Podcasts about british insurers

Car, home, travel and life insurance are just some of the policies we might take out to protect ourselves if the worst happens.This year we've already seen floods followed by freezing temperatures and property claim pay outs hit £4.1 billion last year according to industry figures.So this week we look at whether insurance companies step up when we need them, and more widely at the rising costs of insurance, particularly for motorists.Felicity Hannah is joined by experts Mark Shepherd from the Association of British Insurers, and Sam Richardson, Deputy Editor of Which? Money.Presenter: Felicity Hannah Producer: Sarah Rogers and Craig Henderson Editor: Jess Quayle(This programme was first broadcast at 3p.m. on Wednesday 22nd of January 2025)

SCOR's Life & Health Underwriting & Claims publication is celebrating its 10th birthday. Over the last decade, SCORacle has brought the latest innovation and change in underwriting and claims practice to SCOR's UK & Irish market clients. From advances in medicine and healthcare to changes in legislation affecting the industry and technology advances to achieve improved customer outcomes, SCORacle has consistently delivered thought-provoking content. In this episode David Ferguson, Underwriting and Claims Development Manager interviews Phil Cleverley, Chief Underwriter and Paul Blyth, Head of Underwriting and Claims Proposition. Listen to them discuss the concept for SCORacle, the early editions, and how it has evolved over the last 10 years to produce more than 30 editions and 135 articles, as well as the challenges the industry has faced and their thoughts for the most important advances and challenges for the industry over the next 10 years.BIOS:David Ferguson, Underwriting & Claims Development ManagerDavid joined SCOR in December 2014 and has more than 25 years of experience in life and health reinsurance in the UK and Irish market. He has worked for different insurers across a range of roles including premium administration, underwriting and claims, research and development and automated rules development for claims engines.  His current role as Underwriting & Claims Development Manager is to support the implementation of SCOR's underwriting and claims strategy and framework for Life underwriting and claims best practice.  He has an interest in advances and innovations in medical tech and their impact on the Life and Health industry. He is an Associate of the Chartered Insurance Institute and holds both the Institute's Underwriting and Claims diplomas. He is currently Chair of the Digital Technology and Innovation Practitioner Group at the Investment & Life Assurance Group.Paul Blyth, Head of Underwriting  & Claims PropositionPaul is Head of Underwriting & Claims Proposition in the UK and Ireland at SCOR. His key responsibilities are maintaining and enhancing relationships with SCOR's key clients in both Underwriting and Claims in the UK and Irish markets. With 20+ years' experience in claims, he develops and delivers training to clients on a regular basis, coordinates the UK team's webinars and newsletter, SCORacle, where he has contributed a number of articles over the years, some of which have been translated for other markets including Korea and Japan.He has represented SCOR many times when presenting at various industry events such as FOCUS (where he was vice chair), Health Insurance Society, Select 74, Health Claims Forum, and the Health, Care and Protection Conference. He has a particular interest in cancer and neurology and has issued a number of publications over the years, which include topics such as Proton Beam Radiation Therapy, Immunotherapy, Rare Cancers, Neurodendocrine Tumours (NETs)/Gastrointestinal Stromal Tumours (GISTs)/Pseudomyxoma Peritonei (PM) and many more. Phil Cleverley, Chief UnderwriterPhil has been working in the insurance industry for over 40 years with the majority of that time spent in underwriting. He joined SCOR Global Life as Chief Underwriter in December 2009 having previously worked at Swiss Re, GE Insurance Solutions and United Friendly Insurance. Phil was one of the first people to gain the Diploma in Medical Underwriting and has been a long-time member of the Educational Council for the Assurance Medical Underwriting Society that provides the material for the Chartered Insurance Institute subject Life and Disability Underwriting. He has been a member of many working parties within the Association of British Insurers and has been heavily involved in the production of the Statements of Best Practice/Minimum Standards for Critical Illness, ABI Guidance on the Disability Discrimination Act and Application Form Design. He is also a past Chair of the ABI Genetics Working Party.

This week car insurance bosses, appeared in front of MP's as part of an investigation into the cost of premiums.They're continuing to rise and according to price comparison site Compare the Market are up 46% over the last year, making the typical payment for comprehensive insurance £892 a year. Consumer group Which? say some insurers are charging 'eye-watering' APR rates on those spreading the cost over the course of 12 months.So, we put your questions and comments to the Association of British Insurers who tell us it's been a difficult year for the industry.But it's not just insurance, we're also looking at the cost of fuel, maintenance and of course alternatives to running a car altogether.To answer your questions and comments Felicity Hannah is joined by Rachel Burgess the editor of magazine Auto car and Stuart Masson from online publication, The Car Expert. Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess QuayleThis episode was first broadcast on Wed 17th April 2024

Tens of thousands of people who juggle caring for a loved one and having a job may be forced to cut the hours they work, according to the charity Carers UK. In April the National Living Wage was increased to £11.44, but the earnings limit for the Carer's Allowance did not go up by the same amount. The result is that some carers will be limited to working just over 13 hours a week, anything above that and they'll lose the entire benefit. Some carers have also faced demands to repay thousands of pounds that they've mistakenly received in over-payments over multiple years. You've been contacting Money Box about rising car insurance costs. The Association of British Insurers says increases are largely down to above inflation increases to the cost of repairs, thefts and replacement cars. We look at how much premiums have risen by and what, if anything, you can do about it. And employers - take note - new changes to employment law in England, Scotland and Wales this month will impact policies on flexible working, redundancy and paternity pay and leave amongst others. We'll speak to an employment lawyer about what these changes will mean in practice for both employees and employers. Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Sandra Hardial Editor: Dan Whitworth(first broadcast Saturday 13th April 2024)

Why is car insurance in Northern Ireland so expensive and why has the price of premiums risen so much in the last couple of years? Frank spoke to Ulster Unionist MLA Andy Allen and Malcolm Tarling from the Association of British Insurers Hosted on Acast. See acast.com/privacy for more information.

Flooding damages property, lives and can be incredibly financially damaging as well.There was £352 million pounds in insurance claims for damaged homes following storms Babet, Ciaran and Debi at the end of last year according to the Association of British Insurers. We don't yet know the financial fall out of January's storm Henk - the eighth named storm of the season - but as the climate changes, insurers expect even more of this kind of weather.So what is flooding costing homeowners and businesses and what is the best advice if you've been affected?Felicity Hannah visits a flat owner in Worcestershire and we hear from the man who spent £80,000 taking matters into his own hands.This week we're joined by Heather Shepherd from the charity the National Flood Forum as well as Laura Hughes, Manager of General Insurance at the Association of British Insurers, which represents the industry.Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Sara Wadeson(This episode was first broadcast on Wednesday the 17th of January on Radio 4 at 3pm)

Oil tanks – the saga continues as new building regulations might mean your tank needs to move. Blue Monday became Brew Monday last week and this week its Budget Monday. Linda talks to Christians Against Poverty about how they can help those in debt. Which? magazine tell us why they think mid-contract rises for broadband are immoral and should be made illegal. And have you got a shock recently when your insurance renewal came through the door. Malcolm Tarling from the Association of British Insurers tells Linda why prices have gone up so much in the last year.

Ian King is joined by Mark Shepherd, from the Association of British Insurers to discuss the impact of the widespread flooding disruption. Mike Hawes, from The Society of Motor Manufacturers and Traders talks to Ian about car sales. And Randall Atkins, from Ramaco Resources discusses a new discovery at a coal mine in Wyoming.

Research into dementia is at a breakthrough point, signalling the moment in history that people will look back on and say that "this is the moment when everything changed". This was the positive message delivered by Dr Richard Oakley, associate director of research at Alzheimer's Society, speaking to editor Simoney Kyriakou on the latest FTAdviser podcast. He was joined by guests Yvonne Braun, director, long-term savings, health and protection, at the Association of British Insurers; and Rose St Louis, protection director at Loyds Banking Group and Board member of Insurance United against Dementia, who opened up about the lived experience of her family when her mother was given a devastating diagnosis of dementia. Hosted on Acast. See acast.com/privacy for more information.

The recovery operation after Storm Babet is expected to cost more than £500m - Emma Crosby talks to Sarah Aspinall, Head of Communications at the Association of British Insurers. She also speaks to Daniel Ives, Managing Director and Senior Equity Analyst at Wedbush Securities about revenue growth at both Microsoft and Google in the last quarter exceeding expectations. Plus, Chris Allen from Decathlon UK on how unused bikes can be recycled.

​In the latest Insurance Post Podcast, Carey said the watchdog was on the prowl for “many different reasons” including the Consumer Duty requirements relating to fair value that were introduced earlier this year.She said: “The pet insurance market is unique in that customers generally don't shop around. They don't switch products. When they get a pet, they are recommended very few insurance brands to go with.“Once they have gone with an insurer, they are stuck. It doesn't matter how much they are paying and whether they have the right cover, you can't go and switch your policy two years later because you are only going to end up paying more.“You've only got four types of policy on the market, one of which is probably the only one that meets consumer needs and delivers good outcomes. Why are there three types of products in the market that could leave customers in financial detriment?“There are lots of questions to answer and I think the FCA is only just learning about the problems that exist.”The pet insurance market is unique in that customers generally don't shop around. They don't switch products. When they get a pet, they are recommended very few insurance brands to go with. Once they have gone with an insurer, they are stuck.John Gaynor, commercial director of Procurato Limited, said being able to access data to demonstrate whether good customer outcomes are being delivered to pet insurance policyholders will be essential when the watchdog comes a calling.Jonathan Purvis, policy adviser in the Association of British Insurers' general insurance team, agreed that the Consumer Duty created challenges for pet insurance providers but pointed out many are adapting by creating cover that can help owners avoid a claim.On a happier note, David Scott, sales consultancy manager at Crif, said there is still a low percentage of animals insured so there are plenty of opportunities for providers to grow their business by connecting with vets, policyholders, and utilising wearable technology in the next year.In the podcast, which was recorded back in September, Carey, Purvis, Scott and Gaynor reflect on what is pushing up pet insurance premiums, how the Competition and Markets Authority review of veterinary service costs could impact the sector plus the type of improvements being made to the claims process.As well as being able to listen to the podcast by clicking on the player above, you can also download and keep this episode of the Insurance Post Podcast to listen to anytime, anywhere you want to.To download the episode, go to your podcast provider of choice (Apple, Google, Samsung, Spotify, Audible, etc) and search for Insurance Post.​ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, we had the privilege of hosting William Buist, a strategic visionary for owner-led businesses. Having started in the realm of insurance, William soon found himself at the heart of the merger between Lloyds and TSB in 1995. Though his initial project was cancelled, his journey over the subsequent seven years was nothing short of enlightening. William's experiences underscored the value of cultivating robust collaborative relationships within business units. By fostering such ties, he discerned a sharp decrease in management costs, leading to the realization of sustainable profits. But William's professional saga didn't stop there. His prowess was further spotlighted as he collaborated with business tycoons, aiding in the success of their collaborative endeavors. A notable project involved the Association of British Insurers, where William played a pivotal role in orchestrating a broad industry collaboration, aimed at curbing UK motor crimes through the efficacious sharing of data. With a wealth of experience under his belt, William birthed Abelard Management Services and the xTEN Club. Both entities champion a straightforward yet profound notion: a supportive, collaborative team is the key to magnifying one's impact on the world. To assist businesses in this collaboration journey, William has meticulously crafted the "Journey to Collaboration." Complementing this is his Business Clarity Model – a tool that offers an in-depth view of a business, its strategies, and its ultimate vision. This combination empowers business magnates to operate with purpose and clarity, thereby magnifying their global footprint. Away from the hustle and bustle of the corporate world, William finds solace in the tranquil British countryside. His penchant for walking and photography not only rejuvenates him but offers him a momentary escape from the ever-evolving corporate landscape. Additionally, William's deep-seated interest in the intricate fabric of our fast-changing society is evident. And if you're curious to delve deeper into his musings, a glimpse into his social media will undoubtedly satiate your curiosity. Join us as we unravel the myriad nuances of collaboration, strategic foresight, and the indomitable spirit of entrepreneurship with William Buist. Learn More Here: https://audit.williambuist.com

Mortgage deals are being pulled and replaced by ones with higher and higher rates, while later this week we also get inflation data and another decision from the Bank of England on mortgage rates. Sean Farrington is joined by KPMG's chief economist Yael Selfin to answer any questions about how this could all affect the economy. Mortgages aren't the only expense increasing - the Association of British Insurers say on average car insurance premiums were up 16% in the first quarter of this year compared to the same period in 2022. Sean finds out what's behind the rise. Plus, with the FIFA World Cup 2023 just a month away, we hear all about the money involved in putting together the hugely popular women's tournament in Australia this year.

In the latest episode of the Insurance Post Podcast, titled ‘Multi-occupancy buildings insurance after Grenfell', Laura Hughes, general insurance policy manager at the Association of British Insurers, said through the risk-sharing scheme the industry is playing its part in making tower blocks safer and cheaper to insure.Hughes added: “One of the real problems we have seen with some of these buildings is the fact that the capacity, or exposure, insurers are willing to take on is relatively limited and, therefore, we have seen layering of different insurers providing cover for a certain level of that building.Associated costs“We have seen [that] some of the associated costs of that layering type scheme has seen significant cost for the insured, and, ultimately, the leaseholders who then see those cost premiums passed on. What the scheme is doing is looking to increase the capacity so there is no longer that need for the layering of capacity for each building.“I am not going to lie to you – it is a significant market intervention, and it has been extremely hard work. Our members have been consistently throughout the past year working hard to get this scheme up to speed.“We have been working with McGill & Partners that are leading the development of this specialty scheme. It is important to know that it is only going to be a short-term, time-limited scheme."Ultimately, we are looking to create a sticking plaster while remediation work takes place.“It has been complex. There has been a lot of competition law we have needed to take into account, but we are really pleased with the way it has been developing.”Hughes is joined on the podcast by Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, who reflects on whether HM Treasury and the Financial Conduct Authority could shake up the rules for how insurance brokers get paid as a result of concerns about the cost of buildings insurance to residential leaseholders and other property owners of multi-occupancy buildings. Hosted on Acast. See acast.com/privacy for more information.

Sitting at the heart of their industry, trade associations are the ‘official voice' looking to put forward the collective view and position of its members. Not only do they speak on behalf of their members to government, agencies, regulators, the media and other opinion formers, but they self-regulate and police, deliver training and development, conduct research and organise conferences and events.   With more than 1,250 to choose from, there's a body out there for everyone. But are they worth it? Are the benefits of membership worth the often significant fees and all the additional contributions of time and expertise? How do you actually measure that value? If you are a member, how can you make sure you are extracting every last drop of worth? Put simply, are trade associations worth it? To help answer these questions and more, Apella Advisors Partner Andrew Brown is joined by two former titans of the trade association firmament. Huw Evans who was, for seven years, Director General of the Association of British Insurers and Ian Wright, seven years CEO of the Food and Drink Federation.  Ian was also Corporate Relations Director of Diageo plc for 14 years. Please leave us a 5 star review if you enjoyed this episode or let us know what you think via social media or emailpodcast@apellaadvisors.com This edition of The Little Questions podcast is presented by Andrew Brown. Apella partner Andrew Brown is a former Director of Communications and Public Affairs at Ageas Insurance. He has more than ten years' experience leading the corporate affairs functions for global firms across a range of regulated and unregulated sectors, developing considerable experience in issues, crisis and change management. Formerly Director of Communications at Drax Group plc and Group Corporate Affairs Director at Regus plc.   Find out more about Apella Advisors at www.apellaadvisors.com and you can get in touch by emailing podcast@apellaadvisors.com This podcast was produced by www.thepodcastcoach.co.uk

​During the latest Insurance Post Podcast, Ben Howarth, chief sustainability officer of the Association of British Insurers, said: “You can't make the right decisions for a really diverse society without having a diverse make up of views."If you have a small, narrow group of people, they might think they have got the answer right, and they are having interesting conversations in their board discussions and executive teams, but if they are not diverse they are going to miss stuff that is obvious [to others].“It [diversity and inclusion] is not just about the make up of your business. It is about the way you make decisions and get the right voices into the room. I am convinced that [D&I] will lead to better products for people.”RelatedHowarth also shared information about the ABI's blueprint for the industry to become more diverse and inclusive, and pointed out that, currently, only 3% of boards are from ethnic minority backgrounds despite individuals meeting this definition making up 18% of society.Becoming more inclusiveWhen asked how the industry can become more inclusive, Laura Patterson, head of diversity and inclusion at Allianz Holdings, said the provider engages with colleagues to recognise barriers and introduce policies, as well as processes, to become more diverse.Patterson pointed to Allianz's career returners scheme as an initiative that is working to recruit a wider breadth of individuals who may have taken a break from the industry.Lauren Stables, head of operations at Aurora, also shared her own personal experience of how start-ups in the insurance space are showing how swiftly progress can be achieved when you don't have legacy hiring issues.Stables said: “My background is coming from a large commercial insurer, and I definitely saw more males in higher roles."Moving to a start-up six months ago; it is really refreshing to see that more than 50% of our team are females, and in higher roles as well. It shows [how by] not having some of the inherent issues some of the larger insurers have, we can actually become more diverse.”Reputation, targets and profitabilityDuring the podcast, the trio also explore what progress has been made to date on ditching the industry's 'stale, pale and male' reputation, the importance of targets and how important it is for insurers to understand steps to become more diverse and inclusive are vital if businesses are to be profitable.As well as being able to listen to the podcast by clicking on the player above, you can also download and keep this episode of the Insurance Post Podcast to listen to anytime, anywhere you want to. To download the episode, go to your podcast provider of choice (Apple, Google, Samsung, Spotify, Audible, etc) and search for Insurance Post.​ Hosted on Acast. See acast.com/privacy for more information.

​In the latest episode of the Insurance Post Podcast, titled Lessons the insurance industry learnt from Covid-19, Mervyn Skeet, interim director of general insurance policy at the Association of British Insurers, said the industry was focused on the clarity of policies moving forward from the Covid-19 pandemic.Skeet said: “That is what the industry is about. Learning from things that happen and moving forward.”Lee Watts, director of technical claims at Allianz Commercial, said the number of claims received by the industry when the Covid-19 pandemic struck, and the number accepted, painted “quite a damning picture” of the industry, but the steps taken today to communicate more clearly during the cost-of-living crisis showed that lessons had been learnt.Watts said: “Throughout the pandemic – and since – we have tried to be as proactive as possible [at communicating] when there are challenges affecting the market.“An obvious example, at the moment, would be the challenge around underinsurance and the length of indemnity periods. It is making sure policyholders are clear they need to check those elements of cover rigorously to make sure they don't get short-changed when they make a claim.”Reflecting on the fact that the rules for the first lockdown forced insurers to work from home, Bart Patrick, chief revenue officer at Genasys, said the Covid-19 pandemic had also shown insurers that some roles did not require individuals to be in the office five days per week.During the podcast, the trio also discuss what the industry got right in helping policyholders during those unprecedented times, and what insurers got wrong when the government told everyone to stay at home, protect the NHS and save lives.​ Hosted on Acast. See acast.com/privacy for more information.

Tamsin speaks to financial protection specialist, Kathryn Knowles. They discuss the financial protection options, how and why to review your protection post divorce and how to financially protect you and your family.  I'm a founder of Cura Financial Services an insurance broker, and Advice for Advisers: training advisers in protection insurance.I have worked in the insurance industry since 2010 and have had a real mixture of roles. I have been involved in compliance, administration, advising, training, marketing, website design and possibly more that I'm forgetting to mention.I set up an insurance brokerage with my husband in 2012. To me, to be able to grow and develop a strong company, I felt that I must understand all roles inside and out. Since then Cura Financial Services has gone from strength to strength, leading us to win multiple national awards.I am known and have been commissioned by insurers to share my approach to providing protection advice. Often referred to as ‘humanising' the insurance world. I have been involved with outreach campaigns for Scottish Widows, British Friendly and The Exeter.I have also been involved in consultations with the Chartered Insurance Institute, Association of British Insurers, British Insurers Brokers Association and the Institute and Faculty of Actuaries.twitter - Kathryn_Curalinkedin - https://www.linkedin.com/in/kathryn-knowles/website insurance - https://www.curainsurance.co.uk/website training - https://www.adviceforadvisers.co.uk/podcast - https://practical-protection.co.uk---Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce Ltdhttps://smartdivorce.co.ukP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/Support the show

According to the charity National Energy Action 6.5 million households are now living in fuel poverty which is up 50% on October last year. Fuel poverty is defined differently across the UK, but if you cannot afford to heat your home to the temperature needed to be healthy then you are in fuel poverty. People struggling to afford their energy bill are always advised to contact their supplier. We've been finding out what help is available. A report has highlighted the need to ensure low-cost flood insurance is available for those on lower incomes. According to the Resolution Foundation more than 1-in-3 of the lowest income households would like contents insurance but cannot afford it. It says as floods become more common in the UK more people could lose out financially. The government says everyone should have access to affordable flood insurance. The Association for British Insurers says there are already some low cost home contents insurance products for those in social housing and that it's looking at ways to improve financial inclusion. We'll speak to the Chief Executive of Flood RE which is a scheme designed to help insurers offer cheaper cover to those in flood-risk areas. How will final salary pensions be affected by high inflation? The pensions consultancy XPS estimates that people on these pensions could be worse off by £7000 over the rest of their lives as inflation rises above the caps. We'll find our more about their research. And what does the new Bank of England interest rate rise to one percent mean for your personal finances? Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Sandra Hardial Editor: Jess Quayle

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Seth Williams of the Association of British Insurers (ABI) which is also their topic for discussion.In this episode we discuss:Who the ABI are and why they were formedWhat their role in the insurance market isThe work they are doing in the area of climate changeThe role the ABI and the insurance industry can play in relieving climate change pressureHow they work with similar organisations across the world We hope you enjoy the episode, if you did please subscribe to stay up to date with future episodes See acast.com/privacy for privacy and opt-out information.

On this edition of The Little Questions podcast we are out on the road to chat to Amanda Blanc, the Group CEO of insurance giant, Aviva. During this wide ranging interview we discuss her views on confidence being contagious; why good CEO's need to be good communicators and what she really wants from a good PR.  Amanda was born and bred in Wales, having grown up in the Rhondda Valley. She started her career as a graduate at one of Aviva's ancestor companies, Commercial Union. Following success in senior executive roles across the insurance industry, she came back to Aviva as CEO in July 2020. Amanda was formerly Group CEO at AXA UK, PPP & Ireland and CEO Europe, Middle East, Africa & Global Banking at Zurich Insurance Group. She also held executive leadership positions at Towergate Insurance Brokers, Groupama Insurance Company and Commercial Union. Amanda has previously served as Chair of the Association of British Insurers, Chair of the Insurance Fraud Bureau and President of the Chartered Insurance Institute.  What do you think makes a good CEO? We'd love to hear from you. Get in touch on social media or email podcast@apellaadvisors.com The Little Questions podcast is presented by Matt Young and Andrew Brown. Matt Young is an Apella founder partner with 25 years of experience in corporate affairs. He was Corporate Affairs Director at Lloyds Banking Group, part of the senior team which rescued the bank and rebuilt its reputation following the financial crisis. Formerly communications director at Santander UK and board member of the BBA. Apella partner Andrew Brown is a former Director of Communications and Public Affairs at Ageas Insurance. He has more than ten years' experience leading the corporate affairs functions for global firms across a range of regulated and unregulated sectors, developing considerable experience in issues, crisis and change management. Formerly Director of Communications at Drax Group plc and Group Corporate Affairs Director at Regus plc. Find out more about Apella Advisors at www.apellaadvisors.com and you can get in touch by emailing podcast@apellaadvisors.com This podcast was produced by the www.thepodcastcoach.co.uk

Sir James Bevan (pictured) recently told the annual conference of the Association of British Insurers that the "main thing" was the climate emergency. The chief executive of Britain's Environment Agency spelt out the challenges ahead in his address -  "Watching the wolf: Why the climate emergency threatens us all". Special thanks to the man behind "Music for a Warming World", Simon Kerr as he alerted Climate Conversations to this story.  

Shopping and retail rights with Martyn James of Resolver; with the retail sector ever changing, and the end of Debenhams and Arcadia group, what are your rights in store and online? Is your money safe? Childcare support during COVID; Aoife Hamilton of Employers for Childcare discusses the challenges they have faced throughout the pandemic, and what support is still available for parents who are navigating furlough, changes to working hours, or income. What happens to drivers in NI who want to cross the border post Brexit? We hear from the Association of British Insurers, who say drivers here will have to carry a green card if they plan to cross the border. And as the winter weather creeps in, Raymond Gormley Head of Energy at the Consumer Council has some helpful advice on boiler and oil supply 'dos and don'ts.' Email: OnYourBehalf@bbc.co.uk

It is the year 2030. After a number of false starts the Government finally introduced its Whiplash reforms in April 2022 following delays due to the extended impact of Brexit and Covid 19. It was considered in the main a success as the extra time allowed all sides to reach agreements on areas that had been seen as stumbling blocks like the inclusion of ADR. This was in part helped by the co-operation that begun during the pandemic including the personal injury protocol spearheaded by Thompsons Solicitors and the Association of British Insurers. The extra time also meant the portal was fitter for purpose than some sceptics expected.‘Lay legal advisers' - in the form of so-called 'McKenzie Friends' - did not have as large as unintended consequence as some feared, but did prove a distraction until the Ministry of Justice followed Scotland's lead by introducing a ban on remuneration for them.Another hangover from Covid-19 was that it sped up the use of remote trials/dispute resolution for personal injury claims, including the use of mediated joint settlement meetings before going to court. Although there remains concerns among some that they do not get the same access to justice remotely as in person, this has waned over the last decade.Automation has also become prevalent in the settling of low value personal injury claims with over half now settled this way; including an increasing number whereby a claimant receives funds within the hour after a consultation with a doctor in person or remotely.As mentioned in the first hypothesis and article [Motor] the increase in vehicle automation has seen a decrease in the number of personal injury claims related to motor. But CMCs – although reduced in number – have seen a new rich vain in claims farming involving people working from home injuring themselves and bringing claims against their employers. There has also been a rise in claims from accidents involving Mobility-As-A-Service vehicles such as e-Scooters. With the uptick in pedal bike usage post Covid-19 third party insurance is now compulsory for cyclists too.When a vehicle does have an accident, ENOL means policyholders don't have to notify their insurer as the vehicles does it for them. In many cases claims are settled through a hub whereby reciprocal agreements between insurers mean swifter payments for the insured.These includes using apps to analyse the damage and ascertain liability almost immediately at the site of some accidents after a swift information exchange between the relevant carriers.The market is due another review of the discount rate in early 2030 with the last review in 2025. After some exploration the Government rejected the possibility of a dual-rate five years ago, which would mean having a lower rate in the short term and a higher rate in the long term to safeguard vulnerable claimants, although the Lord Chancellor said this remained open to further discussion at the next review. The discount rate is presently at 0%.Based on this hypothesis, Post content director Jonathan Swift sat down with Mark Hewitt, director, and Mark Strang, senior business developer, Verisk to discuss the possible path between now and the 2030 outlined in the associated article.This includes the importance of the whiplash reforms, the growth in remote hearings, the increase in automation, the benefits of insurers being immediately notified electronically that a vehicle has been involved in an accident, and the evolving role of CMCs. See acast.com/privacy for privacy and opt-out information.

In this episode of the podcast we are joined by Kevin Hancock, Chair of the Society of Insurance Broking, and Mark Shepherd, Assistant Director, Head of General Insurance within the Policy Directorate at the Association of British Insurers.

Linda McAuley is joined by Patricia Doonan from the Belfast Consumer Advice Centre to discuss what are your rights for refunds and returns online. Plus Travel Editor Simon Calder talks firms who fail to refund travel cancellations. Clodagh Crowe of NI Helplines on the toll Coivd-19 is having on our mental health and wellbeing and Malcolm Tarling of the ABI the Association of British Insurers on whether you can you claim on your travel insurance if you don't get a refund.

Five years after the enactment of major retirement reform in the UK, the Association of British Insurers presents an evaluation. This podcast (7:05) notes that the reforms were intended to promote “pension freedom,” but the report is now pushing for the use of financial advice to keep people from misusing that freedom. 

The UK government has urged Britons to avoid non-essential travel to anywhere in the world for 30 days to tackle the spread of coronavirus. Where does that leave people and their holiday plans? And what about future holidays? Joining presenter Louise Cooper to share their views: Simon Calder, Travel Editor at The Independent. Charlie Campbell, Senior Policy Adviser at the Association of British Insurers. Gary Rycroft, solicitor at Joseph A Jones & Co LLP. Email questions to moneybox@bbc.co.uk Producer: Darin Graham Editor: Richard Vadon

Competition in the home and insurance market is not working and loyal customers are being penalised, according to the Financial Conduct Authority. The FCA estimates that six million people pay on average £200 too much - totaling an overpayment of £1.2bn a year. We hear from Huw Evans the Director General of the Association of British Insurers and Matthew Upton, Director of Policy at Citizen's Advice. Last week Money Box listener Sade emailed us saying she wanted to celebrate her 18th birthday by getting a credit card. So where should she begin? Helen Saxon from Money Saving Expert runs her through some of the options. And why are so many freehold houses sold with covenants which restrict everything from what vehicle you can park in your drive to whether you can put up a satellite dish? One homeowner told us hers was "not worth the paper it's written on". Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Alex Lewis Editor: Emma Rippon

The Financial Conduct Authority has warned parts of the general insurance industry that it "will not hesitate to intervene" in situations where firms fail to meet their obligations to customers. A report by the financial regulator examined short-term travel including coach trips, tradesman, GAP and motor ancillary insurance. It found some customers were sold inappropriate products, charged excessive prices or received poor service. Guests: Jonathan Davidson, Executive Director of Retail Supervision at the Financial Conduct Authority and Huw Evans, Director General of the Association of British Insurers. Money Box listener Lola reveals how thieves tricked her caller ID into displaying her bank telephone number before stealing from her account. Guest: Richard Emery, Independent Fraud Investigator. As Debenhams department store is taken over by its lenders as part of an administration process, what should customers with gift cards, wedding lists and insurance arranged via the store do? Guest: Adam French, Consumer Rights Expert for Which? The price of wholesale energy has dropped sharply over the past two months. Could it eventually lead to lower bills for around 11 million households on default tariffs who are affected by Ofgem’s price cap? Guest Ellen Fraser, Independent Energy Consultant at Baringa. Presenter: Paul Lewis Producer: Charmaine Cozier Editor: Richard Vadon

According to the Association of British Insurers, average motor insurance premiums dropped by 1% last year. But the experiences of many Money Box listeners tell a different story. Louise Cooper and panel discuss why the cost of car insurance is so high. How do insurers work your premium out? Is it ever a good idea to stick with your existing provider? And how common is it for young people to pay more for their insurance than the cost of their vehicle? From 1pm Wednesday 30th January you can call us on 03 700 100 444 or email us at any time: moneybbc@bbc.co.uk. Joining Louise on the panel: David Williams - Technical Director at AXA Insurance Amanda Stretton - Motoring Editor, Confused.com Neil Hart - Client Services Director at Consumer Intelligence Producer: Alex Lewis + Linda Walker Editor: John Murphy

In this week’s episode we get an insight into how blockchain can enable ‘mutualisation’ and learn about social insurance from VouchForMe. Our guest is Matt Peterman, Founder, VouchForMe and InsurePal. Matt’s experience spans private equity and fraud detection in the insurance industry. It was roughly 3 years ago that Matt realized that ‘mutualisation’ in insurance was gone – this realization led to Matt co-founding InsurePal.   Breaking down the jargon What is blockchain? “Blockchain is a mechanism where we can send information and money at the same time through non-centralized institutions.” Matt provides the example of Ethereum by highlighting that instead of sending money through Swift, people can now send money through a network for 25,000 miners (who form the Ethereum network) in a P2P (peer-to-peer) manner.   What is Ethereum? “Ethereum is a software of the future (economy.)” Matt makes a profound statement that Ethereum is ‘a software’ and not ‘the software’ i.e. it is still early days in the blockchain/crypto world and only time will tell which software (public blockchain) prevails and reaches mass adoption. In this light, a recent article published on CoinDesk sheds some light onto why public blockchains are yet not suitable for enterprise needs. There are indications that the technology needs time to mature to become enterprise grade.   Permissioned blockchain v/s Ethereum (public blockchain) Matt highlights that the Ethereum network is secured by over 25,000 nodes whereas a permissioned blockchain network implemented by a consortium might have as few as 4 or 5 nodes securing the network. A node may be thought of as a point where information is confirmed, stored and validated.   The notion of ‘mutualisation’ From an underwriter’s perspective From his experience in fraud detection, Matt recalls that there is a lot of opportunistic fraud and premium leakage in the insurance industry today. The Association of British Insurers concluded that there is one insurance scam roughly each minute! At the point of underwriting, there are numerous scams such as prospective policyholders claiming they have a garage for their car, when, in-fact they do not. Insurance companies today are trying to fight fraud by using big data or by trying to link customer provided data with other data-points including social media (Facebook, Google etc.) A mindset problem Matt points out that people think of insurance as a necessary evil. In some cases, insurance companies are thought of as government-sponsored entities which can be ‘used’ to obtain money from time to time! As Matt suggests, most people forget that these malicious activities increase the cost of claims which in-turn increases the premium charged to the end customers. In the UK alone (for FY 2016), insurance fraud cost the industry $1.3 billion and the industry spent $200 million trying to combat fraud. The origins of insurance can be traced back to Edward Lloyd’s coffeehouse where parties agreed to share risk (which reduces fraud) and it is this notion that VouchForMe is trying to bring back using blockchain.   ‘VouchForMe’ The notion of 3rdparty underwriting Traditional underwriting involves pricing using data made available by the customer and augmented data (with permission) from Facebook, Google etc. At ‘VouchForMe’, prospective policyholders are asked if they have many friends or family who would guarantee or vouch for them. ‘Vouching’ for a prospective policyholder means pre-authorizing a credit card to pay out a maximum of pre-agreed sum in the event of a claim by the prospective policyholder. There are two advantages that this scheme has: Reduction in adverse selection – Prospective policyholders are much more likely to be good drivers or good home-owners since they have a counter-party willing to vouch for them. This means that ‘VouchForMe’ has overall a better than average risk pool.

In 2016, insurers detected 125,000 dishonest insurance claims valued at 1.3 billion pounds - according to the Association of British Insurers.But the insurance industry is fighting back. Earlier this year, Allianz announced they’d made record savings of nearly 63 million pounds in their battle against insurance fraud. So what tricks are fraudsters using and what is being done to prevent it? Nick Hewer discusses fraud and its implications with: Nick Kelsall, Fraud Manager at Allianz,Ben Fletcher, Director of the Insurance Fraud BureauJenny Hemmings, Group Risk & Compliance Director at the Broker Network Insurance Tomorrow - A Podcast from Allianz See acast.com/privacy for privacy and opt-out information.

Welcome to another episode of our News Flash series, where share the latest developments in the blockchain space, straight off the press. For today’s episode we are excited to present Ken Marke, CMO at B3i, the blockchain insurance industry initiative. Ken is joining us to reveal some exciting news about B3i’s new product and plans for the future.   B3i B3i, which we have introduced in a previous episode, began life in October 2016 when five insurers and reinsurers came together to see how blockchain can benefit the insurance industry. This led to a consortium which ten other members joined to test the viability of blockchain in solving problems for the insurance industry. Its first project was a prototype for a catastrophe excess of loss programme, which has been very successful. The next step was to establish B3i as a legal entity, domiciled in Zurich. Now, B3i is focused on expanding its product line and enabling partners to cooperate with them to offer more products and services on B3i’s platform, thereby creating a network ecosystem. Today B3i will reveal how it plans to achieve this goal and Ken is here to guide us through B3i’s announcements.   1. Commercial insurance development programme B3i is launching its commercial insurance development programme, for which it recruited Antonio di Marzo from Generali. You listen to Antonio’s interview below to find out more about B3i’s development programme. https://www.youtube.com/watch?v=r1tTRoY5BYk B3i’s development strategy also involves expanding its global network. It will launch an office in New York in a few weeks and is planning to open several new offices in key regions around the globe. Additionally, B3i has been forming alliances with industry groups around the world, including the Association of British Insurers in the UK and the Chamber of Digital Commerce in the US. The purpose of B3i’s new alliances, and of its development programme in general, is to expand its network and its ability to educate the insurance industry. Ken points out it is very important for the insurance industry to better understand blockchain’s potential. While experimenting with blockchain is welcome, Ken believes the time has come to move beyond experimentation and start identifying real problems blockchain can solve in the insurance industry. As Ken says, “let’s get blockchain out of the lab and into the business”.   2. Cat XoL product Staying true to Ken’s word, B3i unveiled a demo of their Cat XoL prototype in September 2017, inviting companies to join its testing platform. We are excited to announce the Cat XoL product will become available on the market at the end of this year, taking live contracts on the platform through an early movers programme. B3i chose Cat XoL as its first product as it is important to start simple when developing a prototype. A Property Cat XoL contract was the perfect choice as there is usually a smaller network in a reinsurance contract including a seed, a broker and a few reinsurers. Additionally, there are less transactions in a reinsurance contract, ensuring the new concept wouldn’t face too much pressure in the early stages of development. In that way, B3i could work on a simple project, making sure the prototype, its functionalities and peripheral needs are all in order before moving on to more complex products.   But isn’t trust already guaranteed in such a small network? While engendering trust is one of blockchain’s strongest assets, it’s not the only one. The Cat XoL product helps ensure contract certainty and simplify communication, allowing parties to better deal with any unexpected challenges that might arise. Blockchain’s immutability ensures every party has the same version of truth, which removes friction from the value chain and the need for reconciliations in the network.   The results Testing a blockchain product’s performance against existing processes to measure the exact improvement in ef...

Brexit is only months away, so what will it mean for the UK insurance industry? What tangible effects has the referendum decision already had? What impacts and risks should UK businesses and insurance brokers already be planning contingencies for? Which possible opportunities should we be poised to take advantage of? NIck Hewer hosts an in-depth discussion with an expert panel: Neil Dwane – Global Strategist – Allianz Global Investors; Alan Soady – Federation of Small Businesses; Jonathan De Beer – Senior Advisor, Association of British Insurers; Ben Reid – Associate Partner - EY A podcast from Allianz Insurance UK See acast.com/privacy for privacy and opt-out information.

Larry Snow with the Secure Transportation and Executive Protection News for Tuesday, June 12th, 2018.   In Vehicle News From the BBC News Car insurers warn on 'autonomous' vehicles The motor insurance industry is warning carmakers against the use of the word "autonomous" in their marketing. A report for the Association of British Insurers says the way some advanced vehicles are described can convince motorists that they have self-driving cars when that is not the case.   Read More   ===== And from AAA Foundation Worn Tires Decrease Handling on Wet Roads Up to 33% According to a recent study from AAA, on wet roads, worn tires with a tread depth of 4/32 inch have an average increased stopping distance of 87 feet for a passenger car and 86 feet for a light truck when compared with new tires. The research explores performance differences on wet pavement between the worn tires and new all-season tires when driving at 60 mph.  Read More ==================  In Cybersecurity news Chinese hackers stole 614GB of undersea warfare data from U.S. Navy contractor Hackers linked to the Chinese government reportedly stole 614 gigabytes of highly sensitive data from a U.S. Navy contractor, including plans related to a supersonic anti-ship missile meant to be usable by 2020 and other details about undersea warfare. Read More  ====== And from PoliceOne.Com Feds arrest 74 in global email scam crackdown Federal authorities have announced a major coordinated law enforcement effort to disrupt international business e-mail compromise schemes. Authorities, including the FBI and Department of Justice, announced on Monday that arrests have been made in connection to business e-mail compromise schemes designed to intercept and hijack wire transfers from businesses and individuals. Operation WireWire, which also included the Department of Homeland Security, involved a six-month sweep that culminated in over two weeks of intense law enforcement activity, leading to 74 arrests in the U.S. and overseas. Read More   ======================   This flash briefing is brought to you by the International Security Driver Association. Whether you are exploring a career in executive protection, new to the profession, honing your expertise, or an established security executive, ISDA offers its Members benchmark educational, networking, and marketing programs. For more information about the ISDA membership, articles related to secure transportation, security, and executive protection, go to isdacenter.org. Thanks for listening to the Security Driver and Executive Protection News flash briefing. Have a great weekend everybody.

Stuart, Mike and Suzy from Holloway Friendly on new business strategies and paying claims - MAF162 This week I talk to Stuart, Mike and Suzy from Holloway Friendly Society. We talk about the new strategy they've developed for the company, and how they're making claims a focus for their customer service. Welcome to episode 162 of the Marketing and Finance Podcast. We chat about: How Holloway Friendly has succeeded as a smaller business within UK financial services Protection insurance market challenges Putting together a new strategy for business development Showing insurance claims in a positive light Why sharing true stories helps customers How Holloway deal with the claims process Who are the new team at Holloway Friendly Society? Stuart Tragheim The CEO. He's worked in financial services for more than 30 years. Before joining Holloway, Stuart worked for large organisations in sales, marketing, distribution and technical departments Mike Taylor Chief Operating Officer. He's worked in claims and underwriting for the past 25 years. Mike's worked on Association of British Insurers and other technical committees and been part of underwriting groups. He enjoys innovating and modernising the customer journey Suzy Esson Head of Member Services, looking after claims, underwriting and member admin. She’s worked in claims and underwriting for 27 years. Her passion is claims, and she likes being able to make a difference to someone when they need support the most Links and Show Notes. For links to the books and apps mentioned by Stuart, Mike and Suzy, please visit http://rogeredwards.co.uk/MAF for the show notes. What is the Marketing and Finance (MAF) Podcast? The podcast for ideas and inspiration on marketing your business and growing your business, and for discussing topics on all things finance. I’m Roger Edwards, a marketing guy and keynote speaker from Edinburgh helping you keep your marketing strategy simple and the BS at bay. The MAF Podcast is a 30-minute radio show you download from http://rogeredwards.co.uk/MAF, iTunes, Spotify or Stitcher Radio. Each week you'll hear interviews with business experts, marketers, entrepreneurs and journalists. Interviews to listen to in the car, on the train or on the treadmill. Or even in the bath! We talk about: How you can grow your business using content marketing and social media How you can keep your Marketing strategy and communications simple Topics, issues, products and business models from the world of finance You’ll take away one or two big ideas that you can apply to your business. So, you can keep marketing your business to keep growing your business. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes Fancy Appearing on the Show? Would you be interested in appearing on the MAF Podcast? Have you an exciting marketing or finance story to tell? Do you fancy drawing out some inspirational ideas that MAF listeners can take away to use in their own businesses? Do please contact me if you want to get involved. http://rogeredwards.co.uk

This is the third and final part of a special three part series based around the launch of ICAN, the Insurance Cultural Awareness Network. This is a group that promotes multicultural inclusion and progression within the insurance sector. Today I’m speaking with Huw Evans, Huw is the Director General of the Association of British Insurers … Why The Insurance Industry Has Put Diversity & Inclusion Front And Centre [Interview with Huw Evans] Read More » The post Why The Insurance Industry Has Put Diversity & Inclusion Front And Centre [Interview with Huw Evans] appeared first on Element of Inclusion.

In this episode of Informed Choice Radio, Martin talks about making sensible withdrawals from your pension pot. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Sensible pension pot withdrawals Earlier this week, the Association of British Insurers, the ABI, published the first full year of data since pension freedoms began in April 2015. These figures show that most people are being sensible about pension withdrawals. They found that over half of people withdrawing money from their pots in the first three months of 2016 took out 1% or less of their value. However, more than 3,000 people took out more than 10% of the value of their pension pots during this time. In this episode of the podcast, we hear from Nick Bamford of Informed Choice, Jamie Jenkins of Standard Life, and Fiona Tait of Royal London to get their views on these new ABI pension freedom figures. Personal finance news update -Retail sales were up by 5.9% in July compared with the same month last year, boosted by warmer weather. -Accountants and advisers face new tougher fines for helping their clients bend tax rules to gain a tax advantage. -Regulated rail fares in England and Scotland will rise by 1.9% next year, following the publication of the latest price inflation figures. -Savers face lower returns after one of the most competitive savings accounts slashed its interest rate in half. -New official figures show house price inflation was up by 8.7% in the year to June. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail.

In this episode of Informed Choice Radio, Martin talks to Steven Cameron from Aegon about selling your pension annuity and why they have been lobbying the financial services regulator to ensure consumers are well protected. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Selling your pension annuity This week, Martin spoke to Steven Cameron at Aegon about the new secondary market for pension annuities which is being introduced next April. Steven is responsible for regulatory and legislative analysis, and for lobbying on behalf of Aegon UK and the life and pensions industry. He joined Aegon UK in 1996 and is an actuary by profession, with 30 years of experience in financial services. Steven represents Aegon on a number of committees for the Association of British Insurers, including the Long Term Savings and Life Insurance Committee. He is also a member of Scottish Financial Enterprise’s Insurance, Life & Pensions Sector Policy Group. Martin asked Steven if he could explain how the planned secondary market for pension annuities might work when it was introduced next April. Earlier in the week, Aegon called on the Financial Conduct Authority to go further in setting out clearly its protection measures for potentially vulnerable consumers. Martin asked Steven what measures Aegon would like to see the regulator introduce before next April in order to protect consumers. Finally, he asked Steven how important it was for financial advisers to be involved in the new secondary annuity market and what a lack of participation from financial advisers would mean for consumers. Personal finance news update -Millionaires in Asia are now in control of more wealth than those in North America, Europe and other regions. -More than 100,000 people are set to receive letters telling them they won’t qualify for the new state pension. -Consumer group Which? has warned that the most loyal customers of banks are getting ‘woeful’ interest rates on their Individual Savings Accounts. -The UK population has risen by over half a million during the past year, or 0.8%, to reach 65.1m people. -Half of UK’s mortgage holders have no life insurance cover in place, meaning that 8.2 million people are leaving themselves and their families financially exposed if the unforeseen were to happen. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail. Help us spread the word! Thank you for listening to this episode of Informed Choice Radio. If you enjoyed this episode, please share it with a friend. If you enjoy the show, please subscribe in iTunes and write us a review! Reviews really help us stand out from the crowd and reach more listeners. Martin and Informed Choice Martin Bamford is a Chartered Financial Planner, Chartered Wealth Manager and SOLLA Accredited Later Life Adviser. As Managing Director of Informed Choice, the award-winning firm of Chartered Financial Planners in Surrey, he is responsible for nearly £200m of client assets. Martin is the author of several bestselling personal finance books and produced his first feature-length documentary in 2014, about the post-war Baby Boomer generation in retirement. “Bamford excels at making even the dullest topics interesting” – Pensions Management Visit www.icfp.co.uk to find out more about Informed Choice, or follow us on Twitter at www.twitter.com/informedchoice.

In this Business Finance Bulletin podcast, we kick off looking at Trade Credit Insurance with news from the Association of British Insurers on how the sector performed in 2015 in respect of the amounts paid out. The Small Business Enterprise Bill has now been given Royal Assent and we look at what we can expected in terms of tackling late payment. A survey from Amicus Finance has looked at demand amongst business owners for sources of alternative finance. The findings reinforce the trend that alternative finance is going mainstream In the Business Finance Tip of the Week three tips on how to choose the right Accountant for you and your business.

MPAF62 – Johnny Timpson on Protection Engagement, Charities and Collective Industry Initiatives The 7 Families Campaign is an example of a successful UK collective industry initiative. In the USA LifeHappens.Org has taken the concept many steps further to create massive consumer engagement about the need for protection insurance. In this episode I talk to Johnny Timpson who works with both 7 Families and LifeHappens.Org. Hear Johnny's views on how we can build upon the success of 7 Families to ramp up consumer engagement. Listen to his ideas of how the industry can work with charities who often show they have a better grasp of marketing and social media than many in financial services. That's all right here in Episode 62 of the Marketing Protection and Finance Podcast. Who is Johnny Timpson? Johnny is Financial Protection Technical & Industry Affairs Manager at Scottish Widows based in Edinburgh. He's a well-known speaker, Protection Review Personality of the Year 2014, and works with 7 Families, the Income Protection Taskforce and the Association of British Insurers. Links and Show Notes. For links to the books and apps mentioned by Johnny, please visit http://rogeredwards.co.uk/MPAF (http://rogeredwards.co.uk/MPAF) for the show notes. What is the Marketing Finance and Protection (MPAF) Podcast? It’s the Podcast for Financial Services Professionals looking to share business ideas and inspiration in the world of Marketing, Protection and Finance. The MPAF Podcast is a 30 minute audio show you download from http://rogeredwards.co.uk/MPAF (http://rogeredwards.co.uk/MPAF) , iTunes or Stitcher Radio. Each week I’ll be interviewing financial services providers, advisers, experts and journalists. Interviews to listen to in the car, on the train or on the treadmill. The main focus of the podcast is on what we can do to make protection and finance more accessible to the consumer and how financial services professionals can develop and promote their businesses. We’ll look at financial services products, interesting business models and campaigns with an emphasis on the following: Marketing – talking about how financial services professionals can develop and promote their businesses using traditional marketing tools but focussing on modern content marketing and social media techniques. Protection – talking about life insurance, critical illness, income protection and other protection products Finance – talking about pensions, platforms, savings and investments My aim is to make sure that you will get one or two big business ideas that you can apply to your own business. Whether it is a sales idea, advice idea, product tweak or simply an app that is worth looking at. I’m your host, Roger Edwards. A marketer for 25 years now in business to help you with your business strategy, marketing and social media. I’m the ex-MD of Bright Grey and Scottish Provident and before that held many executive marketing roles. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes (http://rogeredwards.co.uk/itunes) Fancy Appearing on the Show? Would you be interested in appearing on the MPAF Podcast? Are you working on a new proposition, campaign or a business model you want to talk about? Do you fancy drawing out some inspirational business and marketing ideas that MPAF listeners can take away to use in their own businesses? Do please contact me if you want to get involved. http://rogeredwards.co.uk (http://rogeredwards.co.uk)

Matt Cullen, Policy Adviser - Flooding and Climate Change, Association of British Insurers, gives a talk for the Water Security seminar series.

Matt Cullen, Policy Adviser - Flooding and Climate Change, Association of British Insurers, gives a talk for the Water Security seminar series.

Unemployment insurance premiums are on the rise, and the criteria for eligibility are being tightened. Josephine Cumbo finds out why from the Association of British Insurers See acast.com/privacy for privacy and opt-out information.