alex Fisher, to the podcast to discuss her research on singlehood and friendship. So come single folks and attached folks…everyone could learn more about the diversity of singlehood! Check out Dr. Fisher's web page! Alexandra N. Fisher, Ph.D. (alexnfisher.com) Share Your Friendship Stories with Alysa! Email Alysa = friendswithalysa@gmail.com Listen to & Follow Friends with Alysa = https://linktr.ee/friendswithalysa Art Work by Kate Cosgrove = http://k8cosgrove.blogspot.com Theme Music by Trevor Wilson Sources (Research Discussed) Fisher, A.N. (2020). All the lonely people? A belongingness perspective on the stigmatization and well-being of single people. Fisher Dissertation Final July.10 (uvic.ca) Fisher, A.N., Stinson, Wood, Holmes, and Cameron (2021). Singlehood and attunement of self-esteem to friendship. Singlehood and Attunement of Self-Esteem to Friendships (sagepub.com) Research on Husbands Leaving Wives (as an example): Men Leave: Separation And Divorce Far More Common When The Wife Is The Patient -- ScienceDaily
New signing Alex Fisher looks back over his career and a renewed contract with Yeovil Town See acast.com/privacy for privacy and opt-out information.
This podcast contains audio of messages presented by Senior Pastor, Drake Nosco, and guest speakers during the Sunday morning worship services at Grace Baptist Church in Nashville, TN.
Football is back(ish)!Ian and Ben talk about the pre-season friendly at Taunton, the pink and purple, Alex Fisher's return and more.Thanks for listening!Remember to add Gloverscast.co.uk to your favourites and check the website daily for the latest news from Huish Park.Follow us on Twitter and Facebook, enjoy some retro content on Instagram. Leave us a review and share the pod with a pal.ADVERTISE ON THE GLOVERSCASTIf you have an idea for the website or just want to send us a message, email ian@gloverscast.co.uk See acast.com/privacy for privacy and opt-out information.
This week Alex Fisher asks about Resistance/Persistence/Dall-E/AI https://artofalexfischer.com and a field recording from Linda Loh https://lindaloh.com
In this episode, we are joined by Matt Crawford and Alex Fischer, two Roofstock Certified Agents, to discuss the Greenville and Spartanburg South Carolina markets. We cover the different asset classes, neighborhoods, demographics, price points and return metrics, short term rentals, geographic considerations and much more. If you want to learn more about investing in South Carolina, Matt and Alex have the goods. Contact Matt and Alex at: acquisitions@evernest.co --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The remote real estate investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. What's going on everyone? Welcome to another episode of the remote real estate investor. I'm Michael album and today I'm joined by Matt and Alex, two of our agents as part of Roofstock Certified agent network down in South Carolina. And they're going to be talking to us today about the Greenville and Spartanburg markets and everything we as investors need to know about it. So let's get into it. Matt Crawford, Alex Fisher, how are you guys? Man? We're doing great Michael here. Thank you guys so much for having us. Good to be here. I guess. Yeah, our pleasure. So I know you because I work with you guys regularly as part of our certified agent network with Roofstock. But for anyone who might not be familiar with who you are, give us a quick rundown who you are. Where do you live? What what markets do you operate in? And what is it that you're all doing in real estate? Absolutely. So for everybody out there, you know, welcome to the Roofstock remote podcast as you guys know, Michael, he's a champion of the people he's the one in the van rockin. But for us, you know me now it's we're the greatest broker Team roofstock has ever seen. That lightly, but I do mean it. I think we're very passionate about we, that what we do, how we present the products to you guys, as consumers. And as the educational base, you know, we're very thankful for the opportunity. So we represent a couple of markets here in South Carolina. It's where Alex and I are born raised. Alex, you want to add two cents on top of that, sir? Yeah, I mean, obviously, our hometown is Columbia, really anywhere in South Carolina. That's where we have most of our experience. And you know, we love doing nothing more than trying to get out here and make some people some money and find some good deals. So our obviously our go to is going to be South Carolina areas. Love it. And why did you guys partner up? And how did you two meet? That's such a long story. But it's been we've been kicking it for, like 12 years. And and you know, and we're both we're both 32. So I mean, we were we were young lads and our ladies at the time were like best friends. And you know, Alex's wife was always talking to my girl about meeting Alex and I thought he was strange because he was like, a financially adept teenager, like Alex had his first house and like nine years older, or like, 19, whatever. Don't none of those. And meet Alex just kept kicking it in. You know, Alex was working at one of the top four consultancy firms. PwC. And I was out in Denver, sort of so notes and Alex, you know, hats off to him. He'd call me like, every week, checking up on me, and it's like, Matt, you know, we got to get new real estate, we have the potential. He really convinced me to move back to South Carolina. And fast forward five years. We have our own companies now. Love it. All right, you too. Well, let's talk about Greenville and Spartanburg, South Carolina. It's a market that I'm not very familiar with. And so we're going to, you know, talk to me, like I'm five years old walked me through. Why is are these markets? Interesting? Why should people be interested in investing in rental properties in these two markets? Yeah, so I guess the main differences between, you know, the Upstate and Columbia is property values are a little bit higher. You know, Greenville is an incredibly cool city, especially compared to Columbia. So it's, it's pretty big, and it's owned, but there's a lot around Greenville, which would, you know, be the mountains, you know, it's convenient to the beach, which is maybe about two and a half, three hours away. But also, you've got the North Carolina, you've obviously got, you know, Clemson around the area. There's a lot of opportunities in regards to Reynolds because there are a lot of colleges around there. But you know, our biggest thing is pushing the appreciation, you're going to see that the rents are not keeping up as much with the property values are at least as quickly. But the good news is they are good opportunities for long term holds because of the appreciation and from what we've been seeing the appreciation there in the upstate in general is just much stronger than it is in Colombia, that the good thing about Colombia is the opportunity for rents because the rents are keeping up with the property values, but I think we're going to see a lot of that stuff slowly. You know, I guess level off a little Bit just based on how the market is kind of moving now. So then the rents will eventually kind of just end up evening out with what the appreciation is actually doing. And Matt, who are some of the big employers, I know, Alex, you mentioned, Clemson and a lot of colleges around there, but are other than college students and college faculty. What are people moving to the area for for your typical jobs? I mean, are there big employers there? Yeah, you know, I think Michael, you know, putting you in the frame of mind of like a new investor coming into South Carolina, and for all the investor, and whether you're 18 years old, looking for your first rental or a seasoned investor with 100 properties, I always like to sort of start at the origin story of the market. And Greenville upstate in general, is like the textile industry of the US. I mean, you got to look historically, in South Carolina and the South, you know, this is where a large majority of the cotton of the Indigo dies of anything the derivative of the textile industry, really was created. And that really set its roots into Greenville and to Spartanburg itself. So Greenville still has a ton of products from that era, which include huge textile mills. What that means from an investor's standpoint, is that you had all this workforce housing, you know, even my mom was from easily, which is about 25 minutes from downtown Greenville. They grew up on the Mill Hill. And so as you can imagine, it's perfect substance for the gentrification to happen, you know, and it's not 20 years ago, where we could buy a house for 75,000. And now it's worth 500. But you can still follow that development curve does molding out of Greenville into areas like easily fantastic market to look into. The biggest one, I think the all star of this podcast for everyone listening is going to be Travelers Rest. And I think Alex knows a lot about this as well. Because Greenville on the Clemson grab, right, Clemson, Clemson Tigers, you know, we're about 30 minutes past Greenville. And so I got to see this beautiful development happened in Greenville, which is just created a pretty high saturated market. So now for any investors and yourself, Michael, you know, I think pushing to the satellite markets that are still quite contingent to Greenville population and economic drivers makes the most sense. So that's really were trout interest is becoming an all stock market, low property purchase prices, you know, you're talking three twos 175,000 or less, the really good median rents, almost to the 1% rule. I don't think it's as sexy as here in Colombia. It is just because Greenville has already seen so much more maturation than here in the middle the state says Greenville, so biggest thing on Greenville. Here we go Pierre's driving in and if we drive in, travelers risks going to be you're looking at o'clock at 11 o'clock to us. So guys, if you're out there, you're wanting to see properties. I can guarantee if you Zillow, Greenville, you're gonna see stuff for like 300,000 400,000 that rinse 2500 or so now you go up to Travelers Rest, those economic numbers are totally going to flip flop. So please feel free to look at these kinds of products is the same MLS as Greenville. So Alex and I will be publishing properties. And then if we come back to the center of the city in Greenville, and look at nine o'clock on the clock hands, you're going to look at easily so it's directly to the left of Greenville. Sort of right in the left there to the screen. Thanks, Pierre. Also a great case study for what's happening in this market. As a lot of the renters, the investors and the development dollars are starting to bleed out of Greenville, which is sort of the cool analogy as Greenville really had its foothold in the indigo dye business. So if you can imagine this indigo dye starting to come out of this central geo easily is fantastic. You can still find great inventory. But even as Alex and I thought, Hey man, let's open up the upstate with roof stock ease these going to be just fish in a barrel. It's not the case. You know, it's still very, very saturated with investment and institutional dollars, which puts Traveler's Rest as my number one submarket You heard it here first, ladies and gentlemen. I love it, Matt. And to give people kind of a frame of reference, what was the general population of Greenberg? MSA? Yeah, I think it's almost like 500,000 Okay, so it's pretty massive city. definitely bigger than I think it's like the fifth or sixth largest city in South Carolina. I definitely Being a local think it's like, probably number two of like, most sought after livable millennial culture cities. I think it goes Charleston and probably Greenville. And you know, guys, if you're looking for Airbnbs, totally different ballgame, we're talking totally different set of data here. But the short term rental market in Greenville is off the charts. And I think that is, yeah, definitely is perfectly perfectly tied to the nightlife and the culture that Greenville has done. And even just to dig a little deeper here, you know, 25 years ago, there really wasn't a main street or a main vein in Greenville, in fact, what they call false Park, which is a main park, and mainstream Greenville was beautiful, natural waterfall, it was actually covered by an overpass right here appears on a false park on the reading. So the Reedy River cuts to the city, this used to be covered up. And now in the last 10 to 15 years, they've probably dumped 100 million or more into this gorgeous walkable facility that has these natural features are just a beautiful suspension bridge. And that is has created this really nice culture that is in Greenville. And I think that's why the short term rental market really works if you're looking for higher property purchase prices, but I think your Airbnb models will be rock star here. That's really interesting that and so talk to me a little bit about property taxes, because I think that's something that's always on people's mind is one of the a big expense that can either make or break in investment. So how do those work in in South Carolina? Or maybe more specifically, in Greenville? Yeah, so typically what we do, and a lot of people don't realize this from the get go, but everybody's looking at Zillow, you can go to any house, and you can see what the roughly what the what the taxes would be. However, with Columbia, South Carolina, in general, the property taxes are different, you know, there's two different types of property taxes, you got an owner occupied and the non owner occupied and people don't realize the non owner occupied is obviously, you know, the, these big investors that come in, these are the taxes that these guys are gonna have to pay the small guys, whatever. So when you live in the house, and you look into Zillow, you're gonna see one number, but in reality, that number can essentially be doubled, when you start to consider that you're actually going to put a renter in place, which is a huge buzzkill for a lot of investors. But at the same time, once you kind of understand that is the case, now you can kind of work your numbers around you can kind of you'll you'll look in a different direction for the opportunity, I guess you could say. But typically, what we tell people is when it comes to taxes, the non unoccupied rate is going to be roughly and again, this is just a rule of thumb, this is not exact, is about two and a half percent of the purchase price that will give you a good gauge on, you know what your monthly cash flow would be. And as you can imagine, you know, what I would say is, you know, the owner occupied tax rate is probably around one to, you know, one and a half percent. So as you can imagine, you do the math, it's almost double what the the owner occupied rate is, which is very unfortunate. And that's probably been our biggest hurdle for the South Carolina markets. But again, you know, it just allows us to kind of, you know, I guess stretch our fingers out and see what we can find in regards to more off market properties. Maybe some smaller homes, but it really does make it more difficult for investors to actually go out and find something just because it does, it does hurt the cash flow a good bit. Yeah, that makes total sense. And we talked a lot about Greenville. What about Spartanburg? What Should folks be aware of and where should they be looking out there? Okay, cool. Cool. Let's uh, so drive the car, probably about 45 minutes east. And now we're at Sparkle city baby, which is sort of just a local term slang for Spartanburg that I can give no context to. I have no idea why they call it sparkle city, but it makes for a fantastic nickname. Totally. So we're driving the sparkle city. Or we're laying it down and to me, and I think even to Alex's standpoint, I'm a bigger fan of Spartanburg than Greenville. Granted, you know, snagging the Airbnb downtown mainstream Greenville. Sounds awesome. I think if you're looking to build long term rental portfolios, maybe two or three a year you're wanting to be in Spartanburg. That's just because it's more like a It's not rural in the sense, but it's more workforce housing. I think Greenville, you're going to be playing with a lot of individuals that are potentially, you know, making 80 to 100 grand a year. Not necessarily looking for a true three two rental whereas in Spartanburg it's definitely labor force and I think you find that labor force In the biggest BMW plant in the southeast, so BMW Michelin all have one of their largest manufacturing plants, right outside of Spartanburg. I think all the x five series beamers in the world are made here in this BMW plant. Which is beautiful. Yeah. So like you drive by it as it's as gorgeous setup. So really, really cool. And I think that's driven, this workforce class of tenants that you would see, of course, there's 10 colleges in Spartanburg. And if you were to visit Greenville, you're like, oh, man, this place is poppin. Like, there's Michelin star restaurants. In a beautiful downtown, you go to Spartanburg, there's like, you know, mom and pops, Biscuit Company, you know. But what you want to see, and from an investor's perspective, which I think looks good, is right downtown, is this brand new five star hotel, super swanky, beautiful rooftop, you walk into it, and you're like, oh, there's money here. Something's happening. And so to me, that says that a lot of these development dollars that have been looking around different GEOS here in South Carolina, finally, have seen Oh, Spartanburg is a super viable market, I would say maybe it's like Greenville, 15 years ago. And talk quick numbers. Whereas if you were in Greenville, your three two is 250,000. Your three two here is going to be a buck 50. So I mean, we're talking about $100,000. And price changes now that is reflected in the rent rates. That three two in Greenville is definitely a 1550 1695 monthly rent products. That same three two here in Spartanburg, you know, you are going to be looking at like 900 to $1,200. And I think that's just positioned on the type of tenant that we're commonly seeing here. But inventory is easier, you're not going to have such a saturation of buyers unless bidding wars. So I'm big fan and pro tip, bing, bing, bing, for everybody out there listening, I think, I don't know if you're gonna make that a sound but I'll do my own AdWords. I think that you know, me and Alex like, you know, we're we're we have a large acquisition base for different companies. And we're last two years has been a gauntlet with interest rates at 2.3%. Back in January of 2021. As of this year, this month, I just checked really like 5.6. And what we're seeing when we're checking foreclosure lists, we're looking at so many different counties across about 30 Different in essays is things are doubling every single month as far as foreclosures, as far as the evictions that are actually being filed in process. So what that means for you guys, as investors in the audience of the podcast is you get your cash ready. I think the bidding wars are the are finally starting to water down. So whether it is green, or whether it is Spartanburg, you're gonna see a lot more inventory and I think you're gonna have a lot more purchasing power, especially if you're coming with some kind of liquid cash on the deal. Okay, good to know and what areas of Spartanburg really excites you. You know Spartanburg, if you made your number one call for Greenville, what's your number one call for Spartanburg easy shot right in the heart of Gaston. Gaffney is just a subset right out of Spartanburg, you know I think Spartanburg is old enough to where you can put a stake downtown, though a 30 mile radius around it, and go shopping. That's how I would look on Zillow. But Gaffney in particular, a sub market really great, right on. And if someone is coming into the South Carolina Market, just in general, or maybe these two markets specifically, what things should they be aware of? What's kind of common practice par for the course, like as an example out in California, we have termites, and so if you see a little bit of termite damage, that's not the end of the world, you can get it fixed, depending of course, about where it is and how pervasive it is. But what are some things that people should expect to see that might be red flags in their home market, that they shouldn't be too worried about? Let's see around here. One of the more common things that, you know, becomes concerning, I mean, it comes concerning to anybody, but it is pretty normal. It's just more foundational issues. You know, having cracks in the foundation, unfortunately, is normal. But you know, when and I don't know how it is in California, but I know the second somebody sees you know, foundation cracks and stuff like that. It's definitely it becomes something very worrying. But from our perspective, we're like, look, this is normal. You know, we there's plenty of companies don't get me wrong, there are expensive, but there are plenty of companies that can go and help remediate that. At However, even at that point, you know, it's pretty easy to gauge, especially on the inspection reports how severe it's going to be. As long as it's nothing that's like, overall, structurally is going to be concerning, then we don't see it being a big deal just because it is normal. But again, that's from our perspective, we've never seen anything major come up. And if we do, you know, we were able to read through the inspection report and say, you know, hey, maybe we should get one of these guys out here from you know, foundation companies go have a look. But outside of that, from our perspective, that's fairly normal on any house, you end up going under contract on. Yeah, totally agree with Alex there, we get all the crazy questions to Michael. A lot from this, this Cali investors are coming in even New York people. I'd say like, every time we have a California guy or girl, which we love, y'all, and we've even had a couple of really amazing people come meet me and Alex, here in South Carolina, from the properties that we've helped acquire. So shout out to all those guys, but they're always like, doing the hurricane insurance or like Ardea tornadoes, which is a regular thing to ask the Dow none of that, you know, soccer right, super chill, you know, especially Columbia. We're landlocked, you know, Charleston, definitely, you're gonna have hurricanes. But Greenville, it's good. I think on average is like five inches of snow, which is hit or miss. So very mild climate, and even sort of changing that question of as globally for South Carolina as an outdoor investor, what I would say to make it interesting is like, follow football. It was just about, you know, football, I think is really important to the nature of these different cities. So you know, Clemson University, if you're paying attention to that college, when they were rockin, it created this huge investment opportunity like massive, I cannot express how big the in real estate investment opportunity that was created offset football program. And it's the same thing with the Charlotte Panthers. They're building a brand new practice stadium and Rock Hill, investors are looking at these different data metrics. And even in Columbia, South Carolina with the University of South Carolina's football program is I would just pay attention to those sorts of fun monikers. And that's just another lens to look at an investing and what is important to that specific Geo. And those are just one of the very relatable things here in the South Carolina Market. Now, that makes total sense. I know one of our other coaches, Tom Schneider, he loves looking at sports teams, and where they're moving and where they're building stadiums, because that's a huge, huge indicator, like you mentioned about like the hotel, big money going into an area. That's great. That's great. I'm curious to know, from your guys's perspectives, what should buyers be aware of how can they be more competitive? And how can they work better with you all and your teams to be competitive and win offers? Well, so I'll actually say from my perspective, just to kind of give my quick little two cents, because we do see this daily. But our biggest thing is, you know, we've got a team of people that are behind, you know, the whole coordination piece, our number one goal is to get offers out the door at this point is kind of like you got to unfortunately, this isn't like it was two years ago, maybe you can make an offer on a house. And you know, there's only two other offers on it. Now. It's like you make an offer on a house. And now there's about 20 to 30 other other offers on it when you consider in these bigger markets like Columbia, Greenville, and Spartanburg. This is where all the big institutional guys are. And so these big institutional guys are buying in cash, which means you know, if you're buying through financing, it's going to make it very, very difficult to be competitive, especially with a lot of these guys doing, you know, three day diligence, five day diligence, which is something we don't really recommend, mainly because you know, it's very difficult to even get anybody out there and then get a report back. So our biggest thing is and kind of what we we feel like we can control on our end is the amount of offers that actually do go out. So instead of just pinpointing and finding, like, Hey, this is my favorite property, I want to try to win just this one. Our goal is, look, you just got to start, you know, shooting out offers, which is what our team is capable of doing. And then just hope that one sticks in don't get me wrong, obviously, we want the offers to be calculated. But you know, if you kind of get this tunnel vision and try to purchase one house and try to win that one house, you're you're going to be disappointed. There's nothing wrong with just trying to shoot out some offers. That's what our team can do. And all you got to do is just let us know where you go. Obviously go to roofstock and just start clicking on. Hey, I want to make an offer here. I want to make an offer here. But to your point, I mean people are getting over bid. The market right now is kind of unfair just because of these institutional guys. So if there's anything we could at least just give somebody as a takeaway is just make offers. Right now it's a numbers game and hopefully one will stay Pick, but you'll be a lot more likely to stick something than you would if you just try to, you know, kind of become narrow, narrow vision and try to make one offer at a time. It's just going to make it very, very difficult which is with with the way the market is now. Yeah, makes total sense. Well, sir, I agree. That's perfect. Yes. Awesome. Well, guys, any final thoughts, tips, tricks, tidbits for folks that are listening things you think you want people to be aware of, of South Carolina Market? You know, I think the, you know, quick sentiment, you know, to leave with you guys out there is, you know, me and Alex have been doing this for quite some time. I know, we're, we're young in blood, but we're old and experience, we're, you know, probably pass or 25th 100, you know, transaction, we've been a part of all these have been investment base. So we're not a residential agent. We're both brokers. So we really have put this as our passion, and our our life loads to support our families. So I think being a resource for you guys, your boots on the ground, providing all of our resources, we do our own flips. And we know the headaches with the flips, you know, we've gone through several, many several Renaud teams, and we've had to create processes and procedures to make sure that we're hitting our numbers and our timelines, and all of that experience, and physical resource, all these teams will be more than happy to open up that toolbox for you guys. Same thing with lenders, you know, dealing with, you know, tons of roofstock, transactions and ELTs. And otherwise, you know, we've pinpointed the best of the best. So, that being said, you know, I'm really, really proud of the team, Alex has helped create, the toolbox that we pieced together, and the family that we met at roofstock. And we want you guys to dig in the toolbox. Come and play. And I think we do it a little different. And that's what makes us stand out. I think, not just selecting property by property like Alex's was saying, Look anywhere look on Craigslist, Zillow, you know, wherever you want to and send us five properties and we don't mind drafting up five offers going out fishing, and if one hits great if several hit, you know, buy them all or pick the best one and we can drop during due diligence. You know, the biggest thing and I will put this star on our chest is we've never lost earnest money in our entire career. And that's because that's pretty impressive. The systems and the communication, you know, that's, that's over 2000 deals we've gone we've never lost it once and I remember Alex was like, Dude, we're never going to because he's, he's come from that consultancy background he has processes and automations to protect you guys and so love to show you these features, talk shop Let's rock and roll and really appreciate everything Right on. What's the best way for folks to get in touch with you guys? It's gonna be acquisitions@evernest.co so evernest.co And how I would like to do it is just shoot us an email and the team will set you up a call with me and Alex if you want to just chit chat or if you just want to jump into the rain like email five properties and say hey, I want to run these through the byo P program we Russa heard your podcast It was very strange. And and we'll hook you up man this is like getting smarter. So that's a you know that's a sale how easy it is and we'd love to show you South Carolina. Another quick thing as you know, me and Alex do this across about probably like 10 states now you know we're from Texas, to Florida and about the southeast coastline. And I still very much like South Carolina and the data shows it has a lot of fruit. So come and join us and let's get financially free Right on well thank you for taking the time hanging out with me I really appreciate it and can't wait to see we both go from here. Michael you're the greatest, Pierre back there driving the ship Thank you sir. And to everybody tuning in. Keep catching the next episodes and good luck investment. Right on, thanks guys. Talk soon. See ya. Okay, everyone, that was our episode A big thank you to Matt and Alex for taking the time hanging out with me and giving us all a driving tour of Spartanburg and Greenville. Definitely, definitely two markets that are worth checking out. As always, if you liked the episode, feel free to leave us a rating or review. Those are super helpful for us, and we look forward to seeing in the next one. Happy investing
Noon Top Stories:-Man shot officer in the head with pellet gun during standoff in south Bakersfield-Senate confirms Ketanji Brown Jackson to Supreme Court-17's Alex Fisher profiles Darnell Abraham, who stars as George Washington in the production of "Hamilton"
Ed is joined by Martyn and Jamie to look back on County's opening three matches against Oldham, Ipswich and Mansfield, and to look ahead to forthcoming ties against Tranmere, Southampton and Salford. We also consider the departure of Padraig Amond and the arrival of Alex Fisher, as well as discussing the opinion-splitting new away kit.Many thanks to Ethan Hoijord for providing a Tranmere Rovers' fan view for the episode - we look forward to taking three points off you, Ethan! We'll be back in a few weeks' time for our next episode. As always, if you'd be interested in coming on the pod then drop us a line via Twitter or Facebook, where you can also send any feedback (good or bad!). And please do leave us a a five-star review on your pod-catcher of choice.Music: Virgo by Sean T.
Alex is a younger local entrepreneur. At a young age, he was on NBC Today show showing wearable computer technology. He loves innovation and disruptive technology. He built a website company Commercial Progression and sold it in 2017. Now he is focusing on building and investing in decentralization technology in two main areas: 1) Ethereum/blockchain projects, 2) space exploration/technology companies. The former involving decentralization of data, and later involving the physical decentralization of people and technology away from Earth. He is actively managing blockchain staking infrastructure as well as investing in NewSpace companies (pre-seed to pre-IPO).
Today we talk with Matt Crawford with the Montgomery Company in South Carolina about what is happening in the Columbia Market. We cover everything from the way he works, economic and employment trends, taxes, the current level of competition, and other things that make Columbia an investor's market. --- Transcript Michael: Hey, everybody, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by my co hosts, Tom Schneider and Mark Woodling. And we have a very special guest with us today, Matt Crawford is an agent out of Columbia, South Carolina. And today Matt's gonna be giving us a market overview and talk about some of the things that he and his team are able to assist buyers and sellers in doing in that market. So let's get into it. Awesome. So Matt Crawford, thank you so much for taking the time to join us today. Really appreciate you being on the show. Matt: Excellent. Thank you, Mike. Glad to be here. Michael: And so you're out in Columbia, South Carolina. Is that right? Matt: Yeah, Sunny Columbia mass about 85 degrees, you know, beautiful state born and raised about an hour north of here. So fantastic market, man, it's a good place to be. Michael: Awesome. And I'm curious, Matt, who are you an agent with. Matt: So right now, my agency is hung under the Montgomery company, which is a pretty interesting story. And just to quickly unpack that, Matt Montgomery, he's a great friend of mine. He runs a massive construction business here in the southeast. And just for the conveniency of our partnership, I ended up creating a brokerage with him. And I'm really sort of the head of the firm, sole proprietor of that brokerage, which I moved my company under, which is technically not a capital in southern capital brothers, which is our investment brokerage underneath this umbrella. Tom: That's a perfect segue, Matt, and, you know, before jumping into Columbia, South Carolina, I'd love to learn a little bit more about yourself and your background and how you got to where you're at today. Matt: Yeah, 100% time, you know, it's a, it's been a journey, you know, as we all are inclined to take. And so, you know, I'm going to probably take this back five years, you know, I'm in Denver, Colorado, man, loving life, sort of so in the proverbial oats of a new broker. And I started really getting into cahoots with a lot of the investors out in Colorado, a lot of these guys were doing huge land acquisitions, building massive multifamily complexes, as well as doing something that I'd never heard of, which was institutional capital investing. So they were piecing together these massive SFR, BTR portfolios, renting them out, stabilize them, and then doing the disposition strategy. And I was like, what a awesome niche within the real estate arena to start cutting my teeth on. And so we got licensed in Colorado started working with these guys, the barrier to entry there for a new young agent in his 20s was so massive, and like, man, it'd be great if I had $600,000 for my first rental, not the case. So I look back to my roots back here in Columbia, South Carolina, where I can get that first rental for about 50,000. And so jumped over here about four years ago, and started building some institutional funds with a previous venture, we built that went to about 2200 homes deployed around 220 million over 24 months. I don't think I slept much. I probably lost a little bit of weight. But I learned a lot, you know, and, and from there, you know, there was a talk about destiny, talk about fate, you know, the pandemic arose, a created a little bit of space, to sort of see where I wanted to navigate. And, you know, I decided with a few of my other founders, Jordan, and Alex Fisher, to start our own company. And that's sort of how we got here today, Tom: I had a boss who had a pretty funny joke. I was like, working a lot of hours. And he's like, Hey, good news. Tom, you're getting credit for two years of work, which is one year by working, you know, every day, 100 hour weeks, you know, yes. Matt: It is a journey man is like, you know, you know, first and last out, but we had the, the gusto of, you know, being passionate and, and finding, you know, a purpose within the the jumble of real estate, not at one point, I thought it was so binary, you know, it's just traditional transactions between buyers and sellers, and then start unpacking that man, I'm like, oh, man, if you can sell one home, you could sell a portfolio of 1000 homes. And so that's what brought us here. Tom: Let's, let's learn a little bit more about the practice today. Your guyses brokerage today. Matt: Yep, yep. So, you know, we really have pivoted to fly a new banner. That banner is called Southern capital. It's a company that we've had for many years. And what that really does is it pieces together investment clients, like you guys have it Roofstock with really high profile properties here in the southeast. And if we can drill down even more granular, you know, Colombia has been our top market. And it's just so funny how it happened. You know, when I, when I ended here, I wasn't thinking, Oh, Colombia is going to be the most fantastic rental market ever. But it is just really happen that way, the average property value in ratio to the average rent rate is just so incredibly strong, that it's created a lot of attraction. So at Southern capital, I have Jordan shots, he's just like our tech, no, not man, this guy is building these fantastic databases. He's bifurcating all these beautiful codes on the back end, that parallels the software that you guys have, you know, shout out to Andy, and Danielle, for Roofstock. And it's just played so well in our court. And then Alex Fisher, the guys basically like a pseudo General of the military. And he's just running fantastic operations, and allowing me to sort of be on the forefront, gaining knowledge, making really strategic connections, and providing the utmost service to the clientele. And so Southern capital sort of walks that fine line of servicing large institutional clients. But I've really, really enjoyed the opportunity that mark and Matt and you all at rusak have provided us, which is working really intimately with people from all around the world. I mean, we've had, we've closed deals in India now, like doing five day meltaways. And I'm like, this is awesome, man. Because with the with the large institutional space, you know, with any kind of maybe corporate structure, you almost become a data point. You know, they're they're really looking hard at performance underwriting sheets, which I'm fine with. And I love the scalability of numbers. But there's something beautiful about that connection of getting on the phone with someone who's buying their first rental or their 10th rental, looking at looking at their projected rent rates. And that's sort of what we're doing in a nutshell, on the day to day here. Mark: Let me kind of unpack it, as Matt Crawford would say, in a sense of connecting why Matt's here with us today, because, you know, Matt's one of our prized certified agents that Roofstock has partnered with, he's the one that's actually handpicking properties to bring over to Roofstock select. So we don't just treat Matt like he's a partner, but he is sitting in the same arena with us, he is there rolling up his sleeves every single day, and really bringing properties a Roofstock. So we want to give Matt a shout out bring him on the podcast because a he's an expert in Columbia, South Carolina, we want people to understand it, but he's the guy that's handpicking the properties for the Select program. So if anybody likes what you're doing, they're going to see your work. It's almost like artwork that's going up on Roofstock. So great job, thanks for all your participation. And again, I would love to love to get into the market when when we do really unpack it for for the crowd, because there's a lot of things happening in South Carolina, but specifically your market. Matt: I love it. I love it. Mark within let's uh, let me let me switch some gears real quick. Now you guys have started getting the creative juices flowing. So let's talk about the masterpiece, the artwork, and that breaks down to the underwriting that goes into these problems. So all that history that we just covered, taught us one thing, and that's how to underwrite really well to be the best underwriters, right? In South Carolina, you know, putting that out there into the universe. And so it is an art form. You know, we're looking at a ton of different data points. We're looking at so many different comps, whether it's purchase comps, rent comps, we're looking at outlier data that we're pulling off Airbnb, err, DNA that we're trying to figure out how many data points can I put on this one property to make it a sure bet for an investor. And that really is what's given us the success with the Roofstock program, you know, as Mark mentioned, you know, we're looking at these properties every single day, manually underwriting them, you know, which is a huge, huge help from Jordan, my partner, you know, really appreciate you, Jordan when you see this, but we're getting on there, and everything is converting, because we've already done that heavy lifting upfront, you know, and I think that's sort of the secret sauce here, as well as being so intimate with the market here. And that's just the beauty of painting this piece for you guys. Michael: Matt. So if we can peel back another layer of this proverbial onion here, what are you seeing? Are you able to get a finger on what makes great investment properties in Colombia? Matt: 100%, like, you know, it's, it's gonna come down like the easiest way is my hot zones. You know, there's a, there's zip codes, no 29209, 29206, you know, 29203 I want to stay away from except if I'm on this one side of the street. And so just being able to speak on the micro locality. I think that's such an important word here is a huge service to these investors. And then, you know, like any, you know, skilled tradesmen of his craft, you get to a point where you can Almost looking at property, as long as sort of meets the actual locale checkbox, in my mind, I can tell you, this is going to be a great rental. And I can also tell you if the area is going to have a specific tenant demographic that's going to play in to the longevity of your asset. And that simply just comes from experience from data, you know, those probably now 25 different homes that we've managed to underwrite, put in a pipeline, put a tenant in there and have it stabilized. And so that really has allowed us to speak really clearly to the Rootstock clientele. Michael: that's such a good point. Because like we've sent out other episodes, you know, the, the what the one thing you can never change about a property's location. So getting that right off the bat is so critical. Matt: Oh, man. And and and, you know, I'm not gonna lie. It's sort of fun. Because you go across the bridge here in Colombia, you have you have greater Colombia, then you have West Columbia, which is a whole different municipality, and it's split by a huge river called the Congo. Five years ago, there was no one saying, hey, let's head across the river, it was almost like that was a less developed obtuse area. Well, now, these veterans just came in, they put $4 million dollars into a brand new brewery right on the river. And so I'm doing reconnaissance, hitting up the brewery, checking out all the properties around there and then actually sourcing data, you know, so it's, it's a lot of give and take, but you know, it's how creative can you get with your market? Know, your market in my eyes is a product, you know, how can you literally turn these widgets polish this product to make it presentable and digestible from somebody who's investing all the way from California? And that's what we do. Tom: Would love to hear about some of the broader kind of like macro tailwind. So Colombia is the capital of the state. What other you know, how else would you describe this sort of, you know, general kind of tailwinds. Beyond, behind the Columbia, South Carolina market, like what are the major employers all that good stuff? Matt: Yeah. Awesome, awesome question time. And it's, it's so just, to me, it's a beautiful thing, what's happening here, so an hour north of here you have Charlotte, North Carolina 2018, ranked the number one city for millennial retention in the US. You know, two and a half, two and a half hours east of here yet Charleston, South Carolina, ranked the number one best small town in the US of this several years in a row. If you go an hour and a half Northwest, you're in Greenville, South Carolina, which is also have gone through this huge development curve. And then you have Little Columbia right in the smack middle of the state that has been like overseen for the last seven years as each one of these towns develops. And we're now starting to see this huge shift of people being priced out of assets and Charlotte green go in Charleston. And so all that wealth is coming right to the center of the state now, and this is super evident. And probably the last three to four years, like you know, call it serendipity or what may have you but right when I moved here, it was the first time institutional capital really got into this market. And now it is just turning in two parallel that the big players are now coming to town, these huge multinational conglomerates, just to rattle a few law, we have Prisma health Prisma health basically aggregates massive hospital systems, puts them under the Prisma banner sort of puts a new culture and spin on the health care that has exploded here. They bone up everything and Columbia and Lexington and irmo. With that medical Lance now on Columbia, Nephron pharmaceuticals, one of the largest pharmaceutical manufacturers in the country, actually opened up their HQ here in Lexington. I think it brought around like 12,000 jobs to town. I mean, you cannot go out and meet somebody Now, that doesn't have a gig at nephron. So those two players really showed that Columbia can get out of sort of the Capitol education scene, and now we're having huge entities pick up. So outside of the medical field, of course, you're gonna have education, you have the University of South Carolina, for all you awesome investors out there. This is a cash grab of amazing students as fantastic business program and a law program that sort of as you can sort of insinuate is going to feed into the rentals, especially if we're going to be plotting these five to 10 miles outside of downtown Columbia. And I would say probably the third is going to be your, your political and your military industry. We have Fort Jackson right here. It's the largest trainee base in all of the US, I believe, for new recruits. So what we've done as well is we pivoted to the industry. So on my personal portfolios, we're actually doing a majority of short term rentals Airbnb models, which is something that you know if you guys are ever interested in I'd love to also unpack that to sort of look at the underwriting scales between a 12 month long term lease versus if we put this into a another tier of short term leases. But all those things just play perfectly together with the assets that are available in Colombia. Mark: So Matt, I always like to play around with the Economic Development Council websites and like, really dig into what's happening, like, how are these? How is the local city trying to draw in outside business? Right. And so they're always putting a ton of numbers up there. So I see that there's a ton of renters, there's a young population. But tell me, one thing I didn't see on there is tech, what's happening in the tech scene out there? What kind of jobs do you think are being developed? And maybe are there a ton of startups moving in or Yeah, go into a little detail about that. Matt: 100%. And I think that's also the beauty of a lot of people, especially in the startup world, you know, being a entrepreneur myself, you know, might not have that $50,000 liquid to plop down on a $220,000 starter home. Or, in fact, they might have used that liquid to actually inject into their business or building. And we're seeing an explosion of that community here. Maybe it's because FCRA is a huge grantee here in Columbia, South Carolina, they're getting everything from 20,000, up to $200,000 startup grants. So people are just flooding this town, seeking those grants, you know, there's low, low barrier to entry. This is not Charlotte, this is not Atlanta. So you really can get great visibility into the market without having all the noise of similar competitors. Everything from five bubble five bubble was a fantastic tech startup here. Shout out to those guys. We meet with them all the time. And then even more so mark, to your point, because of that community, because of that influx that's now happening and putting this polish on this town, there's a massive tech, what would you call this, like a, like, tech village, man, it's probably like, I don't know, a million square feet total. But it's going to be housing. Tons and tons of startups that come in and basically have office space for Mark: Basically like an incubator where everybody can come together, exchange ideas, and magic happens in those kinds of environments. Matt: It's massive. And I think I can add one more layer to that as well is that at the key here, you know, Tom and Mike to fill you guys in this is a true tertiary market, right? You know, this is tertiary being that we have moderately low purchase prices, and comparative to the historical rent rates. And so in any kind of investors mind, you really want to be searching for that true tertiary market, but not only got a tertiary market, but a evolving tertiary market that's about to flip over into the secondary category, secondary, secondary, meaning you have a little bit more modernize commercial entities, we have a lot more retention of your population that is grown there, then you have just a average household income starting to rise and a gradual slope. That literally is happening right now. And that's what's helping retain startups retain the young millennials that are getting out of their MBAs or college. And we're bout to flip into a true secondary market, whereas Charlotte, Charleston, Atlanta, I would say a primary, you know, they have massive, massive inventory, but also high purchase prices, we're bouncing the ball, which that secondary market, which I think is the perfect time to start planting some seeds and dollars here, because in three to five years, this, this city is going to have a total different culture, a different field. And as you guys would, you know, understand a totally different marketplace. And that's what makes it so healthy right now to invest in. Michael: So Matt, let's let's unpack that a little bit further and talk about some specifics. So if somebody is just a first time investor looking at different markets, which is a question we get all the time, and the Roofstock Academy is, hey, what market should I be looking at? Can you give us an idea of what that entry purchase price looks like? And what someone could expect for rent, and maybe give us an idea of some different neighborhoods to look at at a different price point and rental amounts. Matt: Oh, let's rock and roll. Michael, you know, for everyone out there watching, you know, my two senses. Let's get started. Right? Come on. Like, we will literally show you the ins and outs of this marketplace. But it's easy to have analysis paralysis, you know, especially or building a portfolio or investing, you know, hard earned capital or anything. I understand that there's this level of nervousness. How do I choose between San Antonio or do I look in California? I've never even heard of Columbia, South Carolina. But I can tell you if you guys just give us the opportunity to show you the ins and outs. You'll see exactly why this is the number one market The Roofstock buyer program right now. And that's because you can come in, you can buy a house for $80,000. For 80k, if we have it in the bank account, collectively, I'm going to put this over in West Columbia, I'm going to literally draw you a circle that is probably around five minutes from the actual river front. And so the fact that we can get that close to a beautiful amenity, you're about to be 10 minutes from downtown for $80,000, it's going to run out conservatively probably 1200 to 1250. Now if we come in there, we slap granite, stainless steel appliances, maybe put some LVT on the flooring, that $80,000 property, literally now could probably fetch $1500 for a modest three bed two bath, and I am hard pressed to find a another market that can support such high rent rates with such low barrier to entry and the purchase price without maybe going to specific places in Birmingham, Alabama, or what have you. But that's the beauty of Columbia right now. Tom: As we're talking I'm like looking over Zillow in the area. And man, I love how I love how self serving this podcast is. It was will definitely be talking after math like, I don't know, I'm gonna love the thesis on like this. Matt: It's a beautiful thing. Mark Well, what I love about it's a state capitol, right, and you have a major college there. I live in Dallas, near Austin, Texas. And it's like the two things I see with Austin are the same exact thing that you would see in Columbia, it's just it may be years behind. So people move to affordable areas and where they can stay young, right? You get out of college, you find a good job, you can stay hanging around your friends if you really wanted to. So there could be some really cool things I see in Colombia happening. Matt: Massive and Mark, I can even add some two cents there. And that can parallel it to with your point, Mike about, you know, what are some micro neighborhoods to start really searching in and so if anybody's taking notes, Rosewood, you know, rosewood is where you want to be it's literally maybe what happened to Austin five years ago before Austin became keep Austin weird. Like, that's what's happening in Rosewood right now. We have world renowned graffiti artists, you know, tagging massive walls, like the coolest stuff that you know, really did not reflect in Colombia, even two years ago, even like pre pandemic like there was no, no justified culture. There certainly wasn't an art area. You know, I think back to Denver, Colorado when the river North District, which is now this huge art conglomerate, that literally is happening here. So if you're ever searching for properties, massive, massive student population, it's going to be in the Rosewood neighborhood area. And it really is following that path like Austin is of creating its own personality, its own culture, and its own distinctive. Tom: Where is rosewood? I'm looking at my map right now. And this is probably for helpful people pulling up their map where is rosewood relative to the center of Colombia, maybe like near a freeway or where is Yeah. Matt: But I'm looking at the center of Columbia, like, literally pinpoint the very center actually is the state capitol. It is three miles to the right. So literally, if you just look to the right, I'm pretty sure the zip code is 29204. Nope, internet 206. But there is a main bang, there it is. It's literally called… Tom: Inside of 77, just south of 378. Is that right? Cool. Matt: Yep, that is 100%. Right. And it's just like, it's the coolest spot man. There's like a 19 hundred's airstrip that's been this like massive hangout spot on they actually converted the hangar into a state of the art brewery. And so using those like outlier data points, like, especially with something as commodity commoditized, as a brewery, I've been seeing values on these properties jumped up 10 to 13%, year after year, just because it was getting to attain more and more populations. And it's becoming hit, you know, for whatever arbitrary. Tom: Looking at the great school ratings, I'm seeing an elementary school and an eight, which is incredibly high and middle school to five in Dre, her high school at a seven those are those are fantastic school scores. And that's one of my big criteria that I look at. So we might need to you know, hide this part of the podcast because Mark: Or let's do the opposite. So after this, you have you have full control, go ahead and post some properties on a roof stock in the rosewood neighborhood. And let's let's see it through the roof stock lens. So I think we're onto something here. Matt: Absolutely. And then, you know, Tom, now that you're sort of looking into the map, you know, I'm going to sort of drive us down. I 26. This head west probably about 13 minutes. I'm getting off at exit 103 B and I'm in Lexington, South Carolina. You know, so a lot of people, a lot of people will come in and say that tell me about Colombia. So the big four that you want to really start investing in, that's going to be Colombia proper. West Colombia, KC, which is right parallel to West Colombia, and Lexington man, Lexington is like Hotlanta, baby, but a lot smaller. And it's just fantastic. It's created its own culture. It's right beside Lake Murray, which for this area, you know, is literally as I'm sweating in my back, I'm glad you can always see my front right now is a beautiful thing to have. And these, you know, you're gonna have a little bit more competition, but anywhere in Lexington, especially centralized and looking East fantastic inventory. Michael: So Matt, this is this is really great. And I love that delta between the purchase price and the rental amount. I mean, that sounds like it's really, really strong. Something that our investors see is either able to make or break these deals as an investment is often Pentagon property taxes. Can you talk to us a little bit about how property taxes work in the Columbia market? Matt: Yes, 100%. And it may or Benjamin, you're watching this, please answer my emails, because the taxes are tough man, you know, it really is, it's the double edged sword. You know, with such a fantastic market such beautiful rent rates and purchase prices, of course, there has to be some catch. And that is going to be the non owner occupied property taxes, you know, and these are going to really come in roughly around 3% of your gross purchase price. So, you know, on a four bed two and a half bath, beautiful new bill, that's, you know, 210,000, man, you're gonna get slapped with, like $5700 tax bill. So I mean, if your cash flowing, you know, a couple 100 bucks a month, that means you're probably only gonna net maybe four to five to 6k annually. It eats up a lot of the margin. So Mayor Benjamin, please, can we change that law and attract more beautiful investors in estate. But what we're doing to offset that is looking for those lower purchase price assets. Right. So a lot of people they want the new builds, you know, they sound sexy on paper. But, you know, to win to win in this market, need to combat, that 3%, non owner occupied property tax, you know, let's play in the 120 to $150,000 range. So now your taxes are three grand, and we're going to get that thing rented at 1500 to 1800. That's how we can combat such a tax problem. Michael: And just as a kind of a point of reference. So folks understand why people might be continuing to move to Colombia. What is the tax rate for an owner occupant? Matt: Oh, man, it's less than half man. It's like, you're not really paying much. You know, and there's a ton of grants out here as well, to incentivize people to move to Colombia. You know, and I can even go into a little bit of deeper history of why that is. So, you know, the 1980s, the sort of the war on drugs really hit Columbia hard, because this is this is historically a new labor force town, you know, we have a massive flour mill in the heart of downtown that now it's become sort of a legacy item, no, people have weddings on top of it now. So that demographic really was affected by the 1980s pandemic itself. And a lot of the assets in the single family units sort of were deteriorated, especially in some zip codes, nobody would move there and develop them. And so now the state is giving tons of grants for people to come in and give more life to this city, as we're sort of pulling out of that prior, that prior culture that really stuck around really, until today, there's still pockets and 29203 that are, you know, less than desirable, because the demographic there has sort of been inundated with the ancestral baggage that came from a few years ago. Tom: This is awesome. Michael, do you have any more questions or mark, anything else you want to touch on? I'm, this has been? Yeah, I'm, I'm a fan. I don't know. I've been looking at market for a while. And this kind of conversation really is drawing me in a little bit. A little bit closer for sure. Michael: Yeah, I guess my only other question that would be kind of on that on the example you gave previously. Were you getting in for 80k? Putting in that granite countertops and stainless steel now that thing could rent is renting at 1500? Is there any type of reassessment that the county is going to do in any kind of regular frequency? Or is your property tax truly tied to the purchase price at acquisition? Matt: Boom! So everybody, Let's get some house hacking skills ready? Because it's tied to that gross acquisition price. And so that's how you get to beat the market here is you can get by a distressed property for 60k You know, that's so 20 $25,000 into it, you know, Sue Paint windows flooring kitchen. And that thing's now gonna appreciate and appraise probably at 120 125k ran out for 1500. But now we're only tied to that $60,000 original purchase price, we're going to let it season we're going to refi our money, and we're going to keep it rolling. And that's exactly what we did in tranches of 100 properties, every 100, we do that exact strategy, pull that cash out, recycle that it's your, your, your gilded, BRRRR strategy, and it works perfectly for this market. And so, actually, Mark is very well aware of this, that there are a few individuals that have come to this, this market space through you guys. And we're actually doing that right now. So, you know, Southern capital, we are a acquisition renovation management company. And so we have what I literally would crowned the best crew, because we have cycled through the last years of who guys can keep up with the scalability, that consistency and the sourcing of these renovations. And that's where Matt Montgomery, who we mentioned at the very start of this cast, that company now supports all of our innovations. And so, guys, if you're interested in the Columbia market, you want to find a way to get around the property taxes, you know, my resources are your resources, I'm more than happy to have a scope built for you completely itemized with timelines. General rule of thumb is for every $1,000 renovation, it's about one day. So a $30,000 job should take us about a solid month to do. But that is one really great way to start cash flow and quickly here in Colombia. Michael: That's great. And let's just kind of highlight that again, Matt. So if I'm an investor, I'm interested in doing some kind of value, add renovation, and then putting a long term tenant in place, I can do that all with you and southern capital, you'll take care of the acquisitions, you'll assist in the renovations, and then you'll manage the property once I've got it completed. Matt: 100%. So that was the whole idea of creating a holistic turnkey investment centric brokerage. That is a mouthful, but basically, we're here to be your best friend. And not only that, but we have the opportunity and the blessings of working with people like Mark, yourself, Michael, yourself, Tom, the whole team at Rootstock. So their back office, our front office and operations literally have made such matrimony moving forward that we're here to help. Michael: I love it. Tom, like you said, I got to make a couple phone calls over the over to Matt's office here after we hop off. Yeah. Matt: Come on the ship is sailing, baby. Mark: Got one last question. Now that I think about one last question for you, Matt. So buyers can really understand what you know, what the competition level is there? Are you seeing multiple offer situations on every property? Or is it less frequent, like we see in like Birmingham right now where almost every property has multiple offers? Matt: Awesome, awesome. Question mark. And so Phil, you know, everybody tuning in, you know, it's, you know, we're almost 50% maybe the last that I checked, 48% less inventory, then last April of 2020. So every offer is almost I would say 95% a multiple offer situation. But this is what we're going to do. You know, we're going to get your offer, we're going to expedite it being built out signed by you. I literally pick up my call and just being a player here in Colombia. I know a lot of the brokers say Hey, man, this is one of my investment clients, you know, you know, I know you love your your buyers and sellers, but I really value these people and their trust, can you please put me at the top of the pile. And so that's, that's me. I'm kissing babies and shaking hands. And so I really push it as far as I can. But if you guys are coming in, we really have, I would say one shot to get it right. But that's not the case. Because if I know that we're not the highest and best, I'm gonna allow us that window, you know, and a lot of times they say, hey, Matt, we're sorry, the sellers didn't even you know, want a call for highest and best but I'm pressing these people I'm following up. I'm texting them say Hey, man, before you accept, you got to give me some feedback. So that's number one. So guys, if you come in know that we're going to be right at ask, you know, if not five to 7% over ask. But that's not the end of the story. There's a beautiful part. And this is really what I think makes us dangerous is our off market channel. So for the last several years, I've amassed this massive contacts through asset managers to different real estate lawyers from local investors portfolios, trust funds, and say, Hey, guys, like funnel your inventory through me and I can bring a really, really healthy productive investment base to buy these acquisitions. And so I think that's what makes Columbia stand out from the rest is that we're uploading exclusive off market properties every single day that are not publicly facing and not on Zillow. They're not on the MLS stay get the sort of forsee that wave of multiple offer situations and avoid it completely. And that's something that we've done tons of transactions With the Roofstock clientele as well. Mark: And just to fill in on that, so you're doing that through our BYOB program, right the bring your own property, so you can send our private link, because otherwise we can't post those because they're not on the MLS. And we don't have the listing, which would be the ones that go on our exclusive marketplace. But there's still a way for buyers to get access to that inventory through you. So if they want to reach out, you can show them some of those properties, but still use the roof stock lens, so they can get the roof stock guarantees if if the properties are in the right condition. Matt: 100% Mark, and you know, you know, Fred Haines, I hope you're watching this podcast, he just picked up four off markets from us here in Colombia. The guy is a champion, Fred, thank you so much pleasure to work with you. And we're going to get those things closed here in the month of May. Michael: Oh, that's so exciting. So Matt, if folks do want to reach out to you or southern capital or have questions about you know, reaching out, purchasing properties, getting rehab or management services, what's the best way for folks to get in touch with you? Matt: Man, I love the email. So MCrawford@roofstock.com shoot me an email, I'll shoot you a calendly link we'll get a phone call. I absolutely love that discovery phase, to sort of hear what your investment footprint is. What you are looking from this market that's gonna help me perform for you guys. Michael: Alrighty, everybody that was our episode a big big big thank you to Matt for coming on the show a lot of fun. Kudos to you for crushing it out there with the roofstock select program as a certified agent. We definitely look forward to having you on again. If you'd like the episode, feel free to leave us a rating or review wherever it is your podcasts. And as always, we'd love to hear new episode ideas, topics feedback in the comment section. If you want to hear about a particular episode. Again, thank you all for watching. We look forward to seeing on the next one. Happy investing
Are you ready to put the “relationship” back into customer relationship management systems? My guest on this episode of the Anthony Iannarino show will talk to us about doing just that. Her name is Alex Fisher — and she's the Co-Founder and President of Sherpa CRM. It's a CRM like you've never seen before. This won't be a technical discussion about CRM systems, but more of a conversation about some of the ideas and concepts behind her CRM software that will be helpful for you to understand. I'm excited to share this conversation with you because Alex is very passionate about genuine human connection and she deeply understands what it takes to have prospect-focused sales. Listen to this episode to learn what it means to put the “relationship” back into customer relationship management systems! You will want to hear this episode if you are interested in... What the nature and meaning behind the name of Sherpa CRM is [1:48] The path that brought Alex to the point of doing what she does now [5:24] How Alex enables salespeople to help their prospective clients make tough decisions [10:58] The mistakes that lead salespeople to be wrestlers instead of dancers [22:11] Gaining consensus when salespeople are walking several people through an emotional decision-making process [29:27] What a trust breakthrough is [39:00] Where to find more information about Sherpa CRM [40:10] Resources & People Mentioned Think Again by Adam Grant Connect with Alex Fisher https://sherpacrm.com/ Follow on Facebook Follow on Twitter Follow on LinkedIn Subscribe on YouTube Connect With Anthony Iannarino https://thesalesblog.com Follow on Twitter Follow on Linkedin Follow on Facebook Subscribe to The Anthony Iannarino Show onApple Podcasts OR Spotify
At just 24 years of age, Alex Fisher has already started his own seaplane company, has flown seaplanes internationally, is a Seaplane Pilots Association of Australia committee member, and at the start of his career set the Australian record for the youngest person to fly solo around Australia! So much accomplished at such a young age.
In this episode, the 19th of the '25 Days of 5 Minute Philosophy' series, guest contributor Alex Fisher speaks about the philosophy of videogames - in particular, the issues of ethics and aesthetics that arise, such as the permissibility of virtual actions. Enjoy! If you'd like to request an episode, or even do an episode yourself, please contact me on Instagram (@fiveminutephilosophy) or Twitter (@fiveminutephil1).
Topics Discussed and Key Points: Insights uncovered about the senior living industry in March, April, and May Making the best out of fewer leads Adapting sales training and hiring practices to the new normal Confronting fears by tapping into your motivations Episode Summary: In today's episode, Debbie speaks with Alex Fisher, Co-Founder of Sherpa CRM. As the impact of COVID-19 continues to influence all major business decisions, Debbie and Alex discuss data insights for March, April, and May, released recently by Sherpa. This data provides a qualitative indication of the sales and outcomes of a sample size of about 82,000 units of independent living, assisted living, and memory care facilities. In making sense of the information, Alex stresses that “the sales process should not be predicated on the level of care, but on the person.” While leads have been down across the board, Alex says that sales and marketing professionals have always tended to “underwork” prospective buyers anyway. With the pandemic causing everybody to pay better attention to the leads that they do continue to generate, there is now an opportunity to put more focus and care into each individual prospect. Says Alex, “Our philosophy is that the new lead is not necessarily going to be better than the old lead. As a matter of fact, there is gold in your existing leads. Some of them may have been resistant to your efforts for a while, but they still exist.” With fewer leads to work with, Alex emphasizes the importance of really getting inside the heads and the hearts of both the potential residents and their families. Specifically, what is going on in their world as they prepare to make the life-altering decision of whether or not to move into a new community, especially in the face of these challenging times? Making the effort to be truly empathetic to your potential customers' desires always leads to more sales. As Alex eloquently puts it, “Shallow engagement leads to lower conversions.” Even before COVID-19, Alex says that much can be done to improve sales training and what to look for when hiring salespeople. For one, there tends to be an overreliance on product. In an industry full of “glorified tour givers”, she calls for refocusing the focus of sales training onto the prospect by letting go of the outcome. This requires emotional intelligence through self-awareness and embracing the fact that salespeople are “facilitators of change” who help break down emotional barriers so that prospects can have the confidence to make adjustments in their lives. Links: Sherpa CRM Email: alex@sherpacrm.com
Michael Moeser, Senior Analyst at PaymentsSource, talks to Alex Fisher, Vice President of Retail at Afterpay, an Australian company, about the factors behind the growth of the global 'buy now, pay later' market.
In a bumper episode, Dan and Dom discuss Alex Fisher's wonder strike to salvage a draw against Southend before previewing this weekend's fixture away to Walsall. In part two, the pair weigh up the pros and cons of the controversial 'Project Big Picture' and get excited about Salford firing up the managerial merry-go-round.
Delenn Dawkins and Alex Fisher from the UK, our first guests in six months, decide to pack up their bags and flee the corona lockdowns back at home to an adventure on a vegan farm in the Ecuadorian jungle.Delenn and Alex share with us their reasons for leaving England, what it's like to travel in the time of coronavirus and their future plans in the jungle of Ecuador and beyond. Their words of advice are not to stop living although we are in a moment of many restrictions and to question the things you are told.Vegan Farm:Website: https://www.fruithavenecovillage.comInstagram: @raw_madewithlove Guest: Delenn Dawkins and Alex Fisher email:delenndawkins@yahoo.comHost: Tony LloydEditor: Tony LloydTo donate to our show please click here:https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=GB5DB4TUGFANY&source=urlLocation: El Cafecito Hostel Cuenca Ecuador www.cafecito.net Questions or comments: elcafecitotraveltalks@gmail.comPlease take a look at our Facebook stories https://www.facebook.com/pg/CafecitoTravelTalks/notes/?ref=page_internalSoundtrack: So Easy Artist: Jahzzar Album: Traveller's Guide Support the show (https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=GB5DB4TUGFANY&source=url)
Welcome to Golf Talk Live! Tune in LIVE Thursday at 6:00 PM Central This week on the Coaches Corner Panel: John Hughes & Pete Buchanan. Later in the show I'm excited to welcome special guest: Alex Fisher, PGA Director of Instruction. More on Alex: Alex has been the Director of Instruction at the Glacier Club since 2013. Originally from Nottingham, England, Alex moved to Naples, Florida in 1999 to pursue a career in the golf industry at Vanderbilt Country Club. During that time Alex met his future wife, Mary, while working at the golf course. In 2001 Alex and Mary headed out west and moved to Arizona. Since moving to the valley, Alex has been a golf instructor at Phoenix Country Club, TPC Scottsdale, as well as Director of Instruction at TPC Las Vegas. Alex is also currently the Director of Instruction at the JW Camelback Golf Club in Scottsdale, Arizona during the winter months. Join me LIVE Thursdays from 6:00 - 8:00PM Central http://www.blogtalkradio.com/golftalklive Or listen on these social media platforms: iTunes , Stitcher, Tunein, Castbox, TalkStreamLive & Spotify.
07-19-2020 Am - Elder Alex Fisher - Does God Know you
Follow our page please --- Send in a voice message: https://anchor.fm/a2theshow/message Support this podcast: https://anchor.fm/a2theshow/support
06-28-2020 AM - Elder Alex Fisher - Spiritual blindness
On this week’s Northern Goal, former Inverness striker Alex Fisher discussed the run of form which almost saw the Highlanders dodge the drop from the Premiership, plus crossing paths with Chris Wilder at Oxford United, Glenn Hoddle’s Spanish academy, and spells in the lower leagues of Belgium and Italy.
07-21-19 PM - Elder Alex Fisher - The care that God has for us
Wynprovisation welcomes performer/musician/earth angel Alex Fisher to the podcast! If you enjoy the show, we invite you to subscribe, rate, and review on your favorite podcast app. Or tell a friend about it! We'd really appreciate it. Much love!Support the show (http://paypal.me/wynprovisation)
We're back with more Sherpa CRM conversation with female co-founder Alex Fisher! Hear more about her experiences in the industry. Visit our new website for more episodes, our tour dates and information at BTGvoice.comPowered by supporting partners NHI, Rcare, NRC Health, TSOLife,ERDMAN, Sherpa, TIS, Solinity, and The Bridge Group Construction YouTube https://www.youtube.com/channel/UCkVzaZYcFs6410QBewMW-BQ/featured Instagram https://www.instagram.com/btgvoice/Facebook https://www.facebook.com/Bridge-The-Gap-221276828419044/Twitter https://twitter.com/btgvoiceLinkedIn https://www.linkedin.com/company/bridge-the-gap-podcast/Lucas McCurdy, @SeniorLivingFan Owner, The Bridge Group Construction; Senior Living Construction Renovation - CapEx - Reposition Joshua Crisp, Founder Solinity;Senior Living Consultation - Management - Development - Marketing
This week we sit down with Alex Fisher, who recently started a new job as the director of community education for the Hopkins School District. We talk about what community education is, how it's beneficial to the community – even empty nesters – and how the principles of community education apply to Judaism, on this week's Who The Folk?! Podcast.
Noon Top Stories- Trump Grounds Boeing Planes - School Bus Accident- Suicide Investigation - Paul Manafort Indicted- Brazil School ShootingProduced by Justus Rogers
Jenna Lynn and Alex Fisher - Episode 18 - Females, Fort, Cotton Balls The Consistent Genius Podcast is about anything and everything! Hosted by Billy Seach.Find out more at https://consistent-genius.pinecast.co
In-depth discussion of the following: Championship: WBA 7-1 QPR, Reading 0-1 Bolton, Millwall 2-1 Derby, Brentford 2-0 Sheff Wed L1: Portsmouth, Peterborough, Walsall, Wimbledon, Sunderland. L2: Yeovil: interview with Alex Fisher.
We start the show off with an interview with Alex Fisher about his group, Cappella Borealis, involvement with the Vancouver Bach Festival. Then, we review the novel "Chalk" by Doug Diaczuk and our thoughts on the writing style. The ending leads to a excited rambling on games, pride, and shout outs to many different artists.
In this episode I talk with Enneagram Type 2 - Alex Fisher. We cover all of the beautiful and hard parts of being a helper on the enneagram.Connect with Alex:https://radbusinessco.comwww.instagram.com/luckypennycreativewww.instagram.com/radbusinesscoEnneagram Resources:www.enneagraminstitute.comwww.9types.com
This week, we're talking about how no one is allowed to have fun anymore, and how Trumps's great economy is fucking over recruiters In this week’s bonus episode, Nate speaks with former Canadian Air Force officer Alex Fisher about recent hijinks at the Royal Military College, what it’s like to serve in the Canadian armed forces, and how weird and insane the American military seems from the outside. Read about mass punishment, Canadian-style here: We're also introducing new bonus tiers for the Patreon! We will have a $1 and $3 level you can give to as well. Click here to sign up! NEW NEWSLETTER! Sign up with your email here for a twice monthly news letter. Don't miss anything and have it delivered directly to you Got a story to share? You can do on the Voicemail line (314) 722-6138. You can also feel free to just DM, email at sergeantjoker@hellofawaytodie.com or send us an anonymous question or comment to curiouscat.me/16666014 Follow the podcast on Facebook Follow The Podcast on twitter Follow Francis on Twitter Follow Nate on Twitter
This week, the fire team brings interviews Phil Klay about his article in the Atlantic tackling what exactly it is we’re supposed to be telling troops when we send them to the desert year after year to fight a war no one cares about. Read Phil's work here Extended show notes here In this week’s bonus episode, Nate speaks with former Canadian Air Force officer Alex Fisher about recent hijinks at the Royal Military College, what it’s like to serve in the Canadian armed forces, and how weird and insane the American military seems from the outside. Read about mass punishment, Canadian-style here: We're also introducing new bonus tiers for the Patreon! We will have a $1 and $3 level you can give to as well. Click here to sign up! NEW NEWSLETTER! Sign up with your email here for a twice monthly news letter. Don't miss anything and have it delivered directly to you Got a story to share? You can do on the Voicemail line (314) 722-6138. You can also feel free to just DM, email at sergeantjoker@hellofawaytodie.com or send us an anonymous question or comment to curiouscat.me/16666014 Follow the podcast on Facebook Follow The Podcast on twitter Follow Francis on Twitter Follow Nate on Twitter
This week, the fire team brings on an Air National Guardsman to discuss what exactly it is the military will be doing along the Mexican border. Turns out it’s mostly boring surveillance stuff. Somehow it will still cost taxpayers a billion dollars, I’m sure In this week's bonus episode, Nate speaks with former Canadian Air Force officer Alex Fisher about recent hijinks at the Royal Military College, what it’s like to serve in the Canadian armed forces, and how weird and insane the American military seems from the outside. Get it here for $5 a month! Read about mass punishment, Canadian-style here: http://nationalpost.com/news/canada/royal-military-college-punishes-entire-corps-of-officer-cadets-because-some-wore-jeans-off-campus” We're also introducing new bonus tiers for the Patreon! We will have a $1 and $3 level you can give to as well. Click here to sign up! NEW NEWSLETTER! Sign up with your email here for a twice monthly news letter. Don't miss anything and have it delivered directly to you Got a story to share? You can do on the Voicemail line (314) 722-6138. You can also feel free to just DM, email at sergeantjoker@hellofawaytodie.com or send us an anonymous question or comment to curiouscat.me/16666014 Follow the podcast on Facebook Follow The Podcast on twitter Follow Francis on Twitter Follow Nate on Twitter
Liam Trim, Stephen D'Albiac and Mike Taylor also discuss the importance of keeping Otis Khan, new signings Lewis Wing, Ryan Seager and Alex Fisher and tonight's Checkatrade Trophy quarter-final with Fleetwood Town For information regarding your data privacy, visit acast.com/privacy
Tracklisting: 01. Solis & Sean Truby pres. SOLBY - Warehouse [Interstate] 02. Solis & Sean Truby feat. Fisher - Love Is The Answer (Yuri Kane Remix) [Infrasonic] 03. TM Project - Croire (Solis & Sean Truby Remix) [Stereo Project] 04. Broning vs. Solis & Sean Truby - Rokit [Infrasonic] 05. Alex Fisher vs Rafael Osmo - A.L.F. (Solis & Sean Truby's Warehouse Remix) [Fraction] 06. Andy Tau - Homeland (Solis & Sean Truby Remix) [Infrasonic] 07. Santerna feat. Vadim Kapustin - I Believe In Life (Part Two) (Solis & Sean Truby Remix) 08. Super8 & Tab - Elektra (Solis & Remix Truby Remix) [CDR] 09. Gareth Emery & Ashley Wallbridge - DUI (Solis & Sean Truby Remix) [Garuda] 10. Headstrong feat. Stine Grove - Love Until It Hurts ( Solis & Sean Truby Mix ) [Sola Records] 11. Sean Tyas & John O Callaghan feat. Audrey Gallagher - Big Banshee (Solis & Sean Truby Mashup) [CDR] ________________________________________________________ www.solisandseantruby.com www.facebook.com/solisandseantruby www.twitter.com/solisandstruby www.youtube.com/solisandseantruby www.instagram.com/solisandseantruby plus.google.com/+solisandseantruby ________________________________________________________ To subscribe to the Official #SectionedRadio Podcast in iTunes, simply follow this link; http://bit.ly/13Aem0i
Paul Deach talks to Lt Chris Oldfield and AET Alex Fisher from Navel Air Command at #Imperial2014 who were guests at the #CanadaDay celebrations at #Canada House.